Fremont Investment & Loan Mortgage Lending & HMDA Data, 2007
In 2007, Fremont Investment & Loan of Brea, CA reported 41,453 mortgage applications totaling $11.4 billion, down 85% from 2006. The average application was for $274,941, and applicants reported an average income of $119,979. 37% of its applications resulted in an originated loan and 55% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (2,772), Los Angeles-Long Beach-Glendale, CA (2,110) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,925) (applications in parentheses).
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,453 |
| Total Mortgage Loan Application Amount | $11,397,146,000 |
| Average Mortgage Loan Application Amount | $274,941 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $119,979 |
| Highest Applicant Income | $6,747,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 2,772 | $ 1,110,611,000 | $ 400,653 | $ 144,714 |
| Los Angeles-Long Beach-Glendale, CA | 2,110 | $ 845,728,000 | $ 400,818 | $ 154,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,925 | $ 583,381,000 | $ 303,055 | $ 119,126 |
| Chicago-Naperville-Joliet, IL | 1,906 | $ 422,912,000 | $ 221,884 | $ 103,000 |
| Riverside-San Bernardino-Ontario, CA | 1,703 | $ 563,380,000 | $ 330,816 | $ 140,000 |
| Miami-Miami Beach-Kendall, FL | 1,470 | $ 374,614,000 | $ 254,839 | $ 121,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,229 | $ 226,854,000 | $ 184,584 | $ 100,000 |
| Baltimore-Towson, MD | 1,188 | $ 259,903,000 | $ 218,773 | $ 108,000 |
| Nassau-Suffolk, NY | 1,026 | $ 368,148,000 | $ 358,818 | $ 155,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 879 | $ 220,914,000 | $ 251,324 | $ 128,000 |
| Phoenix-Mesa-Scottsdale, AZ | 851 | $ 260,510,000 | $ 306,122 | $ 101,000 |
| Tampa-St. Petersburg-Clearwater, FL | 800 | $ 157,442,000 | $ 196,802 | $ 103,000 |
| Orlando-Kissimmee, FL | 657 | $ 147,747,000 | $ 224,881 | $ 102,000 |
| Oakland-Fremont-Hayward, CA | 615 | $ 264,880,000 | $ 430,699 | $ 185,000 |
| Newark-Union, NJ-PA | 572 | $ 176,952,000 | $ 309,356 | $ 126,101 |
| Philadelphia, PA | 553 | $ 205,328,000 | $ 371,298 | $ 103,000 |
| Santa Ana-Anaheim-Irvine, CA | 508 | $ 232,553,000 | $ 457,781 | $ 179,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 500 | $ 157,003,000 | $ 314,006 | $ 133,000 |
| Edison, NJ | 476 | $ 156,792,000 | $ 329,394 | $ 144,000 |
| San Diego-Carlsbad-San Marcos, CA | 458 | $ 180,638,000 | $ 394,406 | $ 166,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 451 | $ 95,608,000 | $ 211,991 | $ 91,554 |
| Boston-Quincy, MA | 420 | $ 134,100,000 | $ 319,285 | $ 137,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 415 | $ 110,588,000 | $ 266,477 | $ 119,000 |
| Las Vegas-Paradise, NV | 405 | $ 109,325,000 | $ 269,938 | $ 142,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 404 | $ 76,407,000 | $ 189,126 | $ 88,252 |
| Houston-Sugar Land-Baytown, TX | 387 | $ 122,788,000 | $ 317,281 | $ 115,000 |
| Denver-Aurora, CO | 357 | $ 76,592,000 | $ 214,543 | $ 93,000 |
| Providence-New Bedford-Fall River, RI-MA | 354 | $ 89,206,000 | $ 251,994 | $ 103,375 |
| Seattle-Bellevue-Everett, WA | 288 | $ 81,839,000 | $ 284,163 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 285 | $ 40,559,000 | $ 142,312 | $ 92,000 |
