Aurora Bank FSB Mortgage Lending & HMDA Data, 2010
In 2010, Aurora Bank FSB of New York, NY reported 2,402 mortgage applications totaling $522.8 million, down 52% from 2009. The average application was for $217,646, and applicants reported an average income of $100,042. 22% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Denver-Aurora-Broomfield, CO (116), Washington-Arlington-Alexandria, DC-VA-MD-WV (85) and New York-White Plains-Wayne, NY-NJ (80) (applications in parentheses).
| Mortgage Company & Address | Aurora Bank FSB 1271 Sixth Avenue, 46th Floor New York, NY 10020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,402 |
| Total Mortgage Loan Application Amount | $522,787,000 |
| Average Mortgage Loan Application Amount | $217,646 |
| Highest Mortgage Loan Application Amount | $783,000 |
| Average Applicant Income | $100,042 |
| Highest Applicant Income | $2,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aurora Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Broomfield, CO | 116 | $ 23,804,000 | $ 205,206 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 85 | $ 25,378,000 | $ 298,564 | $ 108,788 |
| New York-White Plains-Wayne, NY-NJ | 80 | $ 28,343,000 | $ 354,287 | $ 145,325 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 77 | $ 16,694,000 | $ 216,805 | $ 90,337 |
| Dallas-Plano-Irving, TX | 62 | $ 10,476,000 | $ 168,967 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 62 | $ 21,442,000 | $ 345,838 | $ 111,000 |
| Phoenix-Mesa-Glendale, AZ | 57 | $ 11,138,000 | $ 195,403 | $ 89,000 |
| Atlanta-Sandy Springs-Marietta, GA | 50 | $ 8,927,000 | $ 178,540 | $ 87,000 |
| Chicago-Joliet-Naperville, IL | 47 | $ 10,246,000 | $ 218,000 | $ 87,000 |
| Houston-Sugar Land-Baytown, TX | 46 | $ 6,987,000 | $ 151,891 | $ 74,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 43 | $ 9,433,000 | $ 219,372 | $ 104,325 |
| Portland-Vancouver-Hillsboro, OR-WA | 40 | $ 7,647,000 | $ 191,175 | $ 100,000 |
| Baltimore-Towson, MD | 39 | $ 9,364,000 | $ 240,102 | $ 100,000 |
| Seattle-Bellevue-Everett, WA | 37 | $ 10,303,000 | $ 278,459 | $ 97,000 |
| Austin-Round Rock-San Marcos, TX | 36 | $ 5,868,000 | $ 163,000 | $ 92,000 |
| St. Louis, MO-IL | 35 | $ 5,491,000 | $ 156,885 | $ 82,828 |
| Fort Worth-Arlington, TX | 34 | $ 4,693,000 | $ 138,029 | $ 89,000 |
| San Diego-Carlsbad-San Marcos, CA | 33 | $ 12,160,000 | $ 368,484 | $ 121,000 |
| Nassau-Suffolk, NY | 32 | $ 11,129,000 | $ 347,781 | $ 311,000 |
| Philadelphia, PA | 32 | $ 6,507,000 | $ 203,343 | $ 116,000 |
| Riverside-San Bernardino-Ontario, CA | 30 | $ 7,137,000 | $ 237,900 | $ 79,000 |
| San Antonio-New Braunfels, TX | 30 | $ 3,858,000 | $ 128,600 | $ 100,000 |
| Salt Lake City, UT | 28 | $ 5,319,000 | $ 189,964 | $ 84,000 |
| Bethesda-Rockville-Frederick, MD | 27 | $ 8,298,000 | $ 307,333 | $ 141,000 |
| Kansas City, MO-KS | 27 | $ 5,024,000 | $ 186,074 | $ 106,222 |
| Oakland-Fremont-Hayward, CA | 27 | $ 9,495,000 | $ 351,666 | $ 156,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 24 | $ 5,215,000 | $ 217,291 | $ 94,000 |
| Newark-Union, NJ-PA | 20 | $ 5,748,000 | $ 287,400 | $ 100,750 |
| Pittsburgh, PA | 20 | $ 3,367,000 | $ 168,350 | $ 81,000 |
| Tacoma, WA | 19 | $ 4,524,000 | $ 238,105 | $ 105,000 |
| Boston-Quincy, MA | 18 | $ 5,442,000 | $ 302,333 | $ 142,000 |
| Colorado Springs, CO | 18 | $ 3,250,000 | $ 180,555 | $ 89,000 |
| Edison-New Brunswick, NJ | 18 | $ 5,346,000 | $ 297,000 | $ 98,000 |
