Hudson City Savings Bank Mortgage Lending & HMDA Data, 2003
In 2003, Hudson City Savings Bank of Paramus, NJ reported 17,994 mortgage applications totaling $5.7 billion. The average application was for $318,210, and applicants reported an average income of $117,647. 52% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Bergen-Passaic, NJ (4,226), Newark, NJ (3,449) and Monmouth-Ocean, NJ (1,657) (applications in parentheses).
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 17,994 |
| Total Mortgage Loan Application Amount | $5,725,885,000 |
| Average Mortgage Loan Application Amount | $318,210 |
| Highest Mortgage Loan Application Amount | $2,342,000 |
| Average Applicant Income | $117,647 |
| Highest Applicant Income | $7,526,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hudson City Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen, New Jersey | 3,597 | $ 983,974,000 | $ 273,554 | $ 125,000 |
| Morris, New Jersey | 1,349 | $ 362,260,000 | $ 268,539 | $ 118,000 |
| Essex, New Jersey | 1,107 | $ 287,139,000 | $ 259,384 | $ 124,000 |
| Ocean, New Jersey | 964 | $ 126,014,000 | $ 130,719 | $ 79,000 |
| Monmouth, New Jersey | 693 | $ 164,491,000 | $ 237,360 | $ 138,000 |
| Passaic, New Jersey | 629 | $ 111,488,000 | $ 177,246 | $ 85,000 |
| Middlesex, New Jersey | 624 | $ 116,521,000 | $ 186,732 | $ 84,000 |
| Union, New Jersey | 619 | $ 165,227,000 | $ 266,925 | $ 100,000 |
| Somerset, New Jersey | 489 | $ 153,243,000 | $ 313,380 | $ 156,000 |
| Fairfax, Virginia | 470 | $ 222,033,000 | $ 472,410 | $ 108,000 |
| Cook, Illinois | 443 | $ 211,743,000 | $ 477,975 | $ 156,000 |
| Montgomery, Maryland | 361 | $ 171,602,000 | $ 475,351 | $ 111,000 |
| Hudson, New Jersey | 318 | $ 61,226,000 | $ 192,534 | $ 84,000 |
| Oakland, Michigan | 288 | $ 137,214,000 | $ 476,437 | $ 141,000 |
| Middlesex, Massachusetts | 258 | $ 122,521,000 | $ 474,887 | $ 132,000 |
| Fairfield, Connecticut | 229 | $ 119,780,000 | $ 523,056 | $ 122,000 |
| Camden, New Jersey | 207 | $ 24,942,000 | $ 120,492 | $ 83,000 |
| Sussex, New Jersey | 205 | $ 42,952,000 | $ 209,521 | $ 105,000 |
| Lake, Illinois | 173 | $ 82,546,000 | $ 477,144 | $ 152,000 |
| Warren, New Jersey | 169 | $ 27,139,000 | $ 160,585 | $ 79,000 |
| Hunterdon, New Jersey | 158 | $ 52,405,000 | $ 331,677 | $ 156,000 |
| Burlington, New Jersey | 155 | $ 19,686,000 | $ 127,006 | $ 81,000 |
| Loudoun, Virginia | 146 | $ 63,085,000 | $ 432,089 | $ 119,000 |
| Mercer, New Jersey | 142 | $ 38,349,000 | $ 270,063 | $ 129,000 |
| Norfolk, Massachusetts | 136 | $ 65,914,000 | $ 484,661 | $ 154,000 |
| DuPage, Illinois | 135 | $ 62,691,000 | $ 464,377 | $ 164,000 |
| District of Columbia, District Of Columbia | 134 | $ 67,610,000 | $ 504,552 | $ 144,000 |
| St. Louis, Missouri | 123 | $ 59,547,000 | $ 484,121 | $ 202,000 |
| Westchester, New York | 123 | $ 64,220,000 | $ 522,113 | $ 149,000 |
| Hennepin, Minnesota | 117 | $ 56,974,000 | $ 486,957 | $ 162,000 |
| Suffolk, New York | 117 | $ 53,478,000 | $ 457,076 | $ 180,000 |
| Nassau, New York | 115 | $ 57,662,000 | $ 501,408 | $ 189,000 |
| Essex, Massachusetts | 113 | $ 51,515,000 | $ 455,884 | $ 113,000 |
| Wayne, Michigan | 89 | $ 40,799,000 | $ 458,415 | $ 156,000 |
| Anne Arundel, Maryland | 84 | $ 38,842,000 | $ 462,404 | $ 102,000 |
| Howard, Maryland | 84 | $ 34,824,000 | $ 414,571 | $ 80,000 |
| Washtenaw, Michigan | 84 | $ 40,200,000 | $ 478,571 | $ 137,000 |
| Arlington, Virginia | 78 | $ 33,550,000 | $ 430,128 | $ 95,000 |
| Gloucester, New Jersey | 77 | $ 6,505,000 | $ 84,480 | $ 70,000 |
| Wake, North Carolina | 76 | $ 34,694,000 | $ 456,500 | $ 117,000 |
| Mecklenburg, North Carolina | 74 | $ 35,494,000 | $ 479,648 | $ 192,000 |
| Prince William, Virginia | 62 | $ 25,540,000 | $ 411,935 | $ 96,000 |
| Plymouth, Massachusetts | 55 | $ 24,095,000 | $ 438,090 | $ 68,000 |
| Chester, Pennsylvania | 55 | $ 25,651,000 | $ 466,381 | $ 150,000 |
