Lendmark Financial Services Mortgage Lending & HMDA Data, 2008

In 2008, Lendmark Financial Services of Wilson, NC reported 2,866 mortgage applications totaling $207.4 million, down 19% from 2007. The average application was for $72,352, and applicants reported an average income of $54,929. 39% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Baltimore-Towson, MD (299), Atlanta-Sandy Springs-Marietta, GA (285) and Washington-Arlington-Alexandria, DC-VA-MD-WV (114) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,866
Total Mortgage Loan Application Amount $207,361,000
Average Mortgage Loan Application Amount $72,352
Highest Mortgage Loan Application Amount $557,000
Average Applicant Income $54,929
Highest Applicant Income $1,140,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore City, Maryland 116 $ 6,143,000 $ 52,956 $ 52,000
Baltimore, Maryland 81 $ 5,479,000 $ 67,641 $ 62,000
Prince George's, Maryland 62 $ 4,444,000 $ 71,677 $ 76,000
Florence, South Carolina 61 $ 8,402,000 $ 137,737 $ 63,000
Newton, Georgia 58 $ 4,514,000 $ 77,827 $ 55,000
Christian, Kentucky 48 $ 2,516,000 $ 52,416 $ 47,000
Jefferson, Kentucky 47 $ 4,159,000 $ 88,489 $ 52,000
Anne Arundel, Maryland 46 $ 4,434,000 $ 96,391 $ 68,000
Pulaski, Kentucky 43 $ 2,553,000 $ 59,372 $ 35,000
Hopkins, Kentucky 37 $ 1,684,000 $ 45,513 $ 33,000
McCracken, Kentucky 36 $ 2,064,000 $ 57,333 $ 39,000
Muhlenberg, Kentucky 34 $ 1,581,000 $ 46,500 $ 36,000
Orange, Florida 33 $ 3,947,000 $ 119,606 $ 60,000
Caldwell, Kentucky 32 $ 1,340,000 $ 41,875 $ 40,000
Harford, Maryland 29 $ 1,932,000 $ 66,620 $ 78,000
Logan, Kentucky 27 $ 1,246,000 $ 46,148 $ 33,000
McCreary, Kentucky 26 $ 1,095,000 $ 42,115 $ 33,000
Bibb, Georgia 25 $ 1,776,000 $ 71,040 $ 76,000
Camden, Georgia 25 $ 2,250,000 $ 90,000 $ 52,000
Houston, Georgia 25 $ 1,772,000 $ 70,880 $ 52,000
Russell, Kentucky 24 $ 1,071,000 $ 44,625 $ 34,000
DeKalb, Georgia 23 $ 2,421,000 $ 105,260 $ 68,000
Paulding, Georgia 23 $ 1,786,000 $ 77,652 $ 69,000
Clay, Kentucky 23 $ 943,000 $ 41,000 $ 34,000
Floyd, Kentucky 23 $ 1,278,000 $ 55,565 $ 49,000
Graves, Kentucky 23 $ 1,261,000 $ 54,826 $ 62,000
Gilmer, Georgia 22 $ 1,757,000 $ 79,863 $ 54,000
Walton, Georgia 22 $ 1,846,000 $ 83,909 $ 50,000
Aiken, South Carolina 22 $ 1,380,000 $ 62,727 $ 48,000
Baldwin, Georgia 21 $ 1,393,000 $ 66,333 $ 48,000
Chatham, Georgia 20 $ 1,740,000 $ 87,000 $ 79,000
Muscogee, Georgia 19 $ 1,141,000 $ 60,052 $ 50,000
Grayson, Kentucky 19 $ 912,000 $ 48,000 $ 42,000
Pike, Kentucky 19 $ 1,015,000 $ 53,421 $ 42,000
Wayne, Kentucky 19 $ 957,000 $ 50,368 $ 34,000
Whitfield, Georgia 18 $ 1,049,000 $ 58,277 $ 52,000
Carroll, Maryland 18 $ 871,000 $ 48,388 $ 83,000
Charleston, South Carolina 18 $ 1,799,000 $ 99,944 $ 50,000
Lexington, South Carolina 18 $ 1,018,000 $ 56,555 $ 47,000
Spartanburg, South Carolina 18 $ 1,685,000 $ 93,611 $ 82,000
Rockdale, Georgia 17 $ 1,103,000 $ 64,882 $ 71,000
Greenville, South Carolina 17 $ 926,000 $ 54,470 $ 85,000
Osceola, Florida 16 $ 2,172,000 $ 135,750 $ 94,000
Richland, South Carolina 16 $ 1,272,000 $ 79,500 $ 64,000
District of Columbia, District Of Columbia 15 $ 757,000 $ 50,466 $ 46,000
Glynn, Georgia 15 $ 1,241,000 $ 82,733 $ 80,000
Thomas, Georgia 15 $ 1,326,000 $ 88,400 $ 43,000
Montgomery, Tennessee 15 $ 414,000 $ 27,600 $ 75,000
Polk, Florida 14 $ 1,102,000 $ 78,714 $ 51,000