| Cleveland-Elyria-Mentor, OH | 17 | $ 2,405,000 | $ 141,470 | $ 102,000 |
| Fort Collins-Loveland, CO | 17 | $ 3,497,000 | $ 205,705 | $ 82,000 |
| Jacksonville, FL | 17 | $ 3,245,000 | $ 190,882 | $ 62,000 |
| Santa Ana-Anaheim-Irvine, CA | 17 | $ 5,862,000 | $ 344,823 | $ 78,000 |
| San Francisco-San Mateo-Redwood City, CA | 16 | $ 6,097,000 | $ 381,062 | $ 115,000 |
| Las Vegas-Paradise, NV | 15 | $ 3,661,000 | $ 244,066 | $ 161,000 |
| Ogden-Clearfield, UT | 15 | $ 2,599,000 | $ 173,266 | $ 120,000 |
| Tucson, AZ | 15 | $ 3,190,000 | $ 212,666 | $ 138,000 |
| Boise City-Nampa, ID | 14 | $ 2,550,000 | $ 182,142 | $ 108,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 14 | $ 2,160,000 | $ 154,285 | $ 100,071 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 3,145,000 | $ 224,642 | $ 82,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 14 | $ 2,013,000 | $ 143,785 | $ 107,000 |
| Raleigh-Cary, NC | 14 | $ 2,642,000 | $ 188,714 | $ 95,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 2,732,000 | $ 195,142 | $ 87,000 |
| Provo-Orem, UT | 13 | $ 2,575,000 | $ 198,076 | $ 80,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 3,299,000 | $ 274,916 | $ 86,000 |
| Tulsa, OK | 12 | $ 1,333,000 | $ 111,083 | $ 73,000 |
| Akron, OH | 11 | $ 1,696,000 | $ 154,181 | $ 74,000 |
| Charleston-North Charleston-Summerville, SC | 11 | $ 1,582,000 | $ 143,818 | $ 68,000 |
| Indianapolis-Carmel, IN | 11 | $ 1,866,000 | $ 169,636 | $ 83,000 |
| Boulder, CO | 10 | $ 1,942,000 | $ 194,200 | $ 86,000 |
| Camden, NJ | 10 | $ 2,131,000 | $ 213,100 | $ 107,000 |
| Durham-Chapel Hill, NC | 10 | $ 1,372,000 | $ 137,200 | $ 59,000 |
| Richmond, VA | 10 | $ 1,994,000 | $ 199,400 | $ 103,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 10 | $ 2,832,000 | $ 283,200 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 9 | $ 1,935,000 | $ 215,000 | $ 97,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 2,784,000 | $ 309,333 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,879,000 | $ 208,777 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 2,124,000 | $ 265,500 | $ 90,000 |
| Providence-New Bedford-Fall River, RI-MA | 8 | $ 1,733,000 | $ 216,625 | $ 84,250 |
| Baton Rouge, LA | 7 | $ 864,000 | $ 123,428 | $ 74,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 2,301,000 | $ 328,714 | $ 86,000 |
| Greeley, CO | 7 | $ 1,436,000 | $ 205,142 | $ 105,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 977,000 | $ 139,571 | $ 70,000 |
| Savannah, GA | 7 | $ 1,295,000 | $ 185,000 | $ 120,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,210,000 | $ 172,857 | $ 129,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,199,000 | $ 199,833 | $ 208,000 |
| Anchorage, AK | 6 | $ 1,718,000 | $ 286,333 | $ 84,000 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 1,270,000 | $ 211,666 | $ 105,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 1,021,000 | $ 170,166 | $ 118,500 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 1,332,000 | $ 222,000 | $ 126,000 |
| Olympia, WA | 6 | $ 1,144,000 | $ 190,666 | $ 83,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 863,000 | $ 143,833 | $ 61,000 |
| Salem, OR | 6 | $ 950,000 | $ 158,333 | $ 75,000 |
| Santa Rosa-Petaluma, CA | 6 | $ 1,805,000 | $ 300,833 | $ 84,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,286,000 | $ 214,333 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 459,000 | $ 91,800 | $ 81,800 |
