Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2015

In 2015, Guaranteed Rate, Inc. of Chicago, IL reported 67,568 mortgage applications totaling $18.5 billion, up 34% from 2014. The average application was for $273,880, and applicants reported an average income of $128,966. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (17,699), Cambridge-Newton-Framingham, MA (3,343) and Boston, MA (2,314) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 67,568
Total Mortgage Loan Application Amount $18,505,534,000
Average Mortgage Loan Application Amount $273,880
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $128,966
Highest Applicant Income $7,434,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 12,978 $ 3,596,891,000 $ 277,152 $ 138,000
Middlesex, Massachusetts 2,396 $ 847,859,000 $ 353,864 $ 138,000
DuPage, Illinois 2,241 $ 600,833,000 $ 268,109 $ 132,000
Will, Illinois 1,721 $ 366,995,000 $ 213,245 $ 105,000
Maricopa, Arizona 1,580 $ 398,080,000 $ 251,949 $ 120,000
Lake, Illinois 1,401 $ 398,095,000 $ 284,150 $ 147,000
Los Angeles, California 1,130 $ 495,035,000 $ 438,084 $ 157,000
Suffolk, Massachusetts 1,057 $ 383,845,000 $ 363,145 $ 144,000
Essex, Massachusetts 947 $ 289,623,000 $ 305,832 $ 115,000
Kane, Illinois 928 $ 214,474,000 $ 231,114 $ 122,000
Broward, Florida 927 $ 215,698,000 $ 232,683 $ 113,000
Norfolk, Massachusetts 883 $ 301,189,000 $ 341,097 $ 133,000
Palm Beach, Florida 855 $ 219,489,000 $ 256,712 $ 134,000
Salt Lake, Utah 728 $ 175,215,000 $ 240,679 $ 90,000
Lake, Indiana 709 $ 131,771,000 $ 185,854 $ 82,000
Riverside, California 696 $ 209,918,000 $ 301,606 $ 117,000
New Hanover, North Carolina 554 $ 120,455,000 $ 217,427 $ 112,000
Worcester, Massachusetts 550 $ 147,031,000 $ 267,329 $ 111,000
Hartford, Connecticut 543 $ 112,986,000 $ 208,077 $ 101,000
Denver, Colorado 532 $ 159,769,000 $ 300,317 $ 139,000
Orange, California 506 $ 238,769,000 $ 471,875 $ 148,000
San Diego, California 489 $ 203,683,000 $ 416,529 $ 155,000
McHenry, Illinois 478 $ 97,913,000 $ 204,838 $ 115,000
Philadelphia, Pennsylvania 451 $ 122,731,000 $ 272,130 $ 141,000
Wake, North Carolina 398 $ 97,771,000 $ 245,655 $ 116,000
Santa Clara, California 394 $ 197,633,000 $ 501,606 $ 164,000
Hennepin, Minnesota 375 $ 80,011,000 $ 213,362 $ 98,000
Plymouth, Massachusetts 374 $ 113,590,000 $ 303,716 $ 119,000
Kings, New York 369 $ 199,424,000 $ 540,444 $ 230,000
New York, New York 344 $ 163,667,000 $ 475,776 $ 251,000
Jefferson, Colorado 337 $ 91,297,000 $ 270,910 $ 118,000
San Francisco, California 322 $ 169,379,000 $ 526,021 $ 175,000
Davis, Utah 300 $ 70,476,000 $ 234,920 $ 84,000
Utah, Utah 300 $ 76,927,000 $ 256,423 $ 104,000
Oakland, Michigan 289 $ 65,639,000 $ 227,124 $ 115,000
Alameda, California 283 $ 124,239,000 $ 439,007 $ 151,000
Clark, Nevada 281 $ 61,870,000 $ 220,177 $ 103,000
King, Washington 278 $ 89,071,000 $ 320,399 $ 124,000
Arapahoe, Colorado 273 $ 76,738,000 $ 281,091 $ 114,000
Bristol, Massachusetts 272 $ 76,019,000 $ 279,481 $ 109,000
Hillsborough, Florida 269 $ 65,742,000 $ 244,394 $ 145,000
Pinellas, Florida 269 $ 58,401,000 $ 217,104 $ 115,000
St. Louis, Missouri 257 $ 61,769,000 $ 240,346 $ 120,000
Sacramento, California 255 $ 65,327,000 $ 256,184 $ 108,000
New Haven, Connecticut 255 $ 55,903,000 $ 219,227 $ 115,000
Montgomery, Pennsylvania 247 $ 68,009,000 $ 275,340 $ 141,000
San Bernardino, California 238 $ 67,718,000 $ 284,529 $ 108,000
Monmouth, New Jersey 235 $ 75,476,000 $ 321,174 $ 168,000
Boulder, Colorado 230 $ 74,973,000 $ 325,969 $ 139,000
Hamilton, Ohio 226 $ 48,183,000 $ 213,199 $ 122,000
Ocean, New Jersey 219 $ 58,910,000 $ 268,995 $ 154,000
Sarasota, Florida 216 $ 50,604,000 $ 234,277 $ 133,000
Kendall, Illinois 216 $ 42,878,000 $ 198,509 $ 93,000
