Gmfs, LLC Mortgage Lending & HMDA Data, 2012

In 2012, Gmfs, LLC of Baton Rouge, LA reported 13,724 mortgage applications totaling $2.3 billion, up 40% from 2011. The average application was for $170,931, and applicants reported an average income of $73,606. 55% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Baton Rouge, LA (4,201), New Orleans-Metairie-Kenner, LA (2,197) and Lafayette, LA (537) (applications in parentheses).

Mortgage Company & Address Gmfs, LLC
7389 Florida Blvd, Ste 200-A
Baton Rouge, LA 70806
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,724
Total Mortgage Loan Application Amount $2,345,869,000
Average Mortgage Loan Application Amount $170,931
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $73,606
Highest Applicant Income $1,943,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gmfs, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gmfs, LLC by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Baton Rouge, LA 4,201 $ 751,495,000 $ 178,884 $ 78,000
New Orleans-Metairie-Kenner, LA 2,197 $ 391,800,000 $ 178,334 $ 74,000
Lafayette, LA 537 $ 91,537,000 $ 170,459 $ 69,000
Birmingham-Hoover, AL 347 $ 65,138,000 $ 187,717 $ 79,000
Nashville-Davidson--Murfreesboro--Franklin, TN 325 $ 50,660,000 $ 155,876 $ 51,000
Huntsville, AL 305 $ 60,444,000 $ 198,177 $ 94,000
Lake Charles, LA 287 $ 44,589,000 $ 155,362 $ 70,000
Houma-Bayou Cane-Thibodaux, LA 275 $ 46,556,000 $ 169,294 $ 73,000
Shreveport-Bossier City, LA 259 $ 43,463,000 $ 167,810 $ 72,000
Mobile, AL 255 $ 38,908,000 $ 152,580 $ 68,000
Little Rock-North Little Rock-Conway, AR 224 $ 35,015,000 $ 156,316 $ 56,000
Alexandria, LA 213 $ 35,337,000 $ 165,901 $ 66,000
Monroe, LA 179 $ 28,712,000 $ 160,402 $ 62,000
Jonesboro, AR 95 $ 14,507,000 $ 152,705 $ 77,000
Montgomery, AL 84 $ 14,108,000 $ 167,952 $ 75,000
Fayetteville-Springdale-Rogers, AR-MO 80 $ 11,946,000 $ 149,325 $ 53,000
Memphis, TN-MS-AR 74 $ 11,197,000 $ 151,310 $ 53,270
Hot Springs, AR 69 $ 9,582,000 $ 138,869 $ 63,000
Jackson, MS 66 $ 12,723,000 $ 192,772 $ 93,000
Macon, GA 55 $ 12,205,000 $ 221,909 $ 143,000
Chattanooga, TN-GA 54 $ 7,945,000 $ 147,129 $ 52,333
Knoxville, TN 49 $ 7,810,000 $ 159,387 $ 52,000
Clarksville, TN-KY 48 $ 7,087,000 $ 147,645 $ 57,125
Louisville/Jefferson County, KY-IN 47 $ 7,050,000 $ 150,000 $ 58,000
Decatur, AL 40 $ 7,375,000 $ 184,375 $ 86,000
Gulfport-Biloxi, MS 30 $ 5,301,000 $ 176,700 $ 83,000
Indianapolis-Carmel, IN 25 $ 4,019,000 $ 160,760 $ 85,000
Fort Smith, AR-OK 24 $ 3,584,000 $ 149,333 $ 48,000
Atlanta-Sandy Springs-Marietta, GA 22 $ 3,536,000 $ 160,727 $ 70,000
Tuscaloosa, AL 22 $ 4,331,000 $ 196,863 $ 94,000
Riverside-San Bernardino-Ontario, CA 21 $ 5,201,000 $ 247,666 $ 86,000
Houston-Sugar Land-Baytown, TX 19 $ 2,849,000 $ 149,947 $ 82,000
Jackson, TN 19 $ 2,286,000 $ 120,315 $ 46,000
Tampa-St. Petersburg-Clearwater, FL 18 $ 1,803,000 $ 100,166 $ 50,000
Dallas-Plano-Irving, TX 14 $ 2,593,000 $ 185,214 $ 93,000
Gadsden, AL 14 $ 2,138,000 $ 152,714 $ 74,000
Chicago-Joliet-Naperville, IL 13 $ 1,348,000 $ 103,692 $ 48,000
Cincinnati-Middletown, OH-KY-IN 13 $ 1,722,000 $ 132,461 $ 42,307
Kingsport-Bristol-Bristol, TN-VA 13 $ 1,753,000 $ 134,846 $ 32,000