| Burlington, NC | 5 | $ 523,000 | $ 104,600 | $ 58,000 |
| Chico, CA | 5 | $ 1,148,000 | $ 229,600 | $ 109,000 |
| Columbia, SC | 5 | $ 1,030,000 | $ 206,000 | $ 95,000 |
| Gary, IN | 5 | $ 1,207,000 | $ 241,400 | $ 83,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 859,000 | $ 171,800 | $ 76,000 |
| Madera-Chowchilla, CA | 5 | $ 1,330,000 | $ 266,000 | $ 97,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,172,000 | $ 234,400 | $ 75,000 |
| Oklahoma City, OK | 5 | $ 732,000 | $ 146,400 | $ 94,000 |
| Prescott, AZ | 5 | $ 773,000 | $ 154,600 | $ 58,000 |
| Rochester, MN | 5 | $ 796,000 | $ 159,200 | $ 79,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 2,603,000 | $ 520,600 | $ 138,000 |
| Albuquerque, NM | 4 | $ 700,000 | $ 175,000 | $ 115,000 |
| Asheville, NC | 4 | $ 921,000 | $ 230,250 | $ 82,000 |
| Athens-Clarke County, GA | 4 | $ 333,000 | $ 83,250 | $ 123,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 988,000 | $ 247,000 | $ 129,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,256,000 | $ 314,000 | $ 204,000 |
| Charlottesville, VA | 4 | $ 782,000 | $ 195,500 | $ 205,000 |
| Columbus, OH | 4 | $ 607,000 | $ 151,750 | $ 91,000 |
| El Paso, TX | 4 | $ 638,000 | $ 159,500 | $ 62,000 |
| Eugene-Springfield, OR | 4 | $ 642,000 | $ 160,500 | $ 111,000 |
| Fayetteville, NC | 4 | $ 254,000 | $ 63,500 | $ 104,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 365,000 | $ 91,250 | $ 44,000 |
| Greensboro-High Point, NC | 4 | $ 902,000 | $ 225,500 | $ 113,000 |
| Harrisburg-Carlisle, PA | 4 | $ 687,000 | $ 171,750 | $ 113,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 502,000 | $ 125,500 | $ 49,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 839,000 | $ 209,750 | $ 50,000 |
| Medford, OR | 4 | $ 797,000 | $ 199,250 | $ 43,000 |
| Ocean City, NJ | 4 | $ 955,000 | $ 238,750 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 506,000 | $ 126,500 | $ 68,000 |
| Roanoke, VA | 4 | $ 727,000 | $ 181,750 | $ 49,000 |
| Spokane, WA | 4 | $ 629,000 | $ 157,250 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 423,000 | $ 141,000 | $ 44,333 |
| Bakersfield-Delano, CA | 3 | $ 665,000 | $ 221,666 | $ 94,000 |
| Brownsville-Harlingen, TX | 3 | $ 413,000 | $ 137,666 | $ 45,000 |
| Burlington-South Burlington, VT | 3 | $ 688,000 | $ 229,333 | $ 73,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 575,000 | $ 191,666 | $ 90,000 |
| Fresno, CA | 3 | $ 644,000 | $ 214,666 | $ 86,000 |
| Grand Junction, CO | 3 | $ 474,000 | $ 158,000 | $ 50,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 369,000 | $ 123,000 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 758,000 | $ 252,666 | $ 80,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 324,000 | $ 108,000 | $ 47,000 |
| Jacksonville, NC | 3 | $ 255,000 | $ 85,000 | $ 117,000 |
| Knoxville, TN | 3 | $ 370,000 | $ 123,333 | $ 65,000 |
| Memphis, TN-MS-AR | 3 | $ 428,000 | $ 142,666 | $ 57,000 |
| Mobile, AL | 3 | $ 481,000 | $ 160,333 | $ 107,000 |
| Napa, CA | 3 | $ 1,374,000 | $ 458,000 | $ 158,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 600,000 | $ 200,000 | $ 98,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 505,000 | $ 168,333 | $ 44,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 650,000 | $ 216,666 | $ 42,000 |
| Pueblo, CO | 3 | $ 391,000 | $ 130,333 | $ 98,000 |
| Reno-Sparks, NV | 3 | $ 605,000 | $ 201,666 | $ 114,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 734,000 | $ 244,666 | $ 119,000 |
