Geneva Financial LLC Mortgage Lending & HMDA Data, 2022

In 2022, Geneva Financial LLC of Chandler, AZ reported 12,636 mortgage applications totaling $3.5 billion, down 12% from 2021. The average application was for $274,054, and applicants reported an average income of $113,299. 57% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,233), Atlanta-Sandy Springs-Roswell, GA (335) and Chicago-Naperville, IL (270) (applications in parentheses).

Mortgage Company & Address Geneva Financial LLC
180 S Arizona Ave Ste 310
Chandler, AZ 85225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 12,636
Total Mortgage Loan Application Amount $3,462,950,000
Average Mortgage Loan Application Amount $274,054
Highest Mortgage Loan Application Amount $10,005,000
Average Applicant Income $113,299
Highest Applicant Income $9,530,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Geneva Financial LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,043 $ 361,435,000 $ 346,534 $ 117,000
Pima, Arizona 197 $ 50,965,000 $ 258,705 $ 91,000
Cook, Illinois 195 $ 45,455,000 $ 233,102 $ 88,000
Pinal, Arizona 190 $ 52,900,000 $ 278,421 $ 106,000
Miami-Dade, Florida 175 $ 63,185,000 $ 361,057 $ 184,000
Lee, Florida 162 $ 45,240,000 $ 279,259 $ 106,000
Riverside, California 153 $ 64,275,000 $ 420,098 $ 189,000
Fayette, Kentucky 142 $ 34,610,000 $ 243,732 $ 112,000
Charlotte, Florida 141 $ 34,165,000 $ 242,304 $ 145,000
Madison, Kentucky 135 $ 29,655,000 $ 219,666 $ 81,000
Clark, Nevada 130 $ 37,410,000 $ 287,769 $ 100,000
Harris, Texas 126 $ 34,900,000 $ 276,984 $ 132,000
Benton, Arkansas 112 $ 26,090,000 $ 232,946 $ 94,000
Bexar, Texas 111 $ 30,625,000 $ 275,900 $ 118,000
Los Angeles, California 102 $ 54,180,000 $ 531,176 $ 334,000
Orange, Florida 99 $ 28,115,000 $ 283,989 $ 133,000
Fulton, Georgia 96 $ 26,020,000 $ 271,041 $ 152,000
Deschutes, Oregon 94 $ 42,410,000 $ 451,170 $ 138,000
Lea, New Mexico 92 $ 23,570,000 $ 256,195 $ 97,000
Wayne, Michigan 85 $ 13,125,000 $ 154,411 $ 76,000
King, Washington 85 $ 46,335,000 $ 545,117 $ 175,000
Franklin, Ohio 84 $ 16,430,000 $ 195,595 $ 97,000
Allen, Indiana 80 $ 14,120,000 $ 176,500 $ 72,000
Tarrant, Texas 80 $ 23,870,000 $ 298,375 $ 123,000
Collier, Florida 79 $ 26,815,000 $ 339,430 $ 121,000
Jefferson, Indiana 77 $ 12,905,000 $ 167,597 $ 70,000
Collin, Texas 73 $ 29,455,000 $ 403,493 $ 179,000
Mesa, Colorado 71 $ 20,395,000 $ 287,253 $ 97,000
St. Louis, Missouri 71 $ 13,445,000 $ 189,366 $ 91,000
Multnomah, Oregon 71 $ 26,095,000 $ 367,535 $ 115,000
Hillsborough, Florida 69 $ 19,565,000 $ 283,550 $ 186,000
Shelby, Tennessee 69 $ 8,865,000 $ 128,478 $ 151,000
Dallas, Texas 68 $ 19,050,000 $ 280,147 $ 129,000
Pasco, Florida 65 $ 14,625,000 $ 225,000 $ 74,000
Polk, Florida 64 $ 14,970,000 $ 233,906 $ 73,000
Washington, Oregon 64 $ 28,810,000 $ 450,156 $ 213,000
Lake, Illinois 63 $ 9,545,000 $ 151,507 $ 70,000
San Bernardino, California 61 $ 22,355,000 $ 366,475 $ 120,000
Pierce, Washington 61 $ 23,535,000 $ 385,819 $ 116,000
Washington, Arkansas 60 $ 13,540,000 $ 225,666 $ 83,000
Montrose, Colorado 60 $ 17,200,000 $ 286,666 $ 81,000
Palm Beach, Florida 60 $ 15,920,000 $ 265,333 $ 164,000
Marion, Florida 59 $ 10,255,000 $ 173,813 $ 74,000
Jackson, Missouri 59 $ 9,475,000 $ 160,593 $ 97,000
Gila, Arizona 57 $ 10,705,000 $ 187,807 $ 57,000
Yuma, Arizona 57 $ 12,315,000 $ 216,052 $ 97,000
Boyle, Kentucky 57 $ 11,935,000 $ 209,385 $ 116,000
St. Lucie, Florida 56 $ 14,650,000 $ 261,607 $ 96,000
DeKalb, Georgia 56 $ 15,500,000 $ 276,785 $ 102,000
Marion, Oregon 56 $ 18,180,000 $ 324,642 $ 103,000
San Diego, California 54 $ 29,800,000 $ 551,851 $ 179,000
Broward, Florida 53 $ 19,225,000 $ 362,735 $ 143,000
Marion, Indiana 52 $ 8,490,000 $ 163,269 $ 103,000
