Greenpoint Mortgage Funding Mortgage Lending & HMDA Data, 2007

In 2007, Greenpoint Mortgage Funding of Novato, CA reported 116,128 mortgage applications totaling $36.0 billion. The average application was for $309,809, and applicants reported an average income of $139,680. 40% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (8,526), New York-White Plains-Wayne, NY-NJ (7,140) and Riverside-San Bernardino-Ontario, CA (5,702) (applications in parentheses).

Mortgage Company & Address Greenpoint Mortgage Funding
100 Wood Hollow Drive
Novato, CA 94945
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  
Total Number of Mortgage Applications 116,128
Total Mortgage Loan Application Amount $35,977,595,000
Average Mortgage Loan Application Amount $309,809
Highest Mortgage Loan Application Amount $6,900,000
Average Applicant Income $139,680
Highest Applicant Income $7,728,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Mortgage Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenpoint Mortgage Funding by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 8,526 $ 3,848,652,000 $ 451,401 $ 161,000
Riverside, California 3,150 $ 1,092,695,000 $ 346,887 $ 157,000
Cook, Illinois 2,764 $ 765,195,000 $ 276,843 $ 98,000
Maricopa, Arizona 2,640 $ 765,312,000 $ 289,890 $ 153,000
San Bernardino, California 2,552 $ 810,359,000 $ 317,538 $ 132,000
Clark, Nevada 2,472 $ 710,413,000 $ 287,383 $ 164,000
San Diego, California 2,253 $ 939,747,000 $ 417,109 $ 175,000
Orange, California 2,050 $ 1,049,991,000 $ 512,190 $ 192,000
King, Washington 2,031 $ 754,543,000 $ 371,513 $ 171,000
Alameda, California 1,982 $ 899,157,000 $ 453,661 $ 168,000
Queens, New York 1,834 $ 727,368,000 $ 396,601 $ 111,000
Santa Clara, California 1,784 $ 933,640,000 $ 523,340 $ 191,000
Miami-Dade, Florida 1,695 $ 526,101,000 $ 310,384 $ 149,000
Contra Costa, California 1,630 $ 704,644,000 $ 432,296 $ 173,000
Sacramento, California 1,545 $ 445,879,000 $ 288,594 $ 123,000
Suffolk, New York 1,528 $ 531,962,000 $ 348,142 $ 144,000
Kings, New York 1,411 $ 637,973,000 $ 452,142 $ 107,000
Prince George's, Maryland 1,404 $ 394,235,000 $ 280,794 $ 101,000
Harris, Texas 1,361 $ 244,026,000 $ 179,299 $ 128,000
Broward, Florida 1,223 $ 352,176,000 $ 287,960 $ 144,000
Nassau, New York 1,025 $ 395,399,000 $ 385,755 $ 147,000
San Joaquin, California 930 $ 304,775,000 $ 327,715 $ 135,000
Snohomish, Washington 924 $ 274,453,000 $ 297,027 $ 139,000
Pierce, Washington 908 $ 222,073,000 $ 244,573 $ 166,000
Multnomah, Oregon 822 $ 204,655,000 $ 248,972 $ 141,000
Wayne, Michigan 812 $ 93,428,000 $ 115,059 $ 85,000
Salt Lake, Utah 800 $ 207,128,000 $ 258,910 $ 145,000
Stanislaus, California 787 $ 223,216,000 $ 283,628 $ 124,000
Kern, California 770 $ 188,796,000 $ 245,189 $ 106,000
Fulton, Georgia 767 $ 179,044,000 $ 233,434 $ 125,000
San Mateo, California 758 $ 439,371,000 $ 579,645 $ 204,000
Montgomery, Maryland 732 $ 249,646,000 $ 341,046 $ 128,000
Dallas, Texas 728 $ 144,029,000 $ 197,842 $ 138,000
New York, New York 718 $ 593,551,000 $ 826,672 $ 423,000
Solano, California 717 $ 260,232,000 $ 362,945 $ 145,000
Fairfax, Virginia 665 $ 257,563,000 $ 387,312 $ 146,000
Essex, New Jersey 651 $ 215,858,000 $ 331,579 $ 118,000
Hudson, New Jersey 635 $ 222,411,000 $ 350,253 $ 120,000
Sonoma, California 623 $ 266,130,000 $ 427,174 $ 187,000
Orange, Florida 620 $ 154,533,000 $ 249,246 $ 140,000
Palm Beach, Florida 589 $ 190,659,000 $ 323,699 $ 150,000
Fresno, California 568 $ 143,513,000 $ 252,663 $ 109,000
Tarrant, Texas 566 $ 80,667,000 $ 142,521 $ 141,000
Westchester, New York 563 $ 245,031,000 $ 435,223 $ 161,000
Baltimore City, Maryland 555 $ 88,967,000 $ 160,300 $ 100,000
Hillsborough, Florida 551 $ 112,519,000 $ 204,208 $ 127,000
Lee, Florida 515 $ 127,991,000 $ 248,526 $ 172,000
Ventura, California 498 $ 238,617,000 $ 479,150 $ 179,000
Utah, Utah 492 $ 131,918,000 $ 268,126 $ 139,000
