Hometown Lenders, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Hometown Lenders, Inc. of Huntsville, AL reported 4,338 mortgage applications totaling $776.2 million, down 16% from 2017. The average application was for $178,939, and applicants reported an average income of $69,351. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Birmingham-Hoover, AL (606), Huntsville, AL (284) and Houston-The Woodlands-Sugar Land, TX (206) (applications in parentheses).

Mortgage Company & Address Hometown Lenders, Inc.
310 the Bridge Street, 4th Floor Suite A
Huntsville, AL 35806
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2006  2005  
Total Number of Mortgage Applications 4,338
Total Mortgage Loan Application Amount $776,240,000
Average Mortgage Loan Application Amount $178,939
Highest Mortgage Loan Application Amount $40,355,000
Average Applicant Income $69,351
Highest Applicant Income $675,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Lenders, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hometown Lenders, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Alabama 264 $ 42,870,000 $ 162,386 $ 71,000
Madison, Alabama 226 $ 36,930,000 $ 163,407 $ 67,000
Shelby, Alabama 166 $ 74,020,000 $ 445,903 $ 72,000
Mesa, Colorado 150 $ 32,170,000 $ 214,466 $ 72,000
Harris, Texas 146 $ 27,980,000 $ 191,643 $ 76,000
Mobile, Alabama 115 $ 16,635,000 $ 144,652 $ 61,000
Ross, Ohio 111 $ 14,655,000 $ 132,027 $ 55,000
Houston, Alabama 90 $ 13,270,000 $ 147,444 $ 67,000
Lucas, Ohio 89 $ 13,155,000 $ 147,808 $ 52,000
Pueblo, Colorado 78 $ 12,210,000 $ 156,538 $ 67,000
St. Clair, Alabama 68 $ 10,760,000 $ 158,235 $ 68,000
Limestone, Alabama 58 $ 8,920,000 $ 153,793 $ 88,000
Cameron, Texas 57 $ 9,095,000 $ 159,561 $ 80,000
Montezuma, Colorado 55 $ 9,495,000 $ 172,636 $ 67,000
Pike, Ohio 54 $ 6,850,000 $ 126,851 $ 56,000
Dale, Alabama 53 $ 7,595,000 $ 143,301 $ 72,000
Montgomery, Alabama 53 $ 9,105,000 $ 171,792 $ 79,000
Morgan, Alabama 52 $ 6,840,000 $ 131,538 $ 78,000
Walker, Alabama 47 $ 6,355,000 $ 135,212 $ 68,000
Polk, Florida 46 $ 6,600,000 $ 143,478 $ 57,000
Lafayette, Louisiana 46 $ 9,140,000 $ 198,695 $ 67,000
Tuscaloosa, Alabama 43 $ 6,795,000 $ 158,023 $ 80,000
Franklin, Ohio 41 $ 6,615,000 $ 161,341 $ 86,000
Elmore, Alabama 39 $ 7,725,000 $ 198,076 $ 74,000
Rutherford, Tennessee 36 $ 8,180,000 $ 227,222 $ 77,000
Davidson, Tennessee 35 $ 7,825,000 $ 223,571 $ 74,000
Smith, Texas 35 $ 5,705,000 $ 163,000 $ 64,000
Cullman, Alabama 33 $ 4,775,000 $ 144,696 $ 85,000
Randolph, North Carolina 32 $ 3,930,000 $ 122,812 $ 55,000
Blount, Alabama 30 $ 5,040,000 $ 168,000 $ 79,000
Cuyahoga, Ohio 30 $ 4,230,000 $ 141,000 $ 59,000
Autauga, Alabama 29 $ 4,965,000 $ 171,206 $ 88,000
Marion, Alabama 29 $ 3,445,000 $ 118,793 $ 49,000
Jackson, Ohio 28 $ 3,090,000 $ 110,357 $ 60,000
Wood, Ohio 27 $ 4,525,000 $ 167,592 $ 51,000
Marion, Florida 26 $ 3,530,000 $ 135,769 $ 50,000
Vanderburgh, Indiana 26 $ 2,460,000 $ 94,615 $ 52,000
Polk, Iowa 25 $ 2,945,000 $ 117,800 $ 53,000
Pinellas, Florida 23 $ 5,015,000 $ 218,043 $ 73,000
Fort Bend, Texas 23 $ 4,485,000 $ 195,000 $ 88,000
Hidalgo, Texas 23 $ 3,425,000 $ 148,913 $ 87,000
