Flagstar Bank NA Mortgage Lending & HMDA Data, 2014
In 2014, Flagstar Bank NA of Troy, MI reported 125,978 mortgage applications totaling $29.8 billion, down 34% from 2013. The average application was for $236,905, and applicants reported an average income of $84,482. 65% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (7,184), Houston-The Woodlands-Sugar Land, TX (5,908) and Warren-Troy-Farmington Hills, MI (4,298) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 125,978 |
| Total Mortgage Loan Application Amount | $29,844,830,000 |
| Average Mortgage Loan Application Amount | $236,905 |
| Highest Mortgage Loan Application Amount | $9,400,000 |
| Average Applicant Income | $84,482 |
| Highest Applicant Income | $7,596,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 7,184 | $ 2,591,882,000 | $ 360,785 | $ 110,000 |
| Houston-The Woodlands-Sugar Land, TX | 5,908 | $ 1,320,414,000 | $ 223,495 | $ 114,000 |
| Warren-Troy-Farmington Hills, MI | 4,298 | $ 775,634,000 | $ 180,463 | $ 82,000 |
| Riverside-San Bernardino-Ontario, CA | 4,242 | $ 1,103,787,000 | $ 260,204 | $ 91,000 |
| Anaheim-Santa Ana-Irvine, CA | 3,955 | $ 1,612,815,000 | $ 407,791 | $ 133,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,995 | $ 701,367,000 | $ 234,179 | $ 89,000 |
| Denver-Aurora-Lakewood, CO | 2,846 | $ 697,713,000 | $ 245,155 | $ 67,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,815 | $ 880,264,000 | $ 312,704 | $ 112,807 |
| San Diego-Carlsbad, CA | 2,670 | $ 940,374,000 | $ 352,200 | $ 104,000 |
| Chicago-Naperville-Arlington Heights, IL | 2,573 | $ 555,990,000 | $ 216,086 | $ 87,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,474 | $ 524,421,000 | $ 211,972 | $ 67,352 |
| Oakland-Hayward-Berkeley, CA | 2,029 | $ 748,684,000 | $ 368,991 | $ 121,000 |
| Austin-Round Rock, TX | 1,766 | $ 438,218,000 | $ 248,141 | $ 112,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,755 | $ 356,946,000 | $ 203,388 | $ 50,000 |
| Dallas-Plano-Irving, TX | 1,692 | $ 396,741,000 | $ 234,480 | $ 96,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,654 | $ 386,808,000 | $ 233,862 | $ 98,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,651 | $ 456,904,000 | $ 276,743 | $ 96,000 |
| Seattle-Bellevue-Everett, WA | 1,648 | $ 511,065,000 | $ 310,112 | $ 106,000 |
| Detroit-Dearborn-Livonia, MI | 1,547 | $ 232,894,000 | $ 150,545 | $ 74,000 |
| Miami-Miami Beach-Kendall, FL | 1,506 | $ 333,824,000 | $ 221,662 | $ 86,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,479 | $ 332,569,000 | $ 224,860 | $ 106,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,473 | $ 649,413,000 | $ 440,877 | $ 144,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,440 | $ 283,155,000 | $ 196,635 | $ 82,000 |
| Kansas City, MO-KS | 1,439 | $ 269,267,000 | $ 187,120 | $ 39,671 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,423 | $ 473,299,000 | $ 332,606 | $ 94,215 |
| Orlando-Kissimmee-Sanford, FL | 1,383 | $ 295,145,000 | $ 213,409 | $ 79,000 |
| Nassau County-Suffolk County, NY | 1,362 | $ 419,877,000 | $ 308,279 | $ 93,000 |
| St. Louis, MO-IL | 1,348 | $ 228,034,000 | $ 169,164 | $ 42,816 |
| Baltimore-Columbia-Towson, MD | 1,177 | $ 310,028,000 | $ 263,405 | $ 88,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,026 | $ 248,087,000 | $ 241,800 | $ 85,000 |
| San Antonio-New Braunfels, TX | 968 | $ 189,126,000 | $ 195,378 | $ 85,000 |
| Omaha-Council Bluffs, NE-IA | 949 | $ 153,150,000 | $ 161,380 | $ 56,139 |
| Las Vegas-Henderson-Paradise, NV | 935 | $ 192,628,000 | $ 206,019 | $ 74,000 |
| Providence-Warwick, RI-MA | 845 | $ 190,731,000 | $ 225,717 | $ 74,607 |
| North Port-Sarasota-Bradenton, FL | 781 | $ 170,915,000 | $ 218,841 | $ 96,000 |
| Jacksonville, FL | 776 | $ 165,502,000 | $ 213,275 | $ 83,000 |
| San Francisco-Redwood City-South San Francisco, CA | 767 | $ 343,356,000 | $ 447,661 | $ 140,000 |
