Fremont Investment & Loan Mortgage Lending & HMDA Data, 2007

In 2007, Fremont Investment & Loan of Brea, CA reported 41,453 mortgage applications totaling $11.4 billion, down 85% from 2006. The average application was for $274,941, and applicants reported an average income of $119,979. 37% of its applications resulted in an originated loan and 55% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (2,772), Los Angeles-Long Beach-Glendale, CA (2,110) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,925) (applications in parentheses).

Mortgage Company & Address Fremont Investment & Loan
2727 E. Imperial Highway
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 41,453
Total Mortgage Loan Application Amount $11,397,146,000
Average Mortgage Loan Application Amount $274,941
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $119,979
Highest Applicant Income $6,747,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fremont Investment & Loan by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,110 $ 845,728,000 $ 400,818 $ 154,000
Miami-Dade, Florida 1,470 $ 374,614,000 $ 254,839 $ 121,000
Cook, Illinois 1,369 $ 305,702,000 $ 223,303 $ 103,000
Prince George's, Maryland 892 $ 258,949,000 $ 290,301 $ 108,000
Broward, Florida 879 $ 220,914,000 $ 251,324 $ 128,000
Riverside, California 854 $ 306,063,000 $ 358,387 $ 157,000
San Bernardino, California 849 $ 257,317,000 $ 303,082 $ 124,000
Queens, New York 806 $ 323,552,000 $ 401,429 $ 136,000
Maricopa, Arizona 782 $ 247,106,000 $ 315,992 $ 102,000
Kings, New York 731 $ 317,283,000 $ 434,039 $ 132,000
Suffolk, New York 580 $ 196,066,000 $ 338,044 $ 149,000
Orange, California 508 $ 232,553,000 $ 457,781 $ 179,000
Baltimore City, Maryland 472 $ 65,718,000 $ 139,233 $ 88,000
San Diego, California 458 $ 180,638,000 $ 394,406 $ 166,000
Nassau, New York 446 $ 172,082,000 $ 385,834 $ 163,000
Palm Beach, Florida 415 $ 110,588,000 $ 266,477 $ 119,000
Clark, Nevada 405 $ 109,325,000 $ 269,938 $ 142,000
Hillsborough, Florida 388 $ 73,730,000 $ 190,025 $ 100,000
Orange, Florida 372 $ 78,933,000 $ 212,185 $ 93,000
Sacramento, California 370 $ 106,434,000 $ 287,659 $ 121,000
Baltimore, Maryland 357 $ 86,455,000 $ 242,170 $ 125,000
Bronx, New York 316 $ 113,919,000 $ 360,503 $ 133,000
Contra Costa, California 312 $ 128,995,000 $ 413,445 $ 182,000
Essex, New Jersey 310 $ 88,641,000 $ 285,938 $ 118,000
Philadelphia, Pennsylvania 304 $ 140,292,000 $ 461,486 $ 80,000
Alameda, California 303 $ 135,885,000 $ 448,465 $ 187,000
District of Columbia, District Of Columbia 303 $ 88,805,000 $ 293,085 $ 113,000
Fulton, Georgia 268 $ 54,202,000 $ 202,246 $ 112,000
Honolulu, Hawaii 267 $ 101,846,000 $ 381,445 $ 155,000
Harris, Texas 255 $ 98,607,000 $ 386,694 $ 120,000
Kern, California 253 $ 59,635,000 $ 235,711 $ 119,000
Pinellas, Florida 247 $ 56,340,000 $ 228,097 $ 125,000
Milwaukee, Wisconsin 240 $ 28,494,000 $ 118,725 $ 72,000
Westchester, New York 235 $ 103,027,000 $ 438,412 $ 176,000
San Joaquin, California 232 $ 69,464,000 $ 299,413 $ 108,000
Lee, Florida 230 $ 48,407,000 $ 210,465 $ 109,000
Middlesex, Massachusetts 218 $ 73,150,000 $ 335,550 $ 151,000
New Haven, Connecticut 215 $ 47,350,000 $ 220,232 $ 95,000
Santa Clara, California 207 $ 105,068,000 $ 507,574 $ 198,000
Montgomery, Maryland 200 $ 74,005,000 $ 370,025 $ 133,000
Duval, Florida 196 $ 31,907,000 $ 162,790 $ 80,000
DeKalb, Georgia 191 $ 34,525,000 $ 180,759 $ 104,000
Gwinnett, Georgia 190 $ 37,975,000 $ 199,868 $ 97,000
Fresno, California 184 $ 40,850,000 $ 222,010 $ 114,000
King, Washington 179 $ 55,394,000 $ 309,463 $ 143,000
Worcester, Massachusetts 173 $ 38,026,000 $ 219,803 $ 102,000
Richmond, New York 171 $ 63,168,000 $ 369,403 $ 147,000
