Keybank National Association Mortgage Lending & HMDA Data, 2025
In 2025, Keybank National Association of Cleveland, OH reported 15,762 mortgage applications totaling $4.6 billion, down 1% from 2024. The average application was for $290,330, and applicants reported an average income of $151,792. 55% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (1,565), Cleveland, OH (1,558) and Seattle-Bellevue-Everett, WA (663) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 127 Public Square Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,762 |
| Total Mortgage Loan Application Amount | $4,576,195,000 |
| Average Mortgage Loan Application Amount | $290,330 |
| Highest Mortgage Loan Application Amount | $71,005,000 |
| Average Applicant Income | $151,792 |
| Highest Applicant Income | $9,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,756 | $ 384,790,000 | $ 219,128 | $ 147,788 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,565 | $ 288,965,000 | $ 184,642 | $ 113,000 |
| Cleveland, OH | 1,558 | $ 261,140,000 | $ 167,612 | $ 139,000 |
| Seattle-Bellevue-Everett, WA | 663 | $ 425,295,000 | $ 641,470 | $ 257,000 |
| Indianapolis-Carmel-Anderson, IN | 530 | $ 147,610,000 | $ 278,509 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 526 | $ 115,520,000 | $ 219,619 | $ 129,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 501 | $ 200,935,000 | $ 401,067 | $ 193,880 |
| Pittsburgh, PA | 480 | $ 69,500,000 | $ 144,791 | $ 115,000 |
| Rochester, NY | 446 | $ 65,550,000 | $ 146,973 | $ 104,000 |
| Toledo, OH | 440 | $ 109,120,000 | $ 248,000 | $ 107,000 |
| Syracuse, NY | 365 | $ 63,625,000 | $ 174,315 | $ 128,000 |
| Denver-Aurora-Lakewood, CO | 352 | $ 120,320,000 | $ 341,818 | $ 176,000 |
| Columbus, OH | 325 | $ 90,415,000 | $ 278,200 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 320 | $ 55,270,000 | $ 172,718 | $ 121,000 |
| Montgomery County-Bucks County-Chester County, PA | 293 | $ 89,505,000 | $ 305,477 | $ 135,000 |
| New York-Jersey City-White Plains, NY-NJ | 265 | $ 256,455,000 | $ 967,754 | $ 330,860 |
| Tacoma-Lakewood, WA | 251 | $ 84,465,000 | $ 336,513 | $ 155,000 |
| Akron, OH | 246 | $ 40,440,000 | $ 164,390 | $ 119,000 |
| Cincinnati, OH-KY-IN | 225 | $ 45,435,000 | $ 201,933 | $ 140,324 |
| Everett, WA | 221 | $ 114,205,000 | $ 516,764 | $ 229,000 |
| New Haven-Milford, CT | 210 | $ 39,580,000 | $ 188,476 | $ 161,000 |
| Canton-Massillon, OH | 169 | $ 27,135,000 | $ 160,562 | $ 114,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 163 | $ 46,335,000 | $ 284,263 | $ 159,000 |
| Portland-South Portland, ME | 159 | $ 41,375,000 | $ 260,220 | $ 148,000 |
| Dayton-Springfield-Kettering, OH | 153 | $ 21,035,000 | $ 137,483 | $ 93,000 |
| Boise City, ID | 152 | $ 56,880,000 | $ 374,210 | $ 213,000 |
| Salt Lake City, UT | 134 | $ 55,710,000 | $ 415,746 | $ 202,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 131 | $ 27,865,000 | $ 212,709 | $ 90,000 |
| Utica-Rome, NY | 128 | $ 20,650,000 | $ 161,328 | $ 164,000 |
| Salem, OR | 119 | $ 30,425,000 | $ 255,672 | $ 119,000 |
| Sandusky, OH | 114 | $ 20,030,000 | $ 175,701 | $ 125,000 |
| Yakima, WA | 95 | $ 16,195,000 | $ 170,473 | $ 70,000 |
| Bridgeport-Stamford-Norwalk, CT | 92 | $ 35,080,000 | $ 381,304 | $ 276,000 |
| Springfield, MA | 91 | $ 16,135,000 | $ 177,307 | $ 132,000 |
| Monroe, MI | 86 | $ 15,270,000 | $ 177,558 | $ 99,000 |
| Elkhart-Goshen, IN | 82 | $ 12,150,000 | $ 148,170 | $ 79,000 |
