Greenpoint Mortgage Funding Mortgage Lending & HMDA Data, 2006
In 2006, Greenpoint Mortgage Funding of Charlotte, NC reported 198,602 mortgage applications totaling $56.1 billion, up 13% from 2005. The average application was for $282,723, and applicants reported an average income of $148,700. 57% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (12,317), New York-White Plains-Wayne, NY-NJ (11,491) and Riverside-San Bernardino-Ontario, CA (9,255) (applications in parentheses).
| Mortgage Company & Address | Greenpoint Mortgage Funding 4 Coliseum Centre, 2730 West Tyvola Road Charlotte, NC 28217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 198,602 |
| Total Mortgage Loan Application Amount | $56,149,357,000 |
| Average Mortgage Loan Application Amount | $282,723 |
| Highest Mortgage Loan Application Amount | $6,975,000 |
| Average Applicant Income | $148,700 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Mortgage Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 12,317 | $ 5,247,550,000 | $ 426,041 | $ 175,000 |
| New York-White Plains-Wayne, NY-NJ | 11,491 | $ 4,846,182,000 | $ 421,737 | $ 168,044 |
| Riverside-San Bernardino-Ontario, CA | 9,255 | $ 3,000,364,000 | $ 324,188 | $ 151,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6,890 | $ 2,119,460,000 | $ 307,613 | $ 129,521 |
| Oakland-Fremont-Hayward, CA | 6,871 | $ 3,032,234,000 | $ 441,308 | $ 177,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5,454 | $ 1,401,547,000 | $ 256,975 | $ 171,000 |
| Seattle-Bellevue-Everett, WA | 4,919 | $ 1,362,113,000 | $ 276,908 | $ 156,000 |
| Las Vegas-Paradise, NV | 4,740 | $ 1,237,588,000 | $ 261,094 | $ 163,000 |
| Chicago-Naperville-Joliet, IL | 4,698 | $ 1,022,959,000 | $ 217,743 | $ 110,000 |
| Nassau-Suffolk, NY | 4,393 | $ 1,481,746,000 | $ 337,297 | $ 148,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4,221 | $ 1,359,997,000 | $ 322,197 | $ 151,000 |
| Portland-Vancouver-Beaverton, OR-WA | 4,165 | $ 906,517,000 | $ 217,651 | $ 141,135 |
| Atlanta-Sandy Springs-Marietta, GA | 3,910 | $ 653,277,000 | $ 167,078 | $ 124,000 |
| San Diego-Carlsbad-San Marcos, CA | 3,873 | $ 1,602,845,000 | $ 413,851 | $ 178,000 |
| Houston-Sugar Land-Baytown, TX | 3,784 | $ 514,589,000 | $ 135,990 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3,754 | $ 1,932,652,000 | $ 514,824 | $ 199,000 |
| Santa Ana-Anaheim-Irvine, CA | 3,146 | $ 1,567,513,000 | $ 498,255 | $ 208,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,951 | $ 581,330,000 | $ 196,994 | $ 133,275 |
| Denver-Aurora, CO | 2,670 | $ 499,977,000 | $ 187,257 | $ 124,000 |
| Baltimore-Towson, MD | 2,605 | $ 554,041,000 | $ 212,683 | $ 114,000 |
| Miami-Miami Beach-Kendall, FL | 2,503 | $ 708,444,000 | $ 283,037 | $ 168,000 |
| San Francisco-San Mateo-Redwood City, CA | 2,370 | $ 1,372,179,000 | $ 578,978 | $ 221,000 |
| Stockton, CA | 2,122 | $ 719,656,000 | $ 339,140 | $ 147,000 |
| Dallas-Plano-Irving, TX | 2,110 | $ 274,805,000 | $ 130,239 | $ 166,000 |
| Orlando-Kissimmee, FL | 2,072 | $ 454,721,000 | $ 219,459 | $ 134,000 |
| Newark-Union, NJ-PA | 2,060 | $ 622,933,000 | $ 302,394 | $ 138,144 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,003 | $ 538,686,000 | $ 268,939 | $ 157,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1,888 | $ 567,154,000 | $ 300,399 | $ 126,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,881 | $ 375,493,000 | $ 199,624 | $ 144,000 |
| Modesto, CA | 1,831 | $ 525,647,000 | $ 287,081 | $ 133,000 |
| Philadelphia, PA | 1,805 | $ 322,198,000 | $ 178,503 | $ 107,000 |
| Edison, NJ | 1,716 | $ 534,461,000 | $ 311,457 | $ 151,000 |
