Guaranteed Rate, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 86,809 |
| Total Mortgage Loan Application Amount | $26,271,480,000 |
| Average Mortgage Loan Application Amount | $303,000 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $134,500 |
| Highest Applicant Income | $8,232,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 19,428 | $ 5,666,865,000 | $ 291,000 | $ 140,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,754 | $ 1,580,619,000 | $ 421,000 | $ 149,000 |
| BOSTON, MA | 2,692 | $ 1,190,471,000 | $ 442,000 | $ 164,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,992 | $ 1,117,061,000 | $ 560,000 | $ 185,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,878 | $ 578,401,000 | $ 307,000 | $ 111,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,721 | $ 512,700,000 | $ 297,000 | $ 138,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,611 | $ 645,733,000 | $ 415,500 | $ 178,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,572 | $ 351,223,000 | $ 228,500 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,525 | $ 313,195,000 | $ 205,000 | $ 100,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,477 | $ 458,378,000 | $ 260,000 | $ 133,500 |
| DENVER-AURORA-LAKEWOOD, CO | 1,366 | $ 471,829,000 | $ 345,000 | $ 134,000 |
| PHILADELPHIA, PA | 1,258 | $ 367,291,000 | $ 291,000 | $ 144,000 |
| ELGIN, IL | 1,240 | $ 281,635,000 | $ 227,000 | $ 115,000 |
| DALLAS-PLANO-IRVING, TX | 1,165 | $ 307,987,000 | $ 264,000 | $ 129,000 |
| NEWARK, NJ-PA | 1,042 | $ 381,266,000 | $ 265,500 | $ 134,000 |
| GARY, IN | 970 | $ 192,737,000 | $ 198,000 | $ 89,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 924 | $ 219,057,000 | $ 237,000 | $ 96,000 |
| CINCINNATI, OH-KY-IN | 887 | $ 175,913,000 | $ 184,333 | $ 96,000 |
| WILMINGTON, NC | 867 | $ 214,582,000 | $ 247,000 | $ 110,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 861 | $ 247,513,000 | $ 287,000 | $ 130,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 826 | $ 488,782,000 | $ 591,000 | $ 181,000 |
| SAN DIEGO-CARLSBAD, CA | 796 | $ 395,334,000 | $ 496,000 | $ 157,000 |
| ST. LOUIS, MO-IL | 793 | $ 154,474,000 | $ 186,500 | $ 90,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 781 | $ 156,414,000 | $ 200,000 | $ 95,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 780 | $ 246,626,000 | $ 311,000 | $ 124,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 758 | $ 218,850,000 | $ 288,000 | $ 144,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 710 | $ 233,840,000 | $ 329,000 | $ 143,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 698 | $ 245,197,000 | $ 351,000 | $ 128,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 686 | $ 314,793,000 | $ 458,000 | $ 157,000 |
| KANSAS CITY, MO-KS | 665 | $ 136,242,000 | $ 216,500 | $ 119,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 653 | $ 504,230,000 | $ 772,000 | $ 235,000 |
| SALT LAKE CITY, UT | 652 | $ 175,166,000 | $ 268,000 | $ 95,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 651 | $ 390,391,000 | $ 599,000 | $ 198,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 643 | $ 253,615,000 | $ 341,000 | $ 134,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 630 | $ 147,888,000 | $ 234,000 | $ 134,000 |
| RALEIGH, NC | 611 | $ 165,809,000 | $ 271,000 | $ 125,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 599 | $ 129,261,000 | $ 215,000 | $ 107,000 |
| WORCESTER, MA-CT | 595 | $ 174,074,000 | $ 260,500 | $ 99,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 575 | $ 131,061,000 | $ 227,000 | $ 135,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 523 | $ 127,215,000 | $ 237,500 | $ 112,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 521 | $ 129,517,000 | $ 248,000 | $ 125,000 |
