Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2021
In 2021, Guaranteed Rate, Inc. of Chicago, IL reported 319,880 mortgage applications totaling $120.5 billion, up 41% from 2020. The average application was for $376,800, and applicants reported an average income of $153,774. 61% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (39,346), Los Angeles-Long Beach-Glendale, CA (15,027) and Cambridge-Newton-Framingham, MA (11,185) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 319,880 |
| Total Mortgage Loan Application Amount | $120,531,090,000 |
| Average Mortgage Loan Application Amount | $376,800 |
| Highest Mortgage Loan Application Amount | $93,505,000 |
| Average Applicant Income | $153,774 |
| Highest Applicant Income | $9,654,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 39,346 | $ 12,820,075,000 | $ 325,829 | $ 149,000 |
| Outside any metro area | 16,520 | $ 4,577,320,000 | $ 277,077 | $ 139,632 |
| Los Angeles-Long Beach-Glendale, CA | 15,027 | $ 7,870,895,000 | $ 523,783 | $ 177,000 |
| Cambridge-Newton-Framingham, MA | 11,185 | $ 5,642,785,000 | $ 504,495 | $ 177,000 |
| Riverside-San Bernardino-Ontario, CA | 9,033 | $ 3,305,385,000 | $ 365,923 | $ 132,000 |
| Boston, MA | 7,707 | $ 3,941,665,000 | $ 511,439 | $ 188,000 |
| Oakland-Hayward-Berkeley, CA | 7,280 | $ 4,715,730,000 | $ 647,765 | $ 211,000 |
| Anaheim-Santa Ana-Irvine, CA | 6,545 | $ 3,331,965,000 | $ 509,085 | $ 177,000 |
| San Diego-Carlsbad, CA | 5,989 | $ 3,185,565,000 | $ 531,902 | $ 182,000 |
| Houston-The Woodlands-Sugar Land, TX | 5,767 | $ 1,618,335,000 | $ 280,619 | $ 131,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5,590 | $ 1,899,420,000 | $ 339,788 | $ 141,000 |
| Newark, NJ-PA | 5,097 | $ 2,388,055,000 | $ 468,521 | $ 196,724 |
| New York-Jersey City-White Plains, NY-NJ | 4,925 | $ 2,457,285,000 | $ 498,941 | $ 209,190 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,704 | $ 1,309,750,000 | $ 278,433 | $ 114,671 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,560 | $ 2,307,855,000 | $ 506,108 | $ 185,253 |
| Denver-Aurora-Lakewood, CO | 4,409 | $ 1,911,565,000 | $ 433,559 | $ 160,000 |
| Dallas-Plano-Irving, TX | 3,972 | $ 1,422,390,000 | $ 358,104 | $ 168,000 |
| Lake County-Kenosha County, IL-WI | 3,812 | $ 1,328,470,000 | $ 348,496 | $ 180,349 |
| Atlanta-Sandy Springs-Roswell, GA | 3,686 | $ 1,204,560,000 | $ 326,793 | $ 146,000 |
| Las Vegas-Henderson-Paradise, NV | 3,588 | $ 1,154,910,000 | $ 321,881 | $ 129,000 |
| Philadelphia, PA | 3,529 | $ 1,165,435,000 | $ 330,245 | $ 145,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,509 | $ 1,036,875,000 | $ 295,490 | $ 130,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3,439 | $ 2,708,125,000 | $ 787,474 | $ 263,000 |
| Cincinnati, OH-KY-IN | 3,323 | $ 933,715,000 | $ 280,985 | $ 123,214 |
| San Francisco-Redwood City-South San Francisco, CA | 3,321 | $ 2,757,950,000 | $ 830,457 | $ 271,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,293 | $ 1,301,405,000 | $ 395,203 | $ 154,000 |
| Elgin, IL | 3,265 | $ 841,015,000 | $ 257,584 | $ 116,000 |
| Montgomery County-Bucks County-Chester County, PA | 2,978 | $ 1,120,150,000 | $ 376,141 | $ 155,000 |
| New York-Newark, NY | 2,876 | $ 1,123,930,000 | $ 390,796 | $ 174,288 |
| Oxnard-Thousand Oaks-Ventura, CA | 2,495 | $ 1,173,570,000 | $ 470,368 | $ 165,000 |
| Hartford-West Hartford-East Hartford, CT | 2,492 | $ 622,190,000 | $ 249,674 | $ 118,000 |
| Seattle-Bellevue-Everett, WA | 2,450 | $ 1,386,440,000 | $ 565,893 | $ 200,000 |
| St. Louis, MO-IL | 2,130 | $ 472,340,000 | $ 221,755 | $ 109,802 |
| Baltimore-Columbia-Towson, MD | 2,120 | $ 745,500,000 | $ 351,650 | $ 145,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,120 | $ 834,730,000 | $ 393,740 | $ 142,091 |
| Providence-Warwick, RI-MA | 2,092 | $ 696,920,000 | $ 333,135 | $ 134,059 |
| Austin-Round Rock, TX | 2,082 | $ 792,300,000 | $ 380,547 | $ 194,000 |
| Gary, IN | 1,949 | $ 461,035,000 | $ 236,549 | $ 96,000 |