| Dallas-Plano-Irving, TX | 279 | $ 54,202,000 | $ 194,272 | $ 142,000 |
| Camden, NJ | 274 | $ 59,093,000 | $ 215,667 | $ 102,000 |
| Honolulu, HI | 267 | $ 101,846,000 | $ 381,445 | $ 155,000 |
| Bethesda-Gaithersburg-Frederick, MD | 262 | $ 94,193,000 | $ 359,515 | $ 128,000 |
| Jacksonville, FL | 257 | $ 46,641,000 | $ 181,482 | $ 88,000 |
| Bakersfield, CA | 253 | $ 59,635,000 | $ 235,711 | $ 119,000 |
| Richmond, VA | 245 | $ 42,377,000 | $ 172,967 | $ 74,000 |
| Stockton, CA | 232 | $ 69,464,000 | $ 299,413 | $ 108,000 |
| Cape Coral-Fort Myers, FL | 230 | $ 48,407,000 | $ 210,465 | $ 109,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 224 | $ 112,887,000 | $ 503,959 | $ 194,000 |
| St. Louis, MO-IL | 222 | $ 30,223,000 | $ 136,139 | $ 77,315 |
| Charlotte-Gastonia-Concord, NC-SC | 219 | $ 39,639,000 | $ 181,000 | $ 121,479 |
| Cambridge-Newton-Framingham, MA | 218 | $ 73,150,000 | $ 335,550 | $ 151,000 |
| New Haven-Milford, CT | 215 | $ 47,350,000 | $ 220,232 | $ 95,000 |
| Wilmington, DE-MD-NJ | 187 | $ 37,965,000 | $ 203,021 | $ 93,770 |
| Poughkeepsie-Newburgh-Middletown, NY | 186 | $ 49,828,000 | $ 267,892 | $ 140,000 |
| Fresno, CA | 184 | $ 40,850,000 | $ 222,010 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 183 | $ 38,630,000 | $ 211,092 | $ 109,000 |
| San Francisco-San Mateo-Redwood City, CA | 176 | $ 87,218,000 | $ 495,556 | $ 202,000 |
| Kansas City, MO-KS | 173 | $ 21,780,000 | $ 125,895 | $ 89,658 |
| Worcester, MA | 173 | $ 38,026,000 | $ 219,803 | $ 102,000 |
| Lakeland, FL | 168 | $ 25,667,000 | $ 152,779 | $ 93,000 |
| Peabody, MA | 168 | $ 45,425,000 | $ 270,386 | $ 111,000 |
| Port St. Lucie, FL | 166 | $ 38,462,000 | $ 231,698 | $ 107,000 |
| Bridgeport-Stamford-Norwalk, CT | 159 | $ 58,817,000 | $ 369,918 | $ 161,000 |
| Modesto, CA | 153 | $ 48,696,000 | $ 318,274 | $ 127,000 |
| Columbus, OH | 145 | $ 22,028,000 | $ 151,917 | $ 85,000 |
| Detroit-Livonia-Dearborn, MI | 145 | $ 15,307,000 | $ 105,565 | $ 62,000 |
| Sarasota-Bradenton-Venice, FL | 145 | $ 34,237,000 | $ 236,117 | $ 117,000 |
| Cincinnati-Middletown, OH-KY-IN | 143 | $ 22,089,000 | $ 154,468 | $ 86,363 |
| Deltona-Daytona Beach-Ormond Beach, FL | 143 | $ 25,262,000 | $ 176,657 | $ 123,000 |
| Vallejo-Fairfield, CA | 143 | $ 51,939,000 | $ 363,209 | $ 130,000 |
| Portland-Vancouver-Beaverton, OR-WA | 137 | $ 34,011,000 | $ 248,255 | $ 101,824 |
| Albuquerque, NM | 131 | $ 26,687,000 | $ 203,717 | $ 158,000 |
| Tucson, AZ | 129 | $ 22,522,000 | $ 174,589 | $ 76,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 128 | $ 22,135,000 | $ 172,929 | $ 95,000 |
| Lake County-Kenosha County, IL-WI | 126 | $ 30,104,000 | $ 238,920 | $ 103,793 |
| Albany-Schenectady-Troy, NY | 123 | $ 18,400,000 | $ 149,593 | $ 101,000 |
| Indianapolis-Carmel, IN | 122 | $ 19,819,000 | $ 162,450 | $ 98,000 |
| Tacoma, WA | 122 | $ 31,476,000 | $ 258,000 | $ 105,000 |
| Fort Worth-Arlington, TX | 119 | $ 22,219,000 | $ 186,714 | $ 116,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 114 | $ 23,079,000 | $ 202,447 | $ 87,368 |
| Palm Bay-Melbourne-Titusville, FL | 106 | $ 23,599,000 | $ 222,632 | $ 125,000 |
| Raleigh-Cary, NC | 101 | $ 17,638,000 | $ 174,633 | $ 86,000 |
