Shoreham Bank Mortgage Lending & HMDA Data, 2017
In 2017, Shoreham Bank of Warwick, RI reported 7,126 mortgage applications totaling $338.2 million, up 35% from 2016. The average application was for $47,456, and applicants reported an average income of $86,516. 37% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Providence-Warwick, RI-MA (989), Chicago-Naperville-Arlington Heights, IL (167) and New York-Jersey City-White Plains, NY-NJ (159) (applications in parentheses).
| Mortgage Company & Address | Shoreham Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,126 |
| Total Mortgage Loan Application Amount | $338,174,000 |
| Average Mortgage Loan Application Amount | $47,456 |
| Highest Mortgage Loan Application Amount | $1,161,000 |
| Average Applicant Income | $86,516 |
| Highest Applicant Income | $1,080,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shoreham Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence, Rhode Island | 437 | $ 56,608,000 | $ 129,537 | $ 86,000 |
| Kent, Rhode Island | 224 | $ 32,280,000 | $ 144,107 | $ 88,000 |
| Cook, Illinois | 126 | $ 2,125,000 | $ 16,865 | $ 100,000 |
| Bristol, Massachusetts | 111 | $ 15,524,000 | $ 139,855 | $ 107,000 |
| Newport, Rhode Island | 108 | $ 34,713,000 | $ 321,416 | $ 132,000 |
| Los Angeles, California | 102 | $ 2,305,000 | $ 22,598 | $ 98,000 |
| Essex, Massachusetts | 91 | $ 18,951,000 | $ 208,252 | $ 91,000 |
| Maricopa, Arizona | 88 | $ 2,708,000 | $ 30,772 | $ 105,000 |
| Washington, Rhode Island | 86 | $ 17,003,000 | $ 197,709 | $ 125,000 |
| Milwaukee, Wisconsin | 75 | $ 1,381,000 | $ 18,413 | $ 70,000 |
| Wayne, Michigan | 63 | $ 798,000 | $ 12,666 | $ 60,000 |
| Middlesex, Massachusetts | 53 | $ 9,258,000 | $ 174,679 | $ 87,000 |
| Worcester, Massachusetts | 51 | $ 4,098,000 | $ 80,352 | $ 106,000 |
| Plymouth, Massachusetts | 50 | $ 6,596,000 | $ 131,920 | $ 87,000 |
| Jefferson, Arkansas | 46 | $ 604,000 | $ 13,130 | $ 47,000 |
| Norfolk, Massachusetts | 46 | $ 4,555,000 | $ 99,021 | $ 120,000 |
| Hampden, Massachusetts | 45 | $ 1,107,000 | $ 24,600 | $ 90,000 |
| Suffolk, New York | 42 | $ 907,000 | $ 21,595 | $ 109,000 |
| Rockingham, New Hampshire | 41 | $ 8,905,000 | $ 217,195 | $ 105,000 |
| Wake, North Carolina | 40 | $ 1,034,000 | $ 25,850 | $ 103,000 |
| Broward, Florida | 36 | $ 595,000 | $ 16,527 | $ 76,000 |
| Queens, New York | 36 | $ 2,089,000 | $ 58,027 | $ 87,000 |
| Pierce, Washington | 36 | $ 668,000 | $ 18,555 | $ 81,000 |
| San Bernardino, California | 35 | $ 685,000 | $ 19,571 | $ 79,000 |
| Kenosha, Wisconsin | 35 | $ 672,000 | $ 19,200 | $ 75,000 |
| Salt Lake, Utah | 34 | $ 685,000 | $ 20,147 | $ 72,000 |
| Hillsborough, New Hampshire | 33 | $ 2,803,000 | $ 84,939 | $ 91,000 |
| Riverside, California | 31 | $ 616,000 | $ 19,870 | $ 93,000 |
| Montgomery, Tennessee | 31 | $ 615,000 | $ 19,838 | $ 90,000 |
| Elkhart, Indiana | 30 | $ 407,000 | $ 13,566 | $ 63,000 |
| Union, New Jersey | 30 | $ 525,000 | $ 17,500 | $ 106,000 |
| Franklin, Ohio | 30 | $ 519,000 | $ 17,300 | $ 88,000 |
| Jackson, Missouri | 29 | $ 666,000 | $ 22,965 | $ 95,000 |
| Harris, Texas | 29 | $ 462,000 | $ 15,931 | $ 95,000 |
| Hartford, Connecticut | 28 | $ 656,000 | $ 23,428 | $ 77,000 |
| Kent, Delaware | 27 | $ 483,000 | $ 17,888 | $ 80,000 |
| St. Joseph, Indiana | 27 | $ 389,000 | $ 14,407 | $ 64,000 |
| Philadelphia, Pennsylvania | 27 | $ 657,000 | $ 24,333 | $ 55,000 |
| New Castle, Delaware | 26 | $ 431,000 | $ 16,576 | $ 76,000 |
| Oakland, Michigan | 26 | $ 400,000 | $ 15,384 | $ 81,000 |
| Luzerne, Pennsylvania | 26 | $ 370,000 | $ 14,230 | $ 77,000 |
| Sussex, Delaware | 25 | $ 502,000 | $ 20,080 | $ 88,000 |
| Orange, California | 24 | $ 855,000 | $ 35,625 | $ 115,000 |
| Monmouth, New Jersey | 24 | $ 460,000 | $ 19,166 | $ 156,000 |
| Hillsborough, Florida | 23 | $ 317,000 | $ 13,782 | $ 93,000 |
| Clark, Nevada | 23 | $ 491,000 | $ 21,347 | $ 98,000 |
| Gloucester, New Jersey | 23 | $ 654,000 | $ 28,434 | $ 119,000 |
| Ocean, New Jersey | 23 | $ 788,000 | $ 34,260 | $ 80,000 |
| Allegheny, Pennsylvania | 23 | $ 397,000 | $ 17,260 | $ 82,000 |
| Bristol, Rhode Island | 23 | $ 5,324,000 | $ 231,478 | $ 101,000 |
| Waukesha, Wisconsin | 23 | $ 409,000 | $ 17,782 | $ 139,000 |