Tom Green, Texas 52 $ 12,210,000 $ 234,807 $ 96,000
Chesterfield, Virginia 52 $ 17,580,000 $ 338,076 $ 129,000
Orange, California 51 $ 36,465,000 $ 715,000 $ 314,000
Cochise, Arizona 49 $ 9,685,000 $ 197,653 $ 72,000
Clackamas, Oregon 47 $ 17,515,000 $ 372,659 $ 116,000
Sarasota, Florida 46 $ 13,050,000 $ 283,695 $ 114,000
Volusia, Florida 46 $ 11,330,000 $ 246,304 $ 103,000
Kosciusko, Indiana 45 $ 8,705,000 $ 193,444 $ 66,000
Snohomish, Washington 44 $ 23,130,000 $ 525,681 $ 148,000
El Paso, Colorado 41 $ 14,355,000 $ 350,121 $ 104,000
Duval, Florida 41 $ 7,885,000 $ 192,317 $ 92,000
Jessamine, Kentucky 41 $ 7,845,000 $ 191,341 $ 66,000
St. Louis City, Missouri 41 $ 8,105,000 $ 197,682 $ 124,000
Lucas, Ohio 41 $ 6,115,000 $ 149,146 $ 75,000
Hernando, Florida 40 $ 9,370,000 $ 234,250 $ 80,000
Seminole, Florida 40 $ 10,410,000 $ 260,250 $ 205,000
Hamilton, Tennessee 40 $ 8,720,000 $ 218,000 $ 81,000
Madison, Alabama 39 $ 9,145,000 $ 234,487 $ 104,000
Denton, Texas 39 $ 15,665,000 $ 401,666 $ 179,000
Scott, Kentucky 38 $ 9,700,000 $ 255,263 $ 84,000
Spokane, Washington 38 $ 10,280,000 $ 270,526 $ 107,000
Mecklenburg, North Carolina 36 $ 12,430,000 $ 345,277 $ 102,000
Montgomery, Ohio 36 $ 3,520,000 $ 97,777 $ 67,000
Pinellas, Florida 35 $ 8,725,000 $ 249,285 $ 104,000
DuPage, Illinois 35 $ 7,405,000 $ 211,571 $ 93,000
Stevens, Washington 35 $ 8,635,000 $ 246,714 $ 93,000
Sacramento, California 33 $ 10,325,000 $ 312,878 $ 106,000
Brevard, Florida 33 $ 8,805,000 $ 266,818 $ 90,000
Osceola, Florida 33 $ 9,565,000 $ 289,848 $ 109,000
Mercer, Kentucky 33 $ 6,895,000 $ 208,939 $ 98,000
Jefferson, Missouri 33 $ 6,975,000 $ 211,363 $ 77,000
Charleston, South Carolina 33 $ 13,015,000 $ 394,393 $ 180,000
Montgomery, Kentucky 32 $ 5,510,000 $ 172,187 $ 69,000
Oakland, Michigan 32 $ 7,670,000 $ 239,687 $ 117,000
Richland, South Carolina 32 $ 4,950,000 $ 154,687 $ 65,000
Anderson, Texas 32 $ 6,600,000 $ 206,250 $ 88,000
Gwinnett, Georgia 31 $ 9,665,000 $ 311,774 $ 128,000
El Paso, Texas 31 $ 6,125,000 $ 197,580 $ 84,000
Citrus, Florida 29 $ 6,515,000 $ 224,655 $ 77,000
Kane, Illinois 29 $ 6,385,000 $ 220,172 $ 95,000
Lake, Indiana 29 $ 4,365,000 $ 150,517 $ 91,000
Horry, South Carolina 29 $ 6,215,000 $ 214,310 $ 94,000
Yavapai, Arizona 28 $ 9,230,000 $ 329,642 $ 110,000
Bay, Florida 28 $ 6,780,000 $ 242,142 $ 117,000
Garrard, Kentucky 28 $ 4,900,000 $ 175,000 $ 68,000
Lancaster, Pennsylvania 28 $ 6,520,000 $ 232,857 $ 80,000
Clark, Washington 28 $ 11,750,000 $ 419,642 $ 167,000
Fresno, California 27 $ 7,085,000 $ 262,407 $ 83,000
Lake, Florida 27 $ 6,605,000 $ 244,629 $ 83,000
Henry, Georgia 27 $ 6,215,000 $ 230,185 $ 119,000
Macomb, Michigan 27 $ 4,525,000 $ 167,592 $ 65,000
Kankakee, Illinois 26 $ 4,680,000 $ 180,000 $ 92,000
St. Charles, Missouri 26 $ 5,290,000 $ 203,461 $ 78,000
Wake, North Carolina 26 $ 8,460,000 $ 325,384 $ 134,000
Polk, Oregon 26 $ 9,000,000 $ 346,153 $ 97,000
Berks, Pennsylvania 26 $ 3,520,000 $ 135,384 $ 89,000
Lehigh, Pennsylvania 26 $ 4,140,000 $ 159,230 $ 63,000
Henrico, Virginia 26 $ 7,180,000 $ 276,153 $ 103,000
Cobb, Georgia 25 $ 7,625,000 $ 305,000 $ 112,000
Midland, Michigan 25 $ 3,675,000 $ 147,000 $ 75,000
Cuyahoga, Ohio 25 $ 3,515,000 $ 140,600 $ 111,000
Travis, Texas 25 $ 9,115,000 $ 364,600 $ 138,000
Arapahoe, Colorado 24 $ 9,390,000 $ 391,250 $ 155,000
Garfield, Colorado 24 $ 5,590,000 $ 232,916 $ 81,000
Middlesex, Massachusetts 24 $ 8,280,000 $ 345,000 $ 105,000
Lane, Oregon 24 $ 7,450,000 $ 310,416 $ 223,000
Santa Barbara, California 23 $ 8,955,000 $ 389,347 $ 108,000
Greene, Missouri 23 $ 4,605,000 $ 200,217 $ 128,000
Lafayette, Missouri 23 $ 4,085,000 $ 177,608 $ 59,000
Jefferson, Alabama 22 $ 2,440,000 $ 110,909 $ 149,000
