Home Point Financial Corporation Mortgage Lending & HMDA Data, 2022
In 2022, Home Point Financial Corporation of Ann Arbor, MI reported 102,277 mortgage applications totaling $37.0 billion, down 70% from 2021. The average application was for $361,877, and applicants reported an average income of $123,973. 63% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,919), Riverside-San Bernardino-Ontario, CA (3,715) and Phoenix-Mesa-Scottsdale, AZ (2,873) (applications in parentheses).
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 102,277 |
| Total Mortgage Loan Application Amount | $37,011,765,000 |
| Average Mortgage Loan Application Amount | $361,877 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $123,973 |
| Highest Applicant Income | $6,686,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 7,735 | $ 2,024,605,000 | $ 261,745 | $ 100,436 |
| Los Angeles-Long Beach-Glendale, CA | 3,919 | $ 2,041,785,000 | $ 520,996 | $ 152,000 |
| Riverside-San Bernardino-Ontario, CA | 3,715 | $ 1,551,935,000 | $ 417,748 | $ 129,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,873 | $ 1,056,745,000 | $ 367,819 | $ 116,000 |
| Chicago-Naperville, IL | 2,677 | $ 764,715,000 | $ 285,661 | $ 115,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,475 | $ 815,225,000 | $ 329,383 | $ 132,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,462 | $ 839,570,000 | $ 341,011 | $ 120,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,297 | $ 1,261,315,000 | $ 549,114 | $ 166,083 |
| Denver-Aurora-Lakewood, CO | 2,178 | $ 949,140,000 | $ 435,785 | $ 127,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,144 | $ 913,580,000 | $ 426,110 | $ 133,000 |
| Dallas-Plano-Irving, TX | 1,970 | $ 761,460,000 | $ 386,527 | $ 145,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,769 | $ 556,115,000 | $ 314,366 | $ 113,000 |
| San Diego-Carlsbad, CA | 1,763 | $ 931,045,000 | $ 528,102 | $ 152,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,721 | $ 756,105,000 | $ 439,340 | $ 135,361 |
| Las Vegas-Henderson-Paradise, NV | 1,474 | $ 512,090,000 | $ 347,415 | $ 112,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,382 | $ 783,830,000 | $ 567,170 | $ 176,000 |
| New York-Newark, NY | 1,272 | $ 503,200,000 | $ 395,597 | $ 171,650 |
| Austin-Round Rock, TX | 1,255 | $ 527,075,000 | $ 419,980 | $ 172,000 |
| Louisville/Jefferson County, KY-IN | 1,250 | $ 302,890,000 | $ 242,312 | $ 88,032 |
| Oakland-Hayward-Berkeley, CA | 1,136 | $ 615,690,000 | $ 541,980 | $ 172,000 |
| Fresno, CA | 1,048 | $ 371,270,000 | $ 354,265 | $ 119,000 |
| Warren-Troy-Farmington Hills, MI | 1,042 | $ 288,880,000 | $ 277,236 | $ 101,000 |
| Salt Lake City, UT | 995 | $ 411,035,000 | $ 413,100 | $ 125,000 |
| Newark, NJ-PA | 883 | $ 357,595,000 | $ 404,977 | $ 135,507 |
| Orlando-Kissimmee-Sanford, FL | 878 | $ 285,140,000 | $ 324,760 | $ 108,000 |
| Baltimore-Columbia-Towson, MD | 869 | $ 300,145,000 | $ 345,391 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 847 | $ 312,135,000 | $ 368,518 | $ 139,000 |
| Nassau County-Suffolk County, NY | 826 | $ 399,150,000 | $ 483,232 | $ 151,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 818 | $ 285,580,000 | $ 349,119 | $ 131,000 |
| Seattle-Bellevue-Everett, WA | 759 | $ 374,815,000 | $ 493,827 | $ 149,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 716 | $ 302,460,000 | $ 422,430 | $ 126,681 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 709 | $ 234,475,000 | $ 330,712 | $ 110,052 |
| North Port-Sarasota-Bradenton, FL | 701 | $ 242,675,000 | $ 346,184 | $ 127,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 675 | $ 396,345,000 | $ 587,177 | $ 184,000 |
| Provo-Orem, UT | 654 | $ 279,680,000 | $ 427,645 | $ 119,000 |
| Jacksonville, FL | 653 | $ 201,425,000 | $ 308,460 | $ 104,000 |
| Kansas City, MO-KS | 652 | $ 192,990,000 | $ 295,996 | $ 109,912 |
| Fort Worth-Arlington, TX | 633 | $ 213,145,000 | $ 336,721 | $ 137,000 |
