Ing Bank, FSB Mortgage Lending & HMDA Data, 2004

In 2004, Ing Bank, FSB of Wilmington, DE reported 43,758 mortgage applications totaling $11.8 billion, up 24% from 2003. The average application was for $269,857, and applicants reported an average income of $106,632. 22% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,877), Philadelphia, PA (1,392) and Atlanta-Sandy Springs-Marietta, GA (1,279) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 43,758
Total Mortgage Loan Application Amount $11,808,438,000
Average Mortgage Loan Application Amount $269,857
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $106,632
Highest Applicant Income $9,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,877 $ 744,252,000 $ 396,511 $ 145,000
Orange, California 962 $ 411,474,000 $ 427,727 $ 149,000
Maricopa, Arizona 889 $ 206,053,000 $ 231,780 $ 112,000
Santa Clara, California 869 $ 391,000,000 $ 449,942 $ 166,000
San Diego, California 802 $ 344,482,000 $ 429,528 $ 167,000
Cook, Illinois 774 $ 208,671,000 $ 269,600 $ 103,000
Fairfax, Virginia 632 $ 224,820,000 $ 355,727 $ 130,000
Alameda, California 609 $ 253,085,000 $ 415,574 $ 169,000
King, Washington 592 $ 199,824,000 $ 337,540 $ 130,000
Middlesex, Massachusetts 589 $ 178,377,000 $ 302,847 $ 127,000
Clark, Nevada 504 $ 150,188,000 $ 297,992 $ 102,000
New Castle, Delaware 497 $ 91,360,000 $ 183,822 $ 83,000
Suffolk, New York 429 $ 113,505,000 $ 264,580 $ 106,000
Montgomery, Maryland 419 $ 153,521,000 $ 366,398 $ 123,000
Nassau, New York 413 $ 136,178,000 $ 329,728 $ 159,000
Contra Costa, California 407 $ 169,903,000 $ 417,452 $ 142,000
Fairfield, Connecticut 391 $ 159,625,000 $ 408,248 $ 178,000
Riverside, California 390 $ 126,657,000 $ 324,761 $ 132,000
Middlesex, New Jersey 370 $ 91,737,000 $ 247,937 $ 102,000
Hennepin, Minnesota 368 $ 83,406,000 $ 226,646 $ 110,000
Westchester, New York 366 $ 128,548,000 $ 351,224 $ 184,000
Philadelphia, Pennsylvania 347 $ 49,832,000 $ 143,608 $ 79,000
Loudoun, Virginia 340 $ 119,086,000 $ 350,252 $ 123,000
Montgomery, Pennsylvania 324 $ 65,699,000 $ 202,774 $ 128,000
Fulton, Georgia 310 $ 80,082,000 $ 258,329 $ 109,000
San Bernardino, California 304 $ 78,960,000 $ 259,736 $ 96,000
Bergen, New Jersey 304 $ 102,496,000 $ 337,157 $ 175,000
Broward, Florida 295 $ 71,222,000 $ 241,430 $ 103,000
Sacramento, California 294 $ 80,590,000 $ 274,115 $ 127,000
Chester, Pennsylvania 285 $ 64,628,000 $ 226,764 $ 121,000
District of Columbia, District Of Columbia 281 $ 104,524,000 $ 371,971 $ 134,000
Palm Beach, Florida 277 $ 69,635,000 $ 251,389 $ 115,000
Ventura, California 272 $ 106,857,000 $ 392,856 $ 160,000
Norfolk, Massachusetts 262 $ 80,635,000 $ 307,767 $ 153,000
San Mateo, California 261 $ 129,754,000 $ 497,141 $ 168,000
Monmouth, New Jersey 261 $ 79,767,000 $ 305,620 $ 126,000
Essex, Massachusetts 246 $ 70,884,000 $ 288,146 $ 182,000
Suffolk, Massachusetts 245 $ 71,199,000 $ 290,608 $ 110,000
Hartford, Connecticut 237 $ 48,206,000 $ 203,400 $ 97,000
Oakland, Michigan 234 $ 59,709,000 $ 255,166 $ 115,000
Gwinnett, Georgia 230 $ 40,304,000 $ 175,234 $ 87,000
Cobb, Georgia 228 $ 42,943,000 $ 188,346 $ 89,000
Burlington, New Jersey 223 $ 39,950,000 $ 179,147 $ 111,000
Queens, New York 223 $ 52,308,000 $ 234,565 $ 109,000
Hudson, New Jersey 222 $ 58,443,000 $ 263,256 $ 142,000
Bucks, Pennsylvania 222 $ 49,432,000 $ 222,666 $ 117,000
Worcester, Massachusetts 220 $ 52,942,000 $ 240,645 $ 110,000
Delaware, Pennsylvania 214 $ 40,508,000 $ 189,289 $ 107,000
Miami-Dade, Florida 210 $ 55,596,000 $ 264,742 $ 101,000
Morris, New Jersey 207 $ 68,011,000 $ 328,555 $ 140,000
Somerset, New Jersey 206 $ 59,032,000 $ 286,563 $ 132,000
Essex, New Jersey 204 $ 65,747,000 $ 322,289 $ 140,000
Kings, New York 201 $ 66,985,000 $ 333,258 $ 139,000
Prince William, Virginia 196 $ 60,489,000 $ 308,617 $ 106,000
