Aurora Bank FSB Mortgage Lending & HMDA Data, 2010

In 2010, Aurora Bank FSB of New York, NY reported 2,402 mortgage applications totaling $522.8 million, down 52% from 2009. The average application was for $217,646, and applicants reported an average income of $100,042. 22% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Denver-Aurora-Broomfield, CO (116), Washington-Arlington-Alexandria, DC-VA-MD-WV (85) and New York-White Plains-Wayne, NY-NJ (80) (applications in parentheses).

Mortgage Company & Address Aurora Bank FSB
1271 Sixth Avenue, 46th Floor
New York, NY 10020
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,402
Total Mortgage Loan Application Amount $522,787,000
Average Mortgage Loan Application Amount $217,646
Highest Mortgage Loan Application Amount $783,000
Average Applicant Income $100,042
Highest Applicant Income $2,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aurora Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aurora Bank FSB by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 62 $ 21,442,000 $ 345,838 $ 111,000
Maricopa, Arizona 54 $ 10,774,000 $ 199,518 $ 87,000
Arapahoe, Colorado 34 $ 6,600,000 $ 194,117 $ 82,000
San Diego, California 33 $ 12,160,000 $ 368,484 $ 121,000
Denver, Colorado 32 $ 6,638,000 $ 207,437 $ 89,000
Cook, Illinois 32 $ 7,259,000 $ 226,843 $ 88,000
Harris, Texas 30 $ 5,109,000 $ 170,300 $ 77,000
Tarrant, Texas 29 $ 3,897,000 $ 134,379 $ 94,000
Salt Lake, Utah 27 $ 5,115,000 $ 189,444 $ 85,000
Douglas, Colorado 26 $ 5,892,000 $ 226,615 $ 144,000
Bexar, Texas 26 $ 3,335,000 $ 128,269 $ 102,000
Dallas, Texas 26 $ 4,431,000 $ 170,423 $ 88,000
Hennepin, Minnesota 25 $ 5,428,000 $ 217,120 $ 84,000
Fairfax, Virginia 25 $ 8,710,000 $ 348,400 $ 127,000
King, Washington 23 $ 6,788,000 $ 295,130 $ 93,000
Montgomery, Maryland 22 $ 7,469,000 $ 339,500 $ 148,000
Travis, Texas 19 $ 2,599,000 $ 136,789 $ 93,000
Pierce, Washington 19 $ 4,524,000 $ 238,105 $ 105,000
Orange, California 17 $ 5,862,000 $ 344,823 $ 78,000
El Paso, Colorado 17 $ 3,066,000 $ 180,352 $ 89,000
Larimer, Colorado 17 $ 3,497,000 $ 205,705 $ 82,000
St. Louis, Missouri 17 $ 2,773,000 $ 163,117 $ 86,000
Suffolk, New York 17 $ 6,660,000 $ 391,764 $ 470,000
Denton, Texas 17 $ 3,177,000 $ 186,882 $ 80,000
Multnomah, Oregon 16 $ 3,356,000 $ 209,750 $ 119,000
Pima, Arizona 15 $ 3,190,000 $ 212,666 $ 138,000
Riverside, California 15 $ 3,977,000 $ 265,133 $ 89,000
San Bernardino, California 15 $ 3,160,000 $ 210,666 $ 68,000
Clark, Nevada 15 $ 3,661,000 $ 244,066 $ 161,000
Kings, New York 15 $ 5,536,000 $ 369,066 $ 74,000
Nassau, New York 15 $ 4,469,000 $ 297,933 $ 131,000
Virginia Beach, Virginia 15 $ 2,792,000 $ 186,133 $ 76,000
Alameda, California 14 $ 5,509,000 $ 393,500 $ 145,000
Broward, Florida 14 $ 3,145,000 $ 224,642 $ 82,000
Westchester, New York 14 $ 6,252,000 $ 446,571 $ 188,000
Snohomish, Washington 14 $ 3,515,000 $ 251,071 $ 103,000
Contra Costa, California 13 $ 3,986,000 $ 306,615 $ 168,000
Jackson, Missouri 13 $ 2,629,000 $ 202,230 $ 115,000
Wake, North Carolina 13 $ 2,530,000 $ 194,615 $ 98,000
Williamson, Texas 13 $ 2,279,000 $ 175,307 $ 75,000
Utah, Utah 13 $ 2,575,000 $ 198,076 $ 80,000
Jefferson, Colorado 12 $ 2,419,000 $ 201,583 $ 79,000
Collin, Texas 12 $ 1,959,000 $ 163,250 $ 90,000
Santa Clara, California 11 $ 2,740,000 $ 249,090 $ 81,000
District of Columbia, District Of Columbia 11 $ 2,729,000 $ 248,090 $ 131,000
Cobb, Georgia 11 $ 1,806,000 $ 164,181 $ 93,000
Ada, Idaho 11 $ 2,140,000 $ 194,545 $ 111,000
Baltimore, Maryland 11 $ 2,190,000 $ 199,090 $ 84,000
