Loancity Mortgage Lending & HMDA Data, 2006

In 2006, Loancity of San Jose, CA reported 37,394 mortgage applications totaling $8.6 billion, down 17% from 2005. The average application was for $230,319, and applicants reported an average income of $107,561. 62% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Portland-Vancouver-Beaverton, OR-WA (2,128), Sacramento--Arden-Arcade--Roseville, CA (1,534) and Phoenix-Mesa-Scottsdale, AZ (1,311) (applications in parentheses).

Mortgage Company & Address Loancity
5671 Santa Teresa Boulevard
San Jose, CA 95123
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 37,394
Total Mortgage Loan Application Amount $8,612,578,000
Average Mortgage Loan Application Amount $230,319
Highest Mortgage Loan Application Amount $2,880,000
Average Applicant Income $107,561
Highest Applicant Income $4,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loancity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loancity by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,215 $ 282,728,000 $ 232,697 $ 105,000
Miami-Dade, Florida 1,212 $ 339,833,000 $ 280,390 $ 123,000
Sacramento, California 1,016 $ 252,250,000 $ 248,277 $ 108,000
King, Washington 894 $ 250,932,000 $ 280,684 $ 133,000
Los Angeles, California 878 $ 302,331,000 $ 344,340 $ 140,000
Broward, Florida 704 $ 165,590,000 $ 235,213 $ 119,000
Cook, Illinois 693 $ 145,761,000 $ 210,333 $ 102,000
Multnomah, Oregon 688 $ 135,120,000 $ 196,395 $ 87,000
Salt Lake, Utah 609 $ 120,616,000 $ 198,055 $ 101,000
Lane, Oregon 566 $ 107,863,000 $ 190,570 $ 90,000
Hillsborough, Florida 530 $ 107,536,000 $ 202,898 $ 103,000
Washington, Oregon 506 $ 107,102,000 $ 211,664 $ 96,000
San Diego, California 474 $ 165,813,000 $ 349,816 $ 156,000
Marion, Oregon 442 $ 72,484,000 $ 163,990 $ 81,000
Riverside, California 436 $ 128,546,000 $ 294,830 $ 127,000
Palm Beach, Florida 435 $ 118,731,000 $ 272,944 $ 104,000
Clark, Washington 429 $ 89,321,000 $ 208,207 $ 96,000
Lee, Florida 416 $ 84,162,000 $ 202,312 $ 99,000
Pierce, Washington 415 $ 85,654,000 $ 206,395 $ 90,000
Snohomish, Washington 405 $ 92,839,000 $ 229,232 $ 100,000
Orange, California 390 $ 157,126,000 $ 402,887 $ 170,000
Clackamas, Oregon 382 $ 92,455,000 $ 242,028 $ 105,000
Pinellas, Florida 347 $ 64,083,000 $ 184,677 $ 95,000
Santa Clara, California 336 $ 141,897,000 $ 422,312 $ 159,000
Placer, California 315 $ 101,439,000 $ 322,028 $ 141,000
Stanislaus, California 306 $ 71,447,000 $ 233,486 $ 97,000
San Bernardino, California 281 $ 74,748,000 $ 266,007 $ 103,000
San Joaquin, California 278 $ 76,215,000 $ 274,154 $ 108,000
Baltimore, Maryland 278 $ 63,236,000 $ 227,467 $ 91,000
Ada, Idaho 277 $ 45,384,000 $ 163,841 $ 90,000
Prince George's, Maryland 276 $ 66,366,000 $ 240,456 $ 86,000
Alameda, California 275 $ 101,206,000 $ 368,021 $ 135,000
Orange, Florida 267 $ 50,341,000 $ 188,543 $ 97,000
Clark, Nevada 265 $ 62,133,000 $ 234,464 $ 123,000
Ocean, New Jersey 264 $ 64,427,000 $ 244,041 $ 106,000
Fresno, California 252 $ 52,036,000 $ 206,492 $ 91,000
Deschutes, Oregon 252 $ 61,380,000 $ 243,571 $ 123,000
Contra Costa, California 248 $ 86,829,000 $ 350,116 $ 134,000
Monmouth, New Jersey 240 $ 64,703,000 $ 269,595 $ 115,000
Mecklenburg, North Carolina 223 $ 42,619,000 $ 191,116 $ 139,000
Montgomery, Maryland 215 $ 66,561,000 $ 309,586 $ 114,000
Anne Arundel, Maryland 209 $ 52,306,000 $ 250,267 $ 85,000
Utah, Utah 208 $ 41,564,000 $ 199,826 $ 112,000
Hennepin, Minnesota 200 $ 45,045,000 $ 225,225 $ 130,000
Wayne, Michigan 187 $ 24,351,000 $ 130,219 $ 94,000
Middlesex, New Jersey 175 $ 43,230,000 $ 247,028 $ 99,000
Burlington, New Jersey 168 $ 38,627,000 $ 229,922 $ 103,000
Wake, North Carolina 165 $ 30,151,000 $ 182,733 $ 82,000
Pasco, Florida 158 $ 23,749,000 $ 150,310 $ 81,000
Montgomery, Pennsylvania 155 $ 34,251,000 $ 220,974 $ 110,000
