Heartland Enterprises, Inc. Mortgage Lending & HMDA Data, 2003

In 2003, Heartland Enterprises, Inc. of Downers Grove, IL reported 4,851 mortgage applications totaling $632.1 million. The average application was for $130,297, and applicants reported an average income of $20,760. 7% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago, IL (269), Detroit, MI (185) and Phoenix-Mesa, AZ (167) (applications in parentheses).

Mortgage Company & Address Heartland Enterprises, Inc.
1401 Branding Lane
Downers Grove, IL 60515
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 4,851
Total Mortgage Loan Application Amount $632,071,000
Average Mortgage Loan Application Amount $130,297
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $20,760
Highest Applicant Income $9,264,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Heartland Enterprises, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Heartland Enterprises, Inc. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 147 $ 21,557,000 $ 146,646 $ 58,000
Cook, Illinois 127 $ 18,115,000 $ 142,637 $ 24,000
Wayne, Michigan 91 $ 11,177,000 $ 122,824 $ 37,000
St. Louis, Missouri 66 $ 8,393,000 $ 127,166 $ 61,000
Prince George's, Maryland 53 $ 9,763,000 $ 184,207 $ 48,000
Franklin, Ohio 52 $ 6,654,000 $ 127,961 $ 4,000
Jackson, Missouri 50 $ 5,834,000 $ 116,680 $ 85,000
Pima, Arizona 49 $ 6,115,000 $ 124,795 $ 24,000
Will, Illinois 48 $ 8,295,000 $ 172,812 $ 35,000
Oakland, Michigan 48 $ 7,595,000 $ 158,229 $ 31,000
Montgomery, Maryland 47 $ 8,356,000 $ 177,787 $ 0
Fairfax, Virginia 47 $ 8,941,000 $ 190,234 $ 41,000
Middlesex, Massachusetts 45 $ 8,467,000 $ 188,155 $ 36,000
Allegheny, Pennsylvania 44 $ 4,410,000 $ 100,227 $ 18,000
Cuyahoga, Ohio 43 $ 5,093,000 $ 118,441 $ 25,000
Anne Arundel, Maryland 40 $ 7,791,000 $ 194,775 $ 62,000
Kent, Michigan 37 $ 4,183,000 $ 113,054 $ 25,000
Shelby, Tennessee 37 $ 3,957,000 $ 106,945 $ 9,000
Baltimore, Maryland 34 $ 4,383,000 $ 128,911 $ 0
Worcester, Massachusetts 33 $ 5,314,000 $ 161,030 $ 661,000
Delaware, Pennsylvania 33 $ 4,562,000 $ 138,242 $ 224,000
DuPage, Illinois 32 $ 5,708,000 $ 178,375 $ 21,000
Macomb, Michigan 32 $ 4,726,000 $ 147,687 $ 82,000
Prince William, Virginia 32 $ 6,165,000 $ 192,656 $ 81,000
Marion, Indiana 31 $ 3,225,000 $ 104,032 $ 21,000
Jefferson, Kentucky 31 $ 3,278,000 $ 105,741 $ 0
Montgomery, Ohio 29 $ 3,006,000 $ 103,655 $ 0
Montgomery, Pennsylvania 29 $ 3,979,000 $ 137,206 $ 11,000
Essex, Massachusetts 28 $ 4,849,000 $ 173,178 $ 32,000
Bernalillo, New Mexico 28 $ 3,443,000 $ 122,964 $ 0
Philadelphia, Pennsylvania 28 $ 2,566,000 $ 91,642 $ 30,000
Knox, Tennessee 28 $ 3,366,000 $ 120,214 $ 20,000
Cobb, Georgia 27 $ 4,182,000 $ 154,888 $ 47,000
Hamilton, Ohio 27 $ 4,098,000 $ 151,777 $ 0
Providence, Rhode Island 27 $ 4,494,000 $ 166,444 $ 68,000
Lake, Illinois 26 $ 4,211,000 $ 161,961 $ 49,000
York, Pennsylvania 26 $ 2,944,000 $ 113,230 $ 0
Davidson, Tennessee 25 $ 3,214,000 $ 128,560 $ 8,000
Hartford, Connecticut 24 $ 3,521,000 $ 146,708 $ 0
New Haven, Connecticut 24 $ 2,502,000 $ 104,250 $ 21,000
DeKalb, Georgia 24 $ 3,305,000 $ 137,708 $ 35,000
Madison, Illinois 23 $ 2,311,000 $ 100,478 $ 0
Arapahoe, Colorado 22 $ 3,547,000 $ 161,227 $ 0
El Paso, Colorado 22 $ 3,195,000 $ 145,227 $ 0