| Albany, OR | 79 | $ 16,575,000 | $ 209,810 | $ 95,000 |
| Youngstown-Warren-Boardman, OH-PA | 76 | $ 11,830,000 | $ 155,657 | $ 122,000 |
| Ogden-Clearfield, UT | 75 | $ 26,245,000 | $ 349,933 | $ 169,000 |
| Eugene, OR | 73 | $ 13,815,000 | $ 189,246 | $ 119,000 |
| Anchorage, AK | 72 | $ 20,930,000 | $ 290,694 | $ 166,000 |
| South Bend-Mishawaka, IN-MI | 71 | $ 9,545,000 | $ 134,436 | $ 78,577 |
| Kokomo, IN | 67 | $ 8,215,000 | $ 122,611 | $ 84,000 |
| Olympia-Tumwater, WA | 65 | $ 15,475,000 | $ 238,076 | $ 152,000 |
| Bangor, ME | 57 | $ 10,295,000 | $ 180,614 | $ 112,000 |
| Burlington-South Burlington, VT | 56 | $ 14,580,000 | $ 260,357 | $ 160,000 |
| Idaho Falls, ID | 46 | $ 10,800,000 | $ 234,782 | $ 114,000 |
| Kingston, NY | 46 | $ 8,790,000 | $ 191,086 | $ 136,000 |
| Binghamton, NY | 45 | $ 6,045,000 | $ 134,333 | $ 94,000 |
| Ann Arbor, MI | 44 | $ 6,810,000 | $ 154,772 | $ 145,000 |
| Bellingham, WA | 44 | $ 18,680,000 | $ 424,545 | $ 155,000 |
| Erie, PA | 44 | $ 7,590,000 | $ 172,500 | $ 99,000 |
| Watertown-Fort Drum, NY | 44 | $ 7,400,000 | $ 168,181 | $ 143,000 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 11,820,000 | $ 281,428 | $ 363,000 |
| Detroit-Dearborn-Livonia, MI | 39 | $ 69,585,000 | $ 1,784,230 | $ 96,000 |
| Bremerton-Silverdale, WA | 38 | $ 13,480,000 | $ 354,736 | $ 186,000 |
| Provo-Orem, UT | 38 | $ 15,210,000 | $ 400,263 | $ 179,000 |
| Philadelphia, PA | 37 | $ 9,785,000 | $ 264,459 | $ 132,000 |
| Cape Coral-Fort Myers, FL | 31 | $ 12,235,000 | $ 394,677 | $ 300,000 |
| Colorado Springs, CO | 31 | $ 8,715,000 | $ 281,129 | $ 169,000 |
| Glens Falls, NY | 31 | $ 24,345,000 | $ 785,322 | $ 109,000 |
| Mount Vernon-Anacortes, WA | 31 | $ 9,265,000 | $ 298,870 | $ 169,000 |
| Lewiston-Auburn, ME | 29 | $ 4,635,000 | $ 159,827 | $ 81,000 |
| Mansfield, OH | 28 | $ 3,910,000 | $ 139,642 | $ 89,000 |
| Reading, PA | 28 | $ 4,400,000 | $ 157,142 | $ 169,000 |
| Fort Collins, CO | 27 | $ 10,345,000 | $ 383,148 | $ 241,000 |
| Medford, OR | 25 | $ 6,145,000 | $ 245,800 | $ 110,000 |
| Greeley, CO | 24 | $ 5,550,000 | $ 231,250 | $ 210,000 |
| Phoenix-Mesa-Scottsdale, AZ | 24 | $ 12,200,000 | $ 508,333 | $ 402,000 |
| Corvallis, OR | 23 | $ 11,665,000 | $ 507,173 | $ 172,000 |
| North Port-Sarasota-Bradenton, FL | 23 | $ 9,155,000 | $ 398,043 | $ 278,000 |
| Nassau County-Suffolk County, NY | 21 | $ 8,925,000 | $ 425,000 | $ 180,000 |
| Kennewick-Richland, WA | 20 | $ 4,390,000 | $ 219,500 | $ 191,000 |
| Spokane-Spokane Valley, WA | 20 | $ 4,470,000 | $ 223,500 | $ 187,000 |
| Boulder, CO | 19 | $ 7,615,000 | $ 400,789 | $ 245,000 |
| Naples-Immokalee-Marco Island, FL | 19 | $ 13,335,000 | $ 701,842 | $ 368,000 |
| Bend-Redmond, OR | 18 | $ 17,350,000 | $ 963,888 | $ 302,000 |
| Springfield, OH | 18 | $ 2,000,000 | $ 111,111 | $ 71,000 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 41,065,000 | $ 2,415,588 | $ 354,000 |
| Chicago-Naperville, IL | 15 | $ 7,645,000 | $ 509,666 | $ 281,000 |
| Norwich-New London, CT | 15 | $ 3,225,000 | $ 215,000 | $ 98,000 |
| Twin Falls, ID | 15 | $ 2,895,000 | $ 193,000 | $ 77,000 |
| Wenatchee, WA | 15 | $ 5,975,000 | $ 398,333 | $ 172,000 |
| Waterbury-Shelton, CT | 14 | $ 2,530,000 | $ 180,714 | $ 552,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 14 | $ 6,200,000 | $ 442,857 | $ 308,000 |
