First Horizon Bank Mortgage Lending & HMDA Data, 2021
In 2021, First Horizon Bank of Memphis, TN reported 30,235 mortgage applications totaling $10.7 billion, up 243% from 2020. The average application was for $354,907, and applicants reported an average income of $194,509. 67% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (3,275), New Orleans-Metairie, LA (2,317) and Memphis, TN-MS-AR (2,071) (applications in parentheses).
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,235 |
| Total Mortgage Loan Application Amount | $10,730,635,000 |
| Average Mortgage Loan Application Amount | $354,907 |
| Highest Mortgage Loan Application Amount | $53,305,000 |
| Average Applicant Income | $194,509 |
| Highest Applicant Income | $9,460,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,275 | $ 1,099,675,000 | $ 335,778 | $ 176,000 |
| Outside any metro area | 2,802 | $ 966,140,000 | $ 344,803 | $ 193,466 |
| New Orleans-Metairie, LA | 2,317 | $ 768,775,000 | $ 331,797 | $ 191,000 |
| Memphis, TN-MS-AR | 2,071 | $ 466,815,000 | $ 225,405 | $ 145,472 |
| Fayetteville-Springdale-Rogers, AR-MO | 1,349 | $ 365,645,000 | $ 271,048 | $ 135,000 |
| Lafayette, LA | 1,047 | $ 179,985,000 | $ 171,905 | $ 119,000 |
| Knoxville, TN | 959 | $ 274,505,000 | $ 286,240 | $ 197,000 |
| Miami-Miami Beach-Kendall, FL | 956 | $ 699,630,000 | $ 731,830 | $ 386,000 |
| Atlanta-Sandy Springs-Roswell, GA | 916 | $ 421,430,000 | $ 460,076 | $ 229,000 |
| Little Rock-North Little Rock-Conway, AR | 895 | $ 199,155,000 | $ 222,519 | $ 129,000 |
| Dallas-Plano-Irving, TX | 878 | $ 452,940,000 | $ 515,876 | $ 256,000 |
| Houston-The Woodlands-Sugar Land, TX | 746 | $ 409,530,000 | $ 548,967 | $ 247,000 |
| Baton Rouge, LA | 705 | $ 206,915,000 | $ 293,496 | $ 234,000 |
| Jackson, MS | 693 | $ 177,865,000 | $ 256,659 | $ 134,000 |
| Tampa-St. Petersburg-Clearwater, FL | 656 | $ 293,070,000 | $ 446,753 | $ 215,000 |
| Chattanooga, TN-GA | 532 | $ 136,290,000 | $ 256,184 | $ 182,793 |
| Birmingham-Hoover, AL | 506 | $ 163,400,000 | $ 322,924 | $ 191,000 |
| Charlotte-Concord-Gastonia, NC-SC | 498 | $ 162,670,000 | $ 326,646 | $ 174,236 |
| Orlando-Kissimmee-Sanford, FL | 440 | $ 118,080,000 | $ 268,363 | $ 197,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 436 | $ 298,700,000 | $ 685,091 | $ 401,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 396 | $ 239,460,000 | $ 604,696 | $ 342,000 |
| Huntsville, AL | 369 | $ 107,515,000 | $ 291,368 | $ 138,000 |
| St. Louis, MO-IL | 356 | $ 86,000,000 | $ 241,573 | $ 111,988 |
| Cape Coral-Fort Myers, FL | 343 | $ 80,235,000 | $ 233,921 | $ 147,000 |
| Winston-Salem, NC | 335 | $ 72,515,000 | $ 216,462 | $ 145,000 |
| Naples-Immokalee-Marco Island, FL | 305 | $ 196,105,000 | $ 642,967 | $ 219,000 |
| Lake Charles, LA | 278 | $ 44,560,000 | $ 160,287 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 259 | $ 62,865,000 | $ 242,722 | $ 114,000 |
| Durham-Chapel Hill, NC | 236 | $ 48,510,000 | $ 205,550 | $ 135,000 |
| North Port-Sarasota-Bradenton, FL | 235 | $ 78,435,000 | $ 333,765 | $ 170,000 |
| Raleigh, NC | 230 | $ 74,750,000 | $ 325,000 | $ 190,000 |