| Columbus, OH | 1,928 | $ 507,870,000 | $ 263,418 | $ 116,000 |
| Raleigh, NC | 1,927 | $ 616,915,000 | $ 320,142 | $ 153,000 |
| Wilmington, NC | 1,902 | $ 582,130,000 | $ 306,062 | $ 139,000 |
| Kansas City, MO-KS | 1,862 | $ 482,490,000 | $ 259,124 | $ 118,406 |
| Charlotte-Concord-Gastonia, NC-SC | 1,836 | $ 563,320,000 | $ 306,819 | $ 142,261 |
| Urban Honolulu, HI | 1,817 | $ 1,041,785,000 | $ 573,354 | $ 153,000 |
| Fort Worth-Arlington, TX | 1,786 | $ 498,460,000 | $ 279,092 | $ 131,000 |
| Worcester, MA-CT | 1,746 | $ 605,850,000 | $ 346,993 | $ 129,989 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,630 | $ 544,370,000 | $ 333,969 | $ 154,000 |
| Salt Lake City, UT | 1,584 | $ 569,530,000 | $ 359,551 | $ 118,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,546 | $ 547,010,000 | $ 353,822 | $ 171,000 |
| San Antonio-New Braunfels, TX | 1,472 | $ 412,220,000 | $ 280,040 | $ 126,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,468 | $ 378,100,000 | $ 257,561 | $ 139,258 |
| Jacksonville, FL | 1,432 | $ 377,490,000 | $ 263,610 | $ 130,000 |
| Colorado Springs, CO | 1,429 | $ 544,255,000 | $ 380,864 | $ 108,000 |
| Orlando-Kissimmee-Sanford, FL | 1,403 | $ 431,325,000 | $ 307,430 | $ 138,000 |
| Boise City, ID | 1,339 | $ 461,985,000 | $ 345,022 | $ 121,000 |
| Pittsburgh, PA | 1,336 | $ 301,720,000 | $ 225,838 | $ 115,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,317 | $ 512,795,000 | $ 389,365 | $ 148,000 |
| Warren-Troy-Farmington Hills, MI | 1,281 | $ 358,195,000 | $ 279,621 | $ 144,000 |
| Camden, NJ | 1,260 | $ 320,620,000 | $ 254,460 | $ 132,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,198 | $ 551,720,000 | $ 460,534 | $ 188,000 |
| New Haven-Milford, CT | 1,103 | $ 299,365,000 | $ 271,409 | $ 123,000 |
| Stockton-Lodi, CA | 1,097 | $ 441,835,000 | $ 402,766 | $ 135,000 |
| Tucson, AZ | 1,024 | $ 266,130,000 | $ 259,892 | $ 110,000 |
| North Port-Sarasota-Bradenton, FL | 1,007 | $ 355,015,000 | $ 352,547 | $ 171,000 |
| Ogden-Clearfield, UT | 990 | $ 340,160,000 | $ 343,595 | $ 104,000 |
| Milwaukee-Waukesha-West Allis, WI | 972 | $ 268,500,000 | $ 276,234 | $ 129,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 972 | $ 463,470,000 | $ 476,820 | $ 176,000 |
| Cleveland-Elyria, OH | 946 | $ 204,500,000 | $ 216,173 | $ 114,000 |
| Miami-Miami Beach-Kendall, FL | 924 | $ 416,790,000 | $ 451,071 | $ 213,000 |
| El Paso, TX | 909 | $ 206,615,000 | $ 227,299 | $ 113,000 |
| Santa Maria-Santa Barbara, CA | 904 | $ 523,350,000 | $ 578,926 | $ 191,000 |
| San Rafael, CA | 885 | $ 714,725,000 | $ 807,598 | $ 259,000 |
| Detroit-Dearborn-Livonia, MI | 854 | $ 254,210,000 | $ 297,669 | $ 162,000 |
| Santa Rosa, CA | 838 | $ 426,490,000 | $ 508,937 | $ 185,000 |
| Jacksonville, NC | 831 | $ 184,905,000 | $ 222,509 | $ 97,000 |
| Provo-Orem, UT | 827 | $ 321,095,000 | $ 388,264 | $ 128,000 |
| Indianapolis-Carmel-Anderson, IN | 764 | $ 185,270,000 | $ 242,500 | $ 124,000 |
| Nassau County-Suffolk County, NY | 757 | $ 395,575,000 | $ 522,556 | $ 251,000 |
| Oklahoma City, OK | 734 | $ 172,680,000 | $ 235,258 | $ 114,000 |
| Kahului-Wailuku-Lahaina, HI | 728 | $ 445,070,000 | $ 611,359 | $ 197,000 |
| Rockingham County-Strafford County, NH | 718 | $ 264,410,000 | $ 368,259 | $ 156,000 |
| Washington-Baltimore-Arlington, DC | 688 | $ 344,350,000 | $ 500,508 | $ 201,000 |
| Green Bay, WI | 679 | $ 143,795,000 | $ 211,774 | $ 88,000 |
| Vallejo-Fairfield, CA | 678 | $ 260,140,000 | $ 383,687 | $ 128,000 |
| Greensboro-High Point, NC | 677 | $ 148,945,000 | $ 220,007 | $ 106,000 |
| Boulder, CO | 675 | $ 352,895,000 | $ 522,807 | $ 193,000 |
| Cape Coral-Fort Myers, FL | 669 | $ 200,175,000 | $ 299,215 | $ 164,000 |
| Bakersfield, CA | 653 | $ 170,755,000 | $ 261,493 | $ 114,000 |
| Springfield, MA | 648 | $ 150,220,000 | $ 231,820 | $ 99,000 |
| Fresno, CA | 631 | $ 181,785,000 | $ 288,090 | $ 125,000 |
| Asheville, NC | 627 | $ 194,615,000 | $ 310,390 | $ 126,000 |
| Visalia-Porterville, CA | 621 | $ 157,285,000 | $ 253,276 | $ 103,000 |
