Homebound Mortgage Mortgage Lending & HMDA Data, 2004
In 2004, Homebound Mortgage of Colchester, VT reported 2,244 mortgage applications totaling $433.0 million, down 79% from 2003. The average application was for $192,938, and applicants reported an average income of $82,848. 48% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Burlington-South Burlington, VT (102), Boston-Quincy, MA (58) and Cambridge-Newton-Framingham, MA (56) (applications in parentheses).
| Mortgage Company & Address | Homebound Mortgage 150 Water Tower Cir Colchester, VT 05446 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 2,244 |
| Total Mortgage Loan Application Amount | $432,954,000 |
| Average Mortgage Loan Application Amount | $192,938 |
| Highest Mortgage Loan Application Amount | $2,720,000 |
| Average Applicant Income | $82,848 |
| Highest Applicant Income | $1,594,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homebound Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chittenden, Vermont | 81 | $ 13,523,000 | $ 166,950 | $ 73,000 |
| Middlesex, Massachusetts | 56 | $ 14,788,000 | $ 264,071 | $ 92,000 |
| Los Angeles, California | 42 | $ 11,419,000 | $ 271,880 | $ 75,000 |
| Fairfax, Virginia | 37 | $ 9,144,000 | $ 247,135 | $ 109,000 |
| Cook, Illinois | 30 | $ 6,279,000 | $ 209,300 | $ 92,000 |
| Essex, Massachusetts | 29 | $ 7,700,000 | $ 265,517 | $ 110,000 |
| Maricopa, Arizona | 27 | $ 4,475,000 | $ 165,740 | $ 77,000 |
| Hillsborough, New Hampshire | 27 | $ 4,842,000 | $ 179,333 | $ 72,000 |
| Worcester, Massachusetts | 25 | $ 5,412,000 | $ 216,480 | $ 91,000 |
| Suffolk, Massachusetts | 22 | $ 5,016,000 | $ 228,000 | $ 136,000 |
| Cumberland, Maine | 21 | $ 3,511,000 | $ 167,190 | $ 73,000 |
| King, Washington | 21 | $ 5,475,000 | $ 260,714 | $ 79,000 |
| Montgomery, Maryland | 19 | $ 5,038,000 | $ 265,157 | $ 157,000 |
| Norfolk, Massachusetts | 19 | $ 3,857,000 | $ 203,000 | $ 81,000 |
| Fairfield, Connecticut | 17 | $ 4,145,000 | $ 243,823 | $ 109,000 |
| Plymouth, Massachusetts | 17 | $ 4,503,000 | $ 264,882 | $ 76,000 |
| Franklin, Vermont | 17 | $ 2,235,000 | $ 131,470 | $ 52,000 |
| San Diego, California | 16 | $ 3,918,000 | $ 244,875 | $ 61,000 |
| New Haven, Connecticut | 16 | $ 2,708,000 | $ 169,250 | $ 74,000 |
| York, Maine | 15 | $ 3,250,000 | $ 216,666 | $ 83,000 |
| Prince George's, Maryland | 15 | $ 2,476,000 | $ 165,066 | $ 71,000 |
| Hampden, Massachusetts | 15 | $ 2,729,000 | $ 181,933 | $ 82,000 |
| Oakland, Michigan | 15 | $ 2,841,000 | $ 189,400 | $ 87,000 |
| Wake, North Carolina | 15 | $ 2,410,000 | $ 160,666 | $ 81,000 |
| Orange, California | 14 | $ 6,377,000 | $ 455,500 | $ 305,000 |
| Riverside, California | 14 | $ 2,499,000 | $ 178,500 | $ 64,000 |
| Bristol, Massachusetts | 14 | $ 2,596,000 | $ 185,428 | $ 88,000 |
| Santa Clara, California | 13 | $ 4,217,000 | $ 324,384 | $ 120,000 |
| Palm Beach, Florida | 13 | $ 2,806,000 | $ 215,846 | $ 113,000 |
| Mecklenburg, North Carolina | 13 | $ 2,111,000 | $ 162,384 | $ 67,000 |
| San Bernardino, California | 12 | $ 2,239,000 | $ 186,583 | $ 76,000 |
| Rockingham, New Hampshire | 12 | $ 2,571,000 | $ 214,250 | $ 66,000 |
| Bernalillo, New Mexico | 12 | $ 1,613,000 | $ 134,416 | $ 62,000 |
| Providence, Rhode Island | 12 | $ 2,092,000 | $ 174,333 | $ 61,000 |
| Harris, Texas | 12 | $ 3,062,000 | $ 255,166 | $ 179,000 |
| Broward, Florida | 11 | $ 1,677,000 | $ 152,454 | $ 88,000 |
| Anne Arundel, Maryland | 11 | $ 1,888,000 | $ 171,636 | $ 87,000 |
| Washington, Vermont | 11 | $ 1,512,000 | $ 137,454 | $ 68,000 |
| Contra Costa, California | 10 | $ 2,729,000 | $ 272,900 | $ 88,000 |
| Ventura, California | 10 | $ 2,866,000 | $ 286,600 | $ 124,000 |
| Barnstable, Massachusetts | 10 | $ 2,002,000 | $ 200,200 | $ 57,000 |
| Jackson, Missouri | 10 | $ 1,436,000 | $ 143,600 | $ 53,000 |
| Merrimack, New Hampshire | 10 | $ 1,613,000 | $ 161,300 | $ 63,000 |
| Loudoun, Virginia | 10 | $ 2,759,000 | $ 275,900 | $ 107,000 |
| Prince William, Virginia | 10 | $ 2,309,000 | $ 230,900 | $ 76,000 |
| Pima, Arizona | 9 | $ 1,388,000 | $ 154,222 | $ 55,000 |
| Sacramento, California | 9 | $ 2,035,000 | $ 226,111 | $ 72,000 |
| Ada, Idaho | 9 | $ 1,321,000 | $ 146,777 | $ 64,000 |
| DuPage, Illinois | 9 | $ 2,176,000 | $ 241,777 | $ 115,000 |
| Hennepin, Minnesota | 9 | $ 1,770,000 | $ 196,666 | $ 104,000 |
| Nassau, New York | 9 | $ 4,254,000 | $ 472,666 | $ 158,000 |
| Suffolk, New York | 9 | $ 3,313,000 | $ 368,111 | $ 127,000 |
| Shelby, Tennessee | 9 | $ 915,000 | $ 101,666 | $ 75,000 |