| Lake, Indiana | 22 | $ 412,000 | $ 18,727 | $ 93,000 |
| Macomb, Michigan | 22 | $ 262,000 | $ 11,909 | $ 65,000 |
| Merrimack, New Hampshire | 22 | $ 695,000 | $ 31,590 | $ 69,000 |
| Delaware, Pennsylvania | 22 | $ 321,000 | $ 14,590 | $ 70,000 |
| Rutherford, Tennessee | 22 | $ 464,000 | $ 21,090 | $ 99,000 |
| Racine, Wisconsin | 22 | $ 441,000 | $ 20,045 | $ 58,000 |
| Orange, Florida | 21 | $ 372,000 | $ 17,714 | $ 77,000 |
| Erie, New York | 21 | $ 463,000 | $ 22,047 | $ 81,000 |
| Cuyahoga, Ohio | 21 | $ 353,000 | $ 16,809 | $ 79,000 |
| Tulsa, Oklahoma | 21 | $ 245,000 | $ 11,666 | $ 67,000 |
| Pima, Arizona | 20 | $ 351,000 | $ 17,550 | $ 88,000 |
| San Diego, California | 20 | $ 919,000 | $ 45,950 | $ 100,000 |
| Brevard, Florida | 20 | $ 379,000 | $ 18,950 | $ 82,000 |
| Pinellas, Florida | 20 | $ 635,000 | $ 31,750 | $ 87,000 |
| DeKalb, Georgia | 20 | $ 352,000 | $ 17,600 | $ 86,000 |
| Montgomery, Maryland | 19 | $ 343,000 | $ 18,052 | $ 122,000 |
| Douglas, Nebraska | 19 | $ 447,000 | $ 23,526 | $ 77,000 |
| Johnston, North Carolina | 19 | $ 356,000 | $ 18,736 | $ 96,000 |
| Hamilton, Ohio | 19 | $ 337,000 | $ 17,736 | $ 71,000 |
| Davidson, Tennessee | 19 | $ 512,000 | $ 26,947 | $ 97,000 |
| Bexar, Texas | 19 | $ 383,000 | $ 20,157 | $ 80,000 |
| Will, Illinois | 18 | $ 364,000 | $ 20,222 | $ 106,000 |
| Nassau, New York | 18 | $ 1,252,000 | $ 69,555 | $ 116,000 |
| Anderson, South Carolina | 18 | $ 311,000 | $ 17,277 | $ 74,000 |
| Webb, Texas | 18 | $ 219,000 | $ 12,166 | $ 62,000 |
| New Haven, Connecticut | 17 | $ 608,000 | $ 35,764 | $ 77,000 |
| DuPage, Illinois | 17 | $ 313,000 | $ 18,411 | $ 100,000 |
| Johnson, Kansas | 17 | $ 300,000 | $ 17,647 | $ 109,000 |
| Lee, Mississippi | 17 | $ 191,000 | $ 11,235 | $ 65,000 |
| Camden, New Jersey | 17 | $ 312,000 | $ 18,352 | $ 68,000 |
| Fairfield, Ohio | 17 | $ 326,000 | $ 19,176 | $ 87,000 |
| Pickens, South Carolina | 17 | $ 271,000 | $ 15,941 | $ 63,000 |
| Shelby, Tennessee | 17 | $ 221,000 | $ 13,000 | $ 90,000 |
| Miami-Dade, Florida | 16 | $ 329,000 | $ 20,562 | $ 92,000 |
| Osceola, Florida | 16 | $ 283,000 | $ 17,687 | $ 82,000 |
| Marion, Indiana | 16 | $ 304,000 | $ 19,000 | $ 82,000 |
| Cass, Missouri | 16 | $ 337,000 | $ 21,062 | $ 130,000 |
| Dallas, Texas | 16 | $ 236,000 | $ 14,750 | $ 58,000 |
| Mohave, Arizona | 15 | $ 220,000 | $ 14,666 | $ 56,000 |
| Palm Beach, Florida | 15 | $ 320,000 | $ 21,333 | $ 77,000 |
| Prince George's, Maryland | 15 | $ 252,000 | $ 16,800 | $ 115,000 |
| Essex, New Jersey | 15 | $ 322,000 | $ 21,466 | $ 117,000 |
| Ottawa, Ohio | 15 | $ 321,000 | $ 21,400 | $ 88,000 |
| Fayette, Pennsylvania | 15 | $ 196,000 | $ 13,066 | $ 62,000 |
| Pasco, Florida | 14 | $ 242,000 | $ 17,285 | $ 78,000 |
| King, Washington | 14 | $ 229,000 | $ 16,357 | $ 87,000 |
| Duval, Florida | 13 | $ 166,000 | $ 12,769 | $ 48,000 |
| Volusia, Florida | 13 | $ 215,000 | $ 16,538 | $ 74,000 |
| Atlantic, New Jersey | 13 | $ 207,000 | $ 15,923 | $ 91,000 |
| Lucas, Ohio | 13 | $ 243,000 | $ 18,692 | $ 69,000 |
| Lexington, South Carolina | 13 | $ 257,000 | $ 19,769 | $ 85,000 |
| Weber, Utah | 13 | $ 275,000 | $ 21,153 | $ 61,000 |
| Pulaski, Arkansas | 12 | $ 201,000 | $ 16,750 | $ 69,000 |
| Sacramento, California | 12 | $ 208,000 | $ 17,333 | $ 105,000 |
| Fairfield, Connecticut | 12 | $ 592,000 | $ 49,333 | $ 124,000 |
| Windham, Connecticut | 12 | $ 1,223,000 | $ 101,916 | $ 82,000 |
| Seminole, Florida | 12 | $ 200,000 | $ 16,666 | $ 75,000 |
| Macon, Illinois | 12 | $ 195,000 | $ 16,250 | $ 77,000 |
| Saline, Illinois | 12 | $ 217,000 | $ 18,083 | $ 64,000 |
| Wicomico, Maryland | 12 | $ 228,000 | $ 19,000 | $ 92,000 |
| Middlesex, New Jersey | 12 | $ 512,000 | $ 42,666 | $ 100,000 |
| Orange, New York | 12 | $ 235,000 | $ 19,583 | $ 136,000 |
| Guilford, North Carolina | 12 | $ 167,000 | $ 13,916 | $ 78,000 |
| Butler, Ohio | 12 | $ 335,000 | $ 27,916 | $ 116,000 |
| Montgomery, Ohio | 12 | $ 154,000 | $ 12,833 | $ 51,000 |
| Seneca, Ohio | 12 | $ 199,000 | $ 16,583 | $ 85,000 |
| Fort Bend, Texas | 12 | $ 283,000 | $ 23,583 | $ 115,000 |
| Tarrant, Texas | 12 | $ 132,000 | $ 11,000 | $ 74,000 |
| Virginia Beach, Virginia | 12 | $ 147,000 | $ 12,250 | $ 109,000 |
| Fresno, California | 11 | $ 239,000 | $ 21,727 | $ 77,000 |