Mecklenburg, North Carolina 487 $ 86,394,000 $ 177,400 $ 111,000
Philadelphia, Pennsylvania 481 $ 76,869,000 $ 159,810 $ 88,000
Clark, Washington 464 $ 116,130,000 $ 250,280 $ 117,000
Bronx, New York 463 $ 186,168,000 $ 402,090 $ 104,000
District of Columbia, District Of Columbia 459 $ 147,861,000 $ 322,137 $ 123,000
Tulare, California 448 $ 88,458,000 $ 197,450 $ 86,000
San Francisco, California 445 $ 274,365,000 $ 616,550 $ 235,000
Oakland, Michigan 443 $ 144,720,000 $ 326,681 $ 164,000
Bergen, New Jersey 442 $ 186,843,000 $ 422,721 $ 164,000
Prince William, Virginia 437 $ 144,592,000 $ 330,874 $ 116,000
Hennepin, Minnesota 435 $ 97,578,000 $ 224,317 $ 113,000
Ada, Idaho 429 $ 99,836,000 $ 232,717 $ 151,000
Passaic, New Jersey 423 $ 141,691,000 $ 334,966 $ 100,000
Middlesex, Massachusetts 420 $ 141,314,000 $ 336,461 $ 99,000
DeKalb, Georgia 419 $ 79,549,000 $ 189,854 $ 120,000
Denver, Colorado 410 $ 87,513,000 $ 213,446 $ 120,000
Baltimore, Maryland 408 $ 101,751,000 $ 249,389 $ 108,000
Richmond, New York 404 $ 142,005,000 $ 351,497 $ 134,000
Clackamas, Oregon 387 $ 118,706,000 $ 306,733 $ 155,000
Fairfield, Connecticut 382 $ 173,691,000 $ 454,688 $ 173,000
Jackson, Missouri 377 $ 34,345,000 $ 91,100 $ 144,000
Washington, Oregon 372 $ 100,513,000 $ 270,196 $ 141,000
Gwinnett, Georgia 369 $ 76,546,000 $ 207,441 $ 137,000
Union, New Jersey 345 $ 113,346,000 $ 328,539 $ 105,000
Placer, California 342 $ 141,813,000 $ 414,657 $ 174,000
Monterey, California 336 $ 150,000,000 $ 446,428 $ 178,000
Essex, Massachusetts 335 $ 96,991,000 $ 289,525 $ 71,000
Pinellas, Florida 328 $ 85,081,000 $ 259,393 $ 180,000
Suffolk, Massachusetts 323 $ 113,599,000 $ 351,699 $ 89,000
Middlesex, New Jersey 323 $ 92,701,000 $ 287,000 $ 104,000
Worcester, Massachusetts 300 $ 72,344,000 $ 241,146 $ 75,000
Bexar, Texas 291 $ 39,380,000 $ 135,326 $ 136,000
Pinal, Arizona 288 $ 67,319,000 $ 233,746 $ 177,000
Bernalillo, New Mexico 286 $ 52,902,000 $ 184,972 $ 151,000
Pima, Arizona 282 $ 66,257,000 $ 234,953 $ 137,000
Arapahoe, Colorado 278 $ 57,688,000 $ 207,510 $ 136,000
Anne Arundel, Maryland 278 $ 79,019,000 $ 284,241 $ 107,000
Washoe, Nevada 278 $ 85,771,000 $ 308,528 $ 155,000
DuPage, Illinois 273 $ 72,068,000 $ 263,985 $ 136,000
Adams, Colorado 269 $ 49,294,000 $ 183,249 $ 106,000
Franklin, Ohio 269 $ 34,462,000 $ 128,111 $ 101,000
Travis, Texas 267 $ 57,776,000 $ 216,389 $ 168,000
Monmouth, New Jersey 258 $ 103,698,000 $ 401,930 $ 192,000
Fort Bend, Texas 256 $ 47,076,000 $ 183,890 $ 121,000
Merced, California 253 $ 70,222,000 $ 277,557 $ 122,000
Collin, Texas 251 $ 59,209,000 $ 235,892 $ 169,000
Osceola, Florida 250 $ 66,075,000 $ 264,300 $ 173,000
Cobb, Georgia 245 $ 51,957,000 $ 212,069 $ 118,000
Will, Illinois 240 $ 52,576,000 $ 219,066 $ 92,000
Macomb, Michigan 239 $ 46,120,000 $ 192,970 $ 109,000
Jefferson, Colorado 228 $ 54,461,000 $ 238,864 $ 104,000
New Haven, Connecticut 221 $ 57,230,000 $ 258,959 $ 73,000
Marin, California 220 $ 141,396,000 $ 642,709 $ 222,000
Lake, Illinois 220 $ 66,130,000 $ 300,590 $ 126,000
Norfolk, Massachusetts 216 $ 77,744,000 $ 359,925 $ 118,000
Ocean, New Jersey 216 $ 61,174,000 $ 283,212 $ 127,000
El Paso, Colorado 215 $ 43,005,000 $ 200,023 $ 129,000
Canyon, Idaho 215 $ 36,564,000 $ 170,065 $ 123,000
Plymouth, Massachusetts 213 $ 66,121,000 $ 310,427 $ 112,000
Pasco, Florida 210 $ 43,007,000 $ 204,795 $ 112,000
Santa Cruz, California 209 $ 117,496,000 $ 562,181 $ 205,000
Denton, Texas 203 $ 43,699,000 $ 215,266 $ 137,000
Cuyahoga, Ohio 202 $ 39,628,000 $ 196,178 $ 123,000
Deschutes, Oregon 202 $ 62,388,000 $ 308,851 $ 203,000
Kane, Illinois 198 $ 41,233,000 $ 208,247 $ 80,000
Brevard, Florida 193 $ 45,517,000 $ 235,839 $ 116,000
Rockland, New York 192 $ 70,298,000 $ 366,135 $ 120,000
Washington, Utah 192 $ 66,242,000 $ 345,010 $ 174,000
Collier, Florida 190 $ 70,699,000 $ 372,100 $ 208,000
Polk, Florida 188 $ 36,874,000 $ 196,138 $ 105,000
