Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2014

In 2014, Guaranteed Rate, Inc. of Chicago, IL reported 50,597 mortgage applications totaling $13.5 billion, down 25% from 2013. The average application was for $267,733, and applicants reported an average income of $126,590. 73% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (12,907), Cambridge-Newton-Framingham, MA (2,404) and New York-Jersey City-White Plains, NY-NJ (2,105) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 50,597
Total Mortgage Loan Application Amount $13,546,503,000
Average Mortgage Loan Application Amount $267,733
Highest Mortgage Loan Application Amount $2,981,000
Average Applicant Income $126,590
Highest Applicant Income $7,699,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 9,377 $ 2,589,855,000 $ 276,192 $ 139,000
DuPage, Illinois 1,736 $ 460,775,000 $ 265,423 $ 132,000
Middlesex, Massachusetts 1,670 $ 569,870,000 $ 341,239 $ 133,000
Will, Illinois 1,239 $ 260,712,000 $ 210,421 $ 99,000
Maricopa, Arizona 1,159 $ 272,966,000 $ 235,518 $ 114,000
Lake, Illinois 964 $ 280,171,000 $ 290,633 $ 148,000
Broward, Florida 905 $ 206,596,000 $ 228,282 $ 117,000
Los Angeles, California 831 $ 365,300,000 $ 439,590 $ 152,000
Suffolk, Massachusetts 780 $ 277,364,000 $ 355,594 $ 142,000
Essex, Massachusetts 734 $ 218,370,000 $ 297,506 $ 116,000
Kane, Illinois 712 $ 153,031,000 $ 214,931 $ 117,000
Palm Beach, Florida 675 $ 172,285,000 $ 255,237 $ 160,000
Salt Lake, Utah 588 $ 127,529,000 $ 216,886 $ 92,000
Norfolk, Massachusetts 575 $ 195,400,000 $ 339,826 $ 137,000
San Diego, California 520 $ 204,628,000 $ 393,515 $ 138,000
Lake, Indiana 513 $ 92,951,000 $ 181,191 $ 79,000
Riverside, California 441 $ 125,997,000 $ 285,707 $ 116,000
Worcester, Massachusetts 414 $ 111,353,000 $ 268,968 $ 119,000
Denver, Colorado 396 $ 108,963,000 $ 275,159 $ 137,000
Santa Clara, California 383 $ 186,597,000 $ 487,198 $ 159,000
New Hanover, North Carolina 364 $ 76,043,000 $ 208,909 $ 108,000
Kings, New York 348 $ 173,502,000 $ 498,568 $ 169,000
Hartford, Connecticut 342 $ 73,397,000 $ 214,611 $ 103,000
McHenry, Illinois 333 $ 62,486,000 $ 187,645 $ 101,000
New York, New York 311 $ 157,708,000 $ 507,099 $ 247,000
Monmouth, New Jersey 308 $ 96,249,000 $ 312,496 $ 143,000
Ocean, New Jersey 297 $ 71,680,000 $ 241,346 $ 137,000
Philadelphia, Pennsylvania 294 $ 77,868,000 $ 264,857 $ 132,000
Luzerne, Pennsylvania 288 $ 36,700,000 $ 127,430 $ 73,000
Orange, California 281 $ 134,837,000 $ 479,846 $ 168,000
Davis, Utah 275 $ 65,406,000 $ 237,840 $ 83,000
Wake, North Carolina 267 $ 65,595,000 $ 245,674 $ 104,000
Alameda, California 258 $ 112,098,000 $ 434,488 $ 150,000
Plymouth, Massachusetts 252 $ 73,578,000 $ 291,976 $ 117,000
Jefferson, Colorado 245 $ 64,181,000 $ 261,963 $ 104,000
King, Washington 244 $ 76,132,000 $ 312,016 $ 121,000
San Francisco, California 240 $ 138,391,000 $ 576,629 $ 193,000
Middlesex, New Jersey 229 $ 63,897,000 $ 279,026 $ 109,000
Clark, Nevada 221 $ 46,092,000 $ 208,561 $ 112,000
Bristol, Massachusetts 205 $ 54,690,000 $ 266,780 $ 108,000
New Haven, Connecticut 191 $ 35,889,000 $ 187,900 $ 97,000
Oakland, Michigan 191 $ 42,480,000 $ 222,408 $ 125,000
Hennepin, Minnesota 191 $ 42,518,000 $ 222,607 $ 108,000
Pike, Pennsylvania 187 $ 24,650,000 $ 131,818 $ 80,000
Kendall, Illinois 186 $ 35,866,000 $ 192,827 $ 95,000
Harris, Texas 180 $ 39,382,000 $ 218,788 $ 132,000
Arapahoe, Colorado 179 $ 48,138,000 $ 268,927 $ 114,000
Utah, Utah 175 $ 42,318,000 $ 241,817 $ 92,000
San Bernardino, California 173 $ 46,003,000 $ 265,913 $ 112,000
Hamilton, Ohio 171 $ 36,026,000 $ 210,678 $ 141,000
St. Louis, Missouri 168 $ 36,983,000 $ 220,136 $ 111,000
Miami-Dade, Florida 163 $ 42,833,000 $ 262,779 $ 147,000
Sarasota, Florida 163 $ 33,468,000 $ 205,325 $ 107,000