| Johnson City, TN | 223 | $ 46,275,000 | $ 207,511 | $ 160,000 |
| Monroe, LA | 196 | $ 37,630,000 | $ 191,989 | $ 104,000 |
| Mobile, AL | 195 | $ 69,415,000 | $ 355,974 | $ 253,000 |
| Daphne-Fairhope-Foley, AL | 188 | $ 86,600,000 | $ 460,638 | $ 312,000 |
| New York-Jersey City-White Plains, NY-NJ | 181 | $ 248,855,000 | $ 1,374,889 | $ 669,342 |
| Hickory-Lenoir-Morganton, NC | 179 | $ 31,885,000 | $ 178,128 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 173 | $ 40,695,000 | $ 235,231 | $ 172,416 |
| Houma-Thibodaux, LA | 149 | $ 26,385,000 | $ 177,080 | $ 116,000 |
| Jonesboro, AR | 146 | $ 29,150,000 | $ 199,657 | $ 143,000 |
| Greensboro-High Point, NC | 141 | $ 27,465,000 | $ 194,787 | $ 115,000 |
| Jacksonville, FL | 126 | $ 47,630,000 | $ 378,015 | $ 240,000 |
| Morristown, TN | 112 | $ 20,480,000 | $ 182,857 | $ 144,000 |
| Fort Worth-Arlington, TX | 108 | $ 49,060,000 | $ 454,259 | $ 231,000 |
| Asheville, NC | 102 | $ 34,330,000 | $ 336,568 | $ 213,000 |
| Gulfport-Biloxi-Pascagoula, MS | 98 | $ 20,780,000 | $ 212,040 | $ 136,000 |
| Crestview-Fort Walton Beach-Destin, FL | 76 | $ 69,930,000 | $ 920,131 | $ 428,000 |
| Austin-Round Rock, TX | 72 | $ 53,680,000 | $ 745,555 | $ 330,000 |
| Fayetteville, NC | 69 | $ 16,845,000 | $ 244,130 | $ 131,000 |
| Cleveland, TN | 57 | $ 12,075,000 | $ 211,842 | $ 116,000 |
| Greenville-Anderson-Mauldin, SC | 57 | $ 16,615,000 | $ 291,491 | $ 134,000 |
| Clarksville, TN-KY | 56 | $ 9,820,000 | $ 175,357 | $ 73,000 |
| Port St. Lucie, FL | 52 | $ 23,010,000 | $ 442,500 | $ 283,000 |
| Burlington, NC | 48 | $ 6,460,000 | $ 134,583 | $ 76,000 |
| Charleston-North Charleston, SC | 47 | $ 38,615,000 | $ 821,595 | $ 489,000 |
| Decatur, AL | 47 | $ 10,055,000 | $ 213,936 | $ 86,000 |
| Jackson, TN | 45 | $ 10,945,000 | $ 243,222 | $ 191,000 |
| Columbia, SC | 44 | $ 17,100,000 | $ 388,636 | $ 248,000 |
| Nassau County-Suffolk County, NY | 43 | $ 62,255,000 | $ 1,447,790 | $ 617,000 |
| Roanoke, VA | 42 | $ 6,860,000 | $ 163,333 | $ 71,000 |
| Shreveport-Bossier City, LA | 42 | $ 10,100,000 | $ 240,476 | $ 188,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 36 | $ 13,880,000 | $ 385,555 | $ 279,777 |
| Spartanburg, SC | 36 | $ 7,360,000 | $ 204,444 | $ 79,000 |
| Lakeland-Winter Haven, FL | 31 | $ 9,925,000 | $ 320,161 | $ 195,000 |
| San Antonio-New Braunfels, TX | 29 | $ 14,465,000 | $ 498,793 | $ 207,000 |
| Hot Springs, AR | 28 | $ 7,030,000 | $ 251,071 | $ 258,000 |
| Pensacola-Ferry Pass-Brent, FL | 25 | $ 57,205,000 | $ 2,288,200 | $ 345,000 |
| Savannah, GA | 25 | $ 7,875,000 | $ 315,000 | $ 203,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 24 | $ 10,990,000 | $ 457,916 | $ 310,583 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 7,020,000 | $ 319,090 | $ 174,000 |
| Phoenix-Mesa-Scottsdale, AZ | 22 | $ 9,870,000 | $ 448,636 | $ 194,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 21 | $ 17,465,000 | $ 831,666 | $ 388,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 37,480,000 | $ 1,874,000 | $ 1,044,000 |