| Ogden-Clearfield, UT | 633 | $ 249,915,000 | $ 394,810 | $ 102,000 |
| Columbus, OH | 632 | $ 182,000,000 | $ 287,974 | $ 107,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 621 | $ 216,905,000 | $ 349,283 | $ 107,000 |
| Stockton-Lodi, CA | 602 | $ 260,760,000 | $ 433,156 | $ 125,000 |
| Lafayette, LA | 599 | $ 142,755,000 | $ 238,322 | $ 88,000 |
| St. Louis, MO-IL | 579 | $ 163,635,000 | $ 282,616 | $ 104,032 |
| Bakersfield, CA | 554 | $ 168,980,000 | $ 305,018 | $ 114,000 |
| Colorado Springs, CO | 552 | $ 215,950,000 | $ 391,213 | $ 105,000 |
| Providence-Warwick, RI-MA | 531 | $ 185,025,000 | $ 348,446 | $ 101,994 |
| San Antonio-New Braunfels, TX | 524 | $ 162,300,000 | $ 309,732 | $ 142,000 |
| Charlotte-Concord-Gastonia, NC-SC | 515 | $ 170,565,000 | $ 331,194 | $ 116,669 |
| Montgomery County-Bucks County-Chester County, PA | 514 | $ 176,000,000 | $ 342,412 | $ 131,000 |
| Cambridge-Newton-Framingham, MA | 511 | $ 225,755,000 | $ 441,790 | $ 132,000 |
| Cincinnati, OH-KY-IN | 489 | $ 128,055,000 | $ 261,871 | $ 103,674 |
| Hartford-West Hartford-East Hartford, CT | 483 | $ 131,665,000 | $ 272,598 | $ 115,000 |
| Urban Honolulu, HI | 463 | $ 279,285,000 | $ 603,207 | $ 144,000 |
| Daphne-Fairhope-Foley, AL | 448 | $ 130,510,000 | $ 291,316 | $ 112,000 |
| Albany-Schenectady-Troy, NY | 439 | $ 102,205,000 | $ 232,813 | $ 97,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 439 | $ 157,705,000 | $ 359,236 | $ 126,000 |
| Modesto, CA | 438 | $ 161,320,000 | $ 368,310 | $ 112,000 |
| San Francisco-Redwood City-South San Francisco, CA | 425 | $ 253,265,000 | $ 595,917 | $ 202,000 |
| Boston, MA | 412 | $ 181,410,000 | $ 440,315 | $ 129,000 |
| Detroit-Dearborn-Livonia, MI | 399 | $ 81,105,000 | $ 203,270 | $ 103,000 |
| Washington-Baltimore-Arlington, DC | 393 | $ 163,615,000 | $ 416,323 | $ 122,000 |
| Raleigh, NC | 390 | $ 145,250,000 | $ 372,435 | $ 150,000 |
| Indianapolis-Carmel-Anderson, IN | 383 | $ 108,195,000 | $ 282,493 | $ 98,000 |
| Cape Coral-Fort Myers, FL | 374 | $ 118,150,000 | $ 315,909 | $ 134,000 |
| Worcester, MA-CT | 372 | $ 124,010,000 | $ 333,360 | $ 97,782 |
| Birmingham-Hoover, AL | 353 | $ 90,825,000 | $ 257,294 | $ 91,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 345 | $ 172,755,000 | $ 500,739 | $ 149,000 |
| New Haven-Milford, CT | 344 | $ 94,230,000 | $ 273,924 | $ 125,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 343 | $ 107,165,000 | $ 312,434 | $ 119,909 |
| Philadelphia, PA | 341 | $ 92,185,000 | $ 270,337 | $ 109,000 |
| Anchorage, AK | 330 | $ 116,930,000 | $ 354,333 | $ 112,000 |
| Baton Rouge, LA | 326 | $ 84,820,000 | $ 260,184 | $ 93,000 |
| Camden, NJ | 321 | $ 87,595,000 | $ 272,881 | $ 111,000 |
| Greenville-Anderson-Mauldin, SC | 319 | $ 86,505,000 | $ 271,175 | $ 111,000 |
| Pittsburgh, PA | 319 | $ 73,485,000 | $ 230,360 | $ 101,000 |
| Greeley, CO | 317 | $ 123,785,000 | $ 390,488 | $ 113,000 |
| Lakeland-Winter Haven, FL | 310 | $ 82,220,000 | $ 265,225 | $ 88,000 |
| Tacoma-Lakewood, WA | 308 | $ 138,520,000 | $ 449,740 | $ 136,000 |
| Salinas, CA | 306 | $ 150,590,000 | $ 492,124 | $ 138,000 |
| Vallejo-Fairfield, CA | 305 | $ 137,175,000 | $ 449,754 | $ 135,000 |
| Bridgeport-Stamford-Norwalk, CT | 295 | $ 111,585,000 | $ 378,254 | $ 132,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 281 | $ 136,915,000 | $ 487,241 | $ 156,000 |
| New Orleans-Metairie, LA | 270 | $ 75,330,000 | $ 279,000 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 267 | $ 83,525,000 | $ 312,827 | $ 142,764 |
| Huntsville, AL | 265 | $ 84,045,000 | $ 317,150 | $ 112,000 |
| Omaha-Council Bluffs, NE-IA | 259 | $ 70,955,000 | $ 273,957 | $ 119,972 |
| Knoxville, TN | 258 | $ 70,880,000 | $ 274,728 | $ 95,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 255 | $ 71,895,000 | $ 281,941 | $ 98,000 |
| Elgin, IL | 250 | $ 71,630,000 | $ 286,520 | $ 120,000 |
| Richmond, VA | 248 | $ 81,570,000 | $ 328,911 | $ 114,000 |
| Port St. Lucie, FL | 243 | $ 76,345,000 | $ 314,176 | $ 112,000 |
