Ocmbc, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Ocmbc, Inc. of Irvine, CA reported 11,459 mortgage applications totaling $5.1 billion, down 21% from 2021. The average application was for $442,689, and applicants reported an average income of $147,363. 54% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,861), Riverside-San Bernardino-Ontario, CA (1,561) and Chicago-Naperville, IL (459) (applications in parentheses).

Mortgage Company & Address Ocmbc, Inc.
19000 Macarthur Blvd, Suite 200
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 11,459
Total Mortgage Loan Application Amount $5,072,775,000
Average Mortgage Loan Application Amount $442,689
Highest Mortgage Loan Application Amount $7,605,000
Average Applicant Income $147,363
Highest Applicant Income $7,247,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocmbc, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ocmbc, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,861 $ 1,691,155,000 $ 591,106 $ 171,000
San Bernardino, California 854 $ 346,350,000 $ 405,562 $ 131,000
Riverside, California 707 $ 315,205,000 $ 445,834 $ 176,000
Cook, Illinois 386 $ 94,590,000 $ 245,051 $ 86,000
Kern, California 318 $ 88,500,000 $ 278,301 $ 95,000
Orange, California 265 $ 209,095,000 $ 789,037 $ 296,000
San Diego, California 234 $ 147,000,000 $ 628,205 $ 203,000
Maricopa, Arizona 173 $ 75,405,000 $ 435,867 $ 120,000
Harris, Texas 164 $ 39,940,000 $ 243,536 $ 100,000
Ventura, California 151 $ 100,545,000 $ 665,860 $ 167,000
Clark, Nevada 137 $ 47,275,000 $ 345,072 $ 133,000
Miami-Dade, Florida 112 $ 52,960,000 $ 472,857 $ 161,000
Prince George's, Maryland 106 $ 36,930,000 $ 348,396 $ 118,000
Worcester, Massachusetts 96 $ 31,780,000 $ 331,041 $ 64,000
Baltimore City, Maryland 89 $ 16,275,000 $ 182,865 $ 39,000
Sacramento, California 87 $ 32,175,000 $ 369,827 $ 143,000
Broward, Florida 87 $ 37,185,000 $ 427,413 $ 216,000
Dallas, Texas 83 $ 28,865,000 $ 347,771 $ 114,000
Fresno, California 78 $ 24,850,000 $ 318,589 $ 134,000
Lee, Florida 77 $ 25,885,000 $ 336,168 $ 90,000
Palm Beach, Florida 69 $ 29,255,000 $ 423,985 $ 111,000
Providence, Rhode Island 66 $ 21,370,000 $ 323,787 $ 110,000
San Joaquin, California 62 $ 23,500,000 $ 379,032 $ 125,000
Baltimore, Maryland 61 $ 16,245,000 $ 266,311 $ 91,000
Pinellas, Florida 59 $ 20,195,000 $ 342,288 $ 223,000
Fulton, Georgia 59 $ 23,785,000 $ 403,135 $ 144,000
Essex, New Jersey 50 $ 19,130,000 $ 382,600 $ 51,000
Brevard, Florida 49 $ 14,755,000 $ 301,122 $ 76,000
Orange, Florida 49 $ 15,295,000 $ 312,142 $ 112,000
Alameda, California 47 $ 31,535,000 $ 670,957 $ 196,000
Contra Costa, California 47 $ 24,275,000 $ 516,489 $ 122,000
Bristol, Massachusetts 46 $ 16,300,000 $ 354,347 $ 92,000
Osceola, Florida 45 $ 18,365,000 $ 408,111 $ 249,000
Santa Clara, California 42 $ 40,880,000 $ 973,333 $ 255,000
Hillsborough, Florida 42 $ 13,710,000 $ 326,428 $ 190,000
Will, Illinois 42 $ 9,610,000 $ 228,809 $ 88,000
Tarrant, Texas 42 $ 11,560,000 $ 275,238 $ 151,000
Wayne, Michigan 41 $ 5,445,000 $ 132,804 $ 56,000
Polk, Florida 39 $ 10,975,000 $ 281,410 $ 94,000
East Baton Rouge, Louisiana 38 $ 7,550,000 $ 198,684 $ 73,000
Middlesex, Massachusetts 37 $ 14,655,000 $ 396,081 $ 133,000
Bexar, Texas 36 $ 10,050,000 $ 279,166 $ 56,000
Davidson, Tennessee 33 $ 12,855,000 $ 389,545 $ 39,000
Fort Bend, Texas 33 $ 16,655,000 $ 504,696 $ 197,000
Sonoma, California 32 $ 20,400,000 $ 637,500 $ 131,000
Stanislaus, California 32 $ 10,920,000 $ 341,250 $ 129,000
Bergen, New Jersey 32 $ 17,080,000 $ 533,750 $ 356,000
Tulare, California 31 $ 10,215,000 $ 329,516 $ 92,000
Philadelphia, Pennsylvania 31 $ 7,045,000 $ 227,258 $ 36,000
Barnstable, Massachusetts 30 $ 13,560,000 $ 452,000 $ 164,000