New York, New York 194 $ 87,780,000 $ 452,474 $ 210,000
Camden, New Jersey 190 $ 25,242,000 $ 132,852 $ 79,000
Wake, North Carolina 188 $ 38,989,000 $ 207,388 $ 95,000
DuPage, Illinois 187 $ 50,744,000 $ 271,358 $ 111,000
Mercer, New Jersey 184 $ 47,613,000 $ 258,766 $ 141,000
San Francisco, California 182 $ 83,316,000 $ 457,780 $ 200,000
New Haven, Connecticut 177 $ 36,979,000 $ 208,920 $ 104,000
DeKalb, Georgia 176 $ 37,026,000 $ 210,375 $ 87,000
Ocean, New Jersey 170 $ 36,830,000 $ 216,647 $ 104,000
Plymouth, Massachusetts 166 $ 45,461,000 $ 273,861 $ 144,000
Denver, Colorado 156 $ 45,223,000 $ 289,891 $ 97,000
Mecklenburg, North Carolina 155 $ 29,039,000 $ 187,348 $ 92,000
Lake, Illinois 150 $ 60,047,000 $ 400,313 $ 146,000
Douglas, Colorado 146 $ 48,242,000 $ 330,424 $ 114,000
Prince George's, Maryland 146 $ 31,000,000 $ 212,328 $ 90,000
Arlington, Virginia 145 $ 51,987,000 $ 358,531 $ 138,000
Orange, Florida 140 $ 28,782,000 $ 205,585 $ 83,000
Sonoma, California 133 $ 48,824,000 $ 367,097 $ 101,000
Wayne, Michigan 132 $ 26,151,000 $ 198,113 $ 90,000
Arapahoe, Colorado 131 $ 38,603,000 $ 294,679 $ 86,000
Hillsborough, Florida 130 $ 24,864,000 $ 191,261 $ 109,000
Gloucester, New Jersey 129 $ 20,131,000 $ 156,054 $ 78,000
Harris, Texas 129 $ 32,034,000 $ 248,325 $ 115,000
Jefferson, Colorado 128 $ 33,576,000 $ 262,312 $ 99,000
Union, New Jersey 128 $ 38,783,000 $ 302,992 $ 159,000
Multnomah, Oregon 128 $ 26,959,000 $ 210,617 $ 82,000
St. Louis, Missouri 124 $ 30,082,000 $ 242,596 $ 102,000
Snohomish, Washington 121 $ 32,697,000 $ 270,223 $ 81,000
Boulder, Colorado 117 $ 38,252,000 $ 326,940 $ 105,000
Marin, California 116 $ 58,295,000 $ 502,543 $ 205,000
Pinellas, Florida 114 $ 22,400,000 $ 196,491 $ 81,000
Placer, California 113 $ 42,407,000 $ 375,283 $ 113,000
Pima, Arizona 112 $ 21,896,000 $ 195,500 $ 83,000
San Joaquin, California 112 $ 33,337,000 $ 297,651 $ 91,000
Baltimore, Maryland 111 $ 24,319,000 $ 219,090 $ 81,000
Atlantic, New Jersey 111 $ 18,726,000 $ 168,702 $ 91,000
Allegheny, Pennsylvania 111 $ 14,955,000 $ 134,729 $ 92,000
Anne Arundel, Maryland 110 $ 34,767,000 $ 316,063 $ 91,000
Rockingham, New Hampshire 110 $ 24,147,000 $ 219,518 $ 140,000
Richmond, New York 106 $ 27,450,000 $ 258,962 $ 121,000
Hillsborough, New Hampshire 105 $ 20,387,000 $ 194,161 $ 140,000
Orange, New York 105 $ 22,556,000 $ 214,819 $ 99,000
Passaic, New Jersey 101 $ 24,412,000 $ 241,702 $ 116,000
Dakota, Minnesota 100 $ 21,882,000 $ 218,820 $ 86,000
Ramsey, Minnesota 99 $ 17,792,000 $ 179,717 $ 66,000
Lee, Florida 98 $ 23,084,000 $ 235,551 $ 97,000
Alexandria, Virginia 98 $ 33,815,000 $ 345,051 $ 118,000
Will, Illinois 97 $ 19,366,000 $ 199,649 $ 98,000
Rockland, New York 95 $ 26,690,000 $ 280,947 $ 147,000
Washoe, Nevada 93 $ 27,055,000 $ 290,913 $ 93,000
Franklin, Ohio 90 $ 17,043,000 $ 189,366 $ 103,000
Salt Lake, Utah 88 $ 18,141,000 $ 206,147 $ 70,000
Solano, California 87 $ 28,612,000 $ 328,873 $ 102,000
Johnson, Kansas 86 $ 16,874,000 $ 196,209 $ 109,000
Dallas, Texas 85 $ 29,373,000 $ 345,564 $ 116,000
Cuyahoga, Ohio 82 $ 16,368,000 $ 199,609 $ 121,000
El Paso, Colorado 81 $ 19,919,000 $ 245,913 $ 99,000
Frederick, Maryland 81 $ 18,818,000 $ 232,320 $ 144,000
Washington, Oregon 81 $ 16,890,000 $ 208,518 $ 75,000
Howard, Maryland 80 $ 22,289,000 $ 278,612 $ 97,000
Macomb, Michigan 77 $ 13,819,000 $ 179,467 $ 67,000
Monterey, California 76 $ 29,940,000 $ 393,947 $ 102,000
Barnstable, Massachusetts 76 $ 19,924,000 $ 262,157 $ 83,000
Washtenaw, Michigan 75 $ 16,292,000 $ 217,226 $ 82,000
Erie, New York 74 $ 8,585,000 $ 116,013 $ 64,000
Santa Barbara, California 72 $ 32,874,000 $ 456,583 $ 140,000
Dutchess, New York 72 $ 13,767,000 $ 191,208 $ 95,000
Bristol, Massachusetts 71 $ 15,343,000 $ 216,098 $ 104,000