| Windsor, Vermont | 9 | $ 1,426,000 | $ 158,444 | $ 124,000 |
| Jefferson, Alabama | 8 | $ 1,417,000 | $ 177,125 | $ 85,000 |
| Anchorage, Alaska | 8 | $ 1,858,000 | $ 232,250 | $ 104,000 |
| Hartford, Connecticut | 8 | $ 1,572,000 | $ 196,500 | $ 74,000 |
| Cobb, Georgia | 8 | $ 1,816,000 | $ 227,000 | $ 135,000 |
| Fulton, Georgia | 8 | $ 1,650,000 | $ 206,250 | $ 94,000 |
| Oklahoma, Oklahoma | 8 | $ 952,000 | $ 119,000 | $ 96,000 |
| Newport, Rhode Island | 8 | $ 5,761,000 | $ 720,125 | $ 134,000 |
| Lamoille, Vermont | 8 | $ 1,342,000 | $ 167,750 | $ 78,000 |
| Mobile, Alabama | 7 | $ 700,000 | $ 100,000 | $ 48,000 |
| Brevard, Florida | 7 | $ 2,139,000 | $ 305,571 | $ 116,000 |
| Orange, Florida | 7 | $ 1,024,000 | $ 146,285 | $ 71,000 |
| Johnson, Kansas | 7 | $ 1,273,000 | $ 181,857 | $ 78,000 |
| Howard, Maryland | 7 | $ 1,544,000 | $ 220,571 | $ 97,000 |
| Westchester, New York | 7 | $ 2,132,000 | $ 304,571 | $ 128,000 |
| Washington, Rhode Island | 7 | $ 1,571,000 | $ 224,428 | $ 77,000 |
| Caledonia, Vermont | 7 | $ 767,000 | $ 109,571 | $ 102,000 |
| Windham, Vermont | 7 | $ 1,502,000 | $ 214,571 | $ 104,000 |
| Clark, Washington | 7 | $ 1,338,000 | $ 191,142 | $ 89,000 |
| Pierce, Washington | 7 | $ 1,645,000 | $ 235,000 | $ 146,000 |
| Madison, Alabama | 6 | $ 967,000 | $ 161,166 | $ 87,000 |
| Placer, California | 6 | $ 1,566,000 | $ 261,000 | $ 106,000 |
| Kent, Delaware | 6 | $ 1,119,000 | $ 186,500 | $ 94,000 |
| New Castle, Delaware | 6 | $ 838,000 | $ 139,666 | $ 54,000 |
| Sussex, Delaware | 6 | $ 1,216,000 | $ 202,666 | $ 77,000 |
| Hillsborough, Florida | 6 | $ 760,000 | $ 126,666 | $ 53,000 |
| Miami-Dade, Florida | 6 | $ 914,000 | $ 152,333 | $ 65,000 |
| DeKalb, Georgia | 6 | $ 1,250,000 | $ 208,333 | $ 136,000 |
| Baltimore, Maryland | 6 | $ 1,089,000 | $ 181,500 | $ 70,000 |
| Kalamazoo, Michigan | 6 | $ 807,000 | $ 134,500 | $ 62,000 |
| Kent, Michigan | 6 | $ 1,057,000 | $ 176,166 | $ 64,000 |
| Livingston, Michigan | 6 | $ 1,183,000 | $ 197,166 | $ 91,000 |
| Sullivan, New Hampshire | 6 | $ 1,051,000 | $ 175,166 | $ 73,000 |
| Queens, New York | 6 | $ 1,648,000 | $ 274,666 | $ 59,000 |
| Greenville, South Carolina | 6 | $ 1,055,000 | $ 175,833 | $ 69,000 |
| Collin, Texas | 6 | $ 1,089,000 | $ 181,500 | $ 89,000 |
| Salt Lake, Utah | 6 | $ 961,000 | $ 160,166 | $ 83,000 |
| Addison, Vermont | 6 | $ 858,000 | $ 143,000 | $ 62,000 |
| Stafford, Virginia | 6 | $ 1,180,000 | $ 196,666 | $ 88,000 |
| Baldwin, Alabama | 5 | $ 901,000 | $ 180,200 | $ 72,000 |
| Solano, California | 5 | $ 1,246,000 | $ 249,200 | $ 113,000 |
| Boulder, Colorado | 5 | $ 1,202,000 | $ 240,400 | $ 91,000 |
| Tolland, Connecticut | 5 | $ 977,000 | $ 195,400 | $ 82,000 |
| Duval, Florida | 5 | $ 986,000 | $ 197,200 | $ 117,000 |
| Marion, Indiana | 5 | $ 721,000 | $ 144,200 | $ 91,000 |
| Frederick, Maryland | 5 | $ 999,000 | $ 199,800 | $ 83,000 |
| Washtenaw, Michigan | 5 | $ 1,080,000 | $ 216,000 | $ 87,000 |
| Ramsey, Minnesota | 5 | $ 738,000 | $ 147,600 | $ 51,000 |
| St. Louis, Missouri | 5 | $ 1,737,000 | $ 347,400 | $ 169,000 |
| Douglas, Nebraska | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Erie, New York | 5 | $ 216,000 | $ 43,200 | $ 94,000 |
| Cumberland, North Carolina | 5 | $ 337,000 | $ 67,400 | $ 65,000 |
| New Hanover, North Carolina | 5 | $ 632,000 | $ 126,400 | $ 67,000 |
| Tulsa, Oklahoma | 5 | $ 618,000 | $ 123,600 | $ 51,000 |
| Multnomah, Oregon | 5 | $ 620,000 | $ 124,000 | $ 98,000 |
| Bedford, Tennessee | 5 | $ 598,000 | $ 119,600 | $ 255,000 |
| Bexar, Texas | 5 | $ 579,000 | $ 115,800 | $ 50,000 |
| Dallas, Texas | 5 | $ 1,049,000 | $ 209,800 | $ 85,000 |
| Tarrant, Texas | 5 | $ 612,000 | $ 122,400 | $ 64,000 |
| Jefferson, West Virginia | 5 | $ 783,000 | $ 156,600 | $ 75,000 |
| Montgomery, Alabama | 4 | $ 314,000 | $ 78,500 | $ 47,000 |
| Kern, California | 4 | $ 508,000 | $ 127,000 | $ 87,000 |
| Broomfield, Colorado | 4 | $ 875,000 | $ 218,750 | $ 46,000 |
| New London, Connecticut | 4 | $ 808,000 | $ 202,000 | $ 87,000 |
| Windham, Connecticut | 4 | $ 757,000 | $ 189,250 | $ 71,000 |
| Pasco, Florida | 4 | $ 561,000 | $ 140,250 | $ 51,000 |
| Seminole, Florida | 4 | $ 597,000 | $ 149,250 | $ 151,000 |
| Chatham, Georgia | 4 | $ 644,000 | $ 161,000 | $ 75,000 |
| Androscoggin, Maine | 4 | $ 572,000 | $ 143,000 | $ 107,000 |
| Carroll, New Hampshire | 4 | $ 621,000 | $ 155,250 | $ 82,000 |
| Grafton, New Hampshire | 4 | $ 676,000 | $ 169,000 | $ 70,000 |
| Strafford, New Hampshire | 4 | $ 792,000 | $ 198,000 | $ 85,000 |
| New York, New York | 4 | $ 1,799,000 | $ 449,750 | $ 81,000 |
