In 2010, Metlife Bank, N.A. of Convent Station, NJ reported 124,719 mortgage applications totaling $30.3 billion, down 41% from 2009. The average application was for $242,983, and applicants reported an average income of $91,701. 72% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,740), Los Angeles-Long Beach-Glendale, CA (4,119) and Seattle-Bellevue-Everett, WA (4,007) (applications in parentheses).
| Mortgage Company & Address | Metlife Bank, N.A. 334 Madison Avenue Convent Station, NJ 07961 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 124,719 |
| Total Mortgage Loan Application Amount | $30,304,622,000 |
| Average Mortgage Loan Application Amount | $242,983 |
| Highest Mortgage Loan Application Amount | $99,000,000 |
| Average Applicant Income | $91,701 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,740 | $ 1,762,355,000 | $ 371,804 | $ 123,936 |
| Los Angeles-Long Beach-Glendale, CA | 4,119 | $ 1,711,587,000 | $ 415,534 | $ 152,000 |
| Seattle-Bellevue-Everett, WA | 4,007 | $ 1,300,720,000 | $ 324,611 | $ 116,000 |
| Phoenix-Mesa-Glendale, AZ | 3,668 | $ 656,915,000 | $ 179,093 | $ 82,000 |
| Baltimore-Towson, MD | 3,451 | $ 906,150,000 | $ 262,576 | $ 97,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,383 | $ 790,381,000 | $ 233,633 | $ 86,489 |
| Indianapolis-Carmel, IN | 3,342 | $ 517,836,000 | $ 154,947 | $ 74,000 |
| Chicago-Joliet-Naperville, IL | 3,141 | $ 691,118,000 | $ 220,031 | $ 73,000 |
| New York-White Plains-Wayne, NY-NJ | 2,252 | $ 901,827,000 | $ 400,456 | $ 115,795 |
| Atlanta-Sandy Springs-Marietta, GA | 2,175 | $ 439,944,000 | $ 202,273 | $ 84,000 |
| Santa Ana-Anaheim-Irvine, CA | 2,053 | $ 831,854,000 | $ 405,189 | $ 138,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,032 | $ 1,067,055,000 | $ 525,125 | $ 174,000 |
| Boston-Quincy, MA | 2,007 | $ 586,840,000 | $ 292,396 | $ 103,000 |
| St. Louis, MO-IL | 1,930 | $ 306,977,000 | $ 159,055 | $ 67,833 |
| Las Vegas-Paradise, NV | 1,780 | $ 322,500,000 | $ 181,179 | $ 76,000 |
| Oakland-Fremont-Hayward, CA | 1,754 | $ 775,048,000 | $ 441,874 | $ 146,000 |
| Edison-New Brunswick, NJ | 1,664 | $ 496,492,000 | $ 298,372 | $ 130,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,638 | $ 842,355,000 | $ 514,258 | $ 173,000 |
| Cambridge-Newton-Framingham, MA | 1,506 | $ 461,061,000 | $ 306,149 | $ 120,000 |
| Dallas-Plano-Irving, TX | 1,501 | $ 326,525,000 | $ 217,538 | $ 115,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,488 | $ 331,962,000 | $ 223,092 | $ 76,701 |
| Wichita, KS | 1,481 | $ 192,920,000 | $ 130,263 | $ 65,000 |
| Bethesda-Rockville-Frederick, MD | 1,449 | $ 599,858,000 | $ 413,980 | $ 143,000 |
| Omaha-Council Bluffs, NE-IA | 1,409 | $ 213,319,000 | $ 151,397 | $ 62,170 |
| Newark-Union, NJ-PA | 1,392 | $ 450,600,000 | $ 323,706 | $ 132,798 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,357 | $ 381,154,000 | $ 280,879 | $ 109,000 |
| Philadelphia, PA | 1,303 | $ 276,943,000 | $ 212,542 | $ 82,000 |
| Salt Lake City, UT | 1,234 | $ 265,869,000 | $ 215,452 | $ 72,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,185 | $ 234,099,000 | $ 197,551 | $ 54,586 |
| Kansas City, MO-KS | 1,126 | $ 173,304,000 | $ 153,911 | $ 68,569 |
| Denver-Aurora-Broomfield, CO | 1,087 | $ 246,608,000 | $ 226,870 | $ 83,000 |
| Albuquerque, NM | 1,047 | $ 201,546,000 | $ 192,498 | $ 84,000 |
