Greenpoint Mortgage Funding Mortgage Lending & HMDA Data, 2006

In 2006, Greenpoint Mortgage Funding of Charlotte, NC reported 198,602 mortgage applications totaling $56.1 billion, up 13% from 2005. The average application was for $282,723, and applicants reported an average income of $148,700. 57% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (12,317), New York-White Plains-Wayne, NY-NJ (11,491) and Riverside-San Bernardino-Ontario, CA (9,255) (applications in parentheses).

Mortgage Company & Address Greenpoint Mortgage Funding
4 Coliseum Centre, 2730 West Tyvola Road
Charlotte, NC 28217
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 198,602
Total Mortgage Loan Application Amount $56,149,357,000
Average Mortgage Loan Application Amount $282,723
Highest Mortgage Loan Application Amount $6,975,000
Average Applicant Income $148,700
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Mortgage Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenpoint Mortgage Funding by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 12,317 $ 5,247,550,000 $ 426,041 $ 175,000
Riverside, California 5,276 $ 1,804,748,000 $ 342,067 $ 159,000
Maricopa, Arizona 4,938 $ 1,295,169,000 $ 262,286 $ 174,000
Clark, Nevada 4,740 $ 1,237,588,000 $ 261,094 $ 163,000
San Bernardino, California 3,979 $ 1,195,616,000 $ 300,481 $ 139,000
San Diego, California 3,873 $ 1,602,845,000 $ 413,851 $ 178,000
Alameda, California 3,750 $ 1,676,094,000 $ 446,958 $ 177,000
Santa Clara, California 3,607 $ 1,861,809,000 $ 516,165 $ 200,000
Cook, Illinois 3,512 $ 792,052,000 $ 225,527 $ 110,000
King, Washington 3,404 $ 994,091,000 $ 292,036 $ 165,000
Orange, California 3,146 $ 1,567,513,000 $ 498,255 $ 208,000
Contra Costa, California 3,121 $ 1,356,140,000 $ 434,520 $ 178,000
Sacramento, California 3,024 $ 891,270,000 $ 294,732 $ 139,000
Queens, New York 2,682 $ 973,579,000 $ 363,004 $ 122,000
Harris, Texas 2,639 $ 362,358,000 $ 137,308 $ 152,000
Suffolk, New York 2,604 $ 845,238,000 $ 324,592 $ 147,000
Miami-Dade, Florida 2,503 $ 708,444,000 $ 283,037 $ 168,000
Kings, New York 2,185 $ 902,968,000 $ 413,257 $ 132,000
San Joaquin, California 2,122 $ 719,656,000 $ 339,140 $ 147,000
Prince George's, Maryland 2,121 $ 553,111,000 $ 260,778 $ 109,000
Broward, Florida 2,003 $ 538,686,000 $ 268,939 $ 157,000
Stanislaus, California 1,831 $ 525,647,000 $ 287,081 $ 133,000
Nassau, New York 1,789 $ 636,508,000 $ 355,789 $ 150,000
New York, New York 1,758 $ 1,212,115,000 $ 689,485 $ 349,000
Pierce, Washington 1,592 $ 330,754,000 $ 207,760 $ 135,000
Montgomery, Maryland 1,589 $ 489,550,000 $ 308,086 $ 127,000
Wayne, Michigan 1,574 $ 184,713,000 $ 117,352 $ 104,000
Snohomish, Washington 1,515 $ 368,022,000 $ 242,918 $ 138,000
Multnomah, Oregon 1,502 $ 300,456,000 $ 200,037 $ 135,000
Fairfax, Virginia 1,431 $ 503,152,000 $ 351,608 $ 145,000
Solano, California 1,376 $ 527,787,000 $ 383,566 $ 161,000
Sonoma, California 1,343 $ 567,900,000 $ 422,859 $ 171,000
Palm Beach, Florida 1,247 $ 359,294,000 $ 288,126 $ 163,000
San Mateo, California 1,245 $ 700,890,000 $ 562,963 $ 209,000
Fresno, California 1,159 $ 283,118,000 $ 244,277 $ 131,000
Dallas, Texas 1,159 $ 145,964,000 $ 125,939 $ 150,000
Kern, California 1,151 $ 268,420,000 $ 233,205 $ 126,000
Orange, Florida 1,150 $ 250,102,000 $ 217,480 $ 138,000
Hennepin, Minnesota 1,121 $ 228,497,000 $ 203,833 $ 133,000
Salt Lake, Utah 1,079 $ 226,537,000 $ 209,950 $ 142,000
Clark, Washington 998 $ 214,184,000 $ 214,613 $ 129,000
Prince William, Virginia 976 $ 308,978,000 $ 316,575 $ 129,000
Essex, New Jersey 969 $ 289,703,000 $ 298,971 $ 148,000
Ventura, California 941 $ 445,115,000 $ 473,023 $ 196,000
Bexar, Texas 940 $ 83,257,000 $ 88,571 $ 131,000
Fulton, Georgia 930 $ 197,136,000 $ 211,974 $ 151,000
Westchester, New York 915 $ 389,332,000 $ 425,499 $ 181,000
Philadelphia, Pennsylvania 884 $ 127,473,000 $ 144,200 $ 91,000
Oakland, Michigan 866 $ 209,779,000 $ 242,239 $ 166,000
