Keybank National Association Mortgage Lending & HMDA Data, 2025

In 2025, Keybank National Association of Cleveland, OH reported 15,762 mortgage applications totaling $4.6 billion, down 1% from 2024. The average application was for $290,330, and applicants reported an average income of $151,792. 55% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (1,565), Cleveland, OH (1,558) and Seattle-Bellevue-Everett, WA (663) (applications in parentheses).

Mortgage Company & Address Keybank National Association
127 Public Square
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 15,762
Total Mortgage Loan Application Amount $4,576,195,000
Average Mortgage Loan Application Amount $290,330
Highest Mortgage Loan Application Amount $71,005,000
Average Applicant Income $151,792
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 1,260 $ 236,600,000 $ 187,777 $ 117,000
Cuyahoga, Ohio 1,100 $ 173,950,000 $ 158,136 $ 146,000
King, Washington 663 $ 425,295,000 $ 641,470 $ 257,000
Lucas, Ohio 352 $ 93,270,000 $ 264,971 $ 105,000
Monroe, New York 342 $ 50,580,000 $ 147,894 $ 103,000
Niagara, New York 305 $ 52,365,000 $ 171,688 $ 97,000
Capitol Planning Region, Connecticut 282 $ 47,410,000 $ 168,120 $ 117,000
Onondaga, New York 271 $ 50,455,000 $ 186,180 $ 137,000
Allegheny, Pennsylvania 269 $ 41,305,000 $ 153,550 $ 133,000
Pierce, Washington 251 $ 84,465,000 $ 336,513 $ 155,000
Franklin, Ohio 244 $ 58,970,000 $ 241,680 $ 106,000
Snohomish, Washington 221 $ 114,205,000 $ 516,764 $ 229,000
South Central Connecticut Planning Region, Connecticut 210 $ 39,580,000 $ 188,476 $ 161,000
Marion, Indiana 183 $ 44,485,000 $ 243,087 $ 93,000
Albany, New York 183 $ 41,425,000 $ 226,366 $ 133,000
Summit, Ohio 180 $ 30,840,000 $ 171,333 $ 125,000
Lorain, Ohio 172 $ 37,070,000 $ 215,523 $ 115,000
Stark, Ohio 167 $ 26,505,000 $ 158,712 $ 114,000
Montgomery, Pennsylvania 166 $ 61,430,000 $ 370,060 $ 119,000
Washington, Oregon 157 $ 50,805,000 $ 323,598 $ 145,000
Multnomah, Oregon 136 $ 66,880,000 $ 491,764 $ 207,000
Montgomery, Ohio 127 $ 16,275,000 $ 128,149 $ 88,000
Oneida, New York 120 $ 19,790,000 $ 164,916 $ 167,000
Clackamas, Oregon 115 $ 51,165,000 $ 444,913 $ 262,000
Rensselaer, New York 112 $ 19,130,000 $ 170,803 $ 120,000
Lake, Ohio 111 $ 19,305,000 $ 173,918 $ 117,000
Cumberland, Maine 110 $ 29,840,000 $ 271,272 $ 150,000
Salt Lake, Utah 110 $ 50,200,000 $ 456,363 $ 220,000
Schenectady, New York 109 $ 21,965,000 $ 201,513 $ 103,000
Hamilton, Indiana 107 $ 62,165,000 $ 580,981 $ 126,000
Saratoga, New York 106 $ 30,330,000 $ 286,132 $ 158,000
Ada, Idaho 105 $ 45,015,000 $ 428,714 $ 250,000
Marion, Oregon 104 $ 26,100,000 $ 250,961 $ 116,000
Westmoreland, Pennsylvania 98 $ 10,950,000 $ 111,734 $ 92,000
Yakima, Washington 95 $ 16,195,000 $ 170,473 $ 70,000
Hamilton, Ohio 93 $ 19,425,000 $ 208,870 $ 165,000
Hampden, Massachusetts 91 $ 16,135,000 $ 177,307 $ 132,000
Rockland, New York 89 $ 22,245,000 $ 249,943 $ 174,000
Dutchess, New York 88 $ 27,570,000 $ 313,295 $ 164,000
Madison, Indiana 87 $ 11,105,000 $ 127,643 $ 65,000
Monroe, Michigan 86 $ 15,270,000 $ 177,558 $ 99,000
Chester, Pennsylvania 85 $ 17,985,000 $ 211,588 $ 150,000
Westchester, New York 83 $ 29,505,000 $ 355,481 $ 249,000
Jefferson, Colorado 82 $ 26,910,000 $ 328,170 $ 197,000
Elkhart, Indiana 82 $ 12,150,000 $ 148,170 $ 79,000
Denver, Colorado 81 $ 33,105,000 $ 408,703 $ 190,000
Erie, Ohio 81 $ 12,975,000 $ 160,185 $ 91,000
Linn, Oregon 79 $ 16,575,000 $ 209,810 $ 95,000
Orange, New York 75 $ 18,765,000 $ 250,200 $ 152,000
Medina, Ohio 75 $ 15,885,000 $ 211,800 $ 157,000
Lane, Oregon 73 $ 13,815,000 $ 189,246 $ 119,000
Western Connecticut Planning Region, Connecticut 72 $ 29,610,000 $ 411,250 $ 308,000