| Riverside-San Bernardino-Ontario, CA | 883 | $ 219,806,000 | $ 248,930 | $ 93,000 |
| Fort Worth-Arlington, TX | 881 | $ 180,459,000 | $ 204,834 | $ 106,000 |
| Houston-Sugar Land-Baytown, TX | 866 | $ 225,271,000 | $ 260,128 | $ 87,000 |
| Spokane, WA | 860 | $ 153,993,000 | $ 179,061 | $ 68,000 |
| San Diego-Carlsbad-San Marcos, CA | 859 | $ 326,393,000 | $ 379,968 | $ 119,000 |
| Peabody, MA | 810 | $ 207,419,000 | $ 256,072 | $ 83,000 |
| Springfield, MA | 784 | $ 132,606,000 | $ 169,140 | $ 57,000 |
| Richmond, VA | 751 | $ 145,513,000 | $ 193,758 | $ 69,000 |
| Eugene-Springfield, OR | 749 | $ 133,243,000 | $ 177,894 | $ 73,000 |
| Syracuse, NY | 745 | $ 86,982,000 | $ 116,754 | $ 63,000 |
| Louisville-Jefferson County, KY-IN | 710 | $ 108,405,000 | $ 152,683 | $ 60,081 |
| Wilmington, DE-MD-NJ | 700 | $ 140,809,000 | $ 201,155 | $ 65,720 |
| Tampa-St. Petersburg-Clearwater, FL | 694 | $ 104,773,000 | $ 150,969 | $ 64,000 |
| Tacoma, WA | 608 | $ 150,979,000 | $ 248,320 | $ 92,000 |
| Nassau-Suffolk, NY | 598 | $ 169,190,000 | $ 282,926 | $ 59,000 |
| Camden, NJ | 591 | $ 116,024,000 | $ 196,318 | $ 76,000 |
| Oklahoma City, OK | 586 | $ 103,074,000 | $ 175,894 | $ 87,000 |
| Worcester, MA | 582 | $ 131,052,000 | $ 225,175 | $ 84,000 |
| Barnstable Town, MA | 575 | $ 148,102,000 | $ 257,568 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 572 | $ 120,387,000 | $ 210,466 | $ 72,750 |
| New Orleans-Metairie-Kenner, LA | 553 | $ 88,043,000 | $ 159,209 | $ 64,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 540 | $ 202,562,000 | $ 375,114 | $ 130,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 532 | $ 94,385,000 | $ 177,415 | $ 70,406 |
| Orlando-Kissimmee-Sanford, FL | 522 | $ 114,306,000 | $ 218,977 | $ 65,000 |
| Rockingham County-Strafford County, NH | 506 | $ 114,644,000 | $ 226,569 | $ 85,000 |
| Albany-Schenectady-Troy, NY | 502 | $ 88,700,000 | $ 176,693 | $ 77,000 |
| Lancaster, PA | 493 | $ 84,295,000 | $ 170,983 | $ 70,000 |
| Bridgeport-Stamford-Norwalk, CT | 491 | $ 190,944,000 | $ 388,887 | $ 155,000 |
| Grand Rapids-Wyoming, MI | 490 | $ 74,634,000 | $ 152,314 | $ 75,000 |
| St. Joseph, MO-KS | 483 | $ 58,986,000 | $ 122,124 | $ 61,074 |
| Hartford-West Hartford-East Hartford, CT | 476 | $ 90,807,000 | $ 190,771 | $ 62,000 |
| Santa Cruz-Watsonville, CA | 470 | $ 184,961,000 | $ 393,534 | $ 147,000 |
| Springfield, MO | 468 | $ 60,520,000 | $ 129,316 | $ 59,000 |
| Miami-Miami Beach-Kendall, FL | 459 | $ 88,774,000 | $ 193,407 | $ 64,000 |
| Raleigh-Cary, NC | 437 | $ 82,565,000 | $ 188,935 | $ 78,000 |
| Austin-Round Rock-San Marcos, TX | 434 | $ 109,289,000 | $ 251,817 | $ 127,000 |
| Warren-Troy-Farmington Hills, MI | 432 | $ 93,394,000 | $ 216,189 | $ 108,000 |
| Harrisburg-Carlisle, PA | 429 | $ 70,931,000 | $ 165,340 | $ 74,000 |
| Greensboro-High Point, NC | 427 | $ 67,161,000 | $ 157,285 | $ 72,000 |
| Manchester-Nashua, NH | 418 | $ 88,312,000 | $ 211,272 | $ 88,000 |
| Anderson, IN | 413 | $ 43,454,000 | $ 105,215 | $ 51,000 |
| Portland-South Portland-Biddeford, ME | 407 | $ 85,202,000 | $ 209,341 | $ 80,000 |
| New Haven-Milford, CT | 383 | $ 70,687,000 | $ 184,561 | $ 64,000 |
| Ogden-Clearfield, UT | 373 | $ 74,336,000 | $ 199,292 | $ 53,000 |
| Boise City-Nampa, ID | 362 | $ 65,586,000 | $ 181,176 | $ 76,000 |