Hillsborough, Florida 865 $ 175,580,000 $ 202,982 $ 143,000
Tarrant, Texas 862 $ 88,777,000 $ 102,989 $ 154,000
Hudson, New Jersey 834 $ 270,105,000 $ 323,866 $ 128,000
Lee, Florida 796 $ 189,665,000 $ 238,272 $ 196,000
Bergen, New Jersey 790 $ 346,063,000 $ 438,054 $ 185,000
Ada, Idaho 780 $ 147,330,000 $ 188,884 $ 159,000
Washington, Oregon 779 $ 162,904,000 $ 209,119 $ 144,000
Denver, Colorado 776 $ 134,410,000 $ 173,208 $ 128,000
District of Columbia, District Of Columbia 768 $ 221,995,000 $ 289,055 $ 137,000
Merced, California 766 $ 210,743,000 $ 275,121 $ 131,000
Baltimore City, Maryland 765 $ 106,021,000 $ 138,589 $ 108,000
Fairfield, Connecticut 760 $ 365,253,000 $ 480,596 $ 243,000
Mecklenburg, North Carolina 731 $ 108,004,000 $ 147,748 $ 140,000
Bronx, New York 727 $ 241,319,000 $ 331,938 $ 110,000
San Francisco, California 721 $ 424,785,000 $ 589,160 $ 225,000
Franklin, Ohio 721 $ 88,532,000 $ 122,790 $ 114,000
Baltimore, Maryland 711 $ 144,500,000 $ 203,234 $ 105,000
Clackamas, Oregon 703 $ 195,448,000 $ 278,019 $ 177,000
Monterey, California 674 $ 313,682,000 $ 465,403 $ 191,000
Placer, California 658 $ 262,823,000 $ 399,427 $ 189,000
Middlesex, Massachusetts 640 $ 198,402,000 $ 310,003 $ 120,000
Richmond, New York 630 $ 207,058,000 $ 328,663 $ 134,000
Utah, Utah 630 $ 135,562,000 $ 215,177 $ 139,000
Essex, Massachusetts 620 $ 163,676,000 $ 263,993 $ 102,000
Pinellas, Florida 607 $ 130,034,000 $ 214,224 $ 157,000
Travis, Texas 604 $ 92,155,000 $ 152,574 $ 180,000
Gwinnett, Georgia 603 $ 97,705,000 $ 162,031 $ 106,000
DeKalb, Georgia 580 $ 82,000,000 $ 141,379 $ 118,000
Middlesex, New Jersey 576 $ 157,267,000 $ 273,032 $ 112,000
Passaic, New Jersey 566 $ 173,051,000 $ 305,743 $ 120,000
Macomb, Michigan 564 $ 86,604,000 $ 153,553 $ 96,000
Arapahoe, Colorado 559 $ 96,667,000 $ 172,928 $ 116,000
Union, New Jersey 558 $ 165,904,000 $ 297,318 $ 115,000
Anne Arundel, Maryland 532 $ 140,709,000 $ 264,490 $ 121,000
Pinal, Arizona 516 $ 106,378,000 $ 206,158 $ 150,000
Suffolk, Massachusetts 512 $ 170,868,000 $ 333,726 $ 122,000
Loudoun, Virginia 510 $ 209,124,000 $ 410,047 $ 162,000
Pima, Arizona 500 $ 104,717,000 $ 209,434 $ 141,000
Monmouth, New Jersey 498 $ 181,806,000 $ 365,072 $ 174,000
Adams, Colorado 491 $ 71,865,000 $ 146,364 $ 97,000
Tulare, California 470 $ 96,364,000 $ 205,029 $ 110,000
Jefferson, Colorado 463 $ 87,992,000 $ 190,047 $ 127,000
Fort Bend, Texas 455 $ 58,948,000 $ 129,556 $ 114,000
Ramsey, Minnesota 451 $ 70,359,000 $ 156,006 $ 130,000
El Paso, Colorado 441 $ 80,312,000 $ 182,113 $ 122,000
Worcester, Massachusetts 427 $ 94,727,000 $ 221,843 $ 87,000
Cobb, Georgia 424 $ 69,751,000 $ 164,507 $ 116,000
Ocean, New Jersey 419 $ 121,760,000 $ 290,596 $ 177,000
Jackson, Missouri 416 $ 40,091,000 $ 96,372 $ 126,000
Washoe, Nevada 416 $ 113,742,000 $ 273,418 $ 158,000
Bernalillo, New Mexico 406 $ 70,425,000 $ 173,460 $ 167,000
Marin, California 404 $ 246,504,000 $ 610,158 $ 250,000
Cuyahoga, Ohio 401 $ 46,006,000 $ 114,728 $ 88,000
Collin, Texas 391 $ 58,525,000 $ 149,680 $ 165,000
Osceola, Florida 384 $ 92,653,000 $ 241,283 $ 141,000
Summit, Ohio 374 $ 36,093,000 $ 96,505 $ 90,000
Denton, Texas 372 $ 44,999,000 $ 120,965 $ 225,000
Canyon, Idaho 369 $ 46,065,000 $ 124,837 $ 123,000
Dakota, Minnesota 354 $ 68,537,000 $ 193,607 $ 120,000
DuPage, Illinois 353 $ 80,010,000 $ 226,657 $ 126,000
Santa Cruz, California 342 $ 183,386,000 $ 536,216 $ 215,000
Seminole, Florida 341 $ 68,983,000 $ 202,296 $ 123,000
Atlantic, New Jersey 337 $ 74,105,000 $ 219,896 $ 112,000
Santa Barbara, California 334 $ 138,293,000 $ 414,050 $ 169,000
Deschutes, Oregon 333 $ 87,997,000 $ 264,255 $ 199,000
Will, Illinois 325 $ 55,094,000 $ 169,520 $ 101,000
Rockland, New York 323 $ 106,800,000 $ 330,650 $ 124,000
Plymouth, Massachusetts 321 $ 87,024,000 $ 271,102 $ 116,000
Kitsap, Washington 317 $ 71,589,000 $ 225,832 $ 126,000