| Stanislaus, California | 11 | $ 252,000 | $ 22,909 | $ 87,000 |
| El Paso, Colorado | 11 | $ 241,000 | $ 21,909 | $ 95,000 |
| Lake, Florida | 11 | $ 134,000 | $ 12,181 | $ 59,000 |
| Polk, Florida | 11 | $ 206,000 | $ 18,727 | $ 81,000 |
| Gwinnett, Georgia | 11 | $ 198,000 | $ 18,000 | $ 85,000 |
| Madison, Illinois | 11 | $ 183,000 | $ 16,636 | $ 62,000 |
| Allen, Indiana | 11 | $ 170,000 | $ 15,454 | $ 31,000 |
| Leavenworth, Kansas | 11 | $ 183,000 | $ 16,636 | $ 88,000 |
| Sedgwick, Kansas | 11 | $ 235,000 | $ 21,363 | $ 73,000 |
| Elko, Nevada | 11 | $ 223,000 | $ 20,272 | $ 106,000 |
| Onondaga, New York | 11 | $ 154,000 | $ 14,000 | $ 82,000 |
| Clermont, Ohio | 11 | $ 208,000 | $ 18,909 | $ 100,000 |
| Rogers, Oklahoma | 11 | $ 158,000 | $ 14,363 | $ 74,000 |
| Monroe, Pennsylvania | 11 | $ 225,000 | $ 20,454 | $ 72,000 |
| Northampton, Pennsylvania | 11 | $ 258,000 | $ 23,454 | $ 153,000 |
| Greenville, South Carolina | 11 | $ 175,000 | $ 15,909 | $ 75,000 |
| Bell, Texas | 11 | $ 214,000 | $ 19,454 | $ 81,000 |
| Snohomish, Washington | 11 | $ 244,000 | $ 22,181 | $ 107,000 |
| Harrison, West Virginia | 11 | $ 221,000 | $ 20,090 | $ 156,000 |
| Washington, Wisconsin | 11 | $ 236,000 | $ 21,454 | $ 68,000 |
| Marion, Florida | 10 | $ 94,000 | $ 9,400 | $ 45,000 |
| Cobb, Georgia | 10 | $ 175,000 | $ 17,500 | $ 81,000 |
| Fulton, Georgia | 10 | $ 140,000 | $ 14,000 | $ 87,000 |
| Lake, Illinois | 10 | $ 226,000 | $ 22,600 | $ 160,000 |
| Hennepin, Minnesota | 10 | $ 140,000 | $ 14,000 | $ 87,000 |
| St. Louis, Missouri | 10 | $ 183,000 | $ 18,300 | $ 68,000 |
| Morris, New Jersey | 10 | $ 912,000 | $ 91,200 | $ 93,000 |
| Passaic, New Jersey | 10 | $ 216,000 | $ 21,600 | $ 87,000 |
| Niagara, New York | 10 | $ 171,000 | $ 17,100 | $ 105,000 |
| Lenoir, North Carolina | 10 | $ 79,000 | $ 7,900 | $ 67,000 |
| Erie, Ohio | 10 | $ 208,000 | $ 20,800 | $ 52,000 |
| Cleveland, Oklahoma | 10 | $ 150,000 | $ 15,000 | $ 99,000 |
| Contra Costa, California | 9 | $ 218,000 | $ 24,222 | $ 110,000 |
| Kern, California | 9 | $ 216,000 | $ 24,000 | $ 83,000 |
| Tulare, California | 9 | $ 206,000 | $ 22,888 | $ 196,000 |
| Pueblo, Colorado | 9 | $ 195,000 | $ 21,666 | $ 88,000 |
| District of Columbia, District Of Columbia | 9 | $ 179,000 | $ 19,888 | $ 98,000 |
| Champaign, Illinois | 9 | $ 164,000 | $ 18,222 | $ 82,000 |
| Kane, Illinois | 9 | $ 167,000 | $ 18,555 | $ 121,000 |
| St. Clair, Illinois | 9 | $ 165,000 | $ 18,333 | $ 89,000 |
| Cumberland, Maine | 9 | $ 608,000 | $ 67,555 | $ 79,000 |
| Caroline, Maryland | 9 | $ 175,000 | $ 19,444 | $ 79,000 |
| Kent, Michigan | 9 | $ 146,000 | $ 16,222 | $ 80,000 |
| St. Clair, Michigan | 9 | $ 112,000 | $ 12,444 | $ 49,000 |
| Ramsey, Minnesota | 9 | $ 165,000 | $ 18,333 | $ 78,000 |
| Clay, Missouri | 9 | $ 152,000 | $ 16,888 | $ 80,000 |
| Sarpy, Nebraska | 9 | $ 153,000 | $ 17,000 | $ 92,000 |
| Hudson, New Jersey | 9 | $ 204,000 | $ 22,666 | $ 108,000 |
| Kings, New York | 9 | $ 227,000 | $ 25,222 | $ 105,000 |
| Monroe, New York | 9 | $ 188,000 | $ 20,888 | $ 90,000 |
| Lehigh, Pennsylvania | 9 | $ 178,000 | $ 19,777 | $ 101,000 |
| Berkeley, South Carolina | 9 | $ 139,000 | $ 15,444 | $ 74,000 |
| Wilson, Tennessee | 9 | $ 182,000 | $ 20,222 | $ 110,000 |
| Davis, Utah | 9 | $ 214,000 | $ 23,777 | $ 97,000 |
| Loudoun, Virginia | 9 | $ 182,000 | $ 20,222 | $ 291,000 |
| Prince William, Virginia | 9 | $ 631,000 | $ 70,111 | $ 127,000 |
| Fond du Lac, Wisconsin | 9 | $ 194,000 | $ 21,555 | $ 75,000 |
| Rock, Wisconsin | 9 | $ 173,000 | $ 19,222 | $ 77,000 |
| Walworth, Wisconsin | 9 | $ 177,000 | $ 19,666 | $ 55,000 |
| Coconino, Arizona | 8 | $ 148,000 | $ 18,500 | $ 66,000 |
| Alameda, California | 8 | $ 145,000 | $ 18,125 | $ 90,000 |
| Ventura, California | 8 | $ 164,000 | $ 20,500 | $ 101,000 |
| Jefferson, Colorado | 8 | $ 534,000 | $ 66,750 | $ 136,000 |
| Citrus, Florida | 8 | $ 98,000 | $ 12,250 | $ 53,000 |
| Lee, Florida | 8 | $ 143,000 | $ 17,875 | $ 59,000 |
| Scott, Iowa | 8 | $ 85,000 | $ 10,625 | $ 79,000 |
| Woodbury, Iowa | 8 | $ 157,000 | $ 19,625 | $ 72,000 |
| Anne Arundel, Maryland | 8 | $ 643,000 | $ 80,375 | $ 113,000 |
| Suffolk, Massachusetts | 8 | $ 410,000 | $ 51,250 | $ 118,000 |
| Washtenaw, Michigan | 8 | $ 121,000 | $ 15,125 | $ 128,000 |