| Warren-Troy-Farmington Hills, MI | 1,600 | $ 327,034,000 | $ 204,396 | $ 136,000 |
| Tacoma, WA | 1,592 | $ 330,754,000 | $ 207,760 | $ 135,000 |
| Detroit-Livonia-Dearborn, MI | 1,574 | $ 184,713,000 | $ 117,352 | $ 104,000 |
| Vallejo-Fairfield, CA | 1,376 | $ 527,787,000 | $ 383,566 | $ 161,000 |
| Santa Rosa-Petaluma, CA | 1,343 | $ 567,900,000 | $ 422,859 | $ 171,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,247 | $ 359,294,000 | $ 288,126 | $ 163,000 |
| Boise City-Nampa, ID | 1,188 | $ 199,578,000 | $ 167,994 | $ 146,000 |
| Salt Lake City, UT | 1,177 | $ 251,461,000 | $ 213,645 | $ 147,000 |
| Fresno, CA | 1,159 | $ 283,118,000 | $ 244,277 | $ 131,000 |
| Bakersfield, CA | 1,151 | $ 268,420,000 | $ 233,205 | $ 126,000 |
| Boston-Quincy, MA | 1,144 | $ 359,498,000 | $ 314,246 | $ 123,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,074 | $ 158,286,000 | $ 147,379 | $ 132,754 |
| San Antonio, TX | 1,050 | $ 100,839,000 | $ 96,037 | $ 133,000 |
| Austin-Round Rock, TX | 996 | $ 133,213,000 | $ 133,747 | $ 174,000 |
| Columbus, OH | 988 | $ 136,449,000 | $ 138,106 | $ 117,000 |
| Fort Worth-Arlington, TX | 966 | $ 100,389,000 | $ 103,922 | $ 152,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 941 | $ 445,115,000 | $ 473,023 | $ 196,000 |
| Cape Coral-Fort Myers, FL | 796 | $ 189,665,000 | $ 238,272 | $ 196,000 |
| Richmond, VA | 771 | $ 108,214,000 | $ 140,355 | $ 91,000 |
| Merced, CA | 766 | $ 210,743,000 | $ 275,121 | $ 131,000 |
| Bridgeport-Stamford-Norwalk, CT | 760 | $ 365,253,000 | $ 480,596 | $ 243,000 |
| Kansas City, MO-KS | 742 | $ 84,511,000 | $ 113,896 | $ 122,753 |
| Salinas, CA | 674 | $ 313,682,000 | $ 465,403 | $ 191,000 |
| Cleveland-Elyria-Mentor, OH | 657 | $ 84,986,000 | $ 129,354 | $ 89,000 |
| Camden, NJ | 654 | $ 129,869,000 | $ 198,576 | $ 113,000 |
| St. Louis, MO-IL | 651 | $ 89,266,000 | $ 137,121 | $ 117,258 |
| Cambridge-Newton-Framingham, MA | 640 | $ 198,402,000 | $ 310,003 | $ 120,000 |
| Provo-Orem, UT | 637 | $ 136,436,000 | $ 214,185 | $ 139,000 |
| Essex County, MA | 620 | $ 163,676,000 | $ 263,993 | $ 102,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 604 | $ 114,258,000 | $ 189,168 | $ 107,344 |
| Providence-New Bedford-Fall River, RI-MA | 567 | $ 142,159,000 | $ 250,721 | $ 95,684 |
| Tucson, AZ | 500 | $ 104,717,000 | $ 209,434 | $ 141,000 |
| Albuquerque, NM | 475 | $ 81,196,000 | $ 170,938 | $ 163,000 |
| Sarasota-Bradenton-Venice, FL | 474 | $ 124,778,000 | $ 263,244 | $ 150,000 |
| Visalia-Porterville, CA | 470 | $ 96,364,000 | $ 205,029 | $ 110,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 467 | $ 108,065,000 | $ 231,402 | $ 118,000 |
| Colorado Springs, CO | 455 | $ 82,775,000 | $ 181,923 | $ 121,000 |
| Ogden-Clearfield, UT | 437 | $ 67,877,000 | $ 155,324 | $ 138,000 |
| Worcester, MA | 427 | $ 94,727,000 | $ 221,843 | $ 87,000 |
| Akron, OH | 426 | $ 42,357,000 | $ 99,429 | $ 89,000 |
| Reno-Sparks, NV | 422 | $ 115,047,000 | $ 272,623 | $ 157,000 |
| Nashville-Davidson--Murfreesboro, TN | 419 | $ 70,247,000 | $ 167,653 | $ 185,000 |
| Jacksonville, FL | 410 | $ 77,235,000 | $ 188,378 | $ 136,000 |
| Pittsburgh, PA | 403 | $ 37,203,000 | $ 92,315 | $ 101,000 |
| Cincinnati-Middletown, OH-KY-IN | 381 | $ 48,493,000 | $ 127,278 | $ 103,527 |
| Santa Cruz-Watsonville, CA | 342 | $ 183,386,000 | $ 536,216 | $ 215,000 |
| Atlantic City, NJ | 337 | $ 74,105,000 | $ 219,896 | $ 112,000 |
| Santa Barbara-Santa Maria, CA | 334 | $ 138,293,000 | $ 414,050 | $ 169,000 |
| Bend, OR | 333 | $ 87,997,000 | $ 264,255 | $ 199,000 |
| Indianapolis-Carmel, IN | 329 | $ 34,508,000 | $ 104,887 | $ 124,000 |
