Prosperity Home Mortgage, LLC Mortgage Lending & HMDA Data, 2020
In 2020, Prosperity Home Mortgage, LLC of Chantilly, VA reported 59,089 mortgage applications totaling $18.7 billion, up 111% from 2019. The average application was for $316,598, and applicants reported an average income of $125,802. 74% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (5,508), Minneapolis-St. Paul-Bloomington, MN-WI (5,041) and Atlanta-Sandy Springs-Roswell, GA (4,154) (applications in parentheses).
| Mortgage Company & Address | Prosperity Home Mortgage, LLC 14501 George Carter Way Suite 300 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 59,089 |
| Total Mortgage Loan Application Amount | $18,707,495,000 |
| Average Mortgage Loan Application Amount | $316,598 |
| Highest Mortgage Loan Application Amount | $18,505,000 |
| Average Applicant Income | $125,802 |
| Highest Applicant Income | $5,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prosperity Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,508 | $ 2,501,250,000 | $ 454,112 | $ 152,748 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5,041 | $ 1,395,615,000 | $ 276,852 | $ 111,619 |
| Atlanta-Sandy Springs-Roswell, GA | 4,154 | $ 1,292,840,000 | $ 311,227 | $ 126,000 |
| Baltimore-Columbia-Towson, MD | 2,779 | $ 908,935,000 | $ 327,072 | $ 121,000 |
| Outside any metro area | 2,638 | $ 593,150,000 | $ 224,848 | $ 108,697 |
| Kansas City, MO-KS | 2,504 | $ 578,100,000 | $ 230,870 | $ 96,945 |
| Dallas-Plano-Irving, TX | 2,269 | $ 731,775,000 | $ 322,509 | $ 151,000 |
| Washington-Baltimore-Arlington, DC | 2,105 | $ 941,915,000 | $ 447,465 | $ 157,000 |
| Raleigh, NC | 2,084 | $ 619,350,000 | $ 297,192 | $ 119,000 |
| Richmond, VA | 1,981 | $ 580,255,000 | $ 292,910 | $ 116,000 |
| Tucson, AZ | 1,755 | $ 433,815,000 | $ 247,188 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,209 | $ 336,715,000 | $ 278,507 | $ 106,854 |
| Birmingham-Hoover, AL | 1,093 | $ 245,655,000 | $ 224,752 | $ 95,000 |
| Chicago-Naperville, IL | 974 | $ 304,960,000 | $ 313,100 | $ 146,000 |
| Hartford-West Hartford-East Hartford, CT | 944 | $ 230,500,000 | $ 244,173 | $ 116,000 |
| Denver-Aurora-Lakewood, CO | 802 | $ 368,980,000 | $ 460,074 | $ 167,000 |
| Montgomery County-Bucks County-Chester County, PA | 798 | $ 254,590,000 | $ 319,035 | $ 136,000 |
| Jacksonville, FL | 796 | $ 223,320,000 | $ 280,552 | $ 113,000 |
| Louisville/Jefferson County, KY-IN | 792 | $ 177,340,000 | $ 223,914 | $ 101,578 |
| Milwaukee-Waukesha-West Allis, WI | 786 | $ 197,880,000 | $ 251,755 | $ 109,000 |
| San Diego-Carlsbad, CA | 717 | $ 439,075,000 | $ 612,377 | $ 208,000 |
| Philadelphia, PA | 669 | $ 166,475,000 | $ 248,841 | $ 112,000 |
| Durham-Chapel Hill, NC | 649 | $ 182,615,000 | $ 281,379 | $ 117,000 |
| Fort Worth-Arlington, TX | 599 | $ 176,895,000 | $ 295,317 | $ 135,000 |
| Madison, WI | 562 | $ 139,240,000 | $ 247,758 | $ 104,000 |
| Cincinnati, OH-KY-IN | 525 | $ 98,655,000 | $ 187,914 | $ 83,302 |
| Omaha-Council Bluffs, NE-IA | 525 | $ 124,935,000 | $ 237,971 | $ 107,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 509 | $ 337,515,000 | $ 663,094 | $ 193,000 |
