Franklin American Mortgage Co Mortgage Lending & HMDA Data, 2010
In 2010, Franklin American Mortgage Co of Franklin, TN reported 126,296 mortgage applications totaling $23.8 billion, down 4% from 2009. The average application was for $188,067, and applicants reported an average income of $39,494. 33% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (3,164), Houston-Sugar Land-Baytown, TX (2,711) and Pittsburgh, PA (2,429) (applications in parentheses).
| Mortgage Company & Address | Franklin American Mortgage Co 501 Corporate Centre Drive, Suite 400 Franklin, TN 37067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 126,296 |
| Total Mortgage Loan Application Amount | $23,752,223,000 |
| Average Mortgage Loan Application Amount | $188,067 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $39,494 |
| Highest Applicant Income | $4,520,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Franklin American Mortgage Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,164 | $ 625,343,000 | $ 197,643 | $ 53,000 |
| Houston-Sugar Land-Baytown, TX | 2,711 | $ 445,104,000 | $ 164,184 | $ 47,000 |
| Pittsburgh, PA | 2,429 | $ 361,610,000 | $ 148,871 | $ 43,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,326 | $ 671,364,000 | $ 288,634 | $ 54,930 |
| Dallas-Plano-Irving, TX | 2,296 | $ 413,306,000 | $ 180,011 | $ 51,000 |
| Chicago-Joliet-Naperville, IL | 2,042 | $ 451,077,000 | $ 220,899 | $ 43,000 |
| Omaha-Council Bluffs, NE-IA | 2,014 | $ 337,169,000 | $ 167,412 | $ 39,150 |
| Columbus, OH | 1,904 | $ 344,573,000 | $ 180,973 | $ 19,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,843 | $ 298,122,000 | $ 161,759 | $ 11,274 |
| St. Louis, MO-IL | 1,822 | $ 320,882,000 | $ 176,115 | $ 36,308 |
| Atlanta-Sandy Springs-Marietta, GA | 1,812 | $ 333,671,000 | $ 184,145 | $ 31,000 |
| Phoenix-Mesa-Glendale, AZ | 1,743 | $ 285,429,000 | $ 163,757 | $ 20,000 |
| Las Vegas-Paradise, NV | 1,694 | $ 278,891,000 | $ 164,634 | $ 42,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,557 | $ 302,438,000 | $ 194,244 | $ 53,405 |
| Hartford-West Hartford-East Hartford, CT | 1,480 | $ 325,633,000 | $ 220,022 | $ 71,000 |
| Baltimore-Towson, MD | 1,422 | $ 356,764,000 | $ 250,888 | $ 32,000 |
| Philadelphia, PA | 1,388 | $ 303,403,000 | $ 218,590 | $ 60,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,366 | $ 295,300,000 | $ 216,178 | $ 70,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,248 | $ 246,602,000 | $ 197,597 | $ 14,000 |
| Edison-New Brunswick, NJ | 1,235 | $ 336,504,000 | $ 272,472 | $ 83,000 |
| Orlando-Kissimmee-Sanford, FL | 1,188 | $ 181,015,000 | $ 152,369 | $ 57,000 |
| Louisville-Jefferson County, KY-IN | 1,154 | $ 189,255,000 | $ 163,999 | $ 29,132 |
| Indianapolis-Carmel, IN | 1,136 | $ 172,711,000 | $ 152,034 | $ 25,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,124 | $ 348,449,000 | $ 310,008 | $ 53,000 |
| Rochester, NY | 1,069 | $ 146,574,000 | $ 137,113 | $ 7,000 |
| Boston-Quincy, MA | 1,038 | $ 290,984,000 | $ 280,331 | $ 93,000 |
| Clarksville, TN-KY | 1,021 | $ 156,489,000 | $ 153,270 | $ 39,509 |
| Fort Worth-Arlington, TX | 1,015 | $ 160,904,000 | $ 158,526 | $ 36,000 |
| Camden, NJ | 966 | $ 193,528,000 | $ 200,339 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 961 | $ 215,309,000 | $ 224,046 | $ 33,965 |
| New Haven-Milford, CT | 955 | $ 205,807,000 | $ 215,504 | $ 76,000 |
| Kansas City, MO-KS | 950 | $ 159,773,000 | $ 168,182 | $ 34,000 |
| Cleveland-Elyria-Mentor, OH | 931 | $ 152,813,000 | $ 164,138 | $ 9,000 |
| Birmingham-Hoover, AL | 930 | $ 162,804,000 | $ 175,058 | $ 25,000 |
| Riverside-San Bernardino-Ontario, CA | 930 | $ 196,072,000 | $ 210,830 | $ 30,000 |
| Memphis, TN-MS-AR | 910 | $ 152,788,000 | $ 167,898 | $ 24,261 |
