Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Meridian Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 9,892 |
| Total Mortgage Loan Application Amount | $2,999,300,000 |
| Average Mortgage Loan Application Amount | $327,600 |
| Highest Mortgage Loan Application Amount | $32,005,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $3,521,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,195 | $ 946,115,000 | $ 296,000 | $ 123,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 943 | $ 320,605,000 | $ 339,000 | $ 143,000 |
| WILMINGTON, DE-MD-NJ | 887 | $ 209,265,000 | $ 231,333 | $ 93,333 |
| PHILADELPHIA, PA | 837 | $ 293,735,000 | $ 350,000 | $ 112,000 |
| SALISBURY, MD-DE | 552 | $ 128,520,000 | $ 232,500 | $ 139,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 433 | $ 170,225,000 | $ 404,500 | $ 141,750 |
| CAMDEN, NJ | 375 | $ 84,725,000 | $ 225,000 | $ 119,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 263 | $ 104,675,000 | $ 398,000 | $ 162,000 |
| NA (OUTSIDE OF MSA/MD) | 223 | $ 59,215,000 | $ 347,789 | $ 106,520 |
| DOVER, DE | 149 | $ 33,795,000 | $ 226,000 | $ 60,000 |
| LANCASTER, PA | 125 | $ 27,385,000 | $ 219,000 | $ 95,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 104 | $ 26,350,000 | $ 253,000 | $ 128,000 |
| YORK-HANOVER, PA | 96 | $ 19,880,000 | $ 207,000 | $ 95,000 |
| HARRISBURG-CARLISLE, PA | 81 | $ 17,845,000 | $ 220,000 | $ 108,000 |
| OCEAN CITY, NJ | 79 | $ 30,535,000 | $ 386,000 | $ 264,000 |
| NEW YORK-NEWARK, NY | 62 | $ 22,310,000 | $ 384,500 | $ 186,000 |
| READING, PA | 55 | $ 11,955,000 | $ 217,000 | $ 101,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 47 | $ 17,325,000 | $ 368,000 | $ 111,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 44 | $ 11,840,000 | $ 259,000 | $ 92,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 38 | $ 13,000,000 | $ 401,500 | $ 130,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 33 | $ 11,635,000 | $ 352,000 | $ 65,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 31 | $ 8,745,000 | $ 285,500 | $ 106,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 31 | $ 10,025,000 | $ 323,000 | $ 86,000 |
| NEWARK, NJ-PA | 29 | $ 9,465,000 | $ 272,500 | $ 143,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 27 | $ 9,005,000 | $ 350,000 | $ 94,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 9,640,000 | $ 401,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 23 | $ 8,295,000 | $ 360,000 | $ 135,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 22 | $ 8,720,000 | $ 405,500 | $ 16,000 |
| TRENTON, NJ | 22 | $ 7,110,000 | $ 323,000 | $ 148,000 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 8,545,000 | $ 449,000 | $ 90,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 19 | $ 8,425,000 | $ 437,500 | $ 173,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 19 | $ 6,765,000 | $ 356,000 | $ 133,000 |
| GETTYSBURG, PA | 18 | $ 4,340,000 | $ 241,000 | $ 79,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 18 | $ 7,550,000 | $ 422,500 | $ 33,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 18 | $ 6,200,000 | $ 344,000 | $ 50,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 17 | $ 5,625,000 | $ 330,000 | $ 98,000 |
| DALLAS-PLANO-IRVING, TX | 17 | $ 6,925,000 | $ 407,000 | $ 39,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 17 | $ 7,595,000 | $ 446,000 | $ 140,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 17 | $ 5,635,000 | $ 331,000 | $ 137,000 |
| JACKSONVILLE, FL | 16 | $ 5,290,000 | $ 330,000 | $ 131,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 5,560,000 | $ 347,000 | $ 58,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 15 | $ 3,875,000 | $ 275,000 | $ 142,500 |
| PITTSBURGH, PA | 15 | $ 3,845,000 | $ 256,000 | $ 133,000 |
| RALEIGH, NC | 15 | $ 4,015,000 | $ 267,000 | $ 124,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 14 | $ 6,410,000 | $ 457,000 | $ 38,000 |
