In 2015, Guaranteed Rate, Inc. of Chicago, IL reported 67,568 mortgage applications totaling $18.5 billion, up 34% from 2014. The average application was for $273,880, and applicants reported an average income of $128,966. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (17,699), Cambridge-Newton-Framingham, MA (3,343) and Boston, MA (2,314) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 67,568 |
| Total Mortgage Loan Application Amount | $18,505,534,000 |
| Average Mortgage Loan Application Amount | $273,880 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $128,966 |
| Highest Applicant Income | $7,434,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 17,699 | $ 4,717,309,000 | $ 266,529 | $ 133,000 |
| Cambridge-Newton-Framingham, MA | 3,343 | $ 1,137,482,000 | $ 340,257 | $ 131,000 |
| Boston, MA | 2,314 | $ 798,624,000 | $ 345,127 | $ 136,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,174 | $ 845,858,000 | $ 389,079 | $ 182,505 |
| Phoenix-Mesa-Scottsdale, AZ | 1,668 | $ 413,512,000 | $ 247,908 | $ 118,000 |
| Denver-Aurora-Lakewood, CO | 1,539 | $ 438,094,000 | $ 284,661 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 1,449 | $ 410,403,000 | $ 283,231 | $ 149,086 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,262 | $ 257,143,000 | $ 203,758 | $ 89,525 |
| Los Angeles-Long Beach-Glendale, CA | 1,130 | $ 495,035,000 | $ 438,084 | $ 157,000 |
| Elgin, IL | 973 | $ 221,917,000 | $ 228,075 | $ 121,000 |
| Riverside-San Bernardino-Ontario, CA | 934 | $ 277,636,000 | $ 297,254 | $ 114,000 |
| Gary, IN | 929 | $ 172,150,000 | $ 185,306 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 927 | $ 215,698,000 | $ 232,683 | $ 113,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 855 | $ 219,489,000 | $ 256,712 | $ 134,000 |
| St. Louis, MO-IL | 767 | $ 152,853,000 | $ 199,286 | $ 97,328 |
| Newark, NJ-PA | 749 | $ 249,462,000 | $ 333,060 | $ 153,182 |
| Salt Lake City, UT | 749 | $ 179,335,000 | $ 239,432 | $ 90,000 |
| Wilmington, NC | 732 | $ 161,039,000 | $ 219,998 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 724 | $ 150,990,000 | $ 208,549 | $ 100,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 687 | $ 247,475,000 | $ 360,225 | $ 141,291 |
| Tampa-St. Petersburg-Clearwater, FL | 630 | $ 140,820,000 | $ 223,523 | $ 124,000 |
| Atlanta-Sandy Springs-Roswell, GA | 568 | $ 135,863,000 | $ 239,195 | $ 117,000 |
| Worcester, MA-CT | 566 | $ 150,325,000 | $ 265,591 | $ 110,180 |
| Philadelphia, PA | 549 | $ 150,391,000 | $ 273,936 | $ 147,000 |
| San Francisco-Redwood City-South San Francisco, CA | 534 | $ 273,547,000 | $ 512,260 | $ 170,000 |
| Anaheim-Santa Ana-Irvine, CA | 506 | $ 238,769,000 | $ 471,875 | $ 148,000 |
| San Diego-Carlsbad, CA | 489 | $ 203,683,000 | $ 416,529 | $ 155,000 |
| Kansas City, MO-KS | 486 | $ 99,754,000 | $ 205,255 | $ 101,572 |
| Portland-Vancouver-Hillsboro, OR-WA | 478 | $ 124,413,000 | $ 260,278 | $ 109,845 |
| Sacramento--Roseville--Arden-Arcade, CA | 475 | $ 134,118,000 | $ 282,353 | $ 123,000 |
| Warren-Troy-Farmington Hills, MI | 461 | $ 98,223,000 | $ 213,065 | $ 104,000 |
| Montgomery County-Bucks County-Chester County, PA | 456 | $ 121,289,000 | $ 265,984 | $ 140,000 |
| Oakland-Hayward-Berkeley, CA | 455 | $ 196,093,000 | $ 430,973 | $ 156,000 |
| Providence-Warwick, RI-MA | 454 | $ 120,333,000 | $ 265,050 | $ 117,819 |
| Cincinnati, OH-KY-IN | 435 | $ 89,935,000 | $ 206,747 | $ 120,213 |
| Raleigh, NC | 427 | $ 102,876,000 | $ 240,927 | $ 113,000 |
| Milwaukee-Waukesha-West Allis, WI | 413 | $ 89,260,000 | $ 216,125 | $ 109,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 400 | $ 199,788,000 | $ 499,470 | $ 163,000 |