| Wilmington, DE-MD-NJ | 390 | $ 109,790,000 | $ 281,512 | $ 128,910 |
| New York-Newark, NY | 387 | $ 126,225,000 | $ 326,162 | $ 136,000 |
| Salisbury, MD-DE | 373 | $ 99,665,000 | $ 267,198 | $ 145,697 |
| Winston-Salem, NC | 371 | $ 89,535,000 | $ 241,334 | $ 107,000 |
| Anaheim-Santa Ana-Irvine, CA | 347 | $ 239,335,000 | $ 689,726 | $ 217,000 |
| Los Angeles-Long Beach-Glendale, CA | 326 | $ 223,110,000 | $ 684,386 | $ 210,000 |
| Greensboro-High Point, NC | 312 | $ 71,670,000 | $ 229,711 | $ 107,000 |
| Bridgeport-Stamford-Norwalk, CT | 291 | $ 120,165,000 | $ 412,938 | $ 181,000 |
| Charlotte-Concord-Gastonia, NC-SC | 289 | $ 81,045,000 | $ 280,432 | $ 126,913 |
| Newark, NJ-PA | 289 | $ 115,595,000 | $ 399,982 | $ 153,875 |
| Charleston-North Charleston, SC | 270 | $ 67,810,000 | $ 251,148 | $ 87,000 |
| Lincoln, NE | 269 | $ 48,575,000 | $ 180,576 | $ 91,000 |
| Seattle-Bellevue-Everett, WA | 269 | $ 112,605,000 | $ 418,605 | $ 138,000 |
| Ocean City, NJ | 265 | $ 105,175,000 | $ 396,886 | $ 209,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 254 | $ 89,380,000 | $ 351,889 | $ 118,787 |
| Blacksburg-Christiansburg-Radford, VA | 227 | $ 54,565,000 | $ 240,374 | $ 110,000 |
| Lexington-Fayette, KY | 223 | $ 44,055,000 | $ 197,556 | $ 84,000 |
| Santa Maria-Santa Barbara, CA | 223 | $ 150,465,000 | $ 674,730 | $ 218,000 |
| Lake County-Kenosha County, IL-WI | 218 | $ 72,730,000 | $ 333,623 | $ 146,385 |
| Norwich-New London, CT | 216 | $ 58,890,000 | $ 272,638 | $ 128,000 |
| New Haven-Milford, CT | 209 | $ 50,035,000 | $ 239,401 | $ 112,000 |
| Rochester, MN | 205 | $ 45,605,000 | $ 222,463 | $ 87,000 |
| Camden, NJ | 202 | $ 45,230,000 | $ 223,910 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 195 | $ 86,925,000 | $ 445,769 | $ 181,000 |
| Chattanooga, TN-GA | 190 | $ 40,640,000 | $ 213,894 | $ 87,736 |
| Fresno, CA | 190 | $ 54,040,000 | $ 284,421 | $ 112,000 |
| Phoenix-Mesa-Scottsdale, AZ | 171 | $ 45,185,000 | $ 264,239 | $ 105,000 |
| Charlottesville, VA | 168 | $ 48,730,000 | $ 290,059 | $ 124,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 166 | $ 50,450,000 | $ 303,915 | $ 131,000 |
| Atlantic City-Hammonton, NJ | 161 | $ 41,135,000 | $ 255,496 | $ 148,000 |
| Lynchburg, VA | 153 | $ 31,525,000 | $ 206,045 | $ 83,000 |
| Hagerstown-Martinsburg, MD-WV | 151 | $ 34,465,000 | $ 228,245 | $ 87,655 |
| Salem, OR | 151 | $ 43,085,000 | $ 285,331 | $ 88,000 |
| Elizabethtown-Fort Knox, KY | 150 | $ 27,710,000 | $ 184,733 | $ 75,000 |
| Warren-Troy-Farmington Hills, MI | 137 | $ 28,065,000 | $ 204,854 | $ 79,000 |
| Pittsburgh, PA | 132 | $ 25,770,000 | $ 195,227 | $ 93,000 |
| St. Cloud, MN | 129 | $ 22,745,000 | $ 176,317 | $ 76,000 |
| Roanoke, VA | 127 | $ 26,345,000 | $ 207,440 | $ 89,000 |
| Sierra Vista-Douglas, AZ | 126 | $ 26,390,000 | $ 209,444 | $ 78,000 |
| Orlando-Kissimmee-Sanford, FL | 118 | $ 28,140,000 | $ 238,474 | $ 97,000 |
