Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2014
In 2014, Guaranteed Rate, Inc. of Chicago, IL reported 50,597 mortgage applications totaling $13.5 billion, down 25% from 2013. The average application was for $267,733, and applicants reported an average income of $126,590. 73% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (12,907), Cambridge-Newton-Framingham, MA (2,404) and New York-Jersey City-White Plains, NY-NJ (2,105) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 50,597 |
| Total Mortgage Loan Application Amount | $13,546,503,000 |
| Average Mortgage Loan Application Amount | $267,733 |
| Highest Mortgage Loan Application Amount | $2,981,000 |
| Average Applicant Income | $126,590 |
| Highest Applicant Income | $7,699,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 12,907 | $ 3,416,026,000 | $ 264,664 | $ 132,000 |
| Cambridge-Newton-Framingham, MA | 2,404 | $ 788,240,000 | $ 327,886 | $ 128,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,105 | $ 789,240,000 | $ 374,935 | $ 165,165 |
| Boston, MA | 1,607 | $ 546,342,000 | $ 339,976 | $ 136,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,200 | $ 280,746,000 | $ 233,955 | $ 114,000 |
| Denver-Aurora-Lakewood, CO | 1,093 | $ 293,569,000 | $ 268,590 | $ 121,000 |
| Lake County-Kenosha County, IL-WI | 1,000 | $ 287,741,000 | $ 287,741 | $ 148,648 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 905 | $ 206,596,000 | $ 228,282 | $ 117,000 |
| Los Angeles-Long Beach-Glendale, CA | 831 | $ 365,300,000 | $ 439,590 | $ 152,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 766 | $ 151,201,000 | $ 197,390 | $ 90,041 |
| Elgin, IL | 746 | $ 157,944,000 | $ 211,721 | $ 115,000 |
| Gary, IN | 676 | $ 121,900,000 | $ 180,325 | $ 80,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 675 | $ 172,285,000 | $ 255,237 | $ 160,000 |
| Newark, NJ-PA | 672 | $ 201,209,000 | $ 299,418 | $ 147,120 |
| Riverside-San Bernardino-Ontario, CA | 614 | $ 172,000,000 | $ 280,130 | $ 115,000 |
| Salt Lake City, UT | 607 | $ 130,693,000 | $ 215,309 | $ 91,000 |
| St. Louis, MO-IL | 561 | $ 103,261,000 | $ 184,065 | $ 94,229 |
| San Diego-Carlsbad, CA | 520 | $ 204,628,000 | $ 393,515 | $ 138,000 |
| Providence-Warwick, RI-MA | 517 | $ 123,521,000 | $ 238,918 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 487 | $ 114,601,000 | $ 235,320 | $ 131,000 |
| Wilmington, NC | 460 | $ 98,767,000 | $ 214,710 | $ 112,000 |
| Hartford-West Hartford-East Hartford, CT | 446 | $ 94,328,000 | $ 211,497 | $ 100,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 428 | $ 201,619,000 | $ 471,072 | $ 153,000 |
| Worcester, MA-CT | 421 | $ 112,656,000 | $ 267,591 | $ 118,068 |
| San Francisco-Redwood City-South San Francisco, CA | 396 | $ 217,672,000 | $ 549,676 | $ 183,000 |
| Philadelphia, PA | 381 | $ 96,661,000 | $ 253,703 | $ 127,000 |
| Oakland-Hayward-Berkeley, CA | 366 | $ 160,461,000 | $ 438,418 | $ 151,000 |
| Tampa-St. Petersburg-Clearwater, FL | 364 | $ 72,685,000 | $ 199,684 | $ 110,000 |
| Houston-The Woodlands-Sugar Land, TX | 359 | $ 80,799,000 | $ 225,066 | $ 139,000 |
| Montgomery County-Bucks County-Chester County, PA | 350 | $ 92,962,000 | $ 265,605 | $ 128,000 |
| Ogden-Clearfield, UT | 332 | $ 74,527,000 | $ 224,478 | $ 82,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 324 | $ 42,105,000 | $ 129,953 | $ 72,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 323 | $ 110,776,000 | $ 342,959 | $ 138,368 |
| Sacramento--Roseville--Arden-Arcade, CA | 309 | $ 82,682,000 | $ 267,579 | $ 111,000 |