| Birmingham-Hoover, AL | 324 | $ 39,421,000 | $ 121,669 | $ 96,000 |
| Bremerton-Silverdale, WA | 317 | $ 71,589,000 | $ 225,832 | $ 126,000 |
| Port St. Lucie-Fort Pierce, FL | 317 | $ 67,960,000 | $ 214,384 | $ 121,000 |
| Raleigh-Cary, NC | 317 | $ 48,499,000 | $ 152,993 | $ 160,000 |
| Napa, CA | 314 | $ 155,213,000 | $ 494,308 | $ 192,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 310 | $ 50,542,000 | $ 163,038 | $ 125,135 |
| Salem, OR | 310 | $ 48,837,000 | $ 157,538 | $ 128,000 |
| Lake County-Kenosha County, IL-WI | 301 | $ 70,186,000 | $ 233,176 | $ 138,607 |
| Albany-Schenectady-Troy, NY | 293 | $ 42,496,000 | $ 145,037 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 292 | $ 60,601,000 | $ 207,537 | $ 157,000 |
| Naples-Marco Island, FL | 286 | $ 96,283,000 | $ 336,653 | $ 193,000 |
| Wilmington, DE-MD-NJ | 282 | $ 54,299,000 | $ 192,549 | $ 119,024 |
| St. George, UT | 277 | $ 74,045,000 | $ 267,310 | $ 158,000 |
| Greeley, CO | 270 | $ 42,830,000 | $ 158,629 | $ 139,000 |
| New Haven-Milford, CT | 268 | $ 59,815,000 | $ 223,190 | $ 95,000 |
| Fort Collins-Loveland, CO | 266 | $ 47,686,000 | $ 179,270 | $ 123,000 |
| Lakeland, FL | 263 | $ 43,869,000 | $ 166,802 | $ 134,000 |
| Canton-Massillon, OH | 254 | $ 22,557,000 | $ 88,807 | $ 76,000 |
| Eugene-Springfield, OR | 252 | $ 40,001,000 | $ 158,734 | $ 112,000 |
| Gary, IN | 252 | $ 23,612,000 | $ 93,698 | $ 95,000 |
| San Luis Obispo-Paso Robles, CA | 250 | $ 111,286,000 | $ 445,144 | $ 194,000 |
| Olympia, WA | 248 | $ 44,562,000 | $ 179,685 | $ 132,000 |
| Yuba City, CA | 247 | $ 55,455,000 | $ 224,514 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 246 | $ 50,097,000 | $ 203,646 | $ 157,000 |
| Rochester, NY | 242 | $ 18,111,000 | $ 74,838 | $ 120,000 |
| Boulder, CO | 234 | $ 77,176,000 | $ 329,811 | $ 167,000 |
| Chico, CA | 233 | $ 55,291,000 | $ 237,300 | $ 124,000 |
| Spokane, WA | 230 | $ 31,125,000 | $ 135,326 | $ 109,000 |
| Medford, OR | 228 | $ 54,285,000 | $ 238,092 | $ 131,000 |
| Trenton-Ewing, NJ | 226 | $ 42,725,000 | $ 189,048 | $ 109,000 |
| Grand Rapids-Wyoming, MI | 224 | $ 24,380,000 | $ 108,839 | $ 89,000 |
| Madera, CA | 224 | $ 58,311,000 | $ 260,316 | $ 144,000 |
| Greensboro-High Point, NC | 222 | $ 29,528,000 | $ 133,009 | $ 96,000 |
| Redding, CA | 219 | $ 54,716,000 | $ 249,844 | $ 129,000 |
| Tulsa, OK | 215 | $ 17,427,000 | $ 81,055 | $ 114,000 |
| Omaha-Council Bluffs, NE-IA | 211 | $ 21,229,000 | $ 100,611 | $ 107,819 |
| McAllen-Edinburg-Mission, TX | 197 | $ 17,466,000 | $ 88,659 | $ 128,000 |
| Hartford-West Hartford-East Hartford, CT | 190 | $ 38,291,000 | $ 201,531 | $ 100,000 |
| Buffalo-Niagara Falls, NY | 185 | $ 14,046,000 | $ 75,924 | $ 82,000 |
| Bellingham, WA | 183 | $ 39,952,000 | $ 218,316 | $ 234,000 |
| Oklahoma City, OK | 183 | $ 16,917,000 | $ 92,442 | $ 125,000 |
| Baton Rouge, LA | 181 | $ 21,009,000 | $ 116,071 | $ 139,000 |
| Barnstable Town, MA | 169 | $ 58,427,000 | $ 345,721 | $ 143,000 |
| El Centro, CA | 159 | $ 32,135,000 | $ 202,106 | $ 126,000 |
| Scranton--Wilkes-Barre, PA | 159 | $ 13,840,000 | $ 87,044 | $ 82,000 |
| Wilmington, NC | 159 | $ 35,320,000 | $ 222,138 | $ 139,000 |
| Toledo, OH | 156 | $ 15,276,000 | $ 97,923 | $ 95,000 |
| Reading, PA | 153 | $ 15,947,000 | $ 104,228 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 151 | $ 28,700,000 | $ 190,066 | $ 174,000 |
| Ocean City, NJ | 150 | $ 55,003,000 | $ 366,686 | $ 207,000 |
| Syracuse, NY | 150 | $ 13,361,000 | $ 89,073 | $ 114,000 |
| Coeur D'Alene, ID | 149 | $ 34,014,000 | $ 228,281 | $ 151,000 |
| Dayton, OH | 149 | $ 14,851,000 | $ 99,671 | $ 88,000 |
| Punta Gorda, FL | 149 | $ 29,712,000 | $ 199,409 | $ 142,000 |