| Gainesville, GA | 110 | $ 30,110,000 | $ 273,727 | $ 97,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 110 | $ 34,590,000 | $ 314,454 | $ 135,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 101 | $ 49,105,000 | $ 486,188 | $ 154,000 |
| Wausau, WI | 98 | $ 16,770,000 | $ 171,122 | $ 75,000 |
| Tacoma-Lakewood, WA | 86 | $ 29,230,000 | $ 339,883 | $ 118,000 |
| Cape Coral-Fort Myers, FL | 84 | $ 21,110,000 | $ 251,309 | $ 156,000 |
| Springfield, MO | 83 | $ 13,365,000 | $ 161,024 | $ 85,000 |
| Staunton-Waynesboro, VA | 80 | $ 15,570,000 | $ 194,625 | $ 77,000 |
| Port St. Lucie, FL | 73 | $ 18,765,000 | $ 257,054 | $ 147,000 |
| Riverside-San Bernardino-Ontario, CA | 73 | $ 27,245,000 | $ 373,219 | $ 140,000 |
| North Port-Sarasota-Bradenton, FL | 71 | $ 19,505,000 | $ 274,718 | $ 152,000 |
| Oakland-Hayward-Berkeley, CA | 71 | $ 43,345,000 | $ 610,492 | $ 192,000 |
| Fayetteville, NC | 69 | $ 13,995,000 | $ 202,826 | $ 90,000 |
| Providence-Warwick, RI-MA | 69 | $ 19,425,000 | $ 281,521 | $ 118,000 |
| Trenton, NJ | 63 | $ 16,415,000 | $ 260,555 | $ 113,000 |
| Eau Claire, WI | 61 | $ 9,295,000 | $ 152,377 | $ 75,000 |
| Sherman-Denison, TX | 59 | $ 14,335,000 | $ 242,966 | $ 121,000 |
| Worcester, MA-CT | 55 | $ 13,465,000 | $ 244,818 | $ 101,545 |
| San Francisco-Redwood City-South San Francisco, CA | 54 | $ 46,130,000 | $ 854,259 | $ 250,000 |
| Houston-The Woodlands-Sugar Land, TX | 51 | $ 19,125,000 | $ 375,000 | $ 210,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 46 | $ 10,970,000 | $ 238,478 | $ 94,782 |
| Elgin, IL | 43 | $ 11,045,000 | $ 256,860 | $ 112,000 |
| Naples-Immokalee-Marco Island, FL | 43 | $ 11,915,000 | $ 277,093 | $ 163,000 |
| Burlington, NC | 38 | $ 7,870,000 | $ 207,105 | $ 83,000 |
| Salinas, CA | 38 | $ 17,500,000 | $ 460,526 | $ 154,000 |
| York-Hanover, PA | 38 | $ 8,450,000 | $ 222,368 | $ 91,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 37 | $ 14,545,000 | $ 393,108 | $ 154,000 |
| Duluth, MN-WI | 36 | $ 7,780,000 | $ 216,111 | $ 115,333 |
| Tuscaloosa, AL | 36 | $ 7,590,000 | $ 210,833 | $ 84,000 |
| Janesville-Beloit, WI | 33 | $ 6,945,000 | $ 210,454 | $ 82,000 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 8,035,000 | $ 243,484 | $ 116,000 |
| Racine, WI | 32 | $ 6,800,000 | $ 212,500 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 31 | $ 8,125,000 | $ 262,096 | $ 143,967 |
| New York-Jersey City-White Plains, NY-NJ | 30 | $ 10,340,000 | $ 344,666 | $ 126,000 |
| California-Lexington Park, MD | 27 | $ 8,665,000 | $ 320,925 | $ 110,000 |
| Winchester, VA-WV | 27 | $ 8,295,000 | $ 307,222 | $ 117,000 |
| Sumter, SC | 26 | $ 4,580,000 | $ 176,153 | $ 103,000 |
| Wilmington, NC | 26 | $ 7,020,000 | $ 270,000 | $ 125,000 |
| Santa Cruz-Watsonville, CA | 25 | $ 14,105,000 | $ 564,200 | $ 232,000 |
| Merced, CA | 23 | $ 6,615,000 | $ 287,608 | $ 88,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 4,940,000 | $ 224,545 | $ 93,000 |
| Detroit-Dearborn-Livonia, MI | 22 | $ 4,710,000 | $ 214,090 | $ 98,000 |
| La Crosse-Onalaska, WI-MN | 22 | $ 4,900,000 | $ 222,727 | $ 131,272 |
| Ocala, FL | 22 | $ 4,290,000 | $ 195,000 | $ 78,000 |