| MEMPHIS, TN-MS-AR | 512 | $ 44,585,000 | $ 103,500 | $ 141,500 |
| PROVO-OREM, UT | 495 | $ 130,754,000 | $ 264,000 | $ 99,000 |
| CAMDEN, NJ | 480 | $ 98,359,000 | $ 204,000 | $ 109,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 456 | $ 139,211,000 | $ 305,000 | $ 129,000 |
| AUSTIN-ROUND ROCK, TX | 424 | $ 121,502,000 | $ 286,000 | $ 134,000 |
| DURHAM-CHAPEL HILL, NC | 378 | $ 99,741,000 | $ 263,000 | $ 135,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 372 | $ 107,651,000 | $ 289,000 | $ 122,000 |
| PROVIDENCE-WARWICK, RI-MA | 343 | $ 97,591,000 | $ 282,500 | $ 133,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 343 | $ 250,633,000 | $ 730,000 | $ 226,000 |
| PITTSBURGH, PA | 335 | $ 63,918,000 | $ 190,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 331 | $ 136,502,000 | $ 412,000 | $ 189,000 |
| FORT WORTH-ARLINGTON, TX | 331 | $ 74,080,000 | $ 223,000 | $ 122,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 320 | $ 72,697,000 | $ 227,000 | $ 110,000 |
| NEW HAVEN-MILFORD, CT | 312 | $ 60,077,000 | $ 192,000 | $ 89,000 |
| COLUMBUS, OH | 308 | $ 61,184,000 | $ 198,000 | $ 105,000 |
| OGDEN-CLEARFIELD, UT | 304 | $ 71,073,000 | $ 233,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 283 | $ 64,593,000 | $ 228,000 | $ 119,000 |
| GRAND RAPIDS-WYOMING, MI | 280 | $ 48,698,000 | $ 173,000 | $ 85,000 |
| PORTLAND-SOUTH PORTLAND, ME | 275 | $ 74,731,000 | $ 271,000 | $ 153,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 264 | $ 49,334,000 | $ 186,000 | $ 100,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 262 | $ 46,201,000 | $ 176,000 | $ 121,000 |
| URBAN HONOLULU, HI | 261 | $ 136,295,000 | $ 522,000 | $ 118,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 247 | $ 94,544,000 | $ 382,000 | $ 167,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 236 | $ 53,431,000 | $ 216,500 | $ 133,500 |
| GREEN BAY, WI | 224 | $ 36,509,000 | $ 162,000 | $ 74,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 217 | $ 62,936,000 | $ 290,000 | $ 139,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 216 | $ 106,703,000 | $ 493,000 | $ 161,000 |
| LAKELAND-WINTER HAVEN, FL | 215 | $ 34,963,000 | $ 162,000 | $ 74,000 |
| BOULDER, CO | 214 | $ 92,827,000 | $ 433,000 | $ 159,000 |
| BARNSTABLE TOWN, MA | 200 | $ 65,739,000 | $ 328,000 | $ 198,000 |
| COLORADO SPRINGS, CO | 198 | $ 51,830,000 | $ 261,000 | $ 97,000 |
| HARRISBURG-CARLISLE, PA | 196 | $ 35,194,000 | $ 179,000 | $ 91,000 |
| CAPE CORAL-FORT MYERS, FL | 187 | $ 41,629,000 | $ 222,000 | $ 124,000 |
| GREENSBORO-HIGH POINT, NC | 186 | $ 34,167,000 | $ 183,000 | $ 91,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 186 | $ 35,049,000 | $ 188,000 | $ 81,000 |
| TUCSON, AZ | 185 | $ 41,254,000 | $ 222,000 | $ 122,000 |
| MANCHESTER-NASHUA, NH | 182 | $ 50,759,000 | $ 278,000 | $ 131,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 178 | $ 52,485,000 | $ 294,000 | $ 132,000 |
| RICHMOND, VA | 177 | $ 41,759,000 | $ 235,000 | $ 100,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 176 | $ 36,906,000 | $ 209,000 | $ 108,000 |
| SANTA ROSA, CA | 162 | $ 81,001,000 | $ 500,000 | $ 198,000 |
| TACOMA-LAKEWOOD, WA | 161 | $ 47,891,000 | $ 297,000 | $ 132,000 |
| ANN ARBOR, MI | 156 | $ 36,456,000 | $ 233,000 | $ 110,000 |
| NEW ORLEANS-METAIRIE, LA | 156 | $ 38,784,000 | $ 248,000 | $ 118,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 147 | $ 56,505,000 | $ 384,000 | $ 148,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 139 | $ 26,740,000 | $ 192,000 | $ 111,000 |
| BOISE CITY, ID | 134 | $ 25,643,000 | $ 191,000 | $ 94,000 |
| SAN RAFAEL, CA | 134 | $ 101,475,000 | $ 757,000 | $ 249,000 |
| COEUR D'ALENE, ID | 131 | $ 29,834,000 | $ 227,000 | $ 97,000 |
| SANTA MARIA-SANTA BARBARA, CA | 131 | $ 64,879,000 | $ 495,000 | $ 173,000 |