Fairfax, Virginia 155 $ 54,862,000 $ 353,948 $ 145,000
Kern, California 154 $ 31,905,000 $ 207,175 $ 88,000
Camden, New Jersey 153 $ 26,235,000 $ 171,470 $ 90,000
Solano, California 150 $ 44,809,000 $ 298,726 $ 108,000
Gloucester, New Jersey 150 $ 30,136,000 $ 200,906 $ 104,000
New Hanover, North Carolina 146 $ 27,699,000 $ 189,719 $ 107,000
Philadelphia, Pennsylvania 146 $ 24,087,000 $ 164,979 $ 93,000
Davis, Utah 143 $ 26,310,000 $ 183,986 $ 89,000
Bucks, Pennsylvania 139 $ 34,175,000 $ 245,863 $ 142,000
Arapahoe, Colorado 137 $ 26,040,000 $ 190,072 $ 99,000
Fulton, Georgia 137 $ 35,430,000 $ 258,613 $ 127,000
Baltimore City, Maryland 137 $ 21,019,000 $ 153,423 $ 106,000
Kootenai, Idaho 136 $ 25,871,000 $ 190,227 $ 72,000
Bernalillo, New Mexico 133 $ 19,430,000 $ 146,090 $ 108,000
Sonoma, California 131 $ 49,691,000 $ 379,320 $ 134,000
Sarasota, Florida 131 $ 25,424,000 $ 194,076 $ 94,000
Polk, Oregon 128 $ 22,007,000 $ 171,929 $ 78,000
Chester, Pennsylvania 125 $ 28,802,000 $ 230,416 $ 150,000
District of Columbia, District Of Columbia 123 $ 32,915,000 $ 267,601 $ 101,000
Denver, Colorado 122 $ 25,354,000 $ 207,819 $ 113,000
Oakland, Michigan 122 $ 43,558,000 $ 357,032 $ 157,000
El Dorado, California 120 $ 36,689,000 $ 305,741 $ 144,000
East Baton Rouge, Louisiana 119 $ 18,783,000 $ 157,840 $ 100,000
Pima, Arizona 118 $ 25,149,000 $ 213,127 $ 95,000
Monterey, California 111 $ 38,648,000 $ 348,180 $ 151,000
Jefferson, Colorado 111 $ 21,282,000 $ 191,729 $ 103,000
Manatee, Florida 111 $ 22,444,000 $ 202,198 $ 109,000
Canyon, Idaho 111 $ 13,678,000 $ 123,225 $ 61,000
Harford, Maryland 111 $ 26,157,000 $ 235,648 $ 86,000
DuPage, Illinois 110 $ 24,451,000 $ 222,281 $ 112,000
Spokane, Washington 109 $ 18,721,000 $ 171,752 $ 83,000
New Castle, Delaware 105 $ 18,377,000 $ 175,019 $ 105,000
Horry, South Carolina 104 $ 32,402,000 $ 311,557 $ 257,000
Atlantic, New Jersey 102 $ 23,903,000 $ 234,343 $ 113,000
Seminole, Florida 101 $ 21,198,000 $ 209,881 $ 84,000
Pinal, Arizona 96 $ 18,179,000 $ 189,364 $ 103,000
Shasta, California 96 $ 19,655,000 $ 204,739 $ 82,000
Collier, Florida 94 $ 28,804,000 $ 306,425 $ 210,000
Duval, Florida 93 $ 17,171,000 $ 184,634 $ 73,000
Mobile, Alabama 92 $ 11,999,000 $ 130,423 $ 68,000
Guilford, North Carolina 92 $ 14,673,000 $ 159,489 $ 66,000
Virginia Beach, Virginia 92 $ 18,615,000 $ 202,336 $ 67,000
Washoe, Nevada 88 $ 21,225,000 $ 241,193 $ 101,000
Tarrant, Texas 88 $ 10,946,000 $ 124,386 $ 70,000
Gwinnett, Georgia 87 $ 17,774,000 $ 204,298 $ 70,000
Union, New Jersey 87 $ 23,708,000 $ 272,505 $ 138,000
Polk, Florida 86 $ 16,567,000 $ 192,639 $ 110,000
Howard, Maryland 86 $ 28,430,000 $ 330,581 $ 140,000
Jackson, Oregon 86 $ 18,580,000 $ 216,046 $ 98,000
Yamhill, Oregon 85 $ 15,843,000 $ 186,388 $ 84,000
Yolo, California 83 $ 24,842,000 $ 299,301 $ 148,000
Calcasieu, Louisiana 83 $ 11,511,000 $ 138,686 $ 84,000
Bergen, New Jersey 83 $ 25,876,000 $ 311,759 $ 120,000
Linn, Oregon 82 $ 12,671,000 $ 154,524 $ 95,000
Travis, Texas 82 $ 15,207,000 $ 185,451 $ 157,000
Essex, New Jersey 81 $ 20,856,000 $ 257,481 $ 97,000
Merced, California 80 $ 17,252,000 $ 215,650 $ 108,000
Ventura, California 80 $ 35,813,000 $ 447,662 $ 193,000
St. Lucie, Florida 80 $ 14,556,000 $ 181,950 $ 94,000
Cowlitz, Washington 80 $ 14,244,000 $ 178,050 $ 82,000
Kane, Illinois 79 $ 12,923,000 $ 163,582 $ 73,000
Bossier, Louisiana 78 $ 10,815,000 $ 138,653 $ 69,000
Passaic, New Jersey 76 $ 20,086,000 $ 264,289 $ 109,000
Charleston, South Carolina 76 $ 18,433,000 $ 242,539 $ 154,000
Kitsap, Washington 76 $ 19,738,000 $ 259,710 $ 105,000
Osceola, Florida 75 $ 17,624,000 $ 234,986 $ 113,000
Frederick, Maryland 74 $ 18,193,000 $ 245,851 $ 83,000
Dallas, Texas 74 $ 13,699,000 $ 185,121 $ 118,000
Thurston, Washington 74 $ 13,314,000 $ 179,918 $ 83,000