| Sioux Falls, SD | 910 | $ 145,105,000 | $ 159,456 | $ 3,000 |
| San Diego-Carlsbad-San Marcos, CA | 871 | $ 273,037,000 | $ 313,475 | $ 60,000 |
| Newark-Union, NJ-PA | 857 | $ 253,454,000 | $ 295,745 | $ 76,775 |
| New York-White Plains-Wayne, NY-NJ | 855 | $ 268,165,000 | $ 313,643 | $ 50,115 |
| Austin-Round Rock-San Marcos, TX | 854 | $ 168,156,000 | $ 196,903 | $ 39,000 |
| Lincoln, NE | 824 | $ 134,966,000 | $ 163,793 | $ 22,000 |
| Lexington-Fayette, KY | 818 | $ 135,318,000 | $ 165,425 | $ 22,000 |
| Tampa-St. Petersburg-Clearwater, FL | 785 | $ 117,368,000 | $ 149,513 | $ 61,000 |
| San Antonio-New Braunfels, TX | 776 | $ 133,814,000 | $ 172,440 | $ 29,000 |
| Oakland-Fremont-Hayward, CA | 746 | $ 243,366,000 | $ 326,227 | $ 82,000 |
| Greenville-Mauldin-Easley, SC | 742 | $ 115,082,000 | $ 155,097 | $ 52,000 |
| Bridgeport-Stamford-Norwalk, CT | 732 | $ 233,836,000 | $ 319,448 | $ 135,000 |
| Madison, WI | 730 | $ 146,446,000 | $ 200,610 | $ 8,000 |
| Cambridge-Newton-Framingham, MA | 727 | $ 206,189,000 | $ 283,616 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 700 | $ 140,885,000 | $ 201,264 | $ 56,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 691 | $ 124,289,000 | $ 179,868 | $ 44,146 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 672 | $ 127,479,000 | $ 189,700 | $ 68,000 |
| Bethesda-Rockville-Frederick, MD | 657 | $ 217,329,000 | $ 330,789 | $ 49,000 |
| Albuquerque, NM | 653 | $ 109,093,000 | $ 167,064 | $ 4,000 |
| Buffalo-Niagara Falls, NY | 629 | $ 81,833,000 | $ 130,100 | $ 3,000 |
| Denver-Aurora-Broomfield, CO | 625 | $ 144,072,000 | $ 230,515 | $ 54,000 |
| Cedar Rapids, IA | 622 | $ 95,619,000 | $ 153,728 | $ 13,000 |
| Richmond, VA | 613 | $ 125,453,000 | $ 204,654 | $ 24,000 |
| Little Rock-North Little Rock-Conway, AR | 595 | $ 93,482,000 | $ 157,112 | $ 50,000 |
| Green Bay, WI | 587 | $ 109,197,000 | $ 186,025 | $ 9,000 |
| New Orleans-Metairie-Kenner, LA | 580 | $ 111,612,000 | $ 192,434 | $ 40,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 563 | $ 132,890,000 | $ 236,039 | $ 7,516 |
| Salt Lake City, UT | 552 | $ 127,106,000 | $ 230,264 | $ 7,000 |
| Augusta-Richmond County, GA-SC | 548 | $ 89,804,000 | $ 163,875 | $ 7,591 |
| Warren-Troy-Farmington Hills, MI | 539 | $ 81,293,000 | $ 150,821 | $ 29,000 |
| Jackson, MS | 534 | $ 93,992,000 | $ 176,014 | $ 13,000 |
| Santa Ana-Anaheim-Irvine, CA | 533 | $ 195,737,000 | $ 367,236 | $ 69,000 |
| Montgomery, AL | 524 | $ 96,850,000 | $ 184,828 | $ 23,000 |
| Huntsville, AL | 519 | $ 88,586,000 | $ 170,685 | $ 24,000 |
| Cape Coral-Fort Myers, FL | 505 | $ 65,404,000 | $ 129,512 | $ 66,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 504 | $ 117,404,000 | $ 232,944 | $ 34,000 |
| Las Cruces, NM | 500 | $ 84,434,000 | $ 168,868 | $ 4,000 |
| Worcester, MA | 487 | $ 105,948,000 | $ 217,552 | $ 68,000 |
| Portland-South Portland-Biddeford, ME | 471 | $ 95,740,000 | $ 203,269 | $ 75,000 |
| Seattle-Bellevue-Everett, WA | 469 | $ 141,262,000 | $ 301,198 | $ 54,000 |
| Baton Rouge, LA | 465 | $ 87,632,000 | $ 188,455 | $ 40,000 |
| Charleston-North Charleston-Summerville, SC | 463 | $ 86,227,000 | $ 186,235 | $ 14,000 |
| Peabody, MA | 458 | $ 110,528,000 | $ 241,327 | $ 74,000 |
| Dayton, OH | 453 | $ 63,772,000 | $ 140,777 | $ 7,000 |
| Oklahoma City, OK | 449 | $ 67,651,000 | $ 150,670 | $ 49,000 |
| York-Hanover, PA | 441 | $ 72,907,000 | $ 165,321 | $ 41,000 |
| Chattanooga, TN-GA | 437 | $ 67,531,000 | $ 154,533 | $ 32,887 |
| Peoria, IL | 420 | $ 57,839,000 | $ 137,711 | $ 4,000 |
| Gary, IN | 406 | $ 63,134,000 | $ 155,502 | $ 39,000 |
| Syracuse, NY | 392 | $ 56,576,000 | $ 144,326 | $ 3,000 |
