Franklin Mortgage Funding Mortgage Lending & HMDA Data, 2004

In 2004, Franklin Mortgage Funding of Southfield, MI reported 30,980 mortgage applications totaling $3.5 billion, up 53% from 2003. The average application was for $111,661, and applicants reported an average income of $55,352. 65% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Warren-Farmington Hills-Troy, MI (2,596), Phoenix-Mesa-Scottsdale, AZ (2,296) and Detroit-Livonia-Dearborn, MI (1,807) (applications in parentheses).

Mortgage Company & Address Franklin Mortgage Funding
25800 Northwestern Hwy Suite 875
Southfield, MI 48075
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 30,980
Total Mortgage Loan Application Amount $3,459,282,000
Average Mortgage Loan Application Amount $111,661
Highest Mortgage Loan Application Amount $884,000
Average Applicant Income $55,352
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Franklin Mortgage Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Franklin Mortgage Funding by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,172 $ 234,273,000 $ 107,860 $ 55,000
Wayne, Michigan 1,807 $ 172,930,000 $ 95,700 $ 54,000
Oakland, Michigan 1,052 $ 145,192,000 $ 138,015 $ 68,000
Macomb, Michigan 880 $ 102,387,000 $ 116,348 $ 68,000
Milwaukee, Wisconsin 643 $ 64,023,000 $ 99,569 $ 52,000
Jackson, Missouri 594 $ 55,508,000 $ 93,447 $ 52,000
Cuyahoga, Ohio 473 $ 50,232,000 $ 106,198 $ 60,000
St. Clair, Michigan 437 $ 43,902,000 $ 100,462 $ 67,000
Miami-Dade, Florida 436 $ 67,053,000 $ 153,791 $ 64,000
Davidson, Tennessee 435 $ 37,458,000 $ 86,110 $ 48,000
Pima, Arizona 416 $ 36,635,000 $ 88,064 $ 51,000
Johnson, Kansas 406 $ 49,054,000 $ 120,822 $ 68,000
St. Louis, Missouri 402 $ 40,999,000 $ 101,987 $ 51,000
Jefferson, Alabama 391 $ 34,766,000 $ 88,915 $ 50,000
Broward, Florida 355 $ 55,343,000 $ 155,895 $ 70,000
Kent, Michigan 322 $ 32,233,000 $ 100,102 $ 43,000
Marion, Indiana 308 $ 23,885,000 $ 77,548 $ 51,000
Genesee, Michigan 297 $ 29,090,000 $ 97,946 $ 57,000
Franklin, Ohio 276 $ 29,201,000 $ 105,800 $ 51,000
Prince George's, Maryland 269 $ 53,498,000 $ 198,877 $ 68,000
Orange, Florida 253 $ 27,592,000 $ 109,059 $ 51,000
Clay, Missouri 246 $ 23,888,000 $ 97,105 $ 57,000
Hillsborough, Florida 223 $ 22,320,000 $ 100,089 $ 51,000
Jefferson, Kentucky 211 $ 19,541,000 $ 92,611 $ 45,000
Summit, Ohio 197 $ 21,003,000 $ 106,614 $ 57,000
Palm Beach, Florida 191 $ 27,985,000 $ 146,518 $ 64,000
Clark, Nevada 188 $ 31,258,000 $ 166,265 $ 70,000
Sedgwick, Kansas 170 $ 16,664,000 $ 98,023 $ 50,000
Waukesha, Wisconsin 167 $ 27,079,000 $ 162,149 $ 70,000
Lucas, Ohio 162 $ 14,095,000 $ 87,006 $ 52,000
Rutherford, Tennessee 162 $ 13,678,000 $ 84,432 $ 53,000
Fayette, Kentucky 156 $ 13,565,000 $ 86,955 $ 53,000
Wyandotte, Kansas 155 $ 12,198,000 $ 78,696 $ 47,000
Pinellas, Florida 151 $ 16,268,000 $ 107,735 $ 51,000
East Baton Rouge, Louisiana 150 $ 11,953,000 $ 79,686 $ 54,000
Jackson, Michigan 150 $ 13,345,000 $ 88,966 $ 52,000
Washtenaw, Michigan 149 $ 20,655,000 $ 138,624 $ 63,000
Kenosha, Wisconsin 148 $ 18,426,000 $ 124,500 $ 54,000
Livingston, Michigan 147 $ 24,887,000 $ 169,299 $ 82,000
St. Charles, Missouri 145 $ 17,917,000 $ 123,565 $ 75,000
Racine, Wisconsin 144 $ 15,177,000 $ 105,395 $ 43,000
Ingham, Michigan 137 $ 13,674,000 $ 99,810 $ 52,000
Buchanan, Missouri 137 $ 11,856,000 $ 86,540 $ 48,000
Los Angeles, California 131 $ 32,711,000 $ 249,702 $ 83,000
Guilford, North Carolina 128 $ 14,006,000 $ 109,421 $ 53,000
Shelby, Alabama 124 $ 12,239,000 $ 98,701 $ 59,000
Pinal, Arizona 124 $ 12,498,000 $ 100,790 $ 53,000
Allegheny, Pennsylvania 123 $ 11,531,000 $ 93,747 $ 44,000