Adams, Colorado 22 $ 7,870,000 $ 357,727 $ 107,000
Fort Bend, Texas 22 $ 7,600,000 $ 345,454 $ 159,000
Placer, California 21 $ 9,715,000 $ 462,619 $ 133,000
Clark, Kentucky 21 $ 4,295,000 $ 204,523 $ 69,000
Linn, Oregon 21 $ 5,785,000 $ 275,476 $ 80,000
Williamson, Texas 21 $ 7,355,000 $ 350,238 $ 140,000
Contra Costa, California 20 $ 10,840,000 $ 542,000 $ 186,000
Kern, California 20 $ 5,240,000 $ 262,000 $ 78,000
Manatee, Florida 20 $ 5,830,000 $ 291,500 $ 129,000
Will, Illinois 20 $ 3,930,000 $ 196,500 $ 72,000
Lincoln, Kentucky 20 $ 3,500,000 $ 175,000 $ 57,000
Orleans, Louisiana 20 $ 6,230,000 $ 311,500 $ 125,000
Greenville, South Carolina 20 $ 5,820,000 $ 291,000 $ 127,000
Coconino, Arizona 19 $ 10,405,000 $ 547,631 $ 147,000
Catawba, North Carolina 19 $ 3,395,000 $ 178,684 $ 65,000
Montgomery, Texas 19 $ 5,655,000 $ 297,631 $ 109,000
Richmond City, Virginia 19 $ 5,845,000 $ 307,631 $ 112,000
Montgomery, Indiana 18 $ 2,440,000 $ 135,555 $ 56,000
Steuben, Indiana 18 $ 4,460,000 $ 247,777 $ 91,000
Lexington, South Carolina 18 $ 3,920,000 $ 217,777 $ 76,000
Pulaski, Arkansas 17 $ 2,305,000 $ 135,588 $ 149,000
Napa, California 17 $ 11,715,000 $ 689,117 $ 198,000
Stanislaus, California 17 $ 4,305,000 $ 253,235 $ 75,000
Clayton, Georgia 17 $ 2,345,000 $ 137,941 $ 60,000
Baltimore, Maryland 17 $ 3,865,000 $ 227,352 $ 77,000
Gaston, North Carolina 17 $ 3,045,000 $ 179,117 $ 65,000
Oklahoma, Oklahoma 17 $ 3,435,000 $ 202,058 $ 90,000
Anderson, South Carolina 17 $ 3,065,000 $ 180,294 $ 74,000
Morgan, Alabama 16 $ 2,300,000 $ 143,750 $ 82,000
Mohave, Arizona 16 $ 3,590,000 $ 224,375 $ 152,000
Alameda, California 16 $ 9,630,000 $ 601,875 $ 207,000
Jefferson, Colorado 16 $ 7,110,000 $ 444,375 $ 328,000
San Miguel, Colorado 16 $ 4,260,000 $ 266,250 $ 94,000
Jefferson, Kentucky 16 $ 3,650,000 $ 228,125 $ 91,000
Camden, New Jersey 16 $ 1,990,000 $ 124,375 $ 55,000
Guilford, North Carolina 16 $ 3,310,000 $ 206,875 $ 99,000
Fairfield, Ohio 16 $ 2,720,000 $ 170,000 $ 93,000
Comal, Texas 16 $ 6,950,000 $ 434,375 $ 157,000
Navajo, Arizona 15 $ 5,025,000 $ 335,000 $ 126,000
Denver, Colorado 15 $ 7,575,000 $ 505,000 $ 156,000
Okeechobee, Florida 15 $ 3,465,000 $ 231,000 $ 103,000
Hart, Georgia 15 $ 3,095,000 $ 206,333 $ 82,000
Bannock, Idaho 15 $ 3,615,000 $ 241,000 $ 74,000
McHenry, Illinois 15 $ 3,975,000 $ 265,000 $ 85,000
Switzerland, Indiana 15 $ 2,365,000 $ 157,666 $ 63,000
Franklin, Kentucky 15 $ 3,625,000 $ 241,666 $ 85,000
Jefferson, Louisiana 15 $ 3,115,000 $ 207,666 $ 74,000
Baltimore City, Maryland 15 $ 2,115,000 $ 141,000 $ 121,000
Worcester, Massachusetts 15 $ 4,385,000 $ 292,333 $ 112,000
Saginaw, Michigan 15 $ 1,885,000 $ 125,666 $ 59,000
Bernalillo, New Mexico 15 $ 3,265,000 $ 217,666 $ 69,000
Crook, Oregon 15 $ 4,035,000 $ 269,000 $ 78,000
Yamhill, Oregon 15 $ 4,785,000 $ 319,000 $ 100,000
Spartanburg, South Carolina 15 $ 3,385,000 $ 225,666 $ 73,000
Santa Clara, California 14 $ 13,490,000 $ 963,571 $ 245,000
Solano, California 14 $ 6,460,000 $ 461,428 $ 158,000
Sonoma, California 14 $ 5,870,000 $ 419,285 $ 141,000
Delta, Colorado 14 $ 3,460,000 $ 247,142 $ 71,000
Walton, Florida 14 $ 7,440,000 $ 531,428 $ 141,000
Montgomery, Maryland 14 $ 3,810,000 $ 272,142 $ 108,000
Northampton, Pennsylvania 14 $ 2,130,000 $ 152,142 $ 65,000
Berkeley, South Carolina 14 $ 4,720,000 $ 337,142 $ 102,000
Davidson, Tennessee 14 $ 3,450,000 $ 246,428 $ 107,000
Bell, Texas 14 $ 3,470,000 $ 247,857 $ 109,000
Hanover, Virginia 14 $ 5,100,000 $ 364,285 $ 227,000
San Joaquin, California 13 $ 4,565,000 $ 351,153 $ 165,000
Woodford, Kentucky 13 $ 4,095,000 $ 315,000 $ 101,000
Hennepin, Minnesota 13 $ 3,485,000 $ 268,076 $ 103,000
Johnson, Missouri 13 $ 2,625,000 $ 201,923 $ 73,000
