Ks Statebank Mortgage Lending & HMDA Data, 2021
In 2021, Ks Statebank of Manhattan, KS reported 5,128 mortgage applications totaling $2.0 billion, down 28% from 2020. The average application was for $389,927, and applicants reported an average income of $140,454. 73% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (607), Minneapolis-St. Paul-Bloomington, MN-WI (428) and Manhattan, KS (389) (applications in parentheses).
| Mortgage Company & Address | Ks Statebank 1010 Westloop Pl Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,128 |
| Total Mortgage Loan Application Amount | $1,999,550,000 |
| Average Mortgage Loan Application Amount | $389,927 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $140,454 |
| Highest Applicant Income | $4,056,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ks Statebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 607 | $ 342,795,000 | $ 564,736 | $ 172,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 428 | $ 135,770,000 | $ 317,219 | $ 131,747 |
| Outside any metro area | 409 | $ 134,405,000 | $ 328,618 | $ 136,265 |
| Manhattan, KS | 389 | $ 83,975,000 | $ 215,874 | $ 106,000 |
| Wichita, KS | 276 | $ 76,620,000 | $ 277,608 | $ 194,000 |
| Kansas City, MO-KS | 170 | $ 47,250,000 | $ 277,941 | $ 122,647 |
| Las Vegas-Henderson-Paradise, NV | 149 | $ 57,065,000 | $ 382,986 | $ 114,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 133 | $ 67,965,000 | $ 511,015 | $ 162,789 |
| San Antonio-New Braunfels, TX | 105 | $ 37,225,000 | $ 354,523 | $ 115,000 |
| Denver-Aurora-Lakewood, CO | 79 | $ 34,795,000 | $ 440,443 | $ 161,000 |
| Atlanta-Sandy Springs-Roswell, GA | 73 | $ 25,655,000 | $ 351,438 | $ 124,000 |
| Miami-Miami Beach-Kendall, FL | 57 | $ 20,675,000 | $ 362,719 | $ 127,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 56 | $ 21,630,000 | $ 386,250 | $ 129,750 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 52 | $ 19,280,000 | $ 370,769 | $ 116,134 |
| Tucson, AZ | 50 | $ 23,080,000 | $ 461,600 | $ 189,000 |
| Dallas-Plano-Irving, TX | 46 | $ 19,330,000 | $ 420,217 | $ 158,000 |
| Los Angeles-Long Beach-Glendale, CA | 44 | $ 26,780,000 | $ 608,636 | $ 202,000 |
| Baltimore-Columbia-Towson, MD | 43 | $ 17,955,000 | $ 417,558 | $ 155,000 |
| Houston-The Woodlands-Sugar Land, TX | 39 | $ 15,835,000 | $ 406,025 | $ 136,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 37 | $ 15,775,000 | $ 426,351 | $ 159,000 |
| Seattle-Bellevue-Everett, WA | 36 | $ 18,650,000 | $ 518,055 | $ 129,000 |
| Bakersfield, CA | 34 | $ 10,370,000 | $ 305,000 | $ 109,000 |
| Charlotte-Concord-Gastonia, NC-SC | 30 | $ 12,530,000 | $ 417,666 | $ 157,300 |
| Colorado Springs, CO | 30 | $ 13,250,000 | $ 441,666 | $ 108,000 |
| San Diego-Carlsbad, CA | 30 | $ 15,950,000 | $ 531,666 | $ 176,000 |
| Riverside-San Bernardino-Ontario, CA | 29 | $ 12,115,000 | $ 417,758 | $ 163,000 |
| Austin-Round Rock, TX | 28 | $ 12,540,000 | $ 447,857 | $ 219,000 |
| Raleigh, NC | 28 | $ 10,800,000 | $ 385,714 | $ 125,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 28 | $ 12,880,000 | $ 460,000 | $ 123,000 |
| Anchorage, AK | 27 | $ 12,935,000 | $ 479,074 | $ 145,000 |
| Orlando-Kissimmee-Sanford, FL | 27 | $ 9,625,000 | $ 356,481 | $ 128,000 |
| Omaha-Council Bluffs, NE-IA | 26 | $ 8,890,000 | $ 341,923 | $ 147,153 |
| Tacoma-Lakewood, WA | 26 | $ 11,130,000 | $ 428,076 | $ 137,000 |