| Charlotte-Concord-Gastonia, NC-SC | 754 | $ 160,864,000 | $ 213,347 | $ 60,132 |
| Grand Rapids-Wyoming, MI | 751 | $ 102,429,000 | $ 136,390 | $ 58,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 724 | $ 266,584,000 | $ 368,209 | $ 108,000 |
| Pittsburgh, PA | 637 | $ 107,915,000 | $ 169,411 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 631 | $ 122,481,000 | $ 194,106 | $ 113,000 |
| Port St. Lucie, FL | 615 | $ 104,362,000 | $ 169,694 | $ 75,000 |
| Indianapolis-Carmel-Anderson, IN | 602 | $ 101,589,000 | $ 168,752 | $ 62,000 |
| Newark, NJ-PA | 594 | $ 170,172,000 | $ 286,484 | $ 107,021 |
| Columbus, OH | 574 | $ 95,039,000 | $ 165,573 | $ 45,000 |
| Fort Worth-Arlington, TX | 568 | $ 106,952,000 | $ 188,295 | $ 81,000 |
| Ann Arbor, MI | 551 | $ 103,792,000 | $ 188,370 | $ 87,000 |
| Tucson, AZ | 548 | $ 99,985,000 | $ 182,454 | $ 59,000 |
| Lansing-East Lansing, MI | 521 | $ 67,561,000 | $ 129,675 | $ 61,000 |
| Silver Spring-Frederick-Rockville, MD | 505 | $ 160,472,000 | $ 317,766 | $ 110,000 |
| Fresno, CA | 499 | $ 112,114,000 | $ 224,677 | $ 79,000 |
| Palm Bay-Melbourne-Titusville, FL | 471 | $ 86,776,000 | $ 184,237 | $ 73,000 |
| Kennewick-Richland, WA | 454 | $ 84,701,000 | $ 186,566 | $ 82,000 |
| Lake County-Kenosha County, IL-WI | 432 | $ 89,655,000 | $ 207,534 | $ 83,812 |
| Naples-Immokalee-Marco Island, FL | 428 | $ 113,710,000 | $ 265,677 | $ 134,000 |
| Stockton-Lodi, CA | 426 | $ 105,813,000 | $ 248,387 | $ 86,000 |
| Boise City, ID | 417 | $ 76,838,000 | $ 184,263 | $ 58,000 |
| Camden, NJ | 407 | $ 79,574,000 | $ 195,513 | $ 50,000 |
| Montgomery County-Bucks County-Chester County, PA | 404 | $ 98,537,000 | $ 243,903 | $ 82,000 |
| Modesto, CA | 403 | $ 85,545,000 | $ 212,270 | $ 56,000 |
| Wichita, KS | 381 | $ 52,749,000 | $ 138,448 | $ 45,000 |
| Spokane-Spokane Valley, WA | 367 | $ 66,984,000 | $ 182,517 | $ 79,000 |
| Flint, MI | 361 | $ 46,462,000 | $ 128,703 | $ 60,000 |
| Santa Rosa, CA | 361 | $ 119,029,000 | $ 329,720 | $ 110,000 |
| Colorado Springs, CO | 352 | $ 76,076,000 | $ 216,125 | $ 43,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 352 | $ 73,633,000 | $ 209,184 | $ 59,000 |
| Vallejo-Fairfield, CA | 346 | $ 99,804,000 | $ 288,450 | $ 93,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 343 | $ 57,081,000 | $ 166,416 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 343 | $ 58,932,000 | $ 171,813 | $ 86,000 |
| Bakersfield, CA | 333 | $ 68,030,000 | $ 204,294 | $ 82,000 |
| Evansville, IN-KY | 328 | $ 45,056,000 | $ 137,365 | $ 12,878 |
| Jackson, MI | 327 | $ 29,861,000 | $ 91,318 | $ 51,000 |
| Cincinnati, OH-KY-IN | 320 | $ 42,752,000 | $ 133,600 | $ 39,515 |
| Salem, OR | 317 | $ 61,867,000 | $ 195,164 | $ 73,000 |
| Charleston-North Charleston, SC | 307 | $ 76,804,000 | $ 250,175 | $ 117,000 |
| Salt Lake City, UT | 306 | $ 72,513,000 | $ 236,970 | $ 75,000 |
| Tacoma-Lakewood, WA | 305 | $ 71,825,000 | $ 235,491 | $ 79,000 |
| Harrisburg-Carlisle, PA | 300 | $ 52,354,000 | $ 174,513 | $ 69,000 |
| Chattanooga, TN-GA | 293 | $ 50,591,000 | $ 172,665 | $ 67,303 |
| Birmingham-Hoover, AL | 284 | $ 43,091,000 | $ 151,728 | $ 45,000 |
| Cambridge-Newton-Framingham, MA | 282 | $ 82,743,000 | $ 293,414 | $ 67,000 |
| Ogden-Clearfield, UT | 268 | $ 57,468,000 | $ 214,432 | $ 49,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 266 | $ 64,790,000 | $ 243,571 | $ 56,962 |
| Greenville-Anderson-Mauldin, SC | 256 | $ 46,468,000 | $ 181,515 | $ 72,000 |
| Bismarck, ND | 253 | $ 56,190,000 | $ 222,094 | $ 75,000 |
| Green Bay, WI | 253 | $ 40,280,000 | $ 159,209 | $ 63,000 |
| Boston, MA | 252 | $ 72,499,000 | $ 287,694 | $ 68,000 |
| Raleigh, NC | 252 | $ 55,824,000 | $ 221,523 | $ 30,000 |
| Fort Wayne, IN | 247 | $ 30,705,000 | $ 124,311 | $ 36,000 |