| Logan, UT-ID | 349 | $ 58,743,000 | $ 168,318 | $ 56,590 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 347 | $ 78,037,000 | $ 224,890 | $ 108,000 |
| Pittsburgh, PA | 321 | $ 46,960,000 | $ 146,292 | $ 61,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 320 | $ 57,906,000 | $ 180,956 | $ 70,637 |
| Gary, IN | 312 | $ 46,216,000 | $ 148,128 | $ 59,000 |
| Olympia, WA | 298 | $ 69,956,000 | $ 234,751 | $ 75,000 |
| Detroit-Livonia-Dearborn, MI | 294 | $ 43,869,000 | $ 149,214 | $ 75,000 |
| Lake Charles, LA | 286 | $ 46,918,000 | $ 164,048 | $ 88,000 |
| Tucson, AZ | 274 | $ 49,806,000 | $ 181,773 | $ 69,000 |
| Dover, DE | 247 | $ 48,440,000 | $ 196,113 | $ 63,000 |
| Des Moines-West Des Moines, IA | 246 | $ 38,625,000 | $ 157,012 | $ 64,000 |
| Salisbury, MD | 241 | $ 41,332,000 | $ 171,502 | $ 63,000 |
| Bangor, ME | 238 | $ 31,833,000 | $ 133,752 | $ 59,000 |
| Huntington-Ashland, WV-KY-OH | 234 | $ 31,770,000 | $ 135,769 | $ 64,658 |
| Jacksonville, FL | 233 | $ 38,448,000 | $ 165,012 | $ 51,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 232 | $ 44,946,000 | $ 193,732 | $ 105,000 |
| Provo-Orem, UT | 230 | $ 46,924,000 | $ 204,017 | $ 56,000 |
| Milwaukee-Waukesha-West Allis, WI | 225 | $ 36,355,000 | $ 161,577 | $ 44,000 |
| Colorado Springs, CO | 224 | $ 48,632,000 | $ 217,107 | $ 75,000 |
| Columbus, GA-AL | 224 | $ 36,318,000 | $ 162,133 | $ 64,500 |
| Salem, OR | 222 | $ 44,223,000 | $ 199,202 | $ 63,000 |
| Reno-Sparks, NV | 219 | $ 49,639,000 | $ 226,662 | $ 98,000 |
| York-Hanover, PA | 217 | $ 40,033,000 | $ 184,483 | $ 75,000 |
| Roanoke, VA | 216 | $ 36,094,000 | $ 167,101 | $ 74,000 |
| Columbus, OH | 215 | $ 54,927,000 | $ 255,474 | $ 111,000 |
| Ocean City, NJ | 215 | $ 59,548,000 | $ 276,967 | $ 174,000 |
| Cincinnati-Middletown, OH-KY-IN | 206 | $ 35,170,000 | $ 170,728 | $ 77,402 |
| Lake County-Kenosha County, IL-WI | 205 | $ 51,753,000 | $ 252,453 | $ 92,990 |
| Coeur D'Alene, ID | 204 | $ 39,407,000 | $ 193,171 | $ 93,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 198 | $ 44,168,000 | $ 223,070 | $ 79,000 |
| Kennewick-Pasco-Richland, WA | 197 | $ 33,715,000 | $ 171,142 | $ 69,000 |
| San Antonio-New Braunfels, TX | 194 | $ 33,414,000 | $ 172,237 | $ 75,000 |
| Tulsa, OK | 186 | $ 34,565,000 | $ 185,833 | $ 96,000 |
| Honolulu, HI | 180 | $ 64,278,000 | $ 357,100 | $ 72,000 |
| Medford, OR | 178 | $ 29,052,000 | $ 163,213 | $ 55,000 |
| Lafayette, IN | 175 | $ 20,303,000 | $ 116,017 | $ 54,000 |
| Wichita Falls, TX | 169 | $ 20,950,000 | $ 123,964 | $ 66,000 |
| Muncie, IN | 167 | $ 15,184,000 | $ 90,922 | $ 40,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 161 | $ 21,722,000 | $ 134,919 | $ 52,000 |
| Santa Rosa-Petaluma, CA | 159 | $ 53,686,000 | $ 337,647 | $ 105,000 |
| Atlantic City-Hammonton, NJ | 155 | $ 29,319,000 | $ 189,154 | $ 82,000 |
| Hagerstown-Martinsburg, MD-WV | 154 | $ 28,036,000 | $ 182,051 | $ 65,259 |
| Pittsfield, MA | 152 | $ 25,620,000 | $ 168,552 | $ 69,000 |
| Bend, OR | 147 | $ 32,194,000 | $ 219,006 | $ 100,000 |
| San Luis Obispo-Paso Robles, CA | 145 | $ 46,996,000 | $ 324,110 | $ 109,000 |
| South Bend-Mishawaka, IN-MI | 145 | $ 18,772,000 | $ 129,462 | $ 60,117 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 139 | $ 24,350,000 | $ 175,179 | $ 56,000 |