Will, Illinois 170 $ 35,108,000 $ 206,517 $ 103,000
Suffolk, Massachusetts 170 $ 52,526,000 $ 308,976 $ 124,000
Polk, Florida 168 $ 25,667,000 $ 152,779 $ 93,000
Essex, Massachusetts 168 $ 45,425,000 $ 270,386 $ 111,000
Hennepin, Minnesota 168 $ 36,849,000 $ 219,339 $ 96,000
Bergen, New Jersey 164 $ 72,503,000 $ 442,091 $ 203,000
Providence, Rhode Island 162 $ 37,487,000 $ 231,401 $ 102,000
Fairfield, Connecticut 159 $ 58,817,000 $ 369,918 $ 161,000
Stanislaus, California 153 $ 48,696,000 $ 318,274 $ 127,000
DuPage, Illinois 152 $ 40,558,000 $ 266,828 $ 112,000
Anne Arundel, Maryland 152 $ 47,932,000 $ 315,342 $ 116,000
Plymouth, Massachusetts 152 $ 46,428,000 $ 305,447 $ 154,000
Dallas, Texas 151 $ 26,561,000 $ 175,900 $ 124,000
Middlesex, New Jersey 149 $ 47,473,000 $ 318,610 $ 133,000
Prince William, Virginia 149 $ 49,242,000 $ 330,483 $ 114,000
Ocean, New Jersey 146 $ 43,562,000 $ 298,369 $ 139,000
Hartford, Connecticut 145 $ 30,007,000 $ 206,944 $ 111,000
Wayne, Michigan 145 $ 15,307,000 $ 105,565 $ 62,000
Fairfax, Virginia 145 $ 56,567,000 $ 390,117 $ 203,000
Solano, California 143 $ 51,939,000 $ 363,209 $ 130,000
St. Lucie, Florida 143 $ 30,565,000 $ 213,741 $ 96,000
Volusia, Florida 143 $ 25,262,000 $ 176,657 $ 123,000
New Castle, Delaware 142 $ 28,049,000 $ 197,528 $ 80,000
Union, New Jersey 139 $ 43,885,000 $ 315,719 $ 121,000
Charles, Maryland 137 $ 39,772,000 $ 290,306 $ 102,000
Pima, Arizona 129 $ 22,522,000 $ 174,589 $ 76,000
Mecklenburg, North Carolina 128 $ 23,727,000 $ 185,367 $ 140,000
Monmouth, New Jersey 127 $ 46,975,000 $ 369,881 $ 166,000
Osceola, Florida 124 $ 29,924,000 $ 241,322 $ 123,000
Pierce, Washington 122 $ 31,476,000 $ 258,000 $ 105,000
Hudson, New Jersey 120 $ 37,314,000 $ 310,950 $ 121,000
Bristol, Massachusetts 115 $ 30,323,000 $ 263,678 $ 100,000
Franklin, Ohio 115 $ 15,239,000 $ 132,513 $ 85,000
Camden, New Jersey 113 $ 20,100,000 $ 177,876 $ 74,000
Passaic, New Jersey 112 $ 35,062,000 $ 313,053 $ 123,000
Pasco, Florida 110 $ 19,033,000 $ 173,027 $ 79,000
Lake, Illinois 110 $ 27,523,000 $ 250,209 $ 101,000
Kane, Illinois 109 $ 19,935,000 $ 182,889 $ 80,000
Snohomish, Washington 109 $ 26,445,000 $ 242,614 $ 104,000
Cobb, Georgia 108 $ 19,984,000 $ 185,037 $ 144,000
Brevard, Florida 106 $ 23,599,000 $ 222,632 $ 125,000
Arapahoe, Colorado 104 $ 15,249,000 $ 146,625 $ 106,000
Burlington, New Jersey 104 $ 26,179,000 $ 251,721 $ 120,000
Tarrant, Texas 101 $ 19,325,000 $ 191,336 $ 123,000
Orange, New York 100 $ 25,447,000 $ 254,470 $ 104,000
Norfolk, Massachusetts 98 $ 35,146,000 $ 358,632 $ 135,000
San Mateo, California 97 $ 48,050,000 $ 495,360 $ 197,000
Ventura, California 94 $ 42,095,000 $ 447,819 $ 177,000
Seminole, Florida 94 $ 24,082,000 $ 256,191 $ 115,000
Bernalillo, New Mexico 94 $ 18,841,000 $ 200,436 $ 181,000
Monterey, California 91 $ 39,867,000 $ 438,098 $ 170,000
Tulare, California 91 $ 18,098,000 $ 198,879 $ 81,000
Salt Lake, Utah 91 $ 19,102,000 $ 209,912 $ 92,000
Denver, Colorado 90 $ 14,429,000 $ 160,322 $ 83,000
Marion, Florida 90 $ 16,689,000 $ 185,433 $ 105,000
Atlantic, New Jersey 90 $ 23,914,000 $ 265,711 $ 104,000
Shelby, Tennessee 88 $ 12,902,000 $ 146,613 $ 78,000
Clayton, Georgia 87 $ 10,408,000 $ 119,632 $ 55,000
St. Louis, Missouri 87 $ 10,602,000 $ 121,862 $ 76,000
Dutchess, New York 86 $ 24,381,000 $ 283,500 $ 183,000
Virginia Beach, Virginia 86 $ 20,319,000 $ 236,267 $ 99,000
Hampden, Massachusetts 80 $ 14,503,000 $ 181,287 $ 76,000
Wake, North Carolina 80 $ 15,471,000 $ 193,387 $ 94,000
Bucks, Pennsylvania 80 $ 25,914,000 $ 323,925 $ 189,000
Hawaii, Hawaii 79 $ 23,763,000 $ 300,797 $ 121,000
Collier, Florida 78 $ 24,479,000 $ 313,833 $ 129,000