| Barnstable Town, MA | 617 | $ 249,865,000 | $ 404,967 | $ 232,000 |
| Anchorage, AK | 603 | $ 201,255,000 | $ 333,756 | $ 108,000 |
| Lakeland-Winter Haven, FL | 554 | $ 139,160,000 | $ 251,191 | $ 97,000 |
| Wilmington, DE-MD-NJ | 545 | $ 141,895,000 | $ 260,357 | $ 104,607 |
| Allentown-Bethlehem-Easton, PA-NJ | 523 | $ 128,215,000 | $ 245,152 | $ 116,332 |
| Durham-Chapel Hill, NC | 520 | $ 154,530,000 | $ 297,173 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 514 | $ 188,090,000 | $ 365,933 | $ 195,000 |
| Winston-Salem, NC | 508 | $ 107,370,000 | $ 211,358 | $ 89,000 |
| Palm Bay-Melbourne-Titusville, FL | 506 | $ 140,260,000 | $ 277,193 | $ 120,000 |
| Manchester-Nashua, NH | 498 | $ 161,360,000 | $ 324,016 | $ 149,000 |
| Tacoma-Lakewood, WA | 479 | $ 182,755,000 | $ 381,534 | $ 143,000 |
| Madison, WI | 473 | $ 133,075,000 | $ 281,342 | $ 117,000 |
| Santa Cruz-Watsonville, CA | 459 | $ 269,815,000 | $ 587,832 | $ 206,000 |
| Savannah, GA | 459 | $ 116,505,000 | $ 253,823 | $ 112,000 |
| Greenville-Anderson-Mauldin, SC | 456 | $ 111,790,000 | $ 245,153 | $ 111,000 |
| Modesto, CA | 455 | $ 143,515,000 | $ 315,417 | $ 102,000 |
| New Bern, NC | 445 | $ 96,875,000 | $ 217,696 | $ 90,000 |
| Des Moines-West Des Moines, IA | 425 | $ 94,545,000 | $ 222,458 | $ 104,000 |
| Corpus Christi, TX | 423 | $ 99,965,000 | $ 236,323 | $ 109,000 |
| Tulsa, OK | 422 | $ 110,130,000 | $ 260,971 | $ 115,000 |
| Grand Rapids-Wyoming, MI | 419 | $ 105,775,000 | $ 252,446 | $ 109,000 |
| Spokane-Spokane Valley, WA | 413 | $ 115,325,000 | $ 279,237 | $ 105,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 408 | $ 130,990,000 | $ 321,053 | $ 138,747 |
| Deltona-Daytona Beach-Ormond Beach, FL | 404 | $ 108,160,000 | $ 267,722 | $ 111,000 |
| Charleston-North Charleston, SC | 403 | $ 158,075,000 | $ 392,245 | $ 180,000 |
| Naples-Immokalee-Marco Island, FL | 402 | $ 248,670,000 | $ 618,582 | $ 265,000 |
| Athens-Clarke County, GA | 399 | $ 97,345,000 | $ 243,972 | $ 105,000 |
| Little Rock-North Little Rock-Conway, AR | 398 | $ 75,700,000 | $ 190,201 | $ 92,000 |
| Port St. Lucie, FL | 392 | $ 102,670,000 | $ 261,913 | $ 116,000 |
| Florence, SC | 391 | $ 74,655,000 | $ 190,933 | $ 81,000 |
| Atlantic City-Hammonton, NJ | 389 | $ 115,905,000 | $ 297,956 | $ 180,000 |
| Killeen-Temple, TX | 386 | $ 86,560,000 | $ 224,248 | $ 94,000 |
| Richmond, VA | 373 | $ 208,095,000 | $ 557,895 | $ 144,000 |
| Salinas, CA | 373 | $ 193,485,000 | $ 518,726 | $ 182,000 |
| Youngstown-Warren-Boardman, OH-PA | 367 | $ 48,005,000 | $ 130,803 | $ 71,572 |
| Reno, NV | 365 | $ 140,955,000 | $ 386,178 | $ 157,000 |
| Portland-South Portland, ME | 363 | $ 135,375,000 | $ 372,933 | $ 220,000 |
| Ocean City, NJ | 360 | $ 171,100,000 | $ 475,277 | $ 240,000 |
| Fayetteville, NC | 346 | $ 74,050,000 | $ 214,017 | $ 90,000 |
| Sioux Falls, SD | 333 | $ 76,955,000 | $ 231,096 | $ 86,000 |
| Huntsville, AL | 325 | $ 84,565,000 | $ 260,200 | $ 206,000 |
| Ocala, FL | 313 | $ 64,805,000 | $ 207,044 | $ 84,000 |
| Memphis, TN-MS-AR | 309 | $ 70,355,000 | $ 227,686 | $ 136,229 |
| Salisbury, MD-DE | 309 | $ 83,595,000 | $ 270,533 | $ 148,582 |
| Columbia, SC | 307 | $ 70,655,000 | $ 230,146 | $ 114,000 |
| Albany-Schenectady-Troy, NY | 302 | $ 69,420,000 | $ 229,867 | $ 117,000 |
| Flint, MI | 302 | $ 45,490,000 | $ 150,629 | $ 68,000 |
| Reading, PA | 298 | $ 59,590,000 | $ 199,966 | $ 99,000 |
| Harrisburg-Carlisle, PA | 283 | $ 72,035,000 | $ 254,540 | $ 110,000 |
| Rochester, MN | 275 | $ 66,415,000 | $ 241,509 | $ 103,000 |
| Elkhart-Goshen, IN | 267 | $ 44,365,000 | $ 166,161 | $ 62,000 |
| Louisville/Jefferson County, KY-IN | 266 | $ 62,260,000 | $ 234,060 | $ 116,556 |
| Fort Collins, CO | 264 | $ 94,040,000 | $ 356,212 | $ 151,000 |
| Akron, OH | 263 | $ 52,185,000 | $ 198,422 | $ 110,000 |
| Bismarck, ND | 257 | $ 65,565,000 | $ 255,116 | $ 89,000 |
| Clarksville, TN-KY | 249 | $ 63,065,000 | $ 253,273 | $ 82,473 |
| Niles-Benton Harbor, MI | 247 | $ 82,335,000 | $ 333,340 | $ 240,000 |