Duval, Florida 119 $ 12,252,000 $ 102,957 $ 51,000
Sumner, Tennessee 117 $ 10,560,000 $ 90,256 $ 51,000
Shelby, Tennessee 111 $ 10,013,000 $ 90,207 $ 59,000
Lake, Ohio 109 $ 13,421,000 $ 123,128 $ 54,000
Lorain, Ohio 109 $ 12,576,000 $ 115,376 $ 60,000
Stark, Ohio 109 $ 11,920,000 $ 109,357 $ 42,000
Virginia Beach, Virginia 102 $ 13,936,000 $ 136,627 $ 52,000
Jefferson, Missouri 98 $ 10,092,000 $ 102,979 $ 48,000
Washington, Wisconsin 97 $ 12,501,000 $ 128,876 $ 60,000
El Paso, Colorado 96 $ 9,832,000 $ 102,416 $ 54,000
Mecklenburg, North Carolina 96 $ 9,991,000 $ 104,072 $ 54,000
Baltimore, Maryland 94 $ 14,721,000 $ 156,606 $ 58,000
Hamilton, Ohio 89 $ 9,056,000 $ 101,752 $ 49,000
Volusia, Florida 88 $ 8,521,000 $ 96,829 $ 48,000
Cass, Missouri 86 $ 8,544,000 $ 99,348 $ 61,000
Madison, Kentucky 85 $ 6,349,000 $ 74,694 $ 48,000
Lee, Florida 84 $ 10,032,000 $ 119,428 $ 61,000
Brevard, Florida 83 $ 9,542,000 $ 114,963 $ 54,000
Outagamie, Wisconsin 81 $ 6,887,000 $ 85,024 $ 46,000
Fulton, Georgia 80 $ 12,136,000 $ 151,700 $ 65,000
Lapeer, Michigan 80 $ 9,305,000 $ 116,312 $ 59,000
Walworth, Wisconsin 79 $ 9,367,000 $ 118,569 $ 50,000
Platte, Missouri 78 $ 8,379,000 $ 107,423 $ 63,000
Cumberland, North Carolina 78 $ 7,445,000 $ 95,448 $ 55,000
Wake, North Carolina 78 $ 10,200,000 $ 130,769 $ 64,000
Pasco, Florida 77 $ 7,265,000 $ 94,350 $ 50,000
Douglas, Kansas 77 $ 7,783,000 $ 101,077 $ 57,000
Monroe, Michigan 76 $ 9,339,000 $ 122,881 $ 66,000
Wilson, Tennessee 76 $ 6,545,000 $ 86,118 $ 53,000
Seminole, Florida 75 $ 9,374,000 $ 124,986 $ 63,000
Sanilac, Michigan 75 $ 6,144,000 $ 81,920 $ 39,000
St. Louis City, Missouri 75 $ 6,652,000 $ 88,693 $ 57,000
Polk, Florida 73 $ 6,930,000 $ 94,931 $ 53,000
Forsyth, North Carolina 73 $ 8,452,000 $ 115,780 $ 56,000
Sacramento, California 71 $ 13,234,000 $ 186,394 $ 69,000
Winnebago, Wisconsin 70 $ 5,707,000 $ 81,528 $ 41,000
Westmoreland, Pennsylvania 69 $ 7,244,000 $ 104,985 $ 48,000
Henrico, Virginia 69 $ 8,857,000 $ 128,362 $ 52,000
Osceola, Florida 66 $ 6,976,000 $ 105,696 $ 57,000
Gwinnett, Georgia 66 $ 8,831,000 $ 133,803 $ 69,000
Ottawa, Michigan 66 $ 8,030,000 $ 121,666 $ 55,000
DeKalb, Georgia 64 $ 7,708,000 $ 120,437 $ 69,000
Kalamazoo, Michigan 62 $ 5,124,000 $ 82,645 $ 43,000
Hamilton, Indiana 61 $ 7,724,000 $ 126,622 $ 83,000
Oneida, Wisconsin 61 $ 6,281,000 $ 102,967 $ 43,000
Rock, Wisconsin 60 $ 4,118,000 $ 68,633 $ 40,000
Leavenworth, Kansas 59 $ 6,397,000 $ 108,423 $ 53,000
Chesapeake, Virginia 59 $ 9,165,000 $ 155,338 $ 59,000
Prince William, Virginia 59 $ 12,837,000 $ 217,576 $ 70,000
Mahoning, Ohio 58 $ 5,269,000 $ 90,844 $ 47,000
Montgomery, Ohio 58 $ 6,226,000 $ 107,344 $ 54,000
Sheboygan, Wisconsin 58 $ 5,386,000 $ 92,862 $ 61,000
Anne Arundel, Maryland 56 $ 9,447,000 $ 168,696 $ 74,000
Portage, Ohio 56 $ 6,243,000 $ 111,482 $ 60,000
San Bernardino, California 55 $ 10,059,000 $ 182,890 $ 57,000
Lenawee, Michigan 53 $ 5,440,000 $ 102,641 $ 63,000
Davidson, North Carolina 53 $ 5,346,000 $ 100,867 $ 48,000
Robertson, Tennessee 53 $ 4,178,000 $ 78,830 $ 45,000
Ascension, Louisiana 52 $ 5,126,000 $ 98,576 $ 50,000
Greenville, South Carolina 52 $ 5,582,000 $ 107,346 $ 53,000
Hamilton, Tennessee 52 $ 4,334,000 $ 83,346 $ 45,000
Riverside, California 51 $ 9,691,000 $ 190,019 $ 78,000
Lake, Indiana 51 $ 4,263,000 $ 83,588 $ 50,000
Saline, Kansas 51 $ 3,822,000 $ 74,941 $ 47,000
Livingston, Louisiana 51 $ 4,215,000 $ 82,647 $ 42,000
Calhoun, Michigan 51 $ 4,758,000 $ 93,294 $ 40,000
Fairfax, Virginia 51 $ 11,528,000 $ 226,039 $ 72,000
Cobb, Georgia 50 $ 6,954,000 $ 139,080 $ 74,000