| CLEVELAND-ELYRIA, OH | 125 | $ 19,362,000 | $ 154,000 | $ 109,000 |
| JACKSONVILLE, NC | 125 | $ 24,410,000 | $ 195,000 | $ 94,000 |
| JACKSONVILLE, FL | 123 | $ 25,518,000 | $ 207,000 | $ 126,000 |
| OCEAN CITY, NJ | 122 | $ 46,828,000 | $ 383,000 | $ 241,000 |
| PORT ST. LUCIE, FL | 122 | $ 23,846,000 | $ 195,000 | $ 99,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 119 | $ 20,828,000 | $ 161,500 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 114 | $ 25,659,000 | $ 265,000 | $ 174,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 112 | $ 23,913,000 | $ 213,000 | $ 106,000 |
| WINSTON-SALEM, NC | 108 | $ 15,560,000 | $ 144,000 | $ 75,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 106 | $ 19,886,000 | $ 186,000 | $ 101,500 |
| ALBUQUERQUE, NM | 100 | $ 21,396,000 | $ 213,000 | $ 100,000 |
| ASHEVILLE, NC | 100 | $ 25,244,000 | $ 252,000 | $ 108,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 99 | $ 42,356,000 | $ 427,000 | $ 303,000 |
| RENO, NV | 97 | $ 34,629,000 | $ 357,000 | $ 163,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 95 | $ 15,440,000 | $ 162,000 | $ 115,000 |
| NILES-BENTON HARBOR, MI | 93 | $ 26,896,000 | $ 289,000 | $ 252,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 93 | $ 40,953,000 | $ 440,000 | $ 187,000 |
| OKLAHOMA CITY, OK | 92 | $ 15,232,000 | $ 165,000 | $ 95,000 |
| VALLEJO-FAIRFIELD, CA | 90 | $ 31,804,000 | $ 353,000 | $ 157,000 |
| BISMARCK, ND | 87 | $ 19,439,000 | $ 223,000 | $ 86,000 |
| PEORIA, IL | 87 | $ 12,199,000 | $ 140,000 | $ 93,000 |
| PUNTA GORDA, FL | 79 | $ 15,321,000 | $ 193,000 | $ 103,000 |
| STOCKTON-LODI, CA | 75 | $ 21,956,000 | $ 292,000 | $ 107,000 |
| ST. GEORGE, UT | 69 | $ 18,513,000 | $ 268,000 | $ 125,000 |
| ROANOKE, VA | 68 | $ 12,063,000 | $ 177,000 | $ 77,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 67 | $ 9,666,000 | $ 144,000 | $ 93,000 |
| KNOXVILLE, TN | 67 | $ 11,314,000 | $ 168,000 | $ 83,000 |
| BAKERSFIELD, CA | 66 | $ 14,614,000 | $ 221,000 | $ 110,000 |
| ROCKFORD, IL | 66 | $ 9,392,000 | $ 142,000 | $ 98,000 |
| EL PASO, TX | 65 | $ 9,637,000 | $ 148,000 | $ 99,000 |
| GREELEY, CO | 65 | $ 18,131,000 | $ 278,000 | $ 99,000 |
| DES MOINES-WEST DES MOINES, IA | 63 | $ 13,432,000 | $ 213,000 | $ 117,000 |
| RACINE, WI | 62 | $ 11,998,000 | $ 193,000 | $ 91,000 |
| YORK-HANOVER, PA | 61 | $ 10,328,000 | $ 169,000 | $ 90,000 |
| PRESCOTT, AZ | 60 | $ 16,096,000 | $ 268,000 | $ 108,000 |
| FORT COLLINS, CO | 58 | $ 17,099,000 | $ 294,000 | $ 113,000 |
| MADISON, WI | 58 | $ 14,514,000 | $ 250,000 | $ 109,000 |
| EVANSVILLE, IN-KY | 57 | $ 7,508,000 | $ 131,500 | $ 60,000 |
| KANKAKEE, IL | 56 | $ 8,360,000 | $ 149,000 | $ 75,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 56 | $ 9,572,000 | $ 154,500 | $ 84,000 |
| TRENTON, NJ | 56 | $ 16,996,000 | $ 303,000 | $ 136,000 |
| FRESNO, CA | 55 | $ 12,175,000 | $ 221,000 | $ 109,000 |
| SPRINGFIELD, MA | 55 | $ 11,414,000 | $ 207,000 | $ 83,000 |
| CHATTANOOGA, TN-GA | 54 | $ 10,022,000 | $ 169,000 | $ 75,000 |
| ROCHESTER, NY | 54 | $ 9,107,000 | $ 168,000 | $ 107,000 |
| FLAGSTAFF, AZ | 53 | $ 17,115,000 | $ 322,000 | $ 157,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 52 | $ 15,781,000 | $ 303,000 | $ 150,000 |
| SANTA CRUZ-WATSONVILLE, CA | 52 | $ 28,047,000 | $ 539,000 | $ 171,000 |
| WILMINGTON, DE-MD-NJ | 52 | $ 12,000,000 | $ 207,333 | $ 116,333 |
| SPOKANE-SPOKANE VALLEY, WA | 51 | $ 10,833,000 | $ 212,000 | $ 99,000 |
| LANSING-EAST LANSING, MI | 50 | $ 7,070,000 | $ 141,000 | $ 81,000 |
| BIRMINGHAM-HOOVER, AL | 48 | $ 10,917,000 | $ 227,000 | $ 112,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 48 | $ 32,112,000 | $ 669,000 | $ 245,000 |
| BANGOR, ME | 47 | $ 6,815,000 | $ 145,000 | $ 65,000 |