| York-Hanover, PA | 149 | $ 24,971,000 | $ 167,590 | $ 90,000 |
| Charleston-North Charleston, SC | 146 | $ 33,755,000 | $ 231,198 | $ 173,000 |
| Killeen-Temple-Fort Hood, TX | 143 | $ 10,997,000 | $ 76,902 | $ 157,000 |
| Hagerstown-Martinsburg, MD-WV | 140 | $ 29,532,000 | $ 210,942 | $ 100,757 |
| Prescott, AZ | 136 | $ 38,638,000 | $ 284,102 | $ 163,000 |
| Springfield, MA | 136 | $ 24,270,000 | $ 178,455 | $ 97,000 |
| Winston-Salem, NC | 136 | $ 15,306,000 | $ 112,544 | $ 102,000 |
| Longview, WA | 134 | $ 18,282,000 | $ 136,432 | $ 117,000 |
| Flint, MI | 132 | $ 25,451,000 | $ 192,810 | $ 109,000 |
| Mount Vernon-Anacortes, WA | 127 | $ 30,326,000 | $ 238,787 | $ 156,000 |
| Idaho Falls, ID | 126 | $ 16,399,000 | $ 130,150 | $ 140,000 |
| Memphis, TN-MS-AR | 125 | $ 21,998,000 | $ 175,984 | $ 232,280 |
| Lansing-East Lansing, MI | 118 | $ 15,874,000 | $ 134,525 | $ 92,000 |
| Ocala, FL | 118 | $ 18,926,000 | $ 160,389 | $ 124,000 |
| Kennewick-Richland-Pasco, WA | 117 | $ 15,086,000 | $ 128,940 | $ 160,000 |
| Ann Arbor, MI | 116 | $ 25,765,000 | $ 222,112 | $ 145,000 |
| Wenatchee, WA | 116 | $ 23,633,000 | $ 203,732 | $ 181,000 |
| Durham, NC | 111 | $ 14,460,000 | $ 130,270 | $ 122,000 |
| Pensacola-Ferry Pass-Brent, FL | 110 | $ 18,878,000 | $ 171,618 | $ 155,000 |
| Santa Fe, NM | 107 | $ 32,485,000 | $ 303,598 | $ 161,000 |
| Youngstown-Warren-Boardman, OH-PA | 106 | $ 8,844,000 | $ 83,433 | $ 77,632 |
| New Orleans-Metairie-Kenner, LA | 105 | $ 15,962,000 | $ 152,019 | $ 111,000 |
| Tallahassee, FL | 99 | $ 12,915,000 | $ 130,454 | $ 132,000 |
| Yakima, WA | 99 | $ 12,147,000 | $ 122,696 | $ 108,000 |
| Asheville, NC | 98 | $ 15,388,000 | $ 157,020 | $ 131,000 |
| Pueblo, CO | 97 | $ 9,238,000 | $ 95,237 | $ 111,000 |
| Hanford-Corcoran, CA | 94 | $ 17,720,000 | $ 188,510 | $ 98,000 |
| El Paso, TX | 92 | $ 7,784,000 | $ 84,608 | $ 154,000 |
| Grand Junction, CO | 86 | $ 12,924,000 | $ 150,279 | $ 97,000 |
| Brownsville-Harlingen, TX | 85 | $ 8,705,000 | $ 102,411 | $ 113,000 |
| Manchester-Nashua, NH | 85 | $ 19,116,000 | $ 224,894 | $ 99,000 |
| Rockingham County-Strafford County, NH | 85 | $ 19,092,000 | $ 224,611 | $ 109,000 |
| Missoula, MT | 82 | $ 14,162,000 | $ 172,707 | $ 105,000 |
| Athens-Clarke County, GA | 81 | $ 7,732,000 | $ 95,456 | $ 158,000 |
| Sebastian-Vero Beach, FL | 80 | $ 17,592,000 | $ 219,900 | $ 229,000 |
| Kalamazoo-Portage, MI | 79 | $ 11,060,000 | $ 140,000 | $ 111,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 72 | $ 8,441,000 | $ 117,236 | $ 247,777 |
| Rockford, IL | 72 | $ 7,263,000 | $ 100,875 | $ 150,000 |
| College Station-Bryan, TX | 70 | $ 5,169,000 | $ 73,842 | $ 136,000 |
| Jackson, MI | 70 | $ 7,954,000 | $ 113,628 | $ 77,000 |
| Kingston, NY | 70 | $ 15,773,000 | $ 225,328 | $ 121,000 |
| South Bend-Mishawaka, IN-MI | 70 | $ 4,619,000 | $ 65,985 | $ 81,200 |
| Vineland-Millville-Bridgeton, NJ | 69 | $ 10,050,000 | $ 145,652 | $ 95,000 |
| Panama City-Lynn Haven, FL | 68 | $ 18,616,000 | $ 273,764 | $ 232,000 |
| Greenville, SC | 66 | $ 7,845,000 | $ 118,863 | $ 99,000 |
| Lubbock, TX | 66 | $ 3,522,000 | $ 53,363 | $ 198,000 |
| Springfield, MO | 66 | $ 9,307,000 | $ 141,015 | $ 142,000 |
| Columbia, SC | 65 | $ 6,289,000 | $ 96,753 | $ 86,000 |
| Winchester, VA-WV | 65 | $ 16,024,000 | $ 246,523 | $ 106,030 |
| Dover, DE | 63 | $ 11,046,000 | $ 175,333 | $ 139,000 |
| Knoxville, TN | 63 | $ 8,779,000 | $ 139,349 | $ 83,000 |
| Lancaster, PA | 63 | $ 9,132,000 | $ 144,952 | $ 121,000 |
| Harrisburg-Carlisle, PA | 62 | $ 7,784,000 | $ 125,548 | $ 102,000 |
| Pocatello, ID | 62 | $ 6,965,000 | $ 112,338 | $ 100,000 |