| Jacksonville, FL | 24 | $ 7,310,000 | $ 304,583 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 23 | $ 10,245,000 | $ 445,434 | $ 134,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 23 | $ 9,595,000 | $ 417,173 | $ 137,000 |
| Oklahoma City, OK | 23 | $ 6,845,000 | $ 297,608 | $ 119,000 |
| St. Joseph, MO-KS | 23 | $ 3,985,000 | $ 173,260 | $ 135,000 |
| Washington-Baltimore-Arlington, DC | 23 | $ 11,275,000 | $ 490,217 | $ 123,000 |
| Albuquerque, NM | 22 | $ 7,710,000 | $ 350,454 | $ 130,000 |
| Anaheim-Santa Ana-Irvine, CA | 20 | $ 19,960,000 | $ 998,000 | $ 198,000 |
| El Paso, TX | 19 | $ 5,175,000 | $ 272,368 | $ 117,000 |
| Providence-Warwick, RI-MA | 19 | $ 9,255,000 | $ 487,105 | $ 142,210 |
| Tampa-St. Petersburg-Clearwater, FL | 19 | $ 6,125,000 | $ 322,368 | $ 159,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 6,430,000 | $ 357,222 | $ 120,000 |
| Montgomery County-Bucks County-Chester County, PA | 18 | $ 6,490,000 | $ 360,555 | $ 131,000 |
| Ogden-Clearfield, UT | 18 | $ 7,360,000 | $ 408,888 | $ 127,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 7,840,000 | $ 435,555 | $ 131,000 |
| Topeka, KS | 18 | $ 4,520,000 | $ 251,111 | $ 95,000 |
| Bremerton-Silverdale, WA | 17 | $ 6,065,000 | $ 356,764 | $ 90,000 |
| Charleston-North Charleston, SC | 17 | $ 7,235,000 | $ 425,588 | $ 126,000 |
| Chicago-Naperville, IL | 17 | $ 7,005,000 | $ 412,058 | $ 188,000 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 12,855,000 | $ 756,176 | $ 227,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 5,845,000 | $ 343,823 | $ 132,000 |
| Huntsville, AL | 16 | $ 6,600,000 | $ 412,500 | $ 147,000 |
| Boulder, CO | 15 | $ 6,645,000 | $ 443,000 | $ 164,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 6,695,000 | $ 446,333 | $ 143,000 |
| Fort Worth-Arlington, TX | 15 | $ 6,555,000 | $ 437,000 | $ 170,000 |
| Columbus, OH | 14 | $ 6,080,000 | $ 434,285 | $ 122,000 |
| Olympia-Tumwater, WA | 14 | $ 5,280,000 | $ 377,142 | $ 140,000 |
| Prescott Valley-Prescott, AZ | 14 | $ 7,510,000 | $ 536,428 | $ 145,000 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 5,790,000 | $ 413,571 | $ 115,000 |
| Worcester, MA-CT | 14 | $ 4,220,000 | $ 301,428 | $ 164,000 |
| Birmingham-Hoover, AL | 12 | $ 4,120,000 | $ 343,333 | $ 138,000 |
| Daphne-Fairhope-Foley, AL | 12 | $ 4,580,000 | $ 381,666 | $ 141,000 |
| Flagstaff, AZ | 12 | $ 5,570,000 | $ 464,166 | $ 178,000 |
| Lawrence, KS | 12 | $ 2,420,000 | $ 201,666 | $ 127,000 |
| Newark, NJ-PA | 12 | $ 5,970,000 | $ 497,500 | $ 151,000 |
| Tulsa, OK | 12 | $ 2,810,000 | $ 234,166 | $ 85,000 |
| Vallejo-Fairfield, CA | 12 | $ 4,480,000 | $ 373,333 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 2,635,000 | $ 239,545 | $ 73,636 |
| Boston, MA | 11 | $ 5,355,000 | $ 486,818 | $ 130,000 |
| Brownsville-Harlingen, TX | 11 | $ 2,185,000 | $ 198,636 | $ 308,000 |
| Clarksville, TN-KY | 11 | $ 3,035,000 | $ 275,909 | $ 98,000 |
| Fayetteville, NC | 11 | $ 2,905,000 | $ 264,090 | $ 105,000 |
| Portland-South Portland, ME | 11 | $ 5,755,000 | $ 523,181 | $ 152,000 |
| St. Louis, MO-IL | 11 | $ 9,585,000 | $ 871,363 | $ 113,272 |
| Toledo, OH | 11 | $ 9,285,000 | $ 844,090 | $ 106,000 |
| Barnstable Town, MA | 10 | $ 4,320,000 | $ 432,000 | $ 135,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 2,580,000 | $ 258,000 | $ 111,000 |