Cobb, Georgia 14 $ 1,368,000 $ 97,714 $ 61,000
Crittenden, Kentucky 14 $ 738,000 $ 52,714 $ 34,000
Laurel, Kentucky 14 $ 976,000 $ 69,714 $ 38,000
Livingston, Kentucky 14 $ 691,000 $ 49,357 $ 50,000
Anderson, South Carolina 14 $ 919,000 $ 65,642 $ 58,000
Fulton, Georgia 13 $ 1,524,000 $ 117,230 $ 81,000
Gwinnett, Georgia 13 $ 1,603,000 $ 123,307 $ 83,000
Knox, Kentucky 13 $ 609,000 $ 46,846 $ 36,000
Blount, Tennessee 13 $ 557,000 $ 42,846 $ 55,000
Knox, Tennessee 13 $ 624,000 $ 48,000 $ 64,000
Escambia, Florida 12 $ 1,083,000 $ 90,250 $ 55,000
Hillsborough, Florida 12 $ 997,000 $ 83,083 $ 53,000
Fannin, Georgia 12 $ 907,000 $ 75,583 $ 33,000
Murray, Georgia 12 $ 856,000 $ 71,333 $ 42,000
Boyd, Kentucky 12 $ 690,000 $ 57,500 $ 45,000
Fayette, Kentucky 12 $ 1,265,000 $ 105,416 $ 89,000
Johnson, Kentucky 12 $ 593,000 $ 49,416 $ 34,000
Frederick, Maryland 12 $ 989,000 $ 82,416 $ 77,000
St. Mary's, Maryland 12 $ 1,479,000 $ 123,250 $ 83,000
Berkeley, South Carolina 12 $ 1,066,000 $ 88,833 $ 43,000
Pasco, Florida 11 $ 910,000 $ 82,727 $ 46,000
Coweta, Georgia 11 $ 586,000 $ 53,272 $ 54,000
Dougherty, Georgia 11 $ 651,000 $ 59,181 $ 51,000
Richmond, Georgia 11 $ 629,000 $ 57,181 $ 60,000
Ware, Georgia 11 $ 423,000 $ 38,454 $ 49,000
Calvert, Maryland 11 $ 1,355,000 $ 123,181 $ 93,000
Clayton, Georgia 10 $ 751,000 $ 75,100 $ 58,000
Floyd, Georgia 10 $ 624,000 $ 62,400 $ 36,000
Hall, Georgia 10 $ 705,000 $ 70,500 $ 49,000
Pickens, Georgia 10 $ 1,152,000 $ 115,200 $ 46,000
Wilkinson, Georgia 10 $ 588,000 $ 58,800 $ 44,000
Duval, Florida 9 $ 1,163,000 $ 129,222 $ 54,000
Marion, Florida 9 $ 601,000 $ 66,777 $ 34,000
Barrow, Georgia 9 $ 1,125,000 $ 125,000 $ 49,000
Douglas, Georgia 9 $ 348,000 $ 38,666 $ 51,000
Lewis, Kentucky 9 $ 556,000 $ 61,777 $ 41,000
Ohio, Kentucky 9 $ 423,000 $ 47,000 $ 51,000
Montgomery, Maryland 9 $ 733,000 $ 81,444 $ 54,000
McMinn, Tennessee 9 $ 500,000 $ 55,555 $ 47,000
New Castle, Delaware 8 $ 730,000 $ 91,250 $ 70,000
Seminole, Florida 8 $ 1,011,000 $ 126,375 $ 61,000
Bartow, Georgia 8 $ 560,000 $ 70,000 $ 43,000
Charlton, Georgia 8 $ 488,000 $ 61,000 $ 42,000
Hancock, Georgia 8 $ 444,000 $ 55,500 $ 39,000
Calloway, Kentucky 8 $ 259,000 $ 32,375 $ 174,000
Daviess, Kentucky 8 $ 272,000 $ 34,000 $ 44,000
Greenup, Kentucky 8 $ 852,000 $ 106,500 $ 47,000
Mason, Kentucky 8 $ 669,000 $ 83,625 $ 54,000
Charles, Maryland 8 $ 554,000 $ 69,250 $ 67,000
Volusia, Florida 7 $ 785,000 $ 112,142 $ 56,000
Carroll, Georgia 7 $ 313,000 $ 44,714 $ 47,000
Henry, Georgia 7 $ 1,038,000 $ 148,285 $ 79,000
Boyle, Kentucky 7 $ 918,000 $ 131,142 $ 71,000
Fleming, Kentucky 7 $ 409,000 $ 58,428 $ 36,000
Harlan, Kentucky 7 $ 244,000 $ 34,857 $ 44,000
Caroline, Maryland 7 $ 774,000 $ 110,571 $ 82,000
Cecil, Maryland 7 $ 475,000 $ 67,857 $ 81,000
Howard, Maryland 7 $ 494,000 $ 70,571 $ 69,000
Lawrence, Ohio 7 $ 328,000 $ 46,857 $ 35,000
Colleton, South Carolina 7 $ 451,000 $ 64,428 $ 62,000
Nassau, Florida 6 $ 515,000 $ 85,833 $ 62,000
Brantley, Georgia 6 $ 447,000 $ 74,500 $ 56,000
Haralson, Georgia 6 $ 555,000 $ 92,500 $ 55,000
Jackson, Georgia 6 $ 620,000 $ 103,333 $ 42,000
Jones, Georgia 6 $ 367,000 $ 61,166 $ 55,000
Lowndes, Georgia 6 $ 398,000 $ 66,333 $ 66,000
Macon, Georgia 6 $ 220,000 $ 36,666 $ 47,000
Putnam, Georgia 6 $ 738,000 $ 123,000 $ 76,000
Adair, Kentucky 6 $ 311,000 $ 51,833 $ 34,000