Nevada, California 73 $ 25,181,000 $ 344,945 $ 149,000
Lake, Illinois 73 $ 12,147,000 $ 166,397 $ 109,000
Davidson, Tennessee 73 $ 11,042,000 $ 151,260 $ 77,000
Chesapeake, Virginia 71 $ 12,056,000 $ 169,802 $ 66,000
Carroll, Maryland 70 $ 16,380,000 $ 234,000 $ 90,000
Weber, Utah 70 $ 11,234,000 $ 160,485 $ 126,000
San Francisco, California 69 $ 32,600,000 $ 472,463 $ 146,000
Yuba, California 67 $ 13,589,000 $ 202,820 $ 79,000
Delaware, Pennsylvania 67 $ 14,351,000 $ 214,194 $ 121,000
Morris, New Jersey 66 $ 19,671,000 $ 298,045 $ 128,000
Loudoun, Virginia 66 $ 23,203,000 $ 351,560 $ 132,000
Butte, California 65 $ 12,375,000 $ 190,384 $ 114,000
Douglas, Colorado 65 $ 17,197,000 $ 264,569 $ 113,000
San Mateo, California 63 $ 29,343,000 $ 465,761 $ 154,000
Cobb, Georgia 63 $ 11,406,000 $ 181,047 $ 106,000
Caddo, Louisiana 63 $ 7,785,000 $ 123,571 $ 61,000
Washington, Utah 63 $ 14,899,000 $ 236,492 $ 187,000
Volusia, Florida 62 $ 11,334,000 $ 182,806 $ 78,000
Macomb, Michigan 62 $ 10,313,000 $ 166,338 $ 97,000
Tulare, California 61 $ 11,682,000 $ 191,508 $ 76,000
Somerset, New Jersey 61 $ 15,104,000 $ 247,606 $ 94,000
McHenry, Illinois 60 $ 9,876,000 $ 164,600 $ 97,000
Ramsey, Minnesota 59 $ 10,461,000 $ 177,305 $ 75,000
Prince William, Virginia 59 $ 16,254,000 $ 275,491 $ 111,000
Calaveras, California 58 $ 17,882,000 $ 308,310 $ 122,000
Allegheny, Pennsylvania 58 $ 7,360,000 $ 126,896 $ 92,000
Harris, Texas 58 $ 7,696,000 $ 132,689 $ 73,000
Will, Illinois 57 $ 10,613,000 $ 186,192 $ 92,000
Mercer, New Jersey 57 $ 10,546,000 $ 185,017 $ 108,000
Sandoval, New Mexico 57 $ 10,330,000 $ 181,228 $ 101,000
Sutter, California 56 $ 11,157,000 $ 199,232 $ 83,000
Adams, Colorado 56 $ 9,583,000 $ 171,125 $ 83,000
Brevard, Florida 56 $ 8,910,000 $ 159,107 $ 92,000
Williamson, Tennessee 56 $ 12,960,000 $ 231,428 $ 101,000
Hudson, New Jersey 55 $ 15,858,000 $ 288,327 $ 120,000
Frederick, Virginia 55 $ 13,164,000 $ 239,345 $ 76,000
Tulsa, Oklahoma 54 $ 7,381,000 $ 136,685 $ 103,000
Berks, Pennsylvania 54 $ 9,908,000 $ 183,481 $ 91,000
Cumberland, North Carolina 53 $ 7,057,000 $ 133,150 $ 77,000
Yavapai, Arizona 50 $ 9,344,000 $ 186,880 $ 89,000
Leon, Florida 49 $ 6,709,000 $ 136,918 $ 64,000
Gaston, North Carolina 49 $ 6,641,000 $ 135,530 $ 71,000
Collin, Texas 49 $ 9,686,000 $ 197,673 $ 115,000
Marion, Florida 48 $ 6,874,000 $ 143,208 $ 98,000
DeKalb, Georgia 48 $ 7,468,000 $ 155,583 $ 96,000
Kent, Michigan 48 $ 5,329,000 $ 111,020 $ 78,000
Brunswick, North Carolina 48 $ 14,343,000 $ 298,812 $ 121,000
Lake, Florida 47 $ 8,213,000 $ 174,744 $ 88,000
Franklin, Ohio 47 $ 6,956,000 $ 148,000 $ 100,000
Benton, Oregon 47 $ 8,970,000 $ 190,851 $ 76,000
Charlotte, Florida 46 $ 8,686,000 $ 188,826 $ 102,000
Lancaster, Pennsylvania 46 $ 5,754,000 $ 125,086 $ 71,000
Cape May, New Jersey 45 $ 17,218,000 $ 382,622 $ 178,000
Calvert, Maryland 44 $ 11,825,000 $ 268,750 $ 92,000
Union, North Carolina 44 $ 8,771,000 $ 199,340 $ 95,000
San Luis Obispo, California 42 $ 16,476,000 $ 392,285 $ 131,000
Hernando, Florida 42 $ 5,919,000 $ 140,928 $ 80,000
St. Tammany, Louisiana 42 $ 7,593,000 $ 180,785 $ 93,000
Forsyth, Georgia 41 $ 9,713,000 $ 236,902 $ 109,000
Durham, North Carolina 41 $ 5,291,000 $ 129,048 $ 64,000
Anoka, Minnesota 40 $ 7,523,000 $ 188,075 $ 85,000
York, Pennsylvania 40 $ 7,649,000 $ 191,225 $ 76,000
Whatcom, Washington 40 $ 8,152,000 $ 203,800 $ 65,000
St. Louis, Missouri 39 $ 7,692,000 $ 197,230 $ 108,000
Hunterdon, New Jersey 39 $ 11,354,000 $ 291,128 $ 131,000
Hamilton, Tennessee 39 $ 4,234,000 $ 108,564 $ 60,000
Madera, California 38 $ 9,083,000 $ 239,026 $ 104,000
Lafayette, Louisiana 38 $ 5,737,000 $ 150,973 $ 87,000
Santa Fe, New Mexico 38 $ 8,076,000 $ 212,526 $ 90,000
Jefferson, Louisiana 37 $ 6,717,000 $ 181,540 $ 110,000