| Seattle-Bellevue-Everett, WA | 307 | $ 93,287,000 | $ 303,866 | $ 116,000 |
| Kansas City, MO-KS | 306 | $ 68,491,000 | $ 223,826 | $ 112,006 |
| Warren-Troy-Farmington Hills, MI | 302 | $ 61,486,000 | $ 203,596 | $ 114,000 |
| Milwaukee-Waukesha-West Allis, WI | 296 | $ 64,327,000 | $ 217,320 | $ 108,000 |
| Raleigh, NC | 285 | $ 68,507,000 | $ 240,375 | $ 102,000 |
| Anaheim-Santa Ana-Irvine, CA | 281 | $ 134,837,000 | $ 479,846 | $ 168,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 276 | $ 71,436,000 | $ 258,826 | $ 110,485 |
| Cincinnati, OH-KY-IN | 271 | $ 57,270,000 | $ 211,328 | $ 126,793 |
| North Port-Sarasota-Bradenton, FL | 271 | $ 56,066,000 | $ 206,885 | $ 106,000 |
| Durham-Chapel Hill, NC | 264 | $ 62,547,000 | $ 236,920 | $ 131,000 |
| Camden, NJ | 255 | $ 54,471,000 | $ 213,611 | $ 111,000 |
| Nassau County-Suffolk County, NY | 253 | $ 107,726,000 | $ 425,794 | $ 245,000 |
| Dallas-Plano-Irving, TX | 251 | $ 59,756,000 | $ 238,071 | $ 127,000 |
| Orlando-Kissimmee-Sanford, FL | 229 | $ 40,549,000 | $ 177,069 | $ 78,000 |
| Las Vegas-Henderson-Paradise, NV | 221 | $ 46,092,000 | $ 208,561 | $ 112,000 |
| Austin-Round Rock, TX | 214 | $ 54,718,000 | $ 255,691 | $ 138,000 |
| Jacksonville, FL | 203 | $ 42,100,000 | $ 207,389 | $ 92,000 |
| Portland-South Portland, ME | 193 | $ 48,017,000 | $ 248,792 | $ 146,000 |
| New Haven-Milford, CT | 191 | $ 35,889,000 | $ 187,900 | $ 97,000 |
| Provo-Orem, UT | 175 | $ 42,318,000 | $ 241,817 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 174 | $ 40,778,000 | $ 234,356 | $ 133,517 |
| Indianapolis-Carmel-Anderson, IN | 171 | $ 32,139,000 | $ 187,947 | $ 102,000 |
| Birmingham-Hoover, AL | 165 | $ 35,026,000 | $ 212,278 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 163 | $ 42,833,000 | $ 262,779 | $ 147,000 |
| Rockingham County-Strafford County, NH | 163 | $ 40,835,000 | $ 250,521 | $ 110,000 |
| Manchester-Nashua, NH | 160 | $ 36,883,000 | $ 230,518 | $ 106,000 |
| Boulder, CO | 154 | $ 47,501,000 | $ 308,448 | $ 132,000 |
| Grand Rapids-Wyoming, MI | 154 | $ 26,636,000 | $ 172,961 | $ 82,000 |
| Barnstable Town, MA | 148 | $ 38,463,000 | $ 259,885 | $ 143,000 |
| Ann Arbor, MI | 132 | $ 30,262,000 | $ 229,257 | $ 135,000 |
| Fort Worth-Arlington, TX | 129 | $ 26,127,000 | $ 202,534 | $ 104,000 |
| Detroit-Dearborn-Livonia, MI | 122 | $ 22,521,000 | $ 184,598 | $ 91,000 |
| Palm Bay-Melbourne-Titusville, FL | 120 | $ 18,168,000 | $ 151,400 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 118 | $ 47,025,000 | $ 398,516 | $ 175,000 |
| Charleston-North Charleston, SC | 116 | $ 31,037,000 | $ 267,560 | $ 116,000 |
| Tucson, AZ | 109 | $ 22,346,000 | $ 205,009 | $ 121,000 |
| Louisville/Jefferson County, KY-IN | 107 | $ 23,352,000 | $ 218,242 | $ 103,570 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 106 | $ 20,675,000 | $ 195,047 | $ 104,094 |
| Cape Coral-Fort Myers, FL | 105 | $ 20,685,000 | $ 197,000 | $ 142,000 |
| Jacksonville, NC | 104 | $ 17,850,000 | $ 171,634 | $ 84,000 |
| Winston-Salem, NC | 104 | $ 14,781,000 | $ 142,125 | $ 66,000 |
| Baltimore-Columbia-Towson, MD | 102 | $ 25,868,000 | $ 253,607 | $ 124,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 101 | $ 25,206,000 | $ 249,564 | $ 124,000 |
| Ocean City, NJ | 95 | $ 26,501,000 | $ 278,957 | $ 164,000 |
| Santa Rosa, CA | 94 | $ 32,133,000 | $ 341,840 | $ 141,000 |
| Atlantic City-Hammonton, NJ | 90 | $ 16,774,000 | $ 186,377 | $ 87,000 |
