Ks Statebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Ks Statebank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ks Statebank 1010 Westloop Pl Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,579 |
| Total Mortgage Loan Application Amount | $1,527,171,000 |
| Average Mortgage Loan Application Amount | $333,333 |
| Highest Mortgage Loan Application Amount | $7,360,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $5,655,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Ks Statebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ks Statebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Ks Statebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ks Statebank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ks Statebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ks Statebank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 459 | $ 76,137,000 | $ 171,500 | $ 67,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 382 | $ 135,066,000 | $ 353,000 | $ 110,000 |
| MANHATTAN, KS | 375 | $ 72,245,000 | $ 192,000 | $ 96,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 229 | $ 66,931,000 | $ 264,500 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 176 | $ 89,043,000 | $ 439,000 | $ 113,250 |
| WICHITA, KS | 140 | $ 37,174,000 | $ 265,000 | $ 98,000 |
| DENVER-AURORA-LAKEWOOD, CO | 93 | $ 33,656,000 | $ 361,000 | $ 123,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 78 | $ 23,891,000 | $ 306,000 | $ 98,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 63 | $ 35,249,000 | $ 559,000 | $ 137,000 |
| SAN DIEGO-CARLSBAD, CA | 60 | $ 29,348,000 | $ 489,000 | $ 122,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 56 | $ 19,408,000 | $ 346,500 | $ 113,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 49 | $ 21,697,000 | $ 442,000 | $ 118,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 47 | $ 18,272,000 | $ 388,000 | $ 112,000 |
| DALLAS-PLANO-IRVING, TX | 46 | $ 16,968,000 | $ 368,000 | $ 121,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 44 | $ 15,948,000 | $ 362,000 | $ 124,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 43 | $ 22,481,000 | $ 522,000 | $ 124,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 43 | $ 14,854,000 | $ 345,000 | $ 116,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 41 | $ 18,849,000 | $ 459,000 | $ 129,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 41 | $ 17,167,000 | $ 418,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 36 | $ 11,824,000 | $ 328,000 | $ 98,000 |
| COLORADO SPRINGS, CO | 36 | $ 12,427,000 | $ 345,000 | $ 86,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 36 | $ 14,397,000 | $ 399,000 | $ 132,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 34 | $ 10,417,000 | $ 306,000 | $ 100,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 30 | $ 13,350,000 | $ 445,000 | $ 159,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 28 | $ 13,329,000 | $ 476,000 | $ 143,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 28 | $ 10,417,000 | $ 349,000 | $ 180,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 15,260,000 | $ 565,000 | $ 205,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 26 | $ 16,363,000 | $ 629,000 | $ 165,000 |
| BOSTON, MA | 26 | $ 13,502,000 | $ 519,000 | $ 158,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 26 | $ 9,103,000 | $ 308,500 | $ 39,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 23 | $ 8,461,000 | $ 367,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 21 | $ 5,699,000 | $ 271,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 21 | $ 7,436,000 | $ 367,000 | $ 131,500 |
| TACOMA-LAKEWOOD, WA | 21 | $ 8,371,000 | $ 398,000 | $ 119,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 20 | $ 7,986,000 | $ 399,000 | $ 127,000 |