Jefferson, Colorado 22 $ 3,934,000 $ 178,818 $ 51,000
Baltimore City, Maryland 21 $ 1,787,000 $ 85,095 $ 21,000
Pinal, Arizona 20 $ 1,884,000 $ 94,200 $ 14,000
Gwinnett, Georgia 20 $ 2,946,000 $ 147,300 $ 30,000
Dauphin, Pennsylvania 20 $ 1,987,000 $ 99,350 $ 0
Mohave, Arizona 19 $ 2,236,000 $ 117,684 $ 0
Denver, Colorado 19 $ 3,083,000 $ 162,263 $ 22,000
Genesee, Michigan 19 $ 2,450,000 $ 128,947 $ 11,000
Bucks, Pennsylvania 19 $ 2,715,000 $ 142,894 $ 0
Suffolk, Massachusetts 18 $ 3,701,000 $ 205,611 $ 0
St. Louis City, Missouri 18 $ 1,858,000 $ 103,222 $ 38,000
Fairfield, Connecticut 17 $ 3,139,000 $ 184,647 $ 0
Bristol, Massachusetts 17 $ 2,914,000 $ 171,411 $ 0
Cass, Missouri 17 $ 2,133,000 $ 125,470 $ 28,000
St. Charles, Missouri 17 $ 2,546,000 $ 149,764 $ 51,000
Warren, Ohio 17 $ 2,545,000 $ 149,705 $ 0
Chester, Pennsylvania 17 $ 2,693,000 $ 158,411 $ 0
Westmoreland, Pennsylvania 17 $ 2,062,000 $ 121,294 $ 24,000
Hamilton, Tennessee 17 $ 1,829,000 $ 107,588 $ 8,000
Rutherford, Tennessee 17 $ 1,959,000 $ 115,235 $ 0
Kane, Illinois 16 $ 2,947,000 $ 184,187 $ 11,000
McHenry, Illinois 16 $ 2,750,000 $ 171,875 $ 59,000
Monroe, Pennsylvania 16 $ 1,681,000 $ 105,062 $ 35,000
Loudoun, Virginia 16 $ 3,229,000 $ 201,812 $ 53,000
King, Washington 16 $ 3,201,000 $ 200,062 $ 8,000
Boulder, Colorado 15 $ 2,237,000 $ 149,133 $ 39,000
Fulton, Georgia 15 $ 2,715,000 $ 181,000 $ 21,000
Frederick, Maryland 15 $ 2,889,000 $ 192,600 $ 0
Butler, Ohio 15 $ 2,053,000 $ 136,866 $ 0
Clark, Ohio 15 $ 2,211,000 $ 147,400 $ 38,000
Larimer, Colorado 14 $ 2,074,000 $ 148,142 $ 7,000
Plymouth, Massachusetts 14 $ 2,133,000 $ 152,357 $ 1,000
Washtenaw, Michigan 14 $ 2,112,000 $ 150,857 $ 38,000
Greene, Missouri 14 $ 1,738,000 $ 124,142 $ 37,000
Hillsborough, New Hampshire 14 $ 2,279,000 $ 162,785 $ 37,000
Greene, Ohio 14 $ 1,413,000 $ 100,928 $ 21,000
Licking, Ohio 14 $ 2,285,000 $ 163,214 $ 13,000
Lucas, Ohio 14 $ 1,897,000 $ 135,500 $ 0
Wayne, Ohio 14 $ 1,618,000 $ 115,571 $ 0
Virginia Beach, Virginia 14 $ 1,441,000 $ 102,928 $ 0
Delaware, Ohio 13 $ 2,520,000 $ 193,846 $ 32,000
Stark, Ohio 13 $ 1,282,000 $ 98,615 $ 0
Summit, Ohio 13 $ 1,664,000 $ 128,000 $ 0
Washington, Pennsylvania 13 $ 1,167,000 $ 89,769 $ 24,000
Charles, Maryland 12 $ 1,917,000 $ 159,750 $ 0
Harford, Maryland 12 $ 2,067,000 $ 172,250 $ 0
Howard, Maryland 12 $ 1,718,000 $ 143,166 $ 45,000
Hampden, Massachusetts 12 $ 1,285,000 $ 107,083 $ 0
Norfolk, Massachusetts 12 $ 1,590,000 $ 132,500 $ 0
Berrien, Michigan 12 $ 1,208,000 $ 100,666 $ 9,000
Clay, Missouri 12 $ 1,355,000 $ 112,916 $ 46,000
Medina, Ohio 12 $ 1,604,000 $ 133,666 $ 19,000
Lancaster, Pennsylvania 12 $ 1,794,000 $ 149,500 $ 38,000
Adams, Colorado 11 $ 1,537,000 $ 139,727 $ 20,000
New Castle, Delaware 11 $ 1,476,000 $ 134,181 $ 0
St. Clair, Illinois 11 $ 1,446,000 $ 131,454 $ 0
Barnstable, Massachusetts 11 $ 1,961,000 $ 178,272 $ 0
Muskegon, Michigan 11 $ 1,132,000 $ 102,909 $ 27,000
Jefferson, Missouri 11 $ 1,518,000 $ 138,000 $ 48,000
Santa Fe, New Mexico 11 $ 1,561,000 $ 141,909 $ 0
Lorain, Ohio 11 $ 1,500,000 $ 136,363 $ 0
Cumberland, Pennsylvania 11 $ 1,338,000 $ 121,636 $ 0
Northampton, Pennsylvania 11 $ 1,473,000 $ 133,909 $ 19,000
Montgomery, Tennessee 11 $ 1,240,000 $ 112,727 $ 0
Cochise, Arizona 10 $ 953,000 $ 95,300 $ 0