Chautauqua, New York 72 $ 7,810,000 $ 108,472 $ 120,000
Oswego, New York 72 $ 9,240,000 $ 128,333 $ 101,000
Columbia, New York 71 $ 14,805,000 $ 208,521 $ 136,000
Wood, Ohio 71 $ 13,105,000 $ 184,577 $ 120,000
Arapahoe, Colorado 67 $ 18,105,000 $ 270,223 $ 156,000
Howard, Indiana 67 $ 8,215,000 $ 122,611 $ 84,000
Portage, Ohio 66 $ 9,600,000 $ 145,454 $ 101,000
Cayuga, New York 65 $ 10,485,000 $ 161,307 $ 97,000
Lehigh, Pennsylvania 65 $ 18,475,000 $ 284,230 $ 95,000
Thurston, Washington 65 $ 15,475,000 $ 238,076 $ 152,000
St. Joseph, Indiana 64 $ 8,530,000 $ 133,281 $ 77,000
Adams, Colorado 60 $ 15,640,000 $ 260,666 $ 144,000
Clark, Washington 59 $ 23,625,000 $ 400,423 $ 195,000
Penobscot, Maine 57 $ 10,295,000 $ 180,614 $ 112,000
Aroostook, Maine 56 $ 6,930,000 $ 123,750 $ 87,000
Ashtabula, Ohio 54 $ 5,130,000 $ 95,000 $ 82,000
Washington, Pennsylvania 54 $ 10,100,000 $ 187,037 $ 100,000
Genesee, New York 53 $ 7,605,000 $ 143,490 $ 96,000
Anchorage, Alaska 52 $ 16,340,000 $ 314,230 $ 177,000
Douglas, Colorado 51 $ 21,755,000 $ 426,568 $ 199,000
Lenawee, Michigan 49 $ 9,115,000 $ 186,020 $ 95,000
Mahoning, Ohio 47 $ 7,355,000 $ 156,489 $ 132,000
Fulton, New York 46 $ 6,080,000 $ 132,173 $ 102,000
Ulster, New York 46 $ 8,790,000 $ 191,086 $ 136,000
Geauga, Ohio 46 $ 9,800,000 $ 213,043 $ 142,000
Washtenaw, Michigan 44 $ 6,810,000 $ 154,772 $ 145,000
Jefferson, New York 44 $ 7,400,000 $ 168,181 $ 143,000
Erie, Pennsylvania 44 $ 7,590,000 $ 172,500 $ 99,000
Whatcom, Washington 44 $ 18,680,000 $ 424,545 $ 155,000
Orleans, New York 43 $ 4,875,000 $ 113,372 $ 101,000
Carbon, Pennsylvania 43 $ 6,045,000 $ 140,581 $ 88,000
Davis, Utah 43 $ 18,805,000 $ 437,325 $ 227,000
Mason, Washington 43 $ 9,285,000 $ 215,930 $ 230,000
Bucks, Pennsylvania 42 $ 10,090,000 $ 240,238 $ 167,000
Chittenden, Vermont 42 $ 11,280,000 $ 268,571 $ 159,000
Montgomery, New York 41 $ 5,555,000 $ 135,487 $ 74,000
Bonneville, Idaho 40 $ 9,840,000 $ 246,000 $ 119,000
Wayne, Michigan 39 $ 69,585,000 $ 1,784,230 $ 96,000
Clermont, Ohio 39 $ 7,195,000 $ 184,487 $ 119,000
Lower Connecticut River Valley Planning Region, Connecticut 38 $ 7,860,000 $ 206,842 $ 153,000
Canyon, Idaho 38 $ 10,310,000 $ 271,315 $ 146,000
Warren, Ohio 38 $ 8,500,000 $ 223,684 $ 135,000
Kitsap, Washington 38 $ 13,480,000 $ 354,736 $ 186,000
Warren, Pennsylvania 37 $ 3,575,000 $ 96,621 $ 83,000
Utah, Utah 37 $ 15,105,000 $ 408,243 $ 182,000
Broome, New York 36 $ 4,350,000 $ 120,833 $ 87,000
Johnson, Indiana 35 $ 7,645,000 $ 218,428 $ 153,000
York, Maine 35 $ 8,995,000 $ 257,000 $ 144,000
St. Lawrence, New York 35 $ 3,645,000 $ 104,142 $ 101,000
Huron, Ohio 35 $ 4,355,000 $ 124,428 $ 85,000
Kosciusko, Indiana 34 $ 3,200,000 $ 94,117 $ 76,000
Ottawa, Ohio 33 $ 7,055,000 $ 213,787 $ 213,000
Greene, New York 32 $ 5,040,000 $ 157,500 $ 113,000
Weber, Utah 32 $ 7,440,000 $ 232,500 $ 90,000
Lee, Florida 31 $ 12,235,000 $ 394,677 $ 300,000
Yamhill, Oregon 31 $ 7,955,000 $ 256,612 $ 131,000
Fayette, Pennsylvania 31 $ 2,325,000 $ 75,000 $ 74,000
Skagit, Washington 31 $ 9,265,000 $ 298,870 $ 169,000
Shelby, Indiana 30 $ 4,080,000 $ 136,000 $ 92,000
Butler, Ohio 30 $ 5,340,000 $ 178,000 $ 123,000
Philadelphia, Pennsylvania 30 $ 8,090,000 $ 269,666 $ 133,000
Androscoggin, Maine 29 $ 4,635,000 $ 159,827 $ 81,000
Putnam, New York 29 $ 9,335,000 $ 321,896 $ 469,000
Trumbull, Ohio 29 $ 4,475,000 $ 154,310 $ 105,000
Grays Harbor, Washington 29 $ 6,395,000 $ 220,517 $ 156,000
El Paso, Colorado 28 $ 7,860,000 $ 280,714 $ 176,000
Northeastern Connecticut Planning Region, Connecticut 28 $ 4,280,000 $ 152,857 $ 84,000
Boone, Indiana 28 $ 6,280,000 $ 224,285 $ 229,000
Delaware, Ohio 28 $ 16,880,000 $ 602,857 $ 212,000
Richland, Ohio 28 $ 3,910,000 $ 139,642 $ 89,000