| Greensboro-High Point, NC | 90 | $ 15,413,000 | $ 171,255 | $ 75,000 |
| Memphis, TN-MS-AR | 84 | $ 13,915,000 | $ 165,654 | $ 86,714 |
| Allentown-Bethlehem-Easton, PA-NJ | 83 | $ 15,741,000 | $ 189,650 | $ 108,361 |
| Santa Cruz-Watsonville, CA | 81 | $ 35,437,000 | $ 437,493 | $ 127,000 |
| Greenville-Anderson-Mauldin, SC | 80 | $ 13,203,000 | $ 165,037 | $ 64,000 |
| Santa Maria-Santa Barbara, CA | 80 | $ 41,633,000 | $ 520,412 | $ 183,000 |
| Sioux City, IA-NE-SD | 79 | $ 12,588,000 | $ 159,341 | $ 86,405 |
| Port St. Lucie, FL | 78 | $ 13,028,000 | $ 167,025 | $ 127,000 |
| New Orleans-Metairie, LA | 76 | $ 18,810,000 | $ 247,500 | $ 119,000 |
| Silver Spring-Frederick-Rockville, MD | 73 | $ 27,392,000 | $ 375,232 | $ 168,000 |
| San Rafael, CA | 72 | $ 44,195,000 | $ 613,819 | $ 190,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 70 | $ 31,242,000 | $ 446,314 | $ 172,000 |
| Pittsburgh, PA | 66 | $ 12,736,000 | $ 192,969 | $ 110,000 |
| Tacoma-Lakewood, WA | 66 | $ 17,933,000 | $ 271,712 | $ 122,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 60 | $ 9,756,000 | $ 162,600 | $ 95,000 |
| Naples-Immokalee-Marco Island, FL | 60 | $ 19,092,000 | $ 318,200 | $ 188,000 |
| Des Moines-West Des Moines, IA | 59 | $ 10,460,000 | $ 177,288 | $ 93,000 |
| Columbia, SC | 58 | $ 9,233,000 | $ 159,189 | $ 76,000 |
| Trenton, NJ | 54 | $ 13,174,000 | $ 243,962 | $ 127,000 |
| San Antonio-New Braunfels, TX | 52 | $ 11,080,000 | $ 213,076 | $ 119,000 |
| Wilmington, DE-MD-NJ | 52 | $ 16,373,000 | $ 314,865 | $ 144,442 |
| Madison, WI | 47 | $ 11,317,000 | $ 240,787 | $ 118,000 |
| Elkhart-Goshen, IN | 43 | $ 5,606,000 | $ 130,372 | $ 54,000 |
| Stockton-Lodi, CA | 43 | $ 11,115,000 | $ 258,488 | $ 132,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 42 | $ 9,243,000 | $ 220,071 | $ 127,571 |
| Asheville, NC | 41 | $ 7,236,000 | $ 176,487 | $ 72,000 |
| Cleveland-Elyria, OH | 40 | $ 6,575,000 | $ 164,375 | $ 102,000 |
| Niles-Benton Harbor, MI | 40 | $ 8,401,000 | $ 210,025 | $ 204,000 |
| Napa, CA | 38 | $ 15,313,000 | $ 402,973 | $ 140,000 |
| Akron, OH | 37 | $ 5,643,000 | $ 152,513 | $ 92,000 |
| Fresno, CA | 37 | $ 6,633,000 | $ 179,270 | $ 117,000 |
| East Stroudsburg, PA | 36 | $ 5,162,000 | $ 143,388 | $ 97,000 |
| Missoula, MT | 36 | $ 7,088,000 | $ 196,888 | $ 98,000 |
| Yuma, AZ | 36 | $ 6,656,000 | $ 184,888 | $ 89,000 |
| Richmond, VA | 35 | $ 7,268,000 | $ 207,657 | $ 120,000 |
| Urban Honolulu, HI | 35 | $ 11,104,000 | $ 317,257 | $ 106,000 |
| Kennewick-Richland, WA | 34 | $ 6,031,000 | $ 177,382 | $ 68,000 |
| Salinas, CA | 34 | $ 12,371,000 | $ 363,852 | $ 133,000 |
| Fort Collins, CO | 32 | $ 7,917,000 | $ 247,406 | $ 115,000 |
| Duluth, MN-WI | 30 | $ 4,160,000 | $ 138,666 | $ 61,666 |
| Lakeland-Winter Haven, FL | 30 | $ 4,308,000 | $ 143,600 | $ 75,000 |
| Bakersfield, CA | 29 | $ 5,387,000 | $ 185,758 | $ 129,000 |
| Greeley, CO | 29 | $ 8,097,000 | $ 279,206 | $ 129,000 |
| Reading, PA | 29 | $ 5,326,000 | $ 183,655 | $ 74,000 |
| Charlottesville, VA | 28 | $ 6,585,000 | $ 235,178 | $ 95,000 |
| Michigan City-La Porte, IN | 28 | $ 6,530,000 | $ 233,214 | $ 176,000 |
| Prescott, AZ | 28 | $ 6,255,000 | $ 223,392 | $ 108,000 |
| Vallejo-Fairfield, CA | 28 | $ 8,551,000 | $ 305,392 | $ 111,000 |
| Columbus, OH | 27 | $ 5,046,000 | $ 186,888 | $ 99,000 |
| La Crosse-Onalaska, WI-MN | 26 | $ 3,525,000 | $ 135,576 | $ 61,692 |
| Lexington-Fayette, KY | 26 | $ 5,061,000 | $ 194,653 | $ 128,000 |