| Los Angeles-Long Beach-Glendale, CA | 20 | $ 19,850,000 | $ 992,500 | $ 1,252,000 |
| Hammond, LA | 18 | $ 4,750,000 | $ 263,888 | $ 96,000 |
| Kansas City, MO-KS | 18 | $ 9,740,000 | $ 541,111 | $ 284,777 |
| Panama City, FL | 18 | $ 7,120,000 | $ 395,555 | $ 258,000 |
| Denver-Aurora-Lakewood, CO | 17 | $ 8,075,000 | $ 475,000 | $ 254,000 |
| Gainesville, GA | 17 | $ 8,045,000 | $ 473,235 | $ 273,000 |
| Athens-Clarke County, GA | 16 | $ 6,330,000 | $ 395,625 | $ 160,000 |
| Chicago-Naperville, IL | 14 | $ 6,510,000 | $ 465,000 | $ 191,000 |
| Florence-Muscle Shoals, AL | 14 | $ 4,920,000 | $ 351,428 | $ 133,000 |
| Fort Smith, AR-OK | 14 | $ 3,750,000 | $ 267,857 | $ 139,000 |
| Punta Gorda, FL | 14 | $ 3,030,000 | $ 216,428 | $ 171,000 |
| New York-Newark, NY | 13 | $ 11,075,000 | $ 851,923 | $ 754,000 |
| Newark, NJ-PA | 13 | $ 12,875,000 | $ 990,384 | $ 444,538 |
| Sebastian-Vero Beach, FL | 13 | $ 10,305,000 | $ 792,692 | $ 485,000 |
| Wilmington, NC | 13 | $ 5,995,000 | $ 461,153 | $ 356,000 |
| Baltimore-Columbia-Towson, MD | 12 | $ 4,730,000 | $ 394,166 | $ 268,000 |
| Gainesville, FL | 12 | $ 3,240,000 | $ 270,000 | $ 216,000 |
| Tuscaloosa, AL | 11 | $ 3,065,000 | $ 278,636 | $ 371,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 30,900,000 | $ 3,090,000 | $ 191,000 |
| Montgomery, AL | 10 | $ 5,210,000 | $ 521,000 | $ 902,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 11,630,000 | $ 1,163,000 | $ 203,000 |
| The Villages, FL | 10 | $ 2,650,000 | $ 265,000 | $ 162,000 |
| Homosassa Springs, FL | 9 | $ 1,895,000 | $ 210,555 | $ 134,000 |
| Richmond, VA | 9 | $ 4,625,000 | $ 513,888 | $ 275,000 |
| Springfield, MO | 9 | $ 1,905,000 | $ 211,666 | $ 140,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 3,655,000 | $ 406,111 | $ 203,000 |
| Brunswick, GA | 8 | $ 20,180,000 | $ 2,522,500 | $ 1,069,000 |
| Cleveland-Elyria, OH | 8 | $ 2,810,000 | $ 351,250 | $ 144,000 |
| Hattiesburg, MS | 8 | $ 3,130,000 | $ 391,250 | $ 418,000 |
| Lexington-Fayette, KY | 8 | $ 1,960,000 | $ 245,000 | $ 153,000 |
| Tallahassee, FL | 8 | $ 3,460,000 | $ 432,500 | $ 147,000 |
| Washington-Baltimore-Arlington, DC | 8 | $ 3,100,000 | $ 387,500 | $ 182,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 10,725,000 | $ 1,532,142 | $ 548,000 |
| Auburn-Opelika, AL | 7 | $ 5,215,000 | $ 745,000 | $ 172,000 |
| Columbus, OH | 7 | $ 2,405,000 | $ 343,571 | $ 205,000 |
| Dalton, GA | 7 | $ 8,335,000 | $ 1,190,714 | $ 390,000 |
| El Paso, TX | 7 | $ 1,175,000 | $ 167,857 | $ 146,000 |
| Ocala, FL | 7 | $ 1,345,000 | $ 192,142 | $ 80,000 |
| Tulsa, OK | 7 | $ 1,635,000 | $ 233,571 | $ 186,000 |
| Corpus Christi, TX | 6 | $ 1,380,000 | $ 230,000 | $ 180,000 |
| New Haven-Milford, CT | 6 | $ 2,360,000 | $ 393,333 | $ 207,000 |
| Pittsburgh, PA | 6 | $ 2,340,000 | $ 390,000 | $ 145,000 |
| Tyler, TX | 6 | $ 4,130,000 | $ 688,333 | $ 385,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,365,000 | $ 273,000 | $ 108,000 |
| Fresno, CA | 5 | $ 1,805,000 | $ 361,000 | $ 167,000 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 1,915,000 | $ 383,000 | $ 163,000 |