| Milwaukee-Waukesha-West Allis, WI | 233 | $ 73,695,000 | $ 316,287 | $ 100,000 |
| Santa Maria-Santa Barbara, CA | 233 | $ 100,135,000 | $ 429,763 | $ 128,000 |
| Cleveland-Elyria, OH | 231 | $ 51,515,000 | $ 223,008 | $ 105,000 |
| Gary, IN | 229 | $ 54,275,000 | $ 237,008 | $ 83,000 |
| Santa Rosa, CA | 216 | $ 111,610,000 | $ 516,712 | $ 186,000 |
| Wichita, KS | 216 | $ 48,450,000 | $ 224,305 | $ 88,000 |
| Madera, CA | 210 | $ 72,940,000 | $ 347,333 | $ 127,000 |
| Palm Bay-Melbourne-Titusville, FL | 204 | $ 66,400,000 | $ 325,490 | $ 108,000 |
| Mobile, AL | 202 | $ 43,740,000 | $ 216,534 | $ 86,000 |
| Oklahoma City, OK | 202 | $ 50,620,000 | $ 250,594 | $ 91,000 |
| Salem, OR | 202 | $ 68,320,000 | $ 338,217 | $ 98,000 |
| Charleston-North Charleston, SC | 198 | $ 68,590,000 | $ 346,414 | $ 106,000 |
| Fort Collins, CO | 194 | $ 75,810,000 | $ 390,773 | $ 113,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 185 | $ 40,155,000 | $ 217,054 | $ 92,000 |
| Memphis, TN-MS-AR | 183 | $ 52,385,000 | $ 286,256 | $ 117,890 |
| Pensacola-Ferry Pass-Brent, FL | 182 | $ 51,400,000 | $ 282,417 | $ 96,000 |
| Visalia-Porterville, CA | 178 | $ 54,000,000 | $ 303,370 | $ 105,000 |
| Tucson, AZ | 176 | $ 52,680,000 | $ 299,318 | $ 97,000 |
| Gulfport-Biloxi-Pascagoula, MS | 173 | $ 41,195,000 | $ 238,121 | $ 97,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 167 | $ 42,835,000 | $ 256,497 | $ 107,257 |
| Redding, CA | 161 | $ 52,835,000 | $ 328,167 | $ 123,000 |
| Harrisburg-Carlisle, PA | 160 | $ 38,110,000 | $ 238,187 | $ 86,000 |
| Boise City, ID | 159 | $ 64,545,000 | $ 405,943 | $ 117,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 159 | $ 46,965,000 | $ 295,377 | $ 102,433 |
| El Centro, CA | 155 | $ 44,225,000 | $ 285,322 | $ 89,000 |
| Punta Gorda, FL | 155 | $ 48,165,000 | $ 310,741 | $ 145,000 |
| Ocala, FL | 145 | $ 33,945,000 | $ 234,103 | $ 81,000 |
| Wilmington, DE-MD-NJ | 145 | $ 41,715,000 | $ 287,689 | $ 103,413 |
| El Paso, TX | 143 | $ 32,815,000 | $ 229,475 | $ 104,000 |
| Des Moines-West Des Moines, IA | 142 | $ 39,330,000 | $ 276,971 | $ 103,000 |
| St. George, UT | 138 | $ 58,990,000 | $ 427,463 | $ 151,000 |
| Jefferson City, MO | 137 | $ 31,105,000 | $ 227,043 | $ 90,000 |
| Yuba City, CA | 134 | $ 47,870,000 | $ 357,238 | $ 100,000 |
| Barnstable Town, MA | 133 | $ 51,805,000 | $ 389,511 | $ 125,000 |
| Lake Havasu City-Kingman, AZ | 127 | $ 37,045,000 | $ 291,692 | $ 138,000 |
| Shreveport-Bossier City, LA | 125 | $ 30,045,000 | $ 240,360 | $ 81,000 |
| Columbia, SC | 124 | $ 31,770,000 | $ 256,209 | $ 97,000 |
| Fayetteville, NC | 124 | $ 29,550,000 | $ 238,306 | $ 98,000 |
| Boulder, CO | 123 | $ 55,615,000 | $ 452,154 | $ 159,000 |
| Hanford-Corcoran, CA | 123 | $ 38,495,000 | $ 312,967 | $ 104,000 |
| Grand Rapids-Wyoming, MI | 122 | $ 30,680,000 | $ 251,475 | $ 92,000 |
| Bend-Redmond, OR | 117 | $ 55,445,000 | $ 473,888 | $ 153,000 |
| Reno, NV | 117 | $ 45,915,000 | $ 392,435 | $ 114,000 |
| Sioux Falls, SD | 117 | $ 42,235,000 | $ 360,982 | $ 122,000 |
| Prescott Valley-Prescott, AZ | 115 | $ 37,875,000 | $ 329,347 | $ 103,000 |
| Rochester, NY | 115 | $ 26,135,000 | $ 227,260 | $ 96,000 |
| Killeen-Temple, TX | 114 | $ 30,450,000 | $ 267,105 | $ 107,000 |
| Merced, CA | 113 | $ 39,435,000 | $ 348,982 | $ 119,000 |
| Salisbury, MD-DE | 108 | $ 32,470,000 | $ 300,648 | $ 105,472 |
| Lexington-Fayette, KY | 104 | $ 28,250,000 | $ 271,634 | $ 116,000 |
| Pueblo, CO | 103 | $ 27,755,000 | $ 269,466 | $ 74,000 |
| Albuquerque, NM | 102 | $ 28,630,000 | $ 280,686 | $ 91,000 |
| Crestview-Fort Walton Beach-Destin, FL | 102 | $ 37,500,000 | $ 367,647 | $ 133,000 |
| Logan, UT-ID | 102 | $ 36,920,000 | $ 361,960 | $ 99,235 |
| Santa Cruz-Watsonville, CA | 101 | $ 59,155,000 | $ 585,693 | $ 187,000 |
| San Rafael, CA | 99 | $ 62,975,000 | $ 636,111 | $ 192,000 |
| Durham-Chapel Hill, NC | 98 | $ 32,300,000 | $ 329,591 | $ 128,000 |
