Geneva Financial LLC Mortgage Lending & HMDA Data, 2022
In 2022, Geneva Financial LLC of Chandler, AZ reported 12,636 mortgage applications totaling $3.5 billion, down 12% from 2021. The average application was for $274,054, and applicants reported an average income of $113,299. 57% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,233), Atlanta-Sandy Springs-Roswell, GA (335) and Chicago-Naperville, IL (270) (applications in parentheses).
| Mortgage Company & Address | Geneva Financial LLC 180 S Arizona Ave Ste 310 Chandler, AZ 85225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 12,636 |
| Total Mortgage Loan Application Amount | $3,462,950,000 |
| Average Mortgage Loan Application Amount | $274,054 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $113,299 |
| Highest Applicant Income | $9,530,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,954 | $ 402,820,000 | $ 206,151 | $ 86,504 |
| Phoenix-Mesa-Scottsdale, AZ | 1,233 | $ 414,335,000 | $ 336,038 | $ 115,000 |
| Atlanta-Sandy Springs-Roswell, GA | 335 | $ 89,425,000 | $ 266,940 | $ 115,000 |
| Chicago-Naperville, IL | 270 | $ 61,750,000 | $ 228,703 | $ 87,000 |
| Lexington-Fayette, KY | 261 | $ 61,635,000 | $ 236,149 | $ 95,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 233 | $ 91,195,000 | $ 391,394 | $ 147,643 |
| Riverside-San Bernardino-Ontario, CA | 214 | $ 86,630,000 | $ 404,813 | $ 169,000 |
| Dallas-Plano-Irving, TX | 209 | $ 72,555,000 | $ 347,153 | $ 153,000 |
| Tampa-St. Petersburg-Clearwater, FL | 209 | $ 52,285,000 | $ 250,167 | $ 117,000 |
| St. Louis, MO-IL | 204 | $ 40,390,000 | $ 197,990 | $ 91,794 |
| Orlando-Kissimmee-Sanford, FL | 199 | $ 54,695,000 | $ 274,849 | $ 137,000 |
| Tucson, AZ | 197 | $ 50,965,000 | $ 258,705 | $ 91,000 |
| Houston-The Woodlands-Sugar Land, TX | 190 | $ 54,620,000 | $ 287,473 | $ 129,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 176 | $ 40,220,000 | $ 228,522 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 175 | $ 63,185,000 | $ 361,057 | $ 184,000 |
| Cape Coral-Fort Myers, FL | 162 | $ 45,240,000 | $ 279,259 | $ 106,000 |
| San Antonio-New Braunfels, TX | 146 | $ 43,940,000 | $ 300,958 | $ 125,000 |
| Richmond, VA | 144 | $ 44,860,000 | $ 311,527 | $ 138,000 |
| Punta Gorda, FL | 141 | $ 34,165,000 | $ 242,304 | $ 145,000 |
| Las Vegas-Henderson-Paradise, NV | 130 | $ 37,410,000 | $ 287,769 | $ 100,000 |
| Seattle-Bellevue-Everett, WA | 129 | $ 69,465,000 | $ 538,488 | $ 165,000 |
| Columbus, OH | 125 | $ 23,765,000 | $ 190,120 | $ 98,000 |
| Kansas City, MO-KS | 115 | $ 21,515,000 | $ 187,086 | $ 92,539 |
| Charlotte-Concord-Gastonia, NC-SC | 112 | $ 30,790,000 | $ 274,910 | $ 90,500 |
| Los Angeles-Long Beach-Glendale, CA | 102 | $ 54,180,000 | $ 531,176 | $ 334,000 |
| Fort Worth-Arlington, TX | 100 | $ 29,550,000 | $ 295,500 | $ 120,000 |
| Bend-Redmond, OR | 94 | $ 42,410,000 | $ 451,170 | $ 138,000 |
| Indianapolis-Carmel-Anderson, IN | 86 | $ 15,930,000 | $ 185,232 | $ 105,000 |
| Denver-Aurora-Lakewood, CO | 85 | $ 35,765,000 | $ 420,764 | $ 176,000 |
| Detroit-Dearborn-Livonia, MI | 85 | $ 13,125,000 | $ 154,411 | $ 76,000 |
| Fort Wayne, IN | 84 | $ 14,960,000 | $ 178,095 | $ 72,000 |
| Salem, OR | 82 | $ 27,180,000 | $ 331,463 | $ 101,000 |
