Home Capital, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Home Capital, Inc. of Atlanta, GA reported 47,511 mortgage applications totaling $10.3 billion. The average application was for $216,677, and applicants reported an average income of $95,847. 7% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,392), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,723) and Phoenix-Mesa-Scottsdale, AZ (1,485) (applications in parentheses).

Mortgage Company & Address Home Capital, Inc.
5909 Peachtree-Dunwoody Road Ne, Ste 100
Atlanta, GA 30328
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  
Total Number of Mortgage Applications 47,511
Total Mortgage Loan Application Amount $10,294,565,000
Average Mortgage Loan Application Amount $216,677
Highest Mortgage Loan Application Amount $7,200,000
Average Applicant Income $95,847
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Capital, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Capital, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,350 $ 322,704,000 $ 239,040 $ 111,000
Los Angeles, California 1,289 $ 464,393,000 $ 360,273 $ 134,000
Riverside, California 630 $ 198,340,000 $ 314,825 $ 107,000
San Diego, California 598 $ 236,120,000 $ 394,849 $ 128,000
Gwinnett, Georgia 565 $ 98,409,000 $ 174,175 $ 84,000
Fulton, Georgia 526 $ 133,382,000 $ 253,577 $ 118,000
Orange, California 521 $ 224,002,000 $ 429,946 $ 155,000
San Bernardino, California 518 $ 142,035,000 $ 274,198 $ 94,000
Cobb, Georgia 484 $ 96,252,000 $ 198,867 $ 85,000
Broward, Florida 457 $ 117,953,000 $ 258,102 $ 133,000
Salt Lake, Utah 435 $ 77,630,000 $ 178,459 $ 92,000
Wayne, Michigan 422 $ 63,243,000 $ 149,864 $ 79,000
Fairfax, Virginia 422 $ 163,400,000 $ 387,203 $ 184,000
Miami-Dade, Florida 418 $ 91,489,000 $ 218,873 $ 100,000
DeKalb, Georgia 394 $ 71,223,000 $ 180,769 $ 75,000
Prince George's, Maryland 384 $ 100,348,000 $ 261,322 $ 101,000
Oakland, Michigan 357 $ 75,699,000 $ 212,042 $ 111,000
Sacramento, California 344 $ 95,435,000 $ 277,427 $ 90,000
Middlesex, Massachusetts 343 $ 108,440,000 $ 316,151 $ 130,000
Palm Beach, Florida 334 $ 94,115,000 $ 281,781 $ 127,000
Jefferson, Alabama 327 $ 49,958,000 $ 152,776 $ 95,000
Hillsborough, Florida 318 $ 61,881,000 $ 194,594 $ 94,000
Orange, Florida 312 $ 62,457,000 $ 200,182 $ 98,000
Bernalillo, New Mexico 304 $ 52,513,000 $ 172,740 $ 88,000
Worcester, Massachusetts 291 $ 62,302,000 $ 214,096 $ 87,000
Santa Clara, California 281 $ 137,969,000 $ 490,992 $ 191,000
St. Louis, Missouri 281 $ 52,418,000 $ 186,540 $ 102,000
Contra Costa, California 280 $ 117,687,000 $ 420,310 $ 144,000
Honolulu, Hawaii 280 $ 89,855,000 $ 320,910 $ 111,000
Essex, Massachusetts 261 $ 74,076,000 $ 283,816 $ 108,000
Pima, Arizona 258 $ 51,138,000 $ 198,209 $ 76,000
Baltimore, Maryland 256 $ 52,587,000 $ 205,417 $ 82,000
Pinellas, Florida 254 $ 48,027,000 $ 189,082 $ 93,000
Anne Arundel, Maryland 252 $ 73,115,000 $ 290,138 $ 118,000
Marion, Indiana 248 $ 34,920,000 $ 140,806 $ 72,000
Shelby, Tennessee 246 $ 43,363,000 $ 176,272 $ 90,000
Macomb, Michigan 238 $ 41,950,000 $ 176,260 $ 89,000
Plymouth, Massachusetts 233 $ 61,864,000 $ 265,510 $ 95,000
Jackson, Missouri 224 $ 38,873,000 $ 173,540 $ 127,000
Duval, Florida 222 $ 40,130,000 $ 180,765 $ 76,000
Montgomery, Maryland 219 $ 75,377,000 $ 344,187 $ 152,000
Norfolk, Massachusetts 217 $ 65,850,000 $ 303,456 $ 133,000
Prince William, Virginia 217 $ 69,953,000 $ 322,364 $ 127,000
Brevard, Florida 212 $ 35,713,000 $ 168,457 $ 71,000
Hennepin, Minnesota 211 $ 48,884,000 $ 231,677 $ 112,000
Milwaukee, Wisconsin 211 $ 31,319,000 $ 148,431 $ 122,000
Virginia Beach, Virginia 210 $ 44,678,000 $ 212,752 $ 81,000
Alameda, California 204 $ 90,096,000 $ 441,647 $ 155,000