| Peoria, IL | 247 | $ 34,275,000 | $ 138,765 | $ 88,000 |
| Beaumont-Port Arthur, TX | 243 | $ 46,745,000 | $ 192,366 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 243 | $ 50,395,000 | $ 207,386 | $ 101,000 |
| York-Hanover, PA | 243 | $ 51,665,000 | $ 212,613 | $ 88,000 |
| Knoxville, TN | 241 | $ 64,405,000 | $ 267,240 | $ 123,000 |
| Johnson City, TN | 240 | $ 46,600,000 | $ 194,166 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 240 | $ 46,230,000 | $ 192,625 | $ 128,308 |
| Tallahassee, FL | 234 | $ 52,040,000 | $ 222,393 | $ 99,000 |
| Greeley, CO | 231 | $ 86,835,000 | $ 375,909 | $ 118,000 |
| Lancaster, PA | 231 | $ 57,425,000 | $ 248,593 | $ 101,000 |
| Albuquerque, NM | 230 | $ 56,950,000 | $ 247,608 | $ 114,000 |
| Logan, UT-ID | 230 | $ 70,220,000 | $ 305,304 | $ 117,000 |
| Punta Gorda, FL | 230 | $ 54,870,000 | $ 238,565 | $ 115,000 |
| Norwich-New London, CT | 228 | $ 105,250,000 | $ 461,622 | $ 144,000 |
| Roanoke, VA | 228 | $ 51,230,000 | $ 224,692 | $ 101,000 |
| Lexington-Fayette, KY | 223 | $ 54,965,000 | $ 246,479 | $ 106,000 |
| New Orleans-Metairie, LA | 223 | $ 67,525,000 | $ 302,802 | $ 151,000 |
| Appleton, WI | 220 | $ 48,100,000 | $ 218,636 | $ 101,000 |
| Prescott Valley-Prescott, AZ | 216 | $ 66,210,000 | $ 306,527 | $ 133,000 |
| Ann Arbor, MI | 211 | $ 62,475,000 | $ 296,090 | $ 142,000 |
| Champaign-Urbana, IL | 204 | $ 34,180,000 | $ 167,549 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 195 | $ 35,425,000 | $ 181,666 | $ 71,256 |
| Bend-Redmond, OR | 190 | $ 97,660,000 | $ 514,000 | $ 181,000 |
| Napa, CA | 190 | $ 103,190,000 | $ 543,105 | $ 191,000 |
| Pensacola-Ferry Pass-Brent, FL | 178 | $ 48,470,000 | $ 272,303 | $ 120,000 |
| Sebastian-Vero Beach, FL | 177 | $ 44,475,000 | $ 251,271 | $ 115,000 |
| The Villages, FL | 173 | $ 44,785,000 | $ 258,872 | $ 128,000 |
| Brunswick, GA | 171 | $ 48,135,000 | $ 281,491 | $ 127,000 |
| Rockford, IL | 170 | $ 25,920,000 | $ 152,470 | $ 91,000 |
| Dayton-Springfield-Kettering, OH | 168 | $ 32,700,000 | $ 194,642 | $ 111,000 |
| Las Cruces, NM | 159 | $ 34,225,000 | $ 215,251 | $ 91,000 |
| Kankakee, IL | 158 | $ 27,780,000 | $ 175,822 | $ 92,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 158 | $ 25,400,000 | $ 160,759 | $ 111,000 |
| Trenton, NJ | 158 | $ 54,550,000 | $ 345,253 | $ 184,000 |
| Watertown-Fort Drum, NY | 158 | $ 28,320,000 | $ 179,240 | $ 73,000 |
| Abilene, TX | 157 | $ 33,405,000 | $ 212,770 | $ 90,000 |
| Canton-Massillon, OH | 157 | $ 26,235,000 | $ 167,101 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 154 | $ 34,630,000 | $ 224,870 | $ 117,110 |
| Charlottesville, VA | 152 | $ 54,860,000 | $ 360,921 | $ 162,000 |
| Birmingham-Hoover, AL | 151 | $ 37,875,000 | $ 250,827 | $ 159,000 |
| Missoula, MT | 151 | $ 50,875,000 | $ 336,920 | $ 126,000 |
| Sioux City, IA-NE-SD | 151 | $ 28,625,000 | $ 189,569 | $ 81,920 |
| Davenport-Moline-Rock Island, IA-IL | 150 | $ 22,570,000 | $ 150,466 | $ 111,440 |
| Duluth, MN-WI | 149 | $ 31,595,000 | $ 212,046 | $ 102,409 |
| Madera, CA | 144 | $ 43,910,000 | $ 304,930 | $ 149,000 |
| St. George, UT | 142 | $ 50,790,000 | $ 357,676 | $ 162,000 |
| Springfield, MO | 141 | $ 24,955,000 | $ 176,985 | $ 79,000 |
| Gainesville, GA | 139 | $ 43,585,000 | $ 313,561 | $ 113,000 |
| Eugene, OR | 135 | $ 41,555,000 | $ 307,814 | $ 144,000 |
| Chico, CA | 133 | $ 39,365,000 | $ 295,977 | $ 112,000 |
| Racine, WI | 132 | $ 27,580,000 | $ 208,939 | $ 119,000 |
| Santa Fe, NM | 129 | $ 46,505,000 | $ 360,503 | $ 143,000 |
| Spartanburg, SC | 129 | $ 28,065,000 | $ 217,558 | $ 86,000 |
| Coeur D'Alene, ID | 127 | $ 49,015,000 | $ 385,944 | $ 212,000 |
| Pueblo, CO | 127 | $ 35,845,000 | $ 282,244 | $ 87,000 |
| Carbondale-Marion, IL | 124 | $ 17,310,000 | $ 139,596 | $ 71,000 |
| East Stroudsburg, PA | 124 | $ 26,970,000 | $ 217,500 | $ 122,000 |
| Lake Havasu City-Kingman, AZ | 123 | $ 30,875,000 | $ 251,016 | $ 138,000 |
| Gainesville, FL | 120 | $ 26,230,000 | $ 218,583 | $ 96,000 |
