Greenpoint Credit, LLC Mortgage Lending & HMDA Data, 2004

In 2004, Greenpoint Credit, LLC of San Diego, CA reported 2,912 mortgage applications totaling $90.1 million, up 9% from 2003. The average application was for $30,943, and applicants reported an average income of $37,646. 24% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (62), Atlanta-Sandy Springs-Marietta, GA (49) and Birmingham-Hoover, AL (37) (applications in parentheses).

Mortgage Company & Address Greenpoint Credit, LLC
10089 Willow Creek
San Diego, CA 92131
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 2,912
Total Mortgage Loan Application Amount $90,107,000
Average Mortgage Loan Application Amount $30,943
Highest Mortgage Loan Application Amount $133,000
Average Applicant Income $37,646
Highest Applicant Income $812,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Credit, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenpoint Credit, LLC by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 53 $ 1,728,000 $ 32,603 $ 36,000
Harris, Texas 21 $ 607,000 $ 28,904 $ 25,000
Calcasieu, Louisiana 18 $ 563,000 $ 31,277 $ 42,000
Jefferson, Kentucky 16 $ 450,000 $ 28,125 $ 41,000
Tuscaloosa, Alabama 15 $ 431,000 $ 28,733 $ 26,000
Onslow, North Carolina 15 $ 406,000 $ 27,066 $ 38,000
Wayne, North Carolina 15 $ 416,000 $ 27,733 $ 29,000
Shelby, Alabama 14 $ 588,000 $ 42,000 $ 36,000
Pima, Arizona 14 $ 481,000 $ 34,357 $ 23,000
Laurel, Kentucky 14 $ 318,000 $ 22,714 $ 40,000
Elkhart, Indiana 13 $ 312,000 $ 24,000 $ 21,000
Sedgwick, Kansas 13 $ 463,000 $ 35,615 $ 29,000
Wake, North Carolina 13 $ 406,000 $ 31,230 $ 34,000
Morgan, Alabama 12 $ 332,000 $ 27,666 $ 21,000
Kern, California 12 $ 326,000 $ 27,166 $ 41,000
Hillsborough, Florida 12 $ 321,000 $ 26,750 $ 44,000
Sangamon, Illinois 12 $ 632,000 $ 52,666 $ 63,000
Linn, Iowa 12 $ 307,000 $ 25,583 $ 41,000
Kanawha, West Virginia 12 $ 300,000 $ 25,000 $ 44,000
Lee, Alabama 11 $ 351,000 $ 31,909 $ 30,000
Orange, Florida 11 $ 281,000 $ 25,545 $ 68,000
Santa Fe, New Mexico 11 $ 315,000 $ 28,636 $ 30,000
Hidalgo, Texas 11 $ 323,000 $ 29,363 $ 25,000
Tarrant, Texas 11 $ 281,000 $ 25,545 $ 30,000
Pinal, Arizona 10 $ 386,000 $ 38,600 $ 35,000
Clayton, Georgia 10 $ 297,000 $ 29,700 $ 33,000
Cobb, Georgia 10 $ 264,000 $ 26,400 $ 20,000
Pulaski, Georgia 10 $ 485,000 $ 48,500 $ 39,000
Wayne, Michigan 10 $ 344,000 $ 34,400 $ 32,000
Jefferson, Missouri 10 $ 188,000 $ 18,800 $ 37,000
Buncombe, North Carolina 10 $ 229,000 $ 22,900 $ 36,000
Sampson, North Carolina 10 $ 354,000 $ 35,400 $ 31,000
Travis, Texas 10 $ 309,000 $ 30,900 $ 39,000
Jefferson, Alabama 9 $ 345,000 $ 38,333 $ 27,000
Marion, Florida 9 $ 296,000 $ 32,888 $ 45,000
Miami-Dade, Florida 9 $ 209,000 $ 23,222 $ 27,000
Pasco, Florida 9 $ 739,000 $ 82,111 $ 68,000
Clark, Nevada 9 $ 211,000 $ 23,444 $ 43,000
Dona Ana, New Mexico 9 $ 264,000 $ 29,333 $ 41,000
Berkeley, South Carolina 9 $ 294,000 $ 32,666 $ 29,000
Berkeley, West Virginia 9 $ 214,000 $ 23,777 $ 52,000
Limestone, Alabama 8 $ 211,000 $ 26,375 $ 40,000
Saline, Arkansas 8 $ 203,000 $ 25,375 $ 20,000
Los Angeles, California 8 $ 288,000 $ 36,000 $ 63,000
Adams, Colorado 8 $ 293,000 $ 36,625 $ 35,000
Alachua, Florida 8 $ 502,000 $ 62,750 $ 72,000
Livingston, Louisiana 8 $ 241,000 $ 30,125 $ 28,000
St. Landry, Louisiana 8 $ 191,000 $ 23,875 $ 32,000