| Longview, TX | 5 | $ 1,205,000 | $ 241,000 | $ 173,000 |
| Sebring, FL | 5 | $ 1,075,000 | $ 215,000 | $ 131,000 |
| Sherman-Denison, TX | 5 | $ 1,365,000 | $ 273,000 | $ 152,000 |
| Alexandria, LA | 4 | $ 800,000 | $ 200,000 | $ 140,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,450,000 | $ 362,500 | $ 337,000 |
| Beaumont-Port Arthur, TX | 4 | $ 990,000 | $ 247,500 | $ 138,000 |
| Boston, MA | 4 | $ 1,470,000 | $ 367,500 | $ 163,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,410,000 | $ 352,500 | $ 195,000 |
| College Station-Bryan, TX | 4 | $ 1,460,000 | $ 365,000 | $ 118,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 1,110,000 | $ 277,500 | $ 131,000 |
| Lubbock, TX | 4 | $ 730,000 | $ 182,500 | $ 347,000 |
| Macon-Bibb County, GA | 4 | $ 940,000 | $ 235,000 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,150,000 | $ 287,500 | $ 112,000 |
| New Bern, NC | 4 | $ 1,160,000 | $ 290,000 | $ 197,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,700,000 | $ 425,000 | $ 113,000 |
| San Angelo, TX | 4 | $ 940,000 | $ 235,000 | $ 106,000 |
| Tucson, AZ | 4 | $ 1,790,000 | $ 447,500 | $ 278,000 |
| Waco, TX | 4 | $ 1,120,000 | $ 280,000 | $ 155,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,550,000 | $ 387,500 | $ 115,000 |
| Wichita, KS | 4 | $ 1,500,000 | $ 375,000 | $ 307,000 |
| Winchester, VA-WV | 4 | $ 1,430,000 | $ 357,500 | $ 204,000 |
| Amarillo, TX | 3 | $ 755,000 | $ 251,666 | $ 226,000 |
| Camden, NJ | 3 | $ 1,015,000 | $ 338,333 | $ 190,000 |
| Colorado Springs, CO | 3 | $ 2,865,000 | $ 955,000 | $ 151,000 |
| Columbia, MO | 3 | $ 725,000 | $ 241,666 | $ 149,000 |
| Columbus, GA-AL | 3 | $ 695,000 | $ 231,666 | $ 74,333 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 485,000 | $ 161,666 | $ 91,000 |
| Elgin, IL | 3 | $ 605,000 | $ 201,666 | $ 125,000 |
| Gary, IN | 3 | $ 595,000 | $ 198,333 | $ 108,000 |
| Jacksonville, NC | 3 | $ 805,000 | $ 268,333 | $ 151,000 |
| Joplin, MO | 3 | $ 545,000 | $ 181,666 | $ 180,000 |
| Kalamazoo-Portage, MI | 3 | $ 1,095,000 | $ 365,000 | $ 457,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 885,000 | $ 295,000 | $ 210,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 1,615,000 | $ 538,333 | $ 230,000 |
| Morgantown, WV | 3 | $ 845,000 | $ 281,666 | $ 142,000 |
| Ogden-Clearfield, UT | 3 | $ 1,065,000 | $ 355,000 | $ 858,000 |
| Philadelphia, PA | 3 | $ 1,105,000 | $ 368,333 | $ 125,000 |
| Pine Bluff, AR | 3 | $ 345,000 | $ 115,000 | $ 55,000 |
| Reno, NV | 3 | $ 995,000 | $ 331,666 | $ 117,000 |
| Rochester, NY | 3 | $ 875,000 | $ 291,666 | $ 114,000 |
| San Diego-Carlsbad, CA | 3 | $ 2,415,000 | $ 805,000 | $ 1,638,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 12,735,000 | $ 4,245,000 | $ 1,820,000 |
| Spokane-Spokane Valley, WA | 3 | $ 1,365,000 | $ 455,000 | $ 127,000 |
| Toledo, OH | 3 | $ 635,000 | $ 211,666 | $ 74,000 |
| Valdosta, GA | 3 | $ 755,000 | $ 251,666 | $ 101,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 895,000 | $ 298,333 | $ 168,666 |
| Akron, OH | 2 | $ 390,000 | $ 195,000 | $ 378,000 |