Marshall, Kentucky 6 $ 433,000 $ 72,166 $ 45,000
Mercer, Kentucky 6 $ 334,000 $ 55,666 $ 47,000
Somerset, Maryland 6 $ 412,000 $ 68,666 $ 57,000
Washington, Maryland 6 $ 654,000 $ 109,000 $ 73,000
Wicomico, Maryland 6 $ 632,000 $ 105,333 $ 57,000
Darlington, South Carolina 6 $ 496,000 $ 82,666 $ 43,000
Horry, South Carolina 6 $ 406,000 $ 67,666 $ 55,000
Hamilton, Tennessee 6 $ 219,000 $ 36,500 $ 57,000
Richmond City, Virginia 6 $ 526,000 $ 87,666 $ 41,000
Baldwin, Alabama 5 $ 329,000 $ 65,800 $ 63,000
Russell, Alabama 5 $ 346,000 $ 69,200 $ 50,000
Citrus, Florida 5 $ 364,000 $ 72,800 $ 43,000
Okaloosa, Florida 5 $ 645,000 $ 129,000 $ 53,000
St. Johns, Florida 5 $ 703,000 $ 140,600 $ 67,000
Butts, Georgia 5 $ 438,000 $ 87,600 $ 85,000
Columbia, Georgia 5 $ 165,000 $ 33,000 $ 69,000
Forsyth, Georgia 5 $ 455,000 $ 91,000 $ 76,000
Gordon, Georgia 5 $ 319,000 $ 63,800 $ 48,000
Lee, Georgia 5 $ 454,000 $ 90,800 $ 51,000
McDuffie, Georgia 5 $ 280,000 $ 56,000 $ 44,000
Morgan, Georgia 5 $ 456,000 $ 91,200 $ 43,000
Pierce, Georgia 5 $ 228,000 $ 45,600 $ 78,000
Twiggs, Georgia 5 $ 249,000 $ 49,800 $ 31,000
Ballard, Kentucky 5 $ 262,000 $ 52,400 $ 40,000
Garrard, Kentucky 5 $ 463,000 $ 92,600 $ 49,000
Lincoln, Kentucky 5 $ 267,000 $ 53,400 $ 31,000
Rowan, Kentucky 5 $ 545,000 $ 109,000 $ 56,000
Trigg, Kentucky 5 $ 323,000 $ 64,600 $ 41,000
Whitley, Kentucky 5 $ 325,000 $ 65,000 $ 48,000
Scott, Tennessee 5 $ 283,000 $ 56,600 $ 35,000
Chesterfield, Virginia 5 $ 523,000 $ 104,600 $ 71,000
Lake, Florida 4 $ 484,000 $ 121,000 $ 79,000
Sumter, Florida 4 $ 359,000 $ 89,750 $ 68,000
Greene, Georgia 4 $ 388,000 $ 97,000 $ 53,000
Jefferson, Georgia 4 $ 297,000 $ 74,250 $ 47,000
Liberty, Georgia 4 $ 287,000 $ 71,750 $ 44,000
Union, Georgia 4 $ 177,000 $ 44,250 $ 49,000
Walker, Georgia 4 $ 231,000 $ 57,750 $ 45,000
Clark, Indiana 4 $ 287,000 $ 71,750 $ 99,000
Bracken, Kentucky 4 $ 249,000 $ 62,250 $ 48,000
Carter, Kentucky 4 $ 281,000 $ 70,250 $ 48,000
Casey, Kentucky 4 $ 179,000 $ 44,750 $ 26,000
Hardin, Kentucky 4 $ 248,000 $ 62,000 $ 55,000
Knott, Kentucky 4 $ 205,000 $ 51,250 $ 45,000
Lyon, Kentucky 4 $ 298,000 $ 74,500 $ 40,000
Magoffin, Kentucky 4 $ 298,000 $ 74,500 $ 27,000
Martin, Kentucky 4 $ 166,000 $ 41,500 $ 39,000
Webster, Kentucky 4 $ 101,000 $ 25,250 $ 54,000
Talbot, Maryland 4 $ 866,000 $ 216,500 $ 47,000
Cherokee, North Carolina 4 $ 361,000 $ 90,250 $ 50,000
Cleveland, North Carolina 4 $ 197,000 $ 49,250 $ 25,000
Johnston, North Carolina 4 $ 412,000 $ 103,000 $ 48,000
Dorchester, South Carolina 4 $ 496,000 $ 124,000 $ 51,000
Orangeburg, South Carolina 4 $ 311,000 $ 77,750 $ 40,000
Anderson, Tennessee 4 $ 251,000 $ 62,750 $ 43,000
Grainger, Tennessee 4 $ 181,000 $ 45,250 $ 41,000
Sevier, Tennessee 4 $ 228,000 $ 57,000 $ 62,000
Fairfax, Virginia 4 $ 549,000 $ 137,250 $ 129,000
Pittsylvania, Virginia 4 $ 690,000 $ 172,500 $ 87,000
Wayne, West Virginia 4 $ 268,000 $ 67,000 $ 36,000
Lee, Alabama 3 $ 177,000 $ 59,000 $ 57,000
Mobile, Alabama 3 $ 198,000 $ 66,000 $ 50,000
Sussex, Delaware 3 $ 214,000 $ 71,333 $ 57,000
Clay, Florida 3 $ 201,000 $ 67,000 $ 58,000
Gilchrist, Florida 3 $ 223,000 $ 74,333 $ 43,000
Leon, Florida 3 $ 348,000 $ 116,000 $ 51,000
Manatee, Florida 3 $ 259,000 $ 86,333 $ 40,000
Putnam, Florida 3 $ 185,000 $ 61,666 $ 37,000
Santa Rosa, Florida 3 $ 143,000 $ 47,666 $ 46,000