| Houston-The Woodlands-Sugar Land, TX | 387 | $ 90,536,000 | $ 233,943 | $ 145,000 |
| North Port-Sarasota-Bradenton, FL | 367 | $ 81,549,000 | $ 222,204 | $ 117,000 |
| Ogden-Clearfield, UT | 366 | $ 82,174,000 | $ 224,519 | $ 83,000 |
| Seattle-Bellevue-Everett, WA | 359 | $ 113,745,000 | $ 316,838 | $ 124,000 |
| Durham-Chapel Hill, NC | 319 | $ 79,766,000 | $ 250,050 | $ 126,000 |
| Provo-Orem, UT | 301 | $ 77,076,000 | $ 256,066 | $ 104,000 |
| Las Vegas-Henderson-Paradise, NV | 281 | $ 61,870,000 | $ 220,177 | $ 103,000 |
| Dallas-Plano-Irving, TX | 270 | $ 68,689,000 | $ 254,403 | $ 138,000 |
| Jacksonville, FL | 270 | $ 54,175,000 | $ 200,648 | $ 97,000 |
| Nassau County-Suffolk County, NY | 268 | $ 113,649,000 | $ 424,063 | $ 200,000 |
| Camden, NJ | 257 | $ 55,264,000 | $ 215,035 | $ 109,000 |
| New Haven-Milford, CT | 255 | $ 55,903,000 | $ 219,227 | $ 115,000 |
| Baltimore-Columbia-Towson, MD | 247 | $ 73,162,000 | $ 296,202 | $ 139,000 |
| Austin-Round Rock, TX | 240 | $ 67,998,000 | $ 283,325 | $ 160,000 |
| Orlando-Kissimmee-Sanford, FL | 234 | $ 53,034,000 | $ 226,641 | $ 111,000 |
| Boulder, CO | 230 | $ 74,973,000 | $ 325,969 | $ 139,000 |
| Grand Rapids-Wyoming, MI | 229 | $ 41,710,000 | $ 182,139 | $ 95,000 |
| Detroit-Dearborn-Livonia, MI | 212 | $ 38,138,000 | $ 179,896 | $ 103,000 |
| Indianapolis-Carmel-Anderson, IN | 203 | $ 38,445,000 | $ 189,384 | $ 105,000 |
| Barnstable Town, MA | 194 | $ 53,325,000 | $ 274,871 | $ 166,000 |
| Portland-South Portland, ME | 187 | $ 46,564,000 | $ 249,005 | $ 136,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 186 | $ 37,560,000 | $ 201,935 | $ 107,064 |
| Charlotte-Concord-Gastonia, NC-SC | 182 | $ 41,040,000 | $ 225,494 | $ 116,714 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 180 | $ 45,239,000 | $ 251,327 | $ 127,000 |
| Bridgeport-Stamford-Norwalk, CT | 174 | $ 73,309,000 | $ 421,316 | $ 194,000 |
| Miami-Miami Beach-Kendall, FL | 174 | $ 48,988,000 | $ 281,540 | $ 192,000 |
| Des Moines-West Des Moines, IA | 158 | $ 30,107,000 | $ 190,550 | $ 100,000 |
| Manchester-Nashua, NH | 155 | $ 38,971,000 | $ 251,425 | $ 124,000 |
| Ann Arbor, MI | 154 | $ 34,603,000 | $ 224,694 | $ 113,000 |
| Rockingham County-Strafford County, NH | 154 | $ 43,414,000 | $ 281,909 | $ 131,000 |
| Birmingham-Hoover, AL | 152 | $ 34,353,000 | $ 226,006 | $ 103,000 |
| New Orleans-Metairie, LA | 150 | $ 37,535,000 | $ 250,233 | $ 117,000 |
| Silver Spring-Frederick-Rockville, MD | 145 | $ 51,877,000 | $ 357,772 | $ 141,000 |
| Cape Coral-Fort Myers, FL | 144 | $ 31,604,000 | $ 219,472 | $ 177,000 |
| Greensboro-High Point, NC | 141 | $ 25,033,000 | $ 177,539 | $ 75,000 |
| Greenville-Anderson-Mauldin, SC | 140 | $ 28,182,000 | $ 201,300 | $ 109,000 |
| Tucson, AZ | 139 | $ 29,905,000 | $ 215,143 | $ 122,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 127 | $ 17,886,000 | $ 140,834 | $ 77,000 |
| Columbus, OH | 124 | $ 25,835,000 | $ 208,346 | $ 102,000 |
| Charleston-North Charleston, SC | 122 | $ 34,214,000 | $ 280,442 | $ 120,000 |
| Louisville/Jefferson County, KY-IN | 121 | $ 30,163,000 | $ 249,280 | $ 126,983 |
| Fort Worth-Arlington, TX | 116 | $ 23,506,000 | $ 202,637 | $ 124,000 |
| Atlantic City-Hammonton, NJ | 115 | $ 22,065,000 | $ 191,869 | $ 104,000 |
| Naples-Immokalee-Marco Island, FL | 111 | $ 33,215,000 | $ 299,234 | $ 212,000 |
| Green Bay, WI | 106 | $ 14,137,000 | $ 133,367 | $ 63,000 |
| Winston-Salem, NC | 106 | $ 15,162,000 | $ 143,037 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 104 | $ 44,802,000 | $ 430,788 | $ 163,000 |
| Santa Rosa, CA | 104 | $ 44,267,000 | $ 425,644 | $ 163,000 |