Pinellas, Florida 162 $ 30,736,000 $ 189,728 $ 112,000
Sacramento, California 160 $ 37,506,000 $ 234,412 $ 100,000
Hillsborough, New Hampshire 160 $ 36,883,000 $ 230,518 $ 106,000
San Mateo, California 156 $ 79,281,000 $ 508,211 $ 169,000
Durham, North Carolina 156 $ 31,996,000 $ 205,102 $ 100,000
Boulder, Colorado 154 $ 47,501,000 $ 308,448 $ 132,000
Waukesha, Wisconsin 153 $ 35,729,000 $ 233,522 $ 115,000
Chester, Pennsylvania 150 $ 39,195,000 $ 261,300 $ 131,000
Porter, Indiana 149 $ 26,859,000 $ 180,261 $ 82,000
Barnstable, Massachusetts 148 $ 38,463,000 $ 259,885 $ 143,000
Cumberland, Maine 144 $ 37,274,000 $ 258,847 $ 153,000
Hillsborough, Florida 143 $ 32,062,000 $ 224,209 $ 120,000
Essex, New Jersey 143 $ 55,207,000 $ 386,062 $ 194,000
Travis, Texas 143 $ 40,846,000 $ 285,636 $ 153,000
Clark, Washington 141 $ 33,724,000 $ 239,177 $ 108,000
Nassau, New York 139 $ 56,306,000 $ 405,079 $ 198,000
Johnson, Kansas 133 $ 31,830,000 $ 239,323 $ 113,000
Montgomery, Pennsylvania 133 $ 34,172,000 $ 256,932 $ 119,000
Washtenaw, Michigan 132 $ 30,262,000 $ 229,257 $ 135,000
Hudson, New Jersey 131 $ 48,575,000 $ 370,801 $ 176,000
St. Charles, Missouri 129 $ 26,335,000 $ 204,147 $ 106,000
Rockingham, New Hampshire 125 $ 33,438,000 $ 267,504 $ 115,000
Douglas, Colorado 124 $ 37,534,000 $ 302,693 $ 131,000
Wayne, Michigan 122 $ 22,521,000 $ 184,598 $ 91,000
Brevard, Florida 120 $ 18,168,000 $ 151,400 $ 79,000
Providence, Rhode Island 119 $ 24,455,000 $ 205,504 $ 105,000
Fairfield, Connecticut 118 $ 47,025,000 $ 398,516 $ 175,000
Queens, New York 118 $ 45,018,000 $ 381,508 $ 147,000
Suffolk, New York 114 $ 51,420,000 $ 451,052 $ 301,000
St. Clair, Illinois 112 $ 15,467,000 $ 138,098 $ 72,000
Milwaukee, Wisconsin 111 $ 20,202,000 $ 182,000 $ 101,000
Orange, Florida 110 $ 20,368,000 $ 185,163 $ 82,000
Pima, Arizona 109 $ 22,346,000 $ 205,009 $ 121,000
Contra Costa, California 108 $ 48,363,000 $ 447,805 $ 153,000
Manatee, Florida 108 $ 22,598,000 $ 209,240 $ 104,000
Tarrant, Texas 106 $ 21,909,000 $ 206,688 $ 109,000
Lee, Florida 105 $ 20,685,000 $ 197,000 $ 142,000
Onslow, North Carolina 104 $ 17,850,000 $ 171,634 $ 84,000
Dallas, Texas 104 $ 23,121,000 $ 222,317 $ 129,000
Duval, Florida 103 $ 20,504,000 $ 199,067 $ 87,000
Fulton, Georgia 103 $ 27,010,000 $ 262,233 $ 141,000
Jackson, Missouri 103 $ 21,274,000 $ 206,543 $ 116,000
Mecklenburg, North Carolina 101 $ 24,586,000 $ 243,425 $ 156,000
Morris, New Jersey 100 $ 44,422,000 $ 444,220 $ 200,000
Kent, Rhode Island 100 $ 18,435,000 $ 184,350 $ 74,000
Fairfax, Virginia 99 $ 38,743,000 $ 391,343 $ 161,000
Litchfield, Connecticut 97 $ 20,287,000 $ 209,144 $ 128,000
Kent, Michigan 96 $ 17,145,000 $ 178,593 $ 80,000
Pender, North Carolina 96 $ 22,724,000 $ 236,708 $ 124,000
Ramsey, Minnesota 95 $ 18,139,000 $ 190,936 $ 92,000
Cape May, New Jersey 95 $ 26,501,000 $ 278,957 $ 164,000
Westchester, New York 95 $ 39,982,000 $ 420,863 $ 232,000
Brunswick, North Carolina 95 $ 18,392,000 $ 193,600 $ 96,000
Jefferson, Alabama 94 $ 22,146,000 $ 235,595 $ 111,000
Placer, California 94 $ 27,140,000 $ 288,723 $ 121,000
Sonoma, California 94 $ 32,133,000 $ 341,840 $ 141,000
Anoka, Minnesota 94 $ 17,500,000 $ 186,170 $ 82,000
Bergen, New Jersey 94 $ 39,479,000 $ 419,989 $ 172,000
Camden, New Jersey 93 $ 17,579,000 $ 189,021 $ 104,000
Cobb, Georgia 92 $ 23,923,000 $ 260,032 $ 141,000
Burlington, New Jersey 92 $ 22,172,000 $ 241,000 $ 120,000
Gwinnett, Georgia 90 $ 17,399,000 $ 193,322 $ 109,000
Atlantic, New Jersey 90 $ 16,774,000 $ 186,377 $ 87,000
Summit, Utah 89 $ 31,688,000 $ 356,044 $ 187,000
Union, New Jersey 87 $ 30,716,000 $ 353,057 $ 142,000
Orange, North Carolina 87 $ 24,485,000 $ 281,436 $ 182,000
Delaware, Pennsylvania 87 $ 18,793,000 $ 216,011 $ 111,000