Fond du Lac, Wisconsin 49 $ 4,859,000 $ 99,163 $ 64,000
Butler, Ohio 48 $ 5,500,000 $ 114,583 $ 65,000
Chesterfield, Virginia 48 $ 6,157,000 $ 128,270 $ 67,000
Hendricks, Indiana 46 $ 4,658,000 $ 101,260 $ 56,000
Eaton, Michigan 46 $ 6,058,000 $ 131,695 $ 58,000
Hennepin, Minnesota 46 $ 8,163,000 $ 177,456 $ 68,000
Trumbull, Ohio 46 $ 4,635,000 $ 100,760 $ 49,000
Dodge, Wisconsin 46 $ 4,298,000 $ 93,434 $ 51,000
Grand Traverse, Michigan 45 $ 5,207,000 $ 115,711 $ 61,000
Norfolk, Virginia 45 $ 4,973,000 $ 110,511 $ 48,000
Johnson, Indiana 44 $ 4,117,000 $ 93,568 $ 69,000
Charles, Maryland 44 $ 8,821,000 $ 200,477 $ 71,000
Montgomery, Maryland 44 $ 8,892,000 $ 202,090 $ 74,000
Muskegon, Michigan 44 $ 3,725,000 $ 84,659 $ 51,000
Medina, Ohio 43 $ 5,058,000 $ 117,627 $ 54,000
Salt Lake, Utah 43 $ 4,659,000 $ 108,348 $ 49,000
Clark, Indiana 42 $ 3,312,000 $ 78,857 $ 44,000
Jessamine, Kentucky 42 $ 3,631,000 $ 86,452 $ 45,000
Arapahoe, Colorado 41 $ 6,890,000 $ 168,048 $ 68,000
Greene, Missouri 41 $ 2,875,000 $ 70,121 $ 41,000
Denver, Colorado 40 $ 6,458,000 $ 161,450 $ 70,000
Sarasota, Florida 40 $ 4,720,000 $ 118,000 $ 55,000
Hinds, Mississippi 40 $ 2,686,000 $ 67,150 $ 51,000
Williamson, Tennessee 40 $ 4,543,000 $ 113,575 $ 56,000
Adams, Colorado 37 $ 5,057,000 $ 136,675 $ 50,000
Jefferson, Colorado 37 $ 6,380,000 $ 172,432 $ 60,000
Escambia, Florida 37 $ 3,035,000 $ 82,027 $ 48,000
Shawnee, Kansas 37 $ 2,968,000 $ 80,216 $ 50,000
Anoka, Minnesota 37 $ 5,263,000 $ 142,243 $ 72,000
Ashtabula, Ohio 37 $ 4,107,000 $ 111,000 $ 48,000
Wood, Ohio 37 $ 3,506,000 $ 94,756 $ 52,000
Mobile, Alabama 36 $ 2,080,000 $ 57,777 $ 34,000
Miami, Kansas 36 $ 4,240,000 $ 117,777 $ 79,000
Durham, North Carolina 36 $ 3,722,000 $ 103,388 $ 52,000
Shiawassee, Michigan 35 $ 3,782,000 $ 108,057 $ 53,000
Tuscola, Michigan 35 $ 2,839,000 $ 81,114 $ 45,000
Franklin, Missouri 35 $ 3,268,000 $ 93,371 $ 40,000
Douglas, Nebraska 35 $ 4,241,000 $ 121,171 $ 40,000
Orange, California 34 $ 9,523,000 $ 280,088 $ 99,000
Tippecanoe, Indiana 33 $ 2,842,000 $ 86,121 $ 37,000
Beaver, Pennsylvania 33 $ 2,783,000 $ 84,333 $ 53,000
Montgomery, Tennessee 33 $ 2,733,000 $ 82,818 $ 57,000
Weld, Colorado 32 $ 4,761,000 $ 148,781 $ 75,000
St. Lucie, Florida 32 $ 4,090,000 $ 127,812 $ 59,000
Paulding, Georgia 32 $ 3,625,000 $ 113,281 $ 57,000
Allegan, Michigan 32 $ 3,081,000 $ 96,281 $ 49,000
Saginaw, Michigan 32 $ 2,702,000 $ 84,437 $ 49,000
Clermont, Ohio 32 $ 4,191,000 $ 130,968 $ 64,000
Fairfield, Ohio 32 $ 4,355,000 $ 136,093 $ 65,000
Erie, Pennsylvania 32 $ 2,994,000 $ 93,562 $ 44,000
Knox, Tennessee 32 $ 2,625,000 $ 82,031 $ 44,000
Lake, Florida 31 $ 4,013,000 $ 129,451 $ 58,000
Baltimore City, Maryland 31 $ 3,645,000 $ 117,580 $ 60,000
Lafayette, Missouri 31 $ 2,626,000 $ 84,709 $ 43,000
Spotsylvania, Virginia 31 $ 5,611,000 $ 181,000 $ 65,000
Stafford, Virginia 31 $ 6,813,000 $ 219,774 $ 66,000
Porter, Indiana 30 $ 2,937,000 $ 97,900 $ 61,000
Harford, Maryland 30 $ 5,284,000 $ 176,133 $ 71,000
Clinton, Michigan 30 $ 3,632,000 $ 121,066 $ 69,000
Philadelphia, Pennsylvania 30 $ 2,478,000 $ 82,600 $ 45,000
Maury, Tennessee 30 $ 2,322,000 $ 77,400 $ 44,000
Brown, Wisconsin 30 $ 3,373,000 $ 112,433 $ 65,000
Mohave, Arizona 29 $ 3,915,000 $ 135,000 $ 79,000
Yavapai, Arizona 29 $ 4,237,000 $ 146,103 $ 105,000
San Diego, California 29 $ 9,315,000 $ 321,206 $ 107,000
Citrus, Florida 29 $ 2,259,000 $ 77,896 $ 53,000
Marion, Florida 29 $ 2,679,000 $ 92,379 $ 47,000
Newport News, Virginia 29 $ 3,467,000 $ 119,551 $ 56,000
Montgomery, Alabama 28 $ 1,913,000 $ 68,321 $ 38,000
Cochise, Arizona 28 $ 2,497,000 $ 89,178 $ 54,000