| Port St. Lucie, FL | 96 | $ 18,494,000 | $ 192,645 | $ 140,000 |
| Santa Maria-Santa Barbara, CA | 94 | $ 48,058,000 | $ 511,255 | $ 170,000 |
| Jacksonville, NC | 90 | $ 19,566,000 | $ 217,400 | $ 111,000 |
| Bakersfield, CA | 85 | $ 20,405,000 | $ 240,058 | $ 124,000 |
| Punta Gorda, FL | 80 | $ 14,240,000 | $ 178,000 | $ 104,000 |
| Pittsburgh, PA | 74 | $ 16,643,000 | $ 224,905 | $ 221,000 |
| Tacoma-Lakewood, WA | 73 | $ 18,925,000 | $ 259,246 | $ 126,000 |
| Omaha-Council Bluffs, NE-IA | 72 | $ 14,553,000 | $ 202,125 | $ 105,000 |
| Vallejo-Fairfield, CA | 71 | $ 20,338,000 | $ 286,450 | $ 141,000 |
| Memphis, TN-MS-AR | 69 | $ 10,207,000 | $ 147,927 | $ 137,202 |
| Urban Honolulu, HI | 67 | $ 26,288,000 | $ 392,358 | $ 117,000 |
| Missoula, MT | 66 | $ 14,620,000 | $ 221,515 | $ 84,000 |
| San Antonio-New Braunfels, TX | 66 | $ 12,582,000 | $ 190,636 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 63 | $ 13,468,000 | $ 213,777 | $ 124,142 |
| Deltona-Daytona Beach-Ormond Beach, FL | 61 | $ 12,189,000 | $ 199,819 | $ 133,000 |
| Niles-Benton Harbor, MI | 60 | $ 16,010,000 | $ 266,833 | $ 254,000 |
| Cleveland-Elyria, OH | 58 | $ 11,774,000 | $ 203,000 | $ 125,000 |
| Fresno, CA | 56 | $ 11,792,000 | $ 210,571 | $ 96,000 |
| Greeley, CO | 56 | $ 14,876,000 | $ 265,642 | $ 112,000 |
| Madison, WI | 56 | $ 13,193,000 | $ 235,589 | $ 125,000 |
| Colorado Springs, CO | 55 | $ 12,983,000 | $ 236,054 | $ 134,000 |
| Columbia, SC | 54 | $ 9,442,000 | $ 174,851 | $ 93,000 |
| Richmond, VA | 52 | $ 14,038,000 | $ 269,961 | $ 126,000 |
| Norwich-New London, CT | 51 | $ 10,679,000 | $ 209,392 | $ 107,000 |
| Stockton-Lodi, CA | 51 | $ 14,435,000 | $ 283,039 | $ 110,000 |
| Albuquerque, NM | 49 | $ 11,832,000 | $ 241,469 | $ 116,000 |
| Fort Collins, CO | 49 | $ 13,325,000 | $ 271,938 | $ 181,000 |
| Wilmington, DE-MD-NJ | 49 | $ 12,560,000 | $ 256,326 | $ 174,612 |
| Napa, CA | 48 | $ 18,860,000 | $ 392,916 | $ 146,000 |
| Springfield, MA | 47 | $ 9,593,000 | $ 204,106 | $ 88,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 47 | $ 11,475,000 | $ 244,148 | $ 121,446 |
| Elkhart-Goshen, IN | 46 | $ 5,595,000 | $ 121,630 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 46 | $ 7,477,000 | $ 162,543 | $ 105,000 |
| Kalamazoo-Portage, MI | 44 | $ 9,471,000 | $ 215,250 | $ 151,000 |
| Lansing-East Lansing, MI | 44 | $ 6,558,000 | $ 149,045 | $ 90,000 |
| Ocean City, NJ | 44 | $ 11,291,000 | $ 256,613 | $ 161,000 |
| Rockford, IL | 44 | $ 5,342,000 | $ 121,409 | $ 81,000 |
| Bangor, ME | 43 | $ 6,691,000 | $ 155,604 | $ 80,000 |
| Oklahoma City, OK | 42 | $ 8,780,000 | $ 209,047 | $ 106,000 |
| Santa Cruz-Watsonville, CA | 42 | $ 21,552,000 | $ 513,142 | $ 166,000 |
| Duluth, MN-WI | 39 | $ 5,635,000 | $ 144,487 | $ 94,384 |
| Yuma, AZ | 39 | $ 7,832,000 | $ 200,820 | $ 92,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 38 | $ 13,090,000 | $ 344,473 | $ 107,000 |
| San Rafael, CA | 36 | $ 19,538,000 | $ 542,722 | $ 217,000 |
| Salinas, CA | 35 | $ 13,422,000 | $ 383,485 | $ 129,000 |
| Sioux City, IA-NE-SD | 35 | $ 4,794,000 | $ 136,971 | $ 76,000 |
| Michigan City-La Porte, IN | 34 | $ 6,568,000 | $ 193,176 | $ 117,000 |
| Rochester, NY | 34 | $ 6,938,000 | $ 204,058 | $ 137,000 |
| South Bend-Mishawaka, IN-MI | 34 | $ 5,047,000 | $ 148,441 | $ 112,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 33 | $ 7,339,000 | $ 222,393 | $ 104,000 |
| Janesville-Beloit, WI | 33 | $ 4,978,000 | $ 150,848 | $ 77,000 |
| York-Hanover, PA | 32 | $ 6,059,000 | $ 189,343 | $ 88,000 |
| Bend-Redmond, OR | 31 | $ 8,002,000 | $ 258,129 | $ 109,000 |
| Trenton, NJ | 30 | $ 8,772,000 | $ 292,400 | $ 131,000 |