Napa, California 314 $ 155,213,000 $ 494,308 $ 192,000
Orange, New York 314 $ 72,372,000 $ 230,484 $ 119,000
Pasco, Florida 312 $ 53,310,000 $ 170,865 $ 124,000
Norfolk, Massachusetts 311 $ 101,606,000 $ 326,707 $ 131,000
Frederick, Maryland 299 $ 77,604,000 $ 259,545 $ 122,000
Williamson, Texas 294 $ 29,507,000 $ 100,363 $ 179,000
Brevard, Florida 292 $ 60,601,000 $ 207,537 $ 157,000
Morris, New Jersey 291 $ 102,807,000 $ 353,288 $ 154,000
Lake, Illinois 289 $ 68,683,000 $ 237,657 $ 141,000
Collier, Florida 286 $ 96,283,000 $ 336,653 $ 193,000
Chesterfield, Virginia 285 $ 40,473,000 $ 142,010 $ 87,000
El Dorado, California 283 $ 120,584,000 $ 426,091 $ 192,000
Kane, Illinois 280 $ 50,972,000 $ 182,042 $ 95,000
Wake, North Carolina 277 $ 44,206,000 $ 159,588 $ 168,000
Washington, Utah 277 $ 74,045,000 $ 267,310 $ 158,000
Bristol, Massachusetts 274 $ 68,539,000 $ 250,142 $ 90,000
Montgomery, Pennsylvania 272 $ 59,817,000 $ 219,915 $ 134,000
Weld, Colorado 270 $ 42,830,000 $ 158,629 $ 139,000
Delaware, Pennsylvania 269 $ 39,013,000 $ 145,029 $ 109,000
New Haven, Connecticut 268 $ 59,815,000 $ 223,190 $ 95,000
Douglas, Colorado 267 $ 85,398,000 $ 319,842 $ 169,000
Sarasota, Florida 267 $ 69,302,000 $ 259,558 $ 144,000
Larimer, Colorado 266 $ 47,686,000 $ 179,270 $ 123,000
Polk, Florida 263 $ 43,869,000 $ 166,802 $ 134,000
Montgomery, Texas 263 $ 40,117,000 $ 152,536 $ 176,000
Anoka, Minnesota 262 $ 48,849,000 $ 186,446 $ 118,000
St. Lucie, Florida 261 $ 51,600,000 $ 197,701 $ 114,000
Yolo, California 256 $ 85,320,000 $ 333,281 $ 152,000
Washington, Minnesota 253 $ 53,690,000 $ 212,213 $ 142,000
Burlington, New Jersey 252 $ 58,525,000 $ 232,242 $ 115,000
Camden, New Jersey 252 $ 42,523,000 $ 168,742 $ 117,000
Lane, Oregon 252 $ 40,001,000 $ 158,734 $ 112,000
San Luis Obispo, California 250 $ 111,286,000 $ 445,144 $ 194,000
Thurston, Washington 248 $ 44,562,000 $ 179,685 $ 132,000
Allegheny, Pennsylvania 247 $ 21,500,000 $ 87,044 $ 106,000
Volusia, Florida 246 $ 50,097,000 $ 203,646 $ 157,000
Marion, Oregon 244 $ 37,620,000 $ 154,180 $ 128,000
Marion, Indiana 242 $ 18,533,000 $ 76,582 $ 115,000
Stark, Ohio 242 $ 21,545,000 $ 89,028 $ 76,000
Galveston, Texas 240 $ 34,096,000 $ 142,066 $ 204,000
Duval, Florida 238 $ 38,057,000 $ 159,903 $ 116,000
Boulder, Colorado 234 $ 77,176,000 $ 329,811 $ 167,000
Butte, California 233 $ 55,291,000 $ 237,300 $ 124,000
Spokane, Washington 230 $ 31,125,000 $ 135,326 $ 109,000
Jackson, Oregon 228 $ 54,285,000 $ 238,092 $ 131,000
Davis, Utah 227 $ 40,488,000 $ 178,361 $ 133,000
Jefferson, Alabama 226 $ 23,614,000 $ 104,486 $ 99,000
Howard, Maryland 226 $ 68,052,000 $ 301,115 $ 146,000
Mercer, New Jersey 226 $ 42,725,000 $ 189,048 $ 109,000
Madera, California 224 $ 58,311,000 $ 260,316 $ 144,000
Somerset, New Jersey 223 $ 73,628,000 $ 330,170 $ 148,000
St. Louis, Missouri 220 $ 35,308,000 $ 160,490 $ 136,000
Shasta, California 219 $ 54,716,000 $ 249,844 $ 129,000
Lake, Indiana 215 $ 18,358,000 $ 85,386 $ 95,000
Flathead, Montana 214 $ 45,814,000 $ 214,084 $ 136,000
Monroe, New York 214 $ 15,172,000 $ 70,897 $ 125,000
Bucks, Pennsylvania 211 $ 53,531,000 $ 253,701 $ 126,000
Manatee, Florida 207 $ 55,476,000 $ 268,000 $ 159,000
Weber, Utah 204 $ 25,855,000 $ 126,740 $ 144,000
Kent, Michigan 202 $ 21,466,000 $ 106,267 $ 90,000
New Castle, Delaware 201 $ 40,262,000 $ 200,308 $ 116,000
Clayton, Georgia 200 $ 17,320,000 $ 86,600 $ 84,000
Davidson, Tennessee 199 $ 29,754,000 $ 149,517 $ 212,000
Lake, Florida 197 $ 42,983,000 $ 218,187 $ 122,000
Harford, Maryland 197 $ 48,160,000 $ 244,467 $ 108,000
St. Louis City, Missouri 197 $ 25,137,000 $ 127,598 $ 129,000
Hidalgo, Texas 197 $ 17,466,000 $ 88,659 $ 128,000
Providence, Rhode Island 196 $ 45,284,000 $ 231,040 $ 91,000
Hamilton, Ohio 193 $ 23,551,000 $ 122,025 $ 105,000
Charles, Maryland 185 $ 53,710,000 $ 290,324 $ 118,000
Whatcom, Washington 183 $ 39,952,000 $ 218,316 $ 234,000
Tulsa, Oklahoma 179 $ 14,093,000 $ 78,731 $ 119,000
