Lenderfi, Inc. Mortgage Lending & HMDA Data, 2021
In 2021, Lenderfi, Inc. of Calabasas, CA reported 7,746 mortgage applications totaling $2.6 billion, down 29% from 2020. The average application was for $342,057, and applicants reported an average income of $170,532. 49% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (360), Seattle-Bellevue-Everett, WA (267) and Los Angeles-Long Beach-Glendale, CA (244) (applications in parentheses).
| Mortgage Company & Address | Lenderfi, Inc. 23875 Ventura Blvd Suite 203b Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 7,746 |
| Total Mortgage Loan Application Amount | $2,649,580,000 |
| Average Mortgage Loan Application Amount | $342,057 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $170,532 |
| Highest Applicant Income | $6,479,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lenderfi, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 360 | $ 155,600,000 | $ 432,222 | $ 197,541 |
| Outside any metro area | 326 | $ 88,940,000 | $ 272,822 | $ 150,346 |
| Seattle-Bellevue-Everett, WA | 267 | $ 125,495,000 | $ 470,018 | $ 195,000 |
| Los Angeles-Long Beach-Glendale, CA | 244 | $ 125,730,000 | $ 515,286 | $ 216,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 223 | $ 69,485,000 | $ 311,591 | $ 170,121 |
| Houston-The Woodlands-Sugar Land, TX | 207 | $ 61,025,000 | $ 294,806 | $ 183,000 |
| Dallas-Plano-Irving, TX | 202 | $ 64,350,000 | $ 318,564 | $ 171,000 |
| Atlanta-Sandy Springs-Roswell, GA | 194 | $ 57,610,000 | $ 296,958 | $ 170,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 190 | $ 67,480,000 | $ 355,157 | $ 141,115 |
| Oakland-Hayward-Berkeley, CA | 173 | $ 91,525,000 | $ 529,046 | $ 235,000 |
| Phoenix-Mesa-Scottsdale, AZ | 169 | $ 51,725,000 | $ 306,065 | $ 168,000 |
| Cambridge-Newton-Framingham, MA | 155 | $ 65,115,000 | $ 420,096 | $ 218,000 |
| San Diego-Carlsbad, CA | 155 | $ 68,395,000 | $ 441,258 | $ 151,000 |
| Chicago-Naperville, IL | 152 | $ 44,940,000 | $ 295,657 | $ 174,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 149 | $ 55,805,000 | $ 374,530 | $ 180,000 |
| Austin-Round Rock, TX | 148 | $ 48,490,000 | $ 327,635 | $ 167,000 |
| Riverside-San Bernardino-Ontario, CA | 137 | $ 50,925,000 | $ 371,715 | $ 151,000 |
| Anaheim-Santa Ana-Irvine, CA | 136 | $ 66,490,000 | $ 488,897 | $ 197,000 |
| Charlotte-Concord-Gastonia, NC-SC | 126 | $ 37,500,000 | $ 297,619 | $ 174,444 |
| Raleigh, NC | 122 | $ 36,290,000 | $ 297,459 | $ 152,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 114 | $ 39,480,000 | $ 346,315 | $ 157,000 |
| Baltimore-Columbia-Towson, MD | 110 | $ 35,770,000 | $ 325,181 | $ 171,000 |
| Denver-Aurora-Lakewood, CO | 108 | $ 36,340,000 | $ 336,481 | $ 176,000 |
| Montgomery County-Bucks County-Chester County, PA | 94 | $ 31,220,000 | $ 332,127 | $ 181,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 89 | $ 48,955,000 | $ 550,056 | $ 257,000 |
| Tampa-St. Petersburg-Clearwater, FL | 87 | $ 27,245,000 | $ 313,160 | $ 181,000 |
| Washington-Baltimore-Arlington, DC | 84 | $ 36,240,000 | $ 431,428 | $ 165,000 |
| Newark, NJ-PA | 82 | $ 32,940,000 | $ 401,707 | $ 228,134 |
