Merrill Lynch Mortgage Lending Mortgage Lending & HMDA Data, 2007

In 2007, Merrill Lynch Mortgage Lending of New York, NY reported 54,128 mortgage applications totaling $14.9 billion, down 59% from 2006. The average application was for $275,771, and applicants reported an average income of $0. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,211), Chicago-Naperville-Joliet, IL (2,109) and Riverside-San Bernardino-Ontario, CA (1,897) (applications in parentheses).

Mortgage Company & Address Merrill Lynch Mortgage Lending
4 World Financial Center, 12th Floor
New York, NY 10280
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  
Total Number of Mortgage Applications 54,128
Total Mortgage Loan Application Amount $14,926,964,000
Average Mortgage Loan Application Amount $275,771
Highest Mortgage Loan Application Amount $40,000,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Merrill Lynch Mortgage Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Merrill Lynch Mortgage Lending by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,211 $ 862,897,000 $ 390,274 $ 0
Cook, Illinois 1,530 $ 352,612,000 $ 230,465 $ 0
Maricopa, Arizona 1,489 $ 353,210,000 $ 237,212 $ 0
Riverside, California 1,051 $ 342,416,000 $ 325,800 $ 0
Clark, Nevada 937 $ 223,404,000 $ 238,424 $ 0
Miami-Dade, Florida 926 $ 274,405,000 $ 296,333 $ 0
San Bernardino, California 846 $ 221,113,000 $ 261,362 $ 0
San Diego, California 821 $ 344,355,000 $ 419,433 $ 0
Orange, California 706 $ 356,784,000 $ 505,359 $ 0
Broward, Florida 601 $ 185,128,000 $ 308,033 $ 0
Harris, Texas 592 $ 68,868,000 $ 116,331 $ 0
King, Washington 538 $ 157,145,000 $ 292,091 $ 0
Prince George's, Maryland 526 $ 144,774,000 $ 275,235 $ 0
Sacramento, California 498 $ 126,168,000 $ 253,349 $ 0
Wayne, Michigan 492 $ 61,806,000 $ 125,621 $ 0
Orange, Florida 459 $ 142,788,000 $ 311,084 $ 0
Salt Lake, Utah 456 $ 148,096,000 $ 324,771 $ 0
Santa Clara, California 430 $ 211,972,000 $ 492,958 $ 0
Alameda, California 417 $ 173,254,000 $ 415,477 $ 0
Contra Costa, California 405 $ 167,441,000 $ 413,434 $ 0
Hillsborough, Florida 398 $ 97,584,000 $ 245,185 $ 0
Palm Beach, Florida 394 $ 154,132,000 $ 391,197 $ 0
Pierce, Washington 344 $ 66,620,000 $ 193,662 $ 0
Shelby, Tennessee 334 $ 42,153,000 $ 126,206 $ 0
Lee, Florida 320 $ 80,205,000 $ 250,640 $ 0
Fulton, Georgia 319 $ 81,845,000 $ 256,567 $ 0
Queens, New York 316 $ 115,441,000 $ 365,319 $ 0
Suffolk, New York 308 $ 114,181,000 $ 370,717 $ 0
San Joaquin, California 302 $ 86,453,000 $ 286,268 $ 0
Fresno, California 280 $ 50,405,000 $ 180,017 $ 0
Dallas, Texas 268 $ 106,395,000 $ 396,996 $ 0
Hennepin, Minnesota 260 $ 55,666,000 $ 214,100 $ 0
Middlesex, Massachusetts 259 $ 93,016,000 $ 359,135 $ 0
Duval, Florida 253 $ 139,663,000 $ 552,027 $ 0
Milwaukee, Wisconsin 253 $ 26,433,000 $ 104,478 $ 0
Snohomish, Washington 250 $ 57,762,000 $ 231,048 $ 0
Kern, California 244 $ 46,517,000 $ 190,643 $ 0
Montgomery, Maryland 244 $ 89,332,000 $ 366,114 $ 0
Oakland, Michigan 235 $ 51,871,000 $ 220,727 $ 0
Nassau, New York 235 $ 87,724,000 $ 373,293 $ 0
Baltimore, Maryland 233 $ 56,998,000 $ 244,626 $ 0
Kings, New York 233 $ 89,523,000 $ 384,218 $ 0
Pinellas, Florida 224 $ 47,524,000 $ 212,160 $ 0
DeKalb, Georgia 218 $ 58,026,000 $ 266,174 $ 0