Manatee, Florida 77 $ 19,028,000 $ 247,116 $ 115,000
Davidson, Tennessee 77 $ 12,059,000 $ 156,610 $ 82,000
Maui, Hawaii 75 $ 33,768,000 $ 450,240 $ 167,000
Jackson, Missouri 75 $ 7,684,000 $ 102,453 $ 92,000
Adams, Colorado 73 $ 9,527,000 $ 130,506 $ 76,000
Lake, Indiana 73 $ 9,070,000 $ 124,246 $ 66,000
Howard, Maryland 73 $ 23,395,000 $ 320,479 $ 137,000
Rockland, New York 73 $ 25,467,000 $ 348,863 $ 180,000
Montgomery, Pennsylvania 73 $ 18,694,000 $ 256,082 $ 108,000
Merced, California 72 $ 21,685,000 $ 301,180 $ 113,000
Marion, Indiana 71 $ 8,985,000 $ 126,549 $ 83,000
Ramsey, Minnesota 70 $ 11,842,000 $ 169,171 $ 75,000
Bexar, Texas 70 $ 9,819,000 $ 140,271 $ 95,000
Pinal, Arizona 69 $ 13,404,000 $ 194,260 $ 83,000
Sarasota, Florida 68 $ 15,209,000 $ 223,661 $ 119,000
Placer, California 67 $ 25,329,000 $ 378,044 $ 174,000
Lake, Florida 67 $ 14,808,000 $ 221,014 $ 96,000
McHenry, Illinois 67 $ 13,117,000 $ 195,776 $ 115,000
Anoka, Minnesota 66 $ 16,223,000 $ 245,803 $ 113,000
Morris, New Jersey 66 $ 28,394,000 $ 430,212 $ 159,000
Chesapeake, Virginia 65 $ 11,634,000 $ 178,984 $ 116,000
Chesterfield, Virginia 64 $ 10,948,000 $ 171,062 $ 87,000
El Paso, Colorado 63 $ 11,372,000 $ 180,507 $ 106,000
Harford, Maryland 63 $ 14,572,000 $ 231,301 $ 93,000
Frederick, Maryland 62 $ 20,188,000 $ 325,612 $ 113,000
Mercer, New Jersey 61 $ 12,716,000 $ 208,459 $ 83,000
Monroe, Pennsylvania 61 $ 11,345,000 $ 185,983 $ 87,000
Travis, Texas 61 $ 81,320,000 $ 1,333,114 $ 171,000
Sonoma, California 60 $ 24,604,000 $ 410,066 $ 160,000
Hamilton, Ohio 60 $ 8,980,000 $ 149,666 $ 85,000
San Francisco, California 58 $ 27,300,000 $ 470,689 $ 226,000
Dane, Wisconsin 58 $ 12,427,000 $ 214,258 $ 102,000
Gloucester, New Jersey 57 $ 12,814,000 $ 224,807 $ 123,000
Delaware, Pennsylvania 57 $ 10,301,000 $ 180,719 $ 83,000
Fort Bend, Texas 57 $ 10,467,000 $ 183,631 $ 109,000
Collin, Texas 56 $ 10,993,000 $ 196,303 $ 139,000
Spotsylvania, Virginia 56 $ 13,528,000 $ 241,571 $ 81,000
Hernando, Florida 55 $ 8,339,000 $ 151,618 $ 69,000
Carroll, Maryland 55 $ 17,440,000 $ 317,090 $ 113,000
St. Louis City, Missouri 55 $ 6,933,000 $ 126,054 $ 83,000
Somerset, New Jersey 54 $ 18,782,000 $ 347,814 $ 133,000
Henrico, Virginia 54 $ 10,851,000 $ 200,944 $ 70,000
Barnstable, Massachusetts 52 $ 16,989,000 $ 326,711 $ 161,000
Loudoun, Virginia 52 $ 18,874,000 $ 362,961 $ 124,000
Cherokee, Georgia 51 $ 9,377,000 $ 183,862 $ 105,000
Norfolk, Virginia 50 $ 7,760,000 $ 155,200 $ 70,000
Jefferson, Colorado 49 $ 25,672,000 $ 523,918 $ 73,000
Multnomah, Oregon 48 $ 10,769,000 $ 224,354 $ 95,000
Utah, Utah 48 $ 11,335,000 $ 236,145 $ 93,000
Charlotte, Florida 47 $ 11,869,000 $ 252,531 $ 122,000
Lehigh, Pennsylvania 47 $ 8,222,000 $ 174,936 $ 75,000
Kent, Rhode Island 47 $ 12,555,000 $ 267,127 $ 115,000
Denton, Texas 47 $ 10,053,000 $ 213,893 $ 169,000
Henry, Georgia 46 $ 10,590,000 $ 230,217 $ 123,000
Jefferson, Kentucky 46 $ 5,554,000 $ 120,739 $ 67,000
Douglas, Georgia 45 $ 6,469,000 $ 143,755 $ 66,000
Hillsborough, New Hampshire 45 $ 9,311,000 $ 206,911 $ 99,000
Hampton, Virginia 45 $ 7,370,000 $ 163,777 $ 69,000
Newport News, Virginia 45 $ 7,148,000 $ 158,844 $ 89,000
Richmond City, Virginia 45 $ 5,404,000 $ 120,088 $ 60,000
Imperial, California 44 $ 8,845,000 $ 201,022 $ 105,000
New London, Connecticut 44 $ 9,723,000 $ 220,977 $ 109,000
Winnebago, Illinois 44 $ 4,333,000 $ 98,477 $ 65,000
York, Pennsylvania 44 $ 8,114,000 $ 184,409 $ 75,000
Oakland, Michigan 43 $ 11,769,000 $ 273,697 $ 141,000
Cuyahoga, Ohio 43 $ 7,314,000 $ 170,093 $ 89,000
Mohave, Arizona 42 $ 8,631,000 $ 205,500 $ 139,000
Albany, New York 42 $ 6,084,000 $ 144,857 $ 87,000
Escambia, Florida 41 $ 5,026,000 $ 122,585 $ 64,000