Cumberland, North Carolina 13 $ 1,875,000 $ 144,230 $ 59,000
Rowan, North Carolina 13 $ 2,365,000 $ 181,923 $ 76,000
Summit, Ohio 13 $ 2,115,000 $ 162,692 $ 91,000
Johnson, Texas 13 $ 3,655,000 $ 281,153 $ 114,000
Limestone, Alabama 12 $ 2,650,000 $ 220,833 $ 92,000
Mobile, Alabama 12 $ 2,440,000 $ 203,333 $ 76,000
Nevada, California 12 $ 5,520,000 $ 460,000 $ 127,000
Tulare, California 12 $ 3,350,000 $ 279,166 $ 94,000
Pueblo, Colorado 12 $ 2,640,000 $ 220,000 $ 87,000
Noble, Indiana 12 $ 1,660,000 $ 138,333 $ 56,000
St. Landry, Louisiana 12 $ 2,790,000 $ 232,500 $ 123,000
Prince George's, Maryland 12 $ 4,140,000 $ 345,000 $ 245,000
Livingston, Michigan 12 $ 2,680,000 $ 223,333 $ 97,000
Essex, New Jersey 12 $ 5,440,000 $ 453,333 $ 156,000
Gloucester, New Jersey 12 $ 2,140,000 $ 178,333 $ 102,000
Butler, Ohio 12 $ 1,600,000 $ 133,333 $ 87,000
Galveston, Texas 12 $ 2,980,000 $ 248,333 $ 102,000
El Dorado, California 11 $ 6,775,000 $ 615,909 $ 753,000
St. Johns, Florida 11 $ 3,645,000 $ 331,363 $ 120,000
Pike, Kentucky 11 $ 795,000 $ 72,272 $ 48,000
Hampden, Massachusetts 11 $ 2,745,000 $ 249,545 $ 145,000
Monroe, Michigan 11 $ 2,475,000 $ 225,000 $ 100,000
Buncombe, North Carolina 11 $ 2,675,000 $ 243,181 $ 95,000
Iredell, North Carolina 11 $ 2,475,000 $ 225,000 $ 74,000
Union, North Carolina 11 $ 3,525,000 $ 320,454 $ 106,000
Delaware, Oklahoma 11 $ 1,985,000 $ 180,454 $ 72,000
Washington, Rhode Island 11 $ 3,335,000 $ 303,181 $ 72,000
Newberry, South Carolina 11 $ 1,915,000 $ 174,090 $ 72,000
Utah, Utah 11 $ 5,185,000 $ 471,363 $ 298,000
Cowlitz, Washington 11 $ 2,265,000 $ 205,909 $ 89,000
Lauderdale, Alabama 10 $ 1,970,000 $ 197,000 $ 68,000
Escambia, Florida 10 $ 2,450,000 $ 245,000 $ 130,000
Catoosa, Georgia 10 $ 2,040,000 $ 204,000 $ 87,000
Muscogee, Georgia 10 $ 1,900,000 $ 190,000 $ 843,000
Walker, Georgia 10 $ 2,110,000 $ 211,000 $ 49,000
Anderson, Kentucky 10 $ 2,300,000 $ 230,000 $ 79,000
Stark, Ohio 10 $ 1,560,000 $ 156,000 $ 73,000
Allegheny, Pennsylvania 10 $ 2,440,000 $ 244,000 $ 137,000
Rutherford, Tennessee 10 $ 2,790,000 $ 279,000 $ 157,000
Grayson, Texas 10 $ 2,320,000 $ 232,000 $ 137,000
Guadalupe, Texas 10 $ 3,670,000 $ 367,000 $ 124,000
Rockwall, Texas 10 $ 3,050,000 $ 305,000 $ 121,000
Kitsap, Washington 10 $ 4,080,000 $ 408,000 $ 346,000
San Luis Obispo, California 9 $ 4,115,000 $ 457,222 $ 135,000
Ventura, California 9 $ 6,145,000 $ 682,777 $ 203,000
Clay, Florida 9 $ 2,275,000 $ 252,777 $ 94,000
Chatham, Georgia 9 $ 1,995,000 $ 221,666 $ 104,000
Barren, Kentucky 9 $ 1,345,000 $ 149,444 $ 67,000
Estill, Kentucky 9 $ 1,605,000 $ 178,333 $ 68,000
Powell, Kentucky 9 $ 1,035,000 $ 115,000 $ 54,000
Warren, Kentucky 9 $ 2,195,000 $ 243,888 $ 162,000
St. Tammany, Louisiana 9 $ 2,095,000 $ 232,777 $ 73,000
Plymouth, Massachusetts 9 $ 3,215,000 $ 357,222 $ 106,000
Bay, Michigan 9 $ 715,000 $ 79,444 $ 58,000
Jackson, Michigan 9 $ 1,525,000 $ 169,444 $ 63,000
Cape Girardeau, Missouri 9 $ 2,125,000 $ 236,111 $ 100,000
Lawrence, Missouri 9 $ 1,265,000 $ 140,555 $ 53,000
Hillsborough, New Hampshire 9 $ 2,385,000 $ 265,000 $ 92,000
Burlington, New Jersey 9 $ 1,905,000 $ 211,666 $ 85,000
Hudson, New Jersey 9 $ 2,775,000 $ 308,333 $ 94,000
Cabarrus, North Carolina 9 $ 1,905,000 $ 211,666 $ 65,000
Benton, Oregon 9 $ 4,015,000 $ 446,111 $ 110,000
York, Pennsylvania 9 $ 1,885,000 $ 209,444 $ 74,000
Providence, Rhode Island 9 $ 2,295,000 $ 255,000 $ 113,000
Dorchester, South Carolina 9 $ 2,265,000 $ 251,666 $ 95,000
Sumner, Tennessee 9 $ 1,985,000 $ 220,555 $ 71,000
Lewis, Washington 9 $ 2,595,000 $ 288,333 $ 87,000
Baldwin, Alabama 8 $ 2,840,000 $ 355,000 $ 246,000
Montgomery, Alabama 8 $ 740,000 $ 92,500 $ 115,000
Weld, Colorado 8 $ 2,920,000 $ 365,000 $ 110,000