Berks, Pennsylvania 28 $ 4,400,000 $ 157,142 $ 169,000
Grant, Washington 28 $ 6,210,000 $ 221,785 $ 103,000
Lewis, Washington 28 $ 7,280,000 $ 260,000 $ 154,000
Larimer, Colorado 27 $ 10,345,000 $ 383,148 $ 241,000
Bingham, Idaho 27 $ 5,045,000 $ 186,851 $ 126,000
Morgan, Indiana 27 $ 4,875,000 $ 180,555 $ 101,000
Oakland, Michigan 26 $ 7,780,000 $ 299,230 $ 410,000
Jackson, Oregon 25 $ 6,145,000 $ 245,800 $ 110,000
Maricopa, Arizona 24 $ 12,200,000 $ 508,333 $ 402,000
Weld, Colorado 24 $ 5,550,000 $ 231,250 $ 210,000
Clinton, New York 24 $ 3,630,000 $ 151,250 $ 96,000
Tooele, Utah 24 $ 5,510,000 $ 229,583 $ 124,000
Kenai Peninsula, Alaska 23 $ 5,355,000 $ 232,826 $ 117,000
Kennebec, Maine 23 $ 2,545,000 $ 110,652 $ 96,000
Benton, Oregon 23 $ 11,665,000 $ 507,173 $ 172,000
Northampton, Pennsylvania 23 $ 3,345,000 $ 145,434 $ 76,000
Kings, New York 22 $ 132,580,000 $ 6,026,363 $ 229,000
Livingston, New York 22 $ 3,940,000 $ 179,090 $ 110,000
Madison, New York 22 $ 3,930,000 $ 178,636 $ 110,000
Otsego, New York 22 $ 3,900,000 $ 177,272 $ 121,000
Summit, Utah 22 $ 19,530,000 $ 887,727 $ 489,000
Wayne, New York 21 $ 2,545,000 $ 121,190 $ 64,000
Clallam, Washington 21 $ 4,625,000 $ 220,238 $ 128,000
Pacific, Washington 21 $ 3,555,000 $ 169,285 $ 94,000
Matanuska-Susitna, Alaska 20 $ 4,590,000 $ 229,500 $ 136,000
Greater Bridgeport Planning Region, Connecticut 20 $ 5,470,000 $ 273,500 $ 153,000
Oxford, Maine 20 $ 2,990,000 $ 149,500 $ 101,000
Waldo, Maine 20 $ 4,130,000 $ 206,500 $ 79,000
Cortland, New York 20 $ 2,640,000 $ 132,000 $ 117,000
Franklin, New York 20 $ 3,690,000 $ 184,500 $ 147,000
Warren, New York 20 $ 22,470,000 $ 1,123,500 $ 127,000
Boulder, Colorado 19 $ 7,615,000 $ 400,789 $ 245,000
Collier, Florida 19 $ 13,335,000 $ 701,842 $ 368,000
Hendricks, Indiana 19 $ 4,305,000 $ 226,578 $ 102,000
Cattaraugus, New York 19 $ 2,665,000 $ 140,263 $ 127,000
Greene, Ohio 19 $ 4,085,000 $ 215,000 $ 128,000
Sandusky, Ohio 19 $ 3,285,000 $ 172,894 $ 182,000
Ontario, New York 18 $ 3,610,000 $ 200,555 $ 155,000
Queens, New York 18 $ 31,410,000 $ 1,745,000 $ 258,000
Clark, Ohio 18 $ 2,000,000 $ 111,111 $ 71,000
Sullivan, New York 17 $ 3,365,000 $ 197,941 $ 144,000
Wyoming, New York 17 $ 2,895,000 $ 170,294 $ 98,000
Fulton, Ohio 17 $ 2,745,000 $ 161,470 $ 79,000
Starke, Indiana 16 $ 2,450,000 $ 153,125 $ 99,000
Schoharie, New York 16 $ 2,670,000 $ 166,875 $ 104,000
Butler, Pennsylvania 16 $ 3,340,000 $ 208,750 $ 109,000
Southeastern Connecticut Planning Region, Connecticut 15 $ 3,225,000 $ 215,000 $ 98,000
Somerset, Maine 15 $ 2,065,000 $ 137,666 $ 83,000
Polk, Oregon 15 $ 4,325,000 $ 288,333 $ 136,000
Naugatuck Valley Planning Region, Connecticut 14 $ 2,530,000 $ 180,714 $ 552,000
Palm Beach, Florida 14 $ 6,200,000 $ 442,857 $ 308,000
Twin Falls, Idaho 14 $ 2,590,000 $ 185,000 $ 73,000
Steuben, Indiana 14 $ 2,370,000 $ 169,285 $ 120,000
Sagadahoc, Maine 14 $ 2,540,000 $ 181,428 $ 144,000
Nassau, New York 14 $ 6,990,000 $ 499,285 $ 207,000
Fairfield, Ohio 14 $ 2,840,000 $ 202,857 $ 85,000
Deschutes, Oregon 14 $ 15,010,000 $ 1,072,142 $ 347,000
Benton, Washington 14 $ 3,730,000 $ 266,428 $ 241,000
Riverside, California 13 $ 11,505,000 $ 885,000 $ 852,000
Hancock, Maine 13 $ 4,185,000 $ 321,923 $ 209,000
Tompkins, New York 13 $ 2,695,000 $ 207,307 $ 116,000
Columbiana, Ohio 13 $ 1,335,000 $ 102,692 $ 84,000
Licking, Ohio 13 $ 4,125,000 $ 317,307 $ 119,000
Schuylkill, Pennsylvania 13 $ 2,395,000 $ 184,230 $ 131,000
Stevens, Washington 13 $ 2,645,000 $ 203,461 $ 109,000
Sarasota, Florida 12 $ 4,390,000 $ 365,833 $ 193,000
Teton, Idaho 12 $ 9,120,000 $ 760,000 $ 341,000
Marshall, Indiana 12 $ 1,420,000 $ 118,333 $ 75,000
Franklin, Vermont 12 $ 2,580,000 $ 215,000 $ 163,000
San Juan, Washington 12 $ 5,340,000 $ 445,000 $ 212,000