| Pocatello, ID | 139 | $ 18,686,000 | $ 134,431 | $ 57,000 |
| Bakersfield-Delano, CA | 135 | $ 24,860,000 | $ 184,148 | $ 68,000 |
| Scranton--Wilkes-Barre, PA | 135 | $ 17,226,000 | $ 127,600 | $ 54,000 |
| North Port-Bradenton-Sarasota, FL | 134 | $ 26,291,000 | $ 196,201 | $ 94,000 |
| Trenton-Ewing, NJ | 131 | $ 33,298,000 | $ 254,183 | $ 104,000 |
| Birmingham-Hoover, AL | 130 | $ 15,646,000 | $ 120,353 | $ 23,000 |
| Memphis, TN-MS-AR | 130 | $ 19,674,000 | $ 151,338 | $ 63,476 |
| Lakeland-Winter Haven, FL | 128 | $ 15,604,000 | $ 121,906 | $ 28,000 |
| Lake Havasu City-Kingman, AZ | 127 | $ 15,117,000 | $ 119,031 | $ 61,000 |
| Cape Coral-Fort Myers, FL | 124 | $ 19,127,000 | $ 154,250 | $ 73,000 |
| Charleston-North Charleston-Summerville, SC | 124 | $ 23,846,000 | $ 192,306 | $ 59,000 |
| Glens Falls, NY | 124 | $ 21,331,000 | $ 172,024 | $ 84,000 |
| Buffalo-Niagara Falls, NY | 123 | $ 17,608,000 | $ 143,154 | $ 75,000 |
| Vallejo-Fairfield, CA | 122 | $ 29,785,000 | $ 244,139 | $ 90,000 |
| St. George, UT | 121 | $ 22,918,000 | $ 189,404 | $ 77,000 |
| Charlottesville, VA | 119 | $ 30,265,000 | $ 254,327 | $ 101,000 |
| Elkhart-Goshen, IN | 118 | $ 13,353,000 | $ 113,161 | $ 42,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 114 | $ 48,507,000 | $ 425,500 | $ 150,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 112 | $ 19,644,000 | $ 175,392 | $ 83,000 |
| Baton Rouge, LA | 109 | $ 17,877,000 | $ 164,009 | $ 87,000 |
| Bremerton-Silverdale, WA | 106 | $ 30,296,000 | $ 285,811 | $ 98,000 |
| Prescott, AZ | 105 | $ 20,004,000 | $ 190,514 | $ 95,000 |
| Ann Arbor, MI | 104 | $ 24,523,000 | $ 235,798 | $ 111,000 |
| Erie, PA | 104 | $ 13,284,000 | $ 127,730 | $ 47,000 |
| Naples-Marco Island, FL | 102 | $ 23,873,000 | $ 234,049 | $ 183,000 |
| Cleveland-Elyria-Mentor, OH | 101 | $ 34,765,000 | $ 344,207 | $ 35,000 |
| Santa Fe, NM | 101 | $ 24,594,000 | $ 243,504 | $ 87,000 |
| Fort Wayne, IN | 99 | $ 12,466,000 | $ 125,919 | $ 47,000 |
| Gainesville, FL | 99 | $ 17,468,000 | $ 176,444 | $ 86,000 |
| Houma-Bayou Cane-Thibodaux, LA | 96 | $ 13,792,000 | $ 143,666 | $ 73,000 |
| Salinas, CA | 93 | $ 34,852,000 | $ 374,752 | $ 134,000 |
| Stockton, CA | 92 | $ 20,207,000 | $ 219,641 | $ 87,000 |
| Norwich-New London, CT | 91 | $ 16,191,000 | $ 177,923 | $ 66,000 |
| Bloomington, IN | 88 | $ 13,785,000 | $ 156,647 | $ 62,000 |
| Farmington, NM | 86 | $ 16,067,000 | $ 186,825 | $ 60,000 |
| Jefferson City, MO | 86 | $ 10,458,000 | $ 121,604 | $ 61,000 |
| Napa, CA | 86 | $ 32,087,000 | $ 373,104 | $ 148,000 |
| Wilmington, NC | 85 | $ 17,222,000 | $ 202,611 | $ 88,000 |
| El Paso, TX | 83 | $ 9,596,000 | $ 115,614 | $ 51,000 |
| Savannah, GA | 80 | $ 13,914,000 | $ 173,925 | $ 49,000 |
| Winston-Salem, NC | 80 | $ 12,718,000 | $ 158,975 | $ 61,000 |
| Charleston, WV | 79 | $ 12,004,000 | $ 151,949 | $ 69,000 |
| Longview, WA | 78 | $ 15,268,000 | $ 195,743 | $ 75,000 |
| Port St. Lucie, FL | 78 | $ 12,774,000 | $ 163,769 | $ 81,000 |
| Utica-Rome, NY | 78 | $ 8,824,000 | $ 113,128 | $ 51,000 |
| Holland-Grand Haven, MI | 77 | $ 12,848,000 | $ 166,857 | $ 64,000 |
| Palm Bay-Melbourne-Titusville, FL | 76 | $ 10,851,000 | $ 142,776 | $ 42,000 |
| Topeka, KS | 76 | $ 10,936,000 | $ 143,894 | $ 63,000 |
| Fresno, CA | 75 | $ 14,573,000 | $ 194,306 | $ 58,000 |