Prince George's, Maryland 11 $ 2,843,000 $ 258,454 $ 103,000
Sacramento, California 10 $ 1,826,000 $ 182,600 $ 74,000
Boulder, Colorado 10 $ 1,942,000 $ 194,200 $ 86,000
Palm Beach, Florida 10 $ 2,832,000 $ 283,200 $ 100,000
Anoka, Minnesota 10 $ 1,692,000 $ 169,200 $ 65,000
Washington, Minnesota 10 $ 2,055,000 $ 205,500 $ 91,000
St. Charles, Missouri 10 $ 1,570,000 $ 157,000 $ 87,000
Bergen, New Jersey 10 $ 3,251,000 $ 325,100 $ 144,000
Queens, New York 10 $ 4,147,000 $ 414,700 $ 175,000
Summit, Ohio 10 $ 1,518,000 $ 151,800 $ 74,000
Allegheny, Pennsylvania 10 $ 1,646,000 $ 164,600 $ 66,000
Delaware, Pennsylvania 10 $ 1,205,000 $ 120,500 $ 89,000
Davis, Utah 10 $ 1,701,000 $ 170,100 $ 117,000
Prince William, Virginia 10 $ 3,242,000 $ 324,200 $ 74,000
Ventura, California 9 $ 2,784,000 $ 309,333 $ 81,000
Anne Arundel, Maryland 9 $ 2,560,000 $ 284,444 $ 109,000
Middlesex, Massachusetts 9 $ 1,935,000 $ 215,000 $ 97,000
Mecklenburg, North Carolina 9 $ 1,179,000 $ 131,000 $ 120,000
Tulsa, Oklahoma 9 $ 1,023,000 $ 113,666 $ 84,000
Washington, Oregon 9 $ 1,729,000 $ 192,111 $ 79,000
Philadelphia, Pennsylvania 9 $ 1,649,000 $ 183,222 $ 77,000
San Mateo, California 8 $ 2,585,000 $ 323,125 $ 111,000
Adams, Colorado 8 $ 1,626,000 $ 203,250 $ 88,000
Duval, Florida 8 $ 1,134,000 $ 141,750 $ 56,000
Pinellas, Florida 8 $ 1,828,000 $ 228,500 $ 88,000
Fulton, Georgia 8 $ 1,673,000 $ 209,125 $ 133,000
Wright, Minnesota 8 $ 1,968,000 $ 246,000 $ 103,000
Richmond, New York 8 $ 2,289,000 $ 286,125 $ 127,000
Bucks, Pennsylvania 8 $ 2,261,000 $ 282,625 $ 155,000
Fort Bend, Texas 8 $ 884,000 $ 110,500 $ 72,000
Chesapeake, Virginia 8 $ 2,104,000 $ 263,000 $ 129,000
Loudoun, Virginia 8 $ 2,518,000 $ 314,750 $ 98,000
Weld, Colorado 7 $ 1,436,000 $ 205,142 $ 105,000
Fairfield, Connecticut 7 $ 2,301,000 $ 328,714 $ 86,000
New Castle, Delaware 7 $ 1,210,000 $ 172,857 $ 129,000
Gwinnett, Georgia 7 $ 1,201,000 $ 171,571 $ 76,000
Suffolk, Massachusetts 7 $ 1,622,000 $ 231,714 $ 107,000
Ramsey, Minnesota 7 $ 1,392,000 $ 198,857 $ 73,000
Essex, New Jersey 7 $ 1,931,000 $ 275,857 $ 94,000
Hudson, New Jersey 7 $ 1,553,000 $ 221,857 $ 178,000
Monmouth, New Jersey 7 $ 2,161,000 $ 308,714 $ 119,000
Union, New Jersey 7 $ 2,516,000 $ 359,428 $ 126,000
Cuyahoga, Ohio 7 $ 793,000 $ 113,285 $ 114,000
Medina, Ohio 7 $ 1,116,000 $ 159,428 $ 71,000
Clackamas, Oregon 7 $ 1,404,000 $ 200,571 $ 68,000
Anchorage, Alaska 6 $ 1,718,000 $ 286,333 $ 84,000
Marin, California 6 $ 2,592,000 $ 432,000 $ 134,000
Placer, California 6 $ 1,400,000 $ 233,333 $ 129,000
Solano, California 6 $ 1,286,000 $ 214,333 $ 88,000
Sonoma, California 6 $ 1,805,000 $ 300,833 $ 84,000
Miami-Dade, Florida 6 $ 1,332,000 $ 222,000 $ 126,000
Forsyth, Georgia 6 $ 1,026,000 $ 171,000 $ 78,000
Henry, Georgia 6 $ 856,000 $ 142,666 $ 93,000
Harford, Maryland 6 $ 1,378,000 $ 229,666 $ 83,000
Plymouth, Massachusetts 6 $ 2,051,000 $ 341,833 $ 194,000
Bronx, New York 6 $ 1,818,000 $ 303,000 $ 92,000
Durham, North Carolina 6 $ 738,000 $ 123,000 $ 44,000
Providence, Rhode Island 6 $ 1,225,000 $ 204,166 $ 68,000
Beaufort, South Carolina 6 $ 1,306,000 $ 217,666 $ 169,000
Clark, Washington 6 $ 868,000 $ 144,666 $ 66,000
Thurston, Washington 6 $ 1,144,000 $ 190,666 $ 83,000
Yavapai, Arizona 5 $ 773,000 $ 154,600 $ 58,000
Butte, California 5 $ 1,148,000 $ 229,600 $ 109,000
El Dorado, California 5 $ 1,057,000 $ 211,400 $ 84,000
Madera, California 5 $ 1,330,000 $ 266,000 $ 97,000
Santa Barbara, California 5 $ 2,603,000 $ 520,600 $ 138,000
Eagle, Colorado 5 $ 2,129,000 $ 425,800 $ 171,000
Hillsborough, Florida 5 $ 794,000 $ 158,800 $ 87,000