Mohave, Arizona 175 $ 31,511,000 $ 180,062 $ 166,000
Virginia Beach, Virginia 172 $ 34,490,000 $ 200,523 $ 104,000
Barnstable, Massachusetts 169 $ 58,427,000 $ 345,721 $ 143,000
Chester, Pennsylvania 169 $ 42,364,000 $ 250,674 $ 117,000
Guilford, North Carolina 167 $ 23,527,000 $ 140,880 $ 104,000
Henry, Georgia 165 $ 28,364,000 $ 171,903 $ 106,000
Henrico, Virginia 164 $ 24,708,000 $ 150,658 $ 80,000
Imperial, California 159 $ 32,135,000 $ 202,106 $ 126,000
Erie, New York 157 $ 12,032,000 $ 76,636 $ 81,000
McHenry, Illinois 153 $ 32,879,000 $ 214,895 $ 111,000
Dutchess, New York 153 $ 35,693,000 $ 233,287 $ 116,000
Berks, Pennsylvania 153 $ 15,947,000 $ 104,228 $ 95,000
Horry, South Carolina 151 $ 28,700,000 $ 190,066 $ 174,000
Cape May, New Jersey 150 $ 55,003,000 $ 366,686 $ 207,000
Gloucester, New Jersey 150 $ 28,821,000 $ 192,140 $ 101,000
Charlotte, Florida 149 $ 29,712,000 $ 199,409 $ 142,000
Kootenai, Idaho 149 $ 34,014,000 $ 228,281 $ 151,000
East Baton Rouge, Louisiana 149 $ 16,207,000 $ 108,771 $ 139,000
Scott, Minnesota 149 $ 34,948,000 $ 234,550 $ 171,000
York, Pennsylvania 149 $ 24,971,000 $ 167,590 $ 90,000
San Benito, California 147 $ 70,843,000 $ 481,925 $ 188,000
Humboldt, California 146 $ 38,782,000 $ 265,630 $ 110,000
Nevada, California 146 $ 53,793,000 $ 368,445 $ 183,000
Richmond City, Virginia 146 $ 16,082,000 $ 110,150 $ 88,000
Lake, California 145 $ 38,198,000 $ 263,434 $ 132,000
Cherokee, Georgia 145 $ 25,541,000 $ 176,144 $ 113,000
Hartford, Connecticut 144 $ 27,770,000 $ 192,847 $ 89,000
Arlington, Virginia 142 $ 50,568,000 $ 356,112 $ 158,000
Douglas, Nebraska 140 $ 13,017,000 $ 92,978 $ 117,000
Brazoria, Texas 137 $ 13,727,000 $ 100,197 $ 140,000
Yavapai, Arizona 136 $ 38,638,000 $ 284,102 $ 163,000
Klamath, Oregon 136 $ 17,730,000 $ 130,367 $ 81,000
Yuba, California 134 $ 29,565,000 $ 220,634 $ 105,000
Cowlitz, Washington 134 $ 18,282,000 $ 136,432 $ 117,000
Genesee, Michigan 132 $ 25,451,000 $ 192,810 $ 109,000
Onondaga, New York 130 $ 11,059,000 $ 85,069 $ 120,000
Alexandria, Virginia 128 $ 38,230,000 $ 298,671 $ 155,000
Skagit, Washington 127 $ 30,326,000 $ 238,787 $ 156,000
Gallatin, Montana 125 $ 33,518,000 $ 268,144 $ 210,000
Stafford, Virginia 125 $ 40,430,000 $ 323,440 $ 134,000
Bell, Texas 124 $ 9,704,000 $ 78,258 $ 171,000
Sussex, New Jersey 122 $ 29,564,000 $ 242,327 $ 122,000
Newton, Georgia 121 $ 16,667,000 $ 137,743 $ 108,000
Lehigh, Pennsylvania 121 $ 18,026,000 $ 148,975 $ 99,000
Lucas, Ohio 120 $ 10,881,000 $ 90,675 $ 100,000
Forsyth, North Carolina 119 $ 12,789,000 $ 107,470 $ 104,000
Marion, Florida 118 $ 18,926,000 $ 160,389 $ 124,000
Carroll, Maryland 118 $ 31,825,000 $ 269,703 $ 101,000
Oklahoma, Oklahoma 118 $ 10,670,000 $ 90,423 $ 128,000
Flagler, Florida 117 $ 26,141,000 $ 223,427 $ 146,000
Washtenaw, Michigan 116 $ 25,765,000 $ 222,112 $ 145,000
Sutter, California 113 $ 25,890,000 $ 229,115 $ 123,000
Albany, New York 112 $ 13,832,000 $ 123,500 $ 85,000
Union, North Carolina 112 $ 23,771,000 $ 212,241 $ 133,000
Manassas, Virginia 112 $ 28,385,000 $ 253,437 $ 102,000
Mendocino, California 111 $ 39,220,000 $ 353,333 $ 144,000
Montgomery, Ohio 109 $ 10,521,000 $ 96,522 $ 77,000
Spotsylvania, Virginia 109 $ 28,106,000 $ 257,853 $ 119,000
Wright, Minnesota 108 $ 19,448,000 $ 180,074 $ 138,000
Lorain, Ohio 108 $ 15,594,000 $ 144,388 $ 86,000
Washington, Maryland 107 $ 23,651,000 $ 221,037 $ 105,000
Santa Fe, New Mexico 107 $ 32,485,000 $ 303,598 $ 161,000
Bonneville, Idaho 106 $ 14,061,000 $ 132,650 $ 148,000
Johnson, Kansas 105 $ 16,766,000 $ 159,676 $ 115,000
Livingston, Michigan 105 $ 21,099,000 $ 200,942 $ 127,000
New Hanover, North Carolina 105 $ 23,315,000 $ 222,047 $ 122,000
Delaware, Ohio 104 $ 25,926,000 $ 249,288 $ 164,000
Shelby, Tennessee 104 $ 18,370,000 $ 176,634 $ 242,000
Monroe, Pennsylvania 101 $ 16,093,000 $ 159,336 $ 94,000
Hampden, Massachusetts 100 $ 16,786,000 $ 167,860 $ 88,000