| Little Rock-North Little Rock-Conway, AR | 75 | $ 12,449,000 | $ 165,986 | $ 55,000 |
| Modesto, CA | 75 | $ 14,658,000 | $ 195,440 | $ 69,000 |
| Missoula, MT | 72 | $ 13,500,000 | $ 187,500 | $ 73,000 |
| Lawrence, KS | 71 | $ 12,135,000 | $ 170,915 | $ 69,000 |
| Lexington-Fayette, KY | 69 | $ 10,975,000 | $ 159,057 | $ 57,000 |
| Ocala, FL | 68 | $ 8,541,000 | $ 125,602 | $ 16,000 |
| Madison, WI | 67 | $ 13,269,000 | $ 198,044 | $ 58,000 |
| Winchester, VA-WV | 67 | $ 13,037,000 | $ 194,582 | $ 62,746 |
| Knoxville, TN | 65 | $ 10,640,000 | $ 163,692 | $ 50,000 |
| Fort Collins-Loveland, CO | 64 | $ 14,081,000 | $ 220,015 | $ 65,000 |
| Flagstaff, AZ | 63 | $ 15,491,000 | $ 245,888 | $ 135,000 |
| Greeley, CO | 60 | $ 13,803,000 | $ 230,050 | $ 70,000 |
| Greenville-Mauldin-Easley, SC | 60 | $ 9,135,000 | $ 152,250 | $ 48,000 |
| Durham-Chapel Hill, NC | 59 | $ 11,235,000 | $ 190,423 | $ 80,000 |
| Rochester, NY | 59 | $ 6,946,000 | $ 117,728 | $ 64,000 |
| Boulder, CO | 56 | $ 14,005,000 | $ 250,089 | $ 71,000 |
| Rockford, IL | 56 | $ 6,494,000 | $ 115,964 | $ 18,000 |
| Burlington-South Burlington, VT | 54 | $ 11,225,000 | $ 207,870 | $ 56,000 |
| Joplin, MO | 54 | $ 6,656,000 | $ 123,259 | $ 64,000 |
| Reading, PA | 54 | $ 9,575,000 | $ 177,314 | $ 51,000 |
| Asheville, NC | 53 | $ 9,667,000 | $ 182,396 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 53 | $ 6,326,000 | $ 119,358 | $ 19,000 |
| Lafayette, LA | 50 | $ 7,741,000 | $ 154,820 | $ 79,000 |
| Lebanon, PA | 50 | $ 8,518,000 | $ 170,360 | $ 67,000 |
| Auburn-Opelika, AL | 47 | $ 7,558,000 | $ 160,808 | $ 65,000 |
| Chattanooga, TN-GA | 47 | $ 5,381,000 | $ 114,489 | $ 20,893 |
| Kingston, NY | 47 | $ 8,891,000 | $ 189,170 | $ 52,000 |
| Manhattan, KS | 47 | $ 6,356,000 | $ 135,234 | $ 71,000 |
| Augusta-Richmond County, GA-SC | 46 | $ 5,756,000 | $ 125,130 | $ 21,413 |
| Jackson, MS | 44 | $ 6,051,000 | $ 137,522 | $ 13,000 |
| Spartanburg, SC | 44 | $ 5,341,000 | $ 121,386 | $ 54,000 |
| Altoona, PA | 43 | $ 5,200,000 | $ 120,930 | $ 51,000 |
| Sioux Falls, SD | 43 | $ 7,064,000 | $ 164,279 | $ 84,000 |
| Idaho Falls, ID | 42 | $ 7,859,000 | $ 187,119 | $ 100,000 |
| Bellingham, WA | 41 | $ 9,090,000 | $ 221,707 | $ 73,000 |
| Fayetteville, NC | 41 | $ 6,238,000 | $ 152,146 | $ 62,000 |
| Columbia, SC | 39 | $ 5,889,000 | $ 151,000 | $ 49,000 |
| Mobile, AL | 39 | $ 4,779,000 | $ 122,538 | $ 36,000 |
| Wenatchee-East Wenatchee, WA | 39 | $ 9,073,000 | $ 232,641 | $ 99,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 38 | $ 8,116,000 | $ 213,578 | $ 139,842 |
| Lubbock, TX | 38 | $ 3,129,000 | $ 82,342 | $ 6,000 |
| Corpus Christi, TX | 37 | $ 4,793,000 | $ 129,540 | $ 39,000 |
| Dayton, OH | 37 | $ 5,101,000 | $ 137,864 | $ 46,000 |
| Lewiston-Auburn, ME | 37 | $ 5,854,000 | $ 158,216 | $ 58,000 |
| Springfield, IL | 37 | $ 4,667,000 | $ 126,135 | $ 45,000 |
| Killeen-Temple-Fort Hood, TX | 35 | $ 4,855,000 | $ 138,714 | $ 55,000 |
| College Station-Bryan, TX | 34 | $ 6,035,000 | $ 177,500 | $ 109,000 |
| Evansville, IN-KY | 34 | $ 3,869,000 | $ 113,794 | $ 20,382 |
| Lynchburg, VA | 34 | $ 5,636,000 | $ 165,764 | $ 60,000 |
| Tallahassee, FL | 34 | $ 5,028,000 | $ 147,882 | $ 21,000 |
| Gulfport-Biloxi, MS | 33 | $ 4,315,000 | $ 130,757 | $ 46,000 |
| Tyler, TX | 33 | $ 4,038,000 | $ 122,363 | $ 36,000 |
| Chico, CA | 32 | $ 7,247,000 | $ 226,468 | $ 92,000 |