| Naples-Immokalee-Marco Island, FL | 98 | $ 37,920,000 | $ 386,938 | $ 147,000 |
| Norwich-New London, CT | 98 | $ 26,980,000 | $ 275,306 | $ 100,000 |
| Savannah, GA | 98 | $ 31,980,000 | $ 326,326 | $ 144,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 96 | $ 31,570,000 | $ 328,854 | $ 139,000 |
| Chattanooga, TN-GA | 93 | $ 23,045,000 | $ 247,795 | $ 100,193 |
| St. Cloud, MN | 92 | $ 22,150,000 | $ 240,760 | $ 111,000 |
| Jacksonville, NC | 91 | $ 22,385,000 | $ 245,989 | $ 81,000 |
| Chico, CA | 88 | $ 28,100,000 | $ 319,318 | $ 118,000 |
| Tulsa, OK | 88 | $ 23,330,000 | $ 265,113 | $ 101,000 |
| Abilene, TX | 86 | $ 21,640,000 | $ 251,627 | $ 114,000 |
| Augusta-Richmond County, GA-SC | 86 | $ 22,340,000 | $ 259,767 | $ 88,395 |
| Spokane-Spokane Valley, WA | 86 | $ 29,190,000 | $ 339,418 | $ 122,000 |
| Wilmington, NC | 86 | $ 25,990,000 | $ 302,209 | $ 123,000 |
| Asheville, NC | 85 | $ 25,195,000 | $ 296,411 | $ 129,000 |
| Springfield, MA | 85 | $ 22,505,000 | $ 264,764 | $ 83,000 |
| Glens Falls, NY | 84 | $ 16,170,000 | $ 192,500 | $ 95,000 |
| Rockingham County-Strafford County, NH | 84 | $ 31,190,000 | $ 371,309 | $ 125,000 |
| Trenton, NJ | 84 | $ 27,300,000 | $ 325,000 | $ 156,000 |
| Corpus Christi, TX | 82 | $ 23,460,000 | $ 286,097 | $ 148,000 |
| Lake Charles, LA | 81 | $ 17,235,000 | $ 212,777 | $ 94,000 |
| Akron, OH | 80 | $ 17,500,000 | $ 218,750 | $ 108,000 |
| Clarksville, TN-KY | 80 | $ 23,470,000 | $ 293,375 | $ 89,925 |
| Decatur, AL | 80 | $ 18,940,000 | $ 236,750 | $ 75,000 |
| Peoria, IL | 80 | $ 10,740,000 | $ 134,250 | $ 68,000 |
| Flint, MI | 79 | $ 16,625,000 | $ 210,443 | $ 86,000 |
| Springfield, MO | 79 | $ 21,645,000 | $ 273,987 | $ 104,000 |
| Ann Arbor, MI | 78 | $ 23,140,000 | $ 296,666 | $ 117,000 |
| Olympia-Tumwater, WA | 78 | $ 28,810,000 | $ 369,358 | $ 108,000 |
| York-Hanover, PA | 78 | $ 19,660,000 | $ 252,051 | $ 92,000 |
| Greensboro-High Point, NC | 77 | $ 21,405,000 | $ 277,987 | $ 94,000 |
| Manchester-Nashua, NH | 77 | $ 25,165,000 | $ 326,818 | $ 105,000 |
| Sioux City, IA-NE-SD | 77 | $ 14,075,000 | $ 182,792 | $ 76,961 |
| Homosassa Springs, FL | 76 | $ 16,900,000 | $ 222,368 | $ 84,000 |
| Cleveland, TN | 75 | $ 17,195,000 | $ 229,266 | $ 79,000 |
| Cheyenne, WY | 71 | $ 23,755,000 | $ 334,577 | $ 111,000 |
| Fargo, ND-MN | 71 | $ 22,545,000 | $ 317,535 | $ 114,478 |
| Lincoln, NE | 71 | $ 20,365,000 | $ 286,830 | $ 96,000 |
| Spartanburg, SC | 69 | $ 17,235,000 | $ 249,782 | $ 77,000 |
| Evansville, IN-KY | 68 | $ 13,050,000 | $ 191,911 | $ 67,220 |
| Winston-Salem, NC | 68 | $ 16,810,000 | $ 247,205 | $ 77,000 |
| Fairbanks, AK | 67 | $ 23,215,000 | $ 346,492 | $ 117,000 |
| Lynchburg, VA | 67 | $ 14,505,000 | $ 216,492 | $ 166,000 |
| Jackson, MI | 66 | $ 10,710,000 | $ 162,272 | $ 73,000 |
| Little Rock-North Little Rock-Conway, AR | 65 | $ 15,715,000 | $ 241,769 | $ 92,000 |
| Napa, CA | 65 | $ 34,585,000 | $ 532,076 | $ 253,000 |
| Elizabethtown-Fort Knox, KY | 64 | $ 15,650,000 | $ 244,531 | $ 80,000 |
| Grand Junction, CO | 64 | $ 21,050,000 | $ 328,906 | $ 102,000 |
| Canton-Massillon, OH | 63 | $ 10,985,000 | $ 174,365 | $ 102,000 |
| Albany, OR | 62 | $ 20,420,000 | $ 329,354 | $ 99,000 |
| Lansing-East Lansing, MI | 62 | $ 11,120,000 | $ 179,354 | $ 72,000 |
| Dover, DE | 61 | $ 18,325,000 | $ 300,409 | $ 93,000 |
| McAllen-Edinburg-Mission, TX | 61 | $ 15,815,000 | $ 259,262 | $ 152,000 |
| Texarkana, TX-AR | 61 | $ 11,185,000 | $ 183,360 | $ 65,868 |
| Bismarck, ND | 60 | $ 16,810,000 | $ 280,166 | $ 96,000 |
| Jackson, MS | 59 | $ 13,585,000 | $ 230,254 | $ 84,000 |
| Kahului-Wailuku-Lahaina, HI | 59 | $ 36,895,000 | $ 625,338 | $ 146,000 |
| Auburn-Opelika, AL | 58 | $ 15,510,000 | $ 267,413 | $ 107,000 |
| Gainesville, GA | 58 | $ 19,800,000 | $ 341,379 | $ 118,000 |
| Montgomery, AL | 57 | $ 14,305,000 | $ 250,964 | $ 71,000 |
| Ocean City, NJ | 57 | $ 17,765,000 | $ 311,666 | $ 132,000 |
| Cedar Rapids, IA | 56 | $ 15,890,000 | $ 283,750 | $ 93,000 |