Duval, Florida 28 $ 6,760,000 $ 241,428 $ 144,000
DeKalb, Georgia 28 $ 9,700,000 $ 346,428 $ 90,000
Gwinnett, Georgia 28 $ 8,370,000 $ 298,928 $ 83,000
St. Lucie, Florida 27 $ 7,845,000 $ 290,555 $ 121,000
Henry, Georgia 26 $ 9,830,000 $ 378,076 $ 101,000
Montgomery, Maryland 26 $ 11,290,000 $ 434,230 $ 119,000
Plymouth, Massachusetts 26 $ 9,750,000 $ 375,000 $ 87,000
Pierce, Washington 26 $ 10,810,000 $ 415,769 $ 132,000
Manatee, Florida 25 $ 10,585,000 $ 423,400 $ 79,000
Marion, Florida 25 $ 5,065,000 $ 202,600 $ 76,000
Pasco, Florida 25 $ 7,135,000 $ 285,400 $ 97,000
Mercer, New Jersey 25 $ 4,805,000 $ 192,200 $ 55,000
Montgomery, Texas 25 $ 6,405,000 $ 256,200 $ 170,000
New London, Connecticut 24 $ 6,010,000 $ 250,416 $ 94,000
Volusia, Florida 24 $ 5,640,000 $ 235,000 $ 74,000
Anne Arundel, Maryland 24 $ 8,800,000 $ 366,666 $ 165,000
Denver, Colorado 23 $ 12,175,000 $ 529,347 $ 166,000
Washington, Oregon 23 $ 9,585,000 $ 416,739 $ 218,000
Denton, Texas 23 $ 8,615,000 $ 374,565 $ 181,000
Multnomah, Oregon 22 $ 7,130,000 $ 324,090 $ 90,000
King, Washington 22 $ 16,310,000 $ 741,363 $ 447,000
San Mateo, California 21 $ 18,305,000 $ 871,666 $ 189,000
Lake, Florida 21 $ 6,515,000 $ 310,238 $ 83,000
Lake, Illinois 21 $ 4,175,000 $ 198,809 $ 91,000
Ocean, New Jersey 21 $ 10,255,000 $ 488,333 $ 390,000
Kent, Rhode Island 21 $ 5,515,000 $ 262,619 $ 84,000
Pinal, Arizona 20 $ 6,970,000 $ 348,500 $ 121,000
Merced, California 20 $ 6,860,000 $ 343,000 $ 94,000
Placer, California 20 $ 15,180,000 $ 759,000 $ 287,000
Solano, California 20 $ 7,930,000 $ 396,500 $ 110,000
Union, New Jersey 20 $ 9,580,000 $ 479,000 $ 167,000
Weber, Utah 20 $ 7,170,000 $ 358,500 $ 77,000
District of Columbia, District Of Columbia 19 $ 9,805,000 $ 516,052 $ 115,000
DuPage, Illinois 19 $ 5,385,000 $ 283,421 $ 110,000
Marion, Oregon 19 $ 4,245,000 $ 223,421 $ 454,000
Santa Barbara, California 18 $ 12,900,000 $ 716,666 $ 92,000
Horry, South Carolina 18 $ 8,690,000 $ 482,777 $ 126,000
Collin, Texas 18 $ 8,860,000 $ 492,222 $ 197,000
Salt Lake, Utah 18 $ 12,780,000 $ 710,000 $ 169,000
Kane, Illinois 17 $ 3,955,000 $ 232,647 $ 155,000
Caddo, Louisiana 17 $ 2,435,000 $ 143,235 $ 52,000
Hennepin, Minnesota 17 $ 5,695,000 $ 335,000 $ 61,000
Marin, California 16 $ 19,980,000 $ 1,248,750 $ 206,000
Oakland, Michigan 16 $ 3,700,000 $ 231,250 $ 75,000
Travis, Texas 16 $ 8,140,000 $ 508,750 $ 237,000
Utah, Utah 16 $ 6,180,000 $ 386,250 $ 93,000
Monterey, California 15 $ 10,835,000 $ 722,333 $ 196,000
San Luis Obispo, California 15 $ 9,405,000 $ 627,000 $ 218,000
Cobb, Georgia 15 $ 5,625,000 $ 375,000 $ 103,000
Frederick, Maryland 15 $ 5,245,000 $ 349,666 $ 115,000
Hampden, Massachusetts 15 $ 3,785,000 $ 252,333 $ 62,000
Passaic, New Jersey 15 $ 6,205,000 $ 413,666 $ 125,000
Mecklenburg, North Carolina 15 $ 4,505,000 $ 300,333 $ 138,000
Mohave, Arizona 14 $ 3,530,000 $ 252,142 $ 137,000
Douglas, Georgia 14 $ 4,570,000 $ 326,428 $ 102,000
Jefferson, Kentucky 14 $ 3,170,000 $ 226,428 $ 67,000
Charles, Maryland 14 $ 4,820,000 $ 344,285 $ 224,000
Essex, Massachusetts 14 $ 7,120,000 $ 508,571 $ 131,000
Spartanburg, South Carolina 14 $ 3,130,000 $ 223,571 $ 82,000
Pima, Arizona 13 $ 6,255,000 $ 481,153 $ 113,000
Hartford, Connecticut 13 $ 2,835,000 $ 218,076 $ 55,000
St. Johns, Florida 13 $ 5,415,000 $ 416,538 $ 328,000
Ada, Idaho 13 $ 7,645,000 $ 588,076 $ 128,000
Norfolk, Massachusetts 13 $ 6,665,000 $ 512,692 $ 136,000
Burlington, New Jersey 13 $ 3,345,000 $ 257,307 $ 74,000
Allegheny, Pennsylvania 13 $ 1,965,000 $ 151,153 $ 13,000
Jefferson, Colorado 12 $ 7,540,000 $ 628,333 $ 153,000
Seminole, Florida 12 $ 3,430,000 $ 285,833 $ 96,000
Clayton, Georgia 12 $ 3,140,000 $ 261,666 $ 67,000