| Appleton, WI | 29 | $ 4,879,000 | $ 168,241 | $ 85,000 |
| Knoxville, TN | 29 | $ 6,358,000 | $ 219,241 | $ 104,000 |
| Grand Junction, CO | 28 | $ 5,114,000 | $ 182,642 | $ 89,000 |
| Modesto, CA | 28 | $ 6,659,000 | $ 237,821 | $ 165,000 |
| Sheboygan, WI | 28 | $ 4,762,000 | $ 170,071 | $ 101,000 |
| Shreveport-Bossier City, LA | 28 | $ 4,730,000 | $ 168,928 | $ 86,000 |
| Spartanburg, SC | 28 | $ 4,383,000 | $ 156,535 | $ 84,000 |
| Prescott, AZ | 27 | $ 6,966,000 | $ 258,000 | $ 111,000 |
| Spokane-Spokane Valley, WA | 27 | $ 5,409,000 | $ 200,333 | $ 105,000 |
| El Paso, TX | 26 | $ 4,168,000 | $ 160,307 | $ 99,000 |
| Asheville, NC | 25 | $ 4,975,000 | $ 199,000 | $ 116,000 |
| Racine, WI | 25 | $ 4,330,000 | $ 173,200 | $ 138,000 |
| Logan, UT-ID | 24 | $ 4,108,000 | $ 171,166 | $ 69,000 |
| Utica-Rome, NY | 24 | $ 2,907,000 | $ 121,125 | $ 65,000 |
| Chico, CA | 23 | $ 5,287,000 | $ 229,869 | $ 101,000 |
| Kankakee, IL | 23 | $ 3,080,000 | $ 133,913 | $ 63,000 |
| Davenport-Moline-Rock Island, IA-IL | 22 | $ 4,236,000 | $ 192,545 | $ 109,909 |
| Dutchess County-Putnam County, NY | 22 | $ 6,960,000 | $ 316,363 | $ 222,000 |
| East Stroudsburg, PA | 22 | $ 3,649,000 | $ 165,863 | $ 101,000 |
| Kahului-Wailuku-Lahaina, HI | 22 | $ 9,611,000 | $ 436,863 | $ 123,000 |
| Lake Havasu City-Kingman, AZ | 22 | $ 4,464,000 | $ 202,909 | $ 77,000 |
| Akron, OH | 21 | $ 4,154,000 | $ 197,809 | $ 131,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 6,603,000 | $ 330,150 | $ 190,000 |
| Lakeland-Winter Haven, FL | 20 | $ 3,874,000 | $ 193,700 | $ 122,000 |
| Toledo, OH | 20 | $ 3,394,000 | $ 169,700 | $ 90,000 |
| Boise City, ID | 19 | $ 4,336,000 | $ 228,210 | $ 135,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 19 | $ 3,199,000 | $ 168,368 | $ 117,000 |
| Flagstaff, AZ | 19 | $ 4,523,000 | $ 238,052 | $ 105,000 |
| Harrisburg-Carlisle, PA | 19 | $ 3,748,000 | $ 197,263 | $ 113,000 |
| La Crosse-Onalaska, WI-MN | 19 | $ 3,196,000 | $ 168,210 | $ 69,000 |
| Monroe, MI | 19 | $ 3,698,000 | $ 194,631 | $ 114,000 |
| Reno, NV | 19 | $ 4,297,000 | $ 226,157 | $ 184,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 4,033,000 | $ 224,055 | $ 133,500 |
| Bremerton-Silverdale, WA | 18 | $ 4,909,000 | $ 272,722 | $ 164,000 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 3,297,000 | $ 183,166 | $ 122,000 |
| Cedar Rapids, IA | 17 | $ 2,518,000 | $ 148,117 | $ 85,000 |
| Corpus Christi, TX | 17 | $ 3,543,000 | $ 208,411 | $ 130,000 |
| Greenville, NC | 17 | $ 2,793,000 | $ 164,294 | $ 79,000 |
| Albany-Schenectady-Troy, NY | 16 | $ 2,908,000 | $ 181,750 | $ 286,000 |
| Bloomington, IL | 16 | $ 2,755,000 | $ 172,187 | $ 117,000 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 4,381,000 | $ 273,812 | $ 183,000 |
| Ocala, FL | 16 | $ 2,468,000 | $ 154,250 | $ 77,000 |
| St. George, UT | 16 | $ 3,496,000 | $ 218,500 | $ 108,000 |
| Visalia-Porterville, CA | 16 | $ 3,340,000 | $ 208,750 | $ 96,000 |
| Yuba City, CA | 16 | $ 3,529,000 | $ 220,562 | $ 84,000 |
| Champaign-Urbana, IL | 15 | $ 2,458,000 | $ 163,866 | $ 106,000 |
| Daphne-Fairhope-Foley, AL | 15 | $ 2,742,000 | $ 182,800 | $ 95,000 |
| Gainesville, GA | 15 | $ 3,594,000 | $ 239,600 | $ 125,000 |
| Longview, WA | 15 | $ 3,541,000 | $ 236,066 | $ 97,000 |
| Beaumont-Port Arthur, TX | 14 | $ 2,178,000 | $ 155,571 | $ 87,000 |
| Burlington-South Burlington, VT | 14 | $ 3,064,000 | $ 218,857 | $ 99,000 |
| Coeur D'Alene, ID | 14 | $ 2,698,000 | $ 192,714 | $ 57,000 |
| Fort Wayne, IN | 14 | $ 2,293,000 | $ 163,785 | $ 87,000 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 2,412,000 | $ 172,285 | $ 73,000 |