Charleston, South Carolina 85 $ 25,614,000 $ 301,341 $ 129,000
Adams, Colorado 83 $ 18,015,000 $ 217,048 $ 101,000
Santa Cruz, California 81 $ 35,437,000 $ 437,493 $ 127,000
Santa Barbara, California 80 $ 41,633,000 $ 520,412 $ 183,000
Fort Bend, Texas 80 $ 20,017,000 $ 250,212 $ 145,000
Collin, Texas 79 $ 19,969,000 $ 252,772 $ 132,000
Somerset, New Jersey 77 $ 25,339,000 $ 329,077 $ 153,000
Guilford, North Carolina 75 $ 13,387,000 $ 178,493 $ 79,000
Jefferson, Kentucky 73 $ 16,157,000 $ 221,328 $ 111,000
Marin, California 72 $ 44,195,000 $ 613,819 $ 190,000
Ventura, California 70 $ 31,242,000 $ 446,314 $ 172,000
Gloucester, New Jersey 70 $ 14,720,000 $ 210,285 $ 111,000
Washington, Minnesota 69 $ 14,759,000 $ 213,898 $ 95,000
Chisago, Minnesota 68 $ 11,448,000 $ 168,352 $ 64,000
Bucks, Pennsylvania 67 $ 19,595,000 $ 292,462 $ 139,000
Teton, Wyoming 67 $ 28,913,000 $ 431,537 $ 183,000
Pierce, Washington 66 $ 17,933,000 $ 271,712 $ 122,000
Passaic, New Jersey 65 $ 17,887,000 $ 275,184 $ 137,000
District of Columbia, District Of Columbia 64 $ 23,356,000 $ 364,937 $ 145,000
Shelby, Tennessee 64 $ 10,963,000 $ 171,296 $ 91,000
Snohomish, Washington 63 $ 17,155,000 $ 272,301 $ 96,000
Orleans, Louisiana 62 $ 16,324,000 $ 263,290 $ 121,000
Forsyth, North Carolina 62 $ 8,709,000 $ 140,467 $ 66,000
Montgomery, Maryland 61 $ 24,694,000 $ 404,819 $ 185,000
Collier, Florida 60 $ 19,092,000 $ 318,200 $ 188,000
Marion, Indiana 60 $ 10,641,000 $ 177,350 $ 112,000
Woodbury, Iowa 60 $ 8,974,000 $ 149,566 $ 76,000
St. Johns, Florida 59 $ 14,816,000 $ 251,118 $ 120,000
Macomb, Michigan 58 $ 9,232,000 $ 159,172 $ 83,000
Hunterdon, New Jersey 58 $ 16,735,000 $ 288,534 $ 174,000
Monroe, Illinois 57 $ 9,325,000 $ 163,596 $ 77,000
Greenville, South Carolina 57 $ 9,813,000 $ 172,157 $ 66,000
Multnomah, Oregon 56 $ 14,938,000 $ 266,750 $ 106,000
Denton, Texas 56 $ 13,941,000 $ 248,946 $ 120,000
Hamilton, Indiana 55 $ 13,046,000 $ 237,200 $ 107,000
Windham, Vermont 55 $ 12,510,000 $ 227,454 $ 305,000
DeKalb, Georgia 54 $ 11,624,000 $ 215,259 $ 129,000
Mercer, New Jersey 54 $ 13,174,000 $ 243,962 $ 127,000
Washington, Rhode Island 54 $ 14,451,000 $ 267,611 $ 138,000
Tolland, Connecticut 53 $ 10,924,000 $ 206,113 $ 93,000
Washington, Oregon 53 $ 15,365,000 $ 289,905 $ 124,000
Weber, Utah 52 $ 8,249,000 $ 158,634 $ 73,000
Middlesex, Connecticut 51 $ 10,007,000 $ 196,215 $ 88,000
Osceola, Florida 50 $ 7,272,000 $ 145,440 $ 64,000
Pasco, Florida 50 $ 8,813,000 $ 176,260 $ 83,000
Williamson, Texas 50 $ 9,547,000 $ 190,940 $ 113,000
Davidson, Tennessee 49 $ 11,091,000 $ 226,346 $ 113,000
Eagle, Colorado 48 $ 14,197,000 $ 295,770 $ 104,000
Forsyth, Georgia 48 $ 13,444,000 $ 280,083 $ 164,000
Broomfield, Colorado 47 $ 11,068,000 $ 235,489 $ 124,000
Montgomery, Texas 47 $ 10,277,000 $ 218,659 $ 166,000
El Dorado, California 46 $ 15,465,000 $ 336,195 $ 126,000
St. Lucie, Florida 46 $ 5,916,000 $ 128,608 $ 99,000
Ottawa, Michigan 46 $ 7,511,000 $ 163,282 $ 84,000
Sherburne, Minnesota 46 $ 7,178,000 $ 156,043 $ 68,000
San Benito, California 45 $ 15,022,000 $ 333,822 $ 98,000
York, Maine 45 $ 9,576,000 $ 212,800 $ 117,000
Allegheny, Pennsylvania 45 $ 8,699,000 $ 193,311 $ 110,000
Shelby, Alabama 44 $ 8,641,000 $ 196,386 $ 113,000
San Joaquin, California 43 $ 11,115,000 $ 258,488 $ 132,000
New Castle, Delaware 43 $ 14,524,000 $ 337,767 $ 153,000
Elkhart, Indiana 43 $ 5,606,000 $ 130,372 $ 54,000
Livingston, Michigan 43 $ 8,163,000 $ 189,837 $ 109,000
Seminole, Florida 42 $ 8,588,000 $ 204,476 $ 87,000
Volusia, Florida 42 $ 6,702,000 $ 159,571 $ 85,000
Polk, Iowa 42 $ 6,816,000 $ 162,285 $ 92,000
Baltimore, Maryland 42 $ 9,835,000 $ 234,166 $ 98,000
Pinal, Arizona 41 $ 7,780,000 $ 189,756 $ 104,000
Bexar, Texas 41 $ 8,570,000 $ 209,024 $ 121,000