| Warner Robins, GA | 32 | $ 6,453,000 | $ 201,656 | $ 73,000 |
| Akron, OH | 31 | $ 4,502,000 | $ 145,225 | $ 62,000 |
| Clarksville, TN-KY | 31 | $ 4,748,000 | $ 153,161 | $ 56,387 |
| Yuba City, CA | 31 | $ 5,193,000 | $ 167,516 | $ 57,000 |
| Anniston-Oxford, AL | 30 | $ 4,149,000 | $ 138,300 | $ 66,000 |
| Corvallis, OR | 30 | $ 6,017,000 | $ 200,566 | $ 94,000 |
| Las Cruces, NM | 30 | $ 4,900,000 | $ 163,333 | $ 56,000 |
| Punta Gorda, FL | 29 | $ 4,149,000 | $ 143,068 | $ 55,000 |
| Mount Vernon-Anacortes, WA | 28 | $ 7,320,000 | $ 261,428 | $ 58,000 |
| Billings, MT | 27 | $ 4,214,000 | $ 156,074 | $ 33,000 |
| Burlington, NC | 27 | $ 4,506,000 | $ 166,888 | $ 57,000 |
| Montgomery, AL | 27 | $ 3,163,000 | $ 117,148 | $ 35,000 |
| Palm Coast, FL | 27 | $ 4,021,000 | $ 148,925 | $ 41,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 27 | $ 4,263,000 | $ 157,888 | $ 54,000 |
| Racine, WI | 27 | $ 5,215,000 | $ 193,148 | $ 29,000 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 2,989,000 | $ 114,961 | $ 14,923 |
| Hickory-Lenoir-Morganton, NC | 26 | $ 3,889,000 | $ 149,576 | $ 43,000 |
| Laredo, TX | 26 | $ 4,580,000 | $ 176,153 | $ 74,000 |
| Visalia-Porterville, CA | 26 | $ 3,423,000 | $ 131,653 | $ 58,000 |
| Abilene, TX | 25 | $ 3,910,000 | $ 156,400 | $ 68,000 |
| Crestview-Fort Walton Beach-Destin, FL | 25 | $ 4,896,000 | $ 195,840 | $ 58,000 |
| Hot Springs, AR | 25 | $ 4,149,000 | $ 165,960 | $ 42,000 |
| Huntsville, AL | 25 | $ 4,661,000 | $ 186,440 | $ 45,000 |
| Duluth, MN-WI | 24 | $ 4,080,000 | $ 170,000 | $ 47,875 |
| Lansing-East Lansing, MI | 24 | $ 2,930,000 | $ 122,083 | $ 34,000 |
| Lincoln, NE | 24 | $ 3,379,000 | $ 140,791 | $ 49,000 |
| Merced, CA | 24 | $ 3,343,000 | $ 139,291 | $ 76,000 |
| Vineland-Millville-Bridgeton, NJ | 24 | $ 2,538,000 | $ 105,750 | $ 28,000 |
| Waco, TX | 24 | $ 3,595,000 | $ 149,791 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 23 | $ 2,691,000 | $ 117,000 | $ 15,695 |
| Longview, TX | 23 | $ 2,101,000 | $ 91,347 | $ 11,000 |
| Macon, GA | 23 | $ 3,103,000 | $ 134,913 | $ 55,000 |
| Gainesville, GA | 22 | $ 4,180,000 | $ 190,000 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 22 | $ 3,771,000 | $ 171,409 | $ 104,000 |
| Peoria, IL | 22 | $ 2,453,000 | $ 111,500 | $ 27,000 |
| Amarillo, TX | 21 | $ 2,227,000 | $ 106,047 | $ 30,000 |
| Beaumont-Port Arthur, TX | 21 | $ 1,698,000 | $ 80,857 | $ 7,000 |
| Green Bay, WI | 21 | $ 2,558,000 | $ 121,809 | $ 17,000 |
| Redding, CA | 21 | $ 4,345,000 | $ 206,904 | $ 45,000 |
| Toledo, OH | 21 | $ 2,939,000 | $ 139,952 | $ 69,000 |
| Yuma, AZ | 21 | $ 3,062,000 | $ 145,809 | $ 34,000 |
| Champaign-Urbana, IL | 20 | $ 2,457,000 | $ 122,850 | $ 41,000 |
| Grand Junction, CO | 20 | $ 4,346,000 | $ 217,300 | $ 63,000 |
| Kalamazoo-Portage, MI | 20 | $ 2,520,000 | $ 126,000 | $ 50,000 |
| Niles-Benton Harbor, MI | 20 | $ 3,247,000 | $ 162,350 | $ 43,000 |
| Shreveport-Bossier City, LA | 20 | $ 2,816,000 | $ 140,800 | $ 23,000 |
| Yakima, WA | 20 | $ 2,424,000 | $ 121,200 | $ 46,000 |
| Carson City, NV | 19 | $ 4,051,000 | $ 213,210 | $ 80,000 |
| Jackson, MI | 19 | $ 3,099,000 | $ 163,105 | $ 77,000 |
| Midland, TX | 19 | $ 2,712,000 | $ 142,736 | $ 76,000 |
| St. Cloud, MN | 19 | $ 2,931,000 | $ 154,263 | $ 49,000 |