| Hamilton, Ohio | 53 | $ 24,928,000 | $ 470,339 | $ 150,000 |
| Worcester, Massachusetts | 51 | $ 22,787,000 | $ 446,803 | $ 82,000 |
| Montgomery, Pennsylvania | 50 | $ 23,775,000 | $ 475,500 | $ 129,000 |
| Kane, Illinois | 49 | $ 21,028,000 | $ 429,142 | $ 201,000 |
| Baltimore, Maryland | 44 | $ 20,546,000 | $ 466,954 | $ 161,000 |
| Macomb, Michigan | 41 | $ 17,809,000 | $ 434,365 | $ 103,000 |
| Atlantic, New Jersey | 41 | $ 8,640,000 | $ 210,731 | $ 103,000 |
| Waukesha, Wisconsin | 40 | $ 18,288,000 | $ 457,200 | $ 102,000 |
| New Haven, Connecticut | 38 | $ 15,590,000 | $ 410,263 | $ 105,000 |
| Hamilton, Indiana | 38 | $ 17,853,000 | $ 469,815 | $ 83,000 |
| Cape May, New Jersey | 38 | $ 13,910,000 | $ 366,052 | $ 209,000 |
| Will, Illinois | 36 | $ 15,808,000 | $ 439,111 | $ 148,000 |
| Alexandria, Virginia | 35 | $ 16,762,000 | $ 478,914 | $ 75,000 |
| Johnson, Kansas | 33 | $ 16,528,000 | $ 500,848 | $ 122,000 |
| Delaware, Pennsylvania | 33 | $ 15,032,000 | $ 455,515 | $ 160,000 |
| Marion, Indiana | 31 | $ 14,709,000 | $ 474,483 | $ 220,000 |
| Suffolk, Massachusetts | 31 | $ 14,000,000 | $ 451,612 | $ 109,000 |
| Dakota, Minnesota | 30 | $ 12,710,000 | $ 423,666 | $ 127,000 |
| Allegheny, Pennsylvania | 30 | $ 13,865,000 | $ 462,166 | $ 117,000 |
| Washington, Minnesota | 29 | $ 13,013,000 | $ 448,724 | $ 90,000 |
| Hartford, Connecticut | 27 | $ 11,119,000 | $ 411,814 | $ 86,000 |
| Livingston, Michigan | 26 | $ 11,196,000 | $ 430,615 | $ 109,000 |
| Franklin, Ohio | 26 | $ 11,115,000 | $ 427,500 | $ 131,000 |
| New York, New York | 25 | $ 12,993,000 | $ 519,720 | $ 252,000 |
| Rockland, New York | 25 | $ 10,901,000 | $ 436,040 | $ 112,000 |
| Bucks, Pennsylvania | 23 | $ 10,728,000 | $ 466,434 | $ 124,000 |
| Queens, New York | 22 | $ 8,765,000 | $ 398,409 | $ 90,000 |
| Virginia Beach, Virginia | 21 | $ 10,009,000 | $ 476,619 | $ 79,000 |
| Barnstable, Massachusetts | 20 | $ 9,968,000 | $ 498,400 | $ 295,000 |
| Cuyahoga, Ohio | 20 | $ 9,089,000 | $ 454,450 | $ 131,000 |
| McHenry, Illinois | 19 | $ 8,394,000 | $ 441,789 | $ 133,000 |
| Prince George's, Maryland | 19 | $ 7,503,000 | $ 394,894 | $ 85,000 |
| Ramsey, Minnesota | 19 | $ 7,760,000 | $ 408,421 | $ 149,000 |
| Orange, North Carolina | 19 | $ 8,214,000 | $ 432,315 | $ 112,000 |
| Henrico, Virginia | 19 | $ 8,131,000 | $ 427,947 | $ 116,000 |
| Bristol, Massachusetts | 17 | $ 7,293,000 | $ 429,000 | $ 37,000 |
| Charleston, South Carolina | 17 | $ 8,453,000 | $ 497,235 | $ 273,000 |
| Warren, Ohio | 16 | $ 7,394,000 | $ 462,125 | $ 82,000 |
| Dane, Wisconsin | 16 | $ 7,403,000 | $ 462,687 | $ 67,000 |
| Kalamazoo, Michigan | 15 | $ 6,499,000 | $ 433,266 | $ 142,000 |
| Rockingham, New Hampshire | 15 | $ 6,353,000 | $ 423,533 | $ 78,000 |
| Kings, New York | 15 | $ 7,984,000 | $ 532,266 | $ 80,000 |
| Sussex, Delaware | 14 | $ 6,718,000 | $ 479,857 | $ 268,000 |
| Kent, Michigan | 14 | $ 5,137,000 | $ 366,928 | $ 143,000 |
| Scott, Minnesota | 14 | $ 6,486,000 | $ 463,285 | $ 89,000 |
| Iredell, North Carolina | 14 | $ 6,186,000 | $ 441,857 | $ 82,000 |
| Frederick, Maryland | 13 | $ 5,067,000 | $ 389,769 | $ 50,000 |
| New Hanover, North Carolina | 13 | $ 5,731,000 | $ 440,846 | $ 111,000 |
| Middlesex, Connecticut | 12 | $ 5,112,000 | $ 426,000 | $ 98,000 |
| Carroll, Maryland | 12 | $ 5,309,000 | $ 442,416 | $ 196,000 |
| Carver, Minnesota | 12 | $ 5,613,000 | $ 467,750 | $ 72,000 |
| Hillsborough, New Hampshire | 12 | $ 4,703,000 | $ 391,916 | $ 75,000 |
| Beaufort, South Carolina | 12 | $ 6,315,000 | $ 526,250 | $ 403,000 |
| Chesterfield, Virginia | 12 | $ 5,266,000 | $ 438,833 | $ 27,000 |
| Boone, Indiana | 11 | $ 5,413,000 | $ 492,090 | $ 90,000 |
| Harford, Maryland | 11 | $ 4,622,000 | $ 420,181 | $ 65,000 |
| Ingham, Michigan | 11 | $ 3,746,000 | $ 340,545 | $ 158,000 |
| Anoka, Minnesota | 11 | $ 4,256,000 | $ 386,909 | $ 83,000 |