El Paso, Colorado 204 $ 40,548,000 $ 198,764 $ 85,000
Cherokee, Georgia 196 $ 36,442,000 $ 185,928 $ 81,000
Kern, California 191 $ 42,842,000 $ 224,303 $ 89,000
Jefferson, Kentucky 189 $ 32,942,000 $ 174,296 $ 76,000
Ventura, California 187 $ 76,299,000 $ 408,016 $ 164,000
Lee, Florida 187 $ 40,658,000 $ 217,422 $ 97,000
Fresno, California 184 $ 42,790,000 $ 232,554 $ 100,000
Arapahoe, Colorado 178 $ 37,215,000 $ 209,073 $ 89,000
Jefferson, Colorado 175 $ 39,446,000 $ 225,405 $ 101,000
Mobile, Alabama 173 $ 22,568,000 $ 130,450 $ 92,000
Chesterfield, Virginia 172 $ 30,248,000 $ 175,860 $ 81,000
Pulaski, Arkansas 171 $ 25,163,000 $ 147,152 $ 79,000
San Joaquin, California 171 $ 47,619,000 $ 278,473 $ 104,000
Utah, Utah 170 $ 31,434,000 $ 184,905 $ 79,000
Loudoun, Virginia 170 $ 69,254,000 $ 407,376 $ 141,000
Jefferson, Louisiana 167 $ 25,696,000 $ 153,868 $ 76,000
Hampden, Massachusetts 167 $ 28,593,000 $ 171,215 $ 75,000
Bristol, Massachusetts 157 $ 39,728,000 $ 253,044 $ 83,000
Volusia, Florida 155 $ 26,315,000 $ 169,774 $ 77,000
Baldwin, Alabama 150 $ 26,575,000 $ 177,166 $ 95,000
Denver, Colorado 150 $ 32,214,000 $ 214,760 $ 96,000
Lake, Indiana 150 $ 22,711,000 $ 151,406 $ 69,000
Adams, Colorado 149 $ 29,613,000 $ 198,744 $ 84,000
Paulding, Georgia 149 $ 22,110,000 $ 148,389 $ 69,000
Madison, Alabama 147 $ 22,110,000 $ 150,408 $ 89,000
Polk, Florida 147 $ 23,289,000 $ 158,428 $ 81,000
Clayton, Georgia 147 $ 19,801,000 $ 134,700 $ 56,000
St. Tammany, Louisiana 147 $ 26,986,000 $ 183,578 $ 87,000
Davidson, Tennessee 146 $ 23,731,000 $ 162,541 $ 88,000
St. Charles, Missouri 144 $ 24,705,000 $ 171,562 $ 80,000
Benton, Arkansas 142 $ 23,017,000 $ 162,091 $ 87,000
Shelby, Alabama 141 $ 25,536,000 $ 181,106 $ 99,000
Charleston, South Carolina 140 $ 30,285,000 $ 216,321 $ 98,000
Douglas, Colorado 139 $ 36,432,000 $ 262,100 $ 109,000
Pasco, Florida 136 $ 22,862,000 $ 168,102 $ 69,000
Henry, Georgia 136 $ 25,388,000 $ 186,676 $ 109,000
Pinal, Arizona 135 $ 25,946,000 $ 192,192 $ 79,000
Washington, Arkansas 133 $ 19,706,000 $ 148,165 $ 71,000
Sarasota, Florida 132 $ 33,589,000 $ 254,462 $ 112,000
East Baton Rouge, Louisiana 129 $ 18,457,000 $ 143,077 $ 95,000
Greenville, South Carolina 128 $ 19,392,000 $ 151,500 $ 82,000
Solano, California 127 $ 41,731,000 $ 328,590 $ 119,000
Baltimore City, Maryland 126 $ 19,295,000 $ 153,134 $ 75,000
Chesapeake, Virginia 125 $ 29,020,000 $ 232,160 $ 94,000
Sonoma, California 123 $ 44,640,000 $ 362,926 $ 116,000
Multnomah, Oregon 123 $ 26,217,000 $ 213,146 $ 115,000
Hamilton, Indiana 122 $ 24,388,000 $ 199,901 $ 91,000
San Mateo, California 121 $ 56,986,000 $ 470,958 $ 211,000
Davis, Utah 121 $ 22,798,000 $ 188,413 $ 81,000
Waukesha, Wisconsin 119 $ 24,467,000 $ 205,605 $ 99,000
Seminole, Florida 118 $ 25,787,000 $ 218,533 $ 90,000
Dane, Wisconsin 118 $ 22,774,000 $ 193,000 $ 85,000
Kent, Michigan 116 $ 17,619,000 $ 151,887 $ 73,000
Barnstable, Massachusetts 114 $ 36,848,000 $ 323,228 $ 102,000
Henrico, Virginia 114 $ 22,072,000 $ 193,614 $ 87,000
Knox, Tennessee 113 $ 19,466,000 $ 172,265 $ 77,000
Stanislaus, California 109 $ 28,546,000 $ 261,889 $ 96,000
Washington, Oregon 109 $ 23,452,000 $ 215,155 $ 78,000
Forsyth, Georgia 107 $ 23,484,000 $ 219,476 $ 100,000
Suffolk, Massachusetts 105 $ 28,193,000 $ 268,504 $ 92,000
Placer, California 104 $ 34,186,000 $ 328,711 $ 154,000
Harford, Maryland 103 $ 24,469,000 $ 237,563 $ 89,000
Horry, South Carolina 103 $ 16,404,000 $ 159,262 $ 67,000
Charles, Maryland 102 $ 26,002,000 $ 254,921 $ 171,000
Hamilton, Tennessee 102 $ 15,791,000 $ 154,813 $ 94,000
Lake, Florida 100 $ 19,436,000 $ 194,360 $ 80,000
Stafford, Virginia 100 $ 34,507,000 $ 345,070 $ 119,000
Douglas, Georgia 98 $ 14,620,000 $ 149,183 $ 75,000