| Albany, GA | 2 | $ 560,000 | $ 280,000 | $ 50,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 930,000 | $ 465,000 | $ 304,000 |
| Albuquerque, NM | 2 | $ 990,000 | $ 495,000 | $ 170,000 |
| Ann Arbor, MI | 2 | $ 920,000 | $ 460,000 | $ 316,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 3,030,000 | $ 1,515,000 | $ 119,000 |
| Bakersfield, CA | 2 | $ 600,000 | $ 300,000 | $ 187,000 |
| Bend-Redmond, OR | 2 | $ 1,010,000 | $ 505,000 | $ 158,000 |
| Boulder, CO | 2 | $ 1,570,000 | $ 785,000 | $ 2,101,000 |
| Bowling Green, KY | 2 | $ 860,000 | $ 430,000 | $ 322,000 |
| Burlington-South Burlington, VT | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Cape Girardeau, MO-IL | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Carbondale-Marion, IL | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Coeur D'Alene, ID | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 420,000 | $ 210,000 | $ 183,000 |
| Des Moines-West Des Moines, IA | 2 | $ 520,000 | $ 260,000 | $ 128,000 |
| Florence, SC | 2 | $ 520,000 | $ 260,000 | $ 179,000 |
| Goldsboro, NC | 2 | $ 280,000 | $ 140,000 | $ 148,000 |
| Greenville, NC | 2 | $ 520,000 | $ 260,000 | $ 220,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 1,410,000 | $ 705,000 | $ 319,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 820,000 | $ 410,000 | $ 200,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 450,000 | $ 225,000 | $ 53,000 |
| Iowa City, IA | 2 | $ 1,690,000 | $ 845,000 | $ 1,106,000 |
| Killeen-Temple, TX | 2 | $ 310,000 | $ 155,000 | $ 192,000 |
| Lynchburg, VA | 2 | $ 570,000 | $ 285,000 | $ 91,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,300,000 | $ 650,000 | $ 610,000 |
| Oklahoma City, OK | 2 | $ 480,000 | $ 240,000 | $ 178,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 840,000 | $ 420,000 | $ 113,000 |
| Reading, PA | 2 | $ 690,000 | $ 345,000 | $ 227,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 800,000 | $ 400,000 | $ 345,000 |
| Rochester, MN | 2 | $ 980,000 | $ 490,000 | $ 219,000 |
| Salisbury, MD-DE | 2 | $ 270,000 | $ 135,000 | $ 163,000 |
| Salt Lake City, UT | 2 | $ 1,060,000 | $ 530,000 | $ 157,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,550,000 | $ 775,000 | $ 225,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 2,290,000 | $ 1,145,000 | $ 214,000 |
| State College, PA | 2 | $ 890,000 | $ 445,000 | $ 185,000 |
| Syracuse, NY | 2 | $ 740,000 | $ 370,000 | $ 171,000 |
| Trenton, NJ | 2 | $ 1,370,000 | $ 685,000 | $ 308,000 |
| Warner Robins, GA | 2 | $ 800,000 | $ 400,000 | $ 110,000 |
| Wenatchee, WA | 2 | $ 850,000 | $ 425,000 | $ 139,000 |
| Wheeling, WV-OH | 2 | $ 500,000 | $ 250,000 | $ 180,000 |
| Wichita Falls, TX | 2 | $ 220,000 | $ 110,000 | $ 200,000 |
| Worcester, MA-CT | 2 | $ 880,000 | $ 440,000 | $ 32,000 |
| Abilene, TX | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Bloomsburg-Berwick, PA | 1 | $ 475,000 | $ 475,000 | $ 845,000 |
| Boise City, ID | 1 | $ 925,000 | $ 925,000 | $ 346,000 |
| Bremerton-Silverdale, WA | 1 | $ 485,000 | $ 485,000 | $ 755,000 |