Los Angeles-Long Beach-Glendale, CA 13 $ 4,338,000 $ 333,692 $ 77,000
Pascagoula, MS 13 $ 2,156,000 $ 165,846 $ 62,000
Pine Bluff, AR 13 $ 1,770,000 $ 136,153 $ 54,000
Oakland-Fremont-Hayward, CA 12 $ 3,453,000 $ 287,750 $ 110,000
Elizabethtown, KY 11 $ 2,030,000 $ 184,545 $ 72,000
Hattiesburg, MS 11 $ 1,751,000 $ 159,181 $ 67,000
Baltimore-Towson, MD 10 $ 2,292,000 $ 229,200 $ 62,000
Cleveland, TN 10 $ 1,502,000 $ 150,200 $ 54,000
Florence-Muscle Shoals, AL 10 $ 1,438,000 $ 143,800 $ 59,000
Johnson City, TN 10 $ 1,435,000 $ 143,500 $ 45,000
Lexington-Fayette, KY 10 $ 1,532,000 $ 153,200 $ 57,000
Orlando-Kissimmee-Sanford, FL 10 $ 1,186,000 $ 118,600 $ 58,000
Pensacola-Ferry Pass-Brent, FL 10 $ 2,571,000 $ 257,100 $ 174,000
Tallahassee, FL 10 $ 2,305,000 $ 230,500 $ 121,000
Miami-Miami Beach-Kendall, FL 9 $ 1,530,000 $ 170,000 $ 57,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 9 $ 2,490,000 $ 276,666 $ 106,000
Anniston-Oxford, AL 8 $ 1,029,000 $ 128,625 $ 53,000
Fort Worth-Arlington, TX 8 $ 944,000 $ 118,000 $ 53,000
Morristown, TN 8 $ 1,065,000 $ 133,125 $ 67,000
Texarkana, Tx-Texarkana, AR 8 $ 1,336,000 $ 167,000 $ 45,000
Dothan, AL 7 $ 927,000 $ 132,428 $ 40,000
Philadelphia, PA 7 $ 1,146,000 $ 163,714 $ 51,000
Auburn-Opelika, AL 6 $ 1,054,000 $ 175,666 $ 393,000
Minneapolis-St. Paul-Bloomington, MN-WI 6 $ 1,126,000 $ 187,666 $ 82,000
Santa Ana-Anaheim-Irvine, CA 6 $ 2,465,000 $ 410,833 $ 75,000
Bowling Green, KY 5 $ 789,000 $ 157,800 $ 44,000
Bridgeport-Stamford-Norwalk, CT 5 $ 1,029,000 $ 205,800 $ 64,000
Columbus, GA-AL 5 $ 1,012,000 $ 202,400 $ 89,200
Columbus, OH 5 $ 824,000 $ 164,800 $ 57,000
Denver-Aurora-Broomfield, CO 5 $ 955,000 $ 191,000 $ 86,000
Stockton, CA 5 $ 1,085,000 $ 217,000 $ 91,000
West Palm Beach-Boca Raton-Boynton Beach, FL 5 $ 766,000 $ 153,200 $ 54,000
Albuquerque, NM 4 $ 600,000 $ 150,000 $ 60,000
Bethesda-Rockville-Frederick, MD 4 $ 982,000 $ 245,500 $ 85,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 4 $ 520,000 $ 130,000 $ 55,000
Hartford-West Hartford-East Hartford, CT 4 $ 816,000 $ 204,000 $ 73,000
Jacksonville, FL 4 $ 641,000 $ 160,250 $ 54,000
Pittsburgh, PA 4 $ 706,000 $ 176,500 $ 62,000
Seattle-Bellevue-Everett, WA 4 $ 1,191,000 $ 297,750 $ 106,000
Tacoma, WA 4 $ 940,000 $ 235,000 $ 73,000
Warren-Troy-Farmington Hills, MI 4 $ 643,000 $ 160,750 $ 79,000
Bremerton-Silverdale, WA 3 $ 644,000 $ 214,666 $ 53,000
Charleston-North Charleston-Summerville, SC 3 $ 326,000 $ 108,666 $ 46,000
Detroit-Livonia-Dearborn, MI 3 $ 239,000 $ 79,666 $ 93,000
Huntington-Ashland, WV-KY-OH 3 $ 424,000 $ 141,333 $ 58,000
Laredo, TX 3 $ 467,000 $ 155,666 $ 108,000
Milwaukee-Waukesha-West Allis, WI 3 $ 351,000 $ 117,000 $ 50,000
Modesto, CA 3 $ 369,000 $ 123,000 $ 50,000
Oklahoma City, OK 3 $ 444,000 $ 148,000 $ 60,000
Sacramento--Arden-Arcade--Roseville, CA 3 $ 873,000 $ 291,000 $ 120,000
San Diego-Carlsbad-San Marcos, CA 3 $ 1,209,000 $ 403,000 $ 115,000
Santa Cruz-Watsonville, CA 3 $ 951,000 $ 317,000 $ 87,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 531,000 $ 177,000 $ 39,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 295,000 $ 147,500 $ 83,500
Bakersfield-Delano, CA 2 $ 257,000 $ 128,500 $ 31,000