Chattooga, Georgia 3 $ 160,000 $ 53,333 $ 48,000
Cherokee, Georgia 3 $ 462,000 $ 154,000 $ 64,000
Dodge, Georgia 3 $ 99,000 $ 33,000 $ 41,000
Elbert, Georgia 3 $ 215,000 $ 71,666 $ 52,000
Grady, Georgia 3 $ 295,000 $ 98,333 $ 36,000
Hart, Georgia 3 $ 164,000 $ 54,666 $ 28,000
Heard, Georgia 3 $ 170,000 $ 56,666 $ 33,000
Jasper, Georgia 3 $ 209,000 $ 69,666 $ 58,000
Pike, Georgia 3 $ 358,000 $ 119,333 $ 52,000
Polk, Georgia 3 $ 167,000 $ 55,666 $ 24,000
Pulaski, Georgia 3 $ 113,000 $ 37,666 $ 37,000
Wayne, Georgia 3 $ 155,000 $ 51,666 $ 47,000
Perry, Indiana 3 $ 171,000 $ 57,000 $ 35,000
Breckinridge, Kentucky 3 $ 183,000 $ 61,000 $ 40,000
Bullitt, Kentucky 3 $ 222,000 $ 74,000 $ 73,000
Perry, Kentucky 3 $ 216,000 $ 72,000 $ 51,000
Dorchester, Maryland 3 $ 322,000 $ 107,333 $ 45,000
Craven, North Carolina 3 $ 148,000 $ 49,333 $ 46,000
Edgecombe, North Carolina 3 $ 155,000 $ 51,666 $ 46,000
Harnett, North Carolina 3 $ 104,000 $ 34,666 $ 39,000
Edgefield, South Carolina 3 $ 199,000 $ 66,333 $ 41,000
Georgetown, South Carolina 3 $ 224,000 $ 74,666 $ 48,000
Kershaw, South Carolina 3 $ 246,000 $ 82,000 $ 32,000
Laurens, South Carolina 3 $ 165,000 $ 55,000 $ 27,000
York, South Carolina 3 $ 251,000 $ 83,666 $ 71,000
Greene, Tennessee 3 $ 208,000 $ 69,333 $ 35,000
Hamblen, Tennessee 3 $ 60,000 $ 20,000 $ 36,000
Jefferson, Tennessee 3 $ 164,000 $ 54,666 $ 128,000
Loudon, Tennessee 3 $ 175,000 $ 58,333 $ 53,000
Henrico, Virginia 3 $ 161,000 $ 53,666 $ 58,000
Spotsylvania, Virginia 3 $ 423,000 $ 141,000 $ 73,000
Stafford, Virginia 3 $ 210,000 $ 70,000 $ 73,000
Berkeley, West Virginia 3 $ 380,000 $ 126,666 $ 91,000
Marshall, West Virginia 3 $ 124,000 $ 41,333 $ 68,000
Mingo, West Virginia 3 $ 220,000 $ 73,333 $ 29,000
Preston, West Virginia 3 $ 215,000 $ 71,666 $ 95,000
Clarke, Alabama 2 $ 294,000 $ 147,000 $ 50,000
DeKalb, Alabama 2 $ 106,000 $ 53,000 $ 26,000
Etowah, Alabama 2 $ 137,000 $ 68,500 $ 28,000
Lawrence, Alabama 2 $ 111,000 $ 55,500 $ 39,000
Marshall, Alabama 2 $ 381,000 $ 190,500 $ 58,000
Talladega, Alabama 2 $ 121,000 $ 60,500 $ 68,000
Kent, Delaware 2 $ 131,000 $ 65,500 $ 38,000
Baker, Florida 2 $ 189,000 $ 94,500 $ 71,000
Columbia, Florida 2 $ 175,000 $ 87,500 $ 40,000
Hamilton, Florida 2 $ 111,000 $ 55,500 $ 47,000
Madison, Florida 2 $ 80,000 $ 40,000 $ 18,000
Walton, Florida 2 $ 218,000 $ 109,000 $ 40,000
Brooks, Georgia 2 $ 169,000 $ 84,500 $ 38,000
Bulloch, Georgia 2 $ 117,000 $ 58,500 $ 38,000
Candler, Georgia 2 $ 30,000 $ 15,000 $ 30,000
Catoosa, Georgia 2 $ 61,000 $ 30,500 $ 26,000
Clinch, Georgia 2 $ 136,000 $ 68,000 $ 47,000
Coffee, Georgia 2 $ 179,000 $ 89,500 $ 35,000
Colquitt, Georgia 2 $ 211,000 $ 105,500 $ 56,000
Cook, Georgia 2 $ 201,000 $ 100,500 $ 89,000
Crawford, Georgia 2 $ 154,000 $ 77,000 $ 41,000
Crisp, Georgia 2 $ 220,000 $ 110,000 $ 40,000
Dawson, Georgia 2 $ 78,000 $ 39,000 $ 35,000
Effingham, Georgia 2 $ 78,000 $ 39,000 $ 21,000
Laurens, Georgia 2 $ 56,000 $ 28,000 $ 46,000
McIntosh, Georgia 2 $ 206,000 $ 103,000 $ 57,000
Monroe, Georgia 2 $ 32,000 $ 16,000 $ 25,000
Oconee, Georgia 2 $ 258,000 $ 129,000 $ 33,000
Peach, Georgia 2 $ 49,000 $ 24,500 $ 32,000
Sumter, Georgia 2 $ 153,000 $ 76,500 $ 60,000
Talbot, Georgia 2 $ 150,000 $ 75,000 $ 33,000
Taylor, Georgia 2 $ 87,000 $ 43,500 $ 37,000
Washington, Georgia 2 $ 72,000 $ 36,000 $ 27,000