| Des Moines-West Des Moines, IA | 60 | $ 6,955,000 | $ 115,916 | $ 146,000 |
| Fayetteville, NC | 60 | $ 4,576,000 | $ 76,266 | $ 95,000 |
| Little Rock-North Little Rock, AR | 60 | $ 8,016,000 | $ 133,600 | $ 176,000 |
| Milwaukee-Waukesha-West Allis, WI | 60 | $ 9,307,000 | $ 155,116 | $ 98,000 |
| Niles-Benton Harbor, MI | 60 | $ 7,455,000 | $ 124,250 | $ 98,000 |
| Savannah, GA | 59 | $ 10,852,000 | $ 183,932 | $ 175,000 |
| Binghamton, NY | 58 | $ 4,233,000 | $ 72,982 | $ 111,000 |
| Fort Walton Beach-Crestview-Destin, FL | 57 | $ 15,741,000 | $ 276,157 | $ 299,000 |
| Fort Wayne, IN | 57 | $ 2,273,000 | $ 39,877 | $ 80,000 |
| Norwich-New London, CT | 57 | $ 11,623,000 | $ 203,912 | $ 110,000 |
| Yuma, AZ | 55 | $ 10,152,000 | $ 184,581 | $ 146,000 |
| Flagstaff, AZ | 54 | $ 14,795,000 | $ 273,981 | $ 214,000 |
| Lafayette, IN | 54 | $ 4,643,000 | $ 85,981 | $ 140,000 |
| Tyler, TX | 54 | $ 5,241,000 | $ 97,055 | $ 107,000 |
| Gainesville, FL | 53 | $ 7,121,000 | $ 134,358 | $ 129,000 |
| Hickory-Lenoir-Morganton, NC | 52 | $ 7,698,000 | $ 148,038 | $ 82,000 |
| Spartanburg, SC | 52 | $ 5,001,000 | $ 96,173 | $ 73,000 |
| Chattanooga, TN-GA | 51 | $ 4,447,000 | $ 87,196 | $ 112,392 |
| Gainesville, GA | 51 | $ 11,730,000 | $ 230,000 | $ 124,000 |
| Shreveport-Bossier City, LA | 51 | $ 3,547,000 | $ 69,549 | $ 120,000 |
| Utica-Rome, NY | 51 | $ 5,505,000 | $ 107,941 | $ 84,000 |
| Roanoke, VA | 49 | $ 8,081,000 | $ 164,918 | $ 104,000 |
| Logan, UT-ID | 48 | $ 6,314,000 | $ 131,541 | $ 113,000 |
| Laredo, TX | 47 | $ 3,584,000 | $ 76,255 | $ 78,000 |
| Corvallis, OR | 46 | $ 5,925,000 | $ 128,804 | $ 182,000 |
| Las Cruces, NM | 44 | $ 7,020,000 | $ 159,545 | $ 200,000 |
| St. Cloud, MN | 44 | $ 6,778,000 | $ 154,045 | $ 129,000 |
| Wichita, KS | 44 | $ 3,784,000 | $ 86,000 | $ 126,000 |
| Portland-South Portland-Biddeford, ME | 41 | $ 8,934,000 | $ 217,902 | $ 149,000 |
| Rochester, MN | 41 | $ 6,137,000 | $ 149,682 | $ 172,000 |
| Topeka, KS | 41 | $ 2,816,000 | $ 68,682 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 40 | $ 3,755,000 | $ 93,875 | $ 67,050 |
| Waco, TX | 40 | $ 3,653,000 | $ 91,325 | $ 170,000 |
| Carson City, NV | 39 | $ 9,436,000 | $ 241,948 | $ 117,000 |
| Columbus, GA-AL | 39 | $ 4,419,000 | $ 113,307 | $ 74,615 |
| Fargo, ND-MN | 39 | $ 4,162,000 | $ 106,717 | $ 98,846 |
| Brunswick, GA | 38 | $ 6,833,000 | $ 179,815 | $ 121,000 |
| Glens Falls, NY | 38 | $ 6,617,000 | $ 174,131 | $ 121,000 |
| Macon, GA | 38 | $ 3,955,000 | $ 104,078 | $ 109,000 |
| Salisbury, MD | 38 | $ 6,005,000 | $ 158,026 | $ 126,000 |
| Billings, MT | 37 | $ 4,018,000 | $ 108,594 | $ 118,000 |
| Sherman-Denison, TX | 37 | $ 2,834,000 | $ 76,594 | $ 106,000 |
| Montgomery, AL | 36 | $ 3,057,000 | $ 84,916 | $ 94,000 |
| Charlottesville, VA | 35 | $ 10,312,000 | $ 294,628 | $ 163,000 |
| Burlington, NC | 34 | $ 3,115,000 | $ 91,617 | $ 183,000 |
| Jacksonville, NC | 34 | $ 6,007,000 | $ 176,676 | $ 166,000 |
| Corpus Christi, TX | 33 | $ 4,281,000 | $ 129,727 | $ 88,000 |
| Beaumont-Port Arthur, TX | 31 | $ 1,788,000 | $ 57,677 | $ 113,000 |
| Duluth, MN-WI | 30 | $ 3,461,000 | $ 115,366 | $ 93,400 |
| Warner Robins, GA | 30 | $ 2,633,000 | $ 87,766 | $ 195,000 |
| Holland-Grand Haven, MI | 29 | $ 3,357,000 | $ 115,758 | $ 85,000 |
| Bismarck, ND | 28 | $ 2,840,000 | $ 101,428 | $ 85,000 |
| Farmington, NM | 27 | $ 3,810,000 | $ 141,111 | $ 85,000 |
| Huntsville, AL | 27 | $ 2,485,000 | $ 92,037 | $ 133,000 |
| Lynchburg, VA | 27 | $ 6,250,000 | $ 231,481 | $ 135,000 |
| Monroe, MI | 27 | $ 3,040,000 | $ 112,592 | $ 73,000 |
