Greenpoint Mortgage Funding Mortgage Lending & HMDA Data, 2007
In 2007, Greenpoint Mortgage Funding of Novato, CA reported 116,128 mortgage applications totaling $36.0 billion. The average application was for $309,809, and applicants reported an average income of $139,680. 40% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (8,526), New York-White Plains-Wayne, NY-NJ (7,140) and Riverside-San Bernardino-Ontario, CA (5,702) (applications in parentheses).
| Mortgage Company & Address | Greenpoint Mortgage Funding 100 Wood Hollow Drive Novato, CA 94945 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 116,128 |
| Total Mortgage Loan Application Amount | $35,977,595,000 |
| Average Mortgage Loan Application Amount | $309,809 |
| Highest Mortgage Loan Application Amount | $6,900,000 |
| Average Applicant Income | $139,680 |
| Highest Applicant Income | $7,728,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Mortgage Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 8,526 | $ 3,848,652,000 | $ 451,401 | $ 161,000 |
| New York-White Plains-Wayne, NY-NJ | 7,140 | $ 3,172,350,000 | $ 444,306 | $ 149,907 |
| Riverside-San Bernardino-Ontario, CA | 5,702 | $ 1,903,054,000 | $ 333,752 | $ 146,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,677 | $ 1,178,012,000 | $ 320,373 | $ 117,705 |
| Oakland-Fremont-Hayward, CA | 3,612 | $ 1,603,801,000 | $ 444,020 | $ 171,000 |
| Chicago-Naperville-Joliet, IL | 3,600 | $ 960,468,000 | $ 266,796 | $ 99,000 |
| Seattle-Bellevue-Everett, WA | 2,955 | $ 1,028,996,000 | $ 348,221 | $ 161,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,928 | $ 832,631,000 | $ 284,368 | $ 155,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,595 | $ 527,559,000 | $ 203,298 | $ 121,000 |
| Nassau-Suffolk, NY | 2,553 | $ 927,361,000 | $ 363,243 | $ 145,000 |
| Las Vegas-Paradise, NV | 2,472 | $ 710,413,000 | $ 287,383 | $ 164,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,253 | $ 939,747,000 | $ 417,109 | $ 175,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,192 | $ 699,927,000 | $ 319,309 | $ 135,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2,145 | $ 561,554,000 | $ 261,796 | $ 138,109 |
| Santa Ana-Anaheim-Irvine, CA | 2,050 | $ 1,049,991,000 | $ 512,190 | $ 192,000 |
| Houston-Sugar Land-Baytown, TX | 2,041 | $ 380,857,000 | $ 186,603 | $ 131,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,845 | $ 960,147,000 | $ 520,404 | $ 190,000 |
| Miami-Miami Beach-Kendall, FL | 1,695 | $ 526,101,000 | $ 310,384 | $ 149,000 |
| Baltimore-Towson, MD | 1,589 | $ 372,983,000 | $ 234,728 | $ 108,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,423 | $ 855,132,000 | $ 600,936 | $ 216,000 |
| Denver-Aurora, CO | 1,407 | $ 324,067,000 | $ 230,324 | $ 126,000 |
| Dallas-Plano-Irving, TX | 1,327 | $ 274,212,000 | $ 206,640 | $ 147,000 |
| Newark-Union, NJ-PA | 1,313 | $ 440,286,000 | $ 335,328 | $ 119,477 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,223 | $ 352,176,000 | $ 287,960 | $ 144,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,156 | $ 252,352,000 | $ 218,297 | $ 138,000 |
| Orlando-Kissimmee, FL | 1,126 | $ 280,757,000 | $ 249,340 | $ 145,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,110 | $ 242,130,000 | $ 218,135 | $ 115,497 |
| Stockton, CA | 930 | $ 304,775,000 | $ 327,715 | $ 135,000 |
| Edison, NJ | 908 | $ 298,874,000 | $ 329,156 | $ 142,000 |
| Philadelphia, PA | 908 | $ 183,058,000 | $ 201,605 | $ 100,000 |
| Tacoma, WA | 908 | $ 222,073,000 | $ 244,573 | $ 166,000 |
| Salt Lake City, UT | 875 | $ 232,909,000 | $ 266,181 | $ 148,000 |