| Naples-Immokalee-Marco Island, FL | 79 | $ 26,815,000 | $ 339,430 | $ 121,000 |
| Warren-Troy-Farmington Hills, MI | 75 | $ 15,825,000 | $ 211,000 | $ 94,000 |
| Spokane-Spokane Valley, WA | 73 | $ 18,915,000 | $ 259,109 | $ 100,000 |
| Grand Junction, CO | 71 | $ 20,395,000 | $ 287,253 | $ 97,000 |
| Jacksonville, FL | 69 | $ 15,525,000 | $ 225,000 | $ 94,000 |
| Memphis, TN-MS-AR | 69 | $ 8,865,000 | $ 128,478 | $ 151,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 68 | $ 28,380,000 | $ 417,352 | $ 221,000 |
| North Port-Sarasota-Bradenton, FL | 66 | $ 18,880,000 | $ 286,060 | $ 119,000 |
| Chattanooga, TN-GA | 64 | $ 14,140,000 | $ 220,937 | $ 81,062 |
| Lake County-Kenosha County, IL-WI | 64 | $ 9,750,000 | $ 152,343 | $ 70,359 |
| Lakeland-Winter Haven, FL | 64 | $ 14,970,000 | $ 233,906 | $ 73,000 |
| Port St. Lucie, FL | 61 | $ 15,905,000 | $ 260,737 | $ 93,000 |
| Tacoma-Lakewood, WA | 61 | $ 23,535,000 | $ 385,819 | $ 116,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 60 | $ 15,920,000 | $ 265,333 | $ 164,000 |
| Ocala, FL | 59 | $ 10,255,000 | $ 173,813 | $ 74,000 |
| Yuma, AZ | 57 | $ 12,315,000 | $ 216,052 | $ 97,000 |
| Charleston-North Charleston, SC | 56 | $ 20,000,000 | $ 357,142 | $ 147,000 |
| Austin-Round Rock, TX | 55 | $ 21,265,000 | $ 386,636 | $ 182,000 |
| Columbia, SC | 54 | $ 9,700,000 | $ 179,629 | $ 71,000 |
| San Diego-Carlsbad, CA | 54 | $ 29,800,000 | $ 551,851 | $ 179,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 53 | $ 19,225,000 | $ 362,735 | $ 143,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 52 | $ 13,390,000 | $ 257,500 | $ 107,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 52 | $ 13,920,000 | $ 267,692 | $ 105,000 |
| New Orleans-Metairie, LA | 52 | $ 12,680,000 | $ 243,846 | $ 92,000 |
| San Angelo, TX | 52 | $ 12,210,000 | $ 234,807 | $ 96,000 |
| Anaheim-Santa Ana-Irvine, CA | 51 | $ 36,465,000 | $ 715,000 | $ 314,000 |
| Huntsville, AL | 51 | $ 11,795,000 | $ 231,274 | $ 101,000 |
| Toledo, OH | 51 | $ 8,495,000 | $ 166,568 | $ 88,000 |
| Sierra Vista-Douglas, AZ | 49 | $ 9,685,000 | $ 197,653 | $ 72,000 |
| Baltimore-Columbia-Towson, MD | 45 | $ 10,755,000 | $ 239,000 | $ 153,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 44 | $ 7,650,000 | $ 173,863 | $ 69,363 |
| Colorado Springs, CO | 43 | $ 14,885,000 | $ 346,162 | $ 104,000 |
| Greenville-Anderson-Mauldin, SC | 42 | $ 10,520,000 | $ 250,476 | $ 103,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 42 | $ 13,910,000 | $ 331,190 | $ 155,857 |
| Dayton-Springfield-Kettering, OH | 40 | $ 4,260,000 | $ 106,500 | $ 70,000 |
| Cincinnati, OH-KY-IN | 39 | $ 6,705,000 | $ 171,923 | $ 87,564 |
| Camden, NJ | 37 | $ 6,035,000 | $ 163,108 | $ 78,000 |
| Cleveland-Elyria, OH | 36 | $ 5,130,000 | $ 142,500 | $ 105,000 |
| Gary, IN | 36 | $ 5,830,000 | $ 161,944 | $ 88,000 |
| Oakland-Hayward-Berkeley, CA | 36 | $ 20,470,000 | $ 568,611 | $ 195,000 |
| Springfield, MO | 36 | $ 7,580,000 | $ 210,555 | $ 109,000 |
| Elgin, IL | 35 | $ 7,975,000 | $ 227,857 | $ 98,000 |
| Raleigh, NC | 35 | $ 10,065,000 | $ 287,571 | $ 117,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 33 | $ 6,775,000 | $ 205,303 | $ 96,545 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 8,805,000 | $ 266,818 | $ 90,000 |