Summit, Colorado 11 $ 9,775,000 $ 888,636 $ 484,000
Manatee, Florida 11 $ 4,765,000 $ 433,181 $ 364,000
Bannock, Idaho 11 $ 1,795,000 $ 163,181 $ 102,000
Jackson, Michigan 11 $ 2,365,000 $ 215,000 $ 101,000
Livingston, Michigan 11 $ 2,865,000 $ 260,454 $ 281,000
Washington, New York 11 $ 1,875,000 $ 170,454 $ 80,000
Seneca, Ohio 11 $ 1,175,000 $ 106,818 $ 40,000
Los Angeles, California 10 $ 9,580,000 $ 958,000 $ 297,000
Pinellas, Florida 10 $ 4,860,000 $ 486,000 $ 587,000
Cassia, Idaho 10 $ 1,270,000 $ 127,000 $ 80,000
Payette, Idaho 10 $ 1,570,000 $ 157,000 $ 81,000
Delaware, Indiana 10 $ 1,760,000 $ 176,000 $ 157,000
Knox, Maine 10 $ 3,160,000 $ 316,000 $ 196,000
Lewis, New York 10 $ 1,230,000 $ 123,000 $ 130,000
Wayne, Ohio 10 $ 1,280,000 $ 128,000 $ 91,000
Hood River, Oregon 10 $ 3,960,000 $ 396,000 $ 215,000
Monroe, Pennsylvania 10 $ 1,810,000 $ 181,000 $ 79,000
Pike, Pennsylvania 10 $ 2,540,000 $ 254,000 $ 88,000
Box Elder, Utah 10 $ 2,700,000 $ 270,000 $ 91,000
Cowlitz, Washington 10 $ 3,270,000 $ 327,000 $ 107,000
Marion, Florida 9 $ 44,645,000 $ 4,960,555 $ 145,000
Cook, Illinois 9 $ 3,825,000 $ 425,000 $ 219,000
Steuben, New York 9 $ 1,245,000 $ 138,333 $ 100,000
Tioga, New York 9 $ 1,695,000 $ 188,333 $ 124,000
Josephine, Oregon 9 $ 805,000 $ 89,444 $ 95,000
Horry, South Carolina 9 $ 2,085,000 $ 231,666 $ 308,000
Cache, Utah 9 $ 1,895,000 $ 210,555 $ 130,000
Addison, Vermont 9 $ 2,245,000 $ 249,444 $ 126,000
Windham, Vermont 9 $ 875,000 $ 97,222 $ 87,000
San Diego, California 8 $ 5,470,000 $ 683,750 $ 320,000
Miami-Dade, Florida 8 $ 3,610,000 $ 451,250 $ 362,000
Orange, Florida 8 $ 3,460,000 $ 432,500 $ 454,000
Minidoka, Idaho 8 $ 1,290,000 $ 161,250 $ 160,000
Hancock, Indiana 8 $ 1,810,000 $ 226,250 $ 126,000
Middlesex, Massachusetts 8 $ 3,570,000 $ 446,250 $ 166,000
Herkimer, New York 8 $ 860,000 $ 107,500 $ 115,000
Union, Ohio 8 $ 3,500,000 $ 437,500 $ 261,000
Harris, Texas 8 $ 17,340,000 $ 2,167,500 $ 228,000
Washington, Utah 8 $ 3,840,000 $ 480,000 $ 414,000
Douglas, Washington 8 $ 3,810,000 $ 476,250 $ 174,000
Island, Washington 8 $ 3,490,000 $ 436,250 $ 277,000
Fremont, Idaho 7 $ 2,265,000 $ 323,571 $ 139,000
Campbell, Kentucky 7 $ 1,205,000 $ 172,142 $ 82,000
Kenton, Kentucky 7 $ 1,605,000 $ 229,285 $ 142,000
Cass, Michigan 7 $ 1,015,000 $ 145,000 $ 93,000
Clark, Nevada 7 $ 3,555,000 $ 507,857 $ 196,000
Suffolk, New York 7 $ 1,935,000 $ 276,428 $ 130,000
Hancock, Ohio 7 $ 1,105,000 $ 157,857 $ 86,000
Knox, Ohio 7 $ 1,855,000 $ 265,000 $ 144,000
Miami, Ohio 7 $ 675,000 $ 96,428 $ 100,000
Clatsop, Oregon 7 $ 2,085,000 $ 297,857 $ 252,000
Beaver, Pennsylvania 7 $ 855,000 $ 122,142 $ 96,000
Dauphin, Pennsylvania 7 $ 9,885,000 $ 1,412,142 $ 455,000
Delaware, Pennsylvania 7 $ 1,695,000 $ 242,142 $ 124,000
Rutland, Vermont 7 $ 1,475,000 $ 210,714 $ 92,000
Chelan, Washington 7 $ 2,165,000 $ 309,285 $ 171,000
Spokane, Washington 7 $ 1,825,000 $ 260,714 $ 332,000
Aleutians West, Alaska 6 $ 2,390,000 $ 398,333 $ 180,000
Broomfield, Colorado 6 $ 1,800,000 $ 300,000 $ 83,000
Pueblo, Colorado 6 $ 1,580,000 $ 263,333 $ 169,000
Sumter, Florida 6 $ 1,100,000 $ 183,333 $ 108,000
Gem, Idaho 6 $ 1,380,000 $ 230,000 $ 91,000
Jefferson, Idaho 6 $ 960,000 $ 160,000 $ 81,000
Madison, Idaho 6 $ 1,990,000 $ 331,666 $ 360,000
Grant, Indiana 6 $ 550,000 $ 91,666 $ 84,000
Tipton, Indiana 6 $ 860,000 $ 143,333 $ 79,000
Bergen, New Jersey 6 $ 4,540,000 $ 756,666 $ 587,000
Hudson, New Jersey 6 $ 16,680,000 $ 2,780,000 $ 243,000
Essex, New York 6 $ 1,500,000 $ 250,000 $ 241,000
Hamilton, New York 6 $ 1,290,000 $ 215,000 $ 240,000
New York, New York 6 $ 8,130,000 $ 1,355,000 $ 4,105,000
Defiance, Ohio 6 $ 850,000 $ 141,666 $ 104,000
Morrow, Ohio 6 $ 1,180,000 $ 196,666 $ 58,000