| MICHIGAN CITY-LA PORTE, IN | 46 | $ 11,036,000 | $ 239,000 | $ 208,000 |
| MODESTO, CA | 46 | $ 11,517,000 | $ 250,000 | $ 98,000 |
| CORPUS CHRISTI, TX | 45 | $ 7,520,000 | $ 167,000 | $ 90,000 |
| SALISBURY, MD-DE | 45 | $ 10,596,000 | $ 238,000 | $ 123,000 |
| SAVANNAH, GA | 45 | $ 7,824,000 | $ 173,000 | $ 107,000 |
| DAYTON, OH | 44 | $ 5,860,000 | $ 133,000 | $ 98,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 44 | $ 7,628,000 | $ 188,000 | $ 139,500 |
| SPARTANBURG, SC | 44 | $ 7,241,000 | $ 164,000 | $ 78,000 |
| NORWICH-NEW LONDON, CT | 43 | $ 9,569,000 | $ 222,000 | $ 101,000 |
| TOLEDO, OH | 43 | $ 7,466,000 | $ 173,000 | $ 265,000 |
| BREMERTON-SILVERDALE, WA | 40 | $ 14,356,000 | $ 358,000 | $ 140,000 |
| EAST STROUDSBURG, PA | 40 | $ 6,420,000 | $ 160,000 | $ 134,000 |
| BRUNSWICK, GA | 39 | $ 9,103,000 | $ 233,000 | $ 111,000 |
| FLINT, MI | 39 | $ 5,752,000 | $ 147,000 | $ 67,000 |
| OLYMPIA-TUMWATER, WA | 39 | $ 9,911,000 | $ 254,000 | $ 116,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 38 | $ 7,752,000 | $ 204,000 | $ 116,000 |
| TULSA, OK | 38 | $ 8,819,000 | $ 232,000 | $ 109,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 37 | $ 4,933,000 | $ 152,000 | $ 76,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 37 | $ 9,248,000 | $ 249,000 | $ 122,000 |
| KALAMAZOO-PORTAGE, MI | 37 | $ 7,715,000 | $ 208,000 | $ 134,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 37 | $ 3,797,000 | $ 102,000 | $ 126,000 |
| BEND-REDMOND, OR | 36 | $ 12,697,000 | $ 352,000 | $ 212,000 |
| ALBANY-SCHENECTADY-TROY, NY | 33 | $ 6,070,000 | $ 183,000 | $ 92,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 33 | $ 3,879,000 | $ 117,000 | $ 92,000 |
| YUMA, AZ | 33 | $ 6,002,000 | $ 181,000 | $ 88,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 32 | $ 5,386,000 | $ 157,500 | $ 67,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 32 | $ 6,750,000 | $ 187,500 | $ 75,500 |
| JANESVILLE-BELOIT, WI | 31 | $ 4,167,000 | $ 134,000 | $ 65,000 |
| READING, PA | 31 | $ 6,351,000 | $ 204,000 | $ 80,000 |
| SALINAS, CA | 31 | $ 16,071,000 | $ 518,000 | $ 154,000 |
| AKRON, OH | 30 | $ 4,577,000 | $ 152,000 | $ 86,000 |
| GRAND JUNCTION, CO | 30 | $ 6,981,000 | $ 232,000 | $ 83,000 |
| GREENVILLE, NC | 30 | $ 4,928,000 | $ 164,000 | $ 87,000 |
| KILLEEN-TEMPLE, TX | 30 | $ 5,204,000 | $ 173,000 | $ 81,000 |
| SALEM, OR | 29 | $ 6,754,000 | $ 232,000 | $ 77,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 28 | $ 6,999,000 | $ 249,000 | $ 150,000 |
| SYRACUSE, NY | 28 | $ 3,917,000 | $ 139,000 | $ 147,000 |
| BURLINGTON, NC | 27 | $ 3,888,000 | $ 144,000 | $ 71,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 27 | $ 9,653,000 | $ 357,000 | $ 224,000 |
| MUSKEGON, MI | 27 | $ 4,783,000 | $ 177,000 | $ 90,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 26 | $ 5,064,000 | $ 194,000 | $ 86,000 |
| BATON ROUGE, LA | 25 | $ 4,696,000 | $ 187,000 | $ 103,000 |
| HUNTSVILLE, AL | 25 | $ 3,106,000 | $ 124,000 | $ 100,000 |
| KENNEWICK-RICHLAND, WA | 25 | $ 6,622,000 | $ 264,000 | $ 106,000 |
| LEWISTON, ID-WA | 25 | $ 4,095,000 | $ 164,500 | $ 59,000 |
| APPLETON, WI | 24 | $ 4,146,000 | $ 172,000 | $ 81,000 |
| CHICO, CA | 24 | $ 5,697,000 | $ 237,000 | $ 86,000 |
| COLUMBIA, SC | 24 | $ 3,771,000 | $ 157,000 | $ 286,000 |
| JOPLIN, MO | 24 | $ 3,211,000 | $ 133,000 | $ 73,000 |
| NAPA, CA | 24 | $ 10,644,000 | $ 443,000 | $ 190,000 |
| VISALIA-PORTERVILLE, CA | 24 | $ 5,808,000 | $ 242,000 | $ 109,000 |
| CHAMPAIGN-URBANA, IL | 23 | $ 3,546,000 | $ 154,000 | $ 130,000 |
| MCALLEN-EDINBURG-MISSION, TX | 23 | $ 3,333,000 | $ 144,000 | $ 91,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 23 | $ 3,145,000 | $ 172,500 | $ 173,000 |