| Bethesda-Gaithersburg-Frederick, MD | 852 | $ 280,546,000 | $ 329,279 | $ 123,000 |
| Detroit-Livonia-Dearborn, MI | 812 | $ 93,428,000 | $ 115,059 | $ 85,000 |
| Modesto, CA | 787 | $ 223,216,000 | $ 283,628 | $ 124,000 |
| Bakersfield, CA | 770 | $ 188,796,000 | $ 245,189 | $ 106,000 |
| Warren-Troy-Farmington Hills, MI | 755 | $ 205,296,000 | $ 271,915 | $ 144,000 |
| Boston-Quincy, MA | 752 | $ 257,464,000 | $ 342,372 | $ 104,000 |
| Vallejo-Fairfield, CA | 717 | $ 260,232,000 | $ 362,945 | $ 145,000 |
| Charlotte-Gastonia-Concord, NC-SC | 700 | $ 133,452,000 | $ 190,645 | $ 107,561 |
| Boise City-Nampa, ID | 671 | $ 140,972,000 | $ 210,092 | $ 140,000 |
| Fort Worth-Arlington, TX | 628 | $ 90,460,000 | $ 144,044 | $ 140,000 |
| Santa Rosa-Petaluma, CA | 623 | $ 266,130,000 | $ 427,174 | $ 187,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 589 | $ 190,659,000 | $ 323,699 | $ 150,000 |
| Fresno, CA | 568 | $ 143,513,000 | $ 252,663 | $ 109,000 |
| Kansas City, MO-KS | 561 | $ 63,783,000 | $ 113,695 | $ 131,087 |
| Cape Coral-Fort Myers, FL | 515 | $ 127,991,000 | $ 248,526 | $ 172,000 |
| Richmond, VA | 509 | $ 92,015,000 | $ 180,776 | $ 92,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 498 | $ 238,617,000 | $ 479,150 | $ 179,000 |
| Provo-Orem, UT | 495 | $ 132,403,000 | $ 267,480 | $ 138,000 |
| Visalia-Porterville, CA | 448 | $ 88,458,000 | $ 197,450 | $ 86,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 441 | $ 88,674,000 | $ 201,074 | $ 104,571 |
| Austin-Round Rock, TX | 435 | $ 79,737,000 | $ 183,303 | $ 161,000 |
| Cambridge-Newton-Framingham, MA | 420 | $ 141,314,000 | $ 336,461 | $ 99,000 |
| Providence-New Bedford-Fall River, RI-MA | 405 | $ 105,766,000 | $ 261,150 | $ 63,180 |
| Albuquerque, NM | 398 | $ 73,868,000 | $ 185,597 | $ 145,000 |
| Bridgeport-Stamford-Norwalk, CT | 382 | $ 173,691,000 | $ 454,688 | $ 173,000 |
| Columbus, OH | 373 | $ 54,296,000 | $ 145,565 | $ 106,000 |
| Salinas, CA | 336 | $ 150,000,000 | $ 446,428 | $ 178,000 |
| Peabody, MA | 335 | $ 96,991,000 | $ 289,525 | $ 71,000 |
| San Antonio, TX | 331 | $ 48,261,000 | $ 145,803 | $ 142,000 |
| Camden, NJ | 329 | $ 72,111,000 | $ 219,182 | $ 112,000 |
| Ogden-Clearfield, UT | 321 | $ 70,286,000 | $ 218,959 | $ 126,000 |
| Albany-Schenectady-Troy, NY | 308 | $ 48,242,000 | $ 156,629 | $ 83,000 |
| Worcester, MA | 300 | $ 72,344,000 | $ 241,146 | $ 75,000 |
| Sarasota-Bradenton-Venice, FL | 295 | $ 80,542,000 | $ 273,023 | $ 137,000 |
| St. Louis, MO-IL | 288 | $ 47,656,000 | $ 165,472 | $ 124,708 |
| Cleveland-Elyria-Mentor, OH | 287 | $ 57,229,000 | $ 199,404 | $ 117,000 |
| Tucson, AZ | 282 | $ 66,257,000 | $ 234,953 | $ 137,000 |
| Reno-Sparks, NV | 280 | $ 86,395,000 | $ 308,553 | $ 155,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 272 | $ 71,978,000 | $ 264,625 | $ 93,000 |
| Merced, CA | 253 | $ 70,222,000 | $ 277,557 | $ 122,000 |
| Lake County-Kenosha County, IL-WI | 234 | $ 68,855,000 | $ 294,252 | $ 123,846 |
| Hartford-West Hartford-East Hartford, CT | 231 | $ 61,082,000 | $ 264,424 | $ 83,000 |
| Jacksonville, FL | 231 | $ 58,884,000 | $ 254,909 | $ 118,000 |
| Colorado Springs, CO | 226 | $ 45,095,000 | $ 199,535 | $ 129,000 |
| New Haven-Milford, CT | 221 | $ 57,230,000 | $ 258,959 | $ 73,000 |
| Port St. Lucie, FL | 221 | $ 55,594,000 | $ 251,556 | $ 144,000 |
| Santa Cruz-Watsonville, CA | 209 | $ 117,496,000 | $ 562,181 | $ 205,000 |
| Rochester, NY | 208 | $ 21,298,000 | $ 102,394 | $ 90,000 |
| Raleigh-Cary, NC | 205 | $ 34,585,000 | $ 168,707 | $ 161,000 |
| Salem, OR | 205 | $ 41,244,000 | $ 201,190 | $ 104,000 |
| Bend, OR | 202 | $ 62,388,000 | $ 308,851 | $ 203,000 |
