Ally Bank F/K/A/ Gmac Bank Mortgage Lending & HMDA Data, 2010

In 2010, Ally Bank F/K/A/ Gmac Bank of Ft. Washington, PA reported 374,667 mortgage applications totaling $86.8 billion, down 15% from 2009. The average application was for $231,634, and applicants reported an average income of $45,144. 21% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (19,438), Los Angeles-Long Beach-Glendale, CA (14,991) and Denver-Aurora-Broomfield, CO (9,420) (applications in parentheses).

Mortgage Company & Address Ally Bank F/K/A/ Gmac Bank
1100 Virginia Drive
Ft. Washington, PA 19034
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 374,667
Total Mortgage Loan Application Amount $86,785,919,000
Average Mortgage Loan Application Amount $231,634
Highest Mortgage Loan Application Amount $2,300,000
Average Applicant Income $45,144
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank F/K/A/ Gmac Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank F/K/A/ Gmac Bank by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Joliet-Naperville, IL 19,438 $ 4,795,132,000 $ 246,688 $ 68,000
Los Angeles-Long Beach-Glendale, CA 14,991 $ 4,862,835,000 $ 324,383 $ 51,000
Denver-Aurora-Broomfield, CO 9,420 $ 2,305,187,000 $ 244,711 $ 55,000
Phoenix-Mesa-Glendale, AZ 8,423 $ 1,553,095,000 $ 184,387 $ 38,000
Santa Ana-Anaheim-Irvine, CA 7,801 $ 2,811,880,000 $ 360,451 $ 49,000
Philadelphia, PA 7,800 $ 1,801,380,000 $ 230,946 $ 56,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 7,600 $ 2,378,608,000 $ 312,974 $ 50,218
Riverside-San Bernardino-Ontario, CA 7,018 $ 1,525,490,000 $ 217,368 $ 41,000
San Diego-Carlsbad-San Marcos, CA 6,689 $ 2,184,652,000 $ 326,603 $ 57,000
Boston-Quincy, MA 5,971 $ 1,695,262,000 $ 283,915 $ 55,000
Oakland-Fremont-Hayward, CA 5,611 $ 1,989,967,000 $ 354,654 $ 37,000
Cambridge-Newton-Framingham, MA 5,462 $ 1,604,233,000 $ 293,707 $ 52,000
New York-White Plains-Wayne, NY-NJ 5,239 $ 1,650,578,000 $ 315,055 $ 88,262
Kansas City, MO-KS 4,947 $ 945,251,000 $ 191,075 $ 26,000
Houston-Sugar Land-Baytown, TX 4,888 $ 986,014,000 $ 201,721 $ 54,000
Edison-New Brunswick, NJ 4,885 $ 1,323,876,000 $ 271,008 $ 73,000
St. Louis, MO-IL 4,854 $ 922,815,000 $ 190,114 $ 31,576
Atlanta-Sandy Springs-Marietta, GA 4,608 $ 881,837,000 $ 191,370 $ 36,000
Portland-Vancouver-Hillsboro, OR-WA 4,542 $ 1,068,058,000 $ 235,151 $ 21,891
Seattle-Bellevue-Everett, WA 4,529 $ 1,348,533,000 $ 297,755 $ 44,000
Baltimore-Towson, MD 4,389 $ 1,114,651,000 $ 253,964 $ 40,000
Indianapolis-Carmel, IN 4,318 $ 780,229,000 $ 180,692 $ 71,000
Sacramento--Arden-Arcade--Roseville, CA 4,133 $ 983,429,000 $ 237,945 $ 39,000
Dallas-Plano-Irving, TX 4,128 $ 871,417,000 $ 211,099 $ 45,000
San Jose-Sunnyvale-Santa Clara, CA 4,028 $ 1,688,981,000 $ 419,310 $ 36,000
Minneapolis-St. Paul-Bloomington, MN-WI 3,982 $ 884,999,000 $ 222,249 $ 48,103
Tucson, AZ 3,941 $ 733,102,000 $ 186,019 $ 23,000
Milwaukee-Waukesha-West Allis, WI 3,768 $ 796,072,000 $ 211,271 $ 65,000
Camden, NJ 3,723 $ 765,944,000 $ 205,733 $ 52,000
Newark-Union, NJ-PA 3,489 $ 978,718,000 $ 280,515 $ 73,084