| Dover, DE | 10 | $ 2,710,000 | $ 271,000 | $ 207,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 4,960,000 | $ 496,000 | $ 120,000 |
| Fort Collins, CO | 10 | $ 4,840,000 | $ 484,000 | $ 125,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 3,290,000 | $ 329,000 | $ 101,000 |
| Montgomery, AL | 10 | $ 3,210,000 | $ 321,000 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 4,170,000 | $ 417,000 | $ 164,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 6,440,000 | $ 644,000 | $ 178,000 |
| Reno, NV | 10 | $ 3,490,000 | $ 349,000 | $ 91,000 |
| Salt Lake City, UT | 10 | $ 5,530,000 | $ 553,000 | $ 170,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 4,835,000 | $ 537,222 | $ 173,000 |
| Duluth, MN-WI | 9 | $ 3,115,000 | $ 346,111 | $ 136,000 |
| Killeen-Temple, TX | 9 | $ 2,845,000 | $ 316,111 | $ 123,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 4,965,000 | $ 551,666 | $ 243,000 |
| New York-Newark, NY | 9 | $ 3,535,000 | $ 392,777 | $ 171,000 |
| Provo-Orem, UT | 9 | $ 3,235,000 | $ 359,444 | $ 124,000 |
| Chattanooga, TN-GA | 8 | $ 1,820,000 | $ 227,500 | $ 158,000 |
| Durham-Chapel Hill, NC | 8 | $ 3,120,000 | $ 390,000 | $ 117,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 2,380,000 | $ 297,500 | $ 97,000 |
| Louisville/Jefferson County, KY-IN | 8 | $ 2,900,000 | $ 362,500 | $ 122,000 |
| Memphis, TN-MS-AR | 8 | $ 3,600,000 | $ 450,000 | $ 217,250 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 2,930,000 | $ 366,250 | $ 187,000 |
| Philadelphia, PA | 8 | $ 3,380,000 | $ 422,500 | $ 164,000 |
| Richmond, VA | 8 | $ 3,420,000 | $ 427,500 | $ 138,000 |
| Santa Fe, NM | 8 | $ 3,800,000 | $ 475,000 | $ 106,000 |
| Urban Honolulu, HI | 8 | $ 4,360,000 | $ 545,000 | $ 206,000 |
| Warner Robins, GA | 8 | $ 1,930,000 | $ 241,250 | $ 112,000 |
| Burlington-South Burlington, VT | 7 | $ 2,175,000 | $ 310,714 | $ 69,000 |
| Cleveland-Elyria, OH | 7 | $ 2,975,000 | $ 425,000 | $ 124,000 |
| Columbia, SC | 7 | $ 2,165,000 | $ 309,285 | $ 123,000 |
| Greeley, CO | 7 | $ 2,855,000 | $ 407,857 | $ 153,000 |
| Madison, WI | 7 | $ 3,645,000 | $ 520,714 | $ 115,000 |
| Manchester-Nashua, NH | 7 | $ 3,595,000 | $ 513,571 | $ 125,000 |
| New Orleans-Metairie, LA | 7 | $ 2,915,000 | $ 416,428 | $ 71,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 2,715,000 | $ 387,857 | $ 116,000 |
| Sherman-Denison, TX | 7 | $ 2,605,000 | $ 372,142 | $ 137,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 4,265,000 | $ 609,285 | $ 67,000 |
| Stockton-Lodi, CA | 7 | $ 1,745,000 | $ 249,285 | $ 120,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 4,905,000 | $ 700,714 | $ 316,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 2,610,000 | $ 435,000 | $ 76,666 |
| Asheville, NC | 6 | $ 2,960,000 | $ 493,333 | $ 173,000 |
| Cincinnati, OH-KY-IN | 6 | $ 4,400,000 | $ 733,333 | $ 159,000 |
| Grand Junction, CO | 6 | $ 1,720,000 | $ 286,666 | $ 93,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 2,000,000 | $ 333,333 | $ 191,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 2,520,000 | $ 420,000 | $ 116,500 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,980,000 | $ 330,000 | $ 69,500 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 4,760,000 | $ 793,333 | $ 217,000 |
| Port St. Lucie, FL | 6 | $ 2,690,000 | $ 448,333 | $ 154,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 3,380,000 | $ 563,333 | $ 160,000 |