Yuma, Arizona 10 $ 918,000 $ 91,800 $ 0
Allen, Indiana 10 $ 918,000 $ 91,800 $ 15,000
Johnson, Kansas 10 $ 1,613,000 $ 161,300 $ 15,000
Kalamazoo, Michigan 10 $ 951,000 $ 95,100 $ 14,000
Livingston, Michigan 10 $ 1,979,000 $ 197,900 $ 58,000
Rockingham, New Hampshire 10 $ 1,687,000 $ 168,700 $ 0
Chesterfield, Virginia 10 $ 1,392,000 $ 139,200 $ 0
Yavapai, Arizona 9 $ 1,065,000 $ 118,333 $ 20,000
Tazewell, Illinois 9 $ 734,000 $ 81,555 $ 22,000
Sedgwick, Kansas 9 $ 900,000 $ 100,000 $ 0
Clinton, Michigan 9 $ 1,308,000 $ 145,333 $ 34,000
Eaton, Michigan 9 $ 1,397,000 $ 155,222 $ 61,000
Trumbull, Ohio 9 $ 812,000 $ 90,222 $ 74,000
Erie, Pennsylvania 9 $ 722,000 $ 80,222 $ 0
Lawrence, Pennsylvania 9 $ 824,000 $ 91,555 $ 0
Sevier, Tennessee 9 $ 875,000 $ 97,222 $ 40,000
Hanover, Virginia 9 $ 1,500,000 $ 166,666 $ 30,000
Navajo, Arizona 8 $ 838,000 $ 104,750 $ 19,000
Mesa, Colorado 8 $ 774,000 $ 96,750 $ 0
Weld, Colorado 8 $ 1,528,000 $ 191,000 $ 38,000
Litchfield, Connecticut 8 $ 1,243,000 $ 155,375 $ 0
McLean, Illinois 8 $ 1,147,000 $ 143,375 $ 0
Howard, Indiana 8 $ 845,000 $ 105,625 $ 31,000
Lake, Indiana 8 $ 935,000 $ 116,875 $ 0
Carroll, Maryland 8 $ 1,527,000 $ 190,875 $ 0
Hampshire, Massachusetts 8 $ 1,079,000 $ 134,875 $ 0
Ottawa, Michigan 8 $ 1,055,000 $ 131,875 $ 0
Clermont, Ohio 8 $ 1,107,000 $ 138,375 $ 42,000
Marion, Ohio 8 $ 693,000 $ 86,625 $ 0
Berks, Pennsylvania 8 $ 766,000 $ 95,750 $ 13,000
Lehigh, Pennsylvania 8 $ 1,120,000 $ 140,000 $ 0
Luzerne, Pennsylvania 8 $ 575,000 $ 71,875 $ 34,000
Henrico, Virginia 8 $ 951,000 $ 118,875 $ 0
Stafford, Virginia 8 $ 1,820,000 $ 227,500 $ 23,000
Pueblo, Colorado 7 $ 1,008,000 $ 144,000 $ 0
Windham, Connecticut 7 $ 826,000 $ 118,000 $ 14,000
Cherokee, Georgia 7 $ 808,000 $ 115,428 $ 8,000
Clayton, Georgia 7 $ 731,000 $ 104,428 $ 28,000
Peoria, Illinois 7 $ 726,000 $ 103,714 $ 0
Winnebago, Illinois 7 $ 802,000 $ 114,571 $ 22,000
Fayette, Kentucky 7 $ 638,000 $ 91,142 $ 0
Calvert, Maryland 7 $ 1,464,000 $ 209,142 $ 35,000
Wicomico, Maryland 7 $ 827,000 $ 118,142 $ 0
Ingham, Michigan 7 $ 627,000 $ 89,571 $ 47,000
Sandoval, New Mexico 7 $ 1,058,000 $ 151,142 $ 0
Brown, Ohio 7 $ 828,000 $ 118,285 $ 0
Richland, Ohio 7 $ 906,000 $ 129,428 $ 0
Ross, Ohio 7 $ 642,000 $ 91,714 $ 0
Union, Ohio 7 $ 969,000 $ 138,428 $ 0
Butler, Pennsylvania 7 $ 890,000 $ 127,142 $ 0
Washington, Rhode Island 7 $ 1,030,000 $ 147,142 $ 0
Madison, Tennessee 7 $ 667,000 $ 95,285 $ 0
Arlington, Virginia 7 $ 1,324,000 $ 189,142 $ 0
Coconino, Arizona 6 $ 820,000 $ 136,666 $ 0
Fremont, Colorado 6 $ 1,151,000 $ 191,833 $ 0
Forsyth, Georgia 6 $ 1,122,000 $ 187,000 $ 40,000
Fulton, Illinois 6 $ 539,000 $ 89,833 $ 15,000
Clark, Indiana 6 $ 810,000 $ 135,000 $ 0
Johnson, Indiana 6 $ 592,000 $ 98,666 $ 23,000
Kosciusko, Indiana 6 $ 572,000 $ 95,333 $ 0
Tippecanoe, Indiana 6 $ 600,000 $ 100,000 $ 38,000
Wayne, Indiana 6 $ 474,000 $ 79,000 $ 0
Wyandotte, Kansas 6 $ 645,000 $ 107,500 $ 0
Clare, Michigan 6 $ 407,000 $ 67,833 $ 15,000
Lapeer, Michigan 6 $ 923,000 $ 153,833 $ 27,000
Hennepin, Minnesota 6 $ 749,000 $ 124,833 $ 0
Olmsted, Minnesota 6 $ 885,000 $ 147,500 $ 24,000
Boone, Missouri 6 $ 714,000 $ 119,000 $ 53,000
Crawford, Missouri 6 $ 423,000 $ 70,500 $ 16,000