Berrien, Michigan 40 $ 8,401,000 $ 210,025 $ 204,000
Dakota, Minnesota 40 $ 8,695,000 $ 217,375 $ 96,000
Richland, South Carolina 40 $ 6,639,000 $ 165,975 $ 70,000
Merrimack, New Hampshire 39 $ 8,975,000 $ 230,128 $ 121,000
Prince William, Virginia 39 $ 9,875,000 $ 253,205 $ 106,000
Napa, California 38 $ 15,313,000 $ 402,973 $ 140,000
Strafford, New Hampshire 38 $ 7,397,000 $ 194,657 $ 94,000
Dane, Wisconsin 38 $ 9,945,000 $ 261,710 $ 126,000
Fresno, California 37 $ 6,633,000 $ 179,270 $ 117,000
Clay, Florida 37 $ 6,019,000 $ 162,675 $ 64,000
Wright, Minnesota 37 $ 6,498,000 $ 175,621 $ 79,000
Belknap, New Hampshire 37 $ 7,155,000 $ 193,378 $ 104,000
Warren, New Jersey 37 $ 7,672,000 $ 207,351 $ 120,000
Yuma, Arizona 36 $ 6,656,000 $ 184,888 $ 89,000
Grundy, Illinois 36 $ 6,332,000 $ 175,888 $ 78,000
Missoula, Montana 36 $ 7,088,000 $ 196,888 $ 98,000
Bronx, New York 36 $ 11,173,000 $ 310,361 $ 176,000
Monroe, Pennsylvania 36 $ 5,162,000 $ 143,388 $ 97,000
Kenosha, Wisconsin 36 $ 7,570,000 $ 210,277 $ 166,000
Cherokee, Georgia 35 $ 8,675,000 $ 247,857 $ 98,000
Honolulu, Hawaii 35 $ 11,104,000 $ 317,257 $ 106,000
Madison, Illinois 35 $ 5,662,000 $ 161,771 $ 88,000
Baltimore City, Maryland 35 $ 7,845,000 $ 224,142 $ 117,000
Monterey, California 34 $ 12,371,000 $ 363,852 $ 133,000
DeKalb, Illinois 34 $ 4,913,000 $ 144,500 $ 84,000
Scott, Minnesota 34 $ 7,207,000 $ 211,970 $ 103,000
Walworth, Wisconsin 34 $ 8,950,000 $ 263,235 $ 272,000
Brazoria, Texas 33 $ 6,067,000 $ 183,848 $ 125,000
Larimer, Colorado 32 $ 7,917,000 $ 247,406 $ 115,000
Martin, Florida 32 $ 7,112,000 $ 222,250 $ 168,000
Dickinson, Iowa 32 $ 5,416,000 $ 169,250 $ 87,000
Summit, Ohio 31 $ 4,560,000 $ 147,096 $ 94,000
Loudoun, Virginia 31 $ 12,192,000 $ 393,290 $ 147,000
Polk, Florida 30 $ 4,308,000 $ 143,600 $ 75,000
Richmond, New York 30 $ 9,983,000 $ 332,766 $ 121,000
Kern, California 29 $ 5,387,000 $ 185,758 $ 129,000
Weld, Colorado 29 $ 8,097,000 $ 279,206 $ 129,000
Berks, Pennsylvania 29 $ 5,326,000 $ 183,655 $ 74,000
Yavapai, Arizona 28 $ 6,255,000 $ 223,392 $ 108,000
Solano, California 28 $ 8,551,000 $ 305,392 $ 111,000
LaPorte, Indiana 28 $ 6,530,000 $ 233,214 $ 176,000
Isanti, Minnesota 28 $ 4,855,000 $ 173,392 $ 77,000
Newport, Rhode Island 28 $ 8,091,000 $ 288,964 $ 184,000
Lake, Florida 27 $ 4,321,000 $ 160,037 $ 73,000
Mille Lacs, Minnesota 27 $ 3,601,000 $ 133,370 $ 59,000
Rockland, New York 27 $ 9,682,000 $ 358,592 $ 130,000
Lackawanna, Pennsylvania 27 $ 4,096,000 $ 151,703 $ 67,000
Randolph, Illinois 26 $ 3,225,000 $ 124,038 $ 67,000
Custer, Oklahoma 26 $ 4,922,000 $ 189,307 $ 86,000
Williamson, Tennessee 26 $ 8,201,000 $ 315,423 $ 149,000
Washington, Wisconsin 26 $ 6,223,000 $ 239,346 $ 89,000
Nevada, California 25 $ 7,240,000 $ 289,600 $ 117,000
Charlotte, Florida 25 $ 4,074,000 $ 162,960 $ 89,000
Kankakee, Illinois 25 $ 3,541,000 $ 141,640 $ 68,000
Clermont, Ohio 25 $ 5,483,000 $ 219,320 $ 98,000
Cuyahoga, Ohio 25 $ 3,886,000 $ 155,440 $ 102,000
Deschutes, Oregon 25 $ 5,034,000 $ 201,360 $ 74,000
Wayne, Pennsylvania 25 $ 2,664,000 $ 106,560 $ 82,000
La Crosse, Wisconsin 25 $ 3,447,000 $ 137,880 $ 63,000
Butte, California 24 $ 3,985,000 $ 166,041 $ 79,000
Prince George's, Maryland 24 $ 5,269,000 $ 219,541 $ 91,000
Carver, Minnesota 24 $ 6,632,000 $ 276,333 $ 111,000
Clay, Missouri 24 $ 4,458,000 $ 185,750 $ 89,000
St. Louis City, Missouri 24 $ 4,282,000 $ 178,416 $ 102,000
St. Clair, Alabama 23 $ 3,881,000 $ 168,739 $ 70,000
Lake, California 23 $ 4,359,000 $ 189,521 $ 117,000
Carroll, New Hampshire 23 $ 5,180,000 $ 225,217 $ 179,000
Butler, Ohio 23 $ 5,374,000 $ 233,652 $ 128,000
Wasatch, Utah 23 $ 6,561,000 $ 285,260 $ 143,000
Bennington, Vermont 22 $ 4,958,000 $ 225,363 $ 244,000
Benton, Washington 22 $ 4,060,000 $ 184,545 $ 78,000