Berks, Pennsylvania 71 $ 9,679,000 $ 136,323 $ 68,000
Santa Cruz, California 70 $ 32,708,000 $ 467,257 $ 153,000
Travis, Texas 69 $ 19,170,000 $ 277,826 $ 99,000
Pierce, Washington 69 $ 16,354,000 $ 237,014 $ 83,000
Fresno, California 67 $ 15,816,000 $ 236,059 $ 93,000
Honolulu, Hawaii 67 $ 32,443,000 $ 484,223 $ 139,000
Collin, Texas 67 $ 19,646,000 $ 293,223 $ 102,000
Larimer, Colorado 66 $ 15,423,000 $ 233,681 $ 77,000
Henrico, Virginia 66 $ 15,123,000 $ 229,136 $ 93,000
Brevard, Florida 65 $ 11,283,000 $ 173,584 $ 84,000
Seminole, Florida 65 $ 11,042,000 $ 169,876 $ 97,000
Milwaukee, Wisconsin 65 $ 10,400,000 $ 160,000 $ 103,000
Kern, California 64 $ 11,719,000 $ 183,109 $ 84,000
Bernalillo, New Mexico 64 $ 11,723,000 $ 183,171 $ 82,000
Baltimore City, Maryland 63 $ 10,132,000 $ 160,825 $ 72,000
Northampton, Pennsylvania 63 $ 9,550,000 $ 151,587 $ 84,000
Lehigh, Pennsylvania 62 $ 8,425,000 $ 135,887 $ 83,000
Onondaga, New York 61 $ 7,495,000 $ 122,868 $ 83,000
Forsyth, Georgia 60 $ 16,329,000 $ 272,150 $ 139,000
Hunterdon, New Jersey 60 $ 17,039,000 $ 283,983 $ 151,000
El Dorado, California 59 $ 21,649,000 $ 366,932 $ 121,000
Washington, Minnesota 59 $ 15,469,000 $ 262,186 $ 103,000
Collier, Florida 58 $ 16,563,000 $ 285,568 $ 158,000
Manatee, Florida 58 $ 12,714,000 $ 219,206 $ 93,000
Stearns, Minnesota 58 $ 7,599,000 $ 131,017 $ 54,000
Monroe, New York 58 $ 6,867,000 $ 118,396 $ 114,000
Lancaster, Pennsylvania 58 $ 8,218,000 $ 141,689 $ 77,000
Stanislaus, California 57 $ 13,316,000 $ 233,614 $ 91,000
Clackamas, Oregon 57 $ 15,981,000 $ 280,368 $ 143,000
Kane, Illinois 56 $ 13,241,000 $ 236,446 $ 87,000
Anoka, Minnesota 55 $ 10,031,000 $ 182,381 $ 70,000
Adams, Colorado 53 $ 12,685,000 $ 239,339 $ 100,000
Cherokee, Georgia 53 $ 11,302,000 $ 213,245 $ 97,000
Marion, Indiana 53 $ 7,445,000 $ 140,471 $ 67,000
Charleston, South Carolina 53 $ 12,781,000 $ 241,150 $ 89,000
San Luis Obispo, California 52 $ 20,402,000 $ 392,346 $ 120,000
Duval, Florida 52 $ 10,122,000 $ 194,653 $ 84,000
Sarasota, Florida 52 $ 13,384,000 $ 257,384 $ 102,000
Sussex, Delaware 50 $ 12,793,000 $ 255,860 $ 125,000
Cumberland, Maine 50 $ 10,705,000 $ 214,100 $ 110,000
Hamilton, Ohio 50 $ 12,105,000 $ 242,100 $ 98,000
Providence, Rhode Island 49 $ 10,418,000 $ 212,612 $ 80,000
Durham, North Carolina 48 $ 9,118,000 $ 189,958 $ 81,000
Tarrant, Texas 48 $ 13,356,000 $ 278,250 $ 128,000
Jefferson, Alabama 47 $ 9,880,000 $ 210,212 $ 138,000
New London, Connecticut 47 $ 8,536,000 $ 181,617 $ 85,000
Polk, Iowa 47 $ 6,460,000 $ 137,446 $ 100,000
Dane, Wisconsin 47 $ 8,899,000 $ 189,340 $ 79,000
Litchfield, Connecticut 46 $ 10,133,000 $ 220,282 $ 134,000
Middlesex, Connecticut 46 $ 9,605,000 $ 208,804 $ 117,000
Shelby, Tennessee 46 $ 9,473,000 $ 205,934 $ 96,000
Bronx, New York 45 $ 10,746,000 $ 238,800 $ 106,000
Bexar, Texas 45 $ 8,079,000 $ 179,533 $ 95,000
Ada, Idaho 44 $ 8,126,000 $ 184,681 $ 77,000
Hampden, Massachusetts 44 $ 7,241,000 $ 164,568 $ 82,000
Virginia Beach, Virginia 44 $ 9,084,000 $ 206,454 $ 88,000
McHenry, Illinois 43 $ 8,705,000 $ 202,441 $ 99,000
Tulsa, Oklahoma 43 $ 6,307,000 $ 146,674 $ 67,000
Scott, Minnesota 42 $ 10,428,000 $ 248,285 $ 82,000
Denton, Texas 42 $ 11,061,000 $ 263,357 $ 107,000
Yolo, California 41 $ 13,062,000 $ 318,585 $ 101,000
Sussex, New Jersey 41 $ 10,801,000 $ 263,439 $ 419,000
Putnam, New York 41 $ 9,761,000 $ 238,073 $ 94,000
Kent, Delaware 40 $ 5,208,000 $ 130,200 $ 65,000
Tolland, Connecticut 39 $ 6,465,000 $ 165,769 $ 81,000
Pasco, Florida 39 $ 5,576,000 $ 142,974 $ 67,000
Henry, Georgia 39 $ 6,181,000 $ 158,487 $ 84,000
Hamilton, Indiana 39 $ 9,994,000 $ 256,256 $ 144,000
Jackson, Missouri 39 $ 5,892,000 $ 151,076 $ 178,000
Douglas, Nebraska 39 $ 5,974,000 $ 153,179 $ 74,000
Monroe, Pennsylvania 39 $ 5,618,000 $ 144,051 $ 75,000