Oakland, Michigan 8 $ 319,000 $ 39,875 $ 35,000
Dakota, Minnesota 8 $ 304,000 $ 38,000 $ 39,000
Lee, Mississippi 8 $ 166,000 $ 20,750 $ 29,000
Pennington, South Dakota 8 $ 251,000 $ 31,375 $ 71,000
Bexar, Texas 8 $ 232,000 $ 29,000 $ 17,000
El Paso, Texas 8 $ 210,000 $ 26,250 $ 23,000
Jefferson, Texas 8 $ 245,000 $ 30,625 $ 32,000
Talladega, Alabama 7 $ 226,000 $ 32,285 $ 31,000
Cochise, Arizona 7 $ 270,000 $ 38,571 $ 49,000
Coconino, Arizona 7 $ 177,000 $ 25,285 $ 34,000
Polk, Florida 7 $ 160,000 $ 22,857 $ 41,000
Bulloch, Georgia 7 $ 211,000 $ 30,142 $ 38,000
Gwinnett, Georgia 7 $ 162,000 $ 23,142 $ 31,000
Macomb, Michigan 7 $ 280,000 $ 40,000 $ 35,000
Washtenaw, Michigan 7 $ 239,000 $ 34,142 $ 33,000
Anoka, Minnesota 7 $ 245,000 $ 35,000 $ 31,000
Boone, Missouri 7 $ 171,000 $ 24,428 $ 25,000
Alamance, North Carolina 7 $ 278,000 $ 39,714 $ 29,000
Cumberland, North Carolina 7 $ 189,000 $ 27,000 $ 34,000
Cass, North Dakota 7 $ 198,000 $ 28,285 $ 32,000
Aiken, South Carolina 7 $ 175,000 $ 25,000 $ 35,000
Horry, South Carolina 7 $ 194,000 $ 27,714 $ 22,000
Grayson, Texas 7 $ 306,000 $ 43,714 $ 28,000
Uintah, Utah 7 $ 436,000 $ 62,285 $ 49,000
Autauga, Alabama 6 $ 167,000 $ 27,833 $ 32,000
DeKalb, Alabama 6 $ 132,000 $ 22,000 $ 21,000
Mobile, Alabama 6 $ 144,000 $ 24,000 $ 29,000
San Bernardino, California 6 $ 124,000 $ 20,666 $ 45,000
Weld, Colorado 6 $ 179,000 $ 29,833 $ 23,000
Brevard, Florida 6 $ 168,000 $ 28,000 $ 30,000
Broward, Florida 6 $ 235,000 $ 39,166 $ 43,000
Duval, Florida 6 $ 157,000 $ 26,166 $ 50,000
Leon, Florida 6 $ 212,000 $ 35,333 $ 53,000
Carroll, Georgia 6 $ 236,000 $ 39,333 $ 16,000
Allen, Indiana 6 $ 199,000 $ 33,166 $ 31,000
Marion, Indiana 6 $ 157,000 $ 26,166 $ 47,000
Ouachita, Louisiana 6 $ 197,000 $ 32,833 $ 49,000
Terrebonne, Louisiana 6 $ 155,000 $ 25,833 $ 22,000
Harford, Maryland 6 $ 219,000 $ 36,500 $ 127,000
Monroe, Michigan 6 $ 145,000 $ 24,166 $ 31,000
Oktibbeha, Mississippi 6 $ 169,000 $ 28,166 $ 20,000
Panola, Mississippi 6 $ 151,000 $ 25,166 $ 23,000
Rankin, Mississippi 6 $ 105,000 $ 17,500 $ 25,000
Randolph, North Carolina 6 $ 145,000 $ 24,166 $ 16,000
Minnehaha, South Dakota 6 $ 219,000 $ 36,500 $ 26,000
Sullivan, Tennessee 6 $ 174,000 $ 29,000 $ 28,000
Bastrop, Texas 6 $ 272,000 $ 45,333 $ 37,000
Montgomery, Texas 6 $ 109,000 $ 18,166 $ 38,000
Nacogdoches, Texas 6 $ 147,000 $ 24,500 $ 27,000
Cabell, West Virginia 6 $ 150,000 $ 25,000 $ 31,000
Baldwin, Alabama 5 $ 174,000 $ 34,800 $ 32,000
Blount, Alabama 5 $ 136,000 $ 27,200 $ 46,000
Houston, Alabama 5 $ 111,000 $ 22,200 $ 23,000
Jackson, Alabama 5 $ 195,000 $ 39,000 $ 40,000
Lauderdale, Alabama 5 $ 236,000 $ 47,200 $ 44,000
Monroe, Alabama 5 $ 92,000 $ 18,400 $ 21,000
Montgomery, Alabama 5 $ 84,000 $ 16,800 $ 27,000
Tallapoosa, Alabama 5 $ 66,000 $ 13,200 $ 12,000
Garland, Arkansas 5 $ 126,000 $ 25,200 $ 25,000
Pulaski, Arkansas 5 $ 154,000 $ 30,800 $ 30,000
Garfield, Colorado 5 $ 181,000 $ 36,200 $ 42,000
Bay, Florida 5 $ 154,000 $ 30,800 $ 61,000
Lake, Florida 5 $ 253,000 $ 50,600 $ 20,000
Suwannee, Florida 5 $ 193,000 $ 38,600 $ 39,000
Clark, Indiana 5 $ 115,000 $ 23,000 $ 29,000
Johnson, Iowa 5 $ 215,000 $ 43,000 $ 38,000
Pottawattamie, Iowa 5 $ 198,000 $ 39,600 $ 36,000
Muhlenberg, Kentucky 5 $ 276,000 $ 55,200 $ 24,000
Lafayette, Louisiana 5 $ 138,000 $ 27,600 $ 24,000