| Cleveland-Elyria, OH | 245 | $ 36,040,000 | $ 147,102 | $ 44,000 |
| Philadelphia, PA | 239 | $ 43,181,000 | $ 180,673 | $ 70,000 |
| Milwaukee-Waukesha-West Allis, WI | 237 | $ 44,742,000 | $ 188,784 | $ 73,000 |
| New Orleans-Metairie, LA | 234 | $ 36,036,000 | $ 154,000 | $ 54,000 |
| Hartford-West Hartford-East Hartford, CT | 230 | $ 48,898,000 | $ 212,600 | $ 46,000 |
| Rapid City, SD | 229 | $ 41,098,000 | $ 179,467 | $ 54,000 |
| Lexington-Fayette, KY | 223 | $ 37,558,000 | $ 168,421 | $ 73,000 |
| Akron, OH | 216 | $ 28,833,000 | $ 133,486 | $ 46,000 |
| Lakeland-Winter Haven, FL | 215 | $ 28,882,000 | $ 134,334 | $ 60,000 |
| Saginaw, MI | 211 | $ 20,771,000 | $ 98,440 | $ 45,000 |
| Altoona, PA | 209 | $ 25,989,000 | $ 124,349 | $ 65,000 |
| Anchorage, AK | 209 | $ 58,808,000 | $ 281,377 | $ 102,000 |
| Richmond, VA | 199 | $ 43,385,000 | $ 218,015 | $ 56,000 |
| Augusta-Richmond County, GA-SC | 191 | $ 32,276,000 | $ 168,984 | $ 51,931 |
| Elgin, IL | 190 | $ 35,722,000 | $ 188,010 | $ 67,000 |
| Knoxville, TN | 188 | $ 33,419,000 | $ 177,760 | $ 71,000 |
| Memphis, TN-MS-AR | 187 | $ 30,665,000 | $ 163,983 | $ 43,812 |
| Des Moines-West Des Moines, IA | 186 | $ 32,456,000 | $ 174,494 | $ 59,000 |
| Bend-Redmond, OR | 185 | $ 45,964,000 | $ 248,454 | $ 106,000 |
| Louisville/Jefferson County, KY-IN | 183 | $ 31,597,000 | $ 172,661 | $ 47,846 |
| College Station-Bryan, TX | 180 | $ 33,203,000 | $ 184,461 | $ 121,000 |
| Pensacola-Ferry Pass-Brent, FL | 179 | $ 33,860,000 | $ 189,162 | $ 51,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 176 | $ 23,348,000 | $ 132,659 | $ 71,000 |
| Albany-Schenectady-Troy, NY | 173 | $ 30,385,000 | $ 175,635 | $ 61,000 |
| Beaumont-Port Arthur, TX | 173 | $ 24,318,000 | $ 140,566 | $ 75,000 |
| Savannah, GA | 173 | $ 32,966,000 | $ 190,554 | $ 70,000 |
| Greeley, CO | 171 | $ 37,254,000 | $ 217,859 | $ 61,000 |
| Madison, WI | 169 | $ 37,123,000 | $ 219,662 | $ 82,000 |
| Sheboygan, WI | 166 | $ 21,928,000 | $ 132,096 | $ 74,000 |
| Albuquerque, NM | 160 | $ 29,015,000 | $ 181,343 | $ 60,000 |
| Provo-Orem, UT | 159 | $ 38,004,000 | $ 239,018 | $ 75,000 |
| Rockingham County-Strafford County, NH | 155 | $ 36,187,000 | $ 233,464 | $ 43,000 |
| Worcester, MA-CT | 155 | $ 34,052,000 | $ 219,690 | $ 38,038 |
| Wilmington, DE-MD-NJ | 154 | $ 30,876,000 | $ 200,493 | $ 57,922 |
| Allentown-Bethlehem-Easton, PA-NJ | 146 | $ 27,255,000 | $ 186,678 | $ 69,397 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 146 | $ 46,668,000 | $ 319,643 | $ 91,000 |
| Laredo, TX | 145 | $ 24,087,000 | $ 166,117 | $ 76,000 |
| Billings, MT | 142 | $ 26,008,000 | $ 183,154 | $ 74,000 |
| Toledo, OH | 142 | $ 17,651,000 | $ 124,302 | $ 63,000 |
| Redding, CA | 138 | $ 29,192,000 | $ 211,536 | $ 80,000 |
| Sioux Falls, SD | 131 | $ 22,400,000 | $ 170,992 | $ 9,000 |
| Crestview-Fort Walton Beach-Destin, FL | 130 | $ 26,814,000 | $ 206,261 | $ 87,000 |
| Santa Fe, NM | 130 | $ 33,445,000 | $ 257,269 | $ 101,000 |
| Boulder, CO | 129 | $ 35,756,000 | $ 277,178 | $ 94,000 |
| Springfield, MO | 127 | $ 17,666,000 | $ 139,102 | $ 24,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 125 | $ 20,915,000 | $ 167,320 | $ 74,208 |
| Coeur D'Alene, ID | 124 | $ 23,760,000 | $ 191,612 | $ 40,000 |
| Missoula, MT | 124 | $ 27,331,000 | $ 220,411 | $ 64,000 |
| Fort Collins, CO | 123 | $ 28,634,000 | $ 232,796 | $ 48,000 |
| Great Falls, MT | 123 | $ 19,836,000 | $ 161,268 | $ 68,000 |
| Santa Maria-Santa Barbara, CA | 122 | $ 42,802,000 | $ 350,836 | $ 97,000 |
| Gary, IN | 121 | $ 20,268,000 | $ 167,504 | $ 41,000 |
| Ames, IA | 118 | $ 18,685,000 | $ 158,347 | $ 73,000 |
| Bridgeport-Stamford-Norwalk, CT | 117 | $ 38,322,000 | $ 327,538 | $ 97,000 |
| Santa Cruz-Watsonville, CA | 117 | $ 44,309,000 | $ 378,709 | $ 127,000 |
| Salisbury, MD-DE | 113 | $ 30,600,000 | $ 270,796 | $ 138,654 |