| Orange, New York | 4 | $ 827,000 | $ 206,750 | $ 61,000 |
| Washington, Oregon | 4 | $ 702,000 | $ 175,500 | $ 77,000 |
| Kent, Rhode Island | 4 | $ 738,000 | $ 184,500 | $ 95,000 |
| Horry, South Carolina | 4 | $ 539,000 | $ 134,750 | $ 86,000 |
| Fort Bend, Texas | 4 | $ 399,000 | $ 99,750 | $ 40,000 |
| Grand Isle, Vermont | 4 | $ 1,000,000 | $ 250,000 | $ 75,000 |
| Spokane, Washington | 4 | $ 1,333,000 | $ 333,250 | $ 132,000 |
| Outagamie, Wisconsin | 4 | $ 400,000 | $ 100,000 | $ 47,000 |
| Lee, Alabama | 3 | $ 433,000 | $ 144,333 | $ 57,000 |
| Faulkner, Arkansas | 3 | $ 485,000 | $ 161,666 | $ 69,000 |
| Fresno, California | 3 | $ 523,000 | $ 174,333 | $ 94,000 |
| Nevada, California | 3 | $ 526,000 | $ 175,333 | $ 79,000 |
| Sonoma, California | 3 | $ 1,119,000 | $ 373,000 | $ 87,000 |
| Tulare, California | 3 | $ 411,000 | $ 137,000 | $ 74,000 |
| Yolo, California | 3 | $ 766,000 | $ 255,333 | $ 72,000 |
| Jefferson, Colorado | 3 | $ 478,000 | $ 159,333 | $ 73,000 |
| Lee, Florida | 3 | $ 608,000 | $ 202,666 | $ 94,000 |
| Manatee, Florida | 3 | $ 503,000 | $ 167,666 | $ 52,000 |
| Martin, Florida | 3 | $ 340,000 | $ 113,333 | $ 72,000 |
| St. Johns, Florida | 3 | $ 467,000 | $ 155,666 | $ 83,000 |
| St. Lucie, Florida | 3 | $ 515,000 | $ 171,666 | $ 121,000 |
| Volusia, Florida | 3 | $ 219,000 | $ 73,000 | $ 34,000 |
| Cherokee, Georgia | 3 | $ 445,000 | $ 148,333 | $ 72,000 |
| Douglas, Georgia | 3 | $ 354,000 | $ 118,000 | $ 26,000 |
| Forsyth, Georgia | 3 | $ 665,000 | $ 221,666 | $ 94,000 |
| Gwinnett, Georgia | 3 | $ 476,000 | $ 158,666 | $ 118,000 |
| Paulding, Georgia | 3 | $ 368,000 | $ 122,666 | $ 95,000 |
| Lake, Illinois | 3 | $ 815,000 | $ 271,666 | $ 81,000 |
| Hamilton, Indiana | 3 | $ 607,000 | $ 202,333 | $ 94,000 |
| Porter, Indiana | 3 | $ 567,000 | $ 189,000 | $ 73,000 |
| Linn, Iowa | 3 | $ 282,000 | $ 94,000 | $ 50,000 |
| Sedgwick, Kansas | 3 | $ 525,000 | $ 175,000 | $ 78,000 |
| Hardin, Kentucky | 3 | $ 484,000 | $ 161,333 | $ 59,000 |
| Sagadahoc, Maine | 3 | $ 840,000 | $ 280,000 | $ 133,000 |
| Talbot, Maryland | 3 | $ 531,000 | $ 177,000 | $ 88,000 |
| Washington, Maryland | 3 | $ 839,000 | $ 279,666 | $ 96,000 |
| Berkshire, Massachusetts | 3 | $ 671,000 | $ 223,666 | $ 155,000 |
| Genesee, Michigan | 3 | $ 383,000 | $ 127,666 | $ 74,000 |
| Ingham, Michigan | 3 | $ 269,000 | $ 89,666 | $ 94,000 |
| Wayne, Michigan | 3 | $ 798,000 | $ 266,000 | $ 110,000 |
| St. Louis City, Missouri | 3 | $ 485,000 | $ 161,666 | $ 76,000 |
| Sandoval, New Mexico | 3 | $ 401,000 | $ 133,666 | $ 36,000 |
| Kings, New York | 3 | $ 1,737,000 | $ 579,000 | $ 131,000 |
| Monroe, New York | 3 | $ 336,000 | $ 112,000 | $ 77,000 |
| Putnam, New York | 3 | $ 966,000 | $ 322,000 | $ 135,000 |
| Rockland, New York | 3 | $ 1,190,000 | $ 396,666 | $ 161,000 |
| Carteret, North Carolina | 3 | $ 390,000 | $ 130,000 | $ 129,000 |
| Durham, North Carolina | 3 | $ 461,000 | $ 153,666 | $ 56,000 |
| Cleveland, Oklahoma | 3 | $ 228,000 | $ 76,000 | $ 52,000 |
| Mayes, Oklahoma | 3 | $ 241,000 | $ 80,333 | $ 35,000 |
| Spartanburg, South Carolina | 3 | $ 597,000 | $ 199,000 | $ 88,000 |
| Minnehaha, South Dakota | 3 | $ 160,000 | $ 53,333 | $ 62,000 |
| Sevier, Tennessee | 3 | $ 347,000 | $ 115,666 | $ 60,000 |
| Williamson, Tennessee | 3 | $ 529,000 | $ 176,333 | $ 61,000 |
| Montgomery, Texas | 3 | $ 294,000 | $ 98,000 | $ 54,000 |
| Bennington, Vermont | 3 | $ 330,000 | $ 110,000 | $ 58,000 |
| Rutland, Vermont | 3 | $ 422,000 | $ 140,666 | $ 65,000 |
| Alexandria, Virginia | 3 | $ 705,000 | $ 235,000 | $ 104,000 |
| Chesterfield, Virginia | 3 | $ 493,000 | $ 164,333 | $ 91,000 |
| King George, Virginia | 3 | $ 455,000 | $ 151,666 | $ 76,000 |
| Orange, Virginia | 3 | $ 911,000 | $ 303,666 | $ 62,000 |
| Snohomish, Washington | 3 | $ 680,000 | $ 226,666 | $ 53,000 |
| Thurston, Washington | 3 | $ 460,000 | $ 153,333 | $ 65,000 |
| Whatcom, Washington | 3 | $ 669,000 | $ 223,000 | $ 61,000 |
| Waukesha, Wisconsin | 3 | $ 669,000 | $ 223,000 | $ 85,000 |
| Laramie, Wyoming | 3 | $ 451,000 | $ 150,333 | $ 106,000 |
| Houston, Alabama | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Morgan, Alabama | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Shelby, Alabama | 2 | $ 502,000 | $ 251,000 | $ 74,000 |
| Coconino, Arizona | 2 | $ 316,000 | $ 158,000 | $ 64,000 |
| Navajo, Arizona | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Sharp, Arkansas | 2 | $ 127,000 | $ 63,500 | $ 63,000 |
| El Dorado, California | 2 | $ 668,000 | $ 334,000 | $ 65,000 |