St. Louis, Missouri 217 $ 27,912,000 $ 128,626 $ 0
Stanislaus, California 214 $ 54,933,000 $ 256,696 $ 0
Multnomah, Oregon 213 $ 44,421,000 $ 208,549 $ 0
Tarrant, Texas 212 $ 65,461,000 $ 308,778 $ 0
Providence, Rhode Island 210 $ 38,425,000 $ 182,976 $ 0
Gwinnett, Georgia 201 $ 57,798,000 $ 287,552 $ 0
Worcester, Massachusetts 199 $ 38,895,000 $ 195,452 $ 0
Mecklenburg, North Carolina 198 $ 32,274,000 $ 163,000 $ 0
Will, Illinois 195 $ 38,499,000 $ 197,430 $ 0
Baltimore City, Maryland 194 $ 26,689,000 $ 137,572 $ 0
Pima, Arizona 190 $ 38,371,000 $ 201,952 $ 0
Hamilton, Ohio 188 $ 18,519,000 $ 98,505 $ 0
Essex, New Jersey 182 $ 53,592,000 $ 294,461 $ 0
Franklin, Ohio 180 $ 107,324,000 $ 596,244 $ 0
Fairfax, Virginia 178 $ 70,331,000 $ 395,117 $ 0
Osceola, Florida 177 $ 51,784,000 $ 292,564 $ 0
Solano, California 175 $ 61,149,000 $ 349,422 $ 0
Ventura, California 174 $ 80,268,000 $ 461,310 $ 0
Denver, Colorado 174 $ 30,504,000 $ 175,310 $ 0
Arapahoe, Colorado 173 $ 45,764,000 $ 264,531 $ 0
Davidson, Tennessee 173 $ 20,757,000 $ 119,982 $ 0
Washington, Oregon 169 $ 32,827,000 $ 194,242 $ 0
Philadelphia, Pennsylvania 169 $ 20,364,000 $ 120,497 $ 0
Pasco, Florida 168 $ 41,142,000 $ 244,892 $ 0
Cobb, Georgia 168 $ 61,753,000 $ 367,577 $ 0
Adams, Colorado 167 $ 54,581,000 $ 326,832 $ 0
Essex, Massachusetts 167 $ 51,688,000 $ 309,508 $ 0
Macomb, Michigan 163 $ 41,258,000 $ 253,116 $ 0
Polk, Florida 162 $ 35,228,000 $ 217,456 $ 0
Cuyahoga, Ohio 162 $ 19,501,000 $ 120,376 $ 0
Fairfield, Connecticut 160 $ 69,247,000 $ 432,793 $ 0
Utah, Utah 160 $ 25,037,000 $ 156,481 $ 0
DuPage, Illinois 156 $ 44,874,000 $ 287,653 $ 0
Clark, Washington 156 $ 32,688,000 $ 209,538 $ 0
New Haven, Connecticut 153 $ 23,460,000 $ 153,333 $ 0
Seminole, Florida 151 $ 52,399,000 $ 347,013 $ 0
Marion, Indiana 151 $ 82,264,000 $ 544,794 $ 0
Wake, North Carolina 150 $ 50,716,000 $ 338,106 $ 0
Prince William, Virginia 149 $ 49,508,000 $ 332,268 $ 0
Bergen, New Jersey 148 $ 66,832,000 $ 451,567 $ 0
Pinal, Arizona 144 $ 20,501,000 $ 142,368 $ 0
Suffolk, Massachusetts 142 $ 46,266,000 $ 325,816 $ 0
Collier, Florida 140 $ 59,825,000 $ 427,321 $ 0
San Mateo, California 139 $ 83,450,000 $ 600,359 $ 0
Jefferson, Alabama 136 $ 15,054,000 $ 110,691 $ 0
Volusia, Florida 135 $ 30,168,000 $ 223,466 $ 0
Lake, Illinois 134 $ 37,190,000 $ 277,537 $ 0
Plymouth, Massachusetts 132 $ 34,822,000 $ 263,803 $ 0
Bexar, Texas 132 $ 36,534,000 $ 276,772 $ 0
Westchester, New York 131 $ 68,584,000 $ 523,541 $ 0
Brevard, Florida 130 $ 32,229,000 $ 247,915 $ 0
Washoe, Nevada 129 $ 32,832,000 $ 254,511 $ 0
Sonoma, California 128 $ 54,461,000 $ 425,476 $ 0
Sarasota, Florida 126 $ 37,165,000 $ 294,960 $ 0
El Paso, Colorado 125 $ 19,055,000 $ 152,440 $ 0
Anne Arundel, Maryland 124 $ 37,327,000 $ 301,024 $ 0
Clackamas, Oregon 124 $ 35,994,000 $ 290,274 $ 0
Placer, California 123 $ 42,498,000 $ 345,512 $ 0
Manatee, Florida 118 $ 35,729,000 $ 302,788 $ 0
Bristol, Massachusetts 118 $ 30,074,000 $ 254,864 $ 0
Fort Bend, Texas 118 $ 11,580,000 $ 98,135 $ 0
Spokane, Washington 117 $ 14,034,000 $ 119,948 $ 0
Lake, Indiana 116 $ 11,440,000 $ 98,620 $ 0
Hartford, Connecticut 115 $ 20,957,000 $ 182,234 $ 0
Davis, Utah 114 $ 50,773,000 $ 445,377 $ 0
Jackson, Missouri 113 $ 11,473,000 $ 101,530 $ 0
Ramsey, Minnesota 112 $ 19,303,000 $ 172,348 $ 0