Howard, Maryland 98 $ 32,534,000 $ 331,979 $ 148,000
St. Lucie, Florida 97 $ 16,554,000 $ 170,659 $ 66,000
Frederick, Maryland 95 $ 27,081,000 $ 285,063 $ 100,000
Rutherford, Tennessee 95 $ 13,480,000 $ 141,894 $ 62,000
Chatham, Georgia 94 $ 14,387,000 $ 153,053 $ 95,000
Richland, South Carolina 92 $ 14,824,000 $ 161,130 $ 87,000
York, South Carolina 92 $ 13,993,000 $ 152,097 $ 85,000
Larimer, Colorado 91 $ 20,777,000 $ 228,318 $ 116,000
Coweta, Georgia 91 $ 14,373,000 $ 157,945 $ 77,000
Genesee, Michigan 91 $ 15,428,000 $ 169,538 $ 73,000
Osceola, Florida 90 $ 16,548,000 $ 183,866 $ 110,000
Montgomery, Alabama 88 $ 11,627,000 $ 132,125 $ 71,000
Spotsylvania, Virginia 88 $ 23,941,000 $ 272,056 $ 105,000
Racine, Wisconsin 88 $ 14,808,000 $ 168,272 $ 83,000
Tulare, California 86 $ 18,065,000 $ 210,058 $ 76,000
Hawaii, Hawaii 86 $ 20,704,000 $ 240,744 $ 92,000
Clay, Missouri 86 $ 12,301,000 $ 143,034 $ 76,000
Weld, Colorado 85 $ 15,839,000 $ 186,341 $ 76,000
Collier, Florida 85 $ 36,082,000 $ 424,494 $ 207,000
Manatee, Florida 84 $ 22,553,000 $ 268,488 $ 99,000
Allen, Indiana 84 $ 10,590,000 $ 126,071 $ 64,000
Boulder, Colorado 83 $ 19,264,000 $ 232,096 $ 99,000
Mohave, Arizona 82 $ 13,822,000 $ 168,560 $ 68,000
Kenosha, Wisconsin 82 $ 15,006,000 $ 183,000 $ 76,000
Weber, Utah 81 $ 12,751,000 $ 157,419 $ 74,000
St. Joseph, Indiana 80 $ 11,059,000 $ 138,237 $ 83,000
Marion, Florida 79 $ 11,362,000 $ 143,822 $ 171,000
Clackamas, Oregon 79 $ 18,050,000 $ 228,481 $ 85,000
Sandoval, New Mexico 78 $ 12,746,000 $ 163,410 $ 120,000
Lexington, South Carolina 78 $ 11,159,000 $ 143,064 $ 84,000
Newton, Georgia 77 $ 12,924,000 $ 167,844 $ 61,000
Lane, Oregon 77 $ 13,445,000 $ 174,610 $ 84,000
St. Johns, Florida 76 $ 22,538,000 $ 296,552 $ 117,000
Jefferson, Missouri 76 $ 10,409,000 $ 136,960 $ 66,000
Newport News, Virginia 76 $ 13,520,000 $ 177,894 $ 85,000
Fayette, Georgia 75 $ 15,056,000 $ 200,746 $ 90,000
Dakota, Minnesota 75 $ 15,464,000 $ 206,186 $ 101,000
San Luis Obispo, California 74 $ 26,080,000 $ 352,432 $ 107,000
Hall, Georgia 74 $ 13,285,000 $ 179,527 $ 71,000
Ramsey, Minnesota 74 $ 18,977,000 $ 256,445 $ 130,000
Hendricks, Indiana 73 $ 11,501,000 $ 157,547 $ 92,000
Clay, Florida 72 $ 11,585,000 $ 160,902 $ 67,000
Escambia, Florida 72 $ 11,762,000 $ 163,361 $ 86,000
Monterey, California 71 $ 29,525,000 $ 415,845 $ 140,000
Fayette, Kentucky 71 $ 11,936,000 $ 168,112 $ 90,000
Carroll, Maryland 71 $ 18,263,000 $ 257,225 $ 103,000
Maui, Hawaii 70 $ 29,960,000 $ 428,000 $ 211,000
Anoka, Minnesota 69 $ 13,095,000 $ 189,782 $ 88,000
Spartanburg, South Carolina 69 $ 10,082,000 $ 146,115 $ 63,000
Porter, Indiana 68 $ 10,382,000 $ 152,676 $ 83,000
Lafayette, Louisiana 68 $ 10,833,000 $ 159,308 $ 86,000
Berkeley, South Carolina 68 $ 9,029,000 $ 132,779 $ 95,000
Okaloosa, Florida 67 $ 15,392,000 $ 229,731 $ 106,000
Douglas, Nebraska 67 $ 10,227,000 $ 152,641 $ 166,000
Carroll, Georgia 66 $ 10,091,000 $ 152,893 $ 58,000
St. Louis City, Missouri 66 $ 9,266,000 $ 140,393 $ 71,000
Livingston, Louisiana 65 $ 8,483,000 $ 130,507 $ 64,000
Ingham, Michigan 65 $ 11,162,000 $ 171,723 $ 167,000
Washington, Utah 65 $ 11,566,000 $ 177,938 $ 61,000
Santa Barbara, California 64 $ 26,114,000 $ 408,031 $ 120,000
Hernando, Florida 64 $ 8,046,000 $ 125,718 $ 61,000
Livingston, Michigan 64 $ 13,227,000 $ 206,671 $ 94,000
Washtenaw, Michigan 64 $ 15,553,000 $ 243,015 $ 98,000
Beaufort, South Carolina 64 $ 17,630,000 $ 275,468 $ 90,000
Ottawa, Michigan 63 $ 12,262,000 $ 194,634 $ 82,000
Santa Fe, New Mexico 63 $ 14,625,000 $ 232,142 $ 91,000
San Francisco, California 62 $ 24,671,000 $ 397,919 $ 172,000
Muscogee, Georgia 62 $ 8,150,000 $ 131,451 $ 66,000
Deschutes, Oregon 62 $ 13,432,000 $ 216,645 $ 79,000