Sarasota, Florida 5 $ 1,172,000 $ 234,400 $ 75,000
Chatham, Georgia 5 $ 970,000 $ 194,000 $ 140,000
McHenry, Illinois 5 $ 1,051,000 $ 210,200 $ 57,000
Baltimore City, Maryland 5 $ 612,000 $ 122,400 $ 129,000
Carroll, Maryland 5 $ 1,461,000 $ 292,200 $ 98,000
Charles, Maryland 5 $ 1,435,000 $ 287,000 $ 120,000
Frederick, Maryland 5 $ 829,000 $ 165,800 $ 109,000
Norfolk, Massachusetts 5 $ 1,769,000 $ 353,800 $ 128,000
Oakland, Michigan 5 $ 1,123,000 $ 224,600 $ 121,000
Carver, Minnesota 5 $ 1,395,000 $ 279,000 $ 166,000
Olmsted, Minnesota 5 $ 796,000 $ 159,200 $ 79,000
Scott, Minnesota 5 $ 1,462,000 $ 292,400 $ 119,000
Camden, New Jersey 5 $ 835,000 $ 167,000 $ 107,000
Middlesex, New Jersey 5 $ 1,697,000 $ 339,400 $ 112,000
Alamance, North Carolina 5 $ 523,000 $ 104,600 $ 58,000
Charleston, South Carolina 5 $ 775,000 $ 155,000 $ 85,000
Weber, Utah 5 $ 898,000 $ 179,600 $ 126,000
James City, Virginia 5 $ 1,316,000 $ 263,200 $ 124,000
Milwaukee, Wisconsin 5 $ 646,000 $ 129,200 $ 61,000
Garfield, Colorado 4 $ 885,000 $ 221,250 $ 96,000
Summit, Colorado 4 $ 1,470,000 $ 367,500 $ 83,000
Hartford, Connecticut 4 $ 550,000 $ 137,500 $ 59,000
Orange, Florida 4 $ 1,233,000 $ 308,250 $ 111,000
St. Johns, Florida 4 $ 837,000 $ 209,250 $ 75,000
Clarke, Georgia 4 $ 333,000 $ 83,250 $ 123,000
Kane, Illinois 4 $ 857,000 $ 214,250 $ 90,000
Lake, Illinois 4 $ 839,000 $ 209,750 $ 50,000
Hendricks, Indiana 4 $ 563,000 $ 140,750 $ 69,000
Johnson, Kansas 4 $ 781,000 $ 195,250 $ 83,000
Livingston, Louisiana 4 $ 501,000 $ 125,250 $ 89,000
Terrebonne, Louisiana 4 $ 502,000 $ 125,500 $ 49,000
Crow Wing, Minnesota 4 $ 1,074,000 $ 268,500 $ 89,000
Dakota, Minnesota 4 $ 565,000 $ 141,250 $ 80,000
Douglas, Nebraska 4 $ 529,000 $ 132,250 $ 59,000
Atlantic, New Jersey 4 $ 988,000 $ 247,000 $ 129,000
Cape May, New Jersey 4 $ 955,000 $ 238,750 $ 52,000
Ocean, New Jersey 4 $ 793,000 $ 198,250 $ 54,000
Buncombe, North Carolina 4 $ 921,000 $ 230,250 $ 82,000
Cumberland, North Carolina 4 $ 254,000 $ 63,500 $ 104,000
Guilford, North Carolina 4 $ 902,000 $ 225,500 $ 113,000
Oklahoma, Oklahoma 4 $ 625,000 $ 156,250 $ 102,000
Jackson, Oregon 4 $ 797,000 $ 199,250 $ 43,000
Lane, Oregon 4 $ 642,000 $ 160,500 $ 111,000
Marion, Oregon 4 $ 556,000 $ 139,000 $ 81,000
Chester, Pennsylvania 4 $ 1,184,000 $ 296,000 $ 198,000
Washington, Pennsylvania 4 $ 992,000 $ 248,000 $ 96,000
Westmoreland, Pennsylvania 4 $ 573,000 $ 143,250 $ 94,000
Richland, South Carolina 4 $ 622,000 $ 155,500 $ 92,000
Davidson, Tennessee 4 $ 589,000 $ 147,250 $ 59,000
Rutherford, Tennessee 4 $ 363,000 $ 90,750 $ 222,000
El Paso, Texas 4 $ 638,000 $ 159,500 $ 62,000
Arlington, Virginia 4 $ 1,190,000 $ 297,500 $ 92,000
Stafford, Virginia 4 $ 1,018,000 $ 254,500 $ 92,000
Kitsap, Washington 4 $ 1,256,000 $ 314,000 $ 204,000
Spokane, Washington 4 $ 629,000 $ 157,250 $ 80,000
Mobile, Alabama 3 $ 481,000 $ 160,333 $ 107,000
Pinal, Arizona 3 $ 364,000 $ 121,333 $ 134,000
Fresno, California 3 $ 644,000 $ 214,666 $ 86,000
Kern, California 3 $ 665,000 $ 221,666 $ 94,000
Napa, California 3 $ 1,374,000 $ 458,000 $ 158,000
Nevada, California 3 $ 672,000 $ 224,000 $ 99,000
San Luis Obispo, California 3 $ 734,000 $ 244,666 $ 119,000
Yolo, California 3 $ 932,000 $ 310,666 $ 110,000
Archuleta, Colorado 3 $ 355,000 $ 118,333 $ 67,000
Gunnison, Colorado 3 $ 569,000 $ 189,666 $ 46,000
La Plata, Colorado 3 $ 622,000 $ 207,333 $ 102,000
Mesa, Colorado 3 $ 474,000 $ 158,000 $ 50,000
Ouray, Colorado 3 $ 717,000 $ 239,000 $ 58,000
Pitkin, Colorado 3 $ 1,224,000 $ 408,000 $ 148,000