Platte, Missouri 6 $ 877,000 $ 146,166 $ 0
Champaign, Ohio 6 $ 717,000 $ 119,500 $ 15,000
Fairfield, Ohio 6 $ 1,016,000 $ 169,333 $ 0
Geauga, Ohio 6 $ 1,283,000 $ 213,833 $ 0
Scioto, Ohio 6 $ 441,000 $ 73,500 $ 23,000
Adams, Pennsylvania 6 $ 624,000 $ 104,000 $ 0
Lebanon, Pennsylvania 6 $ 617,000 $ 102,833 $ 39,000
Wayne, Pennsylvania 6 $ 550,000 $ 91,666 $ 42,000
Sumner, Tennessee 6 $ 545,000 $ 90,833 $ 0
Williamson, Tennessee 6 $ 1,394,000 $ 232,333 $ 68,000
Chesapeake, Virginia 6 $ 1,197,000 $ 199,500 $ 89,000
Norfolk, Virginia 6 $ 517,000 $ 86,166 $ 12,000
Richmond City, Virginia 6 $ 545,000 $ 90,833 $ 0
Roanoke, Virginia 6 $ 591,000 $ 98,500 $ 0
Snohomish, Washington 6 $ 772,000 $ 128,666 $ 0
Santa Cruz, Arizona 5 $ 479,000 $ 95,800 $ 0
Montrose, Colorado 5 $ 716,000 $ 143,200 $ 0
Chatham, Georgia 5 $ 405,000 $ 81,000 $ 51,000
Columbia, Georgia 5 $ 667,000 $ 133,400 $ 0
Coweta, Georgia 5 $ 858,000 $ 171,600 $ 0
Richmond, Georgia 5 $ 503,000 $ 100,600 $ 0
Whiteside, Illinois 5 $ 334,000 $ 66,800 $ 0
Madison, Indiana 5 $ 646,000 $ 129,200 $ 0
Caroline, Maryland 5 $ 649,000 $ 129,800 $ 0
Cecil, Maryland 5 $ 612,000 $ 122,400 $ 0
Queen Anne's, Maryland 5 $ 743,000 $ 148,600 $ 0
St. Mary's, Maryland 5 $ 809,000 $ 161,800 $ 0
Washington, Maryland 5 $ 660,000 $ 132,000 $ 0
Jackson, Michigan 5 $ 553,000 $ 110,600 $ 32,000
Saginaw, Michigan 5 $ 429,000 $ 85,800 $ 0
Washington, Minnesota 5 $ 746,000 $ 149,200 $ 26,000
Franklin, Missouri 5 $ 773,000 $ 154,600 $ 31,000
Howell, Missouri 5 $ 791,000 $ 158,200 $ 39,000
Jasper, Missouri 5 $ 340,000 $ 68,000 $ 23,000
Morgan, Missouri 5 $ 585,000 $ 117,000 $ 7,000
Taney, Missouri 5 $ 584,000 $ 116,800 $ 29,000
Merrimack, New Hampshire 5 $ 934,000 $ 186,800 $ 0
Lea, New Mexico 5 $ 331,000 $ 66,200 $ 0
Rio Arriba, New Mexico 5 $ 764,000 $ 152,800 $ 9,000
San Juan, New Mexico 5 $ 539,000 $ 107,800 $ 0
Valencia, New Mexico 5 $ 438,000 $ 87,600 $ 0
Ashland, Ohio 5 $ 526,000 $ 105,200 $ 0
Athens, Ohio 5 $ 810,000 $ 162,000 $ 0
Auglaize, Ohio 5 $ 404,000 $ 80,800 $ 0
Darke, Ohio 5 $ 483,000 $ 96,600 $ 0
Defiance, Ohio 5 $ 560,000 $ 112,000 $ 0
Guernsey, Ohio 5 $ 568,000 $ 113,600 $ 0
Hancock, Ohio 5 $ 680,000 $ 136,000 $ 0
Logan, Ohio 5 $ 552,000 $ 110,400 $ 20,000
Preble, Ohio 5 $ 373,000 $ 74,600 $ 9,000
Lackawanna, Pennsylvania 5 $ 390,000 $ 78,000 $ 33,000
Lycoming, Pennsylvania 5 $ 365,000 $ 73,000 $ 0
Schuylkill, Pennsylvania 5 $ 484,000 $ 96,800 $ 15,000
Newport, Rhode Island 5 $ 1,044,000 $ 208,800 $ 0
Blount, Tennessee 5 $ 497,000 $ 99,400 $ 0
Fayette, Tennessee 5 $ 727,000 $ 145,400 $ 0
Wilson, Tennessee 5 $ 337,000 $ 67,400 $ 0
James City, Virginia 5 $ 727,000 $ 145,400 $ 0
Newport News, Virginia 5 $ 462,000 $ 92,400 $ 0
Spotsylvania, Virginia 5 $ 721,000 $ 144,200 $ 0
Suffolk, Virginia 5 $ 612,000 $ 122,400 $ 0
Pierce, Washington 5 $ 902,000 $ 180,400 $ 0
Garfield, Colorado 4 $ 832,000 $ 208,000 $ 0
Moffat, Colorado 4 $ 472,000 $ 118,000 $ 11,000
Yuma, Colorado 4 $ 281,000 $ 70,250 $ 0
Middlesex, Connecticut 4 $ 323,000 $ 80,750 $ 0
New London, Connecticut 4 $ 468,000 $ 117,000 $ 0
Barrow, Georgia 4 $ 586,000 $ 146,500 $ 0
Douglas, Georgia 4 $ 480,000 $ 120,000 $ 0
Hall, Georgia 4 $ 473,000 $ 118,250 $ 0
Newton, Georgia 4 $ 413,000 $ 103,250 $ 0
Paulding, Georgia 4 $ 466,000 $ 116,500 $ 0
