Geo-Corp, Inc. Mortgage Lending & HMDA Data, 2012
In 2012, Geo-Corp, Inc. of Monterey Park, CA reported 904 mortgage applications totaling $220.7 million, up 60% from 2011. The average application was for $244,081, and applicants reported an average income of $77,774. 85% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (247), Washington-Arlington-Alexandria, DC-VA-MD-WV (189) and Atlanta-Sandy Springs-Marietta, GA (182) (applications in parentheses).
| Mortgage Company & Address | Geo-Corp, Inc. 901 Corporate Center Drive, Ste 401 Monterey Park, CA 91754 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 904 |
| Total Mortgage Loan Application Amount | $220,650,000 |
| Average Mortgage Loan Application Amount | $244,081 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $77,774 |
| Highest Applicant Income | $955,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geo-Corp, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Geo-Corp, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 633 | $144,630,000 | $228,000 | $626,000 | $72,000 | $955,000 |
| Refinancing | 263 | $73,742,000 | $280,000 | $645,000 | $92,000 | $338,000 |
| Home Improvement | 8 | $2,278,000 | $284,000 | $417,000 | $67,000 | $114,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 596 | $147,354,000 | $247,000 | $645,000 | $79,000 | $955,000 |
| Hispanic | 169 | $36,911,000 | $218,000 | $626,000 | $60,000 | $278,000 |
| White | 64 | $17,191,000 | $268,000 | $626,000 | $103,000 | $338,000 |
| Not Provided | 51 | $14,282,000 | $280,000 | $529,000 | $87,000 | $258,000 |
| Black or African American | 23 | $4,586,000 | $199,000 | $353,000 | $64,000 | $187,000 |
| American Indian or Alaskan Native | 1 | $326,000 | $326,000 | $326,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 713 | $175,049,000 | $245,000 | $626,000 | $81,000 | $955,000 |
| FHA-insured (Federal Housing Administration) | 191 | $45,601,000 | $238,000 | $645,000 | $62,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 769 | $187,451,000 | $243,000 | $645,000 | $78,000 | $955,000 |
| File Closed For Incompleteness | 59 | $16,630,000 | $281,000 | $626,000 | $92,000 | $338,000 |
| Application Denied By Financial Institution | 51 | $11,434,000 | $224,000 | $572,000 | $66,000 | $187,000 |
| Application Approved But Not Accepted | 19 | $3,925,000 | $206,000 | $366,000 | $66,000 | $170,000 |
| Application Withdrawn By Applicant | 6 | $1,210,000 | $201,000 | $390,000 | $46,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 12 | $2,714,000 | $226,000 | $538,000 | $79,000 | $187,000 |
| Debt-To-Income Ratio | 9 | $2,457,000 | $273,000 | $572,000 | $66,000 | $137,000 |
| Credit History | 4 | $783,000 | $195,000 | $339,000 | $47,000 | $69,000 |
| Collateral | 3 | $649,000 | $216,000 | $353,000 | $42,000 | $66,000 |
| Unverifiable Information | 2 | $618,000 | $309,000 | $337,000 | $82,000 | $82,000 |
| Employment History | 2 | $483,000 | $241,000 | $400,000 | $59,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $300,000 | $300,000 | $300,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geo-Corp, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geo-Corp, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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