| Spokane-Spokane Valley, WA | 6 | $ 2,250,000 | $ 375,000 | $ 144,000 |
| Springfield, MA | 6 | $ 1,700,000 | $ 283,333 | $ 92,000 |
| Valdosta, GA | 6 | $ 1,630,000 | $ 271,666 | $ 60,000 |
| Wilmington, DE-MD-NJ | 6 | $ 3,360,000 | $ 560,000 | $ 167,000 |
| Boise City, ID | 5 | $ 2,715,000 | $ 543,000 | $ 163,000 |
| California-Lexington Park, MD | 5 | $ 1,725,000 | $ 345,000 | $ 151,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,875,000 | $ 375,000 | $ 142,000 |
| Columbus, GA-AL | 5 | $ 2,095,000 | $ 419,000 | $ 131,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,545,000 | $ 309,000 | $ 111,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 2,045,000 | $ 409,000 | $ 188,000 |
| Lakeland-Winter Haven, FL | 5 | $ 1,495,000 | $ 299,000 | $ 51,000 |
| Las Cruces, NM | 5 | $ 1,595,000 | $ 319,000 | $ 101,000 |
| Midland, TX | 5 | $ 2,225,000 | $ 445,000 | $ 205,000 |
| Norwich-New London, CT | 5 | $ 2,155,000 | $ 431,000 | $ 148,000 |
| Panama City, FL | 5 | $ 1,415,000 | $ 283,000 | $ 162,000 |
| Punta Gorda, FL | 5 | $ 2,025,000 | $ 405,000 | $ 141,000 |
| Savannah, GA | 5 | $ 1,265,000 | $ 253,000 | $ 98,000 |
| Springfield, MO | 5 | $ 1,505,000 | $ 301,000 | $ 119,000 |
| Winchester, VA-WV | 5 | $ 1,825,000 | $ 365,000 | $ 146,200 |
| Athens-Clarke County, GA | 4 | $ 880,000 | $ 220,000 | $ 217,000 |
| Baton Rouge, LA | 4 | $ 1,380,000 | $ 345,000 | $ 177,000 |
| Bloomington, IN | 4 | $ 1,070,000 | $ 267,500 | $ 149,000 |
| Camden, NJ | 4 | $ 1,080,000 | $ 270,000 | $ 72,000 |
| Charlottesville, VA | 4 | $ 1,490,000 | $ 372,500 | $ 168,000 |
| Corpus Christi, TX | 4 | $ 1,560,000 | $ 390,000 | $ 106,000 |
| Des Moines-West Des Moines, IA | 4 | $ 850,000 | $ 212,500 | $ 60,000 |
| Greensboro-High Point, NC | 4 | $ 1,550,000 | $ 387,500 | $ 95,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,230,000 | $ 307,500 | $ 141,000 |
| Johnson City, TN | 4 | $ 850,000 | $ 212,500 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 990,000 | $ 247,500 | $ 119,000 |
| New Bern, NC | 4 | $ 1,010,000 | $ 252,500 | $ 97,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,650,000 | $ 412,500 | $ 132,000 |
| Salem, OR | 4 | $ 1,010,000 | $ 252,500 | $ 64,000 |
| St. Cloud, MN | 4 | $ 860,000 | $ 215,000 | $ 135,000 |
| Auburn-Opelika, AL | 3 | $ 575,000 | $ 191,666 | $ 113,000 |
| Bellingham, WA | 3 | $ 1,385,000 | $ 461,666 | $ 965,000 |
| Bend-Redmond, OR | 3 | $ 1,275,000 | $ 425,000 | $ 119,000 |
| Billings, MT | 3 | $ 1,595,000 | $ 531,666 | $ 242,000 |
| Cape Girardeau, MO-IL | 3 | $ 1,335,000 | $ 445,000 | $ 139,333 |
| Cleveland, TN | 3 | $ 1,575,000 | $ 525,000 | $ 112,000 |
| Evansville, IN-KY | 3 | $ 1,975,000 | $ 658,333 | $ 0 |
| Fargo, ND-MN | 3 | $ 1,165,000 | $ 388,333 | $ 342,000 |
| Fresno, CA | 3 | $ 1,715,000 | $ 571,666 | $ 125,000 |
| Homosassa Springs, FL | 3 | $ 1,135,000 | $ 378,333 | $ 78,000 |
| Jackson, MS | 3 | $ 1,105,000 | $ 368,333 | $ 303,000 |
| Jacksonville, NC | 3 | $ 845,000 | $ 281,666 | $ 77,000 |
| Kennewick-Richland, WA | 3 | $ 915,000 | $ 305,000 | $ 226,000 |
| Knoxville, TN | 3 | $ 1,295,000 | $ 431,666 | $ 127,000 |
| Lancaster, PA | 3 | $ 655,000 | $ 218,333 | $ 244,000 |
| Mankato-North Mankato, MN | 3 | $ 765,000 | $ 255,000 | $ 107,000 |
| Modesto, CA | 3 | $ 975,000 | $ 325,000 | $ 103,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,605,000 | $ 535,000 | $ 168,000 |