| New York-Newark, NY | 76 | $ 27,230,000 | $ 358,289 | $ 202,000 |
| Boston, MA | 75 | $ 31,315,000 | $ 417,533 | $ 173,000 |
| Orlando-Kissimmee-Sanford, FL | 69 | $ 18,865,000 | $ 273,405 | $ 117,000 |
| Philadelphia, PA | 68 | $ 21,960,000 | $ 322,941 | $ 169,000 |
| Jacksonville, FL | 59 | $ 17,135,000 | $ 290,423 | $ 130,000 |
| San Francisco-Redwood City-South San Francisco, CA | 59 | $ 35,795,000 | $ 606,694 | $ 228,000 |
| Providence-Warwick, RI-MA | 55 | $ 15,935,000 | $ 289,727 | $ 194,236 |
| Richmond, VA | 55 | $ 14,755,000 | $ 268,272 | $ 156,000 |
| New York-Jersey City-White Plains, NY-NJ | 54 | $ 23,390,000 | $ 433,148 | $ 247,000 |
| Fort Worth-Arlington, TX | 53 | $ 14,775,000 | $ 278,773 | $ 193,000 |
| San Antonio-New Braunfels, TX | 50 | $ 13,920,000 | $ 278,400 | $ 147,000 |
| Warren-Troy-Farmington Hills, MI | 49 | $ 12,235,000 | $ 249,693 | $ 142,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 45 | $ 20,085,000 | $ 446,333 | $ 148,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 45 | $ 14,455,000 | $ 321,222 | $ 136,000 |
| Columbus, OH | 43 | $ 11,595,000 | $ 269,651 | $ 123,000 |
| Durham-Chapel Hill, NC | 38 | $ 10,890,000 | $ 286,578 | $ 137,000 |
| Hartford-West Hartford-East Hartford, CT | 38 | $ 10,510,000 | $ 276,578 | $ 232,000 |
| Miami-Miami Beach-Kendall, FL | 37 | $ 13,175,000 | $ 356,081 | $ 285,000 |
| Pittsburgh, PA | 37 | $ 8,965,000 | $ 242,297 | $ 124,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 36 | $ 9,140,000 | $ 253,888 | $ 111,000 |
| Charleston-North Charleston, SC | 35 | $ 10,695,000 | $ 305,571 | $ 130,000 |
| Indianapolis-Carmel-Anderson, IN | 35 | $ 8,305,000 | $ 237,285 | $ 188,000 |
| Omaha-Council Bluffs, NE-IA | 34 | $ 8,780,000 | $ 258,235 | $ 132,970 |
| Worcester, MA-CT | 34 | $ 11,730,000 | $ 345,000 | $ 192,000 |
| Tacoma-Lakewood, WA | 33 | $ 10,965,000 | $ 332,272 | $ 119,000 |
| Bakersfield, CA | 32 | $ 10,420,000 | $ 325,625 | $ 125,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 32 | $ 7,940,000 | $ 248,125 | $ 160,000 |
| Portland-South Portland, ME | 30 | $ 7,830,000 | $ 261,000 | $ 127,000 |
| Stockton-Lodi, CA | 30 | $ 11,630,000 | $ 387,666 | $ 147,000 |
| Camden, NJ | 29 | $ 7,905,000 | $ 272,586 | $ 155,000 |
| Cincinnati, OH-KY-IN | 29 | $ 7,275,000 | $ 250,862 | $ 141,206 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 9,245,000 | $ 318,793 | $ 183,000 |
| Boise City, ID | 28 | $ 7,660,000 | $ 273,571 | $ 134,000 |
| Kansas City, MO-KS | 28 | $ 7,270,000 | $ 259,642 | $ 130,000 |
| Knoxville, TN | 28 | $ 9,350,000 | $ 333,928 | $ 160,000 |
| Manchester-Nashua, NH | 28 | $ 8,730,000 | $ 311,785 | $ 192,000 |
| Santa Rosa, CA | 28 | $ 10,350,000 | $ 369,642 | $ 148,000 |
| Albuquerque, NM | 25 | $ 6,265,000 | $ 250,600 | $ 118,000 |
| Tucson, AZ | 25 | $ 5,835,000 | $ 233,400 | $ 112,000 |
| Bridgeport-Stamford-Norwalk, CT | 24 | $ 8,620,000 | $ 359,166 | $ 174,000 |
| Chattanooga, TN-GA | 24 | $ 6,460,000 | $ 269,166 | $ 138,083 |
| Greenville-Anderson-Mauldin, SC | 23 | $ 6,025,000 | $ 261,956 | $ 118,000 |
| Memphis, TN-MS-AR | 23 | $ 4,875,000 | $ 211,956 | $ 175,652 |