| Oklahoma City, OK | 26 | $ 3,871,000 | $ 148,884 | $ 112,000 |
| Springfield, MA | 26 | $ 4,721,000 | $ 181,576 | $ 92,000 |
| Bend-Redmond, OR | 25 | $ 5,034,000 | $ 201,360 | $ 74,000 |
| Kankakee, IL | 25 | $ 3,541,000 | $ 141,640 | $ 68,000 |
| Punta Gorda, FL | 25 | $ 4,074,000 | $ 162,960 | $ 89,000 |
| Chico, CA | 24 | $ 3,985,000 | $ 166,041 | $ 79,000 |
| Lansing-East Lansing, MI | 23 | $ 4,407,000 | $ 191,608 | $ 101,000 |
| South Bend-Mishawaka, IN-MI | 23 | $ 4,173,000 | $ 181,434 | $ 129,043 |
| Rockford, IL | 22 | $ 2,842,000 | $ 129,181 | $ 101,000 |
| Colorado Springs, CO | 21 | $ 6,269,000 | $ 298,523 | $ 127,000 |
| Dutchess County-Putnam County, NY | 21 | $ 6,477,000 | $ 308,428 | $ 178,000 |
| El Paso, TX | 21 | $ 3,022,000 | $ 143,904 | $ 158,000 |
| Greenville, NC | 20 | $ 3,288,000 | $ 164,400 | $ 98,000 |
| Fort Wayne, IN | 19 | $ 2,794,000 | $ 147,052 | $ 83,000 |
| Kalamazoo-Portage, MI | 19 | $ 3,307,000 | $ 174,052 | $ 326,000 |
| Racine, WI | 19 | $ 3,219,000 | $ 169,421 | $ 106,000 |
| Spartanburg, SC | 19 | $ 3,073,000 | $ 161,736 | $ 80,000 |
| St. Cloud, MN | 19 | $ 2,339,000 | $ 123,105 | $ 60,000 |
| Beaumont-Port Arthur, TX | 18 | $ 2,751,000 | $ 152,833 | $ 103,000 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 5,181,000 | $ 287,833 | $ 232,000 |
| Muskegon, MI | 17 | $ 2,466,000 | $ 145,058 | $ 65,000 |
| Norwich-New London, CT | 17 | $ 3,493,000 | $ 205,470 | $ 87,000 |
| Salisbury, MD-DE | 17 | $ 5,327,000 | $ 313,352 | $ 163,294 |
| Davenport-Moline-Rock Island, IA-IL | 16 | $ 2,298,000 | $ 143,625 | $ 86,500 |
| Flagstaff, AZ | 16 | $ 4,569,000 | $ 285,562 | $ 164,000 |
| Knoxville, TN | 16 | $ 3,872,000 | $ 242,000 | $ 135,000 |
| Modesto, CA | 16 | $ 3,226,000 | $ 201,625 | $ 105,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 16 | $ 6,707,000 | $ 419,187 | $ 183,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 3,244,000 | $ 216,266 | $ 159,000 |
| Olympia-Tumwater, WA | 15 | $ 4,184,000 | $ 278,933 | $ 117,000 |
| Merced, CA | 14 | $ 2,492,000 | $ 178,000 | $ 93,000 |
| Reno, NV | 14 | $ 2,676,000 | $ 191,142 | $ 141,000 |
| Albuquerque, NM | 13 | $ 3,200,000 | $ 246,153 | $ 142,000 |
| Bremerton-Silverdale, WA | 13 | $ 2,972,000 | $ 228,615 | $ 99,000 |
| Corpus Christi, TX | 13 | $ 2,276,000 | $ 175,076 | $ 91,000 |
| Dayton, OH | 13 | $ 2,137,000 | $ 164,384 | $ 166,000 |
| Erie, PA | 13 | $ 1,610,000 | $ 123,846 | $ 83,000 |
| Flint, MI | 13 | $ 2,175,000 | $ 167,307 | $ 127,000 |
| Lancaster, PA | 13 | $ 1,808,000 | $ 139,076 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 1,900,000 | $ 146,153 | $ 97,153 |
| Peoria, IL | 13 | $ 2,966,000 | $ 228,153 | $ 111,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 2,420,000 | $ 201,666 | $ 119,000 |
| Bloomington, IL | 12 | $ 1,820,000 | $ 151,666 | $ 122,000 |
| Fargo, ND-MN | 12 | $ 2,216,000 | $ 184,666 | $ 66,250 |
| Fayetteville, NC | 12 | $ 1,563,000 | $ 130,250 | $ 68,000 |
| Green Bay, WI | 12 | $ 1,716,000 | $ 143,000 | $ 93,000 |
| Logan, UT-ID | 12 | $ 1,819,000 | $ 151,583 | $ 69,000 |
| Burlington, NC | 11 | $ 1,727,000 | $ 157,000 | $ 72,000 |
| Harrisburg-Carlisle, PA | 11 | $ 2,172,000 | $ 197,454 | $ 105,000 |
| Jackson, MI | 11 | $ 1,817,000 | $ 165,181 | $ 102,000 |
| Savannah, GA | 11 | $ 2,074,000 | $ 188,545 | $ 93,000 |
| Spokane-Spokane Valley, WA | 11 | $ 2,459,000 | $ 223,545 | $ 103,000 |
| Toledo, OH | 11 | $ 1,389,000 | $ 126,272 | $ 74,000 |
| Appleton, WI | 10 | $ 1,538,000 | $ 153,800 | $ 111,000 |