Hartford, Connecticut 8 $ 1,710,000 $ 213,750 $ 99,000
Santa Rosa, Florida 8 $ 2,400,000 $ 300,000 $ 239,000
Barrow, Georgia 8 $ 2,140,000 $ 267,500 $ 67,000
Cherokee, Georgia 8 $ 2,100,000 $ 262,500 $ 92,000
Coweta, Georgia 8 $ 2,210,000 $ 276,250 $ 96,000
Jackson, Georgia 8 $ 2,630,000 $ 328,750 $ 102,000
Winnebago, Illinois 8 $ 810,000 $ 101,250 $ 63,000
Elkhart, Indiana 8 $ 2,290,000 $ 286,250 $ 85,000
Hancock, Indiana 8 $ 1,050,000 $ 131,250 $ 79,000
Johnson, Indiana 8 $ 2,120,000 $ 265,000 $ 84,000
Johnson, Kansas 8 $ 2,310,000 $ 288,750 $ 186,000
Leavenworth, Kansas 8 $ 2,650,000 $ 331,250 $ 94,000
Pulaski, Kentucky 8 $ 1,140,000 $ 142,500 $ 57,000
Lafayette, Louisiana 8 $ 1,550,000 $ 193,750 $ 160,000
Washtenaw, Michigan 8 $ 1,930,000 $ 241,250 $ 88,000
Christian, Missouri 8 $ 1,970,000 $ 246,250 $ 86,000
Clay, Missouri 8 $ 1,540,000 $ 192,500 $ 100,000
Forsyth, North Carolina 8 $ 1,210,000 $ 151,250 $ 72,000
Lincoln, North Carolina 8 $ 1,630,000 $ 203,750 $ 71,000
Vance, North Carolina 8 $ 1,110,000 $ 138,750 $ 59,000
Columbia, Oregon 8 $ 2,240,000 $ 280,000 $ 109,000
Schuylkill, Pennsylvania 8 $ 780,000 $ 97,500 $ 64,000
Brazoria, Texas 8 $ 2,690,000 $ 336,250 $ 102,000
Fairfax, Virginia 8 $ 2,680,000 $ 335,000 $ 120,000
Prince William, Virginia 8 $ 2,000,000 $ 250,000 $ 88,000
Thurston, Washington 8 $ 2,250,000 $ 281,250 $ 73,000
Colbert, Alabama 7 $ 805,000 $ 115,000 $ 45,000
Santa Cruz, Arizona 7 $ 1,535,000 $ 219,285 $ 102,000
San Mateo, California 7 $ 4,065,000 $ 580,714 $ 147,000
Douglas, Colorado 7 $ 3,405,000 $ 486,428 $ 160,000
Larimer, Colorado 7 $ 2,565,000 $ 366,428 $ 114,000
Indian River, Florida 7 $ 1,565,000 $ 223,571 $ 64,000
Nassau, Florida 7 $ 1,625,000 $ 232,142 $ 68,000
Putnam, Florida 7 $ 915,000 $ 130,714 $ 54,000
Carroll, Georgia 7 $ 2,255,000 $ 322,142 $ 104,000
Floyd, Georgia 7 $ 1,115,000 $ 159,285 $ 76,000
Forsyth, Georgia 7 $ 3,385,000 $ 483,571 $ 163,000
Spalding, Georgia 7 $ 945,000 $ 135,000 $ 45,000
Sangamon, Illinois 7 $ 815,000 $ 116,428 $ 59,000
St. Clair, Illinois 7 $ 905,000 $ 129,285 $ 74,000
Hendricks, Indiana 7 $ 1,675,000 $ 239,285 $ 67,000
Harrison, Kentucky 7 $ 1,545,000 $ 220,714 $ 73,000
Caddo, Louisiana 7 $ 715,000 $ 102,142 $ 66,000
East Baton Rouge, Louisiana 7 $ 1,125,000 $ 160,714 $ 103,000
Bristol, Massachusetts 7 $ 1,845,000 $ 263,571 $ 71,000
Franklin, Missouri 7 $ 1,945,000 $ 277,857 $ 91,000
Hamilton, Ohio 7 $ 1,385,000 $ 197,857 $ 137,000
Marion, Ohio 7 $ 835,000 $ 119,285 $ 66,000
Tulsa, Oklahoma 7 $ 1,415,000 $ 202,142 $ 83,000
Lebanon, Pennsylvania 7 $ 1,105,000 $ 157,857 $ 79,000
Florence, South Carolina 7 $ 1,505,000 $ 215,000 $ 56,000
York, South Carolina 7 $ 3,415,000 $ 487,857 $ 173,000
Montgomery, Tennessee 7 $ 1,675,000 $ 239,285 $ 121,000
Ellis, Texas 7 $ 2,235,000 $ 319,285 $ 90,000
Hays, Texas 7 $ 4,005,000 $ 572,142 $ 488,000
Kaufman, Texas 7 $ 2,245,000 $ 320,714 $ 96,000
Parker, Texas 7 $ 2,025,000 $ 289,285 $ 103,000
Goochland, Virginia 7 $ 2,515,000 $ 359,285 $ 183,000
Powhatan, Virginia 7 $ 1,965,000 $ 280,714 $ 100,000
Franklin, Washington 7 $ 1,585,000 $ 226,428 $ 72,000
Tolland, Connecticut 6 $ 1,420,000 $ 236,666 $ 98,000
Flagler, Florida 6 $ 2,060,000 $ 343,333 $ 130,000
Bibb, Georgia 6 $ 570,000 $ 95,000 $ 54,000
Douglas, Georgia 6 $ 1,570,000 $ 261,666 $ 79,000
Newton, Georgia 6 $ 1,180,000 $ 196,666 $ 58,000
Paulding, Georgia 6 $ 1,310,000 $ 218,333 $ 67,000
Richmond, Georgia 6 $ 650,000 $ 108,333 $ 82,000
Whitfield, Georgia 6 $ 1,360,000 $ 226,666 $ 70,000
Canyon, Idaho 6 $ 1,690,000 $ 281,666 $ 65,000
Dearborn, Indiana 6 $ 1,140,000 $ 190,000 $ 71,000
DeKalb, Indiana 6 $ 860,000 $ 143,333 $ 57,000
Hamilton, Indiana 6 $ 1,900,000 $ 316,666 $ 94,000