Middlesex, New Jersey 216 $ 61,307,000 $ 283,828 $ 113,000
San Mateo, California 212 $ 104,168,000 $ 491,358 $ 164,000
Wayne, Michigan 212 $ 38,138,000 $ 179,896 $ 103,000
Harris, Texas 208 $ 47,813,000 $ 229,870 $ 145,000
St. Charles, Missouri 206 $ 41,565,000 $ 201,771 $ 99,000
Waukesha, Wisconsin 203 $ 48,268,000 $ 237,773 $ 116,000
Anoka, Minnesota 201 $ 39,348,000 $ 195,761 $ 84,000
Fairfax, Virginia 201 $ 78,573,000 $ 390,910 $ 147,000
Clark, Washington 200 $ 47,060,000 $ 235,300 $ 86,000
Douglas, Colorado 195 $ 59,703,000 $ 306,169 $ 146,000
Barnstable, Massachusetts 194 $ 53,325,000 $ 274,871 $ 166,000
Johnson, Kansas 192 $ 45,287,000 $ 235,869 $ 111,000
Durham, North Carolina 192 $ 42,069,000 $ 219,109 $ 113,000
Porter, Indiana 186 $ 35,033,000 $ 188,349 $ 82,000
Essex, New Jersey 179 $ 68,517,000 $ 382,776 $ 186,000
Nassau, New York 179 $ 77,214,000 $ 431,363 $ 188,000
Pender, North Carolina 178 $ 40,584,000 $ 228,000 $ 118,000
Fairfield, Connecticut 174 $ 73,309,000 $ 421,316 $ 194,000
Miami-Dade, Florida 174 $ 48,988,000 $ 281,540 $ 192,000
Travis, Texas 173 $ 54,038,000 $ 312,358 $ 175,000
Contra Costa, California 172 $ 71,854,000 $ 417,755 $ 163,000
Morris, New Jersey 165 $ 69,659,000 $ 422,175 $ 174,000
Kent, Michigan 161 $ 29,697,000 $ 184,453 $ 93,000
Summit, Utah 160 $ 58,625,000 $ 366,406 $ 223,000
Jackson, Missouri 159 $ 30,577,000 $ 192,308 $ 104,000
Brunswick, North Carolina 157 $ 32,922,000 $ 209,694 $ 108,000
Hillsborough, New Hampshire 155 $ 38,971,000 $ 251,425 $ 124,000
Washtenaw, Michigan 154 $ 34,603,000 $ 224,694 $ 113,000
Queens, New York 153 $ 58,570,000 $ 382,810 $ 137,000
Duval, Florida 152 $ 28,422,000 $ 186,986 $ 96,000
Manatee, Florida 151 $ 30,945,000 $ 204,933 $ 95,000
Milwaukee, Wisconsin 148 $ 25,544,000 $ 172,594 $ 97,000
Placer, California 146 $ 45,337,000 $ 310,527 $ 126,000
Bergen, New Jersey 145 $ 58,090,000 $ 400,620 $ 216,000
Lee, Florida 144 $ 31,604,000 $ 219,472 $ 177,000
Union, New Jersey 141 $ 51,330,000 $ 364,042 $ 152,000
Pima, Arizona 139 $ 29,905,000 $ 215,143 $ 122,000
Burlington, New Jersey 134 $ 31,012,000 $ 231,432 $ 112,000
Ramsey, Minnesota 133 $ 24,938,000 $ 187,503 $ 86,000
Litchfield, Connecticut 131 $ 29,350,000 $ 224,045 $ 125,000
Rockingham, New Hampshire 131 $ 38,206,000 $ 291,648 $ 133,000
Pike, Pennsylvania 131 $ 17,542,000 $ 133,908 $ 88,000
Westchester, New York 128 $ 54,979,000 $ 429,523 $ 199,000
Adams, Colorado 127 $ 30,126,000 $ 237,212 $ 95,000
Guilford, North Carolina 127 $ 22,906,000 $ 180,362 $ 77,000
Cobb, Georgia 123 $ 29,744,000 $ 241,821 $ 117,000
Montgomery, Maryland 118 $ 44,291,000 $ 375,347 $ 148,000
Orange, Florida 117 $ 27,484,000 $ 234,905 $ 112,000
Polk, Iowa 115 $ 19,458,000 $ 169,200 $ 97,000
Atlantic, New Jersey 115 $ 22,065,000 $ 191,869 $ 104,000
Cumberland, Maine 114 $ 29,304,000 $ 257,052 $ 133,000
Luzerne, Pennsylvania 114 $ 16,241,000 $ 142,464 $ 79,000
Bucks, Pennsylvania 113 $ 28,463,000 $ 251,884 $ 109,000
Collier, Florida 111 $ 33,215,000 $ 299,234 $ 212,000
Greenville, South Carolina 109 $ 22,269,000 $ 204,302 $ 118,000
Middlesex, Connecticut 108 $ 22,219,000 $ 205,731 $ 95,000
Dallas, Texas 108 $ 27,203,000 $ 251,879 $ 141,000
Fulton, Georgia 107 $ 32,644,000 $ 305,084 $ 148,000
Passaic, New Jersey 107 $ 32,915,000 $ 307,616 $ 140,000
Multnomah, Oregon 107 $ 29,711,000 $ 277,672 $ 133,000
Orleans, Louisiana 106 $ 28,364,000 $ 267,584 $ 123,000
Gwinnett, Georgia 105 $ 21,586,000 $ 205,580 $ 105,000
Sonoma, California 104 $ 44,267,000 $ 425,644 $ 163,000
Ventura, California 104 $ 44,802,000 $ 430,788 $ 163,000
Washington, Minnesota 104 $ 23,432,000 $ 225,307 $ 100,000
Dakota, Minnesota 103 $ 20,546,000 $ 199,475 $ 84,000
Tarrant, Texas 102 $ 20,499,000 $ 200,970 $ 124,000
Washington, Oregon 100 $ 27,833,000 $ 278,330 $ 127,000