| El Paso, TX | 31 | $ 6,125,000 | $ 197,580 | $ 84,000 |
| Providence-Warwick, RI-MA | 30 | $ 8,400,000 | $ 280,000 | $ 90,933 |
| Homosassa Springs, FL | 29 | $ 6,515,000 | $ 224,655 | $ 77,000 |
| Lancaster, PA | 28 | $ 6,520,000 | $ 232,857 | $ 80,000 |
| Panama City, FL | 28 | $ 6,780,000 | $ 242,142 | $ 117,000 |
| Prescott Valley-Prescott, AZ | 28 | $ 9,230,000 | $ 329,642 | $ 110,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 6,460,000 | $ 230,714 | $ 92,107 |
| Fresno, CA | 27 | $ 7,085,000 | $ 262,407 | $ 83,000 |
| Newark, NJ-PA | 27 | $ 10,725,000 | $ 397,222 | $ 143,555 |
| Birmingham-Hoover, AL | 26 | $ 3,240,000 | $ 124,615 | $ 138,000 |
| Kankakee, IL | 26 | $ 4,680,000 | $ 180,000 | $ 92,000 |
| Louisville/Jefferson County, KY-IN | 26 | $ 5,910,000 | $ 227,307 | $ 87,307 |
| Reading, PA | 26 | $ 3,520,000 | $ 135,384 | $ 89,000 |
| Midland, MI | 25 | $ 3,675,000 | $ 147,000 | $ 75,000 |
| Cambridge-Newton-Framingham, MA | 24 | $ 8,280,000 | $ 345,000 | $ 105,000 |
| Eugene, OR | 24 | $ 7,450,000 | $ 310,416 | $ 223,000 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 4,085,000 | $ 177,608 | $ 70,000 |
| Santa Maria-Santa Barbara, CA | 23 | $ 8,955,000 | $ 389,347 | $ 108,000 |
| Albany, OR | 21 | $ 5,785,000 | $ 275,476 | $ 80,000 |
| Greensboro-High Point, NC | 21 | $ 4,575,000 | $ 217,857 | $ 97,000 |
| Little Rock-North Little Rock-Conway, AR | 21 | $ 3,335,000 | $ 158,809 | $ 135,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 5,985,000 | $ 285,000 | $ 106,000 |
| Bakersfield, CA | 20 | $ 5,240,000 | $ 262,000 | $ 78,000 |
| Baton Rouge, LA | 20 | $ 4,060,000 | $ 203,000 | $ 97,000 |
| Oklahoma City, OK | 20 | $ 3,930,000 | $ 196,500 | $ 81,000 |
| Boston, MA | 19 | $ 8,085,000 | $ 425,526 | $ 140,000 |
| Crestview-Fort Walton Beach-Destin, FL | 19 | $ 8,825,000 | $ 464,473 | $ 132,000 |
| Fayetteville, NC | 19 | $ 3,465,000 | $ 182,368 | $ 72,000 |
| Flagstaff, AZ | 19 | $ 10,405,000 | $ 547,631 | $ 147,000 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 4,850,000 | $ 269,444 | $ 174,000 |
| Albuquerque, NM | 17 | $ 3,585,000 | $ 210,882 | $ 70,000 |
| Asheville, NC | 17 | $ 4,025,000 | $ 236,764 | $ 101,000 |
| Florence-Muscle Shoals, AL | 17 | $ 2,775,000 | $ 163,235 | $ 58,000 |
| Killeen-Temple, TX | 17 | $ 4,225,000 | $ 248,529 | $ 105,000 |
| Modesto, CA | 17 | $ 4,305,000 | $ 253,235 | $ 75,000 |
| Napa, CA | 17 | $ 11,715,000 | $ 689,117 | $ 198,000 |
| Decatur, AL | 16 | $ 2,300,000 | $ 143,750 | $ 82,000 |
| Lake Havasu City-Kingman, AZ | 16 | $ 3,590,000 | $ 224,375 | $ 152,000 |
| Pocatello, ID | 16 | $ 3,880,000 | $ 242,500 | $ 73,000 |
| Springfield, MA | 16 | $ 3,980,000 | $ 248,750 | $ 119,000 |
| Washington-Baltimore-Arlington, DC | 16 | $ 4,240,000 | $ 265,000 | $ 117,000 |
| Worcester, MA-CT | 16 | $ 4,500,000 | $ 281,250 | $ 111,812 |
| Akron, OH | 15 | $ 2,765,000 | $ 184,333 | $ 94,000 |
| Durham-Chapel Hill, NC | 15 | $ 3,265,000 | $ 217,666 | $ 106,000 |
| Hartford-West Hartford-East Hartford, CT | 15 | $ 3,245,000 | $ 216,333 | $ 96,000 |
| New York-Jersey City-White Plains, NY-NJ | 15 | $ 4,655,000 | $ 310,333 | $ 95,000 |
| New York-Newark, NY | 15 | $ 4,715,000 | $ 314,333 | $ 141,000 |
| Saginaw, MI | 15 | $ 1,885,000 | $ 125,666 | $ 59,000 |