| Palm Bay-Melbourne-Titusville, FL | 193 | $ 45,517,000 | $ 235,839 | $ 116,000 |
| St. George, UT | 192 | $ 66,242,000 | $ 345,010 | $ 174,000 |
| Indianapolis-Carmel, IN | 191 | $ 29,731,000 | $ 155,659 | $ 106,000 |
| Cincinnati-Middletown, OH-KY-IN | 190 | $ 32,659,000 | $ 171,889 | $ 98,694 |
| Naples-Marco Island, FL | 190 | $ 70,699,000 | $ 372,100 | $ 208,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 189 | $ 40,326,000 | $ 213,365 | $ 176,000 |
| Lakeland, FL | 188 | $ 36,874,000 | $ 196,138 | $ 105,000 |
| Tulsa, OK | 188 | $ 20,716,000 | $ 110,191 | $ 110,000 |
| Atlantic City, NJ | 182 | $ 43,703,000 | $ 240,126 | $ 95,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 181 | $ 35,555,000 | $ 196,436 | $ 84,265 |
| Napa, CA | 180 | $ 91,658,000 | $ 509,211 | $ 166,000 |
| Buffalo-Niagara Falls, NY | 178 | $ 13,493,000 | $ 75,803 | $ 91,000 |
| Spokane, WA | 178 | $ 31,248,000 | $ 175,550 | $ 114,000 |
| Birmingham-Hoover, AL | 173 | $ 24,391,000 | $ 140,988 | $ 71,000 |
| Olympia, WA | 170 | $ 36,436,000 | $ 214,329 | $ 119,000 |
| Gary, IN | 169 | $ 22,571,000 | $ 133,556 | $ 94,000 |
| Charleston-North Charleston, SC | 166 | $ 46,435,000 | $ 279,728 | $ 143,000 |
| Chico, CA | 160 | $ 39,678,000 | $ 247,987 | $ 116,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 158 | $ 78,002,000 | $ 493,683 | $ 208,000 |
| Bremerton-Silverdale, WA | 156 | $ 41,697,000 | $ 267,288 | $ 122,000 |
| Yuba City, CA | 152 | $ 36,446,000 | $ 239,776 | $ 125,000 |
| Akron, OH | 151 | $ 17,467,000 | $ 115,675 | $ 97,000 |
| Trenton-Ewing, NJ | 150 | $ 28,589,000 | $ 190,593 | $ 96,000 |
| Eugene-Springfield, OR | 147 | $ 30,898,000 | $ 210,190 | $ 107,000 |
| Pittsburgh, PA | 145 | $ 19,594,000 | $ 135,131 | $ 93,000 |
| Wilmington, DE-MD-NJ | 140 | $ 35,804,000 | $ 255,742 | $ 94,571 |
| San Luis Obispo-Paso Robles, CA | 132 | $ 64,496,000 | $ 488,606 | $ 204,000 |
| Greensboro-High Point, NC | 129 | $ 21,594,000 | $ 167,395 | $ 103,000 |
| Barnstable Town, MA | 126 | $ 47,421,000 | $ 376,357 | $ 127,000 |
| Redding, CA | 126 | $ 33,804,000 | $ 268,285 | $ 108,000 |
| Bellingham, WA | 124 | $ 29,317,000 | $ 236,427 | $ 119,000 |
| Medford, OR | 123 | $ 30,540,000 | $ 248,292 | $ 114,000 |
| Greeley, CO | 122 | $ 24,676,000 | $ 202,262 | $ 160,000 |
| Omaha-Council Bluffs, NE-IA | 119 | $ 16,524,000 | $ 138,857 | $ 91,663 |
| Lake Havasu City-Kingman, AZ | 115 | $ 26,736,000 | $ 232,486 | $ 169,000 |
| Milwaukee-Waukesha-West Allis, WI | 113 | $ 15,337,000 | $ 135,725 | $ 58,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 112 | $ 42,367,000 | $ 378,276 | $ 209,000 |
| Boulder, CO | 109 | $ 35,243,000 | $ 323,330 | $ 166,000 |
| Oklahoma City, OK | 108 | $ 20,562,000 | $ 190,388 | $ 134,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 106 | $ 27,433,000 | $ 258,801 | $ 116,000 |
| El Centro, CA | 101 | $ 20,811,000 | $ 206,049 | $ 114,000 |
| Manchester-Nashua, NH | 101 | $ 23,681,000 | $ 234,465 | $ 53,000 |
| Wilmington, NC | 101 | $ 29,057,000 | $ 287,693 | $ 191,000 |
| Grand Rapids-Wyoming, MI | 100 | $ 14,620,000 | $ 146,200 | $ 81,000 |
| Syracuse, NY | 98 | $ 9,144,000 | $ 93,306 | $ 100,000 |
| Fort Collins-Loveland, CO | 97 | $ 22,769,000 | $ 234,731 | $ 148,000 |
| Coeur D'Alene, ID | 95 | $ 24,585,000 | $ 258,789 | $ 164,000 |
| Madera, CA | 93 | $ 24,779,000 | $ 266,440 | $ 134,000 |
| Springfield, MA | 93 | $ 20,392,000 | $ 219,268 | $ 54,000 |
| Canton-Massillon, OH | 90 | $ 8,417,000 | $ 93,522 | $ 74,000 |
| Ocala, FL | 90 | $ 17,824,000 | $ 198,044 | $ 108,000 |
| Santa Fe, NM | 84 | $ 25,180,000 | $ 299,761 | $ 167,000 |