| SAN DIEGO-CARLSBAD, CA | 14 | $ 8,280,000 | $ 591,000 | $ 107,000 |
| EAST STROUDSBURG, PA | 13 | $ 2,385,000 | $ 183,000 | $ 108,000 |
| BOSTON, MA | 12 | $ 4,760,000 | $ 396,000 | $ 162,000 |
| COLORADO SPRINGS, CO | 12 | $ 4,230,000 | $ 352,000 | $ 124,000 |
| RICHMOND, VA | 12 | $ 4,240,000 | $ 353,000 | $ 124,000 |
| BLOOMSBURG-BERWICK, PA | 11 | $ 1,795,000 | $ 163,000 | $ 58,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 11 | $ 2,815,000 | $ 255,000 | $ 74,000 |
| FAYETTEVILLE, NC | 11 | $ 2,975,000 | $ 270,000 | $ 28,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 3,615,000 | $ 328,000 | $ 84,000 |
| HUNTSVILLE, AL | 11 | $ 4,665,000 | $ 424,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 11 | $ 5,005,000 | $ 455,000 | $ 523,000 |
| TACOMA-LAKEWOOD, WA | 11 | $ 3,915,000 | $ 355,000 | $ 120,000 |
| WILLIAMSPORT, PA | 11 | $ 1,895,000 | $ 172,000 | $ 63,000 |
| BOISE CITY, ID | 10 | $ 4,050,000 | $ 405,000 | $ 361,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,930,000 | $ 293,000 | $ 142,000 |
| CHICAGO-NAPERVILLE, IL | 10 | $ 3,390,000 | $ 339,000 | $ 94,000 |
| CINCINNATI, OH-KY-IN | 10 | $ 3,410,000 | $ 347,000 | $ 120,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 10 | $ 4,390,000 | $ 439,000 | $ 65,000 |
| RENO, NV | 10 | $ 4,210,000 | $ 421,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 2,210,000 | $ 221,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 2,625,000 | $ 291,000 | $ 238,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,295,000 | $ 255,000 | $ 80,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 4,375,000 | $ 486,000 | $ 203,000 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 3,075,000 | $ 341,000 | $ 243,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 3,405,000 | $ 378,000 | $ 156,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 9 | $ 2,525,000 | $ 280,000 | $ 205,000 |
| OKLAHOMA CITY, OK | 9 | $ 2,825,000 | $ 313,000 | $ 78,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 4,015,000 | $ 446,000 | $ 282,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 3,150,000 | $ 393,000 | $ 149,000 |
| DULUTH, MN-WI | 8 | $ 2,990,000 | $ 305,500 | $ 88,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 3,050,000 | $ 381,000 | $ 169,000 |
| LEBANON, PA | 8 | $ 2,070,000 | $ 258,000 | $ 84,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 2,480,000 | $ 310,000 | $ 47,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 3,180,000 | $ 397,000 | $ 19,000 |
| SALT LAKE CITY, UT | 8 | $ 3,170,000 | $ 396,000 | $ 53,000 |
| URBAN HONOLULU, HI | 8 | $ 4,560,000 | $ 570,000 | $ 33,000 |
| VINELAND-BRIDGETON, NJ | 8 | $ 1,700,000 | $ 212,000 | $ 148,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7 | $ 1,725,000 | $ 246,000 | $ 16,000 |
| BINGHAMTON, NY | 7 | $ 1,065,000 | $ 152,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 1,625,000 | $ 232,000 | $ 107,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 2,295,000 | $ 327,000 | $ 41,000 |
| FRESNO, CA | 7 | $ 2,315,000 | $ 330,000 | $ 96,000 |
| KANSAS CITY, MO-KS | 7 | $ 2,085,000 | $ 299,000 | $ 140,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7 | $ 3,315,000 | $ 473,000 | $ 169,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 7 | $ 3,945,000 | $ 563,000 | $ 144,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 2,495,000 | $ 356,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 2,875,000 | $ 410,000 | $ 0 |
| BEND-REDMOND, OR | 6 | $ 2,290,000 | $ 381,000 | $ 234,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 2,310,000 | $ 385,000 | $ 62,000 |
| COLUMBIA, SC | 6 | $ 2,270,000 | $ 378,000 | $ 163,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,620,000 | $ 270,000 | $ 212,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 2,190,000 | $ 365,000 | $ 53,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 2,400,000 | $ 382,000 | $ 198,000 |