Lehigh, Pennsylvania 37 $ 6,912,000 $ 186,810 $ 111,000
York, South Carolina 37 $ 7,609,000 $ 205,648 $ 102,000
Henrico, Virginia 37 $ 6,154,000 $ 166,324 $ 63,000
Mohave, Arizona 36 $ 7,576,000 $ 210,444 $ 84,000
Dakota, Minnesota 36 $ 6,860,000 $ 190,555 $ 119,000
Denton, Texas 36 $ 7,603,000 $ 211,194 $ 120,000
Mason, Washington 36 $ 5,887,000 $ 163,527 $ 112,000
Charles, Maryland 35 $ 9,356,000 $ 267,314 $ 86,000
Middlesex, Massachusetts 35 $ 7,972,000 $ 227,771 $ 93,000
Iredell, North Carolina 34 $ 7,485,000 $ 220,147 $ 117,000
St. Johns, Florida 33 $ 6,887,000 $ 208,696 $ 106,000
Plymouth, Massachusetts 33 $ 6,936,000 $ 210,181 $ 72,000
Forsyth, North Carolina 33 $ 4,199,000 $ 127,242 $ 76,000
Columbia, Oregon 33 $ 5,614,000 $ 170,121 $ 66,000
Norfolk, Virginia 33 $ 6,049,000 $ 183,303 $ 65,000
Imperial, California 32 $ 5,741,000 $ 179,406 $ 64,000
Napa, California 32 $ 14,234,000 $ 444,812 $ 152,000
Boulder, Colorado 32 $ 8,128,000 $ 254,000 $ 125,000
Wright, Minnesota 32 $ 6,603,000 $ 206,343 $ 106,000
Spotsylvania, Virginia 32 $ 8,054,000 $ 251,687 $ 95,000
Santa Cruz, California 31 $ 11,635,000 $ 375,322 $ 159,000
Taos, New Mexico 31 $ 5,795,000 $ 186,935 $ 122,000
Umatilla, Oregon 31 $ 2,668,000 $ 86,064 $ 69,000
Monroe, Pennsylvania 31 $ 6,386,000 $ 206,000 $ 85,000
Rutherford, Tennessee 31 $ 4,152,000 $ 133,935 $ 74,000
Cumberland, New Jersey 30 $ 5,482,000 $ 182,733 $ 95,000
Buncombe, North Carolina 30 $ 5,714,000 $ 190,466 $ 87,000
Luzerne, Pennsylvania 30 $ 3,856,000 $ 128,533 $ 80,000
Amador, California 29 $ 6,785,000 $ 233,965 $ 77,000
Jefferson, Kentucky 29 $ 3,118,000 $ 107,517 $ 138,000
Salem, New Jersey 29 $ 4,579,000 $ 157,896 $ 92,000
Orange, North Carolina 29 $ 6,775,000 $ 233,620 $ 138,000
Chesterfield, Virginia 29 $ 4,341,000 $ 149,689 $ 47,000
Livingston, Louisiana 28 $ 3,774,000 $ 134,785 $ 64,000
Cecil, Maryland 28 $ 6,373,000 $ 227,607 $ 63,000
Douglas, Nevada 28 $ 6,776,000 $ 242,000 $ 136,000
Cabarrus, North Carolina 28 $ 4,798,000 $ 171,357 $ 95,000
Gem, Idaho 27 $ 3,650,000 $ 135,185 $ 68,000
Essex, Massachusetts 27 $ 6,557,000 $ 242,851 $ 155,000
Sussex, New Jersey 27 $ 6,200,000 $ 229,629 $ 91,000
Northampton, Pennsylvania 27 $ 5,868,000 $ 217,333 $ 134,000
Milwaukee, Wisconsin 27 $ 3,302,000 $ 122,296 $ 52,000
Barnstable, Massachusetts 26 $ 7,847,000 $ 301,807 $ 219,000
Knox, Tennessee 26 $ 4,028,000 $ 154,923 $ 84,000
Chelan, Washington 26 $ 3,915,000 $ 150,576 $ 78,000
Coconino, Arizona 25 $ 6,127,000 $ 245,080 $ 144,000
El Paso, Colorado 25 $ 5,062,000 $ 202,480 $ 93,000
Clay, Florida 25 $ 4,026,000 $ 161,040 $ 66,000
Martin, Florida 25 $ 8,207,000 $ 328,280 $ 169,000
Orleans, Louisiana 25 $ 5,035,000 $ 201,400 $ 80,000
Sherburne, Minnesota 25 $ 4,789,000 $ 191,560 $ 101,000
Anderson, South Carolina 25 $ 4,426,000 $ 177,040 $ 82,000
Beaufort, South Carolina 25 $ 6,531,000 $ 261,240 $ 144,000
Shelby, Tennessee 25 $ 3,855,000 $ 154,200 $ 108,000
Bexar, Texas 25 $ 3,403,000 $ 136,120 $ 90,000
Benton, Washington 25 $ 4,042,000 $ 161,680 $ 80,000
Hartford, Connecticut 24 $ 4,796,000 $ 199,833 $ 93,000
Okaloosa, Florida 24 $ 5,554,000 $ 231,416 $ 114,000
Cherokee, Georgia 24 $ 4,832,000 $ 201,333 $ 96,000
St. Mary's, Maryland 24 $ 5,556,000 $ 231,500 $ 85,000
Suffolk, Massachusetts 24 $ 6,179,000 $ 257,458 $ 92,000
Pender, North Carolina 24 $ 5,777,000 $ 240,708 $ 91,000
Oklahoma, Oklahoma 24 $ 3,522,000 $ 146,750 $ 84,000
Hood River, Oregon 24 $ 4,948,000 $ 206,166 $ 69,000
Cumberland, Pennsylvania 24 $ 2,749,000 $ 114,541 $ 71,000
Westmoreland, Pennsylvania 24 $ 2,704,000 $ 112,666 $ 72,000
Tehama, California 23 $ 4,335,000 $ 188,478 $ 79,000
Sussex, Delaware 23 $ 5,398,000 $ 234,695 $ 155,000
Worcester, Massachusetts 23 $ 4,158,000 $ 180,782 $ 76,000
Kings, California 22 $ 4,073,000 $ 185,136 $ 94,000