| JACKSONVILLE, FL | 19 | $ 6,288,000 | $ 330,000 | $ 104,000 |
| RALEIGH, NC | 19 | $ 6,551,000 | $ 344,000 | $ 140,000 |
| TOPEKA, KS | 19 | $ 10,190,000 | $ 536,000 | $ 126,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 8,492,000 | $ 471,000 | $ 132,000 |
| FORT COLLINS, CO | 17 | $ 6,274,000 | $ 369,000 | $ 103,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 8,033,000 | $ 472,000 | $ 142,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 6,318,000 | $ 371,000 | $ 120,000 |
| RENO, NV | 17 | $ 5,859,000 | $ 344,000 | $ 188,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 6,586,000 | $ 387,000 | $ 115,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 17 | $ 14,345,000 | $ 843,000 | $ 215,000 |
| ALBUQUERQUE, NM | 16 | $ 5,359,000 | $ 334,000 | $ 141,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 16 | $ 5,050,000 | $ 315,000 | $ 113,000 |
| NEWARK, NJ-PA | 16 | $ 9,362,000 | $ 585,000 | $ 220,000 |
| PRESCOTT, AZ | 16 | $ 4,929,000 | $ 308,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 11,527,000 | $ 720,000 | $ 157,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 16 | $ 8,756,000 | $ 547,000 | $ 121,000 |
| BOISE CITY, ID | 15 | $ 5,663,000 | $ 377,000 | $ 99,000 |
| BREMERTON-SILVERDALE, WA | 15 | $ 5,138,000 | $ 342,000 | $ 99,000 |
| CINCINNATI, OH-KY-IN | 15 | $ 5,197,000 | $ 280,500 | $ 111,500 |
| COLUMBUS, OH | 15 | $ 4,301,000 | $ 286,000 | $ 95,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 5,303,000 | $ 353,000 | $ 79,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 15 | $ 5,304,000 | $ 396,000 | $ 203,000 |
| SALT LAKE CITY, UT | 15 | $ 5,316,000 | $ 354,000 | $ 136,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 15 | $ 4,006,000 | $ 267,000 | $ 132,000 |
| ANCHORAGE, AK | 14 | $ 5,514,000 | $ 393,000 | $ 92,000 |
| EL PASO, TX | 14 | $ 3,777,000 | $ 269,000 | $ 106,000 |
| HUNTSVILLE, AL | 14 | $ 4,859,000 | $ 347,000 | $ 107,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 7,023,000 | $ 501,000 | $ 205,000 |
| PROVIDENCE-WARWICK, RI-MA | 14 | $ 5,373,000 | $ 379,500 | $ 140,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 5,056,000 | $ 388,000 | $ 118,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 13 | $ 4,024,000 | $ 309,000 | $ 67,000 |
| OLYMPIA-TUMWATER, WA | 13 | $ 5,550,000 | $ 426,000 | $ 93,000 |
| PITTSBURGH, PA | 13 | $ 3,941,000 | $ 303,000 | $ 78,000 |
| TUCSON, AZ | 13 | $ 3,782,000 | $ 290,000 | $ 97,000 |
| WORCESTER, MA-CT | 13 | $ 4,128,000 | $ 317,000 | $ 149,000 |
| NEW ORLEANS-METAIRIE, LA | 12 | $ 5,596,000 | $ 466,000 | $ 107,000 |
| BOULDER, CO | 11 | $ 5,104,000 | $ 464,000 | $ 125,000 |
| COLUMBIA, SC | 11 | $ 4,064,000 | $ 369,000 | $ 129,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 3,176,000 | $ 288,000 | $ 120,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 11 | $ 4,762,000 | $ 432,000 | $ 272,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 3,474,000 | $ 315,000 | $ 73,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 3,270,000 | $ 297,000 | $ 94,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 3,549,000 | $ 354,000 | $ 105,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 10 | $ 3,193,000 | $ 319,000 | $ 79,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 3,182,000 | $ 318,000 | $ 101,000 |
| RICHMOND, VA | 10 | $ 4,129,000 | $ 412,000 | $ 118,000 |
| SALINAS, CA | 10 | $ 5,607,000 | $ 560,000 | $ 164,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 2,908,000 | $ 323,000 | $ 113,000 |
| LAWRENCE, KS | 9 | $ 1,709,000 | $ 189,000 | $ 65,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 3,641,000 | $ 404,000 | $ 102,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 6,084,000 | $ 760,000 | $ 200,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 2,920,000 | $ 365,000 | $ 114,000 |