Monterey, California 110 $ 48,513,000 $ 441,027 $ 0
St. Lucie, Florida 110 $ 27,233,000 $ 247,572 $ 0
Kane, Illinois 108 $ 20,866,000 $ 193,203 $ 0
Norfolk, Massachusetts 108 $ 44,792,000 $ 414,740 $ 0
Camden, New Jersey 108 $ 56,029,000 $ 518,787 $ 0
Hudson, New Jersey 108 $ 39,142,000 $ 362,425 $ 0
Middlesex, New Jersey 108 $ 32,694,000 $ 302,722 $ 0
District of Columbia, District Of Columbia 106 $ 37,572,000 $ 354,452 $ 0
Monmouth, New Jersey 105 $ 42,421,000 $ 404,009 $ 0
Denton, Texas 105 $ 47,040,000 $ 448,000 $ 0
Tulare, California 104 $ 15,976,000 $ 153,615 $ 0
Bernalillo, New Mexico 104 $ 17,685,000 $ 170,048 $ 0
Clayton, Georgia 101 $ 50,292,000 $ 497,940 $ 0
Bronx, New York 100 $ 32,807,000 $ 328,070 $ 0
Jefferson, Colorado 99 $ 37,197,000 $ 375,727 $ 0
Ada, Idaho 97 $ 22,936,000 $ 236,453 $ 0
Union, New Jersey 97 $ 33,827,000 $ 348,731 $ 0
El Paso, Texas 96 $ 11,804,000 $ 122,958 $ 0
Jefferson, Kentucky 95 $ 30,370,000 $ 319,684 $ 0
Travis, Texas 95 $ 15,853,000 $ 166,873 $ 0
San Francisco, California 94 $ 52,917,000 $ 562,946 $ 0
Weber, Utah 94 $ 36,573,000 $ 389,074 $ 0
Loudoun, Virginia 93 $ 36,591,000 $ 393,451 $ 0
Anoka, Minnesota 91 $ 19,747,000 $ 217,000 $ 0
Marion, Oregon 91 $ 13,210,000 $ 145,164 $ 0
Montgomery, Pennsylvania 89 $ 21,810,000 $ 245,056 $ 0
Rutherford, Tennessee 89 $ 11,997,000 $ 134,797 $ 0
Virginia Beach, Virginia 88 $ 23,038,000 $ 261,795 $ 0
Ocean, New Jersey 87 $ 27,531,000 $ 316,448 $ 0
Passaic, New Jersey 87 $ 25,975,000 $ 298,563 $ 0
Collin, Texas 86 $ 18,697,000 $ 217,406 $ 0
Allegheny, Pennsylvania 85 $ 26,238,000 $ 308,682 $ 0
Knox, Tennessee 85 $ 12,096,000 $ 142,305 $ 0
Bucks, Pennsylvania 84 $ 18,105,000 $ 215,535 $ 0
Orange, New York 82 $ 25,747,000 $ 313,987 $ 0
Douglas, Colorado 81 $ 22,973,000 $ 283,617 $ 0
Merced, California 80 $ 18,379,000 $ 229,737 $ 0
Lake, Florida 80 $ 26,302,000 $ 328,775 $ 0
Dakota, Minnesota 79 $ 17,975,000 $ 227,531 $ 0
St. Louis City, Missouri 77 $ 8,067,000 $ 104,766 $ 0
Thurston, Washington 77 $ 11,621,000 $ 150,922 $ 0
Richmond, New York 76 $ 22,983,000 $ 302,407 $ 0
Lane, Oregon 76 $ 12,346,000 $ 162,447 $ 0
McHenry, Illinois 73 $ 15,569,000 $ 213,273 $ 0
Burlington, New Jersey 73 $ 16,570,000 $ 226,986 $ 0
Morris, New Jersey 73 $ 30,508,000 $ 417,917 $ 0
Charleston, South Carolina 73 $ 21,651,000 $ 296,589 $ 0
Summit, Ohio 72 $ 14,930,000 $ 207,361 $ 0
Marion, Florida 71 $ 19,289,000 $ 271,676 $ 0
Charles, Maryland 71 $ 19,199,000 $ 270,408 $ 0
Genesee, Michigan 71 $ 21,446,000 $ 302,056 $ 0
Oklahoma, Oklahoma 71 $ 18,048,000 $ 254,197 $ 0
Henry, Georgia 70 $ 10,030,000 $ 143,285 $ 0
Harford, Maryland 70 $ 32,383,000 $ 462,614 $ 0
Hampden, Massachusetts 70 $ 9,067,000 $ 129,528 $ 0
Montgomery, Ohio 70 $ 41,515,000 $ 593,071 $ 0
New York, New York 69 $ 61,331,000 $ 888,855 $ 0
Canyon, Idaho 68 $ 9,178,000 $ 134,970 $ 0
Weld, Colorado 67 $ 28,321,000 $ 422,701 $ 0
Deschutes, Oregon 67 $ 15,710,000 $ 234,477 $ 0
Butler, Ohio 66 $ 7,520,000 $ 113,939 $ 0
El Dorado, California 65 $ 24,973,000 $ 384,200 $ 0
Union, North Carolina 65 $ 16,989,000 $ 261,369 $ 0
Winnebago, Illinois 64 $ 5,848,000 $ 91,375 $ 0
Hillsborough, New Hampshire 64 $ 13,117,000 $ 204,953 $ 0
Hamilton, Tennessee 64 $ 18,876,000 $ 294,937 $ 0