| Memphis, TN-MS-AR | 82 | $ 14,130,000 | $ 172,317 | $ 136,878 |
| York-Hanover, PA | 82 | $ 11,685,000 | $ 142,500 | $ 60,000 |
| McAllen-Edinburg-Mission, TX | 81 | $ 11,366,000 | $ 140,320 | $ 131,000 |
| Columbia, SC | 78 | $ 11,443,000 | $ 146,705 | $ 88,000 |
| New Orleans-Metairie-Kenner, LA | 78 | $ 14,284,000 | $ 183,128 | $ 179,000 |
| Rockingham County-Strafford County, NH | 78 | $ 19,818,000 | $ 254,076 | $ 71,000 |
| Brownsville-Harlingen, TX | 76 | $ 12,288,000 | $ 161,684 | $ 147,000 |
| Hagerstown-Martinsburg, MD-WV | 75 | $ 15,590,000 | $ 207,866 | $ 100,186 |
| Scranton--Wilkes-Barre, PA | 74 | $ 9,215,000 | $ 124,527 | $ 83,000 |
| Punta Gorda, FL | 73 | $ 16,201,000 | $ 221,931 | $ 101,000 |
| Mount Vernon-Anacortes, WA | 72 | $ 15,727,000 | $ 218,430 | $ 112,000 |
| Yakima, WA | 72 | $ 10,370,000 | $ 144,027 | $ 109,000 |
| Ann Arbor, MI | 71 | $ 18,462,000 | $ 260,028 | $ 177,000 |
| Prescott, AZ | 69 | $ 20,888,000 | $ 302,724 | $ 149,000 |
| Baton Rouge, LA | 68 | $ 8,925,000 | $ 131,250 | $ 90,000 |
| Grand Junction, CO | 68 | $ 11,589,000 | $ 170,426 | $ 122,000 |
| Hanford-Corcoran, CA | 68 | $ 17,222,000 | $ 253,264 | $ 85,000 |
| Durham, NC | 67 | $ 14,211,000 | $ 212,104 | $ 175,000 |
| Winston-Salem, NC | 67 | $ 9,805,000 | $ 146,343 | $ 82,000 |
| Wenatchee, WA | 66 | $ 14,515,000 | $ 219,924 | $ 112,000 |
| Asheville, NC | 64 | $ 17,139,000 | $ 267,796 | $ 128,000 |
| Longview, WA | 62 | $ 12,189,000 | $ 196,596 | $ 93,000 |
| Idaho Falls, ID | 61 | $ 9,120,000 | $ 149,508 | $ 131,000 |
| Reading, PA | 61 | $ 9,491,000 | $ 155,590 | $ 81,000 |
| Ocean City, NJ | 59 | $ 26,196,000 | $ 444,000 | $ 232,000 |
| Greenville-Mauldin-Easley, SC | 58 | $ 10,863,000 | $ 187,293 | $ 84,000 |
| Kennewick-Richland-Pasco, WA | 57 | $ 8,191,000 | $ 143,701 | $ 109,000 |
| Logan, UT-ID | 57 | $ 8,753,000 | $ 153,561 | $ 121,894 |
| Palm Coast, FL | 53 | $ 14,000,000 | $ 264,150 | $ 259,000 |
| Springfield, MO | 52 | $ 8,554,000 | $ 164,500 | $ 82,000 |
| Dayton, OH | 51 | $ 7,311,000 | $ 143,352 | $ 89,000 |
| Pensacola-Ferry Pass-Brent, FL | 51 | $ 8,711,000 | $ 170,803 | $ 127,000 |
| Glens Falls, NY | 49 | $ 7,327,000 | $ 149,530 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 48 | $ 9,145,000 | $ 190,520 | $ 109,000 |
| Portland-South Portland-Biddeford, ME | 48 | $ 11,550,000 | $ 240,625 | $ 118,000 |
| Killeen-Temple-Fort Hood, TX | 46 | $ 5,547,000 | $ 120,586 | $ 150,000 |
| Kingston, NY | 46 | $ 12,006,000 | $ 261,000 | $ 98,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 4,270,000 | $ 92,826 | $ 68,586 |
| Gainesville, GA | 45 | $ 14,354,000 | $ 318,977 | $ 236,000 |
| Louisville-Jefferson County, KY-IN | 45 | $ 6,245,000 | $ 138,777 | $ 92,266 |
| El Paso, TX | 44 | $ 8,016,000 | $ 182,181 | $ 91,000 |
| Panama City-Lynn Haven, FL | 44 | $ 17,476,000 | $ 397,181 | $ 403,000 |
| Dover, DE | 43 | $ 7,358,000 | $ 171,116 | $ 92,000 |
| Macon, GA | 42 | $ 3,982,000 | $ 94,809 | $ 99,000 |
| Pueblo, CO | 42 | $ 7,842,000 | $ 186,714 | $ 94,000 |
| Rockford, IL | 42 | $ 7,029,000 | $ 167,357 | $ 91,000 |
| Savannah, GA | 42 | $ 11,166,000 | $ 265,857 | $ 256,000 |
| Spartanburg, SC | 41 | $ 7,594,000 | $ 185,219 | $ 66,000 |
| Hickory-Lenoir-Morganton, NC | 40 | $ 10,798,000 | $ 269,950 | $ 111,000 |
| Vineland-Millville-Bridgeton, NJ | 40 | $ 6,072,000 | $ 151,800 | $ 75,000 |
| Winchester, VA-WV | 40 | $ 9,132,000 | $ 228,300 | $ 86,250 |
| Flint, MI | 39 | $ 12,859,000 | $ 329,717 | $ 135,000 |
| Gulfport-Biloxi, MS | 39 | $ 5,270,000 | $ 135,128 | $ 181,000 |
| Lansing-East Lansing, MI | 39 | $ 5,258,000 | $ 134,820 | $ 76,000 |