Lowndes, Mississippi 5 $ 136,000 $ 27,200 $ 108,000
Greene, Missouri 5 $ 141,000 $ 28,200 $ 38,000
Jackson, Missouri 5 $ 123,000 $ 24,600 $ 27,000
St. Charles, Missouri 5 $ 205,000 $ 41,000 $ 37,000
Bernalillo, New Mexico 5 $ 114,000 $ 22,800 $ 33,000
Mora, New Mexico 5 $ 190,000 $ 38,000 $ 69,000
Rio Arriba, New Mexico 5 $ 160,000 $ 32,000 $ 123,000
Oswego, New York 5 $ 165,000 $ 33,000 $ 44,000
Davidson, North Carolina 5 $ 85,000 $ 17,000 $ 24,000
Pender, North Carolina 5 $ 232,000 $ 46,400 $ 56,000
Robeson, North Carolina 5 $ 121,000 $ 24,200 $ 22,000
Wilson, North Carolina 5 $ 193,000 $ 38,600 $ 67,000
Sequoyah, Oklahoma 5 $ 122,000 $ 24,400 $ 23,000
Clackamas, Oregon 5 $ 113,000 $ 22,600 $ 27,000
Jackson, Oregon 5 $ 182,000 $ 36,400 $ 32,000
Anderson, South Carolina 5 $ 124,000 $ 24,800 $ 30,000
Beaufort, South Carolina 5 $ 200,000 $ 40,000 $ 52,000
Charleston, South Carolina 5 $ 196,000 $ 39,200 $ 52,000
Florence, South Carolina 5 $ 140,000 $ 28,000 $ 23,000
Pickens, South Carolina 5 $ 163,000 $ 32,600 $ 58,000
Richland, South Carolina 5 $ 157,000 $ 31,400 $ 45,000
Brown, South Dakota 5 $ 110,000 $ 22,000 $ 24,000
Bell, Texas 5 $ 139,000 $ 27,800 $ 54,000
Collin, Texas 5 $ 223,000 $ 44,600 $ 22,000
Lubbock, Texas 5 $ 178,000 $ 35,600 $ 32,000
Orange, Texas 5 $ 152,000 $ 30,400 $ 32,000
Webb, Texas 5 $ 156,000 $ 31,200 $ 24,000
Grant, Washington 5 $ 133,000 $ 26,600 $ 39,000
Pierce, Washington 5 $ 180,000 $ 36,000 $ 53,000
Mingo, West Virginia 5 $ 206,000 $ 41,200 $ 35,000
Calhoun, Alabama 4 $ 76,000 $ 19,000 $ 37,000
Clarke, Alabama 4 $ 75,000 $ 18,750 $ 58,000
Cullman, Alabama 4 $ 124,000 $ 31,000 $ 42,000
Lawrence, Alabama 4 $ 93,000 $ 23,250 $ 44,000
Madison, Alabama 4 $ 97,000 $ 24,250 $ 23,000
Walker, Alabama 4 $ 216,000 $ 54,000 $ 82,000
Lonoke, Arkansas 4 $ 119,000 $ 29,750 $ 24,000
Miller, Arkansas 4 $ 133,000 $ 33,250 $ 55,000
White, Arkansas 4 $ 196,000 $ 49,000 $ 32,000
Fresno, California 4 $ 94,000 $ 23,500 $ 31,000
Siskiyou, California 4 $ 63,000 $ 15,750 $ 44,000
Citrus, Florida 4 $ 262,000 $ 65,500 $ 26,000
Santa Rosa, Florida 4 $ 101,000 $ 25,250 $ 26,000
Burke, Georgia 4 $ 124,000 $ 31,000 $ 27,000
Effingham, Georgia 4 $ 128,000 $ 32,000 $ 58,000
Murray, Georgia 4 $ 206,000 $ 51,500 $ 41,000
Putnam, Georgia 4 $ 113,000 $ 28,250 $ 28,000
Canyon, Idaho 4 $ 149,000 $ 37,250 $ 49,000
Perry, Illinois 4 $ 56,000 $ 14,000 $ 27,000
Noble, Indiana 4 $ 81,000 $ 20,250 $ 27,000
Riley, Kansas 4 $ 114,000 $ 28,500 $ 36,000
Bullitt, Kentucky 4 $ 114,000 $ 28,500 $ 27,000
Franklin, Kentucky 4 $ 124,000 $ 31,000 $ 32,000
Caddo, Louisiana 4 $ 139,000 $ 34,750 $ 30,000
East Baton Rouge, Louisiana 4 $ 103,000 $ 25,750 $ 28,000
St. Tammany, Louisiana 4 $ 121,000 $ 30,250 $ 36,000
Tangipahoa, Louisiana 4 $ 135,000 $ 33,750 $ 37,000
Livingston, Michigan 4 $ 149,000 $ 37,250 $ 41,000
Hennepin, Minnesota 4 $ 92,000 $ 23,000 $ 45,000
McLeod, Minnesota 4 $ 164,000 $ 41,000 $ 36,000
Sherburne, Minnesota 4 $ 189,000 $ 47,250 $ 35,000
Harrison, Mississippi 4 $ 101,000 $ 25,250 $ 35,000
Itawamba, Mississippi 4 $ 93,000 $ 23,250 $ 15,000
Lauderdale, Mississippi 4 $ 90,000 $ 22,500 $ 32,000
Pontotoc, Mississippi 4 $ 136,000 $ 34,000 $ 152,000
Winston, Mississippi 4 $ 171,000 $ 42,750 $ 43,000
Callaway, Missouri 4 $ 119,000 $ 29,750 $ 22,000
Franklin, Missouri 4 $ 72,000 $ 18,000 $ 30,000