Clark, Washington 39 $ 8,686,000 $ 222,717 $ 107,000
Napa, California 38 $ 15,569,000 $ 409,710 $ 168,000
St. Johns, Florida 38 $ 10,708,000 $ 281,789 $ 83,000
Jefferson, Kentucky 38 $ 8,719,000 $ 229,447 $ 82,000
Livingston, Michigan 38 $ 8,694,000 $ 228,789 $ 93,000
Cape May, New Jersey 38 $ 12,690,000 $ 333,947 $ 107,000
Eagle, Colorado 37 $ 14,442,000 $ 390,324 $ 164,000
Cecil, Maryland 37 $ 6,787,000 $ 183,432 $ 70,000
Charles, Maryland 37 $ 9,178,000 $ 248,054 $ 85,000
Ulster, New York 37 $ 5,866,000 $ 158,540 $ 89,000
Deschutes, Oregon 37 $ 9,620,000 $ 260,000 $ 68,000
Lane, Oregon 37 $ 7,473,000 $ 201,972 $ 77,000
Butler, Ohio 36 $ 7,031,000 $ 195,305 $ 100,000
York, Pennsylvania 36 $ 4,246,000 $ 117,944 $ 60,000
Utah, Utah 36 $ 6,915,000 $ 192,083 $ 75,000
Whatcom, Washington 36 $ 7,292,000 $ 202,555 $ 107,000
Waukesha, Wisconsin 36 $ 9,592,000 $ 266,444 $ 88,000
Merrimack, New Hampshire 35 $ 5,660,000 $ 161,714 $ 69,000
Greenville, South Carolina 35 $ 6,596,000 $ 188,457 $ 83,000
Volusia, Florida 34 $ 5,770,000 $ 169,705 $ 144,000
York, Maine 34 $ 7,632,000 $ 224,470 $ 90,000
Leon, Florida 33 $ 4,697,000 $ 142,333 $ 92,000
Monroe, Florida 33 $ 17,243,000 $ 522,515 $ 239,000
Fayette, Georgia 33 $ 7,237,000 $ 219,303 $ 101,000
Oklahoma, Oklahoma 33 $ 5,236,000 $ 158,666 $ 89,000
Chesterfield, Virginia 33 $ 5,729,000 $ 173,606 $ 78,000
Stafford, Virginia 33 $ 9,169,000 $ 277,848 $ 82,000
Nevada, California 32 $ 10,826,000 $ 338,312 $ 122,000
St. Lucie, Florida 32 $ 4,671,000 $ 145,968 $ 77,000
Guilford, North Carolina 32 $ 5,514,000 $ 172,312 $ 77,000
Jackson, Oregon 32 $ 5,713,000 $ 178,531 $ 65,000
Weld, Colorado 31 $ 8,879,000 $ 286,419 $ 68,000
Coweta, Georgia 31 $ 4,739,000 $ 152,870 $ 79,000
Summit, Ohio 31 $ 4,994,000 $ 161,096 $ 72,000
Kitsap, Washington 31 $ 8,742,000 $ 282,000 $ 87,000
Spokane, Washington 31 $ 4,420,000 $ 142,580 $ 48,000
Lake, Florida 30 $ 4,677,000 $ 155,900 $ 67,000
St. Charles, Missouri 30 $ 5,764,000 $ 192,133 $ 74,000
Warren, New Jersey 30 $ 6,117,000 $ 203,900 $ 95,000
New Hanover, North Carolina 30 $ 5,671,000 $ 189,033 $ 106,000
Davidson, Tennessee 30 $ 6,445,000 $ 214,833 $ 76,000
Shelby, Alabama 29 $ 5,870,000 $ 202,413 $ 94,000
Pinal, Arizona 29 $ 4,862,000 $ 167,655 $ 89,000
Polk, Florida 29 $ 3,883,000 $ 133,896 $ 80,000
East Baton Rouge, Louisiana 29 $ 3,835,000 $ 132,241 $ 68,000
Carver, Minnesota 29 $ 9,339,000 $ 322,034 $ 144,000
Salem, New Jersey 29 $ 3,319,000 $ 114,448 $ 70,000
Cumberland, Pennsylvania 29 $ 3,170,000 $ 109,310 $ 67,000
Benton, Arkansas 28 $ 6,284,000 $ 224,428 $ 96,000
Chatham, Georgia 28 $ 5,282,000 $ 188,642 $ 221,000
Harford, Maryland 28 $ 6,135,000 $ 219,107 $ 69,000
Albemarle, Virginia 28 $ 7,116,000 $ 254,142 $ 69,000
Spotsylvania, Virginia 28 $ 6,758,000 $ 241,357 $ 93,000
Carroll, Maryland 27 $ 6,234,000 $ 230,888 $ 76,000
Delaware, Ohio 27 $ 6,550,000 $ 242,592 $ 115,000
Warren, Ohio 27 $ 6,180,000 $ 228,888 $ 94,000
Dauphin, Pennsylvania 27 $ 3,569,000 $ 132,185 $ 81,000
Fort Bend, Texas 27 $ 5,285,000 $ 195,740 $ 98,000
Alachua, Florida 26 $ 3,051,000 $ 117,346 $ 61,000
Champaign, Illinois 26 $ 3,713,000 $ 142,807 $ 60,000
Fayette, Kentucky 26 $ 4,474,000 $ 172,076 $ 88,000
Jefferson, Louisiana 26 $ 4,000,000 $ 153,846 $ 79,000
Yavapai, Arizona 25 $ 5,561,000 $ 222,440 $ 62,000
Okaloosa, Florida 25 $ 9,194,000 $ 367,760 $ 93,000
Lake, Indiana 25 $ 4,124,000 $ 164,960 $ 65,000
Sherburne, Minnesota 25 $ 4,289,000 $ 171,560 $ 69,000
Strafford, New Hampshire 25 $ 4,869,000 $ 194,760 $ 78,000
Lucas, Ohio 25 $ 5,771,000 $ 230,840 $ 116,000
Richland, South Carolina 25 $ 3,587,000 $ 143,480 $ 64,000
Hall, Georgia 24 $ 4,523,000 $ 188,458 $ 87,000
Linn, Iowa 24 $ 2,577,000 $ 107,375 $ 63,000
Kent, Michigan 24 $ 4,314,000 $ 179,750 $ 76,000