Davis, Utah 185 $ 44,076,000 $ 238,248 $ 132,000
Loudoun, Virginia 185 $ 69,040,000 $ 373,189 $ 126,000
Bristol, Massachusetts 184 $ 47,137,000 $ 256,179 $ 67,000
Atlantic, New Jersey 182 $ 43,703,000 $ 240,126 $ 95,000
Napa, California 180 $ 91,658,000 $ 509,211 $ 166,000
Wake, North Carolina 180 $ 31,092,000 $ 172,733 $ 167,000
Hartford, Connecticut 179 $ 46,412,000 $ 259,284 $ 75,000
Sarasota, Florida 178 $ 49,509,000 $ 278,140 $ 135,000
Marion, Oregon 178 $ 35,288,000 $ 198,247 $ 104,000
Spokane, Washington 178 $ 31,248,000 $ 175,550 $ 114,000
Morris, New Jersey 175 $ 69,861,000 $ 399,205 $ 147,000
Chesterfield, Virginia 174 $ 33,263,000 $ 191,166 $ 93,000
Seminole, Florida 170 $ 41,435,000 $ 243,735 $ 147,000
Thurston, Washington 170 $ 36,436,000 $ 214,329 $ 119,000
St. Lucie, Florida 168 $ 36,632,000 $ 218,047 $ 140,000
Orange, New York 166 $ 43,687,000 $ 263,174 $ 92,000
Providence, Rhode Island 164 $ 40,164,000 $ 244,902 $ 47,000
Ramsey, Minnesota 163 $ 31,633,000 $ 194,067 $ 98,000
Monroe, New York 163 $ 15,136,000 $ 92,858 $ 90,000
Butte, California 160 $ 39,678,000 $ 247,987 $ 116,000
El Dorado, California 159 $ 65,589,000 $ 412,509 $ 163,000
Santa Barbara, California 158 $ 78,002,000 $ 493,683 $ 208,000
Clayton, Georgia 158 $ 18,591,000 $ 117,664 $ 81,000
Erie, New York 157 $ 11,717,000 $ 74,630 $ 91,000
Howard, Maryland 156 $ 53,372,000 $ 342,128 $ 142,000
Kitsap, Washington 156 $ 41,697,000 $ 267,288 $ 122,000
Galveston, Texas 154 $ 33,373,000 $ 216,707 $ 177,000
Duval, Florida 152 $ 39,692,000 $ 261,131 $ 115,000
Douglas, Colorado 151 $ 58,517,000 $ 387,529 $ 195,000
Mercer, New Jersey 150 $ 28,589,000 $ 190,593 $ 96,000
Tulsa, Oklahoma 148 $ 15,885,000 $ 107,331 $ 106,000
Lane, Oregon 147 $ 30,898,000 $ 210,190 $ 107,000
Yolo, California 146 $ 46,646,000 $ 319,493 $ 145,000
Lake, Indiana 143 $ 15,702,000 $ 109,804 $ 94,000
Marion, Indiana 141 $ 19,957,000 $ 141,539 $ 102,000
Camden, New Jersey 139 $ 25,098,000 $ 180,561 $ 104,000
Delaware, Pennsylvania 137 $ 27,896,000 $ 203,620 $ 102,000
Summit, Ohio 135 $ 14,342,000 $ 106,237 $ 98,000
Weber, Utah 135 $ 25,230,000 $ 186,888 $ 116,000
San Luis Obispo, California 132 $ 64,496,000 $ 488,606 $ 204,000
Montgomery, Texas 132 $ 25,080,000 $ 190,000 $ 139,000
Shasta, California 126 $ 33,804,000 $ 268,285 $ 108,000
Barnstable, Massachusetts 126 $ 47,421,000 $ 376,357 $ 127,000
Jefferson, Alabama 124 $ 15,306,000 $ 123,435 $ 65,000
Whatcom, Washington 124 $ 29,317,000 $ 236,427 $ 119,000
Jackson, Oregon 123 $ 30,540,000 $ 248,292 $ 114,000
Montgomery, Pennsylvania 123 $ 31,986,000 $ 260,048 $ 113,000
Weld, Colorado 122 $ 24,676,000 $ 202,262 $ 160,000
Virginia Beach, Virginia 122 $ 28,289,000 $ 231,877 $ 130,000
Frederick, Maryland 120 $ 30,900,000 $ 257,500 $ 90,000
Dakota, Minnesota 120 $ 27,734,000 $ 231,116 $ 136,000
Humboldt, California 118 $ 27,585,000 $ 233,771 $ 100,000
Charleston, South Carolina 118 $ 37,616,000 $ 318,779 $ 167,000
Manatee, Florida 117 $ 31,033,000 $ 265,239 $ 141,000
St. Louis, Missouri 117 $ 18,120,000 $ 154,871 $ 139,000
Mohave, Arizona 115 $ 26,736,000 $ 232,486 $ 169,000
Albany, New York 113 $ 17,328,000 $ 153,345 $ 97,000
Burlington, New Jersey 112 $ 28,647,000 $ 255,776 $ 127,000
Hamilton, Ohio 112 $ 18,131,000 $ 161,883 $ 92,000
Horry, South Carolina 112 $ 42,367,000 $ 378,276 $ 209,000
Henrico, Virginia 112 $ 19,087,000 $ 170,419 $ 80,000
Richmond City, Virginia 112 $ 19,445,000 $ 173,616 $ 92,000
Charles, Maryland 111 $ 33,416,000 $ 301,045 $ 114,000
Somerset, New Jersey 111 $ 41,301,000 $ 372,081 $ 163,000
Williamson, Texas 110 $ 14,290,000 $ 129,909 $ 152,000
Boulder, Colorado 109 $ 35,243,000 $ 323,330 $ 166,000
Harford, Maryland 107 $ 26,070,000 $ 243,644 $ 113,000
Volusia, Florida 106 $ 27,433,000 $ 258,801 $ 116,000
Dutchess, New York 106 $ 28,291,000 $ 266,896 $ 94,000
Imperial, California 101 $ 20,811,000 $ 206,049 $ 114,000