Warren-Troy-Farmington Hills, MI 3,318 $ 596,193,000 $ 179,684 $ 64,000
San Francisco-San Mateo-Redwood City, CA 3,104 $ 1,459,826,000 $ 470,304 $ 49,000
Peabody, MA 2,849 $ 774,701,000 $ 271,920 $ 49,000
Charlotte-Gastonia-Rock Hill, NC-SC 2,565 $ 537,682,000 $ 209,622 $ 43,691
Raleigh-Cary, NC 2,516 $ 568,814,000 $ 226,078 $ 30,000
Austin-Round Rock-San Marcos, TX 2,443 $ 552,526,000 $ 226,167 $ 43,000
San Antonio-New Braunfels, TX 2,346 $ 428,304,000 $ 182,567 $ 22,000
Bethesda-Rockville-Frederick, MD 2,333 $ 749,012,000 $ 321,051 $ 46,000
Virginia Beach-Norfolk-Newport News, VA-NC 2,322 $ 535,448,000 $ 230,597 $ 27,824
Colorado Springs, CO 2,268 $ 497,104,000 $ 219,181 $ 29,000
Lake County-Kenosha County, IL-WI 2,234 $ 580,560,000 $ 259,874 $ 70,785
Providence-New Bedford-Fall River, RI-MA 2,219 $ 506,654,000 $ 228,325 $ 47,025
Las Vegas-Paradise, NV 2,086 $ 337,234,000 $ 161,665 $ 10,000
Fort Worth-Arlington, TX 1,982 $ 345,725,000 $ 174,432 $ 40,000
Salt Lake City, UT 1,928 $ 427,959,000 $ 221,970 $ 33,000
Worcester, MA 1,881 $ 440,756,000 $ 234,320 $ 52,000
Tampa-St. Petersburg-Clearwater, FL 1,874 $ 345,712,000 $ 184,478 $ 41,000
Hartford-West Hartford-East Hartford, CT 1,724 $ 366,677,000 $ 212,689 $ 50,000
Columbus, OH 1,717 $ 311,153,000 $ 181,218 $ 15,000
Oxnard-Thousand Oaks-Ventura, CA 1,706 $ 545,238,000 $ 319,600 $ 44,000
Richmond, VA 1,659 $ 347,400,000 $ 209,403 $ 35,000
Orlando-Kissimmee-Sanford, FL 1,643 $ 298,007,000 $ 181,379 $ 50,000
Nassau-Suffolk, NY 1,613 $ 490,126,000 $ 303,859 $ 101,000
Santa Rosa-Petaluma, CA 1,551 $ 462,568,000 $ 298,238 $ 28,000
Portland-South Portland-Biddeford, ME 1,521 $ 320,074,000 $ 210,436 $ 37,000
Provo-Orem, UT 1,507 $ 300,817,000 $ 199,613 $ 38,000
Albuquerque, NM 1,481 $ 288,750,000 $ 194,969 $ 21,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,476 $ 297,838,000 $ 201,787 $ 58,000
Fort Wayne, IN 1,439 $ 205,929,000 $ 143,105 $ 25,000
Wilmington, DE-MD-NJ 1,374 $ 292,699,000 $ 213,026 $ 48,679
Tacoma, WA 1,370 $ 321,904,000 $ 234,966 $ 36,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,336 $ 267,573,000 $ 200,279 $ 41,000
Allentown-Bethlehem-Easton, PA-NJ 1,284 $ 253,039,000 $ 197,070 $ 45,556
Boulder, CO 1,266 $ 359,253,000 $ 283,770 $ 50,000
Rockingham County-Strafford County, NH 1,261 $ 293,375,000 $ 232,652 $ 49,000
Miami-Miami Beach-Kendall, FL 1,187 $ 234,813,000 $ 197,820 $ 58,000
Manchester-Nashua, NH 1,186 $ 258,149,000 $ 217,663 $ 38,000
Birmingham-Hoover, AL 1,151 $ 206,395,000 $ 179,317 $ 37,000
West Palm Beach-Boca Raton-Boynton Beach, FL 1,104 $ 236,309,000 $ 214,048 $ 64,000
Bridgeport-Stamford-Norwalk, CT 1,093 $ 345,015,000 $ 315,658 $ 68,000
Pittsburgh, PA 1,079 $ 179,574,000 $ 166,426 $ 35,000
Bakersfield-Delano, CA 1,044 $ 177,860,000 $ 170,363 $ 30,000
Gary, IN 1,038 $ 170,352,000 $ 164,115 $ 47,000
Durham-Chapel Hill, NC 1,030 $ 236,428,000 $ 229,541 $ 32,000
New Haven-Milford, CT 1,027 $ 221,831,000 $ 215,999 $ 58,000
Davenport-Moline-Rock Island, IA-IL 1,025 $ 157,698,000 $ 153,851 $ 22,943
Detroit-Livonia-Dearborn, MI 995 $ 160,384,000 $ 161,189 $ 54,000
Jacksonville, FL 988 $ 191,534,000 $ 193,860 $ 43,000