| Oklahoma City, OK | 23 | $ 5,575,000 | $ 242,391 | $ 190,000 |
| Milwaukee-Waukesha-West Allis, WI | 22 | $ 5,760,000 | $ 261,818 | $ 113,000 |
| Rockingham County-Strafford County, NH | 22 | $ 6,610,000 | $ 300,454 | $ 179,000 |
| Birmingham-Hoover, AL | 21 | $ 5,785,000 | $ 275,476 | $ 116,000 |
| Springfield, MA | 21 | $ 4,615,000 | $ 219,761 | $ 82,000 |
| Fresno, CA | 20 | $ 5,670,000 | $ 283,500 | $ 117,000 |
| Huntsville, AL | 20 | $ 5,360,000 | $ 268,000 | $ 175,000 |
| Modesto, CA | 20 | $ 5,460,000 | $ 273,000 | $ 289,000 |
| Tulsa, OK | 20 | $ 4,080,000 | $ 204,000 | $ 106,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 4,695,000 | $ 247,105 | $ 109,578 |
| Boulder, CO | 19 | $ 6,345,000 | $ 333,947 | $ 121,000 |
| Detroit-Dearborn-Livonia, MI | 19 | $ 4,335,000 | $ 228,157 | $ 124,000 |
| Louisville/Jefferson County, KY-IN | 19 | $ 4,305,000 | $ 226,578 | $ 105,894 |
| Cape Coral-Fort Myers, FL | 18 | $ 4,710,000 | $ 261,666 | $ 119,000 |
| Harrisburg-Carlisle, PA | 18 | $ 4,430,000 | $ 246,111 | $ 153,000 |
| Charlottesville, VA | 17 | $ 6,945,000 | $ 408,529 | $ 172,000 |
| Cleveland-Elyria, OH | 17 | $ 3,685,000 | $ 216,764 | $ 465,000 |
| Colorado Springs, CO | 17 | $ 5,145,000 | $ 302,647 | $ 112,000 |
| Fort Collins, CO | 17 | $ 4,915,000 | $ 289,117 | $ 130,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 5,415,000 | $ 318,529 | $ 149,941 |
| Santa Maria-Santa Barbara, CA | 17 | $ 6,805,000 | $ 400,294 | $ 144,000 |
| Wilmington, DE-MD-NJ | 17 | $ 5,255,000 | $ 309,117 | $ 240,823 |
| New Orleans-Metairie, LA | 16 | $ 3,720,000 | $ 232,500 | $ 184,000 |
| Salisbury, MD-DE | 16 | $ 3,310,000 | $ 206,875 | $ 137,000 |
| Asheville, NC | 15 | $ 3,685,000 | $ 245,666 | $ 97,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 3,195,000 | $ 213,000 | $ 134,000 |
| Des Moines-West Des Moines, IA | 14 | $ 4,320,000 | $ 308,571 | $ 228,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 3,880,000 | $ 277,142 | $ 137,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 14 | $ 3,320,000 | $ 237,142 | $ 105,285 |
| Ann Arbor, MI | 13 | $ 4,305,000 | $ 331,153 | $ 124,000 |
| Lincoln, NE | 13 | $ 3,325,000 | $ 255,769 | $ 165,000 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 4,335,000 | $ 333,461 | $ 163,000 |
| Port St. Lucie, FL | 13 | $ 3,555,000 | $ 273,461 | $ 113,000 |
| Lakeland-Winter Haven, FL | 12 | $ 3,030,000 | $ 252,500 | $ 86,000 |
| Madison, WI | 12 | $ 3,380,000 | $ 281,666 | $ 138,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 7,310,000 | $ 609,166 | $ 162,000 |
| Elgin, IL | 11 | $ 2,845,000 | $ 258,636 | $ 93,000 |
| Greensboro-High Point, NC | 11 | $ 2,455,000 | $ 223,181 | $ 131,000 |
| Salem, OR | 11 | $ 3,705,000 | $ 336,818 | $ 123,000 |
| Spokane-Spokane Valley, WA | 11 | $ 3,405,000 | $ 309,545 | $ 166,000 |
| Trenton, NJ | 11 | $ 3,285,000 | $ 298,636 | $ 192,000 |
| Bellingham, WA | 10 | $ 4,380,000 | $ 438,000 | $ 107,000 |
| Bremerton-Silverdale, WA | 10 | $ 3,710,000 | $ 371,000 | $ 124,000 |
| Burlington-South Burlington, VT | 10 | $ 3,210,000 | $ 321,000 | $ 393,000 |
| Columbia, SC | 10 | $ 1,950,000 | $ 195,000 | $ 109,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 3,250,000 | $ 325,000 | $ 154,000 |
