Flagstar Bank NA Mortgage Lending & HMDA Data, 2014

In 2014, Flagstar Bank NA of Troy, MI reported 125,978 mortgage applications totaling $29.8 billion, down 34% from 2013. The average application was for $236,905, and applicants reported an average income of $84,482. 65% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (7,184), Houston-The Woodlands-Sugar Land, TX (5,908) and Warren-Troy-Farmington Hills, MI (4,298) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 125,978
Total Mortgage Loan Application Amount $29,844,830,000
Average Mortgage Loan Application Amount $236,905
Highest Mortgage Loan Application Amount $9,400,000
Average Applicant Income $84,482
Highest Applicant Income $7,596,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 7,184 $ 2,591,882,000 $ 360,785 $ 110,000
Orange, California 3,955 $ 1,612,815,000 $ 407,791 $ 133,000
Harris, Texas 3,244 $ 690,798,000 $ 212,946 $ 111,000
Maricopa, Arizona 2,840 $ 676,420,000 $ 238,176 $ 91,000
San Diego, California 2,670 $ 940,374,000 $ 352,200 $ 104,000
Oakland, Michigan 2,476 $ 499,879,000 $ 201,889 $ 94,000
Riverside, California 2,467 $ 660,145,000 $ 267,590 $ 92,000
San Bernardino, California 1,775 $ 443,642,000 $ 249,939 $ 91,000
Broward, Florida 1,654 $ 386,808,000 $ 233,862 $ 98,000
Wayne, Michigan 1,547 $ 232,894,000 $ 150,545 $ 74,000
Cook, Illinois 1,539 $ 344,532,000 $ 223,867 $ 91,000
Miami-Dade, Florida 1,506 $ 333,824,000 $ 221,662 $ 86,000
Palm Beach, Florida 1,479 $ 332,569,000 $ 224,860 $ 106,000
Santa Clara, California 1,446 $ 639,718,000 $ 442,405 $ 145,000
Fort Bend, Texas 1,432 $ 365,728,000 $ 255,396 $ 123,000
Macomb, Michigan 1,291 $ 184,078,000 $ 142,585 $ 63,000
King, Washington 1,266 $ 400,410,000 $ 316,279 $ 111,000
Alameda, California 1,231 $ 472,680,000 $ 383,980 $ 122,000
Sacramento, California 1,096 $ 284,432,000 $ 259,518 $ 92,000
Travis, Texas 967 $ 265,988,000 $ 275,065 $ 118,000
Clark, Nevada 935 $ 192,628,000 $ 206,019 $ 74,000
Contra Costa, California 798 $ 276,004,000 $ 345,869 $ 120,000
Hennepin, Minnesota 789 $ 176,806,000 $ 224,088 $ 73,000
Orange, Florida 757 $ 168,006,000 $ 221,936 $ 82,000
Suffolk, New York 731 $ 207,498,000 $ 283,854 $ 90,000
Bexar, Texas 729 $ 133,497,000 $ 183,123 $ 85,000
Ventura, California 724 $ 266,584,000 $ 368,209 $ 108,000
Arapahoe, Colorado 673 $ 150,022,000 $ 222,915 $ 59,000
Hillsborough, Florida 673 $ 142,805,000 $ 212,191 $ 84,000
Douglas, Nebraska 632 $ 99,424,000 $ 157,316 $ 57,000
Lee, Florida 631 $ 122,481,000 $ 194,106 $ 113,000
Nassau, New York 631 $ 212,379,000 $ 336,575 $ 96,000
Collin, Texas 617 $ 153,149,000 $ 248,215 $ 106,000
Montgomery, Texas 597 $ 135,797,000 $ 227,465 $ 113,000
Williamson, Texas 576 $ 127,345,000 $ 221,085 $ 107,000
Washtenaw, Michigan 551 $ 103,792,000 $ 188,370 $ 87,000
Jefferson, Colorado 549 $ 137,030,000 $ 249,599 $ 73,000
Pima, Arizona 548 $ 99,985,000 $ 182,454 $ 59,000
Dallas, Texas 546 $ 121,128,000 $ 221,846 $ 88,000
Denver, Colorado 544 $ 130,360,000 $ 239,632 $ 74,000
St. Louis, Missouri 509 $ 92,332,000 $ 181,398 $ 52,000
Jackson, Missouri 505 $ 84,991,000 $ 168,299 $ 30,000
Fresno, California 499 $ 112,114,000 $ 224,677 $ 79,000
Adams, Colorado 489 $ 105,216,000 $ 215,165 $ 55,000
Kent, Michigan 488 $ 68,615,000 $ 140,604 $ 60,000
San Mateo, California 483 $ 218,741,000 $ 452,879 $ 139,000
Queens, New York 480 $ 153,327,000 $ 319,431 $ 89,000
Fairfax, Virginia 474 $ 171,482,000 $ 361,776 $ 117,000
Brevard, Florida 471 $ 86,776,000 $ 184,237 $ 73,000
Johnson, Kansas 471 $ 102,190,000 $ 216,963 $ 52,000
Tarrant, Texas 468 $ 89,383,000 $ 190,989 $ 86,000
Pinellas, Florida 463 $ 85,935,000 $ 185,604 $ 92,000
Douglas, Colorado 437 $ 133,205,000 $ 304,816 $ 77,000
Collier, Florida 428 $ 113,710,000 $ 265,677 $ 134,000
San Joaquin, California 426 $ 105,813,000 $ 248,387 $ 86,000