Yamhill, Oregon 99 $ 18,809,000 $ 189,989 $ 134,000
Yakima, Washington 99 $ 12,147,000 $ 122,696 $ 108,000
Sherburne, Minnesota 98 $ 21,557,000 $ 219,969 $ 141,000
Northampton, Pennsylvania 98 $ 16,712,000 $ 170,530 $ 130,000
Pueblo, Colorado 97 $ 9,238,000 $ 95,237 $ 111,000
Hernando, Florida 97 $ 16,569,000 $ 170,814 $ 139,000
St. Johns, Florida 97 $ 22,814,000 $ 235,195 $ 159,000
Iredell, North Carolina 97 $ 24,819,000 $ 255,865 $ 168,000
Chesapeake, Virginia 97 $ 22,630,000 $ 233,298 $ 112,000
Rockdale, Georgia 95 $ 17,106,000 $ 180,063 $ 146,000
Kings, California 94 $ 17,720,000 $ 188,510 $ 98,000
Calaveras, California 93 $ 31,234,000 $ 335,849 $ 179,000
Clallam, Washington 93 $ 19,554,000 $ 210,258 $ 139,000
El Paso, Texas 92 $ 7,784,000 $ 84,608 $ 154,000
Durham, North Carolina 90 $ 10,664,000 $ 118,488 $ 121,000
Leon, Florida 89 $ 11,145,000 $ 125,224 $ 136,000
Norfolk, Virginia 89 $ 13,753,000 $ 154,528 $ 109,000
Douglas, Georgia 88 $ 11,491,000 $ 130,579 $ 125,000
Mesa, Colorado 86 $ 12,924,000 $ 150,279 $ 97,000
Forsyth, Georgia 86 $ 20,610,000 $ 239,651 $ 132,000
Hillsborough, New Hampshire 85 $ 19,116,000 $ 224,894 $ 99,000
Cameron, Texas 85 $ 8,705,000 $ 102,411 $ 113,000
York, South Carolina 83 $ 12,189,000 $ 146,855 $ 94,000
Missoula, Montana 82 $ 14,162,000 $ 172,707 $ 105,000
Butler, Ohio 82 $ 9,311,000 $ 113,548 $ 88,000
Putnam, New York 81 $ 23,792,000 $ 293,728 $ 157,000
Gaston, North Carolina 81 $ 6,422,000 $ 79,283 $ 131,000
La Plata, Colorado 80 $ 16,434,000 $ 205,425 $ 110,000
Indian River, Florida 80 $ 17,592,000 $ 219,900 $ 229,000
Fayette, Georgia 79 $ 19,152,000 $ 242,430 $ 142,000
Charleston, South Carolina 79 $ 22,541,000 $ 285,329 $ 218,000
Hays, Texas 79 $ 9,725,000 $ 123,101 $ 121,000
Tehama, California 78 $ 17,559,000 $ 225,115 $ 121,000
Carver, Minnesota 78 $ 17,852,000 $ 228,871 $ 161,000
Lyon, Nevada 78 $ 16,899,000 $ 216,653 $ 165,000
Luzerne, Pennsylvania 78 $ 5,411,000 $ 69,371 $ 76,000
Chelan, Washington 78 $ 16,718,000 $ 214,333 $ 221,000
Paulding, Georgia 77 $ 9,354,000 $ 121,480 $ 94,000
Hunterdon, New Jersey 77 $ 29,609,000 $ 384,532 $ 166,000
Clay, Missouri 76 $ 10,162,000 $ 133,710 $ 125,000
Columbia, Oregon 76 $ 12,167,000 $ 160,092 $ 95,000
Sussex, Delaware 75 $ 15,433,000 $ 205,773 $ 114,000
St. Charles, Missouri 74 $ 11,105,000 $ 150,067 $ 106,000
Saratoga, New York 74 $ 15,525,000 $ 209,797 $ 109,000
Josephine, Oregon 74 $ 15,515,000 $ 209,662 $ 129,000
Lackawanna, Pennsylvania 74 $ 7,846,000 $ 106,027 $ 89,000
Clarke, Georgia 73 $ 6,402,000 $ 87,698 $ 159,000
Monroe, Florida 72 $ 36,927,000 $ 512,875 $ 301,000
Buncombe, North Carolina 71 $ 11,651,000 $ 164,098 $ 135,000
Linn, Oregon 71 $ 9,863,000 $ 138,915 $ 92,000
Ingham, Michigan 70 $ 8,782,000 $ 125,457 $ 91,000
Jackson, Michigan 70 $ 7,954,000 $ 113,628 $ 77,000
Ulster, New York 70 $ 15,773,000 $ 225,328 $ 121,000
Benton, Washington 70 $ 9,831,000 $ 140,442 $ 129,000
Cumberland, New Jersey 69 $ 10,050,000 $ 145,652 $ 95,000
Bay, Florida 68 $ 18,616,000 $ 273,764 $ 232,000
Warren, New Jersey 68 $ 13,337,000 $ 196,132 $ 179,000
Brazos, Texas 68 $ 5,076,000 $ 74,647 $ 138,000
Rockingham, New Hampshire 67 $ 15,436,000 $ 230,388 $ 118,000
Manassas Park, Virginia 67 $ 18,689,000 $ 278,940 $ 109,000
Worcester, Maryland 66 $ 23,471,000 $ 355,621 $ 205,000
Cabarrus, North Carolina 66 $ 7,829,000 $ 118,621 $ 104,000
Polk, Oregon 66 $ 11,217,000 $ 169,954 $ 129,000
Lubbock, Texas 66 $ 3,522,000 $ 53,363 $ 198,000
Garfield, Colorado 65 $ 16,685,000 $ 256,692 $ 130,000
Grays Harbor, Washington 65 $ 8,902,000 $ 136,953 $ 124,000
Sumner, Tennessee 64 $ 12,167,000 $ 190,109 $ 235,000
Kent, Delaware 63 $ 11,046,000 $ 175,333 $ 139,000
St. Joseph, Indiana 63 $ 4,100,000 $ 65,079 $ 83,000
Lancaster, Pennsylvania 63 $ 9,132,000 $ 144,952 $ 121,000
Baldwin, Alabama 62 $ 17,944,000 $ 289,419 $ 205,000
Bannock, Idaho 62 $ 6,965,000 $ 112,338 $ 100,000