Kendall, Illinois 12 $ 3,150,000 $ 262,500 $ 77,000
Livingston, Louisiana 12 $ 2,480,000 $ 206,666 $ 104,000
Carroll, Maryland 12 $ 4,150,000 $ 345,833 $ 194,000
Howard, Maryland 12 $ 5,150,000 $ 429,166 $ 155,000
Suffolk, Massachusetts 12 $ 8,660,000 $ 721,666 $ 98,000
Cuyahoga, Ohio 12 $ 1,450,000 $ 120,833 $ 30,000
Linn, Oregon 12 $ 3,330,000 $ 277,500 $ 92,000
Knox, Tennessee 12 $ 3,420,000 $ 285,000 $ 79,000
Snohomish, Washington 12 $ 6,460,000 $ 538,333 $ 161,000
Weld, Colorado 11 $ 3,955,000 $ 359,545 $ 95,000
New Haven, Connecticut 11 $ 2,345,000 $ 213,181 $ 47,000
McHenry, Illinois 11 $ 3,145,000 $ 285,909 $ 151,000
Middlesex, New Jersey 11 $ 4,105,000 $ 373,181 $ 113,000
Marshall, Tennessee 11 $ 1,845,000 $ 167,727 $ 3,807,000
San Francisco, California 10 $ 8,590,000 $ 859,000 $ 139,000
Adams, Colorado 10 $ 3,330,000 $ 333,000 $ 106,000
El Paso, Colorado 10 $ 3,520,000 $ 352,000 $ 96,000
Fairfield, Connecticut 10 $ 7,210,000 $ 721,000 $ 203,000
Windham, Connecticut 10 $ 2,200,000 $ 220,000 $ 51,000
Houston, Georgia 10 $ 2,140,000 $ 214,000 $ 72,000
Maui, Hawaii 10 $ 19,390,000 $ 1,939,000 $ 436,000
Ascension, Louisiana 10 $ 4,310,000 $ 431,000 $ 143,000
St. Mary's, Maryland 10 $ 2,540,000 $ 254,000 $ 50,000
Macomb, Michigan 10 $ 1,970,000 $ 197,000 $ 58,000
Shelby, Tennessee 10 $ 3,340,000 $ 334,000 $ 125,000
Hidalgo, Texas 10 $ 2,030,000 $ 203,000 $ 56,000
Fairfax, Virginia 10 $ 5,010,000 $ 501,000 $ 145,000
Prince William, Virginia 10 $ 3,570,000 $ 357,000 $ 111,000
Imperial, California 9 $ 2,905,000 $ 322,777 $ 130,000
Kings, California 9 $ 2,265,000 $ 251,666 $ 73,000
Shasta, California 9 $ 2,565,000 $ 285,000 $ 129,000
Charlotte, Florida 9 $ 2,925,000 $ 325,000 $ 59,000
Collier, Florida 9 $ 5,615,000 $ 623,888 $ 109,000
Newton, Georgia 9 $ 1,845,000 $ 205,000 $ 97,000
Rockdale, Georgia 9 $ 3,225,000 $ 358,333 $ 82,000
Washoe, Nevada 9 $ 9,135,000 $ 1,015,000 $ 664,000
Atlantic, New Jersey 9 $ 2,075,000 $ 230,555 $ 71,000
Hudson, New Jersey 9 $ 5,235,000 $ 581,666 $ 221,000
Lehigh, Pennsylvania 9 $ 1,615,000 $ 179,444 $ 104,000
Sevier, Tennessee 9 $ 7,275,000 $ 808,333 $ 68,000
Brazoria, Texas 9 $ 2,275,000 $ 252,777 $ 80,000
Yuma, Arizona 8 $ 1,390,000 $ 173,750 $ 138,000
Yolo, California 8 $ 2,680,000 $ 335,000 $ 199,000
Douglas, Colorado 8 $ 3,580,000 $ 447,500 $ 132,000
Hernando, Florida 8 $ 1,860,000 $ 232,500 $ 66,000
Leon, Florida 8 $ 1,880,000 $ 235,000 $ 58,000
Canyon, Idaho 8 $ 2,200,000 $ 275,000 $ 12,000
Bossier, Louisiana 8 $ 2,060,000 $ 257,500 $ 60,000
Sussex, New Jersey 8 $ 1,480,000 $ 185,000 $ 77,000
Dauphin, Pennsylvania 8 $ 1,820,000 $ 227,500 $ 66,000
Montgomery, Pennsylvania 8 $ 5,500,000 $ 687,500 $ 243,000
Aiken, South Carolina 8 $ 1,310,000 $ 163,750 $ 72,000
Galveston, Texas 8 $ 2,070,000 $ 258,750 $ 41,000
Virginia Beach, Virginia 8 $ 4,580,000 $ 572,500 $ 103,000
Clark, Washington 8 $ 3,230,000 $ 403,750 $ 116,000
Spokane, Washington 8 $ 2,740,000 $ 342,500 $ 72,000
Brown, Wisconsin 8 $ 2,540,000 $ 317,500 $ 91,000
Yavapai, Arizona 7 $ 4,205,000 $ 600,714 $ 30,000
El Dorado, California 7 $ 3,895,000 $ 556,428 $ 159,000
Nevada, California 7 $ 3,535,000 $ 505,000 $ 84,000
Arapahoe, Colorado 7 $ 2,655,000 $ 379,285 $ 98,000
Flagler, Florida 7 $ 1,755,000 $ 250,714 $ 47,000
Fayette, Georgia 7 $ 2,235,000 $ 319,285 $ 132,000
Liberty, Georgia 7 $ 1,695,000 $ 242,142 $ 56,000
Spalding, Georgia 7 $ 1,925,000 $ 275,000 $ 66,000
Honolulu, Hawaii 7 $ 6,685,000 $ 955,000 $ 447,000
Washington, Maryland 7 $ 1,375,000 $ 196,428 $ 66,000
Ramsey, Minnesota 7 $ 1,615,000 $ 230,714 $ 63,000
Camden, New Jersey 7 $ 1,305,000 $ 186,428 $ 63,000
Brunswick, North Carolina 7 $ 8,225,000 $ 1,175,000 $ 13,000