| Ithaca, NY | 13 | $ 2,695,000 | $ 207,307 | $ 116,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 11,505,000 | $ 885,000 | $ 852,000 |
| Charlotte-Concord-Gastonia, NC-SC | 12 | $ 5,590,000 | $ 465,833 | $ 249,750 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 21,005,000 | $ 1,909,545 | $ 228,000 |
| Jackson, MI | 11 | $ 2,365,000 | $ 215,000 | $ 101,000 |
| Pocatello, ID | 11 | $ 1,795,000 | $ 163,181 | $ 102,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 4,300,000 | $ 430,000 | $ 171,000 |
| Logan, UT-ID | 10 | $ 2,260,000 | $ 226,000 | $ 135,100 |
| Longview, WA | 10 | $ 3,270,000 | $ 327,000 | $ 107,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 9,580,000 | $ 958,000 | $ 297,000 |
| Muncie, IN | 10 | $ 1,760,000 | $ 176,000 | $ 157,000 |
| St. Petersburg-Clearwater-Largo, FL | 10 | $ 4,860,000 | $ 486,000 | $ 587,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 4,945,000 | $ 549,444 | $ 187,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 2,975,000 | $ 330,555 | $ 139,000 |
| Grants Pass, OR | 9 | $ 805,000 | $ 89,444 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 2,085,000 | $ 231,666 | $ 308,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 4,245,000 | $ 471,666 | $ 199,000 |
| Ocala, FL | 9 | $ 44,645,000 | $ 4,960,555 | $ 145,000 |
| Harrisburg-Carlisle, PA | 8 | $ 10,140,000 | $ 1,267,500 | $ 443,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 3,610,000 | $ 451,250 | $ 362,000 |
| San Diego-Carlsbad, CA | 8 | $ 5,470,000 | $ 683,750 | $ 320,000 |
| St. George, UT | 8 | $ 3,840,000 | $ 480,000 | $ 414,000 |
| Tampa, FL | 8 | $ 2,010,000 | $ 251,250 | $ 164,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 5,925,000 | $ 846,428 | $ 290,000 |
| Charleston-North Charleston, SC | 7 | $ 2,405,000 | $ 343,571 | $ 180,000 |
| Lakewood-New Brunswick, NJ | 7 | $ 2,255,000 | $ 322,142 | $ 258,000 |
| Las Vegas-Henderson-Paradise, NV | 7 | $ 3,555,000 | $ 507,857 | $ 196,000 |
| Boston, MA | 6 | $ 4,860,000 | $ 810,000 | $ 291,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 6,760,000 | $ 1,126,666 | $ 1,558,000 |
| Pueblo, CO | 6 | $ 1,580,000 | $ 263,333 | $ 169,000 |
| Wildwood-The Villages, FL | 6 | $ 1,100,000 | $ 183,333 | $ 108,000 |
| Wilmington, NC | 6 | $ 1,820,000 | $ 303,333 | $ 201,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 915,000 | $ 183,000 | $ 149,000 |
| Coeur D'Alene, ID | 5 | $ 3,415,000 | $ 683,000 | $ 117,000 |
| Dallas-Plano-Irving, TX | 5 | $ 2,985,000 | $ 597,000 | $ 329,000 |
| Fort Wayne, IN | 5 | $ 1,545,000 | $ 309,000 | $ 132,000 |
| Jacksonville, FL | 5 | $ 1,165,000 | $ 233,000 | $ 271,000 |
| Marietta, GA | 5 | $ 1,325,000 | $ 265,000 | $ 121,000 |
| Pittsfield, MA | 5 | $ 1,375,000 | $ 275,000 | $ 165,000 |
| Providence-Warwick, RI-MA | 5 | $ 3,705,000 | $ 741,000 | $ 316,000 |
| Punta Gorda, FL | 5 | $ 1,305,000 | $ 261,000 | $ 210,000 |
| Reno, NV | 5 | $ 2,375,000 | $ 475,000 | $ 326,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,075,000 | $ 215,000 | $ 233,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,515,000 | $ 303,000 | $ 253,000 |
| Wilmington, DE-MD-NJ | 5 | $ 28,785,000 | $ 5,757,000 | $ 154,000 |
| Barnstable Town, MA | 4 | $ 3,360,000 | $ 840,000 | $ 444,000 |
| Bloomington, IN | 4 | $ 900,000 | $ 225,000 | $ 448,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 890,000 | $ 222,500 | $ 88,000 |
| Lake County-Porter County-Jasper County, IN | 4 | $ 1,690,000 | $ 422,500 | $ 234,000 |