| Shreveport-Bossier City, LA | 3 | $ 544,000 | $ 181,333 | $ 113,000 |
| Springfield, MA | 3 | $ 544,000 | $ 181,333 | $ 75,000 |
| St. George, UT | 3 | $ 477,000 | $ 159,000 | $ 48,000 |
| Wichita, KS | 3 | $ 237,000 | $ 79,000 | $ 64,000 |
| York-Hanover, PA | 3 | $ 500,000 | $ 166,666 | $ 107,000 |
| Barnstable Town, MA | 2 | $ 377,000 | $ 188,500 | $ 110,000 |
| Bellingham, WA | 2 | $ 644,000 | $ 322,000 | $ 110,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 165,000 | $ 82,500 | $ 94,000 |
| Cedar Rapids, IA | 2 | $ 201,000 | $ 100,500 | $ 86,000 |
| Chattanooga, TN-GA | 2 | $ 261,000 | $ 130,500 | $ 33,000 |
| Cheyenne, WY | 2 | $ 371,000 | $ 185,500 | $ 123,000 |
| College Station-Bryan, TX | 2 | $ 206,000 | $ 103,000 | $ 134,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 144,000 | $ 72,000 | $ 48,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 342,000 | $ 171,000 | $ 75,000 |
| Flagstaff, AZ | 2 | $ 421,000 | $ 210,500 | $ 100,000 |
| Fort Smith, AR-OK | 2 | $ 88,000 | $ 44,000 | $ 27,000 |
| Gainesville, FL | 2 | $ 437,000 | $ 218,500 | $ 89,000 |
| Hanford-Corcoran, CA | 2 | $ 562,000 | $ 281,000 | $ 179,000 |
| Huntsville, AL | 2 | $ 191,000 | $ 95,500 | $ 178,000 |
| Idaho Falls, ID | 2 | $ 237,000 | $ 118,500 | $ 24,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Lancaster, PA | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Las Cruces, NM | 2 | $ 441,000 | $ 220,500 | $ 149,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 547,000 | $ 273,500 | $ 244,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 344,000 | $ 172,000 | $ 260,000 |
| Modesto, CA | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 301,000 | $ 150,500 | $ 40,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 212,000 | $ 106,000 | $ 69,000 |
| Naples-Marco Island, FL | 2 | $ 427,000 | $ 213,500 | $ 98,000 |
| Odessa, TX | 2 | $ 206,000 | $ 103,000 | $ 58,000 |
| Palm Coast, FL | 2 | $ 269,000 | $ 134,500 | $ 45,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 470,000 | $ 235,000 | $ 107,000 |
| Redding, CA | 2 | $ 628,000 | $ 314,000 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 834,000 | $ 417,000 | $ 151,000 |
| Sheboygan, WI | 2 | $ 262,000 | $ 131,000 | $ 64,000 |
| Spartanburg, SC | 2 | $ 161,000 | $ 80,500 | $ 34,000 |
| Stockton, CA | 2 | $ 659,000 | $ 329,500 | $ 77,000 |
| Tallahassee, FL | 2 | $ 261,000 | $ 130,500 | $ 97,000 |
| Victoria, TX | 2 | $ 590,000 | $ 295,000 | $ 138,000 |
| Visalia-Porterville, CA | 2 | $ 283,000 | $ 141,500 | $ 52,000 |
| Wilmington, NC | 2 | $ 326,000 | $ 163,000 | $ 70,000 |
| Winchester, VA-WV | 2 | $ 441,000 | $ 220,500 | $ 91,000 |
| Worcester, MA | 2 | $ 451,000 | $ 225,500 | $ 93,000 |
| Yuma, AZ | 2 | $ 282,000 | $ 141,000 | $ 90,000 |
| Alexandria, LA | 1 | $ 258,000 | $ 258,000 | $ 170,000 |
| Anderson, SC | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Anniston-Oxford, AL | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
| Beaumont-Port Arthur, TX | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Bend, OR | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Birmingham-Hoover, AL | 1 | $ 229,000 | $ 229,000 | $ 70,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 246,000 | $ 246,000 | $ 122,000 |
| Bowling Green, KY | 1 | $ 210,000 | $ 210,000 | $ 23,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 250,000 | $ 250,000 | $ 481,000 |