Chatham, North Carolina 21 $ 6,066,000 $ 288,857 $ 142,000
Warren, Ohio 21 $ 4,357,000 $ 207,476 $ 96,000
Lehigh, Pennsylvania 21 $ 4,246,000 $ 202,190 $ 110,000
El Paso, Texas 21 $ 3,022,000 $ 143,904 $ 158,000
LaSalle, Illinois 20 $ 2,702,000 $ 135,100 $ 82,000
St. Louis, Minnesota 20 $ 2,761,000 $ 138,050 $ 57,000
Sussex, New Jersey 20 $ 4,140,000 $ 207,000 $ 103,000
Buncombe, North Carolina 20 $ 4,120,000 $ 206,000 $ 93,000
Pitt, North Carolina 20 $ 3,288,000 $ 164,400 $ 98,000
Allegan, Michigan 19 $ 3,199,000 $ 168,368 $ 127,000
Davidson, North Carolina 19 $ 2,829,000 $ 148,894 $ 72,000
Spartanburg, South Carolina 19 $ 3,073,000 $ 161,736 $ 80,000
Tooele, Utah 19 $ 3,164,000 $ 166,526 $ 62,000
Racine, Wisconsin 19 $ 3,219,000 $ 169,421 $ 106,000
El Paso, Colorado 18 $ 5,518,000 $ 306,555 $ 134,000
Flagler, Florida 18 $ 3,054,000 $ 169,666 $ 120,000
Hampden, Massachusetts 18 $ 2,860,000 $ 158,888 $ 79,000
Grafton, New Hampshire 18 $ 4,029,000 $ 223,833 $ 183,000
Sullivan, New York 18 $ 3,716,000 $ 206,444 $ 216,000
Henderson, North Carolina 18 $ 2,721,000 $ 151,166 $ 53,000
Franklin, Ohio 18 $ 3,020,000 $ 167,777 $ 88,000
Clackamas, Oregon 18 $ 5,742,000 $ 319,000 $ 106,000
Berkeley, South Carolina 18 $ 3,329,000 $ 184,944 $ 86,000
Arlington, Virginia 18 $ 6,998,000 $ 388,777 $ 147,000
New London, Connecticut 17 $ 3,493,000 $ 205,470 $ 87,000
Muskegon, Michigan 17 $ 2,466,000 $ 145,058 $ 65,000
Northampton, Pennsylvania 17 $ 2,979,000 $ 175,235 $ 110,000
Coconino, Arizona 16 $ 4,569,000 $ 285,562 $ 164,000
San Luis Obispo, California 16 $ 6,707,000 $ 419,187 $ 183,000
Stanislaus, California 16 $ 3,226,000 $ 201,625 $ 105,000
Teton, Idaho 16 $ 4,205,000 $ 262,812 $ 113,000
Allen, Indiana 16 $ 2,408,000 $ 150,500 $ 88,000
Hendricks, Indiana 16 $ 2,426,000 $ 151,625 $ 92,000
Elko, Nevada 16 $ 4,068,000 $ 254,250 $ 82,000
Orange, New York 16 $ 4,425,000 $ 276,562 $ 137,000
Rowan, North Carolina 16 $ 1,990,000 $ 124,375 $ 46,000
Union, North Carolina 16 $ 4,485,000 $ 280,312 $ 150,000
Gila, Arizona 15 $ 3,001,000 $ 200,066 $ 92,000
Mohave, Arizona 15 $ 3,244,000 $ 216,266 $ 159,000
Stokes, North Carolina 15 $ 2,087,000 $ 139,133 $ 55,000
Virginia Beach, Virginia 15 $ 4,044,000 $ 269,600 $ 132,000
Thurston, Washington 15 $ 4,184,000 $ 278,933 $ 117,000
Merced, California 14 $ 2,492,000 $ 178,000 $ 93,000
Monroe, Florida 14 $ 3,620,000 $ 258,571 $ 104,000
Hawaii, Hawaii 14 $ 3,640,000 $ 260,000 $ 107,000
Winnebago, Illinois 14 $ 1,775,000 $ 126,785 $ 95,000
Dallas, Iowa 14 $ 3,130,000 $ 223,571 $ 96,000
Fayette, Kentucky 14 $ 2,791,000 $ 199,357 $ 121,000
DeSoto, Mississippi 14 $ 2,083,000 $ 148,785 $ 63,000
Washoe, Nevada 14 $ 2,676,000 $ 191,142 $ 141,000
Lexington, South Carolina 14 $ 2,145,000 $ 153,214 $ 100,000
Union, South Dakota 14 $ 3,018,000 $ 215,571 $ 139,000
Galveston, Texas 14 $ 3,620,000 $ 258,571 $ 138,000
Hays, Texas 14 $ 3,186,000 $ 227,571 $ 111,000
Jefferson, Texas 14 $ 1,801,000 $ 128,642 $ 91,000
Johnson, Texas 14 $ 1,918,000 $ 137,000 $ 71,000
Grand, Colorado 13 $ 4,926,000 $ 378,923 $ 208,000
Summit, Colorado 13 $ 3,307,000 $ 254,384 $ 215,000
Kosciusko, Indiana 13 $ 2,113,000 $ 162,538 $ 92,000
St. Joseph, Indiana 13 $ 2,468,000 $ 189,846 $ 116,000
Campbell, Kentucky 13 $ 3,108,000 $ 239,076 $ 100,000
Kenton, Kentucky 13 $ 2,057,000 $ 158,230 $ 91,000
Genesee, Michigan 13 $ 2,175,000 $ 167,307 $ 127,000
Jefferson, Missouri 13 $ 2,097,000 $ 161,307 $ 78,000
Johnston, North Carolina 13 $ 2,153,000 $ 165,615 $ 71,000
Oklahoma, Oklahoma 13 $ 1,720,000 $ 132,307 $ 120,000
Erie, Pennsylvania 13 $ 1,610,000 $ 123,846 $ 83,000
Lancaster, Pennsylvania 13 $ 1,808,000 $ 139,076 $ 67,000
Dorchester, South Carolina 13 $ 2,094,000 $ 161,076 $ 74,000
Albemarle, Virginia 13 $ 3,825,000 $ 294,230 $ 113,000