Anoka, Minnesota 101 $ 21,610,000 $ 213,960 $ 106,000
Hillsborough, New Hampshire 101 $ 23,681,000 $ 234,465 $ 53,000
Allegheny, Pennsylvania 101 $ 12,912,000 $ 127,841 $ 85,000
Milwaukee, Wisconsin 101 $ 12,878,000 $ 127,504 $ 58,000
New Castle, Delaware 100 $ 27,255,000 $ 272,550 $ 94,000
Bucks, Pennsylvania 99 $ 26,920,000 $ 271,919 $ 119,000
Davidson, Tennessee 98 $ 19,197,000 $ 195,887 $ 126,000
Larimer, Colorado 97 $ 22,769,000 $ 234,731 $ 148,000
Sandoval, New Mexico 97 $ 18,139,000 $ 187,000 $ 141,000
Guilford, North Carolina 97 $ 17,169,000 $ 177,000 $ 109,000
Kootenai, Idaho 95 $ 24,585,000 $ 258,789 $ 164,000
Flathead, Montana 94 $ 26,947,000 $ 286,670 $ 138,000
Madera, California 93 $ 24,779,000 $ 266,440 $ 134,000
Nevada, California 93 $ 34,992,000 $ 376,258 $ 142,000
Sussex, New Jersey 93 $ 25,814,000 $ 277,569 $ 138,000
Marion, Florida 90 $ 17,824,000 $ 198,044 $ 108,000
McHenry, Illinois 88 $ 20,822,000 $ 236,613 $ 110,000
Kent, Michigan 87 $ 13,102,000 $ 150,597 $ 84,000
Onondaga, New York 87 $ 7,925,000 $ 91,091 $ 102,000
Stark, Ohio 87 $ 8,242,000 $ 94,735 $ 73,000
Lake, Florida 86 $ 18,714,000 $ 217,604 $ 97,000
Washington, Minnesota 84 $ 20,200,000 $ 240,476 $ 110,000
Santa Fe, New Mexico 84 $ 25,180,000 $ 299,761 $ 167,000
Douglas, Nebraska 82 $ 11,910,000 $ 145,243 $ 93,000
York, Pennsylvania 82 $ 11,685,000 $ 142,500 $ 60,000
Hidalgo, Texas 81 $ 11,366,000 $ 140,320 $ 131,000
Mendocino, California 80 $ 27,566,000 $ 344,575 $ 127,000
Sutter, California 79 $ 19,186,000 $ 242,860 $ 118,000
Gloucester, New Jersey 78 $ 18,366,000 $ 235,461 $ 106,000
Klamath, Oregon 78 $ 12,517,000 $ 160,474 $ 87,000
Cameron, Texas 76 $ 12,288,000 $ 161,684 $ 147,000
Cherokee, Georgia 75 $ 14,447,000 $ 192,626 $ 127,000
Schenectady, New York 74 $ 9,668,000 $ 130,648 $ 61,000
Yuba, California 73 $ 17,260,000 $ 236,438 $ 133,000
Charlotte, Florida 73 $ 16,201,000 $ 221,931 $ 101,000
Henry, Georgia 73 $ 14,133,000 $ 193,602 $ 87,000
Lehigh, Pennsylvania 73 $ 11,404,000 $ 156,219 $ 70,000
Skagit, Washington 72 $ 15,727,000 $ 218,430 $ 112,000
Yakima, Washington 72 $ 10,370,000 $ 144,027 $ 109,000
Hampden, Massachusetts 71 $ 15,726,000 $ 221,492 $ 54,000
Washtenaw, Michigan 71 $ 18,462,000 $ 260,028 $ 177,000
Lake, California 70 $ 19,077,000 $ 272,528 $ 124,000
St. Louis City, Missouri 70 $ 8,611,000 $ 123,014 $ 118,000
Gallatin, Montana 70 $ 20,514,000 $ 293,057 $ 139,000
Yavapai, Arizona 69 $ 20,888,000 $ 302,724 $ 149,000
Saratoga, New York 69 $ 14,068,000 $ 203,884 $ 92,000
Chesapeake, Virginia 69 $ 14,310,000 $ 207,391 $ 105,000
Kings, California 68 $ 17,222,000 $ 253,264 $ 85,000
Mesa, Colorado 68 $ 11,589,000 $ 170,426 $ 122,000
Chester, Pennsylvania 68 $ 19,387,000 $ 285,102 $ 130,000
Brazoria, Texas 68 $ 22,349,000 $ 328,661 $ 97,000
Arlington, Virginia 68 $ 27,577,000 $ 405,544 $ 139,000
Stafford, Virginia 68 $ 19,622,000 $ 288,558 $ 137,000
Hernando, Florida 67 $ 11,745,000 $ 175,298 $ 107,000
New Hanover, North Carolina 67 $ 18,006,000 $ 268,746 $ 207,000
Shelby, Tennessee 67 $ 10,418,000 $ 155,492 $ 137,000
Carroll, Maryland 66 $ 17,204,000 $ 260,666 $ 99,000
Cabarrus, North Carolina 65 $ 9,756,000 $ 150,092 $ 77,000
Yamhill, Oregon 64 $ 13,730,000 $ 214,531 $ 141,000
Northampton, Pennsylvania 64 $ 15,575,000 $ 243,359 $ 80,000
Rockingham, New Hampshire 62 $ 15,919,000 $ 256,758 $ 75,000
Cowlitz, Washington 62 $ 12,189,000 $ 196,596 $ 93,000
San Benito, California 61 $ 26,507,000 $ 434,540 $ 158,000
Josephine, Oregon 61 $ 13,407,000 $ 219,786 $ 115,000
Berks, Pennsylvania 61 $ 9,491,000 $ 155,590 $ 81,000
Douglas, Georgia 60 $ 10,662,000 $ 177,700 $ 136,000
Forsyth, Georgia 60 $ 15,978,000 $ 266,300 $ 140,000
Cape May, New Jersey 59 $ 26,196,000 $ 444,000 $ 232,000
Forsyth, North Carolina 59 $ 7,889,000 $ 133,711 $ 88,000
Durham, North Carolina 58 $ 11,345,000 $ 195,603 $ 177,000