Santa Rosa, Florida 61 $ 11,302,000 $ 185,278 $ 80,000
Caddo, Louisiana 61 $ 7,152,000 $ 117,245 $ 213,000
Montgomery, Tennessee 61 $ 7,695,000 $ 126,147 $ 57,000
Yavapai, Arizona 60 $ 11,803,000 $ 196,716 $ 81,000
Johnson, Indiana 60 $ 7,890,000 $ 131,500 $ 72,000
Richmond City, Virginia 60 $ 11,082,000 $ 184,700 $ 95,000
Walworth, Wisconsin 60 $ 10,859,000 $ 180,983 $ 80,000
Lee, Alabama 59 $ 9,381,000 $ 159,000 $ 71,000
Cecil, Maryland 59 $ 12,011,000 $ 203,576 $ 84,000
Kalamazoo, Michigan 59 $ 9,222,000 $ 156,305 $ 69,000
Yuma, Arizona 58 $ 10,296,000 $ 177,517 $ 69,000
Norfolk, Virginia 58 $ 9,729,000 $ 167,741 $ 76,000
Boone, Kentucky 57 $ 10,034,000 $ 176,035 $ 77,000
Marion, Oregon 57 $ 10,024,000 $ 175,859 $ 70,000
Dorchester, South Carolina 57 $ 8,991,000 $ 157,736 $ 70,000
Elkhart, Indiana 56 $ 6,816,000 $ 121,714 $ 60,000
Greene, Missouri 56 $ 8,283,000 $ 147,910 $ 68,000
Marin, California 54 $ 33,285,000 $ 616,388 $ 183,000
Charlotte, Florida 54 $ 9,686,000 $ 179,370 $ 90,000
Ascension, Louisiana 54 $ 7,537,000 $ 139,574 $ 70,000
Calvert, Maryland 54 $ 14,513,000 $ 268,759 $ 88,000
Jackson, Michigan 54 $ 7,743,000 $ 143,388 $ 72,000
Arlington, Virginia 54 $ 23,947,000 $ 443,462 $ 172,000
Santa Cruz, California 53 $ 23,098,000 $ 435,811 $ 151,000
Bay, Florida 53 $ 8,974,000 $ 169,320 $ 68,000
St. Mary's, Maryland 53 $ 13,630,000 $ 257,169 $ 93,000
Washington, Maryland 53 $ 9,961,000 $ 187,943 $ 66,000
Jackson, Oregon 53 $ 12,512,000 $ 236,075 $ 93,000
Anderson, South Carolina 53 $ 9,781,000 $ 184,547 $ 82,000
El Dorado, California 52 $ 20,959,000 $ 403,057 $ 185,000
Mesa, Colorado 52 $ 8,774,000 $ 168,730 $ 69,000
Orleans, Louisiana 52 $ 8,036,000 $ 154,538 $ 106,000
Dona Ana, New Mexico 52 $ 7,965,000 $ 153,173 $ 73,000
Williamson, Tennessee 52 $ 10,100,000 $ 194,230 $ 83,000
Tuscaloosa, Alabama 50 $ 7,761,000 $ 155,220 $ 77,000
Kenton, Kentucky 50 $ 8,239,000 $ 164,780 $ 73,000
Hampton, Virginia 50 $ 7,427,000 $ 148,540 $ 59,000
Saline, Arkansas 49 $ 8,332,000 $ 170,040 $ 67,000
Napa, California 48 $ 19,038,000 $ 396,625 $ 116,000
Shasta, California 48 $ 10,429,000 $ 217,270 $ 68,000
Monroe, Michigan 48 $ 9,564,000 $ 199,250 $ 88,000
Sumner, Tennessee 48 $ 11,205,000 $ 233,437 $ 81,000
Columbia, Georgia 47 $ 7,424,000 $ 157,957 $ 84,000
Flagler, Florida 46 $ 9,247,000 $ 201,021 $ 64,000
Bartow, Georgia 46 $ 6,549,000 $ 142,369 $ 70,000
Richmond, Georgia 46 $ 5,441,000 $ 118,282 $ 52,000
Craighead, Arkansas 45 $ 4,715,000 $ 104,777 $ 59,000
Walton, Georgia 45 $ 6,429,000 $ 142,866 $ 68,000
Calcasieu, Louisiana 45 $ 5,469,000 $ 121,533 $ 97,000
Suffolk, Virginia 45 $ 9,467,000 $ 210,377 $ 85,000
Faulkner, Arkansas 44 $ 6,336,000 $ 144,000 $ 83,000
Lonoke, Arkansas 44 $ 5,428,000 $ 123,363 $ 63,000
Leon, Florida 44 $ 8,844,000 $ 201,000 $ 94,000
Garland, Arkansas 43 $ 6,430,000 $ 149,534 $ 69,000
Butte, California 43 $ 9,056,000 $ 210,604 $ 70,000
Merced, California 43 $ 11,605,000 $ 269,883 $ 100,000
Brown, Wisconsin 43 $ 6,447,000 $ 149,930 $ 95,000
St. Clair, Alabama 42 $ 5,865,000 $ 139,642 $ 61,000
Barrow, Georgia 42 $ 5,859,000 $ 139,500 $ 66,000
Bibb, Georgia 42 $ 6,321,000 $ 150,500 $ 82,000
Ouachita, Louisiana 42 $ 4,976,000 $ 118,476 $ 79,000
Essex, New Jersey 42 $ 11,005,000 $ 262,023 $ 117,000
Rock, Wisconsin 42 $ 6,046,000 $ 143,952 $ 73,000
St. Clair, Michigan 41 $ 6,753,000 $ 164,707 $ 70,000
Sevier, Tennessee 41 $ 8,006,000 $ 195,268 $ 67,000
Coconino, Arizona 40 $ 8,229,000 $ 205,725 $ 95,000
Sebastian, Arkansas 40 $ 4,787,000 $ 119,675 $ 76,000
Camden, Georgia 40 $ 5,352,000 $ 133,800 $ 57,000
Rockdale, Georgia 40 $ 8,090,000 $ 202,250 $ 104,000
Muskegon, Michigan 40 $ 5,274,000 $ 131,850 $ 72,000