| Mansfield, OH | 26 | $ 2,183,000 | $ 83,961 | $ 127,000 |
| Anderson, SC | 23 | $ 2,565,000 | $ 111,521 | $ 75,000 |
| Cheyenne, WY | 23 | $ 2,758,000 | $ 119,913 | $ 89,000 |
| Lebanon, PA | 23 | $ 3,033,000 | $ 131,869 | $ 107,000 |
| Louisville-Jefferson County, KY-IN | 23 | $ 3,094,000 | $ 134,521 | $ 133,173 |
| Lawrence, KS | 21 | $ 2,226,000 | $ 106,000 | $ 90,000 |
| Mobile, AL | 21 | $ 2,825,000 | $ 134,523 | $ 128,000 |
| Battle Creek, MI | 19 | $ 1,623,000 | $ 85,421 | $ 86,000 |
| Champaign-Urbana, IL | 19 | $ 1,729,000 | $ 91,000 | $ 167,000 |
| Erie, PA | 19 | $ 1,664,000 | $ 87,578 | $ 62,000 |
| Michigan City-La Porte, IN | 19 | $ 2,578,000 | $ 135,684 | $ 201,000 |
| Saginaw-Saginaw Township North, MI | 19 | $ 2,560,000 | $ 134,736 | $ 109,000 |
| Williamsport, PA | 18 | $ 1,370,000 | $ 76,111 | $ 62,000 |
| Kankakee-Bradley, IL | 17 | $ 2,339,000 | $ 137,588 | $ 55,000 |
| Lincoln, NE | 17 | $ 1,563,000 | $ 91,941 | $ 95,000 |
| Longview, TX | 17 | $ 1,059,000 | $ 62,294 | $ 119,000 |
| Muskegon-Norton Shores, MI | 17 | $ 4,204,000 | $ 247,294 | $ 103,000 |
| Pittsfield, MA | 17 | $ 3,886,000 | $ 228,588 | $ 107,000 |
| Rocky Mount, NC | 17 | $ 1,566,000 | $ 92,117 | $ 58,000 |
| Clarksville, TN-KY | 16 | $ 1,917,000 | $ 119,812 | $ 173,250 |
| Elkhart-Goshen, IN | 16 | $ 1,192,000 | $ 74,500 | $ 71,000 |
| Victoria, TX | 16 | $ 1,369,000 | $ 85,562 | $ 87,000 |
| Great Falls, MT | 15 | $ 1,547,000 | $ 103,133 | $ 103,000 |
| Hot Springs, AR | 15 | $ 1,098,000 | $ 73,200 | $ 138,000 |
| Cedar Rapids, IA | 14 | $ 1,698,000 | $ 121,285 | $ 89,000 |
| Elizabethtown, KY | 14 | $ 1,746,000 | $ 124,714 | $ 155,000 |
| Fort Smith, AR-OK | 14 | $ 878,000 | $ 62,714 | $ 107,000 |
| Jackson, MS | 14 | $ 1,219,000 | $ 87,071 | $ 150,000 |
| Springfield, OH | 14 | $ 1,411,000 | $ 100,785 | $ 110,000 |
| Tuscaloosa, AL | 14 | $ 1,504,000 | $ 107,428 | $ 81,000 |
| Greenville, NC | 13 | $ 1,228,000 | $ 94,461 | $ 172,000 |
| Lima, OH | 13 | $ 821,000 | $ 63,153 | $ 107,000 |
| Madison, WI | 13 | $ 2,150,000 | $ 165,384 | $ 74,000 |
| Waterloo-Cedar Falls, IA | 13 | $ 1,168,000 | $ 89,846 | $ 204,000 |
| Columbia, MO | 12 | $ 1,585,000 | $ 132,083 | $ 91,000 |
| Eau Claire, WI | 12 | $ 1,431,000 | $ 119,250 | $ 60,000 |
| Pascagoula, MS | 12 | $ 1,333,000 | $ 111,083 | $ 202,000 |
| Abilene, TX | 11 | $ 903,000 | $ 82,090 | $ 137,000 |
| Bay City, MI | 11 | $ 1,429,000 | $ 129,909 | $ 105,000 |
| Grand Forks, ND-MN | 11 | $ 714,000 | $ 64,909 | $ 151,909 |
| Hattiesburg, MS | 11 | $ 1,272,000 | $ 115,636 | $ 264,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 680,000 | $ 61,818 | $ 51,272 |
| Jefferson City, MO | 11 | $ 1,582,000 | $ 143,818 | $ 84,000 |
| Sioux Falls, SD | 10 | $ 934,000 | $ 93,400 | $ 108,000 |
| Texarkana, Tx-Texarkana, AR | 10 | $ 585,000 | $ 58,500 | $ 108,000 |
| Anniston-Oxford, AL | 9 | $ 837,000 | $ 93,000 | $ 74,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 1,574,000 | $ 174,888 | $ 133,000 |
| Dalton, GA | 9 | $ 978,000 | $ 108,666 | $ 94,000 |
| Gulfport-Biloxi, MS | 9 | $ 1,436,000 | $ 159,555 | $ 199,000 |
| Harrisonburg, VA | 9 | $ 2,513,000 | $ 279,222 | $ 124,000 |
| Rome, GA | 9 | $ 1,300,000 | $ 144,444 | $ 181,000 |
| Altoona, PA | 8 | $ 2,162,000 | $ 270,250 | $ 43,000 |
| Auburn-Opelika, AL | 8 | $ 1,367,000 | $ 170,875 | $ 82,000 |
| Goldsboro, NC | 8 | $ 1,574,000 | $ 196,750 | $ 66,000 |
| Johnstown, PA | 8 | $ 559,000 | $ 69,875 | $ 43,000 |
| Lafayette, LA | 8 | $ 1,419,000 | $ 177,375 | $ 338,000 |
| St. Joseph, MO-KS | 8 | $ 983,000 | $ 122,875 | $ 118,000 |
| Valdosta, GA | 8 | $ 850,000 | $ 106,250 | $ 143,000 |
| Albany, GA | 7 | $ 482,000 | $ 68,857 | $ 86,000 |