| Hinesville, GA | 120 | $ 22,020,000 | $ 183,500 | $ 75,000 |
| Redding, CA | 120 | $ 34,470,000 | $ 287,250 | $ 115,000 |
| Rochester, NY | 115 | $ 22,585,000 | $ 196,391 | $ 114,000 |
| Omaha-Council Bluffs, NE-IA | 114 | $ 28,500,000 | $ 250,000 | $ 147,842 |
| Bloomington, IL | 112 | $ 20,280,000 | $ 181,071 | $ 102,000 |
| Merced, CA | 111 | $ 31,895,000 | $ 287,342 | $ 111,000 |
| Olympia-Tumwater, WA | 111 | $ 42,865,000 | $ 386,171 | $ 122,000 |
| Sherman-Denison, TX | 111 | $ 27,935,000 | $ 251,666 | $ 146,000 |
| Yuba City, CA | 111 | $ 31,345,000 | $ 282,387 | $ 105,000 |
| Chattanooga, TN-GA | 110 | $ 26,990,000 | $ 245,363 | $ 111,363 |
| Bremerton-Silverdale, WA | 109 | $ 54,425,000 | $ 499,311 | $ 167,000 |
| Montgomery, AL | 106 | $ 20,180,000 | $ 190,377 | $ 139,000 |
| Michigan City-La Porte, IN | 104 | $ 26,380,000 | $ 253,653 | $ 171,000 |
| Salem, OR | 104 | $ 33,730,000 | $ 324,326 | $ 145,000 |
| Tyler, TX | 104 | $ 25,390,000 | $ 244,134 | $ 111,000 |
| Rocky Mount, NC | 102 | $ 18,150,000 | $ 177,941 | $ 68,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 101 | $ 44,225,000 | $ 437,871 | $ 238,000 |
| Fort Wayne, IN | 99 | $ 17,365,000 | $ 175,404 | $ 95,000 |
| Dover, DE | 95 | $ 24,285,000 | $ 255,631 | $ 92,000 |
| Yuma, AZ | 94 | $ 21,440,000 | $ 228,085 | $ 98,000 |
| Sumter, SC | 93 | $ 18,335,000 | $ 197,150 | $ 68,000 |
| McAllen-Edinburg-Mission, TX | 86 | $ 18,970,000 | $ 220,581 | $ 119,000 |
| St. Cloud, MN | 86 | $ 17,710,000 | $ 205,930 | $ 79,000 |
| Columbus, GA-AL | 83 | $ 19,735,000 | $ 237,771 | $ 75,108 |
| Kalamazoo-Portage, MI | 82 | $ 21,990,000 | $ 268,170 | $ 142,000 |
| Janesville-Beloit, WI | 81 | $ 16,645,000 | $ 205,493 | $ 80,000 |
| Lansing-East Lansing, MI | 81 | $ 14,395,000 | $ 177,716 | $ 96,000 |
| Billings, MT | 80 | $ 21,560,000 | $ 269,500 | $ 109,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 79 | $ 18,555,000 | $ 234,873 | $ 117,000 |
| Kingston, NY | 79 | $ 27,905,000 | $ 353,227 | $ 225,000 |
| Lynchburg, VA | 79 | $ 18,895,000 | $ 239,177 | $ 168,000 |
| Burlington, NC | 78 | $ 18,730,000 | $ 240,128 | $ 92,000 |
| Battle Creek, MI | 77 | $ 12,845,000 | $ 166,818 | $ 67,000 |
| College Station-Bryan, TX | 77 | $ 21,635,000 | $ 280,974 | $ 150,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 76 | $ 15,360,000 | $ 202,105 | $ 118,000 |
| Panama City, FL | 76 | $ 21,190,000 | $ 278,815 | $ 139,000 |
| Medford, OR | 74 | $ 23,930,000 | $ 323,378 | $ 218,000 |
| Waco, TX | 74 | $ 17,450,000 | $ 235,810 | $ 132,000 |
| Muskegon, MI | 73 | $ 14,775,000 | $ 202,397 | $ 239,000 |
| Greenville, NC | 71 | $ 12,825,000 | $ 180,633 | $ 103,000 |
| Oshkosh-Neenah, WI | 71 | $ 13,945,000 | $ 196,408 | $ 109,000 |
| Flagstaff, AZ | 70 | $ 28,030,000 | $ 400,428 | $ 202,000 |
| Daphne-Fairhope-Foley, AL | 69 | $ 21,525,000 | $ 311,956 | $ 147,000 |
| Toledo, OH | 68 | $ 13,830,000 | $ 203,382 | $ 141,000 |
| Glens Falls, NY | 67 | $ 11,595,000 | $ 173,059 | $ 80,000 |
| Midland, TX | 66 | $ 19,780,000 | $ 299,696 | $ 124,000 |
| Utica-Rome, NY | 66 | $ 10,300,000 | $ 156,060 | $ 81,000 |
| Bellingham, WA | 65 | $ 27,745,000 | $ 426,846 | $ 181,000 |
| California-Lexington Park, MD | 65 | $ 23,405,000 | $ 360,076 | $ 145,000 |
| Fargo, ND-MN | 65 | $ 16,385,000 | $ 252,076 | $ 93,076 |
| Homosassa Springs, FL | 64 | $ 14,240,000 | $ 222,500 | $ 89,000 |
| Hanford-Corcoran, CA | 61 | $ 13,405,000 | $ 219,754 | $ 93,000 |
| Wichita, KS | 61 | $ 12,315,000 | $ 201,885 | $ 97,000 |
| Hagerstown-Martinsburg, MD-WV | 60 | $ 14,520,000 | $ 242,000 | $ 106,300 |
| Pittsfield, MA | 60 | $ 17,910,000 | $ 298,500 | $ 180,000 |
| Longview, TX | 59 | $ 13,605,000 | $ 230,593 | $ 99,000 |
| Lafayette, LA | 56 | $ 10,740,000 | $ 191,785 | $ 94,000 |
| Kennewick-Richland, WA | 55 | $ 16,605,000 | $ 301,909 | $ 134,000 |
| Brownsville-Harlingen, TX | 52 | $ 10,400,000 | $ 200,000 | $ 136,000 |
| Monroe, MI | 50 | $ 9,640,000 | $ 192,800 | $ 89,000 |