Fort Collins-Loveland, CO 955 $ 210,184,000 $ 220,087 $ 46,000
Fresno, CA 937 $ 198,021,000 $ 211,335 $ 56,000
Oklahoma City, OK 933 $ 149,904,000 $ 160,668 $ 40,000
Cleveland-Elyria-Mentor, OH 922 $ 149,412,000 $ 162,052 $ 17,000
Honolulu, HI 920 $ 348,690,000 $ 379,010 $ 45,000
New Orleans-Metairie-Kenner, LA 902 $ 164,531,000 $ 182,406 $ 29,000
Cincinnati-Middletown, OH-KY-IN 883 $ 152,405,000 $ 172,599 $ 15,261
Stockton, CA 882 $ 178,799,000 $ 202,719 $ 36,000
Ann Arbor, MI 878 $ 171,855,000 $ 195,734 $ 40,000
Boise City-Nampa, ID 864 $ 151,948,000 $ 175,865 $ 28,000
Ogden-Clearfield, UT 849 $ 173,571,000 $ 204,441 $ 28,000
Louisville-Jefferson County, KY-IN 831 $ 145,924,000 $ 175,600 $ 19,870
Eugene-Springfield, OR 808 $ 162,840,000 $ 201,534 $ 35,000
Memphis, TN-MS-AR 801 $ 133,769,000 $ 167,002 $ 35,098
Trenton-Ewing, NJ 798 $ 196,456,000 $ 246,185 $ 58,000
Charleston-North Charleston-Summerville, SC 776 $ 179,417,000 $ 231,207 $ 53,000
Baton Rouge, LA 771 $ 145,855,000 $ 189,176 $ 32,000
Barnstable Town, MA 759 $ 193,911,000 $ 255,482 $ 67,000
Spokane, WA 752 $ 134,275,000 $ 178,557 $ 27,000
Bloomington, IN 741 $ 120,507,000 $ 162,627 $ 49,000
Vallejo-Fairfield, CA 722 $ 172,133,000 $ 238,411 $ 35,000
Killeen-Temple-Fort Hood, TX 717 $ 105,874,000 $ 147,662 $ 9,000
Columbia, SC 716 $ 141,589,000 $ 197,750 $ 10,000
Bellingham, WA 706 $ 160,929,000 $ 227,944 $ 17,000
Greensboro-High Point, NC 693 $ 119,678,000 $ 172,695 $ 43,000
Lexington-Fayette, KY 686 $ 117,974,000 $ 171,973 $ 39,000
Harrisburg-Carlisle, PA 670 $ 116,731,000 $ 174,225 $ 33,000
Grand Junction, CO 663 $ 125,078,000 $ 188,654 $ 27,000
Wichita, KS 659 $ 99,703,000 $ 151,294 $ 42,000
Wilmington, NC 657 $ 137,181,000 $ 208,799 $ 35,000
San Luis Obispo-Paso Robles, CA 646 $ 199,250,000 $ 308,436 $ 50,000
Huntsville, AL 644 $ 125,253,000 $ 194,492 $ 33,000
Atlantic City-Hammonton, NJ 642 $ 129,770,000 $ 202,133 $ 41,000
Evansville, IN-KY 632 $ 89,239,000 $ 141,200 $ 21,968
Fayetteville, NC 625 $ 99,605,000 $ 159,368 $ 9,000
Akron, OH 600 $ 94,716,000 $ 157,860 $ 35,000
Modesto, CA 596 $ 99,125,000 $ 166,317 $ 34,000
Madison, WI 591 $ 122,606,000 $ 207,455 $ 32,000
North Port-Bradenton-Sarasota, FL 585 $ 111,874,000 $ 191,237 $ 76,000
Lancaster, PA 577 $ 97,621,000 $ 169,187 $ 26,000
Santa Cruz-Watsonville, CA 569 $ 198,830,000 $ 349,437 $ 44,000
Santa Barbara-Santa Maria-Goleta, CA 542 $ 187,613,000 $ 346,149 $ 51,000
El Paso, TX 539 $ 82,621,000 $ 153,285 $ 25,000
Springfield, MA 539 $ 100,112,000 $ 185,736 $ 43,000
Greeley, CO 538 $ 114,015,000 $ 211,923 $ 36,000
Cape Coral-Fort Myers, FL 535 $ 85,797,000 $ 160,368 $ 45,000
Pensacola-Ferry Pass-Brent, FL 532 $ 92,946,000 $ 174,710 $ 29,000
Little Rock-North Little Rock-Conway, AR 530 $ 82,872,000 $ 156,362 $ 22,000
Kennewick-Pasco-Richland, WA 529 $ 93,458,000 $ 176,669 $ 20,000
Winston-Salem, NC 494 $ 89,341,000 $ 180,852 $ 30,000
Springfield, MO 490 $ 72,890,000 $ 148,755 $ 44,000
York-Hanover, PA 483 $ 83,406,000 $ 172,683 $ 33,000
Olympia, WA 477 $ 108,706,000 $ 227,895 $ 27,000
Omaha-Council Bluffs, NE-IA 474 $ 79,035,000 $ 166,740 $ 38,000