Jefferson, Alabama 98 $ 22,135,000 $ 225,867 $ 101,000
Chisago, Minnesota 98 $ 17,944,000 $ 183,102 $ 76,000
Delaware, Pennsylvania 98 $ 27,660,000 $ 282,244 $ 176,000
Orange, North Carolina 96 $ 28,985,000 $ 301,927 $ 154,000
Chester, Pennsylvania 96 $ 24,817,000 $ 258,510 $ 172,000
Charleston, South Carolina 95 $ 27,990,000 $ 294,631 $ 126,000
Santa Barbara, California 94 $ 48,058,000 $ 511,255 $ 170,000
Brown, Wisconsin 93 $ 12,623,000 $ 135,731 $ 64,000
District of Columbia, District Of Columbia 92 $ 35,271,000 $ 383,380 $ 206,000
Loudoun, Virginia 91 $ 38,473,000 $ 422,780 $ 142,000
Onslow, North Carolina 90 $ 19,566,000 $ 217,400 $ 111,000
Providence, Rhode Island 90 $ 19,136,000 $ 212,622 $ 102,000
Suffolk, New York 89 $ 36,435,000 $ 409,382 $ 223,000
Pinal, Arizona 88 $ 15,432,000 $ 175,363 $ 93,000
Jefferson, Kentucky 88 $ 22,930,000 $ 260,568 $ 135,000
Baltimore, Maryland 88 $ 25,784,000 $ 293,000 $ 138,000
Camden, New Jersey 88 $ 16,664,000 $ 189,363 $ 102,000
Macomb, Michigan 87 $ 15,020,000 $ 172,643 $ 79,000
Kern, California 85 $ 20,405,000 $ 240,058 $ 124,000
Prince George's, Maryland 85 $ 24,284,000 $ 285,694 $ 110,000
Mecklenburg, North Carolina 85 $ 20,449,000 $ 240,576 $ 129,000
Teton, Wyoming 85 $ 35,147,000 $ 413,494 $ 208,000
Franklin, Ohio 84 $ 17,087,000 $ 203,416 $ 105,000
St. Clair, Illinois 83 $ 12,447,000 $ 149,963 $ 75,000
Pasco, Florida 82 $ 15,091,000 $ 184,036 $ 88,000
Collin, Texas 82 $ 20,973,000 $ 255,768 $ 145,000
Snohomish, Washington 81 $ 24,674,000 $ 304,617 $ 124,000
Charlotte, Florida 80 $ 14,240,000 $ 178,000 $ 104,000
Somerset, New Jersey 79 $ 26,252,000 $ 332,303 $ 151,000
Davidson, Tennessee 78 $ 17,779,000 $ 227,935 $ 138,000
Hudson, New Jersey 76 $ 26,444,000 $ 347,947 $ 162,000
Forsyth, North Carolina 76 $ 11,011,000 $ 144,881 $ 64,000
Marion, Indiana 75 $ 11,204,000 $ 149,386 $ 85,000
Livingston, Michigan 75 $ 15,397,000 $ 205,293 $ 90,000
Prince William, Virginia 74 $ 22,371,000 $ 302,310 $ 108,000
Tolland, Connecticut 73 $ 15,785,000 $ 216,232 $ 96,000
Pierce, Washington 73 $ 18,925,000 $ 259,246 $ 126,000
Solano, California 71 $ 20,338,000 $ 286,450 $ 141,000
Baltimore City, Maryland 71 $ 19,600,000 $ 276,056 $ 160,000
Fort Bend, Texas 70 $ 20,747,000 $ 296,385 $ 139,000
Hamilton, Indiana 68 $ 15,798,000 $ 232,323 $ 135,000
Seminole, Florida 67 $ 15,022,000 $ 224,208 $ 97,000
Honolulu, Hawaii 67 $ 26,288,000 $ 392,358 $ 117,000
DeKalb, Georgia 66 $ 15,601,000 $ 236,378 $ 101,000
Missoula, Montana 66 $ 14,620,000 $ 221,515 $ 84,000
Grundy, Illinois 65 $ 11,799,000 $ 181,523 $ 75,000
Richmond, New York 62 $ 19,906,000 $ 321,064 $ 97,000
Windham, Vermont 62 $ 12,971,000 $ 209,209 $ 426,000
St. Johns, Florida 61 $ 14,158,000 $ 232,098 $ 113,000
York, Maine 61 $ 14,622,000 $ 239,704 $ 145,000
St. Lucie, Florida 60 $ 8,468,000 $ 141,133 $ 125,000
Berrien, Michigan 60 $ 16,010,000 $ 266,833 $ 254,000
Clackamas, Oregon 60 $ 17,576,000 $ 292,933 $ 123,000
Belknap, New Hampshire 59 $ 11,467,000 $ 194,355 $ 143,000
Clermont, Ohio 59 $ 10,516,000 $ 178,237 $ 92,000
Eagle, Colorado 57 $ 18,332,000 $ 321,614 $ 96,000
Fresno, California 56 $ 11,792,000 $ 210,571 $ 96,000
Weld, Colorado 56 $ 14,876,000 $ 265,642 $ 112,000
Monroe, Illinois 56 $ 9,231,000 $ 164,839 $ 75,000
Scott, Minnesota 56 $ 11,384,000 $ 203,285 $ 80,000
Shelby, Tennessee 56 $ 8,200,000 $ 146,428 $ 150,000
El Paso, Colorado 55 $ 12,983,000 $ 236,054 $ 134,000
Clay, Missouri 55 $ 9,781,000 $ 177,836 $ 91,000
Ottawa, Michigan 54 $ 9,894,000 $ 183,222 $ 99,000
Denton, Texas 53 $ 14,454,000 $ 272,716 $ 126,000
Williamson, Tennessee 52 $ 17,997,000 $ 346,096 $ 128,000
Weber, Utah 52 $ 9,080,000 $ 174,615 $ 81,000
San Joaquin, California 51 $ 14,435,000 $ 283,039 $ 110,000
New London, Connecticut 51 $ 10,679,000 $ 209,392 $ 107,000