| Niles-Benton Harbor, MI | 4 | $ 1,480,000 | $ 370,000 | $ 607,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,830,000 | $ 457,500 | $ 148,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 2,140,000 | $ 535,000 | $ 329,000 |
| Tucson, AZ | 4 | $ 2,450,000 | $ 612,500 | $ 618,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 2,270,000 | $ 567,500 | $ 235,000 |
| Albuquerque, NM | 3 | $ 1,775,000 | $ 591,666 | $ 395,000 |
| Arlington-Alexandria-Reston, VA-WV | 3 | $ 1,015,000 | $ 338,333 | $ 393,000 |
| Austin-Round Rock, TX | 3 | $ 43,945,000 | $ 14,648,333 | $ 308,000 |
| Bozeman, MT | 3 | $ 3,385,000 | $ 1,128,333 | $ 545,000 |
| Chattanooga, TN-GA | 3 | $ 1,335,000 | $ 445,000 | $ 118,000 |
| Durham-Chapel Hill, NC | 3 | $ 6,735,000 | $ 2,245,000 | $ 127,000 |
| Elmira, NY | 3 | $ 375,000 | $ 125,000 | $ 101,000 |
| Fairbanks, AK | 3 | $ 745,000 | $ 248,333 | $ 111,000 |
| Flint, MI | 3 | $ 505,000 | $ 168,333 | $ 210,000 |
| Gainesville, FL | 3 | $ 1,335,000 | $ 445,000 | $ 233,000 |
| Greensboro-High Point, NC | 3 | $ 455,000 | $ 151,666 | $ 76,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 6,095,000 | $ 2,031,666 | $ 108,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 2,095,000 | $ 698,333 | $ 764,000 |
| Memphis, TN-MS-AR | 3 | $ 1,145,000 | $ 381,666 | $ 212,000 |
| Napa, CA | 3 | $ 2,135,000 | $ 711,666 | $ 331,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,525,000 | $ 508,333 | $ 917,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,675,000 | $ 558,333 | $ 206,000 |
| Port St. Lucie, FL | 3 | $ 40,935,000 | $ 13,645,000 | $ 164,000 |
| Richmond, VA | 3 | $ 1,785,000 | $ 595,000 | $ 184,000 |
| Traverse City, MI | 3 | $ 1,705,000 | $ 568,333 | $ 263,000 |
| Washington, DC-MD | 3 | $ 2,565,000 | $ 855,000 | $ 431,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,845,000 | $ 615,000 | $ 203,000 |
| Amherst Town-Northampton, MA | 2 | $ 830,000 | $ 415,000 | $ 94,000 |
| Asheville, NC | 2 | $ 12,850,000 | $ 6,425,000 | $ 0 |
| Burlington, NC | 2 | $ 450,000 | $ 225,000 | $ 85,000 |
| Camden, NJ | 2 | $ 1,330,000 | $ 665,000 | $ 222,000 |
| Columbus, GA-AL | 2 | $ 14,430,000 | $ 7,215,000 | $ 63,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 2,900,000 | $ 1,450,000 | $ 450,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 840,000 | $ 420,000 | $ 166,000 |
| Fort Worth-Arlington, TX | 2 | $ 1,030,000 | $ 515,000 | $ 302,000 |
| Fresno, CA | 2 | $ 830,000 | $ 415,000 | $ 147,000 |
| Grand Junction, CO | 2 | $ 810,000 | $ 405,000 | $ 122,000 |
| Lafayette-West Lafayette, IN | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Lexington-Fayette, KY | 2 | $ 590,000 | $ 295,000 | $ 181,000 |
| Lima, OH | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 440,000 | $ 220,000 | $ 223,000 |
| Manchester-Nashua, NH | 2 | $ 800,000 | $ 400,000 | $ 183,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 1,170,000 | $ 585,000 | $ 344,000 |
| Newark, NJ-PA | 2 | $ 1,730,000 | $ 865,000 | $ 261,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 1,290,000 | $ 645,000 | $ 165,000 |
| Raleigh, NC | 2 | $ 5,930,000 | $ 2,965,000 | $ 143,000 |
| San Antonio-New Braunfels, TX | 2 | $ 960,000 | $ 480,000 | $ 224,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,310,000 | $ 655,000 | $ 283,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,410,000 | $ 705,000 | $ 276,000 |
| Santa Rosa, CA | 2 | $ 1,440,000 | $ 720,000 | $ 1,282,000 |