Baldwin, Alabama 22 $ 4,300,000 $ 195,454 $ 56,000
San Juan, New Mexico 22 $ 3,260,000 $ 148,181 $ 59,000
Clermont, Ohio 22 $ 3,050,000 $ 138,636 $ 55,000
Dallas, Texas 22 $ 3,760,000 $ 170,909 $ 81,000
Williams, North Dakota 21 $ 4,325,000 $ 205,952 $ 71,000
Orange, Florida 20 $ 4,520,000 $ 226,000 $ 77,000
Washington, Utah 20 $ 3,760,000 $ 188,000 $ 66,000
Wilson, Tennessee 19 $ 4,745,000 $ 249,736 $ 59,000
Guilford, North Carolina 18 $ 3,010,000 $ 167,222 $ 53,000
Bibb, Alabama 17 $ 2,495,000 $ 146,764 $ 74,000
Fayette, Alabama 17 $ 1,705,000 $ 100,294 $ 57,000
Henry, Alabama 17 $ 2,955,000 $ 173,823 $ 57,000
Marshall, Alabama 17 $ 2,625,000 $ 154,411 $ 87,000
Winston, Alabama 17 $ 2,375,000 $ 139,705 $ 72,000
Coffee, Alabama 16 $ 2,310,000 $ 144,375 $ 59,000
Columbia, Florida 16 $ 2,320,000 $ 145,000 $ 55,000
Tallapoosa, Alabama 15 $ 4,235,000 $ 282,333 $ 88,000
Garfield, Colorado 15 $ 4,495,000 $ 299,666 $ 71,000
Natrona, Wyoming 15 $ 1,845,000 $ 123,000 $ 48,000
Chilton, Alabama 14 $ 1,950,000 $ 139,285 $ 55,000
Lee, Alabama 14 $ 2,570,000 $ 183,571 $ 73,000
Scioto, Ohio 14 $ 1,740,000 $ 124,285 $ 43,000
Gibson, Indiana 13 $ 1,465,000 $ 112,692 $ 72,000
Warrick, Indiana 13 $ 1,745,000 $ 134,230 $ 53,000
Monroe, Michigan 13 $ 2,425,000 $ 186,538 $ 78,000
Sumner, Tennessee 13 $ 2,585,000 $ 198,846 $ 89,000
Victoria, Texas 13 $ 2,435,000 $ 187,307 $ 69,000
Calhoun, Alabama 12 $ 1,680,000 $ 140,000 $ 66,000
Escambia, Alabama 12 $ 1,960,000 $ 163,333 $ 65,000
Talladega, Alabama 12 $ 1,880,000 $ 156,666 $ 67,000
Marion, Indiana 12 $ 1,840,000 $ 153,333 $ 113,000
Summit, Ohio 12 $ 1,590,000 $ 132,500 $ 68,000
York, South Carolina 12 $ 1,560,000 $ 130,000 $ 62,000
Bexar, Texas 12 $ 2,450,000 $ 204,166 $ 78,000
Brazoria, Texas 12 $ 2,800,000 $ 233,333 $ 83,000
Montgomery, Texas 12 $ 3,110,000 $ 259,166 $ 112,000
Suwannee, Florida 11 $ 1,335,000 $ 121,363 $ 77,000
St. Landry, Louisiana 11 $ 1,855,000 $ 168,636 $ 68,000
Maury, Tennessee 11 $ 2,185,000 $ 198,636 $ 85,000
Tarrant, Texas 11 $ 2,415,000 $ 219,545 $ 94,000
Barbour, Alabama 10 $ 1,440,000 $ 144,000 $ 52,000
Geneva, Alabama 10 $ 1,350,000 $ 135,000 $ 86,000
Jackson, Alabama 10 $ 1,320,000 $ 132,000 $ 61,000
Lauderdale, Alabama 10 $ 1,290,000 $ 129,000 $ 109,000
El Paso, Colorado 10 $ 2,940,000 $ 294,000 $ 93,000
Moffat, Colorado 10 $ 1,700,000 $ 170,000 $ 75,000
Lowndes, Mississippi 10 $ 1,330,000 $ 133,000 $ 63,000
Lake, Ohio 10 $ 1,080,000 $ 108,000 $ 96,000
Pickaway, Ohio 10 $ 1,280,000 $ 128,000 $ 65,000
Vinton, Ohio 10 $ 1,470,000 $ 147,000 $ 63,000
Hamilton, Tennessee 10 $ 1,220,000 $ 122,000 $ 62,000
Williamson, Tennessee 10 $ 3,480,000 $ 348,000 $ 73,000
Etowah, Alabama 9 $ 1,065,000 $ 118,333 $ 77,000
Seminole, Florida 9 $ 2,885,000 $ 320,555 $ 139,000
Hamilton, Indiana 9 $ 2,035,000 $ 226,111 $ 70,000
St. Martin, Louisiana 9 $ 1,745,000 $ 193,888 $ 60,000
Davidson, North Carolina 9 $ 1,635,000 $ 181,666 $ 56,000
Lenoir, North Carolina 9 $ 1,105,000 $ 122,777 $ 62,000
Wake, North Carolina 9 $ 2,115,000 $ 235,000 $ 52,000
Galveston, Texas 9 $ 1,125,000 $ 125,000 $ 60,000
Hillsborough, Florida 8 $ 1,940,000 $ 242,500 $ 70,000