| Bangor, ME | 7 | $ 810,000 | $ 115,714 | $ 69,000 |
| Burlington-South Burlington, VT | 7 | $ 1,532,000 | $ 218,857 | $ 130,000 |
| Elmira, NY | 7 | $ 341,000 | $ 48,714 | $ 80,000 |
| Florence, SC | 7 | $ 980,000 | $ 140,000 | $ 98,000 |
| Green Bay, WI | 7 | $ 2,006,000 | $ 286,571 | $ 103,000 |
| Jonesboro, AR | 7 | $ 632,000 | $ 90,285 | $ 82,000 |
| Joplin, MO | 7 | $ 514,000 | $ 73,428 | $ 64,000 |
| Lake Charles, LA | 7 | $ 692,000 | $ 98,857 | $ 59,000 |
| Lewiston, ID-WA | 7 | $ 442,000 | $ 63,142 | $ 81,000 |
| Peoria, IL | 7 | $ 585,000 | $ 83,571 | $ 56,000 |
| Rapid City, SD | 7 | $ 862,000 | $ 123,142 | $ 54,000 |
| Sandusky, OH | 7 | $ 905,000 | $ 129,285 | $ 63,000 |
| Anderson, IN | 6 | $ 319,000 | $ 53,166 | $ 198,000 |
| Bloomington, IN | 6 | $ 1,858,000 | $ 309,666 | $ 105,000 |
| Casper, WY | 6 | $ 1,272,000 | $ 212,000 | $ 115,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 463,000 | $ 77,166 | $ 55,666 |
| Decatur, AL | 6 | $ 722,000 | $ 120,333 | $ 126,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,106,000 | $ 184,333 | $ 73,500 |
| Lexington-Fayette, KY | 6 | $ 1,643,000 | $ 273,833 | $ 302,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 448,000 | $ 74,666 | $ 31,000 |
| Sheboygan, WI | 6 | $ 522,000 | $ 87,000 | $ 60,000 |
| Sumter, SC | 6 | $ 541,000 | $ 90,166 | $ 101,000 |
| Fond Du Lac, WI | 5 | $ 783,000 | $ 156,600 | $ 80,000 |
| Iowa City, IA | 5 | $ 1,088,000 | $ 217,600 | $ 391,000 |
| Janesville, WI | 5 | $ 435,000 | $ 87,000 | $ 99,000 |
| Johnson City, TN | 5 | $ 820,000 | $ 164,000 | $ 67,000 |
| Midland, TX | 5 | $ 291,000 | $ 58,200 | $ 57,000 |
| Morgantown, WV | 5 | $ 363,000 | $ 72,600 | $ 68,000 |
| Springfield, IL | 5 | $ 277,000 | $ 55,400 | $ 72,000 |
| State College, PA | 5 | $ 671,000 | $ 134,200 | $ 58,000 |
| Wausau, WI | 5 | $ 451,000 | $ 90,200 | $ 70,000 |
| Wichita Falls, TX | 5 | $ 241,000 | $ 48,200 | $ 53,000 |
| Charleston, WV | 4 | $ 282,000 | $ 70,500 | $ 54,000 |
| Cleveland, TN | 4 | $ 461,000 | $ 115,250 | $ 48,000 |
| Cumberland, MD-WV | 4 | $ 441,000 | $ 110,250 | $ 79,000 |
| Dothan, AL | 4 | $ 712,000 | $ 178,000 | $ 104,000 |
| Evansville, IN-KY | 4 | $ 616,000 | $ 154,000 | $ 124,000 |
| Ithaca, NY | 4 | $ 621,000 | $ 155,250 | $ 89,000 |
| Lewiston-Auburn, ME | 4 | $ 237,000 | $ 59,250 | $ 35,000 |
| Monroe, LA | 4 | $ 392,000 | $ 98,000 | $ 93,000 |
| Racine, WI | 4 | $ 1,881,000 | $ 470,250 | $ 200,000 |
| Terre Haute, IN | 4 | $ 463,000 | $ 115,750 | $ 123,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 489,000 | $ 122,250 | $ 36,000 |
| Ames, IA | 3 | $ 428,000 | $ 142,666 | $ 40,000 |
| Bloomington-Normal, IL | 3 | $ 236,000 | $ 78,666 | $ 128,000 |
| Danville, IL | 3 | $ 302,000 | $ 100,666 | $ 194,000 |
| Danville, VA | 3 | $ 114,000 | $ 38,000 | $ 80,000 |
| Florence-Muscle Shoals, AL | 3 | $ 307,000 | $ 102,333 | $ 97,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 235,000 | $ 78,333 | $ 71,000 |
| Lawton, OK | 3 | $ 298,000 | $ 99,333 | $ 69,000 |
| Morristown, TN | 3 | $ 376,000 | $ 125,333 | $ 65,000 |
| Muncie, IN | 3 | $ 258,000 | $ 86,000 | $ 85,000 |
| Sioux City, IA-NE-SD | 3 | $ 484,000 | $ 161,333 | $ 79,333 |
| Wheeling, WV-OH | 3 | $ 323,000 | $ 107,666 | $ 106,000 |
| Alexandria, LA | 2 | $ 31,000 | $ 15,500 | $ 38,000 |
| Amarillo, TX | 2 | $ 215,000 | $ 107,500 | $ 47,000 |
| Appleton, WI | 2 | $ 196,000 | $ 98,000 | $ 59,000 |
| Decatur, IL | 2 | $ 276,000 | $ 138,000 | $ 160,000 |
| Dubuque, IA | 2 | $ 211,000 | $ 105,500 | $ 0 |
| Gadsden, AL | 2 | $ 92,000 | $ 46,000 | $ 82,000 |
| Jackson, TN | 2 | $ 233,000 | $ 116,500 | $ 112,000 |