| Medford, OR | 14 | $ 3,516,000 | $ 251,142 | $ 98,000 |
| Reading, PA | 14 | $ 2,734,000 | $ 195,285 | $ 121,000 |
| Salem, OR | 14 | $ 3,925,000 | $ 280,357 | $ 96,000 |
| Salisbury, MD-DE | 14 | $ 2,912,000 | $ 208,000 | $ 183,571 |
| Sebastian-Vero Beach, FL | 14 | $ 3,670,000 | $ 262,142 | $ 179,000 |
| Springfield, IL | 14 | $ 2,853,000 | $ 203,785 | $ 84,000 |
| The Villages, FL | 14 | $ 2,929,000 | $ 209,214 | $ 102,000 |
| Tulsa, OK | 14 | $ 2,169,000 | $ 154,928 | $ 85,000 |
| Flint, MI | 13 | $ 2,507,000 | $ 192,846 | $ 119,000 |
| Merced, CA | 13 | $ 2,864,000 | $ 220,307 | $ 111,000 |
| Muskegon, MI | 13 | $ 1,962,000 | $ 150,923 | $ 84,000 |
| Baton Rouge, LA | 12 | $ 2,401,000 | $ 200,083 | $ 137,000 |
| Burlington, NC | 12 | $ 1,844,000 | $ 153,666 | $ 81,000 |
| Carbondale-Marion, IL | 12 | $ 1,740,000 | $ 145,000 | $ 68,000 |
| Columbus, GA-AL | 12 | $ 2,045,000 | $ 170,416 | $ 71,500 |
| Dayton, OH | 12 | $ 1,682,000 | $ 140,166 | $ 73,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,751,000 | $ 145,916 | $ 112,000 |
| Lexington-Fayette, KY | 12 | $ 2,775,000 | $ 231,250 | $ 90,000 |
| Roanoke, VA | 12 | $ 1,916,000 | $ 159,666 | $ 65,000 |
| Savannah, GA | 12 | $ 2,406,000 | $ 200,500 | $ 113,000 |
| Wichita, KS | 12 | $ 1,840,000 | $ 153,333 | $ 119,000 |
| Bellingham, WA | 11 | $ 2,820,000 | $ 256,363 | $ 97,000 |
| Chattanooga, TN-GA | 11 | $ 2,578,000 | $ 234,363 | $ 144,818 |
| Kennewick-Richland, WA | 11 | $ 2,412,000 | $ 219,272 | $ 116,000 |
| Lawrence, KS | 11 | $ 2,165,000 | $ 196,818 | $ 114,000 |
| Peoria, IL | 11 | $ 2,060,000 | $ 187,272 | $ 140,000 |
| Redding, CA | 11 | $ 2,418,000 | $ 219,818 | $ 85,000 |
| Yakima, WA | 11 | $ 1,845,000 | $ 167,727 | $ 66,000 |
| Charlottesville, VA | 10 | $ 3,352,000 | $ 335,200 | $ 185,000 |
| Columbia, MO | 10 | $ 1,696,000 | $ 169,600 | $ 98,000 |
| Eau Claire, WI | 10 | $ 2,126,000 | $ 212,600 | $ 103,000 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 1,194,000 | $ 119,400 | $ 78,000 |
| Huntsville, AL | 10 | $ 3,562,000 | $ 356,200 | $ 107,000 |
| Olympia-Tumwater, WA | 10 | $ 2,732,000 | $ 273,200 | $ 145,000 |
| Springfield, MO | 10 | $ 1,458,000 | $ 145,800 | $ 86,000 |
| Syracuse, NY | 10 | $ 1,415,000 | $ 141,500 | $ 125,000 |
| Tallahassee, FL | 10 | $ 2,263,000 | $ 226,300 | $ 89,000 |
| Anchorage, AK | 9 | $ 1,827,000 | $ 203,000 | $ 81,000 |
| Billings, MT | 9 | $ 1,901,000 | $ 211,222 | $ 78,000 |
| Canton-Massillon, OH | 9 | $ 1,113,000 | $ 123,666 | $ 97,000 |
| Gainesville, FL | 9 | $ 1,290,000 | $ 143,333 | $ 137,000 |
| Killeen-Temple, TX | 9 | $ 1,318,000 | $ 146,444 | $ 72,000 |
| Montgomery, AL | 9 | $ 2,891,000 | $ 321,222 | $ 161,000 |
| Saginaw, MI | 9 | $ 1,543,000 | $ 171,444 | $ 92,000 |
| Topeka, KS | 9 | $ 1,725,000 | $ 191,666 | $ 114,000 |
| Tyler, TX | 9 | $ 1,795,000 | $ 199,444 | $ 115,000 |
| Valdosta, GA | 9 | $ 1,171,000 | $ 130,111 | $ 63,000 |
| Vineland-Bridgeton, NJ | 9 | $ 1,358,000 | $ 150,888 | $ 72,000 |
| Brownsville-Harlingen, TX | 8 | $ 1,083,000 | $ 135,375 | $ 133,000 |
| College Station-Bryan, TX | 8 | $ 1,288,000 | $ 161,000 | $ 130,000 |
| Gettysburg, PA | 8 | $ 1,160,000 | $ 145,000 | $ 64,000 |
| Midland, TX | 8 | $ 1,744,000 | $ 218,000 | $ 203,000 |
| Morgantown, WV | 8 | $ 1,423,000 | $ 177,875 | $ 107,000 |
| Oshkosh-Neenah, WI | 8 | $ 1,231,000 | $ 153,875 | $ 89,000 |
| Panama City, FL | 8 | $ 1,676,000 | $ 209,500 | $ 136,000 |
| Amarillo, TX | 7 | $ 1,385,000 | $ 197,857 | $ 139,000 |
| Fayetteville, NC | 7 | $ 828,000 | $ 118,285 | $ 57,000 |
| Fond Du Lac, WI | 7 | $ 1,158,000 | $ 165,428 | $ 87,000 |