Shelby, Alabama 61 $ 12,167,000 $ 199,459 $ 107,000
Escambia, Florida 61 $ 9,984,000 $ 163,672 $ 111,000
Licking, Ohio 61 $ 8,215,000 $ 134,672 $ 86,000
Ellis, Texas 61 $ 8,546,000 $ 140,098 $ 162,000
Culpeper, Virginia 61 $ 15,883,000 $ 260,377 $ 127,000
Fauquier, Virginia 61 $ 22,352,000 $ 366,426 $ 159,000
Lewis, Washington 61 $ 8,674,000 $ 142,196 $ 111,000
Berrien, Michigan 60 $ 7,455,000 $ 124,250 $ 98,000
Douglas, Nevada 60 $ 27,873,000 $ 464,550 $ 188,000
Sandoval, New Mexico 60 $ 9,805,000 $ 163,416 $ 146,000
Lake, Ohio 60 $ 8,036,000 $ 133,933 $ 81,000
Lincoln, Oregon 60 $ 14,270,000 $ 237,833 $ 194,000
Island, Washington 60 $ 13,343,000 $ 222,383 $ 132,000
Clay, Florida 59 $ 10,912,000 $ 184,949 $ 135,000
Hamilton, Indiana 59 $ 12,313,000 $ 208,694 $ 174,000
Cumberland, North Carolina 59 $ 4,412,000 $ 74,779 $ 95,000
Fairfield, Ohio 59 $ 7,766,000 $ 131,627 $ 98,000
Newport News, Virginia 59 $ 8,349,000 $ 141,508 $ 99,000
Johnson, Texas 58 $ 4,559,000 $ 78,603 $ 117,000
New London, Connecticut 57 $ 11,623,000 $ 203,912 $ 110,000
Okaloosa, Florida 57 $ 15,741,000 $ 276,157 $ 299,000
Kalamazoo, Michigan 57 $ 7,241,000 $ 127,035 $ 97,000
Williamson, Tennessee 57 $ 14,792,000 $ 259,508 $ 162,000
Martin, Florida 56 $ 16,360,000 $ 292,142 $ 154,000
Wyandotte, Kansas 56 $ 4,062,000 $ 72,535 $ 128,000
Queen Anne's, Maryland 56 $ 14,774,000 $ 263,821 $ 151,000
Broome, New York 56 $ 3,889,000 $ 69,446 $ 113,000
Schenectady, New York 56 $ 6,109,000 $ 109,089 $ 101,000
Yuma, Arizona 55 $ 10,152,000 $ 184,581 $ 146,000
Allen, Indiana 55 $ 2,007,000 $ 36,490 $ 80,000
Kaufman, Texas 55 $ 4,610,000 $ 83,818 $ 96,000
Mason, Washington 55 $ 9,243,000 $ 168,054 $ 139,000
Coconino, Arizona 54 $ 14,795,000 $ 273,981 $ 214,000
Eagle, Colorado 54 $ 18,741,000 $ 347,055 $ 216,000
Mahoning, Ohio 54 $ 4,333,000 $ 80,240 $ 81,000
Smith, Texas 54 $ 5,241,000 $ 97,055 $ 107,000
Frederick, Virginia 54 $ 13,757,000 $ 254,759 $ 113,000
Hampton, Virginia 54 $ 8,185,000 $ 151,574 $ 85,000
Kittitas, Washington 54 $ 13,283,000 $ 245,981 $ 195,000
Tuolumne, California 53 $ 15,831,000 $ 298,698 $ 171,000
Summit, Colorado 52 $ 20,505,000 $ 394,326 $ 260,000
Rice, Minnesota 52 $ 7,284,000 $ 140,076 $ 122,000
Medina, Ohio 52 $ 9,579,000 $ 184,211 $ 123,000
Portage, Ohio 52 $ 6,264,000 $ 120,461 $ 83,000
Spartanburg, South Carolina 52 $ 5,001,000 $ 96,173 $ 73,000
Summit, Utah 52 $ 19,634,000 $ 377,576 $ 216,000
Alachua, Florida 51 $ 7,017,000 $ 137,588 $ 133,000
Hall, Georgia 51 $ 11,730,000 $ 230,000 $ 124,000
Winnebago, Illinois 51 $ 4,190,000 $ 82,156 $ 175,000
Tippecanoe, Indiana 51 $ 4,095,000 $ 80,294 $ 144,000
Sullivan, New York 51 $ 12,593,000 $ 246,921 $ 125,000
Rockwall, Texas 51 $ 9,922,000 $ 194,549 $ 187,000
Benton, Arkansas 50 $ 6,465,000 $ 129,300 $ 259,000
Litchfield, Connecticut 50 $ 12,936,000 $ 258,720 $ 154,000
Schuylkill, Pennsylvania 50 $ 3,606,000 $ 72,120 $ 68,000
Greenville, South Carolina 50 $ 5,725,000 $ 114,500 $ 103,000
Santa Rosa, Florida 49 $ 8,894,000 $ 181,510 $ 209,000
Douglas, Oregon 49 $ 7,550,000 $ 154,081 $ 89,000
Westmoreland, Pennsylvania 49 $ 4,570,000 $ 93,265 $ 94,000
Jefferson, Missouri 48 $ 5,659,000 $ 117,895 $ 98,000
Churchill, Nevada 48 $ 8,143,000 $ 169,645 $ 82,000
Nye, Nevada 48 $ 10,145,000 $ 211,354 $ 132,000
Citrus, Florida 47 $ 8,667,000 $ 184,404 $ 124,000
Webb, Texas 47 $ 3,584,000 $ 76,255 $ 78,000
Franklin, Washington 47 $ 5,255,000 $ 111,808 $ 205,000
Chatham, Georgia 46 $ 8,988,000 $ 195,391 $ 174,000
St. Mary's, Maryland 46 $ 10,825,000 $ 235,326 $ 101,000
Benton, Oregon 46 $ 5,925,000 $ 128,804 $ 182,000
Tooele, Utah 46 $ 5,290,000 $ 115,000 $ 166,000
Coweta, Georgia 45 $ 6,414,000 $ 142,533 $ 74,000
Rensselaer, New York 45 $ 6,103,000 $ 135,622 $ 94,000
Amador, California 44 $ 15,299,000 $ 347,704 $ 195,000
Spalding, Georgia 44 $ 4,186,000 $ 95,136 $ 148,000
Valley, Idaho 44 $ 13,836,000 $ 314,454 $ 281,000