| Merced, California | 2 | $ 318,000 | $ 159,000 | $ 40,000 |
| Napa, California | 2 | $ 281,000 | $ 140,500 | $ 211,000 |
| San Francisco, California | 2 | $ 639,000 | $ 319,500 | $ 75,000 |
| San Joaquin, California | 2 | $ 471,000 | $ 235,500 | $ 56,000 |
| San Mateo, California | 2 | $ 484,000 | $ 242,000 | $ 77,000 |
| Douglas, Colorado | 2 | $ 561,000 | $ 280,500 | $ 99,000 |
| El Paso, Colorado | 2 | $ 666,000 | $ 333,000 | $ 144,000 |
| Litchfield, Connecticut | 2 | $ 287,000 | $ 143,500 | $ 228,000 |
| Middlesex, Connecticut | 2 | $ 712,000 | $ 356,000 | $ 96,000 |
| Bay, Florida | 2 | $ 383,000 | $ 191,500 | $ 86,000 |
| Collier, Florida | 2 | $ 460,000 | $ 230,000 | $ 119,000 |
| Pinellas, Florida | 2 | $ 444,000 | $ 222,000 | $ 68,000 |
| Baldwin, Georgia | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Henry, Georgia | 2 | $ 273,000 | $ 136,500 | $ 73,000 |
| Liberty, Georgia | 2 | $ 197,000 | $ 98,500 | $ 71,000 |
| Newton, Georgia | 2 | $ 202,000 | $ 101,000 | $ 82,000 |
| Kane, Illinois | 2 | $ 640,000 | $ 320,000 | $ 102,000 |
| Franklin, Indiana | 2 | $ 214,000 | $ 107,000 | $ 46,000 |
| Howard, Indiana | 2 | $ 257,000 | $ 128,500 | $ 62,000 |
| Lake, Indiana | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Monroe, Indiana | 2 | $ 481,000 | $ 240,500 | $ 104,000 |
| Johnson, Iowa | 2 | $ 253,000 | $ 126,500 | $ 89,000 |
| Warren, Iowa | 2 | $ 426,000 | $ 213,000 | $ 91,000 |
| Wyandotte, Kansas | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Campbell, Kentucky | 2 | $ 345,000 | $ 172,500 | $ 46,000 |
| Jefferson, Kentucky | 2 | $ 270,000 | $ 135,000 | $ 22,000 |
| Warren, Kentucky | 2 | $ 440,000 | $ 220,000 | $ 92,000 |
| Penobscot, Maine | 2 | $ 187,000 | $ 93,500 | $ 60,000 |
| Carroll, Maryland | 2 | $ 460,000 | $ 230,000 | $ 72,000 |
| Garrett, Maryland | 2 | $ 222,000 | $ 111,000 | $ 66,000 |
| Harford, Maryland | 2 | $ 424,000 | $ 212,000 | $ 71,000 |
| Worcester, Maryland | 2 | $ 374,000 | $ 187,000 | $ 55,000 |
| Dukes, Massachusetts | 2 | $ 655,000 | $ 327,500 | $ 72,000 |
| Franklin, Massachusetts | 2 | $ 465,000 | $ 232,500 | $ 92,000 |
| Hampshire, Massachusetts | 2 | $ 312,000 | $ 156,000 | $ 48,000 |
| Berrien, Michigan | 2 | $ 290,000 | $ 145,000 | $ 17,000 |
| Calhoun, Michigan | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Eaton, Michigan | 2 | $ 297,000 | $ 148,500 | $ 89,000 |
| Ottawa, Michigan | 2 | $ 523,000 | $ 261,500 | $ 136,000 |
| Anoka, Minnesota | 2 | $ 238,000 | $ 119,000 | $ 46,000 |
| Dakota, Minnesota | 2 | $ 389,000 | $ 194,500 | $ 44,000 |
| Sherburne, Minnesota | 2 | $ 311,000 | $ 155,500 | $ 75,000 |
| Stearns, Minnesota | 2 | $ 412,000 | $ 206,000 | $ 57,000 |
| Washington, Minnesota | 2 | $ 345,000 | $ 172,500 | $ 69,000 |
| Wright, Minnesota | 2 | $ 317,000 | $ 158,500 | $ 77,000 |
| Hinds, Mississippi | 2 | $ 162,000 | $ 81,000 | $ 56,000 |
| Jackson, Mississippi | 2 | $ 189,000 | $ 94,500 | $ 54,000 |
| Lee, Mississippi | 2 | $ 96,000 | $ 48,000 | $ 23,000 |
| Madison, Mississippi | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Rankin, Mississippi | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Boone, Missouri | 2 | $ 224,000 | $ 112,000 | $ 32,000 |
| St. Charles, Missouri | 2 | $ 404,000 | $ 202,000 | $ 94,000 |
| Flathead, Montana | 2 | $ 385,000 | $ 192,500 | $ 66,000 |
| Belknap, New Hampshire | 2 | $ 508,000 | $ 254,000 | $ 134,000 |
| Cheshire, New Hampshire | 2 | $ 424,000 | $ 212,000 | $ 138,000 |
| Dutchess, New York | 2 | $ 581,000 | $ 290,500 | $ 85,000 |
| Richmond, New York | 2 | $ 701,000 | $ 350,500 | $ 63,000 |
| Brunswick, North Carolina | 2 | $ 237,000 | $ 118,500 | $ 64,000 |
| Buncombe, North Carolina | 2 | $ 182,000 | $ 91,000 | $ 10,000 |
| Cherokee, North Carolina | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Dare, North Carolina | 2 | $ 371,000 | $ 185,500 | $ 96,000 |
| Gaston, North Carolina | 2 | $ 302,000 | $ 151,000 | $ 73,000 |
| Guilford, North Carolina | 2 | $ 442,000 | $ 221,000 | $ 59,000 |
| Harnett, North Carolina | 2 | $ 331,000 | $ 165,500 | $ 86,000 |
| Pender, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Watauga, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
| Delaware, Oklahoma | 2 | $ 417,000 | $ 208,500 | $ 33,000 |
| Douglas, Oregon | 2 | $ 286,000 | $ 143,000 | $ 49,000 |
| Jackson, Oregon | 2 | $ 347,000 | $ 173,500 | $ 55,000 |
| Linn, Oregon | 2 | $ 481,000 | $ 240,500 | $ 112,000 |
| Bristol, Rhode Island | 2 | $ 415,000 | $ 207,500 | $ 75,000 |
| Anderson, South Carolina | 2 | $ 900,000 | $ 450,000 | $ 270,000 |