Champaign, Illinois 4 $ 356,000 $ 89,000 $ 0
Ogle, Illinois 4 $ 645,000 $ 161,250 $ 0
Rock Island, Illinois 4 $ 271,000 $ 67,750 $ 33,000
Sangamon, Illinois 4 $ 578,000 $ 144,500 $ 0
Elkhart, Indiana 4 $ 409,000 $ 102,250 $ 0
Hamilton, Indiana 4 $ 582,000 $ 145,500 $ 0
Henry, Indiana 4 $ 326,000 $ 81,500 $ 23,000
Monroe, Indiana 4 $ 414,000 $ 103,500 $ 0
St. Joseph, Indiana 4 $ 333,000 $ 83,250 $ 0
Vanderburgh, Indiana 4 $ 321,000 $ 80,250 $ 11,000
Leavenworth, Kansas 4 $ 453,000 $ 113,250 $ 0
Shawnee, Kansas 4 $ 327,000 $ 81,750 $ 0
Oldham, Kentucky 4 $ 587,000 $ 146,750 $ 0
Allegany, Maryland 4 $ 491,000 $ 122,750 $ 0
Talbot, Maryland 4 $ 940,000 $ 235,000 $ 81,000
Worcester, Maryland 4 $ 560,000 $ 140,000 $ 0
Allegan, Michigan 4 $ 618,000 $ 154,500 $ 59,000
Calhoun, Michigan 4 $ 510,000 $ 127,500 $ 64,000
Grand Traverse, Michigan 4 $ 316,000 $ 79,000 $ 16,000
Monroe, Michigan 4 $ 678,000 $ 169,500 $ 0
St. Clair, Michigan 4 $ 583,000 $ 145,750 $ 0
Van Buren, Michigan 4 $ 500,000 $ 125,000 $ 27,000
Carver, Minnesota 4 $ 742,000 $ 185,500 $ 48,000
Camden, Missouri 4 $ 398,000 $ 99,500 $ 26,000
Henry, Missouri 4 $ 293,000 $ 73,250 $ 37,000
Pettis, Missouri 4 $ 330,000 $ 82,500 $ 34,000
Carroll, New Hampshire 4 $ 511,000 $ 127,750 $ 23,000
Dona Ana, New Mexico 4 $ 397,000 $ 99,250 $ 20,000
Lincoln, New Mexico 4 $ 374,000 $ 93,500 $ 0
Allen, Ohio 4 $ 420,000 $ 105,000 $ 0
Fayette, Ohio 4 $ 570,000 $ 142,500 $ 25,000
Holmes, Ohio 4 $ 515,000 $ 128,750 $ 0
Huron, Ohio 4 $ 411,000 $ 102,750 $ 15,000
Knox, Ohio 4 $ 522,000 $ 130,500 $ 0
Lake, Ohio 4 $ 421,000 $ 105,250 $ 0
Shelby, Ohio 4 $ 533,000 $ 133,250 $ 0
Beaver, Pennsylvania 4 $ 326,000 $ 81,500 $ 15,000
Franklin, Pennsylvania 4 $ 730,000 $ 182,500 $ 0
Indiana, Pennsylvania 4 $ 524,000 $ 131,000 $ 0
Venango, Pennsylvania 4 $ 350,000 $ 87,500 $ 23,000
Anderson, Tennessee 4 $ 359,000 $ 89,750 $ 22,000
DeKalb, Tennessee 4 $ 463,000 $ 115,750 $ 0
Franklin, Tennessee 4 $ 283,000 $ 70,750 $ 6,000
Maury, Tennessee 4 $ 307,000 $ 76,750 $ 0
Monroe, Tennessee 4 $ 545,000 $ 136,250 $ 0
Robertson, Tennessee 4 $ 333,000 $ 83,250 $ 39,000
Washington, Tennessee 4 $ 524,000 $ 131,000 $ 0
Alexandria, Virginia 4 $ 329,000 $ 82,250 $ 19,000
Culpeper, Virginia 4 $ 672,000 $ 168,000 $ 0
King George, Virginia 4 $ 454,000 $ 113,500 $ 26,000
York, Virginia 4 $ 317,000 $ 79,250 $ 0
Skagit, Washington 4 $ 626,000 $ 156,500 $ 0
Skamania, Washington 4 $ 680,000 $ 170,000 $ 40,000
Stevens, Washington 4 $ 464,000 $ 116,000 $ 0
Gila, Arizona 3 $ 471,000 $ 157,000 $ 0
Greenlee, Arizona 3 $ 210,000 $ 70,000 $ 10,000
Logan, Colorado 3 $ 308,000 $ 102,666 $ 0
Morgan, Colorado 3 $ 257,000 $ 85,666 $ 27,000
Bartow, Georgia 3 $ 326,000 $ 108,666 $ 0
Bibb, Georgia 3 $ 267,000 $ 89,000 $ 0
Catoosa, Georgia 3 $ 353,000 $ 117,666 $ 58,000
Fayette, Georgia 3 $ 318,000 $ 106,000 $ 0
Houston, Georgia 3 $ 296,000 $ 98,666 $ 25,000
Jackson, Georgia 3 $ 354,000 $ 118,000 $ 0
Muscogee, Georgia 3 $ 178,000 $ 59,333 $ 0
Rockdale, Georgia 3 $ 389,000 $ 129,666 $ 0
Walton, Georgia 3 $ 356,000 $ 118,666 $ 27,000
Whitfield, Georgia 3 $ 376,000 $ 125,333 $ 0
Adams, Illinois 3 $ 95,000 $ 31,666 $ 0
Effingham, Illinois 3 $ 274,000 $ 91,333 $ 0
Franklin, Illinois 3 $ 187,000 $ 62,333 $ 0
Henry, Illinois 3 $ 250,000 $ 83,333 $ 0