Pickaway, Ohio 6 $ 1,580,000 $ 263,333 $ 113,000
Lincoln, Oregon 6 $ 1,620,000 $ 270,000 $ 131,000
Tillamook, Oregon 6 $ 7,650,000 $ 1,275,000 $ 514,000
Wasco, Oregon 6 $ 1,290,000 $ 215,000 $ 123,000
Beaufort, South Carolina 6 $ 6,760,000 $ 1,126,666 $ 1,558,000
Windsor, Vermont 6 $ 2,790,000 $ 465,000 $ 199,000
Franklin, Washington 6 $ 660,000 $ 110,000 $ 75,000
New Castle, Delaware 5 $ 28,785,000 $ 5,757,000 $ 154,000
Charlotte, Florida 5 $ 1,305,000 $ 261,000 $ 210,000
Indian River, Florida 5 $ 1,515,000 $ 303,000 $ 253,000
Lake, Florida 5 $ 1,005,000 $ 201,000 $ 132,000
Kootenai, Idaho 5 $ 3,415,000 $ 683,000 $ 117,000
Boone, Kentucky 5 $ 1,135,000 $ 227,000 $ 124,000
Piscataquis, Maine 5 $ 435,000 $ 87,000 $ 80,000
Berkshire, Massachusetts 5 $ 1,375,000 $ 275,000 $ 165,000
St. Joseph, Michigan 5 $ 775,000 $ 155,000 $ 69,000
Ocean, New Jersey 5 $ 1,725,000 $ 345,000 $ 252,000
Chenango, New York 5 $ 825,000 $ 165,000 $ 102,000
Ashland, Ohio 5 $ 725,000 $ 145,000 $ 94,000
Henry, Ohio 5 $ 405,000 $ 81,000 $ 339,000
Williams, Ohio 5 $ 655,000 $ 131,000 $ 79,000
Malheur, Oregon 5 $ 935,000 $ 187,000 $ 86,000
Wasatch, Utah 5 $ 3,185,000 $ 637,000 $ 206,000
Ketchikan Gateway, Alaska 4 $ 590,000 $ 147,500 $ 77,000
Pima, Arizona 4 $ 2,450,000 $ 612,500 $ 618,000
Pasco, Florida 4 $ 760,000 $ 190,000 $ 154,000
St. Johns, Florida 4 $ 1,070,000 $ 267,500 $ 323,000
DuPage, Illinois 4 $ 3,240,000 $ 810,000 $ 582,000
Allen, Indiana 4 $ 1,090,000 $ 272,500 $ 143,000
Henry, Indiana 4 $ 740,000 $ 185,000 $ 63,000
Lake, Indiana 4 $ 1,690,000 $ 422,500 $ 234,000
Baltimore, Maryland 4 $ 4,640,000 $ 1,160,000 $ 417,000
Barnstable, Massachusetts 4 $ 3,360,000 $ 840,000 $ 444,000
Suffolk, Massachusetts 4 $ 2,940,000 $ 735,000 $ 266,000
Berrien, Michigan 4 $ 1,480,000 $ 370,000 $ 607,000
Washoe, Nevada 4 $ 1,980,000 $ 495,000 $ 363,000
Cape May, New Jersey 4 $ 490,000 $ 122,500 $ 141,000
Allegany, New York 4 $ 470,000 $ 117,500 $ 93,000
Mecklenburg, North Carolina 4 $ 1,430,000 $ 357,500 $ 124,000
Clinton, Ohio 4 $ 840,000 $ 210,000 $ 75,000
Logan, Ohio 4 $ 1,240,000 $ 310,000 $ 329,000
Lawrence, Pennsylvania 4 $ 530,000 $ 132,500 $ 67,000
Providence, Rhode Island 4 $ 1,290,000 $ 322,500 $ 179,000
Davidson, Tennessee 4 $ 1,920,000 $ 480,000 $ 198,000
Kittitas, Washington 4 $ 560,000 $ 140,000 $ 275,000
Fairbanks North Star, Alaska 3 $ 745,000 $ 248,333 $ 111,000
Napa, California 3 $ 2,135,000 $ 711,666 $ 331,000
Ventura, California 3 $ 1,675,000 $ 558,333 $ 206,000
Elbert, Colorado 3 $ 2,105,000 $ 701,666 $ 158,000
Teller, Colorado 3 $ 855,000 $ 285,000 $ 110,000
Northwest Hills Planning Region, Connecticut 3 $ 465,000 $ 155,000 $ 87,000
District of Columbia, District Of Columbia 3 $ 2,565,000 $ 855,000 $ 431,000
Alachua, Florida 3 $ 1,335,000 $ 445,000 $ 233,000
Hillsborough, Florida 3 $ 735,000 $ 245,000 $ 192,000
Monroe, Florida 3 $ 3,745,000 $ 1,248,333 $ 1,761,000
Seminole, Florida 3 $ 36,275,000 $ 12,091,666 $ 647,000
Volusia, Florida 3 $ 575,000 $ 191,666 $ 100,000
Cherokee, Georgia 3 $ 1,085,000 $ 361,666 $ 112,000
Blaine, Idaho 3 $ 2,165,000 $ 721,666 $ 1,321,000
Bonner, Idaho 3 $ 1,835,000 $ 611,666 $ 426,000
Lake, Illinois 3 $ 2,095,000 $ 698,333 $ 764,000
DeKalb, Indiana 3 $ 2,695,000 $ 898,333 $ 162,000
Monroe, Indiana 3 $ 595,000 $ 198,333 $ 559,000
Noble, Indiana 3 $ 375,000 $ 125,000 $ 63,000
Putnam, Indiana 3 $ 1,125,000 $ 375,000 $ 322,000
Montgomery, Maryland 3 $ 1,845,000 $ 615,000 $ 203,000
Nantucket, Massachusetts 3 $ 5,695,000 $ 1,898,333 $ 796,000
Genesee, Michigan 3 $ 505,000 $ 168,333 $ 210,000
Hillsdale, Michigan 3 $ 565,000 $ 188,333 $ 110,000
Ionia, Michigan 3 $ 535,000 $ 178,333 $ 94,000
Ottawa, Michigan 3 $ 1,725,000 $ 575,000 $ 257,000