| PROVIDENCE-WARWICK, RI-MA | 6 | $ 2,040,000 | $ 341,000 | $ 121,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 2,300,000 | $ 383,000 | $ 180,000 |
| ALBUQUERQUE, NM | 5 | $ 1,625,000 | $ 325,000 | $ 136,000 |
| ANCHORAGE, AK | 5 | $ 2,045,000 | $ 409,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 1,505,000 | $ 301,000 | $ 128,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 975,000 | $ 195,000 | $ 90,000 |
| COLUMBUS, OH | 5 | $ 1,705,000 | $ 341,000 | $ 64,000 |
| EUGENE, OR | 5 | $ 1,545,000 | $ 309,000 | $ 112,000 |
| LEWISTON, ID-WA | 5 | $ 1,655,000 | $ 291,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 1,785,000 | $ 326,000 | $ 96,500 |
| TUCSON, AZ | 5 | $ 1,975,000 | $ 395,000 | $ 33,000 |
| ASHEVILLE, NC | 4 | $ 1,120,000 | $ 280,000 | $ 91,000 |
| COLUMBUS, GA-AL | 4 | $ 1,030,000 | $ 257,000 | $ 173,000 |
| ELMIRA, NY | 4 | $ 580,000 | $ 145,000 | $ 51,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 1,180,000 | $ 295,000 | $ 122,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 4 | $ 970,000 | $ 242,000 | $ 91,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 1,090,000 | $ 272,000 | $ 61,000 |
| MEDFORD, OR | 4 | $ 1,350,000 | $ 337,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 1,430,000 | $ 357,000 | $ 63,000 |
| MORGANTOWN, WV | 4 | $ 1,030,000 | $ 257,000 | $ 208,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 1,150,000 | $ 287,000 | $ 140,000 |
| PORT ST. LUCIE, FL | 4 | $ 2,300,000 | $ 575,000 | $ 602,000 |
| SALEM, OR | 4 | $ 1,500,000 | $ 375,000 | $ 0 |
| TULSA, OK | 4 | $ 1,320,000 | $ 330,000 | $ 0 |
| WILMINGTON, NC | 4 | $ 1,370,000 | $ 342,000 | $ 63,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 1,175,000 | $ 391,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 2,315,000 | $ 771,000 | $ 271,000 |
| BOWLING GREEN, KY | 3 | $ 945,000 | $ 315,000 | $ 0 |
| COEUR D'ALENE, ID | 3 | $ 955,000 | $ 318,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 1,225,000 | $ 408,000 | $ 76,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 935,000 | $ 311,000 | $ 0 |
| FORT COLLINS, CO | 3 | $ 1,135,000 | $ 378,000 | $ 56,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 1,005,000 | $ 335,000 | $ 129,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 765,000 | $ 255,000 | $ 176,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 755,000 | $ 257,500 | $ 89,000 |
| MISSOULA, MT | 3 | $ 1,805,000 | $ 601,000 | $ 0 |
| MONTGOMERY, AL | 3 | $ 815,000 | $ 271,000 | $ 0 |
| OCALA, FL | 3 | $ 545,000 | $ 181,000 | $ 23,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 1,035,000 | $ 345,000 | $ 130,000 |
| ROCHESTER, NY | 3 | $ 1,015,000 | $ 338,000 | $ 0 |
| SAVANNAH, GA | 3 | $ 965,000 | $ 321,000 | $ 0 |
| SPRINGFIELD, MO | 3 | $ 1,235,000 | $ 411,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 775,000 | $ 225,000 | $ 0 |
| STOCKTON-LODI, CA | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| WINSTON-SALEM, NC | 3 | $ 855,000 | $ 285,000 | $ 208,000 |
| WORCESTER, MA-CT | 3 | $ 1,215,000 | $ 405,000 | $ 96,000 |
| AKRON, OH | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| BARNSTABLE TOWN, MA | 2 | $ 850,000 | $ 425,000 | $ 248,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| BILLINGS, MT | 2 | $ 590,000 | $ 295,000 | $ 0 |
| BOULDER, CO | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| CASPER, WY | 2 | $ 570,000 | $ 285,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 2 | $ 1,000,000 | $ 500,000 | $ 155,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 900,000 | $ 450,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 580,000 | $ 290,000 | $ 42,000 |
| FLORENCE, SC | 2 | $ 620,000 | $ 310,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 410,000 | $ 205,000 | $ 121,000 |
| GAINESVILLE, GA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| GARY, IN | 2 | $ 680,000 | $ 340,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 760,000 | $ 380,000 | $ 0 |