| Las Cruces, NM | 39 | $ 7,167,000 | $ 183,769 | $ 176,000 |
| Bismarck, ND | 38 | $ 3,884,000 | $ 102,210 | $ 127,000 |
| Norwich-New London, CT | 38 | $ 9,751,000 | $ 256,605 | $ 93,000 |
| Shreveport-Bossier City, LA | 38 | $ 3,181,000 | $ 83,710 | $ 137,000 |
| Binghamton, NY | 37 | $ 4,068,000 | $ 109,945 | $ 98,000 |
| Des Moines-West Des Moines, IA | 37 | $ 3,160,000 | $ 85,405 | $ 136,000 |
| Wichita, KS | 37 | $ 4,506,000 | $ 121,783 | $ 85,000 |
| Beaumont-Port Arthur, TX | 36 | $ 3,462,000 | $ 96,166 | $ 79,000 |
| Harrisburg-Carlisle, PA | 36 | $ 5,371,000 | $ 149,194 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 36 | $ 3,532,000 | $ 98,111 | $ 80,750 |
| Missoula, MT | 35 | $ 5,834,000 | $ 166,685 | $ 88,000 |
| Roanoke, VA | 35 | $ 4,913,000 | $ 140,371 | $ 65,000 |
| Sebastian-Vero Beach, FL | 34 | $ 8,309,000 | $ 244,382 | $ 141,000 |
| Tallahassee, FL | 34 | $ 5,161,000 | $ 151,794 | $ 92,000 |
| Gainesville, FL | 33 | $ 5,302,000 | $ 160,666 | $ 108,000 |
| Elmira, NY | 31 | $ 1,180,000 | $ 38,064 | $ 138,000 |
| Toledo, OH | 31 | $ 2,921,000 | $ 94,225 | $ 105,000 |
| Jacksonville, NC | 30 | $ 6,775,000 | $ 225,833 | $ 153,000 |
| Yuma, AZ | 30 | $ 5,542,000 | $ 184,733 | $ 119,000 |
| Fort Walton Beach-Crestview-Destin, FL | 29 | $ 11,822,000 | $ 407,655 | $ 420,000 |
| Jackson, MS | 29 | $ 3,393,000 | $ 117,000 | $ 153,000 |
| Lancaster, PA | 29 | $ 7,251,000 | $ 250,034 | $ 88,000 |
| Pocatello, ID | 29 | $ 3,169,000 | $ 109,275 | $ 67,000 |
| Carson City, NV | 27 | $ 9,197,000 | $ 340,629 | $ 90,000 |
| Jackson, MI | 27 | $ 2,641,000 | $ 97,814 | $ 59,000 |
| Lexington-Fayette, KY | 27 | $ 3,954,000 | $ 146,444 | $ 175,000 |
| Utica-Rome, NY | 27 | $ 3,589,000 | $ 132,925 | $ 110,000 |
| Augusta-Richmond County, GA-SC | 26 | $ 3,351,000 | $ 128,884 | $ 103,192 |
| Huntsville, AL | 26 | $ 3,063,000 | $ 117,807 | $ 115,000 |
| Laredo, TX | 26 | $ 4,319,000 | $ 166,115 | $ 73,000 |
| Fayetteville, NC | 25 | $ 3,217,000 | $ 128,680 | $ 94,000 |
| Knoxville, TN | 24 | $ 4,826,000 | $ 201,083 | $ 176,000 |
| Lynchburg, VA | 24 | $ 3,815,000 | $ 158,958 | $ 137,000 |
| Mobile, AL | 24 | $ 2,381,000 | $ 99,208 | $ 135,000 |
| Anderson, SC | 23 | $ 4,433,000 | $ 192,739 | $ 67,000 |
| Billings, MT | 23 | $ 4,759,000 | $ 206,913 | $ 461,000 |
| Corvallis, OR | 23 | $ 4,495,000 | $ 195,434 | $ 156,000 |
| Salisbury, MD | 23 | $ 5,474,000 | $ 238,000 | $ 97,000 |
| St. Cloud, MN | 23 | $ 3,990,000 | $ 173,478 | $ 118,000 |
| College Station-Bryan, TX | 22 | $ 3,285,000 | $ 149,318 | $ 127,000 |
| Little Rock-North Little Rock-Conway, AR | 22 | $ 2,409,000 | $ 109,500 | $ 89,000 |
| Chattanooga, TN-GA | 21 | $ 2,985,000 | $ 142,142 | $ 132,714 |
| Holland-Grand Haven, MI | 21 | $ 4,308,000 | $ 205,142 | $ 115,000 |
| Longview, TX | 21 | $ 1,654,000 | $ 78,761 | $ 118,000 |
| Charlottesville, VA | 20 | $ 4,889,000 | $ 244,450 | $ 103,000 |
| Madison, WI | 20 | $ 4,741,000 | $ 237,050 | $ 79,000 |
| Abilene, TX | 19 | $ 1,472,000 | $ 77,473 | $ 47,000 |
| Brunswick, GA | 19 | $ 4,270,000 | $ 224,736 | $ 92,000 |
| Flagstaff, AZ | 19 | $ 5,777,000 | $ 304,052 | $ 126,000 |
| Fort Wayne, IN | 19 | $ 1,073,000 | $ 56,473 | $ 97,000 |
| Corpus Christi, TX | 18 | $ 2,311,000 | $ 128,388 | $ 84,000 |
| Greenville, NC | 18 | $ 1,909,000 | $ 106,055 | $ 30,000 |
| Montgomery, AL | 18 | $ 2,333,000 | $ 129,611 | $ 111,000 |
| Warner Robins, GA | 18 | $ 3,400,000 | $ 188,888 | $ 143,000 |
| Wichita Falls, TX | 18 | $ 1,433,000 | $ 79,611 | $ 118,000 |
| Athens-Clarke County, GA | 17 | $ 2,438,000 | $ 143,411 | $ 109,000 |