Grant, Indiana 2 $ 104,000 $ 52,000 $ 33,000
Jefferson, Indiana 2 $ 109,000 $ 54,500 $ 25,000
Scott, Indiana 2 $ 138,000 $ 69,000 $ 53,000
Bath, Kentucky 2 $ 118,000 $ 59,000 $ 45,000
Breathitt, Kentucky 2 $ 126,000 $ 63,000 $ 36,000
Clinton, Kentucky 2 $ 55,000 $ 27,500 $ 47,000
Estill, Kentucky 2 $ 79,000 $ 39,500 $ 150,000
Jackson, Kentucky 2 $ 72,000 $ 36,000 $ 35,000
Lawrence, Kentucky 2 $ 143,000 $ 71,500 $ 52,000
Madison, Kentucky 2 $ 162,000 $ 81,000 $ 82,000
Montgomery, Kentucky 2 $ 195,000 $ 97,500 $ 60,000
Oldham, Kentucky 2 $ 113,000 $ 56,500 $ 55,000
Pendleton, Kentucky 2 $ 219,000 $ 109,500 $ 152,000
Powell, Kentucky 2 $ 341,000 $ 170,500 $ 62,000
Rockcastle, Kentucky 2 $ 185,000 $ 92,500 $ 30,000
Spencer, Kentucky 2 $ 37,000 $ 18,500 $ 36,000
Todd, Kentucky 2 $ 59,000 $ 29,500 $ 63,000
Washington, Kentucky 2 $ 115,000 $ 57,500 $ 73,000
Wolfe, Kentucky 2 $ 105,000 $ 52,500 $ 15,000
Queen Anne's, Maryland 2 $ 94,000 $ 47,000 $ 80,000
Worcester, Maryland 2 $ 240,000 $ 120,000 $ 64,000
Alamance, North Carolina 2 $ 150,000 $ 75,000 $ 40,000
Caldwell, North Carolina 2 $ 167,000 $ 83,500 $ 32,000
Duplin, North Carolina 2 $ 61,000 $ 30,500 $ 33,000
Forsyth, North Carolina 2 $ 119,000 $ 59,500 $ 70,000
Gaston, North Carolina 2 $ 65,000 $ 32,500 $ 34,000
Granville, North Carolina 2 $ 92,000 $ 46,000 $ 56,000
Haywood, North Carolina 2 $ 142,000 $ 71,000 $ 42,000
Mecklenburg, North Carolina 2 $ 155,000 $ 77,500 $ 75,000
Moore, North Carolina 2 $ 196,000 $ 98,000 $ 81,000
New Hanover, North Carolina 2 $ 115,000 $ 57,500 $ 39,000
Transylvania, North Carolina 2 $ 172,000 $ 86,000 $ 38,000
Union, North Carolina 2 $ 168,000 $ 84,000 $ 540,000
Adams, Ohio 2 $ 54,000 $ 27,000 $ 49,000
Brown, Ohio 2 $ 67,000 $ 33,500 $ 22,000
Clarendon, South Carolina 2 $ 122,000 $ 61,000 $ 27,000
Williamsburg, South Carolina 2 $ 94,000 $ 47,000 $ 29,000
Bedford, Tennessee 2 $ 152,000 $ 76,000 $ 59,000
Bradley, Tennessee 2 $ 165,000 $ 82,500 $ 32,000
Marion, Tennessee 2 $ 37,000 $ 18,500 $ 39,000
Monroe, Tennessee 2 $ 78,000 $ 39,000 $ 48,000
Polk, Tennessee 2 $ 167,000 $ 83,500 $ 47,000
Albemarle, Virginia 2 $ 225,000 $ 112,500 $ 113,000
Franklin, Virginia 2 $ 71,000 $ 35,500 $ 42,000
Halifax, Virginia 2 $ 102,000 $ 51,000 $ 38,000
Hampton, Virginia 2 $ 83,000 $ 41,500 $ 36,000
Loudoun, Virginia 2 $ 320,000 $ 160,000 $ 29,000
Middlesex, Virginia 2 $ 230,000 $ 115,000 $ 58,000
Norfolk, Virginia 2 $ 106,000 $ 53,000 $ 37,000
Portsmouth, Virginia 2 $ 103,000 $ 51,500 $ 63,000
Prince William, Virginia 2 $ 50,000 $ 25,000 $ 0
Roanoke, Virginia 2 $ 56,000 $ 28,000 $ 53,000
Virginia Beach, Virginia 2 $ 342,000 $ 171,000 $ 81,000
Barbour, West Virginia 2 $ 166,000 $ 83,000 $ 58,000
Cabell, West Virginia 2 $ 127,000 $ 63,500 $ 38,000
Mason, West Virginia 2 $ 102,000 $ 51,000 $ 137,000
Mineral, West Virginia 2 $ 201,000 $ 100,500 $ 96,000
Nicholas, West Virginia 2 $ 99,000 $ 49,500 $ 70,000
Bullock, Alabama 1 $ 19,000 $ 19,000 $ 28,000
Chambers, Alabama 1 $ 20,000 $ 20,000 $ 42,000
Cleburne, Alabama 1 $ 44,000 $ 44,000 $ 27,000
Cullman, Alabama 1 $ 68,000 $ 68,000 $ 59,000
Escambia, Alabama 1 $ 45,000 $ 45,000 $ 21,000
Houston, Alabama 1 $ 39,000 $ 39,000 $ 33,000
Jefferson, Alabama 1 $ 229,000 $ 229,000 $ 80,000
Tallapoosa, Alabama 1 $ 116,000 $ 116,000 $ 80,000
Alachua, Florida 1 $ 265,000 $ 265,000 $ 50,000