| JACKSONVILLE, NC | 2 | $ 560,000 | $ 280,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 670,000 | $ 335,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 650,000 | $ 325,000 | $ 0 |
| LAWTON, OK | 2 | $ 570,000 | $ 285,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 2 | $ 640,000 | $ 320,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 2 | $ 790,000 | $ 395,000 | $ 121,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 770,000 | $ 385,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 580,000 | $ 290,000 | $ 82,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 650,000 | $ 325,000 | $ 0 |
| PROVO-OREM, UT | 2 | $ 980,000 | $ 490,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 1,180,000 | $ 590,000 | $ 150,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 690,000 | $ 345,000 | $ 57,000 |
| ST. CLOUD, MN | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| STATE COLLEGE, PA | 2 | $ 300,000 | $ 150,000 | $ 142,000 |
| SYRACUSE, NY | 2 | $ 580,000 | $ 290,000 | $ 27,000 |
| TALLAHASSEE, FL | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 720,000 | $ 360,000 | $ 0 |
| WALLA WALLA, WA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| WINCHESTER, VA-WV | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| AMARILLO, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| APPLETON, WI | 1 | $ 355,000 | $ 355,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 365,000 | $ 365,000 | $ 385,000 |
| BAKERSFIELD, CA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| BISMARCK, ND | 1 | $ 305,000 | $ 305,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 425,000 | $ 425,000 | $ 154,000 |
| CARSON CITY, NV | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| CHATTANOOGA, TN-GA | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| CLARKSVILLE, TN-KY | 1 | $ 395,000 | $ 395,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 325,000 | $ 325,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 235,000 | $ 235,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 395,000 | $ 395,000 | $ 0 |
| DECATUR, IL | 1 | $ 365,000 | $ 365,000 | $ 0 |
| EL PASO, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ELGIN, IL | 1 | $ 555,000 | $ 555,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 405,000 | $ 405,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 465,000 | $ 465,000 | $ 288,000 |
| FLAGSTAFF, AZ | 1 | $ 495,000 | $ 495,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 365,000 | $ 365,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 425,000 | $ 425,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 315,000 | $ 315,000 | $ 0 |
| GREELEY, CO | 1 | $ 365,000 | $ 365,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 345,000 | $ 345,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 515,000 | $ 515,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 365,000 | $ 365,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 305,000 | $ 305,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 425,000 | $ 425,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| KNOXVILLE, TN | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| KOKOMO, IN | 1 | $ 415,000 | $ 415,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 345,000 | $ 345,000 | $ 0 |
| LINCOLN, NE | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| LOGAN, UT-ID | 1 | $ 335,000 | $ 335,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| MADERA, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| MOBILE, AL | 1 | $ 325,000 | $ 325,000 | $ 0 |
| NEW BERN, NC | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| PANAMA CITY, FL | 1 | $ 295,000 | $ 295,000 | $ 225,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 315,000 | $ 315,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 715,000 | $ 715,000 | $ 981,000 |