| Springfield, MA | 100 | $ 18,530,000 | $ 185,300 | $ 74,000 |
| Austin-Round Rock, TX | 98 | $ 87,465,000 | $ 892,500 | $ 145,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 94 | $ 42,095,000 | $ 447,819 | $ 177,000 |
| Salt Lake City, UT | 93 | $ 19,620,000 | $ 210,967 | $ 93,000 |
| Memphis, TN-MS-AR | 92 | $ 13,689,000 | $ 148,793 | $ 78,000 |
| Salinas, CA | 91 | $ 39,867,000 | $ 438,098 | $ 170,000 |
| Visalia-Porterville, CA | 91 | $ 18,098,000 | $ 198,879 | $ 81,000 |
| Atlantic City, NJ | 90 | $ 23,914,000 | $ 265,711 | $ 104,000 |
| Ocala, FL | 90 | $ 16,689,000 | $ 185,433 | $ 105,000 |
| Gary, IN | 85 | $ 11,155,000 | $ 131,235 | $ 70,000 |
| Warren-Troy-Farmington Hills, MI | 84 | $ 19,351,000 | $ 230,369 | $ 106,000 |
| San Antonio, TX | 80 | $ 11,702,000 | $ 146,275 | $ 98,000 |
| Naples-Marco Island, FL | 78 | $ 24,479,000 | $ 313,833 | $ 129,000 |
| Cleveland-Elyria-Mentor, OH | 76 | $ 12,896,000 | $ 169,684 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 76 | $ 16,489,000 | $ 216,960 | $ 82,473 |
| Merced, CA | 72 | $ 21,685,000 | $ 301,180 | $ 113,000 |
| Colorado Springs, CO | 70 | $ 13,315,000 | $ 190,214 | $ 107,000 |
| Pittsburgh, PA | 70 | $ 7,980,000 | $ 114,000 | $ 74,000 |
| Charleston-North Charleston, SC | 68 | $ 11,809,000 | $ 173,661 | $ 85,000 |
| Madison, WI | 66 | $ 13,558,000 | $ 205,424 | $ 97,000 |
| Louisville-Jefferson County, KY-IN | 61 | $ 7,849,000 | $ 128,672 | $ 64,950 |
| Trenton-Ewing, NJ | 61 | $ 12,716,000 | $ 208,459 | $ 83,000 |
| Rockford, IL | 60 | $ 6,735,000 | $ 112,250 | $ 72,000 |
| Santa Rosa-Petaluma, CA | 60 | $ 24,604,000 | $ 410,066 | $ 160,000 |
| Pensacola-Ferry Pass-Brent, FL | 59 | $ 7,819,000 | $ 132,525 | $ 64,000 |
| Columbia, SC | 58 | $ 7,690,000 | $ 132,586 | $ 69,000 |
| Rochester, NY | 55 | $ 7,888,000 | $ 143,418 | $ 96,000 |
| Boise City-Nampa, ID | 53 | $ 11,353,000 | $ 214,207 | $ 78,000 |
| Barnstable Town, MA | 52 | $ 16,989,000 | $ 326,711 | $ 161,000 |
| Knoxville, TN | 51 | $ 7,656,000 | $ 150,117 | $ 129,000 |
| Provo-Orem, UT | 49 | $ 11,472,000 | $ 234,122 | $ 92,000 |
| Akron, OH | 47 | $ 5,719,000 | $ 121,680 | $ 74,000 |
| Punta Gorda, FL | 47 | $ 11,869,000 | $ 252,531 | $ 122,000 |
| Chattanooga, TN-GA | 45 | $ 5,513,000 | $ 122,511 | $ 67,333 |
| Durham, NC | 45 | $ 8,146,000 | $ 181,022 | $ 124,000 |
| Manchester-Nashua, NH | 45 | $ 9,311,000 | $ 206,911 | $ 99,000 |
| El Centro, CA | 44 | $ 8,845,000 | $ 201,022 | $ 105,000 |
| Norwich-New London, CT | 44 | $ 9,723,000 | $ 220,977 | $ 109,000 |
| York-Hanover, PA | 44 | $ 8,114,000 | $ 184,409 | $ 75,000 |
| Buffalo-Niagara Falls, NY | 43 | $ 5,300,000 | $ 123,255 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 42 | $ 8,631,000 | $ 205,500 | $ 139,000 |
| Ogden-Clearfield, UT | 42 | $ 7,566,000 | $ 180,142 | $ 81,000 |
| Salisbury, MD | 42 | $ 8,239,000 | $ 196,166 | $ 80,000 |
| Tallahassee, FL | 42 | $ 7,577,000 | $ 180,404 | $ 115,000 |
| Rockingham County-Strafford County, NH | 41 | $ 10,282,000 | $ 250,780 | $ 96,000 |
| Madera, CA | 40 | $ 9,125,000 | $ 228,125 | $ 89,000 |
| Kingston, NY | 37 | $ 8,039,000 | $ 217,270 | $ 116,000 |
| Lancaster, PA | 37 | $ 5,390,000 | $ 145,675 | $ 73,000 |
| Yuba City, CA | 36 | $ 9,961,000 | $ 276,694 | $ 107,000 |