Jefferson, Illinois 3 $ 171,000 $ 57,000 $ 0
Lee, Illinois 3 $ 220,000 $ 73,333 $ 0
Livingston, Illinois 3 $ 361,000 $ 120,333 $ 0
Macon, Illinois 3 $ 425,000 $ 141,666 $ 0
Macoupin, Illinois 3 $ 235,000 $ 78,333 $ 0
Mercer, Illinois 3 $ 439,000 $ 146,333 $ 0
Stephenson, Illinois 3 $ 357,000 $ 119,000 $ 0
Vermilion, Illinois 3 $ 292,000 $ 97,333 $ 0
Williamson, Illinois 3 $ 339,000 $ 113,000 $ 0
Bartholomew, Indiana 3 $ 383,000 $ 127,666 $ 0
Dearborn, Indiana 3 $ 397,000 $ 132,333 $ 0
Delaware, Indiana 3 $ 489,000 $ 163,000 $ 0
Morgan, Indiana 3 $ 316,000 $ 105,333 $ 31,000
Noble, Indiana 3 $ 284,000 $ 94,666 $ 0
Putnam, Indiana 3 $ 358,000 $ 119,333 $ 30,000
Randolph, Indiana 3 $ 152,000 $ 50,666 $ 0
Cowley, Kansas 3 $ 186,000 $ 62,000 $ 16,000
Montgomery, Kansas 3 $ 97,000 $ 32,333 $ 15,000
Laurel, Kentucky 3 $ 318,000 $ 106,000 $ 24,000
Ohio, Kentucky 3 $ 173,000 $ 57,666 $ 0
Scott, Kentucky 3 $ 446,000 $ 148,666 $ 0
Whitley, Kentucky 3 $ 433,000 $ 144,333 $ 0
Franklin, Massachusetts 3 $ 344,000 $ 114,666 $ 25,000
Alcona, Michigan 3 $ 322,000 $ 107,333 $ 0
Antrim, Michigan 3 $ 688,000 $ 229,333 $ 0
Bay, Michigan 3 $ 294,000 $ 98,000 $ 0
Cheboygan, Michigan 3 $ 367,000 $ 122,333 $ 0
Chippewa, Michigan 3 $ 482,000 $ 160,666 $ 14,000
Crawford, Michigan 3 $ 313,000 $ 104,333 $ 0
Gratiot, Michigan 3 $ 225,000 $ 75,000 $ 12,000
Hillsdale, Michigan 3 $ 425,000 $ 141,666 $ 0
Ionia, Michigan 3 $ 408,000 $ 136,000 $ 0
Kalkaska, Michigan 3 $ 412,000 $ 137,333 $ 33,000
Lake, Michigan 3 $ 332,000 $ 110,666 $ 0
Leelanau, Michigan 3 $ 393,000 $ 131,000 $ 0
Lenawee, Michigan 3 $ 632,000 $ 210,666 $ 53,000
Wexford, Michigan 3 $ 314,000 $ 104,666 $ 22,000
Ramsey, Minnesota 3 $ 384,000 $ 128,000 $ 0
Barry, Missouri 3 $ 186,000 $ 62,000 $ 44,000
Buchanan, Missouri 3 $ 475,000 $ 158,333 $ 0
Harrison, Missouri 3 $ 248,000 $ 82,666 $ 23,000
Newton, Missouri 3 $ 265,000 $ 88,333 $ 0
St. Francois, Missouri 3 $ 438,000 $ 146,000 $ 21,000
Cheshire, New Hampshire 3 $ 313,000 $ 104,333 $ 0
Chaves, New Mexico 3 $ 229,000 $ 76,333 $ 0
Eddy, New Mexico 3 $ 253,000 $ 84,333 $ 8,000
Erie, Ohio 3 $ 365,000 $ 121,666 $ 0
Highland, Ohio 3 $ 286,000 $ 95,333 $ 12,000
Jefferson, Ohio 3 $ 325,000 $ 108,333 $ 0
Madison, Ohio 3 $ 413,000 $ 137,666 $ 0
Mahoning, Ohio 3 $ 283,000 $ 94,333 $ 0
Mercer, Ohio 3 $ 319,000 $ 106,333 $ 37,000
Miami, Ohio 3 $ 680,000 $ 226,666 $ 0
Muskingum, Ohio 3 $ 300,000 $ 100,000 $ 31,000
Portage, Ohio 3 $ 523,000 $ 174,333 $ 0
Sandusky, Ohio 3 $ 279,000 $ 93,000 $ 0
Seneca, Ohio 3 $ 318,000 $ 106,000 $ 0
Wood, Ohio 3 $ 472,000 $ 157,333 $ 0
Bradford, Pennsylvania 3 $ 269,000 $ 89,666 $ 0
Carbon, Pennsylvania 3 $ 301,000 $ 100,333 $ 0
Clearfield, Pennsylvania 3 $ 313,000 $ 104,333 $ 0
Fayette, Pennsylvania 3 $ 219,000 $ 73,000 $ 0
Jefferson, Pennsylvania 3 $ 237,000 $ 79,000 $ 24,000
Mercer, Pennsylvania 3 $ 319,000 $ 106,333 $ 0
Pike, Pennsylvania 3 $ 535,000 $ 178,333 $ 0
Wyoming, Pennsylvania 3 $ 349,000 $ 116,333 $ 0
Bristol, Rhode Island 3 $ 616,000 $ 205,333 $ 0
Kent, Rhode Island 3 $ 306,000 $ 102,000 $ 27,000
Bradley, Tennessee 3 $ 229,000 $ 76,333 $ 0
Dyer, Tennessee 3 $ 266,000 $ 88,666 $ 0
Greene, Tennessee 3 $ 252,000 $ 84,000 $ 0
Hawkins, Tennessee 3 $ 231,000 $ 77,000 $ 12,000