Volusia, Florida 8 $ 1,770,000 $ 221,250 $ 78,000
Johnston, North Carolina 8 $ 1,860,000 $ 232,500 $ 116,000
Lincoln, Tennessee 8 $ 1,020,000 $ 127,500 $ 95,000
Marshall, Tennessee 8 $ 1,290,000 $ 161,250 $ 67,000
Lawrence, Alabama 7 $ 865,000 $ 123,571 $ 47,000
Forsyth, North Carolina 7 $ 1,285,000 $ 183,571 $ 58,000
Brown, Ohio 7 $ 925,000 $ 132,142 $ 53,000
Fayette, Ohio 7 $ 815,000 $ 116,428 $ 51,000
Fulton, Ohio 7 $ 1,145,000 $ 163,571 $ 51,000
Muskingum, Ohio 7 $ 1,145,000 $ 163,571 $ 53,000
Denton, Texas 7 $ 1,945,000 $ 277,857 $ 98,000
Franklin, Alabama 6 $ 630,000 $ 105,000 $ 55,000
Lonoke, Arkansas 6 $ 690,000 $ 115,000 $ 79,000
Montrose, Colorado 6 $ 1,390,000 $ 231,666 $ 66,000
Yuma, Colorado 6 $ 730,000 $ 121,666 $ 82,000
Lee, Florida 6 $ 730,000 $ 121,666 $ 54,000
Pasco, Florida 6 $ 1,280,000 $ 213,333 $ 63,000
Erie, Ohio 6 $ 830,000 $ 138,333 $ 59,000
Mahoning, Ohio 6 $ 490,000 $ 81,666 $ 47,000
Coffee, Tennessee 6 $ 830,000 $ 138,333 $ 41,000
Robertson, Tennessee 6 $ 1,290,000 $ 215,000 $ 75,000
Cherokee, Texas 6 $ 1,030,000 $ 171,666 $ 59,000
Collin, Texas 6 $ 1,790,000 $ 298,333 $ 124,000
Henderson, Texas 6 $ 790,000 $ 131,666 $ 51,000
Colbert, Alabama 5 $ 535,000 $ 107,000 $ 94,000
DeKalb, Alabama 5 $ 1,145,000 $ 229,000 $ 97,000
Pike, Alabama 5 $ 625,000 $ 125,000 $ 52,000
Osceola, Florida 5 $ 945,000 $ 189,000 $ 61,000
Hendricks, Indiana 5 $ 955,000 $ 191,000 $ 61,000
Pike, Indiana 5 $ 425,000 $ 85,000 $ 31,000
Acadia, Louisiana 5 $ 1,055,000 $ 211,000 $ 63,000
Vermilion, Louisiana 5 $ 805,000 $ 161,000 $ 68,000
Lenawee, Michigan 5 $ 735,000 $ 147,000 $ 126,000
Macomb, Michigan 5 $ 935,000 $ 187,000 $ 96,000
George, Mississippi 5 $ 425,000 $ 85,000 $ 67,000
Jackson, Mississippi 5 $ 525,000 $ 105,000 $ 58,000
Delaware, Ohio 5 $ 1,385,000 $ 277,000 $ 52,000
Hamilton, Ohio 5 $ 495,000 $ 99,000 $ 60,000
Bedford, Tennessee 5 $ 745,000 $ 149,000 $ 66,000
Salt Lake, Utah 5 $ 1,815,000 $ 363,000 $ 119,000
Butler, Alabama 4 $ 590,000 $ 147,500 $ 58,000
Chambers, Alabama 4 $ 950,000 $ 237,500 $ 87,000
Hale, Alabama 4 $ 630,000 $ 157,500 $ 63,000
Pickens, Alabama 4 $ 280,000 $ 70,000 $ 90,000
Alamosa, Colorado 4 $ 550,000 $ 137,500 $ 47,000
Delta, Colorado 4 $ 780,000 $ 195,000 $ 41,000
Fremont, Colorado 4 $ 830,000 $ 207,500 $ 85,000
Rio Blanco, Colorado 4 $ 890,000 $ 222,500 $ 84,000
Alachua, Florida 4 $ 360,000 $ 90,000 $ 88,000
Bay, Florida 4 $ 580,000 $ 145,000 $ 65,000
Escambia, Florida 4 $ 790,000 $ 197,500 $ 40,000
Lake, Florida 4 $ 770,000 $ 192,500 $ 64,000
Santa Rosa, Florida 4 $ 760,000 $ 190,000 $ 88,000
Posey, Indiana 4 $ 350,000 $ 87,500 $ 41,000
Calcasieu, Louisiana 4 $ 770,000 $ 192,500 $ 190,000
Orleans, Louisiana 4 $ 2,080,000 $ 520,000 $ 62,000
Craven, North Carolina 4 $ 560,000 $ 140,000 $ 69,000
Onslow, North Carolina 4 $ 520,000 $ 130,000 $ 52,000
Fairfield, Ohio 4 $ 710,000 $ 177,500 $ 92,000
Gallia, Ohio 4 $ 680,000 $ 170,000 $ 70,000
Highland, Ohio 4 $ 670,000 $ 167,500 $ 64,000
Licking, Ohio 4 $ 940,000 $ 235,000 $ 51,000
Lorain, Ohio 4 $ 490,000 $ 122,500 $ 54,000
Medina, Ohio 4 $ 790,000 $ 197,500 $ 51,000
Ottawa, Ohio 4 $ 710,000 $ 177,500 $ 70,000
Sandusky, Ohio 4 $ 730,000 $ 182,500 $ 50,000