| Columbus, GA-AL | 17 | $ 1,959,000 | $ 115,235 | $ 94,000 |
| Cumberland, MD-WV | 17 | $ 2,003,000 | $ 117,823 | $ 81,882 |
| Erie, PA | 16 | $ 1,168,000 | $ 73,000 | $ 53,000 |
| Kalamazoo-Portage, MI | 16 | $ 2,475,000 | $ 154,687 | $ 91,000 |
| Niles-Benton Harbor, MI | 16 | $ 3,038,000 | $ 189,875 | $ 128,000 |
| Pascagoula, MS | 16 | $ 2,437,000 | $ 152,312 | $ 176,000 |
| Rochester, MN | 16 | $ 2,566,000 | $ 160,375 | $ 130,000 |
| Tyler, TX | 16 | $ 2,693,000 | $ 168,312 | $ 138,000 |
| Fort Smith, AR-OK | 15 | $ 1,834,000 | $ 122,266 | $ 95,200 |
| Saginaw-Saginaw Township North, MI | 15 | $ 990,000 | $ 66,000 | $ 76,000 |
| Sherman-Denison, TX | 15 | $ 3,195,000 | $ 213,000 | $ 84,000 |
| Topeka, KS | 15 | $ 1,794,000 | $ 119,600 | $ 75,000 |
| Lubbock, TX | 14 | $ 3,445,000 | $ 246,071 | $ 271,000 |
| Amarillo, TX | 13 | $ 2,579,000 | $ 198,384 | $ 95,000 |
| Duluth, MN-WI | 13 | $ 1,764,000 | $ 135,692 | $ 119,384 |
| Farmington, NM | 13 | $ 2,493,000 | $ 191,769 | $ 107,000 |
| Monroe, MI | 13 | $ 1,828,000 | $ 140,615 | $ 111,000 |
| Waco, TX | 13 | $ 2,658,000 | $ 204,461 | $ 128,000 |
| Mansfield, OH | 12 | $ 1,580,000 | $ 131,666 | $ 80,000 |
| Muskegon-Norton Shores, MI | 12 | $ 1,063,000 | $ 88,583 | $ 58,000 |
| Peoria, IL | 12 | $ 1,357,000 | $ 113,083 | $ 71,000 |
| Battle Creek, MI | 11 | $ 1,417,000 | $ 128,818 | $ 154,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 1,327,000 | $ 120,636 | $ 50,000 |
| Victoria, TX | 11 | $ 1,310,000 | $ 119,090 | $ 117,000 |
| Cheyenne, WY | 10 | $ 1,450,000 | $ 145,000 | $ 92,000 |
| Clarksville, TN-KY | 10 | $ 1,306,000 | $ 130,600 | $ 80,400 |
| Fargo, ND-MN | 10 | $ 1,200,000 | $ 120,000 | $ 90,800 |
| Hinesville-Fort Stewart, GA | 10 | $ 489,000 | $ 48,900 | $ 8,000 |
| Lafayette, IN | 10 | $ 1,403,000 | $ 140,300 | $ 116,000 |
| Lebanon, PA | 10 | $ 1,393,000 | $ 139,300 | $ 60,000 |
| Pittsfield, MA | 10 | $ 1,645,000 | $ 164,500 | $ 56,000 |
| Rome, GA | 10 | $ 969,000 | $ 96,900 | $ 115,000 |
| Sandusky, OH | 10 | $ 797,000 | $ 79,700 | $ 192,000 |
| Danville, VA | 9 | $ 605,000 | $ 67,222 | $ 132,000 |
| Green Bay, WI | 9 | $ 875,000 | $ 97,222 | $ 33,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 892,000 | $ 99,111 | $ 61,333 |
| Iowa City, IA | 9 | $ 1,757,000 | $ 195,222 | $ 113,000 |
| La Crosse, WI-MN | 9 | $ 1,627,000 | $ 180,777 | $ 101,555 |
| Michigan City-La Porte, IN | 9 | $ 909,000 | $ 101,000 | $ 66,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 537,000 | $ 67,125 | $ 62,500 |
| Florence, SC | 8 | $ 1,427,000 | $ 178,375 | $ 43,000 |
| Grand Forks, ND-MN | 8 | $ 607,000 | $ 75,875 | $ 47,000 |
| Hattiesburg, MS | 8 | $ 800,000 | $ 100,000 | $ 294,000 |
| Hot Springs, AR | 8 | $ 1,489,000 | $ 186,125 | $ 125,000 |
| Lewiston, ID-WA | 8 | $ 1,162,000 | $ 145,250 | $ 104,250 |
| Racine, WI | 8 | $ 787,000 | $ 98,375 | $ 42,000 |
| Albany, GA | 7 | $ 1,056,000 | $ 150,857 | $ 88,000 |
| Cedar Rapids, IA | 7 | $ 514,000 | $ 73,428 | $ 64,000 |
| Elkhart-Goshen, IN | 7 | $ 881,000 | $ 125,857 | $ 74,000 |
| Kankakee-Bradley, IL | 7 | $ 1,085,000 | $ 155,000 | $ 41,000 |
| Lawton, OK | 7 | $ 651,000 | $ 93,000 | $ 39,000 |
| Monroe, LA | 7 | $ 401,000 | $ 57,285 | $ 232,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 1,221,000 | $ 174,428 | $ 115,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 601,000 | $ 85,857 | $ 34,142 |
| Bloomington-Normal, IL | 6 | $ 2,157,000 | $ 359,500 | $ 46,000 |
| Burlington, NC | 6 | $ 902,000 | $ 150,333 | $ 44,000 |
| Eau Claire, WI | 6 | $ 793,000 | $ 132,166 | $ 57,000 |
| Florence-Muscle Shoals, AL | 6 | $ 704,000 | $ 117,333 | $ 140,000 |
