Geo-Corp, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Geo-Corp, Inc. of Monterey Park, CA reported 677 mortgage applications totaling $214.6 million, up 112% from 2018. The average application was for $317,008, and applicants reported an average income of $106,104. 86% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (186), Los Angeles-Long Beach-Glendale, CA (171) and Riverside-San Bernardino-Ontario, CA (67) (applications in parentheses).
| Mortgage Company & Address | Geo-Corp, Inc. 901 Corporate Center Drive, Ste 401 Monterey Park, CA 91754 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 677 |
| Total Mortgage Loan Application Amount | $214,615,000 |
| Average Mortgage Loan Application Amount | $317,008 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $106,104 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geo-Corp, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Geo-Corp, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 389 | $124,135,000 | $319,000 | $1,125,000 | $107,000 | $1,440,000 |
| Refinancing | 150 | $48,400,000 | $322,000 | $635,000 | $114,000 | $1,368,000 |
| Cash-out Refinancing | 138 | $42,080,000 | $304,000 | $635,000 | $95,000 | $624,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 363 | $113,665,000 | $313,000 | $1,125,000 | $115,000 | $1,296,000 |
| White | 192 | $63,350,000 | $329,000 | $605,000 | $97,000 | $1,368,000 |
| Hispanic | 68 | $22,230,000 | $326,000 | $585,000 | $87,000 | $372,000 |
| Black or African American | 40 | $11,460,000 | $286,000 | $445,000 | $89,000 | $180,000 |
| Not Provided | 7 | $2,075,000 | $296,000 | $485,000 | $267,000 | $1,440,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 558 | $173,000,000 | $310,000 | $1,125,000 | $110,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 118 | $41,330,000 | $350,000 | $585,000 | $87,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 1 | $285,000 | $285,000 | $285,000 | $60,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 580 | $184,070,000 | $317,000 | $1,125,000 | $105,000 | $1,440,000 |
| Application Withdrawn By Applicant | 79 | $25,145,000 | $318,000 | $585,000 | $108,000 | $1,296,000 |
| Application Denied By Financial Institution | 18 | $5,400,000 | $300,000 | $545,000 | $137,000 | $624,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 659 | $209,215,000 | $317,000 | $1,125,000 | $106,000 | $1,440,000 |
| Debt-To-Income Ratio | 7 | $2,355,000 | $336,000 | $485,000 | $228,000 | $624,000 |
| Credit History | 5 | $1,035,000 | $207,000 | $395,000 | $76,000 | $156,000 |
| Unverifiable Information | 2 | $850,000 | $425,000 | $545,000 | $108,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $500,000 | $250,000 | $305,000 | $48,000 | $60,000 |
| Other | 1 | $275,000 | $275,000 | $275,000 | $60,000 | $60,000 |
| Collateral | 1 | $385,000 | $385,000 | $385,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geo-Corp, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geo-Corp, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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