| Spartanburg, SC | 15 | $ 3,385,000 | $ 225,666 | $ 73,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 2,160,000 | $ 154,285 | $ 79,571 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 13,490,000 | $ 963,571 | $ 245,000 |
| Santa Rosa, CA | 14 | $ 5,870,000 | $ 419,285 | $ 141,000 |
| Vallejo-Fairfield, CA | 14 | $ 6,460,000 | $ 461,428 | $ 158,000 |
| Stockton-Lodi, CA | 13 | $ 4,565,000 | $ 351,153 | $ 165,000 |
| Winston-Salem, NC | 13 | $ 2,265,000 | $ 174,230 | $ 76,000 |
| Bowling Green, KY | 12 | $ 2,800,000 | $ 233,333 | $ 136,000 |
| Macon-Bibb County, GA | 12 | $ 2,130,000 | $ 177,500 | $ 82,000 |
| Mobile, AL | 12 | $ 2,440,000 | $ 203,333 | $ 76,000 |
| Pittsburgh, PA | 12 | $ 2,970,000 | $ 247,500 | $ 129,000 |
| Pueblo, CO | 12 | $ 2,640,000 | $ 220,000 | $ 87,000 |
| Visalia-Porterville, CA | 12 | $ 3,350,000 | $ 279,166 | $ 94,000 |
| Wichita, KS | 12 | $ 1,530,000 | $ 127,500 | $ 87,000 |
| Longview, WA | 11 | $ 2,265,000 | $ 205,909 | $ 89,000 |
| Monroe, MI | 11 | $ 2,475,000 | $ 225,000 | $ 100,000 |
| Provo-Orem, UT | 11 | $ 5,185,000 | $ 471,363 | $ 298,000 |
| Rockford, IL | 11 | $ 1,305,000 | $ 118,636 | $ 76,000 |
| Savannah, GA | 11 | $ 2,635,000 | $ 239,545 | $ 104,000 |
| Athens-Clarke County, GA | 10 | $ 2,540,000 | $ 254,000 | $ 73,000 |
| Boise City, ID | 10 | $ 3,160,000 | $ 316,000 | $ 88,000 |
| Bremerton-Silverdale, WA | 10 | $ 4,080,000 | $ 408,000 | $ 346,000 |
| Canton-Massillon, OH | 10 | $ 1,560,000 | $ 156,000 | $ 73,000 |
| Columbus, GA-AL | 10 | $ 1,900,000 | $ 190,000 | $ 843,000 |
| Fort Smith, AR-OK | 10 | $ 1,430,000 | $ 143,000 | $ 59,000 |
| Knoxville, TN | 10 | $ 3,490,000 | $ 349,000 | $ 283,000 |
| Lafayette, LA | 10 | $ 1,750,000 | $ 175,000 | $ 138,000 |
| Sherman-Denison, TX | 10 | $ 2,320,000 | $ 232,000 | $ 137,000 |
| Tulsa, OK | 10 | $ 1,980,000 | $ 198,000 | $ 75,000 |
| Bay City, MI | 9 | $ 715,000 | $ 79,444 | $ 58,000 |
| Cape Girardeau, MO-IL | 9 | $ 2,125,000 | $ 236,111 | $ 100,000 |
| Clarksville, TN-KY | 9 | $ 1,895,000 | $ 210,555 | $ 108,111 |
| Corvallis, OR | 9 | $ 4,015,000 | $ 446,111 | $ 110,000 |
| Gainesville, FL | 9 | $ 1,495,000 | $ 166,111 | $ 72,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,595,000 | $ 177,222 | $ 121,000 |
| Hinesville, GA | 9 | $ 2,295,000 | $ 255,000 | $ 73,000 |
| Jackson, MI | 9 | $ 1,525,000 | $ 169,444 | $ 63,000 |
| Manchester-Nashua, NH | 9 | $ 2,385,000 | $ 265,000 | $ 92,000 |
| Ogden-Clearfield, UT | 9 | $ 4,605,000 | $ 511,666 | $ 121,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 6,145,000 | $ 682,777 | $ 203,000 |
| San Francisco-Redwood City-South San Francisco, CA | 9 | $ 5,945,000 | $ 660,555 | $ 180,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 4,115,000 | $ 457,222 | $ 135,000 |
| Shreveport-Bossier City, LA | 9 | $ 945,000 | $ 105,000 | $ 64,000 |
| Tallahassee, FL | 9 | $ 1,875,000 | $ 208,333 | $ 98,000 |
| York-Hanover, PA | 9 | $ 1,885,000 | $ 209,444 | $ 74,000 |
| Ann Arbor, MI | 8 | $ 1,930,000 | $ 241,250 | $ 88,000 |
| Dalton, GA | 8 | $ 1,770,000 | $ 221,250 | $ 64,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,840,000 | $ 355,000 | $ 246,000 |
| Elkhart-Goshen, IN | 8 | $ 2,290,000 | $ 286,250 | $ 85,000 |
| Florence, SC | 8 | $ 1,620,000 | $ 202,500 | $ 54,000 |