Boone, Indiana 28 $ 2,224,000 $ 79,428 $ 53,000
Johnson, Missouri 28 $ 2,460,000 $ 87,857 $ 50,000
Washington, Pennsylvania 28 $ 2,558,000 $ 91,357 $ 52,000
Morgan, Indiana 27 $ 2,460,000 $ 91,111 $ 44,000
Berrien, Michigan 27 $ 2,333,000 $ 86,407 $ 44,000
Columbiana, Ohio 27 $ 2,455,000 $ 90,925 $ 60,000
Geauga, Ohio 27 $ 4,678,000 $ 173,259 $ 75,000
Hancock, Ohio 27 $ 3,040,000 $ 112,592 $ 61,000
Hampton, Virginia 27 $ 3,706,000 $ 137,259 $ 45,000
Santa Cruz, Arizona 26 $ 2,623,000 $ 100,884 $ 65,000
San Joaquin, California 26 $ 4,741,000 $ 182,346 $ 64,000
Hancock, Indiana 26 $ 2,924,000 $ 112,461 $ 69,000
Boone, Kentucky 26 $ 2,633,000 $ 101,269 $ 64,000
Barry, Michigan 26 $ 2,453,000 $ 94,346 $ 57,000
DeSoto, Mississippi 26 $ 3,350,000 $ 128,846 $ 64,000
Andrew, Missouri 26 $ 2,843,000 $ 109,346 $ 47,000
Ray, Missouri 26 $ 1,972,000 $ 75,846 $ 47,000
Randolph, North Carolina 26 $ 2,625,000 $ 100,961 $ 73,000
Licking, Ohio 26 $ 3,163,000 $ 121,653 $ 50,000
Sandusky, Ohio 26 $ 2,063,000 $ 79,346 $ 45,000
Cherokee, Georgia 25 $ 4,020,000 $ 160,800 $ 78,000
Ramsey, Minnesota 25 $ 4,075,000 $ 163,000 $ 60,000
Pitt, North Carolina 25 $ 2,998,000 $ 119,920 $ 55,000
Richmond City, Virginia 25 $ 2,533,000 $ 101,320 $ 39,000
Charlotte, Florida 24 $ 2,927,000 $ 121,958 $ 57,000
Collier, Florida 24 $ 4,379,000 $ 182,458 $ 66,000
Allen, Indiana 24 $ 1,535,000 $ 63,958 $ 43,000
Monroe, Indiana 24 $ 2,324,000 $ 96,833 $ 46,000
St. Joseph, Indiana 24 $ 2,093,000 $ 87,208 $ 42,000
Clark, Kentucky 24 $ 2,006,000 $ 83,583 $ 52,000
Scott, Kentucky 24 $ 2,339,000 $ 97,458 $ 55,000
Clark, Ohio 24 $ 2,643,000 $ 110,125 $ 49,000
Cheatham, Tennessee 24 $ 1,862,000 $ 77,583 $ 46,000
Jefferson, Wisconsin 24 $ 2,551,000 $ 106,291 $ 36,000
Kenton, Kentucky 23 $ 1,953,000 $ 84,913 $ 48,000
Portsmouth, Virginia 23 $ 2,772,000 $ 120,521 $ 52,000
St. Croix, Wisconsin 23 $ 2,858,000 $ 124,260 $ 57,000
St. Clair, Alabama 22 $ 2,257,000 $ 102,590 $ 63,000
Contra Costa, California 22 $ 6,178,000 $ 280,818 $ 90,000
Clayton, Georgia 22 $ 1,910,000 $ 86,818 $ 39,000
Hillsdale, Michigan 22 $ 1,946,000 $ 88,454 $ 44,000
Lancaster, Nebraska 22 $ 2,054,000 $ 93,363 $ 50,000
Dane, Wisconsin 22 $ 3,025,000 $ 137,500 $ 73,000
Leon, Florida 21 $ 2,086,000 $ 99,333 $ 44,000
Franklin, Kansas 21 $ 1,738,000 $ 82,761 $ 47,000
Montcalm, Michigan 21 $ 2,113,000 $ 100,619 $ 56,000
Lincoln, Missouri 21 $ 2,247,000 $ 107,000 $ 50,000
Huron, Ohio 21 $ 1,801,000 $ 85,761 $ 43,000
Wayne, Ohio 21 $ 1,950,000 $ 92,857 $ 56,000
Dauphin, Pennsylvania 21 $ 2,646,000 $ 126,000 $ 52,000
Larimer, Colorado 20 $ 3,016,000 $ 150,800 $ 73,000
Hernando, Florida 20 $ 2,140,000 $ 107,000 $ 60,000
Manatee, Florida 20 $ 2,696,000 $ 134,800 $ 66,000
Butler, Kansas 20 $ 2,342,000 $ 117,100 $ 62,000
Carroll, Maryland 20 $ 3,779,000 $ 188,950 $ 57,000
Ionia, Michigan 20 $ 1,858,000 $ 92,900 $ 47,000
Delaware, Ohio 20 $ 3,289,000 $ 164,450 $ 77,000
Warren, Ohio 20 $ 2,308,000 $ 115,400 $ 62,000
Montgomery, Pennsylvania 20 $ 3,518,000 $ 175,900 $ 80,000
Spartanburg, South Carolina 20 $ 1,890,000 $ 94,500 $ 38,000
Caroline, Virginia 20 $ 2,964,000 $ 148,200 $ 67,000
Loudoun, Virginia 20 $ 4,214,000 $ 210,700 $ 65,000
Pueblo, Colorado 19 $ 1,850,000 $ 97,368 $ 44,000
Cook, Illinois 19 $ 4,001,000 $ 210,578 $ 97,000
Montgomery, Kentucky 19 $ 1,772,000 $ 93,263 $ 51,000
Branch, Michigan 19 $ 1,801,000 $ 94,789 $ 42,000
Iosco, Michigan 19 $ 1,053,000 $ 55,421 $ 39,000
Washington, Minnesota 19 $ 2,754,000 $ 144,947 $ 62,000
Buncombe, North Carolina 19 $ 2,160,000 $ 113,684 $ 60,000
York, Pennsylvania 19 $ 2,078,000 $ 109,368 $ 50,000