| Oklahoma City, OK | 35 | $ 3,341,000 | $ 95,457 | $ 65,000 |
| Scranton--Wilkes-Barre, PA | 35 | $ 4,759,000 | $ 135,971 | $ 65,000 |
| Sebastian-Vero Beach, FL | 35 | $ 6,808,000 | $ 194,514 | $ 117,000 |
| Greenville-Mauldin-Easley, SC | 34 | $ 5,072,000 | $ 149,176 | $ 60,000 |
| Savannah, GA | 34 | $ 6,678,000 | $ 196,411 | $ 106,000 |
| Prescott, AZ | 33 | $ 8,267,000 | $ 250,515 | $ 124,000 |
| San Luis Obispo-Paso Robles, CA | 33 | $ 15,070,000 | $ 456,666 | $ 236,000 |
| Greensboro-High Point, NC | 32 | $ 4,544,000 | $ 142,000 | $ 92,000 |
| Birmingham-Hoover, AL | 31 | $ 6,273,000 | $ 202,354 | $ 136,000 |
| Fort Walton Beach-Crestview-Destin, FL | 31 | $ 9,487,000 | $ 306,032 | $ 193,000 |
| Harrisburg-Carlisle, PA | 31 | $ 4,913,000 | $ 158,483 | $ 86,000 |
| Portland-South Portland-Biddeford, ME | 31 | $ 6,911,000 | $ 222,935 | $ 251,000 |
| Vineland-Millville-Bridgeton, NJ | 31 | $ 4,837,000 | $ 156,032 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 30 | $ 3,292,000 | $ 109,733 | $ 58,800 |
| Chico, CA | 30 | $ 6,356,000 | $ 211,866 | $ 110,000 |
| Racine, WI | 30 | $ 4,584,000 | $ 152,800 | $ 100,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 30 | $ 11,692,000 | $ 389,733 | $ 132,000 |
| Redding, CA | 28 | $ 7,431,000 | $ 265,392 | $ 96,000 |
| Wilmington, NC | 28 | $ 7,448,000 | $ 266,000 | $ 123,000 |
| Winston-Salem, NC | 28 | $ 3,689,000 | $ 131,750 | $ 73,000 |
| Canton-Massillon, OH | 27 | $ 2,926,000 | $ 108,370 | $ 46,000 |
| Dayton, OH | 26 | $ 2,495,000 | $ 95,961 | $ 56,000 |
| Greeley, CO | 26 | $ 4,508,000 | $ 173,384 | $ 78,000 |
| Hanford-Corcoran, CA | 26 | $ 5,712,000 | $ 219,692 | $ 97,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 26 | $ 6,241,000 | $ 240,038 | $ 159,000 |
| Olympia, WA | 26 | $ 6,138,000 | $ 236,076 | $ 95,000 |
| Tulsa, OK | 26 | $ 4,226,000 | $ 162,538 | $ 90,000 |
| Bremerton-Silverdale, WA | 25 | $ 5,864,000 | $ 234,560 | $ 107,000 |
| Des Moines-West Des Moines, IA | 25 | $ 3,646,000 | $ 145,840 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 3,862,000 | $ 154,480 | $ 84,000 |
| Green Bay, WI | 25 | $ 3,034,000 | $ 121,360 | $ 69,000 |
| Little Rock-North Little Rock-Conway, AR | 25 | $ 3,184,000 | $ 127,360 | $ 73,000 |
| Napa, CA | 25 | $ 11,101,000 | $ 444,040 | $ 151,000 |
| Spartanburg, SC | 25 | $ 2,562,000 | $ 102,480 | $ 52,000 |
| Reading, PA | 24 | $ 4,547,000 | $ 189,458 | $ 100,000 |
| Reno-Sparks, NV | 24 | $ 5,854,000 | $ 243,916 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 24 | $ 12,486,000 | $ 520,250 | $ 191,000 |
| Eugene-Springfield, OR | 23 | $ 4,538,000 | $ 197,304 | $ 84,000 |
| Janesville, WI | 23 | $ 3,151,000 | $ 137,000 | $ 63,000 |
| Ocean City, NJ | 23 | $ 7,656,000 | $ 332,869 | $ 231,000 |
| Palm Coast, FL | 23 | $ 6,630,000 | $ 288,260 | $ 93,000 |
| Salem, OR | 23 | $ 3,764,000 | $ 163,652 | $ 70,000 |
| Mobile, AL | 22 | $ 2,337,000 | $ 106,227 | $ 56,000 |
| Spokane, WA | 22 | $ 3,740,000 | $ 170,000 | $ 104,000 |
| Laredo, TX | 21 | $ 2,189,000 | $ 104,238 | $ 68,000 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 2,538,000 | $ 120,857 | $ 113,000 |
| Fort Collins-Loveland, CO | 20 | $ 3,385,000 | $ 169,250 | $ 105,000 |
| Idaho Falls, ID | 20 | $ 2,416,000 | $ 120,800 | $ 92,000 |