| Greeley, CO | 8 | $ 2,920,000 | $ 365,000 | $ 110,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,010,000 | $ 126,250 | $ 164,500 |
| Montgomery, AL | 8 | $ 740,000 | $ 92,500 | $ 115,000 |
| Olympia-Tumwater, WA | 8 | $ 2,250,000 | $ 281,250 | $ 73,000 |
| Albany, GA | 7 | $ 1,135,000 | $ 162,142 | $ 52,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,385,000 | $ 197,857 | $ 68,000 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 1,475,000 | $ 210,714 | $ 124,000 |
| Fort Collins, CO | 7 | $ 2,565,000 | $ 366,428 | $ 114,000 |
| Kennewick-Richland, WA | 7 | $ 1,585,000 | $ 226,428 | $ 72,000 |
| Lansing-East Lansing, MI | 7 | $ 935,000 | $ 133,571 | $ 55,000 |
| Lebanon, PA | 7 | $ 1,105,000 | $ 157,857 | $ 79,000 |
| Longview, TX | 7 | $ 2,015,000 | $ 287,857 | $ 92,000 |
| Philadelphia, PA | 7 | $ 885,000 | $ 126,428 | $ 41,000 |
| Rome, GA | 7 | $ 1,115,000 | $ 159,285 | $ 76,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,565,000 | $ 223,571 | $ 64,000 |
| Springfield, IL | 7 | $ 815,000 | $ 116,428 | $ 59,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,105,000 | $ 157,857 | $ 93,571 |
| Charlottesville, VA | 6 | $ 2,320,000 | $ 386,666 | $ 250,000 |
| East Stroudsburg, PA | 6 | $ 2,150,000 | $ 358,333 | $ 118,000 |
| Jackson, MS | 6 | $ 870,000 | $ 145,000 | $ 193,000 |
| Jacksonville, NC | 6 | $ 1,400,000 | $ 233,333 | $ 89,000 |
| Joplin, MO | 6 | $ 750,000 | $ 125,000 | $ 53,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 950,000 | $ 158,333 | $ 49,000 |
| Lima, OH | 6 | $ 860,000 | $ 143,333 | $ 77,000 |
| Morristown, TN | 6 | $ 1,040,000 | $ 173,333 | $ 85,000 |
| Peoria, IL | 6 | $ 950,000 | $ 158,333 | $ 72,000 |
| St. George, UT | 6 | $ 2,900,000 | $ 483,333 | $ 241,000 |
| Warner Robins, GA | 6 | $ 980,000 | $ 163,333 | $ 81,000 |
| Boulder, CO | 5 | $ 1,545,000 | $ 309,000 | $ 117,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 2,445,000 | $ 489,000 | $ 138,000 |
| Corpus Christi, TX | 5 | $ 1,195,000 | $ 239,000 | $ 94,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 525,000 | $ 105,000 | $ 76,000 |
| Decatur, IL | 5 | $ 615,000 | $ 123,000 | $ 87,000 |
| Des Moines-West Des Moines, IA | 5 | $ 1,305,000 | $ 261,000 | $ 91,000 |
| Flint, MI | 5 | $ 665,000 | $ 133,000 | $ 45,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 935,000 | $ 187,000 | $ 104,000 |
| Greenville, NC | 5 | $ 1,365,000 | $ 273,000 | $ 107,000 |
| Lubbock, TX | 5 | $ 785,000 | $ 157,000 | $ 147,000 |
| Madera, CA | 5 | $ 1,875,000 | $ 375,000 | $ 186,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,025,000 | $ 205,000 | $ 65,000 |
| Merced, CA | 5 | $ 1,365,000 | $ 273,000 | $ 72,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 1,385,000 | $ 277,000 | $ 96,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,875,000 | $ 375,000 | $ 144,000 |
| San Rafael, CA | 5 | $ 2,465,000 | $ 493,000 | $ 177,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,705,000 | $ 541,000 | $ 191,000 |
| Sumter, SC | 5 | $ 745,000 | $ 149,000 | $ 64,000 |
| Valdosta, GA | 5 | $ 805,000 | $ 161,000 | $ 76,000 |
| Wilmington, NC | 5 | $ 825,000 | $ 165,000 | $ 55,000 |
| Yuba City, CA | 5 | $ 1,245,000 | $ 249,000 | $ 70,000 |
| Amarillo, TX | 4 | $ 660,000 | $ 165,000 | $ 98,000 |