Deschutes, Oregon 7 $ 2,825,000 $ 403,571 $ 93,000
Jackson, Oregon 7 $ 3,095,000 $ 442,142 $ 144,000
Lane, Oregon 7 $ 1,795,000 $ 256,428 $ 77,000
Yamhill, Oregon 7 $ 2,275,000 $ 325,000 $ 97,000
Berks, Pennsylvania 7 $ 875,000 $ 125,000 $ 71,000
Monroe, Pennsylvania 7 $ 1,105,000 $ 157,857 $ 50,000
Greenville, South Carolina 7 $ 1,605,000 $ 229,285 $ 22,000
Orangeburg, South Carolina 7 $ 1,865,000 $ 266,428 $ 69,000
Montgomery, Tennessee 7 $ 1,365,000 $ 195,000 $ 96,000
Ellis, Texas 7 $ 3,275,000 $ 467,857 $ 216,000
Kaufman, Texas 7 $ 1,715,000 $ 245,000 $ 112,000
Parker, Texas 7 $ 2,585,000 $ 369,285 $ 234,000
Williamson, Texas 7 $ 1,075,000 $ 153,571 $ 74,000
Lake, California 6 $ 2,120,000 $ 353,333 $ 302,000
Madera, California 6 $ 2,260,000 $ 376,666 $ 100,000
Sutter, California 6 $ 2,350,000 $ 391,666 $ 78,000
Yuba, California 6 $ 1,890,000 $ 315,000 $ 64,000
Boulder, Colorado 6 $ 2,660,000 $ 443,333 $ 104,000
Clay, Florida 6 $ 1,690,000 $ 281,666 $ 81,000
Okaloosa, Florida 6 $ 1,590,000 $ 265,000 $ 117,000
Sarasota, Florida 6 $ 1,760,000 $ 293,333 $ 11,000
Chatham, Georgia 6 $ 1,570,000 $ 261,666 $ 47,000
Hawaii, Hawaii 6 $ 4,540,000 $ 756,666 $ 13,000
Marion, Indiana 6 $ 1,150,000 $ 191,666 $ 39,000
Hardin, Kentucky 6 $ 1,270,000 $ 211,666 $ 35,000
St. John the Baptist, Louisiana 6 $ 740,000 $ 123,333 $ 91,000
Elko, Nevada 6 $ 1,370,000 $ 228,333 $ 0
White Pine, Nevada 6 $ 860,000 $ 143,333 $ 0
Gaston, North Carolina 6 $ 1,720,000 $ 286,666 $ 71,000
Franklin, Ohio 6 $ 870,000 $ 145,000 $ 34,000
Delaware, Pennsylvania 6 $ 910,000 $ 151,666 $ 48,000
York, Pennsylvania 6 $ 1,370,000 $ 228,333 $ 93,000
Bell, Texas 6 $ 1,720,000 $ 286,666 $ 68,000
Johnson, Texas 6 $ 1,980,000 $ 330,000 $ 156,000
Limestone, Texas 6 $ 1,110,000 $ 185,000 $ 251,000
Davis, Utah 6 $ 2,400,000 $ 400,000 $ 95,000
Newport News, Virginia 6 $ 1,070,000 $ 178,333 $ 99,000
Navajo, Arizona 5 $ 1,145,000 $ 229,000 $ 68,000
Calaveras, California 5 $ 1,085,000 $ 217,000 $ 52,000
Mendocino, California 5 $ 2,815,000 $ 563,000 $ 47,000
Mono, California 5 $ 3,325,000 $ 665,000 $ 46,000
Santa Cruz, California 5 $ 4,005,000 $ 801,000 $ 394,000
Tuolumne, California 5 $ 1,425,000 $ 285,000 $ 122,000
Larimer, Colorado 5 $ 2,065,000 $ 413,000 $ 134,000
Bay, Florida 5 $ 1,835,000 $ 367,000 $ 152,000
Escambia, Florida 5 $ 925,000 $ 185,000 $ 19,000
Gulf, Florida 5 $ 4,495,000 $ 899,000 $ 0
Coweta, Georgia 5 $ 1,755,000 $ 351,000 $ 100,000
Winnebago, Illinois 5 $ 905,000 $ 181,000 $ 74,000
Tangipahoa, Louisiana 5 $ 1,745,000 $ 349,000 $ 134,000
Calvert, Maryland 5 $ 1,805,000 $ 361,000 $ 84,000
Harford, Maryland 5 $ 1,485,000 $ 297,000 $ 24,000
Dukes, Massachusetts 5 $ 3,245,000 $ 649,000 $ 169,000
Taney, Missouri 5 $ 1,015,000 $ 203,000 $ 52,000
Morris, New Jersey 5 $ 2,915,000 $ 583,000 $ 33,000
Somerset, New Jersey 5 $ 2,215,000 $ 443,000 $ 89,000
Bernalillo, New Mexico 5 $ 1,065,000 $ 213,000 $ 66,000
Guilford, North Carolina 5 $ 955,000 $ 191,000 $ 97,000
Montgomery, Ohio 5 $ 645,000 $ 129,000 $ 0
Cleveland, Oklahoma 5 $ 1,385,000 $ 277,000 $ 75,000
Clackamas, Oregon 5 $ 1,405,000 $ 281,000 $ 118,000
Luzerne, Pennsylvania 5 $ 705,000 $ 141,000 $ 0
Hamilton, Tennessee 5 $ 1,645,000 $ 329,000 $ 36,000
Rutherford, Tennessee 5 $ 1,435,000 $ 287,000 $ 65,000
Smith, Texas 5 $ 1,035,000 $ 207,000 $ 44,000
Waller, Texas 5 $ 2,195,000 $ 439,000 $ 271,000
Webb, Texas 5 $ 1,215,000 $ 243,000 $ 155,000
Henrico, Virginia 5 $ 1,305,000 $ 261,000 $ 202,000
Loudoun, Virginia 5 $ 3,385,000 $ 677,000 $ 182,000
Cowlitz, Washington 5 $ 915,000 $ 183,000 $ 34,000
Waushara, Wisconsin 5 $ 1,525,000 $ 305,000 $ 0
Butte, California 4 $ 1,210,000 $ 302,500 $ 122,000
Columbia, Florida 4 $ 700,000 $ 175,000 $ 0