Douglas, Nebraska 51 $ 10,603,000 $ 207,901 $ 109,000
Dane, Wisconsin 51 $ 12,391,000 $ 242,960 $ 132,000
Clay, Florida 50 $ 9,511,000 $ 190,220 $ 80,000
Wright, Minnesota 50 $ 10,884,000 $ 217,680 $ 97,000
Butler, Ohio 50 $ 10,781,000 $ 215,620 $ 114,000
Williamson, Texas 50 $ 10,780,000 $ 215,600 $ 124,000
Larimer, Colorado 49 $ 13,325,000 $ 271,938 $ 181,000
Bronx, New York 49 $ 15,517,000 $ 316,673 $ 147,000
Napa, California 48 $ 18,860,000 $ 392,916 $ 146,000
Kenosha, Wisconsin 48 $ 12,308,000 $ 256,416 $ 210,000
Walworth, Wisconsin 48 $ 12,251,000 $ 255,229 $ 198,000
Brevard, Florida 46 $ 7,477,000 $ 162,543 $ 105,000
Elkhart, Indiana 46 $ 5,595,000 $ 121,630 $ 51,000
Anne Arundel, Maryland 46 $ 13,623,000 $ 296,152 $ 115,000
Allegheny, Pennsylvania 46 $ 11,183,000 $ 243,108 $ 292,000
Wayne, Pennsylvania 46 $ 6,450,000 $ 140,217 $ 108,000
Bexar, Texas 46 $ 8,448,000 $ 183,652 $ 107,000
El Dorado, California 45 $ 14,736,000 $ 327,466 $ 149,000
DeKalb, Illinois 45 $ 7,443,000 $ 165,400 $ 85,000
Carver, Minnesota 45 $ 9,777,000 $ 217,266 $ 99,000
Wasatch, Utah 45 $ 11,528,000 $ 256,177 $ 149,000
Washington, Wisconsin 45 $ 10,169,000 $ 225,977 $ 96,000
Shelby, Alabama 44 $ 10,535,000 $ 239,431 $ 116,000
Cherokee, Georgia 44 $ 9,687,000 $ 220,159 $ 99,000
Cape May, New Jersey 44 $ 11,291,000 $ 256,613 $ 161,000
Orange, New York 44 $ 10,817,000 $ 245,840 $ 138,000
Brazoria, Texas 44 $ 8,033,000 $ 182,568 $ 149,000
Montgomery, Texas 44 $ 9,729,000 $ 221,113 $ 150,000
Broomfield, Colorado 43 $ 12,415,000 $ 288,720 $ 119,000
Penobscot, Maine 43 $ 6,691,000 $ 155,604 $ 80,000
Sherburne, Minnesota 43 $ 8,607,000 $ 200,162 $ 74,000
Santa Cruz, California 42 $ 21,552,000 $ 513,142 $ 166,000
New Castle, Delaware 42 $ 10,921,000 $ 260,023 $ 185,000
Warren, Ohio 42 $ 9,471,000 $ 225,500 $ 118,000
Volusia, Florida 41 $ 7,728,000 $ 188,487 $ 153,000
Yuma, Arizona 39 $ 7,832,000 $ 200,820 $ 92,000
San Luis Obispo, California 38 $ 13,090,000 $ 344,473 $ 107,000
Kent, Rhode Island 38 $ 8,317,000 $ 218,868 $ 109,000
Lake, California 37 $ 8,081,000 $ 218,405 $ 84,000
Bernalillo, New Mexico 37 $ 8,850,000 $ 239,189 $ 114,000
Marin, California 36 $ 19,538,000 $ 542,722 $ 217,000
Martin, Florida 36 $ 10,026,000 $ 278,500 $ 166,000
Hampden, Massachusetts 36 $ 7,005,000 $ 194,583 $ 87,000
Warren, New Jersey 36 $ 7,852,000 $ 218,111 $ 134,000
Monterey, California 35 $ 13,422,000 $ 383,485 $ 129,000
Gloucester, New Jersey 35 $ 7,588,000 $ 216,800 $ 119,000
LaPorte, Indiana 34 $ 6,568,000 $ 193,176 $ 117,000
Jefferson, Missouri 34 $ 6,428,000 $ 189,058 $ 83,000
Lincoln, Missouri 34 $ 5,501,000 $ 161,794 $ 60,000
Richland, South Carolina 33 $ 5,014,000 $ 151,939 $ 84,000
Arlington, Virginia 33 $ 13,081,000 $ 396,393 $ 156,000
Rock, Wisconsin 33 $ 4,978,000 $ 150,848 $ 77,000
Ingham, Michigan 32 $ 4,539,000 $ 141,843 $ 87,000
Monroe, New York 32 $ 6,542,000 $ 204,437 $ 136,000
Rowan, North Carolina 32 $ 4,170,000 $ 130,312 $ 54,000
York, Pennsylvania 32 $ 6,059,000 $ 189,343 $ 88,000
Randolph, Illinois 31 $ 3,096,000 $ 99,870 $ 51,000
Dallas, Iowa 31 $ 7,966,000 $ 256,967 $ 119,000
St. Louis City, Missouri 31 $ 5,621,000 $ 181,322 $ 93,000
Merrimack, New Hampshire 31 $ 7,098,000 $ 228,967 $ 138,000
Sussex, New Jersey 31 $ 8,166,000 $ 263,419 $ 164,000
Chatham, North Carolina 31 $ 8,712,000 $ 281,032 $ 122,000
Deschutes, Oregon 31 $ 8,002,000 $ 258,129 $ 109,000
Forsyth, Georgia 30 $ 7,964,000 $ 265,466 $ 165,000
Winnebago, Illinois 30 $ 3,402,000 $ 113,400 $ 75,000
Mercer, New Jersey 30 $ 8,772,000 $ 292,400 $ 131,000
Cuyahoga, Ohio 30 $ 6,422,000 $ 214,066 $ 149,000
Yolo, California 29 $ 8,718,000 $ 300,620 $ 198,000
Madison, Illinois 29 $ 4,510,000 $ 155,517 $ 79,000
Dickinson, Iowa 29 $ 5,916,000 $ 204,000 $ 132,000