| Great Falls, MT | 6 | $ 887,000 | $ 147,833 | $ 104,000 |
| Joplin, MO | 6 | $ 513,000 | $ 85,500 | $ 226,000 |
| Lawrence, KS | 6 | $ 704,000 | $ 117,333 | $ 178,000 |
| Midland, TX | 6 | $ 631,000 | $ 105,166 | $ 228,000 |
| Rapid City, SD | 6 | $ 1,652,000 | $ 275,333 | $ 96,000 |
| Springfield, OH | 6 | $ 486,000 | $ 81,000 | $ 48,000 |
| St. Joseph, MO-KS | 6 | $ 642,000 | $ 107,000 | $ 55,000 |
| Appleton, WI | 5 | $ 879,000 | $ 175,800 | $ 80,000 |
| Bangor, ME | 5 | $ 883,000 | $ 176,600 | $ 319,000 |
| Bloomington, IN | 5 | $ 891,000 | $ 178,200 | $ 121,000 |
| Casper, WY | 5 | $ 1,315,000 | $ 263,000 | $ 120,000 |
| Champaign-Urbana, IL | 5 | $ 1,354,000 | $ 270,800 | $ 33,000 |
| Dubuque, IA | 5 | $ 561,000 | $ 112,200 | $ 89,000 |
| Ithaca, NY | 5 | $ 788,000 | $ 157,600 | $ 31,000 |
| Janesville, WI | 5 | $ 821,000 | $ 164,200 | $ 87,000 |
| Lincoln, NE | 5 | $ 777,000 | $ 155,400 | $ 72,000 |
| Tuscaloosa, AL | 5 | $ 419,000 | $ 83,800 | $ 135,000 |
| Anniston-Oxford, AL | 4 | $ 637,000 | $ 159,250 | $ 111,000 |
| Decatur, IL | 4 | $ 1,000,000 | $ 250,000 | $ 209,000 |
| Elizabethtown, KY | 4 | $ 628,000 | $ 157,000 | $ 60,000 |
| Evansville, IN-KY | 4 | $ 419,000 | $ 104,750 | $ 202,000 |
| Lafayette, LA | 4 | $ 354,000 | $ 88,500 | $ 258,000 |
| Morristown, TN | 4 | $ 212,000 | $ 53,000 | $ 90,000 |
| Odessa, TX | 4 | $ 418,000 | $ 104,500 | $ 88,000 |
| Sheboygan, WI | 4 | $ 433,000 | $ 108,250 | $ 89,000 |
| State College, PA | 4 | $ 495,000 | $ 123,750 | $ 81,000 |
| Terre Haute, IN | 4 | $ 236,000 | $ 59,000 | $ 61,000 |
| Anderson, IN | 3 | $ 63,000 | $ 21,000 | $ 82,000 |
| Auburn-Opelika, AL | 3 | $ 702,000 | $ 234,000 | $ 169,000 |
| Bay City, MI | 3 | $ 805,000 | $ 268,333 | $ 160,000 |
| Dalton, GA | 3 | $ 603,000 | $ 201,000 | $ 64,000 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 397,000 | $ 132,333 | $ 179,000 |
| Jackson, TN | 3 | $ 1,410,000 | $ 470,000 | $ 142,000 |
| Johnson City, TN | 3 | $ 301,000 | $ 100,333 | $ 10,000 |
| Jonesboro, AR | 3 | $ 175,000 | $ 58,333 | $ 68,000 |
| Lewiston-Auburn, ME | 3 | $ 442,000 | $ 147,333 | $ 15,000 |
| Muncie, IN | 3 | $ 333,000 | $ 111,000 | $ 67,000 |
| Rocky Mount, NC | 3 | $ 327,000 | $ 109,000 | $ 82,000 |
| Sioux Falls, SD | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| Springfield, IL | 3 | $ 172,000 | $ 57,333 | $ 84,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 375,000 | $ 125,000 | $ 95,000 |
| Valdosta, GA | 3 | $ 320,000 | $ 106,666 | $ 15,000 |
| Altoona, PA | 2 | $ 179,000 | $ 89,500 | $ 93,000 |
| Bowling Green, KY | 2 | $ 179,000 | $ 89,500 | $ 21,000 |
| Burlington-South Burlington, VT | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Charleston, WV | 2 | $ 192,000 | $ 96,000 | $ 106,000 |
| Cleveland, TN | 2 | $ 382,000 | $ 191,000 | $ 158,000 |
| Columbia, MO | 2 | $ 496,000 | $ 248,000 | $ 180,000 |
| Dothan, AL | 2 | $ 239,000 | $ 119,500 | $ 0 |
| Fond Du Lac, WI | 2 | $ 378,000 | $ 189,000 | $ 153,000 |
| Goldsboro, NC | 2 | $ 309,000 | $ 154,500 | $ 68,000 |
| Harrisonburg, VA | 2 | $ 317,000 | $ 158,500 | $ 39,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 327,000 | $ 163,500 | $ 22,000 |
| Lima, OH | 2 | $ 265,000 | $ 132,500 | $ 95,000 |
| Pine Bluff, AR | 2 | $ 130,000 | $ 65,000 | $ 19,000 |
| San Angelo, TX | 2 | $ 292,000 | $ 146,000 | $ 230,000 |
| Sioux City, IA-NE-SD | 2 | $ 151,000 | $ 75,500 | $ 52,000 |
| Sumter, SC | 2 | $ 240,000 | $ 120,000 | $ 99,000 |