| Summit, Ohio | 11 | $ 4,816,000 | $ 437,818 | $ 223,000 |
| Polk, Iowa | 10 | $ 4,600,000 | $ 460,000 | $ 143,000 |
| Albemarle, Virginia | 10 | $ 4,649,000 | $ 464,900 | $ 52,000 |
| Stafford, Virginia | 10 | $ 4,316,000 | $ 431,600 | $ 73,000 |
| Cumberland, Maine | 9 | $ 3,426,000 | $ 380,666 | $ 146,000 |
| Calvert, Maryland | 9 | $ 3,380,000 | $ 375,555 | $ 42,000 |
| Talbot, Maryland | 9 | $ 5,169,000 | $ 574,333 | $ 261,000 |
| Genesee, Michigan | 9 | $ 3,750,000 | $ 416,666 | $ 155,000 |
| Clermont, Ohio | 9 | $ 3,941,000 | $ 437,888 | $ 67,000 |
| Delaware, Ohio | 9 | $ 3,866,000 | $ 429,555 | $ 122,000 |
| Ozaukee, Wisconsin | 9 | $ 4,081,000 | $ 453,444 | $ 34,000 |
| New Castle, Delaware | 8 | $ 3,466,000 | $ 433,250 | $ 209,000 |
| Jackson, Missouri | 8 | $ 3,618,000 | $ 452,250 | $ 79,000 |
| Forsyth, North Carolina | 8 | $ 3,643,000 | $ 455,375 | $ 45,000 |
| Guilford, North Carolina | 8 | $ 3,562,000 | $ 445,250 | $ 64,000 |
| Kent, Rhode Island | 8 | $ 3,330,000 | $ 416,250 | $ 82,000 |
| Falls Church, Virginia | 8 | $ 3,213,000 | $ 401,625 | $ 112,000 |
| Johnson, Iowa | 7 | $ 3,593,000 | $ 513,285 | $ 135,000 |
| Sedgwick, Kansas | 7 | $ 2,871,000 | $ 410,142 | $ 268,000 |
| Nantucket, Massachusetts | 7 | $ 4,029,000 | $ 575,571 | $ 155,000 |
| Crow Wing, Minnesota | 7 | $ 3,738,000 | $ 534,000 | $ 78,000 |
| Douglas, Nebraska | 7 | $ 3,355,000 | $ 479,285 | $ 89,000 |
| Buncombe, North Carolina | 7 | $ 2,523,000 | $ 360,428 | $ 45,000 |
| Fauquier, Virginia | 7 | $ 2,754,000 | $ 393,428 | $ 121,000 |
| Franklin, Virginia | 7 | $ 3,712,000 | $ 530,285 | $ 173,000 |
| Hanover, Virginia | 7 | $ 2,931,000 | $ 418,714 | $ 101,000 |
| Brown, Wisconsin | 7 | $ 3,933,000 | $ 561,857 | $ 237,000 |
| Milwaukee, Wisconsin | 7 | $ 3,058,000 | $ 436,857 | $ 113,000 |
| Litchfield, Connecticut | 6 | $ 2,632,000 | $ 438,666 | $ 90,000 |
| Clinton, Michigan | 6 | $ 2,092,000 | $ 348,666 | $ 83,000 |
| Grand Traverse, Michigan | 6 | $ 2,509,000 | $ 418,166 | $ 207,000 |
| Leelanau, Michigan | 6 | $ 2,730,000 | $ 455,000 | $ 118,000 |
| Monroe, Michigan | 6 | $ 2,825,000 | $ 470,833 | $ 74,000 |
| Ottawa, Michigan | 6 | $ 2,084,000 | $ 347,333 | $ 104,000 |
| St. Clair, Michigan | 6 | $ 2,249,000 | $ 374,833 | $ 122,000 |
| Greene, Missouri | 6 | $ 2,516,000 | $ 419,333 | $ 580,000 |
| St. Charles, Missouri | 6 | $ 1,520,000 | $ 253,333 | $ 69,000 |
| Putnam, New York | 6 | $ 2,488,000 | $ 414,666 | $ 125,000 |
| Richmond, New York | 6 | $ 3,631,000 | $ 605,166 | $ 193,000 |
| Dare, North Carolina | 6 | $ 3,353,000 | $ 558,833 | $ 0 |
| Butler, Ohio | 6 | $ 2,261,000 | $ 376,833 | $ 58,000 |
| Philadelphia, Pennsylvania | 6 | $ 2,744,000 | $ 457,333 | $ 77,000 |
| Greenville, South Carolina | 6 | $ 2,365,000 | $ 394,166 | $ 62,000 |
| Richmond City, Virginia | 6 | $ 2,834,000 | $ 472,333 | $ 118,000 |
| New London, Connecticut | 5 | $ 2,042,000 | $ 408,400 | $ 101,000 |
| York, Maine | 5 | $ 1,902,000 | $ 380,400 | $ 96,000 |
| Hampden, Massachusetts | 5 | $ 2,203,000 | $ 440,600 | $ 178,000 |
| Saginaw, Michigan | 5 | $ 2,146,000 | $ 429,200 | $ 223,000 |
| Merrimack, New Hampshire | 5 | $ 1,783,000 | $ 356,600 | $ 170,000 |
| Brunswick, North Carolina | 5 | $ 2,460,000 | $ 492,000 | $ 172,000 |
| Catawba, North Carolina | 5 | $ 2,248,000 | $ 449,600 | $ 35,000 |
| Geauga, Ohio | 5 | $ 2,027,000 | $ 405,400 | $ 30,000 |
| Richland, South Carolina | 5 | $ 2,406,000 | $ 481,200 | $ 23,000 |
| Chittenden, Vermont | 5 | $ 2,658,000 | $ 531,600 | $ 184,000 |
| Fairfax City, Virginia | 5 | $ 2,344,000 | $ 468,800 | $ 118,000 |
| Sangamon, Illinois | 4 | $ 2,402,000 | $ 600,500 | $ 0 |
| Winnebago, Illinois | 4 | $ 978,000 | $ 244,500 | $ 116,000 |
| Linn, Iowa | 4 | $ 993,000 | $ 248,250 | $ 17,000 |
| Charles, Maryland | 4 | $ 1,577,000 | $ 394,250 | $ 60,000 |
| Worcester, Maryland | 4 | $ 1,989,000 | $ 497,250 | $ 209,000 |
