Geo-Corp, Inc. Mortgage Lending & HMDA Data, 2014
In 2014, Geo-Corp, Inc. of Monterey Park, CA reported 512 mortgage applications totaling $140.9 million, down 39% from 2013. The average application was for $275,144, and applicants reported an average income of $76,054. 84% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (164), Washington-Arlington-Alexandria, DC-VA-MD-WV (118) and Atlanta-Sandy Springs-Roswell, GA (50) (applications in parentheses).
| Mortgage Company & Address | Geo-Corp, Inc. 901 Corporate Center Drive, Ste 401 Monterey Park, CA 91754 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 512 |
| Total Mortgage Loan Application Amount | $140,874,000 |
| Average Mortgage Loan Application Amount | $275,144 |
| Highest Mortgage Loan Application Amount | $1,316,000 |
| Average Applicant Income | $76,054 |
| Highest Applicant Income | $775,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geo-Corp, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Geo-Corp, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 359 | $98,503,000 | $274,000 | $1,316,000 | $72,000 | $475,000 |
| Refinancing | 151 | $41,881,000 | $277,000 | $980,000 | $86,000 | $775,000 |
| Home Improvement | 2 | $490,000 | $245,000 | $255,000 | $53,000 | $64,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 367 | $103,264,000 | $281,000 | $1,316,000 | $77,000 | $775,000 |
| Hispanic | 102 | $26,318,000 | $258,000 | $495,000 | $69,000 | $395,000 |
| Not Provided | 16 | $4,244,000 | $265,000 | $550,000 | $85,000 | $189,000 |
| White | 15 | $4,173,000 | $278,000 | $455,000 | $78,000 | $170,000 |
| Black or African American | 7 | $1,636,000 | $233,000 | $388,000 | $72,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,095,000 | $273,000 | $417,000 | $98,000 | $166,000 |
| American Indian or Alaskan Native | 1 | $144,000 | $144,000 | $144,000 | $18,000 | $18,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 463 | $127,625,000 | $275,000 | $1,316,000 | $76,000 | $775,000 |
| FHA-insured (Federal Housing Administration) | 49 | $13,249,000 | $270,000 | $636,000 | $76,000 | $362,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 432 | $117,615,000 | $272,000 | $717,000 | $74,000 | $546,000 |
| Application Withdrawn By Applicant | 43 | $12,772,000 | $297,000 | $980,000 | $88,000 | $775,000 |
| Application Approved But Not Accepted | 14 | $3,788,000 | $270,000 | $455,000 | $102,000 | $204,000 |
| Application Denied By Financial Institution | 12 | $3,379,000 | $281,000 | $1,316,000 | $83,000 | $463,000 |
| File Closed For Incompleteness | 11 | $3,320,000 | $301,000 | $424,000 | $75,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $761,000 | $190,000 | $283,000 | $49,000 | $93,000 |
| Other | 3 | $639,000 | $213,000 | $232,000 | $70,000 | $113,000 |
| Unverifiable Information | 2 | $456,000 | $228,000 | $248,000 | $32,000 | $46,000 |
| Collateral | 1 | $73,000 | $73,000 | $73,000 | $30,000 | $30,000 |
| Credit History | 1 | $1,316,000 | $1,316,000 | $1,316,000 | $463,000 | $463,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geo-Corp, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geo-Corp, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
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