Pueblo, Colorado 3 $ 391,000 $ 130,333 $ 98,000
Brevard, Florida 3 $ 505,000 $ 168,333 $ 44,000
Nassau, Florida 3 $ 980,000 $ 326,666 $ 59,000
Seminole, Florida 3 $ 660,000 $ 220,000 $ 65,000
Volusia, Florida 3 $ 575,000 $ 191,666 $ 90,000
Maui, Hawaii 3 $ 861,000 $ 287,000 $ 207,000
Canyon, Idaho 3 $ 410,000 $ 136,666 $ 95,000
DuPage, Illinois 3 $ 494,000 $ 164,666 $ 84,000
Marion, Indiana 3 $ 308,000 $ 102,666 $ 67,000
Porter, Indiana 3 $ 715,000 $ 238,333 $ 92,000
Sedgwick, Kansas 3 $ 237,000 $ 79,000 $ 64,000
Ascension, Louisiana 3 $ 363,000 $ 121,000 $ 56,000
Howard, Maryland 3 $ 1,163,000 $ 387,666 $ 128,000
Washington, Maryland 3 $ 758,000 $ 252,666 $ 80,000
Hampden, Massachusetts 3 $ 544,000 $ 181,333 $ 75,000
Kent, Michigan 3 $ 272,000 $ 90,666 $ 40,000
Livingston, Michigan 3 $ 558,000 $ 186,000 $ 61,000
Platte, Missouri 3 $ 717,000 $ 239,000 $ 152,000
St. Louis City, Missouri 3 $ 558,000 $ 186,000 $ 64,000
Burlington, New Jersey 3 $ 776,000 $ 258,666 $ 115,000
Morris, New Jersey 3 $ 768,000 $ 256,000 $ 90,000
Albany, New York 3 $ 770,000 $ 256,666 $ 328,000
Putnam, New York 3 $ 852,000 $ 284,000 $ 58,000
Rockland, New York 3 $ 1,259,000 $ 419,666 $ 87,000
Onslow, North Carolina 3 $ 255,000 $ 85,000 $ 117,000
Franklin, Ohio 3 $ 443,000 $ 147,666 $ 90,000
Hamilton, Ohio 3 $ 876,000 $ 292,000 $ 151,000
Hood River, Oregon 3 $ 537,000 $ 179,000 $ 47,000
Adams, Pennsylvania 3 $ 491,000 $ 163,666 $ 96,000
York, Pennsylvania 3 $ 500,000 $ 166,666 $ 107,000
Berkeley, South Carolina 3 $ 361,000 $ 120,333 $ 50,000
Dorchester, South Carolina 3 $ 446,000 $ 148,666 $ 59,000
Shelby, Tennessee 3 $ 428,000 $ 142,666 $ 57,000
Williamson, Tennessee 3 $ 702,000 $ 234,000 $ 69,000
Brazoria, Texas 3 $ 482,000 $ 160,666 $ 76,000
Cameron, Texas 3 $ 413,000 $ 137,666 $ 45,000
Hays, Texas 3 $ 909,000 $ 303,000 $ 163,000
Parker, Texas 3 $ 517,000 $ 172,333 $ 50,000
Rockwall, Texas 3 $ 383,000 $ 127,666 $ 170,000
Box Elder, Utah 3 $ 563,000 $ 187,666 $ 42,000
Iron, Utah 3 $ 657,000 $ 219,000 $ 116,000
Sanpete, Utah 3 $ 320,000 $ 106,666 $ 35,000
Wasatch, Utah 3 $ 633,000 $ 211,000 $ 46,000
Washington, Utah 3 $ 477,000 $ 159,000 $ 48,000
Alexandria, Virginia 3 $ 668,000 $ 222,666 $ 107,000
Hampton, Virginia 3 $ 666,000 $ 222,000 $ 142,000
Henrico, Virginia 3 $ 737,000 $ 245,666 $ 126,000
Norfolk, Virginia 3 $ 439,000 $ 146,333 $ 53,000
Suffolk, Virginia 3 $ 816,000 $ 272,000 $ 178,000
Grays Harbor, Washington 3 $ 411,000 $ 137,000 $ 61,000
Baldwin, Alabama 2 $ 323,000 $ 161,500 $ 87,000
Coconino, Arizona 2 $ 421,000 $ 210,500 $ 100,000
Yuma, Arizona 2 $ 282,000 $ 141,000 $ 90,000
Crawford, Arkansas 2 $ 88,000 $ 44,000 $ 27,000
Pulaski, Arkansas 2 $ 547,000 $ 273,500 $ 244,000
Kings, California 2 $ 562,000 $ 281,000 $ 179,000
San Francisco, California 2 $ 920,000 $ 460,000 $ 80,000
San Joaquin, California 2 $ 659,000 $ 329,500 $ 77,000
Santa Cruz, California 2 $ 834,000 $ 417,000 $ 151,000
Shasta, California 2 $ 628,000 $ 314,000 $ 96,000
Stanislaus, California 2 $ 410,000 $ 205,000 $ 80,000
Tehama, California 2 $ 292,000 $ 146,000 $ 80,000
Tulare, California 2 $ 283,000 $ 141,500 $ 52,000
Gilpin, Colorado 2 $ 388,000 $ 194,000 $ 63,000
Windham, Connecticut 2 $ 285,000 $ 142,500 $ 68,000
Alachua, Florida 2 $ 437,000 $ 218,500 $ 89,000
Clay, Florida 2 $ 294,000 $ 147,000 $ 64,000
Collier, Florida 2 $ 427,000 $ 213,500 $ 98,000
Escambia, Florida 2 $ 263,000 $ 131,500 $ 79,000
Flagler, Florida 2 $ 269,000 $ 134,500 $ 45,000
Leon, Florida 2 $ 261,000 $ 130,500 $ 97,000
Santa Rosa, Florida 2 $ 243,000 $ 121,500 $ 58,000