| Greeley, CO | 10 | $ 2,670,000 | $ 267,000 | $ 129,000 |
| Jackson, MS | 10 | $ 1,900,000 | $ 190,000 | $ 115,000 |
| Anchorage, AK | 9 | $ 2,875,000 | $ 319,444 | $ 97,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 2,015,000 | $ 223,888 | $ 111,666 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 2,755,000 | $ 306,111 | $ 195,000 |
| New Haven-Milford, CT | 9 | $ 2,395,000 | $ 266,111 | $ 121,000 |
| Norwich-New London, CT | 9 | $ 2,235,000 | $ 248,333 | $ 183,000 |
| Olympia-Tumwater, WA | 9 | $ 3,055,000 | $ 339,444 | $ 128,000 |
| Roanoke, VA | 9 | $ 1,915,000 | $ 212,777 | $ 118,000 |
| Salinas, CA | 9 | $ 4,385,000 | $ 487,222 | $ 130,000 |
| Vallejo-Fairfield, CA | 9 | $ 3,355,000 | $ 372,777 | $ 124,000 |
| Visalia-Porterville, CA | 9 | $ 2,625,000 | $ 291,666 | $ 147,000 |
| Wichita, KS | 9 | $ 2,415,000 | $ 268,333 | $ 351,000 |
| Akron, OH | 8 | $ 1,430,000 | $ 178,750 | $ 120,000 |
| Gary, IN | 8 | $ 1,810,000 | $ 226,250 | $ 106,000 |
| Lexington-Fayette, KY | 8 | $ 2,020,000 | $ 252,500 | $ 119,000 |
| Napa, CA | 8 | $ 3,470,000 | $ 433,750 | $ 160,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,730,000 | $ 216,250 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 3,000,000 | $ 375,000 | $ 251,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 2,310,000 | $ 288,750 | $ 109,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 3,410,000 | $ 426,250 | $ 138,000 |
| Santa Fe, NM | 8 | $ 2,390,000 | $ 298,750 | $ 101,000 |
| St. Louis, MO-IL | 8 | $ 1,420,000 | $ 177,500 | $ 131,000 |
| York-Hanover, PA | 8 | $ 1,830,000 | $ 228,750 | $ 122,000 |
| Barnstable Town, MA | 7 | $ 1,895,000 | $ 270,714 | $ 118,000 |
| Bend-Redmond, OR | 7 | $ 1,865,000 | $ 266,428 | $ 1,125,000 |
| Corpus Christi, TX | 7 | $ 1,665,000 | $ 237,857 | $ 196,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 1,755,000 | $ 250,714 | $ 138,000 |
| Eugene, OR | 7 | $ 1,515,000 | $ 216,428 | $ 73,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,475,000 | $ 353,571 | $ 175,000 |
| San Rafael, CA | 7 | $ 5,475,000 | $ 782,142 | $ 177,000 |
| Tallahassee, FL | 7 | $ 1,205,000 | $ 172,142 | $ 165,000 |
| Baton Rouge, LA | 6 | $ 1,590,000 | $ 265,000 | $ 111,000 |
| Coeur D'Alene, ID | 6 | $ 2,310,000 | $ 385,000 | $ 101,000 |
| Fayetteville, NC | 6 | $ 1,210,000 | $ 201,666 | $ 294,000 |
| Gainesville, FL | 6 | $ 1,350,000 | $ 225,000 | $ 89,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,270,000 | $ 211,666 | $ 103,000 |
| Lafayette, LA | 6 | $ 1,240,000 | $ 206,666 | $ 65,000 |
| Lancaster, PA | 6 | $ 1,950,000 | $ 325,000 | $ 188,000 |
| Lansing-East Lansing, MI | 6 | $ 900,000 | $ 150,000 | $ 77,000 |
| Merced, CA | 6 | $ 1,480,000 | $ 246,666 | $ 79,000 |
| Missoula, MT | 6 | $ 2,110,000 | $ 351,666 | $ 87,000 |
| Redding, CA | 6 | $ 1,700,000 | $ 283,333 | $ 109,000 |
| Savannah, GA | 6 | $ 1,340,000 | $ 223,333 | $ 119,000 |
| Spartanburg, SC | 6 | $ 1,260,000 | $ 210,000 | $ 99,000 |
| Wilmington, NC | 6 | $ 1,670,000 | $ 278,333 | $ 134,000 |
| Winchester, VA-WV | 6 | $ 1,370,000 | $ 228,333 | $ 114,000 |