| Franklin, Missouri | 8 | $ 148,000 | $ 18,500 | $ 89,000 |
| Carroll, New Hampshire | 8 | $ 694,000 | $ 86,750 | $ 89,000 |
| Bergen, New Jersey | 8 | $ 115,000 | $ 14,375 | $ 124,000 |
| Mercer, New Jersey | 8 | $ 168,000 | $ 21,000 | $ 86,000 |
| Licking, Ohio | 8 | $ 137,000 | $ 17,125 | $ 90,000 |
| Oklahoma, Oklahoma | 8 | $ 135,000 | $ 16,875 | $ 87,000 |
| Montgomery, Pennsylvania | 8 | $ 147,000 | $ 18,375 | $ 178,000 |
| Charleston, South Carolina | 8 | $ 155,000 | $ 19,375 | $ 79,000 |
| Spartanburg, South Carolina | 8 | $ 141,000 | $ 17,625 | $ 69,000 |
| York, South Carolina | 8 | $ 168,000 | $ 21,000 | $ 59,000 |
| Denton, Texas | 8 | $ 142,000 | $ 17,750 | $ 124,000 |
| El Paso, Texas | 8 | $ 147,000 | $ 18,375 | $ 62,000 |
| Chesapeake, Virginia | 8 | $ 376,000 | $ 47,000 | $ 105,000 |
| Fairfax, Virginia | 8 | $ 128,000 | $ 16,000 | $ 166,000 |
| Talladega, Alabama | 7 | $ 101,000 | $ 14,428 | $ 58,000 |
| Weld, Colorado | 7 | $ 144,000 | $ 20,571 | $ 99,000 |
| New London, Connecticut | 7 | $ 109,000 | $ 15,571 | $ 68,000 |
| Shawnee, Kansas | 7 | $ 94,000 | $ 13,428 | $ 47,000 |
| Wyandotte, Kansas | 7 | $ 92,000 | $ 13,142 | $ 71,000 |
| Harford, Maryland | 7 | $ 131,000 | $ 18,714 | $ 88,000 |
| Kent, Maryland | 7 | $ 158,000 | $ 22,571 | $ 92,000 |
| Monroe, Michigan | 7 | $ 145,000 | $ 20,714 | $ 92,000 |
| Johnson, Missouri | 7 | $ 140,000 | $ 20,000 | $ 120,000 |
| Cumberland, New Jersey | 7 | $ 109,000 | $ 15,571 | $ 93,000 |
| Somerset, New Jersey | 7 | $ 105,000 | $ 15,000 | $ 106,000 |
| Cleveland, North Carolina | 7 | $ 64,000 | $ 9,142 | $ 65,000 |
| Robeson, North Carolina | 7 | $ 75,000 | $ 10,714 | $ 56,000 |
| Sandusky, Ohio | 7 | $ 126,000 | $ 18,000 | $ 57,000 |
| Wood, Ohio | 7 | $ 123,000 | $ 17,571 | $ 84,000 |
| Canadian, Oklahoma | 7 | $ 141,000 | $ 20,142 | $ 85,000 |
| Cache, Utah | 7 | $ 141,000 | $ 20,142 | $ 120,000 |
| Alexandria, Virginia | 7 | $ 106,000 | $ 15,142 | $ 106,000 |
| Hampton, Virginia | 7 | $ 175,000 | $ 25,000 | $ 46,000 |
| Kanawha, West Virginia | 7 | $ 164,000 | $ 23,428 | $ 95,000 |
| Preston, West Virginia | 7 | $ 116,000 | $ 16,571 | $ 71,000 |
| Brown, Wisconsin | 7 | $ 150,000 | $ 21,428 | $ 71,000 |
| Dodge, Wisconsin | 7 | $ 146,000 | $ 20,857 | $ 62,000 |
| Ozaukee, Wisconsin | 7 | $ 149,000 | $ 21,285 | $ 112,000 |
| Montgomery, Alabama | 6 | $ 98,000 | $ 16,333 | $ 62,000 |
| Chicot, Arkansas | 6 | $ 72,000 | $ 12,000 | $ 64,000 |
| Calaveras, California | 6 | $ 138,000 | $ 23,000 | $ 72,000 |
| San Joaquin, California | 6 | $ 99,000 | $ 16,500 | $ 120,000 |
| Litchfield, Connecticut | 6 | $ 122,000 | $ 20,333 | $ 95,000 |
| Collier, Florida | 6 | $ 688,000 | $ 114,666 | $ 99,000 |
| St. Lucie, Florida | 6 | $ 104,000 | $ 17,333 | $ 85,000 |
| Clayton, Georgia | 6 | $ 56,000 | $ 9,333 | $ 31,000 |
| Peoria, Illinois | 6 | $ 88,000 | $ 14,666 | $ 48,000 |
| Williamson, Illinois | 6 | $ 95,000 | $ 15,833 | $ 119,000 |
| Madison, Indiana | 6 | $ 107,000 | $ 17,833 | $ 72,000 |
| Porter, Indiana | 6 | $ 83,000 | $ 13,833 | $ 88,000 |
| Putnam, Indiana | 6 | $ 99,000 | $ 16,500 | $ 70,000 |
| Vigo, Indiana | 6 | $ 82,000 | $ 13,666 | $ 37,000 |
| Androscoggin, Maine | 6 | $ 86,000 | $ 14,333 | $ 93,000 |
| Baltimore, Maryland | 6 | $ 130,000 | $ 21,666 | $ 124,000 |
| Carroll, Maryland | 6 | $ 156,000 | $ 26,000 | $ 92,000 |
| Berrien, Michigan | 6 | $ 86,000 | $ 14,333 | $ 95,000 |
| Washington, Mississippi | 6 | $ 89,000 | $ 14,833 | $ 40,000 |
| Adams, Nebraska | 6 | $ 106,000 | $ 17,666 | $ 69,000 |
| Lancaster, Nebraska | 6 | $ 117,000 | $ 19,500 | $ 59,000 |
| Burlington, New Jersey | 6 | $ 107,000 | $ 17,833 | $ 74,000 |
| Bronx, New York | 6 | $ 133,000 | $ 22,166 | $ 74,000 |
| Sullivan, New York | 6 | $ 144,000 | $ 24,000 | $ 58,000 |
| Ulster, New York | 6 | $ 56,000 | $ 9,333 | $ 61,000 |
| Franklin, North Carolina | 6 | $ 121,000 | $ 20,166 | $ 65,000 |
| Mecklenburg, North Carolina | 6 | $ 73,000 | $ 12,166 | $ 84,000 |
| Pitt, North Carolina | 6 | $ 98,000 | $ 16,333 | $ 118,000 |
| Allen, Ohio | 6 | $ 92,000 | $ 15,333 | $ 58,000 |
| Defiance, Ohio | 6 | $ 120,000 | $ 20,000 | $ 58,000 |
| Logan, Ohio | 6 | $ 93,000 | $ 15,500 | $ 98,000 |
| Warren, Ohio | 6 | $ 122,000 | $ 20,333 | $ 135,000 |