Cass, Missouri 29 $ 5,268,000 $ 181,655 $ 78,000
Custer, Oklahoma 29 $ 6,514,000 $ 224,620 $ 91,000
Horry, South Carolina 29 $ 4,638,000 $ 159,931 $ 102,000
Stanislaus, California 28 $ 6,659,000 $ 237,821 $ 165,000
Mesa, Colorado 28 $ 5,114,000 $ 182,642 $ 89,000
Jefferson, Louisiana 28 $ 5,455,000 $ 194,821 $ 103,000
St. Louis, Minnesota 28 $ 4,208,000 $ 150,285 $ 109,000
Washington, Rhode Island 28 $ 8,236,000 $ 294,142 $ 235,000
Spartanburg, South Carolina 28 $ 4,383,000 $ 156,535 $ 84,000
Sheboygan, Wisconsin 28 $ 4,762,000 $ 170,071 $ 101,000
Yavapai, Arizona 27 $ 6,966,000 $ 258,000 $ 111,000
Osceola, Florida 27 $ 5,567,000 $ 206,185 $ 129,000
Woodbury, Iowa 27 $ 3,671,000 $ 135,962 $ 79,000
Frederick, Maryland 27 $ 7,586,000 $ 280,962 $ 110,000
Allegan, Michigan 27 $ 5,316,000 $ 196,888 $ 147,000
Isanti, Minnesota 27 $ 4,726,000 $ 175,037 $ 70,000
Rockland, New York 27 $ 9,836,000 $ 364,296 $ 139,000
El Paso, Texas 26 $ 4,168,000 $ 160,307 $ 99,000
Alexandria, Virginia 26 $ 11,441,000 $ 440,038 $ 156,000
St. Joseph, Indiana 25 $ 3,695,000 $ 147,800 $ 85,000
Charles, Maryland 25 $ 6,787,000 $ 271,480 $ 103,000
Outagamie, Wisconsin 25 $ 4,271,000 $ 170,840 $ 86,000
Racine, Wisconsin 25 $ 4,330,000 $ 173,200 $ 138,000
LaSalle, Illinois 24 $ 4,313,000 $ 179,708 $ 95,000
Cache, Utah 24 $ 4,108,000 $ 171,166 $ 69,000
Spokane, Washington 24 $ 4,834,000 $ 201,416 $ 108,000
Benton, Arkansas 23 $ 4,814,000 $ 209,304 $ 109,000
Butte, California 23 $ 5,287,000 $ 229,869 $ 101,000
Nevada, California 23 $ 6,241,000 $ 271,347 $ 112,000
Lake, Florida 23 $ 4,961,000 $ 215,695 $ 120,000
Kankakee, Illinois 23 $ 3,080,000 $ 133,913 $ 63,000
Strafford, New Hampshire 23 $ 5,208,000 $ 226,434 $ 117,000
Hunterdon, New Jersey 23 $ 7,996,000 $ 347,652 $ 134,000
Oklahoma, Oklahoma 23 $ 5,139,000 $ 223,434 $ 120,000
Knox, Tennessee 23 $ 4,961,000 $ 215,695 $ 107,000
Mohave, Arizona 22 $ 4,464,000 $ 202,909 $ 77,000
Maui, Hawaii 22 $ 9,611,000 $ 436,863 $ 123,000
Kalamazoo, Michigan 22 $ 4,634,000 $ 210,636 $ 121,000
Van Buren, Michigan 22 $ 4,837,000 $ 219,863 $ 181,000
Delaware, Ohio 22 $ 5,776,000 $ 262,545 $ 119,000
Monroe, Pennsylvania 22 $ 3,649,000 $ 165,863 $ 101,000
Howard, Maryland 21 $ 8,471,000 $ 403,380 $ 161,000
Franklin, Missouri 21 $ 2,743,000 $ 130,619 $ 62,000
Carteret, North Carolina 21 $ 5,012,000 $ 238,666 $ 141,000
Johnston, North Carolina 21 $ 3,804,000 $ 181,142 $ 71,000
Tooele, Utah 21 $ 4,120,000 $ 196,190 $ 67,000
Flagler, Florida 20 $ 4,461,000 $ 223,050 $ 93,000
Polk, Florida 20 $ 3,874,000 $ 193,700 $ 122,000
Hendricks, Indiana 20 $ 2,941,000 $ 147,050 $ 80,000
Jasper, Indiana 20 $ 3,307,000 $ 165,350 $ 70,000
Anderson, South Carolina 20 $ 3,550,000 $ 177,500 $ 89,000
Berkeley, South Carolina 20 $ 4,822,000 $ 241,100 $ 99,000
Iron, Utah 20 $ 3,372,000 $ 168,600 $ 66,000
Coconino, Arizona 19 $ 4,523,000 $ 238,052 $ 105,000
Grand, Colorado 19 $ 4,822,000 $ 253,789 $ 229,000
Teton, Idaho 19 $ 5,676,000 $ 298,736 $ 121,000
Kenton, Kentucky 19 $ 3,629,000 $ 191,000 $ 114,000
Monroe, Michigan 19 $ 3,698,000 $ 194,631 $ 114,000
Washoe, Nevada 19 $ 4,297,000 $ 226,157 $ 184,000
Union, North Carolina 19 $ 5,669,000 $ 298,368 $ 144,000
Beaufort, South Carolina 19 $ 6,394,000 $ 336,526 $ 196,000
La Crosse, Wisconsin 19 $ 3,196,000 $ 168,210 $ 69,000
Summit, Colorado 18 $ 6,590,000 $ 366,111 $ 290,000
Boone, Kentucky 18 $ 3,867,000 $ 214,833 $ 97,000
Caddo, Louisiana 18 $ 2,757,000 $ 153,166 $ 81,000
Carroll, New Hampshire 18 $ 4,024,000 $ 223,555 $ 163,000
Oneida, New York 18 $ 2,193,000 $ 121,833 $ 66,000
Stephens, Oklahoma 18 $ 2,155,000 $ 119,722 $ 71,000
Henrico, Virginia 18 $ 4,612,000 $ 256,222 $ 136,000
Kitsap, Washington 18 $ 4,909,000 $ 272,722 $ 164,000
Monroe, Florida 17 $ 6,594,000 $ 387,882 $ 195,000