Bremerton-Silverdale, WA 469 $ 114,094,000 $ 243,270 $ 31,000
Buffalo-Niagara Falls, NY 462 $ 60,980,000 $ 131,991 $ 33,000
Poughkeepsie-Newburgh-Middletown, NY 457 $ 107,076,000 $ 234,301 $ 88,000
Reading, PA 450 $ 73,967,000 $ 164,371 $ 40,000
Ocean City, NJ 446 $ 115,513,000 $ 258,997 $ 83,000
Tulsa, OK 443 $ 72,491,000 $ 163,636 $ 43,000
Greenville-Mauldin-Easley, SC 439 $ 82,576,000 $ 188,100 $ 19,000
Salinas, CA 430 $ 125,563,000 $ 292,006 $ 51,000
Rochester, NY 429 $ 61,743,000 $ 143,923 $ 48,000
Grand Rapids-Wyoming, MI 418 $ 60,803,000 $ 145,461 $ 32,000
Tallahassee, FL 410 $ 75,208,000 $ 183,434 $ 34,000
Knoxville, TN 402 $ 72,198,000 $ 179,597 $ 24,000
Des Moines-West Des Moines, IA 401 $ 70,704,000 $ 176,319 $ 30,000
South Bend-Mishawaka, IN-MI 398 $ 55,327,000 $ 139,012 $ 19,713
Salem, OR 397 $ 76,764,000 $ 193,360 $ 16,000
Norwich-New London, CT 394 $ 89,351,000 $ 226,779 $ 67,000
Asheville, NC 392 $ 73,456,000 $ 187,387 $ 32,000
Augusta-Richmond County, GA-SC 388 $ 63,941,000 $ 164,796 $ 16,497
Canton-Massillon, OH 376 $ 54,951,000 $ 146,146 $ 23,000
Rockford, IL 366 $ 57,819,000 $ 157,975 $ 57,000
Savannah, GA 361 $ 67,201,000 $ 186,152 $ 28,000
Dayton, OH 358 $ 56,829,000 $ 158,740 $ 8,000
Albany-Schenectady-Troy, NY 356 $ 67,283,000 $ 188,997 $ 53,000
Prescott, AZ 354 $ 69,987,000 $ 197,703 $ 40,000
Bend, OR 353 $ 71,833,000 $ 203,492 $ 19,000
Palm Bay-Melbourne-Titusville, FL 348 $ 60,775,000 $ 174,640 $ 49,000
Port St. Lucie, FL 340 $ 52,827,000 $ 155,373 $ 49,000
Scranton--Wilkes-Barre, PA 337 $ 47,951,000 $ 142,287 $ 43,000
Mount Vernon-Anacortes, WA 329 $ 73,076,000 $ 222,115 $ 21,000
Clarksville, TN-KY 327 $ 50,993,000 $ 155,941 $ 6,868
Anchorage, AK 325 $ 82,656,000 $ 254,326 $ 39,000
Burlington-South Burlington, VT 319 $ 66,656,000 $ 208,952 $ 46,000
Roanoke, VA 319 $ 58,343,000 $ 182,893 $ 43,000
Lansing-East Lansing, MI 312 $ 44,218,000 $ 141,724 $ 48,000
Montgomery, AL 311 $ 50,805,000 $ 163,360 $ 32,000
Yuma, AZ 310 $ 53,888,000 $ 173,832 $ 34,000
Deltona-Daytona Beach-Ormond Beach, FL 307 $ 49,641,000 $ 161,697 $ 56,000
Morgantown, WV 307 $ 54,553,000 $ 177,697 $ 63,000
Jacksonville, NC 305 $ 53,390,000 $ 175,049 $ 9,000
Wenatchee-East Wenatchee, WA 305 $ 62,303,000 $ 204,272 $ 33,000
Lynchburg, VA 301 $ 52,560,000 $ 174,617 $ 45,000
Reno-Sparks, NV 301 $ 68,838,000 $ 228,697 $ 14,000
Corpus Christi, TX 297 $ 51,157,000 $ 172,245 $ 44,000
Shreveport-Bossier City, LA 293 $ 54,840,000 $ 187,167 $ 30,000
Chico, CA 289 $ 57,701,000 $ 199,657 $ 34,000
Lakeland-Winter Haven, FL 289 $ 40,612,000 $ 140,525 $ 34,000
Columbus, GA-AL 284 $ 49,826,000 $ 175,443 $ 19,940
Pueblo, CO 280 $ 45,378,000 $ 162,064 $ 34,000
Jackson, MS 279 $ 48,310,000 $ 173,154 $ 55,000
Hagerstown-Martinsburg, MD-WV 277 $ 54,468,000 $ 196,635 $ 64,714
Chattanooga, TN-GA 276 $ 42,316,000 $ 153,318 $ 29,565
Naples-Marco Island, FL 272 $ 63,447,000 $ 233,261 $ 90,000
Vineland-Millville-Bridgeton, NJ 268 $ 40,944,000 $ 152,776 $ 30,000
Hickory-Lenoir-Morganton, NC 266 $ 45,020,000 $ 169,248 $ 36,000