St. Louis City, Missouri 24 $ 2,967,000 $ 123,625 $ 50,000
Beaufort, South Carolina 24 $ 5,831,000 $ 242,958 $ 207,000
Horry, South Carolina 24 $ 4,311,000 $ 179,625 $ 151,000
Lexington, South Carolina 24 $ 2,647,000 $ 110,291 $ 54,000
Windham, Connecticut 23 $ 3,407,000 $ 148,130 $ 64,000
Bay, Florida 23 $ 5,309,000 $ 230,826 $ 68,000
Walton, Florida 23 $ 9,501,000 $ 413,086 $ 160,000
Wright, Minnesota 23 $ 5,987,000 $ 260,304 $ 87,000
Albany, New York 23 $ 4,448,000 $ 193,391 $ 112,000
Niagara, New York 23 $ 2,056,000 $ 89,391 $ 69,000
Orange, North Carolina 23 $ 5,686,000 $ 247,217 $ 105,000
Luzerne, Pennsylvania 23 $ 2,364,000 $ 102,782 $ 62,000
Washington, Pennsylvania 23 $ 2,646,000 $ 115,043 $ 61,000
Davis, Utah 23 $ 5,292,000 $ 230,086 $ 69,000
Hanover, Virginia 23 $ 4,998,000 $ 217,304 $ 86,000
Thurston, Washington 23 $ 3,341,000 $ 145,260 $ 104,000
Pulaski, Arkansas 22 $ 3,078,000 $ 139,909 $ 55,000
Butte, California 22 $ 4,938,000 $ 224,454 $ 63,000
Maui, Hawaii 22 $ 8,677,000 $ 394,409 $ 123,000
St. Tammany, Louisiana 22 $ 3,669,000 $ 166,772 $ 79,000
Chittenden, Vermont 22 $ 5,552,000 $ 252,363 $ 106,000
Baldwin, Alabama 21 $ 7,230,000 $ 344,285 $ 88,000
Orleans, Louisiana 21 $ 4,743,000 $ 225,857 $ 94,000
Cumberland, New Jersey 21 $ 2,136,000 $ 101,714 $ 71,000
Santa Fe, New Mexico 21 $ 5,700,000 $ 271,428 $ 524,000
Anchorage, Alaska 20 $ 6,065,000 $ 303,250 $ 142,000
Coconino, Arizona 20 $ 4,299,000 $ 214,950 $ 88,000
Ingham, Michigan 20 $ 3,223,000 $ 161,150 $ 82,000
Lancaster, Nebraska 20 $ 2,340,000 $ 117,000 $ 65,000
Summit, Colorado 19 $ 7,724,000 $ 406,526 $ 99,000
Escambia, Florida 19 $ 1,962,000 $ 103,263 $ 56,000
Muscogee, Georgia 19 $ 2,623,000 $ 138,052 $ 79,000
Hawaii, Hawaii 19 $ 6,013,000 $ 316,473 $ 134,000
Johnson, Iowa 19 $ 2,868,000 $ 150,947 $ 93,000
Hampshire, Massachusetts 19 $ 3,510,000 $ 184,736 $ 75,000
Saratoga, New York 19 $ 2,802,000 $ 147,473 $ 69,000
Montgomery, Ohio 19 $ 2,646,000 $ 139,263 $ 92,000
Williamson, Tennessee 19 $ 6,208,000 $ 326,736 $ 102,000
Fauquier, Virginia 19 $ 5,547,000 $ 291,947 $ 144,000
Mohave, Arizona 18 $ 4,002,000 $ 222,333 $ 89,000
Mesa, Colorado 18 $ 3,239,000 $ 179,944 $ 70,000
Marion, Florida 18 $ 2,865,000 $ 159,166 $ 69,000
Calvert, Maryland 18 $ 4,361,000 $ 242,277 $ 77,000
Benton, Minnesota 18 $ 2,299,000 $ 127,722 $ 58,000
Greene, Missouri 18 $ 2,766,000 $ 153,666 $ 81,000
Douglas, Nevada 18 $ 5,157,000 $ 286,500 $ 53,000
Rensselaer, New York 18 $ 2,153,000 $ 119,611 $ 100,000
Forsyth, North Carolina 18 $ 3,325,000 $ 184,722 $ 87,000
Union, North Carolina 18 $ 4,802,000 $ 266,777 $ 118,000
Washington, Rhode Island 18 $ 5,921,000 $ 328,944 $ 101,000
Montgomery, Texas 18 $ 5,023,000 $ 279,055 $ 126,000
Summit, Utah 18 $ 6,280,000 $ 348,888 $ 122,000
Chesapeake, Virginia 18 $ 3,794,000 $ 210,777 $ 87,000
Newport News, Virginia 18 $ 3,405,000 $ 189,166 $ 82,000
Mobile, Alabama 17 $ 2,607,000 $ 153,352 $ 92,000
Merced, California 17 $ 4,082,000 $ 240,117 $ 101,000
Tulare, California 17 $ 3,347,000 $ 196,882 $ 76,000
St. Joseph, Indiana 17 $ 2,165,000 $ 127,352 $ 63,000
Queen Anne's, Maryland 17 $ 6,253,000 $ 367,823 $ 83,000
Kalamazoo, Michigan 17 $ 3,020,000 $ 177,647 $ 124,000
St. Louis, Minnesota 17 $ 2,291,000 $ 134,764 $ 72,000
Boone, Missouri 17 $ 2,027,000 $ 119,235 $ 50,000
Clay, Missouri 17 $ 2,014,000 $ 118,470 $ 58,000
Grafton, New Hampshire 17 $ 2,692,000 $ 158,352 $ 88,000
Broome, New York 17 $ 1,358,000 $ 79,882 $ 53,000
Schenectady, New York 17 $ 1,551,000 $ 91,235 $ 58,000
Clermont, Ohio 17 $ 3,691,000 $ 217,117 $ 96,000
Pike, Pennsylvania 17 $ 2,465,000 $ 145,000 $ 95,000
Spartanburg, South Carolina 17 $ 1,899,000 $ 111,705 $ 64,000
York, South Carolina 17 $ 2,580,000 $ 151,764 $ 90,000
Norfolk, Virginia 17 $ 3,154,000 $ 185,529 $ 98,000