Coweta, Georgia 2 $ 335,000 $ 167,500 $ 54,000
DeKalb, Georgia 2 $ 363,000 $ 181,500 $ 54,000
Fayette, Georgia 2 $ 622,000 $ 311,000 $ 61,000
Hawaii, Hawaii 2 $ 932,000 $ 466,000 $ 226,000
Bonneville, Idaho 2 $ 237,000 $ 118,500 $ 24,000
Will, Illinois 2 $ 313,000 $ 156,500 $ 99,000
Brown, Indiana 2 $ 600,000 $ 300,000 $ 127,000
Lake, Indiana 2 $ 492,000 $ 246,000 $ 70,000
Linn, Iowa 2 $ 201,000 $ 100,500 $ 86,000
Bullitt, Kentucky 2 $ 461,000 $ 230,500 $ 122,000
Caddo, Louisiana 2 $ 402,000 $ 201,000 $ 132,000
Jefferson, Louisiana 2 $ 468,000 $ 234,000 $ 124,000
York, Maine 2 $ 427,000 $ 213,500 $ 34,000
Barnstable, Massachusetts 2 $ 377,000 $ 188,500 $ 110,000
Bristol, Massachusetts 2 $ 508,000 $ 254,000 $ 133,000
Worcester, Massachusetts 2 $ 451,000 $ 225,500 $ 93,000
Cass, Minnesota 2 $ 384,000 $ 192,000 $ 262,000
Cass, Missouri 2 $ 281,000 $ 140,500 $ 83,000
Clinton, Missouri 2 $ 226,000 $ 113,000 $ 79,000
Jefferson, Missouri 2 $ 313,000 $ 156,500 $ 94,000
Scotts Bluff, Nebraska 2 $ 127,000 $ 63,500 $ 61,000
Washoe, Nevada 2 $ 409,000 $ 204,500 $ 131,000
Merrimack, New Hampshire 2 $ 369,000 $ 184,500 $ 100,000
Gloucester, New Jersey 2 $ 520,000 $ 260,000 $ 97,000
Passaic, New Jersey 2 $ 625,000 $ 312,500 $ 140,000
Somerset, New Jersey 2 $ 695,000 $ 347,500 $ 75,000
Sussex, New Jersey 2 $ 443,000 $ 221,500 $ 90,000
Bernalillo, New Mexico 2 $ 317,000 $ 158,500 $ 128,000
Dona Ana, New Mexico 2 $ 441,000 $ 220,500 $ 149,000
Erie, New York 2 $ 165,000 $ 82,500 $ 94,000
New York, New York 2 $ 761,000 $ 380,500 $ 577,000
Orange, New York 2 $ 470,000 $ 235,000 $ 107,000
Rensselaer, New York 2 $ 294,000 $ 147,000 $ 92,000
Alexander, North Carolina 2 $ 212,000 $ 106,000 $ 40,000
Cabarrus, North Carolina 2 $ 282,000 $ 141,000 $ 82,000
Chatham, North Carolina 2 $ 286,000 $ 143,000 $ 84,000
Craven, North Carolina 2 $ 248,000 $ 124,000 $ 107,000
Orange, North Carolina 2 $ 348,000 $ 174,000 $ 79,000
Union, North Carolina 2 $ 575,000 $ 287,500 $ 60,000
Champaign, Ohio 2 $ 172,000 $ 86,000 $ 184,000
Geauga, Ohio 2 $ 377,000 $ 188,500 $ 122,000
Wagoner, Oklahoma 2 $ 235,000 $ 117,500 $ 43,000
Coos, Oregon 2 $ 334,000 $ 167,000 $ 60,000
Lincoln, Oregon 2 $ 623,000 $ 311,500 $ 98,000
Linn, Oregon 2 $ 245,000 $ 122,500 $ 96,000
Polk, Oregon 2 $ 394,000 $ 197,000 $ 64,000
Yamhill, Oregon 2 $ 290,000 $ 145,000 $ 260,000
Cumberland, Pennsylvania 2 $ 371,000 $ 185,500 $ 122,000
Lancaster, Pennsylvania 2 $ 270,000 $ 135,000 $ 49,000
Monroe, Pennsylvania 2 $ 408,000 $ 204,000 $ 90,000
Northampton, Pennsylvania 2 $ 219,000 $ 109,500 $ 59,000
Georgetown, South Carolina 2 $ 659,000 $ 329,500 $ 211,000
Greenville, South Carolina 2 $ 233,000 $ 116,500 $ 38,000
Horry, South Carolina 2 $ 212,000 $ 106,000 $ 69,000
Newberry, South Carolina 2 $ 193,000 $ 96,500 $ 52,000
Spartanburg, South Carolina 2 $ 161,000 $ 80,500 $ 34,000
Cheatham, Tennessee 2 $ 180,000 $ 90,000 $ 43,000
Hamilton, Tennessee 2 $ 261,000 $ 130,500 $ 33,000
Knox, Tennessee 2 $ 290,000 $ 145,000 $ 89,000
Bell, Texas 2 $ 320,000 $ 160,000 $ 57,000
Brazos, Texas 2 $ 206,000 $ 103,000 $ 134,000
Comal, Texas 2 $ 312,000 $ 156,000 $ 123,000
Ector, Texas 2 $ 206,000 $ 103,000 $ 58,000
Galveston, Texas 2 $ 163,000 $ 81,500 $ 48,000
Goliad, Texas 2 $ 590,000 $ 295,000 $ 138,000
Hidalgo, Texas 2 $ 344,000 $ 172,000 $ 260,000
Hunt, Texas 2 $ 273,000 $ 136,500 $ 72,000
Montgomery, Texas 2 $ 229,000 $ 114,500 $ 62,000
Wise, Texas 2 $ 279,000 $ 139,500 $ 71,000
Grand, Utah 2 $ 484,000 $ 242,000 $ 67,000
Chittenden, Vermont 2 $ 545,000 $ 272,500 $ 69,000
Frederick, Virginia 2 $ 441,000 $ 220,500 $ 91,000
