Meridian Bank Mortgage Lending & HMDA Data, 2020

In 2020, Meridian Bank of Malvern, PA reported 9,892 mortgage applications totaling $3.0 billion, up 191% from 2019. The average application was for $303,204, and applicants reported an average income of $121,600. 82% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (3,195), Montgomery County-Bucks County-Chester County, PA (943) and Wilmington, DE-MD-NJ (887) (applications in parentheses).

Mortgage Company & Address Meridian Bank
9 Old Lincoln Highway
Malvern, PA 19355
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 9,892
Total Mortgage Loan Application Amount $2,999,300,000
Average Mortgage Loan Application Amount $303,204
Highest Mortgage Loan Application Amount $32,005,000
Average Applicant Income $121,600
Highest Applicant Income $3,521,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Meridian Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Meridian Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore, Maryland 1,181 $ 323,095,000 $ 273,577 $ 117,000
New Castle, Delaware 801 $ 188,325,000 $ 235,112 $ 77,000
Philadelphia, Pennsylvania 550 $ 214,960,000 $ 390,836 $ 102,000
Baltimore City, Maryland 542 $ 130,010,000 $ 239,870 $ 109,000
Anne Arundel, Maryland 529 $ 179,195,000 $ 338,742 $ 125,000
Harford, Maryland 507 $ 153,565,000 $ 302,889 $ 123,000
Sussex, Delaware 474 $ 110,280,000 $ 232,658 $ 94,000
Montgomery, Pennsylvania 385 $ 130,265,000 $ 338,350 $ 150,000
Bucks, Pennsylvania 356 $ 104,650,000 $ 293,960 $ 124,000
Delaware, Pennsylvania 287 $ 78,775,000 $ 274,477 $ 129,000
Howard, Maryland 265 $ 101,145,000 $ 381,679 $ 159,000
Chester, Pennsylvania 202 $ 85,690,000 $ 424,207 $ 165,000
Montgomery, Maryland 196 $ 80,590,000 $ 411,173 $ 174,000
Prince George's, Maryland 168 $ 53,080,000 $ 315,952 $ 103,000
Kent, Delaware 149 $ 33,795,000 $ 226,812 $ 60,000
Carroll, Maryland 136 $ 45,230,000 $ 332,573 $ 140,000
Camden, New Jersey 132 $ 31,210,000 $ 236,439 $ 135,000
Lancaster, Pennsylvania 125 $ 27,385,000 $ 219,080 $ 95,000
Gloucester, New Jersey 123 $ 25,495,000 $ 207,276 $ 103,000
Burlington, New Jersey 120 $ 28,020,000 $ 233,500 $ 117,000
Atlantic, New Jersey 104 $ 26,350,000 $ 253,365 $ 128,000
York, Pennsylvania 96 $ 19,880,000 $ 207,083 $ 95,000
Cape May, New Jersey 79 $ 30,535,000 $ 386,518 $ 264,000
Cecil, Maryland 73 $ 18,205,000 $ 249,383 $ 95,000
Frederick, Maryland 67 $ 24,085,000 $ 359,477 $ 124,000
Worcester, Maryland 59 $ 14,505,000 $ 245,847 $ 226,000
Fairfax, Virginia 59 $ 28,555,000 $ 483,983 $ 190,000
Cumberland, Pennsylvania 57 $ 13,055,000 $ 229,035 $ 115,000
Berks, Pennsylvania 55 $ 11,955,000 $ 217,363 $ 101,000
District of Columbia, District Of Columbia 51 $ 26,185,000 $ 513,431 $ 172,000
Clark, Nevada 47 $ 17,325,000 $ 368,617 $ 111,000
Washington, Maryland 37 $ 10,125,000 $ 273,648 $ 103,000
Queen Anne's, Maryland 35 $ 13,875,000 $ 396,428 $ 163,000
Charles, Maryland 32 $ 10,520,000 $ 328,750 $ 102,000
Maricopa, Arizona 28 $ 9,640,000 $ 344,285 $ 60,000
Ocean, New Jersey 25 $ 8,915,000 $ 356,600 $ 244,000
Loudoun, Virginia 25 $ 11,485,000 $ 459,400 $ 254,000
Calvert, Maryland 23 $ 8,205,000 $ 356,739 $ 112,000
Prince William, Virginia 23 $ 9,285,000 $ 403,695 $ 132,000
Mercer, New Jersey 22 $ 7,110,000 $ 323,181 $ 148,000
Tioga, Pennsylvania 21 $ 2,915,000 $ 138,809 $ 53,000
Dauphin, Pennsylvania 20 $ 4,050,000 $ 202,500 $ 93,000
Bradford, Pennsylvania 19 $ 2,765,000 $ 145,526 $ 63,000
Riverside, California 18 $ 7,320,000 $ 406,666 $ 71,000
Adams, Pennsylvania 18 $ 4,340,000 $ 241,111 $ 79,000