| Boulder, CO | 21 | $ 10,695,000 | $ 509,285 | $ 219,000 |
| Chambersburg-Waynesboro, PA | 21 | $ 4,455,000 | $ 212,142 | $ 79,000 |
| Asheville, NC | 20 | $ 8,080,000 | $ 404,000 | $ 123,000 |
| Fort Collins, CO | 20 | $ 8,740,000 | $ 437,000 | $ 161,000 |
| Niles-Benton Harbor, MI | 20 | $ 6,640,000 | $ 332,000 | $ 302,000 |
| Rocky Mount, NC | 19 | $ 3,845,000 | $ 202,368 | $ 100,000 |
| Stockton-Lodi, CA | 19 | $ 6,835,000 | $ 359,736 | $ 96,000 |
| Austin-Round Rock, TX | 18 | $ 6,180,000 | $ 343,333 | $ 189,000 |
| Daphne-Fairhope-Foley, AL | 18 | $ 5,900,000 | $ 327,777 | $ 147,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 3,770,000 | $ 209,444 | $ 120,000 |
| Reading, PA | 18 | $ 3,900,000 | $ 216,666 | $ 102,000 |
| Athens-Clarke County, GA | 17 | $ 3,535,000 | $ 207,941 | $ 130,000 |
| Greeley, CO | 17 | $ 5,825,000 | $ 342,647 | $ 177,000 |
| Oshkosh-Neenah, WI | 16 | $ 2,360,000 | $ 147,500 | $ 84,000 |
| Auburn-Opelika, AL | 14 | $ 2,770,000 | $ 197,857 | $ 122,000 |
| Bakersfield, CA | 14 | $ 3,880,000 | $ 277,142 | $ 220,000 |
| Dalton, GA | 14 | $ 2,790,000 | $ 199,285 | $ 87,000 |
| Gettysburg, PA | 14 | $ 2,920,000 | $ 208,571 | $ 72,000 |
| Hickory-Lenoir-Morganton, NC | 14 | $ 4,210,000 | $ 300,714 | $ 120,000 |
| Savannah, GA | 14 | $ 3,430,000 | $ 245,000 | $ 114,000 |
| Albany, OR | 13 | $ 3,545,000 | $ 272,692 | $ 90,000 |
| Appleton, WI | 13 | $ 2,895,000 | $ 222,692 | $ 84,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 8,475,000 | $ 651,923 | $ 293,000 |
| Joplin, MO | 13 | $ 1,875,000 | $ 144,230 | $ 86,000 |
| Lakeland-Winter Haven, FL | 13 | $ 2,565,000 | $ 197,307 | $ 94,000 |
| Madera, CA | 13 | $ 3,815,000 | $ 293,461 | $ 91,000 |
| St. Louis, MO-IL | 13 | $ 4,125,000 | $ 317,307 | $ 162,076 |
| Vineland-Bridgeton, NJ | 13 | $ 2,815,000 | $ 216,538 | $ 74,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 2,470,000 | $ 205,833 | $ 161,000 |
| Harrisburg-Carlisle, PA | 12 | $ 2,500,000 | $ 208,333 | $ 98,000 |
| Huntsville, AL | 12 | $ 2,990,000 | $ 249,166 | $ 102,000 |
| Modesto, CA | 12 | $ 3,230,000 | $ 269,166 | $ 86,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 3,840,000 | $ 320,000 | $ 134,000 |
| San Antonio-New Braunfels, TX | 12 | $ 3,850,000 | $ 320,833 | $ 130,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 12 | $ 7,100,000 | $ 591,666 | $ 244,000 |
| Cambridge-Newton-Framingham, MA | 11 | $ 5,635,000 | $ 512,272 | $ 228,000 |
| Colorado Springs, CO | 11 | $ 4,065,000 | $ 369,545 | $ 116,000 |
| Lancaster, PA | 11 | $ 2,725,000 | $ 247,727 | $ 103,000 |
| Dover, DE | 10 | $ 2,260,000 | $ 226,000 | $ 75,000 |
| Lawrence, KS | 10 | $ 2,080,000 | $ 208,000 | $ 114,000 |
| Michigan City-La Porte, IN | 10 | $ 2,740,000 | $ 274,000 | $ 193,000 |
| Mobile, AL | 10 | $ 1,680,000 | $ 168,000 | $ 106,000 |
| Prescott Valley-Prescott, AZ | 10 | $ 3,460,000 | $ 346,000 | $ 206,000 |
| Sebastian-Vero Beach, FL | 10 | $ 2,430,000 | $ 243,000 | $ 145,000 |
| Columbia, SC | 9 | $ 1,895,000 | $ 210,555 | $ 171,000 |
| Cumberland, MD-WV | 9 | $ 1,035,000 | $ 115,000 | $ 95,000 |