Eddy, New Mexico 4 $ 150,000 $ 37,500 $ 46,000
Columbus, North Carolina 4 $ 118,000 $ 29,500 $ 41,000
Henderson, North Carolina 4 $ 56,000 $ 14,000 $ 25,000
Lenoir, North Carolina 4 $ 132,000 $ 33,000 $ 33,000
Moore, North Carolina 4 $ 161,000 $ 40,250 $ 21,000
Pitt, North Carolina 4 $ 164,000 $ 41,000 $ 34,000
Scotland, North Carolina 4 $ 162,000 $ 40,500 $ 20,000
Grand Forks, North Dakota 4 $ 177,000 $ 44,250 $ 42,000
Lawrence, Ohio 4 $ 142,000 $ 35,500 $ 24,000
Le Flore, Oklahoma 4 $ 108,000 $ 27,000 $ 20,000
Oklahoma, Oklahoma 4 $ 90,000 $ 22,500 $ 17,000
Deschutes, Oregon 4 $ 79,000 $ 19,750 $ 81,000
Erie, Pennsylvania 4 $ 68,000 $ 17,000 $ 19,000
Colleton, South Carolina 4 $ 62,000 $ 15,500 $ 16,000
Greenville, South Carolina 4 $ 153,000 $ 38,250 $ 29,000
Saluda, South Carolina 4 $ 181,000 $ 45,250 $ 25,000
Sumter, South Carolina 4 $ 100,000 $ 25,000 $ 39,000
Putnam, Tennessee 4 $ 133,000 $ 33,250 $ 16,000
Shelby, Tennessee 4 $ 95,000 $ 23,750 $ 41,000
Warren, Tennessee 4 $ 157,000 $ 39,250 $ 16,000
Atascosa, Texas 4 $ 155,000 $ 38,750 $ 52,000
Comal, Texas 4 $ 97,000 $ 24,250 $ 22,000
Denton, Texas 4 $ 115,000 $ 28,750 $ 55,000
Fayette, Texas 4 $ 125,000 $ 31,250 $ 27,000
Johnson, Texas 4 $ 102,000 $ 25,500 $ 45,000
La Salle, Texas 4 $ 152,000 $ 38,000 $ 22,000
Liberty, Texas 4 $ 125,000 $ 31,250 $ 34,000
Washington, Texas 4 $ 124,000 $ 31,000 $ 81,000
Augusta, Virginia 4 $ 107,000 $ 26,750 $ 24,000
Isle of Wight, Virginia 4 $ 79,000 $ 19,750 $ 35,000
Pittsylvania, Virginia 4 $ 94,000 $ 23,500 $ 30,000
Russell, Virginia 4 $ 88,000 $ 22,000 $ 35,000
Lincoln, West Virginia 4 $ 54,000 $ 13,500 $ 47,000
Raleigh, West Virginia 4 $ 62,000 $ 15,500 $ 34,000
Randolph, West Virginia 4 $ 99,000 $ 24,750 $ 38,000
Natrona, Wyoming 4 $ 174,000 $ 43,500 $ 30,000
Barbour, Alabama 3 $ 145,000 $ 48,333 $ 34,000
Chilton, Alabama 3 $ 77,000 $ 25,666 $ 24,000
Dale, Alabama 3 $ 109,000 $ 36,333 $ 56,000
Etowah, Alabama 3 $ 69,000 $ 23,000 $ 32,000
Greene, Alabama 3 $ 48,000 $ 16,000 $ 19,000
Lowndes, Alabama 3 $ 140,000 $ 46,666 $ 18,000
Pickens, Alabama 3 $ 62,000 $ 20,666 $ 21,000
Navajo, Arizona 3 $ 103,000 $ 34,333 $ 72,000
Benton, Arkansas 3 $ 85,000 $ 28,333 $ 30,000
Calhoun, Arkansas 3 $ 48,000 $ 16,000 $ 43,000
Crawford, Arkansas 3 $ 162,000 $ 54,000 $ 16,000
Phillips, Arkansas 3 $ 115,000 $ 38,333 $ 35,000
Butte, California 3 $ 91,000 $ 30,333 $ 31,000
Orange, California 3 $ 119,000 $ 39,666 $ 66,000
Placer, California 3 $ 82,000 $ 27,333 $ 41,000
Riverside, California 3 $ 95,000 $ 31,666 $ 29,000
San Diego, California 3 $ 42,000 $ 14,000 $ 39,000
La Plata, Colorado 3 $ 83,000 $ 27,666 $ 17,000
Larimer, Colorado 3 $ 79,000 $ 26,333 $ 20,000
Prowers, Colorado 3 $ 84,000 $ 28,000 $ 84,000
New Castle, Delaware 3 $ 101,000 $ 33,666 $ 29,000
Bradford, Florida 3 $ 95,000 $ 31,666 $ 52,000
Madison, Florida 3 $ 130,000 $ 43,333 $ 35,000
Nassau, Florida 3 $ 89,000 $ 29,666 $ 25,000
Palm Beach, Florida 3 $ 28,000 $ 9,333 $ 20,000
Bryan, Georgia 3 $ 89,000 $ 29,666 $ 23,000
Chatham, Georgia 3 $ 63,000 $ 21,000 $ 22,000
Columbia, Georgia 3 $ 91,000 $ 30,333 $ 22,000
Douglas, Georgia 3 $ 98,000 $ 32,666 $ 35,000
Emanuel, Georgia 3 $ 117,000 $ 39,000 $ 45,000
Henry, Georgia 3 $ 54,000 $ 18,000 $ 19,000
Laurens, Georgia 3 $ 114,000 $ 38,000 $ 34,000
Liberty, Georgia 3 $ 107,000 $ 35,666 $ 46,000