Stark, Ohio 4 $ 440,000 $ 110,000 $ 54,000
Trumbull, Ohio 4 $ 420,000 $ 105,000 $ 65,000
Cheatham, Tennessee 4 $ 570,000 $ 142,500 $ 69,000
Giles, Tennessee 4 $ 430,000 $ 107,500 $ 79,000
Montgomery, Tennessee 4 $ 1,010,000 $ 252,500 $ 49,000
Shelby, Tennessee 4 $ 780,000 $ 195,000 $ 59,000
Grayson, Texas 4 $ 600,000 $ 150,000 $ 50,000
Hale, Texas 4 $ 480,000 $ 120,000 $ 117,000
Liberty, Texas 4 $ 560,000 $ 140,000 $ 118,000
Upshur, Texas 4 $ 650,000 $ 162,500 $ 52,000
Van Zandt, Texas 4 $ 680,000 $ 170,000 $ 61,000
Covington, Alabama 3 $ 415,000 $ 138,333 $ 89,000
Lamar, Alabama 3 $ 225,000 $ 75,000 $ 133,000
Washington, Alabama 3 $ 365,000 $ 121,666 $ 49,000
Faulkner, Arkansas 3 $ 525,000 $ 175,000 $ 36,000
Monroe, Arkansas 3 $ 215,000 $ 71,666 $ 68,000
Pulaski, Arkansas 3 $ 585,000 $ 195,000 $ 155,000
Arapahoe, Colorado 3 $ 775,000 $ 258,333 $ 65,000
Rio Grande, Colorado 3 $ 555,000 $ 185,000 $ 67,000
Brevard, Florida 3 $ 1,225,000 $ 408,333 $ 78,000
Broward, Florida 3 $ 905,000 $ 301,666 $ 79,000
Duval, Florida 3 $ 565,000 $ 188,333 $ 76,000
Madison, Illinois 3 $ 325,000 $ 108,333 $ 74,000
St. Clair, Illinois 3 $ 395,000 $ 131,666 $ 81,000
Madison, Indiana 3 $ 255,000 $ 85,000 $ 25,000
Wayne, Michigan 3 $ 565,000 $ 188,333 $ 31,000
Harrison, Mississippi 3 $ 395,000 $ 131,666 $ 77,000
Greene, Missouri 3 $ 265,000 $ 88,333 $ 36,000
Beaufort, North Carolina 3 $ 685,000 $ 228,333 $ 79,000
Brunswick, North Carolina 3 $ 585,000 $ 195,000 $ 51,000
Carteret, North Carolina 3 $ 505,000 $ 168,333 $ 79,000
Duplin, North Carolina 3 $ 445,000 $ 148,333 $ 70,000
Pitt, North Carolina 3 $ 555,000 $ 185,000 $ 64,000
Rockingham, North Carolina 3 $ 365,000 $ 121,666 $ 64,000
Butler, Ohio 3 $ 565,000 $ 188,333 $ 58,000
Union, Ohio 3 $ 555,000 $ 185,000 $ 44,000
Lancaster, South Carolina 3 $ 505,000 $ 168,333 $ 38,000
Hickman, Tennessee 3 $ 485,000 $ 161,666 $ 87,000
Gregg, Texas 3 $ 385,000 $ 128,333 $ 70,000
McLennan, Texas 3 $ 575,000 $ 191,666 $ 66,000
Prince William, Virginia 3 $ 845,000 $ 281,666 $ 66,000
Cherokee, Alabama 2 $ 360,000 $ 180,000 $ 75,000
Coosa, Alabama 2 $ 460,000 $ 230,000 $ 58,000
Crenshaw, Alabama 2 $ 380,000 $ 190,000 $ 50,000
Dallas, Alabama 2 $ 470,000 $ 235,000 $ 92,000
Macon, Alabama 2 $ 340,000 $ 170,000 $ 78,000
Russell, Alabama 2 $ 470,000 $ 235,000 $ 57,000
White, Arkansas 2 $ 280,000 $ 140,000 $ 69,000
Adams, Colorado 2 $ 740,000 $ 370,000 $ 67,000
Conejos, Colorado 2 $ 340,000 $ 170,000 $ 47,000
Denver, Colorado 2 $ 530,000 $ 265,000 $ 82,000
Dolores, Colorado 2 $ 320,000 $ 160,000 $ 56,000
Eagle, Colorado 2 $ 1,030,000 $ 515,000 $ 68,000
Gunnison, Colorado 2 $ 490,000 $ 245,000 $ 39,000
Jefferson, Colorado 2 $ 630,000 $ 315,000 $ 181,000
Weld, Colorado 2 $ 650,000 $ 325,000 $ 69,000
Citrus, Florida 2 $ 330,000 $ 165,000 $ 54,000
Clay, Florida 2 $ 590,000 $ 295,000 $ 62,000
Jackson, Florida 2 $ 250,000 $ 125,000 $ 33,000
Okaloosa, Florida 2 $ 280,000 $ 140,000 $ 95,000
Palm Beach, Florida 2 $ 690,000 $ 345,000 $ 60,000
Sumter, Florida 2 $ 330,000 $ 165,000 $ 41,000
Cook, Illinois 2 $ 190,000 $ 95,000 $ 113,000
DuPage, Illinois 2 $ 210,000 $ 105,000 $ 76,000