| Wheeling, WV-OH | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Alexandria, LA | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Ames, IA | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Danville, IL | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Decatur, AL | 1 | $ 222,000 | $ 222,000 | $ 175,000 |
| Honolulu, HI | 1 | $ 260,000 | $ 260,000 | $ 77,000 |
| Kokomo, IN | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Lake Charles, LA | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 288,000 | $ 288,000 | $ 120,000 |
| Owensboro, KY | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Williamsport, PA | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Greenpoint Mortgage Funding in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 67,584 | $21,907,421,000 | $324,000 | $6,900,000 | $136,000 | $7,728,000 |
| Home Purchase | 47,597 | $13,751,999,000 | $288,000 | $6,650,000 | $145,000 | $7,257,000 |
| Home Improvement | 947 | $318,175,000 | $335,000 | $3,875,000 | $135,000 | $1,320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 52,867 | $16,056,150,000 | $303,000 | $6,900,000 | $157,000 | $7,728,000 |
| Hispanic | 24,824 | $7,423,913,000 | $299,000 | $3,500,000 | $115,000 | $3,606,000 |
| Not Provided | 14,761 | $4,970,992,000 | $336,000 | $4,200,000 | $132,000 | $7,119,000 |
| Black or African American | 12,791 | $3,348,322,000 | $261,000 | $3,290,000 | $115,000 | $6,726,000 |
| Asian | 8,454 | $3,143,038,000 | $371,000 | $6,650,000 | $163,000 | $6,044,000 |
| Native Hawaiian or Other Pacific Islander | 965 | $334,441,000 | $346,000 | $2,000,000 | $154,000 | $1,063,000 |
| American Indian or Alaskan Native | 739 | $187,270,000 | $253,000 | $2,259,000 | $126,000 | $1,019,000 |
| Not applicable | 727 | $513,469,000 | $706,000 | $5,000,000 | $8,000 | $1,265,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 115,686 | $35,884,143,000 | $310,000 | $6,900,000 | $140,000 | $7,728,000 |
| FHA-insured (Federal Housing Administration) | 430 | $90,183,000 | $209,000 | $550,000 | $105,000 | $521,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,269,000 | $272,000 | $412,000 | $76,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46,892 | $13,498,133,000 | $287,000 | $4,195,000 | $133,000 | $6,922,000 |
| Application Withdrawn By Applicant | 35,432 | $11,490,390,000 | $324,000 | $6,650,000 | $139,000 | $7,728,000 |
| Application Denied By Financial Institution | 28,441 | $9,347,792,000 | $328,000 | $6,900,000 | $150,000 | $6,481,000 |
| Application Approved But Not Accepted | 3,829 | $1,201,805,000 | $313,000 | $2,520,000 | $139,000 | $3,581,000 |
| Loan Purchased By The Institution | 1,534 | $439,475,000 | $286,000 | $980,000 | $149,000 | $1,090,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 10,025 | $3,329,320,000 | $332,000 | $6,900,000 | $155,000 | $6,481,000 |
| Collateral | 4,229 | $1,393,424,000 | $329,000 | $5,000,000 | $171,000 | $4,466,000 |
| Credit History | 4,032 | $1,215,068,000 | $301,000 | $4,800,000 | $117,000 | $2,508,000 |
| Credit Application Incomplete | 3,982 | $1,354,585,000 | $340,000 | $4,200,000 | $146,000 | $3,000,000 |
| Unverifiable Information | 3,183 | $1,124,871,000 | $353,000 | $3,600,000 | $178,000 | $3,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,737 | $537,632,000 | $309,000 | $3,500,000 | $128,000 | $1,380,000 |
| Debt-To-Income Ratio | 633 | $196,966,000 | $311,000 | $2,460,000 | $114,000 | $504,000 |
| Employment History | 620 | $195,926,000 | $316,000 | $2,645,000 | $145,000 | $3,014,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Mortgage Funding's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenpoint Mortgage Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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