Crestview-Fort Walton Beach-Destin, FL 263 $ 50,159,000 $ 190,718 $ 18,000
Flagstaff, AZ 261 $ 58,995,000 $ 226,034 $ 46,000
Napa, CA 258 $ 94,059,000 $ 364,569 $ 68,000
Charlottesville, VA 252 $ 61,481,000 $ 243,972 $ 52,000
Yakima, WA 251 $ 42,382,000 $ 168,852 $ 29,000
Redding, CA 249 $ 47,124,000 $ 189,253 $ 38,000
Auburn-Opelika, AL 248 $ 49,902,000 $ 201,217 $ 71,000
Visalia-Porterville, CA 246 $ 44,212,000 $ 179,723 $ 48,000
Warner Robins, GA 245 $ 39,391,000 $ 160,779 $ 9,000
Flint, MI 244 $ 34,724,000 $ 142,311 $ 61,000
Yuba City, CA 244 $ 43,035,000 $ 176,372 $ 23,000
Medford, OR 243 $ 51,353,000 $ 211,329 $ 22,000
Idaho Falls, ID 237 $ 39,415,000 $ 166,308 $ 11,000
Lafayette, IN 236 $ 34,377,000 $ 145,665 $ 62,000
Lake Havasu City-Kingman, AZ 236 $ 37,135,000 $ 157,351 $ 59,000
Midland, TX 234 $ 44,416,000 $ 189,811 $ 44,000
Elizabethtown, KY 232 $ 39,545,000 $ 170,452 $ 5,000
Cedar Rapids, IA 230 $ 33,734,000 $ 146,669 $ 55,000
Duluth, MN-WI 228 $ 37,203,000 $ 163,171 $ 26,385
McAllen-Edinburg-Mission, TX 227 $ 33,405,000 $ 147,158 $ 42,000
Merced, CA 224 $ 30,106,000 $ 134,401 $ 29,000
Burlington, NC 221 $ 35,152,000 $ 159,058 $ 66,000
Waterloo-Cedar Falls, IA 221 $ 30,536,000 $ 138,171 $ 30,000
Racine, WI 217 $ 39,938,000 $ 184,046 $ 41,000
Mobile, AL 213 $ 34,728,000 $ 163,042 $ 34,000
Dover, DE 209 $ 42,932,000 $ 205,416 $ 36,000
Macon, GA 201 $ 33,174,000 $ 165,044 $ 26,000
Santa Fe, NM 201 $ 50,644,000 $ 251,960 $ 37,000
Myrtle Beach-North Myrtle Beach-Conway, SC 194 $ 36,780,000 $ 189,587 $ 56,000
St. George, UT 193 $ 39,911,000 $ 206,792 $ 54,000
Lubbock, TX 191 $ 29,421,000 $ 154,036 $ 14,000
Green Bay, WI 188 $ 28,316,000 $ 150,617 $ 26,000
Billings, MT 183 $ 32,645,000 $ 178,387 $ 12,000
Toledo, OH 181 $ 28,280,000 $ 156,243 $ 11,000
Las Cruces, NM 178 $ 33,634,000 $ 188,955 $ 30,000
Appleton, WI 176 $ 26,778,000 $ 152,147 $ 31,000
Gainesville, FL 176 $ 33,796,000 $ 192,022 $ 69,000
Ocala, FL 176 $ 27,710,000 $ 157,443 $ 55,000
Fayetteville-Springdale-Rogers, AR-MO 175 $ 31,119,000 $ 177,822 $ 25,931
Coeur D'Alene, ID 164 $ 32,112,000 $ 195,804 $ 28,000
Pocatello, ID 164 $ 24,058,000 $ 146,695 $ 13,000
Lafayette, LA 163 $ 29,000,000 $ 177,914 $ 55,000
Tuscaloosa, AL 162 $ 26,966,000 $ 166,456 $ 41,000
College Station-Bryan, TX 161 $ 27,192,000 $ 168,894 $ 32,000
Brownsville-Harlingen, TX 159 $ 23,221,000 $ 146,044 $ 47,000
Winchester, VA-WV 157 $ 31,777,000 $ 202,401 $ 48,197
Manhattan, KS 156 $ 25,141,000 $ 161,160 $ 19,000
Blacksburg-Christiansburg-Radford, VA 153 $ 27,601,000 $ 180,398 $ 49,000
Lawton, OK 152 $ 22,742,000 $ 149,618 $ 11,000
Syracuse, NY 152 $ 20,351,000 $ 133,888 $ 49,000
Madera-Chowchilla, CA 148 $ 25,656,000 $ 173,351 $ 40,000
Cheyenne, WY 145 $ 26,602,000 $ 183,462 $ 27,000
Waco, TX 145 $ 22,964,000 $ 158,372 $ 39,000
Punta Gorda, FL 144 $ 21,792,000 $ 151,333 $ 40,000
Holland-Grand Haven, MI 141 $ 22,458,000 $ 159,276 $ 25,000
Kalamazoo-Portage, MI 140 $ 22,285,000 $ 159,178 $ 42,000
Abilene, TX 139 $ 19,883,000 $ 143,043 $ 14,000
Lewiston-Auburn, ME 138 $ 21,328,000 $ 154,550 $ 37,000
Elkhart-Goshen, IN 136 $ 16,929,000 $ 124,477 $ 23,000