Richland, South Carolina 57 $ 7,435,000 $ 130,438 $ 85,000
Ellis, Texas 57 $ 8,298,000 $ 145,578 $ 162,000
Bonneville, Idaho 55 $ 8,086,000 $ 147,018 $ 131,000
Putnam, New York 55 $ 19,011,000 $ 345,654 $ 129,000
Sullivan, New York 55 $ 16,783,000 $ 305,145 $ 129,000
East Baton Rouge, Louisiana 54 $ 7,285,000 $ 134,907 $ 94,000
Oklahoma, Oklahoma 54 $ 12,473,000 $ 230,981 $ 133,000
Linn, Oregon 54 $ 10,055,000 $ 186,203 $ 144,000
Cache, Utah 54 $ 8,224,000 $ 152,296 $ 121,000
Clallam, Washington 54 $ 13,650,000 $ 252,777 $ 232,000
Calaveras, California 53 $ 19,913,000 $ 375,716 $ 173,000
Flagler, Florida 53 $ 14,000,000 $ 264,150 $ 259,000
Martin, Florida 53 $ 18,962,000 $ 357,773 $ 157,000
York, South Carolina 53 $ 8,463,000 $ 159,679 $ 90,000
Wyandotte, Kansas 52 $ 4,660,000 $ 89,615 $ 93,000
Washington, Maryland 52 $ 11,306,000 $ 217,423 $ 87,000
Scott, Minnesota 52 $ 12,139,000 $ 233,442 $ 114,000
Grays Harbor, Washington 52 $ 8,301,000 $ 159,634 $ 104,000
Taney, Missouri 51 $ 6,400,000 $ 125,490 $ 162,000
Uintah, Utah 51 $ 6,302,000 $ 123,568 $ 150,000
Litchfield, Connecticut 50 $ 14,390,000 $ 287,800 $ 116,000
Rockdale, Georgia 50 $ 11,997,000 $ 239,940 $ 127,000
Union, North Carolina 50 $ 22,397,000 $ 447,940 $ 172,000
Lincoln, Oregon 50 $ 15,928,000 $ 318,560 $ 190,000
Chelan, Washington 50 $ 11,664,000 $ 233,280 $ 124,000
Orleans, Louisiana 49 $ 9,537,000 $ 194,632 $ 193,000
Hampton, Virginia 49 $ 6,484,000 $ 132,326 $ 71,000
Newport News, Virginia 49 $ 6,742,000 $ 137,591 $ 59,000
Norfolk, Virginia 49 $ 8,587,000 $ 175,244 $ 110,000
Rensselaer, New York 48 $ 6,681,000 $ 139,187 $ 67,000
Buncombe, North Carolina 47 $ 12,065,000 $ 256,702 $ 136,000
Iredell, North Carolina 47 $ 11,870,000 $ 252,553 $ 111,000
Ulster, New York 46 $ 12,006,000 $ 261,000 $ 98,000
Rockwall, Texas 46 $ 13,478,000 $ 293,000 $ 236,000
La Plata, Colorado 45 $ 13,434,000 $ 298,533 $ 144,000
Hall, Georgia 45 $ 14,354,000 $ 318,977 $ 236,000
Gaston, North Carolina 45 $ 6,442,000 $ 143,155 $ 57,000
Alexandria, Virginia 45 $ 13,052,000 $ 290,044 $ 131,000
Bay, Florida 44 $ 17,476,000 $ 397,181 $ 403,000
Paulding, Georgia 44 $ 7,398,000 $ 168,136 $ 106,000
Johnson, Kansas 44 $ 11,661,000 $ 265,022 $ 133,000
Livingston, Michigan 44 $ 8,657,000 $ 196,750 $ 156,000
Clay, Missouri 44 $ 6,110,000 $ 138,863 $ 110,000
Greenville, South Carolina 44 $ 8,976,000 $ 204,000 $ 79,000
El Paso, Texas 44 $ 8,016,000 $ 182,181 $ 91,000
Kent, Delaware 43 $ 7,358,000 $ 171,116 $ 92,000
Monroe, Florida 43 $ 23,628,000 $ 549,488 $ 249,000
Spalding, Georgia 43 $ 3,766,000 $ 87,581 $ 155,000
Sherburne, Minnesota 43 $ 8,094,000 $ 188,232 $ 147,000
Wright, Minnesota 43 $ 9,389,000 $ 218,348 $ 141,000
Pueblo, Colorado 42 $ 7,842,000 $ 186,714 $ 94,000
Middlesex, Connecticut 42 $ 12,183,000 $ 290,071 $ 123,000
Carroll, Georgia 42 $ 6,198,000 $ 147,571 $ 119,000
Monroe, Pennsylvania 42 $ 8,109,000 $ 193,071 $ 121,000
Iron, Utah 42 $ 8,232,000 $ 196,000 $ 138,000
Summit, Utah 42 $ 19,851,000 $ 472,642 $ 244,000
Lewis, Washington 42 $ 8,246,000 $ 196,333 $ 94,000
Sussex, Delaware 41 $ 10,686,000 $ 260,634 $ 145,000
St. Joseph, Indiana 41 $ 3,485,000 $ 85,000 $ 65,000
Spartanburg, South Carolina 41 $ 7,594,000 $ 185,219 $ 66,000
Manassas Park, Virginia 41 $ 10,967,000 $ 267,487 $ 97,000
Navajo, Arizona 40 $ 8,828,000 $ 220,700 $ 173,000
Fayette, Georgia 40 $ 11,239,000 $ 280,975 $ 101,000
Worcester, Maryland 40 $ 14,591,000 $ 364,775 $ 189,000
Cumberland, New Jersey 40 $ 6,072,000 $ 151,800 $ 75,000
Douglas, Oregon 40 $ 5,433,000 $ 135,825 $ 85,000
Hays, Texas 40 $ 5,597,000 $ 139,925 $ 152,000
Spotsylvania, Virginia 40 $ 12,464,000 $ 311,600 $ 97,000
St. Johns, Florida 39 $ 10,314,000 $ 264,461 $ 141,000
Genesee, Michigan 39 $ 12,859,000 $ 329,717 $ 135,000
Greene, Missouri 39 $ 7,006,000 $ 179,641 $ 89,000
Dona Ana, New Mexico 39 $ 7,167,000 $ 183,769 $ 176,000
Luzerne, Pennsylvania 39 $ 4,724,000 $ 121,128 $ 81,000