DuPage, Illinois 419 $ 93,550,000 $ 223,269 $ 91,000
Sarasota, Florida 404 $ 83,106,000 $ 205,707 $ 85,000
Stanislaus, California 403 $ 85,545,000 $ 212,270 $ 56,000
Montgomery, Maryland 397 $ 131,766,000 $ 331,904 $ 116,000
Denton, Texas 396 $ 97,330,000 $ 245,782 $ 94,000
Multnomah, Oregon 388 $ 95,824,000 $ 246,969 $ 91,000
Livingston, Michigan 382 $ 71,140,000 $ 186,230 $ 77,000
Snohomish, Washington 382 $ 110,655,000 $ 289,672 $ 89,000
Manatee, Florida 377 $ 87,809,000 $ 232,915 $ 108,000
St. Lucie, Florida 375 $ 53,253,000 $ 142,008 $ 50,000
Providence, Rhode Island 364 $ 73,326,000 $ 201,445 $ 69,000
Mecklenburg, North Carolina 362 $ 77,221,000 $ 213,317 $ 66,000
Sonoma, California 361 $ 119,029,000 $ 329,720 $ 110,000
Genesee, Michigan 361 $ 46,462,000 $ 128,703 $ 60,000
Bergen, New Jersey 358 $ 115,039,000 $ 321,337 $ 107,000
Baltimore, Maryland 355 $ 84,205,000 $ 237,197 $ 81,000
Lake, Illinois 351 $ 77,326,000 $ 220,301 $ 90,000
Will, Illinois 347 $ 69,325,000 $ 199,783 $ 80,000
Solano, California 346 $ 99,804,000 $ 288,450 $ 93,000
St. Charles, Missouri 344 $ 61,462,000 $ 178,668 $ 43,000
Mohave, Arizona 343 $ 58,932,000 $ 171,813 $ 86,000
Sedgwick, Kansas 343 $ 47,526,000 $ 138,559 $ 45,000
Spokane, Washington 342 $ 62,110,000 $ 181,608 $ 78,000
El Paso, Colorado 339 $ 73,478,000 $ 216,749 $ 43,000
Kings, New York 339 $ 144,568,000 $ 426,454 $ 130,000
Duval, Florida 336 $ 65,818,000 $ 195,886 $ 81,000
Benton, Washington 334 $ 63,757,000 $ 190,889 $ 91,000
Kern, California 333 $ 68,030,000 $ 204,294 $ 82,000
Dakota, Minnesota 331 $ 72,666,000 $ 219,534 $ 67,000
Seminole, Florida 330 $ 71,666,000 $ 217,169 $ 89,000
Ada, Idaho 330 $ 63,903,000 $ 193,645 $ 60,000
Jackson, Michigan 327 $ 29,861,000 $ 91,318 $ 51,000
Allegheny, Pennsylvania 324 $ 57,619,000 $ 177,836 $ 86,000
St. Johns, Florida 322 $ 78,108,000 $ 242,571 $ 91,000
Franklin, Ohio 316 $ 50,461,000 $ 159,686 $ 45,000
Placer, California 314 $ 97,854,000 $ 311,636 $ 99,000
Ingham, Michigan 313 $ 39,763,000 $ 127,038 $ 61,000
Galveston, Texas 313 $ 66,972,000 $ 213,968 $ 116,000
Pierce, Washington 305 $ 71,825,000 $ 235,491 $ 79,000
Fulton, Georgia 285 $ 70,483,000 $ 247,308 $ 74,000
San Francisco, California 284 $ 124,615,000 $ 438,785 $ 141,000
Salt Lake, Utah 279 $ 66,648,000 $ 238,881 $ 78,000
Anoka, Minnesota 276 $ 51,616,000 $ 187,014 $ 58,000
Cobb, Georgia 275 $ 57,937,000 $ 210,680 $ 47,000
Gwinnett, Georgia 275 $ 51,769,000 $ 188,250 $ 40,000
Volusia, Florida 265 $ 45,679,000 $ 172,373 $ 74,000
Ocean, New Jersey 264 $ 62,921,000 $ 238,337 $ 117,000
Ramsey, Minnesota 262 $ 48,317,000 $ 184,416 $ 62,000
Pasco, Florida 261 $ 48,638,000 $ 186,352 $ 65,000
Washington, Minnesota 256 $ 61,976,000 $ 242,093 $ 74,000
Brazoria, Texas 247 $ 45,161,000 $ 182,838 $ 102,000
Anne Arundel, Maryland 246 $ 73,513,000 $ 298,833 $ 82,000
Martin, Florida 240 $ 51,109,000 $ 212,954 $ 113,000
Marion, Oregon 239 $ 45,396,000 $ 189,941 $ 72,000
Clark, Washington 237 $ 54,306,000 $ 229,139 $ 85,000
Prince George's, Maryland 230 $ 60,655,000 $ 263,717 $ 68,000
Wake, North Carolina 224 $ 50,815,000 $ 226,852 $ 30,000
Westchester, New York 218 $ 62,072,000 $ 284,733 $ 139,000
Polk, Florida 215 $ 28,882,000 $ 134,334 $ 60,000
Sarpy, Nebraska 213 $ 36,082,000 $ 169,399 $ 49,000
Brown, Wisconsin 213 $ 34,470,000 $ 161,830 $ 65,000
Saginaw, Michigan 211 $ 20,771,000 $ 98,440 $ 45,000
Marion, Indiana 209 $ 29,777,000 $ 142,473 $ 58,000
Blair, Pennsylvania 209 $ 25,989,000 $ 124,349 $ 65,000
Vanderburgh, Indiana 205 $ 27,162,000 $ 132,497 $ 10,000
Clackamas, Oregon 205 $ 50,333,000 $ 245,526 $ 76,000
Charleston, South Carolina 203 $ 55,576,000 $ 273,773 $ 136,000
Monmouth, New Jersey 202 $ 61,678,000 $ 305,336 $ 124,000
Flathead, Montana 200 $ 44,548,000 $ 222,740 $ 85,000