Haywood, Tennessee 3 $ 279,000 $ 93,000 $ 0
Marion, Tennessee 3 $ 299,000 $ 99,666 $ 30,000
McMinn, Tennessee 3 $ 297,000 $ 99,000 $ 0
Rhea, Tennessee 3 $ 289,000 $ 96,333 $ 0
Roane, Tennessee 3 $ 422,000 $ 140,666 $ 0
Sullivan, Tennessee 3 $ 233,000 $ 77,666 $ 0
Tipton, Tennessee 3 $ 220,000 $ 73,333 $ 26,000
Weakley, Tennessee 3 $ 228,000 $ 76,000 $ 0
Fairfax City, Virginia 3 $ 611,000 $ 203,666 $ 34,000
Fauquier, Virginia 3 $ 258,000 $ 86,000 $ 0
Gloucester, Virginia 3 $ 365,000 $ 121,666 $ 0
Isle of Wight, Virginia 3 $ 391,000 $ 130,333 $ 0
Lynchburg, Virginia 3 $ 348,000 $ 116,000 $ 46,000
Montgomery, Virginia 3 $ 352,000 $ 117,333 $ 0
Benton, Washington 3 $ 445,000 $ 148,333 $ 0
Kitsap, Washington 3 $ 232,000 $ 77,333 $ 35,000
Lewis, Washington 3 $ 259,000 $ 86,333 $ 0
Spokane, Washington 3 $ 268,000 $ 89,333 $ 0
Thurston, Washington 3 $ 342,000 $ 114,000 $ 0
Yakima, Washington 3 $ 401,000 $ 133,666 $ 0
Apache, Arizona 2 $ 258,000 $ 129,000 $ 0
Archuleta, Colorado 2 $ 208,000 $ 104,000 $ 0
Delta, Colorado 2 $ 236,000 $ 118,000 $ 0
Douglas, Colorado 2 $ 332,000 $ 166,000 $ 0
Elbert, Colorado 2 $ 402,000 $ 201,000 $ 0
Las Animas, Colorado 2 $ 358,000 $ 179,000 $ 0
Phillips, Colorado 2 $ 223,000 $ 111,500 $ 0
Tolland, Connecticut 2 $ 260,000 $ 130,000 $ 0
Kent, Delaware 2 $ 342,000 $ 171,000 $ 0
Sussex, Delaware 2 $ 139,000 $ 69,500 $ 0
Bulloch, Georgia 2 $ 262,000 $ 131,000 $ 0
Camden, Georgia 2 $ 167,000 $ 83,500 $ 0
Carroll, Georgia 2 $ 198,000 $ 99,000 $ 0
Gilmer, Georgia 2 $ 229,000 $ 114,500 $ 0
Glynn, Georgia 2 $ 284,000 $ 142,000 $ 0
Greene, Georgia 2 $ 183,000 $ 91,500 $ 0
Habersham, Georgia 2 $ 231,000 $ 115,500 $ 0
Henry, Georgia 2 $ 272,000 $ 136,000 $ 0
Laurens, Georgia 2 $ 200,000 $ 100,000 $ 0
Liberty, Georgia 2 $ 245,000 $ 122,500 $ 0
Lowndes, Georgia 2 $ 262,000 $ 131,000 $ 0
McDuffie, Georgia 2 $ 319,000 $ 159,500 $ 0
Oconee, Georgia 2 $ 217,000 $ 108,500 $ 0
Pierce, Georgia 2 $ 100,000 $ 50,000 $ 0
Troup, Georgia 2 $ 212,000 $ 106,000 $ 0
Turner, Georgia 2 $ 102,000 $ 51,000 $ 0
Boone, Illinois 2 $ 185,000 $ 92,500 $ 0
Bureau, Illinois 2 $ 207,000 $ 103,500 $ 0
De Witt, Illinois 2 $ 117,000 $ 58,500 $ 0
Hancock, Illinois 2 $ 105,000 $ 52,500 $ 14,000
Henderson, Illinois 2 $ 187,000 $ 93,500 $ 21,000
Jo Daviess, Illinois 2 $ 112,000 $ 56,000 $ 0
Kendall, Illinois 2 $ 413,000 $ 206,500 $ 0
LaSalle, Illinois 2 $ 207,000 $ 103,500 $ 0
Marion, Illinois 2 $ 128,000 $ 64,000 $ 0
Mason, Illinois 2 $ 133,000 $ 66,500 $ 19,000
Monroe, Illinois 2 $ 156,000 $ 78,000 $ 0
Perry, Illinois 2 $ 210,000 $ 105,000 $ 0
Clay, Indiana 2 $ 174,000 $ 87,000 $ 29,000
Clinton, Indiana 2 $ 332,000 $ 166,000 $ 0
Floyd, Indiana 2 $ 356,000 $ 178,000 $ 0
Greene, Indiana 2 $ 266,000 $ 133,000 $ 75,000
Hancock, Indiana 2 $ 471,000 $ 235,500 $ 0
Harrison, Indiana 2 $ 200,000 $ 100,000 $ 0
Lawrence, Indiana 2 $ 239,000 $ 119,500 $ 16,000
Marshall, Indiana 2 $ 208,000 $ 104,000 $ 0
Parke, Indiana 2 $ 150,000 $ 75,000 $ 0
Perry, Indiana 2 $ 169,000 $ 84,500 $ 0
Pike, Indiana 2 $ 161,000 $ 80,500 $ 0
Porter, Indiana 2 $ 197,000 $ 98,500 $ 0
Rush, Indiana 2 $ 90,000 $ 45,000 $ 14,000
Warrick, Indiana 2 $ 316,000 $ 158,000 $ 0
Washington, Indiana 2 $ 214,000 $ 107,000 $ 0
White, Indiana 2 $ 268,000 $ 134,000 $ 0
Bourbon, Kansas 2 $ 99,000 $ 49,500 $ 0