Hawaii, Hawaii 17 $ 4,994,000 $ 293,764 $ 96,000
Linn, Iowa 17 $ 2,518,000 $ 148,117 $ 85,000
Platte, Missouri 17 $ 3,595,000 $ 211,470 $ 111,000
Pitt, North Carolina 17 $ 2,793,000 $ 164,294 $ 79,000
Galveston, Texas 17 $ 3,517,000 $ 206,882 $ 152,000
Bennington, Vermont 17 $ 3,791,000 $ 223,000 $ 257,000
Virginia Beach, Virginia 17 $ 4,090,000 $ 240,588 $ 103,000
Ozaukee, Wisconsin 17 $ 5,279,000 $ 310,529 $ 161,000
Tulare, California 16 $ 3,340,000 $ 208,750 $ 96,000
Windham, Connecticut 16 $ 3,294,000 $ 205,875 $ 82,000
Marion, Florida 16 $ 2,468,000 $ 154,250 $ 77,000
Henry, Georgia 16 $ 3,696,000 $ 231,000 $ 113,000
Ada, Idaho 16 $ 3,772,000 $ 235,750 $ 137,000
McLean, Illinois 16 $ 2,755,000 $ 172,187 $ 117,000
Grand Traverse, Michigan 16 $ 3,834,000 $ 239,625 $ 194,000
Erie, New York 16 $ 2,693,000 $ 168,312 $ 123,000
Lucas, Ohio 16 $ 2,533,000 $ 158,312 $ 90,000
Summit, Ohio 16 $ 3,001,000 $ 187,562 $ 121,000
Lexington, South Carolina 16 $ 3,320,000 $ 207,500 $ 99,000
Washington, Utah 16 $ 3,496,000 $ 218,500 $ 108,000
Baldwin, Alabama 15 $ 2,742,000 $ 182,800 $ 95,000
Gila, Arizona 15 $ 3,002,000 $ 200,133 $ 86,000
Hall, Georgia 15 $ 3,594,000 $ 239,600 $ 125,000
Wyandotte, Kansas 15 $ 1,685,000 $ 112,333 $ 55,000
York, South Carolina 15 $ 3,455,000 $ 230,333 $ 106,000
Nueces, Texas 15 $ 3,260,000 $ 217,333 $ 132,000
Cowlitz, Washington 15 $ 3,541,000 $ 236,066 $ 97,000
Indian River, Florida 14 $ 3,670,000 $ 262,142 $ 179,000
Sumter, Florida 14 $ 2,929,000 $ 209,214 $ 102,000
Kootenai, Idaho 14 $ 2,698,000 $ 192,714 $ 57,000
Boone, Illinois 14 $ 1,940,000 $ 138,571 $ 94,000
Johnson, Indiana 14 $ 2,523,000 $ 180,214 $ 104,000
Newton, Indiana 14 $ 2,039,000 $ 145,642 $ 74,000
Ravalli, Montana 14 $ 3,669,000 $ 262,071 $ 85,000
Grafton, New Hampshire 14 $ 3,052,000 $ 218,000 $ 310,000
Buncombe, North Carolina 14 $ 2,920,000 $ 208,571 $ 88,000
Jackson, Oregon 14 $ 3,516,000 $ 251,142 $ 98,000
Berks, Pennsylvania 14 $ 2,734,000 $ 195,285 $ 121,000
Northampton, Pennsylvania 14 $ 2,663,000 $ 190,214 $ 89,000
Bristol, Rhode Island 14 $ 4,054,000 $ 289,571 $ 118,000
Hays, Texas 14 $ 2,760,000 $ 197,142 $ 111,000
Merced, California 13 $ 2,864,000 $ 220,307 $ 111,000
Sangamon, Illinois 13 $ 2,667,000 $ 205,153 $ 88,000
Allen, Indiana 13 $ 2,141,000 $ 164,692 $ 83,000
St. Tammany, Louisiana 13 $ 3,091,000 $ 237,769 $ 104,000
Genesee, Michigan 13 $ 2,507,000 $ 192,846 $ 119,000
Muskegon, Michigan 13 $ 1,962,000 $ 150,923 $ 84,000
Murray, Minnesota 13 $ 1,273,000 $ 97,923 $ 50,000
Stokes, North Carolina 13 $ 1,756,000 $ 135,076 $ 48,000
Woods, Oklahoma 13 $ 1,582,000 $ 121,692 $ 79,000
Rutherford, Tennessee 13 $ 2,489,000 $ 191,461 $ 109,000
Sumner, Tennessee 13 $ 2,581,000 $ 198,538 $ 154,000
Chesterfield, Virginia 13 $ 3,085,000 $ 237,307 $ 119,000
Stafford, Virginia 13 $ 4,254,000 $ 327,230 $ 115,000
Jefferson, Wisconsin 13 $ 2,993,000 $ 230,230 $ 81,000
Coweta, Georgia 12 $ 2,512,000 $ 209,333 $ 106,000
Kauai, Hawaii 12 $ 4,682,000 $ 390,166 $ 150,000
Sagadahoc, Maine 12 $ 2,638,000 $ 219,833 $ 109,000
Dutchess, New York 12 $ 3,574,000 $ 297,833 $ 183,000
Alamance, North Carolina 12 $ 1,844,000 $ 153,666 $ 81,000
Newport, Rhode Island 12 $ 4,571,000 $ 380,916 $ 200,000
Box Elder, Utah 12 $ 2,153,000 $ 179,416 $ 89,000
Door, Wisconsin 12 $ 2,589,000 $ 215,750 $ 169,000
Navajo, Arizona 11 $ 2,020,000 $ 183,636 $ 129,000
Shasta, California 11 $ 2,418,000 $ 219,818 $ 85,000
Santa Rosa, Florida 11 $ 1,651,000 $ 150,090 $ 104,000
Champaign, Illinois 11 $ 1,748,000 $ 158,909 $ 118,000
Ogle, Illinois 11 $ 1,456,000 $ 132,363 $ 70,000
Rock Island, Illinois 11 $ 2,048,000 $ 186,181 $ 115,000
Whiteside, Illinois 11 $ 1,156,000 $ 105,090 $ 77,000
Douglas, Kansas 11 $ 2,165,000 $ 196,818 $ 114,000
Campbell, Kentucky 11 $ 2,058,000 $ 187,090 $ 368,000