| DURHAM-CHAPEL HILL, NC | 8 | $ 3,888,000 | $ 486,000 | $ 122,000 |
| GREELEY, CO | 8 | $ 3,412,000 | $ 426,000 | $ 107,000 |
| MANCHESTER-NASHUA, NH | 8 | $ 2,514,000 | $ 314,000 | $ 78,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 8 | $ 3,208,000 | $ 401,000 | $ 353,000 |
| BATON ROUGE, LA | 7 | $ 2,787,000 | $ 398,000 | $ 147,000 |
| DAYTON, OH | 7 | $ 2,319,000 | $ 331,000 | $ 80,000 |
| FAYETTEVILLE, NC | 7 | $ 1,920,000 | $ 274,000 | $ 95,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 3,396,000 | $ 485,000 | $ 110,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 2,441,000 | $ 353,000 | $ 130,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 7 | $ 2,975,000 | $ 425,000 | $ 210,000 |
| BELLINGHAM, WA | 6 | $ 1,720,000 | $ 286,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 2,016,000 | $ 336,000 | $ 102,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 2,799,000 | $ 466,000 | $ 126,000 |
| KILLEEN-TEMPLE, TX | 6 | $ 1,719,000 | $ 286,000 | $ 149,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 1,727,000 | $ 287,000 | $ 76,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 2,612,000 | $ 435,000 | $ 198,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 2,772,000 | $ 462,000 | $ 155,000 |
| SPOKANE-SPOKANE VALLEY, WA | 6 | $ 1,934,000 | $ 322,000 | $ 64,000 |
| TULSA, OK | 6 | $ 2,255,000 | $ 375,000 | $ 166,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 1,242,000 | $ 237,000 | $ 90,500 |
| CAMDEN, NJ | 5 | $ 1,555,000 | $ 311,000 | $ 78,000 |
| CORPUS CHRISTI, TX | 5 | $ 1,498,000 | $ 299,000 | $ 46,000 |
| DOVER, DE | 5 | $ 1,445,000 | $ 289,000 | $ 42,000 |
| ELGIN, IL | 5 | $ 1,369,000 | $ 273,000 | $ 92,000 |
| FLAGSTAFF, AZ | 5 | $ 1,222,000 | $ 244,000 | $ 144,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,181,000 | $ 236,000 | $ 63,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 3,496,000 | $ 699,000 | $ 235,000 |
| MODESTO, CA | 5 | $ 1,381,000 | $ 276,000 | $ 89,000 |
| NEW BERN, NC | 5 | $ 2,023,000 | $ 404,000 | $ 121,000 |
| PROVO-OREM, UT | 5 | $ 1,887,000 | $ 377,000 | $ 80,000 |
| SANTA ROSA, CA | 5 | $ 2,125,000 | $ 425,000 | $ 101,000 |
| SAVANNAH, GA | 5 | $ 1,132,000 | $ 226,000 | $ 65,000 |
| TALLAHASSEE, FL | 5 | $ 1,837,000 | $ 367,000 | $ 148,000 |
| THE VILLAGES, FL | 5 | $ 1,350,000 | $ 270,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,805,000 | $ 361,000 | $ 127,000 |
| WARNER ROBINS, GA | 5 | $ 1,309,000 | $ 261,000 | $ 26,000 |
| AKRON, OH | 4 | $ 1,317,000 | $ 329,000 | $ 170,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,394,000 | $ 376,500 | $ 105,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,817,000 | $ 454,000 | $ 78,000 |
| BILLINGS, MT | 4 | $ 1,376,000 | $ 344,000 | $ 114,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,071,000 | $ 267,000 | $ 70,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,528,000 | $ 382,000 | $ 98,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 916,000 | $ 229,000 | $ 232,000 |
| COLUMBUS, GA-AL | 4 | $ 1,304,000 | $ 326,000 | $ 53,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 1,428,000 | $ 357,000 | $ 131,000 |
| DULUTH, MN-WI | 4 | $ 1,388,000 | $ 347,000 | $ 210,000 |
| FRESNO, CA | 4 | $ 1,361,000 | $ 340,000 | $ 101,000 |
| GREEN BAY, WI | 4 | $ 1,008,000 | $ 252,000 | $ 62,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 945,000 | $ 236,000 | $ 28,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,475,000 | $ 363,000 | $ 133,500 |
| HARRISBURG-CARLISLE, PA | 4 | $ 1,412,000 | $ 353,000 | $ 144,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 2,104,000 | $ 526,000 | $ 56,500 |