| Macon, GA | 20 | $ 3,531,000 | $ 176,550 | $ 85,000 |
| Dover, DE | 19 | $ 3,914,000 | $ 206,000 | $ 81,000 |
| Roanoke, VA | 19 | $ 3,219,000 | $ 169,421 | $ 77,000 |
| Santa Fe, NM | 19 | $ 5,211,000 | $ 274,263 | $ 115,000 |
| Anchorage, AK | 18 | $ 4,181,000 | $ 232,277 | $ 91,000 |
| Asheville, NC | 18 | $ 3,703,000 | $ 205,722 | $ 76,000 |
| Charleston, WV | 17 | $ 3,041,000 | $ 178,882 | $ 81,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 28,997,000 | $ 1,705,705 | $ 54,000 |
| Springfield, MO | 17 | $ 2,862,000 | $ 168,352 | $ 74,000 |
| Toledo, OH | 17 | $ 2,242,000 | $ 131,882 | $ 81,000 |
| Gainesville, FL | 16 | $ 2,847,000 | $ 177,937 | $ 629,000 |
| St. George, UT | 16 | $ 5,424,000 | $ 339,000 | $ 166,000 |
| Binghamton, NY | 15 | $ 1,474,000 | $ 98,266 | $ 80,000 |
| Coeur D'Alene, ID | 15 | $ 2,336,000 | $ 155,733 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 1,725,000 | $ 115,000 | $ 81,466 |
| Pittsfield, MA | 15 | $ 2,148,000 | $ 143,200 | $ 57,000 |
| Bellingham, WA | 14 | $ 2,881,000 | $ 205,785 | $ 187,000 |
| Charlottesville, VA | 14 | $ 3,329,000 | $ 237,785 | $ 128,000 |
| Clarksville, TN-KY | 14 | $ 1,085,000 | $ 77,500 | $ 45,000 |
| Lexington-Fayette, KY | 14 | $ 2,380,000 | $ 170,000 | $ 76,000 |
| Panama City-Lynn Haven, FL | 14 | $ 2,958,000 | $ 211,285 | $ 138,000 |
| Syracuse, NY | 14 | $ 1,518,000 | $ 108,428 | $ 97,000 |
| Pueblo, CO | 13 | $ 1,849,000 | $ 142,230 | $ 91,000 |
| Winchester, VA-WV | 13 | $ 4,252,000 | $ 327,076 | $ 87,615 |
| Corpus Christi, TX | 12 | $ 1,456,000 | $ 121,333 | $ 71,000 |
| Florence, SC | 12 | $ 1,665,000 | $ 138,750 | $ 56,000 |
| Gainesville, GA | 12 | $ 1,991,000 | $ 165,916 | $ 67,000 |
| Glens Falls, NY | 12 | $ 2,312,000 | $ 192,666 | $ 80,000 |
| Grand Junction, CO | 12 | $ 2,195,000 | $ 182,916 | $ 84,000 |
| Kingsport-Bristol-Bristol, TN-VA | 12 | $ 1,340,000 | $ 111,666 | $ 68,666 |
| Fayetteville, NC | 11 | $ 1,111,000 | $ 101,000 | $ 53,000 |
| Kennewick-Richland-Pasco, WA | 11 | $ 2,136,000 | $ 194,181 | $ 105,000 |
| Las Cruces, NM | 11 | $ 2,828,000 | $ 257,090 | $ 86,000 |
| St. Cloud, MN | 11 | $ 1,819,000 | $ 165,363 | $ 68,000 |
| St. Joseph, MO-KS | 11 | $ 1,244,000 | $ 113,090 | $ 64,000 |
| Sumter, SC | 11 | $ 1,128,000 | $ 102,545 | $ 48,000 |
| Utica-Rome, NY | 11 | $ 1,202,000 | $ 109,272 | $ 56,000 |
| Yakima, WA | 11 | $ 2,056,000 | $ 186,909 | $ 67,000 |
| Appleton, WI | 10 | $ 1,353,000 | $ 135,300 | $ 66,000 |
| Bangor, ME | 10 | $ 1,023,000 | $ 102,300 | $ 47,000 |
| Bend, OR | 10 | $ 4,182,000 | $ 418,200 | $ 202,000 |
| Boulder, CO | 10 | $ 3,774,000 | $ 377,400 | $ 119,000 |
| Flint, MI | 10 | $ 1,510,000 | $ 151,000 | $ 89,000 |
| Greenville, NC | 10 | $ 968,000 | $ 96,800 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 1,447,000 | $ 144,700 | $ 78,000 |
| Kankakee-Bradley, IL | 10 | $ 1,511,000 | $ 151,100 | $ 74,000 |
| Lansing-East Lansing, MI | 10 | $ 1,385,000 | $ 138,500 | $ 81,000 |
| McAllen-Edinburg-Mission, TX | 10 | $ 1,424,000 | $ 142,400 | $ 75,000 |
| Michigan City-La Porte, IN | 10 | $ 1,460,000 | $ 146,000 | $ 140,000 |
| Monroe, MI | 10 | $ 1,976,000 | $ 197,600 | $ 78,000 |