St. Clair, Michigan 3 $ 445,000 $ 148,333 $ 356,000
Gallatin, Montana 3 $ 3,385,000 $ 1,128,333 $ 545,000
Rockingham, New Hampshire 3 $ 1,635,000 $ 545,000 $ 159,000
Sullivan, New Hampshire 3 $ 935,000 $ 311,666 $ 103,000
Chemung, New York 3 $ 375,000 $ 125,000 $ 101,000
Delaware, New York 3 $ 485,000 $ 161,666 $ 181,000
Richmond, New York 3 $ 1,125,000 $ 375,000 $ 106,000
Brunswick, North Carolina 3 $ 1,195,000 $ 398,333 $ 303,000
Pender, North Carolina 3 $ 625,000 $ 208,333 $ 98,000
Champaign, Ohio 3 $ 735,000 $ 245,000 $ 82,000
Madison, Ohio 3 $ 1,125,000 $ 375,000 $ 203,000
Tuscarawas, Ohio 3 $ 165,000 $ 55,000 $ 59,000
Douglas, Oregon 3 $ 1,125,000 $ 375,000 $ 139,000
Umatilla, Oregon 3 $ 695,000 $ 231,666 $ 114,000
Crawford, Pennsylvania 3 $ 255,000 $ 85,000 $ 68,000
Luzerne, Pennsylvania 3 $ 765,000 $ 255,000 $ 87,000
Dorchester, South Carolina 3 $ 1,005,000 $ 335,000 $ 133,000
Hamilton, Tennessee 3 $ 1,335,000 $ 445,000 $ 118,000
Shelby, Tennessee 3 $ 1,145,000 $ 381,666 $ 212,000
Dallas, Texas 3 $ 2,355,000 $ 785,000 $ 469,000
Kane, Utah 3 $ 895,000 $ 298,333 $ 191,000
Lamoille, Vermont 3 $ 2,075,000 $ 691,666 $ 458,000
Okanogan, Washington 3 $ 2,915,000 $ 971,666 $ 649,000
Baldwin, Alabama 2 $ 2,900,000 $ 1,450,000 $ 450,000
Juneau, Alaska 2 $ 280,000 $ 140,000 $ 228,000
Yavapai, Arizona 2 $ 1,290,000 $ 645,000 $ 165,000
Contra Costa, California 2 $ 1,310,000 $ 655,000 $ 1,310,000
Fresno, California 2 $ 830,000 $ 415,000 $ 147,000
Mendocino, California 2 $ 3,720,000 $ 1,860,000 $ 3,831,000
Placer, California 2 $ 1,700,000 $ 850,000 $ 501,000
Sacramento, California 2 $ 440,000 $ 220,000 $ 158,000
Santa Barbara, California 2 $ 1,410,000 $ 705,000 $ 276,000
Santa Clara, California 2 $ 1,310,000 $ 655,000 $ 283,000
Sonoma, California 2 $ 1,440,000 $ 720,000 $ 1,282,000
Eagle, Colorado 2 $ 1,400,000 $ 700,000 $ 336,000
Grand, Colorado 2 $ 460,000 $ 230,000 $ 627,000
Mesa, Colorado 2 $ 810,000 $ 405,000 $ 122,000
Park, Colorado 2 $ 900,000 $ 450,000 $ 98,000
Broward, Florida 2 $ 840,000 $ 420,000 $ 166,000
Highlands, Florida 2 $ 270,000 $ 135,000 $ 100,000
St. Lucie, Florida 2 $ 710,000 $ 355,000 $ 164,000
Chatham, Georgia 2 $ 780,000 $ 390,000 $ 420,000
Clayton, Georgia 2 $ 520,000 $ 260,000 $ 88,000
Cobb, Georgia 2 $ 240,000 $ 120,000 $ 136,000
Forsyth, Georgia 2 $ 1,990,000 $ 995,000 $ 233,000
Fulton, Georgia 2 $ 960,000 $ 480,000 $ 112,000
Henry, Georgia 2 $ 1,070,000 $ 535,000 $ 186,000
Muscogee, Georgia 2 $ 14,430,000 $ 7,215,000 $ 63,000
Honolulu, Hawaii 2 $ 1,760,000 $ 880,000 $ 236,000
Bear Lake, Idaho 2 $ 450,000 $ 225,000 $ 98,000
Boise, Idaho 2 $ 70,000 $ 35,000 $ 19,000
Gooding, Idaho 2 $ 490,000 $ 245,000 $ 74,000
Power, Idaho 2 $ 340,000 $ 170,000 $ 81,000
Valley, Idaho 2 $ 710,000 $ 355,000 $ 369,000
Dearborn, Indiana 2 $ 540,000 $ 270,000 $ 103,000
Franklin, Indiana 2 $ 410,000 $ 205,000 $ 130,000
Fulton, Indiana 2 $ 150,000 $ 75,000 $ 45,000
Rush, Indiana 2 $ 220,000 $ 110,000 $ 135,000
Spencer, Indiana 2 $ 420,000 $ 210,000 $ 40,000
Tippecanoe, Indiana 2 $ 380,000 $ 190,000 $ 79,000
Fayette, Kentucky 2 $ 590,000 $ 295,000 $ 181,000
Jefferson, Kentucky 2 $ 440,000 $ 220,000 $ 223,000
Franklin, Maine 2 $ 640,000 $ 320,000 $ 124,000
Lincoln, Maine 2 $ 800,000 $ 400,000 $ 257,000
Washington, Maine 2 $ 300,000 $ 150,000 $ 34,000
Essex, Massachusetts 2 $ 730,000 $ 365,000 $ 192,000
Hampshire, Massachusetts 2 $ 830,000 $ 415,000 $ 94,000
Norfolk, Massachusetts 2 $ 1,920,000 $ 960,000 $ 342,000
Worcester, Massachusetts 2 $ 290,000 $ 145,000 $ 96,000
Grand Traverse, Michigan 2 $ 1,300,000 $ 650,000 $ 275,000
Kent, Michigan 2 $ 640,000 $ 320,000 $ 86,000
Macomb, Michigan 2 $ 730,000 $ 365,000 $ 34,000
Taney, Missouri 2 $ 230,000 $ 115,000 $ 43,000