Palm Beach, Florida 17 $ 5,635,000 $ 331,470 $ 137,000
Wicomico, Maryland 17 $ 3,495,000 $ 205,588 $ 54,000
Arlington, Virginia 16 $ 7,620,000 $ 476,250 $ 210,000
Northampton, Pennsylvania 15 $ 3,685,000 $ 245,666 $ 92,000
San Diego, California 14 $ 8,280,000 $ 591,428 $ 107,000
Middlesex, New Jersey 14 $ 4,930,000 $ 352,142 $ 122,000
Salem, New Jersey 13 $ 2,735,000 $ 210,384 $ 108,000
Wake, North Carolina 13 $ 3,685,000 $ 283,461 $ 133,000
Monroe, Pennsylvania 13 $ 2,385,000 $ 183,461 $ 108,000
El Paso, Colorado 12 $ 4,230,000 $ 352,500 $ 124,000
Hillsborough, Florida 12 $ 4,810,000 $ 400,833 $ 113,000
King, Washington 12 $ 4,820,000 $ 401,666 $ 140,000
Collier, Florida 11 $ 5,005,000 $ 455,000 $ 523,000
Talbot, Maryland 11 $ 4,055,000 $ 368,636 $ 190,000
Monmouth, New Jersey 11 $ 4,295,000 $ 390,454 $ 209,000
Morris, New Jersey 11 $ 3,615,000 $ 328,636 $ 127,000
Moore, North Carolina 11 $ 3,775,000 $ 343,181 $ 98,000
Indiana, Pennsylvania 11 $ 1,085,000 $ 98,636 $ 48,000
Lycoming, Pennsylvania 11 $ 1,895,000 $ 172,272 $ 63,000
Horry, South Carolina 11 $ 2,625,000 $ 238,636 $ 170,000
Pierce, Washington 11 $ 3,915,000 $ 355,909 $ 120,000
Lee, Florida 10 $ 2,930,000 $ 293,000 $ 142,000
Washoe, Nevada 10 $ 4,210,000 $ 421,000 $ 0
Columbia, Pennsylvania 10 $ 1,420,000 $ 142,000 $ 57,000
Lehigh, Pennsylvania 10 $ 3,160,000 $ 316,000 $ 266,000
Luzerne, Pennsylvania 10 $ 2,210,000 $ 221,000 $ 103,000
Denton, Texas 10 $ 4,120,000 $ 412,000 $ 37,000
Fauquier, Virginia 10 $ 4,380,000 $ 438,000 $ 226,000
Virginia Beach, Virginia 10 $ 3,880,000 $ 388,000 $ 174,000
Madison, Alabama 9 $ 3,815,000 $ 423,888 $ 0
Miami-Dade, Florida 9 $ 3,405,000 $ 378,333 $ 156,000
St. Mary's, Maryland 9 $ 2,295,000 $ 255,000 $ 80,000
Allegheny, Pennsylvania 9 $ 2,125,000 $ 236,111 $ 164,000
Bexar, Texas 9 $ 2,895,000 $ 321,666 $ 76,000
Alexandria, Virginia 9 $ 4,325,000 $ 480,555 $ 183,000
Fairfield, Connecticut 8 $ 3,150,000 $ 393,750 $ 149,000
Sarasota, Florida 8 $ 2,220,000 $ 277,500 $ 205,000
Honolulu, Hawaii 8 $ 4,560,000 $ 570,000 $ 33,000
Ada, Idaho 8 $ 3,100,000 $ 387,500 $ 442,000
Caroline, Maryland 8 $ 1,410,000 $ 176,250 $ 63,000
Garrett, Maryland 8 $ 2,430,000 $ 303,750 $ 231,000
Hennepin, Minnesota 8 $ 3,060,000 $ 382,500 $ 92,000
Cumberland, New Jersey 8 $ 1,700,000 $ 212,500 $ 148,000
Mecklenburg, North Carolina 8 $ 2,420,000 $ 302,500 $ 104,000
Lebanon, Pennsylvania 8 $ 2,070,000 $ 258,750 $ 84,000
Beaufort, South Carolina 8 $ 3,050,000 $ 381,250 $ 169,000
Davidson, Tennessee 8 $ 2,590,000 $ 323,750 $ 81,000
Chesapeake, Virginia 8 $ 2,530,000 $ 316,250 $ 57,000
Fresno, California 7 $ 2,315,000 $ 330,714 $ 96,000
Los Angeles, California 7 $ 3,315,000 $ 473,571 $ 169,000
Placer, California 7 $ 3,505,000 $ 500,714 $ 54,000
Sacramento, California 7 $ 2,905,000 $ 415,000 $ 0
Solano, California 7 $ 2,875,000 $ 410,714 $ 0
Douglas, Colorado 7 $ 3,535,000 $ 505,000 $ 54,000
Cook, Illinois 7 $ 2,275,000 $ 325,000 $ 41,000
Tioga, New York 7 $ 1,065,000 $ 152,142 $ 66,000
Berkeley, South Carolina 7 $ 2,435,000 $ 347,857 $ 49,000
Tarrant, Texas 7 $ 2,435,000 $ 347,857 $ 243,000
Thurston, Washington 7 $ 2,495,000 $ 356,428 $ 0
Benton, Arkansas 6 $ 1,620,000 $ 270,000 $ 212,000
San Bernardino, California 6 $ 2,320,000 $ 386,666 $ 159,000
Broward, Florida 6 $ 2,190,000 $ 365,000 $ 53,000
Duval, Florida 6 $ 1,870,000 $ 311,666 $ 161,000
Lake, Florida 6 $ 1,750,000 $ 291,666 $ 98,000
Orange, Florida 6 $ 2,640,000 $ 440,000 $ 52,000
Columbia, Georgia 6 $ 1,390,000 $ 231,666 $ 16,000
Gwinnett, Georgia 6 $ 1,830,000 $ 305,000 $ 74,000
Middlesex, Massachusetts 6 $ 3,360,000 $ 560,000 $ 224,000