| Rockingham County-Strafford County, NH | 390 | $ 83,893,000 | $ 215,110 | $ 81,000 |
| Vallejo-Fairfield, CA | 385 | $ 90,321,000 | $ 234,600 | $ 72,000 |
| Tulsa, OK | 365 | $ 54,784,000 | $ 150,093 | $ 46,000 |
| Provo-Orem, UT | 358 | $ 73,802,000 | $ 206,150 | $ 12,000 |
| Sheboygan, WI | 351 | $ 49,179,000 | $ 140,111 | $ 9,000 |
| Jacksonville, FL | 333 | $ 56,235,000 | $ 168,873 | $ 57,000 |
| Manchester-Nashua, NH | 332 | $ 68,678,000 | $ 206,861 | $ 78,000 |
| Harrisburg-Carlisle, PA | 329 | $ 54,517,000 | $ 165,705 | $ 39,000 |
| Tuscaloosa, AL | 323 | $ 58,089,000 | $ 179,842 | $ 36,000 |
| Raleigh-Cary, NC | 321 | $ 65,768,000 | $ 204,884 | $ 27,000 |
| Evansville, IN-KY | 319 | $ 40,652,000 | $ 127,435 | $ 38,589 |
| Davenport-Moline-Rock Island, IA-IL | 314 | $ 44,507,000 | $ 141,742 | $ 8,414 |
| Akron, OH | 308 | $ 51,859,000 | $ 168,373 | $ 19,000 |
| Tucson, AZ | 306 | $ 54,037,000 | $ 176,591 | $ 19,000 |
| Erie, PA | 299 | $ 37,425,000 | $ 125,167 | $ 67,000 |
| Jackson, TN | 298 | $ 40,759,000 | $ 136,775 | $ 42,000 |
| Knoxville, TN | 296 | $ 47,440,000 | $ 160,270 | $ 51,000 |
| Fort Wayne, IN | 292 | $ 36,019,000 | $ 123,352 | $ 24,000 |
| Atlantic City-Hammonton, NJ | 286 | $ 59,699,000 | $ 208,737 | $ 79,000 |
| Mobile, AL | 282 | $ 41,241,000 | $ 146,244 | $ 26,000 |
| Colorado Springs, CO | 275 | $ 60,374,000 | $ 219,541 | $ 6,000 |
| Lancaster, PA | 273 | $ 46,397,000 | $ 169,952 | $ 59,000 |
| Springfield, MO | 273 | $ 36,198,000 | $ 132,593 | $ 21,000 |
| Gulfport-Biloxi, MS | 266 | $ 40,081,000 | $ 150,680 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 264 | $ 48,323,000 | $ 183,041 | $ 47,000 |
| Des Moines-West Des Moines, IA | 263 | $ 44,899,000 | $ 170,718 | $ 36,000 |
| Pueblo, CO | 259 | $ 36,165,000 | $ 139,633 | $ 2,000 |
| Lakeland-Winter Haven, FL | 258 | $ 32,157,000 | $ 124,639 | $ 50,000 |
| Nassau-Suffolk, NY | 254 | $ 78,382,000 | $ 308,590 | $ 13,000 |
| Hattiesburg, MS | 253 | $ 41,213,000 | $ 162,897 | $ 10,000 |
| Appleton, WI | 244 | $ 38,273,000 | $ 156,856 | $ 15,000 |
| Fresno, CA | 242 | $ 47,089,000 | $ 194,582 | $ 11,000 |
| Greensboro-High Point, NC | 240 | $ 37,555,000 | $ 156,479 | $ 37,000 |
| Wichita, KS | 236 | $ 32,154,000 | $ 136,245 | $ 12,000 |
| Elizabethtown, KY | 235 | $ 39,162,000 | $ 166,646 | $ 17,000 |
| Bismarck, ND | 234 | $ 40,515,000 | $ 173,141 | $ 10,000 |
| Beaumont-Port Arthur, TX | 233 | $ 29,305,000 | $ 125,772 | $ 54,000 |
| Hagerstown-Martinsburg, MD-WV | 230 | $ 36,860,000 | $ 160,260 | $ 43,400 |
| Ogden-Clearfield, UT | 229 | $ 45,401,000 | $ 198,257 | $ 3,000 |
| Tacoma, WA | 229 | $ 51,973,000 | $ 226,956 | $ 37,000 |
| McAllen-Edinburg-Mission, TX | 226 | $ 30,736,000 | $ 136,000 | $ 68,000 |
| Pensacola-Ferry Pass-Brent, FL | 220 | $ 33,764,000 | $ 153,472 | $ 21,000 |
| Port St. Lucie, FL | 215 | $ 27,675,000 | $ 128,720 | $ 54,000 |
| Houma-Bayou Cane-Thibodaux, LA | 207 | $ 35,743,000 | $ 172,671 | $ 72,000 |
| Columbia, SC | 202 | $ 32,193,000 | $ 159,371 | $ 22,000 |
| North Port-Bradenton-Sarasota, FL | 201 | $ 34,299,000 | $ 170,641 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 196 | $ 39,186,000 | $ 199,928 | $ 58,857 |
| Corpus Christi, TX | 193 | $ 27,318,000 | $ 141,544 | $ 41,000 |
| Athens-Clarke County, GA | 191 | $ 37,065,000 | $ 194,057 | $ 13,000 |
| Charleston, WV | 191 | $ 28,886,000 | $ 151,235 | $ 19,000 |
| Detroit-Livonia-Dearborn, MI | 191 | $ 25,584,000 | $ 133,947 | $ 25,000 |
| Springfield, MA | 191 | $ 33,958,000 | $ 177,790 | $ 54,000 |
| Fargo, ND-MN | 186 | $ 28,424,000 | $ 152,817 | $ 18,688 |
| Cleveland, TN | 185 | $ 28,780,000 | $ 155,567 | $ 3,000 |
| Lake County-Kenosha County, IL-WI | 184 | $ 40,809,000 | $ 221,788 | $ 50,021 |