| Montgomery, AL | 10 | $ 2,202,000 | $ 220,200 | $ 181,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 1,837,000 | $ 183,700 | $ 65,000 |
| Brunswick, GA | 9 | $ 3,004,000 | $ 333,777 | $ 116,000 |
| Columbus, GA-AL | 9 | $ 25,140,000 | $ 2,793,333 | $ 77,333 |
| Eau Claire, WI | 9 | $ 1,281,000 | $ 142,333 | $ 188,000 |
| El Paso, TX | 9 | $ 1,332,000 | $ 148,000 | $ 89,000 |
| Longview, WA | 9 | $ 1,511,000 | $ 167,888 | $ 63,000 |
| Oshkosh-Neenah, WI | 9 | $ 980,000 | $ 108,888 | $ 54,000 |
| Rocky Mount, NC | 9 | $ 1,527,000 | $ 169,666 | $ 63,000 |
| Wichita, KS | 9 | $ 901,000 | $ 100,111 | $ 64,000 |
| Yuma, AZ | 9 | $ 1,483,000 | $ 164,777 | $ 55,000 |
| Burlington-South Burlington, VT | 8 | $ 2,154,000 | $ 269,250 | $ 186,000 |
| Goldsboro, NC | 8 | $ 1,562,000 | $ 195,250 | $ 90,000 |
| Lewiston-Auburn, ME | 8 | $ 1,011,000 | $ 126,375 | $ 57,000 |
| Rochester, MN | 8 | $ 1,403,000 | $ 175,375 | $ 94,000 |
| Rome, GA | 8 | $ 886,000 | $ 110,750 | $ 34,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 487,000 | $ 60,875 | $ 62,750 |
| Albany, GA | 7 | $ 912,000 | $ 130,285 | $ 78,000 |
| Athens-Clarke County, GA | 7 | $ 1,573,000 | $ 224,714 | $ 82,000 |
| Champaign-Urbana, IL | 7 | $ 1,034,000 | $ 147,714 | $ 61,000 |
| Lynchburg, VA | 7 | $ 1,555,000 | $ 222,142 | $ 77,000 |
| Pine Bluff, AR | 7 | $ 666,000 | $ 95,142 | $ 65,000 |
| Springfield, OH | 7 | $ 707,000 | $ 101,000 | $ 50,000 |
| Ann Arbor, MI | 6 | $ 1,546,000 | $ 257,666 | $ 120,000 |
| Bloomington-Normal, IL | 6 | $ 1,025,000 | $ 170,833 | $ 111,000 |
| Cumberland, MD-WV | 6 | $ 450,000 | $ 75,000 | $ 34,000 |
| Dalton, GA | 6 | $ 836,000 | $ 139,333 | $ 72,000 |
| Fort Wayne, IN | 6 | $ 515,000 | $ 85,833 | $ 42,000 |
| Jackson, TN | 6 | $ 664,000 | $ 110,666 | $ 77,000 |
| Lafayette, IN | 6 | $ 1,023,000 | $ 170,500 | $ 85,000 |
| Lawrence, KS | 6 | $ 1,002,000 | $ 167,000 | $ 75,000 |
| Longview, TX | 6 | $ 705,000 | $ 117,500 | $ 90,000 |
| Muskegon-Norton Shores, MI | 6 | $ 660,000 | $ 110,000 | $ 74,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 465,000 | $ 77,500 | $ 78,833 |
| Pocatello, ID | 6 | $ 635,000 | $ 105,833 | $ 49,000 |
| Sheboygan, WI | 6 | $ 938,000 | $ 156,333 | $ 64,000 |
| Sherman-Denison, TX | 6 | $ 1,001,000 | $ 166,833 | $ 84,000 |
| Warner Robins, GA | 6 | $ 678,000 | $ 113,000 | $ 67,000 |
| Amarillo, TX | 5 | $ 724,000 | $ 144,800 | $ 61,000 |
| Battle Creek, MI | 5 | $ 357,000 | $ 71,400 | $ 33,000 |
| Beaumont-Port Arthur, TX | 5 | $ 808,000 | $ 161,600 | $ 111,000 |
| Brownsville-Harlingen, TX | 5 | $ 1,097,000 | $ 219,400 | $ 250,000 |
| Cleveland, TN | 5 | $ 671,000 | $ 134,200 | $ 49,000 |
| Duluth, MN-WI | 5 | $ 771,000 | $ 154,200 | $ 60,200 |
| Elizabethtown, KY | 5 | $ 620,000 | $ 124,000 | $ 110,000 |
| Farmington, NM | 5 | $ 724,000 | $ 144,800 | $ 96,000 |
| Fort Smith, AR-OK | 5 | $ 1,242,000 | $ 248,400 | $ 136,000 |
| Jacksonville, NC | 5 | $ 1,286,000 | $ 257,200 | $ 99,000 |
| Jefferson City, MO | 5 | $ 675,000 | $ 135,000 | $ 89,000 |
| Johnson City, TN | 5 | $ 1,256,000 | $ 251,200 | $ 88,000 |
| Jonesboro, AR | 5 | $ 527,000 | $ 105,400 | $ 64,000 |
| Kalamazoo-Portage, MI | 5 | $ 657,000 | $ 131,400 | $ 57,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 649,000 | $ 129,800 | $ 91,000 |