Plymouth, Massachusetts 6 $ 2,240,000 $ 373,333 $ 130,000
Bergen, New Jersey 6 $ 2,910,000 $ 485,000 $ 144,000
Hunterdon, New Jersey 6 $ 1,930,000 $ 321,666 $ 157,000
Somerset, New Jersey 6 $ 1,670,000 $ 278,333 $ 112,000
Union, New Jersey 6 $ 2,290,000 $ 381,666 $ 211,000
Suffolk, New York 6 $ 2,340,000 $ 390,000 $ 97,000
Cumberland, North Carolina 6 $ 1,680,000 $ 280,000 $ 0
Iredell, North Carolina 6 $ 1,700,000 $ 283,333 $ 66,000
Warren, Ohio 6 $ 2,190,000 $ 365,000 $ 138,000
Deschutes, Oregon 6 $ 2,290,000 $ 381,666 $ 234,000
Multnomah, Oregon 6 $ 2,160,000 $ 360,000 $ 43,000
Stafford, Virginia 6 $ 2,550,000 $ 425,000 $ 137,000
Kitsap, Washington 6 $ 2,310,000 $ 385,000 $ 62,000
Jefferson, Alabama 5 $ 1,215,000 $ 243,000 $ 73,000
Pima, Arizona 5 $ 1,975,000 $ 395,000 $ 33,000
Pinal, Arizona 5 $ 1,995,000 $ 399,000 $ 87,000
Pasco, Florida 5 $ 1,515,000 $ 303,000 $ 92,000
Pinellas, Florida 5 $ 1,695,000 $ 339,000 $ 189,000
St. Johns, Florida 5 $ 2,145,000 $ 429,000 $ 110,000
St. Tammany, Louisiana 5 $ 1,595,000 $ 319,000 $ 16,000
Macomb, Michigan 5 $ 1,775,000 $ 355,000 $ 0
St. Louis, Minnesota 5 $ 2,125,000 $ 425,000 $ 92,000
Erie, New York 5 $ 1,505,000 $ 301,000 $ 128,000
Dare, North Carolina 5 $ 1,835,000 $ 367,000 $ 215,000
Lane, Oregon 5 $ 1,545,000 $ 309,000 $ 112,000
Franklin, Pennsylvania 5 $ 975,000 $ 195,000 $ 90,000
Charleston, South Carolina 5 $ 1,695,000 $ 339,000 $ 174,000
Dorchester, South Carolina 5 $ 1,495,000 $ 299,000 $ 109,000
York, South Carolina 5 $ 1,885,000 $ 377,000 $ 83,000
Shelby, Tennessee 5 $ 2,045,000 $ 409,000 $ 198,000
Williamson, Texas 5 $ 1,455,000 $ 291,000 $ 200,000
Davis, Utah 5 $ 1,585,000 $ 317,000 $ 28,000
Salt Lake, Utah 5 $ 2,075,000 $ 415,000 $ 53,000
Isle of Wight, Virginia 5 $ 1,175,000 $ 235,000 $ 91,000
Clark, Washington 5 $ 2,115,000 $ 423,000 $ 0
Snohomish, Washington 5 $ 2,775,000 $ 555,000 $ 0
Morgan, West Virginia 5 $ 1,245,000 $ 249,000 $ 89,000
Contra Costa, California 4 $ 2,460,000 $ 615,000 $ 125,000
Adams, Colorado 4 $ 1,410,000 $ 352,500 $ 0
Brevard, Florida 4 $ 1,150,000 $ 287,500 $ 140,000
Citrus, Florida 4 $ 1,090,000 $ 272,500 $ 61,000
Flagler, Florida 4 $ 1,260,000 $ 315,000 $ 26,000
Osceola, Florida 4 $ 1,120,000 $ 280,000 $ 106,000
Fulton, Georgia 4 $ 1,480,000 $ 370,000 $ 95,000
Nez Perce, Idaho 4 $ 1,430,000 $ 357,500 $ 0
Flathead, Montana 4 $ 1,230,000 $ 307,500 $ 0
Bernalillo, New Mexico 4 $ 1,230,000 $ 307,500 $ 204,000
Chemung, New York 4 $ 580,000 $ 145,000 $ 51,000
Nassau, New York 4 $ 2,050,000 $ 512,500 $ 0
Brunswick, North Carolina 4 $ 1,250,000 $ 312,500 $ 115,000
New Hanover, North Carolina 4 $ 1,370,000 $ 342,500 $ 63,000
Union, North Carolina 4 $ 1,770,000 $ 442,500 $ 200,000
Delaware, Ohio 4 $ 1,580,000 $ 395,000 $ 96,000
Greene, Ohio 4 $ 960,000 $ 240,000 $ 72,000
Montgomery, Ohio 4 $ 960,000 $ 240,000 $ 77,000
Clackamas, Oregon 4 $ 1,760,000 $ 440,000 $ 0
Jackson, Oregon 4 $ 1,350,000 $ 337,500 $ 0
Washington, Oregon 4 $ 1,670,000 $ 417,500 $ 0
Carbon, Pennsylvania 4 $ 1,320,000 $ 330,000 $ 229,000
Perry, Pennsylvania 4 $ 740,000 $ 185,000 $ 72,000
Schuylkill, Pennsylvania 4 $ 560,000 $ 140,000 $ 35,000
Lexington, South Carolina 4 $ 1,460,000 $ 365,000 $ 175,000
Sumner, Tennessee 4 $ 1,620,000 $ 405,000 $ 0
Guadalupe, Texas 4 $ 1,240,000 $ 310,000 $ 0
Harris, Texas 4 $ 1,460,000 $ 365,000 $ 89,000
Travis, Texas 4 $ 1,170,000 $ 292,500 $ 276,000
Henrico, Virginia 4 $ 1,430,000 $ 357,500 $ 144,000
James City, Virginia 4 $ 1,550,000 $ 387,500 $ 201,000
Suffolk, Virginia 4 $ 1,250,000 $ 312,500 $ 0