Whitfield, Georgia 3 $ 37,000 $ 12,333 $ 25,000
Ada, Idaho 3 $ 66,000 $ 22,000 $ 85,000
Kootenai, Idaho 3 $ 97,000 $ 32,333 $ 29,000
Cook, Illinois 3 $ 69,000 $ 23,000 $ 28,000
Madison, Illinois 3 $ 117,000 $ 39,000 $ 32,000
White, Illinois 3 $ 105,000 $ 35,000 $ 19,000
Jennings, Indiana 3 $ 90,000 $ 30,000 $ 32,000
Perry, Indiana 3 $ 68,000 $ 22,666 $ 16,000
Tippecanoe, Indiana 3 $ 89,000 $ 29,666 $ 30,000
Vanderburgh, Indiana 3 $ 91,000 $ 30,333 $ 37,000
Dallas, Iowa 3 $ 66,000 $ 22,000 $ 28,000
Iowa, Iowa 3 $ 78,000 $ 26,000 $ 33,000
Polk, Iowa 3 $ 84,000 $ 28,000 $ 30,000
Washington, Iowa 3 $ 144,000 $ 48,000 $ 40,000
Woodbury, Iowa 3 $ 132,000 $ 44,000 $ 58,000
Allen, Kentucky 3 $ 139,000 $ 46,333 $ 45,000
Bell, Kentucky 3 $ 52,000 $ 17,333 $ 47,000
Clinton, Kentucky 3 $ 115,000 $ 38,333 $ 25,000
Fayette, Kentucky 3 $ 90,000 $ 30,000 $ 28,000
Floyd, Kentucky 3 $ 65,000 $ 21,666 $ 45,000
Hardin, Kentucky 3 $ 158,000 $ 52,666 $ 26,000
Johnson, Kentucky 3 $ 89,000 $ 29,666 $ 25,000
Madison, Kentucky 3 $ 64,000 $ 21,333 $ 52,000
Martin, Kentucky 3 $ 66,000 $ 22,000 $ 21,000
Oldham, Kentucky 3 $ 82,000 $ 27,333 $ 36,000
Pike, Kentucky 3 $ 65,000 $ 21,666 $ 19,000
Rockcastle, Kentucky 3 $ 46,000 $ 15,333 $ 113,000
Shelby, Kentucky 3 $ 113,000 $ 37,666 $ 288,000
Acadia, Louisiana 3 $ 73,000 $ 24,333 $ 39,000
Avoyelles, Louisiana 3 $ 114,000 $ 38,000 $ 61,000
Bossier, Louisiana 3 $ 134,000 $ 44,666 $ 35,000
Cameron, Louisiana 3 $ 86,000 $ 28,666 $ 36,000
Natchitoches, Louisiana 3 $ 69,000 $ 23,000 $ 23,000
St. Martin, Louisiana 3 $ 90,000 $ 30,000 $ 27,000
Piscataquis, Maine 3 $ 78,000 $ 26,000 $ 7,000
Kalamazoo, Michigan 3 $ 75,000 $ 25,000 $ 33,000
Muskegon, Michigan 3 $ 72,000 $ 24,000 $ 46,000
Olmsted, Minnesota 3 $ 62,000 $ 20,666 $ 36,000
Roseau, Minnesota 3 $ 91,000 $ 30,333 $ 26,000
Chickasaw, Mississippi 3 $ 65,000 $ 21,666 $ 25,000
Copiah, Mississippi 3 $ 94,000 $ 31,333 $ 31,000
DeSoto, Mississippi 3 $ 57,000 $ 19,000 $ 62,000
Jackson, Mississippi 3 $ 121,000 $ 40,333 $ 25,000
Lamar, Mississippi 3 $ 72,000 $ 24,000 $ 49,000
Pearl River, Mississippi 3 $ 61,000 $ 20,333 $ 32,000
Scott, Mississippi 3 $ 69,000 $ 23,000 $ 19,000
Jasper, Missouri 3 $ 83,000 $ 27,666 $ 40,000
Pulaski, Missouri 3 $ 124,000 $ 41,333 $ 27,000
St. Francois, Missouri 3 $ 75,000 $ 25,000 $ 24,000
Taney, Missouri 3 $ 50,000 $ 16,666 $ 30,000
Yellowstone, Montana 3 $ 84,000 $ 28,000 $ 36,000
Granville, North Carolina 3 $ 100,000 $ 33,333 $ 41,000
Guilford, North Carolina 3 $ 65,000 $ 21,666 $ 48,000
Harnett, North Carolina 3 $ 102,000 $ 34,000 $ 24,000
Johnston, North Carolina 3 $ 89,000 $ 29,666 $ 61,000
Nash, North Carolina 3 $ 80,000 $ 26,666 $ 29,000
Rowan, North Carolina 3 $ 166,000 $ 55,333 $ 31,000
Rutherford, North Carolina 3 $ 98,000 $ 32,666 $ 31,000
Surry, North Carolina 3 $ 71,000 $ 23,666 $ 23,000
Henry, Ohio 3 $ 64,000 $ 21,333 $ 29,000
Lucas, Ohio 3 $ 46,000 $ 15,333 $ 39,000
Ross, Ohio 3 $ 153,000 $ 51,000 $ 19,000
Shelby, Ohio 3 $ 84,000 $ 28,000 $ 32,000
Cherokee, Oklahoma 3 $ 64,000 $ 21,333 $ 36,000
Garvin, Oklahoma 3 $ 91,000 $ 30,333 $ 42,000
McClain, Oklahoma 3 $ 60,000 $ 20,000 $ 14,000
Umatilla, Oregon 3 $ 92,000 $ 30,666 $ 55,000
York, Pennsylvania 3 $ 79,000 $ 26,333 $ 55,000
Dorchester, South Carolina 3 $ 115,000 $ 38,333 $ 26,000
Greenwood, South Carolina 3 $ 27,000 $ 9,000 $ 21,000