Chesterfield, Virginia 13 $ 2,782,000 $ 214,000 $ 112,000
Henrico, Virginia 13 $ 2,859,000 $ 219,923 $ 125,000
Kitsap, Washington 13 $ 2,972,000 $ 228,615 $ 99,000
Sussex, Delaware 12 $ 4,541,000 $ 378,416 $ 188,000
Walton, Florida 12 $ 3,610,000 $ 300,833 $ 270,000
McLean, Illinois 12 $ 1,820,000 $ 151,666 $ 122,000
Johnson, Indiana 12 $ 1,562,000 $ 130,166 $ 76,000
Frederick, Maryland 12 $ 2,698,000 $ 224,833 $ 81,000
Putnam, New York 12 $ 4,246,000 $ 353,833 $ 236,000
Cabarrus, North Carolina 12 $ 2,455,000 $ 204,583 $ 86,000
Woods, Oklahoma 12 $ 1,252,000 $ 104,333 $ 68,000
Nueces, Texas 12 $ 1,956,000 $ 163,000 $ 93,000
Cache, Utah 12 $ 1,819,000 $ 151,583 $ 69,000
Franklin, Washington 12 $ 1,971,000 $ 164,250 $ 50,000
Paulding, Georgia 11 $ 1,638,000 $ 148,909 $ 71,000
Jackson, Michigan 11 $ 1,817,000 $ 165,181 $ 102,000
Stearns, Minnesota 11 $ 1,534,000 $ 139,454 $ 65,000
Cass, Missouri 11 $ 2,776,000 $ 252,363 $ 109,000
Alamance, North Carolina 11 $ 1,727,000 $ 157,000 $ 72,000
Cumberland, North Carolina 11 $ 1,366,000 $ 124,181 $ 68,000
Bristol, Rhode Island 11 $ 3,399,000 $ 309,000 $ 126,000
Anderson, South Carolina 11 $ 1,774,000 $ 161,272 $ 71,000
Horry, South Carolina 11 $ 2,283,000 $ 207,545 $ 174,000
Knox, Tennessee 11 $ 2,585,000 $ 235,000 $ 123,000
Rutherford, Tennessee 11 $ 1,558,000 $ 141,636 $ 91,000
Brown, Wisconsin 11 $ 1,556,000 $ 141,454 $ 87,000
Navajo, Arizona 10 $ 1,594,000 $ 159,400 $ 100,000
Chatham, Georgia 10 $ 1,892,000 $ 189,200 $ 93,000
Henry, Georgia 10 $ 2,292,000 $ 229,200 $ 152,000
Champaign, Illinois 10 $ 1,668,000 $ 166,800 $ 159,000
Tippecanoe, Indiana 10 $ 1,465,000 $ 146,500 $ 95,000
Oldham, Kentucky 10 $ 2,836,000 $ 283,600 $ 114,000
Androscoggin, Maine 10 $ 2,077,000 $ 207,700 $ 83,000
Howard, Maryland 10 $ 4,002,000 $ 400,200 $ 157,000
Cass, Michigan 10 $ 1,705,000 $ 170,500 $ 146,000
Ingham, Michigan 10 $ 2,656,000 $ 265,600 $ 128,000
Kalamazoo, Michigan 10 $ 1,572,000 $ 157,200 $ 105,000
Platte, Missouri 10 $ 2,495,000 $ 249,500 $ 129,000
Carteret, North Carolina 10 $ 2,121,000 $ 212,100 $ 112,000
Medina, Ohio 10 $ 1,645,000 $ 164,500 $ 89,000
Lane, Oregon 10 $ 1,566,000 $ 156,600 $ 57,000
Alexandria, Virginia 10 $ 3,576,000 $ 357,600 $ 126,000
Spokane, Washington 10 $ 2,277,000 $ 227,700 $ 107,000
Yolo, California 9 $ 2,571,000 $ 285,666 $ 131,000
Hernando, Florida 9 $ 1,074,000 $ 119,333 $ 78,000
Coweta, Georgia 9 $ 2,345,000 $ 260,555 $ 135,000
Hall, Georgia 9 $ 2,079,000 $ 231,000 $ 70,000
Maui, Hawaii 9 $ 3,219,000 $ 357,666 $ 324,000
Sangamon, Illinois 9 $ 1,287,000 $ 143,000 $ 85,000
Tazewell, Illinois 9 $ 1,699,000 $ 188,777 $ 93,000
Jasper, Indiana 9 $ 1,441,000 $ 160,111 $ 78,000
Wyandotte, Kansas 9 $ 1,261,000 $ 140,111 $ 90,000
Berkshire, Massachusetts 9 $ 1,780,000 $ 197,777 $ 118,000
Eaton, Michigan 9 $ 1,239,000 $ 137,666 $ 84,000
Van Buren, Michigan 9 $ 1,735,000 $ 192,777 $ 571,000
Carlton, Minnesota 9 $ 1,304,000 $ 144,888 $ 57,000
Camden, Missouri 9 $ 1,526,000 $ 169,555 $ 309,000
Lincoln, Missouri 9 $ 1,418,000 $ 157,555 $ 73,000
Douglas, Nebraska 9 $ 1,305,000 $ 145,000 $ 81,000
Bernalillo, New Mexico 9 $ 2,273,000 $ 252,555 $ 158,000
Dona Ana, New Mexico 9 $ 1,138,000 $ 126,444 $ 86,000
Dutchess, New York 9 $ 2,231,000 $ 247,888 $ 99,000
Randolph, North Carolina 9 $ 1,354,000 $ 150,444 $ 59,000
Woodward, Oklahoma 9 $ 1,134,000 $ 126,000 $ 67,000
Wyoming, Pennsylvania 9 $ 1,309,000 $ 145,444 $ 59,000
Washington, Utah 9 $ 1,364,000 $ 151,555 $ 221,000
Windsor, Vermont 9 $ 2,105,000 $ 233,888 $ 522,000
Spotsylvania, Virginia 9 $ 3,478,000 $ 386,444 $ 168,000
Baldwin, Alabama 8 $ 1,610,000 $ 201,250 $ 105,000
Ada, Idaho 8 $ 1,791,000 $ 223,875 $ 133,000
Boone, Illinois 8 $ 1,067,000 $ 133,375 $ 112,000
Jo Daviess, Illinois 8 $ 1,787,000 $ 223,375 $ 333,000