Jefferson, Louisiana 44 $ 4,609,000 $ 104,750 $ 81,000
Salem, New Jersey 44 $ 6,741,000 $ 153,204 $ 148,000
Dona Ana, New Mexico 44 $ 7,020,000 $ 159,545 $ 200,000
Polk, Iowa 43 $ 4,058,000 $ 94,372 $ 110,000
Orleans, Louisiana 43 $ 6,621,000 $ 153,976 $ 123,000
St. Clair, Michigan 43 $ 6,132,000 $ 142,604 $ 94,000
Pike, Pennsylvania 43 $ 5,346,000 $ 124,325 $ 98,000
Rutherford, Tennessee 43 $ 4,766,000 $ 110,837 $ 139,000
Cache, Utah 43 $ 5,795,000 $ 134,767 $ 118,000
Iron, Utah 43 $ 7,567,000 $ 175,976 $ 165,000
Bartow, Georgia 42 $ 5,394,000 $ 128,428 $ 129,000
Walton, Georgia 42 $ 6,811,000 $ 162,166 $ 133,000
Madison, Illinois 42 $ 4,521,000 $ 107,642 $ 91,000
Lake, Montana 42 $ 8,505,000 $ 202,500 $ 110,000
Portsmouth, Virginia 42 $ 4,494,000 $ 107,000 $ 92,000
Barrow, Georgia 41 $ 5,331,000 $ 130,024 $ 142,000
Caddo, Louisiana 41 $ 2,497,000 $ 60,902 $ 122,000
Grand Traverse, Michigan 41 $ 6,590,000 $ 160,731 $ 205,000
Washington, Pennsylvania 41 $ 5,107,000 $ 124,560 $ 92,000
Berkeley, South Carolina 41 $ 6,033,000 $ 147,146 $ 114,000
Warren, Ohio 40 $ 7,877,000 $ 196,925 $ 147,000
McLennan, Texas 40 $ 3,653,000 $ 91,325 $ 170,000
Grant, Washington 40 $ 5,535,000 $ 138,375 $ 164,000
Carroll, Georgia 39 $ 3,942,000 $ 101,076 $ 153,000
Sedgwick, Kansas 39 $ 3,146,000 $ 80,666 $ 115,000
Greene, Missouri 39 $ 5,839,000 $ 149,717 $ 163,000
Carson City, Nevada 39 $ 9,436,000 $ 241,948 $ 117,000
Trumbull, Ohio 39 $ 3,491,000 $ 89,512 $ 73,000
Cleveland, Oklahoma 39 $ 3,732,000 $ 95,692 $ 117,000
Knox, Tennessee 39 $ 5,445,000 $ 139,615 $ 85,000
Cochise, Arizona 38 $ 5,817,000 $ 153,078 $ 120,000
Shawnee, Kansas 38 $ 2,464,000 $ 64,842 $ 108,000
Oneida, New York 38 $ 4,521,000 $ 118,973 $ 84,000
Randolph, North Carolina 38 $ 3,825,000 $ 100,657 $ 78,000
Kent, Rhode Island 38 $ 10,969,000 $ 288,657 $ 79,000
Hamilton, Tennessee 38 $ 3,156,000 $ 83,052 $ 118,000
Warren, Virginia 38 $ 8,811,000 $ 231,868 $ 116,000
Douglas, Washington 38 $ 6,915,000 $ 181,973 $ 99,000
Milwaukee, Wisconsin 38 $ 4,103,000 $ 107,973 $ 71,000
Glynn, Georgia 37 $ 6,753,000 $ 182,513 $ 123,000
Blaine, Idaho 37 $ 18,597,000 $ 502,621 $ 209,000
Cecil, Maryland 37 $ 7,296,000 $ 197,189 $ 101,000
Grayson, Texas 37 $ 2,834,000 $ 76,594 $ 106,000
Parker, Texas 37 $ 5,541,000 $ 149,756 $ 166,000
Broomfield, Colorado 36 $ 7,932,000 $ 220,333 $ 148,000
St. Clair, Illinois 36 $ 3,090,000 $ 85,833 $ 70,000
Stearns, Minnesota 36 $ 5,723,000 $ 158,972 $ 139,000
Geauga, Ohio 36 $ 5,771,000 $ 160,305 $ 84,000
Richland, South Carolina 36 $ 3,408,000 $ 94,666 $ 85,000
Comal, Texas 36 $ 6,555,000 $ 182,083 $ 198,000
Mono, California 35 $ 17,195,000 $ 491,285 $ 210,000
Calvert, Maryland 35 $ 10,085,000 $ 288,142 $ 91,000
Sarpy, Nebraska 35 $ 3,804,000 $ 108,685 $ 81,000
Brunswick, North Carolina 35 $ 7,735,000 $ 221,000 $ 165,000
Catawba, North Carolina 35 $ 5,906,000 $ 168,742 $ 83,000
Davidson, North Carolina 35 $ 3,596,000 $ 102,742 $ 73,000
Bibb, Georgia 34 $ 3,625,000 $ 106,617 $ 117,000
Alamance, North Carolina 34 $ 3,115,000 $ 91,617 $ 183,000
Onslow, North Carolina 34 $ 6,007,000 $ 176,676 $ 166,000
Clermont, Ohio 34 $ 4,617,000 $ 135,794 $ 117,000
Dauphin, Pennsylvania 34 $ 2,814,000 $ 82,764 $ 78,000
Pulaski, Arkansas 33 $ 5,581,000 $ 169,121 $ 145,000
Muscogee, Georgia 33 $ 3,284,000 $ 99,515 $ 73,000
Olmsted, Minnesota 33 $ 5,148,000 $ 156,000 $ 185,000
Ravalli, Montana 33 $ 10,101,000 $ 306,090 $ 193,000
Apache, Arizona 32 $ 6,055,000 $ 189,218 $ 92,000
Kendall, Illinois 32 $ 5,387,000 $ 168,343 $ 136,000
Wicomico, Maryland 32 $ 5,565,000 $ 173,906 $ 121,000
Dukes, Massachusetts 32 $ 16,132,000 $ 504,125 $ 176,000
Marquette, Michigan 32 $ 2,081,000 $ 65,031 $ 83,000
Yellowstone, Montana 32 $ 3,222,000 $ 100,687 $ 112,000
Jefferson, Oregon 32 $ 3,839,000 $ 119,968 $ 159,000
Washington, Rhode Island 32 $ 9,724,000 $ 303,875 $ 151,000
Fairfax City, Virginia 32 $ 8,856,000 $ 276,750 $ 100,000
Park, Colorado 31 $ 4,541,000 $ 146,483 $ 136,000