New Kent, Virginia 2 $ 408,000 $ 204,000 $ 59,000
Richmond City, Virginia 2 $ 206,000 $ 103,000 $ 135,000
Roanoke, Virginia 2 $ 460,000 $ 230,000 $ 20,000
York, Virginia 2 $ 542,000 $ 271,000 $ 139,000
Benton, Washington 2 $ 220,000 $ 110,000 $ 51,000
Island, Washington 2 $ 606,000 $ 303,000 $ 98,000
Skagit, Washington 2 $ 301,000 $ 150,500 $ 40,000
Whatcom, Washington 2 $ 644,000 $ 322,000 $ 110,000
Sheboygan, Wisconsin 2 $ 262,000 $ 131,000 $ 64,000
Laramie, Wyoming 2 $ 371,000 $ 185,500 $ 123,000
Calhoun, Alabama 1 $ 212,000 $ 212,000 $ 126,000
Jefferson, Alabama 1 $ 229,000 $ 229,000 $ 70,000
Limestone, Alabama 1 $ 96,000 $ 96,000 $ 128,000
Madison, Alabama 1 $ 95,000 $ 95,000 $ 229,000
Morgan, Alabama 1 $ 184,000 $ 184,000 $ 100,000
Graham, Arizona 1 $ 186,000 $ 186,000 $ 91,000
Mohave, Arizona 1 $ 147,000 $ 147,000 $ 61,000
Santa Cruz, Arizona 1 $ 103,000 $ 103,000 $ 57,000
Benton, Arkansas 1 $ 201,000 $ 201,000 $ 91,000
Randolph, Arkansas 1 $ 90,000 $ 90,000 $ 66,000
Washington, Arkansas 1 $ 141,000 $ 141,000 $ 60,000
Amador, California 1 $ 151,000 $ 151,000 $ 150,000
Calaveras, California 1 $ 149,000 $ 149,000 $ 100,000
Lake, California 1 $ 86,000 $ 86,000 $ 99,000
Monterey, California 1 $ 353,000 $ 353,000 $ 72,000
San Benito, California 1 $ 559,000 $ 559,000 $ 143,000
Sutter, California 1 $ 381,000 $ 381,000 $ 228,000
Trinity, California 1 $ 100,000 $ 100,000 $ 37,000
Tuolumne, California 1 $ 195,000 $ 195,000 $ 62,000
Broomfield, Colorado 1 $ 148,000 $ 148,000 $ 63,000
Delta, Colorado 1 $ 115,000 $ 115,000 $ 70,000
Grand, Colorado 1 $ 99,000 $ 99,000 $ 102,000
Moffat, Colorado 1 $ 158,000 $ 158,000 $ 32,000
Montrose, Colorado 1 $ 82,000 $ 82,000 $ 121,000
Morgan, Colorado 1 $ 298,000 $ 298,000 $ 57,000
Park, Colorado 1 $ 93,000 $ 93,000 $ 38,000
San Miguel, Colorado 1 $ 643,000 $ 643,000 $ 135,000
Teller, Colorado 1 $ 184,000 $ 184,000 $ 78,000
Litchfield, Connecticut 1 $ 308,000 $ 308,000 $ 109,000
Middlesex, Connecticut 1 $ 309,000 $ 309,000 $ 147,000
New Haven, Connecticut 1 $ 79,000 $ 79,000 $ 23,000
New London, Connecticut 1 $ 72,000 $ 72,000 $ 46,000
Sussex, Delaware 1 $ 189,000 $ 189,000 $ 57,000
Bay, Florida 1 $ 230,000 $ 230,000 $ 64,000
Franklin, Florida 1 $ 93,000 $ 93,000 $ 48,000
Hernando, Florida 1 $ 110,000 $ 110,000 $ 84,000
Indian River, Florida 1 $ 130,000 $ 130,000 $ 75,000
Lake, Florida 1 $ 231,000 $ 231,000 $ 79,000
Lee, Florida 1 $ 250,000 $ 250,000 $ 481,000
Levy, Florida 1 $ 99,000 $ 99,000 $ 86,000
Marion, Florida 1 $ 188,000 $ 188,000 $ 65,000
Okaloosa, Florida 1 $ 316,000 $ 316,000 $ 132,000
St. Lucie, Florida 1 $ 255,000 $ 255,000 $ 82,000
Walton, Florida 1 $ 229,000 $ 229,000 $ 119,000
Washington, Florida 1 $ 52,000 $ 52,000 $ 167,000
Bryan, Georgia 1 $ 223,000 $ 223,000 $ 112,000
Burke, Georgia 1 $ 141,000 $ 141,000 $ 41,000
Camden, Georgia 1 $ 94,000 $ 94,000 $ 44,000
Carroll, Georgia 1 $ 47,000 $ 47,000 $ 29,000
Clayton, Georgia 1 $ 94,000 $ 94,000 $ 95,000
Columbia, Georgia 1 $ 200,000 $ 200,000 $ 66,000
Dawson, Georgia 1 $ 417,000 $ 417,000 $ 0
Effingham, Georgia 1 $ 102,000 $ 102,000 $ 26,000
Emanuel, Georgia 1 $ 69,000 $ 69,000 $ 54,000
Harris, Georgia 1 $ 254,000 $ 254,000 $ 58,000
Meriwether, Georgia 1 $ 83,000 $ 83,000 $ 51,000
Morgan, Georgia 1 $ 286,000 $ 286,000 $ 151,000
Newton, Georgia 1 $ 266,000 $ 266,000 $ 105,000
Paulding, Georgia 1 $ 138,000 $ 138,000 $ 78,000
Towns, Georgia 1 $ 55,000 $ 55,000 $ 29,000
Honolulu, Hawaii 1 $ 473,000 $ 473,000 $ 155,000
Kauai, Hawaii 1 $ 245,000 $ 245,000 $ 52,000
Kootenai, Idaho 1 $ 350,000 $ 350,000 $ 28,000