| Carbondale-Marion, IL | 10 | $ 1,252,000 | $ 125,200 | $ 70,000 |
| Champaign-Urbana, IL | 10 | $ 1,668,000 | $ 166,800 | $ 159,000 |
| Eugene, OR | 10 | $ 1,566,000 | $ 156,600 | $ 57,000 |
| Evansville, IN-KY | 10 | $ 1,936,000 | $ 193,600 | $ 110,200 |
| Lafayette-West Lafayette, IN | 10 | $ 1,465,000 | $ 146,500 | $ 95,000 |
| Lewiston-Auburn, ME | 10 | $ 2,077,000 | $ 207,700 | $ 83,000 |
| Salem, OR | 10 | $ 1,514,000 | $ 151,400 | $ 47,000 |
| Baton Rouge, LA | 9 | $ 2,709,000 | $ 301,000 | $ 135,000 |
| Boise City, ID | 9 | $ 2,070,000 | $ 230,000 | $ 134,000 |
| Brunswick, GA | 9 | $ 1,137,000 | $ 126,333 | $ 128,000 |
| Gainesville, GA | 9 | $ 2,079,000 | $ 231,000 | $ 70,000 |
| Jackson, MS | 9 | $ 1,138,000 | $ 126,444 | $ 79,000 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 3,219,000 | $ 357,666 | $ 324,000 |
| Las Cruces, NM | 9 | $ 1,138,000 | $ 126,444 | $ 86,000 |
| Pittsfield, MA | 9 | $ 1,780,000 | $ 197,777 | $ 118,000 |
| Springfield, IL | 9 | $ 1,287,000 | $ 143,000 | $ 85,000 |
| St. George, UT | 9 | $ 1,364,000 | $ 151,555 | $ 221,000 |
| Albany, OR | 8 | $ 964,000 | $ 120,500 | $ 60,000 |
| Bellingham, WA | 8 | $ 2,206,000 | $ 275,750 | $ 80,000 |
| Bloomington, IN | 8 | $ 929,000 | $ 116,125 | $ 87,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 8 | $ 1,239,000 | $ 154,875 | $ 112,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 1,610,000 | $ 201,250 | $ 105,000 |
| Fond Du Lac, WI | 8 | $ 1,491,000 | $ 186,375 | $ 124,000 |
| Goldsboro, NC | 8 | $ 977,000 | $ 122,125 | $ 51,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,975,000 | $ 246,875 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,190,000 | $ 148,750 | $ 65,000 |
| Yakima, WA | 8 | $ 1,822,000 | $ 227,750 | $ 131,000 |
| Battle Creek, MI | 7 | $ 1,059,000 | $ 151,285 | $ 60,000 |
| El Centro, CA | 7 | $ 1,260,000 | $ 180,000 | $ 140,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,316,000 | $ 330,857 | $ 167,000 |
| Huntsville, AL | 7 | $ 2,007,000 | $ 286,714 | $ 130,000 |
| Kingston, NY | 7 | $ 2,400,000 | $ 342,857 | $ 291,000 |
| Lebanon, PA | 7 | $ 1,249,000 | $ 178,428 | $ 79,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,070,000 | $ 152,857 | $ 117,000 |
| Rochester, MN | 7 | $ 1,490,000 | $ 212,857 | $ 107,000 |
| Rochester, NY | 7 | $ 1,124,000 | $ 160,571 | $ 117,000 |
| Saginaw, MI | 7 | $ 925,000 | $ 132,142 | $ 59,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,602,000 | $ 228,857 | $ 309,000 |
| Sheboygan, WI | 7 | $ 739,000 | $ 105,571 | $ 145,000 |
| Syracuse, NY | 7 | $ 1,304,000 | $ 186,285 | $ 113,000 |
| Tulsa, OK | 7 | $ 950,000 | $ 135,714 | $ 71,000 |
| Wichita, KS | 7 | $ 1,490,000 | $ 212,857 | $ 127,000 |
| Yuba City, CA | 7 | $ 1,393,000 | $ 199,000 | $ 85,000 |
| Bowling Green, KY | 6 | $ 1,047,000 | $ 174,500 | $ 79,000 |
| Columbus, IN | 6 | $ 837,000 | $ 139,500 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,440,000 | $ 240,000 | $ 147,000 |
| Killeen-Temple, TX | 6 | $ 1,129,000 | $ 188,166 | $ 129,000 |
| Lynchburg, VA | 6 | $ 2,401,000 | $ 400,166 | $ 150,000 |
| Monroe, MI | 6 | $ 835,000 | $ 139,166 | $ 92,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 1,505,000 | $ 250,833 | $ 95,000 |
| Bismarck, ND | 5 | $ 951,000 | $ 190,200 | $ 98,000 |
| Columbus, GA-AL | 5 | $ 1,618,000 | $ 323,600 | $ 135,600 |
| Corvallis, OR | 5 | $ 1,649,000 | $ 329,800 | $ 120,000 |
| Iowa City, IA | 5 | $ 798,000 | $ 159,600 | $ 84,000 |
| Janesville-Beloit, WI | 5 | $ 519,000 | $ 103,800 | $ 48,000 |