| Rapid City, SD | 182 | $ 29,441,000 | $ 161,763 | $ 5,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 179 | $ 24,181,000 | $ 135,089 | $ 56,000 |
| Idaho Falls, ID | 175 | $ 28,659,000 | $ 163,765 | $ 1,000 |
| Bowling Green, KY | 174 | $ 25,095,000 | $ 144,224 | $ 28,000 |
| Modesto, CA | 173 | $ 28,458,000 | $ 164,497 | $ 21,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 171 | $ 72,988,000 | $ 426,830 | $ 105,000 |
| Pascagoula, MS | 166 | $ 22,745,000 | $ 137,018 | $ 54,000 |
| Lafayette, LA | 162 | $ 28,356,000 | $ 175,037 | $ 46,000 |
| Wilmington, DE-MD-NJ | 161 | $ 35,753,000 | $ 222,068 | $ 47,229 |
| Spartanburg, SC | 160 | $ 23,292,000 | $ 145,575 | $ 49,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 158 | $ 25,676,000 | $ 162,506 | $ 36,000 |
| Flint, MI | 158 | $ 17,726,000 | $ 112,189 | $ 12,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 156 | $ 43,659,000 | $ 279,865 | $ 51,000 |
| San Francisco-San Mateo-Redwood City, CA | 155 | $ 71,332,000 | $ 460,206 | $ 142,000 |
| Fayetteville, NC | 153 | $ 25,448,000 | $ 166,326 | $ 12,000 |
| Naples-Marco Island, FL | 152 | $ 30,100,000 | $ 198,026 | $ 48,000 |
| Abilene, TX | 151 | $ 23,345,000 | $ 154,602 | $ 40,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 149 | $ 48,889,000 | $ 328,114 | $ 42,000 |
| Palm Bay-Melbourne-Titusville, FL | 149 | $ 22,041,000 | $ 147,926 | $ 60,000 |
| Albany-Schenectady-Troy, NY | 147 | $ 26,495,000 | $ 180,238 | $ 14,000 |
| Tallahassee, FL | 146 | $ 23,220,000 | $ 159,041 | $ 26,000 |
| Stockton, CA | 142 | $ 28,917,000 | $ 203,640 | $ 28,000 |
| Norwich-New London, CT | 138 | $ 31,438,000 | $ 227,811 | $ 72,000 |
| Owensboro, KY | 138 | $ 18,393,000 | $ 133,282 | $ 22,000 |
| Oshkosh-Neenah, WI | 134 | $ 21,510,000 | $ 160,522 | $ 31,000 |
| Wichita Falls, TX | 131 | $ 19,037,000 | $ 145,320 | $ 1,000 |
| Sioux City, IA-NE-SD | 130 | $ 17,203,000 | $ 132,330 | $ 63,107 |
| Winchester, VA-WV | 125 | $ 25,175,000 | $ 201,400 | $ 14,360 |
| Barnstable Town, MA | 124 | $ 33,438,000 | $ 269,661 | $ 106,000 |
| Charlottesville, VA | 123 | $ 29,830,000 | $ 242,520 | $ 45,000 |
| Scranton--Wilkes-Barre, PA | 121 | $ 16,703,000 | $ 138,041 | $ 52,000 |
| Youngstown-Warren-Boardman, OH-PA | 121 | $ 13,051,000 | $ 107,859 | $ 11,743 |
| Winston-Salem, NC | 120 | $ 18,503,000 | $ 154,191 | $ 21,000 |
| Danville, VA | 117 | $ 14,446,000 | $ 123,470 | $ 22,000 |
| Bakersfield-Delano, CA | 116 | $ 19,226,000 | $ 165,741 | $ 31,000 |
| El Paso, TX | 115 | $ 15,446,000 | $ 134,313 | $ 49,000 |
| Santa Rosa-Petaluma, CA | 115 | $ 33,471,000 | $ 291,052 | $ 79,000 |
| Pocatello, ID | 114 | $ 17,169,000 | $ 150,605 | $ 3,000 |
| Roanoke, VA | 114 | $ 20,313,000 | $ 178,184 | $ 39,000 |
| South Bend-Mishawaka, IN-MI | 113 | $ 14,658,000 | $ 129,716 | $ 24,584 |
| Boise City-Nampa, ID | 111 | $ 17,099,000 | $ 154,045 | $ 28,000 |
| Decatur, AL | 110 | $ 14,666,000 | $ 133,327 | $ 20,000 |
| Eugene-Springfield, OR | 110 | $ 21,924,000 | $ 199,309 | $ 55,000 |
| Huntington-Ashland, WV-KY-OH | 110 | $ 14,680,000 | $ 133,454 | $ 30,690 |
| Brownsville-Harlingen, TX | 109 | $ 14,513,000 | $ 133,146 | $ 62,000 |
| Gadsden, AL | 109 | $ 13,970,000 | $ 128,165 | $ 16,000 |
| Longview, TX | 107 | $ 15,671,000 | $ 146,457 | $ 56,000 |
| Toledo, OH | 107 | $ 19,155,000 | $ 179,018 | $ 6,000 |
| Visalia-Porterville, CA | 107 | $ 16,686,000 | $ 155,943 | $ 14,000 |
| Canton-Massillon, OH | 106 | $ 14,905,000 | $ 140,613 | $ 27,000 |
| Grand Junction, CO | 106 | $ 20,840,000 | $ 196,603 | $ 2,000 |
| Lubbock, TX | 106 | $ 15,166,000 | $ 143,075 | $ 6,000 |
| Trenton-Ewing, NJ | 99 | $ 23,746,000 | $ 239,858 | $ 59,000 |
| College Station-Bryan, TX | 96 | $ 17,630,000 | $ 183,645 | $ 69,000 |