| Winston-Salem, NC | 6 | $ 1,100,000 | $ 183,333 | $ 85,000 |
| Auburn-Opelika, AL | 5 | $ 1,185,000 | $ 237,000 | $ 136,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 1,295,000 | $ 259,000 | $ 136,000 |
| Corvallis, OR | 5 | $ 1,325,000 | $ 265,000 | $ 141,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,085,000 | $ 217,000 | $ 219,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,125,000 | $ 225,000 | $ 133,000 |
| Medford, OR | 5 | $ 1,455,000 | $ 291,000 | $ 117,000 |
| Midland, TX | 5 | $ 1,365,000 | $ 273,000 | $ 135,000 |
| Tuscaloosa, AL | 5 | $ 1,415,000 | $ 283,000 | $ 139,000 |
| Amarillo, TX | 4 | $ 1,130,000 | $ 282,500 | $ 155,000 |
| California-Lexington Park, MD | 4 | $ 960,000 | $ 240,000 | $ 100,000 |
| Columbus, GA-AL | 4 | $ 1,200,000 | $ 300,000 | $ 114,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 810,000 | $ 202,500 | $ 122,000 |
| East Stroudsburg, PA | 4 | $ 650,000 | $ 162,500 | $ 124,000 |
| Flint, MI | 4 | $ 1,100,000 | $ 275,000 | $ 87,000 |
| Grand Junction, CO | 4 | $ 1,320,000 | $ 330,000 | $ 137,000 |
| Homosassa Springs, FL | 4 | $ 640,000 | $ 160,000 | $ 71,000 |
| Kankakee, IL | 4 | $ 800,000 | $ 200,000 | $ 59,000 |
| Killeen-Temple, TX | 4 | $ 960,000 | $ 240,000 | $ 139,000 |
| Lubbock, TX | 4 | $ 1,230,000 | $ 307,500 | $ 65,000 |
| Mobile, AL | 4 | $ 1,180,000 | $ 295,000 | $ 179,000 |
| Pueblo, CO | 4 | $ 1,070,000 | $ 267,500 | $ 158,000 |
| Punta Gorda, FL | 4 | $ 1,130,000 | $ 282,500 | $ 186,000 |
| Rochester, MN | 4 | $ 1,080,000 | $ 270,000 | $ 147,000 |
| Rockford, IL | 4 | $ 830,000 | $ 207,500 | $ 101,000 |
| Sioux Falls, SD | 4 | $ 1,190,000 | $ 297,500 | $ 134,000 |
| Toledo, OH | 4 | $ 940,000 | $ 235,000 | $ 159,000 |
| Albany, OR | 3 | $ 815,000 | $ 271,666 | $ 133,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 395,000 | $ 131,666 | $ 96,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 785,000 | $ 261,666 | $ 158,000 |
| Bloomington, IN | 3 | $ 435,000 | $ 145,000 | $ 85,000 |
| Cedar Rapids, IA | 3 | $ 515,000 | $ 171,666 | $ 96,000 |
| Champaign-Urbana, IL | 3 | $ 395,000 | $ 131,666 | $ 120,000 |
| Cheyenne, WY | 3 | $ 775,000 | $ 258,333 | $ 81,000 |
| Chico, CA | 3 | $ 745,000 | $ 248,333 | $ 152,000 |
| Clarksville, TN-KY | 3 | $ 465,000 | $ 155,000 | $ 90,000 |
| College Station-Bryan, TX | 3 | $ 725,000 | $ 241,666 | $ 131,000 |
| El Paso, TX | 3 | $ 535,000 | $ 178,333 | $ 83,000 |
| Erie, PA | 3 | $ 555,000 | $ 185,000 | $ 104,000 |
| Evansville, IN-KY | 3 | $ 675,000 | $ 225,000 | $ 163,000 |
| Fort Wayne, IN | 3 | $ 475,000 | $ 158,333 | $ 133,000 |
| Gainesville, GA | 3 | $ 655,000 | $ 218,333 | $ 354,000 |
| Grants Pass, OR | 3 | $ 665,000 | $ 221,666 | $ 54,000 |
| Harrisonburg, VA | 3 | $ 545,000 | $ 181,666 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 635,000 | $ 211,666 | $ 138,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 605,000 | $ 201,666 | $ 111,000 |
| Kennewick-Richland, WA | 3 | $ 1,005,000 | $ 335,000 | $ 169,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 455,000 | $ 151,666 | $ 89,000 |
| Las Cruces, NM | 3 | $ 655,000 | $ 218,333 | $ 155,000 |