| OCALA, FL | 22 | $ 3,176,000 | $ 144,000 | $ 70,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 21 | $ 6,060,000 | $ 288,000 | $ 183,000 |
| BEAUMONT-PORT ARTHUR, TX | 20 | $ 5,131,000 | $ 256,000 | $ 118,000 |
| DULUTH, MN-WI | 20 | $ 3,167,000 | $ 161,500 | $ 81,500 |
| DECATUR, IL | 19 | $ 2,151,000 | $ 113,000 | $ 80,000 |
| FAYETTEVILLE, NC | 19 | $ 3,202,000 | $ 168,000 | $ 121,000 |
| GAINESVILLE, FL | 19 | $ 2,887,000 | $ 151,000 | $ 131,000 |
| MERCED, CA | 19 | $ 3,615,000 | $ 190,000 | $ 67,000 |
| MONROE, MI | 19 | $ 3,282,000 | $ 172,000 | $ 87,000 |
| PANAMA CITY, FL | 19 | $ 3,377,000 | $ 177,000 | $ 138,000 |
| SEBASTIAN-VERO BEACH, FL | 19 | $ 4,847,000 | $ 255,000 | $ 122,000 |
| SHEBOYGAN, WI | 19 | $ 2,833,000 | $ 149,000 | $ 67,000 |
| BELLINGHAM, WA | 18 | $ 5,781,000 | $ 321,000 | $ 142,000 |
| BLOOMINGTON, IL | 18 | $ 2,708,000 | $ 150,000 | $ 116,000 |
| LEXINGTON-FAYETTE, KY | 18 | $ 3,214,000 | $ 178,000 | $ 91,000 |
| MISSOULA, MT | 18 | $ 4,652,000 | $ 258,000 | $ 103,000 |
| THE VILLAGES, FL | 18 | $ 2,791,000 | $ 155,000 | $ 68,000 |
| JACKSON, MI | 17 | $ 2,755,000 | $ 162,000 | $ 65,000 |
| LANCASTER, PA | 17 | $ 2,094,000 | $ 123,000 | $ 84,000 |
| OSHKOSH-NEENAH, WI | 17 | $ 2,528,000 | $ 148,000 | $ 80,000 |
| SHERMAN-DENISON, TX | 17 | $ 3,625,000 | $ 213,000 | $ 123,000 |
| YAKIMA, WA | 17 | $ 3,292,000 | $ 193,000 | $ 79,000 |
| YUBA CITY, CA | 17 | $ 3,773,000 | $ 221,000 | $ 74,000 |
| CARBONDALE-MARION, IL | 16 | $ 2,150,000 | $ 134,000 | $ 64,000 |
| GAINESVILLE, GA | 16 | $ 3,694,000 | $ 230,000 | $ 112,000 |
| JACKSON, MS | 16 | $ 2,050,000 | $ 128,000 | $ 92,000 |
| LONGVIEW, TX | 16 | $ 2,588,000 | $ 161,000 | $ 58,000 |
| PUEBLO, CO | 16 | $ 2,902,000 | $ 181,000 | $ 91,000 |
| UTICA-ROME, NY | 16 | $ 2,612,000 | $ 163,000 | $ 96,000 |
| WACO, TX | 16 | $ 2,690,000 | $ 168,000 | $ 89,000 |
| WICHITA, KS | 16 | $ 3,389,000 | $ 211,000 | $ 121,000 |
| CHARLOTTESVILLE, VA | 15 | $ 4,941,000 | $ 329,000 | $ 102,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 15 | $ 2,723,000 | $ 181,000 | $ 87,000 |
| FORT WAYNE, IN | 15 | $ 1,822,000 | $ 121,000 | $ 66,000 |
| LA CROSSE-ONALASKA, WI-MN | 15 | $ 2,745,000 | $ 183,000 | $ 83,000 |
| LONGVIEW, WA | 15 | $ 3,433,000 | $ 228,000 | $ 67,000 |
| MONTGOMERY, AL | 15 | $ 1,399,000 | $ 93,000 | $ 89,000 |
| TALLAHASSEE, FL | 15 | $ 2,604,000 | $ 173,000 | $ 100,000 |
| ELKHART-GOSHEN, IN | 14 | $ 1,620,000 | $ 115,000 | $ 68,000 |
| REDDING, CA | 14 | $ 3,563,000 | $ 254,000 | $ 90,000 |
| ANCHORAGE, AK | 13 | $ 2,799,000 | $ 215,000 | $ 98,000 |
| CANTON-MASSILLON, OH | 13 | $ 1,640,000 | $ 126,000 | $ 61,000 |
| EAU CLAIRE, WI | 13 | $ 2,539,000 | $ 195,000 | $ 121,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 13 | $ 1,578,000 | $ 121,000 | $ 61,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 1,933,000 | $ 148,000 | $ 88,000 |
| LAFAYETTE, LA | 13 | $ 1,541,000 | $ 118,000 | $ 69,000 |
| LYNCHBURG, VA | 13 | $ 1,979,000 | $ 152,000 | $ 73,000 |
| SANTA FE, NM | 13 | $ 3,724,000 | $ 286,000 | $ 113,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 1,338,000 | $ 102,000 | $ 46,000 |
| SPRINGFIELD, IL | 13 | $ 2,469,000 | $ 189,000 | $ 116,000 |
| SPRINGFIELD, MO | 13 | $ 2,239,000 | $ 172,000 | $ 79,000 |
| AMARILLO, TX | 12 | $ 1,903,000 | $ 158,000 | $ 99,000 |
| CAPE GIRARDEAU, MO-IL | 12 | $ 2,074,000 | $ 101,000 | $ 69,000 |
| HICKORY-LENOIR-MORGANTON, NC | 12 | $ 2,271,000 | $ 189,000 | $ 82,000 |
| LINCOLN, NE | 12 | $ 2,105,000 | $ 175,000 | $ 73,000 |
| LOGAN, UT-ID | 12 | $ 2,339,000 | $ 199,500 | $ 108,000 |
| MOUNT VERNON-ANACORTES, WA | 12 | $ 2,709,000 | $ 225,000 | $ 69,000 |
| ALBANY, OR | 11 | $ 1,859,000 | $ 169,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 11 | $ 1,163,000 | $ 105,000 | $ 97,000 |