| Bucks, Pennsylvania | 6 | $ 100,000 | $ 16,666 | $ 69,000 |
| Knox, Tennessee | 6 | $ 83,000 | $ 13,833 | $ 47,000 |
| Madison, Tennessee | 6 | $ 122,000 | $ 20,333 | $ 76,000 |
| Tipton, Tennessee | 6 | $ 107,000 | $ 17,833 | $ 96,000 |
| Brazoria, Texas | 6 | $ 130,000 | $ 21,666 | $ 104,000 |
| Washington, Utah | 6 | $ 118,000 | $ 19,666 | $ 72,000 |
| Berkeley, West Virginia | 6 | $ 89,000 | $ 14,833 | $ 142,000 |
| Outagamie, Wisconsin | 6 | $ 107,000 | $ 17,833 | $ 145,000 |
| Sheboygan, Wisconsin | 6 | $ 112,000 | $ 18,666 | $ 42,000 |
| Cleveland, Arkansas | 5 | $ 60,000 | $ 12,000 | $ 60,000 |
| Santa Clara, California | 5 | $ 125,000 | $ 25,000 | $ 221,000 |
| Denver, Colorado | 5 | $ 91,000 | $ 18,200 | $ 138,000 |
| Douglas, Colorado | 5 | $ 66,000 | $ 13,200 | $ 101,000 |
| Middlesex, Connecticut | 5 | $ 369,000 | $ 73,800 | $ 128,000 |
| Fayette, Georgia | 5 | $ 78,000 | $ 15,600 | $ 102,000 |
| Henry, Georgia | 5 | $ 33,000 | $ 6,600 | $ 105,000 |
| Bonneville, Idaho | 5 | $ 108,000 | $ 21,600 | $ 60,000 |
| Christian, Illinois | 5 | $ 74,000 | $ 14,800 | $ 68,000 |
| Jefferson, Illinois | 5 | $ 99,000 | $ 19,800 | $ 199,000 |
| DeKalb, Indiana | 5 | $ 108,000 | $ 21,600 | $ 52,000 |
| Delaware, Indiana | 5 | $ 103,000 | $ 20,600 | $ 79,000 |
| Grant, Indiana | 5 | $ 78,000 | $ 15,600 | $ 54,000 |
| Howard, Indiana | 5 | $ 97,000 | $ 19,400 | $ 53,000 |
| Polk, Iowa | 5 | $ 71,000 | $ 14,200 | $ 63,000 |
| Pottawattamie, Iowa | 5 | $ 65,000 | $ 13,000 | $ 78,000 |
| Saline, Kansas | 5 | $ 112,000 | $ 22,400 | $ 44,000 |
| Orleans, Louisiana | 5 | $ 104,000 | $ 20,800 | $ 74,000 |
| Barnstable, Massachusetts | 5 | $ 85,000 | $ 17,000 | $ 94,000 |
| Berkshire, Massachusetts | 5 | $ 91,000 | $ 18,200 | $ 191,000 |
| Genesee, Michigan | 5 | $ 82,000 | $ 16,400 | $ 76,000 |
| DeSoto, Mississippi | 5 | $ 115,000 | $ 23,000 | $ 100,000 |
| Hinds, Mississippi | 5 | $ 90,000 | $ 18,000 | $ 55,000 |
| Prentiss, Mississippi | 5 | $ 67,000 | $ 13,400 | $ 52,000 |
| St. Charles, Missouri | 5 | $ 80,000 | $ 16,000 | $ 96,000 |
| St. Louis City, Missouri | 5 | $ 103,000 | $ 20,600 | $ 50,000 |
| Buffalo, Nebraska | 5 | $ 97,000 | $ 19,400 | $ 59,000 |
| Lincoln, Nebraska | 5 | $ 82,000 | $ 16,400 | $ 76,000 |
| Belknap, New Hampshire | 5 | $ 765,000 | $ 153,000 | $ 68,000 |
| Salem, New Jersey | 5 | $ 91,000 | $ 18,200 | $ 88,000 |
| Dona Ana, New Mexico | 5 | $ 69,000 | $ 13,800 | $ 77,000 |
| Broome, New York | 5 | $ 68,000 | $ 13,600 | $ 56,000 |
| Oneida, New York | 5 | $ 130,000 | $ 26,000 | $ 64,000 |
| Warren, New York | 5 | $ 194,000 | $ 38,800 | $ 98,000 |
| Chowan, North Carolina | 5 | $ 78,000 | $ 15,600 | $ 114,000 |
| Lincoln, North Carolina | 5 | $ 97,000 | $ 19,400 | $ 44,000 |
| Onslow, North Carolina | 5 | $ 58,000 | $ 11,600 | $ 132,000 |
| Orange, North Carolina | 5 | $ 73,000 | $ 14,600 | $ 72,000 |
| Delaware, Ohio | 5 | $ 105,000 | $ 21,000 | $ 152,000 |
| Fulton, Ohio | 5 | $ 81,000 | $ 16,200 | $ 68,000 |
| Huron, Ohio | 5 | $ 95,000 | $ 19,000 | $ 71,000 |
| Logan, Oklahoma | 5 | $ 75,000 | $ 15,000 | $ 128,000 |
| Berks, Pennsylvania | 5 | $ 81,000 | $ 16,200 | $ 77,000 |
| Chester, Pennsylvania | 5 | $ 115,000 | $ 23,000 | $ 123,000 |
| Westmoreland, Pennsylvania | 5 | $ 51,000 | $ 10,200 | $ 30,000 |
| Cherokee, South Carolina | 5 | $ 97,000 | $ 19,400 | $ 45,000 |
| Richland, South Carolina | 5 | $ 103,000 | $ 20,600 | $ 70,000 |
| Cheatham, Tennessee | 5 | $ 105,000 | $ 21,000 | $ 62,000 |
| Marshall, Tennessee | 5 | $ 120,000 | $ 24,000 | $ 70,000 |
| Sevier, Tennessee | 5 | $ 47,000 | $ 9,400 | $ 46,000 |
| Washington, Tennessee | 5 | $ 92,000 | $ 18,400 | $ 77,000 |
| Williamson, Tennessee | 5 | $ 57,000 | $ 11,400 | $ 159,000 |
| Bowie, Texas | 5 | $ 68,000 | $ 13,600 | $ 56,000 |
| Johnson, Texas | 5 | $ 86,000 | $ 17,200 | $ 69,000 |
| Montgomery, Texas | 5 | $ 59,000 | $ 11,800 | $ 88,000 |
| Travis, Texas | 5 | $ 96,000 | $ 19,200 | $ 70,000 |
| Williamson, Texas | 5 | $ 92,000 | $ 18,400 | $ 71,000 |
| Box Elder, Utah | 5 | $ 87,000 | $ 17,400 | $ 72,000 |
| Utah, Utah | 5 | $ 99,000 | $ 19,800 | $ 97,000 |
| Thurston, Washington | 5 | $ 107,000 | $ 21,400 | $ 75,000 |
| Fayette, West Virginia | 5 | $ 99,000 | $ 19,800 | $ 77,000 |