Kershaw, South Carolina 3 $ 70,000 $ 23,333 $ 24,000
Lexington, South Carolina 3 $ 98,000 $ 32,666 $ 59,000
Newberry, South Carolina 3 $ 55,000 $ 18,333 $ 25,000
Orangeburg, South Carolina 3 $ 71,000 $ 23,666 $ 40,000
Stanley, South Dakota 3 $ 110,000 $ 36,666 $ 40,000
Anderson, Tennessee 3 $ 83,000 $ 27,666 $ 11,000
Greene, Tennessee 3 $ 93,000 $ 31,000 $ 31,000
Morgan, Tennessee 3 $ 27,000 $ 9,000 $ 66,000
Sevier, Tennessee 3 $ 102,000 $ 34,000 $ 23,000
Brazoria, Texas 3 $ 162,000 $ 54,000 $ 36,000
Brewster, Texas 3 $ 107,000 $ 35,666 $ 28,000
Caldwell, Texas 3 $ 119,000 $ 39,666 $ 30,000
Dallas, Texas 3 $ 77,000 $ 25,666 $ 12,000
Ector, Texas 3 $ 139,000 $ 46,333 $ 27,000
Fort Bend, Texas 3 $ 64,000 $ 21,333 $ 34,000
Guadalupe, Texas 3 $ 86,000 $ 28,666 $ 50,000
Hardin, Texas 3 $ 110,000 $ 36,666 $ 31,000
Hunt, Texas 3 $ 150,000 $ 50,000 $ 115,000
Karnes, Texas 3 $ 61,000 $ 20,333 $ 44,000
Medina, Texas 3 $ 77,000 $ 25,666 $ 29,000
Navarro, Texas 3 $ 68,000 $ 22,666 $ 33,000
Randall, Texas 3 $ 113,000 $ 37,666 $ 60,000
Smith, Texas 3 $ 115,000 $ 38,333 $ 94,000
Tyler, Texas 3 $ 99,000 $ 33,000 $ 42,000
Williamson, Texas 3 $ 102,000 $ 34,000 $ 38,000
Wilson, Texas 3 $ 55,000 $ 18,333 $ 198,000
Zapata, Texas 3 $ 54,000 $ 18,000 $ 22,000
Utah, Utah 3 $ 163,000 $ 54,333 $ 44,000
Newport News, Virginia 3 $ 79,000 $ 26,333 $ 83,000
Spokane, Washington 3 $ 87,000 $ 29,000 $ 60,000
Whatcom, Washington 3 $ 37,000 $ 12,333 $ 30,000
Yakima, Washington 3 $ 105,000 $ 35,000 $ 36,000
Boone, West Virginia 3 $ 97,000 $ 32,333 $ 38,000
Greenbrier, West Virginia 3 $ 51,000 $ 17,000 $ 30,000
Logan, West Virginia 3 $ 93,000 $ 31,000 $ 43,000
Marion, West Virginia 3 $ 115,000 $ 38,333 $ 31,000
Mercer, West Virginia 3 $ 81,000 $ 27,000 $ 30,000
Monongalia, West Virginia 3 $ 58,000 $ 19,333 $ 22,000
Campbell, Wyoming 3 $ 124,000 $ 41,333 $ 32,000
Laramie, Wyoming 3 $ 130,000 $ 43,333 $ 39,000
Cherokee, Alabama 2 $ 84,000 $ 42,000 $ 30,000
Choctaw, Alabama 2 $ 63,000 $ 31,500 $ 9,000
Cleburne, Alabama 2 $ 60,000 $ 30,000 $ 40,000
Dallas, Alabama 2 $ 74,000 $ 37,000 $ 54,000
Geneva, Alabama 2 $ 71,000 $ 35,500 $ 33,000
Marion, Alabama 2 $ 68,000 $ 34,000 $ 41,000
Perry, Alabama 2 $ 40,000 $ 20,000 $ 37,000
St. Clair, Alabama 2 $ 57,000 $ 28,500 $ 27,000
Winston, Alabama 2 $ 102,000 $ 51,000 $ 28,000
Mohave, Arizona 2 $ 116,000 $ 58,000 $ 32,000
Cleveland, Arkansas 2 $ 35,000 $ 17,500 $ 34,000
Faulkner, Arkansas 2 $ 81,000 $ 40,500 $ 41,000
Izard, Arkansas 2 $ 51,000 $ 25,500 $ 34,000
Jefferson, Arkansas 2 $ 47,000 $ 23,500 $ 42,000
Logan, Arkansas 2 $ 19,000 $ 9,500 $ 40,000
Polk, Arkansas 2 $ 60,000 $ 30,000 $ 20,000
Pope, Arkansas 2 $ 37,000 $ 18,500 $ 53,000
Washington, Arkansas 2 $ 59,000 $ 29,500 $ 38,000
Modoc, California 2 $ 103,000 $ 51,500 $ 73,000
San Mateo, California 2 $ 54,000 $ 27,000 $ 54,000
Santa Barbara, California 2 $ 70,000 $ 35,000 $ 11,000
Santa Clara, California 2 $ 55,000 $ 27,500 $ 83,000
Shasta, California 2 $ 41,000 $ 20,500 $ 38,000
Sutter, California 2 $ 54,000 $ 27,000 $ 42,000
Tulare, California 2 $ 74,000 $ 37,000 $ 36,000
Arapahoe, Colorado 2 $ 52,000 $ 26,000 $ 18,000
Mesa, Colorado 2 $ 98,000 $ 49,000 $ 46,000
Montrose, Colorado 2 $ 60,000 $ 30,000 $ 25,000
Pueblo, Colorado 2 $ 47,000 $ 23,500 $ 8,000
Kent, Delaware 2 $ 70,000 $ 35,000 $ 41,000