| EUGENE, OR | 11 | $ 2,697,000 | $ 245,000 | $ 133,000 |
| MANKATO-NORTH MANKATO, MN | 11 | $ 2,522,000 | $ 229,000 | $ 85,000 |
| MEDFORD, OR | 11 | $ 3,109,000 | $ 282,000 | $ 173,000 |
| ROCHESTER, MN | 11 | $ 1,962,000 | $ 178,000 | $ 75,000 |
| SAN ANGELO, TX | 11 | $ 1,705,000 | $ 155,000 | $ 117,000 |
| SIERRA VISTA-DOUGLAS, AZ | 11 | $ 1,596,000 | $ 145,000 | $ 57,000 |
| TYLER, TX | 11 | $ 1,798,000 | $ 163,000 | $ 85,000 |
| ALBANY, GA | 10 | $ 1,534,000 | $ 153,000 | $ 75,000 |
| BECKLEY, WV | 10 | $ 970,000 | $ 97,000 | $ 82,000 |
| CLARKSVILLE, TN-KY | 10 | $ 1,733,000 | $ 150,000 | $ 72,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 975,000 | $ 86,333 | $ 50,333 |
| LAFAYETTE-WEST LAFAYETTE, IN | 10 | $ 1,482,000 | $ 148,000 | $ 90,000 |
| MOBILE, AL | 10 | $ 1,078,000 | $ 107,000 | $ 59,000 |
| ST. CLOUD, MN | 10 | $ 1,396,000 | $ 139,000 | $ 62,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 1,341,000 | $ 149,000 | $ 71,000 |
| GLENS FALLS, NY | 9 | $ 1,759,000 | $ 195,000 | $ 77,000 |
| KINGSTON, NY | 9 | $ 1,622,000 | $ 180,000 | $ 106,000 |
| LAREDO, TX | 9 | $ 1,144,000 | $ 127,000 | $ 61,000 |
| LEWISTON-AUBURN, ME | 9 | $ 1,565,000 | $ 173,000 | $ 83,000 |
| LIMA, OH | 9 | $ 922,000 | $ 102,000 | $ 91,000 |
| LUBBOCK, TX | 9 | $ 1,286,000 | $ 142,000 | $ 93,000 |
| MIDLAND, TX | 9 | $ 1,922,000 | $ 213,000 | $ 84,000 |
| NEW BERN, NC | 9 | $ 1,470,000 | $ 163,000 | $ 83,000 |
| PITTSFIELD, MA | 9 | $ 1,979,000 | $ 219,000 | $ 100,000 |
| WINCHESTER, VA-WV | 9 | $ 2,215,000 | $ 188,000 | $ 87,000 |
| BLOOMINGTON, IN | 8 | $ 2,378,000 | $ 297,000 | $ 132,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 8 | $ 1,927,000 | $ 240,000 | $ 84,000 |
| CLEVELAND, TN | 8 | $ 1,467,000 | $ 183,000 | $ 99,000 |
| COLLEGE STATION-BRYAN, TX | 8 | $ 1,327,000 | $ 165,000 | $ 70,000 |
| JOHNSTOWN, PA | 8 | $ 1,081,000 | $ 135,000 | $ 104,000 |
| MACON-BIBB COUNTY, GA | 8 | $ 938,000 | $ 117,000 | $ 58,000 |
| WENATCHEE, WA | 8 | $ 2,667,000 | $ 333,000 | $ 186,000 |
| BILLINGS, MT | 7 | $ 1,813,000 | $ 259,000 | $ 71,000 |
| BINGHAMTON, NY | 7 | $ 764,000 | $ 109,000 | $ 56,000 |
| BROWNSVILLE-HARLINGEN, TX | 7 | $ 698,000 | $ 99,000 | $ 91,000 |
| COLUMBUS, GA-AL | 7 | $ 1,240,000 | $ 177,000 | $ 82,000 |
| DALTON, GA | 7 | $ 851,000 | $ 121,000 | $ 47,000 |
| DOVER, DE | 7 | $ 1,219,000 | $ 174,000 | $ 131,000 |
| EL CENTRO, CA | 7 | $ 1,171,000 | $ 167,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 809,000 | $ 115,000 | $ 72,000 |
| GOLDSBORO, NC | 7 | $ 1,108,000 | $ 158,000 | $ 90,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 1,302,000 | $ 186,500 | $ 97,500 |
| LAS CRUCES, NM | 7 | $ 1,792,000 | $ 256,000 | $ 146,000 |
| MADERA, CA | 7 | $ 1,704,000 | $ 243,000 | $ 94,000 |
| RAPID CITY, SD | 7 | $ 2,049,000 | $ 292,000 | $ 148,000 |
| ABILENE, TX | 6 | $ 953,000 | $ 158,000 | $ 82,000 |
| BOWLING GREEN, KY | 6 | $ 1,492,000 | $ 248,000 | $ 80,000 |
| CARSON CITY, NV | 6 | $ 1,191,000 | $ 198,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 1,036,000 | $ 172,000 | $ 51,000 |
| CHARLESTON, WV | 6 | $ 819,000 | $ 136,000 | $ 80,000 |
| CHEYENNE, WY | 6 | $ 1,014,000 | $ 169,000 | $ 111,000 |
| ERIE, PA | 6 | $ 522,000 | $ 87,000 | $ 71,000 |
| FARGO, ND-MN | 6 | $ 961,000 | $ 147,000 | $ 93,000 |
| FARMINGTON, NM | 6 | $ 899,000 | $ 149,000 | $ 125,000 |
| FLORENCE, SC | 6 | $ 952,000 | $ 158,000 | $ 59,000 |
| GRANTS PASS, OR | 6 | $ 1,867,000 | $ 311,000 | $ 125,000 |
| JOHNSON CITY, TN | 6 | $ 1,132,000 | $ 188,000 | $ 115,000 |
| LAKE CHARLES, LA | 6 | $ 811,000 | $ 135,000 | $ 104,000 |
| LEBANON, PA | 6 | $ 1,177,000 | $ 196,000 | $ 71,000 |
| MANHATTAN, KS | 6 | $ 1,234,000 | $ 205,000 | $ 76,000 |
| MONROE, LA | 6 | $ 1,645,000 | $ 274,000 | $ 118,000 |