Lake, Illinois 2 $ 340,000 $ 170,000 $ 70,000
Clark, Indiana 2 $ 370,000 $ 185,000 $ 33,000
Lake, Indiana 2 $ 290,000 $ 145,000 $ 63,000
St. Joseph, Indiana 2 $ 360,000 $ 180,000 $ 79,000
Montgomery, Kentucky 2 $ 290,000 $ 145,000 $ 72,000
East Baton Rouge, Louisiana 2 $ 410,000 $ 205,000 $ 61,000
Iberia, Louisiana 2 $ 470,000 $ 235,000 $ 98,000
St. Tammany, Louisiana 2 $ 200,000 $ 100,000 $ 96,000
Tangipahoa, Louisiana 2 $ 250,000 $ 125,000 $ 80,000
Roscommon, Michigan 2 $ 150,000 $ 75,000 $ 45,000
Clay, Mississippi 2 $ 100,000 $ 50,000 $ 36,000
Forrest, Mississippi 2 $ 240,000 $ 120,000 $ 41,000
Monroe, Mississippi 2 $ 300,000 $ 150,000 $ 36,000
Stone, Mississippi 2 $ 200,000 $ 100,000 $ 79,000
Bernalillo, New Mexico 2 $ 290,000 $ 145,000 $ 86,000
Dona Ana, New Mexico 2 $ 130,000 $ 65,000 $ 110,000
Chatham, North Carolina 2 $ 320,000 $ 160,000 $ 149,000
Franklin, North Carolina 2 $ 390,000 $ 195,000 $ 64,000
Gaston, North Carolina 2 $ 420,000 $ 210,000 $ 56,000
New Hanover, North Carolina 2 $ 460,000 $ 230,000 $ 62,000
Rutherford, North Carolina 2 $ 290,000 $ 145,000 $ 100,000
Adams, Ohio 2 $ 310,000 $ 155,000 $ 47,000
Allen, Ohio 2 $ 170,000 $ 85,000 $ 27,000
Athens, Ohio 2 $ 280,000 $ 140,000 $ 82,000
Hancock, Ohio 2 $ 260,000 $ 130,000 $ 0
Meigs, Ohio 2 $ 260,000 $ 130,000 $ 84,000
Montgomery, Ohio 2 $ 400,000 $ 200,000 $ 51,000
Portage, Ohio 2 $ 350,000 $ 175,000 $ 33,000
Seneca, Ohio 2 $ 290,000 $ 145,000 $ 22,000
Philadelphia, Pennsylvania 2 $ 440,000 $ 220,000 $ 52,000
Laurens, South Carolina 2 $ 370,000 $ 185,000 $ 111,000
Spartanburg, South Carolina 2 $ 340,000 $ 170,000 $ 200,000
DeKalb, Tennessee 2 $ 340,000 $ 170,000 $ 138,000
Dickson, Tennessee 2 $ 370,000 $ 185,000 $ 39,000
Franklin, Tennessee 2 $ 210,000 $ 105,000 $ 59,000
Warren, Tennessee 2 $ 210,000 $ 105,000 $ 73,000
Andrews, Texas 2 $ 570,000 $ 285,000 $ 78,000
Bell, Texas 2 $ 980,000 $ 490,000 $ 37,000
Harrison, Texas 2 $ 130,000 $ 65,000 $ 51,000
Howard, Texas 2 $ 450,000 $ 225,000 $ 59,000
Hunt, Texas 2 $ 410,000 $ 205,000 $ 66,000
Kaufman, Texas 2 $ 600,000 $ 300,000 $ 99,000
Nueces, Texas 2 $ 210,000 $ 105,000 $ 69,000
Williamson, Texas 2 $ 510,000 $ 255,000 $ 43,000
Wilson, Texas 2 $ 320,000 $ 160,000 $ 118,000
Iron, Utah 2 $ 540,000 $ 270,000 $ 60,000
San Juan, Utah 2 $ 330,000 $ 165,000 $ 73,000
Alexandria, Virginia 2 $ 1,580,000 $ 790,000 $ 57,000
Stafford, Virginia 2 $ 440,000 $ 220,000 $ 91,000
Laramie, Wyoming 2 $ 180,000 $ 90,000 $ 100,000
Greene, Alabama 1 $ 35,000 $ 35,000 $ 38,000
Lowndes, Alabama 1 $ 185,000 $ 185,000 $ 76,000
Coconino, Arizona 1 $ 335,000 $ 335,000 $ 232,000
Maricopa, Arizona 1 $ 195,000 $ 195,000 $ 49,000
Pinal, Arizona 1 $ 215,000 $ 215,000 $ 71,000
Jefferson, Arkansas 1 $ 45,000 $ 45,000 $ 31,000
Marion, Arkansas 1 $ 125,000 $ 125,000 $ 46,000
Saline, Arkansas 1 $ 135,000 $ 135,000 $ 175,000
Searcy, Arkansas 1 $ 115,000 $ 115,000 $ 52,000
St. Francis, Arkansas 1 $ 85,000 $ 85,000 $ 44,000
Alameda, California 1 $ 315,000 $ 315,000 $ 94,000
Kern, California 1 $ 205,000 $ 205,000 $ 87,000
Kings, California 1 $ 325,000 $ 325,000 $ 45,000
Los Angeles, California 1 $ 355,000 $ 355,000 $ 134,000