Guilford, North Carolina 63 $ 26,304,000 $ 417,523 $ 0
Santa Barbara, California 62 $ 33,410,000 $ 538,870 $ 0
Sedgwick, Kansas 62 $ 20,427,000 $ 329,467 $ 0
Mercer, New Jersey 62 $ 15,619,000 $ 251,919 $ 0
Montgomery, Texas 61 $ 8,482,000 $ 139,049 $ 0
Howard, Maryland 60 $ 18,438,000 $ 307,300 $ 0
Frederick, Maryland 59 $ 17,845,000 $ 302,457 $ 0
DeSoto, Mississippi 59 $ 5,615,000 $ 95,169 $ 0
Atlantic, New Jersey 59 $ 13,693,000 $ 232,084 $ 0
Kent, Michigan 58 $ 9,300,000 $ 160,344 $ 0
Tulsa, Oklahoma 58 $ 5,097,000 $ 87,879 $ 0
Hidalgo, Texas 58 $ 5,033,000 $ 86,775 $ 0
Williamson, Texas 57 $ 5,682,000 $ 99,684 $ 0
Marin, California 56 $ 43,797,000 $ 782,089 $ 0
Santa Cruz, California 56 $ 26,174,000 $ 467,392 $ 0
Washington, Minnesota 56 $ 18,951,000 $ 338,410 $ 0
Erie, New York 56 $ 5,743,000 $ 102,553 $ 0
Delaware, Pennsylvania 56 $ 9,473,000 $ 169,160 $ 0
Washington, Utah 56 $ 10,425,000 $ 186,160 $ 0
Johnson, Kansas 55 $ 9,125,000 $ 165,909 $ 0
St. Charles, Missouri 55 $ 9,186,000 $ 167,018 $ 0
Chesterfield, Virginia 55 $ 8,293,000 $ 150,781 $ 0
Larimer, Colorado 54 $ 31,652,000 $ 586,148 $ 0
Kitsap, Washington 54 $ 11,893,000 $ 220,240 $ 0
Douglas, Nebraska 53 $ 5,901,000 $ 111,339 $ 0
Cabarrus, North Carolina 53 $ 5,787,000 $ 109,188 $ 0
Mobile, Alabama 52 $ 6,155,000 $ 118,365 $ 0
New Castle, Delaware 52 $ 11,051,000 $ 212,519 $ 0
Cherokee, Georgia 52 $ 21,585,000 $ 415,096 $ 0
Lucas, Ohio 52 $ 19,219,000 $ 369,596 $ 0
Jackson, Oregon 52 $ 9,863,000 $ 189,673 $ 0
Chester, Pennsylvania 52 $ 19,420,000 $ 373,461 $ 0
Boulder, Colorado 51 $ 14,542,000 $ 285,137 $ 0
Barnstable, Massachusetts 51 $ 14,530,000 $ 284,901 $ 0
Stark, Ohio 50 $ 9,161,000 $ 183,220 $ 0
Kent, Rhode Island 50 $ 10,517,000 $ 210,340 $ 0
Chesapeake, Virginia 50 $ 10,390,000 $ 207,800 $ 0
Yolo, California 49 $ 13,079,000 $ 266,918 $ 0
Warren, Ohio 49 $ 9,146,000 $ 186,653 $ 0
Madera, California 48 $ 11,509,000 $ 239,770 $ 0
Forsyth, Georgia 48 $ 13,029,000 $ 271,437 $ 0
Rockingham, New Hampshire 48 $ 12,764,000 $ 265,916 $ 0
Polk, Iowa 47 $ 20,185,000 $ 429,468 $ 0
Monroe, New York 47 $ 5,111,000 $ 108,744 $ 0
Durham, North Carolina 47 $ 5,480,000 $ 116,595 $ 0
Lancaster, Pennsylvania 47 $ 10,390,000 $ 221,063 $ 0
Yavapai, Arizona 46 $ 12,543,000 $ 272,673 $ 0
Mohave, Arizona 45 $ 7,609,000 $ 169,088 $ 0
Charlotte, Florida 45 $ 9,559,000 $ 212,422 $ 0
Flagler, Florida 45 $ 9,866,000 $ 219,244 $ 0
Paulding, Georgia 45 $ 5,857,000 $ 130,155 $ 0
Sussex, New Jersey 45 $ 12,000,000 $ 266,666 $ 0
Johnston, North Carolina 45 $ 13,923,000 $ 309,400 $ 0
Monroe, Pennsylvania 45 $ 5,972,000 $ 132,711 $ 0
Brazoria, Texas 45 $ 4,220,000 $ 93,777 $ 0
Dane, Wisconsin 45 $ 7,691,000 $ 170,911 $ 0
Madison, Alabama 44 $ 27,514,000 $ 625,318 $ 0
San Luis Obispo, California 44 $ 20,146,000 $ 457,863 $ 0
Hernando, Florida 44 $ 11,603,000 $ 263,704 $ 0
St. Joseph, Indiana 44 $ 4,202,000 $ 95,500 $ 0
Forsyth, North Carolina 44 $ 5,765,000 $ 131,022 $ 0
Lorain, Ohio 44 $ 4,385,000 $ 99,659 $ 0
Newton, Georgia 43 $ 7,000,000 $ 162,790 $ 0
Lehigh, Pennsylvania 43 $ 5,327,000 $ 123,883 $ 0
York, Pennsylvania 43 $ 5,827,000 $ 135,511 $ 0
Horry, South Carolina 43 $ 9,328,000 $ 216,930 $ 0
Cameron, Texas 43 $ 4,269,000 $ 99,279 $ 0
Henrico, Virginia 43 $ 6,265,000 $ 145,697 $ 0