San Juan, New Mexico 40 $ 5,496,000 $ 137,400 $ 63,000
Minnehaha, South Dakota 40 $ 5,076,000 $ 126,900 $ 62,000
Wilson, Tennessee 40 $ 6,193,000 $ 154,825 $ 75,000
Morgan, Alabama 39 $ 4,965,000 $ 127,307 $ 74,000
Yolo, California 39 $ 9,240,000 $ 236,923 $ 96,000
Indian River, Florida 39 $ 7,343,000 $ 188,282 $ 68,000
Cass, Missouri 39 $ 13,005,000 $ 333,461 $ 72,000
Lancaster, Nebraska 39 $ 5,527,000 $ 141,717 $ 72,000
Blount, Tennessee 39 $ 6,386,000 $ 163,743 $ 61,000
Hanover, Virginia 39 $ 7,890,000 $ 202,307 $ 94,000
Morgan, Indiana 38 $ 5,535,000 $ 145,657 $ 66,000
Wicomico, Maryland 38 $ 6,358,000 $ 167,315 $ 86,000
Berkshire, Massachusetts 38 $ 6,695,000 $ 176,184 $ 172,000
Hampshire, Massachusetts 38 $ 8,017,000 $ 210,973 $ 62,000
Washington, Minnesota 38 $ 9,535,000 $ 250,921 $ 126,000
Sarpy, Nebraska 38 $ 5,879,000 $ 154,710 $ 142,000
Elmore, Alabama 37 $ 5,845,000 $ 157,972 $ 76,000
Talladega, Alabama 37 $ 5,033,000 $ 136,027 $ 79,000
Clark, Indiana 37 $ 5,128,000 $ 138,594 $ 63,000
Wright, Minnesota 37 $ 7,936,000 $ 214,486 $ 106,000
Yellowstone, Montana 37 $ 5,911,000 $ 159,756 $ 69,000
Fauquier, Virginia 37 $ 12,072,000 $ 326,270 $ 148,000
Ozaukee, Wisconsin 37 $ 10,843,000 $ 293,054 $ 150,000
Washington, Wisconsin 37 $ 6,983,000 $ 188,729 $ 92,000
Cochise, Arizona 36 $ 5,761,000 $ 160,027 $ 71,000
Glynn, Georgia 36 $ 5,678,000 $ 157,722 $ 71,000
Hardin, Kentucky 36 $ 5,759,000 $ 159,972 $ 97,000
Tangipahoa, Louisiana 36 $ 5,075,000 $ 140,972 $ 166,000
Lenawee, Michigan 36 $ 5,198,000 $ 144,388 $ 63,000
Aiken, South Carolina 36 $ 5,289,000 $ 146,916 $ 91,000
Outagamie, Wisconsin 36 $ 4,985,000 $ 138,472 $ 67,000
Winnebago, Wisconsin 36 $ 6,396,000 $ 177,666 $ 62,000
Frederick, Virginia 35 $ 8,309,000 $ 237,400 $ 95,000
Portsmouth, Virginia 35 $ 5,235,000 $ 149,571 $ 63,000
Alachua, Florida 34 $ 5,158,000 $ 151,705 $ 83,000
Monroe, Florida 34 $ 15,755,000 $ 463,382 $ 175,000
Jackson, Georgia 34 $ 4,517,000 $ 132,852 $ 58,000
Berrien, Michigan 34 $ 6,436,000 $ 189,294 $ 77,000
Shiawassee, Michigan 34 $ 4,540,000 $ 133,529 $ 83,000
Alexandria, Virginia 34 $ 14,304,000 $ 420,705 $ 201,000
Imperial, California 33 $ 6,714,000 $ 203,454 $ 155,000
Madera, California 33 $ 7,074,000 $ 214,363 $ 97,000
Catoosa, Georgia 33 $ 5,256,000 $ 159,272 $ 67,000
Houston, Georgia 33 $ 4,670,000 $ 141,515 $ 107,000
Tippecanoe, Indiana 33 $ 4,637,000 $ 140,515 $ 64,000
Vanderburgh, Indiana 33 $ 3,701,000 $ 112,151 $ 60,000
Calhoun, Michigan 33 $ 3,990,000 $ 120,909 $ 58,000
Platte, Missouri 33 $ 6,099,000 $ 184,818 $ 83,000
St. Croix, Wisconsin 33 $ 6,228,000 $ 188,727 $ 91,000
Etowah, Alabama 32 $ 4,146,000 $ 129,562 $ 77,000
Kings, California 32 $ 5,849,000 $ 182,781 $ 102,000
Citrus, Florida 32 $ 4,982,000 $ 155,687 $ 63,000
Bossier, Louisiana 32 $ 4,804,000 $ 150,125 $ 140,000
Queen Anne's, Maryland 32 $ 9,636,000 $ 301,125 $ 129,000
Autauga, Alabama 31 $ 4,719,000 $ 152,225 $ 60,000
Calhoun, Alabama 31 $ 3,559,000 $ 114,806 $ 60,000
Pueblo, Colorado 31 $ 4,736,000 $ 152,774 $ 66,000
Clarke, Georgia 31 $ 4,664,000 $ 150,451 $ 83,000
Whitfield, Georgia 31 $ 4,321,000 $ 139,387 $ 68,000
Bullitt, Kentucky 31 $ 4,838,000 $ 156,064 $ 54,000
Lafourche, Louisiana 31 $ 4,214,000 $ 135,935 $ 65,000
St. Charles, Louisiana 31 $ 4,578,000 $ 147,677 $ 123,000
Allegan, Michigan 31 $ 4,444,000 $ 143,354 $ 80,000
Flathead, Montana 31 $ 9,031,000 $ 291,322 $ 103,000
Bradley, Tennessee 31 $ 3,949,000 $ 127,387 $ 49,000
Cache, Utah 31 $ 4,869,000 $ 157,064 $ 57,000
Summit, Utah 31 $ 12,041,000 $ 388,419 $ 188,000
Marathon, Wisconsin 31 $ 4,357,000 $ 140,548 $ 67,000
Grand Traverse, Michigan 30 $ 6,271,000 $ 209,033 $ 59,000
Franklin, Missouri 30 $ 4,581,000 $ 152,700 $ 59,000