Tuolumne, California 22 $ 6,016,000 $ 273,454 $ 131,000
Ascension, Louisiana 22 $ 3,308,000 $ 150,363 $ 74,000
Washington, Maryland 22 $ 4,102,000 $ 186,454 $ 75,000
Worcester, Maryland 22 $ 8,175,000 $ 371,590 $ 224,000
Scott, Minnesota 22 $ 5,558,000 $ 252,636 $ 104,000
Douglas, Oregon 22 $ 4,094,000 $ 186,090 $ 75,000
Lincoln, Oregon 22 $ 5,535,000 $ 251,590 $ 152,000
Williamson, Texas 22 $ 3,402,000 $ 154,636 $ 102,000
Summit, Utah 22 $ 9,243,000 $ 420,136 $ 352,000
Island, Washington 22 $ 4,835,000 $ 219,772 $ 73,000
Fairfield, Connecticut 21 $ 7,289,000 $ 347,095 $ 83,000
Kent, Delaware 21 $ 3,635,000 $ 173,095 $ 81,000
Bristol, Massachusetts 21 $ 4,550,000 $ 216,666 $ 101,000
St. Clair, Michigan 21 $ 2,976,000 $ 141,714 $ 93,000
Crook, Oregon 21 $ 3,789,000 $ 180,428 $ 90,000
Tillamook, Oregon 21 $ 4,079,000 $ 194,238 $ 105,000
Dauphin, Pennsylvania 21 $ 3,050,000 $ 145,238 $ 69,000
Dorchester, South Carolina 21 $ 3,922,000 $ 186,761 $ 92,000
Alexandria, Virginia 21 $ 5,264,000 $ 250,666 $ 96,000
Portsmouth, Virginia 21 $ 2,792,000 $ 132,952 $ 49,000
Richmond City, Virginia 21 $ 3,792,000 $ 180,571 $ 134,000
Marin, California 20 $ 8,252,000 $ 412,600 $ 231,000
Flagler, Florida 20 $ 5,564,000 $ 278,200 $ 153,000
Jefferson, Oregon 20 $ 2,539,000 $ 126,950 $ 66,000
Wasatch, Utah 20 $ 4,828,000 $ 241,400 $ 177,000
Arlington, Virginia 20 $ 6,878,000 $ 343,900 $ 126,000
Newport News, Virginia 20 $ 2,506,000 $ 125,300 $ 61,000
Grays Harbor, Washington 20 $ 2,850,000 $ 142,500 $ 89,000
Walla Walla, Washington 20 $ 2,943,000 $ 147,150 $ 70,000
Baldwin, Alabama 19 $ 6,054,000 $ 318,631 $ 122,000
Norfolk, Massachusetts 19 $ 5,791,000 $ 304,789 $ 87,000
Hillsborough, New Hampshire 19 $ 3,167,000 $ 166,684 $ 90,000
Dare, North Carolina 19 $ 7,147,000 $ 376,157 $ 358,000
Davidson, North Carolina 19 $ 2,008,000 $ 105,684 $ 61,000
Hampton, Virginia 19 $ 2,687,000 $ 141,421 $ 70,000
Stafford, Virginia 19 $ 5,443,000 $ 286,473 $ 78,000
Indian River, Florida 18 $ 5,355,000 $ 297,500 $ 404,000
Carver, Minnesota 18 $ 5,702,000 $ 316,777 $ 125,000
Washington, Minnesota 18 $ 5,019,000 $ 278,833 $ 107,000
Moore, North Carolina 18 $ 3,659,000 $ 203,277 $ 91,000
Greenville, South Carolina 18 $ 3,041,000 $ 168,944 $ 65,000
Richland, South Carolina 18 $ 4,544,000 $ 252,444 $ 114,000
Mendocino, California 17 $ 5,533,000 $ 325,470 $ 282,000
Citrus, Florida 17 $ 2,601,000 $ 153,000 $ 117,000
Monroe, Florida 17 $ 10,932,000 $ 643,058 $ 362,000
Clayton, Georgia 17 $ 2,526,000 $ 148,588 $ 102,000
Greene, Missouri 17 $ 4,056,000 $ 238,588 $ 149,000
Alamance, North Carolina 17 $ 1,933,000 $ 113,705 $ 50,000
Berkeley, South Carolina 17 $ 2,414,000 $ 142,000 $ 62,000
Georgetown, South Carolina 17 $ 2,197,000 $ 129,235 $ 100,000
Wilson, Tennessee 17 $ 2,741,000 $ 161,235 $ 79,000
James City, Virginia 17 $ 3,316,000 $ 195,058 $ 126,000
Colusa, California 16 $ 3,279,000 $ 204,937 $ 75,000
Lake, California 16 $ 3,753,000 $ 234,562 $ 99,000
Hall, Georgia 16 $ 4,530,000 $ 283,125 $ 105,000
St. Louis, Minnesota 16 $ 1,684,000 $ 105,250 $ 70,000
Cuyahoga, Ohio 16 $ 2,190,000 $ 136,875 $ 93,000
Pickens, South Carolina 16 $ 2,287,000 $ 142,937 $ 55,000
Montgomery, Texas 16 $ 2,511,000 $ 156,937 $ 68,000
Warren, Virginia 16 $ 2,675,000 $ 167,187 $ 61,000
Weld, Colorado 15 $ 1,841,000 $ 122,733 $ 90,000
New Haven, Connecticut 15 $ 3,441,000 $ 229,400 $ 85,000
Santa Rosa, Florida 15 $ 2,091,000 $ 139,400 $ 78,000
Walton, Florida 15 $ 8,144,000 $ 542,933 $ 567,000
St. Landry, Louisiana 15 $ 1,923,000 $ 128,200 $ 54,000
Genesee, Michigan 15 $ 2,488,000 $ 165,866 $ 81,000
St. Charles, Missouri 15 $ 2,488,000 $ 165,866 $ 67,000
St. Louis City, Missouri 15 $ 1,932,000 $ 128,800 $ 55,000
Johnston, North Carolina 15 $ 2,640,000 $ 176,000 $ 88,000
Comal, Texas 15 $ 3,057,000 $ 203,800 $ 83,000