| College Station-Bryan, TX | 56 | $ 16,970,000 | $ 303,035 | $ 128,000 |
| Eugene, OR | 56 | $ 19,900,000 | $ 355,357 | $ 102,000 |
| Hagerstown-Martinsburg, MD-WV | 56 | $ 15,480,000 | $ 276,428 | $ 83,857 |
| Flagstaff, AZ | 53 | $ 21,935,000 | $ 413,867 | $ 183,000 |
| Reading, PA | 53 | $ 12,535,000 | $ 236,509 | $ 88,000 |
| Tallahassee, FL | 53 | $ 13,565,000 | $ 255,943 | $ 98,000 |
| Columbus, GA-AL | 52 | $ 9,470,000 | $ 182,115 | $ 73,750 |
| Laredo, TX | 52 | $ 13,980,000 | $ 268,846 | $ 122,000 |
| Panama City, FL | 52 | $ 15,030,000 | $ 289,038 | $ 133,000 |
| Lancaster, PA | 50 | $ 12,890,000 | $ 257,800 | $ 102,000 |
| Yuma, AZ | 50 | $ 11,490,000 | $ 229,800 | $ 82,000 |
| Madison, WI | 49 | $ 17,785,000 | $ 362,959 | $ 131,000 |
| Utica-Rome, NY | 49 | $ 7,805,000 | $ 159,285 | $ 79,000 |
| Portland-South Portland, ME | 48 | $ 18,400,000 | $ 383,333 | $ 121,000 |
| Gainesville, FL | 47 | $ 12,745,000 | $ 271,170 | $ 94,000 |
| Chambersburg-Waynesboro, PA | 46 | $ 9,160,000 | $ 199,130 | $ 97,000 |
| Davenport-Moline-Rock Island, IA-IL | 46 | $ 7,980,000 | $ 173,478 | $ 75,000 |
| Houma-Thibodaux, LA | 46 | $ 10,370,000 | $ 225,434 | $ 82,000 |
| Monroe, LA | 46 | $ 11,610,000 | $ 252,391 | $ 83,000 |
| Dayton-Springfield-Kettering, OH | 45 | $ 12,345,000 | $ 274,333 | $ 124,000 |
| Medford, OR | 45 | $ 15,825,000 | $ 351,666 | $ 107,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 45 | $ 8,155,000 | $ 181,222 | $ 89,000 |
| Toledo, OH | 44 | $ 8,280,000 | $ 188,181 | $ 89,000 |
| Casper, WY | 43 | $ 13,555,000 | $ 315,232 | $ 137,000 |
| East Stroudsburg, PA | 43 | $ 10,385,000 | $ 241,511 | $ 104,000 |
| Fort Wayne, IN | 43 | $ 10,045,000 | $ 233,604 | $ 106,000 |
| Morgantown, WV | 43 | $ 10,985,000 | $ 255,465 | $ 91,000 |
| Roanoke, VA | 43 | $ 9,405,000 | $ 218,720 | $ 103,000 |
| Atlantic City-Hammonton, NJ | 42 | $ 10,110,000 | $ 240,714 | $ 147,000 |
| Charlottesville, VA | 42 | $ 14,150,000 | $ 336,904 | $ 111,000 |
| Sherman-Denison, TX | 42 | $ 13,630,000 | $ 324,523 | $ 126,000 |
| Lubbock, TX | 41 | $ 8,895,000 | $ 216,951 | $ 154,000 |
| Kennewick-Richland, WA | 40 | $ 13,960,000 | $ 349,000 | $ 112,000 |
| Bremerton-Silverdale, WA | 39 | $ 16,525,000 | $ 423,717 | $ 142,000 |
| Longview, TX | 39 | $ 9,955,000 | $ 255,256 | $ 126,000 |
| Morristown, TN | 39 | $ 9,175,000 | $ 235,256 | $ 72,000 |
| Mount Vernon-Anacortes, WA | 39 | $ 17,465,000 | $ 447,820 | $ 125,000 |
| Tyler, TX | 39 | $ 12,115,000 | $ 310,641 | $ 126,000 |
| Beaumont-Port Arthur, TX | 38 | $ 9,480,000 | $ 249,473 | $ 116,000 |
| Brunswick, GA | 37 | $ 10,955,000 | $ 296,081 | $ 122,000 |
| Sebastian-Vero Beach, FL | 37 | $ 12,305,000 | $ 332,567 | $ 120,000 |
| Corvallis, OR | 36 | $ 13,440,000 | $ 373,333 | $ 192,000 |
| Rapid City, SD | 36 | $ 10,120,000 | $ 281,111 | $ 95,000 |
| The Villages, FL | 36 | $ 9,270,000 | $ 257,500 | $ 122,000 |
| Valdosta, GA | 36 | $ 7,960,000 | $ 221,111 | $ 73,000 |
| Columbia, MO | 35 | $ 9,725,000 | $ 277,857 | $ 115,000 |
| Bellingham, WA | 33 | $ 11,075,000 | $ 335,606 | $ 118,000 |
| Brownsville-Harlingen, TX | 33 | $ 7,305,000 | $ 221,363 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 33 | $ 6,055,000 | $ 183,484 | $ 80,727 |
| Burlington-South Burlington, VT | 32 | $ 11,610,000 | $ 362,812 | $ 154,000 |
| Topeka, KS | 32 | $ 6,670,000 | $ 208,437 | $ 70,000 |
| Bowling Green, KY | 31 | $ 7,255,000 | $ 234,032 | $ 66,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 31 | $ 10,205,000 | $ 329,193 | $ 155,000 |
| Hinesville, GA | 31 | $ 7,375,000 | $ 237,903 | $ 88,000 |
| Kingston, NY | 31 | $ 9,855,000 | $ 317,903 | $ 133,000 |
| California-Lexington Park, MD | 30 | $ 10,540,000 | $ 351,333 | $ 123,000 |
| Florence-Muscle Shoals, AL | 30 | $ 8,000,000 | $ 266,666 | $ 88,000 |
| Hattiesburg, MS | 30 | $ 8,510,000 | $ 283,666 | $ 128,000 |
| Hickory-Lenoir-Morganton, NC | 30 | $ 6,910,000 | $ 230,333 | $ 72,000 |