Napa, California 1 $ 595,000 $ 595,000 $ 110,000
Nevada, California 1 $ 455,000 $ 455,000 $ 27,000
Orange, California 1 $ 705,000 $ 705,000 $ 34,000
Sacramento, California 1 $ 385,000 $ 385,000 $ 240,000
San Bernardino, California 1 $ 225,000 $ 225,000 $ 36,000
Sonoma, California 1 $ 455,000 $ 455,000 $ 64,000
Tuolumne, California 1 $ 225,000 $ 225,000 $ 65,000
Bent, Colorado 1 $ 55,000 $ 55,000 $ 34,000
Chaffee, Colorado 1 $ 215,000 $ 215,000 $ 49,000
Douglas, Colorado 1 $ 235,000 $ 235,000 $ 48,000
La Plata, Colorado 1 $ 725,000 $ 725,000 $ 57,000
Lake, Colorado 1 $ 225,000 $ 225,000 $ 62,000
Logan, Colorado 1 $ 265,000 $ 265,000 $ 76,000
Routt, Colorado 1 $ 175,000 $ 175,000 $ 42,000
San Miguel, Colorado 1 $ 235,000 $ 235,000 $ 100,000
District of Columbia, District Of Columbia 1 $ 665,000 $ 665,000 $ 64,000
Collier, Florida 1 $ 475,000 $ 475,000 $ 61,000
Gadsden, Florida 1 $ 135,000 $ 135,000 $ 86,000
Hamilton, Florida 1 $ 75,000 $ 75,000 $ 55,000
Holmes, Florida 1 $ 145,000 $ 145,000 $ 45,000
Manatee, Florida 1 $ 295,000 $ 295,000 $ 73,000
Nassau, Florida 1 $ 265,000 $ 265,000 $ 96,000
Union, Florida 1 $ 155,000 $ 155,000 $ 61,000
Walton, Florida 1 $ 375,000 $ 375,000 $ 38,000
Washington, Florida 1 $ 45,000 $ 45,000 $ 42,000
Brown, Illinois 1 $ 85,000 $ 85,000 $ 79,000
Boone, Indiana 1 $ 95,000 $ 95,000 $ 32,000
Delaware, Indiana 1 $ 245,000 $ 245,000 $ 115,000
Elkhart, Indiana 1 $ 115,000 $ 115,000 $ 29,000
Fountain, Indiana 1 $ 165,000 $ 165,000 $ 44,000
Jackson, Indiana 1 $ 125,000 $ 125,000 $ 189,000
Jennings, Indiana 1 $ 85,000 $ 85,000 $ 37,000
Johnson, Indiana 1 $ 175,000 $ 175,000 $ 52,000
Miami, Indiana 1 $ 85,000 $ 85,000 $ 124,000
Owen, Indiana 1 $ 65,000 $ 65,000 $ 49,000
Union, Indiana 1 $ 95,000 $ 95,000 $ 37,000
Hamilton, Iowa 1 $ 185,000 $ 185,000 $ 35,000
Warren, Iowa 1 $ 285,000 $ 285,000 $ 0
Boone, Kentucky 1 $ 135,000 $ 135,000 $ 42,000
Henderson, Kentucky 1 $ 115,000 $ 115,000 $ 45,000
Jefferson, Kentucky 1 $ 125,000 $ 125,000 $ 95,000
Kenton, Kentucky 1 $ 145,000 $ 145,000 $ 37,000
Madison, Kentucky 1 $ 175,000 $ 175,000 $ 53,000
Mercer, Kentucky 1 $ 255,000 $ 255,000 $ 124,000
Perry, Kentucky 1 $ 95,000 $ 95,000 $ 54,000
Ascension, Louisiana 1 $ 265,000 $ 265,000 $ 87,000
Cameron, Louisiana 1 $ 135,000 $ 135,000 $ 44,000
Jefferson, Louisiana 1 $ 105,000 $ 105,000 $ 116,000
Pointe Coupee, Louisiana 1 $ 345,000 $ 345,000 $ 69,000
Prince George's, Maryland 1 $ 305,000 $ 305,000 $ 195,000
Eaton, Michigan 1 $ 115,000 $ 115,000 $ 29,000
Genesee, Michigan 1 $ 95,000 $ 95,000 $ 35,000
Gratiot, Michigan 1 $ 165,000 $ 165,000 $ 201,000
Washtenaw, Michigan 1 $ 155,000 $ 155,000 $ 46,000
Hinds, Mississippi 1 $ 415,000 $ 415,000 $ 38,000
Lauderdale, Mississippi 1 $ 125,000 $ 125,000 $ 138,000
Neshoba, Mississippi 1 $ 105,000 $ 105,000 $ 83,000
Pearl River, Mississippi 1 $ 105,000 $ 105,000 $ 37,000
Tippah, Mississippi 1 $ 75,000 $ 75,000 $ 85,000
Cass, Missouri 1 $ 115,000 $ 115,000 $ 119,000
Dunklin, Missouri 1 $ 155,000 $ 155,000 $ 45,000
Pemiscot, Missouri 1 $ 55,000 $ 55,000 $ 92,000
St. Louis, Missouri 1 $ 105,000 $ 105,000 $ 31,000
Roosevelt, Montana 1 $ 185,000 $ 185,000 $ 42,000