| Columbia, SC | 112 | $ 19,580,000 | $ 174,821 | $ 43,000 |
| Davenport-Moline-Rock Island, IA-IL | 112 | $ 17,932,000 | $ 160,107 | $ 63,205 |
| Olympia-Tumwater, WA | 112 | $ 25,978,000 | $ 231,946 | $ 86,000 |
| Killeen-Temple, TX | 111 | $ 17,226,000 | $ 155,189 | $ 83,000 |
| Salinas, CA | 111 | $ 37,047,000 | $ 333,756 | $ 125,000 |
| Erie, PA | 109 | $ 14,396,000 | $ 132,073 | $ 70,000 |
| Eugene, OR | 108 | $ 24,303,000 | $ 225,027 | $ 77,000 |
| Ocala, FL | 108 | $ 17,111,000 | $ 158,435 | $ 82,000 |
| Lincoln, NE | 107 | $ 16,839,000 | $ 157,373 | $ 49,000 |
| Reno, NV | 107 | $ 21,924,000 | $ 204,897 | $ 84,000 |
| Yakima, WA | 106 | $ 15,206,000 | $ 143,452 | $ 63,000 |
| Daphne-Fairhope-Foley, AL | 101 | $ 18,282,000 | $ 181,009 | $ 80,000 |
| Lafayette, LA | 101 | $ 21,149,000 | $ 209,396 | $ 83,000 |
| El Paso, TX | 100 | $ 14,518,000 | $ 145,180 | $ 70,000 |
| Dutchess County-Putnam County, NY | 99 | $ 22,687,000 | $ 229,161 | $ 93,000 |
| Visalia-Porterville, CA | 98 | $ 18,949,000 | $ 193,357 | $ 68,000 |
| Parkersburg-Vienna, WV | 97 | $ 10,512,000 | $ 108,371 | $ 47,000 |
| New Haven-Milford, CT | 96 | $ 19,900,000 | $ 207,291 | $ 61,000 |
| Waco, TX | 95 | $ 15,253,000 | $ 160,557 | $ 42,000 |
| McAllen-Edinburg-Mission, TX | 94 | $ 16,949,000 | $ 180,308 | $ 101,000 |
| Oklahoma City, OK | 94 | $ 17,485,000 | $ 186,010 | $ 45,000 |
| Punta Gorda, FL | 94 | $ 16,201,000 | $ 172,351 | $ 72,000 |
| Canton-Massillon, OH | 93 | $ 12,635,000 | $ 135,860 | $ 42,000 |
| Montgomery, AL | 93 | $ 14,670,000 | $ 157,741 | $ 63,000 |
| Sebastian-Vero Beach, FL | 93 | $ 17,448,000 | $ 187,612 | $ 67,000 |
| Duluth, MN-WI | 92 | $ 13,500,000 | $ 146,739 | $ 40,836 |
| Durham-Chapel Hill, NC | 91 | $ 20,987,000 | $ 230,626 | $ 29,000 |
| Kalamazoo-Portage, MI | 91 | $ 11,028,000 | $ 121,186 | $ 61,000 |
| Monroe, MI | 91 | $ 12,328,000 | $ 135,472 | $ 57,000 |
| Eau Claire, WI | 81 | $ 11,327,000 | $ 139,839 | $ 62,000 |
| Gainesville, GA | 80 | $ 17,447,000 | $ 218,087 | $ 76,000 |
| Joplin, MO | 78 | $ 9,738,000 | $ 124,846 | $ 48,000 |
| San Rafael, CA | 77 | $ 33,690,000 | $ 437,532 | $ 141,000 |
| York-Hanover, PA | 76 | $ 13,206,000 | $ 173,763 | $ 61,000 |
| Merced, CA | 75 | $ 14,573,000 | $ 194,306 | $ 73,000 |
| Rochester, NY | 74 | $ 8,665,000 | $ 117,094 | $ 51,000 |
| Bay City, MI | 73 | $ 7,884,000 | $ 108,000 | $ 50,000 |
| Manchester-Nashua, NH | 73 | $ 16,956,000 | $ 232,273 | $ 62,000 |
| Albany, GA | 72 | $ 10,234,000 | $ 142,138 | $ 60,000 |
| Topeka, KS | 72 | $ 10,375,000 | $ 144,097 | $ 59,000 |
| Tallahassee, FL | 71 | $ 12,568,000 | $ 177,014 | $ 39,000 |
| Idaho Falls, ID | 69 | $ 11,228,000 | $ 162,724 | $ 60,000 |
| Kahului-Wailuku-Lahaina, HI | 69 | $ 26,238,000 | $ 380,260 | $ 111,000 |
| Columbia, MO | 68 | $ 9,951,000 | $ 146,338 | $ 53,000 |
| Muskegon, MI | 67 | $ 7,671,000 | $ 114,492 | $ 45,000 |
| Clarksville, TN-KY | 66 | $ 12,008,000 | $ 181,939 | $ 57,272 |
| Dayton, OH | 66 | $ 8,519,000 | $ 129,075 | $ 32,000 |
| Morgantown, WV | 65 | $ 10,954,000 | $ 168,523 | $ 59,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 65 | $ 8,097,000 | $ 124,569 | $ 54,000 |
| Cleveland, TN | 63 | $ 9,506,000 | $ 150,888 | $ 67,000 |
| Dothan, AL | 63 | $ 8,234,000 | $ 130,698 | $ 45,000 |
| Napa, CA | 62 | $ 24,406,000 | $ 393,645 | $ 137,000 |
| Yuba City, CA | 62 | $ 12,531,000 | $ 202,112 | $ 68,000 |
| Baton Rouge, LA | 61 | $ 11,437,000 | $ 187,491 | $ 81,000 |
| Bremerton-Silverdale, WA | 60 | $ 16,591,000 | $ 276,516 | $ 72,000 |
| Corpus Christi, TX | 60 | $ 11,557,000 | $ 192,616 | $ 90,000 |
| The Villages, FL | 59 | $ 10,521,000 | $ 178,322 | $ 71,000 |
| Johnstown, PA | 58 | $ 6,396,000 | $ 110,275 | $ 59,000 |
| Appleton, WI | 57 | $ 9,536,000 | $ 167,298 | $ 67,000 |
| Urban Honolulu, HI | 57 | $ 23,999,000 | $ 421,035 | $ 63,000 |
