Geo-Corp, Inc. Mortgage Lending & HMDA Data, 2013
In 2013, Geo-Corp, Inc. of Monterey Park, CA reported 841 mortgage applications totaling $210.5 million, down 7% from 2012. The average application was for $250,254, and applicants reported an average income of $72,250. 78% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (223), Los Angeles-Long Beach-Glendale, CA (201) and Atlanta-Sandy Springs-Marietta, GA (148) (applications in parentheses).
| Mortgage Company & Address | Geo-Corp, Inc. 901 Corporate Center Drive, Ste 401 Monterey Park, CA 91754 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 841 |
| Total Mortgage Loan Application Amount | $210,464,000 |
| Average Mortgage Loan Application Amount | $250,254 |
| Highest Mortgage Loan Application Amount | $796,000 |
| Average Applicant Income | $72,250 |
| Highest Applicant Income | $530,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geo-Corp, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Geo-Corp, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 571 | $137,417,000 | $240,000 | $796,000 | $66,000 | $314,000 |
| Refinancing | 259 | $69,614,000 | $268,000 | $725,000 | $86,000 | $530,000 |
| Home Improvement | 11 | $3,433,000 | $312,000 | $417,000 | $73,000 | $100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 600 | $152,335,000 | $253,000 | $796,000 | $74,000 | $530,000 |
| Hispanic | 148 | $32,273,000 | $218,000 | $422,000 | $57,000 | $261,000 |
| White | 35 | $9,910,000 | $283,000 | $725,000 | $98,000 | $314,000 |
| Not Provided | 34 | $9,992,000 | $293,000 | $540,000 | $85,000 | $333,000 |
| Black or African American | 21 | $4,672,000 | $222,000 | $579,000 | $64,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,113,000 | $556,000 | $725,000 | $146,000 | $197,000 |
| American Indian or Alaskan Native | 1 | $169,000 | $169,000 | $169,000 | $71,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 688 | $176,638,000 | $256,000 | $796,000 | $75,000 | $530,000 |
| FHA-insured (Federal Housing Administration) | 153 | $33,826,000 | $221,000 | $725,000 | $60,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 652 | $163,001,000 | $250,000 | $796,000 | $72,000 | $530,000 |
| File Closed For Incompleteness | 88 | $21,895,000 | $248,000 | $540,000 | $76,000 | $333,000 |
| Application Withdrawn By Applicant | 49 | $13,563,000 | $276,000 | $500,000 | $82,000 | $303,000 |
| Application Denied By Financial Institution | 39 | $8,938,000 | $229,000 | $570,000 | $60,000 | $158,000 |
| Application Approved But Not Accepted | 13 | $3,067,000 | $235,000 | $496,000 | $66,000 | $112,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 9 | $1,885,000 | $209,000 | $400,000 | $51,000 | $68,000 |
| Debt-To-Income Ratio | 8 | $1,831,000 | $228,000 | $533,000 | $61,000 | $137,000 |
| Other | 8 | $1,691,000 | $211,000 | $365,000 | $57,000 | $115,000 |
| Collateral | 5 | $1,564,000 | $312,000 | $570,000 | $73,000 | $158,000 |
| Credit History | 4 | $582,000 | $145,000 | $259,000 | $43,000 | $83,000 |
| Employment History | 1 | $273,000 | $273,000 | $273,000 | $77,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geo-Corp, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geo-Corp, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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