Bay, Florida 1 $ 147,000 $ 147,000 $ 164,000
Bradford, Florida 1 $ 113,000 $ 113,000 $ 100,000
Brevard, Florida 1 $ 210,000 $ 210,000 $ 61,000
Flagler, Florida 1 $ 82,000 $ 82,000 $ 33,000
Franklin, Florida 1 $ 95,000 $ 95,000 $ 40,000
Glades, Florida 1 $ 153,000 $ 153,000 $ 42,000
Hendry, Florida 1 $ 113,000 $ 113,000 $ 60,000
Indian River, Florida 1 $ 252,000 $ 252,000 $ 149,000
Jefferson, Florida 1 $ 85,000 $ 85,000 $ 43,000
Levy, Florida 1 $ 76,000 $ 76,000 $ 34,000
Monroe, Florida 1 $ 137,000 $ 137,000 $ 142,000
Palm Beach, Florida 1 $ 21,000 $ 21,000 $ 39,000
Pinellas, Florida 1 $ 25,000 $ 25,000 $ 30,000
St. Lucie, Florida 1 $ 195,000 $ 195,000 $ 65,000
Suwannee, Florida 1 $ 68,000 $ 68,000 $ 28,000
Taylor, Florida 1 $ 72,000 $ 72,000 $ 35,000
Union, Florida 1 $ 60,000 $ 60,000 $ 73,000
Wakulla, Florida 1 $ 77,000 $ 77,000 $ 72,000
Washington, Florida 1 $ 58,000 $ 58,000 $ 33,000
Appling, Georgia 1 $ 123,000 $ 123,000 $ 110,000
Bacon, Georgia 1 $ 51,000 $ 51,000 $ 41,000
Bryan, Georgia 1 $ 73,000 $ 73,000 $ 28,000
Dade, Georgia 1 $ 106,000 $ 106,000 $ 44,000
Decatur, Georgia 1 $ 44,000 $ 44,000 $ 51,000
Emanuel, Georgia 1 $ 116,000 $ 116,000 $ 78,000
Franklin, Georgia 1 $ 86,000 $ 86,000 $ 37,000
Harris, Georgia 1 $ 255,000 $ 255,000 $ 144,000
Lanier, Georgia 1 $ 71,000 $ 71,000 $ 69,000
Lumpkin, Georgia 1 $ 59,000 $ 59,000 $ 20,000
Madison, Georgia 1 $ 95,000 $ 95,000 $ 45,000
Marion, Georgia 1 $ 57,000 $ 57,000 $ 38,000
Mitchell, Georgia 1 $ 26,000 $ 26,000 $ 65,000
Oglethorpe, Georgia 1 $ 22,000 $ 22,000 $ 45,000
Schley, Georgia 1 $ 48,000 $ 48,000 $ 40,000
Spalding, Georgia 1 $ 123,000 $ 123,000 $ 78,000
Stephens, Georgia 1 $ 43,000 $ 43,000 $ 19,000
Tattnall, Georgia 1 $ 65,000 $ 65,000 $ 32,000
Towns, Georgia 1 $ 23,000 $ 23,000 $ 30,000
Troup, Georgia 1 $ 58,000 $ 58,000 $ 33,000
Turner, Georgia 1 $ 20,000 $ 20,000 $ 60,000
Warren, Georgia 1 $ 59,000 $ 59,000 $ 29,000
White, Georgia 1 $ 50,000 $ 50,000 $ 36,000
Wilkes, Georgia 1 $ 25,000 $ 25,000 $ 155,000
Worth, Georgia 1 $ 132,000 $ 132,000 $ 74,000
LaPorte, Indiana 1 $ 126,000 $ 126,000 $ 61,000
Madison, Indiana 1 $ 147,000 $ 147,000 $ 49,000
Randolph, Indiana 1 $ 95,000 $ 95,000 $ 49,000
Washington, Indiana 1 $ 78,000 $ 78,000 $ 90,000
Wayne, Indiana 1 $ 78,000 $ 78,000 $ 51,000
Allen, Kentucky 1 $ 17,000 $ 17,000 $ 48,000
Bell, Kentucky 1 $ 28,000 $ 28,000 $ 29,000
Bourbon, Kentucky 1 $ 17,000 $ 17,000 $ 77,000
Butler, Kentucky 1 $ 60,000 $ 60,000 $ 226,000
Edmonson, Kentucky 1 $ 42,000 $ 42,000 $ 18,000
Franklin, Kentucky 1 $ 75,000 $ 75,000 $ 48,000
Fulton, Kentucky 1 $ 54,000 $ 54,000 $ 72,000
Henderson, Kentucky 1 $ 95,000 $ 95,000 $ 40,000
Hickman, Kentucky 1 $ 59,000 $ 59,000 $ 67,000
Jessamine, Kentucky 1 $ 88,000 $ 88,000 $ 33,000
Leslie, Kentucky 1 $ 50,000 $ 50,000 $ 36,000
Letcher, Kentucky 1 $ 21,000 $ 21,000 $ 23,000
Meade, Kentucky 1 $ 79,000 $ 79,000 $ 113,000
Menifee, Kentucky 1 $ 51,000 $ 51,000 $ 27,000
Nelson, Kentucky 1 $ 38,000 $ 38,000 $ 52,000
Nicholas, Kentucky 1 $ 17,000 $ 17,000 $ 46,000
Robertson, Kentucky 1 $ 42,000 $ 42,000 $ 76,000
Taylor, Kentucky 1 $ 25,000 $ 25,000 $ 74,000
Woodford, Kentucky 1 $ 86,000 $ 86,000 $ 56,000
Allegany, Maryland 1 $ 86,000 $ 86,000 $ 51,000
Kent, Maryland 1 $ 62,000 $ 62,000 $ 66,000
Alexander, North Carolina 1 $ 68,000 $ 68,000 $ 22,000
Anson, North Carolina 1 $ 65,000 $ 65,000 $ 32,000