Escambia, Florida 2 $ 19,000 $ 9,500 $ 30,000
Gadsden, Florida 2 $ 75,000 $ 37,500 $ 33,000
Gilchrist, Florida 2 $ 67,000 $ 33,500 $ 36,000
Jackson, Florida 2 $ 74,000 $ 37,000 $ 26,000
Okaloosa, Florida 2 $ 139,000 $ 69,500 $ 33,000
St. Johns, Florida 2 $ 30,000 $ 15,000 $ 80,000
Appling, Georgia 2 $ 60,000 $ 30,000 $ 16,000
Bacon, Georgia 2 $ 24,000 $ 12,000 $ 20,000
Baldwin, Georgia 2 $ 103,000 $ 51,500 $ 34,000
Clarke, Georgia 2 $ 86,000 $ 43,000 $ 38,000
Clinch, Georgia 2 $ 32,000 $ 16,000 $ 10,000
Elbert, Georgia 2 $ 82,000 $ 41,000 $ 24,000
Fayette, Georgia 2 $ 67,000 $ 33,500 $ 36,000
Hall, Georgia 2 $ 63,000 $ 31,500 $ 27,000
Irwin, Georgia 2 $ 122,000 $ 61,000 $ 39,000
Jenkins, Georgia 2 $ 62,000 $ 31,000 $ 18,000
Madison, Georgia 2 $ 41,000 $ 20,500 $ 51,000
Montgomery, Georgia 2 $ 70,000 $ 35,000 $ 18,000
Newton, Georgia 2 $ 48,000 $ 24,000 $ 24,000
Screven, Georgia 2 $ 42,000 $ 21,000 $ 32,000
Sumter, Georgia 2 $ 80,000 $ 40,000 $ 24,000
Tift, Georgia 2 $ 39,000 $ 19,500 $ 161,000
Troup, Georgia 2 $ 40,000 $ 20,000 $ 34,000
Ware, Georgia 2 $ 58,000 $ 29,000 $ 27,000
Warren, Georgia 2 $ 92,000 $ 46,000 $ 19,000
Wayne, Georgia 2 $ 44,000 $ 22,000 $ 25,000
Worth, Georgia 2 $ 136,000 $ 68,000 $ 49,000
Jefferson, Idaho 2 $ 123,000 $ 61,500 $ 29,000
Twin Falls, Idaho 2 $ 38,000 $ 19,000 $ 34,000
Adams, Illinois 2 $ 41,000 $ 20,500 $ 23,000
Champaign, Illinois 2 $ 92,000 $ 46,000 $ 43,000
Jackson, Illinois 2 $ 62,000 $ 31,000 $ 37,000
Macon, Illinois 2 $ 50,000 $ 25,000 $ 35,000
Marion, Illinois 2 $ 40,000 $ 20,000 $ 29,000
Daviess, Indiana 2 $ 31,000 $ 15,500 $ 31,000
Fayette, Indiana 2 $ 95,000 $ 47,500 $ 31,000
Floyd, Indiana 2 $ 59,000 $ 29,500 $ 19,000
Greene, Indiana 2 $ 73,000 $ 36,500 $ 36,000
Harrison, Indiana 2 $ 26,000 $ 13,000 $ 22,000
Kosciusko, Indiana 2 $ 95,000 $ 47,500 $ 30,000
LaGrange, Indiana 2 $ 83,000 $ 41,500 $ 44,000
Madison, Indiana 2 $ 96,000 $ 48,000 $ 47,000
Morgan, Indiana 2 $ 66,000 $ 33,000 $ 49,000
Warrick, Indiana 2 $ 62,000 $ 31,000 $ 27,000
Henry, Iowa 2 $ 85,000 $ 42,500 $ 41,000
Jones, Iowa 2 $ 59,000 $ 29,500 $ 29,000
Lee, Iowa 2 $ 46,000 $ 23,000 $ 27,000
Butler, Kansas 2 $ 20,000 $ 10,000 $ 55,000
Douglas, Kansas 2 $ 39,000 $ 19,500 $ 16,000
Boyle, Kentucky 2 $ 48,000 $ 24,000 $ 33,000
Clark, Kentucky 2 $ 50,000 $ 25,000 $ 21,000
Green, Kentucky 2 $ 33,000 $ 16,500 $ 17,000
Greenup, Kentucky 2 $ 90,000 $ 45,000 $ 38,000
Harlan, Kentucky 2 $ 21,000 $ 10,500 $ 35,000
Hopkins, Kentucky 2 $ 33,000 $ 16,500 $ 35,000
Knott, Kentucky 2 $ 68,000 $ 34,000 $ 31,000
Lincoln, Kentucky 2 $ 45,000 $ 22,500 $ 41,000
Marshall, Kentucky 2 $ 98,000 $ 49,000 $ 59,000
Spencer, Kentucky 2 $ 46,000 $ 23,000 $ 29,000
Taylor, Kentucky 2 $ 61,000 $ 30,500 $ 30,000
Warren, Kentucky 2 $ 32,000 $ 16,000 $ 19,000
Whitley, Kentucky 2 $ 40,000 $ 20,000 $ 19,000
Ascension, Louisiana 2 $ 103,000 $ 51,500 $ 34,000
Beauregard, Louisiana 2 $ 56,000 $ 28,000 $ 335,000
Franklin, Louisiana 2 $ 58,000 $ 29,000 $ 31,000
Iberville, Louisiana 2 $ 40,000 $ 20,000 $ 41,000
Jefferson, Louisiana 2 $ 81,000 $ 40,500 $ 36,000
Rapides, Louisiana 2 $ 47,000 $ 23,500 $ 33,000
St. James, Louisiana 2 $ 88,000 $ 44,000 $ 41,000
St. John the Baptist, Louisiana 2 $ 48,000 $ 24,000 $ 28,000
West Baton Rouge, Louisiana 2 $ 66,000 $ 33,000 $ 43,000
West Carroll, Louisiana 2 $ 43,000 $ 21,500 $ 32,000