| Charlevoix, Michigan | 4 | $ 1,992,000 | $ 498,000 | $ 331,000 |
| Jackson, Michigan | 4 | $ 2,092,000 | $ 523,000 | $ 198,000 |
| Sherburne, Minnesota | 4 | $ 1,636,000 | $ 409,000 | $ 103,000 |
| Wright, Minnesota | 4 | $ 1,621,000 | $ 405,250 | $ 494,000 |
| Dutchess, New York | 4 | $ 1,533,000 | $ 383,250 | $ 108,000 |
| Orange, New York | 4 | $ 1,422,000 | $ 355,500 | $ 139,000 |
| Chatham, North Carolina | 4 | $ 2,382,000 | $ 595,500 | $ 275,000 |
| Watauga, North Carolina | 4 | $ 2,649,000 | $ 662,250 | $ 167,000 |
| Lorain, Ohio | 4 | $ 1,498,000 | $ 374,500 | $ 29,000 |
| Lucas, Ohio | 4 | $ 1,632,000 | $ 408,000 | $ 0 |
| Medina, Ohio | 4 | $ 1,894,000 | $ 473,500 | $ 65,000 |
| Montgomery, Ohio | 4 | $ 1,820,000 | $ 455,000 | $ 120,000 |
| Wood, Ohio | 4 | $ 2,113,000 | $ 528,250 | $ 298,000 |
| York, Pennsylvania | 4 | $ 1,366,000 | $ 341,500 | $ 243,000 |
| Providence, Rhode Island | 4 | $ 1,397,000 | $ 349,250 | $ 12,000 |
| Spartanburg, South Carolina | 4 | $ 1,398,000 | $ 349,500 | $ 54,000 |
| James City, Virginia | 4 | $ 1,605,000 | $ 401,250 | $ 175,000 |
| Anchorage, Alaska | 3 | $ 898,000 | $ 299,333 | $ 25,000 |
| Champaign, Illinois | 3 | $ 1,439,000 | $ 479,666 | $ 217,000 |
| Kendall, Illinois | 3 | $ 1,021,000 | $ 340,333 | $ 107,000 |
| Lake, Indiana | 3 | $ 626,000 | $ 208,666 | $ 50,000 |
| Porter, Indiana | 3 | $ 1,191,000 | $ 397,000 | $ 0 |
| Dallas, Iowa | 3 | $ 1,167,000 | $ 389,000 | $ 0 |
| Jefferson, Kentucky | 3 | $ 1,234,000 | $ 411,333 | $ 283,000 |
| Baltimore City, Maryland | 3 | $ 1,194,000 | $ 398,000 | $ 44,000 |
| Garrett, Maryland | 3 | $ 1,494,000 | $ 498,000 | $ 290,000 |
| Queen Anne's, Maryland | 3 | $ 1,312,000 | $ 437,333 | $ 57,000 |
| Allegan, Michigan | 3 | $ 1,181,000 | $ 393,666 | $ 280,000 |
| Antrim, Michigan | 3 | $ 1,374,000 | $ 458,000 | $ 119,000 |
| Lapeer, Michigan | 3 | $ 1,119,000 | $ 373,000 | $ 0 |
| Muskegon, Michigan | 3 | $ 1,055,000 | $ 351,666 | $ 69,000 |
| Olmsted, Minnesota | 3 | $ 1,445,000 | $ 481,666 | $ 0 |
| St. Louis City, Missouri | 3 | $ 1,199,000 | $ 399,666 | $ 141,000 |
| Salem, New Jersey | 3 | $ 323,000 | $ 107,666 | $ 130,000 |
| Albany, New York | 3 | $ 1,179,000 | $ 393,000 | $ 164,000 |
| Bronx, New York | 3 | $ 976,000 | $ 325,333 | $ 92,000 |
| Monroe, New York | 3 | $ 826,000 | $ 275,333 | $ 165,000 |
| Durham, North Carolina | 3 | $ 1,293,000 | $ 431,000 | $ 74,000 |
| Lincoln, North Carolina | 3 | $ 970,000 | $ 323,333 | $ 18,000 |
| Moore, North Carolina | 3 | $ 1,591,000 | $ 530,333 | $ 48,000 |
| Greene, Ohio | 3 | $ 1,578,000 | $ 526,000 | $ 65,000 |
| Stark, Ohio | 3 | $ 1,119,000 | $ 373,000 | $ 23,000 |
| Lancaster, Pennsylvania | 3 | $ 1,159,000 | $ 386,333 | $ 39,000 |
| Westmoreland, Pennsylvania | 3 | $ 1,201,000 | $ 400,333 | $ 0 |
| Newport, Rhode Island | 3 | $ 1,404,000 | $ 468,000 | $ 276,000 |
| Washington, Rhode Island | 3 | $ 1,572,000 | $ 524,000 | $ 121,000 |
| Berkeley, South Carolina | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Greenwood, South Carolina | 3 | $ 887,000 | $ 295,666 | $ 96,000 |
| York, South Carolina | 3 | $ 795,000 | $ 265,000 | $ 69,000 |
| Knox, Tennessee | 3 | $ 1,461,000 | $ 487,000 | $ 0 |
| Bedford, Virginia | 3 | $ 1,394,000 | $ 464,666 | $ 134,000 |
| Goochland, Virginia | 3 | $ 1,322,000 | $ 440,666 | $ 0 |
| Hampton, Virginia | 3 | $ 796,000 | $ 265,333 | $ 42,000 |
| Lynchburg, Virginia | 3 | $ 1,348,000 | $ 449,333 | $ 129,000 |
| Norfolk, Virginia | 3 | $ 1,156,000 | $ 385,333 | $ 77,000 |
| Suffolk, Virginia | 3 | $ 928,000 | $ 309,333 | $ 51,000 |
| York, Virginia | 3 | $ 1,104,000 | $ 368,000 | $ 93,000 |
| St. Croix, Wisconsin | 3 | $ 1,221,000 | $ 407,000 | $ 61,000 |
| Washington, Wisconsin | 3 | $ 1,023,000 | $ 341,000 | $ 121,000 |
| Pulaski, Arkansas | 2 | $ 889,000 | $ 444,500 | $ 174,000 |
| McLean, Illinois | 2 | $ 1,080,000 | $ 540,000 | $ 349,000 |