Washington, Tennessee 19 $ 1,637,000 $ 86,157 $ 59,000
Suffolk, Virginia 19 $ 3,082,000 $ 162,210 $ 64,000
Ozaukee, Wisconsin 19 $ 3,500,000 $ 184,210 $ 64,000
Madison, Alabama 18 $ 1,865,000 $ 103,611 $ 51,000
St. Johns, Florida 18 $ 2,425,000 $ 134,722 $ 66,000
Bullitt, Kentucky 18 $ 1,861,000 $ 103,388 $ 42,000
Calcasieu, Louisiana 18 $ 1,265,000 $ 70,277 $ 49,000
Ottawa, Ohio 18 $ 1,407,000 $ 78,166 $ 42,000
Charleston, South Carolina 18 $ 2,412,000 $ 134,000 $ 65,000
Coconino, Arizona 17 $ 2,422,000 $ 142,470 $ 72,000
Howard, Indiana 17 $ 1,633,000 $ 96,058 $ 46,000
Madison, Indiana 17 $ 1,224,000 $ 72,000 $ 47,000
McPherson, Kansas 17 $ 944,000 $ 55,529 $ 38,000
St. Joseph, Michigan 17 $ 1,438,000 $ 84,588 $ 48,000
Boone, Missouri 17 $ 1,137,000 $ 66,882 $ 102,000
Clinton, Missouri 17 $ 1,503,000 $ 88,411 $ 51,000
Johnston, North Carolina 17 $ 2,163,000 $ 127,235 $ 76,000
Richland, Ohio 17 $ 1,334,000 $ 78,470 $ 40,000
Bucks, Pennsylvania 17 $ 2,796,000 $ 164,470 $ 90,000
Tuscaloosa, Alabama 16 $ 1,572,000 $ 98,250 $ 53,000
Kern, California 16 $ 2,239,000 $ 139,937 $ 63,000
Tulare, California 16 $ 1,812,000 $ 113,250 $ 62,000
Henry, Georgia 16 $ 1,806,000 $ 112,875 $ 62,000
Elkhart, Indiana 16 $ 1,708,000 $ 106,750 $ 47,000
Riley, Kansas 16 $ 2,432,000 $ 152,000 $ 78,000
Hardin, Kentucky 16 $ 1,662,000 $ 103,875 $ 80,000
Oldham, Kentucky 16 $ 1,980,000 $ 123,750 $ 65,000
Sherburne, Minnesota 16 $ 2,155,000 $ 134,687 $ 46,000
Seneca, Ohio 16 $ 1,429,000 $ 89,312 $ 38,000
Butler, Pennsylvania 16 $ 1,543,000 $ 96,437 $ 51,000
Chester, Pennsylvania 16 $ 3,308,000 $ 206,750 $ 77,000
Lancaster, Pennsylvania 16 $ 2,001,000 $ 125,062 $ 58,000
Sullivan, Tennessee 16 $ 1,153,000 $ 72,062 $ 47,000
Clay, Florida 15 $ 1,867,000 $ 124,466 $ 50,000
Montgomery, Indiana 15 $ 1,222,000 $ 81,466 $ 52,000
Jefferson, Kansas 15 $ 1,392,000 $ 92,800 $ 46,000
Reno, Kansas 15 $ 1,479,000 $ 98,600 $ 53,000
Franklin, Kentucky 15 $ 1,342,000 $ 89,466 $ 57,000
Howard, Maryland 15 $ 3,505,000 $ 233,666 $ 64,000
Kalkaska, Michigan 15 $ 1,435,000 $ 95,666 $ 87,000
Gaston, North Carolina 15 $ 1,289,000 $ 85,933 $ 59,000
Bradley, Tennessee 15 $ 1,107,000 $ 73,800 $ 40,000
Vilas, Wisconsin 15 $ 2,590,000 $ 172,666 $ 59,000
Merced, California 14 $ 2,400,000 $ 171,428 $ 96,000
Ventura, California 14 $ 3,394,000 $ 242,428 $ 109,000
Douglas, Colorado 14 $ 2,951,000 $ 210,785 $ 103,000
Newton, Georgia 14 $ 1,475,000 $ 105,357 $ 62,000
Bartholomew, Indiana 14 $ 1,106,000 $ 79,000 $ 45,000
Shelby, Kentucky 14 $ 1,250,000 $ 89,285 $ 50,000
Warren, Kentucky 14 $ 1,536,000 $ 109,714 $ 56,000
Lafayette, Louisiana 14 $ 1,427,000 $ 101,928 $ 62,000
Montmorency, Michigan 14 $ 1,567,000 $ 111,928 $ 50,000
Rowan, North Carolina 14 $ 2,079,000 $ 148,500 $ 83,000
Allen, Ohio 14 $ 1,530,000 $ 109,285 $ 50,000
Ashland, Ohio 14 $ 1,117,000 $ 79,785 $ 55,000
Fulton, Ohio 14 $ 1,292,000 $ 92,285 $ 75,000
Miami, Ohio 14 $ 1,210,000 $ 86,428 $ 40,000
Tuscarawas, Ohio 14 $ 1,390,000 $ 99,285 $ 43,000
Mercer, Pennsylvania 14 $ 1,380,000 $ 98,571 $ 44,000
Berkeley, South Carolina 14 $ 1,703,000 $ 121,642 $ 46,000
Lexington, South Carolina 14 $ 1,537,000 $ 109,785 $ 74,000
Richland, South Carolina 14 $ 1,353,000 $ 96,642 $ 46,000
Hanover, Virginia 14 $ 2,297,000 $ 164,071 $ 66,000
Manitowoc, Wisconsin 14 $ 1,111,000 $ 79,357 $ 43,000
Blount, Alabama 13 $ 866,000 $ 66,615 $ 42,000
Alameda, California 13 $ 3,376,000 $ 259,692 $ 99,000
Douglas, Georgia 13 $ 1,526,000 $ 117,384 $ 67,000
Hall, Georgia 13 $ 1,547,000 $ 119,000 $ 50,000
Scott, Indiana 13 $ 991,000 $ 76,230 $ 38,000
Polk, Iowa 13 $ 1,263,000 $ 97,153 $ 38,000