Baltimore City, Maryland 196 $ 37,789,000 $ 192,801 $ 93,000
Greenville, South Carolina 192 $ 35,729,000 $ 186,088 $ 73,000
Pennington, South Dakota 192 $ 33,762,000 $ 175,843 $ 52,000
Allen, Indiana 190 $ 24,540,000 $ 129,157 $ 36,000
Hamilton, Tennessee 190 $ 37,147,000 $ 195,510 $ 70,000
Burleigh, North Dakota 188 $ 42,963,000 $ 228,526 $ 77,000
Hamilton, Indiana 185 $ 39,864,000 $ 215,481 $ 80,000
Deschutes, Oregon 185 $ 45,964,000 $ 248,454 $ 106,000
Howard, Maryland 184 $ 61,831,000 $ 336,038 $ 112,000
Summit, Ohio 182 $ 24,105,000 $ 132,445 $ 45,000
Middlesex, Massachusetts 178 $ 53,839,000 $ 302,466 $ 71,000
Prince William, Virginia 178 $ 62,194,000 $ 349,404 $ 84,000
Kane, Illinois 176 $ 33,568,000 $ 190,727 $ 70,000
Montgomery, Pennsylvania 173 $ 40,997,000 $ 236,976 $ 81,000
Weld, Colorado 171 $ 37,254,000 $ 217,859 $ 61,000
McHenry, Illinois 169 $ 29,686,000 $ 175,656 $ 75,000
DeKalb, Georgia 168 $ 36,200,000 $ 215,476 $ 59,000
Klamath, Oregon 167 $ 28,217,000 $ 168,964 $ 76,000
Ottawa, Michigan 166 $ 22,820,000 $ 137,469 $ 56,000
Sheboygan, Wisconsin 166 $ 21,928,000 $ 132,096 $ 74,000
Anchorage, Alaska 165 $ 47,146,000 $ 285,733 $ 108,000
Nevada, California 165 $ 45,964,000 $ 278,569 $ 128,000
Jefferson, Missouri 160 $ 24,694,000 $ 154,337 $ 36,000
Washington, Oregon 159 $ 39,158,000 $ 246,276 $ 75,000
Utah, Utah 159 $ 38,004,000 $ 239,018 $ 75,000
Burlington, New Jersey 158 $ 33,941,000 $ 214,816 $ 52,000
Cherokee, Georgia 157 $ 32,074,000 $ 204,292 $ 46,000
Middlesex, New Jersey 157 $ 38,587,000 $ 245,777 $ 79,000
Pinal, Arizona 155 $ 24,947,000 $ 160,948 $ 53,000
Hartford, Connecticut 155 $ 31,507,000 $ 203,270 $ 45,000
Brazos, Texas 155 $ 28,407,000 $ 183,270 $ 124,000
Fayette, Kentucky 154 $ 26,431,000 $ 171,629 $ 78,000
Osceola, Florida 153 $ 27,592,000 $ 180,339 $ 59,000
Camden, New Jersey 153 $ 28,600,000 $ 186,928 $ 51,000
Philadelphia, Pennsylvania 152 $ 25,750,000 $ 169,407 $ 66,000
Loudoun, Virginia 151 $ 53,750,000 $ 355,960 $ 100,000
Davis, Utah 149 $ 33,865,000 $ 227,281 $ 66,000
Washington, Rhode Island 148 $ 38,026,000 $ 256,932 $ 88,000
Clay, Missouri 147 $ 26,467,000 $ 180,047 $ 42,000
Dane, Wisconsin 147 $ 34,334,000 $ 233,564 $ 85,000
San Luis Obispo, California 146 $ 46,668,000 $ 319,643 $ 91,000
Cumberland, Pennsylvania 146 $ 27,252,000 $ 186,657 $ 73,000
Webb, Texas 145 $ 24,087,000 $ 166,117 $ 76,000
Jefferson, Alabama 143 $ 21,038,000 $ 147,118 $ 44,000
Lake, Florida 143 $ 27,881,000 $ 194,972 $ 60,000
Essex, New Jersey 143 $ 39,577,000 $ 276,762 $ 105,000
Morris, New Jersey 142 $ 45,018,000 $ 317,028 $ 117,000
Kent, Rhode Island 141 $ 28,054,000 $ 198,964 $ 65,000
Union, New Jersey 140 $ 36,871,000 $ 263,364 $ 98,000
Hays, Texas 140 $ 30,946,000 $ 221,042 $ 94,000
Shasta, California 138 $ 29,192,000 $ 211,536 $ 80,000
Polk, Iowa 137 $ 23,369,000 $ 170,576 $ 60,000
El Dorado, California 134 $ 43,095,000 $ 321,604 $ 110,000
Bucks, Pennsylvania 134 $ 34,355,000 $ 256,380 $ 92,000
Davidson, Tennessee 134 $ 26,616,000 $ 198,626 $ 66,000
Troup, Georgia 132 $ 18,631,000 $ 141,143 $ 32,000
Yellowstone, Montana 130 $ 23,925,000 $ 184,038 $ 74,000
Passaic, New Jersey 130 $ 34,010,000 $ 261,615 $ 77,000
Santa Fe, New Mexico 130 $ 33,445,000 $ 257,269 $ 101,000
Rockland, New York 130 $ 38,555,000 $ 296,576 $ 175,000
Boulder, Colorado 129 $ 35,756,000 $ 277,178 $ 94,000
Richmond, New York 127 $ 42,474,000 $ 334,440 $ 97,000
Ward, North Dakota 126 $ 28,685,000 $ 227,658 $ 83,000
Orange, New York 125 $ 29,115,000 $ 232,920 $ 97,000
Kootenai, Idaho 124 $ 23,760,000 $ 191,612 $ 40,000
Eaton, Michigan 124 $ 15,077,000 $ 121,588 $ 59,000
Missoula, Montana 124 $ 27,331,000 $ 220,411 $ 64,000
Cuyahoga, Ohio 124 $ 17,614,000 $ 142,048 $ 42,000
Larimer, Colorado 123 $ 28,634,000 $ 232,796 $ 48,000
Monroe, Florida 123 $ 36,196,000 $ 294,276 $ 132,000