Indian River, Florida 4 $ 2,190,000 $ 547,500 $ 265,000
Sumter, Florida 4 $ 1,260,000 $ 315,000 $ 159,000
Hall, Georgia 4 $ 2,590,000 $ 647,500 $ 97,000
Peoria, Illinois 4 $ 1,200,000 $ 300,000 $ 76,000
Wicomico, Maryland 4 $ 850,000 $ 212,500 $ 78,000
Sherburne, Minnesota 4 $ 830,000 $ 207,500 $ 78,000
Stone, Missouri 4 $ 1,010,000 $ 252,500 $ 0
Rockingham, New Hampshire 4 $ 1,020,000 $ 255,000 $ 58,000
Monmouth, New Jersey 4 $ 1,460,000 $ 365,000 $ 96,000
Butler, Ohio 4 $ 670,000 $ 167,500 $ 78,000
Coos, Oregon 4 $ 770,000 $ 192,500 $ 59,000
Beaufort, South Carolina 4 $ 860,000 $ 215,000 $ 128,000
Lexington, South Carolina 4 $ 930,000 $ 232,500 $ 51,000
York, South Carolina 4 $ 960,000 $ 240,000 $ 74,000
Williamson, Tennessee 4 $ 3,450,000 $ 862,500 $ 404,000
Harrison, Texas 4 $ 580,000 $ 145,000 $ 51,000
Hays, Texas 4 $ 3,230,000 $ 807,500 $ 282,000
Hunt, Texas 4 $ 1,190,000 $ 297,500 $ 66,000
Lubbock, Texas 4 $ 720,000 $ 180,000 $ 59,000
McLennan, Texas 4 $ 1,170,000 $ 292,500 $ 121,000
Hampton, Virginia 4 $ 1,010,000 $ 252,500 $ 97,000
Richmond City, Virginia 4 $ 620,000 $ 155,000 $ 43,000
Spotsylvania, Virginia 4 $ 1,850,000 $ 462,500 $ 104,000
Stafford, Virginia 4 $ 2,220,000 $ 555,000 $ 132,000
Dodge, Wisconsin 4 $ 680,000 $ 170,000 $ 72,000
Milwaukee, Wisconsin 4 $ 680,000 $ 170,000 $ 41,000
Coconino, Arizona 3 $ 1,175,000 $ 391,666 $ 16,000
Gila, Arizona 3 $ 1,235,000 $ 411,666 $ 26,000
Glenn, California 3 $ 975,000 $ 325,000 $ 75,000
Humboldt, California 3 $ 1,095,000 $ 365,000 $ 73,000
Morgan, Colorado 3 $ 835,000 $ 278,333 $ 50,000
Kent, Delaware 3 $ 625,000 $ 208,333 $ 37,000
Alachua, Florida 3 $ 485,000 $ 161,666 $ 12,000
Okeechobee, Florida 3 $ 675,000 $ 225,000 $ 54,000
Catoosa, Georgia 3 $ 845,000 $ 281,666 $ 105,000
Columbia, Georgia 3 $ 625,000 $ 208,333 $ 88,000
Jones, Georgia 3 $ 935,000 $ 311,666 $ 67,000
Long, Georgia 3 $ 885,000 $ 295,000 $ 77,000
Richmond, Georgia 3 $ 705,000 $ 235,000 $ 85,000
Kauai, Hawaii 3 $ 3,875,000 $ 1,291,666 $ 173,000
DeKalb, Illinois 3 $ 335,000 $ 111,666 $ 29,000
St. Clair, Illinois 3 $ 885,000 $ 295,000 $ 111,000
Hamilton, Indiana 3 $ 595,000 $ 198,333 $ 117,000
Lake, Indiana 3 $ 765,000 $ 255,000 $ 108,000
Lafourche, Louisiana 3 $ 395,000 $ 131,666 $ 55,000
Cumberland, Maine 3 $ 1,505,000 $ 501,666 $ 224,000
Ingham, Michigan 3 $ 275,000 $ 91,666 $ 47,000
Oceana, Michigan 3 $ 495,000 $ 165,000 $ 24,000
St. Clair, Michigan 3 $ 385,000 $ 128,333 $ 148,000
Washtenaw, Michigan 3 $ 475,000 $ 158,333 $ 80,000
Greene, Missouri 3 $ 705,000 $ 235,000 $ 0
Jackson, Missouri 3 $ 545,000 $ 181,666 $ 0
Flathead, Montana 3 $ 1,695,000 $ 565,000 $ 182,000
Sandoval, New Mexico 3 $ 855,000 $ 285,000 $ 123,000
Santa Fe, New Mexico 3 $ 1,005,000 $ 335,000 $ 11,000
Davidson, North Carolina 3 $ 615,000 $ 205,000 $ 67,000
Union, North Carolina 3 $ 1,265,000 $ 421,666 $ 169,000
Wake, North Carolina 3 $ 1,045,000 $ 348,333 $ 188,000
Wilson, North Carolina 3 $ 475,000 $ 158,333 $ 119,000
Muskingum, Ohio 3 $ 515,000 $ 171,666 $ 805,000
Benton, Oregon 3 $ 1,285,000 $ 428,333 $ 79,000
Josephine, Oregon 3 $ 515,000 $ 171,666 $ 71,000
Lincoln, Oregon 3 $ 885,000 $ 295,000 $ 899,000
Chester, Pennsylvania 3 $ 1,325,000 $ 441,666 $ 279,000
Lancaster, Pennsylvania 3 $ 665,000 $ 221,666 $ 37,000
Newport, Rhode Island 3 $ 1,085,000 $ 361,666 $ 85,000
Washington, Rhode Island 3 $ 525,000 $ 175,000 $ 41,000
Richland, South Carolina 3 $ 1,295,000 $ 431,666 $ 85,000
Comal, Texas 3 $ 565,000 $ 188,333 $ 28,000
Cooke, Texas 3 $ 735,000 $ 245,000 $ 121,000
Liberty, Texas 3 $ 585,000 $ 195,000 $ 42,000
Nueces, Texas 3 $ 995,000 $ 331,666 $ 175,000
Rockwall, Texas 3 $ 2,185,000 $ 728,333 $ 0
San Jacinto, Texas 3 $ 685,000 $ 228,333 $ 161,000