| Joplin, MO | 96 | $ 11,431,000 | $ 119,072 | $ 48,000 |
| Olympia, WA | 95 | $ 21,392,000 | $ 225,178 | $ 40,000 |
| Anderson, SC | 94 | $ 14,288,000 | $ 152,000 | $ 34,000 |
| Hot Springs, AR | 93 | $ 15,528,000 | $ 166,967 | $ 94,000 |
| Iowa City, IA | 93 | $ 17,417,000 | $ 187,279 | $ 21,000 |
| Bloomington-Normal, IL | 92 | $ 14,497,000 | $ 157,576 | $ 1,000 |
| Savannah, GA | 91 | $ 15,425,000 | $ 169,505 | $ 36,000 |
| Asheville, NC | 90 | $ 16,553,000 | $ 183,922 | $ 23,000 |
| Ocala, FL | 89 | $ 10,090,000 | $ 113,370 | $ 49,000 |
| Pine Bluff, AR | 89 | $ 10,998,000 | $ 123,573 | $ 70,000 |
| Kingsport-Bristol-Bristol, TN-VA | 87 | $ 13,460,000 | $ 154,712 | $ 55,655 |
| Shreveport-Bossier City, LA | 87 | $ 15,848,000 | $ 182,160 | $ 30,000 |
| Reno-Sparks, NV | 83 | $ 16,754,000 | $ 201,855 | $ 26,000 |
| Columbus, GA-AL | 82 | $ 13,247,000 | $ 161,548 | $ 34,341 |
| Racine, WI | 82 | $ 15,795,000 | $ 192,621 | $ 29,000 |
| San Luis Obispo-Paso Robles, CA | 82 | $ 25,633,000 | $ 312,597 | $ 89,000 |
| Spokane, WA | 81 | $ 14,932,000 | $ 184,345 | $ 38,000 |
| Cheyenne, WY | 76 | $ 14,973,000 | $ 197,013 | $ 3,000 |
| Ocean City, NJ | 76 | $ 20,998,000 | $ 276,289 | $ 129,000 |
| Wilmington, NC | 76 | $ 15,363,000 | $ 202,144 | $ 29,000 |
| State College, PA | 74 | $ 14,024,000 | $ 189,513 | $ 66,000 |
| Champaign-Urbana, IL | 73 | $ 11,023,000 | $ 151,000 | $ 20,000 |
| Napa, CA | 71 | $ 20,161,000 | $ 283,957 | $ 30,000 |
| Salem, OR | 71 | $ 12,085,000 | $ 170,211 | $ 9,000 |
| Killeen-Temple-Fort Hood, TX | 70 | $ 11,081,000 | $ 158,300 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 68 | $ 9,895,000 | $ 145,514 | $ 23,000 |
| Odessa, TX | 67 | $ 9,306,000 | $ 138,895 | $ 27,000 |
| Lynchburg, VA | 65 | $ 11,470,000 | $ 176,461 | $ 25,000 |
| Santa Fe, NM | 65 | $ 16,407,000 | $ 252,415 | $ 11,000 |
| Coeur D'Alene, ID | 63 | $ 11,230,000 | $ 178,253 | $ 5,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 63 | $ 10,441,000 | $ 165,730 | $ 43,000 |
| Crestview-Fort Walton Beach-Destin, FL | 62 | $ 12,019,000 | $ 193,854 | $ 12,000 |
| Fort Smith, AR-OK | 62 | $ 7,789,000 | $ 125,629 | $ 9,096 |
| Poughkeepsie-Newburgh-Middletown, NY | 61 | $ 14,390,000 | $ 235,901 | $ 10,000 |
| Reading, PA | 61 | $ 10,363,000 | $ 169,885 | $ 59,000 |
| Durham-Chapel Hill, NC | 59 | $ 12,815,000 | $ 217,203 | $ 45,000 |
| Waco, TX | 58 | $ 9,415,000 | $ 162,327 | $ 53,000 |
| Janesville, WI | 57 | $ 8,166,000 | $ 143,263 | $ 20,000 |
| Midland, TX | 57 | $ 10,110,000 | $ 177,368 | $ 28,000 |
| Yuma, AZ | 57 | $ 9,479,000 | $ 166,298 | $ 44,000 |
| Utica-Rome, NY | 56 | $ 6,454,000 | $ 115,250 | $ 4,000 |
| Steubenville-Weirton, OH-WV | 55 | $ 4,764,000 | $ 86,618 | $ 37,418 |
| Grand Forks, ND-MN | 54 | $ 7,252,000 | $ 134,296 | $ 34,055 |
| Springfield, OH | 54 | $ 6,993,000 | $ 129,500 | $ 14,000 |
| Texarkana, Tx-Texarkana, AR | 54 | $ 8,164,000 | $ 151,185 | $ 27,333 |
| Tyler, TX | 54 | $ 7,491,000 | $ 138,722 | $ 35,000 |
| Ames, IA | 53 | $ 8,520,000 | $ 160,754 | $ 51,000 |
| Altoona, PA | 52 | $ 7,229,000 | $ 139,019 | $ 48,000 |
| Dothan, AL | 52 | $ 8,385,000 | $ 161,250 | $ 35,000 |
| Jonesboro, AR | 52 | $ 7,251,000 | $ 139,442 | $ 38,000 |
| Wausau, WI | 52 | $ 8,446,000 | $ 162,423 | $ 12,000 |
| Gainesville, GA | 50 | $ 8,388,000 | $ 167,760 | $ 28,000 |
| Vineland-Millville-Bridgeton, NJ | 49 | $ 7,946,000 | $ 162,163 | $ 42,000 |
| Prescott, AZ | 48 | $ 8,641,000 | $ 180,020 | $ 38,000 |
| Amarillo, TX | 47 | $ 8,453,000 | $ 179,851 | $ 11,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 46 | $ 8,392,000 | $ 182,434 | $ 10,000 |
| St. Joseph, MO-KS | 46 | $ 5,467,000 | $ 118,847 | $ 33,108 |
| Burlington-South Burlington, VT | 45 | $ 9,277,000 | $ 206,155 | $ 26,000 |