Calvert, Maryland 41 $ 12,831,000 $ 312,951 $ 110,000
Charleston, South Carolina 41 $ 7,495,000 $ 182,804 $ 87,000
Stafford, Virginia 41 $ 13,739,000 $ 335,097 $ 164,000
Madera, California 40 $ 9,125,000 $ 228,125 $ 89,000
Washington, Maryland 40 $ 8,637,000 $ 215,925 $ 91,000
Monroe, New York 39 $ 6,301,000 $ 161,564 $ 104,000
Chester, Pennsylvania 39 $ 10,127,000 $ 259,666 $ 128,000
Northampton, Pennsylvania 39 $ 7,474,000 $ 191,641 $ 88,000
Knox, Tennessee 39 $ 5,332,000 $ 136,717 $ 143,000
El Dorado, California 38 $ 16,549,000 $ 435,500 $ 178,000
Clark, Washington 38 $ 8,596,000 $ 226,210 $ 117,000
Ulster, New York 37 $ 8,039,000 $ 217,270 $ 116,000
Allegheny, Pennsylvania 37 $ 3,347,000 $ 90,459 $ 60,000
Lancaster, Pennsylvania 37 $ 5,390,000 $ 145,675 $ 73,000
Suffolk, Virginia 37 $ 6,889,000 $ 186,189 $ 88,000
Waukesha, Wisconsin 37 $ 10,262,000 $ 277,351 $ 196,000
Dakota, Minnesota 36 $ 6,800,000 $ 188,888 $ 69,000
Montgomery, Texas 36 $ 6,557,000 $ 182,138 $ 101,000
Sussex, Delaware 35 $ 7,478,000 $ 213,657 $ 177,000
Indian River, Florida 35 $ 6,808,000 $ 194,514 $ 117,000
Newton, Georgia 35 $ 6,047,000 $ 172,771 $ 73,000
Cecil, Maryland 35 $ 8,172,000 $ 233,485 $ 155,000
Yavapai, Arizona 33 $ 8,267,000 $ 250,515 $ 124,000
San Luis Obispo, California 33 $ 15,070,000 $ 456,666 $ 236,000
Sandoval, New Mexico 33 $ 7,144,000 $ 216,484 $ 99,000
Union, North Carolina 33 $ 8,345,000 $ 252,878 $ 146,000
Summit, Ohio 33 $ 3,594,000 $ 108,909 $ 70,000
Litchfield, Connecticut 32 $ 11,403,000 $ 356,343 $ 189,000
Wicomico, Maryland 32 $ 6,260,000 $ 195,625 $ 80,000
Richland, South Carolina 32 $ 4,604,000 $ 143,875 $ 67,000
Okaloosa, Florida 31 $ 9,487,000 $ 306,032 $ 193,000
Hamilton, Indiana 31 $ 6,609,000 $ 213,193 $ 136,000
Johnson, Kansas 31 $ 6,454,000 $ 208,193 $ 131,000
Cumberland, New Jersey 31 $ 4,837,000 $ 156,032 $ 83,000
Berkeley, West Virginia 31 $ 6,879,000 $ 221,903 $ 75,000
Butte, California 30 $ 6,356,000 $ 211,866 $ 110,000
Santa Barbara, California 30 $ 11,692,000 $ 389,733 $ 132,000
Rockdale, Georgia 30 $ 5,765,000 $ 192,166 $ 88,000
Kendall, Illinois 30 $ 6,817,000 $ 227,233 $ 111,000
Saratoga, New York 30 $ 5,707,000 $ 190,233 $ 131,000
Portsmouth, Virginia 30 $ 4,236,000 $ 141,200 $ 63,000
Racine, Wisconsin 30 $ 4,584,000 $ 152,800 $ 100,000
Erie, New York 29 $ 4,132,000 $ 142,482 $ 72,000
Putnam, New York 29 $ 10,862,000 $ 374,551 $ 254,000
Durham, North Carolina 29 $ 3,330,000 $ 114,827 $ 108,000
Shasta, California 28 $ 7,431,000 $ 265,392 $ 96,000
St. Mary's, Maryland 28 $ 7,783,000 $ 277,964 $ 103,000
Guilford, North Carolina 28 $ 3,956,000 $ 141,285 $ 98,000
Oklahoma, Oklahoma 28 $ 2,572,000 $ 91,857 $ 65,000
Greenville, South Carolina 28 $ 4,244,000 $ 151,571 $ 63,000
Hamilton, Tennessee 28 $ 3,324,000 $ 118,714 $ 72,000
Williamson, Texas 28 $ 4,790,000 $ 171,071 $ 91,000
Chatham, Georgia 27 $ 5,725,000 $ 212,037 $ 116,000
Canyon, Idaho 27 $ 4,068,000 $ 150,666 $ 66,000
Sherburne, Minnesota 27 $ 5,533,000 $ 204,925 $ 69,000
Sussex, New Jersey 27 $ 7,790,000 $ 288,518 $ 125,000
Schenectady, New York 27 $ 3,237,000 $ 119,888 $ 118,000
Kings, California 26 $ 5,712,000 $ 219,692 $ 97,000
Weld, Colorado 26 $ 4,508,000 $ 173,384 $ 78,000
Clay, Florida 26 $ 5,184,000 $ 199,384 $ 81,000
Forsyth, Georgia 26 $ 7,007,000 $ 269,500 $ 106,000
Forsyth, North Carolina 26 $ 3,357,000 $ 129,115 $ 75,000
Clermont, Ohio 26 $ 3,542,000 $ 136,230 $ 79,000
Washington, Oregon 26 $ 7,670,000 $ 295,000 $ 96,000
Horry, South Carolina 26 $ 6,241,000 $ 240,038 $ 159,000
Sevier, Tennessee 26 $ 4,233,000 $ 162,807 $ 88,000
Thurston, Washington 26 $ 6,138,000 $ 236,076 $ 95,000
Jefferson, Alabama 25 $ 4,514,000 $ 180,560 $ 82,000