Sullivan, Tennessee 30 $ 4,012,000 $ 133,733 $ 51,000
James City, Virginia 30 $ 7,545,000 $ 251,500 $ 107,000
Houston, Alabama 29 $ 4,350,000 $ 150,000 $ 77,000
Madison, Indiana 29 $ 3,325,000 $ 114,655 $ 61,000
Eaton, Michigan 29 $ 4,570,000 $ 157,586 $ 65,000
Lapeer, Michigan 29 $ 4,809,000 $ 165,827 $ 63,000
Stearns, Minnesota 29 $ 5,121,000 $ 176,586 $ 63,000
Bedford, Virginia 29 $ 4,711,000 $ 162,448 $ 60,000
Dodge, Wisconsin 29 $ 4,610,000 $ 158,965 $ 64,000
Blount, Alabama 28 $ 3,762,000 $ 134,357 $ 86,000
Martin, Florida 28 $ 5,484,000 $ 195,857 $ 118,000
Boone, Indiana 28 $ 5,242,000 $ 187,214 $ 98,000
Campbell, Kentucky 28 $ 4,243,000 $ 151,535 $ 79,000
Saginaw, Michigan 28 $ 3,905,000 $ 139,464 $ 65,000
Sherburne, Minnesota 28 $ 4,959,000 $ 177,107 $ 76,000
Valencia, New Mexico 28 $ 3,836,000 $ 137,000 $ 66,000
Tooele, Utah 28 $ 3,997,000 $ 142,750 $ 63,000
Lowndes, Georgia 27 $ 4,728,000 $ 175,111 $ 67,000
Boone, Missouri 27 $ 3,344,000 $ 123,851 $ 85,000
Douglas, Oregon 27 $ 4,556,000 $ 168,740 $ 61,000
Josephine, Oregon 27 $ 4,966,000 $ 183,925 $ 115,000
Crawford, Arkansas 26 $ 2,407,000 $ 92,576 $ 50,000
Broomfield, Colorado 26 $ 5,469,000 $ 210,346 $ 86,000
Kauai, Hawaii 26 $ 9,892,000 $ 380,461 $ 93,000
Delaware, Indiana 26 $ 3,539,000 $ 136,115 $ 77,000
Hancock, Indiana 26 $ 3,986,000 $ 153,307 $ 99,000
Roanoke, Virginia 26 $ 5,310,000 $ 204,230 $ 69,000
Navajo, Arizona 25 $ 3,748,000 $ 149,920 $ 62,000
White, Arkansas 25 $ 3,748,000 $ 149,920 $ 76,000
Nevada, California 25 $ 7,006,000 $ 280,240 $ 103,000
Gordon, Georgia 25 $ 3,167,000 $ 126,680 $ 54,000
Troup, Georgia 25 $ 3,156,000 $ 126,240 $ 57,000
Walker, Georgia 25 $ 3,215,000 $ 128,600 $ 60,000
LaPorte, Indiana 25 $ 3,631,000 $ 145,240 $ 68,000
Rapides, Louisiana 25 $ 3,145,000 $ 125,800 $ 90,000
Coos, Oregon 25 $ 3,932,000 $ 157,280 $ 60,000
Pennington, South Dakota 25 $ 3,853,000 $ 154,120 $ 58,000
Washington, Tennessee 25 $ 3,270,000 $ 130,800 $ 71,000
Columbia, Wisconsin 25 $ 3,355,000 $ 134,200 $ 96,000
Douglas, Wisconsin 25 $ 3,171,000 $ 126,840 $ 57,000
Walton, Florida 24 $ 8,815,000 $ 367,291 $ 154,000
Liberty, Georgia 24 $ 2,500,000 $ 104,166 $ 52,000
Christian, Missouri 24 $ 2,725,000 $ 113,541 $ 58,000
Missoula, Montana 24 $ 4,830,000 $ 201,250 $ 69,000
Pickens, South Carolina 24 $ 2,823,000 $ 117,625 $ 73,000
Warren, Virginia 24 $ 4,807,000 $ 200,291 $ 68,000
Eau Claire, Wisconsin 24 $ 3,562,000 $ 148,416 $ 70,000
Dale, Alabama 23 $ 2,802,000 $ 121,826 $ 55,000
Limestone, Alabama 23 $ 2,959,000 $ 128,652 $ 72,000
Highlands, Florida 23 $ 4,191,000 $ 182,217 $ 65,000
Floyd, Indiana 23 $ 2,969,000 $ 129,086 $ 113,000
Franklin, Massachusetts 23 $ 3,721,000 $ 161,782 $ 68,000
Florence, South Carolina 23 $ 3,051,000 $ 132,652 $ 85,000
Sumter, South Carolina 23 $ 2,817,000 $ 122,478 $ 58,000
Madison, Tennessee 23 $ 3,075,000 $ 133,695 $ 66,000
Fond du Lac, Wisconsin 23 $ 2,996,000 $ 130,260 $ 54,000
Jefferson, Wisconsin 23 $ 4,061,000 $ 176,565 $ 61,000
DeKalb, Alabama 22 $ 2,616,000 $ 118,909 $ 55,000
Boone, Arkansas 22 $ 2,196,000 $ 99,818 $ 49,000
Jefferson, Arkansas 22 $ 2,498,000 $ 113,545 $ 63,000
Pope, Arkansas 22 $ 2,242,000 $ 101,909 $ 52,000
Humboldt, California 22 $ 5,405,000 $ 245,681 $ 76,000
Lake, California 22 $ 4,760,000 $ 216,363 $ 78,000
Sutter, California 22 $ 4,497,000 $ 204,409 $ 73,000
Kosciusko, Indiana 22 $ 3,172,000 $ 144,181 $ 81,000
St. John the Baptist, Louisiana 22 $ 2,842,000 $ 129,181 $ 54,000
Bay, Michigan 22 $ 2,869,000 $ 130,409 $ 53,000
Clinton, Michigan 22 $ 3,619,000 $ 164,500 $ 69,000
Cascade, Montana 22 $ 2,823,000 $ 128,318 $ 68,000
Albemarle, Virginia 22 $ 4,718,000 $ 214,454 $ 121,000
Cullman, Alabama 21 $ 3,553,000 $ 169,190 $ 132,000
Crittenden, Arkansas 21 $ 1,897,000 $ 90,333 $ 99,000