Suffolk, Virginia 15 $ 2,761,000 $ 184,066 $ 115,000
Carson City, Nevada 14 $ 2,632,000 $ 188,000 $ 87,000
Coos, Oregon 14 $ 2,318,000 $ 165,571 $ 53,000
Clallam, Washington 14 $ 2,476,000 $ 176,857 $ 97,000
Dane, Wisconsin 14 $ 2,000,000 $ 142,857 $ 62,000
Santa Barbara, California 13 $ 7,626,000 $ 586,615 $ 197,000
Henry, Georgia 13 $ 2,147,000 $ 165,153 $ 62,000
Queen Anne's, Maryland 13 $ 2,955,000 $ 227,307 $ 106,000
Warren, New Jersey 13 $ 3,518,000 $ 270,615 $ 103,000
Providence, Rhode Island 13 $ 2,426,000 $ 186,615 $ 39,000
El Paso, Texas 13 $ 1,768,000 $ 136,000 $ 45,000
Tooele, Utah 13 $ 1,659,000 $ 127,615 $ 72,000
Skagit, Washington 13 $ 2,849,000 $ 219,153 $ 67,000
Gila, Arizona 12 $ 2,553,000 $ 212,750 $ 121,000
Glenn, California 12 $ 2,055,000 $ 171,250 $ 61,000
Humboldt, California 12 $ 2,666,000 $ 222,166 $ 89,000
Garfield, Colorado 12 $ 2,429,000 $ 202,416 $ 77,000
Larimer, Colorado 12 $ 2,380,000 $ 198,333 $ 147,000
Escambia, Florida 12 $ 2,608,000 $ 217,333 $ 170,000
Blaine, Idaho 12 $ 2,808,000 $ 234,000 $ 69,000
Marion, Indiana 12 $ 899,000 $ 74,916 $ 99,000
Douglas, Nebraska 12 $ 1,713,000 $ 142,750 $ 72,000
Clatsop, Oregon 12 $ 2,257,000 $ 188,083 $ 120,000
Lake, Oregon 12 $ 1,334,000 $ 111,166 $ 66,000
Ellis, Texas 12 $ 1,698,000 $ 141,500 $ 123,000
Fauquier, Virginia 12 $ 3,228,000 $ 269,000 $ 92,000
Berkeley, West Virginia 12 $ 1,543,000 $ 128,583 $ 50,000
Yuma, Arizona 11 $ 976,000 $ 88,727 $ 104,000
Highlands, Florida 11 $ 1,298,000 $ 118,000 $ 104,000
Montcalm, Michigan 11 $ 1,028,000 $ 93,454 $ 72,000
Lyon, Nevada 11 $ 2,186,000 $ 198,727 $ 137,000
Klamath, Oregon 11 $ 1,756,000 $ 159,636 $ 105,000
Florence, South Carolina 11 $ 1,328,000 $ 120,727 $ 71,000
Bell, Texas 11 $ 1,918,000 $ 174,363 $ 71,000
Klickitat, Washington 11 $ 2,784,000 $ 253,090 $ 127,000
Jefferson, Alabama 10 $ 2,458,000 $ 245,800 $ 177,000
Bay, Florida 10 $ 1,866,000 $ 186,600 $ 100,000
Bonner, Idaho 10 $ 2,642,000 $ 264,200 $ 72,000
Hamilton, Indiana 10 $ 639,000 $ 63,900 $ 206,000
Daviess, Kentucky 10 $ 647,000 $ 64,700 $ 6,000
Jackson, Michigan 10 $ 654,000 $ 65,400 $ 32,000
Carteret, North Carolina 10 $ 1,525,000 $ 152,500 $ 61,000
Cleveland, Oklahoma 10 $ 1,671,000 $ 167,100 $ 95,000
Josephine, Oregon 10 $ 1,904,000 $ 190,400 $ 58,000
Sevier, Tennessee 10 $ 2,627,000 $ 262,700 $ 204,000
Sumner, Tennessee 10 $ 1,187,000 $ 118,700 $ 116,000
Sanpete, Utah 10 $ 1,155,000 $ 115,500 $ 77,000
Hanover, Virginia 10 $ 1,453,000 $ 145,300 $ 38,000
Yakima, Washington 10 $ 1,187,000 $ 118,700 $ 80,000
Kenosha, Wisconsin 10 $ 1,187,000 $ 118,700 $ 104,000
Oneida, Wisconsin 10 $ 2,635,000 $ 263,500 $ 139,000
Broomfield, Colorado 9 $ 2,096,000 $ 232,888 $ 247,000
Habersham, Georgia 9 $ 686,000 $ 76,222 $ 94,000
Bannock, Idaho 9 $ 1,166,000 $ 129,555 $ 42,000
Livingston, Michigan 9 $ 2,300,000 $ 255,555 $ 107,000
Chatham, North Carolina 9 $ 2,265,000 $ 251,666 $ 110,000
Lee, North Carolina 9 $ 1,017,000 $ 113,000 $ 67,000
Rockingham, North Carolina 9 $ 1,143,000 $ 127,000 $ 75,000
Butler, Pennsylvania 9 $ 1,628,000 $ 180,888 $ 107,000
Erie, Pennsylvania 9 $ 1,150,000 $ 127,777 $ 64,000
Washington, Pennsylvania 9 $ 1,925,000 $ 213,888 $ 93,000
Spartanburg, South Carolina 9 $ 1,045,000 $ 116,111 $ 57,000
Hays, Texas 9 $ 1,729,000 $ 192,111 $ 102,000
Box Elder, Utah 9 $ 1,093,000 $ 121,444 $ 55,000
Alachua, Florida 8 $ 986,000 $ 123,250 $ 72,000
Fayette, Georgia 8 $ 1,667,000 $ 208,375 $ 96,000
Jackson, Georgia 8 $ 2,317,000 $ 289,625 $ 99,000
Paulding, Georgia 8 $ 1,661,000 $ 207,625 $ 99,000
St. Martin, Louisiana 8 $ 1,042,000 $ 130,250 $ 62,000
Wicomico, Maryland 8 $ 1,688,000 $ 211,000 $ 72,000
Washtenaw, Michigan 8 $ 1,487,000 $ 185,875 $ 122,000
Jackson, Missouri 8 $ 1,355,000 $ 169,375 $ 195,000
Jefferson, Missouri 8 $ 955,000 $ 119,375 $ 73,000