Anchorage, Alaska 3 $ 1,195,000 $ 398,333 $ 0
Alameda, California 3 $ 1,485,000 $ 495,000 $ 154,000
Orange, California 3 $ 2,315,000 $ 771,666 $ 271,000
San Joaquin, California 3 $ 1,045,000 $ 348,333 $ 0
Arapahoe, Colorado 3 $ 1,525,000 $ 508,333 $ 0
Larimer, Colorado 3 $ 1,135,000 $ 378,333 $ 56,000
Litchfield, Connecticut 3 $ 955,000 $ 318,333 $ 160,000
Clay, Florida 3 $ 955,000 $ 318,333 $ 0
Marion, Florida 3 $ 545,000 $ 181,666 $ 23,000
Seminole, Florida 3 $ 1,255,000 $ 418,333 $ 311,000
St. Lucie, Florida 3 $ 895,000 $ 298,333 $ 303,000
Volusia, Florida 3 $ 1,035,000 $ 345,000 $ 71,000
Coweta, Georgia 3 $ 1,415,000 $ 471,666 $ 135,000
DeKalb, Georgia 3 $ 1,065,000 $ 355,000 $ 141,000
Douglas, Georgia 3 $ 895,000 $ 298,333 $ 0
Muscogee, Georgia 3 $ 575,000 $ 191,666 $ 173,000
Kootenai, Idaho 3 $ 955,000 $ 318,333 $ 0
Clark, Indiana 3 $ 995,000 $ 331,666 $ 120,000
Warren, Kentucky 3 $ 945,000 $ 315,000 $ 0
Kent, Maryland 3 $ 635,000 $ 211,666 $ 108,000
Essex, Massachusetts 3 $ 1,015,000 $ 338,333 $ 176,000
Norfolk, Massachusetts 3 $ 1,065,000 $ 355,000 $ 170,000
Suffolk, Massachusetts 3 $ 1,455,000 $ 485,000 $ 178,000
Worcester, Massachusetts 3 $ 1,215,000 $ 405,000 $ 96,000
Kent, Michigan 3 $ 855,000 $ 285,000 $ 122,000
Oakland, Michigan 3 $ 1,755,000 $ 585,000 $ 564,000
Wayne, Michigan 3 $ 1,225,000 $ 408,333 $ 76,000
Anoka, Minnesota 3 $ 1,145,000 $ 381,666 $ 82,000
Washington, Minnesota 3 $ 1,705,000 $ 568,333 $ 0
Missoula, Montana 3 $ 1,805,000 $ 601,666 $ 0
Elko, Nevada 3 $ 945,000 $ 315,000 $ 126,000
Rockingham, New Hampshire 3 $ 1,465,000 $ 488,333 $ 180,000
Strafford, New Hampshire 3 $ 835,000 $ 278,333 $ 0
Hudson, New Jersey 3 $ 1,395,000 $ 465,000 $ 180,000
Passaic, New Jersey 3 $ 1,195,000 $ 398,333 $ 181,000
Sussex, New Jersey 3 $ 885,000 $ 295,000 $ 107,000
Dutchess, New York 3 $ 1,235,000 $ 411,666 $ 135,000
Orange, New York 3 $ 1,265,000 $ 421,666 $ 203,000
Durham, North Carolina 3 $ 935,000 $ 311,666 $ 0
Guilford, North Carolina 3 $ 1,005,000 $ 335,000 $ 129,000
Hoke, North Carolina 3 $ 805,000 $ 268,333 $ 85,000
Miami, Ohio 3 $ 895,000 $ 298,333 $ 0
Marion, Oregon 3 $ 1,055,000 $ 351,666 $ 0
Butler, Pennsylvania 3 $ 985,000 $ 328,333 $ 108,000
Cameron, Pennsylvania 3 $ 375,000 $ 125,000 $ 162,000
Greenville, South Carolina 3 $ 705,000 $ 235,000 $ 82,000
Comal, Texas 3 $ 1,145,000 $ 381,666 $ 0
Tooele, Utah 3 $ 1,095,000 $ 365,000 $ 0
Weber, Utah 3 $ 1,595,000 $ 531,666 $ 0
Windsor, Vermont 3 $ 1,365,000 $ 455,000 $ 622,000
Chesterfield, Virginia 3 $ 1,045,000 $ 348,333 $ 0
Culpeper, Virginia 3 $ 755,000 $ 251,666 $ 131,000
Norfolk, Virginia 3 $ 775,000 $ 258,333 $ 98,000
Spotsylvania, Virginia 3 $ 975,000 $ 325,000 $ 76,000
Jefferson, West Virginia 3 $ 985,000 $ 328,333 $ 94,000
St. Croix, Wisconsin 3 $ 1,285,000 $ 428,333 $ 0
Baldwin, Alabama 2 $ 900,000 $ 450,000 $ 0
Limestone, Alabama 2 $ 850,000 $ 425,000 $ 0
Shelby, Alabama 2 $ 410,000 $ 205,000 $ 142,000
Fairbanks North Star, Alaska 2 $ 580,000 $ 290,000 $ 42,000
Matanuska-Susitna, Alaska 2 $ 850,000 $ 425,000 $ 0
Yavapai, Arizona 2 $ 650,000 $ 325,000 $ 0
Sebastian, Arkansas 2 $ 410,000 $ 205,000 $ 121,000
Tulare, California 2 $ 720,000 $ 360,000 $ 0
Ventura, California 2 $ 770,000 $ 385,000 $ 0
Boulder, Colorado 2 $ 640,000 $ 320,000 $ 175,000
Denver, Colorado 2 $ 790,000 $ 395,000 $ 326,000
Jefferson, Colorado 2 $ 790,000 $ 395,000 $ 0
New Haven, Connecticut 2 $ 790,000 $ 395,000 $ 121,000
Leon, Florida 2 $ 1,150,000 $ 575,000 $ 0
Monroe, Florida 2 $ 890,000 $ 445,000 $ 314,000
Nassau, Florida 2 $ 320,000 $ 160,000 $ 67,000
Okaloosa, Florida 2 $ 670,000 $ 335,000 $ 0