| Lynchburg, VA | 3 | $ 795,000 | $ 265,000 | $ 123,000 |
| Macon-Bibb County, GA | 3 | $ 855,000 | $ 285,000 | $ 198,000 |
| Montgomery, AL | 3 | $ 615,000 | $ 205,000 | $ 111,000 |
| Morristown, TN | 3 | $ 495,000 | $ 165,000 | $ 113,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 665,000 | $ 221,666 | $ 59,000 |
| Pittsfield, MA | 3 | $ 955,000 | $ 318,333 | $ 181,000 |
| Reading, PA | 3 | $ 555,000 | $ 185,000 | $ 137,000 |
| Rocky Mount, NC | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 455,000 | $ 151,666 | $ 85,000 |
| Sebastian-Vero Beach, FL | 3 | $ 695,000 | $ 231,666 | $ 102,000 |
| Springfield, IL | 3 | $ 705,000 | $ 235,000 | $ 183,000 |
| State College, PA | 3 | $ 925,000 | $ 308,333 | $ 163,000 |
| The Villages, FL | 3 | $ 935,000 | $ 311,666 | $ 69,000 |
| Topeka, KS | 3 | $ 535,000 | $ 178,333 | $ 111,000 |
| Tyler, TX | 3 | $ 425,000 | $ 141,666 | $ 73,000 |
| Waco, TX | 3 | $ 595,000 | $ 198,333 | $ 64,000 |
| Wenatchee, WA | 3 | $ 755,000 | $ 251,666 | $ 179,000 |
| Appleton, WI | 2 | $ 580,000 | $ 290,000 | $ 155,000 |
| Athens-Clarke County, GA | 2 | $ 630,000 | $ 315,000 | $ 149,000 |
| Bangor, ME | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Battle Creek, MI | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Canton-Massillon, OH | 2 | $ 680,000 | $ 340,000 | $ 110,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Cleveland, TN | 2 | $ 300,000 | $ 150,000 | $ 20,000 |
| Dover, DE | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Eau Claire, WI | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Flagstaff, AZ | 2 | $ 780,000 | $ 390,000 | $ 60,000 |
| Florence-Muscle Shoals, AL | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Grand Forks, ND-MN | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Great Falls, MT | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Greenville, NC | 2 | $ 580,000 | $ 290,000 | $ 93,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Idaho Falls, ID | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| Iowa City, IA | 2 | $ 1,150,000 | $ 575,000 | $ 151,000 |
| Jacksonville, NC | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Johnson City, TN | 2 | $ 520,000 | $ 260,000 | $ 129,000 |
| Kalamazoo-Portage, MI | 2 | $ 380,000 | $ 190,000 | $ 118,000 |
| Lake Charles, LA | 2 | $ 540,000 | $ 270,000 | $ 397,000 |
| Lawrence, KS | 2 | $ 600,000 | $ 300,000 | $ 137,000 |
| Longview, WA | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Madera, CA | 2 | $ 750,000 | $ 375,000 | $ 84,000 |
| Mankato-North Mankato, MN | 2 | $ 520,000 | $ 260,000 | $ 173,000 |
| Morgantown, WV | 2 | $ 710,000 | $ 355,000 | $ 167,000 |
| Muncie, IN | 2 | $ 400,000 | $ 200,000 | $ 135,000 |
| Niles-Benton Harbor, MI | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Ocala, FL | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Peoria, IL | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Pocatello, ID | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 470,000 | $ 235,000 | $ 18,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Staunton-Waynesboro, VA | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| Valdosta, GA | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Walla Walla, WA | 2 | $ 550,000 | $ 275,000 | $ 162,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Yuba City, CA | 2 | $ 350,000 | $ 175,000 | $ 144,000 |