| La Crosse, WI-MN | 5 | $ 813,000 | $ 162,600 | $ 170,000 |
| Mansfield, OH | 5 | $ 689,000 | $ 137,800 | $ 106,000 |
| Peoria, IL | 5 | $ 616,000 | $ 123,200 | $ 46,000 |
| Springfield, IL | 5 | $ 732,000 | $ 146,400 | $ 71,000 |
| Tyler, TX | 5 | $ 1,547,000 | $ 309,400 | $ 173,000 |
| Burlington, NC | 4 | $ 608,000 | $ 152,000 | $ 59,000 |
| Cheyenne, WY | 4 | $ 756,000 | $ 189,000 | $ 60,000 |
| Columbia, MO | 4 | $ 1,026,000 | $ 256,500 | $ 158,000 |
| Columbus, IN | 4 | $ 478,000 | $ 119,500 | $ 70,000 |
| Danville, VA | 4 | $ 497,000 | $ 124,250 | $ 117,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 358,000 | $ 89,500 | $ 60,250 |
| Erie, PA | 4 | $ 378,000 | $ 94,500 | $ 41,000 |
| Harrisonburg, VA | 4 | $ 1,147,000 | $ 286,750 | $ 82,000 |
| Lincoln, NE | 4 | $ 596,000 | $ 149,000 | $ 62,000 |
| Logan, UT-ID | 4 | $ 631,000 | $ 157,750 | $ 93,000 |
| Morristown, TN | 4 | $ 362,000 | $ 90,500 | $ 52,000 |
| Niles-Benton Harbor, MI | 4 | $ 489,000 | $ 122,250 | $ 46,000 |
| State College, PA | 4 | $ 372,000 | $ 93,000 | $ 58,000 |
| Terre Haute, IN | 4 | $ 318,000 | $ 79,500 | $ 67,000 |
| Valdosta, GA | 4 | $ 317,000 | $ 79,250 | $ 81,000 |
| Altoona, PA | 3 | $ 253,000 | $ 84,333 | $ 36,000 |
| Anderson, SC | 3 | $ 661,000 | $ 220,333 | $ 262,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 378,000 | $ 126,000 | $ 46,000 |
| Carson City, NV | 3 | $ 760,000 | $ 253,333 | $ 71,000 |
| Cedar Rapids, IA | 3 | $ 990,000 | $ 330,000 | $ 109,000 |
| Elkhart-Goshen, IN | 3 | $ 310,000 | $ 103,333 | $ 34,000 |
| Fairbanks, AK | 3 | $ 513,000 | $ 171,000 | $ 65,000 |
| Fargo, ND-MN | 3 | $ 365,000 | $ 121,666 | $ 89,000 |
| Flagstaff, AZ | 3 | $ 898,000 | $ 299,333 | $ 91,000 |
| Fond Du Lac, WI | 3 | $ 708,000 | $ 236,000 | $ 105,000 |
| Great Falls, MT | 3 | $ 453,000 | $ 151,000 | $ 111,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 864,000 | $ 288,000 | $ 92,666 |
| Huntsville, AL | 3 | $ 432,000 | $ 144,000 | $ 70,000 |
| Kokomo, IN | 3 | $ 235,000 | $ 78,333 | $ 42,000 |
| Lebanon, PA | 3 | $ 673,000 | $ 224,333 | $ 88,000 |
| Lewiston, ID-WA | 3 | $ 374,000 | $ 124,666 | $ 385,000 |
| Lima, OH | 3 | $ 248,000 | $ 82,666 | $ 90,000 |
| Midland, TX | 3 | $ 367,000 | $ 122,333 | $ 40,000 |
| Morgantown, WV | 3 | $ 285,000 | $ 95,000 | $ 45,000 |
| Odessa, TX | 3 | $ 347,000 | $ 115,666 | $ 83,000 |
| San Angelo, TX | 3 | $ 1,086,000 | $ 362,000 | $ 238,000 |
| Sioux City, IA-NE-SD | 3 | $ 462,000 | $ 154,000 | $ 112,666 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 307,000 | $ 102,333 | $ 88,333 |
| Topeka, KS | 3 | $ 271,000 | $ 90,333 | $ 58,000 |
| Wichita Falls, TX | 3 | $ 739,000 | $ 246,333 | $ 140,000 |
| Anderson, IN | 2 | $ 193,000 | $ 96,500 | $ 58,000 |
| Anniston-Oxford, AL | 2 | $ 166,000 | $ 83,000 | $ 54,000 |
| Auburn-Opelika, AL | 2 | $ 1,024,000 | $ 512,000 | $ 155,000 |
| Bloomington, IN | 2 | $ 568,000 | $ 284,000 | $ 399,000 |
| Bowling Green, KY | 2 | $ 471,000 | $ 235,500 | $ 105,000 |
| College Station-Bryan, TX | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Elmira, NY | 2 | $ 308,000 | $ 154,000 | $ 58,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 193,000 | $ 96,500 | $ 27,000 |
| Holland-Grand Haven, MI | 2 | $ 211,000 | $ 105,500 | $ 43,000 |