| SALEM, OR | 4 | $ 1,230,000 | $ 307,000 | $ 73,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,717,000 | $ 429,000 | $ 124,000 |
| SAN RAFAEL, CA | 4 | $ 4,535,000 | $ 1,133,000 | $ 259,000 |
| SANTA FE, NM | 4 | $ 1,209,000 | $ 302,000 | $ 75,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 2,438,000 | $ 609,000 | $ 185,000 |
| SIOUX FALLS, SD | 4 | $ 1,365,000 | $ 341,000 | $ 81,000 |
| STOCKTON-LODI, CA | 4 | $ 1,598,000 | $ 399,000 | $ 89,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,032,000 | $ 258,000 | $ 56,000 |
| WINCHESTER, VA-WV | 4 | $ 1,533,000 | $ 383,000 | $ 31,000 |
| ASHEVILLE, NC | 3 | $ 1,904,000 | $ 634,000 | $ 127,000 |
| CHEYENNE, WY | 3 | $ 869,000 | $ 289,000 | $ 68,000 |
| CLARKSVILLE, TN-KY | 3 | $ 676,000 | $ 225,000 | $ 16,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 917,000 | $ 305,000 | $ 123,000 |
| JACKSON, MS | 3 | $ 1,022,000 | $ 340,000 | $ 58,000 |
| JACKSONVILLE, NC | 3 | $ 1,164,000 | $ 388,000 | $ 143,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 1,328,000 | $ 442,000 | $ 205,000 |
| MEDFORD, OR | 3 | $ 1,069,000 | $ 356,000 | $ 92,000 |
| MISSOULA, MT | 3 | $ 1,156,000 | $ 385,000 | $ 119,000 |
| PHILADELPHIA, PA | 3 | $ 1,067,000 | $ 355,000 | $ 32,000 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 1,032,000 | $ 344,000 | $ 143,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 1,370,000 | $ 456,000 | $ 192,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 1,048,000 | $ 349,000 | $ 68,000 |
| SPRINGFIELD, MO | 3 | $ 644,000 | $ 214,000 | $ 33,000 |
| ST. CLOUD, MN | 3 | $ 814,000 | $ 271,000 | $ 92,000 |
| YORK-HANOVER, PA | 3 | $ 1,073,000 | $ 357,000 | $ 33,000 |
| ABILENE, TX | 2 | $ 417,000 | $ 208,000 | $ 306,000 |
| BAKERSFIELD, CA | 2 | $ 648,000 | $ 324,000 | $ 135,000 |
| BEND-REDMOND, OR | 2 | $ 605,000 | $ 302,000 | $ 45,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 702,000 | $ 351,000 | $ 100,000 |
| BLOOMINGTON, IL | 2 | $ 722,000 | $ 361,000 | $ 42,000 |
| BLOOMINGTON, IN | 2 | $ 398,000 | $ 199,000 | $ 30,000 |
| BOWLING GREEN, KY | 2 | $ 786,000 | $ 393,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 343,000 | $ 171,000 | $ 135,000 |
| BRUNSWICK, GA | 2 | $ 706,000 | $ 353,000 | $ 81,000 |
| CHARLOTTESVILLE, VA | 2 | $ 2,210,000 | $ 1,105,000 | $ 241,000 |
| CHICO, CA | 2 | $ 712,000 | $ 356,000 | $ 163,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 322,000 | $ 161,000 | $ 128,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 516,000 | $ 258,000 | $ 84,000 |
| FAIRBANKS, AK | 2 | $ 497,000 | $ 248,000 | $ 213,000 |
| GAINESVILLE, FL | 2 | $ 694,000 | $ 347,000 | $ 106,000 |
| GARY, IN | 2 | $ 448,000 | $ 224,000 | $ 93,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 550,000 | $ 275,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 792,000 | $ 396,000 | $ 152,000 |
| HANFORD-CORCORAN, CA | 2 | $ 447,000 | $ 223,000 | $ 40,000 |
| HOT SPRINGS, AR | 2 | $ 478,000 | $ 239,000 | $ 74,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 1,383,000 | $ 691,000 | $ 153,000 |
| IDAHO FALLS, ID | 2 | $ 713,000 | $ 356,000 | $ 102,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 687,000 | $ 343,000 | $ 86,000 |
| KNOXVILLE, TN | 2 | $ 958,000 | $ 479,000 | $ 193,000 |
| LAFAYETTE, LA | 2 | $ 908,000 | $ 454,000 | $ 45,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 505,000 | $ 252,000 | $ 75,000 |
| LAWTON, OK | 2 | $ 558,000 | $ 279,000 | $ 81,000 |
| LEBANON, PA | 2 | $ 598,000 | $ 299,000 | $ 206,000 |
| MADISON, WI | 2 | $ 551,000 | $ 275,000 | $ 51,000 |
| MONTGOMERY, AL | 2 | $ 456,000 | $ 228,000 | $ 88,000 |
| MORGANTOWN, WV | 2 | $ 497,000 | $ 248,000 | $ 78,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 730,000 | $ 365,000 | $ 55,000 |
| PANAMA CITY, FL | 2 | $ 593,000 | $ 296,000 | $ 100,000 |