Great Falls, MT 134 $ 19,192,000 $ 143,223 $ 12,000
Bowling Green, KY 132 $ 19,332,000 $ 146,454 $ 14,000
Florence, SC 131 $ 19,371,000 $ 147,870 $ 19,000
Lake Charles, LA 129 $ 20,345,000 $ 157,713 $ 47,000
Greenville, NC 128 $ 21,570,000 $ 168,515 $ 33,000
Gulfport-Biloxi, MS 128 $ 19,533,000 $ 152,601 $ 26,000
Missoula, MT 128 $ 27,879,000 $ 217,804 $ 19,000
Bloomington-Normal, IL 126 $ 22,464,000 $ 178,285 $ 19,000
Lebanon, PA 123 $ 19,319,000 $ 157,065 $ 28,000
Longview, WA 123 $ 21,339,000 $ 173,487 $ 26,000
Youngstown-Warren-Boardman, OH-PA 122 $ 16,054,000 $ 131,590 $ 23,770
Beaumont-Port Arthur, TX 120 $ 16,771,000 $ 139,758 $ 29,000
Topeka, KS 120 $ 16,979,000 $ 141,491 $ 28,000
Niles-Benton Harbor, MI 118 $ 21,886,000 $ 185,474 $ 50,000
Gainesville, GA 117 $ 20,401,000 $ 174,367 $ 29,000
Cumberland, MD-WV 116 $ 14,427,000 $ 124,370 $ 21,431
Oshkosh-Neenah, WI 116 $ 15,589,000 $ 134,387 $ 20,000
Spartanburg, SC 114 $ 17,362,000 $ 152,298 $ 13,000
Bangor, ME 113 $ 16,605,000 $ 146,946 $ 24,000
Tyler, TX 113 $ 20,215,000 $ 178,893 $ 30,000
Kingsport-Bristol-Bristol, TN-VA 112 $ 17,064,000 $ 152,357 $ 24,821
Hanford-Corcoran, CA 111 $ 21,355,000 $ 192,387 $ 36,000
Kokomo, IN 111 $ 14,546,000 $ 131,045 $ 62,000
Michigan City-La Porte, IN 111 $ 15,456,000 $ 139,243 $ 44,000
Hinesville-Fort Stewart, GA 110 $ 15,704,000 $ 142,763 $ 7,000
Lawrence, KS 110 $ 18,564,000 $ 168,763 $ 24,000
Anderson, IN 109 $ 13,637,000 $ 125,110 $ 48,000
Anderson, SC 108 $ 18,914,000 $ 175,129 $ 14,000
Panama City-Lynn Haven-Panama City Beach, FL 108 $ 21,299,000 $ 197,212 $ 27,000
Amarillo, TX 106 $ 19,352,000 $ 182,566 $ 36,000
State College, PA 106 $ 19,861,000 $ 187,367 $ 32,000
Corvallis, OR 105 $ 22,559,000 $ 214,847 $ 23,000
Jackson, MI 105 $ 13,192,000 $ 125,638 $ 35,000
Laredo, TX 103 $ 16,242,000 $ 157,689 $ 18,000
Fargo, ND-MN 102 $ 14,524,000 $ 142,392 $ 36,039
Farmington, NM 101 $ 20,032,000 $ 198,336 $ 40,000
Peoria, IL 101 $ 17,748,000 $ 175,722 $ 22,000
Sherman-Denison, TX 101 $ 14,702,000 $ 145,564 $ 45,000
Springfield, OH 101 $ 14,509,000 $ 143,653 $ 54,000
Valdosta, GA 99 $ 17,046,000 $ 172,181 $ 12,000
Decatur, AL 98 $ 13,113,000 $ 133,806 $ 35,000
Johnson City, TN 98 $ 16,434,000 $ 167,693 $ 22,000
Anniston-Oxford, AL 94 $ 11,434,000 $ 121,638 $ 31,000
Houma-Bayou Cane-Thibodaux, LA 93 $ 16,115,000 $ 173,279 $ 21,000
Saginaw-Saginaw Township North, MI 90 $ 11,612,000 $ 129,022 $ 59,000
Rochester, MN 89 $ 15,660,000 $ 175,955 $ 35,000
Janesville, WI 88 $ 11,895,000 $ 135,170 $ 29,000
El Centro, CA 87 $ 14,650,000 $ 168,390 $ 47,000
Harrisonburg, VA 86 $ 15,967,000 $ 185,662 $ 35,000
Sumter, SC 86 $ 13,258,000 $ 154,162 $ 5,000
Florence-Muscle Shoals, AL 85 $ 12,954,000 $ 152,400 $ 48,000
St. Cloud, MN 85 $ 13,517,000 $ 159,023 $ 33,000
Brunswick, GA 84 $ 18,619,000 $ 221,654 $ 42,000
Dothan, AL 84 $ 13,395,000 $ 159,464 $ 32,000
Joplin, MO 84 $ 10,693,000 $ 127,297 $ 31,000
Champaign-Urbana, IL 83 $ 11,854,000 $ 142,819 $ 21,000
Logan, UT-ID 83 $ 14,772,000 $ 177,975 $ 21,373
Palm Coast, FL 82 $ 13,273,000 $ 161,865 $ 55,000
Sioux Falls, SD 82 $ 15,327,000 $ 186,914 $ 21,000