| Battle Creek, MI | 4 | $ 540,000 | $ 135,000 | $ 80,000 |
| Bellingham, WA | 4 | $ 1,290,000 | $ 322,500 | $ 78,000 |
| Brunswick, GA | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| Cedar Rapids, IA | 4 | $ 870,000 | $ 217,500 | $ 138,000 |
| College Station-Bryan, TX | 4 | $ 990,000 | $ 247,500 | $ 99,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 1,080,000 | $ 270,000 | $ 97,000 |
| Evansville, IN-KY | 4 | $ 480,000 | $ 120,000 | $ 61,000 |
| Gadsden, AL | 4 | $ 260,000 | $ 65,000 | $ 40,000 |
| Gainesville, GA | 4 | $ 1,330,000 | $ 332,500 | $ 77,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,250,000 | $ 312,500 | $ 135,000 |
| Hanford-Corcoran, CA | 4 | $ 970,000 | $ 242,500 | $ 56,000 |
| Medford, OR | 4 | $ 1,140,000 | $ 285,000 | $ 79,000 |
| Midland, TX | 4 | $ 830,000 | $ 207,500 | $ 183,000 |
| Odessa, TX | 4 | $ 1,090,000 | $ 272,500 | $ 73,000 |
| Salisbury, MD-DE | 4 | $ 770,000 | $ 192,500 | $ 56,000 |
| Salt Lake City, UT | 4 | $ 1,500,000 | $ 375,000 | $ 93,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 280,000 | $ 70,000 | $ 49,000 |
| Springfield, OH | 4 | $ 470,000 | $ 117,500 | $ 56,000 |
| St. Joseph, MO-KS | 4 | $ 470,000 | $ 117,500 | $ 87,000 |
| Wenatchee, WA | 4 | $ 3,630,000 | $ 907,500 | $ 217,000 |
| Winchester, VA-WV | 4 | $ 700,000 | $ 175,000 | $ 95,500 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 350,000 | $ 87,500 | $ 78,750 |
| Barnstable Town, MA | 3 | $ 1,165,000 | $ 388,333 | $ 263,000 |
| Carbondale-Marion, IL | 3 | $ 375,000 | $ 125,000 | $ 52,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 295,000 | $ 98,333 | $ 58,000 |
| Cleveland, TN | 3 | $ 795,000 | $ 265,000 | $ 240,000 |
| Columbus, IN | 3 | $ 745,000 | $ 248,333 | $ 75,000 |
| Dothan, AL | 3 | $ 215,000 | $ 71,666 | $ 41,000 |
| El Centro, CA | 3 | $ 535,000 | $ 178,333 | $ 70,000 |
| Erie, PA | 3 | $ 215,000 | $ 71,666 | $ 105,000 |
| Grants Pass, OR | 3 | $ 895,000 | $ 298,333 | $ 80,000 |
| Hammond, LA | 3 | $ 565,000 | $ 188,333 | $ 109,000 |
| Harrisonburg, VA | 3 | $ 435,000 | $ 145,000 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 265,000 | $ 88,333 | $ 70,000 |
| Idaho Falls, ID | 3 | $ 495,000 | $ 165,000 | $ 48,000 |
| Jackson, TN | 3 | $ 905,000 | $ 301,666 | $ 113,000 |
| Jefferson City, MO | 3 | $ 455,000 | $ 151,666 | $ 117,000 |
| Johnson City, TN | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Jonesboro, AR | 3 | $ 335,000 | $ 111,666 | $ 109,000 |
| Lake Charles, LA | 3 | $ 415,000 | $ 138,333 | $ 76,000 |
| Lynchburg, VA | 3 | $ 475,000 | $ 158,333 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,085,000 | $ 361,666 | $ 97,000 |
| Muskegon, MI | 3 | $ 665,000 | $ 221,666 | $ 62,000 |
| Redding, CA | 3 | $ 655,000 | $ 218,333 | $ 85,000 |
| Reno, NV | 3 | $ 1,075,000 | $ 358,333 | $ 145,000 |
| Rocky Mount, NC | 3 | $ 185,000 | $ 61,666 | $ 100,000 |
| Santa Fe, NM | 3 | $ 545,000 | $ 181,666 | $ 63,000 |
| The Villages, FL | 3 | $ 1,015,000 | $ 338,333 | $ 103,000 |
| Trenton, NJ | 3 | $ 925,000 | $ 308,333 | $ 134,000 |
| Tuscaloosa, AL | 3 | $ 365,000 | $ 121,666 | $ 97,000 |
| Wausau, WI | 3 | $ 645,000 | $ 215,000 | $ 71,000 |
| Abilene, TX | 2 | $ 510,000 | $ 255,000 | $ 168,000 |