Chatham, Georgia 42 $ 20,547,000 $ 489,214 $ 0
Dutchess, New York 42 $ 9,982,000 $ 237,666 $ 0
Northampton, Pennsylvania 42 $ 6,680,000 $ 159,047 $ 0
Mesa, Colorado 41 $ 5,843,000 $ 142,512 $ 0
New London, Connecticut 41 $ 10,228,000 $ 249,463 $ 0
Galveston, Texas 41 $ 5,361,000 $ 130,756 $ 0
Webb, Texas 41 $ 4,829,000 $ 117,780 $ 0
Kenosha, Wisconsin 41 $ 5,147,000 $ 125,536 $ 0
Allen, Indiana 40 $ 3,937,000 $ 98,425 $ 0
Sherburne, Minnesota 40 $ 7,198,000 $ 179,950 $ 0
Wright, Minnesota 40 $ 6,388,000 $ 159,700 $ 0
Rensselaer, New York 40 $ 4,530,000 $ 113,250 $ 0
Newport News, Virginia 40 $ 5,791,000 $ 144,775 $ 0
Richmond City, Virginia 40 $ 11,487,000 $ 287,175 $ 0
Honolulu, Hawaii 39 $ 20,439,000 $ 524,076 $ 0
Hamilton, Indiana 39 $ 7,810,000 $ 200,256 $ 0
Cumberland, Maine 39 $ 10,498,000 $ 269,179 $ 0
Saratoga, New York 39 $ 7,462,000 $ 191,333 $ 0
Yamhill, Oregon 39 $ 6,838,000 $ 175,333 $ 0
Sumner, Tennessee 39 $ 3,461,000 $ 88,743 $ 0
Norfolk, Virginia 39 $ 6,635,000 $ 170,128 $ 0
Napa, California 38 $ 18,603,000 $ 489,552 $ 0
St. Johns, Florida 38 $ 11,584,000 $ 304,842 $ 0
Livingston, Michigan 38 $ 7,361,000 $ 193,710 $ 0
Scott, Minnesota 38 $ 11,567,000 $ 304,394 $ 0
Jefferson, Missouri 38 $ 14,959,000 $ 393,657 $ 0
Richland, South Carolina 38 $ 4,940,000 $ 130,000 $ 0
Waukesha, Wisconsin 38 $ 7,729,000 $ 203,394 $ 0
Pueblo, Colorado 37 $ 15,504,000 $ 419,027 $ 0
Washtenaw, Michigan 37 $ 28,353,000 $ 766,297 $ 0
Gloucester, New Jersey 36 $ 7,425,000 $ 206,250 $ 0
Albany, New York 36 $ 5,135,000 $ 142,638 $ 0
Buncombe, North Carolina 36 $ 6,350,000 $ 176,388 $ 0
Cumberland, North Carolina 36 $ 3,696,000 $ 102,666 $ 0
Spotsylvania, Virginia 36 $ 9,917,000 $ 275,472 $ 0
Imperial, California 35 $ 6,340,000 $ 181,142 $ 0
Escambia, Florida 35 $ 4,650,000 $ 132,857 $ 0
Rockdale, Georgia 35 $ 7,862,000 $ 224,628 $ 0
Elkhart, Indiana 35 $ 38,343,000 $ 1,095,514 $ 0
East Baton Rouge, Louisiana 35 $ 4,667,000 $ 133,342 $ 0
Somerset, New Jersey 35 $ 14,307,000 $ 408,771 $ 0
Onondaga, New York 35 $ 13,779,000 $ 393,685 $ 0
Westmoreland, Pennsylvania 35 $ 7,987,000 $ 228,200 $ 0
Beaufort, South Carolina 35 $ 13,955,000 $ 398,714 $ 0
Rock, Wisconsin 35 $ 3,474,000 $ 99,257 $ 0
Douglas, Georgia 34 $ 25,810,000 $ 759,117 $ 0
Hall, Georgia 34 $ 5,116,000 $ 150,470 $ 0
Kootenai, Idaho 34 $ 8,541,000 $ 251,205 $ 0
Orleans, Louisiana 34 $ 4,697,000 $ 138,147 $ 0
York, Maine 34 $ 6,000,000 $ 176,470 $ 0
Ingham, Michigan 34 $ 8,254,000 $ 242,764 $ 0
Jackson, Michigan 34 $ 3,223,000 $ 94,794 $ 0
Iredell, North Carolina 34 $ 6,257,000 $ 184,029 $ 0
Clermont, Ohio 34 $ 12,619,000 $ 371,147 $ 0
Bibb, Georgia 33 $ 10,459,000 $ 316,939 $ 0
St. Clair, Illinois 33 $ 6,865,000 $ 208,030 $ 0
Hinds, Mississippi 33 $ 2,967,000 $ 89,909 $ 0
Cape May, New Jersey 33 $ 18,004,000 $ 545,575 $ 0
New Hanover, North Carolina 33 $ 8,967,000 $ 271,727 $ 0
Greenville, South Carolina 33 $ 4,420,000 $ 133,939 $ 0
Middlesex, Connecticut 32 $ 9,583,000 $ 299,468 $ 0
Indian River, Florida 32 $ 6,972,000 $ 217,875 $ 0
Kenton, Kentucky 32 $ 2,626,000 $ 82,062 $ 0
Jefferson, Louisiana 32 $ 3,472,000 $ 108,500 $ 0
Washington, Maryland 32 $ 5,046,000 $ 157,687 $ 0
Berks, Pennsylvania 32 $ 4,942,000 $ 154,437 $ 0
Stafford, Virginia 32 $ 8,722,000 $ 272,562 $ 0
Shasta, California 31 $ 7,173,000 $ 231,387 $ 0