Boone, Indiana 8 $ 1,889,000 $ 236,125 $ 126,000
Scott, Iowa 8 $ 1,184,000 $ 148,000 $ 91,000
Anne Arundel, Maryland 8 $ 2,564,000 $ 320,500 $ 215,000
Hampshire, Massachusetts 8 $ 1,861,000 $ 232,625 $ 121,000
Benton, Minnesota 8 $ 805,000 $ 100,625 $ 54,000
Davie, North Carolina 8 $ 1,156,000 $ 144,500 $ 69,000
Iredell, North Carolina 8 $ 2,530,000 $ 316,250 $ 100,000
Wayne, North Carolina 8 $ 977,000 $ 122,125 $ 51,000
Lucas, Ohio 8 $ 929,000 $ 116,125 $ 76,000
Cleveland, Oklahoma 8 $ 1,081,000 $ 135,125 $ 120,000
Linn, Oregon 8 $ 964,000 $ 120,500 $ 60,000
Carbon, Pennsylvania 8 $ 844,000 $ 105,500 $ 48,000
Lancaster, South Carolina 8 $ 1,834,000 $ 229,250 $ 142,000
Whatcom, Washington 8 $ 2,206,000 $ 275,750 $ 80,000
Yakima, Washington 8 $ 1,822,000 $ 227,750 $ 131,000
Fond du Lac, Wisconsin 8 $ 1,491,000 $ 186,375 $ 124,000
Imperial, California 7 $ 1,260,000 $ 180,000 $ 140,000
Elbert, Colorado 7 $ 2,123,000 $ 303,285 $ 140,000
Windham, Connecticut 7 $ 1,303,000 $ 186,142 $ 63,000
Indian River, Florida 7 $ 1,602,000 $ 228,857 $ 309,000
Columbia, Georgia 7 $ 1,881,000 $ 268,714 $ 122,000
Glynn, Georgia 7 $ 724,000 $ 103,428 $ 143,000
Ogle, Illinois 7 $ 1,252,000 $ 178,857 $ 88,000
Steuben, Indiana 7 $ 970,000 $ 138,571 $ 111,000
Jefferson, Louisiana 7 $ 1,436,000 $ 205,142 $ 119,000
Kennebec, Maine 7 $ 953,000 $ 136,142 $ 66,000
Oxford, Maine 7 $ 1,260,000 $ 180,000 $ 322,000
Barry, Michigan 7 $ 1,281,000 $ 183,000 $ 79,000
Calhoun, Michigan 7 $ 1,059,000 $ 151,285 $ 60,000
Lapeer, Michigan 7 $ 1,049,000 $ 149,857 $ 54,000
Lenawee, Michigan 7 $ 1,150,000 $ 164,285 $ 113,000
Saginaw, Michigan 7 $ 925,000 $ 132,142 $ 59,000
Hinds, Mississippi 7 $ 640,000 $ 91,428 $ 74,000
Salem, New Jersey 7 $ 1,599,000 $ 228,428 $ 112,000
Erie, New York 7 $ 1,153,000 $ 164,714 $ 121,000
Ulster, New York 7 $ 2,400,000 $ 342,857 $ 291,000
Gaston, North Carolina 7 $ 1,295,000 $ 185,000 $ 105,000
Jackson, North Carolina 7 $ 1,705,000 $ 243,571 $ 102,000
Cass, North Dakota 7 $ 1,231,000 $ 175,857 $ 60,000
Montgomery, Ohio 7 $ 1,107,000 $ 158,142 $ 76,000
Marion, Oregon 7 $ 1,024,000 $ 146,285 $ 50,000
Cumberland, Pennsylvania 7 $ 1,681,000 $ 240,142 $ 125,000
Lebanon, Pennsylvania 7 $ 1,249,000 $ 178,428 $ 79,000
Beaufort, South Carolina 7 $ 2,316,000 $ 330,857 $ 167,000
Pickens, South Carolina 7 $ 902,000 $ 128,857 $ 54,000
Orange, Virginia 7 $ 1,608,000 $ 229,714 $ 83,000
Sheboygan, Wisconsin 7 $ 739,000 $ 105,571 $ 145,000
St. Croix, Wisconsin 7 $ 1,454,000 $ 207,714 $ 87,000
Madison, Alabama 6 $ 1,890,000 $ 315,000 $ 146,000
Cochise, Arizona 6 $ 1,505,000 $ 250,833 $ 95,000
La Plata, Colorado 6 $ 1,553,000 $ 258,833 $ 119,000
Park, Colorado 6 $ 1,326,000 $ 221,000 $ 98,000
Pitkin, Colorado 6 $ 2,981,000 $ 496,833 $ 266,000
Okaloosa, Florida 6 $ 1,571,000 $ 261,833 $ 155,000
Bartholomew, Indiana 6 $ 837,000 $ 139,500 $ 82,000
Hancock, Indiana 6 $ 734,000 $ 122,333 $ 77,000
Monroe, Indiana 6 $ 674,000 $ 112,333 $ 96,000
White, Indiana 6 $ 975,000 $ 162,500 $ 98,000
Sedgwick, Kansas 6 $ 1,391,000 $ 231,833 $ 140,000
Shelby, Kentucky 6 $ 1,329,000 $ 221,500 $ 95,000
St. Tammany, Louisiana 6 $ 855,000 $ 142,500 $ 109,000
Emmet, Michigan 6 $ 1,284,000 $ 214,000 $ 154,000
Grand Traverse, Michigan 6 $ 1,980,000 $ 330,000 $ 145,000
Hillsdale, Michigan 6 $ 833,000 $ 138,833 $ 156,000
Leelanau, Michigan 6 $ 1,668,000 $ 278,000 $ 167,000
Monroe, Michigan 6 $ 835,000 $ 139,166 $ 92,000
Cottonwood, Minnesota 6 $ 411,000 $ 68,500 $ 31,000
Kanabec, Minnesota 6 $ 626,000 $ 104,333 $ 32,000
Murray, Minnesota 6 $ 805,000 $ 134,166 $ 64,000
Olmsted, Minnesota 6 $ 1,394,000 $ 232,333 $ 119,000
Onondaga, New York 6 $ 1,052,000 $ 175,333 $ 117,000
Dare, North Carolina 6 $ 1,979,000 $ 329,833 $ 167,000