Burke, North Carolina 1 $ 75,000 $ 75,000 $ 59,000
Carteret, North Carolina 1 $ 121,000 $ 121,000 $ 90,000
Chatham, North Carolina 1 $ 152,000 $ 152,000 $ 57,000
Cumberland, North Carolina 1 $ 80,000 $ 80,000 $ 58,000
Davie, North Carolina 1 $ 92,000 $ 92,000 $ 23,000
Guilford, North Carolina 1 $ 73,000 $ 73,000 $ 36,000
Halifax, North Carolina 1 $ 32,000 $ 32,000 $ 16,000
Henderson, North Carolina 1 $ 15,000 $ 15,000 $ 50,000
Hoke, North Carolina 1 $ 48,000 $ 48,000 $ 43,000
Iredell, North Carolina 1 $ 25,000 $ 25,000 $ 153,000
Lee, North Carolina 1 $ 63,000 $ 63,000 $ 95,000
McDowell, North Carolina 1 $ 75,000 $ 75,000 $ 64,000
Orange, North Carolina 1 $ 105,000 $ 105,000 $ 37,000
Pamlico, North Carolina 1 $ 100,000 $ 100,000 $ 67,000
Randolph, North Carolina 1 $ 83,000 $ 83,000 $ 63,000
Richmond, North Carolina 1 $ 103,000 $ 103,000 $ 129,000
Sampson, North Carolina 1 $ 71,000 $ 71,000 $ 81,000
Vance, North Carolina 1 $ 104,000 $ 104,000 $ 65,000
Wake, North Carolina 1 $ 69,000 $ 69,000 $ 45,000
Warren, North Carolina 1 $ 42,000 $ 42,000 $ 56,000
Washington, North Carolina 1 $ 109,000 $ 109,000 $ 114,000
Wayne, North Carolina 1 $ 18,000 $ 18,000 $ 93,000
Wilson, North Carolina 1 $ 59,000 $ 59,000 $ 47,000
Scioto, Ohio 1 $ 24,000 $ 24,000 $ 26,000
Armstrong, Pennsylvania 1 $ 77,000 $ 77,000 $ 62,000
Fayette, Pennsylvania 1 $ 108,000 $ 108,000 $ 40,000
Indiana, Pennsylvania 1 $ 78,000 $ 78,000 $ 67,000
Mifflin, Pennsylvania 1 $ 56,000 $ 56,000 $ 54,000
Abbeville, South Carolina 1 $ 50,000 $ 50,000 $ 14,000
Barnwell, South Carolina 1 $ 60,000 $ 60,000 $ 25,000
Beaufort, South Carolina 1 $ 68,000 $ 68,000 $ 23,000
Chester, South Carolina 1 $ 30,000 $ 30,000 $ 65,000
Fairfield, South Carolina 1 $ 63,000 $ 63,000 $ 29,000
Lee, South Carolina 1 $ 49,000 $ 49,000 $ 42,000
Marion, South Carolina 1 $ 59,000 $ 59,000 $ 36,000
Marlboro, South Carolina 1 $ 63,000 $ 63,000 $ 51,000
McCormick, South Carolina 1 $ 116,000 $ 116,000 $ 106,000
Newberry, South Carolina 1 $ 80,000 $ 80,000 $ 41,000
Oconee, South Carolina 1 $ 49,000 $ 49,000 $ 34,000
Pickens, South Carolina 1 $ 66,000 $ 66,000 $ 32,000
Sumter, South Carolina 1 $ 150,000 $ 150,000 $ 88,000
Campbell, Tennessee 1 $ 47,000 $ 47,000 $ 26,000
Clay, Tennessee 1 $ 50,000 $ 50,000 $ 58,000
Cocke, Tennessee 1 $ 93,000 $ 93,000 $ 89,000
Cumberland, Tennessee 1 $ 16,000 $ 16,000 $ 30,000
Davidson, Tennessee 1 $ 15,000 $ 15,000 $ 88,000
Grundy, Tennessee 1 $ 25,000 $ 25,000 $ 25,000
Hawkins, Tennessee 1 $ 28,000 $ 28,000 $ 81,000
Pickett, Tennessee 1 $ 79,000 $ 79,000 $ 37,000
Roane, Tennessee 1 $ 92,000 $ 92,000 $ 55,000
Robertson, Tennessee 1 $ 25,000 $ 25,000 $ 60,000
Sumner, Tennessee 1 $ 25,000 $ 25,000 $ 36,000
Washington, Tennessee 1 $ 138,000 $ 138,000 $ 67,000
Alexandria, Virginia 1 $ 49,000 $ 49,000 $ 99,000
Bedford, Virginia 1 $ 61,000 $ 61,000 $ 29,000
Carroll, Virginia 1 $ 77,000 $ 77,000 $ 33,000
Chesapeake, Virginia 1 $ 110,000 $ 110,000 $ 54,000
Danville, Virginia 1 $ 58,000 $ 58,000 $ 22,000
Fauquier, Virginia 1 $ 85,000 $ 85,000 $ 0
Fluvanna, Virginia 1 $ 20,000 $ 20,000 $ 40,000
Frederick, Virginia 1 $ 65,000 $ 65,000 $ 19,000
Gloucester, Virginia 1 $ 94,000 $ 94,000 $ 24,000
Hanover, Virginia 1 $ 41,000 $ 41,000 $ 0
Harrisonburg, Virginia 1 $ 35,000 $ 35,000 $ 88,000
Hopewell, Virginia 1 $ 110,000 $ 110,000 $ 0