Hancock, Maine 11 $ 2,347,000 $ 213,363 $ 75,000
Dukes, Massachusetts 11 $ 4,296,000 $ 390,545 $ 223,000
Hampshire, Massachusetts 11 $ 2,588,000 $ 235,272 $ 92,000
Cabarrus, North Carolina 11 $ 2,356,000 $ 214,181 $ 99,000
Davidson, North Carolina 11 $ 1,719,000 $ 156,272 $ 77,000
Lehigh, Pennsylvania 11 $ 2,612,000 $ 237,454 $ 140,000
Washington, Pennsylvania 11 $ 2,121,000 $ 192,818 $ 96,000
Chittenden, Vermont 11 $ 2,308,000 $ 209,818 $ 82,000
Spotsylvania, Virginia 11 $ 2,899,000 $ 263,545 $ 127,000
Whatcom, Washington 11 $ 2,820,000 $ 256,363 $ 97,000
Yakima, Washington 11 $ 1,845,000 $ 167,727 $ 66,000
Dodge, Wisconsin 11 $ 1,800,000 $ 163,636 $ 132,000
Washington, Arkansas 10 $ 2,525,000 $ 252,500 $ 94,000
Clear Creek, Colorado 10 $ 2,479,000 $ 247,900 $ 99,000
Garfield, Colorado 10 $ 2,993,000 $ 299,300 $ 82,000
Hernando, Florida 10 $ 1,586,000 $ 158,600 $ 105,000
Walton, Florida 10 $ 3,193,000 $ 319,300 $ 168,000
Boone, Indiana 10 $ 3,509,000 $ 350,900 $ 151,000
Fayette, Kentucky 10 $ 1,874,000 $ 187,400 $ 71,000
Carroll, Maryland 10 $ 2,903,000 $ 290,300 $ 112,000
McLeod, Minnesota 10 $ 1,546,000 $ 154,600 $ 67,000
Boone, Missouri 10 $ 1,696,000 $ 169,600 $ 98,000
Warren, Missouri 10 $ 1,831,000 $ 183,100 $ 69,000
Gallatin, Montana 10 $ 3,040,000 $ 304,000 $ 124,000
Putnam, New York 10 $ 3,386,000 $ 338,600 $ 269,000
Moore, North Carolina 10 $ 2,735,000 $ 273,500 $ 154,000
Lorain, Ohio 10 $ 2,002,000 $ 200,200 $ 78,000
Cleveland, Oklahoma 10 $ 1,686,000 $ 168,600 $ 81,000
Marion, Oregon 10 $ 2,553,000 $ 255,300 $ 71,000
Yamhill, Oregon 10 $ 1,981,000 $ 198,100 $ 102,000
Dauphin, Pennsylvania 10 $ 1,804,000 $ 180,400 $ 125,000
Lackawanna, Pennsylvania 10 $ 1,177,000 $ 117,700 $ 55,000
Jefferson, Texas 10 $ 1,542,000 $ 154,200 $ 81,000
Rockwall, Texas 10 $ 2,774,000 $ 277,400 $ 159,000
Windsor, Vermont 10 $ 2,529,000 $ 252,900 $ 320,000
Richmond City, Virginia 10 $ 2,203,000 $ 220,300 $ 101,000
Thurston, Washington 10 $ 2,732,000 $ 273,200 $ 145,000
Oconto, Wisconsin 10 $ 1,251,000 $ 125,100 $ 63,000
St. Croix, Wisconsin 10 $ 2,443,000 $ 244,300 $ 153,000
Yuba, California 9 $ 1,988,000 $ 220,888 $ 81,000
Park, Colorado 9 $ 1,765,000 $ 196,111 $ 162,000
Alachua, Florida 9 $ 1,290,000 $ 143,333 $ 137,000
Fayette, Georgia 9 $ 2,448,000 $ 272,000 $ 113,000
Hancock, Indiana 9 $ 1,433,000 $ 159,222 $ 78,000
Starke, Indiana 9 $ 1,226,000 $ 136,222 $ 80,000
Warren, Iowa 9 $ 1,786,000 $ 198,444 $ 91,000
Bossier, Louisiana 9 $ 1,765,000 $ 196,111 $ 96,000
Barry, Michigan 9 $ 1,346,000 $ 149,555 $ 112,000
Cass, Michigan 9 $ 1,352,000 $ 150,222 $ 187,000
Saginaw, Michigan 9 $ 1,543,000 $ 171,444 $ 92,000
Cottonwood, Minnesota 9 $ 869,000 $ 96,555 $ 60,000
DeSoto, Mississippi 9 $ 1,444,000 $ 160,444 $ 84,000
Cumberland, New Jersey 9 $ 1,358,000 $ 150,888 $ 72,000
Sandoval, New Mexico 9 $ 2,144,000 $ 238,222 $ 110,000
Iredell, North Carolina 9 $ 2,431,000 $ 270,111 $ 140,000
Lake, Ohio 9 $ 1,326,000 $ 147,333 $ 136,000
Licking, Ohio 9 $ 1,273,000 $ 141,444 $ 62,000
Stark, Ohio 9 $ 1,113,000 $ 123,666 $ 97,000
Tulsa, Oklahoma 9 $ 1,257,000 $ 139,666 $ 73,000
Pickens, South Carolina 9 $ 2,115,000 $ 235,000 $ 64,000
Ellis, Texas 9 $ 1,654,000 $ 183,777 $ 79,000
Smith, Texas 9 $ 1,795,000 $ 199,444 $ 115,000
Fauquier, Virginia 9 $ 2,432,000 $ 270,222 $ 87,000
Island, Washington 9 $ 3,337,000 $ 370,777 $ 345,000
Calaveras, California 8 $ 2,100,000 $ 262,500 $ 118,000
Chaffee, Colorado 8 $ 1,924,000 $ 240,500 $ 91,000
Sussex, Delaware 8 $ 2,069,000 $ 258,625 $ 229,000
Leon, Florida 8 $ 1,686,000 $ 210,750 $ 90,000
Emmet, Iowa 8 $ 683,000 $ 85,375 $ 48,000
Sedgwick, Kansas 8 $ 1,199,000 $ 149,875 $ 140,000
Oldham, Kentucky 8 $ 2,910,000 $ 363,750 $ 123,000
Lincoln, Maine 8 $ 1,472,000 $ 184,000 $ 99,000
