Geo-Corp, Inc. Mortgage Lending & HMDA Data, 2015
In 2015, Geo-Corp, Inc. of Monterey Park, CA reported 630 mortgage applications totaling $180.8 million, up 23% from 2014. The average application was for $286,915, and applicants reported an average income of $80,100. 83% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (205), Washington-Arlington-Alexandria, DC-VA-MD-WV (123) and Atlanta-Sandy Springs-Roswell, GA (51) (applications in parentheses).
| Mortgage Company & Address | Geo-Corp, Inc. 901 Corporate Center Drive, Ste 401 Monterey Park, CA 91754 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 630 |
| Total Mortgage Loan Application Amount | $180,757,000 |
| Average Mortgage Loan Application Amount | $286,915 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $80,100 |
| Highest Applicant Income | $535,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geo-Corp, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Geo-Corp, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 421 | $119,914,000 | $284,000 | $1,100,000 | $78,000 | $520,000 |
| Refinancing | 195 | $56,712,000 | $290,000 | $790,000 | $85,000 | $535,000 |
| Home Improvement | 14 | $4,131,000 | $295,000 | $651,000 | $75,000 | $119,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 456 | $133,586,000 | $292,000 | $1,100,000 | $83,000 | $535,000 |
| Hispanic | 120 | $30,560,000 | $254,000 | $499,000 | $62,000 | $181,000 |
| White | 26 | $8,651,000 | $332,000 | $790,000 | $100,000 | $290,000 |
| Not Provided | 20 | $5,847,000 | $292,000 | $542,000 | $78,000 | $191,000 |
| Black or African American | 8 | $2,113,000 | $264,000 | $432,000 | $73,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 545 | $154,775,000 | $283,000 | $1,100,000 | $80,000 | $535,000 |
| FHA-insured (Federal Housing Administration) | 81 | $24,613,000 | $303,000 | $584,000 | $79,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,099,000 | $366,000 | $541,000 | $89,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $270,000 | $270,000 | $270,000 | $95,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 520 | $148,725,000 | $286,000 | $1,100,000 | $79,000 | $535,000 |
| Application Withdrawn By Applicant | 47 | $15,659,000 | $333,000 | $790,000 | $93,000 | $517,000 |
| Application Denied By Financial Institution | 28 | $7,285,000 | $260,000 | $445,000 | $77,000 | $240,000 |
| File Closed For Incompleteness | 18 | $5,098,000 | $283,000 | $476,000 | $79,000 | $246,000 |
| Application Approved But Not Accepted | 17 | $3,990,000 | $234,000 | $422,000 | $64,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $2,161,000 | $308,000 | $417,000 | $101,000 | $240,000 |
| Debt-To-Income Ratio | 6 | $1,317,000 | $219,000 | $380,000 | $70,000 | $183,000 |
| Other | 6 | $1,261,000 | $210,000 | $290,000 | $74,000 | $92,000 |
| Unverifiable Information | 4 | $1,130,000 | $282,000 | $309,000 | $77,000 | $120,000 |
| Collateral | 2 | $372,000 | $186,000 | $196,000 | $52,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $279,000 | $279,000 | $279,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geo-Corp, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geo-Corp, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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