| Huntsville, AL | 54 | $ 9,180,000 | $ 170,000 | $ 22,000 |
| Mobile, AL | 54 | $ 7,196,000 | $ 133,259 | $ 41,000 |
| Spartanburg, SC | 54 | $ 8,068,000 | $ 149,407 | $ 45,000 |
| St. George, UT | 53 | $ 11,939,000 | $ 225,264 | $ 79,000 |
| Tulsa, OK | 53 | $ 8,129,000 | $ 153,377 | $ 29,000 |
| Bellingham, WA | 52 | $ 14,077,000 | $ 270,711 | $ 86,000 |
| Lancaster, PA | 52 | $ 9,860,000 | $ 189,615 | $ 75,000 |
| Trenton, NJ | 52 | $ 11,904,000 | $ 228,923 | $ 73,000 |
| Chico, CA | 51 | $ 11,547,000 | $ 226,411 | $ 85,000 |
| Mankato-North Mankato, MN | 51 | $ 8,532,000 | $ 167,294 | $ 24,000 |
| Sebring, FL | 51 | $ 6,039,000 | $ 118,411 | $ 52,000 |
| Battle Creek, MI | 50 | $ 5,548,000 | $ 110,960 | $ 52,000 |
| Albany, OR | 49 | $ 7,859,000 | $ 160,387 | $ 61,000 |
| Bloomington, IN | 49 | $ 7,868,000 | $ 160,571 | $ 26,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 48 | $ 8,646,000 | $ 180,125 | $ 53,000 |
| Madera, CA | 48 | $ 9,128,000 | $ 190,166 | $ 73,000 |
| Huntington-Ashland, WV-KY-OH | 47 | $ 6,946,000 | $ 147,787 | $ 51,787 |
| Midland, MI | 47 | $ 5,908,000 | $ 125,702 | $ 74,000 |
| Niles-Benton Harbor, MI | 47 | $ 6,125,000 | $ 130,319 | $ 39,000 |
| Asheville, NC | 46 | $ 10,318,000 | $ 224,304 | $ 51,000 |
| Auburn-Opelika, AL | 45 | $ 8,825,000 | $ 196,111 | $ 60,000 |
| Columbus, GA-AL | 45 | $ 16,531,000 | $ 367,355 | $ 24,177 |
| Panama City, FL | 45 | $ 8,465,000 | $ 188,111 | $ 67,000 |
| La Crosse-Onalaska, WI-MN | 43 | $ 5,806,000 | $ 135,023 | $ 46,441 |
| Barnstable Town, MA | 42 | $ 11,038,000 | $ 262,809 | $ 78,000 |
| Gainesville, FL | 42 | $ 6,728,000 | $ 160,190 | $ 69,000 |
| Jefferson City, MO | 42 | $ 5,773,000 | $ 137,452 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 41 | $ 8,083,000 | $ 197,146 | $ 55,536 |
| Little Rock-North Little Rock-Conway, AR | 41 | $ 6,246,000 | $ 152,341 | $ 28,000 |
| State College, PA | 41 | $ 7,858,000 | $ 191,658 | $ 99,000 |
| California-Lexington Park, MD | 40 | $ 9,995,000 | $ 249,875 | $ 64,000 |
| Portland-South Portland, ME | 40 | $ 8,754,000 | $ 218,850 | $ 44,000 |
| Springfield, OH | 40 | $ 4,023,000 | $ 100,575 | $ 49,000 |
| Greensboro-High Point, NC | 39 | $ 7,163,000 | $ 183,666 | $ 34,000 |
| Pueblo, CO | 39 | $ 5,541,000 | $ 142,076 | $ 53,000 |
| Winston-Salem, NC | 39 | $ 6,473,000 | $ 165,974 | $ 34,000 |
| Atlantic City-Hammonton, NJ | 38 | $ 7,458,000 | $ 196,263 | $ 113,000 |
| Pocatello, ID | 38 | $ 5,164,000 | $ 135,894 | $ 57,000 |
| Dalton, GA | 37 | $ 4,224,000 | $ 114,162 | $ 14,000 |
| Springfield, MA | 37 | $ 7,494,000 | $ 202,540 | $ 38,000 |
| East Stroudsburg, PA | 36 | $ 5,273,000 | $ 146,472 | $ 64,000 |
| Norwich-New London, CT | 36 | $ 7,030,000 | $ 195,277 | $ 47,000 |
| Homosassa Springs, FL | 35 | $ 4,595,000 | $ 131,285 | $ 56,000 |
| Prescott, AZ | 35 | $ 7,723,000 | $ 220,657 | $ 62,000 |
| Syracuse, NY | 35 | $ 4,762,000 | $ 136,057 | $ 52,000 |
| Janesville-Beloit, WI | 34 | $ 4,811,000 | $ 141,500 | $ 61,000 |
| Racine, WI | 34 | $ 5,119,000 | $ 150,558 | $ 40,000 |
| St. Cloud, MN | 34 | $ 5,161,000 | $ 151,794 | $ 65,000 |
| Hanford-Corcoran, CA | 33 | $ 5,890,000 | $ 178,484 | $ 77,000 |
| Reading, PA | 33 | $ 5,362,000 | $ 162,484 | $ 54,000 |
| Brownsville-Harlingen, TX | 31 | $ 3,803,000 | $ 122,677 | $ 84,000 |
| Jackson, MS | 31 | $ 5,725,000 | $ 184,677 | $ 25,000 |
| Lawrence, KS | 31 | $ 5,998,000 | $ 193,483 | $ 78,000 |
| Mount Vernon-Anacortes, WA | 31 | $ 7,401,000 | $ 238,741 | $ 83,000 |
| Ocean City, NJ | 31 | $ 7,033,000 | $ 226,870 | $ 80,000 |
| Sherman-Denison, TX | 31 | $ 4,810,000 | $ 155,161 | $ 82,000 |
| Abilene, TX | 30 | $ 4,467,000 | $ 148,900 | $ 73,000 |
| Charlottesville, VA | 29 | $ 7,194,000 | $ 248,068 | $ 58,000 |
| Flagstaff, AZ | 29 | $ 7,234,000 | $ 249,448 | $ 71,000 |