Litchfield, Connecticut 31 $ 8,883,000 $ 286,548 $ 0
Clay, Florida 31 $ 8,444,000 $ 272,387 $ 0
Porter, Indiana 31 $ 4,009,000 $ 129,322 $ 0
Androscoggin, Maine 31 $ 3,136,000 $ 101,161 $ 0
Columbia, Oregon 31 $ 3,763,000 $ 121,387 $ 0
Madison, Tennessee 31 $ 2,991,000 $ 96,483 $ 0
Whatcom, Washington 31 $ 6,891,000 $ 222,290 $ 0
Alachua, Florida 30 $ 22,151,000 $ 738,366 $ 0
Monroe, Florida 30 $ 16,019,000 $ 533,966 $ 0
Muscogee, Georgia 30 $ 3,119,000 $ 103,966 $ 0
Rockland, New York 30 $ 15,756,000 $ 525,200 $ 0
Mahoning, Ohio 30 $ 5,235,000 $ 174,500 $ 0
Spartanburg, South Carolina 30 $ 6,880,000 $ 229,333 $ 0
Montgomery, Tennessee 30 $ 2,252,000 $ 75,066 $ 0
Portsmouth, Virginia 30 $ 3,993,000 $ 133,100 $ 0
Yakima, Washington 30 $ 2,680,000 $ 89,333 $ 0
Brown, Wisconsin 30 $ 2,379,000 $ 79,300 $ 0
Pulaski, Arkansas 29 $ 2,211,000 $ 76,241 $ 0
Butte, California 29 $ 6,472,000 $ 223,172 $ 0
Leon, Florida 29 $ 14,919,000 $ 514,448 $ 0
Coweta, Georgia 29 $ 7,490,000 $ 258,275 $ 0
Kendall, Illinois 29 $ 5,806,000 $ 200,206 $ 0
St. Clair, Michigan 29 $ 3,435,000 $ 118,448 $ 0
Linn, Oregon 28 $ 3,046,000 $ 108,785 $ 0
York, South Carolina 28 $ 5,261,000 $ 187,892 $ 0
Racine, Wisconsin 28 $ 3,118,000 $ 111,357 $ 0
Fayette, Kentucky 27 $ 21,994,000 $ 814,592 $ 0
Fairfield, Ohio 27 $ 13,768,000 $ 509,925 $ 0
Trumbull, Ohio 27 $ 1,928,000 $ 71,407 $ 0
Luzerne, Pennsylvania 27 $ 5,229,000 $ 193,666 $ 0
Lexington, South Carolina 27 $ 2,929,000 $ 108,481 $ 0
Shelby, Alabama 26 $ 3,831,000 $ 147,346 $ 0
Kings, California 26 $ 3,767,000 $ 144,884 $ 0
Martin, Florida 26 $ 18,368,000 $ 706,461 $ 0
Clay, Missouri 26 $ 7,237,000 $ 278,346 $ 0
Cleveland, Oklahoma 26 $ 8,471,000 $ 325,807 $ 0
Williamson, Tennessee 26 $ 6,172,000 $ 237,384 $ 0
Arlington, Virginia 26 $ 14,410,000 $ 554,230 $ 0
Berkeley, West Virginia 26 $ 5,223,000 $ 200,884 $ 0
Johnson, Indiana 25 $ 11,354,000 $ 454,160 $ 0
Boone, Kentucky 25 $ 3,062,000 $ 122,480 $ 0
Kennebec, Maine 25 $ 2,883,000 $ 115,320 $ 0
Penobscot, Maine 25 $ 2,798,000 $ 111,920 $ 0
Carroll, Maryland 25 $ 7,434,000 $ 297,360 $ 0
Kalamazoo, Michigan 25 $ 2,279,000 $ 91,160 $ 0
Carver, Minnesota 25 $ 8,475,000 $ 339,000 $ 0
Greene, Missouri 25 $ 13,031,000 $ 521,240 $ 0
Cumberland, New Jersey 25 $ 3,339,000 $ 133,560 $ 0
Washington, Rhode Island 25 $ 10,992,000 $ 439,680 $ 0
Berkeley, South Carolina 25 $ 13,042,000 $ 521,680 $ 0
Johnson, Texas 25 $ 1,805,000 $ 72,200 $ 0
Worcester, Maryland 24 $ 8,294,000 $ 345,583 $ 0
Gaston, North Carolina 24 $ 2,457,000 $ 102,375 $ 0
Dorchester, South Carolina 24 $ 12,627,000 $ 526,125 $ 0
Blount, Tennessee 24 $ 2,363,000 $ 98,458 $ 0
Nueces, Texas 24 $ 14,819,000 $ 617,458 $ 0
Alexandria, Virginia 24 $ 8,975,000 $ 373,958 $ 0
Benton, Arkansas 23 $ 2,787,000 $ 121,173 $ 0
Nevada, California 23 $ 9,507,000 $ 413,347 $ 0
Windham, Connecticut 23 $ 3,695,000 $ 160,652 $ 0
Bay, Florida 23 $ 8,234,000 $ 358,000 $ 0
Walton, Georgia 23 $ 3,457,000 $ 150,304 $ 0
St. Louis, Minnesota 23 $ 2,504,000 $ 108,869 $ 0
Niagara, New York 23 $ 1,595,000 $ 69,347 $ 0
Schenectady, New York 23 $ 2,069,000 $ 89,956 $ 0
Hampton, Virginia 23 $ 3,960,000 $ 172,173 $ 0
Suffolk, Virginia 23 $ 3,984,000 $ 173,217 $ 0
Skagit, Washington 23 $ 5,147,000 $ 223,782 $ 0