| Elkhart, Indiana | 2 | $ 476,000 | $ 238,000 | $ 19,000 |
| Floyd, Indiana | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Johnson, Indiana | 2 | $ 958,000 | $ 479,000 | $ 208,000 |
| Kosciusko, Indiana | 2 | $ 815,000 | $ 407,500 | $ 80,000 |
| LaPorte, Indiana | 2 | $ 1,187,000 | $ 593,500 | $ 146,000 |
| Madison, Indiana | 2 | $ 205,000 | $ 102,500 | $ 48,000 |
| Monroe, Indiana | 2 | $ 887,000 | $ 443,500 | $ 0 |
| Story, Iowa | 2 | $ 1,201,000 | $ 600,500 | $ 0 |
| Shawnee, Kansas | 2 | $ 866,000 | $ 433,000 | $ 61,000 |
| Sagadahoc, Maine | 2 | $ 924,000 | $ 462,000 | $ 240,000 |
| Dorchester, Maryland | 2 | $ 1,072,000 | $ 536,000 | $ 235,000 |
| Berkshire, Massachusetts | 2 | $ 1,291,000 | $ 645,500 | $ 112,000 |
| Barry, Michigan | 2 | $ 557,000 | $ 278,500 | $ 91,000 |
| Berrien, Michigan | 2 | $ 938,000 | $ 469,000 | $ 256,000 |
| Cass, Michigan | 2 | $ 740,000 | $ 370,000 | $ 202,000 |
| Eaton, Michigan | 2 | $ 874,000 | $ 437,000 | $ 147,000 |
| Emmet, Michigan | 2 | $ 1,063,000 | $ 531,500 | $ 186,000 |
| Oceana, Michigan | 2 | $ 871,000 | $ 435,500 | $ 0 |
| Platte, Missouri | 2 | $ 1,087,000 | $ 543,500 | $ 0 |
| Lancaster, Nebraska | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Carroll, New Hampshire | 2 | $ 814,000 | $ 407,000 | $ 123,000 |
| Onondaga, New York | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| Ontario, New York | 2 | $ 906,000 | $ 453,000 | $ 477,000 |
| Cabarrus, North Carolina | 2 | $ 584,000 | $ 292,000 | $ 64,000 |
| Currituck, North Carolina | 2 | $ 1,324,000 | $ 662,000 | $ 586,000 |
| Union, North Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 99,000 |
| Clark, Ohio | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Clackamas, Oregon | 2 | $ 1,011,000 | $ 505,500 | $ 367,000 |
| Berks, Pennsylvania | 2 | $ 537,000 | $ 268,500 | $ 54,000 |
| Cumberland, Pennsylvania | 2 | $ 1,124,000 | $ 562,000 | $ 266,000 |
| Dauphin, Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 35,000 |
| Lehigh, Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Monroe, Pennsylvania | 2 | $ 711,000 | $ 355,500 | $ 150,000 |
| Northampton, Pennsylvania | 2 | $ 752,000 | $ 376,000 | $ 61,000 |
| Colleton, South Carolina | 2 | $ 1,201,000 | $ 600,500 | $ 576,000 |
| Dorchester, South Carolina | 2 | $ 835,000 | $ 417,500 | $ 0 |
| Horry, South Carolina | 2 | $ 579,000 | $ 289,500 | $ 86,000 |
| Davidson, Tennessee | 2 | $ 959,000 | $ 479,500 | $ 0 |
| Shelby, Tennessee | 2 | $ 859,000 | $ 429,500 | $ 125,000 |
| Botetourt, Virginia | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Charlottesville, Virginia | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Chesapeake, Virginia | 2 | $ 969,000 | $ 484,500 | $ 66,000 |
| Fredericksburg, Virginia | 2 | $ 429,000 | $ 214,500 | $ 91,000 |
| Greene, Virginia | 2 | $ 372,000 | $ 186,000 | $ 55,000 |
| King George, Virginia | 2 | $ 871,000 | $ 435,500 | $ 87,000 |
| Montgomery, Virginia | 2 | $ 474,000 | $ 237,000 | $ 183,000 |
| Orange, Virginia | 2 | $ 973,000 | $ 486,500 | $ 170,000 |
| Roanoke City, Virginia | 2 | $ 870,000 | $ 435,000 | $ 236,000 |
| Kenosha, Wisconsin | 2 | $ 682,000 | $ 341,000 | $ 50,000 |
| Marathon, Wisconsin | 2 | $ 213,000 | $ 106,500 | $ 60,000 |
| Polk, Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Racine, Wisconsin | 2 | $ 934,000 | $ 467,000 | $ 0 |
| Walworth, Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 148,000 |
| Baxter, Arkansas | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Benton, Arkansas | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Washington, Arkansas | 1 | $ 411,000 | $ 411,000 | $ 291,000 |
| Tolland, Connecticut | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Collier, Florida | 1 | $ 496,000 | $ 496,000 | $ 768,000 |
| Blaine, Idaho | 1 | $ 992,000 | $ 992,000 | $ 450,000 |
| Boone, Illinois | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| Clinton, Illinois | 1 | $ 377,000 | $ 377,000 | $ 111,000 |