| Savannah, GA | 2 | $ 780,000 | $ 390,000 | $ 420,000 |
| Sebring, FL | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| Urban Honolulu, HI | 2 | $ 1,760,000 | $ 880,000 | $ 236,000 |
| Walla Walla, WA | 2 | $ 180,000 | $ 90,000 | $ 141,000 |
| Worcester, MA-CT | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| York-Hanover, PA | 2 | $ 360,000 | $ 180,000 | $ 123,000 |
| Abilene, TX | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
| Albany, GA | 1 | $ 65,000 | $ 65,000 | $ 146,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 435,000 | $ 435,000 | $ 62,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Baton Rouge, LA | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Battle Creek, MI | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Billings, MT | 1 | $ 945,000 | $ 945,000 | $ 765,000 |
| Birmingham-Hoover, AL | 1 | $ 605,000 | $ 605,000 | $ 285,000 |
| Bloomington, IL | 1 | $ 355,000 | $ 355,000 | $ 316,000 |
| Bowling Green, KY | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Charlottesville, VA | 1 | $ 375,000 | $ 375,000 | $ 44,000 |
| Cheyenne, WY | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Columbia, SC | 1 | $ 355,000 | $ 355,000 | $ 202,000 |
| Columbus, IN | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Corpus Christi, TX | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Decatur, AL | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Eau Claire, WI | 1 | $ 475,000 | $ 475,000 | $ 600,000 |
| Elgin, IL | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Evansville, IN-KY | 1 | $ 655,000 | $ 655,000 | $ 385,000 |
| Gettysburg, PA | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Green Bay, WI | 1 | $ 665,000 | $ 665,000 | $ 425,000 |
| Greenville, NC | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Harrisonburg, VA | 1 | $ 385,000 | $ 385,000 | $ 704,000 |
| Helena, MT | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Homosassa Springs, FL | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Johnstown, PA | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 315,000 | $ 315,000 | $ 354,000 |
| Kansas City, MO-KS | 1 | $ 505,000 | $ 505,000 | $ 1,420,000 |
| Knoxville, TN | 1 | $ 605,000 | $ 605,000 | $ 230,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Lancaster, PA | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Lansing-East Lansing, MI | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Lewiston, ID-WA | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Lubbock, TX | 1 | $ 575,000 | $ 575,000 | $ 300,000 |
| Macon-Bibb County, GA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Madison, WI | 1 | $ 13,805,000 | $ 13,805,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Michigan City-La Porte, IN | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 325,000 | $ 325,000 | $ 24,000 |
| New Orleans-Metairie, LA | 1 | $ 55,000 | $ 55,000 | $ 230,000 |
| Oklahoma City, OK | 1 | $ 0 | $ 0 | $ 0 |
| Redding, CA | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Salinas, CA | 1 | $ 1,655,000 | $ 1,655,000 | $ 2,867,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,165,000 | $ 1,165,000 | $ 629,000 |
| Santa Fe, NM | 1 | $ 585,000 | $ 585,000 | $ 285,000 |
| Springfield, MO | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| St. Louis, MO-IL | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| State College, PA | 1 | $ 985,000 | $ 985,000 | $ 299,000 |