| Rockford, IL | 30 | $ 4,910,000 | $ 163,666 | $ 81,000 |
| Rome, GA | 30 | $ 7,440,000 | $ 248,000 | $ 101,000 |
| South Bend-Mishawaka, IN-MI | 30 | $ 6,780,000 | $ 226,000 | $ 95,600 |
| Winchester, VA-WV | 30 | $ 9,920,000 | $ 330,666 | $ 114,500 |
| Billings, MT | 29 | $ 9,835,000 | $ 339,137 | $ 118,000 |
| Lafayette-West Lafayette, IN | 29 | $ 7,455,000 | $ 257,068 | $ 163,000 |
| Monroe, MI | 29 | $ 6,155,000 | $ 212,241 | $ 78,000 |
| Coeur D'Alene, ID | 28 | $ 11,870,000 | $ 423,928 | $ 155,000 |
| Hammond, LA | 28 | $ 6,900,000 | $ 246,428 | $ 76,000 |
| Sebring, FL | 28 | $ 6,650,000 | $ 237,500 | $ 84,000 |
| Tuscaloosa, AL | 28 | $ 6,640,000 | $ 237,142 | $ 88,000 |
| Warner Robins, GA | 28 | $ 7,810,000 | $ 278,928 | $ 104,000 |
| Racine, WI | 27 | $ 7,825,000 | $ 289,814 | $ 97,000 |
| Waco, TX | 27 | $ 6,735,000 | $ 249,444 | $ 126,000 |
| Yakima, WA | 27 | $ 7,315,000 | $ 270,925 | $ 78,000 |
| Anniston-Oxford-Jacksonville, AL | 26 | $ 4,750,000 | $ 182,692 | $ 66,000 |
| Champaign-Urbana, IL | 26 | $ 5,570,000 | $ 214,230 | $ 80,000 |
| Dalton, GA | 26 | $ 6,100,000 | $ 234,615 | $ 99,000 |
| Kalamazoo-Portage, MI | 25 | $ 6,355,000 | $ 254,200 | $ 102,000 |
| Kingsport-Bristol-Bristol, TN-VA | 24 | $ 5,490,000 | $ 228,750 | $ 76,250 |
| Lebanon, PA | 24 | $ 6,360,000 | $ 265,000 | $ 119,000 |
| Longview, WA | 24 | $ 8,590,000 | $ 357,916 | $ 87,000 |
| Sierra Vista-Douglas, AZ | 24 | $ 5,650,000 | $ 235,416 | $ 111,000 |
| Victoria, TX | 23 | $ 5,635,000 | $ 245,000 | $ 119,000 |
| Binghamton, NY | 22 | $ 3,610,000 | $ 164,090 | $ 89,000 |
| Fort Smith, AR-OK | 22 | $ 4,700,000 | $ 213,636 | $ 75,636 |
| Twin Falls, ID | 22 | $ 6,210,000 | $ 282,272 | $ 88,000 |
| Athens-Clarke County, GA | 21 | $ 6,355,000 | $ 302,619 | $ 113,000 |
| Syracuse, NY | 21 | $ 3,625,000 | $ 172,619 | $ 66,000 |
| Green Bay, WI | 20 | $ 4,310,000 | $ 215,500 | $ 81,000 |
| Gadsden, AL | 19 | $ 3,995,000 | $ 210,263 | $ 70,000 |
| Gettysburg, PA | 19 | $ 4,215,000 | $ 221,842 | $ 105,000 |
| Grants Pass, OR | 19 | $ 5,805,000 | $ 305,526 | $ 93,000 |
| Manhattan, KS | 19 | $ 4,655,000 | $ 245,000 | $ 76,000 |
| Midland, TX | 19 | $ 6,935,000 | $ 365,000 | $ 141,000 |
| Pocatello, ID | 19 | $ 6,585,000 | $ 346,578 | $ 100,000 |
| Alexandria, LA | 18 | $ 3,360,000 | $ 186,666 | $ 70,000 |
| Amarillo, TX | 18 | $ 5,310,000 | $ 295,000 | $ 128,000 |
| Harrisonburg, VA | 18 | $ 4,990,000 | $ 277,222 | $ 85,000 |
| Jackson, TN | 18 | $ 3,670,000 | $ 203,888 | $ 70,000 |
| Joplin, MO | 18 | $ 3,560,000 | $ 197,777 | $ 48,000 |
| Macon-Bibb County, GA | 18 | $ 5,300,000 | $ 294,444 | $ 98,000 |
| Parkersburg-Vienna, WV | 18 | $ 2,980,000 | $ 165,555 | $ 58,000 |
| Santa Fe, NM | 18 | $ 4,470,000 | $ 248,333 | $ 79,000 |
| Wenatchee, WA | 18 | $ 6,730,000 | $ 373,888 | $ 113,000 |
| Ames, IA | 17 | $ 3,715,000 | $ 218,529 | $ 64,000 |
| Bloomington, IL | 17 | $ 3,935,000 | $ 231,470 | $ 101,000 |
| Dothan, AL | 17 | $ 3,605,000 | $ 212,058 | $ 73,000 |
| Erie, PA | 17 | $ 3,435,000 | $ 202,058 | $ 92,000 |
| Greenville, NC | 17 | $ 3,755,000 | $ 220,882 | $ 92,000 |
| Saginaw, MI | 17 | $ 2,885,000 | $ 169,705 | $ 79,000 |
| Janesville-Beloit, WI | 16 | $ 3,510,000 | $ 219,375 | $ 81,000 |
| Niles-Benton Harbor, MI | 16 | $ 4,400,000 | $ 275,000 | $ 153,000 |
| Bloomington, IN | 15 | $ 3,795,000 | $ 253,000 | $ 141,000 |
| Burlington, NC | 15 | $ 3,865,000 | $ 257,666 | $ 110,000 |
| Duluth, MN-WI | 15 | $ 3,565,000 | $ 237,666 | $ 92,333 |
| Florence, SC | 15 | $ 3,135,000 | $ 209,000 | $ 77,000 |
| Lewiston-Auburn, ME | 15 | $ 4,425,000 | $ 295,000 | $ 114,000 |
| Missoula, MT | 15 | $ 5,415,000 | $ 361,000 | $ 102,000 |
| Odessa, TX | 15 | $ 3,175,000 | $ 211,666 | $ 132,000 |
| St. Joseph, MO-KS | 15 | $ 4,055,000 | $ 270,333 | $ 134,866 |
| Weirton-Steubenville, WV-OH | 15 | $ 2,655,000 | $ 177,000 | $ 70,866 |
| Johnson City, TN | 14 | $ 3,740,000 | $ 267,142 | $ 103,000 |
| Kankakee, IL | 14 | $ 2,530,000 | $ 180,714 | $ 95,000 |