Wichita, Texas 3 $ 275,000 $ 91,666 $ 49,000
Box Elder, Utah 3 $ 1,115,000 $ 371,666 $ 86,000
Iron, Utah 3 $ 945,000 $ 315,000 $ 54,000
Uintah, Utah 3 $ 515,000 $ 171,666 $ 42,000
Chesterfield, Virginia 3 $ 695,000 $ 231,666 $ 62,000
Isle of Wight, Virginia 3 $ 3,205,000 $ 1,068,333 $ 582,000
Kitsap, Washington 3 $ 1,325,000 $ 441,666 $ 24,000
Yakima, Washington 3 $ 825,000 $ 275,000 $ 113,000
Mariposa, California 2 $ 2,550,000 $ 1,275,000 $ 725,000
Napa, California 2 $ 3,230,000 $ 1,615,000 $ 295,000
San Benito, California 2 $ 990,000 $ 495,000 $ 158,000
Sierra, California 2 $ 180,000 $ 90,000 $ 0
Park, Colorado 2 $ 1,140,000 $ 570,000 $ 113,000
Pueblo, Colorado 2 $ 430,000 $ 215,000 $ 83,000
San Miguel, Colorado 2 $ 750,000 $ 375,000 $ 0
Summit, Colorado 2 $ 610,000 $ 305,000 $ 25,000
Tolland, Connecticut 2 $ 490,000 $ 245,000 $ 75,000
New Castle, Delaware 2 $ 460,000 $ 230,000 $ 27,000
Citrus, Florida 2 $ 450,000 $ 225,000 $ 38,000
Hendry, Florida 2 $ 660,000 $ 330,000 $ 100,000
Levy, Florida 2 $ 130,000 $ 65,000 $ 31,000
Monroe, Florida 2 $ 1,360,000 $ 680,000 $ 0
Santa Rosa, Florida 2 $ 380,000 $ 190,000 $ 0
Walton, Florida 2 $ 3,700,000 $ 1,850,000 $ 2,204,000
Brantley, Georgia 2 $ 290,000 $ 145,000 $ 47,000
Bulloch, Georgia 2 $ 260,000 $ 130,000 $ 0
Cherokee, Georgia 2 $ 730,000 $ 365,000 $ 98,000
Dougherty, Georgia 2 $ 490,000 $ 245,000 $ 77,000
Fannin, Georgia 2 $ 1,680,000 $ 840,000 $ 0
Forsyth, Georgia 2 $ 840,000 $ 420,000 $ 157,000
Greene, Georgia 2 $ 200,000 $ 100,000 $ 58,000
Paulding, Georgia 2 $ 670,000 $ 335,000 $ 121,000
Peach, Georgia 2 $ 590,000 $ 295,000 $ 111,000
Rabun, Georgia 2 $ 1,020,000 $ 510,000 $ 124,000
Troup, Georgia 2 $ 530,000 $ 265,000 $ 63,000
Walker, Georgia 2 $ 370,000 $ 185,000 $ 118,000
Walton, Georgia 2 $ 930,000 $ 465,000 $ 112,000
Whitfield, Georgia 2 $ 430,000 $ 215,000 $ 59,000
Worth, Georgia 2 $ 290,000 $ 145,000 $ 44,000
Bonneville, Idaho 2 $ 350,000 $ 175,000 $ 0
Kootenai, Idaho 2 $ 2,930,000 $ 1,465,000 $ 612,000
Champaign, Illinois 2 $ 290,000 $ 145,000 $ 0
Kankakee, Illinois 2 $ 400,000 $ 200,000 $ 50,000
LaPorte, Indiana 2 $ 330,000 $ 165,000 $ 50,000
Morgan, Indiana 2 $ 240,000 $ 120,000 $ 57,000
Porter, Indiana 2 $ 590,000 $ 295,000 $ 68,000
Whitley, Kentucky 2 $ 270,000 $ 135,000 $ 50,000
Iberville, Louisiana 2 $ 330,000 $ 165,000 $ 57,000
Jefferson, Louisiana 2 $ 530,000 $ 265,000 $ 112,000
Pointe Coupee, Louisiana 2 $ 290,000 $ 145,000 $ 46,000
St. Charles, Louisiana 2 $ 270,000 $ 135,000 $ 86,000
St. Tammany, Louisiana 2 $ 500,000 $ 250,000 $ 95,000
Penobscot, Maine 2 $ 430,000 $ 215,000 $ 64,000
Sagadahoc, Maine 2 $ 390,000 $ 195,000 $ 60,000
York, Maine 2 $ 1,270,000 $ 635,000 $ 49,000
Allegany, Maryland 2 $ 220,000 $ 110,000 $ 80,000
Somerset, Maryland 2 $ 180,000 $ 90,000 $ 71,000
Hampshire, Massachusetts 2 $ 360,000 $ 180,000 $ 0
Calhoun, Michigan 2 $ 450,000 $ 225,000 $ 44,000
Manistee, Michigan 2 $ 450,000 $ 225,000 $ 52,000
Ottawa, Michigan 2 $ 670,000 $ 335,000 $ 429,000
Blue Earth, Minnesota 2 $ 160,000 $ 80,000 $ 44,000
Crow Wing, Minnesota 2 $ 340,000 $ 170,000 $ 105,000
Douglas, Minnesota 2 $ 200,000 $ 100,000 $ 70,000
Pine, Minnesota 2 $ 240,000 $ 120,000 $ 40,000
Pettis, Missouri 2 $ 350,000 $ 175,000 $ 46,000
St. Charles, Missouri 2 $ 550,000 $ 275,000 $ 134,000
St. Louis, Missouri 2 $ 380,000 $ 190,000 $ 21,000
Gallatin, Montana 2 $ 1,230,000 $ 615,000 $ 200,000
Nye, Nevada 2 $ 770,000 $ 385,000 $ 155,000
Belknap, New Hampshire 2 $ 2,260,000 $ 1,130,000 $ 0
Cheshire, New Hampshire 2 $ 350,000 $ 175,000 $ 17,000
Coos, New Hampshire 2 $ 380,000 $ 190,000 $ 113,000
Strafford, New Hampshire 2 $ 830,000 $ 415,000 $ 113,000
Cape May, New Jersey 2 $ 760,000 $ 380,000 $ 183,000