Sedgwick, Kansas 6 $ 680,000 $ 113,333 $ 112,000
Bath, Kentucky 6 $ 840,000 $ 140,000 $ 57,000
Bourbon, Kentucky 6 $ 1,090,000 $ 181,666 $ 60,000
Ascension, Louisiana 6 $ 1,350,000 $ 225,000 $ 138,000
Isabella, Michigan 6 $ 1,030,000 $ 171,666 $ 74,000
Pettis, Missouri 6 $ 800,000 $ 133,333 $ 53,000
Scott, Missouri 6 $ 850,000 $ 141,666 $ 128,000
Bergen, New Jersey 6 $ 1,880,000 $ 313,333 $ 96,000
Middlesex, New Jersey 6 $ 1,430,000 $ 238,333 $ 76,000
Union, New Jersey 6 $ 2,340,000 $ 390,000 $ 126,000
Harnett, North Carolina 6 $ 1,590,000 $ 265,000 $ 102,000
Johnston, North Carolina 6 $ 1,010,000 $ 168,333 $ 68,000
Onslow, North Carolina 6 $ 1,400,000 $ 233,333 $ 89,000
Allen, Ohio 6 $ 860,000 $ 143,333 $ 77,000
Delaware, Ohio 6 $ 1,840,000 $ 306,666 $ 128,000
Licking, Ohio 6 $ 740,000 $ 123,333 $ 88,000
Wood, Ohio 6 $ 1,590,000 $ 265,000 $ 163,000
Jefferson, Oregon 6 $ 1,670,000 $ 278,333 $ 70,000
Monroe, Pennsylvania 6 $ 2,150,000 $ 358,333 $ 118,000
Jefferson, Texas 6 $ 1,330,000 $ 221,666 $ 74,000
Davis, Utah 6 $ 2,980,000 $ 496,666 $ 112,000
Washington, Utah 6 $ 2,900,000 $ 483,333 $ 241,000
Petersburg, Virginia 6 $ 1,190,000 $ 198,333 $ 185,000
Portsmouth, Virginia 6 $ 1,100,000 $ 183,333 $ 89,000
Washington, Virginia 6 $ 950,000 $ 158,333 $ 49,000
Mason, Washington 6 $ 2,290,000 $ 381,666 $ 87,000
Berkeley, West Virginia 6 $ 760,000 $ 126,666 $ 126,000
Crawford, Arkansas 5 $ 335,000 $ 67,000 $ 39,000
Sebastian, Arkansas 5 $ 1,095,000 $ 219,000 $ 79,000
Calaveras, California 5 $ 2,055,000 $ 411,000 $ 342,000
Madera, California 5 $ 1,875,000 $ 375,000 $ 186,000
Marin, California 5 $ 2,465,000 $ 493,000 $ 177,000
Merced, California 5 $ 1,365,000 $ 273,000 $ 72,000
Santa Cruz, California 5 $ 2,705,000 $ 541,000 $ 191,000
Boulder, Colorado 5 $ 1,545,000 $ 309,000 $ 117,000
Fairfield, Connecticut 5 $ 2,445,000 $ 489,000 $ 138,000
Alachua, Florida 5 $ 975,000 $ 195,000 $ 75,000
DeSoto, Florida 5 $ 1,015,000 $ 203,000 $ 82,000
Hendry, Florida 5 $ 1,575,000 $ 315,000 $ 250,000
Jackson, Florida 5 $ 1,095,000 $ 219,000 $ 63,000
Martin, Florida 5 $ 1,255,000 $ 251,000 $ 64,000
Monroe, Florida 5 $ 2,385,000 $ 477,000 $ 149,000
Okaloosa, Florida 5 $ 1,385,000 $ 277,000 $ 108,000
Wakulla, Florida 5 $ 695,000 $ 139,000 $ 72,000
Houston, Georgia 5 $ 835,000 $ 167,000 $ 88,000
Laurens, Georgia 5 $ 435,000 $ 87,000 $ 67,000
Long, Georgia 5 $ 1,285,000 $ 257,000 $ 92,000
Lowndes, Georgia 5 $ 805,000 $ 161,000 $ 76,000
Rockdale, Georgia 5 $ 1,605,000 $ 321,000 $ 92,000
Grundy, Illinois 5 $ 985,000 $ 197,000 $ 92,000
Macon, Illinois 5 $ 615,000 $ 123,000 $ 87,000
Madison, Illinois 5 $ 755,000 $ 151,000 $ 59,000
Ohio, Indiana 5 $ 715,000 $ 143,000 $ 76,000
Harlan, Kentucky 5 $ 315,000 $ 63,000 $ 63,000
Laurel, Kentucky 5 $ 925,000 $ 185,000 $ 83,000
Trimble, Kentucky 5 $ 795,000 $ 159,000 $ 58,000
St. John the Baptist, Louisiana 5 $ 765,000 $ 153,000 $ 68,000
Harford, Maryland 5 $ 1,415,000 $ 283,000 $ 92,000
Franklin, Massachusetts 5 $ 1,235,000 $ 247,000 $ 69,000
Norfolk, Massachusetts 5 $ 2,245,000 $ 449,000 $ 138,000
Suffolk, Massachusetts 5 $ 2,625,000 $ 525,000 $ 205,000
Genesee, Michigan 5 $ 665,000 $ 133,000 $ 45,000
Gladwin, Michigan 5 $ 585,000 $ 117,000 $ 46,000
Tuscola, Michigan 5 $ 535,000 $ 107,000 $ 45,000
Warren, Missouri 5 $ 1,005,000 $ 201,000 $ 69,000
Webster, Missouri 5 $ 1,005,000 $ 201,000 $ 56,000
Ocean, New Jersey 5 $ 1,365,000 $ 273,000 $ 128,000
Rio Arriba, New Mexico 5 $ 1,245,000 $ 249,000 $ 85,000
Carteret, North Carolina 5 $ 1,615,000 $ 323,000 $ 99,000
Chatham, North Carolina 5 $ 1,845,000 $ 369,000 $ 132,000
Cleveland, North Carolina 5 $ 1,205,000 $ 241,000 $ 181,000
Henderson, North Carolina 5 $ 1,095,000 $ 219,000 $ 128,000
Person, North Carolina 5 $ 715,000 $ 143,000 $ 137,000