| DeKalb, Illinois | 1 | $ 363,000 | $ 363,000 | $ 197,000 |
| Madison, Illinois | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Marion, Illinois | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Mason, Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Monroe, Illinois | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Ogle, Illinois | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Woodford, Illinois | 1 | $ 408,000 | $ 408,000 | $ 185,000 |
| Allen, Indiana | 1 | $ 997,000 | $ 997,000 | $ 0 |
| Dearborn, Indiana | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| Hendricks, Indiana | 1 | $ 406,000 | $ 406,000 | $ 312,000 |
| St. Joseph, Indiana | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Black Hawk, Iowa | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Dickinson, Iowa | 1 | $ 479,000 | $ 479,000 | $ 145,000 |
| Pottawattamie, Iowa | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Washington, Iowa | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Butler, Kansas | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| Douglas, Kansas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Reno, Kansas | 1 | $ 600,000 | $ 600,000 | $ 261,000 |
| Fayette, Kentucky | 1 | $ 436,000 | $ 436,000 | $ 126,000 |
| Oldham, Kentucky | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Knox, Maine | 1 | $ 420,000 | $ 420,000 | $ 368,000 |
| Waldo, Maine | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Cecil, Maryland | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Kent, Maryland | 1 | $ 414,000 | $ 414,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Washington, Maryland | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Wicomico, Maryland | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Dukes, Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Franklin, Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Alcona, Michigan | 1 | $ 332,000 | $ 332,000 | $ 400,000 |
| Alger, Michigan | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Bay, Michigan | 1 | $ 346,000 | $ 346,000 | $ 130,000 |
| Benzie, Michigan | 1 | $ 504,000 | $ 504,000 | $ 234,000 |
| Mackinac, Michigan | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Montmorency, Michigan | 1 | $ 367,000 | $ 367,000 | $ 274,000 |
| Roscommon, Michigan | 1 | $ 592,000 | $ 592,000 | $ 366,000 |
| Sanilac, Michigan | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Van Buren, Michigan | 1 | $ 579,000 | $ 579,000 | $ 342,000 |
| Wexford, Michigan | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Aitkin, Minnesota | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Rice, Minnesota | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Sibley, Minnesota | 1 | $ 472,000 | $ 472,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 415,000 | $ 415,000 | $ 325,000 |
| Stearns, Minnesota | 1 | $ 424,000 | $ 424,000 | $ 232,000 |
| Wabasha, Minnesota | 1 | $ 407,000 | $ 407,000 | $ 234,000 |
| Boone, Missouri | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Cass, Missouri | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Clinton, Missouri | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Jefferson, Missouri | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Lincoln, Missouri | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Newton, Missouri | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Ralls, Missouri | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Stone, Missouri | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Holt, Nebraska | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Sarpy, Nebraska | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Sullivan, New Hampshire | 1 | $ 512,000 | $ 512,000 | $ 600,000 |
| Cumberland, New Jersey | 1 | $ 380,000 | $ 380,000 | $ 362,000 |
| Bernalillo, New Mexico | 1 | $ 391,000 | $ 391,000 | $ 168,000 |