Jefferson, Louisiana 13 $ 1,341,000 $ 103,153 $ 52,000
Frederick, Maryland 13 $ 2,715,000 $ 208,846 $ 59,000
Alamance, North Carolina 13 $ 1,366,000 $ 105,076 $ 55,000
Iredell, North Carolina 13 $ 1,754,000 $ 134,923 $ 72,000
Union, North Carolina 13 $ 1,286,000 $ 98,923 $ 58,000
Union, Ohio 13 $ 1,906,000 $ 146,615 $ 121,000
Fayette, Pennsylvania 13 $ 818,000 $ 62,923 $ 42,000
Calumet, Wisconsin 13 $ 1,389,000 $ 106,846 $ 51,000
Mercer, Kentucky 12 $ 1,061,000 $ 88,416 $ 41,000
Isabella, Michigan 12 $ 1,068,000 $ 89,000 $ 38,000
Mecosta, Michigan 12 $ 1,482,000 $ 123,500 $ 65,000
Van Buren, Michigan 12 $ 1,069,000 $ 89,083 $ 40,000
Warren, Missouri 12 $ 1,201,000 $ 100,083 $ 48,000
Harnett, North Carolina 12 $ 1,269,000 $ 105,750 $ 41,000
Wilson, North Carolina 12 $ 1,447,000 $ 120,583 $ 61,000
Erie, Ohio 12 $ 1,331,000 $ 110,916 $ 46,000
Greene, Ohio 12 $ 1,356,000 $ 113,000 $ 52,000
Monroe, Pennsylvania 12 $ 1,540,000 $ 128,333 $ 52,000
York, South Carolina 12 $ 1,014,000 $ 84,500 $ 53,000
Coffee, Tennessee 12 $ 754,000 $ 62,833 $ 49,000
Lincoln, Tennessee 12 $ 848,000 $ 70,666 $ 29,000
Portage, Wisconsin 12 $ 1,007,000 $ 83,916 $ 73,000
Placer, California 11 $ 2,450,000 $ 222,727 $ 86,000
Okaloosa, Florida 11 $ 1,074,000 $ 97,636 $ 49,000
Muscogee, Georgia 11 $ 1,078,000 $ 98,000 $ 38,000
Lawrence, Indiana 11 $ 775,000 $ 70,454 $ 38,000
Ripley, Indiana 11 $ 640,000 $ 58,181 $ 41,000
Shelby, Indiana 11 $ 908,000 $ 82,545 $ 49,000
Estill, Kentucky 11 $ 698,000 $ 63,454 $ 52,000
Henry, Kentucky 11 $ 752,000 $ 68,363 $ 32,000
Alpena, Michigan 11 $ 1,256,000 $ 114,181 $ 62,000
Cass, Michigan 11 $ 794,000 $ 72,181 $ 46,000
Cabarrus, North Carolina 11 $ 1,268,000 $ 115,272 $ 54,000
Henry, Ohio 11 $ 1,030,000 $ 93,636 $ 47,000
Delaware, Pennsylvania 11 $ 1,819,000 $ 165,363 $ 50,000
Lawrence, Pennsylvania 11 $ 976,000 $ 88,727 $ 44,000
Northampton, Pennsylvania 11 $ 1,549,000 $ 140,818 $ 81,000
Georgetown, South Carolina 11 $ 1,438,000 $ 130,727 $ 96,000
Pickens, South Carolina 11 $ 1,019,000 $ 92,636 $ 52,000
Dickson, Tennessee 11 $ 1,150,000 $ 104,545 $ 43,000
Petersburg, Virginia 11 $ 1,146,000 $ 104,181 $ 40,000
York, Virginia 11 $ 1,988,000 $ 180,727 $ 63,000
Baldwin, Alabama 10 $ 1,876,000 $ 187,600 $ 79,000
Chilton, Alabama 10 $ 531,000 $ 53,100 $ 33,000
Lee, Alabama 10 $ 1,125,000 $ 112,500 $ 55,000
Walker, Alabama 10 $ 714,000 $ 71,400 $ 46,000
Navajo, Arizona 10 $ 1,049,000 $ 104,900 $ 74,000
Fresno, California 10 $ 2,147,000 $ 214,700 $ 57,000
Boulder, Colorado 10 $ 2,293,000 $ 229,300 $ 75,000
Forsyth, Georgia 10 $ 1,781,000 $ 178,100 $ 78,000
Putnam, Indiana 10 $ 1,069,000 $ 106,900 $ 43,000
Vanderburgh, Indiana 10 $ 702,000 $ 70,200 $ 40,000
Pottawattamie, Iowa 10 $ 1,432,000 $ 143,200 $ 57,000
Woodford, Kentucky 10 $ 670,000 $ 67,000 $ 46,000
Roscommon, Michigan 10 $ 1,030,000 $ 103,000 $ 68,000
Dakota, Minnesota 10 $ 1,625,000 $ 162,500 $ 54,000
DeKalb, Missouri 10 $ 663,000 $ 66,300 $ 52,000
Dunklin, Missouri 10 $ 623,000 $ 62,300 $ 56,000
Nash, North Carolina 10 $ 891,000 $ 89,100 $ 39,000
Wayne, North Carolina 10 $ 772,000 $ 77,200 $ 52,000
Clinton, Ohio 10 $ 905,000 $ 90,500 $ 50,000
Muskingum, Ohio 10 $ 875,000 $ 87,500 $ 41,000
Powhatan, Virginia 10 $ 1,188,000 $ 118,800 $ 51,000
Richmond, Virginia 10 $ 1,149,000 $ 114,900 $ 47,000
Waupaca, Wisconsin 10 $ 818,000 $ 81,800 $ 40,000
Waushara, Wisconsin 10 $ 720,000 $ 72,000 $ 42,000
Cullman, Alabama 9 $ 743,000 $ 82,555 $ 59,000
Yuma, Arizona 9 $ 637,000 $ 70,777 $ 35,000
Santa Clara, California 9 $ 2,625,000 $ 291,666 $ 99,000
New Castle, Delaware 9 $ 1,079,000 $ 119,888 $ 60,000