Yuma, Arizona 22 $ 3,444,000 $ 156,545 $ 0
Fayette, Georgia 22 $ 26,659,000 $ 1,211,772 $ 0
St. Tammany, Louisiana 22 $ 4,881,000 $ 221,863 $ 0
Monroe, Michigan 22 $ 3,543,000 $ 161,045 $ 0
Clark, Ohio 22 $ 1,698,000 $ 77,181 $ 0
Licking, Ohio 22 $ 2,303,000 $ 104,681 $ 0
Fauquier, Virginia 22 $ 6,920,000 $ 314,545 $ 0
Benton, Washington 22 $ 2,070,000 $ 94,090 $ 0
Montgomery, Alabama 21 $ 1,800,000 $ 85,714 $ 0
Lake, California 21 $ 5,051,000 $ 240,523 $ 0
Kent, Delaware 21 $ 4,296,000 $ 204,571 $ 0
Citrus, Florida 21 $ 3,115,000 $ 148,333 $ 0
Berrien, Michigan 21 $ 3,749,000 $ 178,523 $ 0
Eaton, Michigan 21 $ 2,676,000 $ 127,428 $ 0
Muskegon, Michigan 21 $ 1,831,000 $ 87,190 $ 0
Lyon, Nevada 21 $ 3,472,000 $ 165,333 $ 0
Sandoval, New Mexico 21 $ 4,112,000 $ 195,809 $ 0
Catawba, North Carolina 21 $ 2,358,000 $ 112,285 $ 0
Dauphin, Pennsylvania 21 $ 2,458,000 $ 117,047 $ 0
Washington, Tennessee 21 $ 2,475,000 $ 117,857 $ 0
Calaveras, California 20 $ 7,330,000 $ 366,500 $ 0
Sussex, Delaware 20 $ 4,916,000 $ 245,800 $ 0
Santa Rosa, Florida 20 $ 8,478,000 $ 423,900 $ 0
Barrow, Georgia 20 $ 2,471,000 $ 123,550 $ 0
Clarke, Georgia 20 $ 7,650,000 $ 382,500 $ 0
Spalding, Georgia 20 $ 5,103,000 $ 255,150 $ 0
Vanderburgh, Indiana 20 $ 6,533,000 $ 326,650 $ 0
Wyandotte, Kansas 20 $ 7,267,000 $ 363,350 $ 0
St. Mary's, Maryland 20 $ 5,233,000 $ 261,650 $ 0
Greene, Ohio 20 $ 7,297,000 $ 364,850 $ 0
Portage, Ohio 20 $ 14,172,000 $ 708,600 $ 0
Klamath, Oregon 20 $ 2,983,000 $ 149,150 $ 0
Wilson, Tennessee 20 $ 3,085,000 $ 154,250 $ 0
Bell, Texas 20 $ 4,356,000 $ 217,800 $ 0
Cache, Utah 20 $ 2,351,000 $ 117,550 $ 0
Frederick, Virginia 20 $ 4,425,000 $ 221,250 $ 0
Natrona, Wyoming 20 $ 10,992,000 $ 549,600 $ 0
Baldwin, Alabama 19 $ 6,541,000 $ 344,263 $ 0
Okaloosa, Florida 19 $ 16,676,000 $ 877,684 $ 0
Carroll, Georgia 19 $ 5,582,000 $ 293,789 $ 0
Delaware, Indiana 19 $ 5,782,000 $ 304,315 $ 0
Shawnee, Kansas 19 $ 13,030,000 $ 685,789 $ 0
Ascension, Louisiana 19 $ 2,364,000 $ 124,421 $ 0
Putnam, New York 19 $ 6,613,000 $ 348,052 $ 0
Davidson, North Carolina 19 $ 1,820,000 $ 95,789 $ 0
Muskingum, Ohio 19 $ 1,285,000 $ 67,631 $ 0
Ellis, Texas 19 $ 2,481,000 $ 130,578 $ 0
Hays, Texas 19 $ 3,113,000 $ 163,842 $ 0
Richmond, Georgia 18 $ 11,499,000 $ 638,833 $ 0
Maui, Hawaii 18 $ 17,063,000 $ 947,944 $ 0
Calvert, Maryland 18 $ 6,061,000 $ 336,722 $ 0
Santa Fe, New Mexico 18 $ 5,664,000 $ 314,666 $ 0
Broome, New York 18 $ 1,520,000 $ 84,444 $ 0
Ulster, New York 18 $ 5,795,000 $ 321,944 $ 0
Alamance, North Carolina 18 $ 2,029,000 $ 112,722 $ 0
Allen, Ohio 18 $ 1,652,000 $ 91,777 $ 0
Lackawanna, Pennsylvania 18 $ 7,510,000 $ 417,222 $ 0
Robertson, Tennessee 18 $ 1,970,000 $ 109,444 $ 0
Smith, Texas 18 $ 9,864,000 $ 548,000 $ 0
Tooele, Utah 18 $ 6,615,000 $ 367,500 $ 0
Bannock, Idaho 17 $ 5,585,000 $ 328,529 $ 0
Madison, Illinois 17 $ 13,282,000 $ 781,294 $ 0
Caddo, Louisiana 17 $ 1,183,000 $ 69,588 $ 0
Ottawa, Michigan 17 $ 2,718,000 $ 159,882 $ 0
Sevier, Tennessee 17 $ 3,303,000 $ 194,294 $ 0
Sullivan, Tennessee 17 $ 1,378,000 $ 81,058 $ 0
Kaufman, Texas 17 $ 4,338,000 $ 255,176 $ 0
Cowlitz, Washington 17 $ 2,207,000 $ 129,823 $ 0
Walworth, Wisconsin 17 $ 3,202,000 $ 188,352 $ 0
Washington, Arkansas 16 $ 9,724,000 $ 607,750 $ 0
Jackson, Georgia 16 $ 3,115,000 $ 194,687 $ 0