Charlotte-Gastonia-Rock Hill, NC-SC 2 $ 493,000 $ 246,500 $ 46,500
Colorado Springs, CO 2 $ 523,000 $ 261,500 $ 164,000
Corpus Christi, TX 2 $ 262,000 $ 131,000 $ 82,000
Dayton, OH 2 $ 226,000 $ 113,000 $ 52,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 197,000 $ 98,500 $ 40,000
Des Moines-West Des Moines, IA 2 $ 179,000 $ 89,500 $ 30,000
Edison-New Brunswick, NJ 2 $ 530,000 $ 265,000 $ 99,000
Gainesville, GA 2 $ 533,000 $ 266,500 $ 182,000
Greeley, CO 2 $ 273,000 $ 136,500 $ 83,000
Lakeland-Winter Haven, FL 2 $ 148,000 $ 74,000 $ 27,000
Myrtle Beach-North Myrtle Beach-Conway, SC 2 $ 350,000 $ 175,000 $ 45,000
North Port-Bradenton-Sarasota, FL 2 $ 178,000 $ 89,000 $ 56,000
Owensboro, KY 2 $ 383,000 $ 191,500 $ 51,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 622,000 $ 311,000 $ 45,000
Panama City-Lynn Haven-Panama City Beach, FL 2 $ 365,000 $ 182,500 $ 54,000
Port St. Lucie, FL 2 $ 275,000 $ 137,500 $ 35,000
Portland-Vancouver-Hillsboro, OR-WA 2 $ 261,000 $ 130,500 $ 50,000
Salinas, CA 2 $ 204,000 $ 102,000 $ 46,000
San Antonio-New Braunfels, TX 2 $ 275,000 $ 137,500 $ 36,000
San Francisco-San Mateo-Redwood City, CA 2 $ 1,107,000 $ 553,500 $ 123,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 528,000 $ 264,000 $ 74,000
Santa Rosa-Petaluma, CA 2 $ 1,089,000 $ 544,500 $ 121,000
Steubenville-Weirton, OH-WV 2 $ 84,000 $ 42,000 $ 30,000
Warner Robins, GA 2 $ 271,000 $ 135,500 $ 31,000
Wilmington, NC 2 $ 224,000 $ 112,000 $ 50,000
Akron, OH 1 $ 64,000 $ 64,000 $ 22,000
Albany, GA 1 $ 175,000 $ 175,000 $ 56,000
Anderson, IN 1 $ 99,000 $ 99,000 $ 55,000
Anderson, SC 1 $ 128,000 $ 128,000 $ 24,000
Ann Arbor, MI 1 $ 111,000 $ 111,000 $ 39,000
Athens-Clarke County, GA 1 $ 381,000 $ 381,000 $ 106,000
Atlantic City-Hammonton, NJ 1 $ 169,000 $ 169,000 $ 76,000
Augusta-Richmond County, GA-SC 1 $ 340,000 $ 340,000 $ 135,000
Austin-Round Rock-San Marcos, TX 1 $ 127,000 $ 127,000 $ 27,000
Bloomington, IN 1 $ 109,000 $ 109,000 $ 42,000
Brownsville-Harlingen, TX 1 $ 123,000 $ 123,000 $ 36,000
Canton-Massillon, OH 1 $ 199,000 $ 199,000 $ 65,000
Chico, CA 1 $ 149,000 $ 149,000 $ 82,000
Cleveland-Elyria-Mentor, OH 1 $ 67,000 $ 67,000 $ 22,000
Columbia, SC 1 $ 197,000 $ 197,000 $ 129,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 336,000 $ 336,000 $ 21,000
El Centro, CA 1 $ 134,000 $ 134,000 $ 56,000
Eugene-Springfield, OR 1 $ 159,000 $ 159,000 $ 30,000
Evansville, IN-KY 1 $ 71,000 $ 71,000 $ 22,000
Fort Collins-Loveland, CO 1 $ 205,000 $ 205,000 $ 42,000
Fort Wayne, IN 1 $ 253,000 $ 253,000 $ 120,000
Harrisburg-Carlisle, PA 1 $ 64,000 $ 64,000 $ 55,000
Holland-Grand Haven, MI 1 $ 144,000 $ 144,000 $ 50,000
Lafayette, IN 1 $ 100,000 $ 100,000 $ 36,000
Lake County-Kenosha County, IL-WI 1 $ 237,000 $ 237,000 $ 108,000
Las Cruces, NM 1 $ 163,000 $ 163,000 $ 60,000
Longview, WA 1 $ 54,000 $ 54,000 $ 24,000
Lubbock, TX 1 $ 130,000 $ 130,000 $ 84,000
McAllen-Edinburg-Mission, TX 1 $ 126,000 $ 126,000 $ 50,000
Michigan City-La Porte, IN 1 $ 111,000 $ 111,000 $ 44,000
Muncie, IN 1 $ 86,000 $ 86,000 $ 33,000
Naples-Marco Island, FL 1 $ 194,000 $ 194,000 $ 75,000
New Haven-Milford, CT 1 $ 166,000 $ 166,000 $ 39,000
Newark-Union, NJ-PA 1 $ 390,000 $ 390,000 $ 198,000