| Brownsville-Harlingen, TX | 1 | $ 555,000 | $ 555,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Cedar Rapids, IA | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 525,000 | $ 525,000 | $ 260,000 |
| Champaign-Urbana, IL | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Charlottesville, VA | 1 | $ 265,000 | $ 265,000 | $ 325,000 |
| Eugene, OR | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Fargo, ND-MN | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Fort Wayne, IN | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Gadsden, AL | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Gettysburg, PA | 1 | $ 335,000 | $ 335,000 | $ 351,000 |
| Grand Junction, CO | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Green Bay, WI | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Hanford-Corcoran, CA | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Harrisburg-Carlisle, PA | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Harrisonburg, VA | 1 | $ 385,000 | $ 385,000 | $ 65,000 |
| Hinesville, GA | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Kankakee, IL | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Kennewick-Richland, WA | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Lafayette-West Lafayette, IN | 1 | $ 485,000 | $ 485,000 | $ 98,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| Lansing-East Lansing, MI | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Lawton, OK | 1 | $ 335,000 | $ 335,000 | $ 201,000 |
| Madison, WI | 1 | $ 355,000 | $ 355,000 | $ 203,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Midland, TX | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 225,000 | $ 225,000 | $ 226,000 |
| Muncie, IN | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Norwich-New London, CT | 1 | $ 1,415,000 | $ 1,415,000 | $ 0 |
| Ocean City, NJ | 1 | $ 2,645,000 | $ 2,645,000 | $ 1,789,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 255,000 | $ 255,000 | $ 585,000 |
| Pocatello, ID | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Provo-Orem, UT | 1 | $ 355,000 | $ 355,000 | $ 1,645,000 |
| Rockford, IL | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Rocky Mount, NC | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Rome, GA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Salinas, CA | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Santa Fe, NM | 1 | $ 715,000 | $ 715,000 | $ 189,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Springfield, MA | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Texarkana, TX-AR | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Victoria, TX | 1 | $ 475,000 | $ 475,000 | $ 181,000 |
| Wilmington, DE-MD-NJ | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Yakima, WA | 1 | $ 375,000 | $ 375,000 | $ 197,000 |
| York-Hanover, PA | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Yuma, AZ | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,257 | $5,407,115,000 | $441,000 | $53,305,000 | $189,000 | $9,460,000 |
| Refinancing | 7,794 | $2,923,930,000 | $375,000 | $18,205,000 | $219,000 | $9,352,000 |
| Cash-out Refinancing | 4,346 | $1,353,210,000 | $311,000 | $9,225,000 | $163,000 | $6,410,000 |