Coffey, Kansas 2 $ 208,000 $ 104,000 $ 0
Douglas, Kansas 2 $ 198,000 $ 99,000 $ 0
McPherson, Kansas 2 $ 271,000 $ 135,500 $ 0
Reno, Kansas 2 $ 143,000 $ 71,500 $ 0
Barren, Kentucky 2 $ 117,000 $ 58,500 $ 0
Floyd, Kentucky 2 $ 182,000 $ 91,000 $ 0
Graves, Kentucky 2 $ 133,000 $ 66,500 $ 0
Jessamine, Kentucky 2 $ 228,000 $ 114,000 $ 0
Johnson, Kentucky 2 $ 180,000 $ 90,000 $ 0
Kenton, Kentucky 2 $ 166,000 $ 83,000 $ 0
Larue, Kentucky 2 $ 104,000 $ 52,000 $ 0
Lawrence, Kentucky 2 $ 118,000 $ 59,000 $ 0
McCracken, Kentucky 2 $ 230,000 $ 115,000 $ 0
Meade, Kentucky 2 $ 142,000 $ 71,000 $ 0
Warren, Kentucky 2 $ 179,000 $ 89,500 $ 0
Webster, Kentucky 2 $ 128,000 $ 64,000 $ 23,000
Berkshire, Massachusetts 2 $ 531,000 $ 265,500 $ 0
Dukes, Massachusetts 2 $ 453,000 $ 226,500 $ 0
Arenac, Michigan 2 $ 178,000 $ 89,000 $ 17,000
Charlevoix, Michigan 2 $ 226,000 $ 113,000 $ 0
Emmet, Michigan 2 $ 233,000 $ 116,500 $ 0
Gogebic, Michigan 2 $ 260,000 $ 130,000 $ 32,000
Iosco, Michigan 2 $ 142,000 $ 71,000 $ 0
Isabella, Michigan 2 $ 197,000 $ 98,500 $ 29,000
Marquette, Michigan 2 $ 131,000 $ 65,500 $ 0
Montcalm, Michigan 2 $ 361,000 $ 180,500 $ 38,000
Newaygo, Michigan 2 $ 121,000 $ 60,500 $ 0
Otsego, Michigan 2 $ 244,000 $ 122,000 $ 25,000
Presque Isle, Michigan 2 $ 208,000 $ 104,000 $ 13,000
Roscommon, Michigan 2 $ 139,000 $ 69,500 $ 0
Shiawassee, Michigan 2 $ 191,000 $ 95,500 $ 4,000
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Mortgage Loan Application Detail Totals for Heartland Enterprises, Inc. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 4,781 $622,658,000 $131,448 $650,000 $14,793 $9,264,000
Refinancing (home purchase or home improvement, one-to-four family) 70 $9,413,000 $131,947 $600,000 $41,684 $800,000
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 4,390 $571,850,000 $130,142 $650,000 $5,428 $800,000
White 415 $53,697,000 $146,000 $600,000 $61,090 $9,264,000
Black 28 $3,177,000 $113,800 $241,000 $41,500 $116,000
Hispanic 9 $1,430,000 $140,500 $470,000 $33,000 $152,000
Other 5 $958,000 $175,750 $323,000 $21,750 $150,000
Asian or Pacific Islander 3 $862,000 $287,333 $480,000 $78,333 $90,000
American Indian or Alaskan Native 1 $97,000 $97,000 $97,000 $36,000 $36,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,851 $632,071,000 $131,344 $650,000 $15,413 $9,264,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 4,410 $577,953,000 $131,896 $650,000 $8,310 $9,264,000
Loan Originated 337 $40,057,000 $129,045 $556,000 $58,818 $800,000
Application Denied By Financial Institution 104 $14,061,000 $141,947 $600,000 $39,894 $218,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 44 $6,209,000 $137,333 $600,000 $28,066 $123,000
Collateral 44 $5,481,000 $127,437 $450,000 $40,625 $179,000
Credit History 8 $1,216,000 $163,833 $454,000 $53,500 $140,000
Unverifiable Information 4 $336,000 $84,000 $160,000 $42,750 $81,000
Other 3 $630,000 $210,000 $275,000 $35,666 $72,000
Credit Application Incomplete 1 $189,000 $189,000 $189,000 $218,000 $218,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Heartland Enterprises, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Heartland Enterprises, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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