Pitt, North Carolina 5 $ 1,365,000 $ 273,000 $ 107,000
Medina, Ohio 5 $ 965,000 $ 193,000 $ 55,000
Muskingum, Ohio 5 $ 585,000 $ 117,000 $ 36,000
Dauphin, Pennsylvania 5 $ 665,000 $ 133,000 $ 107,000
Philadelphia, Pennsylvania 5 $ 565,000 $ 113,000 $ 39,000
Pickens, South Carolina 5 $ 1,635,000 $ 327,000 $ 107,000
Sumter, South Carolina 5 $ 745,000 $ 149,000 $ 64,000
Knox, Tennessee 5 $ 2,285,000 $ 457,000 $ 222,000
Monroe, Tennessee 5 $ 1,265,000 $ 253,000 $ 66,000
Sevier, Tennessee 5 $ 1,415,000 $ 283,000 $ 131,000
Wilson, Tennessee 5 $ 1,985,000 $ 397,000 $ 111,000
Hidalgo, Texas 5 $ 1,025,000 $ 205,000 $ 65,000
Hunt, Texas 5 $ 855,000 $ 171,000 $ 111,000
Lubbock, Texas 5 $ 785,000 $ 157,000 $ 147,000
Virginia Beach, Virginia 5 $ 1,505,000 $ 301,000 $ 123,000
Grant, Washington 5 $ 1,285,000 $ 257,000 $ 75,000
Grays Harbor, Washington 5 $ 1,075,000 $ 215,000 $ 229,000
Kittitas, Washington 5 $ 2,365,000 $ 473,000 $ 166,000
Cullman, Alabama 4 $ 520,000 $ 130,000 $ 78,000
Etowah, Alabama 4 $ 260,000 $ 65,000 $ 40,000
Apache, Arizona 4 $ 920,000 $ 230,000 $ 126,000
Carroll, Arkansas 4 $ 880,000 $ 220,000 $ 120,000
Madison, Arkansas 4 $ 590,000 $ 147,500 $ 48,000
Amador, California 4 $ 1,270,000 $ 317,500 $ 122,000
Kings, California 4 $ 970,000 $ 242,500 $ 56,000
Tehama, California 4 $ 1,010,000 $ 252,500 $ 108,000
Tuolumne, California 4 $ 1,260,000 $ 315,000 $ 99,000
Yuba, California 4 $ 1,140,000 $ 285,000 $ 81,000
Grand, Colorado 4 $ 2,490,000 $ 622,500 $ 234,000
Columbia, Florida 4 $ 630,000 $ 157,500 $ 115,000
Glades, Florida 4 $ 540,000 $ 135,000 $ 77,000
Leon, Florida 4 $ 1,180,000 $ 295,000 $ 130,000
Levy, Florida 4 $ 520,000 $ 130,000 $ 67,000
Bulloch, Georgia 4 $ 550,000 $ 137,500 $ 52,000
Columbia, Georgia 4 $ 970,000 $ 242,500 $ 69,000
Fayette, Georgia 4 $ 1,080,000 $ 270,000 $ 81,000
Franklin, Georgia 4 $ 740,000 $ 185,000 $ 95,000
Hall, Georgia 4 $ 1,330,000 $ 332,500 $ 77,000
Liberty, Georgia 4 $ 1,010,000 $ 252,500 $ 50,000
Madison, Georgia 4 $ 850,000 $ 212,500 $ 67,000
Monroe, Georgia 4 $ 1,410,000 $ 352,500 $ 138,000
Hawaii, Hawaii 4 $ 2,140,000 $ 535,000 $ 164,000
Ada, Idaho 4 $ 1,470,000 $ 367,500 $ 123,000
Kendall, Illinois 4 $ 1,070,000 $ 267,500 $ 101,000
Monroe, Illinois 4 $ 1,110,000 $ 277,500 $ 78,000
Porter, Indiana 4 $ 1,110,000 $ 277,500 $ 108,000
St. Joseph, Indiana 4 $ 280,000 $ 70,000 $ 49,000
Whitley, Indiana 4 $ 840,000 $ 210,000 $ 70,000
Polk, Iowa 4 $ 960,000 $ 240,000 $ 88,000
Butler, Kansas 4 $ 630,000 $ 157,500 $ 65,000
Hardin, Kentucky 4 $ 1,080,000 $ 270,000 $ 97,000
Hart, Kentucky 4 $ 830,000 $ 207,500 $ 110,000
Jackson, Kentucky 4 $ 550,000 $ 137,500 $ 69,000
Kenton, Kentucky 4 $ 690,000 $ 172,500 $ 46,000
Rockcastle, Kentucky 4 $ 600,000 $ 150,000 $ 77,000
Simpson, Kentucky 4 $ 800,000 $ 200,000 $ 52,000
Livingston, Louisiana 4 $ 790,000 $ 197,500 $ 54,000
Anne Arundel, Maryland 4 $ 1,760,000 $ 440,000 $ 303,000
Wicomico, Maryland 4 $ 770,000 $ 192,500 $ 56,000
Branch, Michigan 4 $ 660,000 $ 165,000 $ 95,000
Calhoun, Michigan 4 $ 540,000 $ 135,000 $ 80,000
Gratiot, Michigan 4 $ 300,000 $ 75,000 $ 56,000
Rankin, Mississippi 4 $ 620,000 $ 155,000 $ 220,000
Barry, Missouri 4 $ 660,000 $ 165,000 $ 138,000
Jasper, Missouri 4 $ 480,000 $ 120,000 $ 51,000
Ray, Missouri 4 $ 450,000 $ 112,500 $ 44,000
Merrimack, New Hampshire 4 $ 860,000 $ 215,000 $ 117,000
Salem, New Jersey 4 $ 670,000 $ 167,500 $ 81,000
Brunswick, North Carolina 4 $ 560,000 $ 140,000 $ 115,000
Macon, North Carolina 4 $ 810,000 $ 202,500 $ 136,000
Rockingham, North Carolina 4 $ 1,080,000 $ 270,000 $ 96,000
Stanly, North Carolina 4 $ 860,000 $ 215,000 $ 100,000
Wilson, North Carolina 4 $ 720,000 $ 180,000 $ 41,000
Clark, Ohio 4 $ 470,000 $ 117,500 $ 56,000