| Dayton-Springfield-Kettering, OH | 9 | $ 1,695,000 | $ 188,333 | $ 106,000 |
| Flint, MI | 9 | $ 1,575,000 | $ 175,000 | $ 55,000 |
| Gainesville, FL | 9 | $ 2,255,000 | $ 250,555 | $ 127,000 |
| Olympia-Tumwater, WA | 9 | $ 2,965,000 | $ 329,444 | $ 106,000 |
| Cleveland, TN | 8 | $ 2,050,000 | $ 256,250 | $ 74,000 |
| Goldsboro, NC | 8 | $ 1,280,000 | $ 160,000 | $ 76,000 |
| Mankato-North Mankato, MN | 8 | $ 1,750,000 | $ 218,750 | $ 82,000 |
| St. Joseph, MO-KS | 8 | $ 1,750,000 | $ 218,750 | $ 121,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,805,000 | $ 257,857 | $ 169,857 |
| Harrisonburg, VA | 7 | $ 1,465,000 | $ 209,285 | $ 69,000 |
| Jacksonville, NC | 7 | $ 1,665,000 | $ 237,857 | $ 95,000 |
| Punta Gorda, FL | 7 | $ 1,625,000 | $ 232,142 | $ 92,000 |
| Santa Rosa, CA | 7 | $ 3,635,000 | $ 519,285 | $ 170,000 |
| Tallahassee, FL | 7 | $ 855,000 | $ 122,142 | $ 79,000 |
| Gadsden, AL | 6 | $ 850,000 | $ 141,666 | $ 63,000 |
| Gary, IN | 6 | $ 1,480,000 | $ 246,666 | $ 87,000 |
| Greenville, NC | 6 | $ 1,390,000 | $ 231,666 | $ 121,000 |
| Montgomery, AL | 6 | $ 1,490,000 | $ 248,333 | $ 144,000 |
| Salt Lake City, UT | 6 | $ 2,710,000 | $ 451,666 | $ 211,000 |
| San Rafael, CA | 6 | $ 4,330,000 | $ 721,666 | $ 227,000 |
| Topeka, KS | 6 | $ 1,280,000 | $ 213,333 | $ 85,000 |
| Tyler, TX | 6 | $ 1,090,000 | $ 181,666 | $ 123,000 |
| Anniston-Oxford-Jacksonville, AL | 5 | $ 825,000 | $ 165,000 | $ 62,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,415,000 | $ 283,000 | $ 108,000 |
| Columbus, GA-AL | 5 | $ 1,085,000 | $ 217,000 | $ 109,600 |
| Fargo, ND-MN | 5 | $ 2,285,000 | $ 457,000 | $ 148,200 |
| Fond Du Lac, WI | 5 | $ 865,000 | $ 173,000 | $ 69,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,155,000 | $ 231,000 | $ 94,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 1,465,000 | $ 293,000 | $ 226,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 895,000 | $ 179,000 | $ 92,000 |
| Knoxville, TN | 5 | $ 1,365,000 | $ 273,000 | $ 111,000 |
| Lubbock, TX | 5 | $ 995,000 | $ 199,000 | $ 143,000 |
| Memphis, TN-MS-AR | 5 | $ 1,755,000 | $ 351,000 | $ 82,800 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,365,000 | $ 273,000 | $ 84,000 |
| Rockford, IL | 5 | $ 545,000 | $ 109,000 | $ 54,000 |
| Rome, GA | 5 | $ 875,000 | $ 175,000 | $ 93,000 |
| Toledo, OH | 5 | $ 1,205,000 | $ 241,000 | $ 83,000 |
| Tulsa, OK | 5 | $ 875,000 | $ 175,000 | $ 86,000 |
| Warner Robins, GA | 5 | $ 535,000 | $ 107,000 | $ 60,000 |
| Yuma, AZ | 5 | $ 815,000 | $ 163,000 | $ 87,000 |
| Cleveland-Elyria, OH | 4 | $ 930,000 | $ 232,500 | $ 170,000 |
| Columbia, MO | 4 | $ 870,000 | $ 217,500 | $ 80,000 |
| Columbus, OH | 4 | $ 1,430,000 | $ 357,500 | $ 121,000 |
| Green Bay, WI | 4 | $ 660,000 | $ 165,000 | $ 109,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 860,000 | $ 215,000 | $ 95,000 |
| Longview, TX | 4 | $ 800,000 | $ 200,000 | $ 92,000 |
| Longview, WA | 4 | $ 1,040,000 | $ 260,000 | $ 72,000 |
| Wichita, KS | 4 | $ 1,350,000 | $ 337,500 | $ 144,000 |
| Amarillo, TX | 3 | $ 365,000 | $ 121,666 | $ 160,000 |