St. Croix, Wisconsin 17 $ 4,453,000 $ 261,941 $ 106,000
Sutter, California 16 $ 3,314,000 $ 207,125 $ 61,000
Charlotte, Florida 16 $ 3,092,000 $ 193,250 $ 61,000
Citrus, Florida 16 $ 2,124,000 $ 132,750 $ 70,000
Douglas, Kansas 16 $ 2,193,000 $ 137,062 $ 57,000
Sedgwick, Kansas 16 $ 2,228,000 $ 139,250 $ 84,000
Buncombe, North Carolina 16 $ 3,217,000 $ 201,062 $ 72,000
Cabarrus, North Carolina 16 $ 2,460,000 $ 153,750 $ 75,000
Stark, Ohio 16 $ 1,840,000 $ 115,000 $ 53,000
Lackawanna, Pennsylvania 16 $ 1,573,000 $ 98,312 $ 89,000
Richmond City, Virginia 16 $ 2,278,000 $ 142,375 $ 60,000
Island, Washington 16 $ 3,394,000 $ 212,125 $ 148,000
Madison, Alabama 15 $ 2,680,000 $ 178,666 $ 72,000
Washington, Arkansas 15 $ 2,359,000 $ 157,266 $ 111,000
Flagler, Florida 15 $ 2,624,000 $ 174,933 $ 72,000
Paulding, Georgia 15 $ 2,350,000 $ 156,666 $ 178,000
Allen, Indiana 15 $ 1,342,000 $ 89,466 $ 62,000
Lafayette, Louisiana 15 $ 1,878,000 $ 125,200 $ 114,000
St. Clair, Michigan 15 $ 2,384,000 $ 158,933 $ 60,000
Carson City, Nevada 15 $ 3,538,000 $ 235,866 $ 57,000
Cumberland, North Carolina 15 $ 2,681,000 $ 178,733 $ 51,000
Dare, North Carolina 15 $ 7,807,000 $ 520,466 $ 75,000
Iredell, North Carolina 15 $ 3,818,000 $ 254,533 $ 96,000
Lorain, Ohio 15 $ 2,331,000 $ 155,400 $ 67,000
Montgomery, Alabama 14 $ 2,139,000 $ 152,785 $ 71,000
Clayton, Georgia 14 $ 1,566,000 $ 111,857 $ 71,000
Newton, Georgia 14 $ 2,059,000 $ 147,071 $ 55,000
Richmond, Georgia 14 $ 2,330,000 $ 166,428 $ 90,000
Kootenai, Idaho 14 $ 2,202,000 $ 157,285 $ 69,000
Kendall, Illinois 14 $ 3,080,000 $ 220,000 $ 110,000
Washington, Maryland 14 $ 2,449,000 $ 174,928 $ 77,000
Cheshire, New Hampshire 14 $ 2,259,000 $ 161,357 $ 80,000
Oneida, New York 14 $ 1,152,000 $ 82,285 $ 66,000
Tompkins, New York 14 $ 2,190,000 $ 156,428 $ 73,000
Brunswick, North Carolina 14 $ 3,538,000 $ 252,714 $ 56,000
Ward, North Dakota 14 $ 977,000 $ 69,785 $ 58,000
Westmoreland, Pennsylvania 14 $ 1,704,000 $ 121,714 $ 74,000
Knox, Tennessee 14 $ 3,529,000 $ 252,071 $ 56,000
Williamson, Texas 14 $ 2,610,000 $ 186,428 $ 77,000
Washington, Utah 14 $ 3,201,000 $ 228,642 $ 60,000
Mendocino, California 13 $ 3,735,000 $ 287,307 $ 74,000
Osceola, Florida 13 $ 2,484,000 $ 191,076 $ 51,000
Douglas, Georgia 13 $ 1,995,000 $ 153,461 $ 92,000
Madison, Illinois 13 $ 1,703,000 $ 131,000 $ 98,000
Porter, Indiana 13 $ 1,815,000 $ 139,615 $ 61,000
Gallatin, Montana 13 $ 3,586,000 $ 275,846 $ 165,000
Lake, Ohio 13 $ 1,625,000 $ 125,000 $ 50,000
Cleveland, Oklahoma 13 $ 1,875,000 $ 144,230 $ 99,000
Marion, Oregon 13 $ 2,415,000 $ 185,769 $ 73,000
Kent, Rhode Island 13 $ 3,028,000 $ 232,923 $ 81,000
Newport, Rhode Island 13 $ 3,598,000 $ 276,769 $ 186,000
Kenosha, Wisconsin 13 $ 1,947,000 $ 149,769 $ 60,000
San Benito, California 12 $ 5,216,000 $ 434,666 $ 360,000
Indian River, Florida 12 $ 2,734,000 $ 227,833 $ 93,000
Kauai, Hawaii 12 $ 7,647,000 $ 637,250 $ 100,000
Peoria, Illinois 12 $ 1,387,000 $ 115,583 $ 66,000
Winnebago, Illinois 12 $ 1,562,000 $ 130,166 $ 65,000
Genesee, Michigan 12 $ 1,726,000 $ 143,833 $ 70,000
Sarpy, Nebraska 12 $ 1,297,000 $ 108,083 $ 70,000
Belknap, New Hampshire 12 $ 2,480,000 $ 206,666 $ 99,000
Ontario, New York 12 $ 1,323,000 $ 110,250 $ 59,000
Benton, Oregon 12 $ 2,572,000 $ 214,333 $ 105,000
Butler, Pennsylvania 12 $ 2,493,000 $ 207,750 $ 106,000
Centre, Pennsylvania 12 $ 1,853,000 $ 154,416 $ 86,000
Lake, California 11 $ 2,609,000 $ 237,181 $ 107,000
Clay, Florida 11 $ 1,703,000 $ 154,818 $ 166,000
Martin, Florida 11 $ 3,505,000 $ 318,636 $ 91,000
Barrow, Georgia 11 $ 1,406,000 $ 127,818 $ 66,000
Penobscot, Maine 11 $ 1,223,000 $ 111,181 $ 66,000
St. Mary's, Maryland 11 $ 2,146,000 $ 195,090 $ 110,000
Berkshire, Massachusetts 11 $ 1,738,000 $ 158,000 $ 78,000
Sandoval, New Mexico 11 $ 1,608,000 $ 146,181 $ 41,000