| Alexandria, LA | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Anchorage, AK | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Billings, MT | 2 | $ 610,000 | $ 305,000 | $ 89,000 |
| Brownsville-Harlingen, TX | 2 | $ 270,000 | $ 135,000 | $ 116,000 |
| Burlington, NC | 2 | $ 220,000 | $ 110,000 | $ 37,000 |
| Champaign-Urbana, IL | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Coeur D'Alene, ID | 2 | $ 480,000 | $ 240,000 | $ 158,000 |
| Columbia, MO | 2 | $ 410,000 | $ 205,000 | $ 134,000 |
| Danville, IL | 2 | $ 110,000 | $ 55,000 | $ 25,000 |
| Goldsboro, NC | 2 | $ 340,000 | $ 170,000 | $ 194,000 |
| Kokomo, IN | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Lawrence, KS | 2 | $ 510,000 | $ 255,000 | $ 45,000 |
| Norwich-New London, CT | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Owensboro, KY | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Pittsfield, MA | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Roanoke, VA | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Sebring, FL | 2 | $ 930,000 | $ 465,000 | $ 119,000 |
| Staunton-Waynesboro, VA | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Terre Haute, IN | 2 | $ 330,000 | $ 165,000 | $ 24,000 |
| Urban Honolulu, HI | 2 | $ 2,090,000 | $ 1,045,000 | $ 223,000 |
| Vineland-Bridgeton, NJ | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Walla Walla, WA | 2 | $ 710,000 | $ 355,000 | $ 144,000 |
| Yakima, WA | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Ames, IA | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Auburn-Opelika, AL | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Bangor, ME | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Beckley, WV | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Bloomington, IL | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Bloomington, IN | 1 | $ 965,000 | $ 965,000 | $ 770,000 |
| Bloomsburg-Berwick, PA | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Cumberland, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Dover, DE | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Farmington, NM | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Houma-Thibodaux, LA | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Iowa City, IA | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 945,000 | $ 945,000 | $ 286,000 |
| Kalamazoo-Portage, MI | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lafayette-West Lafayette, IN | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Laredo, TX | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Las Cruces, NM | 1 | $ 455,000 | $ 455,000 | $ 201,000 |
| Lewiston, ID-WA | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Logan, UT-ID | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Madison, WI | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Michigan City-La Porte, IN | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Monroe, LA | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| New Haven-Milford, CT | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Niles-Benton Harbor, MI | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Pine Bluff, AR | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Salinas, CA | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Topeka, KS | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Twin Falls, ID | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Tyler, TX | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Wichita Falls, TX | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,370 | $2,313,210,000 | $276,000 | $10,005,000 | $111,000 | $7,800,000 |