| Stockton-Lodi, CA | 1 | $ 805,000 | $ 805,000 | $ 366,000 |
| Tallahassee, FL | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Terre Haute, IN | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Williamsport, PA | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,127 | $2,299,140,000 | $448,000 | $71,005,000 | $167,000 | $5,267,000 |
| Home Improvement | 3,104 | $342,290,000 | $110,000 | $1,505,000 | $139,000 | $5,880,000 |
| Other Purpose | 2,605 | $390,885,000 | $150,000 | $4,005,000 | $144,000 | $9,000,000 |
| Cash-out Refinancing | 2,568 | $657,960,000 | $256,000 | $3,505,000 | $121,000 | $7,104,000 |
| Refinancing | 2,332 | $882,790,000 | $378,000 | $27,405,000 | $178,000 | $7,200,000 |
| Not Applicable | 26 | $3,130,000 | $120,000 | $635,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,437 | $2,599,735,000 | $227,000 | $7,085,000 | $151,000 | $7,104,000 |
| Black or African American | 1,089 | $165,765,000 | $152,000 | $1,405,000 | $100,000 | $9,000,000 |
| Asian | 1,038 | $509,300,000 | $490,000 | $3,055,000 | $214,000 | $2,601,000 |
| Hispanic | 997 | $215,495,000 | $216,000 | $1,505,000 | $113,000 | $2,554,000 |
| Not Provided | 889 | $290,465,000 | $326,000 | $3,505,000 | $194,000 | $7,200,000 |
| Not applicable | 178 | $765,615,000 | $4,325,000 | $71,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 110 | $22,460,000 | $204,000 | $4,005,000 | $158,000 | $7,351,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $7,175,000 | $311,000 | $805,000 | $218,000 | $2,340,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,593 | $4,292,450,000 | $294,000 | $71,005,000 | $157,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 978 | $222,070,000 | $227,000 | $815,000 | $79,000 | $410,000 |
| VA-guaranteed (Veterans Administration) | 191 | $61,675,000 | $322,000 | $1,235,000 | $108,000 | $483,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,717 | $2,620,790,000 | $300,000 | $71,005,000 | $160,000 | $7,351,000 |
| Application Denied By Financial Institution | 4,345 | $1,112,705,000 | $256,000 | $40,605,000 | $125,000 | $9,000,000 |
| Application Withdrawn By Applicant | 1,809 | $682,035,000 | $377,000 | $40,225,000 | $170,000 | $7,200,000 |
| File Closed For Incompleteness | 564 | $103,090,000 | $182,000 | $1,465,000 | $181,000 | $5,800,000 |
| Application Approved But Not Accepted | 205 | $32,915,000 | $160,000 | $1,255,000 | $126,000 | $682,000 |
| Loan Purchased By The Institution | 122 | $24,660,000 | $202,000 | $945,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,417 | $3,463,490,000 | $303,000 | $71,005,000 | $162,000 | $7,351,000 |
| Credit History | 1,341 | $166,455,000 | $124,000 | $8,005,000 | $98,000 | $2,340,000 |
| Credit Application Incomplete | 1,299 | $422,815,000 | $325,000 | $8,215,000 | $171,000 | $9,000,000 |
| Debt-To-Income Ratio | 863 | $216,165,000 | $250,000 | $2,565,000 | $76,000 | $1,060,000 |
| Collateral | 382 | $112,820,000 | $295,000 | $27,005,000 | $152,000 | $5,267,000 |
| Other | 327 | $168,265,000 | $514,000 | $40,605,000 | $132,000 | $1,339,000 |
| Unverifiable Information | 69 | $12,265,000 | $177,000 | $605,000 | $234,000 | $5,880,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 61 | $13,725,000 | $225,000 | $1,095,000 | $91,000 | $455,000 |
| Employment History | 3 | $195,000 | $65,000 | $105,000 | $47,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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