| POCATELLO, ID | 6 | $ 695,000 | $ 115,000 | $ 96,000 |
| VALDOSTA, GA | 6 | $ 963,000 | $ 160,000 | $ 89,000 |
| VINELAND-BRIDGETON, NJ | 6 | $ 548,000 | $ 91,000 | $ 45,000 |
| WALLA WALLA, WA | 6 | $ 1,417,000 | $ 236,000 | $ 80,000 |
| WAUSAU, WI | 6 | $ 789,000 | $ 131,000 | $ 88,000 |
| BATTLE CREEK, MI | 5 | $ 959,000 | $ 191,000 | $ 117,000 |
| DANVILLE, IL | 5 | $ 298,000 | $ 59,000 | $ 39,000 |
| DECATUR, AL | 5 | $ 651,000 | $ 130,000 | $ 83,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 5 | $ 909,000 | $ 181,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 5 | $ 748,000 | $ 149,000 | $ 107,000 |
| IDAHO FALLS, ID | 5 | $ 968,000 | $ 193,000 | $ 89,000 |
| LAWTON, OK | 5 | $ 970,000 | $ 194,000 | $ 98,000 |
| OWENSBORO, KY | 5 | $ 707,000 | $ 141,000 | $ 53,000 |
| SAGINAW, MI | 5 | $ 509,000 | $ 101,000 | $ 55,000 |
| SIOUX FALLS, SD | 5 | $ 1,024,000 | $ 204,000 | $ 265,000 |
| SPRINGFIELD, OH | 5 | $ 603,000 | $ 120,000 | $ 65,000 |
| STATE COLLEGE, PA | 5 | $ 1,509,000 | $ 301,000 | $ 108,000 |
| WICHITA FALLS, TX | 5 | $ 513,000 | $ 102,000 | $ 54,000 |
| ALTOONA, PA | 4 | $ 451,000 | $ 112,000 | $ 53,000 |
| AUBURN-OPELIKA, AL | 4 | $ 612,000 | $ 153,000 | $ 78,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 370,000 | $ 92,000 | $ 41,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 810,000 | $ 202,000 | $ 80,000 |
| COLUMBIA, MO | 4 | $ 774,000 | $ 193,000 | $ 60,000 |
| DOTHAN, AL | 4 | $ 554,000 | $ 138,000 | $ 80,000 |
| ELMIRA, NY | 4 | $ 1,215,000 | $ 303,000 | $ 126,000 |
| ENID, OK | 4 | $ 621,000 | $ 155,000 | $ 60,000 |
| FOND DU LAC, WI | 4 | $ 564,000 | $ 141,000 | $ 93,000 |
| HOT SPRINGS, AR | 4 | $ 369,000 | $ 92,000 | $ 49,000 |
| MIDLAND, MI | 4 | $ 1,143,000 | $ 285,000 | $ 150,000 |
| MORRISTOWN, TN | 4 | $ 593,000 | $ 148,000 | $ 72,000 |
| ROCKY MOUNT, NC | 4 | $ 441,000 | $ 110,000 | $ 71,000 |
| SEBRING, FL | 4 | $ 529,000 | $ 132,000 | $ 95,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 778,000 | $ 169,500 | $ 100,500 |
| ST. JOSEPH, MO-KS | 4 | $ 763,000 | $ 190,000 | $ 63,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 817,000 | $ 204,000 | $ 58,000 |
| TERRE HAUTE, IN | 4 | $ 645,000 | $ 161,000 | $ 73,000 |
| WARNER ROBINS, GA | 4 | $ 369,000 | $ 92,000 | $ 65,000 |
| WHEELING, WV-OH | 4 | $ 461,000 | $ 109,500 | $ 75,000 |
| BAY CITY, MI | 3 | $ 382,000 | $ 127,000 | $ 39,000 |
| CORVALLIS, OR | 3 | $ 735,000 | $ 245,000 | $ 136,000 |
| FORT SMITH, AR-OK | 3 | $ 391,000 | $ 114,500 | $ 75,500 |
| GRAND FORKS, ND-MN | 3 | $ 747,000 | $ 281,500 | $ 80,000 |
| HARRISONBURG, VA | 3 | $ 614,000 | $ 204,000 | $ 82,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 1,126,000 | $ 375,000 | $ 219,000 |
| JONESBORO, AR | 3 | $ 487,000 | $ 162,000 | $ 113,000 |
| ODESSA, TX | 3 | $ 402,000 | $ 134,000 | $ 153,000 |
| PINE BLUFF, AR | 3 | $ 329,000 | $ 109,000 | $ 74,000 |
| TEXARKANA, TX-AR | 3 | $ 395,000 | $ 131,000 | $ 169,000 |
| TUSCALOOSA, AL | 3 | $ 643,000 | $ 214,000 | $ 109,000 |
| VICTORIA, TX | 3 | $ 671,000 | $ 223,000 | $ 120,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 427,000 | $ 142,000 | $ 84,000 |
| AMES, IA | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 201,000 | $ 100,000 | $ 72,000 |
| CUMBERLAND, MD-WV | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| GETTYSBURG, PA | 2 | $ 394,000 | $ 197,000 | $ 111,000 |
| HAMMOND, LA | 2 | $ 460,000 | $ 230,000 | $ 130,000 |
| HINESVILLE, GA | 2 | $ 305,000 | $ 152,000 | $ 36,000 |
| JEFFERSON CITY, MO | 2 | $ 242,000 | $ 121,000 | $ 38,000 |
| KOKOMO, IN | 2 | $ 302,000 | $ 151,000 | $ 93,000 |
| LAWRENCE, KS | 2 | $ 376,000 | $ 188,000 | $ 84,000 |
| MORGANTOWN, WV | 2 | $ 474,000 | $ 237,000 | $ 108,000 |
| MUNCIE, IN | 2 | $ 142,000 | $ 71,000 | $ 80,000 |