Orleans, Louisiana 123 $ 18,821,000 $ 153,016 $ 60,000
Cascade, Montana 123 $ 19,836,000 $ 161,268 $ 68,000
Santa Barbara, California 122 $ 42,802,000 $ 350,836 $ 97,000
Worcester, Massachusetts 122 $ 28,169,000 $ 230,893 $ 44,000
Scott, Minnesota 122 $ 28,601,000 $ 234,434 $ 61,000
Franklin, Washington 120 $ 20,944,000 $ 174,533 $ 60,000
Story, Iowa 118 $ 18,685,000 $ 158,347 $ 73,000
Bernalillo, New Mexico 118 $ 21,336,000 $ 180,813 $ 65,000
Santa Cruz, California 117 $ 44,309,000 $ 378,709 $ 127,000
Fairfield, Connecticut 117 $ 38,322,000 $ 327,538 $ 97,000
New Castle, Delaware 116 $ 23,856,000 $ 205,655 $ 60,000
Horry, South Carolina 114 $ 18,771,000 $ 164,657 $ 75,000
Forsyth, Georgia 113 $ 27,171,000 $ 240,451 $ 61,000
Lincoln, New Mexico 113 $ 24,022,000 $ 212,584 $ 200,000
Erie, New York 113 $ 16,049,000 $ 142,026 $ 73,000
Weber, Utah 113 $ 22,058,000 $ 195,203 $ 27,000
Thurston, Washington 112 $ 25,978,000 $ 231,946 $ 86,000
Monterey, California 111 $ 37,047,000 $ 333,756 $ 125,000
Dauphin, Pennsylvania 111 $ 18,763,000 $ 169,036 $ 69,000
Rockingham, New Hampshire 110 $ 27,559,000 $ 250,536 $ 57,000
Erie, Pennsylvania 109 $ 14,396,000 $ 132,073 $ 70,000
Marion, Florida 108 $ 17,111,000 $ 158,435 $ 82,000
Frederick, Maryland 108 $ 28,706,000 $ 265,796 $ 88,000
Wright, Minnesota 108 $ 20,412,000 $ 189,000 $ 61,000
Lane, Oregon 108 $ 24,303,000 $ 225,027 $ 77,000
Yolo, California 107 $ 31,523,000 $ 294,607 $ 108,000
Jefferson, Kentucky 107 $ 19,071,000 $ 178,233 $ 57,000
Bristol, Massachusetts 107 $ 25,612,000 $ 239,364 $ 65,000
Washoe, Nevada 107 $ 21,924,000 $ 204,897 $ 84,000
Hudson, New Jersey 107 $ 31,404,000 $ 293,495 $ 116,000
Norfolk, Massachusetts 106 $ 30,824,000 $ 290,792 $ 76,000
Yakima, Washington 106 $ 15,206,000 $ 143,452 $ 63,000
Harford, Maryland 105 $ 27,078,000 $ 257,885 $ 80,000
Lucas, Ohio 105 $ 12,852,000 $ 122,400 $ 63,000
Jefferson, Texas 105 $ 14,880,000 $ 141,714 $ 78,000
Essex, Massachusetts 104 $ 28,904,000 $ 277,923 $ 60,000
Hamilton, Ohio 104 $ 12,516,000 $ 120,346 $ 42,000
Westmoreland, Pennsylvania 104 $ 18,219,000 $ 175,182 $ 75,000
Escambia, Florida 103 $ 19,501,000 $ 189,330 $ 55,000
Clay, Florida 102 $ 18,262,000 $ 179,039 $ 73,000
St. Louis City, Missouri 102 $ 14,843,000 $ 145,519 $ 44,000
Lancaster, Nebraska 102 $ 16,160,000 $ 158,431 $ 49,000
Milwaukee, Wisconsin 102 $ 14,905,000 $ 146,127 $ 49,000
Baldwin, Alabama 101 $ 18,282,000 $ 181,009 $ 80,000
El Paso, Texas 100 $ 14,518,000 $ 145,180 $ 70,000
Warrick, Indiana 99 $ 15,385,000 $ 155,404 $ 12,000
Tulare, California 98 $ 18,949,000 $ 193,357 $ 68,000
Chester, Pennsylvania 97 $ 23,185,000 $ 239,020 $ 69,000
Knox, Tennessee 97 $ 17,401,000 $ 179,391 $ 73,000
Bell, Texas 97 $ 15,092,000 $ 155,587 $ 84,000
Comal, Texas 97 $ 23,418,000 $ 241,422 $ 91,000
Wood, West Virginia 97 $ 10,512,000 $ 108,371 $ 47,000
New Haven, Connecticut 96 $ 19,900,000 $ 207,291 $ 61,000
Gloucester, New Jersey 96 $ 17,033,000 $ 177,427 $ 46,000
Charlotte, Florida 94 $ 16,201,000 $ 172,351 $ 72,000
Hidalgo, Texas 94 $ 16,949,000 $ 180,308 $ 101,000
McLennan, Texas 94 $ 15,147,000 $ 161,138 $ 42,000
Indian River, Florida 93 $ 17,448,000 $ 187,612 $ 67,000
Columbia, Georgia 91 $ 17,232,000 $ 189,362 $ 64,000
Plymouth, Massachusetts 91 $ 23,728,000 $ 260,747 $ 52,000
Monroe, Michigan 91 $ 12,328,000 $ 135,472 $ 57,000
Bronx, New York 90 $ 31,424,000 $ 349,155 $ 84,000
Douglas, Oregon 90 $ 14,908,000 $ 165,644 $ 60,000
DeSoto, Mississippi 89 $ 15,303,000 $ 171,943 $ 46,000
Stark, Ohio 89 $ 11,871,000 $ 133,382 $ 42,000
Chatham, Georgia 88 $ 17,467,000 $ 198,488 $ 76,000
New York, New York 88 $ 35,090,000 $ 398,750 $ 188,000
Delaware, Pennsylvania 87 $ 17,431,000 $ 200,356 $ 78,000
Carver, Minnesota 86 $ 21,538,000 $ 250,441 $ 77,000
Scott, Iowa 85 $ 13,680,000 $ 160,941 $ 62,000