King George, Virginia 1 $ 263,000 $ 263,000 $ 115,000
Lunenburg, Virginia 1 $ 54,000 $ 54,000 $ 60,000
Manassas Park, Virginia 1 $ 80,000 $ 80,000 $ 86,000
Mecklenburg, Virginia 1 $ 79,000 $ 79,000 $ 62,000
Montgomery, Virginia 1 $ 101,000 $ 101,000 $ 72,000
Nelson, Virginia 1 $ 59,000 $ 59,000 $ 150,000
Newport News, Virginia 1 $ 26,000 $ 26,000 $ 66,000
Petersburg, Virginia 1 $ 28,000 $ 28,000 $ 48,000
Smyth, Virginia 1 $ 90,000 $ 90,000 $ 20,000
Washington, Virginia 1 $ 32,000 $ 32,000 $ 43,000
Wythe, Virginia 1 $ 54,000 $ 54,000 $ 43,000
Boone, West Virginia 1 $ 100,000 $ 100,000 $ 77,000
Fayette, West Virginia 1 $ 82,000 $ 82,000 $ 71,000
Greenbrier, West Virginia 1 $ 86,000 $ 86,000 $ 32,000
Harrison, West Virginia 1 $ 139,000 $ 139,000 $ 66,000
Jackson, West Virginia 1 $ 108,000 $ 108,000 $ 48,000
Jefferson, West Virginia 1 $ 127,000 $ 127,000 $ 38,000
Kanawha, West Virginia 1 $ 39,000 $ 39,000 $ 56,000
Logan, West Virginia 1 $ 99,000 $ 99,000 $ 30,000
Marion, West Virginia 1 $ 87,000 $ 87,000 $ 33,000
McDowell, West Virginia 1 $ 80,000 $ 80,000 $ 22,000
Mercer, West Virginia 1 $ 60,000 $ 60,000 $ 32,000
Monongalia, West Virginia 1 $ 79,000 $ 79,000 $ 36,000
Raleigh, West Virginia 1 $ 22,000 $ 22,000 $ 94,000
Summers, West Virginia 1 $ 58,000 $ 58,000 $ 70,000
Wyoming, West Virginia 1 $ 84,000 $ 84,000 $ 54,000

Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,347 $117,018,000 $86,000 $557,000 $53,000 $491,000
Home Improvement 1,071 $54,838,000 $51,000 $324,000 $59,000 $1,140,000
Home Purchase 448 $35,505,000 $79,000 $375,000 $51,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,651 $113,171,000 $68,000 $557,000 $54,000 $720,000
Black or African American 691 $54,258,000 $78,000 $459,000 $55,000 $360,000
Not Provided 421 $31,921,000 $75,000 $375,000 $63,000 $1,140,000
Hispanic 46 $3,520,000 $76,000 $230,000 $71,000 $360,000
Not applicable 44 $3,200,000 $72,000 $184,000 $0 $0
Asian 8 $1,139,000 $142,000 $312,000 $58,000 $149,000
Native Hawaiian or Other Pacific Islander 3 $68,000 $22,000 $30,000 $36,000 $39,000
American Indian or Alaskan Native 2 $84,000 $42,000 $64,000 $59,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,866 $207,361,000 $72,000 $557,000 $55,000 $1,140,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,125 $75,713,000 $67,000 $459,000 $60,000 $491,000
Application Denied By Financial Institution 1,060 $82,376,000 $77,000 $557,000 $49,000 $360,000
Application Approved But Not Accepted 608 $44,306,000 $72,000 $360,000 $59,000 $1,140,000
Loan Purchased By The Institution 44 $3,200,000 $72,000 $184,000 $0 $0
Application Withdrawn By Applicant 29 $1,766,000 $60,000 $226,000 $47,000 $80,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 463 $35,838,000 $77,000 $557,000 $47,000 $226,000
Other 173 $14,117,000 $81,000 $400,000 $56,000 $287,000
Collateral 133 $9,898,000 $74,000 $308,000 $61,000 $360,000
Debt-To-Income Ratio 115 $10,330,000 $89,000 $400,000 $37,000 $151,000
Unverifiable Information 8 $543,000 $67,000 $121,000 $43,000 $90,000
Employment History 7 $274,000 $39,000 $69,000 $36,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 2 $139,000 $69,000 $85,000 $28,000 $30,000
Credit Application Incomplete 2 $335,000 $167,000 $230,000 $46,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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