Moore, North Carolina 6 $ 1,394,000 $ 232,333 $ 128,000
Rockingham, North Carolina 6 $ 672,000 $ 112,000 $ 47,000
Williams, North Dakota 6 $ 1,373,000 $ 228,833 $ 143,000
Portage, Ohio 6 $ 1,083,000 $ 180,500 $ 84,000
Beckham, Oklahoma 6 $ 1,244,000 $ 207,333 $ 116,000
Douglas, Oregon 6 $ 1,195,000 $ 199,166 $ 73,000
Susquehanna, Pennsylvania 6 $ 903,000 $ 150,500 $ 65,000
Sevier, Tennessee 6 $ 951,000 $ 158,500 $ 125,000
Bastrop, Texas 6 $ 1,066,000 $ 177,666 $ 85,000
Comal, Texas 6 $ 1,328,000 $ 221,333 $ 101,000
Parker, Texas 6 $ 1,748,000 $ 291,333 $ 97,000
Stafford, Virginia 6 $ 1,664,000 $ 277,333 $ 126,000
Island, Washington 6 $ 1,758,000 $ 293,000 $ 100,000
Jefferson, Wisconsin 6 $ 974,000 $ 162,333 $ 51,000
Ozaukee, Wisconsin 6 $ 2,173,000 $ 362,166 $ 169,000
Sublette, Wyoming 6 $ 511,000 $ 85,166 $ 328,000
Calaveras, California 5 $ 1,012,000 $ 202,400 $ 148,000
Clear Creek, Colorado 5 $ 1,988,000 $ 397,600 $ 104,000
Garfield, Colorado 5 $ 1,355,000 $ 271,000 $ 91,000
Gunnison, Colorado 5 $ 1,603,000 $ 320,600 $ 132,000
Escambia, Florida 5 $ 653,000 $ 130,600 $ 106,000
Leon, Florida 5 $ 1,028,000 $ 205,600 $ 70,000
Sumter, Florida 5 $ 922,000 $ 184,400 $ 69,000
Clayton, Georgia 5 $ 742,000 $ 148,400 $ 62,000
Douglas, Georgia 5 $ 509,000 $ 101,800 $ 59,000
Kauai, Hawaii 5 $ 2,554,000 $ 510,800 $ 146,000
Page:

Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 34,008 $8,884,753,000 $261,000 $2,981,000 $122,000 $7,699,000
Refinancing 16,589 $4,661,750,000 $281,000 $2,300,000 $136,000 $3,875,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 38,107 $10,180,920,000 $267,000 $2,981,000 $129,000 $7,699,000
Not Provided 3,818 $1,103,757,000 $289,000 $2,230,000 $133,000 $2,250,000
Asian 3,688 $1,120,338,000 $303,000 $2,000,000 $141,000 $1,034,000
Hispanic 3,028 $702,239,000 $231,000 $2,288,000 $94,000 $1,100,000
Black or African American 1,627 $350,063,000 $215,000 $1,313,000 $92,000 $1,261,000
Native Hawaiian or Other Pacific Islander 176 $49,715,000 $282,000 $1,551,000 $127,000 $968,000
American Indian or Alaskan Native 153 $39,471,000 $257,000 $1,362,000 $108,000 $701,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 42,740 $11,848,020,000 $277,000 $2,981,000 $136,000 $7,699,000
FHA-insured (Federal Housing Administration) 5,463 $1,137,930,000 $208,000 $985,000 $76,000 $544,000
VA-guaranteed (Veterans Administration) 1,647 $443,754,000 $269,000 $1,094,000 $89,000 $415,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 747 $116,799,000 $156,000 $580,000 $53,000 $358,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 37,072 $9,778,832,000 $263,000 $2,300,000 $124,000 $3,875,000
Application Withdrawn By Applicant 6,594 $1,868,452,000 $283,000 $2,500,000 $134,000 $3,000,000
Application Denied By Financial Institution 3,437 $886,216,000 $257,000 $2,300,000 $115,000 $2,881,000
File Closed For Incompleteness 3,187 $937,294,000 $294,000 $2,981,000 $145,000 $3,988,000
Application Approved But Not Accepted 307 $75,709,000 $246,000 $2,100,000 $147,000 $7,699,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 874 $227,869,000 $260,000 $1,500,000 $81,000 $757,000
Credit History 699 $170,725,000 $244,000 $1,670,000 $104,000 $2,881,000
Collateral 691 $162,242,000 $234,000 $2,000,000 $140,000 $1,773,000
Other 566 $150,415,000 $265,000 $2,300,000 $144,000 $2,850,000
Unverifiable Information 195 $47,444,000 $243,000 $1,000,000 $101,000 $480,000
Credit Application Incomplete 125 $49,232,000 $393,000 $2,100,000 $186,000 $1,932,000
Employment History 93 $22,994,000 $247,000 $1,425,000 $81,000 $375,000
Insufficient Cash (Downpayment, Closing Cost) 60 $13,982,000 $233,000 $1,000,000 $92,000 $323,000
Mortgage Insurance Denied 10 $1,940,000 $194,000 $280,000 $89,000 $145,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List