| Kokomo, IN | 5 | $ 698,000 | $ 139,600 | $ 88,000 |
| Longview, WA | 5 | $ 711,000 | $ 142,200 | $ 78,000 |
| Midland, TX | 5 | $ 1,287,000 | $ 257,400 | $ 136,000 |
| Panama City, FL | 5 | $ 958,000 | $ 191,600 | $ 102,000 |
| Santa Fe, NM | 5 | $ 1,915,000 | $ 383,000 | $ 166,000 |
| Tallahassee, FL | 5 | $ 1,028,000 | $ 205,600 | $ 70,000 |
| The Villages, FL | 5 | $ 922,000 | $ 184,400 | $ 69,000 |
| Bangor, ME | 4 | $ 761,000 | $ 190,250 | $ 90,000 |
| Billings, MT | 4 | $ 1,062,000 | $ 265,500 | $ 148,000 |
| Burlington-South Burlington, VT | 4 | $ 747,000 | $ 186,750 | $ 140,000 |
| Canton-Massillon, OH | 4 | $ 670,000 | $ 167,500 | $ 111,000 |
| Chattanooga, TN-GA | 4 | $ 899,000 | $ 224,750 | $ 100,000 |
| Cleveland, TN | 4 | $ 1,299,000 | $ 324,750 | $ 87,000 |
| Eau Claire, WI | 4 | $ 500,000 | $ 125,000 | $ 46,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 798,000 | $ 199,500 | $ 111,000 |
| Grand Junction, CO | 4 | $ 685,000 | $ 171,250 | $ 88,000 |
| Hinesville, GA | 4 | $ 402,000 | $ 100,500 | $ 49,000 |
| Macon, GA | 4 | $ 1,066,000 | $ 266,500 | $ 146,000 |
| Madera, CA | 4 | $ 693,000 | $ 173,250 | $ 73,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 607,000 | $ 151,750 | $ 86,000 |
| Medford, OR | 4 | $ 523,000 | $ 130,750 | $ 47,000 |
| Montgomery, AL | 4 | $ 676,000 | $ 169,000 | $ 71,000 |
| New Bern, NC | 4 | $ 667,000 | $ 166,750 | $ 66,000 |
| Roanoke, VA | 4 | $ 816,000 | $ 204,000 | $ 166,000 |
| Sherman-Denison, TX | 4 | $ 820,000 | $ 205,000 | $ 153,000 |
| Topeka, KS | 4 | $ 818,000 | $ 204,500 | $ 104,000 |
| Vineland-Bridgeton, NJ | 4 | $ 562,000 | $ 140,500 | $ 92,000 |
| Visalia-Porterville, CA | 4 | $ 577,000 | $ 144,250 | $ 69,000 |
| Waco, TX | 4 | $ 440,000 | $ 110,000 | $ 129,000 |
| Wichita Falls, TX | 4 | $ 322,000 | $ 80,500 | $ 31,000 |
| York-Hanover, PA | 4 | $ 529,000 | $ 132,250 | $ 55,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 678,000 | $ 226,000 | $ 739,000 |
| Amarillo, TX | 3 | $ 314,000 | $ 104,666 | $ 110,000 |
| Anchorage, AK | 3 | $ 775,000 | $ 258,333 | $ 158,000 |
| Athens-Clarke County, GA | 3 | $ 531,000 | $ 177,000 | $ 63,000 |
| Auburn-Opelika, AL | 3 | $ 690,000 | $ 230,000 | $ 150,000 |
| Bloomsburg-Berwick, PA | 3 | $ 761,000 | $ 253,666 | $ 117,000 |
| Cedar Rapids, IA | 3 | $ 408,000 | $ 136,000 | $ 80,000 |
| Cheyenne, WY | 3 | $ 375,000 | $ 125,000 | $ 190,000 |
| Coeur D'Alene, ID | 3 | $ 829,000 | $ 276,333 | $ 97,000 |
| Danville, IL | 3 | $ 370,000 | $ 123,333 | $ 60,000 |
| Fort Smith, AR-OK | 3 | $ 658,000 | $ 219,333 | $ 116,000 |
| Gadsden, AL | 3 | $ 294,000 | $ 98,000 | $ 89,000 |
| Glens Falls, NY | 3 | $ 864,000 | $ 288,000 | $ 217,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 649,000 | $ 216,333 | $ 86,000 |
| Harrisonburg, VA | 3 | $ 602,000 | $ 200,666 | $ 159,000 |
| Idaho Falls, ID | 3 | $ 486,000 | $ 162,000 | $ 127,000 |
| Lawrence, KS | 3 | $ 655,000 | $ 218,333 | $ 96,000 |
| Ocala, FL | 3 | $ 221,000 | $ 73,666 | $ 47,000 |
| Owensboro, KY | 3 | $ 870,000 | $ 290,000 | $ 141,000 |
| Sebring, FL | 3 | $ 352,000 | $ 117,333 | $ 82,000 |
| Sumter, SC | 3 | $ 721,000 | $ 240,333 | $ 96,000 |
| Warner Robins, GA | 3 | $ 476,000 | $ 158,666 | $ 60,000 |
| Wausau, WI | 3 | $ 335,000 | $ 111,666 | $ 78,000 |
| Wenatchee, WA | 3 | $ 989,000 | $ 329,666 | $ 110,000 |
| Ames, IA | 2 | $ 214,000 | $ 107,000 | $ 90,000 |
| Binghamton, NY | 2 | $ 355,000 | $ 177,500 | $ 168,000 |