| Jefferson, West Virginia | 5 | $ 108,000 | $ 21,600 | $ 99,000 |
| Mason, West Virginia | 5 | $ 103,000 | $ 20,600 | $ 134,000 |
| Dane, Wisconsin | 5 | $ 115,000 | $ 23,000 | $ 79,000 |
| Winnebago, Wisconsin | 5 | $ 52,000 | $ 10,400 | $ 49,000 |
| Etowah, Alabama | 4 | $ 63,000 | $ 15,750 | $ 53,000 |
| Jefferson, Alabama | 4 | $ 49,000 | $ 12,250 | $ 35,000 |
| Madison, Alabama | 4 | $ 74,000 | $ 18,500 | $ 74,000 |
| Pinal, Arizona | 4 | $ 86,000 | $ 21,500 | $ 81,000 |
| Yavapai, Arizona | 4 | $ 52,000 | $ 13,000 | $ 81,000 |
| Desha, Arkansas | 4 | $ 47,000 | $ 11,750 | $ 74,000 |
| Drew, Arkansas | 4 | $ 32,000 | $ 8,000 | $ 64,000 |
| Amador, California | 4 | $ 59,000 | $ 14,750 | $ 98,000 |
| El Dorado, California | 4 | $ 91,000 | $ 22,750 | $ 178,000 |
| Humboldt, California | 4 | $ 52,000 | $ 13,000 | $ 35,000 |
| Placer, California | 4 | $ 82,000 | $ 20,500 | $ 143,000 |
| Clay, Florida | 4 | $ 74,000 | $ 18,500 | $ 70,000 |
| Columbia, Florida | 4 | $ 51,000 | $ 12,750 | $ 45,000 |
| Gadsden, Florida | 4 | $ 83,000 | $ 20,750 | $ 54,000 |
| Manatee, Florida | 4 | $ 53,000 | $ 13,250 | $ 82,000 |
| Santa Rosa, Florida | 4 | $ 86,000 | $ 21,500 | $ 71,000 |
| Chatham, Georgia | 4 | $ 96,000 | $ 24,000 | $ 127,000 |
| Kendall, Illinois | 4 | $ 96,000 | $ 24,000 | $ 153,000 |
| Sangamon, Illinois | 4 | $ 37,000 | $ 9,250 | $ 71,000 |
| Tazewell, Illinois | 4 | $ 63,000 | $ 15,750 | $ 111,000 |
| Hancock, Indiana | 4 | $ 80,000 | $ 20,000 | $ 111,000 |
| Henry, Indiana | 4 | $ 45,000 | $ 11,250 | $ 110,000 |
| Johnson, Indiana | 4 | $ 78,000 | $ 19,500 | $ 65,000 |
| Kosciusko, Indiana | 4 | $ 68,000 | $ 17,000 | $ 81,000 |
| Morgan, Indiana | 4 | $ 82,000 | $ 20,500 | $ 41,000 |
| Posey, Indiana | 4 | $ 75,000 | $ 18,750 | $ 85,000 |
| Sullivan, Indiana | 4 | $ 93,000 | $ 23,250 | $ 50,000 |
| Tippecanoe, Indiana | 4 | $ 51,000 | $ 12,750 | $ 37,000 |
| Cass, Iowa | 4 | $ 68,000 | $ 17,000 | $ 37,000 |
| Linn, Iowa | 4 | $ 75,000 | $ 18,750 | $ 62,000 |
| Ford, Kansas | 4 | $ 84,000 | $ 21,000 | $ 61,000 |
| Boone, Kentucky | 4 | $ 71,000 | $ 17,750 | $ 92,000 |
| Breathitt, Kentucky | 4 | $ 83,000 | $ 20,750 | $ 155,000 |
| Graves, Kentucky | 4 | $ 68,000 | $ 17,000 | $ 67,000 |
| Kenton, Kentucky | 4 | $ 77,000 | $ 19,250 | $ 69,000 |
| Montgomery, Kentucky | 4 | $ 60,000 | $ 15,000 | $ 155,000 |
| Lafayette, Louisiana | 4 | $ 54,000 | $ 13,500 | $ 75,000 |
| St. Mary, Louisiana | 4 | $ 50,000 | $ 12,500 | $ 56,000 |
| Terrebonne, Louisiana | 4 | $ 49,000 | $ 12,250 | $ 45,000 |
| Sagadahoc, Maine | 4 | $ 76,000 | $ 19,000 | $ 101,000 |
| Baltimore City, Maryland | 4 | $ 71,000 | $ 17,750 | $ 73,000 |
| Cecil, Maryland | 4 | $ 110,000 | $ 27,500 | $ 52,000 |
| Queen Anne's, Maryland | 4 | $ 81,000 | $ 20,250 | $ 185,000 |
| Hampshire, Massachusetts | 4 | $ 66,000 | $ 16,500 | $ 110,000 |
| Lenawee, Michigan | 4 | $ 73,000 | $ 18,250 | $ 41,000 |
| Dakota, Minnesota | 4 | $ 390,000 | $ 97,500 | $ 160,000 |
| Washington, Minnesota | 4 | $ 338,000 | $ 84,500 | $ 170,000 |
| Greene, Missouri | 4 | $ 90,000 | $ 22,500 | $ 88,000 |
| Keith, Nebraska | 4 | $ 81,000 | $ 20,250 | $ 63,000 |
| Sussex, New Jersey | 4 | $ 97,000 | $ 24,250 | $ 119,000 |
| Cayuga, New York | 4 | $ 82,000 | $ 20,500 | $ 54,000 |
| Oswego, New York | 4 | $ 64,000 | $ 16,000 | $ 91,000 |
| Rensselaer, New York | 4 | $ 45,000 | $ 11,250 | $ 63,000 |
| Richmond, New York | 4 | $ 69,000 | $ 17,250 | $ 239,000 |
| Saratoga, New York | 4 | $ 90,000 | $ 22,500 | $ 87,000 |
| Schenectady, New York | 4 | $ 78,000 | $ 19,500 | $ 39,000 |
| Cumberland, North Carolina | 4 | $ 87,000 | $ 21,750 | $ 103,000 |
| Duplin, North Carolina | 4 | $ 46,000 | $ 11,500 | $ 77,000 |
| Durham, North Carolina | 4 | $ 68,000 | $ 17,000 | $ 137,000 |
| Moore, North Carolina | 4 | $ 65,000 | $ 16,250 | $ 67,000 |
| Pamlico, North Carolina | 4 | $ 26,000 | $ 6,500 | $ 38,000 |
| Warren, North Carolina | 4 | $ 24,000 | $ 6,000 | $ 47,000 |
| Wayne, North Carolina | 4 | $ 52,000 | $ 13,000 | $ 49,000 |
| Mercer, Ohio | 4 | $ 84,000 | $ 21,000 | $ 103,000 |
| Shelby, Ohio | 4 | $ 73,000 | $ 18,250 | $ 78,000 |
| Summit, Ohio | 4 | $ 77,000 | $ 19,250 | $ 74,000 |
| Wyandot, Ohio | 4 | $ 68,000 | $ 17,000 | $ 59,000 |
| Garfield, Oklahoma | 4 | $ 78,000 | $ 19,500 | $ 110,000 |