Bonneville, Idaho 16 $ 2,334,000 $ 145,875 $ 0
Twin Falls, Idaho 16 $ 1,578,000 $ 98,625 $ 0
Kankakee, Illinois 16 $ 1,215,000 $ 75,937 $ 0
Rock Island, Illinois 16 $ 13,832,000 $ 864,500 $ 0
Cecil, Maryland 16 $ 3,933,000 $ 245,812 $ 0
Lapeer, Michigan 16 $ 2,643,000 $ 165,187 $ 0
Lenawee, Michigan 16 $ 1,496,000 $ 93,500 $ 0
Douglas, Nevada 16 $ 10,929,000 $ 683,062 $ 0
Oswego, New York 16 $ 989,000 $ 61,812 $ 0
Washington, New York 16 $ 1,467,000 $ 91,687 $ 0
Columbiana, Ohio 16 $ 1,239,000 $ 77,437 $ 0
Lake, Ohio 16 $ 2,009,000 $ 125,562 $ 0
Josephine, Oregon 16 $ 2,737,000 $ 171,062 $ 0
Lebanon, Pennsylvania 16 $ 2,295,000 $ 143,437 $ 0
Grays Harbor, Washington 16 $ 2,444,000 $ 152,750 $ 0
Tuscaloosa, Alabama 15 $ 1,658,000 $ 110,533 $ 0
Humboldt, California 15 $ 3,039,000 $ 202,600 $ 0
San Benito, California 15 $ 4,707,000 $ 313,800 $ 0
Highlands, Florida 15 $ 2,316,000 $ 154,400 $ 0
Bartow, Georgia 15 $ 7,782,000 $ 518,800 $ 0
DeKalb, Illinois 15 $ 1,821,000 $ 121,400 $ 0
Clark, Indiana 15 $ 1,680,000 $ 112,000 $ 0
Madison, Indiana 15 $ 1,097,000 $ 73,133 $ 0
Saginaw, Michigan 15 $ 3,968,000 $ 264,533 $ 0
Christian, Missouri 15 $ 5,942,000 $ 396,133 $ 0
Lancaster, Nebraska 15 $ 1,436,000 $ 95,733 $ 0
Strafford, New Hampshire 15 $ 2,262,000 $ 150,800 $ 0
Steuben, New York 15 $ 1,045,000 $ 69,666 $ 0
Warren, New York 15 $ 7,480,000 $ 498,666 $ 0
Polk, Oregon 15 $ 1,807,000 $ 120,466 $ 0
Lubbock, Texas 15 $ 985,000 $ 65,666 $ 0
Outagamie, Wisconsin 15 $ 1,553,000 $ 103,533 $ 0
Lee, Alabama 14 $ 1,839,000 $ 131,357 $ 0
Navajo, Arizona 14 $ 2,623,000 $ 187,357 $ 0
Yuba, California 14 $ 1,871,000 $ 133,642 $ 0
Eagle, Colorado 14 $ 10,892,000 $ 778,000 $ 0
Walker, Georgia 14 $ 893,000 $ 63,785 $ 0
Hawaii, Hawaii 14 $ 6,171,000 $ 440,785 $ 0
Hendricks, Indiana 14 $ 1,896,000 $ 135,428 $ 0
Campbell, Kentucky 14 $ 1,365,000 $ 97,500 $ 0
Calhoun, Michigan 14 $ 864,000 $ 61,714 $ 0
Buchanan, Missouri 14 $ 1,237,000 $ 88,357 $ 0
Belknap, New Hampshire 14 $ 3,454,000 $ 246,714 $ 0
Dona Ana, New Mexico 14 $ 14,705,000 $ 1,050,357 $ 0
Brunswick, North Carolina 14 $ 4,365,000 $ 311,785 $ 0
Wilson, North Carolina 14 $ 1,070,000 $ 76,428 $ 0
Medina, Ohio 14 $ 2,073,000 $ 148,071 $ 0
Richland, Ohio 14 $ 5,823,000 $ 415,928 $ 0
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Mortgage Loan Application Detail Totals for Merrill Lynch Mortgage Lending in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 29,547 $6,856,271,000 $232,000 $40,000,000 $0 $0
Refinancing 24,573 $8,069,709,000 $328,000 $23,000,000 $0 $0
Home Improvement 8 $984,000 $123,000 $389,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 54,122 $14,925,791,000 $275,000 $40,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 6 $1,173,000 $195,000 $338,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 54,128 $14,926,964,000 $275,000 $40,000,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 53,582 $12,307,230,000 $229,000 $7,500,000 $0 $0
Loan Originated 546 $2,619,734,000 $4,798,000 $40,000,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Merrill Lynch Mortgage Lending's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Merrill Lynch Mortgage Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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