| Warner Robins, GA | 50 | $ 9,760,000 | $ 195,200 | $ 113,000 |
| Wausau, WI | 50 | $ 10,090,000 | $ 201,800 | $ 114,000 |
| Sheboygan, WI | 48 | $ 9,230,000 | $ 192,291 | $ 83,000 |
| Yakima, WA | 48 | $ 13,400,000 | $ 279,166 | $ 109,000 |
| Syracuse, NY | 44 | $ 8,790,000 | $ 199,772 | $ 119,000 |
| Baton Rouge, LA | 43 | $ 11,355,000 | $ 264,069 | $ 131,000 |
| Mount Vernon-Anacortes, WA | 42 | $ 13,110,000 | $ 312,142 | $ 130,000 |
| Idaho Falls, ID | 41 | $ 10,255,000 | $ 250,121 | $ 132,000 |
| Dothan, AL | 40 | $ 7,340,000 | $ 183,500 | $ 112,000 |
| El Centro, CA | 40 | $ 8,850,000 | $ 221,250 | $ 89,000 |
| Lubbock, TX | 40 | $ 8,410,000 | $ 210,250 | $ 118,000 |
| Dalton, GA | 39 | $ 6,465,000 | $ 165,769 | $ 65,000 |
| Macon-Bibb County, GA | 39 | $ 7,665,000 | $ 196,538 | $ 110,000 |
| Grand Junction, CO | 38 | $ 9,960,000 | $ 262,105 | $ 119,000 |
| Springfield, IL | 37 | $ 7,505,000 | $ 202,837 | $ 103,000 |
| Winchester, VA-WV | 37 | $ 12,545,000 | $ 339,054 | $ 184,837 |
| Burlington-South Burlington, VT | 36 | $ 11,300,000 | $ 313,888 | $ 160,000 |
| Gettysburg, PA | 36 | $ 7,570,000 | $ 210,277 | $ 79,000 |
| Jackson, MS | 35 | $ 8,475,000 | $ 242,142 | $ 115,000 |
| Lafayette-West Lafayette, IN | 35 | $ 7,055,000 | $ 201,571 | $ 133,000 |
| Longview, WA | 35 | $ 10,905,000 | $ 311,571 | $ 108,000 |
| Mobile, AL | 35 | $ 5,885,000 | $ 168,142 | $ 92,000 |
| Amarillo, TX | 33 | $ 8,525,000 | $ 258,333 | $ 129,000 |
| Sierra Vista-Douglas, AZ | 33 | $ 5,905,000 | $ 178,939 | $ 162,000 |
| Vineland-Bridgeton, NJ | 33 | $ 5,815,000 | $ 176,212 | $ 83,000 |
| Wenatchee, WA | 33 | $ 14,655,000 | $ 444,090 | $ 161,000 |
| Auburn-Opelika, AL | 31 | $ 6,885,000 | $ 222,096 | $ 123,000 |
| Erie, PA | 31 | $ 5,575,000 | $ 179,838 | $ 98,000 |
| Huntington-Ashland, WV-KY-OH | 31 | $ 4,055,000 | $ 130,806 | $ 86,903 |
| Rome, GA | 31 | $ 6,635,000 | $ 214,032 | $ 108,000 |
| Jackson, MI | 30 | $ 5,120,000 | $ 170,666 | $ 89,000 |
| Manhattan, KS | 30 | $ 5,290,000 | $ 176,333 | $ 71,000 |
| La Crosse-Onalaska, WI-MN | 29 | $ 6,315,000 | $ 217,758 | $ 85,827 |
| Morristown, TN | 29 | $ 7,325,000 | $ 252,586 | $ 79,000 |
| Goldsboro, NC | 28 | $ 5,570,000 | $ 198,928 | $ 81,000 |
| Harrisonburg, VA | 28 | $ 7,320,000 | $ 261,428 | $ 102,000 |
| Lebanon, PA | 28 | $ 5,750,000 | $ 205,357 | $ 84,000 |
| Valdosta, GA | 28 | $ 6,080,000 | $ 217,142 | $ 92,000 |
| Mankato-North Mankato, MN | 27 | $ 4,445,000 | $ 164,629 | $ 88,000 |
| Springfield, OH | 27 | $ 4,355,000 | $ 161,296 | $ 72,000 |
| St. Joseph, MO-KS | 27 | $ 4,385,000 | $ 162,407 | $ 69,000 |
| State College, PA | 27 | $ 6,955,000 | $ 257,592 | $ 154,000 |
| Ames, IA | 26 | $ 6,290,000 | $ 241,923 | $ 103,000 |
| Kokomo, IN | 26 | $ 3,850,000 | $ 148,076 | $ 62,000 |
| Sebring, FL | 26 | $ 4,210,000 | $ 161,923 | $ 84,000 |
| Wichita Falls, TX | 26 | $ 3,350,000 | $ 128,846 | $ 91,000 |
| Shreveport-Bossier City, LA | 25 | $ 4,325,000 | $ 173,000 | $ 114,000 |
| Fond Du Lac, WI | 24 | $ 4,240,000 | $ 176,666 | $ 93,000 |
| Williamsport, PA | 24 | $ 4,590,000 | $ 191,250 | $ 219,000 |
| Albany, OR | 23 | $ 6,515,000 | $ 283,260 | $ 137,000 |
| Cape Girardeau, MO-IL | 23 | $ 5,185,000 | $ 225,434 | $ 98,000 |
| Columbus, IN | 23 | $ 5,065,000 | $ 220,217 | $ 132,000 |
| Gulfport-Biloxi-Pascagoula, MS | 23 | $ 4,705,000 | $ 204,565 | $ 148,000 |
| Lawton, OK | 23 | $ 4,255,000 | $ 185,000 | $ 90,000 |
| Lewiston-Auburn, ME | 23 | $ 5,065,000 | $ 220,217 | $ 92,000 |
| Mansfield, OH | 23 | $ 4,205,000 | $ 182,826 | $ 70,000 |
| Chambersburg-Waynesboro, PA | 22 | $ 4,240,000 | $ 192,727 | $ 71,000 |
| Eau Claire, WI | 22 | $ 4,610,000 | $ 209,545 | $ 115,000 |
| Elizabethtown-Fort Knox, KY | 22 | $ 5,440,000 | $ 247,272 | $ 87,000 |
| Grants Pass, OR | 22 | $ 6,870,000 | $ 312,272 | $ 102,000 |
| Bangor, ME | 21 | $ 4,315,000 | $ 205,476 | $ 169,000 |
| Fairbanks, AK | 21 | $ 6,205,000 | $ 295,476 | $ 85,000 |
| Hot Springs, AR | 21 | $ 3,405,000 | $ 162,142 | $ 97,000 |