| Brownsville-Harlingen, TX | 2 | $ 210,000 | $ 105,000 | $ 32,000 |
| Cape Girardeau, MO-IL | 2 | $ 660,000 | $ 330,000 | $ 236,000 |
| Carson City, NV | 2 | $ 286,000 | $ 143,000 | $ 93,000 |
| Clarksville, TN-KY | 2 | $ 421,000 | $ 210,500 | $ 91,000 |
| College Station-Bryan, TX | 2 | $ 540,000 | $ 270,000 | $ 83,000 |
| Columbia, MO | 2 | $ 239,000 | $ 119,500 | $ 146,000 |
| Cumberland, MD-WV | 2 | $ 477,000 | $ 238,500 | $ 61,000 |
| Dalton, GA | 2 | $ 332,000 | $ 166,000 | $ 42,000 |
| Dubuque, IA | 2 | $ 238,000 | $ 119,000 | $ 50,000 |
| Gainesville, FL | 2 | $ 291,000 | $ 145,500 | $ 144,000 |
| Grand Island, NE | 2 | $ 155,000 | $ 77,500 | $ 97,000 |
| Homosassa Springs, FL | 2 | $ 150,000 | $ 75,000 | $ 105,000 |
| Joplin, MO | 2 | $ 226,000 | $ 113,000 | $ 177,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 176,000 | $ 88,000 | $ 53,500 |
| Lafayette, LA | 2 | $ 309,000 | $ 154,500 | $ 48,000 |
| Longview, TX | 2 | $ 206,000 | $ 103,000 | $ 60,000 |
| Lubbock, TX | 2 | $ 177,000 | $ 88,500 | $ 510,000 |
| Mansfield, OH | 2 | $ 202,000 | $ 101,000 | $ 80,000 |
| Midland, MI | 2 | $ 273,000 | $ 136,500 | $ 76,000 |
| Morgantown, WV | 2 | $ 267,000 | $ 133,500 | $ 52,000 |
| Morristown, TN | 2 | $ 487,000 | $ 243,500 | $ 114,000 |
| Muncie, IN | 2 | $ 176,000 | $ 88,000 | $ 97,000 |
| Odessa, TX | 2 | $ 387,000 | $ 193,500 | $ 51,000 |
| Oshkosh-Neenah, WI | 2 | $ 443,000 | $ 221,500 | $ 66,000 |
| Pueblo, CO | 2 | $ 294,000 | $ 147,000 | $ 130,000 |
| Rapid City, SD | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Rocky Mount, NC | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Shreveport-Bossier City, LA | 2 | $ 346,000 | $ 173,000 | $ 78,000 |
| Sioux Falls, SD | 2 | $ 311,000 | $ 155,500 | $ 56,000 |
| Springfield, MO | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| State College, PA | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Staunton-Waynesboro, VA | 2 | $ 769,000 | $ 384,500 | $ 299,000 |
| Tuscaloosa, AL | 2 | $ 322,000 | $ 161,000 | $ 57,000 |
| Utica-Rome, NY | 2 | $ 179,000 | $ 89,500 | $ 64,000 |
| Victoria, TX | 2 | $ 369,000 | $ 184,500 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 488,000 | $ 244,000 | $ 61,000 |
| Altoona, PA | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 189,000 | $ 189,000 | $ 40,000 |
| Bay City, MI | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 260,000 | $ 260,000 | $ 100,000 |
| California-Lexington Park, MD | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Decatur, AL | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Decatur, IL | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Dover, DE | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
| Florence, SC | 1 | $ 33,000 | $ 33,000 | $ 34,000 |
| Grand Forks, ND-MN | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Grants Pass, OR | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Great Falls, MT | 1 | $ 230,000 | $ 230,000 | $ 180,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 175,000 | $ 175,000 | $ 179,000 |
| Hot Springs, AR | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 208,000 | $ 208,000 | $ 107,000 |
| Jackson, TN | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Jonesboro, AR | 1 | $ 239,000 | $ 239,000 | $ 75,000 |
| Lake Charles, LA | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Lima, OH | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
| Mankato-North Mankato, MN | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 270,000 | $ 270,000 | $ 160,000 |