Chase, Nebraska 1 $ 75,000 $ 75,000 $ 56,000
Keith, Nebraska 1 $ 235,000 $ 235,000 $ 45,000
Eddy, New Mexico 1 $ 195,000 $ 195,000 $ 40,000
San Miguel, New Mexico 1 $ 355,000 $ 355,000 $ 68,000
Buncombe, North Carolina 1 $ 265,000 $ 265,000 $ 43,000
Cabarrus, North Carolina 1 $ 135,000 $ 135,000 $ 86,000
Columbus, North Carolina 1 $ 145,000 $ 145,000 $ 21,000
Cumberland, North Carolina 1 $ 185,000 $ 185,000 $ 176,000
Durham, North Carolina 1 $ 405,000 $ 405,000 $ 0
Hoke, North Carolina 1 $ 135,000 $ 135,000 $ 63,000
Lee, North Carolina 1 $ 225,000 $ 225,000 $ 127,000
McDowell, North Carolina 1 $ 95,000 $ 95,000 $ 117,000
Mecklenburg, North Carolina 1 $ 285,000 $ 285,000 $ 672,000
Pender, North Carolina 1 $ 175,000 $ 175,000 $ 37,000
Rowan, North Carolina 1 $ 75,000 $ 75,000 $ 59,000
Stokes, North Carolina 1 $ 215,000 $ 215,000 $ 22,000
Surry, North Carolina 1 $ 105,000 $ 105,000 $ 27,000
Union, North Carolina 1 $ 355,000 $ 355,000 $ 60,000
Wayne, North Carolina 1 $ 135,000 $ 135,000 $ 27,000
McKenzie, North Dakota 1 $ 225,000 $ 225,000 $ 138,000
Ashtabula, Ohio 1 $ 135,000 $ 135,000 $ 44,000
Champaign, Ohio 1 $ 135,000 $ 135,000 $ 53,000
Clark, Ohio 1 $ 85,000 $ 85,000 $ 76,000
Columbiana, Ohio 1 $ 195,000 $ 195,000 $ 38,000
Greene, Ohio 1 $ 75,000 $ 75,000 $ 105,000
Hocking, Ohio 1 $ 95,000 $ 95,000 $ 30,000
Knox, Ohio 1 $ 115,000 $ 115,000 $ 57,000
Morrow, Ohio 1 $ 135,000 $ 135,000 $ 260,000
Perry, Ohio 1 $ 85,000 $ 85,000 $ 65,000
Richland, Ohio 1 $ 105,000 $ 105,000 $ 36,000
Warren, Ohio 1 $ 225,000 $ 225,000 $ 43,000
Delaware, Oklahoma 1 $ 335,000 $ 335,000 $ 35,000
Grady, Oklahoma 1 $ 195,000 $ 195,000 $ 143,000
Mercer, Pennsylvania 1 $ 65,000 $ 65,000 $ 70,000
York, Pennsylvania 1 $ 135,000 $ 135,000 $ 91,000
Anderson, South Carolina 1 $ 65,000 $ 65,000 $ 41,000
Cherokee, South Carolina 1 $ 125,000 $ 125,000 $ 65,000
Chester, South Carolina 1 $ 105,000 $ 105,000 $ 66,000
Greenville, South Carolina 1 $ 185,000 $ 185,000 $ 38,000
Horry, South Carolina 1 $ 185,000 $ 185,000 $ 40,000
Lexington, South Carolina 1 $ 135,000 $ 135,000 $ 36,000
Pickens, South Carolina 1 $ 185,000 $ 185,000 $ 382,000
Cannon, Tennessee 1 $ 135,000 $ 135,000 $ 47,000
Carter, Tennessee 1 $ 135,000 $ 135,000 $ 99,000
Fayette, Tennessee 1 $ 225,000 $ 225,000 $ 26,000
Knox, Tennessee 1 $ 185,000 $ 185,000 $ 35,000
Lawrence, Tennessee 1 $ 75,000 $ 75,000 $ 51,000
McMinn, Tennessee 1 $ 95,000 $ 95,000 $ 40,000
Polk, Tennessee 1 $ 125,000 $ 125,000 $ 57,000
Putnam, Tennessee 1 $ 145,000 $ 145,000 $ 27,000
White, Tennessee 1 $ 75,000 $ 75,000 $ 95,000
Bastrop, Texas 1 $ 175,000 $ 175,000 $ 87,000
Calhoun, Texas 1 $ 235,000 $ 235,000 $ 102,000
Camp, Texas 1 $ 465,000 $ 465,000 $ 125,000
Cass, Texas 1 $ 125,000 $ 125,000 $ 135,000
DeWitt, Texas 1 $ 135,000 $ 135,000 $ 100,000
Fannin, Texas 1 $ 285,000 $ 285,000 $ 93,000
Gray, Texas 1 $ 115,000 $ 115,000 $ 41,000
Hood, Texas 1 $ 215,000 $ 215,000 $ 212,000
Hopkins, Texas 1 $ 65,000 $ 65,000 $ 54,000
Jackson, Texas 1 $ 165,000 $ 165,000 $ 127,000
Jefferson, Texas 1 $ 255,000 $ 255,000 $ 172,000
Johnson, Texas 1 $ 195,000 $ 195,000 $ 54,000
Lamar, Texas 1 $ 85,000 $ 85,000 $ 56,000
Lavaca, Texas 1 $ 265,000 $ 265,000 $ 39,000