| Kokomo, IN | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| La Crosse, WI-MN | 2 | $ 155,000 | $ 77,500 | $ 78,000 |
| Pine Bluff, AR | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Bowling Green, KY | 1 | $ 140,000 | $ 140,000 | $ 132,000 |
| Odessa, TX | 1 | $ 256,000 | $ 256,000 | $ 246,000 |
| Oshkosh-Neenah, WI | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| San Angelo, TX | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Greenpoint Mortgage Funding in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 106,542 | $31,834,592,000 | $298,000 | $6,975,000 | $140,000 | $6,816,000 |
| Home Purchase | 89,945 | $23,602,564,000 | $262,000 | $6,000,000 | $159,000 | $9,999,000 |
| Home Improvement | 2,115 | $712,201,000 | $336,000 | $2,100,000 | $149,000 | $2,466,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 94,809 | $26,051,957,000 | $274,000 | $6,975,000 | $161,000 | $9,999,000 |
| Hispanic | 42,834 | $12,294,816,000 | $287,000 | $4,200,000 | $129,000 | $3,060,000 |
| Not Provided | 21,393 | $6,320,611,000 | $295,000 | $5,276,000 | $144,000 | $4,200,000 |
| Black or African American | 20,541 | $4,903,342,000 | $238,000 | $3,854,000 | $127,000 | $9,999,000 |
| Asian | 15,824 | $5,494,612,000 | $347,000 | $4,050,000 | $167,000 | $3,067,000 |
| Native Hawaiian or Other Pacific Islander | 1,876 | $606,515,000 | $323,000 | $1,433,000 | $165,000 | $1,110,000 |
| American Indian or Alaskan Native | 904 | $229,590,000 | $253,000 | $1,280,000 | $122,000 | $655,000 |
| Not applicable | 421 | $247,914,000 | $588,000 | $6,000,000 | $52,000 | $6,816,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 198,227 | $56,064,522,000 | $282,000 | $6,975,000 | $149,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 352 | $78,871,000 | $224,000 | $550,000 | $107,000 | $531,000 |
| VA-guaranteed (Veterans Administration) | 23 | $5,964,000 | $259,000 | $413,000 | $72,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 113,163 | $30,822,359,000 | $272,000 | $6,000,000 | $146,000 | $8,665,000 |
| Application Withdrawn By Applicant | 50,137 | $14,773,562,000 | $294,000 | $6,000,000 | $151,000 | $9,999,000 |
| Application Denied By Financial Institution | 25,112 | $7,689,003,000 | $306,000 | $6,975,000 | $158,000 | $6,481,000 |
| Application Approved But Not Accepted | 6,618 | $1,999,732,000 | $302,000 | $3,050,000 | $146,000 | $1,927,000 |
| Loan Purchased By The Institution | 3,572 | $864,701,000 | $242,000 | $1,000,000 | $155,000 | $2,338,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6,611 | $2,185,917,000 | $330,000 | $6,975,000 | $179,000 | $6,481,000 |
| Credit History | 4,570 | $1,297,584,000 | $283,000 | $2,800,000 | $122,000 | $3,120,000 |
| Credit Application Incomplete | 4,159 | $1,306,404,000 | $314,000 | $4,500,000 | $152,000 | $2,845,000 |
| Collateral | 3,340 | $957,800,000 | $286,000 | $2,850,000 | $176,000 | $4,200,000 |
| Unverifiable Information | 2,426 | $829,887,000 | $342,000 | $3,000,000 | $206,000 | $5,160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,313 | $668,020,000 | $288,000 | $5,000,000 | $126,000 | $3,000,000 |
| Debt-To-Income Ratio | 983 | $254,545,000 | $258,000 | $1,500,000 | $113,000 | $1,140,000 |
| Employment History | 678 | $180,479,000 | $266,000 | $1,385,000 | $132,000 | $1,140,000 |
| Mortgage Insurance Denied | 32 | $8,367,000 | $261,000 | $483,000 | $117,000 | $382,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Mortgage Funding's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenpoint Mortgage Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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