| Ann Arbor, MI | 3 | $ 755,000 | $ 251,666 | $ 115,000 |
| Bend-Redmond, OR | 3 | $ 1,345,000 | $ 448,333 | $ 145,000 |
| Bowling Green, KY | 3 | $ 385,000 | $ 128,333 | $ 59,000 |
| Brunswick, GA | 3 | $ 1,325,000 | $ 441,666 | $ 267,000 |
| Clarksville, TN-KY | 3 | $ 575,000 | $ 191,666 | $ 100,333 |
| Eugene, OR | 3 | $ 965,000 | $ 321,666 | $ 106,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Flagstaff, AZ | 3 | $ 935,000 | $ 311,666 | $ 161,000 |
| Florence-Muscle Shoals, AL | 3 | $ 455,000 | $ 151,666 | $ 39,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,175,000 | $ 391,666 | $ 432,000 |
| Macon-Bibb County, GA | 3 | $ 365,000 | $ 121,666 | $ 43,000 |
| Manchester-Nashua, NH | 3 | $ 675,000 | $ 225,000 | $ 172,000 |
| Medford, OR | 3 | $ 665,000 | $ 221,666 | $ 123,000 |
| Ogden-Clearfield, UT | 3 | $ 895,000 | $ 298,333 | $ 123,000 |
| Panama City, FL | 3 | $ 2,165,000 | $ 721,666 | $ 300,000 |
| Saginaw, MI | 3 | $ 505,000 | $ 168,333 | $ 51,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 375,000 | $ 125,000 | $ 35,000 |
| Spokane-Spokane Valley, WA | 3 | $ 955,000 | $ 318,333 | $ 132,000 |
| Springfield, MA | 3 | $ 735,000 | $ 245,000 | $ 71,000 |
| State College, PA | 3 | $ 945,000 | $ 315,000 | $ 127,000 |
| The Villages, FL | 3 | $ 685,000 | $ 228,333 | $ 110,000 |
| Abilene, TX | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| Albany, GA | 2 | $ 340,000 | $ 170,000 | $ 47,000 |
| Barnstable Town, MA | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| Boston, MA | 2 | $ 860,000 | $ 430,000 | $ 120,000 |
| Champaign-Urbana, IL | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| College Station-Bryan, TX | 2 | $ 330,000 | $ 165,000 | $ 130,000 |
| Corpus Christi, TX | 2 | $ 340,000 | $ 170,000 | $ 111,000 |
| Corvallis, OR | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Decatur, AL | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| East Stroudsburg, PA | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| El Paso, TX | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Grand Island, NE | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Hinesville, GA | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Hot Springs, AR | 2 | $ 1,660,000 | $ 830,000 | $ 186,000 |
| Kankakee, IL | 2 | $ 320,000 | $ 160,000 | $ 104,000 |
| Lansing-East Lansing, MI | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Midland, MI | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 950,000 | $ 475,000 | $ 95,000 |
| New Bern, NC | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| New Orleans-Metairie, LA | 2 | $ 860,000 | $ 430,000 | $ 163,000 |
| Odessa, TX | 2 | $ 610,000 | $ 305,000 | $ 177,000 |
| Pueblo, CO | 2 | $ 530,000 | $ 265,000 | $ 365,000 |
| Sheboygan, WI | 2 | $ 680,000 | $ 340,000 | $ 117,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 590,000 | $ 295,000 | $ 78,000 |
| Spartanburg, SC | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Springfield, IL | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Vallejo-Fairfield, CA | 2 | $ 640,000 | $ 320,000 | $ 136,000 |