Napa, California 25 $ 11,101,000 $ 444,040 $ 151,000
Yolo, California 25 $ 8,691,000 $ 347,640 $ 127,000
Douglas, Colorado 25 $ 8,532,000 $ 341,280 $ 172,000
St. Johns, Florida 25 $ 7,497,000 $ 299,880 $ 141,000
Spartanburg, South Carolina 25 $ 2,562,000 $ 102,480 $ 52,000
Kitsap, Washington 25 $ 5,864,000 $ 234,560 $ 107,000
Santa Cruz, California 24 $ 12,486,000 $ 520,250 $ 191,000
Citrus, Florida 24 $ 3,435,000 $ 143,125 $ 57,000
Kauai, Hawaii 24 $ 11,267,000 $ 469,458 $ 232,000
Ada, Idaho 24 $ 7,003,000 $ 291,791 $ 94,000
Worcester, Maryland 24 $ 7,798,000 $ 324,916 $ 214,000
Butler, Ohio 24 $ 3,388,000 $ 141,166 $ 59,000
Stark, Ohio 24 $ 2,673,000 $ 111,375 $ 47,000
Tulsa, Oklahoma 24 $ 4,051,000 $ 168,791 $ 94,000
Berks, Pennsylvania 24 $ 4,547,000 $ 189,458 $ 100,000
Davis, Utah 24 $ 4,678,000 $ 194,916 $ 71,000
Benton, Arkansas 23 $ 3,440,000 $ 149,565 $ 82,000
Middlesex, Connecticut 23 $ 5,738,000 $ 249,478 $ 110,000
Flagler, Florida 23 $ 6,630,000 $ 288,260 $ 93,000
Martin, Florida 23 $ 7,897,000 $ 343,347 $ 174,000
Bartow, Georgia 23 $ 3,681,000 $ 160,043 $ 84,000
Carroll, Georgia 23 $ 3,272,000 $ 142,260 $ 82,000
St. Charles, Missouri 23 $ 4,468,000 $ 194,260 $ 104,000
Washoe, Nevada 23 $ 5,693,000 $ 247,521 $ 98,000
Rockingham, New Hampshire 23 $ 6,158,000 $ 267,739 $ 100,000
Cape May, New Jersey 23 $ 7,656,000 $ 332,869 $ 231,000
Lane, Oregon 23 $ 4,538,000 $ 197,304 $ 84,000
Rock, Wisconsin 23 $ 3,151,000 $ 137,000 $ 63,000
Mobile, Alabama 22 $ 2,337,000 $ 106,227 $ 56,000
Leon, Florida 22 $ 3,687,000 $ 167,590 $ 116,000
Paulding, Georgia 22 $ 3,161,000 $ 143,681 $ 58,000
Spalding, Georgia 22 $ 2,371,000 $ 107,772 $ 60,000
Wright, Minnesota 22 $ 5,114,000 $ 232,454 $ 98,000
Rensselaer, New York 22 $ 3,185,000 $ 144,772 $ 69,000
Marion, Oregon 22 $ 3,629,000 $ 164,954 $ 71,000
Manassas, Virginia 22 $ 6,054,000 $ 275,181 $ 101,000
Spokane, Washington 22 $ 3,740,000 $ 170,000 $ 104,000
Pulaski, Arkansas 21 $ 2,529,000 $ 120,428 $ 68,000
Marin, California 21 $ 11,868,000 $ 565,142 $ 158,000
Macomb, Michigan 21 $ 3,065,000 $ 145,952 $ 65,000
Montgomery, Ohio 21 $ 1,786,000 $ 85,047 $ 54,000
Webb, Texas 21 $ 2,189,000 $ 104,238 $ 68,000
Sutter, California 20 $ 5,343,000 $ 267,150 $ 107,000
Larimer, Colorado 20 $ 3,385,000 $ 169,250 $ 105,000
Fayette, Georgia 20 $ 5,649,000 $ 282,450 $ 123,000
Wyandotte, Kansas 20 $ 1,969,000 $ 98,450 $ 65,000
Warren, New Jersey 20 $ 5,462,000 $ 273,100 $ 122,000
Cabarrus, North Carolina 20 $ 2,576,000 $ 128,800 $ 58,000
Gaston, North Carolina 20 $ 2,432,000 $ 121,600 $ 66,000
Berkeley, South Carolina 20 $ 2,793,000 $ 139,650 $ 81,000
Brown, Wisconsin 20 $ 2,473,000 $ 123,650 $ 77,000
Humboldt, California 19 $ 5,005,000 $ 263,421 $ 128,000
Nevada, California 19 $ 7,936,000 $ 417,684 $ 225,000
Windham, Connecticut 19 $ 3,512,000 $ 184,842 $ 93,000
Kent, Delaware 19 $ 3,914,000 $ 206,000 $ 81,000
Monroe, Florida 19 $ 9,391,000 $ 494,263 $ 223,000
Polk, Iowa 19 $ 2,180,000 $ 114,736 $ 67,000
Scott, Minnesota 19 $ 3,639,000 $ 191,526 $ 80,000
Washington, Minnesota 19 $ 4,571,000 $ 240,578 $ 99,000
Santa Fe, New Mexico 19 $ 5,211,000 $ 274,263 $ 115,000
New Hanover, North Carolina 19 $ 4,545,000 $ 239,210 $ 115,000
Clackamas, Oregon 19 $ 5,134,000 $ 270,210 $ 99,000
Luzerne, Pennsylvania 19 $ 2,353,000 $ 123,842 $ 65,000
Washington, Rhode Island 19 $ 5,824,000 $ 306,526 $ 103,000
Arlington, Virginia 19 $ 7,951,000 $ 418,473 $ 341,000
Santa Rosa, Florida 18 $ 2,793,000 $ 155,166 $ 64,000
Bonneville, Idaho 18 $ 2,029,000 $ 112,722 $ 93,000
Strafford, New Hampshire 18 $ 4,124,000 $ 229,111 $ 91,000
Sullivan, New York 18 $ 3,137,000 $ 174,277 $ 84,000
Pike, Pennsylvania 18 $ 3,695,000 $ 205,277 $ 160,000