| Beaufort, South Carolina | 2 | $ 418,000 | $ 209,000 | $ 161,000 |
| Florence, South Carolina | 2 | $ 268,000 | $ 134,000 | $ 61,000 |
| York, South Carolina | 2 | $ 309,000 | $ 154,500 | $ 64,000 |
| Knox, Tennessee | 2 | $ 178,000 | $ 89,000 | $ 58,000 |
| Denton, Texas | 2 | $ 245,000 | $ 122,500 | $ 58,000 |
| Orange, Vermont | 2 | $ 198,000 | $ 99,000 | $ 53,000 |
| Albemarle, Virginia | 2 | $ 394,000 | $ 197,000 | $ 154,000 |
| Hampton, Virginia | 2 | $ 288,000 | $ 144,000 | $ 71,000 |
| Henrico, Virginia | 2 | $ 367,000 | $ 183,500 | $ 92,000 |
| James City, Virginia | 2 | $ 405,000 | $ 202,500 | $ 115,000 |
| Spotsylvania, Virginia | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Suffolk, Virginia | 2 | $ 294,000 | $ 147,000 | $ 69,000 |
| Virginia Beach, Virginia | 2 | $ 421,000 | $ 210,500 | $ 71,000 |
| York, Virginia | 2 | $ 353,000 | $ 176,500 | $ 82,000 |
| Benton, Washington | 2 | $ 284,000 | $ 142,000 | $ 80,000 |
| Cowlitz, Washington | 2 | $ 263,000 | $ 131,500 | $ 67,000 |
| Franklin, Washington | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Kitsap, Washington | 2 | $ 234,000 | $ 117,000 | $ 50,000 |
| Skagit, Washington | 2 | $ 324,000 | $ 162,000 | $ 32,000 |
| Berkeley, West Virginia | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Monongalia, West Virginia | 2 | $ 224,000 | $ 112,000 | $ 67,000 |
| Putnam, West Virginia | 2 | $ 315,000 | $ 157,500 | $ 78,000 |
| Kenosha, Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 125,000 |
| Racine, Wisconsin | 2 | $ 194,000 | $ 97,000 | $ 100,000 |
| Blount, Alabama | 1 | $ 117,000 | $ 117,000 | $ 26,000 |
| Butler, Alabama | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Dale, Alabama | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Escambia, Alabama | 1 | $ 93,000 | $ 93,000 | $ 82,000 |
| Etowah, Alabama | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| St. Clair, Alabama | 1 | $ 584,000 | $ 584,000 | $ 300,000 |
| Tuscaloosa, Alabama | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Fairbanks North Star, Alaska | 1 | $ 340,000 | $ 340,000 | $ 156,000 |
| Sitka, Alaska | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Cochise, Arizona | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Mohave, Arizona | 1 | $ 142,000 | $ 142,000 | $ 88,000 |
| Pinal, Arizona | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
| Yavapai, Arizona | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Benton, Arkansas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Lawrence, Arkansas | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Logan, Arkansas | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Mississippi, Arkansas | 1 | $ 43,000 | $ 43,000 | $ 65,000 |
| Phillips, Arkansas | 1 | $ 74,000 | $ 74,000 | $ 53,000 |
| Pulaski, Arkansas | 1 | $ 71,000 | $ 71,000 | $ 66,000 |
| Saline, Arkansas | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| Alameda, California | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Amador, California | 1 | $ 278,000 | $ 278,000 | $ 75,000 |
| Imperial, California | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Monterey, California | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Santa Cruz, California | 1 | $ 252,000 | $ 252,000 | $ 45,000 |
| Sierra, California | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Stanislaus, California | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Sutter, California | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Tehama, California | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Yuba, California | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Adams, Colorado | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Arapahoe, Colorado | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Custer, Colorado | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Denver, Colorado | 1 | $ 249,000 | $ 249,000 | $ 133,000 |
| Fremont, Colorado | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Larimer, Colorado | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Las Animas, Colorado | 1 | $ 60,000 | $ 60,000 | $ 13,000 |
| Mesa, Colorado | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Montezuma, Colorado | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Pitkin, Colorado | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| San Miguel, Colorado | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Alachua, Florida | 1 | $ 138,000 | $ 138,000 | $ 91,000 |
| Clay, Florida | 1 | $ 160,000 | $ 160,000 | $ 26,000 |
| Franklin, Florida | 1 | $ 310,000 | $ 310,000 | $ 72,000 |