| Florence-Muscle Shoals, AL | 45 | $ 6,000,000 | $ 133,333 | $ 31,000 |
| Lawrence, KS | 45 | $ 7,577,000 | $ 168,377 | $ 26,000 |
| Cape Girardeau-Jackson, MO-IL | 44 | $ 7,340,000 | $ 166,818 | $ 42,000 |
| Lake Havasu City-Kingman, AZ | 44 | $ 5,772,000 | $ 131,181 | $ 3,000 |
| Hickory-Lenoir-Morganton, NC | 43 | $ 6,769,000 | $ 157,418 | $ 39,000 |
| Johnson City, TN | 43 | $ 6,854,000 | $ 159,395 | $ 84,000 |
| Kalamazoo-Portage, MI | 43 | $ 6,360,000 | $ 147,906 | $ 25,000 |
| Lake Charles, LA | 43 | $ 6,916,000 | $ 160,837 | $ 27,000 |
| Burlington, NC | 41 | $ 5,658,000 | $ 138,000 | $ 37,000 |
| Kennewick-Pasco-Richland, WA | 41 | $ 7,590,000 | $ 185,121 | $ 10,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 41 | $ 6,155,000 | $ 150,121 | $ 29,268 |
| Punta Gorda, FL | 41 | $ 5,216,000 | $ 127,219 | $ 55,000 |
| Ann Arbor, MI | 40 | $ 7,131,000 | $ 178,275 | $ 65,000 |
| Duluth, MN-WI | 40 | $ 5,534,000 | $ 138,350 | $ 27,250 |
| Macon, GA | 40 | $ 6,586,000 | $ 164,650 | $ 43,000 |
| Boulder, CO | 39 | $ 11,180,000 | $ 286,666 | $ 38,000 |
| Bremerton-Silverdale, WA | 39 | $ 9,607,000 | $ 246,333 | $ 35,000 |
| Elkhart-Goshen, IN | 39 | $ 5,272,000 | $ 135,179 | $ 21,000 |
| Fort Collins-Loveland, CO | 39 | $ 9,034,000 | $ 231,641 | $ 10,000 |
| Michigan City-La Porte, IN | 39 | $ 4,509,000 | $ 115,615 | $ 15,000 |
| Monroe, LA | 38 | $ 7,021,000 | $ 184,763 | $ 21,000 |
| Florence, SC | 36 | $ 6,005,000 | $ 166,805 | $ 3,000 |
| Hinesville-Fort Stewart, GA | 36 | $ 5,801,000 | $ 161,138 | $ 53,000 |
| San Angelo, TX | 36 | $ 4,579,000 | $ 127,194 | $ 48,000 |
| Topeka, KS | 36 | $ 4,161,000 | $ 115,583 | $ 8,000 |
| Waterloo-Cedar Falls, IA | 35 | $ 4,911,000 | $ 140,314 | $ 15,000 |
| Bloomington, IN | 34 | $ 4,907,000 | $ 144,323 | $ 54,000 |
| Columbus, IN | 34 | $ 4,958,000 | $ 145,823 | $ 6,000 |
| Cumberland, MD-WV | 34 | $ 4,439,000 | $ 130,558 | $ 5,911 |
| Lebanon, PA | 34 | $ 5,188,000 | $ 152,588 | $ 45,000 |
| Palm Coast, FL | 34 | $ 3,660,000 | $ 107,647 | $ 60,000 |
| Salinas, CA | 33 | $ 7,925,000 | $ 240,151 | $ 22,000 |
| St. Cloud, MN | 33 | $ 5,617,000 | $ 170,212 | $ 28,000 |
| Casper, WY | 32 | $ 6,028,000 | $ 188,375 | $ 2,000 |
| Eau Claire, WI | 32 | $ 5,183,000 | $ 161,968 | $ 56,000 |
| Kokomo, IN | 32 | $ 3,256,000 | $ 101,750 | $ 36,000 |
| Auburn-Opelika, AL | 31 | $ 5,925,000 | $ 191,129 | $ 42,000 |
| Greeley, CO | 31 | $ 6,421,000 | $ 207,129 | $ 11,000 |
| Sebastian-Vero Beach, FL | 31 | $ 4,704,000 | $ 151,741 | $ 59,000 |
| Dover, DE | 30 | $ 6,521,000 | $ 217,366 | $ 98,000 |
| Farmington, NM | 30 | $ 5,724,000 | $ 190,800 | $ 6,000 |
| Lawton, OK | 30 | $ 4,554,000 | $ 151,800 | $ 62,000 |
| Valdosta, GA | 30 | $ 5,956,000 | $ 198,533 | $ 10,000 |
| Jefferson City, MO | 29 | $ 3,914,000 | $ 134,965 | $ 37,000 |
| Lansing-East Lansing, MI | 29 | $ 3,900,000 | $ 134,482 | $ 32,000 |
| Anderson, IN | 28 | $ 3,236,000 | $ 115,571 | $ 21,000 |
| Bangor, ME | 28 | $ 4,454,000 | $ 159,071 | $ 65,000 |
| Chico, CA | 28 | $ 5,907,000 | $ 210,964 | $ 55,000 |
| Fond Du Lac, WI | 28 | $ 3,737,000 | $ 133,464 | $ 29,000 |
| Rome, GA | 28 | $ 4,857,000 | $ 173,464 | $ 9,000 |
| Warner Robins, GA | 28 | $ 4,617,000 | $ 164,892 | $ 21,000 |
| Columbia, MO | 26 | $ 4,219,000 | $ 162,269 | $ 59,000 |
| Hanford-Corcoran, CA | 26 | $ 4,057,000 | $ 156,038 | $ 20,000 |
| Santa Cruz-Watsonville, CA | 26 | $ 9,003,000 | $ 346,269 | $ 51,000 |
| St. George, UT | 26 | $ 4,869,000 | $ 187,269 | $ 22,000 |
| Bend, OR | 25 | $ 5,117,000 | $ 204,680 | $ 16,000 |
| Blacksburg-Christiansburg-Radford, VA | 25 | $ 3,921,000 | $ 156,840 | $ 43,000 |
| Dubuque, IA | 25 | $ 2,766,000 | $ 110,640 | $ 9,000 |