Santa Rosa, Florida 2 $ 690,000 $ 345,000 $ 130,000
Chatham, Georgia 2 $ 490,000 $ 245,000 $ 0
Cherokee, Georgia 2 $ 750,000 $ 375,000 $ 0
Forsyth, Georgia 2 $ 670,000 $ 335,000 $ 200,000
Hall, Georgia 2 $ 630,000 $ 315,000 $ 0
DuPage, Illinois 2 $ 720,000 $ 360,000 $ 213,000
Lake, Illinois 2 $ 480,000 $ 240,000 $ 89,000
Lake, Indiana 2 $ 680,000 $ 340,000 $ 0
Johnson, Kansas 2 $ 850,000 $ 425,000 $ 136,000
Jefferson, Louisiana 2 $ 600,000 $ 300,000 $ 138,000
Lafayette, Louisiana 2 $ 670,000 $ 335,000 $ 0
Dorchester, Maryland 2 $ 550,000 $ 275,000 $ 86,000
Somerset, Maryland 2 $ 240,000 $ 120,000 $ 54,000
Barnstable, Massachusetts 2 $ 850,000 $ 425,000 $ 248,000
Bristol, Massachusetts 2 $ 690,000 $ 345,000 $ 0
Carlton, Minnesota 2 $ 650,000 $ 325,000 $ 75,000
Stearns, Minnesota 2 $ 480,000 $ 240,000 $ 99,000
Clay, Missouri 2 $ 530,000 $ 265,000 $ 163,000
Greene, Missouri 2 $ 940,000 $ 470,000 $ 0
Cascade, Montana 2 $ 760,000 $ 380,000 $ 0
Ravalli, Montana 2 $ 600,000 $ 300,000 $ 0
Yellowstone, Montana 2 $ 590,000 $ 295,000 $ 0
Douglas, Nevada 2 $ 770,000 $ 385,000 $ 0
Lyon, Nevada 2 $ 570,000 $ 285,000 $ 0
Nye, Nevada 2 $ 520,000 $ 260,000 $ 0
Cheshire, New Hampshire 2 $ 590,000 $ 295,000 $ 65,000
Hillsborough, New Hampshire 2 $ 640,000 $ 320,000 $ 0
Essex, New Jersey 2 $ 530,000 $ 265,000 $ 113,000
Warren, New Jersey 2 $ 580,000 $ 290,000 $ 41,000
Dona Ana, New Mexico 2 $ 650,000 $ 325,000 $ 0
Monroe, New York 2 $ 690,000 $ 345,000 $ 0
Saratoga, New York 2 $ 760,000 $ 380,000 $ 0
Cabarrus, North Carolina 2 $ 680,000 $ 340,000 $ 0
Carteret, North Carolina 2 $ 900,000 $ 450,000 $ 64,000
Forsyth, North Carolina 2 $ 650,000 $ 325,000 $ 273,000
Franklin, North Carolina 2 $ 330,000 $ 165,000 $ 69,000
Harnett, North Carolina 2 $ 490,000 $ 245,000 $ 0
Henderson, North Carolina 2 $ 580,000 $ 290,000 $ 96,000
Onslow, North Carolina 2 $ 560,000 $ 280,000 $ 0
Clermont, Ohio 2 $ 610,000 $ 305,000 $ 66,000
Summit, Ohio 2 $ 490,000 $ 245,000 $ 48,000
Wayne, Ohio 2 $ 340,000 $ 170,000 $ 99,000
Cleveland, Oklahoma 2 $ 800,000 $ 400,000 $ 0
Comanche, Oklahoma 2 $ 570,000 $ 285,000 $ 0
Grady, Oklahoma 2 $ 730,000 $ 365,000 $ 97,000
McClain, Oklahoma 2 $ 590,000 $ 295,000 $ 0
Oklahoma, Oklahoma 2 $ 400,000 $ 200,000 $ 0
Tulsa, Oklahoma 2 $ 650,000 $ 325,000 $ 0
Columbia, Oregon 2 $ 710,000 $ 355,000 $ 0
Bedford, Pennsylvania 2 $ 330,000 $ 165,000 $ 81,000
Centre, Pennsylvania 2 $ 300,000 $ 150,000 $ 142,000
McKean, Pennsylvania 2 $ 160,000 $ 80,000 $ 44,000
Sullivan, Pennsylvania 2 $ 280,000 $ 140,000 $ 88,000
Washington, Rhode Island 2 $ 650,000 $ 325,000 $ 0
Florence, South Carolina 2 $ 620,000 $ 310,000 $ 0
Lincoln, Tennessee 2 $ 550,000 $ 275,000 $ 0
Rutherford, Tennessee 2 $ 530,000 $ 265,000 $ 0
Williamson, Tennessee 2 $ 820,000 $ 410,000 $ 0
Collin, Texas 2 $ 1,060,000 $ 530,000 $ 0
Dallas, Texas 2 $ 740,000 $ 370,000 $ 121,000
Fort Bend, Texas 2 $ 760,000 $ 380,000 $ 0
Hardin, Texas 2 $ 310,000 $ 155,000 $ 41,000
Montgomery, Texas 2 $ 500,000 $ 250,000 $ 77,000
Utah, Utah 2 $ 980,000 $ 490,000 $ 0
Falls Church, Virginia 2 $ 1,320,000 $ 660,000 $ 245,000
Hanover, Virginia 2 $ 540,000 $ 270,000 $ 120,000
Westmoreland, Virginia 2 $ 250,000 $ 125,000 $ 40,000
Clallam, Washington 2 $ 930,000 $ 465,000 $ 0
Island, Washington 2 $ 1,060,000 $ 530,000 $ 0
Mason, Washington 2 $ 690,000 $ 345,000 $ 0
Spokane, Washington 2 $ 690,000 $ 345,000 $ 57,000
Walla Walla, Washington 2 $ 630,000 $ 315,000 $ 0
Berkeley, West Virginia 2 $ 470,000 $ 235,000 $ 67,000
Monongalia, West Virginia 2 $ 670,000 $ 335,000 $ 209,000