| Ocala, FL | 3 | $ 755,000 | $ 251,666 | $ 91,000 |
| Rochester, MN | 3 | $ 975,000 | $ 325,000 | $ 128,000 |
| Salinas, CA | 3 | $ 1,705,000 | $ 568,333 | $ 191,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,235,000 | $ 411,666 | $ 98,000 |
| Santa Rosa, CA | 3 | $ 1,915,000 | $ 638,333 | $ 39,000 |
| Shreveport-Bossier City, LA | 3 | $ 905,000 | $ 301,666 | $ 423,000 |
| Sioux City, IA-NE-SD | 3 | $ 1,365,000 | $ 455,000 | $ 129,000 |
| Sumter, SC | 3 | $ 705,000 | $ 235,000 | $ 87,000 |
| The Villages, FL | 3 | $ 1,415,000 | $ 471,666 | $ 104,000 |
| York-Hanover, PA | 3 | $ 745,000 | $ 248,333 | $ 74,000 |
| Ann Arbor, MI | 2 | $ 520,000 | $ 260,000 | $ 772,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 820,000 | $ 410,000 | $ 93,000 |
| Brunswick, GA | 2 | $ 900,000 | $ 450,000 | $ 115,000 |
| Coeur D'Alene, ID | 2 | $ 600,000 | $ 300,000 | $ 191,000 |
| College Station-Bryan, TX | 2 | $ 550,000 | $ 275,000 | $ 51,000 |
| Eau Claire, WI | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Elgin, IL | 2 | $ 710,000 | $ 355,000 | $ 65,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Eugene, OR | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Fort Wayne, IN | 2 | $ 430,000 | $ 215,000 | $ 110,000 |
| Gary, IN | 2 | $ 850,000 | $ 425,000 | $ 92,000 |
| Gettysburg, PA | 2 | $ 980,000 | $ 490,000 | $ 102,000 |
| Goldsboro, NC | 2 | $ 760,000 | $ 380,000 | $ 140,000 |
| Greenville, NC | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 750,000 | $ 375,000 | $ 131,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 730,000 | $ 365,000 | $ 179,000 |
| Hinesville, GA | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Idaho Falls, ID | 2 | $ 1,090,000 | $ 545,000 | $ 107,000 |
| Joplin, MO | 2 | $ 2,530,000 | $ 1,265,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Lexington-Fayette, KY | 2 | $ 1,100,000 | $ 550,000 | $ 215,000 |
| Lincoln, NE | 2 | $ 550,000 | $ 275,000 | $ 76,000 |
| Lubbock, TX | 2 | $ 370,000 | $ 185,000 | $ 100,000 |
| Medford, OR | 2 | $ 990,000 | $ 495,000 | $ 176,000 |
| Muncie, IN | 2 | $ 180,000 | $ 90,000 | $ 78,000 |
| New Haven-Milford, CT | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Ocean City, NJ | 2 | $ 2,350,000 | $ 1,175,000 | $ 351,000 |
| Pittsburgh, PA | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Rapid City, SD | 2 | $ 700,000 | $ 350,000 | $ 151,000 |
| Reading, PA | 2 | $ 780,000 | $ 390,000 | $ 173,000 |
| Roanoke, VA | 2 | $ 930,000 | $ 465,000 | $ 158,000 |
| Salisbury, MD-DE | 2 | $ 860,000 | $ 430,000 | $ 270,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,360,000 | $ 680,000 | $ 192,000 |
| San Rafael, CA | 2 | $ 2,520,000 | $ 1,260,000 | $ 192,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 990,000 | $ 495,000 | $ 120,000 |
| Sebastian-Vero Beach, FL | 2 | $ 800,000 | $ 400,000 | $ 103,000 |
| Sioux Falls, SD | 2 | $ 590,000 | $ 295,000 | $ 135,000 |
| Spartanburg, SC | 2 | $ 760,000 | $ 380,000 | $ 61,000 |
| Wichita Falls, TX | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Wilmington, NC | 2 | $ 2,290,000 | $ 1,145,000 | $ 388,000 |
| Winston-Salem, NC | 2 | $ 680,000 | $ 340,000 | $ 163,000 |
| Yuba City, CA | 2 | $ 980,000 | $ 490,000 | $ 72,000 |