| Pocatello, ID | 21 | $ 4,335,000 | $ 206,428 | $ 94,000 |
| Tuscaloosa, AL | 21 | $ 4,895,000 | $ 233,095 | $ 140,000 |
| Twin Falls, ID | 21 | $ 5,335,000 | $ 254,047 | $ 111,000 |
| Albany, GA | 20 | $ 3,700,000 | $ 185,000 | $ 79,000 |
| Bloomington, IN | 20 | $ 4,180,000 | $ 209,000 | $ 104,000 |
| Cedar Rapids, IA | 20 | $ 3,110,000 | $ 155,500 | $ 80,000 |
| Cheyenne, WY | 20 | $ 5,460,000 | $ 273,000 | $ 99,000 |
| Danville, IL | 20 | $ 1,800,000 | $ 90,000 | $ 56,000 |
| Decatur, AL | 20 | $ 4,110,000 | $ 205,500 | $ 100,000 |
| Farmington, NM | 20 | $ 3,710,000 | $ 185,500 | $ 103,000 |
| Grand Forks, ND-MN | 20 | $ 4,260,000 | $ 213,000 | $ 65,550 |
| Lincoln, NE | 20 | $ 4,500,000 | $ 225,000 | $ 94,000 |
| Odessa, TX | 20 | $ 5,550,000 | $ 277,500 | $ 247,000 |
| Blacksburg-Christiansburg-Radford, VA | 19 | $ 4,255,000 | $ 223,947 | $ 139,000 |
| Carson City, NV | 19 | $ 7,185,000 | $ 378,157 | $ 144,000 |
| Corvallis, OR | 19 | $ 6,175,000 | $ 325,000 | $ 156,000 |
| Morgantown, WV | 19 | $ 3,475,000 | $ 182,894 | $ 96,000 |
| Rapid City, SD | 19 | $ 4,535,000 | $ 238,684 | $ 114,000 |
| Saginaw, MI | 19 | $ 2,445,000 | $ 128,684 | $ 62,000 |
| Charleston, WV | 18 | $ 2,910,000 | $ 161,666 | $ 122,000 |
| Columbia, MO | 17 | $ 3,935,000 | $ 231,470 | $ 188,000 |
| Evansville, IN-KY | 17 | $ 2,885,000 | $ 169,705 | $ 70,352 |
| Iowa City, IA | 17 | $ 4,465,000 | $ 262,647 | $ 117,000 |
| Lawrence, KS | 17 | $ 3,315,000 | $ 195,000 | $ 118,000 |
| Lima, OH | 16 | $ 2,730,000 | $ 170,625 | $ 224,000 |
| Terre Haute, IN | 16 | $ 2,230,000 | $ 139,375 | $ 88,000 |
| Walla Walla, WA | 16 | $ 4,600,000 | $ 287,500 | $ 155,000 |
| Monroe, LA | 15 | $ 4,075,000 | $ 271,666 | $ 116,000 |
| Altoona, PA | 14 | $ 1,980,000 | $ 141,428 | $ 93,000 |
| Decatur, IL | 14 | $ 1,540,000 | $ 110,000 | $ 62,000 |
| Dubuque, IA | 14 | $ 4,110,000 | $ 293,571 | $ 192,000 |
| Florence-Muscle Shoals, AL | 14 | $ 2,740,000 | $ 195,714 | $ 109,000 |
| Johnstown, PA | 14 | $ 1,550,000 | $ 110,714 | $ 72,000 |
| Midland, MI | 14 | $ 2,830,000 | $ 202,142 | $ 109,000 |
| Staunton-Waynesboro, VA | 14 | $ 2,820,000 | $ 201,428 | $ 75,000 |
| Cleveland, TN | 13 | $ 2,515,000 | $ 193,461 | $ 87,000 |
| Fort Smith, AR-OK | 13 | $ 2,435,000 | $ 187,307 | $ 122,615 |
| San Angelo, TX | 13 | $ 2,625,000 | $ 201,923 | $ 104,000 |
| Topeka, KS | 13 | $ 3,795,000 | $ 291,923 | $ 80,000 |
| Anniston-Oxford-Jacksonville, AL | 12 | $ 2,210,000 | $ 184,166 | $ 73,000 |
| Weirton-Steubenville, WV-OH | 12 | $ 1,750,000 | $ 145,833 | $ 76,333 |
| Binghamton, NY | 11 | $ 1,925,000 | $ 175,000 | $ 93,000 |
| Cumberland, MD-WV | 11 | $ 1,615,000 | $ 146,818 | $ 80,909 |
| Enid, OK | 11 | $ 1,905,000 | $ 173,181 | $ 80,000 |
| Lewiston, ID-WA | 11 | $ 3,065,000 | $ 278,636 | $ 89,909 |
| Muncie, IN | 11 | $ 2,005,000 | $ 182,272 | $ 73,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 1,435,000 | $ 130,454 | $ 66,000 |
| Wheeling, WV-OH | 11 | $ 1,905,000 | $ 173,181 | $ 79,727 |
| Bowling Green, KY | 10 | $ 2,590,000 | $ 259,000 | $ 74,000 |
| Ithaca, NY | 10 | $ 2,530,000 | $ 253,000 | $ 172,000 |
| Jefferson City, MO | 10 | $ 1,530,000 | $ 153,000 | $ 67,000 |
| Alexandria, LA | 9 | $ 1,285,000 | $ 142,777 | $ 63,000 |
| Jackson, TN | 9 | $ 1,635,000 | $ 181,666 | $ 64,000 |
| Laredo, TX | 9 | $ 1,895,000 | $ 210,555 | $ 95,000 |
| Victoria, TX | 9 | $ 2,085,000 | $ 231,666 | $ 104,000 |
| Bay City, MI | 8 | $ 1,250,000 | $ 156,250 | $ 88,000 |
| Bloomsburg-Berwick, PA | 8 | $ 1,420,000 | $ 177,500 | $ 89,000 |
| Houma-Thibodaux, LA | 8 | $ 1,600,000 | $ 200,000 | $ 70,000 |
| Lake Charles, LA | 8 | $ 1,670,000 | $ 208,750 | $ 60,000 |
| Texarkana, TX-AR | 8 | $ 2,070,000 | $ 258,750 | $ 76,500 |
| Joplin, MO | 7 | $ 735,000 | $ 105,000 | $ 57,000 |
| Gadsden, AL | 6 | $ 1,120,000 | $ 186,666 | $ 116,000 |
| Hammond, LA | 6 | $ 1,100,000 | $ 183,333 | $ 71,000 |
| Pine Bluff, AR | 6 | $ 900,000 | $ 150,000 | $ 49,000 |
| Hattiesburg, MS | 5 | $ 595,000 | $ 119,000 | $ 49,000 |