San Angelo, TX 81 $ 12,073,000 $ 149,049 $ 22,000
Wichita Falls, TX 80 $ 10,746,000 $ 134,325 $ 12,000
Fairbanks, AK 79 $ 16,103,000 $ 203,835 $ 25,000
Athens-Clarke County, GA 78 $ 14,115,000 $ 180,961 $ 29,000
Rapid City, SD 78 $ 13,194,000 $ 169,153 $ 17,000
Sheboygan, WI 78 $ 14,176,000 $ 181,743 $ 55,000
Kingston, NY 77 $ 16,745,000 $ 217,467 $ 62,000
Salisbury, MD 77 $ 12,372,000 $ 160,675 $ 32,000
Sebastian-Vero Beach, FL 76 $ 15,637,000 $ 205,750 $ 50,000
Lincoln, NE 75 $ 11,376,000 $ 151,680 $ 39,000
Muncie, IN 74 $ 9,502,000 $ 128,405 $ 54,000
Charleston, WV 73 $ 10,552,000 $ 144,547 $ 28,000
Fort Smith, AR-OK 73 $ 9,583,000 $ 131,273 $ 27,150
Lewiston, ID-WA 73 $ 12,917,000 $ 176,945 $ 39,273
Pascagoula, MS 73 $ 10,640,000 $ 145,753 $ 17,000
Goldsboro, NC 72 $ 11,346,000 $ 157,583 $ 15,000
Utica-Rome, NY 70 $ 8,452,000 $ 120,742 $ 25,000
Eau Claire, WI 69 $ 10,797,000 $ 156,478 $ 38,000
Longview, TX 68 $ 9,649,000 $ 141,897 $ 30,000
Columbia, MO 64 $ 12,233,000 $ 191,140 $ 52,000
Monroe, LA 64 $ 11,396,000 $ 178,062 $ 55,000
Pittsfield, MA 64 $ 12,029,000 $ 187,953 $ 48,000
Sioux City, IA-NE-SD 64 $ 7,508,000 $ 117,312 $ 48,093
St. Joseph, MO-KS 62 $ 9,358,000 $ 150,935 $ 28,000
Erie, PA 61 $ 8,156,000 $ 133,704 $ 18,000
Fond Du Lac, WI 61 $ 9,420,000 $ 154,426 $ 35,000
Muskegon-Norton Shores, MI 61 $ 8,967,000 $ 147,000 $ 24,000
Casper, WY 60 $ 11,937,000 $ 198,950 $ 55,000
Williamsport, PA 59 $ 8,005,000 $ 135,677 $ 40,000
Odessa, TX 58 $ 8,057,000 $ 138,913 $ 30,000
Hattiesburg, MS 57 $ 8,844,000 $ 155,157 $ 48,000
Huntington-Ashland, WV-KY-OH 57 $ 6,266,000 $ 109,929 $ 29,298
Rocky Mount, NC 57 $ 8,638,000 $ 151,543 $ 27,000
Wausau, WI 56 $ 7,012,000 $ 125,214 $ 30,000
Albany, GA 55 $ 8,221,000 $ 149,472 $ 36,000
Cleveland, TN 55 $ 8,608,000 $ 156,509 $ 23,000
Monroe, MI 55 $ 8,643,000 $ 157,145 $ 34,000
Altoona, PA 54 $ 6,345,000 $ 117,500 $ 22,000
Binghamton, NY 53 $ 6,638,000 $ 125,245 $ 21,000
Columbus, IN 53 $ 8,480,000 $ 160,000 $ 33,000
Rome, GA 53 $ 7,595,000 $ 143,301 $ 26,000
Danville, VA 52 $ 6,604,000 $ 127,000 $ 48,000
Hot Springs, AR 52 $ 8,771,000 $ 168,673 $ 21,000
Gadsden, AL 50 $ 7,580,000 $ 151,600 $ 64,000
Victoria, TX 50 $ 6,880,000 $ 137,600 $ 51,000
Alexandria, LA 49 $ 7,016,000 $ 143,183 $ 18,000
Morristown, TN 49 $ 6,884,000 $ 140,489 $ 38,000
Kankakee-Bradley, IL 48 $ 7,298,000 $ 152,041 $ 35,000
Springfield, IL 47 $ 7,125,000 $ 151,595 $ 17,000
Ames, IA 46 $ 7,581,000 $ 164,804 $ 37,000
Terre Haute, IN 46 $ 5,334,000 $ 115,956 $ 43,000
Dalton, GA 43 $ 6,553,000 $ 152,395 $ 22,000
Owensboro, KY 42 $ 4,937,000 $ 117,547 $ 18,000
Texarkana, Tx-Texarkana, AR 42 $ 6,012,000 $ 143,142 $ 38,571
Iowa City, IA 40 $ 7,020,000 $ 175,500 $ 51,000
Glens Falls, NY 39 $ 6,322,000 $ 162,102 $ 34,000
Bay City, MI 38 $ 4,510,000 $ 118,684 $ 58,000
La Crosse, WI-MN 36 $ 5,600,000 $ 155,555 $ 11,138
Battle Creek, MI 35 $ 4,545,000 $ 129,857 $ 21,000
Cape Girardeau-Jackson, MO-IL 35 $ 4,532,000 $ 129,485 $ 36,000
Decatur, IL 34 $ 4,551,000 $ 133,852 $ 17,000
Grand Forks, ND-MN 34 $ 5,539,000 $ 162,911 $ 20,588