| Yuma, AZ | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Abilene, TX | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Akron, OH | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Amarillo, TX | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Ames, IA | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 605,000 | $ 605,000 | $ 128,000 |
| Bangor, ME | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Bismarck, ND | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Bloomington, IL | 1 | $ 565,000 | $ 565,000 | $ 208,000 |
| Bowling Green, KY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Burlington, NC | 1 | $ 475,000 | $ 475,000 | $ 117,000 |
| Canton-Massillon, OH | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Casper, WY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Champaign-Urbana, IL | 1 | $ 495,000 | $ 495,000 | $ 360,000 |
| Columbus, IN | 1 | $ 475,000 | $ 475,000 | $ 106,000 |
| Decatur, IL | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 545,000 | $ 545,000 | $ 160,000 |
| Dothan, AL | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Erie, PA | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Florence, SC | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Florence-Muscle Shoals, AL | 1 | $ 395,000 | $ 395,000 | $ 136,000 |
| Gainesville, FL | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Gainesville, GA | 1 | $ 365,000 | $ 365,000 | $ 47,000 |
| Grand Forks, ND-MN | 1 | $ 545,000 | $ 545,000 | $ 148,000 |
| Grand Island, NE | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| Grants Pass, OR | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Great Falls, MT | 1 | $ 475,000 | $ 475,000 | $ 146,000 |
| Green Bay, WI | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Jackson, MI | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Jackson, TN | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Jonesboro, AR | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Lansing-East Lansing, MI | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Lawton, OK | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lima, OH | 1 | $ 3,715,000 | $ 3,715,000 | $ 0 |
| Logan, UT-ID | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Longview, TX | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Lynchburg, VA | 1 | $ 625,000 | $ 625,000 | $ 317,000 |
| Macon-Bibb County, GA | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Missoula, MT | 1 | $ 885,000 | $ 885,000 | $ 210,000 |
| Morgantown, WV | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
| Napa, CA | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Niles-Benton Harbor, MI | 1 | $ 365,000 | $ 365,000 | $ 58,000 |
| Peoria, IL | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Pittsfield, MA | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Pueblo, CO | 1 | $ 405,000 | $ 405,000 | $ 62,000 |
| Rockford, IL | 1 | $ 415,000 | $ 415,000 | $ 0 |
| San Angelo, TX | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 315,000 | $ 315,000 | $ 42,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| Sebring, FL | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Sheboygan, WI | 1 | $ 375,000 | $ 375,000 | $ 152,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| Springfield, IL | 1 | $ 585,000 | $ 585,000 | $ 550,000 |
| St. George, UT | 1 | $ 395,000 | $ 395,000 | $ 49,000 |