| Home Improvement | 3,498 | $491,720,000 | $140,000 | $3,205,000 | $195,000 | $8,307,000 |
| Other Purpose | 2,319 | $553,615,000 | $238,000 | $6,755,000 | $201,000 | $6,039,000 |
| Not Applicable | 21 | $1,045,000 | $49,000 | $105,000 | $43,000 | $87,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,399 | $7,281,165,000 | $340,000 | $14,005,000 | $195,000 | $9,352,000 |
| Not Provided | 2,938 | $1,157,710,000 | $394,000 | $15,005,000 | $262,000 | $9,460,000 |
| Black or African American | 2,253 | $512,475,000 | $227,000 | $4,875,000 | $112,000 | $4,262,000 |
| Hispanic | 1,892 | $703,000,000 | $371,000 | $5,745,000 | $173,000 | $3,475,000 |
| Asian | 1,139 | $449,425,000 | $394,000 | $3,205,000 | $202,000 | $8,307,000 |
| Not applicable | 297 | $517,365,000 | $1,741,000 | $53,305,000 | $0 | $0 |
| American Indian or Alaskan Native | 145 | $39,355,000 | $271,000 | $2,215,000 | $135,000 | $705,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $9,255,000 | $402,000 | $2,855,000 | $187,000 | $1,055,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,807 | $10,129,825,000 | $364,000 | $53,305,000 | $205,000 | $9,460,000 |
| FHA-insured (Federal Housing Administration) | 1,348 | $298,580,000 | $221,000 | $655,000 | $61,000 | $482,000 |
| VA-guaranteed (Veterans Administration) | 711 | $234,485,000 | $329,000 | $1,265,000 | $98,000 | $542,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 369 | $67,745,000 | $183,000 | $565,000 | $54,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,362 | $7,820,680,000 | $384,000 | $53,305,000 | $208,000 | $9,460,000 |
| Application Denied By Financial Institution | 3,975 | $832,255,000 | $209,000 | $12,105,000 | $127,000 | $9,352,000 |
| Application Withdrawn By Applicant | 3,899 | $1,569,135,000 | $402,000 | $14,005,000 | $214,000 | $8,686,000 |
| Loan Purchased By The Institution | 825 | $142,775,000 | $173,000 | $1,305,000 | $41,000 | $446,000 |
| Application Approved But Not Accepted | 629 | $153,345,000 | $243,000 | $5,915,000 | $227,000 | $3,535,000 |
| File Closed For Incompleteness | 545 | $212,445,000 | $389,000 | $2,955,000 | $228,000 | $2,800,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,260 | $9,898,380,000 | $376,000 | $53,305,000 | $204,000 | $9,460,000 |
| Debt-To-Income Ratio | 1,460 | $342,560,000 | $234,000 | $3,415,000 | $76,000 | $1,129,000 |
| Credit History | 1,290 | $192,120,000 | $148,000 | $2,725,000 | $122,000 | $4,698,000 |
| Collateral | 645 | $130,945,000 | $203,000 | $12,105,000 | $201,000 | $9,352,000 |
| Other | 294 | $58,070,000 | $197,000 | $5,005,000 | $147,000 | $2,239,000 |
| Unverifiable Information | 126 | $39,160,000 | $310,000 | $1,545,000 | $226,000 | $2,927,000 |
| Credit Application Incomplete | 73 | $37,295,000 | $510,000 | $3,005,000 | $307,000 | $2,593,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 46 | $20,910,000 | $454,000 | $2,585,000 | $145,000 | $800,000 |
| Employment History | 41 | $11,195,000 | $273,000 | $1,305,000 | $101,000 | $448,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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