Somerset, New Jersey 85 $ 27,459,000 $ 323,047 $ 128,000
Okaloosa, Florida 84 $ 14,126,000 $ 168,166 $ 59,000
Clinton, Michigan 84 $ 12,721,000 $ 151,440 $ 66,000
Guadalupe, Texas 84 $ 15,881,000 $ 189,059 $ 64,000
Virginia Beach, Virginia 84 $ 21,573,000 $ 256,821 $ 66,000
Broomfield, Colorado 83 $ 23,385,000 $ 281,746 $ 73,000
Minnehaha, South Dakota 83 $ 13,715,000 $ 165,240 $ 8,000
St. Clair, Michigan 82 $ 11,203,000 $ 136,621 $ 64,000
Greene, Missouri 82 $ 11,113,000 $ 135,524 $ 24,000
York, South Carolina 82 $ 15,299,000 $ 186,573 $ 44,000
Cass, Missouri 81 $ 14,700,000 $ 181,481 $ 33,000
Kenosha, Wisconsin 81 $ 12,329,000 $ 152,209 $ 57,000
Hall, Georgia 80 $ 17,447,000 $ 218,087 $ 76,000
Platte, Missouri 80 $ 18,086,000 $ 226,075 $ 47,000
Dutchess, New York 80 $ 17,801,000 $ 222,512 $ 88,000
Delaware, Ohio 80 $ 18,578,000 $ 232,225 $ 60,000
Ross, Ohio 79 $ 8,851,000 $ 112,037 $ 48,000
Flagler, Florida 78 $ 11,402,000 $ 146,179 $ 57,000
Richmond, Georgia 78 $ 11,490,000 $ 147,307 $ 41,000
Polk, Oregon 78 $ 16,471,000 $ 211,166 $ 77,000
Val Verde, Texas 78 $ 11,189,000 $ 143,448 $ 77,000
Marin, California 77 $ 33,690,000 $ 437,532 $ 141,000
Bastrop, Texas 77 $ 12,868,000 $ 167,116 $ 98,000
District of Columbia, District Of Columbia 76 $ 27,474,000 $ 361,500 $ 81,000
Santa Rosa, Florida 76 $ 14,359,000 $ 188,934 $ 45,000
Canyon, Idaho 76 $ 11,325,000 $ 149,013 $ 45,000
York, Pennsylvania 76 $ 13,206,000 $ 173,763 $ 61,000
Merced, California 75 $ 14,573,000 $ 194,306 $ 73,000
Kendall, Illinois 75 $ 15,097,000 $ 201,293 $ 65,000
Isabella, Michigan 75 $ 12,852,000 $ 171,360 $ 68,000
Carroll, Maryland 74 $ 20,573,000 $ 278,013 $ 77,000
Shelby, Alabama 73 $ 13,187,000 $ 180,643 $ 48,000
Sussex, Delaware 73 $ 22,903,000 $ 313,739 $ 156,000
Henry, Georgia 73 $ 12,242,000 $ 167,698 $ 23,000
Bay, Michigan 73 $ 7,884,000 $ 108,000 $ 50,000
Hillsborough, New Hampshire 73 $ 16,956,000 $ 232,273 $ 62,000
Union, North Carolina 73 $ 18,641,000 $ 255,356 $ 43,000
Sherburne, Minnesota 72 $ 12,207,000 $ 169,541 $ 50,000
Ionia, Michigan 71 $ 7,713,000 $ 108,633 $ 48,000
Lenawee, Michigan 71 $ 8,830,000 $ 124,366 $ 55,000
Lehigh, Pennsylvania 71 $ 11,776,000 $ 165,859 $ 64,000
Lafayette, Louisiana 70 $ 15,068,000 $ 215,257 $ 81,000
Park, Montana 70 $ 11,951,000 $ 170,728 $ 71,000
Maui, Hawaii 69 $ 26,238,000 $ 380,260 $ 111,000
Boone, Missouri 68 $ 9,951,000 $ 146,338 $ 53,000
Cabarrus, North Carolina 68 $ 14,219,000 $ 209,102 $ 59,000
St. Clair, Illinois 67 $ 10,274,000 $ 153,343 $ 19,000
Jefferson, Louisiana 67 $ 9,738,000 $ 145,343 $ 44,000
Lapeer, Michigan 67 $ 9,334,000 $ 139,313 $ 55,000
Muskegon, Michigan 67 $ 7,671,000 $ 114,492 $ 45,000
Fairfield, Ohio 67 $ 9,855,000 $ 147,089 $ 40,000
Butler, Pennsylvania 67 $ 12,155,000 $ 181,417 $ 69,000
Gaston, North Carolina 66 $ 12,198,000 $ 184,818 $ 66,000
Barron, Wisconsin 66 $ 8,279,000 $ 125,439 $ 54,000
Waukesha, Wisconsin 66 $ 16,825,000 $ 254,924 $ 106,000
Paulding, Georgia 65 $ 11,477,000 $ 176,569 $ 43,000
Kalamazoo, Michigan 65 $ 7,913,000 $ 121,738 $ 62,000
Morton, North Dakota 64 $ 12,977,000 $ 202,765 $ 69,000
Washington, Pennsylvania 64 $ 10,693,000 $ 167,078 $ 80,000
Shelby, Tennessee 64 $ 10,237,000 $ 159,953 $ 44,000
Shawnee, Kansas 63 $ 9,137,000 $ 145,031 $ 58,000
St. Louis, Minnesota 63 $ 9,170,000 $ 145,555 $ 38,000
Niagara, New York 63 $ 7,299,000 $ 115,857 $ 66,000
Clermont, Ohio 63 $ 8,360,000 $ 132,698 $ 39,000
Montgomery, Tennessee 63 $ 11,355,000 $ 180,238 $ 60,000
Chesterfield, Virginia 63 $ 13,401,000 $ 212,714 $ 47,000
Napa, California 62 $ 24,406,000 $ 393,645 $ 137,000
Allegan, Michigan 62 $ 8,332,000 $ 134,387 $ 69,000
Crow Wing, Minnesota 62 $ 10,487,000 $ 169,145 $ 49,000
Coweta, Georgia 60 $ 11,221,000 $ 187,016 $ 45,000
Kitsap, Washington 60 $ 16,591,000 $ 276,516 $ 72,000