| PORT ST. LUCIE, FL | 2 | $ 295,000 | $ 147,000 | $ 64,000 |
| RAPID CITY, SD | 2 | $ 1,344,000 | $ 672,000 | $ 166,000 |
| SALISBURY, MD-DE | 2 | $ 730,000 | $ 365,000 | $ 41,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,325,000 | $ 662,000 | $ 134,000 |
| SHERMAN-DENISON, TX | 2 | $ 523,000 | $ 261,000 | $ 179,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 593,000 | $ 296,500 | $ 99,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 543,000 | $ 271,500 | $ 167,500 |
| SPARTANBURG, SC | 2 | $ 702,000 | $ 351,000 | $ 69,000 |
| SPRINGFIELD, MA | 2 | $ 888,000 | $ 444,000 | $ 98,000 |
| SUMTER, SC | 2 | $ 435,000 | $ 217,000 | $ 113,000 |
| WACO, TX | 2 | $ 631,000 | $ 315,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 555,000 | $ 277,500 | $ 174,000 |
| WINSTON-SALEM, NC | 2 | $ 726,000 | $ 363,000 | $ 52,000 |
| ALBANY, OR | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 414,000 | $ 414,000 | $ 104,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 251,000 | $ 251,000 | $ 41,000 |
| BECKLEY, WV | 1 | $ 240,000 | $ 240,000 | $ 93,000 |
| BISMARCK, ND | 1 | $ 233,000 | $ 233,000 | $ 99,000 |
| CANTON-MASSILLON, OH | 1 | $ 318,000 | $ 318,000 | $ 159,000 |
| CARSON CITY, NV | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| CHARLESTON, WV | 1 | $ 385,000 | $ 385,000 | $ 810,000 |
| CHATTANOOGA, TN-GA | 1 | $ 294,000 | $ 294,000 | $ 121,000 |
| COEUR D'ALENE, ID | 1 | $ 329,000 | $ 329,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 254,000 | $ 254,000 | $ 132,000 |
| COLUMBUS, IN | 1 | $ 637,000 | $ 637,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 620,000 | $ 620,000 | $ 219,000 |
| DECATUR, AL | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| DOTHAN, AL | 1 | $ 310,000 | $ 310,000 | $ 437,000 |
| EAST STROUDSBURG, PA | 1 | $ 200,000 | $ 200,000 | $ 139,000 |
| EL CENTRO, CA | 1 | $ 251,000 | $ 251,000 | $ 115,000 |
| ERIE, PA | 1 | $ 320,000 | $ 320,000 | $ 259,000 |
| EUGENE, OR | 1 | $ 417,000 | $ 417,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 714,000 | $ 714,000 | $ 292,000 |
| FARMINGTON, NM | 1 | $ 393,000 | $ 393,000 | $ 143,000 |
| GADSDEN, AL | 1 | $ 324,000 | $ 324,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 278,000 | $ 278,000 | $ 85,000 |
| GETTYSBURG, PA | 1 | $ 350,000 | $ 350,000 | $ 109,000 |
| GLENS FALLS, NY | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| GRAND FORKS, ND-MN | 1 | $ 210,000 | $ 210,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| HINESVILLE, GA | 1 | $ 248,000 | $ 248,000 | $ 102,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| JOHNSON CITY, TN | 1 | $ 400,000 | $ 400,000 | $ 67,000 |
| JONESBORO, AR | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| JOPLIN, MO | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| LANCASTER, PA | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| LAS CRUCES, NM | 1 | $ 87,000 | $ 87,000 | $ 140,000 |
| LIMA, OH | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| LINCOLN, NE | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| LOGAN, UT-ID | 1 | $ 329,000 | $ 329,000 | $ 91,000 |
| LONGVIEW, TX | 1 | $ 376,000 | $ 376,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 248,000 | $ 248,000 | $ 132,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 277,000 | $ 277,000 | $ 121,000 |
| MONROE, MI | 1 | $ 181,000 | $ 181,000 | $ 164,000 |
| NAPA, CA | 1 | $ 487,000 | $ 487,000 | $ 120,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 317,000 | $ 317,000 | $ 72,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 423,000 | $ 423,000 | $ 215,000 |
| OCALA, FL | 1 | $ 393,000 | $ 393,000 | $ 108,000 |
| OCEAN CITY, NJ | 1 | $ 523,000 | $ 523,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 368,000 | $ 368,000 | $ 184,000 |