| Indian River, Florida | 1 | $ 92,000 | $ 92,000 | $ 9,000 |
| Jefferson, Florida | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Lake, Florida | 1 | $ 154,000 | $ 154,000 | $ 105,000 |
| Marion, Florida | 1 | $ 134,000 | $ 134,000 | $ 81,000 |
| Nassau, Florida | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Okaloosa, Florida | 1 | $ 43,000 | $ 43,000 | $ 16,000 |
| Okeechobee, Florida | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Putnam, Florida | 1 | $ 36,000 | $ 36,000 | $ 82,000 |
| Sarasota, Florida | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Barrow, Georgia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Bibb, Georgia | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| Bryan, Georgia | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Butts, Georgia | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Fannin, Georgia | 1 | $ 196,000 | $ 196,000 | $ 150,000 |
| Fayette, Georgia | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Floyd, Georgia | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Glynn, Georgia | 1 | $ 96,000 | $ 96,000 | $ 92,000 |
| Houston, Georgia | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Lowndes, Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Meriwether, Georgia | 1 | $ 32,000 | $ 32,000 | $ 41,000 |
| Mitchell, Georgia | 1 | $ 374,000 | $ 374,000 | $ 144,000 |
| Spalding, Georgia | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Toombs, Georgia | 1 | $ 110,000 | $ 110,000 | $ 92,000 |
| Troup, Georgia | 1 | $ 39,000 | $ 39,000 | $ 17,000 |
| Wayne, Georgia | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Adams, Idaho | 1 | $ 172,000 | $ 172,000 | $ 104,000 |
| Blaine, Idaho | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Canyon, Idaho | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Jefferson, Idaho | 1 | $ 208,000 | $ 208,000 | $ 64,000 |
| Kootenai, Idaho | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Latah, Idaho | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Nez Perce, Idaho | 1 | $ 141,000 | $ 141,000 | $ 45,000 |
| Shoshone, Idaho | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Champaign, Illinois | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Clark, Illinois | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Livingston, Illinois | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| McLean, Illinois | 1 | $ 173,000 | $ 173,000 | $ 116,000 |
| Stephenson, Illinois | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Tazewell, Illinois | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Will, Illinois | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
| Allen, Indiana | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Boone, Indiana | 1 | $ 209,000 | $ 209,000 | $ 92,000 |
| Clark, Indiana | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Shelby, Indiana | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| St. Joseph, Indiana | 1 | $ 131,000 | $ 131,000 | $ 70,000 |
| Tippecanoe, Indiana | 1 | $ 77,000 | $ 77,000 | $ 235,000 |
| Vigo, Indiana | 1 | $ 440,000 | $ 440,000 | $ 192,000 |
| Bremer, Iowa | 1 | $ 157,000 | $ 157,000 | $ 100,000 |
| Carroll, Iowa | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Delaware, Iowa | 1 | $ 61,000 | $ 61,000 | $ 77,000 |
| Fayette, Iowa | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
| Guthrie, Iowa | 1 | $ 20,000 | $ 20,000 | $ 144,000 |
| Iowa, Iowa | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Union, Iowa | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Van Buren, Iowa | 1 | $ 98,000 | $ 98,000 | $ 98,000 |
| Woodbury, Iowa | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| Worth, Iowa | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Allen, Kansas | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Leavenworth, Kansas | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Reno, Kansas | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Shawnee, Kansas | 1 | $ 441,000 | $ 441,000 | $ 140,000 |
| Boone, Kentucky | 1 | $ 88,000 | $ 88,000 | $ 156,000 |
| Boyd, Kentucky | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Bullitt, Kentucky | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Fayette, Kentucky | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Franklin, Kentucky | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Fulton, Kentucky | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Grant, Kentucky | 1 | $ 124,000 | $ 124,000 | $ 126,000 |