Wasatch, Utah 39 $ 14,602,000 $ 374,410 $ 186,000
Island, Washington 39 $ 13,369,000 $ 342,794 $ 139,000
Tehama, California 38 $ 10,132,000 $ 266,631 $ 122,000
New London, Connecticut 38 $ 9,751,000 $ 256,605 $ 93,000
Benton, Washington 38 $ 5,956,000 $ 156,736 $ 114,000
Chatham, Georgia 37 $ 9,996,000 $ 270,162 $ 269,000
Newton, Georgia 37 $ 7,187,000 $ 194,243 $ 102,000
Citrus, Florida 36 $ 5,541,000 $ 153,916 $ 84,000
Bibb, Georgia 36 $ 2,988,000 $ 83,000 $ 99,000
Winnebago, Illinois 36 $ 6,139,000 $ 170,527 $ 94,000
Calvert, Maryland 36 $ 12,277,000 $ 341,027 $ 119,000
Harrison, Mississippi 36 $ 4,881,000 $ 135,583 $ 172,000
Robeson, North Carolina 36 $ 4,011,000 $ 111,416 $ 52,000
Montgomery, Ohio 36 $ 5,430,000 $ 150,833 $ 98,000
Bell, Texas 36 $ 3,871,000 $ 107,527 $ 134,000
Jefferson, Kentucky 35 $ 4,897,000 $ 139,914 $ 103,000
Missoula, Montana 35 $ 5,834,000 $ 166,685 $ 88,000
Hunterdon, New Jersey 35 $ 12,826,000 $ 366,457 $ 130,000
Lackawanna, Pennsylvania 35 $ 4,491,000 $ 128,314 $ 85,000
Manassas, Virginia 35 $ 8,505,000 $ 243,000 $ 110,000
Shelby, Alabama 34 $ 7,017,000 $ 206,382 $ 97,000
Escambia, Florida 34 $ 5,849,000 $ 172,029 $ 146,000
Indian River, Florida 34 $ 8,309,000 $ 244,382 $ 141,000
Lake, Montana 34 $ 9,426,000 $ 277,235 $ 122,000
Warren, New Jersey 34 $ 7,152,000 $ 210,352 $ 120,000
Fairfield, Ohio 34 $ 6,237,000 $ 183,441 $ 114,000
Portsmouth, Virginia 34 $ 6,712,000 $ 197,411 $ 102,000
Tuolumne, California 33 $ 8,451,000 $ 256,090 $ 144,000
Sedgwick, Kansas 33 $ 3,853,000 $ 116,757 $ 90,000
Douglas, Nevada 33 $ 16,720,000 $ 506,666 $ 220,000
Broome, New York 33 $ 2,957,000 $ 89,606 $ 105,000
Delaware, Ohio 33 $ 9,072,000 $ 274,909 $ 150,000
Dorchester, South Carolina 33 $ 5,653,000 $ 171,303 $ 71,000
Kaufman, Texas 33 $ 3,150,000 $ 95,454 $ 131,000
Tooele, Utah 33 $ 5,930,000 $ 179,696 $ 96,000
Alachua, Florida 32 $ 5,200,000 $ 162,500 $ 108,000
Polk, Iowa 32 $ 2,446,000 $ 76,437 $ 133,000
Cleveland, Oklahoma 32 $ 4,882,000 $ 152,562 $ 107,000
Columbia, Oregon 32 $ 6,826,000 $ 213,312 $ 104,000
Beaufort, South Carolina 32 $ 10,289,000 $ 321,531 $ 204,000
Johnson, Texas 32 $ 4,179,000 $ 130,593 $ 110,000
Waller, Texas 32 $ 2,909,000 $ 90,906 $ 139,000
Chemung, New York 31 $ 1,180,000 $ 38,064 $ 138,000
Kent, Rhode Island 31 $ 10,168,000 $ 328,000 $ 99,000
Frederick, Virginia 31 $ 7,859,000 $ 253,516 $ 91,000
Yuma, Arizona 30 $ 5,542,000 $ 184,733 $ 119,000
Benton, Arkansas 30 $ 6,237,000 $ 207,900 $ 91,000
Blaine, Idaho 30 $ 17,528,000 $ 584,266 $ 192,000
Onslow, North Carolina 30 $ 6,775,000 $ 225,833 $ 153,000
Lorain, Ohio 30 $ 4,271,000 $ 142,366 $ 83,000
Umatilla, Oregon 30 $ 3,574,000 $ 119,133 $ 110,000
Okaloosa, Florida 29 $ 11,822,000 $ 407,655 $ 420,000
Walton, Florida 29 $ 10,960,000 $ 377,931 $ 842,000
Bannock, Idaho 29 $ 3,169,000 $ 109,275 $ 67,000
Catawba, North Carolina 29 $ 8,525,000 $ 293,965 $ 117,000
Butler, Ohio 29 $ 4,249,000 $ 146,517 $ 109,000
Lancaster, Pennsylvania 29 $ 7,251,000 $ 250,034 $ 88,000
Grant, Washington 29 $ 6,233,000 $ 214,931 $ 129,000
Eagle, Colorado 28 $ 12,709,000 $ 453,892 $ 199,000
Barrow, Georgia 28 $ 3,754,000 $ 134,071 $ 87,000
Suffolk, Virginia 28 $ 6,454,000 $ 230,500 $ 86,000
Kittitas, Washington 28 $ 7,214,000 $ 257,642 $ 120,000
Broomfield, Colorado 27 $ 4,850,000 $ 179,629 $ 105,000
Garfield, Colorado 27 $ 7,799,000 $ 288,851 $ 116,000
Walton, Georgia 27 $ 4,441,000 $ 164,481 $ 103,000
Hamilton, Indiana 27 $ 6,418,000 $ 237,703 $ 121,000
Ingham, Michigan 27 $ 3,368,000 $ 124,740 $ 72,000
Jackson, Michigan 27 $ 2,641,000 $ 97,814 $ 59,000
Jefferson, Missouri 27 $ 4,200,000 $ 155,555 $ 107,000
Carson City, Nevada 27 $ 9,197,000 $ 340,629 $ 90,000
Burleigh, North Dakota 27 $ 2,830,000 $ 104,814 $ 151,000
Medina, Ohio 27 $ 9,097,000 $ 336,925 $ 97,000
Polk, Oregon 27 $ 5,956,000 $ 220,592 $ 105,000
Summit, Colorado 26 $ 11,057,000 $ 425,269 $ 134,000