Catawba, North Carolina 8 $ 1,225,000 $ 153,125 $ 100,000
Harnett, North Carolina 8 $ 1,304,000 $ 163,000 $ 87,000
Lincoln, North Carolina 8 $ 2,028,000 $ 253,500 $ 82,000
Rowan, North Carolina 8 $ 1,076,000 $ 134,500 $ 50,000
Delaware, Ohio 8 $ 2,148,000 $ 268,500 $ 148,000
Stark, Ohio 8 $ 624,000 $ 78,000 $ 52,000
Franklin, Pennsylvania 8 $ 1,252,000 $ 156,500 $ 57,000
Lexington, South Carolina 8 $ 1,182,000 $ 147,750 $ 68,000
Fort Bend, Texas 8 $ 1,283,000 $ 160,375 $ 110,000
Guadalupe, Texas 8 $ 793,000 $ 99,125 $ 72,000
McLennan, Texas 8 $ 674,000 $ 84,250 $ 79,000
Chittenden, Vermont 8 $ 1,557,000 $ 194,625 $ 105,000
King George, Virginia 8 $ 1,636,000 $ 204,500 $ 108,000
York, Virginia 8 $ 1,593,000 $ 199,125 $ 82,000
Douglas, Washington 8 $ 1,308,000 $ 163,500 $ 81,000
Kittitas, Washington 8 $ 2,302,000 $ 287,750 $ 184,000
Waukesha, Wisconsin 8 $ 1,393,000 $ 174,125 $ 75,000
Siskiyou, California 7 $ 960,000 $ 137,142 $ 56,000
Litchfield, Connecticut 7 $ 1,526,000 $ 218,000 $ 102,000
Okeechobee, Florida 7 $ 782,000 $ 111,714 $ 63,000
Elmore, Idaho 7 $ 736,000 $ 105,142 $ 85,000
Valley, Idaho 7 $ 1,512,000 $ 216,000 $ 111,000
Kendall, Illinois 7 $ 1,015,000 $ 145,000 $ 113,000
Rapides, Louisiana 7 $ 758,000 $ 108,285 $ 59,000
Mille Lacs, Minnesota 7 $ 937,000 $ 133,857 $ 52,000
Christian, Missouri 7 $ 1,075,000 $ 153,571 $ 28,000
Valencia, New Mexico 7 $ 1,110,000 $ 158,571 $ 97,000
Fairfield, Ohio 7 $ 1,003,000 $ 143,285 $ 120,000
Wasco, Oregon 7 $ 1,245,000 $ 177,857 $ 73,000
Brazos, Texas 7 $ 971,000 $ 138,714 $ 89,000
Kaufman, Texas 7 $ 924,000 $ 132,000 $ 55,000
Nueces, Texas 7 $ 1,145,000 $ 163,571 $ 243,000
Webb, Texas 7 $ 997,000 $ 142,428 $ 118,000
Cache, Utah 7 $ 1,225,000 $ 175,000 $ 59,000
Franklin, Washington 7 $ 711,000 $ 101,571 $ 58,000
Grant, Washington 7 $ 994,000 $ 142,000 $ 72,000
Jefferson, Washington 7 $ 1,319,000 $ 188,428 $ 147,000
Lewis, Washington 7 $ 1,393,000 $ 199,000 $ 73,000
Stevens, Washington 7 $ 1,142,000 $ 163,142 $ 102,000
Cochise, Arizona 6 $ 914,000 $ 152,333 $ 63,000
Navajo, Arizona 6 $ 1,851,000 $ 308,500 $ 344,000
Pulaski, Arkansas 6 $ 1,145,000 $ 190,833 $ 43,000
Sebastian, Arkansas 6 $ 731,000 $ 121,833 $ 69,000
San Benito, California 6 $ 1,987,000 $ 331,166 $ 146,000
Mesa, Colorado 6 $ 1,237,000 $ 206,166 $ 102,000
Pueblo, Colorado 6 $ 551,000 $ 91,833 $ 49,000
Catoosa, Georgia 6 $ 795,000 $ 132,500 $ 73,000
Rockdale, Georgia 6 $ 882,000 $ 147,000 $ 19,000
Bonneville, Idaho 6 $ 897,000 $ 149,500 $ 72,000
Payette, Idaho 6 $ 625,000 $ 104,166 $ 50,000
St. Charles, Louisiana 6 $ 781,000 $ 130,166 $ 94,000
Allegany, Maryland 6 $ 2,326,000 $ 387,666 $ 250,000
Caroline, Maryland 6 $ 1,158,000 $ 193,000 $ 86,000
Talbot, Maryland 6 $ 1,596,000 $ 266,000 $ 183,000
Kalamazoo, Michigan 6 $ 517,000 $ 86,166 $ 49,000
Ottawa, Michigan 6 $ 524,000 $ 87,333 $ 38,000
Nicollet, Minnesota 6 $ 711,000 $ 118,500 $ 62,000
Dona Ana, New Mexico 6 $ 864,000 $ 144,000 $ 76,000
Caldwell, North Carolina 6 $ 734,000 $ 122,333 $ 92,000
Cleveland, North Carolina 6 $ 785,000 $ 130,833 $ 61,000
Davie, North Carolina 6 $ 829,000 $ 138,166 $ 64,000
Granville, North Carolina 6 $ 662,000 $ 110,333 $ 67,000
Henderson, North Carolina 6 $ 697,000 $ 116,166 $ 49,000
Hoke, North Carolina 6 $ 792,000 $ 132,000 $ 56,000
Onslow, North Carolina 6 $ 1,072,000 $ 178,666 $ 129,000
Galveston, Texas 6 $ 720,000 $ 120,000 $ 69,000
Johnson, Texas 6 $ 775,000 $ 129,166 $ 119,000
Iron, Utah 6 $ 1,081,000 $ 180,166 $ 95,000
Franklin, Vermont 6 $ 1,085,000 $ 180,833 $ 46,000
Shenandoah, Virginia 6 $ 1,227,000 $ 204,500 $ 65,000
Pacific, Washington 6 $ 1,008,000 $ 168,000 $ 87,000
Shelby, Alabama 5 $ 1,457,000 $ 291,400 $ 188,000
Plumas, California 5 $ 1,718,000 $ 343,600 $ 199,000
Middlesex, Connecticut 5 $ 971,000 $ 194,200 $ 94,000
Hendry, Florida 5 $ 544,000 $ 108,800 $ 59,000