| Henderson, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Henry, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| McCracken, Kentucky | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Mercer, Kentucky | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Nelson, Kentucky | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 576,000 | $ 576,000 | $ 238,000 |
| Scott, Kentucky | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Spencer, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Aroostook, Maine | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Franklin, Maine | 1 | $ 52,000 | $ 52,000 | $ 155,000 |
| Hancock, Maine | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Kennebec, Maine | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Lincoln, Maine | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Oxford, Maine | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Piscataquis, Maine | 1 | $ 101,000 | $ 101,000 | $ 87,000 |
| Baltimore City, Maryland | 1 | $ 43,000 | $ 43,000 | $ 64,000 |
| Caroline, Maryland | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Cecil, Maryland | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Charles, Maryland | 1 | $ 228,000 | $ 228,000 | $ 50,000 |
| Queen Anne's, Maryland | 1 | $ 703,000 | $ 703,000 | $ 264,000 |
| St. Mary's, Maryland | 1 | $ 280,000 | $ 280,000 | $ 121,000 |
| Benzie, Michigan | 1 | $ 640,000 | $ 640,000 | $ 186,000 |
| Cass, Michigan | 1 | $ 139,000 | $ 139,000 | $ 84,000 |
| Clinton, Michigan | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Gladwin, Michigan | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Gratiot, Michigan | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Jackson, Michigan | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Lenawee, Michigan | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Macomb, Michigan | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Ontonagon, Michigan | 1 | $ 19,000 | $ 19,000 | $ 33,000 |
| St. Clair, Michigan | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Carver, Minnesota | 1 | $ 272,000 | $ 272,000 | $ 171,000 |
| Kanabec, Minnesota | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Stevens, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Benton, Mississippi | 1 | $ 124,000 | $ 124,000 | $ 111,000 |
| Bolivar, Mississippi | 1 | $ 28,000 | $ 28,000 | $ 75,000 |
| DeSoto, Mississippi | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Forrest, Mississippi | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Monroe, Mississippi | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Pearl River, Mississippi | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Prentiss, Mississippi | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Tippah, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Benton, Missouri | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Camden, Missouri | 1 | $ 142,000 | $ 142,000 | $ 105,000 |
| Cape Girardeau, Missouri | 1 | $ 94,000 | $ 94,000 | $ 93,000 |
| Cass, Missouri | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Christian, Missouri | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Clay, Missouri | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Cooper, Missouri | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Johnson, Missouri | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Phelps, Missouri | 1 | $ 121,000 | $ 121,000 | $ 42,000 |
| St. Francois, Missouri | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Stone, Missouri | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Vernon, Missouri | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Cascade, Montana | 1 | $ 49,000 | $ 49,000 | $ 54,000 |
| Gallatin, Montana | 1 | $ 207,000 | $ 207,000 | $ 110,000 |
| Madison, Montana | 1 | $ 129,000 | $ 129,000 | $ 78,000 |
| Park, Montana | 1 | $ 93,000 | $ 93,000 | $ 134,000 |
| Silver Bow, Montana | 1 | $ 197,000 | $ 197,000 | $ 73,000 |
| Yellowstone, Montana | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Gage, Nebraska | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Valley, Nebraska | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Dona Ana, New Mexico | 1 | $ 130,000 | $ 130,000 | $ 145,000 |
| Luna, New Mexico | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| San Juan, New Mexico | 1 | $ 190,000 | $ 190,000 | $ 111,000 |
| Santa Fe, New Mexico | 1 | $ 239,000 | $ 239,000 | $ 41,000 |
| Albany, New York | 1 | $ 182,000 | $ 182,000 | $ 109,000 |
| Delaware, New York | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Essex, New York | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Jefferson, New York | 1 | $ 450,000 | $ 450,000 | $ 120,000 |