Odessa, TX 1 $ 175,000 $ 175,000 $ 121,000
Olympia, WA 1 $ 201,000 $ 201,000 $ 25,000
Palm Coast, FL 1 $ 101,000 $ 101,000 $ 24,000
Peoria, IL 1 $ 198,000 $ 198,000 $ 61,000
Pueblo, CO 1 $ 121,000 $ 121,000 $ 24,000
Punta Gorda, FL 1 $ 68,000 $ 68,000 $ 35,000
Raleigh-Cary, NC 1 $ 233,000 $ 233,000 $ 80,000
Sherman-Denison, TX 1 $ 144,000 $ 144,000 $ 33,000
Spokane, WA 1 $ 96,000 $ 96,000 $ 21,000
St. Louis, MO-IL 1 $ 97,000 $ 97,000 $ 64,000
Tulsa, OK 1 $ 111,000 $ 111,000 $ 38,000
Vallejo-Fairfield, CA 1 $ 158,000 $ 158,000 $ 36,000
Victoria, TX 1 $ 55,000 $ 55,000 $ 71,000
Winchester, VA-WV 1 $ 123,000 $ 123,000 $ 44,000
York-Hanover, PA 1 $ 217,000 $ 217,000 $ 74,000

Mortgage Loan Application Detail Totals for Gmfs, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,979 $1,579,188,000 $175,000 $1,000,000 $77,000 $1,943,000
Home Purchase 4,665 $754,296,000 $161,000 $920,000 $67,000 $1,943,000
Home Improvement 80 $12,385,000 $154,000 $417,000 $78,000 $313,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,173 $1,766,651,000 $173,000 $1,000,000 $77,000 $1,943,000
Not Provided 1,891 $319,881,000 $169,000 $920,000 $67,000 $1,200,000
Black or African American 1,307 $199,305,000 $152,000 $754,000 $55,000 $511,000
Hispanic 218 $35,637,000 $163,000 $704,000 $61,000 $347,000
Asian 109 $19,865,000 $182,000 $417,000 $77,000 $454,000
American Indian or Alaskan Native 14 $1,914,000 $136,000 $270,000 $54,000 $104,000
Native Hawaiian or Other Pacific Islander 12 $2,616,000 $218,000 $603,000 $80,000 $389,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,974 $1,280,762,000 $183,000 $1,000,000 $89,000 $1,943,000
FHA-insured (Federal Housing Administration) 4,535 $707,760,000 $156,000 $704,000 $59,000 $963,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,435 $207,136,000 $144,000 $321,000 $44,000 $199,000
VA-guaranteed (Veterans Administration) 780 $150,211,000 $192,000 $613,000 $75,000 $420,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,606 $1,313,940,000 $172,000 $657,000 $81,000 $1,943,000
Application Withdrawn By Applicant 5,220 $883,154,000 $169,000 $958,000 $66,000 $1,943,000
Application Denied By Financial Institution 892 $147,524,000 $165,000 $1,000,000 $56,000 $454,000
File Closed For Incompleteness 4 $691,000 $172,000 $236,000 $38,000 $91,000
Application Approved But Not Accepted 2 $560,000 $280,000 $417,000 $117,000 $193,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 472 $74,640,000 $158,000 $687,000 $51,000 $199,000
Debt-To-Income Ratio 202 $37,154,000 $183,000 $873,000 $50,000 $427,000
Other 100 $15,790,000 $157,000 $417,000 $67,000 $349,000
Collateral 72 $12,280,000 $170,000 $1,000,000 $76,000 $336,000
Employment History 22 $3,886,000 $176,000 $415,000 $77,000 $454,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,306,000 $118,000 $181,000 $61,000 $132,000
Unverifiable Information 9 $1,368,000 $152,000 $225,000 $50,000 $94,000
Mortgage Insurance Denied 2 $847,000 $423,000 $444,000 $136,000 $152,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gmfs, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gmfs, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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