York, South Carolina 18 $ 2,559,000 $ 142,166 $ 71,000
Rutherford, Tennessee 18 $ 3,002,000 $ 166,777 $ 92,000
Galveston, Texas 18 $ 3,820,000 $ 212,222 $ 121,000
Weber, Utah 18 $ 2,888,000 $ 160,444 $ 94,000
Anchorage, Alaska 17 $ 3,781,000 $ 222,411 $ 87,000
San Benito, California 17 $ 7,819,000 $ 459,941 $ 143,000
Highlands, Florida 17 $ 2,244,000 $ 132,000 $ 74,000
St. Clair, Illinois 17 $ 2,034,000 $ 119,647 $ 55,000
York, Maine 17 $ 3,619,000 $ 212,882 $ 100,000
Dauphin, Pennsylvania 17 $ 2,230,000 $ 131,176 $ 78,000
Brazoria, Texas 17 $ 2,719,000 $ 159,941 $ 94,000
Caroline, Virginia 17 $ 3,016,000 $ 177,411 $ 53,000
Yuba, California 16 $ 4,618,000 $ 288,625 $ 108,000
Alachua, Florida 16 $ 2,847,000 $ 177,937 $ 629,000
Boone, Illinois 16 $ 2,402,000 $ 150,125 $ 89,000
Queen Anne's, Maryland 16 $ 4,391,000 $ 274,437 $ 179,000
Kent, Michigan 16 $ 28,845,000 $ 1,802,812 $ 55,000
Clay, Missouri 16 $ 1,709,000 $ 106,812 $ 56,000
Lackawanna, Pennsylvania 16 $ 2,406,000 $ 150,375 $ 64,000
Lexington, South Carolina 16 $ 1,939,000 $ 121,187 $ 85,000
Washington, Utah 16 $ 5,424,000 $ 339,000 $ 166,000
Jefferson, West Virginia 16 $ 3,277,000 $ 204,812 $ 79,000
Kenosha, Wisconsin 16 $ 2,581,000 $ 161,312 $ 123,000
Lake, California 15 $ 3,402,000 $ 226,800 $ 200,000
Tehama, California 15 $ 3,322,000 $ 221,466 $ 101,000
Tolland, Connecticut 15 $ 2,885,000 $ 192,333 $ 80,000
Bibb, Georgia 15 $ 2,772,000 $ 184,800 $ 85,000
Walton, Georgia 15 $ 2,627,000 $ 175,133 $ 81,000
Kootenai, Idaho 15 $ 2,336,000 $ 155,733 $ 71,000
Madison, Illinois 15 $ 2,150,000 $ 143,333 $ 85,000
Berkshire, Massachusetts 15 $ 2,148,000 $ 143,200 $ 57,000
Merrimack, New Hampshire 15 $ 3,123,000 $ 208,200 $ 135,000
New York, New York 15 $ 8,454,000 $ 563,600 $ 259,000
Iredell, North Carolina 15 $ 3,003,000 $ 200,200 $ 151,000
Bay, Florida 14 $ 2,958,000 $ 211,285 $ 138,000
Greene, Missouri 14 $ 2,210,000 $ 157,857 $ 71,000
Niagara, New York 14 $ 1,168,000 $ 83,428 $ 48,000
Johnston, North Carolina 14 $ 1,649,000 $ 117,785 $ 56,000
Portage, Ohio 14 $ 2,125,000 $ 151,785 $ 83,000
Fauquier, Virginia 14 $ 4,047,000 $ 289,071 $ 101,000
Whatcom, Washington 14 $ 2,881,000 $ 205,785 $ 187,000
Pueblo, Colorado 13 $ 1,849,000 $ 142,230 $ 91,000
Jefferson, Missouri 13 $ 2,161,000 $ 166,230 $ 65,000
Douglas, Nebraska 13 $ 1,492,000 $ 114,769 $ 76,000
Delaware, Ohio 13 $ 3,141,000 $ 241,615 $ 88,000
Mahoning, Ohio 13 $ 1,227,000 $ 94,384 $ 94,000
Medina, Ohio 13 $ 2,006,000 $ 154,307 $ 85,000
Warren, Virginia 13 $ 1,756,000 $ 135,076 $ 96,000
Calaveras, California 12 $ 4,574,000 $ 381,166 $ 195,000
Garfield, Colorado 12 $ 3,658,000 $ 304,833 $ 127,000
Mesa, Colorado 12 $ 2,195,000 $ 182,916 $ 84,000
Hall, Georgia 12 $ 1,991,000 $ 165,916 $ 67,000
Porter, Indiana 12 $ 2,085,000 $ 173,750 $ 93,000
Kennebec, Maine 12 $ 1,482,000 $ 123,500 $ 49,000
Dorchester, Maryland 12 $ 2,152,000 $ 179,333 $ 162,000
Hampshire, Massachusetts 12 $ 2,463,000 $ 205,250 $ 67,000
Hunterdon, New Jersey 12 $ 4,547,000 $ 378,916 $ 154,000
Broome, New York 12 $ 1,177,000 $ 98,083 $ 79,000
Lucas, Ohio 12 $ 1,334,000 $ 111,166 $ 85,000
Montgomery, Tennessee 12 $ 954,000 $ 79,500 $ 41,000
Hanover, Virginia 12 $ 2,425,000 $ 202,083 $ 67,000
Isle of Wight, Virginia 12 $ 2,996,000 $ 249,666 $ 72,000
Santa Cruz, Arizona 11 $ 1,573,000 $ 143,000 $ 55,000
Buchanan, Missouri 11 $ 1,244,000 $ 113,090 $ 64,000
Dona Ana, New Mexico 11 $ 2,828,000 $ 257,090 $ 86,000
Fulton, New York 11 $ 1,224,000 $ 111,272 $ 56,000
Greene, New York 11 $ 1,991,000 $ 181,000 $ 110,000
Cumberland, North Carolina 11 $ 1,111,000 $ 101,000 $ 53,000
Lorain, Ohio 11 $ 1,652,000 $ 150,181 $ 76,000
Warren, Ohio 11 $ 3,100,000 $ 281,818 $ 179,000