Floyd, Georgia 21 $ 3,157,000 $ 150,333 $ 74,000
Bartholomew, Indiana 21 $ 3,171,000 $ 151,000 $ 82,000
Oldham, Kentucky 21 $ 4,328,000 $ 206,095 $ 95,000
Scott, Kentucky 21 $ 3,257,000 $ 155,095 $ 105,000
Carver, Minnesota 21 $ 4,980,000 $ 237,142 $ 125,000
Olmsted, Minnesota 21 $ 3,519,000 $ 167,571 $ 84,000
Tipton, Tennessee 21 $ 3,901,000 $ 185,761 $ 90,000
York, Virginia 21 $ 3,994,000 $ 190,190 $ 68,000
Marshall, Alabama 20 $ 3,073,000 $ 153,650 $ 83,000
Miller, Arkansas 20 $ 2,286,000 $ 114,300 $ 100,000
Howard, Indiana 20 $ 2,874,000 $ 143,700 $ 76,000
Monroe, Indiana 20 $ 2,775,000 $ 138,750 $ 63,000
Madison, Kentucky 20 $ 2,651,000 $ 132,550 $ 73,000
Terrebonne, Louisiana 20 $ 2,487,000 $ 124,350 $ 60,000
Branch, Michigan 20 $ 2,453,000 $ 122,650 $ 59,000
Scott, Minnesota 20 $ 4,907,000 $ 245,350 $ 106,000
Jasper, Missouri 20 $ 3,066,000 $ 153,300 $ 72,000
St. Francois, Missouri 20 $ 2,409,000 $ 120,450 $ 64,000
Klamath, Oregon 20 $ 2,802,000 $ 140,100 $ 58,000
Linn, Oregon 20 $ 3,539,000 $ 176,950 $ 69,000
Augusta, Virginia 20 $ 4,077,000 $ 203,850 $ 71,000
Gloucester, Virginia 20 $ 3,409,000 $ 170,450 $ 73,000
Rockingham, Virginia 20 $ 3,587,000 $ 179,350 $ 72,000
Manitowoc, Wisconsin 20 $ 2,454,000 $ 122,700 $ 51,000
Colbert, Alabama 19 $ 2,093,000 $ 110,157 $ 67,000
Covington, Alabama 19 $ 1,772,000 $ 93,263 $ 53,000
Lauderdale, Alabama 19 $ 2,768,000 $ 145,684 $ 85,000
Garfield, Colorado 19 $ 5,057,000 $ 266,157 $ 108,000
Nassau, Florida 19 $ 3,644,000 $ 191,789 $ 80,000
Harris, Georgia 19 $ 3,597,000 $ 189,315 $ 88,000
Daviess, Kentucky 19 $ 1,956,000 $ 102,947 $ 56,000
Shelby, Kentucky 19 $ 2,809,000 $ 147,842 $ 86,000
Warren, Kentucky 19 $ 2,911,000 $ 153,210 $ 75,000
St. Landry, Louisiana 19 $ 2,226,000 $ 117,157 $ 64,000
St. Joseph, Michigan 19 $ 2,837,000 $ 149,315 $ 115,000
St. Louis, Minnesota 19 $ 3,561,000 $ 187,421 $ 100,000
Polk, Oregon 19 $ 2,847,000 $ 149,842 $ 79,000
Kershaw, South Carolina 19 $ 2,958,000 $ 155,684 $ 144,000
Orange, Virginia 19 $ 3,997,000 $ 210,368 $ 70,000
Prince George, Virginia 19 $ 3,160,000 $ 166,315 $ 112,000
Chippewa, Wisconsin 19 $ 2,913,000 $ 153,315 $ 74,000
Portage, Wisconsin 19 $ 2,864,000 $ 150,736 $ 60,000
Russell, Alabama 18 $ 1,887,000 $ 104,833 $ 52,000
Baxter, Arkansas 18 $ 1,874,000 $ 104,111 $ 48,000
Amador, California 18 $ 4,940,000 $ 274,444 $ 91,000
Calaveras, California 18 $ 5,019,000 $ 278,833 $ 85,000
Sumter, Florida 18 $ 3,486,000 $ 193,666 $ 64,000
Bryan, Georgia 18 $ 3,676,000 $ 204,222 $ 164,000
Curry, New Mexico 18 $ 2,303,000 $ 127,944 $ 66,000
Maury, Tennessee 18 $ 3,084,000 $ 171,333 $ 77,000
Powhatan, Virginia 18 $ 3,153,000 $ 175,166 $ 84,000
La Crosse, Wisconsin 18 $ 2,847,000 $ 158,166 $ 60,000
Oneida, Wisconsin 18 $ 2,674,000 $ 148,555 $ 84,000
Chilton, Alabama 17 $ 2,044,000 $ 120,235 $ 51,000
San Benito, California 17 $ 6,402,000 $ 376,588 $ 116,000
Effingham, Georgia 17 $ 2,330,000 $ 137,058 $ 53,000
Haralson, Georgia 17 $ 2,907,000 $ 171,000 $ 65,000
Oconee, Georgia 17 $ 3,251,000 $ 191,235 $ 85,000
Dearborn, Indiana 17 $ 2,698,000 $ 158,705 $ 78,000
DeKalb, Indiana 17 $ 2,269,000 $ 133,470 $ 62,000
Henry, Indiana 17 $ 1,913,000 $ 112,529 $ 55,000
Iberia, Louisiana 17 $ 2,097,000 $ 123,352 $ 58,000
Allegany, Maryland 17 $ 1,944,000 $ 114,352 $ 64,000
Taos, New Mexico 17 $ 2,985,000 $ 175,588 $ 72,000
Georgetown, South Carolina 17 $ 3,289,000 $ 193,470 $ 71,000
Iron, Utah 17 $ 2,555,000 $ 150,294 $ 52,000
Louisa, Virginia 17 $ 4,454,000 $ 262,000 $ 138,000
Pierce, Wisconsin 17 $ 3,443,000 $ 202,529 $ 75,000
Sauk, Wisconsin 17 $ 2,300,000 $ 135,294 $ 60,000
Jackson, Alabama 16 $ 1,925,000 $ 120,312 $ 78,000
Walker, Alabama 16 $ 1,860,000 $ 116,250 $ 60,000