| Pocatello, ID | 1 | $ 177,000 | $ 177,000 | $ 103,000 |
| Rome, GA | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Terre Haute, IN | 1 | $ 244,000 | $ 244,000 | $ 66,000 |
| Tyler, TX | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Walla Walla, WA | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 82,000 | $ 82,000 | $ 82,000 |
| Watertown-Fort Drum, NY | 1 | $ 201,000 | $ 201,000 | $ 58,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 238,000 | $ 238,000 | $ 120,000 |
| Williamsport, PA | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Winchester, VA-WV | 1 | $ 70,000 | $ 70,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 34,008 | $8,884,753,000 | $261,000 | $2,981,000 | $122,000 | $7,699,000 |
| Refinancing | 16,589 | $4,661,750,000 | $281,000 | $2,300,000 | $136,000 | $3,875,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38,107 | $10,180,920,000 | $267,000 | $2,981,000 | $129,000 | $7,699,000 |
| Not Provided | 3,818 | $1,103,757,000 | $289,000 | $2,230,000 | $133,000 | $2,250,000 |
| Asian | 3,688 | $1,120,338,000 | $303,000 | $2,000,000 | $141,000 | $1,034,000 |
| Hispanic | 3,028 | $702,239,000 | $231,000 | $2,288,000 | $94,000 | $1,100,000 |
| Black or African American | 1,627 | $350,063,000 | $215,000 | $1,313,000 | $92,000 | $1,261,000 |
| Native Hawaiian or Other Pacific Islander | 176 | $49,715,000 | $282,000 | $1,551,000 | $127,000 | $968,000 |
| American Indian or Alaskan Native | 153 | $39,471,000 | $257,000 | $1,362,000 | $108,000 | $701,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,740 | $11,848,020,000 | $277,000 | $2,981,000 | $136,000 | $7,699,000 |
| FHA-insured (Federal Housing Administration) | 5,463 | $1,137,930,000 | $208,000 | $985,000 | $76,000 | $544,000 |
| VA-guaranteed (Veterans Administration) | 1,647 | $443,754,000 | $269,000 | $1,094,000 | $89,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 747 | $116,799,000 | $156,000 | $580,000 | $53,000 | $358,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 37,072 | $9,778,832,000 | $263,000 | $2,300,000 | $124,000 | $3,875,000 |
| Application Withdrawn By Applicant | 6,594 | $1,868,452,000 | $283,000 | $2,500,000 | $134,000 | $3,000,000 |
| Application Denied By Financial Institution | 3,437 | $886,216,000 | $257,000 | $2,300,000 | $115,000 | $2,881,000 |
| File Closed For Incompleteness | 3,187 | $937,294,000 | $294,000 | $2,981,000 | $145,000 | $3,988,000 |
| Application Approved But Not Accepted | 307 | $75,709,000 | $246,000 | $2,100,000 | $147,000 | $7,699,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 874 | $227,869,000 | $260,000 | $1,500,000 | $81,000 | $757,000 |
| Credit History | 699 | $170,725,000 | $244,000 | $1,670,000 | $104,000 | $2,881,000 |
| Collateral | 691 | $162,242,000 | $234,000 | $2,000,000 | $140,000 | $1,773,000 |
| Other | 566 | $150,415,000 | $265,000 | $2,300,000 | $144,000 | $2,850,000 |
| Unverifiable Information | 195 | $47,444,000 | $243,000 | $1,000,000 | $101,000 | $480,000 |
| Credit Application Incomplete | 125 | $49,232,000 | $393,000 | $2,100,000 | $186,000 | $1,932,000 |
| Employment History | 93 | $22,994,000 | $247,000 | $1,425,000 | $81,000 | $375,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $13,982,000 | $233,000 | $1,000,000 | $92,000 | $323,000 |
| Mortgage Insurance Denied | 10 | $1,940,000 | $194,000 | $280,000 | $89,000 | $145,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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