Preston, West Virginia 2 $ 360,000 $ 180,000 $ 207,000
Waukesha, Wisconsin 2 $ 960,000 $ 480,000 $ 0
Natrona, Wyoming 2 $ 570,000 $ 285,000 $ 0
Autauga, Alabama 1 $ 185,000 $ 185,000 $ 0
Coffee, Alabama 1 $ 265,000 $ 265,000 $ 0
Elmore, Alabama 1 $ 335,000 $ 335,000 $ 0
Fayette, Alabama 1 $ 305,000 $ 305,000 $ 0
Mobile, Alabama 1 $ 325,000 $ 325,000 $ 0
Montgomery, Alabama 1 $ 295,000 $ 295,000 $ 0
Coconino, Arizona 1 $ 495,000 $ 495,000 $ 0
Navajo, Arizona 1 $ 565,000 $ 565,000 $ 0
Pope, Arkansas 1 $ 335,000 $ 335,000 $ 0
White, Arkansas 1 $ 395,000 $ 395,000 $ 0
Colusa, California 1 $ 455,000 $ 455,000 $ 0
Kern, California 1 $ 335,000 $ 335,000 $ 0
Kings, California 1 $ 285,000 $ 285,000 $ 0
Lake, California 1 $ 315,000 $ 315,000 $ 0
Madera, California 1 $ 315,000 $ 315,000 $ 0
San Francisco, California 1 $ 415,000 $ 415,000 $ 169,000
San Mateo, California 1 $ 765,000 $ 765,000 $ 132,000
Santa Barbara, California 1 $ 405,000 $ 405,000 $ 0
Santa Clara, California 1 $ 1,205,000 $ 1,205,000 $ 0
Santa Cruz, California 1 $ 435,000 $ 435,000 $ 0
Sonoma, California 1 $ 695,000 $ 695,000 $ 0
Sutter, California 1 $ 405,000 $ 405,000 $ 0
Park, Colorado 1 $ 495,000 $ 495,000 $ 0
Pueblo, Colorado 1 $ 275,000 $ 275,000 $ 0
Weld, Colorado 1 $ 365,000 $ 365,000 $ 0
Hartford, Connecticut 1 $ 255,000 $ 255,000 $ 0
Middlesex, Connecticut 1 $ 255,000 $ 255,000 $ 183,000
New London, Connecticut 1 $ 245,000 $ 245,000 $ 68,000
Tolland, Connecticut 1 $ 255,000 $ 255,000 $ 170,000
Alachua, Florida 1 $ 365,000 $ 365,000 $ 0
Bay, Florida 1 $ 295,000 $ 295,000 $ 225,000
Charlotte, Florida 1 $ 275,000 $ 275,000 $ 73,000
DeSoto, Florida 1 $ 405,000 $ 405,000 $ 0
Escambia, Florida 1 $ 345,000 $ 345,000 $ 0
Gulf, Florida 1 $ 395,000 $ 395,000 $ 0
Hernando, Florida 1 $ 275,000 $ 275,000 $ 0
Manatee, Florida 1 $ 305,000 $ 305,000 $ 0
Martin, Florida 1 $ 1,405,000 $ 1,405,000 $ 1,200,000
Walton, Florida 1 $ 355,000 $ 355,000 $ 0
Bartow, Georgia 1 $ 165,000 $ 165,000 $ 0
Camden, Georgia 1 $ 585,000 $ 585,000 $ 0
Catoosa, Georgia 1 $ 155,000 $ 155,000 $ 23,000
Clarke, Georgia 1 $ 365,000 $ 365,000 $ 385,000
Clayton, Georgia 1 $ 85,000 $ 85,000 $ 168,000
Effingham, Georgia 1 $ 475,000 $ 475,000 $ 0
Fayette, Georgia 1 $ 295,000 $ 295,000 $ 0
Habersham, Georgia 1 $ 395,000 $ 395,000 $ 0
Harris, Georgia 1 $ 455,000 $ 455,000 $ 0
Henry, Georgia 1 $ 335,000 $ 335,000 $ 0
Long, Georgia 1 $ 375,000 $ 375,000 $ 0
Meriwether, Georgia 1 $ 465,000 $ 465,000 $ 0
Paulding, Georgia 1 $ 185,000 $ 185,000 $ 37,000
Peach, Georgia 1 $ 265,000 $ 265,000 $ 0
Richmond, Georgia 1 $ 335,000 $ 335,000 $ 0
Spalding, Georgia 1 $ 145,000 $ 145,000 $ 0
Walton, Georgia 1 $ 245,000 $ 245,000 $ 0
Kauai, Hawaii 1 $ 605,000 $ 605,000 $ 0
Boise, Idaho 1 $ 515,000 $ 515,000 $ 0
Canyon, Idaho 1 $ 435,000 $ 435,000 $ 118,000
Jefferson, Idaho 1 $ 365,000 $ 365,000 $ 0
Teton, Idaho 1 $ 685,000 $ 685,000 $ 204,000
Kane, Illinois 1 $ 555,000 $ 555,000 $ 0
Kankakee, Illinois 1 $ 305,000 $ 305,000 $ 162,000
Macon, Illinois 1 $ 365,000 $ 365,000 $ 0
St. Clair, Illinois 1 $ 125,000 $ 125,000 $ 0
Will, Illinois 1 $ 395,000 $ 395,000 $ 126,000
Bartholomew, Indiana 1 $ 165,000 $ 165,000 $ 0
Elkhart, Indiana 1 $ 405,000 $ 405,000 $ 0
Floyd, Indiana 1 $ 515,000 $ 515,000 $ 127,000
Howard, Indiana 1 $ 415,000 $ 415,000 $ 0
Huntington, Indiana 1 $ 375,000 $ 375,000 $ 0
Jackson, Indiana 1 $ 295,000 $ 295,000 $ 0
Marion, Indiana 1 $ 305,000 $ 305,000 $ 0
Fayette, Iowa 1 $ 285,000 $ 285,000 $ 0
Pottawattamie, Iowa 1 $ 175,000 $ 175,000 $ 93,000
Scott, Iowa 1 $ 395,000 $ 395,000 $ 0
Finney, Kansas 1 $ 355,000 $ 355,000 $ 0