| Madison, New York | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Niagara, New York | 1 | $ 341,000 | $ 341,000 | $ 160,000 |
| Otsego, New York | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Seneca, New York | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Steuben, New York | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Ulster, New York | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Alamance, North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Alexander, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Carteret, North Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Cleveland, North Carolina | 1 | $ 420,000 | $ 420,000 | $ 134,000 |
| Craven, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Cumberland, North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Davidson, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Davie, North Carolina | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Gaston, North Carolina | 1 | $ 418,000 | $ 418,000 | $ 176,000 |
| Johnston, North Carolina | 1 | $ 397,000 | $ 397,000 | $ 139,000 |
| Macon, North Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Montgomery, North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Nash, North Carolina | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Pasquotank, North Carolina | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Polk, North Carolina | 1 | $ 781,000 | $ 781,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Stokes, North Carolina | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Surry, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Transylvania, North Carolina | 1 | $ 380,000 | $ 380,000 | $ 84,000 |
| Wayne, North Carolina | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Erie, Ohio | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 381,000 | $ 381,000 | $ 288,000 |
| Gallia, Ohio | 1 | $ 351,000 | $ 351,000 | $ 220,000 |
| Lake, Ohio | 1 | $ 644,000 | $ 644,000 | $ 111,000 |
| Mahoning, Ohio | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Portage, Ohio | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Trumbull, Ohio | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Union, Ohio | 1 | $ 377,000 | $ 377,000 | $ 82,000 |
| Wayne, Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Josephine, Oregon | 1 | $ 360,000 | $ 360,000 | $ 155,000 |
| Washington, Oregon | 1 | $ 380,000 | $ 380,000 | $ 141,000 |
| Butler, Pennsylvania | 1 | $ 649,000 | $ 649,000 | $ 159,000 |
| Centre, Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 480,000 |
| Lackawanna, Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Susquehanna, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Washington, Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 148,000 |
| Bristol, Rhode Island | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Florence, South Carolina | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Georgetown, South Carolina | 1 | $ 451,000 | $ 451,000 | $ 105,000 |
| Lexington, South Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 438,000 | $ 438,000 | $ 150,000 |
| Hamilton, Tennessee | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Hardin, Tennessee | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Loudon, Tennessee | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Franklin, Vermont | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Rutland, Vermont | 1 | $ 450,000 | $ 450,000 | $ 104,000 |
| Windsor, Vermont | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Amherst, Virginia | 1 | $ 330,000 | $ 330,000 | $ 123,000 |
| Campbell, Virginia | 1 | $ 342,000 | $ 342,000 | $ 349,000 |
| Culpeper, Virginia | 1 | $ 430,000 | $ 430,000 | $ 163,000 |
| Danville, Virginia | 1 | $ 355,000 | $ 355,000 | $ 468,000 |
| Essex, Virginia | 1 | $ 387,000 | $ 387,000 | $ 133,000 |
| Fluvanna, Virginia | 1 | $ 109,000 | $ 109,000 | $ 20,000 |