Santa Rosa, Florida 9 $ 938,000 $ 104,222 $ 64,000
Chatham, Georgia 9 $ 931,000 $ 103,444 $ 55,000
Cass, Indiana 9 $ 791,000 $ 87,888 $ 37,000
Floyd, Indiana 9 $ 724,000 $ 80,444 $ 37,000
Jackson, Indiana 9 $ 573,000 $ 63,666 $ 49,000
Black Hawk, Iowa 9 $ 982,000 $ 109,111 $ 52,000
Campbell, Kentucky 9 $ 926,000 $ 102,888 $ 40,000
Garrard, Kentucky 9 $ 693,000 $ 77,000 $ 41,000
Lincoln, Kentucky 9 $ 526,000 $ 58,444 $ 26,000
Tangipahoa, Louisiana 9 $ 800,000 $ 88,888 $ 35,000
Allegany, Maryland 9 $ 791,000 $ 87,888 $ 60,000
Cecil, Maryland 9 $ 1,692,000 $ 188,000 $ 67,000
Antrim, Michigan 9 $ 1,085,000 $ 120,555 $ 62,000
Charlevoix, Michigan 9 $ 1,203,000 $ 133,666 $ 46,000
Emmet, Michigan 9 $ 1,538,000 $ 170,888 $ 135,000
Marquette, Michigan 9 $ 818,000 $ 90,888 $ 48,000
Midland, Michigan 9 $ 902,000 $ 100,222 $ 47,000
Wexford, Michigan 9 $ 788,000 $ 87,555 $ 40,000
Mille Lacs, Minnesota 9 $ 1,120,000 $ 124,444 $ 60,000
Harrison, Mississippi 9 $ 942,000 $ 104,666 $ 56,000
Christian, Missouri 9 $ 989,000 $ 109,888 $ 52,000
St. Francois, Missouri 9 $ 753,000 $ 83,666 $ 49,000
Henderson, North Carolina 9 $ 847,000 $ 94,111 $ 50,000
Hoke, North Carolina 9 $ 947,000 $ 105,222 $ 45,000
Cumberland, Pennsylvania 9 $ 840,000 $ 93,333 $ 59,000
Lehigh, Pennsylvania 9 $ 1,030,000 $ 114,444 $ 56,000
DeKalb, Tennessee 9 $ 661,000 $ 73,444 $ 47,000
McMinn, Tennessee 9 $ 630,000 $ 70,000 $ 37,000
Isle of Wight, Virginia 9 $ 1,058,000 $ 117,555 $ 52,000
Louisa, Virginia 9 $ 1,103,000 $ 122,555 $ 66,000
King, Washington 9 $ 1,558,000 $ 173,111 $ 85,000
Green Lake, Wisconsin 9 $ 736,000 $ 81,777 $ 42,000
Talladega, Alabama 8 $ 664,000 $ 83,000 $ 51,000
Gila, Arizona 8 $ 898,000 $ 112,250 $ 62,000
Solano, California 8 $ 1,600,000 $ 200,000 $ 97,000
Indian River, Florida 8 $ 1,123,000 $ 140,375 $ 50,000
Martin, Florida 8 $ 1,324,000 $ 165,500 $ 81,000
Harris, Georgia 8 $ 489,000 $ 61,125 $ 34,000
White, Georgia 8 $ 747,000 $ 93,375 $ 62,000
Dearborn, Indiana 8 $ 873,000 $ 109,125 $ 55,000
DeKalb, Indiana 8 $ 454,000 $ 56,750 $ 36,000
Henry, Indiana 8 $ 644,000 $ 80,500 $ 39,000
Kosciusko, Indiana 8 $ 707,000 $ 88,375 $ 38,000
Washington, Maryland 8 $ 1,110,000 $ 138,750 $ 49,000
Wicomico, Maryland 8 $ 569,000 $ 71,125 $ 47,000
Bay, Michigan 8 $ 791,000 $ 98,875 $ 40,000
Benzie, Michigan 8 $ 693,000 $ 86,625 $ 32,000
Manistee, Michigan 8 $ 736,000 $ 92,000 $ 44,000
Wright, Minnesota 8 $ 774,000 $ 96,750 $ 68,000
Camden, Missouri 8 $ 1,608,000 $ 201,000 $ 102,000
Marion, Missouri 8 $ 406,000 $ 50,750 $ 33,000
Bernalillo, New Mexico 8 $ 899,000 $ 112,375 $ 75,000
Catawba, North Carolina 8 $ 1,058,000 $ 132,250 $ 54,000
Edgecombe, North Carolina 8 $ 815,000 $ 101,875 $ 75,000
Highland, Ohio 8 $ 702,000 $ 87,750 $ 47,000
Crawford, Pennsylvania 8 $ 688,000 $ 86,000 $ 54,000
Jefferson, Tennessee 8 $ 578,000 $ 72,250 $ 33,000
Utah, Utah 8 $ 944,000 $ 118,000 $ 50,000
King George, Virginia 8 $ 1,038,000 $ 129,750 $ 86,000
Orange, Virginia 8 $ 937,000 $ 117,125 $ 56,000
Roanoke, Virginia 8 $ 749,000 $ 93,625 $ 46,000
Pierce, Washington 8 $ 685,000 $ 85,625 $ 70,000
Marathon, Wisconsin 8 $ 871,000 $ 108,875 $ 59,000
Polk, Wisconsin 8 $ 802,000 $ 100,250 $ 57,000
Lauderdale, Alabama 7 $ 610,000 $ 87,142 $ 48,000
Marshall, Alabama 7 $ 622,000 $ 88,857 $ 40,000
Bartow, Georgia 7 $ 535,000 $ 76,428 $ 409,000
Fayette, Georgia 7 $ 1,668,000 $ 238,285 $ 95,000
DuPage, Illinois 7 $ 1,223,000 $ 174,714 $ 97,000
Delaware, Indiana 7 $ 449,000 $ 64,142 $ 52,000
Huntington, Indiana 7 $ 618,000 $ 88,285 $ 41,000
Knox, Indiana 7 $ 679,000 $ 97,000 $ 51,000
LaPorte, Indiana 7 $ 652,000 $ 93,142 $ 54,000