| Cash-out Refinancing | 2,932 | $776,360,000 | $264,000 | $3,215,000 | $115,000 | $4,800,000 |
| Refinancing | 1,212 | $339,920,000 | $280,000 | $2,845,000 | $124,000 | $9,530,000 |
| Home Improvement | 120 | $32,990,000 | $274,000 | $1,005,000 | $124,000 | $1,200,000 |
| Other Purpose | 2 | $470,000 | $235,000 | $385,000 | $117,000 | $146,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,067 | $1,908,635,000 | $270,000 | $3,165,000 | $118,000 | $9,530,000 |
| Hispanic | 2,504 | $692,490,000 | $276,000 | $1,625,000 | $93,000 | $2,035,000 |
| Not Provided | 1,297 | $374,455,000 | $288,000 | $3,215,000 | $126,000 | $7,680,000 |
| Black or African American | 1,227 | $307,685,000 | $250,000 | $1,445,000 | $101,000 | $4,544,000 |
| Asian | 447 | $148,125,000 | $331,000 | $4,625,000 | $141,000 | $1,189,000 |
| American Indian or Alaskan Native | 64 | $15,830,000 | $247,000 | $825,000 | $134,000 | $1,060,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,860,000 | $214,000 | $395,000 | $78,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,273 | $2,306,355,000 | $278,000 | $10,005,000 | $131,000 | $9,530,000 |
| FHA-insured (Federal Housing Administration) | 3,372 | $852,870,000 | $252,000 | $1,285,000 | $79,000 | $3,360,000 |
| VA-guaranteed (Veterans Administration) | 712 | $253,360,000 | $355,000 | $1,355,000 | $96,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 279 | $50,365,000 | $180,000 | $685,000 | $58,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,208 | $1,967,590,000 | $272,000 | $3,215,000 | $108,000 | $5,311,000 |
| Application Withdrawn By Applicant | 2,935 | $819,875,000 | $279,000 | $2,735,000 | $124,000 | $7,680,000 |
| File Closed For Incompleteness | 1,885 | $511,645,000 | $271,000 | $10,005,000 | $118,000 | $7,800,000 |
| Application Denied By Financial Institution | 330 | $83,290,000 | $252,000 | $2,845,000 | $128,000 | $9,530,000 |
| Application Approved But Not Accepted | 271 | $72,155,000 | $266,000 | $865,000 | $97,000 | $636,000 |
| Preapproval Approved but not Accepted | 4 | $2,980,000 | $745,000 | $1,205,000 | $193,000 | $347,000 |
| Preapproval Denied by Financial Institution | 3 | $5,415,000 | $1,805,000 | $4,625,000 | $361,000 | $846,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,303 | $3,374,245,000 | $274,000 | $10,005,000 | $113,000 | $7,800,000 |
| Debt-To-Income Ratio | 90 | $24,080,000 | $267,000 | $975,000 | $69,000 | $220,000 |
| Credit History | 80 | $16,590,000 | $207,000 | $815,000 | $72,000 | $558,000 |
| Collateral | 53 | $11,155,000 | $210,000 | $525,000 | $122,000 | $849,000 |
| Other | 50 | $18,530,000 | $370,000 | $4,625,000 | $210,000 | $4,671,000 |
| Credit Application Incomplete | 40 | $13,250,000 | $331,000 | $2,845,000 | $321,000 | $9,530,000 |
| Employment History | 13 | $3,125,000 | $240,000 | $415,000 | $80,000 | $167,000 |
| Unverifiable Information | 6 | $1,780,000 | $296,000 | $635,000 | $117,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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