| ROME, GA | 2 | $ 216,000 | $ 108,000 | $ 69,000 |
| TOPEKA, KS | 2 | $ 186,000 | $ 93,000 | $ 46,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 423,000 | $ 211,000 | $ 83,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 232,000 | $ 116,000 | $ 123,500 |
| WILLIAMSPORT, PA | 2 | $ 233,000 | $ 116,000 | $ 39,000 |
| ALEXANDRIA, LA | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| DUBUQUE, IA | 1 | $ 308,000 | $ 308,000 | $ 130,000 |
| FAIRBANKS, AK | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| HATTIESBURG, MS | 1 | $ 133,000 | $ 133,000 | $ 69,000 |
| IOWA CITY, IA | 1 | $ 197,000 | $ 197,000 | $ 171,000 |
| ITHACA, NY | 1 | $ 560,000 | $ 560,000 | $ 280,000 |
| JACKSON, TN | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| SUMTER, SC | 1 | $ 185,000 | $ 185,000 | $ 207,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 58,629 | $17,658,515,000 | $301,000 | $7,500,000 | $133,000 | $7,000,000 |
| Refinancing | 28,180 | $8,612,965,000 | $305,000 | $4,437,000 | $136,000 | $8,232,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59,966 | $18,394,462,000 | $306,000 | $7,500,000 | $139,000 | $8,232,000 |
| Not Provided | 8,902 | $2,689,162,000 | $302,000 | $3,000,000 | $132,000 | $5,250,000 |
| Hispanic | 6,565 | $1,694,532,000 | $258,000 | $3,000,000 | $98,000 | $3,873,000 |
| Asian | 6,466 | $2,330,078,000 | $360,000 | $3,000,000 | $149,000 | $1,825,000 |
| Black or African American | 4,195 | $961,417,000 | $229,000 | $1,610,000 | $96,000 | $2,969,000 |
| American Indian or Alaskan Native | 385 | $101,811,000 | $264,000 | $880,000 | $110,000 | $582,000 |
| Native Hawaiian or Other Pacific Islander | 330 | $100,018,000 | $303,000 | $1,440,000 | $115,000 | $411,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70,489 | $22,395,983,000 | $317,000 | $7,500,000 | $146,000 | $8,232,000 |
| FHA-insured (Federal Housing Administration) | 12,194 | $2,684,930,000 | $220,000 | $1,001,000 | $78,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 3,628 | $1,104,936,000 | $304,000 | $1,166,000 | $96,000 | $932,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 498 | $85,631,000 | $171,000 | $556,000 | $57,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 59,868 | $18,384,875,000 | $307,000 | $4,437,000 | $136,000 | $6,620,000 |
| Application Withdrawn By Applicant | 19,321 | $5,646,474,000 | $292,000 | $7,500,000 | $133,000 | $8,232,000 |
| Application Denied By Financial Institution | 4,953 | $1,361,244,000 | $274,000 | $3,000,000 | $104,000 | $5,250,000 |
| File Closed For Incompleteness | 2,161 | $731,752,000 | $338,000 | $2,800,000 | $149,000 | $2,969,000 |
| Application Approved But Not Accepted | 493 | $142,869,000 | $289,000 | $2,000,000 | $135,000 | $997,000 |
| Preapproval Approved but not Accepted | 7 | $1,999,000 | $285,000 | $391,000 | $114,000 | $229,000 |
| Preapproval Denied by Financial Institution | 6 | $2,267,000 | $377,000 | $1,250,000 | $100,000 | $373,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,552 | $503,492,000 | $324,000 | $3,000,000 | $85,000 | $3,873,000 |
| Credit History | 1,530 | $360,639,000 | $235,000 | $2,657,000 | $92,000 | $2,741,000 |
| Collateral | 769 | $202,181,000 | $262,000 | $2,450,000 | $146,000 | $3,049,000 |
| Other | 542 | $130,365,000 | $240,000 | $1,480,000 | $118,000 | $2,211,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 179 | $51,472,000 | $287,000 | $1,896,000 | $100,000 | $825,000 |
| Unverifiable Information | 161 | $54,796,000 | $340,000 | $2,000,000 | $168,000 | $5,250,000 |
| Employment History | 143 | $35,870,000 | $250,000 | $1,158,000 | $85,000 | $425,000 |
| Credit Application Incomplete | 16 | $5,648,000 | $353,000 | $852,000 | $156,000 | $720,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.