Sedgwick, Kansas 1 $ 145,000 $ 145,000 $ 0
Wyandotte, Kansas 1 $ 75,000 $ 75,000 $ 80,000
Bourbon, Kentucky 1 $ 345,000 $ 345,000 $ 0
Breckinridge, Kentucky 1 $ 285,000 $ 285,000 $ 0
Jefferson, Kentucky 1 $ 275,000 $ 275,000 $ 70,000
Kenton, Kentucky 1 $ 355,000 $ 355,000 $ 0
Lyon, Kentucky 1 $ 185,000 $ 185,000 $ 43,000
Taylor, Kentucky 1 $ 425,000 $ 425,000 $ 0
Ascension, Louisiana 1 $ 205,000 $ 205,000 $ 72,000
Bossier, Louisiana 1 $ 405,000 $ 405,000 $ 0
Calcasieu, Louisiana 1 $ 375,000 $ 375,000 $ 0
Natchitoches, Louisiana 1 $ 385,000 $ 385,000 $ 0
Plaquemines, Louisiana 1 $ 285,000 $ 285,000 $ 0
Cumberland, Maine 1 $ 275,000 $ 275,000 $ 82,000
Hancock, Maine 1 $ 435,000 $ 435,000 $ 0
York, Maine 1 $ 305,000 $ 305,000 $ 0
Allegany, Maryland 1 $ 365,000 $ 365,000 $ 102,000
Berkshire, Massachusetts 1 $ 715,000 $ 715,000 $ 981,000
Hampden, Massachusetts 1 $ 335,000 $ 335,000 $ 0
Cass, Michigan 1 $ 175,000 $ 175,000 $ 47,000
Lapeer, Michigan 1 $ 485,000 $ 485,000 $ 0
Ottawa, Michigan 1 $ 325,000 $ 325,000 $ 0
Morrison, Minnesota 1 $ 145,000 $ 145,000 $ 54,000
Wright, Minnesota 1 $ 355,000 $ 355,000 $ 0
DeSoto, Mississippi 1 $ 355,000 $ 355,000 $ 0
Boone, Missouri 1 $ 235,000 $ 235,000 $ 0
Buchanan, Missouri 1 $ 245,000 $ 245,000 $ 0
Christian, Missouri 1 $ 295,000 $ 295,000 $ 0
Cole, Missouri 1 $ 425,000 $ 425,000 $ 0
Franklin, Missouri 1 $ 385,000 $ 385,000 $ 0
Jackson, Missouri 1 $ 325,000 $ 325,000 $ 0
Platte, Missouri 1 $ 305,000 $ 305,000 $ 0
St. Charles, Missouri 1 $ 265,000 $ 265,000 $ 0
Gallatin, Montana 1 $ 855,000 $ 855,000 $ 250,000
Park, Montana 1 $ 325,000 $ 325,000 $ 0
Douglas, Nebraska 1 $ 285,000 $ 285,000 $ 0
Lancaster, Nebraska 1 $ 405,000 $ 405,000 $ 102,000
Merrick, Nebraska 1 $ 315,000 $ 315,000 $ 0
Wayne, Nebraska 1 $ 195,000 $ 195,000 $ 145,000
Carson City, Nevada 1 $ 75,000 $ 75,000 $ 20,000
Grafton, New Hampshire 1 $ 165,000 $ 165,000 $ 82,000
Merrimack, New Hampshire 1 $ 275,000 $ 275,000 $ 0
Rio Arriba, New Mexico 1 $ 405,000 $ 405,000 $ 0
Sandoval, New Mexico 1 $ 395,000 $ 395,000 $ 0
Allegany, New York 1 $ 125,000 $ 125,000 $ 31,000
Cattaraugus, New York 1 $ 85,000 $ 85,000 $ 46,000
Cortland, New York 1 $ 235,000 $ 235,000 $ 0
Essex, New York 1 $ 165,000 $ 165,000 $ 257,000
Jefferson, New York 1 $ 285,000 $ 285,000 $ 0
Kings, New York 1 $ 305,000 $ 305,000 $ 166,000
New York, New York 1 $ 325,000 $ 325,000 $ 407,000
Onondaga, New York 1 $ 395,000 $ 395,000 $ 0
Ontario, New York 1 $ 325,000 $ 325,000 $ 0
Oswego, New York 1 $ 185,000 $ 185,000 $ 55,000
Putnam, New York 1 $ 165,000 $ 165,000 $ 76,000
Queens, New York 1 $ 415,000 $ 415,000 $ 89,000
Rensselaer, New York 1 $ 415,000 $ 415,000 $ 0
Richmond, New York 1 $ 375,000 $ 375,000 $ 0
Rockland, New York 1 $ 405,000 $ 405,000 $ 0
Steuben, New York 1 $ 95,000 $ 95,000 $ 55,000
Westchester, New York 1 $ 935,000 $ 935,000 $ 0
Avery, North Carolina 1 $ 185,000 $ 185,000 $ 225,000
Buncombe, North Carolina 1 $ 215,000 $ 215,000 $ 80,000
Caldwell, North Carolina 1 $ 515,000 $ 515,000 $ 0
Craven, North Carolina 1 $ 185,000 $ 185,000 $ 38,000
Currituck, North Carolina 1 $ 465,000 $ 465,000 $ 144,000
Davidson, North Carolina 1 $ 205,000 $ 205,000 $ 77,000
Gaston, North Carolina 1 $ 315,000 $ 315,000 $ 0
Haywood, North Carolina 1 $ 325,000 $ 325,000 $ 0
Lincoln, North Carolina 1 $ 235,000 $ 235,000 $ 126,000
Pitt, North Carolina 1 $ 345,000 $ 345,000 $ 0
Polk, North Carolina 1 $ 385,000 $ 385,000 $ 0
Stanly, North Carolina 1 $ 145,000 $ 145,000 $ 96,000
Burleigh, North Dakota 1 $ 305,000 $ 305,000 $ 0
Cass, North Dakota 1 $ 465,000 $ 465,000 $ 288,000