| Tallahassee, FL | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Trenton, NJ | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Tuscaloosa, AL | 1 | $ 135,000 | $ 135,000 | $ 212,000 |
| Tyler, TX | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Waco, TX | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Wausau, WI | 1 | $ 175,000 | $ 175,000 | $ 166,000 |
| Wenatchee, WA | 1 | $ 285,000 | $ 285,000 | $ 270,000 |
Mortgage Loan Application Detail Totals for Ks Statebank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,090 | $802,430,000 | $383,000 | $10,005,000 | $140,000 | $1,458,000 |
| Home Purchase | 1,982 | $804,530,000 | $405,000 | $16,005,000 | $137,000 | $1,835,000 |
| Cash-out Refinancing | 996 | $373,210,000 | $374,000 | $2,905,000 | $146,000 | $4,056,000 |
| Home Improvement | 53 | $18,485,000 | $348,000 | $5,195,000 | $181,000 | $1,113,000 |
| Other Purpose | 7 | $895,000 | $127,000 | $285,000 | $158,000 | $223,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,057 | $1,089,355,000 | $356,000 | $3,005,000 | $142,000 | $4,056,000 |
| Not Provided | 875 | $332,125,000 | $379,000 | $2,905,000 | $143,000 | $1,300,000 |
| Not applicable | 482 | $313,700,000 | $650,000 | $16,005,000 | $0 | $0 |
| Hispanic | 304 | $108,810,000 | $357,000 | $2,005,000 | $123,000 | $643,000 |
| Asian | 198 | $70,020,000 | $353,000 | $1,425,000 | $149,000 | $1,292,000 |
| Black or African American | 162 | $62,030,000 | $382,000 | $1,575,000 | $123,000 | $623,000 |
| American Indian or Alaskan Native | 29 | $13,075,000 | $450,000 | $2,005,000 | $178,000 | $1,650,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $6,880,000 | $688,000 | $3,325,000 | $169,000 | $724,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,232 | $1,192,720,000 | $369,000 | $16,005,000 | $151,000 | $4,056,000 |
| VA-guaranteed (Veterans Administration) | 1,811 | $788,165,000 | $435,000 | $2,005,000 | $121,000 | $873,000 |
| FHA-insured (Federal Housing Administration) | 67 | $16,175,000 | $241,000 | $505,000 | $77,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,490,000 | $138,000 | $305,000 | $49,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,750 | $1,436,710,000 | $383,000 | $16,005,000 | $143,000 | $4,056,000 |
| Application Withdrawn By Applicant | 773 | $327,875,000 | $424,000 | $4,565,000 | $142,000 | $1,650,000 |
| File Closed For Incompleteness | 286 | $106,720,000 | $373,000 | $2,905,000 | $142,000 | $1,365,000 |
| Application Denied By Financial Institution | 231 | $83,825,000 | $362,000 | $1,825,000 | $102,000 | $788,000 |
| Application Approved But Not Accepted | 88 | $44,420,000 | $504,000 | $5,195,000 | $180,000 | $724,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,897 | $1,915,725,000 | $391,000 | $16,005,000 | $143,000 | $4,056,000 |
| Other | 114 | $42,320,000 | $371,000 | $1,785,000 | $116,000 | $788,000 |
| Debt-To-Income Ratio | 70 | $25,730,000 | $367,000 | $1,825,000 | $71,000 | $260,000 |
| Credit History | 20 | $7,400,000 | $370,000 | $1,105,000 | $105,000 | $307,000 |
| Collateral | 18 | $6,380,000 | $354,000 | $805,000 | $156,000 | $568,000 |
| Unverifiable Information | 6 | $1,350,000 | $225,000 | $385,000 | $49,000 | $95,000 |
| Employment History | 3 | $645,000 | $215,000 | $275,000 | $38,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ks Statebank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ks Statebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About