Waldo, Maine 8 $ 1,045,000 $ 130,625 $ 93,000
Ionia, Michigan 8 $ 1,327,000 $ 165,875 $ 71,000
Newaygo, Michigan 8 $ 1,044,000 $ 130,500 $ 149,000
Crow Wing, Minnesota 8 $ 1,772,000 $ 221,500 $ 175,000
Pine, Minnesota 8 $ 1,126,000 $ 140,750 $ 46,000
Dare, North Carolina 8 $ 1,475,000 $ 184,375 $ 117,000
Franklin, North Carolina 8 $ 1,301,000 $ 162,625 $ 63,000
Randolph, North Carolina 8 $ 1,062,000 $ 132,750 $ 44,000
Williams, North Dakota 8 $ 1,988,000 $ 248,500 $ 179,000
Woodward, Oklahoma 8 $ 906,000 $ 113,250 $ 63,000
Adams, Pennsylvania 8 $ 1,160,000 $ 145,000 $ 64,000
Cumberland, Pennsylvania 8 $ 1,789,000 $ 223,625 $ 106,000
Hamilton, Tennessee 8 $ 2,305,000 $ 288,125 $ 180,000
Brazos, Texas 8 $ 1,288,000 $ 161,000 $ 130,000
Cameron, Texas 8 $ 1,083,000 $ 135,375 $ 133,000
Midland, Texas 8 $ 1,744,000 $ 218,000 $ 203,000
Eau Claire, Wisconsin 8 $ 1,842,000 $ 230,250 $ 101,000
Winnebago, Wisconsin 8 $ 1,231,000 $ 153,875 $ 89,000
Madison, Alabama 7 $ 1,765,000 $ 252,142 $ 95,000
Pulaski, Arkansas 7 $ 1,304,000 $ 186,285 $ 70,000
Mono, California 7 $ 1,970,000 $ 281,428 $ 199,000
Sutter, California 7 $ 1,541,000 $ 220,142 $ 88,000
Elbert, Colorado 7 $ 2,339,000 $ 334,142 $ 121,000
Bay, Florida 7 $ 1,372,000 $ 196,000 $ 146,000
Citrus, Florida 7 $ 882,000 $ 126,000 $ 77,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 38,149 $10,051,173,000 $263,000 $3,000,000 $122,000 $7,434,000
Refinancing 29,419 $8,454,361,000 $287,000 $3,000,000 $138,000 $4,678,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 50,454 $13,772,775,000 $272,000 $3,000,000 $132,000 $7,434,000
Not Provided 5,296 $1,537,976,000 $290,000 $2,000,000 $135,000 $3,017,000
Asian 4,916 $1,542,095,000 $313,000 $2,660,000 $140,000 $1,880,000
Hispanic 4,026 $999,813,000 $248,000 $1,315,000 $98,000 $1,445,000
Black or African American 2,390 $523,311,000 $218,000 $1,360,000 $91,000 $541,000
Native Hawaiian or Other Pacific Islander 244 $70,178,000 $287,000 $1,150,000 $128,000 $1,161,000
American Indian or Alaskan Native 242 $59,386,000 $245,000 $1,038,000 $101,000 $620,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 55,886 $15,812,220,000 $282,000 $3,000,000 $139,000 $7,434,000
FHA-insured (Federal Housing Administration) 8,714 $1,910,631,000 $219,000 $815,000 $78,000 $707,000
VA-guaranteed (Veterans Administration) 2,476 $704,920,000 $284,000 $1,031,000 $94,000 $714,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 492 $77,763,000 $158,000 $403,000 $54,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 49,702 $13,335,326,000 $268,000 $2,415,000 $126,000 $7,434,000
Application Withdrawn By Applicant 10,346 $3,025,758,000 $292,000 $3,000,000 $141,000 $6,460,000
Application Denied By Financial Institution 3,868 $1,032,952,000 $267,000 $3,000,000 $112,000 $5,780,000
File Closed For Incompleteness 3,286 $1,017,922,000 $309,000 $2,660,000 $153,000 $4,678,000
Application Approved But Not Accepted 366 $93,576,000 $255,000 $855,000 $122,000 $742,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,044 $286,539,000 $274,000 $1,485,000 $76,000 $943,000
Credit History 960 $241,092,000 $251,000 $2,300,000 $111,000 $1,645,000
Collateral 805 $193,931,000 $240,000 $1,658,000 $124,000 $1,530,000
Other 483 $132,175,000 $273,000 $3,000,000 $132,000 $3,200,000
Unverifiable Information 138 $34,513,000 $250,000 $1,800,000 $108,000 $666,000
Insufficient Cash (Downpayment, Closing Cost) 116 $32,201,000 $277,000 $1,500,000 $112,000 $1,900,000
Employment History 115 $26,533,000 $230,000 $912,000 $83,000 $295,000
Credit Application Incomplete 106 $58,592,000 $552,000 $2,678,000 $317,000 $5,780,000
Mortgage Insurance Denied 6 $1,229,000 $204,000 $417,000 $102,000 $230,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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