| Homosassa Springs, FL | 7 | $ 882,000 | $ 126,000 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 1,056,000 | $ 150,857 | $ 87,714 |
| Jackson, MI | 7 | $ 1,034,000 | $ 147,714 | $ 90,000 |
| Lafayette, LA | 7 | $ 1,315,000 | $ 187,857 | $ 90,000 |
| Lafayette-West Lafayette, IN | 7 | $ 1,027,000 | $ 146,714 | $ 104,000 |
| Lancaster, PA | 7 | $ 1,410,000 | $ 201,428 | $ 101,000 |
| Las Cruces, NM | 7 | $ 1,364,000 | $ 194,857 | $ 96,000 |
| Lynchburg, VA | 7 | $ 2,087,000 | $ 298,142 | $ 124,000 |
| Mankato-North Mankato, MN | 7 | $ 1,319,000 | $ 188,428 | $ 138,000 |
| Pittsfield, MA | 7 | $ 1,557,000 | $ 222,428 | $ 118,000 |
| Rochester, MN | 7 | $ 1,127,000 | $ 161,000 | $ 67,000 |
| Warner Robins, GA | 7 | $ 927,000 | $ 132,428 | $ 90,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,012,000 | $ 168,666 | $ 73,000 |
| Charleston, WV | 6 | $ 1,223,000 | $ 203,833 | $ 106,000 |
| Decatur, IL | 6 | $ 525,000 | $ 87,500 | $ 66,000 |
| Dover, DE | 6 | $ 1,037,000 | $ 172,833 | $ 82,000 |
| Goldsboro, NC | 6 | $ 712,000 | $ 118,666 | $ 105,000 |
| Idaho Falls, ID | 6 | $ 1,165,000 | $ 194,166 | $ 192,000 |
| Iowa City, IA | 6 | $ 1,462,000 | $ 243,666 | $ 143,000 |
| Jackson, MS | 6 | $ 1,249,000 | $ 208,166 | $ 87,000 |
| Kingston, NY | 6 | $ 1,169,000 | $ 194,833 | $ 173,000 |
| Lawton, OK | 6 | $ 1,024,000 | $ 170,666 | $ 91,000 |
| Lubbock, TX | 6 | $ 1,179,000 | $ 196,500 | $ 164,000 |
| Madera, CA | 6 | $ 1,315,000 | $ 219,166 | $ 114,000 |
| Mobile, AL | 6 | $ 1,090,000 | $ 181,666 | $ 117,000 |
| Monroe, LA | 6 | $ 1,494,000 | $ 249,000 | $ 84,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,904,000 | $ 317,333 | $ 111,000 |
| New Bern, NC | 6 | $ 907,000 | $ 151,166 | $ 151,000 |
| Santa Fe, NM | 6 | $ 1,655,000 | $ 275,833 | $ 195,000 |
| Sebring, FL | 6 | $ 632,000 | $ 105,333 | $ 166,000 |
| St. Cloud, MN | 6 | $ 858,000 | $ 143,000 | $ 74,000 |
| Ames, IA | 5 | $ 599,000 | $ 119,800 | $ 83,000 |
| Auburn-Opelika, AL | 5 | $ 894,000 | $ 178,800 | $ 121,000 |
| Battle Creek, MI | 5 | $ 686,000 | $ 137,200 | $ 43,000 |
| California-Lexington Park, MD | 5 | $ 1,061,000 | $ 212,200 | $ 118,000 |
| Cheyenne, WY | 5 | $ 771,000 | $ 154,200 | $ 80,000 |
| Clarksville, TN-KY | 5 | $ 642,000 | $ 128,400 | $ 88,000 |
| Columbus, IN | 5 | $ 1,107,000 | $ 221,400 | $ 81,000 |
| Corvallis, OR | 5 | $ 1,260,000 | $ 252,000 | $ 158,000 |
| Danville, IL | 5 | $ 558,000 | $ 111,600 | $ 105,000 |
| El Centro, CA | 5 | $ 951,000 | $ 190,200 | $ 120,000 |
| Eugene, OR | 5 | $ 1,279,000 | $ 255,800 | $ 75,000 |
| Glens Falls, NY | 5 | $ 1,226,000 | $ 245,200 | $ 179,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 788,000 | $ 157,600 | $ 69,000 |
| Harrisonburg, VA | 5 | $ 858,000 | $ 171,600 | $ 103,000 |
| Hot Springs, AR | 5 | $ 891,000 | $ 178,200 | $ 94,000 |
| Joplin, MO | 5 | $ 768,000 | $ 153,600 | $ 85,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 823,000 | $ 164,600 | $ 122,400 |
| Lewiston-Auburn, ME | 5 | $ 972,000 | $ 194,400 | $ 101,000 |
| Sioux Falls, SD | 5 | $ 1,224,000 | $ 244,800 | $ 133,000 |
| Tuscaloosa, AL | 5 | $ 606,000 | $ 121,200 | $ 108,000 |
| Waco, TX | 5 | $ 1,031,000 | $ 206,200 | $ 134,000 |
| Walla Walla, WA | 5 | $ 1,500,000 | $ 300,000 | $ 113,000 |
| Wausau, WI | 5 | $ 854,000 | $ 170,800 | $ 93,000 |
| Athens-Clarke County, GA | 4 | $ 906,000 | $ 226,500 | $ 190,000 |
| Bloomington, IN | 4 | $ 866,000 | $ 216,500 | $ 163,000 |
| Brunswick, GA | 4 | $ 690,000 | $ 172,500 | $ 53,000 |
| Dothan, AL | 4 | $ 591,000 | $ 147,750 | $ 119,000 |
| Jefferson City, MO | 4 | $ 1,150,000 | $ 287,500 | $ 91,000 |
| Laredo, TX | 4 | $ 699,000 | $ 174,750 | $ 80,000 |