Sumter, Florida 59 $ 10,521,000 $ 178,322 $ 71,000
Effingham, Georgia 59 $ 10,061,000 $ 170,525 $ 66,000
Wyandotte, Kansas 59 $ 7,577,000 $ 128,423 $ 23,000
Beaver, Pennsylvania 59 $ 7,102,000 $ 120,372 $ 55,000
Humboldt, California 58 $ 13,193,000 $ 227,465 $ 81,000
Lee, Mississippi 58 $ 7,466,000 $ 128,724 $ 46,000
Cambria, Pennsylvania 58 $ 6,396,000 $ 110,275 $ 59,000
Honolulu, Hawaii 57 $ 23,999,000 $ 421,035 $ 63,000
Jasper, Missouri 57 $ 6,578,000 $ 115,403 $ 42,000
Saratoga, New York 57 $ 12,328,000 $ 216,280 $ 66,000
Oklahoma, Oklahoma 57 $ 10,587,000 $ 185,736 $ 41,000
Williamson, Tennessee 57 $ 17,347,000 $ 304,333 $ 105,000
Marion, West Virginia 57 $ 6,608,000 $ 115,929 $ 51,000
Monongalia, West Virginia 57 $ 9,825,000 $ 172,368 $ 59,000
Manitowoc, Wisconsin 57 $ 6,262,000 $ 109,859 $ 42,000
Leon, Florida 56 $ 10,403,000 $ 185,767 $ 43,000
Porter, Indiana 56 $ 10,014,000 $ 178,821 $ 44,000
Henrico, Virginia 56 $ 12,379,000 $ 221,053 $ 60,000
Houston, Alabama 55 $ 7,429,000 $ 135,072 $ 48,000
Catoosa, Georgia 55 $ 7,229,000 $ 131,436 $ 67,000
Madison, Kentucky 55 $ 10,389,000 $ 188,890 $ 85,000
Suffolk, Massachusetts 55 $ 17,947,000 $ 326,309 $ 79,000
Durham, North Carolina 55 $ 11,273,000 $ 204,963 $ 18,000
Mobile, Alabama 54 $ 7,196,000 $ 133,259 $ 41,000
Montcalm, Michigan 54 $ 5,527,000 $ 102,351 $ 44,000
Tuscola, Michigan 54 $ 5,260,000 $ 97,407 $ 48,000
Bristol, Rhode Island 54 $ 16,359,000 $ 302,944 $ 125,000
Lake, Indiana 53 $ 8,873,000 $ 167,415 $ 41,000
Gallatin, Montana 53 $ 12,610,000 $ 237,924 $ 39,000
Berkeley, South Carolina 53 $ 11,614,000 $ 219,132 $ 85,000
Washington, Utah 53 $ 11,939,000 $ 225,264 $ 79,000
St. Croix, Wisconsin 53 $ 10,697,000 $ 201,830 $ 80,000
Hendricks, Indiana 52 $ 7,937,000 $ 152,634 $ 48,000
Mercer, New Jersey 52 $ 11,904,000 $ 228,923 $ 73,000
Lancaster, Pennsylvania 52 $ 9,860,000 $ 189,615 $ 75,000
Whatcom, Washington 52 $ 14,077,000 $ 270,711 $ 86,000
Butte, California 51 $ 11,547,000 $ 226,411 $ 85,000
Highlands, Florida 51 $ 6,039,000 $ 118,411 $ 52,000
Dorchester, South Carolina 51 $ 9,614,000 $ 188,509 $ 72,000
Spartanburg, South Carolina 51 $ 7,830,000 $ 153,529 $ 47,000
Bradley, Tennessee 51 $ 7,645,000 $ 149,901 $ 66,000
Bonneville, Idaho 50 $ 7,727,000 $ 154,540 $ 53,000
Calhoun, Michigan 50 $ 5,548,000 $ 110,960 $ 52,000
Linn, Oregon 49 $ 7,859,000 $ 160,387 $ 61,000
Lexington, South Carolina 49 $ 9,418,000 $ 192,204 $ 46,000
Rockwall, Texas 49 $ 10,665,000 $ 217,653 $ 98,000
Outagamie, Wisconsin 49 $ 8,289,000 $ 169,163 $ 68,000
Madera, California 48 $ 9,128,000 $ 190,166 $ 73,000
Licking, Ohio 48 $ 7,154,000 $ 149,041 $ 40,000
Rutherford, Tennessee 48 $ 7,939,000 $ 165,395 $ 36,000
Stafford, Virginia 48 $ 15,971,000 $ 332,729 $ 87,000
Eau Claire, Wisconsin 48 $ 6,963,000 $ 145,062 $ 65,000
Berrien, Michigan 47 $ 6,125,000 $ 130,319 $ 39,000
Midland, Michigan 47 $ 5,908,000 $ 125,702 $ 74,000
Calaveras, California 46 $ 10,561,000 $ 229,586 $ 98,000
Walton, Florida 46 $ 12,688,000 $ 275,826 $ 137,000
Latah, Idaho 46 $ 9,090,000 $ 197,608 $ 82,000
Wells, Indiana 46 $ 4,838,000 $ 105,173 $ 34,000
Chisago, Minnesota 46 $ 7,906,000 $ 171,869 $ 72,000
Butler, Ohio 46 $ 7,062,000 $ 153,521 $ 38,000
Clatsop, Oregon 46 $ 8,994,000 $ 195,521 $ 59,000
Richland, South Carolina 46 $ 7,463,000 $ 162,239 $ 43,000
Lee, Alabama 45 $ 8,825,000 $ 196,111 $ 60,000
Strafford, New Hampshire 45 $ 8,628,000 $ 191,733 $ 10,000
Albany, New York 45 $ 6,779,000 $ 150,644 $ 55,000
Lake, Ohio 45 $ 5,896,000 $ 131,022 $ 36,000
Madison, Alabama 44 $ 7,857,000 $ 178,568 $ 20,000
Matanuska-Susitna, Alaska 44 $ 11,662,000 $ 265,045 $ 83,000
Bartow, Georgia 44 $ 6,780,000 $ 154,090 $ 60,000
Lackawanna, Pennsylvania 44 $ 5,620,000 $ 127,727 $ 55,000
Lincoln, South Dakota 44 $ 8,131,000 $ 184,795 $ 11,000