Highlands, Florida 31 $ 5,192,000 $ 167,483 $ 104,000
Eaton, Michigan 31 $ 4,237,000 $ 136,677 $ 86,000
Tillamook, Oregon 31 $ 6,478,000 $ 208,967 $ 128,000
Venango, Pennsylvania 31 $ 1,545,000 $ 49,838 $ 49,000
Berkeley, West Virginia 31 $ 5,458,000 $ 176,064 $ 89,000
Middlesex, Connecticut 30 $ 7,434,000 $ 247,800 $ 162,000
Houston, Georgia 30 $ 2,633,000 $ 87,766 $ 195,000
Chautauqua, New York 30 $ 1,845,000 $ 61,500 $ 118,000
Clatsop, Oregon 30 $ 7,850,000 $ 261,666 $ 163,000
Guadalupe, Texas 30 $ 2,947,000 $ 98,233 $ 136,000
Wasatch, Utah 30 $ 8,520,000 $ 284,000 $ 156,000
Elbert, Colorado 29 $ 7,726,000 $ 266,413 $ 129,000
Walton, Florida 29 $ 19,127,000 $ 659,551 $ 505,000
Porter, Indiana 29 $ 4,416,000 $ 152,275 $ 105,000
Ottawa, Michigan 29 $ 3,357,000 $ 115,758 $ 85,000
Montgomery, Alabama 28 $ 2,313,000 $ 82,607 $ 89,000
Windham, Connecticut 28 $ 5,295,000 $ 189,107 $ 79,000
Hampshire, Massachusetts 28 $ 6,189,000 $ 221,035 $ 124,000
Isabella, Michigan 28 $ 3,166,000 $ 113,071 $ 137,000
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Mortgage Loan Application Detail Totals for Greenpoint Mortgage Funding in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 106,542 $31,834,592,000 $298,000 $6,975,000 $140,000 $6,816,000
Home Purchase 89,945 $23,602,564,000 $262,000 $6,000,000 $159,000 $9,999,000
Home Improvement 2,115 $712,201,000 $336,000 $2,100,000 $149,000 $2,466,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 94,809 $26,051,957,000 $274,000 $6,975,000 $161,000 $9,999,000
Hispanic 42,834 $12,294,816,000 $287,000 $4,200,000 $129,000 $3,060,000
Not Provided 21,393 $6,320,611,000 $295,000 $5,276,000 $144,000 $4,200,000
Black or African American 20,541 $4,903,342,000 $238,000 $3,854,000 $127,000 $9,999,000
Asian 15,824 $5,494,612,000 $347,000 $4,050,000 $167,000 $3,067,000
Native Hawaiian or Other Pacific Islander 1,876 $606,515,000 $323,000 $1,433,000 $165,000 $1,110,000
American Indian or Alaskan Native 904 $229,590,000 $253,000 $1,280,000 $122,000 $655,000
Not applicable 421 $247,914,000 $588,000 $6,000,000 $52,000 $6,816,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 198,227 $56,064,522,000 $282,000 $6,975,000 $149,000 $9,999,000
FHA-insured (Federal Housing Administration) 352 $78,871,000 $224,000 $550,000 $107,000 $531,000
VA-guaranteed (Veterans Administration) 23 $5,964,000 $259,000 $413,000 $72,000 $123,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 113,163 $30,822,359,000 $272,000 $6,000,000 $146,000 $8,665,000
Application Withdrawn By Applicant 50,137 $14,773,562,000 $294,000 $6,000,000 $151,000 $9,999,000
Application Denied By Financial Institution 25,112 $7,689,003,000 $306,000 $6,975,000 $158,000 $6,481,000
Application Approved But Not Accepted 6,618 $1,999,732,000 $302,000 $3,050,000 $146,000 $1,927,000
Loan Purchased By The Institution 3,572 $864,701,000 $242,000 $1,000,000 $155,000 $2,338,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 6,611 $2,185,917,000 $330,000 $6,975,000 $179,000 $6,481,000
Credit History 4,570 $1,297,584,000 $283,000 $2,800,000 $122,000 $3,120,000
Credit Application Incomplete 4,159 $1,306,404,000 $314,000 $4,500,000 $152,000 $2,845,000
Collateral 3,340 $957,800,000 $286,000 $2,850,000 $176,000 $4,200,000
Unverifiable Information 2,426 $829,887,000 $342,000 $3,000,000 $206,000 $5,160,000
Insufficient Cash (Downpayment, Closing Cost) 2,313 $668,020,000 $288,000 $5,000,000 $126,000 $3,000,000
Debt-To-Income Ratio 983 $254,545,000 $258,000 $1,500,000 $113,000 $1,140,000
Employment History 678 $180,479,000 $266,000 $1,385,000 $132,000 $1,140,000
Mortgage Insurance Denied 32 $8,367,000 $261,000 $483,000 $117,000 $382,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Mortgage Funding's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenpoint Mortgage Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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