| Michigan City-La Porte, IN | 14 | $ 3,550,000 | $ 253,571 | $ 121,000 |
| Muskegon, MI | 14 | $ 2,620,000 | $ 187,142 | $ 117,000 |
| Bangor, ME | 13 | $ 3,525,000 | $ 271,153 | $ 87,000 |
| Cape Girardeau, MO-IL | 13 | $ 3,095,000 | $ 238,076 | $ 106,000 |
| Carson City, NV | 13 | $ 5,255,000 | $ 404,230 | $ 111,000 |
| Eau Claire, WI | 13 | $ 3,625,000 | $ 278,846 | $ 94,000 |
| Idaho Falls, ID | 13 | $ 4,595,000 | $ 353,461 | $ 138,000 |
| Battle Creek, MI | 12 | $ 2,100,000 | $ 175,000 | $ 94,000 |
| Carbondale-Marion, IL | 12 | $ 1,630,000 | $ 135,833 | $ 54,000 |
| Grand Forks, ND-MN | 12 | $ 2,270,000 | $ 189,166 | $ 116,000 |
| New Bern, NC | 12 | $ 3,010,000 | $ 250,833 | $ 123,000 |
| Vineland-Bridgeton, NJ | 12 | $ 2,310,000 | $ 192,500 | $ 69,000 |
| Wausau, WI | 12 | $ 2,790,000 | $ 232,500 | $ 83,000 |
| Goldsboro, NC | 11 | $ 2,535,000 | $ 230,454 | $ 82,000 |
| Staunton-Waynesboro, VA | 11 | $ 3,445,000 | $ 313,181 | $ 68,000 |
| Watertown-Fort Drum, NY | 11 | $ 1,875,000 | $ 170,454 | $ 194,000 |
| Columbus, IN | 10 | $ 2,130,000 | $ 213,000 | $ 100,000 |
| Jonesboro, AR | 10 | $ 2,900,000 | $ 290,000 | $ 90,000 |
| Sheboygan, WI | 10 | $ 2,140,000 | $ 214,000 | $ 66,000 |
| Albany, GA | 9 | $ 2,025,000 | $ 225,000 | $ 110,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 2,165,000 | $ 240,555 | $ 71,000 |
| Hot Springs, AR | 9 | $ 2,205,000 | $ 245,000 | $ 65,000 |
| Lawton, OK | 9 | $ 1,595,000 | $ 177,222 | $ 101,000 |
| San Angelo, TX | 9 | $ 2,525,000 | $ 280,555 | $ 55,000 |
| Sumter, SC | 9 | $ 2,725,000 | $ 302,777 | $ 64,000 |
| Danville, IL | 8 | $ 1,080,000 | $ 135,000 | $ 95,000 |
| Las Cruces, NM | 8 | $ 1,830,000 | $ 228,750 | $ 36,000 |
| Mankato-North Mankato, MN | 8 | $ 1,890,000 | $ 236,250 | $ 105,000 |
| Mansfield, OH | 8 | $ 1,430,000 | $ 178,750 | $ 56,000 |
| Oshkosh-Neenah, WI | 8 | $ 2,220,000 | $ 277,500 | $ 64,000 |
| Rocky Mount, NC | 8 | $ 2,090,000 | $ 261,250 | $ 57,000 |
| Terre Haute, IN | 8 | $ 1,690,000 | $ 211,250 | $ 80,000 |
| Walla Walla, WA | 8 | $ 2,810,000 | $ 351,250 | $ 73,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 1,340,000 | $ 167,500 | $ 73,000 |
| Decatur, IL | 7 | $ 1,045,000 | $ 149,285 | $ 77,000 |
| Elkhart-Goshen, IN | 7 | $ 1,915,000 | $ 273,571 | $ 119,000 |
| Lawrence, KS | 7 | $ 1,665,000 | $ 237,857 | $ 92,000 |
| Muncie, IN | 7 | $ 1,895,000 | $ 270,714 | $ 101,000 |
| Pittsfield, MA | 7 | $ 1,205,000 | $ 172,142 | $ 85,000 |
| Springfield, IL | 7 | $ 1,715,000 | $ 245,000 | $ 165,000 |
| Springfield, OH | 7 | $ 1,495,000 | $ 213,571 | $ 70,000 |
| Bay City, MI | 6 | $ 880,000 | $ 146,666 | $ 76,000 |
| Charleston, WV | 6 | $ 1,350,000 | $ 225,000 | $ 98,000 |
| Farmington, NM | 6 | $ 1,290,000 | $ 215,000 | $ 97,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 1,300,000 | $ 216,666 | $ 141,500 |
| Midland, MI | 6 | $ 1,220,000 | $ 203,333 | $ 77,000 |
| Rochester, MN | 6 | $ 1,810,000 | $ 301,666 | $ 76,000 |
| Altoona, PA | 5 | $ 845,000 | $ 169,000 | $ 77,000 |
| Appleton, WI | 5 | $ 1,645,000 | $ 329,000 | $ 98,000 |
| Bloomsburg-Berwick, PA | 5 | $ 1,025,000 | $ 205,000 | $ 65,000 |
| Iowa City, IA | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| State College, PA | 5 | $ 1,275,000 | $ 255,000 | $ 59,000 |
| Wichita Falls, TX | 5 | $ 1,045,000 | $ 209,000 | $ 105,000 |
| Williamsport, PA | 5 | $ 835,000 | $ 167,000 | $ 61,000 |
| Beckley, WV | 4 | $ 910,000 | $ 227,500 | $ 108,000 |
| Kokomo, IN | 4 | $ 870,000 | $ 217,500 | $ 108,000 |
| Lewiston, ID-WA | 4 | $ 1,030,000 | $ 257,500 | $ 220,000 |
| Owensboro, KY | 4 | $ 550,000 | $ 137,500 | $ 71,000 |
| Dubuque, IA | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Fond Du Lac, WI | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Great Falls, MT | 3 | $ 965,000 | $ 321,666 | $ 118,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 535,000 | $ 178,333 | $ 77,000 |