Kaufman, Texas 44 $ 6,883,000 $ 156,431 $ 78,000
Nueces, Texas 44 $ 8,814,000 $ 200,318 $ 96,000
Hernando, Florida 43 $ 5,777,000 $ 134,348 $ 49,000
Monroe, Indiana 43 $ 6,903,000 $ 160,534 $ 22,000
East Baton Rouge, Louisiana 43 $ 7,293,000 $ 169,604 $ 84,000
Barry, Michigan 43 $ 5,467,000 $ 127,139 $ 54,000
Washington, Ohio 43 $ 5,112,000 $ 118,883 $ 56,000
Perry, Pennsylvania 43 $ 6,339,000 $ 147,418 $ 57,000
Beaufort, South Carolina 43 $ 7,916,000 $ 184,093 $ 53,000
Lancaster, South Carolina 43 $ 9,538,000 $ 221,813 $ 66,000
Chesapeake, Virginia 43 $ 11,371,000 $ 264,441 $ 46,000
Monroe, Wisconsin 43 $ 5,311,000 $ 123,511 $ 58,000
Ozaukee, Wisconsin 43 $ 8,408,000 $ 195,534 $ 79,000
St. Clair, Alabama 42 $ 5,462,000 $ 130,047 $ 40,000
Tehama, California 42 $ 7,553,000 $ 179,833 $ 72,000
Bay, Florida 42 $ 7,561,000 $ 180,023 $ 54,000
Barnstable, Massachusetts 42 $ 11,038,000 $ 262,809 $ 78,000
Sussex, New Jersey 42 $ 9,779,000 $ 232,833 $ 82,000
Parker, Texas 42 $ 8,131,000 $ 193,595 $ 74,000
Arlington, Virginia 42 $ 17,507,000 $ 416,833 $ 105,000
Elbert, Colorado 41 $ 11,873,000 $ 289,585 $ 58,000
Lincoln, Missouri 41 $ 6,055,000 $ 147,682 $ 38,000
Centre, Pennsylvania 41 $ 7,858,000 $ 191,658 $ 99,000
La Crosse, Wisconsin 41 $ 5,454,000 $ 133,024 $ 45,000
Alachua, Florida 40 $ 6,369,000 $ 159,225 $ 69,000
St. Mary's, Maryland 40 $ 9,995,000 $ 249,875 $ 64,000
Clark, Ohio 40 $ 4,023,000 $ 100,575 $ 49,000
Northampton, Pennsylvania 40 $ 7,874,000 $ 196,850 $ 78,000
Warren, Pennsylvania 40 $ 3,591,000 $ 89,775 $ 46,000
Sutter, California 39 $ 7,391,000 $ 189,512 $ 60,000
Pueblo, Colorado 39 $ 5,541,000 $ 142,076 $ 53,000
Dougherty, Georgia 39 $ 4,956,000 $ 127,076 $ 59,000
Leavenworth, Kansas 39 $ 6,512,000 $ 166,974 $ 41,000
St. Joseph, Michigan 39 $ 3,759,000 $ 96,384 $ 46,000
Ravalli, Montana 39 $ 8,771,000 $ 224,897 $ 71,000
Hardin, Texas 39 $ 5,734,000 $ 147,025 $ 66,000
Spotsylvania, Virginia 39 $ 11,645,000 $ 298,589 $ 102,000
Middlesex, Connecticut 38 $ 8,807,000 $ 231,763 $ 67,000
Bannock, Idaho 38 $ 5,164,000 $ 135,894 $ 57,000
Charles, Maryland 38 $ 11,353,000 $ 298,763 $ 64,000
Franklin, Missouri 38 $ 5,045,000 $ 132,763 $ 37,000
Atlantic, New Jersey 38 $ 7,458,000 $ 196,263 $ 113,000
Montgomery, Ohio 38 $ 4,128,000 $ 108,631 $ 32,000
Tolland, Connecticut 37 $ 8,584,000 $ 232,000 $ 28,000
Johnson, Indiana 37 $ 4,872,000 $ 131,675 $ 48,000
Shiawassee, Michigan 37 $ 4,397,000 $ 118,837 $ 75,000
Monroe, New York 37 $ 4,685,000 $ 126,621 $ 56,000
Bradford, Pennsylvania 37 $ 5,085,000 $ 137,432 $ 55,000
New London, Connecticut 36 $ 7,030,000 $ 195,277 $ 47,000
Boone, Iowa 36 $ 4,497,000 $ 124,916 $ 65,000
Rensselaer, New York 36 $ 5,374,000 $ 149,277 $ 58,000
Iredell, North Carolina 36 $ 8,300,000 $ 230,555 $ 46,000
Tulsa, Oklahoma 36 $ 5,632,000 $ 156,444 $ 34,000
Monroe, Pennsylvania 36 $ 5,273,000 $ 146,472 $ 64,000
Sumner, Tennessee 36 $ 7,321,000 $ 203,361 $ 43,000
Yavapai, Arizona 35 $ 7,723,000 $ 220,657 $ 62,000
Citrus, Florida 35 $ 4,595,000 $ 131,285 $ 56,000
Camden, Missouri 35 $ 7,518,000 $ 214,800 $ 71,000
Anderson, South Carolina 35 $ 5,906,000 $ 168,742 $ 77,000
Elmore, Alabama 34 $ 5,198,000 $ 152,882 $ 64,000
Montgomery, Alabama 34 $ 5,496,000 $ 161,647 $ 58,000
Hillsdale, Michigan 34 $ 3,103,000 $ 91,264 $ 64,000
Medina, Ohio 34 $ 5,368,000 $ 157,882 $ 54,000
Portage, Ohio 34 $ 4,728,000 $ 139,058 $ 51,000
Greenwood, South Carolina 34 $ 3,716,000 $ 109,294 $ 55,000
Racine, Wisconsin 34 $ 5,119,000 $ 150,558 $ 40,000
Rock, Wisconsin 34 $ 4,811,000 $ 141,500 $ 61,000
Kings, California 33 $ 5,890,000 $ 178,484 $ 77,000
Windham, Connecticut 33 $ 5,883,000 $ 178,272 $ 16,000
Hancock, Indiana 33 $ 4,666,000 $ 141,393 $ 36,000
Berks, Pennsylvania 33 $ 5,362,000 $ 162,484 $ 54,000
Meade, South Dakota 33 $ 6,596,000 $ 199,878 $ 62,000