| Texarkana, Tx-Texarkana, AR | 18 | $ 3,032,000 | $ 168,444 | $ 72,500 |
| Binghamton, NY | 17 | $ 1,455,000 | $ 85,588 | $ 18,000 |
| Cedar Rapids, IA | 17 | $ 2,006,000 | $ 118,000 | $ 32,000 |
| Cleveland, TN | 17 | $ 2,216,000 | $ 130,352 | $ 14,000 |
| Columbia, MO | 17 | $ 2,972,000 | $ 174,823 | $ 87,000 |
| Johnson City, TN | 17 | $ 2,295,000 | $ 135,000 | $ 25,000 |
| Albany, GA | 16 | $ 2,321,000 | $ 145,062 | $ 39,000 |
| Athens-Clarke County, GA | 16 | $ 2,704,000 | $ 169,000 | $ 28,000 |
| Brownsville-Harlingen, TX | 16 | $ 2,340,000 | $ 146,250 | $ 81,000 |
| Danville, VA | 16 | $ 1,115,000 | $ 69,687 | $ 10,000 |
| Kokomo, IN | 16 | $ 1,353,000 | $ 84,562 | $ 42,000 |
| Morristown, TN | 16 | $ 3,103,000 | $ 193,937 | $ 44,000 |
| Pascagoula, MS | 16 | $ 2,243,000 | $ 140,187 | $ 48,000 |
| Sebastian-Vero Beach, FL | 16 | $ 3,967,000 | $ 247,937 | $ 112,000 |
| Casper, WY | 15 | $ 3,011,000 | $ 200,733 | $ 72,000 |
| Cheyenne, WY | 15 | $ 2,636,000 | $ 175,733 | $ 54,000 |
| Great Falls, MT | 15 | $ 2,325,000 | $ 155,000 | $ 56,000 |
| Muskegon-Norton Shores, MI | 15 | $ 2,662,000 | $ 177,466 | $ 55,000 |
| State College, PA | 15 | $ 3,036,000 | $ 202,400 | $ 65,000 |
| Terre Haute, IN | 15 | $ 1,663,000 | $ 110,866 | $ 44,000 |
| Ames, IA | 14 | $ 2,424,000 | $ 173,142 | $ 70,000 |
| Harrisonburg, VA | 14 | $ 2,313,000 | $ 165,214 | $ 67,000 |
| Jonesboro, AR | 14 | $ 2,693,000 | $ 192,357 | $ 84,000 |
| Lewiston, ID-WA | 14 | $ 2,349,000 | $ 167,785 | $ 57,928 |
| Madera-Chowchilla, CA | 14 | $ 3,087,000 | $ 220,500 | $ 51,000 |
| Michigan City-La Porte, IN | 14 | $ 1,878,000 | $ 134,142 | $ 175,000 |
| Sherman-Denison, TX | 14 | $ 1,873,000 | $ 133,785 | $ 72,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 1,257,000 | $ 89,785 | $ 32,142 |
| Anchorage, AK | 13 | $ 2,759,000 | $ 212,230 | $ 47,000 |
| Brunswick, GA | 13 | $ 2,373,000 | $ 182,538 | $ 75,000 |
| Cumberland, MD-WV | 13 | $ 1,339,000 | $ 103,000 | $ 24,076 |
| Johnstown, PA | 13 | $ 1,491,000 | $ 114,692 | $ 48,000 |
| Monroe, MI | 13 | $ 1,620,000 | $ 124,615 | $ 59,000 |
| Morgantown, WV | 13 | $ 2,092,000 | $ 160,923 | $ 68,000 |
| Rochester, MN | 13 | $ 2,470,000 | $ 190,000 | $ 41,000 |
| Tuscaloosa, AL | 13 | $ 1,633,000 | $ 125,615 | $ 31,000 |
| Victoria, TX | 13 | $ 1,500,000 | $ 115,384 | $ 12,000 |
| Blacksburg-Christiansburg-Radford, VA | 12 | $ 2,019,000 | $ 168,250 | $ 69,000 |
| Columbus, IN | 12 | $ 2,177,000 | $ 181,416 | $ 57,000 |
| Greenville, NC | 12 | $ 1,602,000 | $ 133,500 | $ 41,000 |
| Valdosta, GA | 12 | $ 1,595,000 | $ 132,916 | $ 30,000 |
| Wausau, WI | 12 | $ 1,281,000 | $ 106,750 | $ 9,000 |
| Canton-Massillon, OH | 11 | $ 1,301,000 | $ 118,272 | $ 21,000 |
| Elizabethtown, KY | 11 | $ 1,669,000 | $ 151,727 | $ 48,000 |
| Fort Smith, AR-OK | 11 | $ 1,234,000 | $ 112,181 | $ 27,636 |
| Pueblo, CO | 11 | $ 1,483,000 | $ 134,818 | $ 51,000 |
| Dalton, GA | 10 | $ 1,343,000 | $ 134,300 | $ 32,000 |
| Gadsden, AL | 10 | $ 1,012,000 | $ 101,200 | $ 4,000 |
| Jacksonville, NC | 10 | $ 1,805,000 | $ 180,500 | $ 34,000 |
| Kankakee-Bradley, IL | 10 | $ 1,504,000 | $ 150,400 | $ 52,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,050,000 | $ 105,000 | $ 6,000 |
| San Angelo, TX | 10 | $ 1,245,000 | $ 124,500 | $ 50,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,215,000 | $ 121,500 | $ 57,000 |