Carroll, New Hampshire 2 $ 940,000 $ 470,000 $ 518,000
Hillsborough, New Hampshire 2 $ 800,000 $ 400,000 $ 183,000
Monmouth, New Jersey 2 $ 530,000 $ 265,000 $ 272,000
Passaic, New Jersey 2 $ 540,000 $ 270,000 $ 101,000
Sandoval, New Mexico 2 $ 1,500,000 $ 750,000 $ 556,000
Yates, New York 2 $ 660,000 $ 330,000 $ 159,000
Alamance, North Carolina 2 $ 450,000 $ 225,000 $ 85,000
Dare, North Carolina 2 $ 1,780,000 $ 890,000 $ 472,000
Duplin, North Carolina 2 $ 210,000 $ 105,000 $ 81,000
Durham, North Carolina 2 $ 540,000 $ 270,000 $ 127,000
Gaston, North Carolina 2 $ 750,000 $ 375,000 $ 147,000
Rockingham, North Carolina 2 $ 280,000 $ 140,000 $ 90,000
Allen, Ohio 2 $ 430,000 $ 215,000 $ 84,000
Athens, Ohio 2 $ 900,000 $ 450,000 $ 243,000
Brown, Ohio 2 $ 80,000 $ 40,000 $ 39,000
Carroll, Ohio 2 $ 630,000 $ 315,000 $ 118,000
Hardin, Ohio 2 $ 270,000 $ 135,000 $ 84,000
Highland, Ohio 2 $ 330,000 $ 165,000 $ 140,000
Muskingum, Ohio 2 $ 310,000 $ 155,000 $ 52,000
Perry, Ohio 2 $ 130,000 $ 65,000 $ 85,000
Preble, Ohio 2 $ 360,000 $ 180,000 $ 28,000
Putnam, Ohio 2 $ 310,000 $ 155,000 $ 84,000
Scioto, Ohio 2 $ 230,000 $ 115,000 $ 34,000
Columbia, Oregon 2 $ 400,000 $ 200,000 $ 80,000
Coos, Oregon 2 $ 240,000 $ 120,000 $ 74,000
Crook, Oregon 2 $ 1,340,000 $ 670,000 $ 153,000
Jefferson, Oregon 2 $ 1,000,000 $ 500,000 $ 181,000
McKean, Pennsylvania 2 $ 180,000 $ 90,000 $ 30,000
Mercer, Pennsylvania 2 $ 290,000 $ 145,000 $ 4,000
Somerset, Pennsylvania 2 $ 410,000 $ 205,000 $ 274,000
Wyoming, Pennsylvania 2 $ 310,000 $ 155,000 $ 379,000
York, Pennsylvania 2 $ 360,000 $ 180,000 $ 123,000
Berkeley, South Carolina 2 $ 550,000 $ 275,000 $ 97,000
Charleston, South Carolina 2 $ 850,000 $ 425,000 $ 294,000
Greenville, South Carolina 2 $ 5,760,000 $ 2,880,000 $ 117,000
Lancaster, South Carolina 2 $ 740,000 $ 370,000 $ 138,000
Hardin, Tennessee 2 $ 770,000 $ 385,000 $ 133,000
Sumner, Tennessee 2 $ 910,000 $ 455,000 $ 188,000
Erath, Texas 2 $ 330,000 $ 165,000 $ 473,000
Kaufman, Texas 2 $ 630,000 $ 315,000 $ 119,000
Parker, Texas 2 $ 1,030,000 $ 515,000 $ 302,000
Williamson, Texas 2 $ 43,400,000 $ 21,700,000 $ 336,000
Iron, Utah 2 $ 930,000 $ 465,000 $ 81,000
Sanpete, Utah 2 $ 280,000 $ 140,000 $ 129,000
Grand Isle, Vermont 2 $ 720,000 $ 360,000 $ 185,000
Orleans, Vermont 2 $ 710,000 $ 355,000 $ 625,000
Washington, Vermont 2 $ 590,000 $ 295,000 $ 130,000
James City, Virginia 2 $ 820,000 $ 410,000 $ 153,000
Jefferson, Washington 2 $ 930,000 $ 465,000 $ 158,000
Lincoln, Washington 2 $ 70,000 $ 35,000 $ 522,000
Walla Walla, Washington 2 $ 180,000 $ 90,000 $ 141,000
Whitman, Washington 2 $ 600,000 $ 300,000 $ 205,000
Lawrence, Alabama 1 $ 105,000 $ 105,000 $ 160,000
St. Clair, Alabama 1 $ 605,000 $ 605,000 $ 285,000
Copper River, Alaska 1 $ 55,000 $ 55,000 $ 61,000
Hoonah-Angoon, Alaska 1 $ 605,000 $ 605,000 $ 238,000
Kodiak Island, Alaska 1 $ 265,000 $ 265,000 $ 229,000
Mohave, Arizona 1 $ 285,000 $ 285,000 $ 76,000
Alameda, California 1 $ 215,000 $ 215,000 $ 133,000
Monterey, California 1 $ 1,655,000 $ 1,655,000 $ 2,867,000
Orange, California 1 $ 435,000 $ 435,000 $ 62,000
San Francisco, California 1 $ 1,165,000 $ 1,165,000 $ 629,000
San Joaquin, California 1 $ 805,000 $ 805,000 $ 366,000
Shasta, California 1 $ 45,000 $ 45,000 $ 115,000
Chaffee, Colorado 1 $ 165,000 $ 165,000 $ 198,000
Conejos, Colorado 1 $ 145,000 $ 145,000 $ 101,000
Custer, Colorado 1 $ 225,000 $ 225,000 $ 44,000
Garfield, Colorado 1 $ 805,000 $ 805,000 $ 200,000
Gunnison, Colorado 1 $ 385,000 $ 385,000 $ 348,000
Huerfano, Colorado 1 $ 65,000 $ 65,000 $ 43,000
La Plata, Colorado 1 $ 2,365,000 $ 2,365,000 $ 1,027,000
Lake, Colorado 1 $ 95,000 $ 95,000 $ 84,000
Las Animas, Colorado 1 $ 335,000 $ 335,000 $ 279,000
Logan, Colorado 1 $ 155,000 $ 155,000 $ 191,000