Jonesboro, AR 34 $ 3,988,000 $ 117,294 $ 12,000
Pine Bluff, AR 33 $ 3,702,000 $ 112,181 $ 28,000
Parkersburg-Marietta-Vienna, WV-OH 32 $ 3,797,000 $ 118,656 $ 18,375
Jackson, TN 31 $ 4,533,000 $ 146,225 $ 36,000
Jefferson City, MO 31 $ 4,203,000 $ 135,580 $ 44,000
Mankato-North Mankato, MN 31 $ 5,288,000 $ 170,580 $ 32,000
Steubenville-Weirton, OH-WV 30 $ 2,626,000 $ 87,533 $ 28,500
Bismarck, ND 27 $ 4,375,000 $ 162,037 $ 35,000
Elmira, NY 27 $ 3,358,000 $ 124,370 $ 60,000
Carson City, NV 25 $ 4,634,000 $ 185,360 $ 16,000
Johnstown, PA 25 $ 2,666,000 $ 106,640 $ 15,000
Wheeling, WV-OH 25 $ 2,762,000 $ 110,480 $ 14,200
Mansfield, OH 24 $ 3,228,000 $ 134,500 $ 15,000
Dubuque, IA 22 $ 3,303,000 $ 150,136 $ 31,000
Sandusky, OH 18 $ 2,383,000 $ 132,388 $ 8,000
Lima, OH 17 $ 2,282,000 $ 134,235 $ 23,000
Danville, IL 15 $ 1,346,000 $ 89,733 $ 24,000
Ithaca, NY 13 $ 2,076,000 $ 159,692 $ 35,000

Mortgage Loan Application Detail Totals for Ally Bank F/K/A/ Gmac Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 273,074 $64,912,864,000 $237,000 $2,000,000 $52,000 $9,999,000
Home Purchase 93,885 $20,373,214,000 $217,000 $2,300,000 $23,000 $9,960,000
Home Improvement 7,708 $1,499,841,000 $194,000 $1,500,000 $72,000 $6,100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 219,541 $50,158,441,000 $228,000 $1,500,000 $0 $0
White 113,672 $26,694,788,000 $234,000 $2,300,000 $112,000 $9,999,000
Not Provided 17,307 $4,232,591,000 $244,000 $2,000,000 $111,000 $9,960,000
Hispanic 8,556 $1,873,419,000 $218,000 $1,999,000 $88,000 $4,125,000
Asian 7,282 $2,150,932,000 $295,000 $2,000,000 $123,000 $2,400,000
Black or African American 6,823 $1,344,283,000 $197,000 $1,350,000 $82,000 $6,467,000
American Indian or Alaskan Native 954 $193,244,000 $202,000 $1,860,000 $92,000 $1,600,000
Native Hawaiian or Other Pacific Islander 532 $138,221,000 $259,000 $1,800,000 $100,000 $1,700,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 292,653 $70,233,021,000 $239,000 $2,300,000 $53,000 $9,999,000
FHA-insured (Federal Housing Administration) 55,360 $10,726,827,000 $193,000 $1,243,000 $21,000 $3,240,000
VA-guaranteed (Veterans Administration) 26,654 $5,826,071,000 $218,000 $1,095,000 $5,000 $1,305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 219,541 $50,158,441,000 $228,000 $1,500,000 $0 $0
Loan Originated 79,270 $18,687,294,000 $235,000 $2,300,000 $113,000 $7,000,000
Application Withdrawn By Applicant 30,471 $6,722,273,000 $220,000 $2,000,000 $102,000 $9,960,000
Application Denied By Financial Institution 23,048 $6,129,361,000 $265,000 $2,000,000 $108,000 $5,023,000
File Closed For Incompleteness 18,497 $4,114,864,000 $222,000 $1,908,000 $109,000 $9,999,000
Application Approved But Not Accepted 3,792 $960,131,000 $253,000 $1,983,000 $119,000 $3,936,000
Preapproval Denied by Financial Institution 48 $13,555,000 $282,000 $1,040,000 $110,000 $527,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank F/K/A/ Gmac Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank F/K/A/ Gmac Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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