| Okmulgee, Oklahoma | 4 | $ 55,000 | $ 13,750 | $ 95,000 |
| Wagoner, Oklahoma | 4 | $ 95,000 | $ 23,750 | $ 78,000 |
| Washington, Oklahoma | 4 | $ 40,000 | $ 10,000 | $ 81,000 |
| Woods, Oklahoma | 4 | $ 46,000 | $ 11,500 | $ 57,000 |
| Greene, Pennsylvania | 4 | $ 93,000 | $ 23,250 | $ 86,000 |
| Lackawanna, Pennsylvania | 4 | $ 52,000 | $ 13,000 | $ 50,000 |
| York, Pennsylvania | 4 | $ 76,000 | $ 19,000 | $ 79,000 |
| Horry, South Carolina | 4 | $ 82,000 | $ 20,500 | $ 82,000 |
| Sumter, South Carolina | 4 | $ 94,000 | $ 23,500 | $ 85,000 |
| Hawkins, Tennessee | 4 | $ 51,000 | $ 12,750 | $ 90,000 |
| Maury, Tennessee | 4 | $ 71,000 | $ 17,750 | $ 73,000 |
| McNairy, Tennessee | 4 | $ 47,000 | $ 11,750 | $ 70,000 |
| Carbon, Utah | 4 | $ 108,000 | $ 27,000 | $ 187,000 |
| Tooele, Utah | 4 | $ 63,000 | $ 15,750 | $ 79,000 |
| Norfolk, Virginia | 4 | $ 427,000 | $ 106,750 | $ 89,000 |
| Putnam, West Virginia | 4 | $ 59,000 | $ 14,750 | $ 99,000 |
| Wood, West Virginia | 4 | $ 71,000 | $ 17,750 | $ 95,000 |
| Marathon, Wisconsin | 4 | $ 63,000 | $ 15,750 | $ 56,000 |
| Clay, Alabama | 3 | $ 17,000 | $ 5,666 | $ 50,000 |
| Morgan, Alabama | 3 | $ 52,000 | $ 17,333 | $ 58,000 |
| Saline, Arkansas | 3 | $ 62,000 | $ 20,666 | $ 98,000 |
| Butte, California | 3 | $ 45,000 | $ 15,000 | $ 79,000 |
| Adams, Colorado | 3 | $ 66,000 | $ 22,000 | $ 87,000 |
| Arapahoe, Colorado | 3 | $ 46,000 | $ 15,333 | $ 61,000 |
| Elbert, Colorado | 3 | $ 75,000 | $ 25,000 | $ 137,000 |
| Las Animas, Colorado | 3 | $ 24,000 | $ 8,000 | $ 36,000 |
| Hernando, Florida | 3 | $ 154,000 | $ 51,333 | $ 93,000 |
| Sarasota, Florida | 3 | $ 35,000 | $ 11,666 | $ 38,000 |
| Carroll, Georgia | 3 | $ 32,000 | $ 10,666 | $ 62,000 |
| Paulding, Georgia | 3 | $ 62,000 | $ 20,666 | $ 111,000 |
| Stephens, Georgia | 3 | $ 58,000 | $ 19,333 | $ 70,000 |
| Washington, Georgia | 3 | $ 44,000 | $ 14,666 | $ 37,000 |
| Whitfield, Georgia | 3 | $ 73,000 | $ 24,333 | $ 96,000 |
| Canyon, Idaho | 3 | $ 44,000 | $ 14,666 | $ 45,000 |
| Edgar, Illinois | 3 | $ 67,000 | $ 22,333 | $ 75,000 |
| Ford, Illinois | 3 | $ 44,000 | $ 14,666 | $ 47,000 |
| Franklin, Illinois | 3 | $ 45,000 | $ 15,000 | $ 46,000 |
| McLean, Illinois | 3 | $ 35,000 | $ 11,666 | $ 59,000 |
| White, Illinois | 3 | $ 35,000 | $ 11,666 | $ 55,000 |
| Hendricks, Indiana | 3 | $ 57,000 | $ 19,000 | $ 143,000 |
| Monroe, Indiana | 3 | $ 38,000 | $ 12,666 | $ 47,000 |
| Randolph, Indiana | 3 | $ 41,000 | $ 13,666 | $ 65,000 |
| Ripley, Indiana | 3 | $ 33,000 | $ 11,000 | $ 79,000 |
| Vermillion, Indiana | 3 | $ 75,000 | $ 25,000 | $ 83,000 |
| Harrison, Iowa | 3 | $ 44,000 | $ 14,666 | $ 74,000 |
| Anderson, Kansas | 3 | $ 61,000 | $ 20,333 | $ 57,000 |
| Franklin, Kansas | 3 | $ 52,000 | $ 17,333 | $ 69,000 |
| McPherson, Kansas | 3 | $ 46,000 | $ 15,333 | $ 33,000 |
| Neosho, Kansas | 3 | $ 61,000 | $ 20,333 | $ 65,000 |
| Reno, Kansas | 3 | $ 75,000 | $ 25,000 | $ 64,000 |
| Campbell, Kentucky | 3 | $ 29,000 | $ 9,666 | $ 58,000 |
| McCracken, Kentucky | 3 | $ 58,000 | $ 19,333 | $ 111,000 |
| Calcasieu, Louisiana | 3 | $ 73,000 | $ 24,333 | $ 97,000 |
| Iberia, Louisiana | 3 | $ 28,000 | $ 9,333 | $ 69,000 |
| Penobscot, Maine | 3 | $ 155,000 | $ 51,666 | $ 65,000 |
| Piscataquis, Maine | 3 | $ 24,000 | $ 8,000 | $ 66,000 |
| Charles, Maryland | 3 | $ 59,000 | $ 19,666 | $ 108,000 |
| Dorchester, Maryland | 3 | $ 75,000 | $ 25,000 | $ 95,000 |
| Frederick, Maryland | 3 | $ 50,000 | $ 16,666 | $ 119,000 |
| Talbot, Maryland | 3 | $ 58,000 | $ 19,333 | $ 94,000 |
| Calhoun, Michigan | 3 | $ 27,000 | $ 9,000 | $ 30,000 |
| Gladwin, Michigan | 3 | $ 75,000 | $ 25,000 | $ 115,000 |
| Livingston, Michigan | 3 | $ 340,000 | $ 113,333 | $ 76,000 |
| Anoka, Minnesota | 3 | $ 58,000 | $ 19,333 | $ 59,000 |
| Scott, Minnesota | 3 | $ 39,000 | $ 13,000 | $ 106,000 |
| Attala, Mississippi | 3 | $ 65,000 | $ 21,666 | $ 39,000 |
| Lowndes, Mississippi | 3 | $ 25,000 | $ 8,333 | $ 52,000 |
| Marshall, Mississippi | 3 | $ 45,000 | $ 15,000 | $ 107,000 |
| Pontotoc, Mississippi | 3 | $ 63,000 | $ 21,000 | $ 56,000 |
| Tate, Mississippi | 3 | $ 44,000 | $ 14,666 | $ 70,000 |
| Tishomingo, Mississippi | 3 | $ 46,000 | $ 15,333 | $ 118,000 |
| Boone, Missouri | 3 | $ 21,000 | $ 7,000 | $ 24,000 |