| Onondaga, New York | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Rensselaer, New York | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Ulster, New York | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Caldwell, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Forsyth, North Carolina | 1 | $ 252,000 | $ 252,000 | $ 153,000 |
| Iredell, North Carolina | 1 | $ 232,000 | $ 232,000 | $ 118,000 |
| Jackson, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Johnston, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 87,000 |
| Lincoln, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| Macon, North Carolina | 1 | $ 250,000 | $ 250,000 | $ 292,000 |
| Orange, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Perquimans, North Carolina | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Rockingham, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Surry, North Carolina | 1 | $ 212,000 | $ 212,000 | $ 59,000 |
| Union, North Carolina | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Warren, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Wilkes, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Yadkin, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 107,000 |
| Canadian, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| McClain, Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 86,000 |
| McCurtain, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Osage, Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Rogers, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Homebound Mortgage in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,478 | $279,931,000 | $168,465 | $1,000,000 | $78,511 | $1,594,000 |
| Home Purchase | 761 | $152,861,000 | $183,545 | $2,720,000 | $79,590 | $1,500,000 |
| Home Improvement | 5 | $162,000 | $28,750 | $50,000 | $79,500 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,084 | $212,839,000 | $171,090 | $1,072,000 | $77,863 | $1,328,000 |
| White | 960 | $182,939,000 | $172,977 | $2,720,000 | $78,113 | $1,594,000 |
| Asian | 73 | $17,013,000 | $181,565 | $1,173,000 | $87,608 | $606,000 |
| Black or African American | 57 | $8,794,000 | $150,947 | $500,000 | $63,473 | $147,000 |
| Hispanic | 54 | $9,370,000 | $159,000 | $500,000 | $57,238 | $202,000 |
| American Indian or Alaskan Native | 10 | $1,125,000 | $112,500 | $214,000 | $39,900 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $874,000 | $143,000 | $200,000 | $118,250 | $260,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,206 | $427,846,000 | $172,909 | $2,720,000 | $78,909 | $1,594,000 |
| FHA-insured (Federal Housing Administration) | 31 | $4,247,000 | $139,722 | $240,000 | $14,333 | $89,000 |
| VA-guaranteed (Veterans Administration) | 7 | $861,000 | $133,800 | $257,000 | $19,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,073 | $193,821,000 | $163,731 | $560,000 | $79,512 | $1,328,000 |
| Application Withdrawn By Applicant | 678 | $150,047,000 | $185,068 | $1,500,000 | $79,500 | $1,594,000 |
| Application Approved But Not Accepted | 266 | $49,195,000 | $172,878 | $650,000 | $76,829 | $262,000 |
| Application Denied By Financial Institution | 194 | $35,696,000 | $164,837 | $2,720,000 | $65,135 | $1,500,000 |
| Preapproval Denied by Financial Institution | 12 | $1,401,000 | $116,000 | $180,000 | $30,000 | $57,000 |
| Loan Purchased By The Institution | 10 | $1,184,000 | $121,750 | $209,000 | $88,500 | $239,000 |
| File Closed For Incompleteness | 8 | $1,263,000 | $154,857 | $334,000 | $87,714 | $132,000 |
| Preapproval Approved but not Accepted | 3 | $347,000 | $115,000 | $119,000 | $42,000 | $45,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 74 | $12,746,000 | $168,689 | $2,720,000 | $70,827 | $1,500,000 |
| Debt-To-Income Ratio | 54 | $10,361,000 | $163,520 | $592,000 | $54,080 | $180,000 |
| Collateral | 36 | $6,101,000 | $171,636 | $376,000 | $78,500 | $261,000 |
| Other | 10 | $2,256,000 | $218,750 | $486,000 | $67,250 | $180,000 |
| Unverifiable Information | 5 | $1,356,000 | $276,250 | $584,000 | $139,750 | $300,000 |
| Employment History | 2 | $360,000 | $180,000 | $300,000 | $106,500 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $77,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homebound Mortgage's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homebound Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Vermont, download the full spreadsheet
with aggregated HMDA statistics today.
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