| Joplin, MO | 2 | $ 177,000 | $ 88,500 | $ 48,000 |
| Sandusky, OH | 2 | $ 402,000 | $ 201,000 | $ 96,000 |
| Waco, TX | 2 | $ 332,000 | $ 166,000 | $ 62,000 |
| Wenatchee, WA | 2 | $ 800,000 | $ 400,000 | $ 533,000 |
| Abilene, TX | 1 | $ 500,000 | $ 500,000 | $ 639,000 |
| Baton Rouge, LA | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| Bay City, MI | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Billings, MT | 1 | $ 316,000 | $ 316,000 | $ 89,000 |
| Casper, WY | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Corvallis, OR | 1 | $ 281,000 | $ 281,000 | $ 61,000 |
| Decatur, IL | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Dothan, AL | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Evansville, IN-KY | 1 | $ 68,000 | $ 68,000 | $ 19,000 |
| Gadsden, AL | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Hot Springs, AR | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Iowa City, IA | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Ithaca, NY | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Jackson, MI | 1 | $ 191,000 | $ 191,000 | $ 113,000 |
| Lawton, OK | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Lubbock, TX | 1 | $ 122,000 | $ 122,000 | $ 74,000 |
| Medford, OR | 1 | $ 290,000 | $ 290,000 | $ 95,000 |
| Muncie, IN | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Owensboro, KY | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Wheeling, WV-OH | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 26,758 | $7,566,125,000 | $282,000 | $1,500,000 | $116,000 | $6,747,000 |
| Home Purchase | 13,070 | $3,328,462,000 | $254,000 | $99,999,000 | $128,000 | $4,774,000 |
| Home Improvement | 1,625 | $502,559,000 | $309,000 | $1,375,000 | $121,000 | $2,946,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,034 | $4,010,253,000 | $266,000 | $1,600,000 | $130,000 | $5,421,000 |
| Black or African American | 9,899 | $2,312,515,000 | $233,000 | $1,170,000 | $99,000 | $1,948,000 |
| Hispanic | 8,434 | $2,253,311,000 | $267,000 | $1,280,000 | $116,000 | $6,747,000 |
| Not Provided | 5,911 | $1,724,789,000 | $291,000 | $1,500,000 | $117,000 | $2,722,000 |
| Asian | 1,725 | $597,636,000 | $346,000 | $1,440,000 | $171,000 | $2,858,000 |
| Native Hawaiian or Other Pacific Islander | 328 | $112,502,000 | $342,000 | $1,233,000 | $173,000 | $3,824,000 |
| American Indian or Alaskan Native | 115 | $31,669,000 | $275,000 | $782,000 | $118,000 | $416,000 |
| Not applicable | 7 | $354,471,000 | $50,638,000 | $99,999,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,453 | $11,397,146,000 | $274,000 | $99,999,000 | $120,000 | $6,747,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 22,879 | $6,248,997,000 | $273,000 | $1,600,000 | $121,000 | $4,774,000 |
| Loan Originated | 15,145 | $3,940,927,000 | $260,000 | $1,425,000 | $120,000 | $6,747,000 |
| File Closed For Incompleteness | 3,218 | $799,656,000 | $248,000 | $1,435,000 | $115,000 | $2,858,000 |
| Application Approved But Not Accepted | 196 | $404,199,000 | $2,062,000 | $99,999,000 | $108,000 | $886,000 |
| Application Withdrawn By Applicant | 15 | $3,367,000 | $224,000 | $595,000 | $117,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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