| Lima, OH | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Wheeling, WV-OH | 3 | $ 565,000 | $ 188,333 | $ 80,000 |
| Cumberland, MD-WV | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Elmira, NY | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Grand Island, NE | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Ithaca, NY | 2 | $ 560,000 | $ 280,000 | $ 195,000 |
| Johnstown, PA | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Enid, OK | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 59,669 | $22,260,715,000 | $373,000 | $2,225,000 | $124,000 | $6,686,000 |
| Cash-out Refinancing | 28,623 | $9,967,725,000 | $348,000 | $2,505,000 | $120,000 | $6,280,000 |
| Refinancing | 13,974 | $4,781,250,000 | $342,000 | $2,505,000 | $132,000 | $4,368,000 |
| Not Applicable | 9 | $1,695,000 | $188,000 | $345,000 | $0 | $0 |
| Home Improvement | 2 | $380,000 | $190,000 | $305,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 46,777 | $16,446,775,000 | $351,000 | $2,505,000 | $127,000 | $6,280,000 |
| Not applicable | 13,875 | $4,739,685,000 | $341,000 | $2,035,000 | $0 | $0 |
| Hispanic | 12,858 | $4,648,240,000 | $361,000 | $2,005,000 | $106,000 | $6,686,000 |
| Not Provided | 12,724 | $4,884,540,000 | $383,000 | $2,225,000 | $129,000 | $3,589,000 |
| Asian | 9,370 | $4,061,030,000 | $433,000 | $2,005,000 | $145,000 | $1,659,000 |
| Black or African American | 6,220 | $2,064,650,000 | $331,000 | $1,485,000 | $100,000 | $1,072,000 |
| Native Hawaiian or Other Pacific Islander | 227 | $93,575,000 | $412,000 | $1,075,000 | $112,000 | $644,000 |
| American Indian or Alaskan Native | 225 | $72,545,000 | $322,000 | $1,185,000 | $105,000 | $415,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 75,182 | $27,884,330,000 | $370,000 | $2,505,000 | $136,000 | $6,686,000 |
| FHA-insured (Federal Housing Administration) | 15,987 | $5,073,495,000 | $317,000 | $1,525,000 | $86,000 | $1,072,000 |
| VA-guaranteed (Veterans Administration) | 8,934 | $3,599,180,000 | $402,000 | $2,035,000 | $107,000 | $1,117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,174 | $454,760,000 | $209,000 | $755,000 | $67,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 64,204 | $23,167,540,000 | $360,000 | $2,225,000 | $125,000 | $6,686,000 |
| Loan Purchased By The Institution | 13,875 | $4,739,685,000 | $341,000 | $2,035,000 | $0 | $0 |
| Application Denied By Financial Institution | 10,469 | $3,875,755,000 | $370,000 | $2,505,000 | $111,000 | $6,280,000 |
| Application Withdrawn By Applicant | 10,052 | $3,819,460,000 | $379,000 | $2,015,000 | $131,000 | $4,368,000 |
| File Closed For Incompleteness | 1,734 | $618,710,000 | $356,000 | $1,845,000 | $125,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 744 | $310,290,000 | $417,000 | $1,275,000 | $85,000 | $921,000 |
| Preapproval Approved but not Accepted | 686 | $299,430,000 | $436,000 | $1,485,000 | $120,000 | $777,000 |
| Application Approved But Not Accepted | 513 | $180,895,000 | $352,000 | $1,245,000 | $117,000 | $1,183,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 91,064 | $32,825,720,000 | $360,000 | $2,225,000 | $126,000 | $6,686,000 |
| Debt-To-Income Ratio | 4,273 | $1,685,345,000 | $394,000 | $2,395,000 | $83,000 | $1,346,000 |
| Credit Application Incomplete | 1,920 | $710,650,000 | $370,000 | $1,595,000 | $136,000 | $1,986,000 |
| Collateral | 1,515 | $499,105,000 | $329,000 | $1,705,000 | $128,000 | $1,912,000 |
| Other | 1,036 | $385,320,000 | $371,000 | $2,505,000 | $138,000 | $6,280,000 |
| Credit History | 911 | $308,575,000 | $338,000 | $2,505,000 | $103,000 | $937,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 753 | $271,625,000 | $360,000 | $1,355,000 | $111,000 | $899,000 |
| Unverifiable Information | 507 | $210,645,000 | $415,000 | $2,185,000 | $127,000 | $992,000 |
| Employment History | 298 | $114,780,000 | $385,000 | $1,505,000 | $94,000 | $500,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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