| OWENSBORO, KY | 1 | $ 271,000 | $ 271,000 | $ 58,000 |
| PEORIA, IL | 1 | $ 291,000 | $ 291,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 410,000 | $ 410,000 | $ 64,000 |
| PUNTA GORDA, FL | 1 | $ 417,000 | $ 417,000 | $ 1,056,000 |
| READING, PA | 1 | $ 298,000 | $ 298,000 | $ 0 |
| REDDING, CA | 1 | $ 271,000 | $ 271,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 311,000 | $ 311,000 | $ 0 |
| SAGINAW, MI | 1 | $ 331,000 | $ 331,000 | $ 250,000 |
| SHEBOYGAN, WI | 1 | $ 279,000 | $ 279,000 | $ 90,000 |
| SPRINGFIELD, IL | 1 | $ 208,000 | $ 208,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| ST. JOSEPH, MO-KS | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| STATE COLLEGE, PA | 1 | $ 373,000 | $ 373,000 | $ 125,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 320,000 | $ 320,000 | $ 55,000 |
| TRENTON, NJ | 1 | $ 261,000 | $ 261,000 | $ 147,000 |
| WILMINGTON, NC | 1 | $ 261,000 | $ 261,000 | $ 59,000 |
| YUBA CITY, CA | 1 | $ 392,000 | $ 392,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Ks Statebank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,470 | $928,108,000 | $375,000 | $7,360,000 | $105,000 | $1,800,000 |
| Home Purchase | 1,978 | $553,720,000 | $279,000 | $5,000,000 | $112,000 | $1,416,000 |
| Home Improvement | 131 | $45,343,000 | $346,000 | $3,059,000 | $160,000 | $5,655,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,006 | $935,554,000 | $311,000 | $2,460,000 | $115,000 | $5,655,000 |
| Not Provided | 781 | $290,717,000 | $372,000 | $2,000,000 | $114,000 | $1,380,000 |
| Hispanic | 234 | $68,669,000 | $293,000 | $2,065,000 | $86,000 | $625,000 |
| Black or African American | 202 | $62,377,000 | $308,000 | $1,200,000 | $84,000 | $394,000 |
| Asian | 178 | $65,718,000 | $369,000 | $1,300,000 | $137,000 | $1,440,000 |
| Not applicable | 117 | $83,074,000 | $710,000 | $7,360,000 | $0 | $0 |
| American Indian or Alaskan Native | 41 | $14,122,000 | $344,000 | $839,000 | $112,000 | $496,000 |
| Native Hawaiin or Other Pacific Islander | 20 | $6,940,000 | $347,000 | $944,000 | $138,000 | $1,416,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,231 | $846,466,000 | $379,000 | $2,460,000 | $93,000 | $1,416,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,965 | $616,800,000 | $313,000 | $7,360,000 | $138,000 | $5,655,000 |
| FHA-insured (Federal Housing Administration) | 341 | $58,372,000 | $171,000 | $525,000 | $65,000 | $803,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $5,533,000 | $131,000 | $305,000 | $47,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,869 | $901,252,000 | $314,000 | $7,360,000 | $97,000 | $1,440,000 |
| Application Withdrawn By Applicant | 971 | $350,225,000 | $360,000 | $5,000,000 | $137,000 | $5,655,000 |
| Application Denied By Financial Institution | 489 | $177,282,000 | $362,000 | $4,451,000 | $115,000 | $1,180,000 |
| File Closed For Incompleteness | 231 | $92,239,000 | $399,000 | $1,600,000 | $149,000 | $1,800,000 |
| Application Approved But Not Accepted | 19 | $6,173,000 | $324,000 | $860,000 | $97,000 | $454,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 11 | $5,761,000 | $523,000 | $1,200,000 | $113,000 | $254,000 |
| Credit History | 6 | $1,672,000 | $278,000 | $400,000 | $130,000 | $160,000 |
| Collateral | 2 | $1,058,000 | $529,000 | $641,000 | $155,000 | $180,000 |
| Other | 1 | $480,000 | $480,000 | $480,000 | $82,000 | $82,000 |
| Employment History | 1 | $232,000 | $232,000 | $232,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $334,000 | $334,000 | $334,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ks Statebank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ks Statebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.