Moffat, Colorado 1 $ 405,000 $ 405,000 $ 144,000
Sussex, Delaware 1 $ 765,000 $ 765,000 $ 86,000
Citrus, Florida 1 $ 235,000 $ 235,000 $ 62,000
Columbia, Florida 1 $ 255,000 $ 255,000 $ 396,000
Flagler, Florida 1 $ 315,000 $ 315,000 $ 52,000
Hernando, Florida 1 $ 515,000 $ 515,000 $ 120,000
Leon, Florida 1 $ 105,000 $ 105,000 $ 113,000
Martin, Florida 1 $ 40,225,000 $ 40,225,000 $ 0
Nassau, Florida 1 $ 95,000 $ 95,000 $ 64,000
Osceola, Florida 1 $ 325,000 $ 325,000 $ 80,000
Bibb, Georgia 1 $ 385,000 $ 385,000 $ 0
DeKalb, Georgia 1 $ 405,000 $ 405,000 $ 446,000
Dougherty, Georgia 1 $ 65,000 $ 65,000 $ 146,000
Greene, Georgia 1 $ 1,005,000 $ 1,005,000 $ 670,000
Maui, Hawaii 1 $ 315,000 $ 315,000 $ 354,000
Clearwater, Idaho 1 $ 405,000 $ 405,000 $ 105,000
Franklin, Idaho 1 $ 365,000 $ 365,000 $ 181,000
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Mortgage Loan Application Detail Totals for Keybank National Association in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,127 $2,299,140,000 $448,000 $71,005,000 $167,000 $5,267,000
Home Improvement 3,104 $342,290,000 $110,000 $1,505,000 $139,000 $5,880,000
Other Purpose 2,605 $390,885,000 $150,000 $4,005,000 $144,000 $9,000,000
Cash-out Refinancing 2,568 $657,960,000 $256,000 $3,505,000 $121,000 $7,104,000
Refinancing 2,332 $882,790,000 $378,000 $27,405,000 $178,000 $7,200,000
Not Applicable 26 $3,130,000 $120,000 $635,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,437 $2,599,735,000 $227,000 $7,085,000 $151,000 $7,104,000
Black or African American 1,089 $165,765,000 $152,000 $1,405,000 $100,000 $9,000,000
Asian 1,038 $509,300,000 $490,000 $3,055,000 $214,000 $2,601,000
Hispanic 997 $215,495,000 $216,000 $1,505,000 $113,000 $2,554,000
Not Provided 889 $290,465,000 $326,000 $3,505,000 $194,000 $7,200,000
Not applicable 178 $765,615,000 $4,325,000 $71,005,000 $0 $0
American Indian or Alaskan Native 110 $22,460,000 $204,000 $4,005,000 $158,000 $7,351,000
Native Hawaiian or Other Pacific Islander 23 $7,175,000 $311,000 $805,000 $218,000 $2,340,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,593 $4,292,450,000 $294,000 $71,005,000 $157,000 $9,000,000
FHA-insured (Federal Housing Administration) 978 $222,070,000 $227,000 $815,000 $79,000 $410,000
VA-guaranteed (Veterans Administration) 191 $61,675,000 $322,000 $1,235,000 $108,000 $483,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,717 $2,620,790,000 $300,000 $71,005,000 $160,000 $7,351,000
Application Denied By Financial Institution 4,345 $1,112,705,000 $256,000 $40,605,000 $125,000 $9,000,000
Application Withdrawn By Applicant 1,809 $682,035,000 $377,000 $40,225,000 $170,000 $7,200,000
File Closed For Incompleteness 564 $103,090,000 $182,000 $1,465,000 $181,000 $5,800,000
Application Approved But Not Accepted 205 $32,915,000 $160,000 $1,255,000 $126,000 $682,000
Loan Purchased By The Institution 122 $24,660,000 $202,000 $945,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,417 $3,463,490,000 $303,000 $71,005,000 $162,000 $7,351,000
Credit History 1,341 $166,455,000 $124,000 $8,005,000 $98,000 $2,340,000
Credit Application Incomplete 1,299 $422,815,000 $325,000 $8,215,000 $171,000 $9,000,000
Debt-To-Income Ratio 863 $216,165,000 $250,000 $2,565,000 $76,000 $1,060,000
Collateral 382 $112,820,000 $295,000 $27,005,000 $152,000 $5,267,000
Other 327 $168,265,000 $514,000 $40,605,000 $132,000 $1,339,000
Unverifiable Information 69 $12,265,000 $177,000 $605,000 $234,000 $5,880,000
Insufficient Cash (Downpayment, Closing Cost) 61 $13,725,000 $225,000 $1,095,000 $91,000 $455,000
Employment History 3 $195,000 $65,000 $105,000 $47,000 $92,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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