Lawrence, Tennessee 33 $ 3,684,000 $ 111,636 $ 40,000
Chippewa, Wisconsin 33 $ 4,364,000 $ 132,242 $ 57,000
Pottawattamie, Iowa 32 $ 4,396,000 $ 137,375 $ 56,000
Loudon, Tennessee 32 $ 6,506,000 $ 203,312 $ 80,000
Wharton, Texas 32 $ 4,976,000 $ 155,500 $ 79,000
Madison, Illinois 31 $ 5,149,000 $ 166,096 $ 30,000
Dallas, Iowa 31 $ 5,967,000 $ 192,483 $ 59,000
Douglas, Kansas 31 $ 5,998,000 $ 193,483 $ 78,000
Hampden, Massachusetts 31 $ 6,303,000 $ 203,322 $ 34,000
Branch, Michigan 31 $ 2,691,000 $ 86,806 $ 51,000
Cape May, New Jersey 31 $ 7,033,000 $ 226,870 $ 80,000
Newport, Rhode Island 31 $ 9,354,000 $ 301,741 $ 77,000
Putnam, Tennessee 31 $ 4,153,000 $ 133,967 $ 21,000
Cameron, Texas 31 $ 3,803,000 $ 122,677 $ 84,000
Grayson, Texas 31 $ 4,810,000 $ 155,161 $ 82,000
Skagit, Washington 31 $ 7,401,000 $ 238,741 $ 83,000
Amador, California 30 $ 6,948,000 $ 231,600 $ 100,000
Fayette, Georgia 30 $ 7,996,000 $ 266,533 $ 71,000
Morrison, Minnesota 30 $ 4,051,000 $ 135,033 $ 49,000
Wood, Ohio 30 $ 4,005,000 $ 133,500 $ 63,000
Lawrence, Pennsylvania 30 $ 3,133,000 $ 104,433 $ 49,000
Dale, Alabama 29 $ 3,076,000 $ 106,068 $ 46,000
Page:

Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 75,831 $17,518,045,000 $231,000 $9,400,000 $85,000 $7,596,000
Refinancing 47,449 $11,700,059,000 $246,000 $5,160,000 $83,000 $5,957,000
Home Improvement 2,698 $626,726,000 $232,000 $1,500,000 $96,000 $888,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 69,980 $16,079,378,000 $229,000 $4,000,000 $101,000 $7,596,000
Not applicable 21,550 $4,690,568,000 $217,000 $9,400,000 $0 $0
Asian 13,881 $4,284,174,000 $308,000 $2,400,000 $128,000 $2,250,000
Hispanic 10,032 $2,251,557,000 $224,000 $1,500,000 $83,000 $6,388,000
Black or African American 5,014 $1,042,587,000 $207,000 $1,455,000 $76,000 $745,000
Not Provided 4,830 $1,322,707,000 $273,000 $1,564,000 $110,000 $2,107,000
American Indian or Alaskan Native 363 $79,434,000 $218,000 $1,000,000 $91,000 $1,301,000
Native Hawaiian or Other Pacific Islander 328 $94,425,000 $287,000 $1,078,000 $95,000 $884,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 85,580 $21,461,481,000 $250,000 $9,400,000 $100,000 $7,596,000
FHA-insured (Federal Housing Administration) 24,066 $4,446,393,000 $184,000 $947,000 $46,000 $985,000
VA-guaranteed (Veterans Administration) 13,615 $3,572,055,000 $262,000 $1,478,000 $62,000 $698,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,717 $364,901,000 $134,000 $413,000 $45,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 81,618 $19,711,131,000 $241,000 $9,400,000 $103,000 $7,596,000
Loan Purchased By The Institution 21,534 $4,645,521,000 $215,000 $1,200,000 $0 $0
Application Denied By Financial Institution 20,530 $4,971,715,000 $242,000 $4,000,000 $99,000 $6,388,000
Application Approved But Not Accepted 1,599 $386,687,000 $241,000 $2,000,000 $105,000 $3,240,000
Application Withdrawn By Applicant 685 $125,602,000 $183,000 $1,320,000 $85,000 $2,152,000
File Closed For Incompleteness 12 $4,174,000 $347,000 $1,100,000 $157,000 $471,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 9,339 $2,313,097,000 $247,000 $3,890,000 $107,000 $4,669,000
Debt-To-Income Ratio 4,538 $1,132,166,000 $249,000 $2,500,000 $69,000 $2,276,000
Collateral 3,200 $739,164,000 $230,000 $1,680,000 $109,000 $1,643,000
Credit History 1,599 $339,574,000 $212,000 $2,400,000 $96,000 $6,388,000
Other 1,195 $288,179,000 $241,000 $4,000,000 $125,000 $1,251,000
Unverifiable Information 277 $70,470,000 $254,000 $1,100,000 $113,000 $768,000
Employment History 184 $43,846,000 $238,000 $1,078,000 $76,000 $383,000
Insufficient Cash (Downpayment, Closing Cost) 111 $27,164,000 $244,000 $1,043,000 $101,000 $540,000
Mortgage Insurance Denied 87 $18,055,000 $207,000 $408,000 $94,000 $326,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List