| Lincoln, NE | 4 | $ 887,000 | $ 221,750 | $ 116,000 |
| Macon, GA | 4 | $ 453,000 | $ 113,250 | $ 35,000 |
| Manhattan, KS | 4 | $ 1,031,000 | $ 257,750 | $ 119,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 451,000 | $ 112,750 | $ 120,000 |
| Midland, MI | 4 | $ 770,000 | $ 192,500 | $ 202,000 |
| Rome, GA | 4 | $ 828,000 | $ 207,000 | $ 108,000 |
| Winchester, VA-WV | 4 | $ 895,000 | $ 223,750 | $ 108,750 |
| Albany, OR | 3 | $ 603,000 | $ 201,000 | $ 89,000 |
| Bloomsburg-Berwick, PA | 3 | $ 395,000 | $ 131,666 | $ 49,000 |
| Bowling Green, KY | 3 | $ 375,000 | $ 125,000 | $ 73,000 |
| Carson City, NV | 3 | $ 936,000 | $ 312,000 | $ 148,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 352,000 | $ 117,333 | $ 76,000 |
| Erie, PA | 3 | $ 331,000 | $ 110,333 | $ 61,000 |
| Evansville, IN-KY | 3 | $ 522,000 | $ 174,000 | $ 82,000 |
| Florence, SC | 3 | $ 592,000 | $ 197,333 | $ 83,000 |
| Fort Smith, AR-OK | 3 | $ 256,000 | $ 85,333 | $ 50,000 |
| Hinesville, GA | 3 | $ 420,000 | $ 140,000 | $ 83,000 |
| Johnson City, TN | 3 | $ 1,241,000 | $ 413,666 | $ 155,000 |
| Longview, TX | 3 | $ 467,000 | $ 155,666 | $ 73,000 |
| Mansfield, OH | 3 | $ 551,000 | $ 183,666 | $ 107,000 |
| Pueblo, CO | 3 | $ 279,000 | $ 93,000 | $ 70,000 |
| Rapid City, SD | 3 | $ 831,000 | $ 277,000 | $ 126,000 |
| Sherman-Denison, TX | 3 | $ 471,000 | $ 157,000 | $ 80,000 |
| State College, PA | 3 | $ 762,000 | $ 254,000 | $ 289,000 |
| Staunton-Waynesboro, VA | 3 | $ 481,000 | $ 160,333 | $ 151,000 |
| Wenatchee, WA | 3 | $ 619,000 | $ 206,333 | $ 88,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 454,000 | $ 151,333 | $ 73,000 |
| Albany, GA | 2 | $ 407,000 | $ 203,500 | $ 88,000 |
| Binghamton, NY | 2 | $ 378,000 | $ 189,000 | $ 104,000 |
| Bismarck, ND | 2 | $ 473,000 | $ 236,500 | $ 89,000 |
| Casper, WY | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 483,000 | $ 241,500 | $ 72,000 |
| Cumberland, MD-WV | 2 | $ 292,000 | $ 146,000 | $ 55,000 |
| Decatur, AL | 2 | $ 249,000 | $ 124,500 | $ 89,000 |
| Fairbanks, AK | 2 | $ 445,000 | $ 222,500 | $ 112,000 |
| Farmington, NM | 2 | $ 418,000 | $ 209,000 | $ 91,000 |
| Florence-Muscle Shoals, AL | 2 | $ 352,000 | $ 176,000 | $ 88,000 |
| Grants Pass, OR | 2 | $ 454,000 | $ 227,000 | $ 46,000 |
| Hammond, LA | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| Hanford-Corcoran, CA | 2 | $ 462,000 | $ 231,000 | $ 75,000 |
| Johnstown, PA | 2 | $ 291,000 | $ 145,500 | $ 57,000 |
| Jonesboro, AR | 2 | $ 397,000 | $ 198,500 | $ 82,000 |
| Lake Charles, LA | 2 | $ 384,000 | $ 192,000 | $ 104,000 |
| Muncie, IN | 2 | $ 236,000 | $ 118,000 | $ 78,000 |
| Rocky Mount, NC | 2 | $ 333,000 | $ 166,500 | $ 72,000 |
| San Angelo, TX | 2 | $ 302,000 | $ 151,000 | $ 72,000 |
| Springfield, OH | 2 | $ 414,000 | $ 207,000 | $ 60,000 |
| Terre Haute, IN | 2 | $ 328,000 | $ 164,000 | $ 103,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 385,000 | $ 192,500 | $ 46,000 |
| Watertown-Fort Drum, NY | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 225,000 | $ 112,500 | $ 67,500 |
| Wheeling, WV-OH | 2 | $ 347,000 | $ 173,500 | $ 51,000 |
| Alexandria, LA | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Altoona, PA | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Bay City, MI | 1 | $ 334,000 | $ 334,000 | $ 290,000 |
| Beckley, WV | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Cleveland, TN | 1 | $ 209,000 | $ 209,000 | $ 121,000 |
| Dalton, GA | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Dubuque, IA | 1 | $ 350,000 | $ 350,000 | $ 78,000 |
| Elmira, NY | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Fargo, ND-MN | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Grand Forks, ND-MN | 1 | $ 182,000 | $ 182,000 | $ 80,000 |