Anne Arundel, Maryland 2 $ 41,000 $ 20,500 $ 82,000
Howard, Maryland 2 $ 50,000 $ 25,000 $ 34,000
Wicomico, Maryland 2 $ 39,000 $ 19,500 $ 15,000
Allegan, Michigan 2 $ 88,000 $ 44,000 $ 26,000
Calhoun, Michigan 2 $ 33,000 $ 16,500 $ 27,000
Eaton, Michigan 2 $ 82,000 $ 41,000 $ 52,000
Genesee, Michigan 2 $ 81,000 $ 40,500 $ 78,000
Lapeer, Michigan 2 $ 42,000 $ 21,000 $ 26,000
Shiawassee, Michigan 2 $ 41,000 $ 20,500 $ 31,000
Blue Earth, Minnesota 2 $ 81,000 $ 40,500 $ 39,000
Carver, Minnesota 2 $ 58,000 $ 29,000 $ 31,000
Meeker, Minnesota 2 $ 57,000 $ 28,500 $ 31,000
Nobles, Minnesota 2 $ 55,000 $ 27,500 $ 24,000
Polk, Minnesota 2 $ 101,000 $ 50,500 $ 30,000
Rice, Minnesota 2 $ 106,000 $ 53,000 $ 36,000
Alcorn, Mississippi 2 $ 63,000 $ 31,500 $ 19,000
Attala, Mississippi 2 $ 64,000 $ 32,000 $ 24,000
Clarke, Mississippi 2 $ 48,000 $ 24,000 $ 52,000
Coahoma, Mississippi 2 $ 35,000 $ 17,500 $ 9,000
Covington, Mississippi 2 $ 68,000 $ 34,000 $ 25,000
Hinds, Mississippi 2 $ 30,000 $ 15,000 $ 38,000
Holmes, Mississippi 2 $ 60,000 $ 30,000 $ 30,000
Leake, Mississippi 2 $ 45,000 $ 22,500 $ 23,000
Lincoln, Mississippi 2 $ 86,000 $ 43,000 $ 30,000
Madison, Mississippi 2 $ 85,000 $ 42,500 $ 101,000
Marion, Mississippi 2 $ 40,000 $ 20,000 $ 23,000
Montgomery, Mississippi 2 $ 59,000 $ 29,500 $ 41,000
Pike, Mississippi 2 $ 52,000 $ 26,000 $ 16,000
Prentiss, Mississippi 2 $ 43,000 $ 21,500 $ 39,000
Tippah, Mississippi 2 $ 55,000 $ 27,500 $ 14,000
Warren, Mississippi 2 $ 57,000 $ 28,500 $ 25,000
Washington, Mississippi 2 $ 105,000 $ 52,500 $ 26,000
Wayne, Mississippi 2 $ 38,000 $ 19,000 $ 17,000
Yazoo, Mississippi 2 $ 45,000 $ 22,500 $ 41,000
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Mortgage Loan Application Detail Totals for Greenpoint Credit, LLC in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,912 $90,107,000 $31,413 $133,000 $40,152 $812,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,020 $62,987,000 $31,413 $133,000 $41,065 $812,000
Black or African American 335 $9,998,000 $28,862 $96,000 $34,965 $169,000
Hispanic 318 $9,466,000 $29,939 $88,000 $35,545 $487,000
Not Provided 155 $5,055,000 $33,538 $104,000 $39,589 $216,000
American Indian or Alaskan Native 67 $2,002,000 $29,000 $59,000 $45,769 $296,000
Asian 12 $387,000 $32,000 $68,000 $45,818 $115,000
Native Hawaiian or Other Pacific Islander 4 $164,000 $41,000 $102,000 $49,500 $94,000
Not applicable 1 $48,000 $48,000 $48,000 $26,000 $26,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,912 $90,107,000 $31,413 $133,000 $40,152 $812,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,121 $34,289,000 $31,739 $100,000 $41,239 $812,000
Application Denied By Financial Institution 1,084 $34,467,000 $30,909 $133,000 $32,181 $600,000
Loan Originated 704 $21,216,000 $31,295 $113,000 $44,659 $803,000
Application Withdrawn By Applicant 3 $135,000 $45,000 $60,000 $53,666 $69,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 901 $29,137,000 $31,545 $133,000 $33,227 $600,000
Debt-To-Income Ratio 92 $2,546,000 $27,689 $73,000 $16,689 $78,000
Other 91 $2,784,000 $28,320 $102,000 $31,840 $280,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Credit, LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenpoint Credit, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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