Gloucester, New Jersey 2 $ 200,000 $ 100,000 $ 68,000
Hunterdon, New Jersey 2 $ 400,000 $ 200,000 $ 63,000
Salem, New Jersey 2 $ 320,000 $ 160,000 $ 78,000
Warren, New Jersey 2 $ 310,000 $ 155,000 $ 37,000
Cabarrus, North Carolina 2 $ 530,000 $ 265,000 $ 66,000
Granville, North Carolina 2 $ 430,000 $ 215,000 $ 124,000
Haywood, North Carolina 2 $ 2,310,000 $ 1,155,000 $ 403,000
Macon, North Carolina 2 $ 390,000 $ 195,000 $ 36,000
Robeson, North Carolina 2 $ 330,000 $ 165,000 $ 31,000
Sampson, North Carolina 2 $ 190,000 $ 95,000 $ 106,000
Clermont, Ohio 2 $ 160,000 $ 80,000 $ 30,000
Marion, Ohio 2 $ 290,000 $ 145,000 $ 48,000
Stark, Ohio 2 $ 420,000 $ 210,000 $ 85,000
Wood, Ohio 2 $ 370,000 $ 185,000 $ 126,000
Canadian, Oklahoma 2 $ 280,000 $ 140,000 $ 40,000
Oklahoma, Oklahoma 2 $ 480,000 $ 240,000 $ 0
Columbia, Oregon 2 $ 310,000 $ 155,000 $ 71,000
Malheur, Oregon 2 $ 220,000 $ 110,000 $ 40,000
Columbia, Pennsylvania 2 $ 370,000 $ 185,000 $ 58,000
Lackawanna, Pennsylvania 2 $ 210,000 $ 105,000 $ 0
Somerset, Pennsylvania 2 $ 130,000 $ 65,000 $ 48,000
Susquehanna, Pennsylvania 2 $ 240,000 $ 120,000 $ 51,000
Washington, Pennsylvania 2 $ 740,000 $ 370,000 $ 132,000
Bristol, Rhode Island 2 $ 790,000 $ 395,000 $ 134,000
Anderson, South Carolina 2 $ 490,000 $ 245,000 $ 57,000
Charleston, South Carolina 2 $ 1,520,000 $ 760,000 $ 583,000
Laurens, South Carolina 2 $ 310,000 $ 155,000 $ 76,000
Blount, Tennessee 2 $ 970,000 $ 485,000 $ 282,000
Bradley, Tennessee 2 $ 870,000 $ 435,000 $ 142,000
Cumberland, Tennessee 2 $ 200,000 $ 100,000 $ 58,000
Jefferson, Tennessee 2 $ 450,000 $ 225,000 $ 49,000
Sumner, Tennessee 2 $ 200,000 $ 100,000 $ 0
Washington, Tennessee 2 $ 750,000 $ 375,000 $ 192,000
Anderson, Texas 2 $ 370,000 $ 185,000 $ 156,000
Brazos, Texas 2 $ 640,000 $ 320,000 $ 208,000
Burnet, Texas 2 $ 680,000 $ 340,000 $ 246,000
Cameron, Texas 2 $ 1,450,000 $ 725,000 $ 339,000
Chambers, Texas 2 $ 530,000 $ 265,000 $ 37,000
Grayson, Texas 2 $ 440,000 $ 220,000 $ 154,000
Gregg, Texas 2 $ 330,000 $ 165,000 $ 37,000
Guadalupe, Texas 2 $ 270,000 $ 135,000 $ 132,000
Henderson, Texas 2 $ 2,030,000 $ 1,015,000 $ 855,000
Jackson, Texas 2 $ 130,000 $ 65,000 $ 49,000
Jefferson, Texas 2 $ 660,000 $ 330,000 $ 119,000
Summit, Utah 2 $ 6,990,000 $ 3,495,000 $ 946,000
Washington, Utah 2 $ 990,000 $ 495,000 $ 2,113,000
Alexandria, Virginia 2 $ 340,000 $ 170,000 $ 125,000
Arlington, Virginia 2 $ 1,820,000 $ 910,000 $ 252,000
Charles City, Virginia 2 $ 470,000 $ 235,000 $ 45,000
Hopewell, Virginia 2 $ 280,000 $ 140,000 $ 107,000
Norfolk, Virginia 2 $ 360,000 $ 180,000 $ 0
Benton, Washington 2 $ 670,000 $ 335,000 $ 70,000
Clallam, Washington 2 $ 350,000 $ 175,000 $ 62,000
Mason, Washington 2 $ 550,000 $ 275,000 $ 70,000
Whitman, Washington 2 $ 650,000 $ 325,000 $ 0
Oconto, Wisconsin 2 $ 210,000 $ 105,000 $ 53,000
Racine, Wisconsin 2 $ 310,000 $ 155,000 $ 0
St. Croix, Wisconsin 2 $ 280,000 $ 140,000 $ 0
La Paz, Arizona 1 $ 115,000 $ 115,000 $ 138,000
Santa Cruz, Arizona 1 $ 105,000 $ 105,000 $ 0
Benton, Arkansas 1 $ 345,000 $ 345,000 $ 0
Siskiyou, California 1 $ 235,000 $ 235,000 $ 74,000
Alamosa, Colorado 1 $ 265,000 $ 265,000 $ 0
Archuleta, Colorado 1 $ 165,000 $ 165,000 $ 0
Elbert, Colorado 1 $ 345,000 $ 345,000 $ 104,000
Fremont, Colorado 1 $ 135,000 $ 135,000 $ 75,000
Garfield, Colorado 1 $ 325,000 $ 325,000 $ 91,000
La Plata, Colorado 1 $ 395,000 $ 395,000 $ 200,000
Montezuma, Colorado 1 $ 265,000 $ 265,000 $ 70,000
Montrose, Colorado 1 $ 235,000 $ 235,000 $ 40,000
Rio Grande, Colorado 1 $ 355,000 $ 355,000 $ 102,000
Routt, Colorado 1 $ 1,325,000 $ 1,325,000 $ 470,000
Saguache, Colorado 1 $ 175,000 $ 175,000 $ 43,000
Teller, Colorado 1 $ 415,000 $ 415,000 $ 71,000