Clay, Florida 26 $ 5,449,000 $ 209,576 $ 116,000
Merrimack, New Hampshire 26 $ 6,808,000 $ 261,846 $ 55,000
Mahoning, Ohio 26 $ 2,387,000 $ 91,807 $ 70,000
Schuylkill, Pennsylvania 26 $ 2,206,000 $ 84,846 $ 65,000
Rutherford, Tennessee 26 $ 3,037,000 $ 116,807 $ 165,000
Sevier, Tennessee 26 $ 6,754,000 $ 259,769 $ 138,000
Williamson, Tennessee 26 $ 11,807,000 $ 454,115 $ 414,000
Webb, Texas 26 $ 4,319,000 $ 166,115 $ 73,000
Baldwin, Alabama 25 $ 7,560,000 $ 302,400 $ 397,000
Madison, Alabama 25 $ 2,825,000 $ 113,000 $ 114,000
Geary, Kansas 25 $ 2,761,000 $ 110,440 $ 91,000
St. Charles, Missouri 25 $ 4,976,000 $ 199,040 $ 80,000
Nye, Nevada 25 $ 6,178,000 $ 247,120 $ 125,000
Washington, New York 25 $ 2,670,000 $ 106,800 $ 69,000
Lucas, Ohio 25 $ 2,247,000 $ 89,880 $ 113,000
Clatsop, Oregon 25 $ 8,132,000 $ 325,280 $ 197,000
Culpeper, Virginia 25 $ 5,891,000 $ 235,640 $ 100,000
Fauquier, Virginia 25 $ 9,033,000 $ 361,320 $ 153,000
Mobile, Alabama 24 $ 2,381,000 $ 99,208 $ 135,000
Lyon, Nevada 24 $ 5,291,000 $ 220,458 $ 113,000
Warren, New York 24 $ 4,657,000 $ 194,041 $ 88,000
Lake, Ohio 24 $ 3,085,000 $ 128,541 $ 103,000
Crook, Oregon 24 $ 6,079,000 $ 253,291 $ 90,000
Franklin, Pennsylvania 24 $ 4,104,000 $ 171,000 $ 52,000
Parker, Texas 24 $ 4,884,000 $ 203,500 $ 169,000
Mason, Washington 24 $ 4,777,000 $ 199,041 $ 96,000
Amador, California 23 $ 5,046,000 $ 219,391 $ 144,000
Leon, Florida 23 $ 3,332,000 $ 144,869 $ 117,000
Valley, Idaho 23 $ 9,512,000 $ 413,565 $ 214,000
Porter, Indiana 23 $ 6,289,000 $ 273,434 $ 97,000
Caddo, Louisiana 23 $ 1,536,000 $ 66,782 $ 121,000
York, Maine 23 $ 5,670,000 $ 246,521 $ 112,000
Chisago, Minnesota 23 $ 3,631,000 $ 157,869 $ 106,000
Churchill, Nevada 23 $ 5,422,000 $ 235,739 $ 107,000
Brunswick, North Carolina 23 $ 8,841,000 $ 384,391 $ 160,000
Rowan, North Carolina 23 $ 3,798,000 $ 165,130 $ 65,000
Benton, Oregon 23 $ 4,495,000 $ 195,434 $ 156,000
Dauphin, Pennsylvania 23 $ 3,455,000 $ 150,217 $ 108,000
Anderson, South Carolina 23 $ 4,433,000 $ 192,739 $ 67,000
Jefferson, Texas 23 $ 2,627,000 $ 114,217 $ 61,000
Jefferson, Washington 23 $ 7,392,000 $ 321,391 $ 156,000
Siskiyou, California 22 $ 5,477,000 $ 248,954 $ 70,000
Kendall, Illinois 22 $ 4,311,000 $ 195,954 $ 71,000
Wicomico, Maryland 22 $ 5,184,000 $ 235,636 $ 98,000
Cumberland, North Carolina 22 $ 2,852,000 $ 129,636 $ 98,000
Brazos, Texas 22 $ 3,285,000 $ 149,318 $ 127,000
Berkeley, West Virginia 22 $ 4,025,000 $ 182,954 $ 133,000
Elbert, Colorado 21 $ 6,343,000 $ 302,047 $ 142,000
Windham, Connecticut 21 $ 4,817,000 $ 229,380 $ 74,000
Elmore, Idaho 21 $ 2,875,000 $ 136,904 $ 102,000
Jefferson, Louisiana 21 $ 2,929,000 $ 139,476 $ 136,000
Ottawa, Michigan 21 $ 4,308,000 $ 205,142 $ 115,000
Ravalli, Montana 21 $ 6,101,000 $ 290,523 $ 129,000
Yellowstone, Montana 21 $ 4,305,000 $ 205,000 $ 494,000
Taos, New Mexico 21 $ 5,934,000 $ 282,571 $ 182,000
Cayuga, New York 21 $ 1,993,000 $ 94,904 $ 73,000
Niagara, New York 21 $ 1,776,000 $ 84,571 $ 88,000
Tillamook, Oregon 21 $ 6,607,000 $ 314,619 $ 185,000
Union, Oregon 21 $ 2,865,000 $ 136,428 $ 64,000
Lexington, South Carolina 21 $ 4,008,000 $ 190,857 $ 97,000
Sumner, Tennessee 21 $ 3,708,000 $ 176,571 $ 215,000
Coweta, Georgia 20 $ 3,529,000 $ 176,450 $ 87,000
Fayette, Kentucky 20 $ 2,606,000 $ 130,300 $ 199,000
Cecil, Maryland 20 $ 5,420,000 $ 271,000 $ 98,000
Salem, New Jersey 20 $ 3,129,000 $ 156,450 $ 94,000
Ontario, New York 20 $ 3,594,000 $ 179,700 $ 58,000
Columbiana, Ohio 20 $ 2,490,000 $ 124,500 $ 59,000
Knox, Tennessee 20 $ 3,547,000 $ 177,350 $ 165,000
Cochise, Arizona 19 $ 2,522,000 $ 132,736 $ 109,000
Coconino, Arizona 19 $ 5,777,000 $ 304,052 $ 126,000
Allen, Indiana 19 $ 1,073,000 $ 56,473 $ 97,000
Pottawattamie, Iowa 19 $ 1,286,000 $ 67,684 $ 94,000
Queen Anne's, Maryland 19 $ 6,600,000 $ 347,368 $ 99,000
Lewis and Clark, Montana 19 $ 5,580,000 $ 293,684 $ 92,000