| Owensboro, KY | 5 | $ 895,000 | $ 179,000 | $ 56,000 |
| Parkersburg-Vienna, WV | 5 | $ 875,000 | $ 175,000 | $ 71,000 |
| Great Falls, MT | 4 | $ 670,000 | $ 167,500 | $ 57,000 |
| Beckley, WV | 3 | $ 245,000 | $ 81,666 | $ 37,000 |
| Casper, WY | 3 | $ 995,000 | $ 331,666 | $ 119,000 |
| Elmira, NY | 3 | $ 395,000 | $ 131,666 | $ 58,000 |
| Grand Island, NE | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Jonesboro, AR | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 141,420 | $53,381,355,000 | $377,000 | $66,005,000 | $145,000 | $9,654,000 |
| Refinancing | 112,993 | $43,813,800,000 | $387,000 | $93,505,000 | $171,000 | $7,200,000 |
| Cash-out Refinancing | 65,467 | $23,335,935,000 | $356,000 | $20,005,000 | $143,000 | $8,083,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 165,669 | $61,860,625,000 | $373,000 | $93,505,000 | $156,000 | $9,654,000 |
| Not Provided | 52,899 | $21,501,345,000 | $406,000 | $20,005,000 | $169,000 | $4,634,000 |
| Hispanic | 28,323 | $9,070,975,000 | $320,000 | $26,965,000 | $112,000 | $4,505,000 |
| Not applicable | 27,052 | $9,345,080,000 | $345,000 | $2,525,000 | $52,000 | $52,000 |
| Asian | 21,448 | $10,058,390,000 | $468,000 | $39,115,000 | $175,000 | $4,486,000 |
| Black or African American | 15,867 | $4,758,545,000 | $299,000 | $66,005,000 | $108,000 | $5,781,000 |
| American Indian or Alaskan Native | 1,964 | $621,540,000 | $316,000 | $2,495,000 | $121,000 | $2,088,000 |
| Native Hawaiian or Other Pacific Islander | 461 | $186,605,000 | $404,000 | $2,255,000 | $129,000 | $1,396,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 273,814 | $106,018,100,000 | $387,000 | $93,505,000 | $163,000 | $9,654,000 |
| FHA-insured (Federal Housing Administration) | 24,394 | $6,494,640,000 | $266,000 | $1,205,000 | $79,000 | $3,078,000 |
| VA-guaranteed (Veterans Administration) | 20,034 | $7,694,360,000 | $384,000 | $2,225,000 | $105,000 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,638 | $323,990,000 | $197,000 | $805,000 | $58,000 | $271,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 194,871 | $73,838,525,000 | $378,000 | $5,005,000 | $152,000 | $8,005,000 |
| Application Withdrawn By Applicant | 69,889 | $27,351,775,000 | $391,000 | $93,505,000 | $164,000 | $7,986,000 |
| Loan Purchased By The Institution | 27,052 | $9,345,080,000 | $345,000 | $2,525,000 | $52,000 | $52,000 |
| Application Denied By Financial Institution | 14,013 | $5,095,025,000 | $363,000 | $39,115,000 | $114,000 | $8,083,000 |
| File Closed For Incompleteness | 11,895 | $4,117,495,000 | $346,000 | $10,025,000 | $160,000 | $9,654,000 |
| Application Approved But Not Accepted | 1,905 | $682,925,000 | $358,000 | $2,975,000 | $153,000 | $4,634,000 |
| Preapproval Approved but not Accepted | 148 | $61,030,000 | $412,000 | $2,685,000 | $134,000 | $649,000 |
| Preapproval Denied by Financial Institution | 107 | $39,235,000 | $366,000 | $1,455,000 | $89,000 | $431,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 305,760 | $115,396,830,000 | $377,000 | $93,505,000 | $156,000 | $9,654,000 |
| Debt-To-Income Ratio | 5,202 | $2,047,060,000 | $393,000 | $29,375,000 | $84,000 | $2,582,000 |
| Credit History | 3,872 | $1,213,080,000 | $313,000 | $30,505,000 | $120,000 | $5,040,000 |
| Other | 1,567 | $595,685,000 | $380,000 | $2,505,000 | $149,000 | $2,500,000 |
| Collateral | 1,243 | $414,695,000 | $333,000 | $17,785,000 | $156,000 | $8,083,000 |
| Unverifiable Information | 981 | $412,755,000 | $420,000 | $39,115,000 | $135,000 | $3,920,000 |
| Credit Application Incomplete | 577 | $228,205,000 | $395,000 | $1,605,000 | $141,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 350 | $117,650,000 | $336,000 | $1,675,000 | $102,000 | $652,000 |
| Employment History | 327 | $104,845,000 | $320,000 | $1,705,000 | $93,000 | $929,000 |
| Mortgage Insurance Denied | 1 | $285,000 | $285,000 | $285,000 | $149,000 | $149,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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