Grand Forks, North Dakota 1 $ 425,000 $ 425,000 $ 0
Stark, North Dakota 1 $ 275,000 $ 275,000 $ 0
Clark, Ohio 1 $ 115,000 $ 115,000 $ 64,000
Cuyahoga, Ohio 1 $ 435,000 $ 435,000 $ 155,000
Defiance, Ohio 1 $ 345,000 $ 345,000 $ 0
Geauga, Ohio 1 $ 565,000 $ 565,000 $ 0
Hamilton, Ohio 1 $ 255,000 $ 255,000 $ 0
Licking, Ohio 1 $ 125,000 $ 125,000 $ 0
Mahoning, Ohio 1 $ 255,000 $ 255,000 $ 91,000
Marion, Ohio 1 $ 235,000 $ 235,000 $ 0
Mercer, Ohio 1 $ 335,000 $ 335,000 $ 0
Canadian, Oklahoma 1 $ 305,000 $ 305,000 $ 120,000
Carter, Oklahoma 1 $ 305,000 $ 305,000 $ 0
Rogers, Oklahoma 1 $ 385,000 $ 385,000 $ 0
Wagoner, Oklahoma 1 $ 285,000 $ 285,000 $ 0
Coos, Oregon 1 $ 445,000 $ 445,000 $ 0
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Mortgage Loan Application Detail Totals for Meridian Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,598 $1,519,050,000 $330,000 $32,005,000 $139,000 $3,521,000
Home Purchase 4,528 $1,254,630,000 $277,000 $14,005,000 $101,000 $3,506,000
Cash-out Refinancing 742 $218,820,000 $294,000 $1,255,000 $139,000 $1,709,000
Home Improvement 20 $4,810,000 $240,000 $575,000 $120,000 $258,000
Other Purpose 4 $1,990,000 $497,000 $785,000 $221,000 $509,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,664 $2,034,710,000 $305,000 $32,005,000 $130,000 $3,521,000
Black or African American 1,525 $387,895,000 $254,000 $1,055,000 $77,000 $850,000
Not Provided 678 $214,760,000 $316,000 $1,165,000 $131,000 $3,506,000
Hispanic 465 $122,735,000 $263,000 $825,000 $78,000 $1,034,000
Asian 345 $114,855,000 $332,000 $1,205,000 $144,000 $750,000
Not applicable 185 $116,415,000 $629,000 $14,005,000 $0 $0
American Indian or Alaskan Native 14 $2,830,000 $202,000 $385,000 $67,000 $126,000
Native Hawaiian or Other Pacific Islander 6 $2,320,000 $386,000 $615,000 $37,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,451 $2,012,045,000 $311,000 $32,005,000 $140,000 $3,521,000
FHA-insured (Federal Housing Administration) 1,651 $374,105,000 $226,000 $635,000 $67,000 $295,000
VA-guaranteed (Veterans Administration) 1,484 $552,930,000 $372,000 $1,205,000 $69,000 $349,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 306 $60,220,000 $196,000 $465,000 $54,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,096 $2,445,080,000 $302,000 $14,005,000 $122,000 $3,521,000
Application Withdrawn By Applicant 1,330 $427,030,000 $321,000 $32,005,000 $110,000 $1,709,000
Application Denied By Financial Institution 217 $54,975,000 $253,000 $2,345,000 $84,000 $1,325,000
File Closed For Incompleteness 123 $33,715,000 $274,000 $735,000 $105,000 $750,000
Loan Purchased By The Institution 68 $18,260,000 $268,000 $515,000 $0 $0
Application Approved But Not Accepted 58 $20,240,000 $348,000 $2,875,000 $127,000 $1,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,675 $2,944,325,000 $304,000 $32,005,000 $120,000 $3,521,000
Debt-To-Income Ratio 87 $22,805,000 $262,000 $2,345,000 $57,000 $233,000
Collateral 47 $12,785,000 $272,000 $1,125,000 $143,000 $1,325,000
Credit History 33 $7,015,000 $212,000 $515,000 $79,000 $453,000
Employment History 18 $4,310,000 $239,000 $505,000 $74,000 $150,000
Unverifiable Information 13 $2,855,000 $219,000 $365,000 $82,000 $183,000
Other 10 $3,480,000 $348,000 $645,000 $118,000 $212,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,375,000 $196,000 $355,000 $53,000 $91,000
Credit Application Incomplete 2 $350,000 $175,000 $225,000 $62,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Meridian Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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