| Carson City, NV | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Casper, WY | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Champaign-Urbana, IL | 1 | $ 121,000 | $ 121,000 | $ 23,000 |
| Cleveland, TN | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Coeur D'Alene, ID | 1 | $ 350,000 | $ 350,000 | $ 28,000 |
| Columbus, GA-AL | 1 | $ 254,000 | $ 254,000 | $ 58,000 |
| Columbus, IN | 1 | $ 154,000 | $ 154,000 | $ 92,000 |
| Corpus Christi, TX | 1 | $ 417,000 | $ 417,000 | $ 338,000 |
| Corvallis, OR | 1 | $ 329,000 | $ 329,000 | $ 85,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 316,000 | $ 316,000 | $ 132,000 |
| Cumberland, MD-WV | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Decatur, AL | 1 | $ 184,000 | $ 184,000 | $ 100,000 |
| Detroit-Livonia-Dearborn, MI | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Erie, PA | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Evansville, IN-KY | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Farmington, NM | 1 | $ 286,000 | $ 286,000 | $ 77,000 |
| Flint, MI | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Fond Du Lac, WI | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Goldsboro, NC | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Green Bay, WI | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Gulfport-Biloxi, MS | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Hattiesburg, MS | 1 | $ 121,000 | $ 121,000 | $ 52,000 |
| Honolulu, HI | 1 | $ 473,000 | $ 473,000 | $ 155,000 |
| Iowa City, IA | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Kalamazoo-Portage, MI | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 77,000 | $ 77,000 | $ 73,000 |
| Kingston, NY | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| Lafayette, IN | 1 | $ 240,000 | $ 240,000 | $ 133,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Lansing-East Lansing, MI | 1 | $ 37,000 | $ 37,000 | $ 102,000 |
| Lebanon, PA | 1 | $ 175,000 | $ 175,000 | $ 9,000 |
| Lewiston, ID-WA | 1 | $ 202,000 | $ 202,000 | $ 101,000 |
| Lexington-Fayette, KY | 1 | $ 147,000 | $ 147,000 | $ 168,000 |
| Lincoln, NE | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Logan, UT-ID | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Lubbock, TX | 1 | $ 84,000 | $ 84,000 | $ 110,000 |
| Manchester-Nashua, NH | 1 | $ 170,000 | $ 170,000 | $ 163,000 |
| Missoula, MT | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| Monroe, LA | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| New Haven-Milford, CT | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Niles-Benton Harbor, MI | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Norwich-New London, CT | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Ocala, FL | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 230,000 | $ 230,000 | $ 64,000 |
| Peabody, MA | 1 | $ 370,000 | $ 370,000 | $ 190,000 |
| Peoria, IL | 1 | $ 102,000 | $ 102,000 | $ 120,000 |
| Port St. Lucie, FL | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Racine, WI | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Reading, PA | 1 | $ 123,000 | $ 123,000 | $ 68,000 |
| Rockford, IL | 1 | $ 137,000 | $ 137,000 | $ 84,000 |
| Rockingham County-Strafford County, NH | 1 | $ 168,000 | $ 168,000 | $ 696,000 |
| Salinas, CA | 1 | $ 353,000 | $ 353,000 | $ 72,000 |
| Santa Fe, NM | 1 | $ 137,000 | $ 137,000 | $ 11,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