| PUEBLO, CO | 1 | $ 275,000 | $ 275,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| RAPID CITY, SD | 1 | $ 265,000 | $ 265,000 | $ 0 |
| ROANOKE, VA | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| SANTA ROSA, CA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 355,000 | $ 355,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| SPRINGFIELD, MA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| ST. GEORGE, UT | 1 | $ 375,000 | $ 375,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 245,000 | $ 245,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| SUMTER, SC | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| WARNER ROBINS, GA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 285,000 | $ 285,000 | $ 0 |
| WICHITA, KS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| YUBA CITY, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,598 | $1,519,050,000 | $330,000 | $32,005,000 | $139,000 | $3,521,000 |
| Home Purchase | 4,528 | $1,254,630,000 | $277,000 | $14,005,000 | $101,000 | $3,506,000 |
| Cash-out Refinancing | 742 | $218,820,000 | $294,000 | $1,255,000 | $139,000 | $1,709,000 |
| Home Improvement | 20 | $4,810,000 | $240,000 | $575,000 | $120,000 | $258,000 |
| Other Purpose | 4 | $1,990,000 | $497,000 | $785,000 | $221,000 | $509,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,664 | $2,034,710,000 | $305,000 | $32,005,000 | $130,000 | $3,521,000 |
| Black or African American | 1,525 | $387,895,000 | $254,000 | $1,055,000 | $77,000 | $850,000 |
| Not Provided | 678 | $214,760,000 | $316,000 | $1,165,000 | $131,000 | $3,506,000 |
| Hispanic | 465 | $122,735,000 | $263,000 | $825,000 | $78,000 | $1,034,000 |
| Asian | 345 | $114,855,000 | $332,000 | $1,205,000 | $144,000 | $750,000 |
| Not applicable | 185 | $116,415,000 | $629,000 | $14,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $2,830,000 | $202,000 | $385,000 | $67,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,320,000 | $386,000 | $615,000 | $37,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,451 | $2,012,045,000 | $311,000 | $32,005,000 | $140,000 | $3,521,000 |
| FHA-insured (Federal Housing Administration) | 1,651 | $374,105,000 | $226,000 | $635,000 | $67,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 1,484 | $552,930,000 | $372,000 | $1,205,000 | $69,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 306 | $60,220,000 | $196,000 | $465,000 | $54,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,096 | $2,445,080,000 | $302,000 | $14,005,000 | $122,000 | $3,521,000 |
| Application Withdrawn By Applicant | 1,330 | $427,030,000 | $321,000 | $32,005,000 | $110,000 | $1,709,000 |
| Application Denied By Financial Institution | 217 | $54,975,000 | $253,000 | $2,345,000 | $84,000 | $1,325,000 |
| File Closed For Incompleteness | 123 | $33,715,000 | $274,000 | $735,000 | $105,000 | $750,000 |
| Loan Purchased By The Institution | 68 | $18,260,000 | $268,000 | $515,000 | $0 | $0 |
| Application Approved But Not Accepted | 58 | $20,240,000 | $348,000 | $2,875,000 | $127,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,675 | $2,944,325,000 | $304,000 | $32,005,000 | $120,000 | $3,521,000 |
| Debt-To-Income Ratio | 87 | $22,805,000 | $262,000 | $2,345,000 | $57,000 | $233,000 |
| Collateral | 47 | $12,785,000 | $272,000 | $1,125,000 | $143,000 | $1,325,000 |
| Credit History | 33 | $7,015,000 | $212,000 | $515,000 | $79,000 | $453,000 |
| Employment History | 18 | $4,310,000 | $239,000 | $505,000 | $74,000 | $150,000 |
| Unverifiable Information | 13 | $2,855,000 | $219,000 | $365,000 | $82,000 | $183,000 |
| Other | 10 | $3,480,000 | $348,000 | $645,000 | $118,000 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,375,000 | $196,000 | $355,000 | $53,000 | $91,000 |
| Credit Application Incomplete | 2 | $350,000 | $175,000 | $225,000 | $62,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.