| Logan, UT-ID | 25 | $ 3,996,000 | $ 159,840 | $ 0 |
| Holland-Grand Haven, MI | 24 | $ 3,334,000 | $ 138,916 | $ 23,000 |
| Johnstown, PA | 24 | $ 3,314,000 | $ 138,083 | $ 15,000 |
| Morgantown, WV | 24 | $ 4,796,000 | $ 199,833 | $ 40,000 |
| Wheeling, WV-OH | 24 | $ 3,071,000 | $ 127,958 | $ 34,333 |
| Yakima, WA | 24 | $ 3,319,000 | $ 138,291 | $ 16,000 |
| Alexandria, LA | 23 | $ 3,687,000 | $ 160,304 | $ 44,000 |
| Brunswick, GA | 23 | $ 4,157,000 | $ 180,739 | $ 127,000 |
| Lewiston-Auburn, ME | 23 | $ 3,653,000 | $ 158,826 | $ 39,000 |
| Sherman-Denison, TX | 23 | $ 3,530,000 | $ 153,478 | $ 77,000 |
| Jacksonville, NC | 22 | $ 4,230,000 | $ 192,272 | $ 32,000 |
| Laredo, TX | 22 | $ 3,721,000 | $ 169,136 | $ 39,000 |
| Mansfield, OH | 22 | $ 2,538,000 | $ 115,363 | $ 11,000 |
| Bellingham, WA | 21 | $ 5,099,000 | $ 242,809 | $ 8,000 |
| Kankakee-Bradley, IL | 21 | $ 3,295,000 | $ 156,904 | $ 41,000 |
| Merced, CA | 21 | $ 3,177,000 | $ 151,285 | $ 13,000 |
| Rockford, IL | 21 | $ 3,042,000 | $ 144,857 | $ 25,000 |
| Saginaw-Saginaw Township North, MI | 21 | $ 2,159,000 | $ 102,809 | $ 15,000 |
| Yuba City, CA | 21 | $ 3,529,000 | $ 168,047 | $ 27,000 |
| Elmira, NY | 20 | $ 2,148,000 | $ 107,400 | $ 5,000 |
| Flagstaff, AZ | 20 | $ 4,711,000 | $ 235,550 | $ 41,000 |
| Medford, OR | 20 | $ 4,163,000 | $ 208,150 | $ 1,000 |
| Sandusky, OH | 20 | $ 2,484,000 | $ 124,200 | $ 23,000 |
| La Crosse, WI-MN | 19 | $ 2,408,000 | $ 126,736 | $ 24,789 |
| Rochester, MN | 19 | $ 3,390,000 | $ 178,421 | $ 55,000 |
| Victoria, TX | 19 | $ 2,602,000 | $ 136,947 | $ 58,000 |
| Madera-Chowchilla, CA | 18 | $ 2,602,000 | $ 144,555 | $ 18,000 |
| Anniston-Oxford, AL | 17 | $ 2,326,000 | $ 136,823 | $ 21,000 |
| Corvallis, OR | 17 | $ 3,182,000 | $ 187,176 | $ 30,000 |
| Gainesville, FL | 17 | $ 2,690,000 | $ 158,235 | $ 50,000 |
| Lafayette, IN | 16 | $ 2,483,000 | $ 155,187 | $ 32,000 |
| Muncie, IN | 16 | $ 1,466,000 | $ 91,625 | $ 30,000 |
| Redding, CA | 16 | $ 3,426,000 | $ 214,125 | $ 12,000 |
| Bay City, MI | 15 | $ 1,696,000 | $ 113,066 | $ 14,000 |
| Morristown, TN | 15 | $ 2,241,000 | $ 149,400 | $ 24,000 |
| Salisbury, MD | 15 | $ 2,924,000 | $ 194,933 | $ 60,000 |
| Niles-Benton Harbor, MI | 14 | $ 2,276,000 | $ 162,571 | $ 24,000 |
| El Centro, CA | 13 | $ 1,975,000 | $ 151,923 | $ 16,000 |
| Mankato-North Mankato, MN | 13 | $ 2,249,000 | $ 173,000 | $ 32,000 |
| Monroe, MI | 13 | $ 1,642,000 | $ 126,307 | $ 8,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 3,092,000 | $ 237,846 | $ 35,000 |
| Binghamton, NY | 12 | $ 1,476,000 | $ 123,000 | $ 0 |
| Harrisonburg, VA | 12 | $ 2,061,000 | $ 171,750 | $ 11,000 |
| Longview, WA | 12 | $ 2,594,000 | $ 216,166 | $ 29,000 |
| Dalton, GA | 11 | $ 1,238,000 | $ 112,545 | $ 34,000 |
| Wenatchee-East Wenatchee, WA | 11 | $ 2,564,000 | $ 233,090 | $ 4,000 |
| Pittsfield, MA | 10 | $ 2,105,000 | $ 210,500 | $ 51,000 |
| Terre Haute, IN | 10 | $ 1,118,000 | $ 111,800 | $ 32,000 |
| Decatur, IL | 9 | $ 1,104,000 | $ 122,666 | $ 9,000 |
| Glens Falls, NY | 9 | $ 1,428,000 | $ 158,666 | $ 3,000 |
| Missoula, MT | 9 | $ 1,631,000 | $ 181,222 | $ 4,000 |
| Sumter, SC | 8 | $ 1,065,000 | $ 133,125 | $ 35,000 |
| Williamsport, PA | 8 | $ 1,077,000 | $ 134,625 | $ 111,000 |
| Anchorage, AK | 7 | $ 1,807,000 | $ 258,142 | $ 24,000 |
| Greenville, NC | 7 | $ 956,000 | $ 136,571 | $ 10,000 |
| Kingston, NY | 7 | $ 1,095,000 | $ 156,428 | $ 4,000 |
| Lima, OH | 7 | $ 824,000 | $ 117,714 | $ 24,000 |
| Manhattan, KS | 7 | $ 1,407,000 | $ 201,000 | $ 49,000 |
| Springfield, IL | 7 | $ 1,173,000 | $ 167,571 | $ 30,000 |
| Albany, GA | 6 | $ 723,000 | $ 120,500 | $ 33,000 |
| Carson City, NV | 6 | $ 1,363,000 | $ 227,166 | $ 42,000 |