| Springfield, IL | 29 | $ 5,247,000 | $ 180,931 | $ 20,000 |
| Youngstown-Warren-Boardman, OH-PA | 29 | $ 4,396,000 | $ 151,586 | $ 46,551 |
| Yuma, AZ | 29 | $ 4,805,000 | $ 165,689 | $ 25,000 |
| Grand Junction, CO | 28 | $ 5,676,000 | $ 202,714 | $ 52,000 |
| Sioux City, IA-NE-SD | 28 | $ 4,309,000 | $ 153,892 | $ 43,392 |
| South Bend-Mishawaka, IN-MI | 28 | $ 4,137,000 | $ 147,750 | $ 54,500 |
| Weirton-Steubenville, WV-OH | 28 | $ 2,917,000 | $ 104,178 | $ 51,714 |
| Manhattan, KS | 27 | $ 4,643,000 | $ 171,962 | $ 72,000 |
| Shreveport-Bossier City, LA | 27 | $ 4,459,000 | $ 165,148 | $ 27,000 |
| Houma-Thibodaux, LA | 26 | $ 3,976,000 | $ 152,923 | $ 32,000 |
| Wilmington, NC | 26 | $ 5,813,000 | $ 223,576 | $ 31,000 |
| Lynchburg, VA | 25 | $ 5,013,000 | $ 200,520 | $ 47,000 |
| Sierra Vista-Douglas, AZ | 25 | $ 3,961,000 | $ 158,440 | $ 30,000 |
| St. Joseph, MO-KS | 25 | $ 3,971,000 | $ 158,840 | $ 32,600 |
| Fargo, ND-MN | 24 | $ 4,618,000 | $ 192,416 | $ 49,708 |
| Midland, TX | 24 | $ 5,135,000 | $ 213,958 | $ 77,000 |
| Winchester, VA-WV | 24 | $ 5,355,000 | $ 223,125 | $ 43,333 |
| Athens-Clarke County, GA | 23 | $ 4,297,000 | $ 186,826 | $ 22,000 |
| Cape Girardeau, MO-IL | 23 | $ 3,104,000 | $ 134,956 | $ 35,000 |
| Elkhart-Goshen, IN | 23 | $ 3,044,000 | $ 132,347 | $ 33,000 |
| Fayetteville, NC | 23 | $ 4,530,000 | $ 196,956 | $ 40,000 |
| Grand Forks, ND-MN | 23 | $ 4,483,000 | $ 194,913 | $ 62,043 |
| Owensboro, KY | 23 | $ 3,099,000 | $ 134,739 | $ 8,000 |
| Roanoke, VA | 23 | $ 4,018,000 | $ 174,695 | $ 39,000 |
| Gulfport-Biloxi-Pascagoula, MS | 22 | $ 7,088,000 | $ 322,181 | $ 24,000 |
| Lawton, OK | 22 | $ 2,561,000 | $ 116,409 | $ 47,000 |
| Corvallis, OR | 21 | $ 4,202,000 | $ 200,095 | $ 83,000 |
| Macon, GA | 21 | $ 4,833,000 | $ 230,142 | $ 27,000 |
| Oshkosh-Neenah, WI | 21 | $ 3,014,000 | $ 143,523 | $ 66,000 |
| Vineland-Bridgeton, NJ | 21 | $ 3,300,000 | $ 157,142 | $ 47,000 |
| Warner Robins, GA | 21 | $ 3,305,000 | $ 157,380 | $ 31,000 |
| Glens Falls, NY | 20 | $ 3,292,000 | $ 164,600 | $ 53,000 |
| Hickory-Lenoir-Morganton, NC | 20 | $ 3,582,000 | $ 179,100 | $ 58,000 |
| Rochester, MN | 20 | $ 3,575,000 | $ 178,750 | $ 47,000 |
| Wenatchee, WA | 20 | $ 5,301,000 | $ 265,050 | $ 82,000 |
| Amarillo, TX | 19 | $ 2,979,000 | $ 156,789 | $ 44,000 |
| Charleston, WV | 19 | $ 2,014,000 | $ 106,000 | $ 34,000 |
| Florence, SC | 19 | $ 2,885,000 | $ 151,842 | $ 11,000 |
| Utica-Rome, NY | 19 | $ 2,159,000 | $ 113,631 | $ 42,000 |
| Victoria, TX | 19 | $ 3,823,000 | $ 201,210 | $ 89,000 |
| Binghamton, NY | 18 | $ 2,428,000 | $ 134,888 | $ 55,000 |
| Dover, DE | 18 | $ 3,640,000 | $ 202,222 | $ 16,000 |
| Kingston, NY | 18 | $ 3,989,000 | $ 221,611 | $ 99,000 |
| Longview, WA | 18 | $ 3,899,000 | $ 216,611 | $ 56,000 |
| Lubbock, TX | 18 | $ 3,187,000 | $ 177,055 | $ 58,000 |
| Cheyenne, WY | 17 | $ 3,787,000 | $ 222,764 | $ 25,000 |
| Lebanon, PA | 17 | $ 2,883,000 | $ 169,588 | $ 65,000 |
| Logan, UT-ID | 17 | $ 2,664,000 | $ 156,705 | $ 46,705 |
| Odessa, TX | 17 | $ 2,188,000 | $ 128,705 | $ 57,000 |
| Tyler, TX | 17 | $ 3,344,000 | $ 196,705 | $ 114,000 |
| Chambersburg-Waynesboro, PA | 16 | $ 2,791,000 | $ 174,437 | $ 60,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 1,859,000 | $ 116,187 | $ 27,187 |
| Tuscaloosa, AL | 16 | $ 2,219,000 | $ 138,687 | $ 34,000 |
| El Centro, CA | 15 | $ 2,496,000 | $ 166,400 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 15 | $ 1,854,000 | $ 123,600 | $ 31,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 15 | $ 2,159,000 | $ 143,933 | $ 43,400 |
| Johnson City, TN | 15 | $ 2,502,000 | $ 166,800 | $ 45,000 |
| Rockford, IL | 15 | $ 2,222,000 | $ 148,133 | $ 56,000 |
| Valdosta, GA | 15 | $ 2,292,000 | $ 152,800 | $ 12,000 |
| Anniston-Oxford-Jacksonville, AL | 14 | $ 1,885,000 | $ 134,642 | $ 40,000 |