Yuma, Colorado 1 $ 185,000 $ 185,000 $ 108,000
Litchfield, Connecticut 1 $ 175,000 $ 175,000 $ 0
Middlesex, Connecticut 1 $ 185,000 $ 185,000 $ 48,000
Sussex, Delaware 1 $ 425,000 $ 425,000 $ 78,000
Franklin, Florida 1 $ 905,000 $ 905,000 $ 0
Highlands, Florida 1 $ 275,000 $ 275,000 $ 103,000
Martin, Florida 1 $ 255,000 $ 255,000 $ 135,000
Nassau, Florida 1 $ 675,000 $ 675,000 $ 279,000
Bibb, Georgia 1 $ 265,000 $ 265,000 $ 0
Bryan, Georgia 1 $ 155,000 $ 155,000 $ 102,000
Candler, Georgia 1 $ 275,000 $ 275,000 $ 0
Carroll, Georgia 1 $ 145,000 $ 145,000 $ 0
Effingham, Georgia 1 $ 245,000 $ 245,000 $ 68,000
Emanuel, Georgia 1 $ 245,000 $ 245,000 $ 60,000
Floyd, Georgia 1 $ 285,000 $ 285,000 $ 0
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Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,153 $3,110,375,000 $434,000 $7,605,000 $157,000 $6,906,000
Cash-out Refinancing 3,251 $1,474,565,000 $453,000 $3,605,000 $126,000 $6,480,000
Refinancing 1,050 $486,180,000 $463,000 $6,255,000 $148,000 $7,247,000
Not Applicable 4 $1,650,000 $412,000 $555,000 $117,000 $133,000
Other Purpose 1 $5,000 $5,000 $5,000 $121,000 $121,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,196 $1,781,590,000 $424,000 $2,805,000 $129,000 $7,247,000
White 2,906 $1,393,010,000 $479,000 $7,605,000 $189,000 $6,906,000
Not Provided 2,241 $1,092,175,000 $487,000 $6,255,000 $161,000 $6,117,000
Black or African American 1,593 $524,655,000 $329,000 $2,865,000 $100,000 $2,976,000
Asian 465 $251,385,000 $540,000 $4,625,000 $153,000 $2,130,000
Not applicable 25 $14,925,000 $597,000 $1,435,000 $0 $0
American Indian or Alaskan Native 14 $5,780,000 $412,000 $695,000 $119,000 $348,000
Native Hawaiian or Other Pacific Islander 10 $3,230,000 $323,000 $525,000 $88,000 $181,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,244 $3,816,580,000 $462,000 $7,605,000 $168,000 $7,247,000
FHA-insured (Federal Housing Administration) 2,950 $1,142,160,000 $387,000 $1,375,000 $97,000 $624,000
VA-guaranteed (Veterans Administration) 244 $108,330,000 $443,000 $1,505,000 $99,000 $399,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $5,705,000 $271,000 $765,000 $77,000 $234,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,219 $2,653,695,000 $426,000 $4,405,000 $154,000 $7,247,000
Application Denied By Financial Institution 4,671 $2,146,925,000 $459,000 $7,605,000 $136,000 $6,579,000
Application Approved But Not Accepted 423 $194,245,000 $459,000 $2,375,000 $148,000 $3,288,000
File Closed For Incompleteness 66 $32,720,000 $495,000 $2,405,000 $153,000 $600,000
Application Withdrawn By Applicant 57 $30,535,000 $535,000 $2,315,000 $363,000 $6,480,000
Loan Purchased By The Institution 23 $14,655,000 $637,000 $1,435,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,788 $2,925,850,000 $431,000 $4,405,000 $156,000 $7,247,000
Credit Application Incomplete 3,283 $1,539,695,000 $468,000 $7,605,000 $136,000 $6,579,000
Other 426 $183,510,000 $430,000 $4,255,000 $137,000 $3,239,000
Debt-To-Income Ratio 361 $151,095,000 $418,000 $3,125,000 $94,000 $693,000
Collateral 186 $90,390,000 $485,000 $2,705,000 $194,000 $5,568,000
Credit History 181 $72,835,000 $402,000 $6,255,000 $128,000 $4,194,000
Unverifiable Information 126 $64,180,000 $509,000 $3,605,000 $200,000 $2,220,000
Insufficient Cash (Downpayment, Closing Cost) 63 $22,605,000 $358,000 $2,105,000 $108,000 $1,408,000
Employment History 44 $21,890,000 $497,000 $2,765,000 $135,000 $840,000
Mortgage Insurance Denied 1 $725,000 $725,000 $725,000 $199,000 $199,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ocmbc, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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