| Visalia-Porterville, CA | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Wichita Falls, TX | 2 | $ 290,000 | $ 145,000 | $ 249,000 |
| Yakima, WA | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| Yuba City, CA | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Akron, OH | 1 | $ 435,000 | $ 435,000 | $ 130,000 |
| Albuquerque, NM | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Altoona, PA | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Bangor, ME | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Bellingham, WA | 1 | $ 405,000 | $ 405,000 | $ 131,000 |
| Bloomington, IN | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Charleston, WV | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Columbus, IN | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Elkhart-Goshen, IN | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Erie, PA | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Fort Wayne, IN | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Grants Pass, OR | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Homosassa Springs, FL | 1 | $ 555,000 | $ 555,000 | $ 160,000 |
| Jefferson City, MO | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Johnson City, TN | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Johnstown, PA | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Jonesboro, AR | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Kalamazoo-Portage, MI | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Kennewick-Richland, WA | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Killeen-Temple, TX | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Lafayette, LA | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
| Laredo, TX | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Lebanon, PA | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Midland, TX | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Morgantown, WV | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Morristown, TN | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Muskegon, MI | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Napa, CA | 1 | $ 435,000 | $ 435,000 | $ 308,000 |
| Oklahoma City, OK | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Pittsfield, MA | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Provo-Orem, UT | 1 | $ 515,000 | $ 515,000 | $ 201,000 |
| San Angelo, TX | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Sebring, FL | 1 | $ 365,000 | $ 365,000 | $ 66,000 |
| Shreveport-Bossier City, LA | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Sioux Falls, SD | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Valdosta, GA | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Waco, TX | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 38,338 | $11,895,090,000 | $310,000 | $4,005,000 | $118,000 | $3,786,000 |
| Refinancing | 16,542 | $5,532,890,000 | $334,000 | $3,005,000 | $142,000 | $5,400,000 |
| Cash-out Refinancing | 3,818 | $1,187,390,000 | $310,000 | $18,505,000 | $133,000 | $3,930,000 |
| Other Purpose | 342 | $79,710,000 | $233,000 | $1,755,000 | $136,000 | $1,300,000 |