Twin Falls, Idaho 1 $ 72,000 $ 72,000 $ 20,000
Valley, Idaho 1 $ 160,000 $ 160,000 $ 80,000
Champaign, Illinois 1 $ 121,000 $ 121,000 $ 23,000
Kendall, Illinois 1 $ 272,000 $ 272,000 $ 175,000
Madison, Illinois 1 $ 127,000 $ 127,000 $ 80,000
Rock Island, Illinois 1 $ 100,000 $ 100,000 $ 52,000
St. Clair, Illinois 1 $ 80,000 $ 80,000 $ 80,000
Tazewell, Illinois 1 $ 102,000 $ 102,000 $ 120,000
Williamson, Illinois 1 $ 121,000 $ 121,000 $ 46,000
Winnebago, Illinois 1 $ 137,000 $ 137,000 $ 84,000
Bartholomew, Indiana 1 $ 154,000 $ 154,000 $ 92,000
Floyd, Indiana 1 $ 230,000 $ 230,000 $ 61,000
Fountain, Indiana 1 $ 38,000 $ 38,000 $ 71,000
Hamilton, Indiana 1 $ 166,000 $ 166,000 $ 107,000
Johnson, Indiana 1 $ 229,000 $ 229,000 $ 78,000
Kosciusko, Indiana 1 $ 90,000 $ 90,000 $ 30,000
Lawrence, Indiana 1 $ 160,000 $ 160,000 $ 45,000
Starke, Indiana 1 $ 115,000 $ 115,000 $ 20,000
Tippecanoe, Indiana 1 $ 240,000 $ 240,000 $ 133,000
Union, Indiana 1 $ 88,000 $ 88,000 $ 46,000
Vanderburgh, Indiana 1 $ 56,000 $ 56,000 $ 19,000
Scott, Iowa 1 $ 44,000 $ 44,000 $ 44,000
Washington, Iowa 1 $ 135,000 $ 135,000 $ 40,000
Woodbury, Iowa 1 $ 75,000 $ 75,000 $ 43,000
Labette, Kansas 1 $ 59,000 $ 59,000 $ 90,000
Miami, Kansas 1 $ 152,000 $ 152,000 $ 58,000
Wyandotte, Kansas 1 $ 148,000 $ 148,000 $ 169,000
Fleming, Kentucky 1 $ 94,000 $ 94,000 $ 51,000
Henry, Kentucky 1 $ 82,000 $ 82,000 $ 41,000
Kenton, Kentucky 1 $ 65,000 $ 65,000 $ 100,000
Laurel, Kentucky 1 $ 210,000 $ 210,000 $ 161,000
Oldham, Kentucky 1 $ 86,000 $ 86,000 $ 76,000
Shelby, Kentucky 1 $ 162,000 $ 162,000 $ 290,000
Warren, Kentucky 1 $ 210,000 $ 210,000 $ 23,000
Woodford, Kentucky 1 $ 147,000 $ 147,000 $ 168,000
Bossier, Louisiana 1 $ 142,000 $ 142,000 $ 76,000
Ouachita, Louisiana 1 $ 178,000 $ 178,000 $ 99,000
Rapides, Louisiana 1 $ 258,000 $ 258,000 $ 170,000
St. Charles, Louisiana 1 $ 132,000 $ 132,000 $ 45,000
Cumberland, Maine 1 $ 223,000 $ 223,000 $ 60,000
Oxford, Maine 1 $ 120,000 $ 120,000 $ 39,000
Allegany, Maryland 1 $ 69,000 $ 69,000 $ 61,000
Calvert, Maryland 1 $ 252,000 $ 252,000 $ 99,000
St. Mary's, Maryland 1 $ 275,000 $ 275,000 $ 132,000
Talbot, Maryland 1 $ 281,000 $ 281,000 $ 134,000
Worcester, Maryland 1 $ 245,000 $ 245,000 $ 13,000
Essex, Massachusetts 1 $ 370,000 $ 370,000 $ 190,000
Barry, Michigan 1 $ 93,000 $ 93,000 $ 59,000
Berrien, Michigan 1 $ 147,000 $ 147,000 $ 71,000
Charlevoix, Michigan 1 $ 290,000 $ 290,000 $ 133,000
Emmet, Michigan 1 $ 122,000 $ 122,000 $ 37,000
Genesee, Michigan 1 $ 105,000 $ 105,000 $ 36,000
Grand Traverse, Michigan 1 $ 200,000 $ 200,000 $ 114,000
Ingham, Michigan 1 $ 37,000 $ 37,000 $ 102,000
Kalamazoo, Michigan 1 $ 61,000 $ 61,000 $ 31,000
Macomb, Michigan 1 $ 198,000 $ 198,000 $ 138,000
Mason, Michigan 1 $ 78,000 $ 78,000 $ 25,000
Wayne, Michigan 1 $ 110,000 $ 110,000 $ 49,000
Chisago, Minnesota 1 $ 179,000 $ 179,000 $ 90,000
Goodhue, Minnesota 1 $ 107,000 $ 107,000 $ 51,000
Kandiyohi, Minnesota 1 $ 137,000 $ 137,000 $ 13,000
Renville, Minnesota 1 $ 45,000 $ 45,000 $ 61,000
Sherburne, Minnesota 1 $ 358,000 $ 358,000 $ 94,000
Todd, Minnesota 1 $ 101,000 $ 101,000 $ 92,000
Harrison, Mississippi 1 $ 108,000 $ 108,000 $ 56,000
Lamar, Mississippi 1 $ 121,000 $ 121,000 $ 52,000
Audrain, Missouri 1 $ 114,000 $ 114,000 $ 36,000
Buchanan, Missouri 1 $ 62,000 $ 62,000 $ 41,000
Clay, Missouri 1 $ 90,000 $ 90,000 $ 44,000
Greene, Missouri 1 $ 160,000 $ 160,000 $ 32,000
Howell, Missouri 1 $ 111,000 $ 111,000 $ 0
Lincoln, Missouri 1 $ 70,000 $ 70,000 $ 17,000
Macon, Missouri 1 $ 109,000 $ 109,000 $ 39,000
Randolph, Missouri 1 $ 101,000 $ 101,000 $ 66,000