Cumberland, Pennsylvania 11 $ 2,318,000 $ 210,727 $ 92,000
Sumter, South Carolina 11 $ 1,128,000 $ 102,545 $ 48,000
Johnson, Texas 11 $ 1,447,000 $ 131,545 $ 68,000
Rockwall, Texas 11 $ 4,424,000 $ 402,181 $ 288,000
Frederick, Virginia 11 $ 4,088,000 $ 371,636 $ 94,000
Yakima, Washington 11 $ 2,056,000 $ 186,909 $ 67,000
Putnam, West Virginia 11 $ 2,546,000 $ 231,454 $ 102,000
Navajo, Arizona 10 $ 2,025,000 $ 202,500 $ 95,000
Tuolumne, California 10 $ 3,214,000 $ 321,400 $ 101,000
Boulder, Colorado 10 $ 3,774,000 $ 377,400 $ 119,000
Nassau, Florida 10 $ 2,053,000 $ 205,300 $ 135,000
Wakulla, Florida 10 $ 1,919,000 $ 191,900 $ 170,000
Kankakee, Illinois 10 $ 1,511,000 $ 151,100 $ 74,000
LaPorte, Indiana 10 $ 1,460,000 $ 146,000 $ 140,000
Cumberland, Maine 10 $ 2,115,000 $ 211,500 $ 582,000
Penobscot, Maine 10 $ 1,023,000 $ 102,300 $ 47,000
Somerset, Maryland 10 $ 1,979,000 $ 197,900 $ 78,000
Talbot, Maryland 10 $ 2,760,000 $ 276,000 $ 137,000
Genesee, Michigan 10 $ 1,510,000 $ 151,000 $ 89,000
Livingston, Michigan 10 $ 2,950,000 $ 295,000 $ 77,000
Monroe, Michigan 10 $ 1,976,000 $ 197,600 $ 78,000
Carver, Minnesota 10 $ 2,282,000 $ 228,200 $ 96,000
Belknap, New Hampshire 10 $ 2,138,000 $ 213,800 $ 84,000
Salem, New Jersey 10 $ 1,744,000 $ 174,400 $ 75,000
Pitt, North Carolina 10 $ 968,000 $ 96,800 $ 67,000
Deschutes, Oregon 10 $ 4,182,000 $ 418,200 $ 202,000
Adams, Pennsylvania 10 $ 2,016,000 $ 201,600 $ 75,000
Beaufort, South Carolina 10 $ 3,404,000 $ 340,400 $ 141,000
Hidalgo, Texas 10 $ 1,424,000 $ 142,400 $ 75,000
Louisa, Virginia 10 $ 2,115,000 $ 211,500 $ 72,000
Skagit, Washington 10 $ 1,837,000 $ 183,700 $ 65,000
Walworth, Wisconsin 10 $ 1,944,000 $ 194,400 $ 179,000
Montgomery, Alabama 9 $ 1,984,000 $ 220,444 $ 192,000
Yuma, Arizona 9 $ 1,483,000 $ 164,777 $ 55,000
Walton, Florida 9 $ 3,492,000 $ 388,000 $ 244,000
Glynn, Georgia 9 $ 3,004,000 $ 333,777 $ 116,000
Stearns, Minnesota 9 $ 1,502,000 $ 166,888 $ 72,000
Carroll, New Hampshire 9 $ 1,818,000 $ 202,000 $ 207,000
Onondaga, New York 9 $ 952,000 $ 105,777 $ 77,000
Warren, New York 9 $ 1,943,000 $ 215,888 $ 80,000
Buncombe, North Carolina 9 $ 1,464,000 $ 162,666 $ 68,000
Nash, North Carolina 9 $ 1,527,000 $ 169,666 $ 63,000
Orange, North Carolina 9 $ 3,201,000 $ 355,666 $ 189,000
Josephine, Oregon 9 $ 2,477,000 $ 275,222 $ 129,000
Washington, Pennsylvania 9 $ 1,899,000 $ 211,000 $ 107,000
Kershaw, South Carolina 9 $ 1,066,000 $ 118,444 $ 50,000
Williamson, Tennessee 9 $ 2,469,000 $ 274,333 $ 161,000
El Paso, Texas 9 $ 1,332,000 $ 148,000 $ 89,000
Culpeper, Virginia 9 $ 2,806,000 $ 311,777 $ 89,000
James City, Virginia 9 $ 2,396,000 $ 266,222 $ 108,000
Cowlitz, Washington 9 $ 1,511,000 $ 167,888 $ 63,000
Dodge, Wisconsin 9 $ 1,028,000 $ 114,222 $ 56,000
Outagamie, Wisconsin 9 $ 1,258,000 $ 139,777 $ 68,000
Winnebago, Wisconsin 9 $ 980,000 $ 108,888 $ 54,000
Baldwin, Alabama 8 $ 1,669,000 $ 208,625 $ 86,000
Park, Colorado 8 $ 1,491,000 $ 186,375 $ 70,000
Columbia, Georgia 8 $ 1,240,000 $ 155,000 $ 58,000
Floyd, Georgia 8 $ 886,000 $ 110,750 $ 34,000
Richmond, Georgia 8 $ 798,000 $ 99,750 $ 54,000
Miami, Kansas 8 $ 1,208,000 $ 151,000 $ 94,000
Sedgwick, Kansas 8 $ 820,000 $ 102,500 $ 65,000
Fayette, Kentucky 8 $ 1,533,000 $ 191,625 $ 93,000
Androscoggin, Maine 8 $ 1,011,000 $ 126,375 $ 57,000
Franklin, Massachusetts 8 $ 1,564,000 $ 195,500 $ 68,000
Olmsted, Minnesota 8 $ 1,403,000 $ 175,375 $ 94,000
Platte, Missouri 8 $ 820,000 $ 102,500 $ 69,000
Grafton, New Hampshire 8 $ 1,443,000 $ 180,375 $ 65,000
Columbia, New York 8 $ 1,484,000 $ 185,500 $ 85,000
Cleveland, North Carolina 8 $ 895,000 $ 111,875 $ 111,000
Wayne, North Carolina 8 $ 1,562,000 $ 195,250 $ 90,000
Fairfield, Ohio 8 $ 1,866,000 $ 233,250 $ 92,000