Columbiana, Ohio 4 $ 510,000 $ 127,500 $ 60,000
Fayette, Ohio 4 $ 630,000 $ 157,500 $ 86,000
Hocking, Ohio 4 $ 570,000 $ 142,500 $ 48,000
Pickaway, Ohio 4 $ 340,000 $ 85,000 $ 78,000
Adair, Oklahoma 4 $ 850,000 $ 212,500 $ 74,000
Douglas, Oregon 4 $ 980,000 $ 245,000 $ 68,000
Jackson, Oregon 4 $ 1,140,000 $ 285,000 $ 79,000
Cumberland, Pennsylvania 4 $ 930,000 $ 232,500 $ 139,000
DeKalb, Tennessee 4 $ 1,550,000 $ 387,500 $ 70,000
Hamblen, Tennessee 4 $ 540,000 $ 135,000 $ 87,000
Humphreys, Tennessee 4 $ 680,000 $ 170,000 $ 45,000
Lincoln, Tennessee 4 $ 720,000 $ 180,000 $ 67,000
Ector, Texas 4 $ 1,090,000 $ 272,500 $ 73,000
Lavaca, Texas 4 $ 940,000 $ 235,000 $ 141,000
Midland, Texas 4 $ 830,000 $ 207,500 $ 183,000
Nueces, Texas 4 $ 970,000 $ 242,500 $ 100,000
Loudoun, Virginia 4 $ 1,710,000 $ 427,500 $ 156,000
Newport News, Virginia 4 $ 790,000 $ 197,500 $ 67,000
Pittsylvania, Virginia 4 $ 1,120,000 $ 280,000 $ 72,000
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Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,370 $2,313,210,000 $276,000 $10,005,000 $111,000 $7,800,000
Cash-out Refinancing 2,932 $776,360,000 $264,000 $3,215,000 $115,000 $4,800,000
Refinancing 1,212 $339,920,000 $280,000 $2,845,000 $124,000 $9,530,000
Home Improvement 120 $32,990,000 $274,000 $1,005,000 $124,000 $1,200,000
Other Purpose 2 $470,000 $235,000 $385,000 $117,000 $146,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,067 $1,908,635,000 $270,000 $3,165,000 $118,000 $9,530,000
Hispanic 2,504 $692,490,000 $276,000 $1,625,000 $93,000 $2,035,000
Not Provided 1,297 $374,455,000 $288,000 $3,215,000 $126,000 $7,680,000
Black or African American 1,227 $307,685,000 $250,000 $1,445,000 $101,000 $4,544,000
Asian 447 $148,125,000 $331,000 $4,625,000 $141,000 $1,189,000
American Indian or Alaskan Native 64 $15,830,000 $247,000 $825,000 $134,000 $1,060,000
Native Hawaiian or Other Pacific Islander 18 $3,860,000 $214,000 $395,000 $78,000 $135,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,273 $2,306,355,000 $278,000 $10,005,000 $131,000 $9,530,000
FHA-insured (Federal Housing Administration) 3,372 $852,870,000 $252,000 $1,285,000 $79,000 $3,360,000
VA-guaranteed (Veterans Administration) 712 $253,360,000 $355,000 $1,355,000 $96,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 279 $50,365,000 $180,000 $685,000 $58,000 $180,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,208 $1,967,590,000 $272,000 $3,215,000 $108,000 $5,311,000
Application Withdrawn By Applicant 2,935 $819,875,000 $279,000 $2,735,000 $124,000 $7,680,000
File Closed For Incompleteness 1,885 $511,645,000 $271,000 $10,005,000 $118,000 $7,800,000
Application Denied By Financial Institution 330 $83,290,000 $252,000 $2,845,000 $128,000 $9,530,000
Application Approved But Not Accepted 271 $72,155,000 $266,000 $865,000 $97,000 $636,000
Preapproval Approved but not Accepted 4 $2,980,000 $745,000 $1,205,000 $193,000 $347,000
Preapproval Denied by Financial Institution 3 $5,415,000 $1,805,000 $4,625,000 $361,000 $846,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,303 $3,374,245,000 $274,000 $10,005,000 $113,000 $7,800,000
Debt-To-Income Ratio 90 $24,080,000 $267,000 $975,000 $69,000 $220,000
Credit History 80 $16,590,000 $207,000 $815,000 $72,000 $558,000
Collateral 53 $11,155,000 $210,000 $525,000 $122,000 $849,000
Other 50 $18,530,000 $370,000 $4,625,000 $210,000 $4,671,000
Credit Application Incomplete 40 $13,250,000 $331,000 $2,845,000 $321,000 $9,530,000
Employment History 13 $3,125,000 $240,000 $415,000 $80,000 $167,000
Unverifiable Information 6 $1,780,000 $296,000 $635,000 $117,000 $225,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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