| Decatur, AL | 14 | $ 1,638,000 | $ 117,000 | $ 25,000 |
| Hattiesburg, MS | 14 | $ 1,984,000 | $ 141,714 | $ 38,000 |
| Longview, TX | 14 | $ 1,736,000 | $ 124,000 | $ 69,000 |
| Michigan City-La Porte, IN | 14 | $ 3,002,000 | $ 214,428 | $ 67,000 |
| Terre Haute, IN | 14 | $ 1,574,000 | $ 112,428 | $ 36,000 |
| Bowling Green, KY | 13 | $ 2,249,000 | $ 173,000 | $ 18,000 |
| Fort Smith, AR-OK | 13 | $ 1,556,000 | $ 119,692 | $ 43,000 |
| Kankakee, IL | 13 | $ 1,649,000 | $ 126,846 | $ 46,000 |
| Lafayette-West Lafayette, IN | 13 | $ 1,833,000 | $ 141,000 | $ 84,000 |
| Medford, OR | 13 | $ 3,249,000 | $ 249,923 | $ 75,000 |
| Burlington, NC | 12 | $ 2,265,000 | $ 188,750 | $ 26,000 |
| Burlington-South Burlington, VT | 12 | $ 2,494,000 | $ 207,833 | $ 48,000 |
| Gettysburg, PA | 12 | $ 2,255,000 | $ 187,916 | $ 47,000 |
| Grants Pass, OR | 12 | $ 2,700,000 | $ 225,000 | $ 61,000 |
| Mansfield, OH | 12 | $ 1,382,000 | $ 115,166 | $ 34,000 |
| Walla Walla, WA | 12 | $ 2,130,000 | $ 177,500 | $ 78,000 |
| Watertown-Fort Drum, NY | 12 | $ 2,102,000 | $ 175,166 | $ 51,000 |
| Brunswick, GA | 11 | $ 2,121,000 | $ 192,818 | $ 79,000 |
| Casper, WY | 11 | $ 2,166,000 | $ 196,909 | $ 27,000 |
| Jacksonville, NC | 11 | $ 2,263,000 | $ 205,727 | $ 63,000 |
| Peoria, IL | 11 | $ 1,345,000 | $ 122,272 | $ 46,000 |
| Bloomington, IL | 10 | $ 1,282,000 | $ 128,200 | $ 46,000 |
| Cedar Rapids, IA | 10 | $ 2,180,000 | $ 218,000 | $ 123,000 |
| Fond Du Lac, WI | 10 | $ 1,962,000 | $ 196,200 | $ 88,000 |
| Gadsden, AL | 10 | $ 1,145,000 | $ 114,500 | $ 32,000 |
| Staunton-Waynesboro, VA | 10 | $ 1,770,000 | $ 177,000 | $ 65,000 |
| Hinesville, GA | 9 | $ 1,689,000 | $ 187,666 | $ 51,000 |
| Kokomo, IN | 9 | $ 940,000 | $ 104,444 | $ 3,000 |
| Las Cruces, NM | 9 | $ 1,592,000 | $ 176,888 | $ 54,000 |
| Rome, GA | 9 | $ 1,312,000 | $ 145,777 | $ 27,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,383,000 | $ 172,875 | $ 25,000 |
| Bloomsburg-Berwick, PA | 8 | $ 1,000,000 | $ 125,000 | $ 45,000 |
| Cumberland, MD-WV | 8 | $ 721,000 | $ 90,125 | $ 74,000 |
| Florence-Muscle Shoals, AL | 8 | $ 1,339,000 | $ 167,375 | $ 48,000 |
| Lake Charles, LA | 8 | $ 1,719,000 | $ 214,875 | $ 59,000 |
| San Angelo, TX | 8 | $ 1,179,000 | $ 147,375 | $ 62,000 |
| Wichita Falls, TX | 8 | $ 979,000 | $ 122,375 | $ 20,000 |
| Carbondale-Marion, IL | 7 | $ 1,131,000 | $ 161,571 | $ 66,000 |
| Champaign-Urbana, IL | 7 | $ 1,215,000 | $ 173,571 | $ 60,000 |
| Farmington, NM | 7 | $ 1,028,000 | $ 146,857 | $ 48,000 |
| Greenville, NC | 7 | $ 1,339,000 | $ 191,285 | $ 0 |
| Jackson, TN | 7 | $ 1,022,000 | $ 146,000 | $ 11,000 |
| Monroe, LA | 7 | $ 1,179,000 | $ 168,428 | $ 74,000 |
| New Bern, NC | 7 | $ 1,689,000 | $ 241,285 | $ 23,000 |
| Wheeling, WV-OH | 7 | $ 957,000 | $ 136,714 | $ 72,285 |
| Columbus, IN | 6 | $ 711,000 | $ 118,500 | $ 27,000 |
| Grand Island, NE | 6 | $ 771,000 | $ 128,500 | $ 39,000 |
| Lima, OH | 6 | $ 810,000 | $ 135,000 | $ 16,000 |
| Muncie, IN | 6 | $ 644,000 | $ 107,333 | $ 15,000 |
| Rocky Mount, NC | 6 | $ 1,130,000 | $ 188,333 | $ 19,000 |
| Wausau, WI | 6 | $ 878,000 | $ 146,333 | $ 63,000 |
| Alexandria, LA | 5 | $ 1,018,000 | $ 203,600 | $ 33,000 |
| Decatur, IL | 5 | $ 560,000 | $ 112,000 | $ 14,000 |
| Harrisonburg, VA | 5 | $ 865,000 | $ 173,000 | $ 83,000 |
| Lewiston, ID-WA | 5 | $ 902,000 | $ 180,400 | $ 93,200 |
| Morristown, TN | 5 | $ 916,000 | $ 183,200 | $ 112,000 |
| Texarkana, TX-AR | 5 | $ 676,000 | $ 135,200 | $ 73,600 |
| Williamsport, PA | 5 | $ 935,000 | $ 187,000 | $ 31,000 |
| Carson City, NV | 4 | $ 857,000 | $ 214,250 | $ 137,000 |
| Fairbanks, AK | 4 | $ 796,000 | $ 199,000 | $ 31,000 |
| Goldsboro, NC | 4 | $ 754,000 | $ 188,500 | $ 44,000 |
| Iowa City, IA | 4 | $ 603,000 | $ 150,750 | $ 30,000 |