Taney, Missouri 1 $ 128,000 $ 128,000 $ 46,000
Madison, Montana 1 $ 100,000 $ 100,000 $ 44,000
Missoula, Montana 1 $ 111,000 $ 111,000 $ 65,000
Ravalli, Montana 1 $ 151,000 $ 151,000 $ 53,000
Cass, Nebraska 1 $ 156,000 $ 156,000 $ 45,000
Dawson, Nebraska 1 $ 154,000 $ 154,000 $ 48,000
Hall, Nebraska 1 $ 117,000 $ 117,000 $ 101,000
Lancaster, Nebraska 1 $ 73,000 $ 73,000 $ 41,000
Thayer, Nebraska 1 $ 67,000 $ 67,000 $ 35,000
Washington, Nebraska 1 $ 178,000 $ 178,000 $ 88,000
Carson City, Nevada 1 $ 125,000 $ 125,000 $ 77,000
Storey, Nevada 1 $ 196,000 $ 196,000 $ 81,000
Carroll, New Hampshire 1 $ 189,000 $ 189,000 $ 82,000
Hillsborough, New Hampshire 1 $ 170,000 $ 170,000 $ 163,000
Rockingham, New Hampshire 1 $ 168,000 $ 168,000 $ 696,000
Mercer, New Jersey 1 $ 395,000 $ 395,000 $ 190,000
Warren, New Jersey 1 $ 76,000 $ 76,000 $ 197,000
Curry, New Mexico 1 $ 277,000 $ 277,000 $ 497,000
San Juan, New Mexico 1 $ 286,000 $ 286,000 $ 77,000
Sandoval, New Mexico 1 $ 187,000 $ 187,000 $ 111,000
Santa Fe, New Mexico 1 $ 137,000 $ 137,000 $ 11,000
Valencia, New Mexico 1 $ 196,000 $ 196,000 $ 93,000
Saratoga, New York 1 $ 135,000 $ 135,000 $ 80,000
Ulster, New York 1 $ 169,000 $ 169,000 $ 86,000
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Mortgage Loan Application Detail Totals for Aurora Bank FSB in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,314 $503,393,000 $217,000 $783,000 $100,000 $2,500,000
Home Improvement 53 $11,011,000 $207,000 $637,000 $92,000 $324,000
Home Purchase 35 $8,383,000 $239,000 $528,000 $115,000 $596,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,541 $334,019,000 $216,000 $783,000 $104,000 $2,500,000
Not Provided 397 $89,616,000 $225,000 $730,000 $95,000 $587,000
Black or African American 170 $32,754,000 $192,000 $576,000 $87,000 $375,000
Hispanic 163 $35,089,000 $215,000 $680,000 $92,000 $450,000
Asian 100 $24,288,000 $242,000 $695,000 $109,000 $521,000
Native Hawaiian or Other Pacific Islander 17 $4,080,000 $240,000 $557,000 $96,000 $250,000
American Indian or Alaskan Native 14 $2,941,000 $210,000 $410,000 $69,000 $121,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,181 $471,671,000 $216,000 $747,000 $101,000 $2,500,000
FHA-insured (Federal Housing Administration) 221 $51,116,000 $231,000 $783,000 $94,000 $497,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,162 $257,692,000 $221,000 $783,000 $90,000 $2,500,000
Loan Originated 520 $109,156,000 $209,000 $730,000 $104,000 $485,000
File Closed For Incompleteness 427 $91,171,000 $213,000 $637,000 $107,000 $696,000
Application Withdrawn By Applicant 284 $63,061,000 $222,000 $725,000 $128,000 $2,500,000
Application Approved But Not Accepted 8 $1,541,000 $192,000 $358,000 $113,000 $195,000
Preapproval Denied by Financial Institution 1 $166,000 $166,000 $166,000 $84,000 $84,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 489 $115,123,000 $235,000 $783,000 $61,000 $341,000
Collateral 247 $51,722,000 $209,000 $660,000 $103,000 $599,000
Other 198 $41,421,000 $209,000 $725,000 $116,000 $2,500,000
Credit Application Incomplete 119 $26,511,000 $222,000 $747,000 $113,000 $587,000
Credit History 106 $22,296,000 $210,000 $696,000 $114,000 $596,000
Unverifiable Information 2 $221,000 $110,000 $113,000 $36,000 $37,000
Employment History 2 $564,000 $282,000 $350,000 $106,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aurora Bank FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aurora Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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