Trumbull, Ohio 8 $ 1,311,000 $ 163,875 $ 144,000
Carbon, Pennsylvania 8 $ 1,921,000 $ 240,125 $ 74,000
Newport, Rhode Island 8 $ 2,341,000 $ 292,625 $ 114,000
Aiken, South Carolina 8 $ 822,000 $ 102,750 $ 68,000
Sullivan, Tennessee 8 $ 609,000 $ 76,125 $ 61,000
Sumner, Tennessee 8 $ 1,796,000 $ 224,500 $ 176,000
Aransas, Texas 8 $ 978,000 $ 122,250 $ 83,000
Ellis, Texas 8 $ 1,072,000 $ 134,000 $ 165,000
Gloucester, Virginia 8 $ 1,206,000 $ 150,750 $ 69,000
Roanoke, Virginia 8 $ 1,463,000 $ 182,875 $ 85,000
Shenandoah, Virginia 8 $ 1,586,000 $ 198,250 $ 81,000
Grays Harbor, Washington 8 $ 1,085,000 $ 135,625 $ 66,000
Harrison, West Virginia 8 $ 1,715,000 $ 214,375 $ 114,000
Jefferson, Wisconsin 8 $ 1,190,000 $ 148,750 $ 74,000
Cochise, Arizona 7 $ 1,036,000 $ 148,000 $ 63,000
Jefferson, Arkansas 7 $ 666,000 $ 95,142 $ 65,000
Amador, California 7 $ 2,069,000 $ 295,571 $ 94,000
Teller, Colorado 7 $ 1,943,000 $ 277,571 $ 120,000
Gadsden, Florida 7 $ 711,000 $ 101,571 $ 38,000
Putnam, Florida 7 $ 1,159,000 $ 165,571 $ 57,000
Catoosa, Georgia 7 $ 769,000 $ 109,857 $ 62,000
Polk, Georgia 7 $ 627,000 $ 89,571 $ 42,000
Walker, Georgia 7 $ 948,000 $ 135,428 $ 50,000
Elmore, Idaho 7 $ 750,000 $ 107,142 $ 44,000
St. Joseph, Indiana 7 $ 399,000 $ 57,000 $ 60,000
Kenton, Kentucky 7 $ 899,000 $ 128,428 $ 101,000
Cass, Missouri 7 $ 1,015,000 $ 145,000 $ 80,000
Oneida, New York 7 $ 740,000 $ 105,714 $ 45,000
Wayne, New York 7 $ 632,000 $ 90,285 $ 75,000
Brunswick, North Carolina 7 $ 2,567,000 $ 366,714 $ 167,000
Dare, North Carolina 7 $ 2,577,000 $ 368,142 $ 207,000
Franklin, North Carolina 7 $ 518,000 $ 74,000 $ 60,000
Moore, North Carolina 7 $ 1,589,000 $ 227,000 $ 196,000
Clark, Ohio 7 $ 707,000 $ 101,000 $ 50,000
Coos, Oregon 7 $ 1,332,000 $ 190,285 $ 96,000
Linn, Oregon 7 $ 1,402,000 $ 200,285 $ 73,000
Butler, Pennsylvania 7 $ 966,000 $ 138,000 $ 81,000
Franklin, Pennsylvania 7 $ 1,250,000 $ 178,571 $ 54,000
Wayne, Pennsylvania 7 $ 1,690,000 $ 241,428 $ 147,000
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Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 26,758 $7,566,125,000 $282,000 $1,500,000 $116,000 $6,747,000
Home Purchase 13,070 $3,328,462,000 $254,000 $99,999,000 $128,000 $4,774,000
Home Improvement 1,625 $502,559,000 $309,000 $1,375,000 $121,000 $2,946,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,034 $4,010,253,000 $266,000 $1,600,000 $130,000 $5,421,000
Black or African American 9,899 $2,312,515,000 $233,000 $1,170,000 $99,000 $1,948,000
Hispanic 8,434 $2,253,311,000 $267,000 $1,280,000 $116,000 $6,747,000
Not Provided 5,911 $1,724,789,000 $291,000 $1,500,000 $117,000 $2,722,000
Asian 1,725 $597,636,000 $346,000 $1,440,000 $171,000 $2,858,000
Native Hawaiian or Other Pacific Islander 328 $112,502,000 $342,000 $1,233,000 $173,000 $3,824,000
American Indian or Alaskan Native 115 $31,669,000 $275,000 $782,000 $118,000 $416,000
Not applicable 7 $354,471,000 $50,638,000 $99,999,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,453 $11,397,146,000 $274,000 $99,999,000 $120,000 $6,747,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 22,879 $6,248,997,000 $273,000 $1,600,000 $121,000 $4,774,000
Loan Originated 15,145 $3,940,927,000 $260,000 $1,425,000 $120,000 $6,747,000
File Closed For Incompleteness 3,218 $799,656,000 $248,000 $1,435,000 $115,000 $2,858,000
Application Approved But Not Accepted 196 $404,199,000 $2,062,000 $99,999,000 $108,000 $886,000
Application Withdrawn By Applicant 15 $3,367,000 $224,000 $595,000 $117,000 $336,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fremont Investment & Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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