| Abilene, TX | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Albany, GA | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Ames, IA | 1 | $ 255,000 | $ 255,000 | $ 216,000 |
| Billings, MT | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Bismarck, ND | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Bloomington, IL | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Bloomsburg-Berwick, PA | 1 | $ 305,000 | $ 305,000 | $ 241,000 |
| Burlington, NC | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Casper, WY | 1 | $ 545,000 | $ 545,000 | $ 381,000 |
| Charleston, WV | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Dalton, GA | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Decatur, AL | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Dothan, AL | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Duluth, MN-WI | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| El Centro, CA | 1 | $ 195,000 | $ 195,000 | $ 1,020,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Fargo, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Goldsboro, NC | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Grand Island, NE | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Green Bay, WI | 1 | $ 205,000 | $ 205,000 | $ 840,000 |
| Hot Springs, AR | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Jackson, MI | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Jackson, TN | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Janesville-Beloit, WI | 1 | $ 325,000 | $ 325,000 | $ 430,000 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Lafayette-West Lafayette, IN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Lebanon, PA | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Lewiston, ID-WA | 1 | $ 425,000 | $ 425,000 | $ 124,000 |
| Longview, TX | 1 | $ 205,000 | $ 205,000 | $ 270,000 |
| Michigan City-La Porte, IN | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Monroe, LA | 1 | $ 385,000 | $ 385,000 | $ 72,000 |
| Monroe, MI | 1 | $ 865,000 | $ 865,000 | $ 255,000 |
| New Bern, NC | 1 | $ 225,000 | $ 225,000 | $ 196,000 |
| Ocean City, NJ | 1 | $ 165,000 | $ 165,000 | $ 215,000 |
| Odessa, TX | 1 | $ 305,000 | $ 305,000 | $ 277,000 |
| Oshkosh-Neenah, WI | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Panama City, FL | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Racine, WI | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Rapid City, SD | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| San Angelo, TX | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Sherman-Denison, TX | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Shreveport-Bossier City, LA | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| St. Cloud, MN | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Sumter, SC | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Terre Haute, IN | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Texarkana, TX-AR | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Twin Falls, ID | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Wausau, WI | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Wheeling, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Wichita Falls, TX | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Yuma, AZ | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Lenderfi, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,718 | $1,935,010,000 | $338,000 | $1,995,000 | $166,000 | $6,479,000 |
| Cash-out Refinancing | 1,558 | $516,520,000 | $331,000 | $2,005,000 | $146,000 | $3,886,000 |
| Home Purchase | 470 | $198,050,000 | $421,000 | $1,285,000 | $307,000 | $4,770,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,880 | $1,262,840,000 | $325,000 | $1,925,000 | $161,000 | $6,479,000 |
| Not Provided | 1,989 | $685,935,000 | $344,000 | $2,005,000 | $166,000 | $3,886,000 |
| Asian | 989 | $391,295,000 | $395,000 | $1,535,000 | $206,000 | $4,320,000 |
| Hispanic | 362 | $110,710,000 | $305,000 | $1,995,000 | $156,000 | $4,136,000 |
| Black or African American | 199 | $61,145,000 | $307,000 | $925,000 | $176,000 | $4,770,000 |
| American Indian or Alaskan Native | 19 | $5,545,000 | $291,000 | $585,000 | $112,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,990,000 | $373,000 | $615,000 | $133,000 | $248,000 |
| Not applicable | 3 | $855,000 | $285,000 | $385,000 | $120,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,733 | $2,646,995,000 | $342,000 | $2,005,000 | $170,000 | $6,479,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,585,000 | $198,000 | $435,000 | $52,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,775 | $1,317,465,000 | $348,000 | $1,505,000 | $150,000 | $923,000 |
| Application Withdrawn By Applicant | 3,769 | $1,266,785,000 | $336,000 | $2,005,000 | $190,000 | $6,479,000 |
| Application Denied By Financial Institution | 146 | $46,900,000 | $321,000 | $1,995,000 | $169,000 | $3,600,000 |
| File Closed For Incompleteness | 56 | $18,430,000 | $329,000 | $1,265,000 | $206,000 | $3,936,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,600 | $2,602,680,000 | $342,000 | $2,005,000 | $170,000 | $6,479,000 |
| Unverifiable Information | 34 | $10,440,000 | $307,000 | $785,000 | $142,000 | $1,426,000 |
| Credit History | 24 | $8,560,000 | $356,000 | $1,305,000 | $371,000 | $3,600,000 |
| Debt-To-Income Ratio | 21 | $5,955,000 | $283,000 | $515,000 | $59,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $5,140,000 | $285,000 | $805,000 | $96,000 | $253,000 |
| Other | 13 | $4,075,000 | $313,000 | $565,000 | $129,000 | $300,000 |
| Credit Application Incomplete | 13 | $4,035,000 | $310,000 | $635,000 | $248,000 | $1,260,000 |
| Collateral | 12 | $5,860,000 | $488,000 | $1,995,000 | $148,000 | $420,000 |
| Employment History | 11 | $2,835,000 | $257,000 | $475,000 | $123,000 | $351,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lenderfi, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lenderfi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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