| Home Improvement | 49 | $12,415,000 | $253,000 | $1,505,000 | $130,000 | $637,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 43,577 | $13,668,595,000 | $313,000 | $18,505,000 | $126,000 | $5,400,000 |
| Not Provided | 5,513 | $1,932,295,000 | $350,000 | $2,785,000 | $140,000 | $3,989,000 |
| Black or African American | 3,663 | $974,635,000 | $266,000 | $2,025,000 | $99,000 | $2,277,000 |
| Hispanic | 3,584 | $1,101,070,000 | $307,000 | $3,995,000 | $108,000 | $1,508,000 |
| Asian | 2,501 | $958,355,000 | $383,000 | $3,005,000 | $145,000 | $1,684,000 |
| American Indian or Alaskan Native | 204 | $58,320,000 | $285,000 | $2,505,000 | $113,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $14,225,000 | $302,000 | $1,025,000 | $110,000 | $444,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 49,285 | $15,836,235,000 | $321,000 | $18,505,000 | $132,000 | $5,400,000 |
| VA-guaranteed (Veterans Administration) | 4,743 | $1,728,585,000 | $364,000 | $1,965,000 | $110,000 | $914,000 |
| FHA-insured (Federal Housing Administration) | 4,316 | $997,470,000 | $231,000 | $835,000 | $74,000 | $1,368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 745 | $145,205,000 | $194,000 | $475,000 | $57,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43,683 | $13,837,985,000 | $316,000 | $3,865,000 | $124,000 | $2,076,000 |
| Application Withdrawn By Applicant | 11,283 | $3,654,755,000 | $323,000 | $18,505,000 | $137,000 | $5,400,000 |
| Application Denied By Financial Institution | 2,198 | $632,240,000 | $287,000 | $4,005,000 | $102,000 | $1,368,000 |
| File Closed For Incompleteness | 881 | $280,725,000 | $318,000 | $2,005,000 | $145,000 | $1,300,000 |
| Preapproval Approved but not Accepted | 630 | $201,110,000 | $319,000 | $2,405,000 | $103,000 | $696,000 |
| Preapproval Denied by Financial Institution | 231 | $52,745,000 | $228,000 | $1,045,000 | $71,000 | $720,000 |
| Application Approved But Not Accepted | 166 | $45,290,000 | $272,000 | $1,065,000 | $121,000 | $482,000 |
| Loan Purchased By The Institution | 17 | $2,645,000 | $155,000 | $395,000 | $79,000 | $156,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 56,660 | $18,022,510,000 | $318,000 | $18,505,000 | $127,000 | $5,400,000 |
| Debt-To-Income Ratio | 761 | $236,165,000 | $310,000 | $4,005,000 | $71,000 | $703,000 |
| Credit History | 637 | $160,965,000 | $252,000 | $1,895,000 | $115,000 | $1,368,000 |
| Collateral | 514 | $143,990,000 | $280,000 | $2,585,000 | $117,000 | $938,000 |
| Unverifiable Information | 203 | $56,605,000 | $278,000 | $1,435,000 | $96,000 | $1,031,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 142 | $40,490,000 | $285,000 | $3,995,000 | $101,000 | $725,000 |
| Employment History | 83 | $24,565,000 | $295,000 | $2,605,000 | $83,000 | $945,000 |
| Other | 68 | $15,380,000 | $226,000 | $865,000 | $88,000 | $299,000 |
| Credit Application Incomplete | 21 | $6,825,000 | $325,000 | $1,255,000 | $218,000 | $1,367,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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