| Frederick, Virginia | 1 | $ 508,000 | $ 508,000 | $ 497,000 |
| Isle of Wight, Virginia | 1 | $ 459,000 | $ 459,000 | $ 151,000 |
| Lancaster, Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Manassas, Virginia | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Newport News, Virginia | 1 | $ 431,000 | $ 431,000 | $ 185,000 |
| Northumberland, Virginia | 1 | $ 360,000 | $ 360,000 | $ 134,000 |
| Portsmouth, Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Prince George, Virginia | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Roanoke, Virginia | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Rockbridge, Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Rockingham, Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Salem, Virginia | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| King, Washington | 1 | $ 439,000 | $ 439,000 | $ 265,000 |
| Berkeley, West Virginia | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Harrison, West Virginia | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Jefferson, West Virginia | 1 | $ 178,000 | $ 178,000 | $ 102,000 |
| Columbia, Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Dunn, Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Kewaunee, Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| La Crosse, Wisconsin | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Oneida, Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Outagamie, Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 184,000 |
| Pierce, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Vilas, Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Winnebago, Wisconsin | 1 | $ 374,000 | $ 374,000 | $ 254,000 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 12,423 | $4,082,720,000 | $452,545 | $2,000,000 | $128,939 | $7,526,000 |
| Home Purchase (one-to-four family) | 4,482 | $1,607,589,000 | $425,516 | $2,342,000 | $148,000 | $4,745,000 |
| Home Improvement (one-to-four family) | 1,089 | $35,576,000 | $32,000 | $200,000 | $76,000 | $840,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,654 | $3,289,841,000 | $427,600 | $2,000,000 | $190,228 | $4,745,000 |
| Information not provided by applicant in mail or telephone application | 3,676 | $1,696,058,000 | $459,419 | $2,342,000 | $70,193 | $2,241,000 |
| Asian or Pacific Islander | 1,625 | $460,531,000 | $450,384 | $1,550,000 | $166,846 | $1,850,000 |
| Hispanic | 493 | $109,458,000 | $354,076 | $845,000 | $169,230 | $1,224,000 |
| Black | 299 | $70,644,000 | $345,818 | $1,950,000 | $108,909 | $7,526,000 |
| Other | 220 | $94,194,000 | $472,111 | $996,000 | $204,333 | $1,150,000 |
| American Indian or Alaskan Native | 27 | $5,159,000 | $332,500 | $600,000 | $138,500 | $420,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,797 | $5,688,731,000 | $448,805 | $2,342,000 | $152,444 | $7,526,000 |
| FHA-insured (Federal Housing Administration) | 196 | $36,989,000 | $188,000 | $481,000 | $53,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $165,000 | $165,000 | $165,000 | $59,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,344 | $2,248,379,000 | $403,000 | $2,000,000 | $168,500 | $7,526,000 |
| Loan Purchased By The Institution | 7,294 | $3,212,949,000 | $450,111 | $2,342,000 | $151,638 | $4,745,000 |
| Application Denied By Financial Institution | 554 | $82,352,000 | $148,000 | $925,000 | $83,000 | $840,000 |
| Application Approved But Not Accepted | 391 | $92,611,000 | $236,000 | $1,550,000 | $119,000 | $1,100,000 |
| Application Withdrawn By Applicant | 255 | $59,157,000 | $231,000 | $1,440,000 | $133,000 | $2,000,000 |
| File Closed For Incompleteness | 156 | $30,437,000 | $195,000 | $1,000,000 | $124,000 | $1,540,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $30,000 | $30,000 | $30,000 | $69,000 | $69,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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