Orange, Indiana 7 $ 347,000 $ 49,571 $ 27,000
Pottawatomie, Kansas 7 $ 695,000 $ 99,285 $ 70,000
Anderson, Kentucky 7 $ 535,000 $ 76,428 $ 51,000
Harrison, Kentucky 7 $ 578,000 $ 82,571 $ 49,000
Spencer, Kentucky 7 $ 623,000 $ 89,000 $ 51,000
Alcona, Michigan 7 $ 505,000 $ 72,142 $ 46,000
Cheboygan, Michigan 7 $ 591,000 $ 84,428 $ 40,000
Crawford, Michigan 7 $ 510,000 $ 72,857 $ 25,000
Huron, Michigan 7 $ 991,000 $ 141,571 $ 91,000
Madison, Mississippi 7 $ 765,000 $ 109,285 $ 59,000
Caldwell, Missouri 7 $ 263,000 $ 37,571 $ 39,000
Cole, Missouri 7 $ 757,000 $ 108,142 $ 62,000
Craven, North Carolina 7 $ 667,000 $ 95,285 $ 58,000
New Hanover, North Carolina 7 $ 1,184,000 $ 169,142 $ 74,000
Brown, Ohio 7 $ 464,000 $ 66,285 $ 40,000
Carroll, Ohio 7 $ 590,000 $ 84,285 $ 52,000
Defiance, Ohio 7 $ 524,000 $ 74,857 $ 53,000
Lawrence, Ohio 7 $ 735,000 $ 105,000 $ 57,000
Logan, Ohio 7 $ 797,000 $ 113,857 $ 60,000
Scioto, Ohio 7 $ 735,000 $ 105,000 $ 74,000
Clackamas, Oregon 7 $ 923,000 $ 131,857 $ 61,000
Berks, Pennsylvania 7 $ 822,000 $ 117,428 $ 62,000
Lebanon, Pennsylvania 7 $ 932,000 $ 133,142 $ 61,000
Luzerne, Pennsylvania 7 $ 368,000 $ 52,571 $ 39,000
Hickman, Tennessee 7 $ 526,000 $ 75,142 $ 42,000
Marshall, Tennessee 7 $ 408,000 $ 58,285 $ 31,000
Bibb, Alabama 6 $ 369,000 $ 61,500 $ 45,000
Calhoun, Alabama 6 $ 454,000 $ 75,666 $ 67,000
Etowah, Alabama 6 $ 647,000 $ 107,833 $ 57,000
Park, Colorado 6 $ 815,000 $ 135,833 $ 62,000
Alachua, Florida 6 $ 630,000 $ 105,000 $ 49,000
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Mortgage Loan Application Detail Totals for Franklin Mortgage Funding in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 17,274 $2,132,725,000 $136,853 $805,000 $59,780 $1,500,000
Home Purchase 13,706 $1,326,557,000 $111,769 $884,000 $65,435 $600,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,620 $2,098,618,000 $130,780 $884,000 $61,853 $1,500,000
Black or African American 4,733 $497,903,000 $104,000 $556,000 $53,281 $660,000
Not Provided 4,288 $486,233,000 $123,179 $750,000 $57,692 $744,000
Hispanic 1,855 $209,427,000 $110,483 $502,000 $54,645 $457,000
Native Hawaiian or Other Pacific Islander 965 $98,581,000 $120,777 $560,000 $56,740 $225,000
Asian 412 $57,238,000 $125,360 $805,000 $62,760 $301,000
American Indian or Alaskan Native 107 $11,282,000 $107,500 $320,000 $48,071 $174,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,975 $3,458,540,000 $128,340 $884,000 $61,113 $1,500,000
FHA-insured (Federal Housing Administration) 3 $464,000 $166,500 $202,000 $77,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $278,000 $139,000 $192,000 $49,000 $60,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,198 $2,228,851,000 $118,526 $884,000 $58,921 $878,000
Application Withdrawn By Applicant 6,597 $734,259,000 $114,055 $750,000 $57,305 $1,500,000
Application Denied By Financial Institution 4,065 $480,614,000 $138,051 $777,000 $58,153 $744,000
Application Approved But Not Accepted 118 $15,302,000 $132,052 $368,000 $55,052 $143,000
File Closed For Incompleteness 2 $256,000 $128,000 $152,000 $57,000 $62,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 6 $861,000 $139,333 $360,000 $84,666 $106,000
Credit History 4 $423,000 $96,500 $138,000 $45,000 $62,000
Collateral 2 $374,000 $187,000 $295,000 $50,000 $63,000
Employment History 2 $61,000 $30,000 $49,000 $30,000 $30,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Mortgage Funding's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Franklin Mortgage Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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