Marion, Texas 1 $ 155,000 $ 155,000 $ 210,000
Midland, Texas 1 $ 295,000 $ 295,000 $ 75,000
Morris, Texas 1 $ 75,000 $ 75,000 $ 114,000
Orange, Texas 1 $ 75,000 $ 75,000 $ 69,000
Rockwall, Texas 1 $ 305,000 $ 305,000 $ 99,000
Rusk, Texas 1 $ 175,000 $ 175,000 $ 104,000
Titus, Texas 1 $ 205,000 $ 205,000 $ 114,000
Travis, Texas 1 $ 135,000 $ 135,000 $ 110,000
Walker, Texas 1 $ 165,000 $ 165,000 $ 96,000
Washington, Texas 1 $ 245,000 $ 245,000 $ 58,000
Wise, Texas 1 $ 195,000 $ 195,000 $ 111,000
Wood, Texas 1 $ 155,000 $ 155,000 $ 40,000
Beaver, Utah 1 $ 395,000 $ 395,000 $ 20,000
Cache, Utah 1 $ 185,000 $ 185,000 $ 16,000
Davis, Utah 1 $ 205,000 $ 205,000 $ 50,000
Millard, Utah 1 $ 125,000 $ 125,000 $ 24,000
Sevier, Utah 1 $ 325,000 $ 325,000 $ 14,000
Albemarle, Virginia 1 $ 175,000 $ 175,000 $ 64,000
Fauquier, Virginia 1 $ 375,000 $ 375,000 $ 34,000
Frederick, Virginia 1 $ 265,000 $ 265,000 $ 85,000
Loudoun, Virginia 1 $ 245,000 $ 245,000 $ 39,000
Pierce, Washington 1 $ 505,000 $ 505,000 $ 31,000
Whatcom, Washington 1 $ 285,000 $ 285,000 $ 38,000
Sheridan, Wyoming 1 $ 225,000 $ 225,000 $ 38,000

Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,143 $523,525,000 $166,000 $955,000 $69,000 $675,000
Home Improvement 866 $191,530,000 $221,000 $40,355,000 $70,000 $441,000
Refinancing 329 $61,185,000 $185,000 $1,995,000 $71,000 $387,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,226 $582,970,000 $180,000 $40,355,000 $69,000 $675,000
Black or African American 401 $67,915,000 $169,000 $465,000 $70,000 $672,000
Hispanic 353 $58,035,000 $164,000 $645,000 $72,000 $420,000
Not Provided 306 $56,920,000 $186,000 $1,005,000 $71,000 $417,000
Asian 30 $6,370,000 $212,000 $455,000 $88,000 $240,000
American Indian or Alaskan Native 13 $2,235,000 $171,000 $365,000 $80,000 $179,000
Native Hawaiian or Other Pacific Islander 4 $850,000 $212,000 $335,000 $106,000 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,125 $323,825,000 $152,000 $1,475,000 $68,000 $441,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,480 $320,030,000 $216,000 $40,355,000 $73,000 $675,000
VA-guaranteed (Veterans Administration) 461 $97,515,000 $211,000 $665,000 $69,000 $443,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 272 $34,870,000 $128,000 $325,000 $65,000 $239,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,307 $564,925,000 $170,000 $1,145,000 $69,000 $675,000
Application Withdrawn By Applicant 773 $169,495,000 $219,000 $40,355,000 $71,000 $672,000
Application Denied By Financial Institution 183 $28,895,000 $157,000 $1,295,000 $68,000 $399,000
File Closed For Incompleteness 74 $12,780,000 $172,000 $575,000 $66,000 $220,000
Application Approved But Not Accepted 1 $145,000 $145,000 $145,000 $16,000 $16,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,155 $747,345,000 $179,000 $40,355,000 $70,000 $675,000
Credit History 180 $28,590,000 $158,000 $1,295,000 $67,000 $399,000
Other 3 $305,000 $101,000 $195,000 $103,000 $154,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hometown Lenders, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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