Greene, Arkansas 16 $ 2,585,000 $ 161,562 $ 72,000
Fremont, Colorado 16 $ 2,039,000 $ 127,437 $ 45,000
Spalding, Georgia 16 $ 1,821,000 $ 113,812 $ 66,000
Warrick, Indiana 16 $ 1,995,000 $ 124,687 $ 76,000
Talbot, Maryland 16 $ 5,833,000 $ 364,562 $ 313,000
Worcester, Maryland 16 $ 6,823,000 $ 426,437 $ 205,000
Camden, Missouri 16 $ 2,935,000 $ 183,437 $ 90,000
Otero, New Mexico 16 $ 1,822,000 $ 113,875 $ 80,000
Columbia, Oregon 16 $ 2,494,000 $ 155,875 $ 62,000
Oconee, South Carolina 16 $ 2,744,000 $ 171,500 $ 148,000
Cheatham, Tennessee 16 $ 2,362,000 $ 147,625 $ 61,000
Fluvanna, Virginia 16 $ 2,927,000 $ 182,937 $ 64,000
Lynchburg, Virginia 16 $ 2,076,000 $ 129,750 $ 102,000
Roanoke City, Virginia 16 $ 2,226,000 $ 139,125 $ 65,000
Shenandoah, Virginia 16 $ 2,726,000 $ 170,375 $ 88,000
Sheboygan, Wisconsin 16 $ 2,653,000 $ 165,812 $ 76,000
Mendocino, California 15 $ 4,579,000 $ 305,266 $ 81,000
Yuba, California 15 $ 3,862,000 $ 257,466 $ 80,000
Elbert, Colorado 15 $ 2,982,000 $ 198,800 $ 81,000
Gilmer, Georgia 15 $ 2,791,000 $ 186,066 $ 88,000
Pickens, Georgia 15 $ 2,840,000 $ 189,333 $ 71,000
Putnam, Indiana 15 $ 2,250,000 $ 150,000 $ 81,000
Steuben, Indiana 15 $ 2,029,000 $ 135,266 $ 124,000
Boyd, Kentucky 15 $ 2,292,000 $ 152,800 $ 66,000
Franklin, Kentucky 15 $ 2,062,000 $ 137,466 $ 53,000
McCracken, Kentucky 15 $ 1,836,000 $ 122,400 $ 58,000
Hillsdale, Michigan 15 $ 1,824,000 $ 121,600 $ 52,000
Midland, Michigan 15 $ 1,749,000 $ 116,600 $ 59,000
Montcalm, Michigan 15 $ 1,669,000 $ 111,266 $ 52,000
Roscommon, Michigan 15 $ 1,644,000 $ 109,600 $ 68,000
Van Buren, Michigan 15 $ 1,969,000 $ 131,266 $ 83,000
Cole, Missouri 15 $ 1,714,000 $ 114,266 $ 61,000
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Mortgage Loan Application Detail Totals for Home Capital, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 47,059 $10,209,031,000 $216,000 $7,200,000 $96,000 $9,600,000
Home Purchase 452 $85,534,000 $189,000 $1,600,000 $80,000 $1,860,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 28,896 $6,223,925,000 $215,000 $7,200,000 $100,000 $9,600,000
White 15,441 $3,386,537,000 $219,000 $5,600,000 $93,000 $5,976,000
Black or African American 1,698 $316,422,000 $186,000 $1,600,000 $75,000 $1,800,000
Hispanic 1,078 $257,949,000 $239,000 $5,000,000 $83,000 $960,000
Asian 274 $77,261,000 $281,000 $1,280,000 $105,000 $774,000
Native Hawaiian or Other Pacific Islander 98 $26,971,000 $275,000 $990,000 $92,000 $600,000
American Indian or Alaskan Native 26 $5,500,000 $211,000 $1,500,000 $72,000 $174,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 47,511 $10,294,565,000 $216,000 $7,200,000 $96,000 $9,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 35,437 $7,888,987,000 $222,000 $5,600,000 $100,000 $9,600,000
Application Denied By Financial Institution 5,645 $1,083,911,000 $192,000 $4,740,000 $78,000 $3,972,000
Loan Originated 3,392 $651,484,000 $192,000 $1,500,000 $83,000 $840,000
File Closed For Incompleteness 3,037 $670,183,000 $220,000 $7,200,000 $96,000 $5,976,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 2,119 $396,881,000 $187,000 $2,510,000 $85,000 $3,972,000
Credit History 1,975 $360,995,000 $182,000 $4,740,000 $69,000 $1,800,000
Other 705 $150,559,000 $213,000 $2,900,000 $99,000 $3,724,000
Debt-To-Income Ratio 649 $135,764,000 $209,000 $1,350,000 $59,000 $432,000
Unverifiable Information 131 $25,137,000 $191,000 $770,000 $78,000 $480,000
Credit Application Incomplete 65 $14,243,000 $219,000 $1,306,000 $99,000 $528,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Capital, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Capital, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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