| Sumter, SC | 4 | $ 412,000 | $ 103,000 | $ 38,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 527,000 | $ 131,750 | $ 19,000 |
| Dubuque, IA | 3 | $ 380,000 | $ 126,666 | $ 62,000 |
| Elmira, NY | 3 | $ 574,000 | $ 191,333 | $ 93,000 |
| Hammond, LA | 3 | $ 561,000 | $ 187,000 | $ 67,000 |
| Jonesboro, AR | 3 | $ 1,115,000 | $ 371,666 | $ 205,000 |
| Lewiston-Auburn, ME | 3 | $ 484,000 | $ 161,333 | $ 0 |
| Pine Bluff, AR | 3 | $ 556,000 | $ 185,333 | $ 0 |
| Beckley, WV | 2 | $ 131,000 | $ 65,500 | $ 75,000 |
| Pittsfield, MA | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Bangor, ME | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Danville, IL | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Hot Springs, AR | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 75,831 | $17,518,045,000 | $231,000 | $9,400,000 | $85,000 | $7,596,000 |
| Refinancing | 47,449 | $11,700,059,000 | $246,000 | $5,160,000 | $83,000 | $5,957,000 |
| Home Improvement | 2,698 | $626,726,000 | $232,000 | $1,500,000 | $96,000 | $888,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69,980 | $16,079,378,000 | $229,000 | $4,000,000 | $101,000 | $7,596,000 |
| Not applicable | 21,550 | $4,690,568,000 | $217,000 | $9,400,000 | $0 | $0 |
| Asian | 13,881 | $4,284,174,000 | $308,000 | $2,400,000 | $128,000 | $2,250,000 |
| Hispanic | 10,032 | $2,251,557,000 | $224,000 | $1,500,000 | $83,000 | $6,388,000 |
| Black or African American | 5,014 | $1,042,587,000 | $207,000 | $1,455,000 | $76,000 | $745,000 |
| Not Provided | 4,830 | $1,322,707,000 | $273,000 | $1,564,000 | $110,000 | $2,107,000 |
| American Indian or Alaskan Native | 363 | $79,434,000 | $218,000 | $1,000,000 | $91,000 | $1,301,000 |
| Native Hawaiian or Other Pacific Islander | 328 | $94,425,000 | $287,000 | $1,078,000 | $95,000 | $884,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 85,580 | $21,461,481,000 | $250,000 | $9,400,000 | $100,000 | $7,596,000 |
| FHA-insured (Federal Housing Administration) | 24,066 | $4,446,393,000 | $184,000 | $947,000 | $46,000 | $985,000 |
| VA-guaranteed (Veterans Administration) | 13,615 | $3,572,055,000 | $262,000 | $1,478,000 | $62,000 | $698,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,717 | $364,901,000 | $134,000 | $413,000 | $45,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 81,618 | $19,711,131,000 | $241,000 | $9,400,000 | $103,000 | $7,596,000 |
| Loan Purchased By The Institution | 21,534 | $4,645,521,000 | $215,000 | $1,200,000 | $0 | $0 |
| Application Denied By Financial Institution | 20,530 | $4,971,715,000 | $242,000 | $4,000,000 | $99,000 | $6,388,000 |
| Application Approved But Not Accepted | 1,599 | $386,687,000 | $241,000 | $2,000,000 | $105,000 | $3,240,000 |
| Application Withdrawn By Applicant | 685 | $125,602,000 | $183,000 | $1,320,000 | $85,000 | $2,152,000 |
| File Closed For Incompleteness | 12 | $4,174,000 | $347,000 | $1,100,000 | $157,000 | $471,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 9,339 | $2,313,097,000 | $247,000 | $3,890,000 | $107,000 | $4,669,000 |
| Debt-To-Income Ratio | 4,538 | $1,132,166,000 | $249,000 | $2,500,000 | $69,000 | $2,276,000 |
| Collateral | 3,200 | $739,164,000 | $230,000 | $1,680,000 | $109,000 | $1,643,000 |
| Credit History | 1,599 | $339,574,000 | $212,000 | $2,400,000 | $96,000 | $6,388,000 |
| Other | 1,195 | $288,179,000 | $241,000 | $4,000,000 | $125,000 | $1,251,000 |
| Unverifiable Information | 277 | $70,470,000 | $254,000 | $1,100,000 | $113,000 | $768,000 |
| Employment History | 184 | $43,846,000 | $238,000 | $1,078,000 | $76,000 | $383,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $27,164,000 | $244,000 | $1,043,000 | $101,000 | $540,000 |
| Mortgage Insurance Denied | 87 | $18,055,000 | $207,000 | $408,000 | $94,000 | $326,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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