Chautauqua, New York 11 $ 1,618,000 $ 147,090 $ 68,000
Chatham, North Carolina 11 $ 3,136,000 $ 285,090 $ 92,000
Douglas, Oregon 11 $ 1,496,000 $ 136,000 $ 37,000
Franklin, Pennsylvania 11 $ 2,248,000 $ 204,363 $ 126,000
Lebanon, Pennsylvania 11 $ 1,412,000 $ 128,363 $ 76,000
Culpeper, Virginia 11 $ 2,842,000 $ 258,363 $ 85,000
York, Virginia 11 $ 1,612,000 $ 146,545 $ 60,000
Skagit, Washington 11 $ 2,618,000 $ 238,000 $ 64,000
Berkeley, West Virginia 11 $ 1,661,000 $ 151,000 $ 71,000
Brown, Wisconsin 11 $ 1,171,000 $ 106,454 $ 54,000
Ozaukee, Wisconsin 11 $ 3,563,000 $ 323,909 $ 112,000
Rock, Wisconsin 11 $ 957,000 $ 87,000 $ 55,000
Clarke, Georgia 10 $ 1,112,000 $ 111,200 $ 72,000
Walton, Georgia 10 $ 1,491,000 $ 149,100 $ 56,000
DeKalb, Illinois 10 $ 1,433,000 $ 143,300 $ 52,000
Hendricks, Indiana 10 $ 1,596,000 $ 159,600 $ 81,000
Dallas, Iowa 10 $ 2,407,000 $ 240,700 $ 87,000
Ascension, Louisiana 10 $ 1,841,000 $ 184,100 $ 173,000
Calcasieu, Louisiana 10 $ 1,065,000 $ 106,500 $ 58,000
Kennebec, Maine 10 $ 1,028,000 $ 102,800 $ 82,000
Madison, Mississippi 10 $ 2,310,000 $ 231,000 $ 44,000
Cass, North Dakota 10 $ 1,599,000 $ 159,900 $ 93,000
Mahoning, Ohio 10 $ 973,000 $ 97,300 $ 66,000
Anderson, South Carolina 10 $ 1,423,000 $ 142,300 $ 63,000
Hamilton, Tennessee 10 $ 1,010,000 $ 101,000 $ 56,000
Brazoria, Texas 10 $ 1,448,000 $ 144,800 $ 80,000
Fairfax City, Virginia 10 $ 3,575,000 $ 357,500 $ 82,000
Frederick, Virginia 10 $ 1,440,000 $ 144,000 $ 50,000
Clallam, Washington 10 $ 1,809,000 $ 180,900 $ 47,000
Madera, California 9 $ 1,589,000 $ 176,555 $ 229,000
Shasta, California 9 $ 1,213,000 $ 134,777 $ 88,000
La Plata, Colorado 9 $ 1,838,000 $ 204,222 $ 184,000
Hernando, Florida 9 $ 679,000 $ 75,444 $ 60,000
Highlands, Florida 9 $ 732,000 $ 81,333 $ 48,000
Santa Rosa, Florida 9 $ 1,597,000 $ 177,444 $ 78,000
Carroll, Georgia 9 $ 1,219,000 $ 135,444 $ 56,000
Columbia, Georgia 9 $ 1,787,000 $ 198,555 $ 74,000
Monroe, Indiana 9 $ 1,520,000 $ 168,888 $ 84,000
Tippecanoe, Indiana 9 $ 1,123,000 $ 124,777 $ 89,000
Tangipahoa, Louisiana 9 $ 773,000 $ 85,888 $ 82,000
Ottawa, Michigan 9 $ 1,011,000 $ 112,333 $ 64,000
Olmsted, Minnesota 9 $ 1,415,000 $ 157,222 $ 68,000
DeSoto, Mississippi 9 $ 1,276,000 $ 141,777 $ 67,000
Platte, Missouri 9 $ 1,835,000 $ 203,888 $ 164,000
Lyon, Nevada 9 $ 2,200,000 $ 244,444 $ 77,000
San Juan, New Mexico 9 $ 1,078,000 $ 119,777 $ 70,000
Otsego, New York 9 $ 815,000 $ 90,555 $ 66,000
Wayne, New York 9 $ 891,000 $ 99,000 $ 75,000
Johnston, North Carolina 9 $ 1,353,000 $ 150,333 $ 88,000
Moore, North Carolina 9 $ 2,055,000 $ 228,333 $ 110,000
Onslow, North Carolina 9 $ 988,000 $ 109,777 $ 63,000
Pitt, North Carolina 9 $ 1,072,000 $ 119,111 $ 59,000
Greene, Ohio 9 $ 1,049,000 $ 116,555 $ 83,000
Medina, Ohio 9 $ 1,455,000 $ 161,666 $ 59,000
Yamhill, Oregon 9 $ 1,579,000 $ 175,444 $ 57,000
Erie, Pennsylvania 9 $ 1,114,000 $ 123,777 $ 74,000
Bristol, Rhode Island 9 $ 2,562,000 $ 284,666 $ 188,000
Berkeley, South Carolina 9 $ 1,516,000 $ 168,444 $ 71,000
Minnehaha, South Dakota 9 $ 2,294,000 $ 254,888 $ 78,000
Charlottesville, Virginia 9 $ 1,321,000 $ 146,777 $ 75,000
James City, Virginia 9 $ 1,674,000 $ 186,000 $ 73,000
Montgomery, Virginia 9 $ 1,123,000 $ 124,777 $ 78,000
Marathon, Wisconsin 9 $ 1,471,000 $ 163,444 $ 81,000
Racine, Wisconsin 9 $ 1,702,000 $ 189,111 $ 86,000
Washington, Wisconsin 9 $ 2,059,000 $ 228,777 $ 66,000
Tuscaloosa, Alabama 8 $ 1,539,000 $ 192,375 $ 64,000
Fairbanks North Star, Alaska 8 $ 1,038,000 $ 129,750 $ 78,000
Navajo, Arizona 8 $ 1,530,000 $ 191,250 $ 80,000
Broomfield, Colorado 8 $ 3,093,000 $ 386,625 $ 90,000
Pitkin, Colorado 8 $ 3,930,000 $ 491,250 $ 48,000
Rockdale, Georgia 8 $ 1,080,000 $ 135,000 $ 78,000
Blaine, Idaho 8 $ 2,815,000 $ 351,875 $ 43,000
Kenton, Kentucky 8 $ 1,093,000 $ 136,625 $ 87,000