| Sebastian-Vero Beach, FL | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Sherman-Denison, TX | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Sioux City, IA-NE-SD | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Springfield, MO | 1 | $ 160,000 | $ 160,000 | $ 32,000 |
| St. Joseph, MO-KS | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Toledo, OH | 1 | $ 130,000 | $ 130,000 | $ 110,000 |
| Trenton-Ewing, NJ | 1 | $ 395,000 | $ 395,000 | $ 190,000 |
| Waco, TX | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Wenatchee-East Wenatchee, WA | 1 | $ 285,000 | $ 285,000 | $ 41,000 |
| Wichita Falls, TX | 1 | $ 24,000 | $ 24,000 | $ 269,000 |
| Winston-Salem, NC | 1 | $ 324,000 | $ 324,000 | $ 195,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Yuba City, CA | 1 | $ 381,000 | $ 381,000 | $ 228,000 |
Mortgage Loan Application Detail Totals for Aurora Bank FSB in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,314 | $503,393,000 | $217,000 | $783,000 | $100,000 | $2,500,000 |
| Home Improvement | 53 | $11,011,000 | $207,000 | $637,000 | $92,000 | $324,000 |
| Home Purchase | 35 | $8,383,000 | $239,000 | $528,000 | $115,000 | $596,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,541 | $334,019,000 | $216,000 | $783,000 | $104,000 | $2,500,000 |
| Not Provided | 397 | $89,616,000 | $225,000 | $730,000 | $95,000 | $587,000 |
| Black or African American | 170 | $32,754,000 | $192,000 | $576,000 | $87,000 | $375,000 |
| Hispanic | 163 | $35,089,000 | $215,000 | $680,000 | $92,000 | $450,000 |
| Asian | 100 | $24,288,000 | $242,000 | $695,000 | $109,000 | $521,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,080,000 | $240,000 | $557,000 | $96,000 | $250,000 |
| American Indian or Alaskan Native | 14 | $2,941,000 | $210,000 | $410,000 | $69,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,181 | $471,671,000 | $216,000 | $747,000 | $101,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 221 | $51,116,000 | $231,000 | $783,000 | $94,000 | $497,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,162 | $257,692,000 | $221,000 | $783,000 | $90,000 | $2,500,000 |
| Loan Originated | 520 | $109,156,000 | $209,000 | $730,000 | $104,000 | $485,000 |
| File Closed For Incompleteness | 427 | $91,171,000 | $213,000 | $637,000 | $107,000 | $696,000 |
| Application Withdrawn By Applicant | 284 | $63,061,000 | $222,000 | $725,000 | $128,000 | $2,500,000 |
| Application Approved But Not Accepted | 8 | $1,541,000 | $192,000 | $358,000 | $113,000 | $195,000 |
| Preapproval Denied by Financial Institution | 1 | $166,000 | $166,000 | $166,000 | $84,000 | $84,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 489 | $115,123,000 | $235,000 | $783,000 | $61,000 | $341,000 |
| Collateral | 247 | $51,722,000 | $209,000 | $660,000 | $103,000 | $599,000 |
| Other | 198 | $41,421,000 | $209,000 | $725,000 | $116,000 | $2,500,000 |
| Credit Application Incomplete | 119 | $26,511,000 | $222,000 | $747,000 | $113,000 | $587,000 |
| Credit History | 106 | $22,296,000 | $210,000 | $696,000 | $114,000 | $596,000 |
| Unverifiable Information | 2 | $221,000 | $110,000 | $113,000 | $36,000 | $37,000 |
| Employment History | 2 | $564,000 | $282,000 | $350,000 | $106,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aurora Bank FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aurora Bank FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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