Oneida, New York 19 $ 1,912,000 $ 100,631 $ 76,000
Wayne, New York 19 $ 1,863,000 $ 98,052 $ 78,000
Randolph, North Carolina 19 $ 3,163,000 $ 166,473 $ 70,000
Taylor, Texas 19 $ 1,472,000 $ 77,473 $ 47,000
Fairfax City, Virginia 19 $ 6,753,000 $ 355,421 $ 125,000
Franklin, Washington 19 $ 2,235,000 $ 117,631 $ 100,000
Washington, Arkansas 18 $ 2,908,000 $ 161,555 $ 139,000
Colusa, California 18 $ 3,674,000 $ 204,111 $ 104,000
Mariposa, California 18 $ 5,371,000 $ 298,388 $ 115,000
Houston, Georgia 18 $ 3,400,000 $ 188,888 $ 143,000
St. Clair, Michigan 18 $ 3,248,000 $ 180,444 $ 118,000
Isanti, Minnesota 18 $ 3,451,000 $ 191,722 $ 126,000
Delaware, New York 18 $ 3,157,000 $ 175,388 $ 140,000
Johnston, North Carolina 18 $ 2,533,000 $ 140,722 $ 87,000
Lincoln, North Carolina 18 $ 3,451,000 $ 191,722 $ 80,000
Pitt, North Carolina 18 $ 1,909,000 $ 106,055 $ 30,000
Wichita, Texas 18 $ 1,433,000 $ 79,611 $ 118,000
Mono, California 17 $ 6,075,000 $ 357,352 $ 194,000
Fremont, Colorado 17 $ 4,185,000 $ 246,176 $ 105,000
Santa Rosa, Florida 17 $ 2,862,000 $ 168,352 $ 90,000
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Mortgage Loan Application Detail Totals for Greenpoint Mortgage Funding in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 67,584 $21,907,421,000 $324,000 $6,900,000 $136,000 $7,728,000
Home Purchase 47,597 $13,751,999,000 $288,000 $6,650,000 $145,000 $7,257,000
Home Improvement 947 $318,175,000 $335,000 $3,875,000 $135,000 $1,320,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 52,867 $16,056,150,000 $303,000 $6,900,000 $157,000 $7,728,000
Hispanic 24,824 $7,423,913,000 $299,000 $3,500,000 $115,000 $3,606,000
Not Provided 14,761 $4,970,992,000 $336,000 $4,200,000 $132,000 $7,119,000
Black or African American 12,791 $3,348,322,000 $261,000 $3,290,000 $115,000 $6,726,000
Asian 8,454 $3,143,038,000 $371,000 $6,650,000 $163,000 $6,044,000
Native Hawaiian or Other Pacific Islander 965 $334,441,000 $346,000 $2,000,000 $154,000 $1,063,000
American Indian or Alaskan Native 739 $187,270,000 $253,000 $2,259,000 $126,000 $1,019,000
Not applicable 727 $513,469,000 $706,000 $5,000,000 $8,000 $1,265,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 115,686 $35,884,143,000 $310,000 $6,900,000 $140,000 $7,728,000
FHA-insured (Federal Housing Administration) 430 $90,183,000 $209,000 $550,000 $105,000 $521,000
VA-guaranteed (Veterans Administration) 12 $3,269,000 $272,000 $412,000 $76,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 46,892 $13,498,133,000 $287,000 $4,195,000 $133,000 $6,922,000
Application Withdrawn By Applicant 35,432 $11,490,390,000 $324,000 $6,650,000 $139,000 $7,728,000
Application Denied By Financial Institution 28,441 $9,347,792,000 $328,000 $6,900,000 $150,000 $6,481,000
Application Approved But Not Accepted 3,829 $1,201,805,000 $313,000 $2,520,000 $139,000 $3,581,000
Loan Purchased By The Institution 1,534 $439,475,000 $286,000 $980,000 $149,000 $1,090,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 10,025 $3,329,320,000 $332,000 $6,900,000 $155,000 $6,481,000
Collateral 4,229 $1,393,424,000 $329,000 $5,000,000 $171,000 $4,466,000
Credit History 4,032 $1,215,068,000 $301,000 $4,800,000 $117,000 $2,508,000
Credit Application Incomplete 3,982 $1,354,585,000 $340,000 $4,200,000 $146,000 $3,000,000
Unverifiable Information 3,183 $1,124,871,000 $353,000 $3,600,000 $178,000 $3,000,000
Insufficient Cash (Downpayment, Closing Cost) 1,737 $537,632,000 $309,000 $3,500,000 $128,000 $1,380,000
Debt-To-Income Ratio 633 $196,966,000 $311,000 $2,460,000 $114,000 $504,000
Employment History 620 $195,926,000 $316,000 $2,645,000 $145,000 $3,014,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Mortgage Funding's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenpoint Mortgage Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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