Wicomico, Maryland 8 $ 881,000 $ 110,125 $ 67,000
Muskegon, Michigan 8 $ 1,629,000 $ 203,625 $ 626,000
Crow Wing, Minnesota 8 $ 3,161,000 $ 395,125 $ 80,000
Rice, Minnesota 8 $ 1,351,000 $ 168,875 $ 70,000
Cass, Missouri 8 $ 1,476,000 $ 184,500 $ 59,000
Missoula, Montana 8 $ 1,017,000 $ 127,125 $ 43,000
Cayuga, New York 8 $ 655,000 $ 81,875 $ 77,000
Warren, New York 8 $ 2,655,000 $ 331,875 $ 160,000
Catawba, North Carolina 8 $ 1,318,000 $ 164,750 $ 60,000
Gaston, North Carolina 8 $ 1,336,000 $ 167,000 $ 63,000
Harnett, North Carolina 8 $ 921,000 $ 115,125 $ 67,000
Clark, Ohio 8 $ 771,000 $ 96,375 $ 37,000
Fairfield, Ohio 8 $ 1,003,000 $ 125,375 $ 67,000
Geauga, Ohio 8 $ 1,229,000 $ 153,625 $ 73,000
Licking, Ohio 8 $ 1,043,000 $ 130,375 $ 62,000
Wood, Ohio 8 $ 1,152,000 $ 144,000 $ 60,000
Beaver, Pennsylvania 8 $ 548,000 $ 68,500 $ 51,000
Wayne, Pennsylvania 8 $ 606,000 $ 75,750 $ 34,000
Dorchester, South Carolina 8 $ 1,096,000 $ 137,000 $ 65,000
Page:

Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23,867 $5,790,333,000 $192,057 $8,000,000 $85,923 $9,211,000
Home Purchase 19,814 $5,989,935,000 $239,307 $3,600,000 $100,750 $9,300,000
Home Improvement 77 $28,170,000 $339,000 $997,000 $6,739 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,518 $3,566,567,000 $177,192 $8,000,000 $98,923 $9,300,000
Not applicable 12,286 $4,680,989,000 $339,346 $1,190,000 $63,903 $9,211,000
Not Provided 9,936 $2,369,509,000 $183,153 $4,275,000 $96,134 $7,303,000
Asian 2,863 $761,913,000 $193,448 $1,750,000 $96,877 $976,000
Hispanic 986 $212,606,000 $176,365 $845,000 $81,829 $4,700,000
Black or African American 871 $151,222,000 $157,422 $1,050,000 $91,200 $1,400,000
American Indian or Alaskan Native 202 $40,623,000 $172,815 $840,000 $85,552 $4,805,000
Native Hawaiian or Other Pacific Islander 96 $25,009,000 $210,708 $690,000 $119,041 $862,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 43,654 $11,793,161,000 $212,865 $8,000,000 $91,730 $9,300,000
FHA-insured (Federal Housing Administration) 77 $9,436,000 $217,555 $700,000 $81,333 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $3,450,000 $166,083 $525,000 $103,500 $273,000
VA-guaranteed (Veterans Administration) 9 $2,391,000 $285,333 $584,000 $137,333 $293,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 12,910 $4,974,120,000 $344,807 $1,190,000 $101,000 $9,211,000
Application Denied By Financial Institution 10,066 $2,107,860,000 $168,653 $8,000,000 $82,673 $9,059,000
Loan Originated 9,519 $2,103,171,000 $175,423 $1,925,000 $99,961 $6,143,000
Application Approved But Not Accepted 9,048 $2,049,808,000 $178,076 $2,000,000 $94,211 $9,300,000
Preapproval Approved but not Accepted 1,474 $374,039,000 $253,000 $2,000,000 $102,000 $7,303,000
Preapproval Denied by Financial Institution 551 $152,450,000 $276,000 $1,674,000 $111,000 $1,800,000
Application Withdrawn By Applicant 187 $46,572,000 $181,111 $4,275,000 $90,638 $410,000
File Closed For Incompleteness 3 $418,000 $139,333 $318,000 $107,666 $121,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,843 $1,150,497,000 $164,115 $8,000,000 $84,365 $9,059,000
Collateral 2,609 $658,629,000 $193,400 $2,000,000 $100,180 $3,045,000
Debt-To-Income Ratio 1,809 $383,290,000 $161,057 $1,800,000 $56,961 $725,000
Other 240 $42,505,000 $148,307 $578,000 $98,717 $675,000
Employment History 64 $14,516,000 $178,173 $1,080,000 $79,826 $750,000
Unverifiable Information 36 $6,101,000 $147,105 $1,110,000 $82,210 $450,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,331,000 $272,000 $784,000 $115,000 $300,000
Mortgage Insurance Denied 3 $1,056,000 $352,000 $450,000 $217,333 $451,000
Credit Application Incomplete 2 $385,000 $192,500 $310,000 $50,000 $65,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

Download the Delaware Lender List