| Callaway, Missouri | 3 | $ 27,000 | $ 9,000 | $ 35,000 |
| Howard, Missouri | 3 | $ 75,000 | $ 25,000 | $ 55,000 |
| Platte, Missouri | 3 | $ 54,000 | $ 18,000 | $ 72,000 |
| Dodge, Nebraska | 3 | $ 51,000 | $ 17,000 | $ 57,000 |
| Merrick, Nebraska | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
| Phelps, Nebraska | 3 | $ 63,000 | $ 21,000 | $ 60,000 |
| Saline, Nebraska | 3 | $ 56,000 | $ 18,666 | $ 58,000 |
| Cheshire, New Hampshire | 3 | $ 184,000 | $ 61,333 | $ 101,000 |
| Strafford, New Hampshire | 3 | $ 37,000 | $ 12,333 | $ 100,000 |
| Warren, New Jersey | 3 | $ 75,000 | $ 25,000 | $ 63,000 |
| Sandoval, New Mexico | 3 | $ 57,000 | $ 19,000 | $ 166,000 |
| Rockland, New York | 3 | $ 72,000 | $ 24,000 | $ 103,000 |
| Westchester, New York | 3 | $ 56,000 | $ 18,666 | $ 54,000 |
| Brunswick, North Carolina | 3 | $ 26,000 | $ 8,666 | $ 52,000 |
| Cabarrus, North Carolina | 3 | $ 75,000 | $ 25,000 | $ 87,000 |
| Craven, North Carolina | 3 | $ 35,000 | $ 11,666 | $ 67,000 |
| Edgecombe, North Carolina | 3 | $ 26,000 | $ 8,666 | $ 31,000 |
| Granville, North Carolina | 3 | $ 24,000 | $ 8,000 | $ 34,000 |
| Hertford, North Carolina | 3 | $ 18,000 | $ 6,000 | $ 94,000 |
| Lee, North Carolina | 3 | $ 64,000 | $ 21,333 | $ 100,000 |
| Montgomery, North Carolina | 3 | $ 22,000 | $ 7,333 | $ 30,000 |
| Nash, North Carolina | 3 | $ 71,000 | $ 23,666 | $ 135,000 |
| New Hanover, North Carolina | 3 | $ 43,000 | $ 14,333 | $ 91,000 |
| Wilson, North Carolina | 3 | $ 45,000 | $ 15,000 | $ 79,000 |
| Athens, Ohio | 3 | $ 44,000 | $ 14,666 | $ 72,000 |
Mortgage Loan Application Detail Totals for Shoreham Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 6,213 | $109,727,000 | $17,000 | $250,000 | $85,000 | $1,080,000 |
| Home Purchase | 648 | $168,357,000 | $259,000 | $1,161,000 | $98,000 | $900,000 |
| Refinancing | 265 | $60,090,000 | $226,000 | $979,000 | $94,000 | $326,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,911 | $250,212,000 | $50,000 | $1,161,000 | $90,000 | $1,080,000 |
| Not Provided | 871 | $41,835,000 | $48,000 | $979,000 | $83,000 | $900,000 |
| Black or African American | 675 | $15,577,000 | $23,000 | $365,000 | $71,000 | $276,000 |
| Hispanic | 512 | $22,252,000 | $43,000 | $424,000 | $76,000 | $355,000 |
| Asian | 109 | $6,689,000 | $61,000 | $374,000 | $97,000 | $425,000 |
| American Indian or Alaskan Native | 35 | $687,000 | $19,000 | $75,000 | $82,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $922,000 | $70,000 | $278,000 | $112,000 | $327,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,864 | $159,456,000 | $27,000 | $496,000 | $82,000 | $1,080,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,206 | $161,309,000 | $133,000 | $1,161,000 | $108,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 51 | $16,189,000 | $317,000 | $574,000 | $98,000 | $333,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,220,000 | $244,000 | $285,000 | $58,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,632 | $194,083,000 | $73,000 | $1,161,000 | $103,000 | $674,000 |
| Application Denied By Financial Institution | 2,343 | $58,959,000 | $25,000 | $479,000 | $66,000 | $1,080,000 |
| Application Withdrawn By Applicant | 1,979 | $44,582,000 | $22,000 | $664,000 | $88,000 | $784,000 |
| Application Approved But Not Accepted | 160 | $37,824,000 | $236,000 | $664,000 | $100,000 | $900,000 |
| File Closed For Incompleteness | 12 | $2,726,000 | $227,000 | $548,000 | $85,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,398 | $29,901,000 | $21,000 | $400,000 | $66,000 | $1,080,000 |
| Debt-To-Income Ratio | 771 | $19,564,000 | $25,000 | $479,000 | $61,000 | $261,000 |
| Collateral | 132 | $7,737,000 | $58,000 | $445,000 | $86,000 | $370,000 |
| Other | 25 | $738,000 | $29,000 | $285,000 | $88,000 | $252,000 |
| Employment History | 9 | $840,000 | $93,000 | $252,000 | $74,000 | $109,000 |
| Credit Application Incomplete | 5 | $108,000 | $21,000 | $25,000 | $86,000 | $187,000 |
| Unverifiable Information | 3 | $71,000 | $23,000 | $25,000 | $116,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shoreham Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shoreham Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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