| Battle Creek, MI | 5 | $ 775,000 | $ 155,000 | $ 48,000 |
| Muskegon-Norton Shores, MI | 5 | $ 643,000 | $ 128,600 | $ 12,000 |
| Rocky Mount, NC | 5 | $ 922,000 | $ 184,400 | $ 38,000 |
| Billings, MT | 3 | $ 577,000 | $ 192,333 | $ 0 |
| Danville, IL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Ithaca, NY | 2 | $ 317,000 | $ 158,500 | $ 0 |
| Jackson, MI | 2 | $ 208,000 | $ 104,000 | $ 17,000 |
| Fairbanks, AK | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Goldsboro, NC | 1 | $ 370,000 | $ 370,000 | $ 0 |
Mortgage Loan Application Detail Totals for Franklin American Mortgage Co in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63,220 | $10,868,468,000 | $171,000 | $1,300,000 | $35,000 | $2,809,000 |
| Refinancing | 63,076 | $12,883,755,000 | $204,000 | $955,000 | $44,000 | $4,520,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 61,271 | $11,267,428,000 | $183,000 | $746,000 | $0 | $0 |
| White | 48,978 | $9,485,466,000 | $193,000 | $1,300,000 | $80,000 | $4,520,000 |
| Hispanic | 5,173 | $835,255,000 | $161,000 | $802,000 | $57,000 | $1,746,000 |
| Black or African American | 4,485 | $733,368,000 | $163,000 | $715,000 | $55,000 | $1,999,000 |
| Not Provided | 3,724 | $785,083,000 | $210,000 | $1,050,000 | $83,000 | $2,482,000 |
| Asian | 2,305 | $571,844,000 | $248,000 | $730,000 | $95,000 | $850,000 |
| Native Hawaiian or Other Pacific Islander | 194 | $42,916,000 | $221,000 | $746,000 | $68,000 | $375,000 |
| American Indian or Alaskan Native | 166 | $30,863,000 | $185,000 | $568,000 | $81,000 | $1,235,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 59,578 | $10,285,541,000 | $172,000 | $955,000 | $28,000 | $1,746,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57,646 | $11,731,519,000 | $203,000 | $1,300,000 | $53,000 | $4,520,000 |
| VA-guaranteed (Veterans Administration) | 9,070 | $1,734,592,000 | $191,000 | $633,000 | $31,000 | $927,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $571,000 | $285,000 | $408,000 | $38,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 61,280 | $11,271,481,000 | $183,000 | $746,000 | $0 | $348,000 |
| Loan Originated | 41,190 | $7,979,476,000 | $193,000 | $730,000 | $78,000 | $2,809,000 |
| Application Denied By Financial Institution | 10,623 | $2,056,471,000 | $193,000 | $791,000 | $78,000 | $4,520,000 |
| Application Withdrawn By Applicant | 8,449 | $1,580,399,000 | $187,000 | $1,300,000 | $76,000 | $1,999,000 |
| File Closed For Incompleteness | 2,589 | $453,456,000 | $175,000 | $955,000 | $69,000 | $1,806,000 |
| Application Approved But Not Accepted | 2,165 | $410,940,000 | $189,000 | $730,000 | $77,000 | $2,203,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,571 | $325,629,000 | $207,000 | $730,000 | $94,000 | $1,309,000 |
| Other | 1,350 | $265,639,000 | $196,000 | $730,000 | $83,000 | $1,221,000 |
| Debt-To-Income Ratio | 825 | $175,293,000 | $212,000 | $721,000 | $70,000 | $594,000 |
| Credit History | 760 | $121,048,000 | $159,000 | $730,000 | $60,000 | $480,000 |
| Unverifiable Information | 481 | $102,889,000 | $213,000 | $730,000 | $89,000 | $840,000 |
| Credit Application Incomplete | 229 | $46,104,000 | $201,000 | $729,000 | $84,000 | $840,000 |
| Employment History | 225 | $37,085,000 | $164,000 | $572,000 | $59,000 | $222,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 82 | $15,977,000 | $194,000 | $620,000 | $75,000 | $356,000 |
| Mortgage Insurance Denied | 54 | $12,184,000 | $225,000 | $659,000 | $92,000 | $261,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin American Mortgage Co's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin American Mortgage Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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