Bartow, Georgia 5 $ 717,000 $ 143,400 $ 52,000
Oconee, Georgia 5 $ 1,473,000 $ 294,600 $ 83,000
Teton, Idaho 5 $ 1,269,000 $ 253,800 $ 74,000
Boone, Illinois 5 $ 604,000 $ 120,800 $ 46,000
Winnebago, Illinois 5 $ 465,000 $ 93,000 $ 124,000
Bullitt, Kentucky 5 $ 655,000 $ 131,000 $ 58,000
Fayette, Kentucky 5 $ 550,000 $ 110,000 $ 149,000
Acadia, Louisiana 5 $ 623,000 $ 124,600 $ 80,000
Ouachita, Louisiana 5 $ 583,000 $ 116,600 $ 64,000
West Feliciana, Louisiana 5 $ 822,000 $ 164,400 $ 111,000
Cumberland, Maine 5 $ 889,000 $ 177,800 $ 144,000
Crow Wing, Minnesota 5 $ 998,000 $ 199,600 $ 94,000
Rice, Minnesota 5 $ 1,649,000 $ 329,800 $ 152,000
Madison, Mississippi 5 $ 1,140,000 $ 228,000 $ 110,000
Sarpy, Nebraska 5 $ 748,000 $ 149,600 $ 72,000
Currituck, North Carolina 5 $ 3,205,000 $ 641,000 $ 12,000
Person, North Carolina 5 $ 646,000 $ 129,200 $ 82,000
Randolph, North Carolina 5 $ 691,000 $ 138,200 $ 96,000
Watauga, North Carolina 5 $ 1,140,000 $ 228,000 $ 94,000
Pickaway, Ohio 5 $ 536,000 $ 107,200 $ 89,000
Wagoner, Oklahoma 5 $ 468,000 $ 93,600 $ 56,000
Beaver, Pennsylvania 5 $ 424,000 $ 84,800 $ 57,000
Kershaw, South Carolina 5 $ 642,000 $ 128,400 $ 33,000
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Mortgage Loan Application Detail Totals for Loancity in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 20,064 $4,904,685,000 $244,000 $2,880,000 $102,000 $4,800,000
Home Purchase 17,330 $3,707,893,000 $213,000 $2,700,000 $114,000 $4,348,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,876 $5,442,431,000 $227,000 $2,880,000 $113,000 $4,800,000
Hispanic 5,395 $1,199,304,000 $222,000 $2,040,000 $93,000 $2,232,000
Not Provided 2,958 $734,163,000 $248,000 $2,163,000 $107,000 $3,004,000
Black or African American 2,858 $603,875,000 $211,000 $2,065,000 $87,000 $4,000,000
Asian 1,966 $553,755,000 $281,000 $1,500,000 $119,000 $1,128,000
Native Hawaiian or Other Pacific Islander 229 $55,780,000 $243,000 $1,155,000 $104,000 $595,000
American Indian or Alaskan Native 112 $23,270,000 $207,000 $960,000 $102,000 $696,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 36,144 $8,383,687,000 $231,000 $2,880,000 $110,000 $4,800,000
FHA-insured (Federal Housing Administration) 734 $123,084,000 $167,000 $368,000 $63,000 $1,440,000
VA-guaranteed (Veterans Administration) 516 $105,807,000 $205,000 $500,000 $58,000 $314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,016 $5,110,223,000 $222,000 $2,000,000 $103,000 $4,800,000
Application Approved But Not Accepted 6,149 $1,420,209,000 $230,000 $1,800,000 $105,000 $3,004,000
Application Denied By Financial Institution 4,987 $1,321,623,000 $265,000 $2,880,000 $129,000 $4,000,000
File Closed For Incompleteness 2,764 $648,570,000 $234,000 $2,000,000 $111,000 $1,635,000
Application Withdrawn By Applicant 478 $111,953,000 $234,000 $1,525,000 $121,000 $2,400,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,463 $359,570,000 $245,000 $2,880,000 $104,000 $4,000,000
Other 1,007 $293,088,000 $291,000 $2,520,000 $150,000 $1,699,000
Collateral 740 $200,122,000 $270,000 $2,000,000 $157,000 $2,232,000
Debt-To-Income Ratio 568 $144,867,000 $255,000 $2,520,000 $107,000 $2,169,000
Unverifiable Information 235 $71,233,000 $303,000 $2,163,000 $161,000 $1,440,000
Credit Application Incomplete 227 $58,740,000 $258,000 $1,500,000 $141,000 $2,500,000
Employment History 183 $56,202,000 $307,000 $1,500,000 $161,000 $912,000
Insufficient Cash (Downpayment, Closing Cost) 52 $15,351,000 $295,000 $1,500,000 $128,000 $600,000
Mortgage Insurance Denied 2 $233,000 $116,000 $117,000 $79,000 $126,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loancity's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loancity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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