| Grand Island, NE | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Great Falls, MT | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Kokomo, IN | 1 | $ 120,000 | $ 120,000 | $ 140,000 |
| Morristown, TN | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Owensboro, KY | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Pocatello, ID | 1 | $ 221,000 | $ 221,000 | $ 96,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| St. Joseph, MO-KS | 1 | $ 166,000 | $ 166,000 | $ 99,000 |
| Sumter, SC | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Texarkana, TX-AR | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Victoria, TX | 1 | $ 268,000 | $ 268,000 | $ 168,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 38,149 | $10,051,173,000 | $263,000 | $3,000,000 | $122,000 | $7,434,000 |
| Refinancing | 29,419 | $8,454,361,000 | $287,000 | $3,000,000 | $138,000 | $4,678,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 50,454 | $13,772,775,000 | $272,000 | $3,000,000 | $132,000 | $7,434,000 |
| Not Provided | 5,296 | $1,537,976,000 | $290,000 | $2,000,000 | $135,000 | $3,017,000 |
| Asian | 4,916 | $1,542,095,000 | $313,000 | $2,660,000 | $140,000 | $1,880,000 |
| Hispanic | 4,026 | $999,813,000 | $248,000 | $1,315,000 | $98,000 | $1,445,000 |
| Black or African American | 2,390 | $523,311,000 | $218,000 | $1,360,000 | $91,000 | $541,000 |
| Native Hawaiian or Other Pacific Islander | 244 | $70,178,000 | $287,000 | $1,150,000 | $128,000 | $1,161,000 |
| American Indian or Alaskan Native | 242 | $59,386,000 | $245,000 | $1,038,000 | $101,000 | $620,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 55,886 | $15,812,220,000 | $282,000 | $3,000,000 | $139,000 | $7,434,000 |
| FHA-insured (Federal Housing Administration) | 8,714 | $1,910,631,000 | $219,000 | $815,000 | $78,000 | $707,000 |
| VA-guaranteed (Veterans Administration) | 2,476 | $704,920,000 | $284,000 | $1,031,000 | $94,000 | $714,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 492 | $77,763,000 | $158,000 | $403,000 | $54,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 49,702 | $13,335,326,000 | $268,000 | $2,415,000 | $126,000 | $7,434,000 |
| Application Withdrawn By Applicant | 10,346 | $3,025,758,000 | $292,000 | $3,000,000 | $141,000 | $6,460,000 |
| Application Denied By Financial Institution | 3,868 | $1,032,952,000 | $267,000 | $3,000,000 | $112,000 | $5,780,000 |
| File Closed For Incompleteness | 3,286 | $1,017,922,000 | $309,000 | $2,660,000 | $153,000 | $4,678,000 |
| Application Approved But Not Accepted | 366 | $93,576,000 | $255,000 | $855,000 | $122,000 | $742,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,044 | $286,539,000 | $274,000 | $1,485,000 | $76,000 | $943,000 |
| Credit History | 960 | $241,092,000 | $251,000 | $2,300,000 | $111,000 | $1,645,000 |
| Collateral | 805 | $193,931,000 | $240,000 | $1,658,000 | $124,000 | $1,530,000 |
| Other | 483 | $132,175,000 | $273,000 | $3,000,000 | $132,000 | $3,200,000 |
| Unverifiable Information | 138 | $34,513,000 | $250,000 | $1,800,000 | $108,000 | $666,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 116 | $32,201,000 | $277,000 | $1,500,000 | $112,000 | $1,900,000 |
| Employment History | 115 | $26,533,000 | $230,000 | $912,000 | $83,000 | $295,000 |
| Credit Application Incomplete | 106 | $58,592,000 | $552,000 | $2,678,000 | $317,000 | $5,780,000 |
| Mortgage Insurance Denied | 6 | $1,229,000 | $204,000 | $417,000 | $102,000 | $230,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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