| Appleton, WI | 9 | $ 2,088,000 | $ 232,000 | $ 85,000 |
| Bowling Green, KY | 9 | $ 1,264,000 | $ 140,444 | $ 25,000 |
| Cape Girardeau-Jackson, MO-IL | 9 | $ 1,411,000 | $ 156,777 | $ 50,000 |
| Fargo, ND-MN | 9 | $ 1,282,000 | $ 142,444 | $ 34,222 |
| Flint, MI | 9 | $ 905,000 | $ 100,555 | $ 35,000 |
| Florence-Muscle Shoals, AL | 9 | $ 1,051,000 | $ 116,777 | $ 37,000 |
| Mankato-North Mankato, MN | 9 | $ 1,038,000 | $ 115,333 | $ 9,000 |
| Monroe, LA | 9 | $ 1,028,000 | $ 114,222 | $ 39,000 |
| Saginaw-Saginaw Township North, MI | 9 | $ 1,174,000 | $ 130,444 | $ 36,000 |
| Sheboygan, WI | 9 | $ 931,000 | $ 103,444 | $ 5,000 |
| Anderson, SC | 8 | $ 788,000 | $ 98,500 | $ 27,000 |
| Bloomington-Normal, IL | 8 | $ 924,000 | $ 115,500 | $ 9,000 |
| Dothan, AL | 8 | $ 945,000 | $ 118,125 | $ 21,000 |
| Elmira, NY | 8 | $ 525,000 | $ 65,625 | $ 19,000 |
| Janesville, WI | 8 | $ 777,000 | $ 97,125 | $ 34,000 |
| Rocky Mount, NC | 8 | $ 1,282,000 | $ 160,250 | $ 30,000 |
| Bay City, MI | 7 | $ 610,000 | $ 87,142 | $ 20,000 |
| Goldsboro, NC | 7 | $ 976,000 | $ 139,428 | $ 29,000 |
| Ithaca, NY | 7 | $ 1,010,000 | $ 144,285 | $ 73,000 |
| Jackson, TN | 7 | $ 779,000 | $ 111,285 | $ 75,000 |
| Pine Bluff, AR | 7 | $ 995,000 | $ 142,142 | $ 50,000 |
| Rapid City, SD | 7 | $ 813,000 | $ 116,142 | $ 28,000 |
| Decatur, AL | 6 | $ 644,000 | $ 107,333 | $ 12,000 |
| Eau Claire, WI | 6 | $ 596,000 | $ 99,333 | $ 12,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 564,000 | $ 94,000 | $ 6,500 |
| Wheeling, WV-OH | 6 | $ 746,000 | $ 124,333 | $ 28,000 |
| Alexandria, LA | 5 | $ 503,000 | $ 100,600 | $ 22,000 |
| Battle Creek, MI | 5 | $ 658,000 | $ 131,600 | $ 42,000 |
| Florence, SC | 5 | $ 572,000 | $ 114,400 | $ 36,000 |
| Hanford-Corcoran, CA | 5 | $ 660,000 | $ 132,000 | $ 28,000 |
| Hattiesburg, MS | 5 | $ 635,000 | $ 127,000 | $ 81,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 735,000 | $ 147,000 | $ 37,000 |
| Lawton, OK | 5 | $ 559,000 | $ 111,800 | $ 13,000 |
| Owensboro, KY | 5 | $ 420,000 | $ 84,000 | $ 25,000 |
| Rome, GA | 5 | $ 654,000 | $ 130,800 | $ 21,000 |
| Williamsport, PA | 5 | $ 512,000 | $ 102,400 | $ 45,000 |
| Mansfield, OH | 4 | $ 150,000 | $ 37,500 | $ 0 |
| Odessa, TX | 4 | $ 477,000 | $ 119,250 | $ 15,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 510,000 | $ 127,500 | $ 34,000 |
| Sumter, SC | 4 | $ 275,000 | $ 68,750 | $ 26,000 |
| Danville, IL | 3 | $ 166,000 | $ 55,333 | $ 33,000 |
| Decatur, IL | 3 | $ 419,000 | $ 139,666 | $ 51,000 |
| Dubuque, IA | 3 | $ 419,000 | $ 139,666 | $ 0 |
| Grand Forks, ND-MN | 3 | $ 435,000 | $ 145,000 | $ 56,333 |
| Iowa City, IA | 3 | $ 415,000 | $ 138,333 | $ 64,000 |
| La Crosse, WI-MN | 3 | $ 422,000 | $ 140,666 | $ 16,000 |
| Sioux City, IA-NE-SD | 3 | $ 403,000 | $ 134,333 | $ 274,000 |
| Bismarck, ND | 2 | $ 483,000 | $ 241,500 | $ 95,000 |
| El Centro, CA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 317,000 | $ 317,000 | $ 128,000 |
| Lima, OH | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Springfield, OH | 1 | $ 49,000 | $ 49,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 77,586 | $19,313,584,000 | $248,000 | $71,000,000 | $89,000 | $3,849,000 |
| Home Purchase | 46,767 | $10,908,150,000 | $233,000 | $99,000,000 | $96,000 | $9,999,000 |
| Home Improvement | 366 | $82,888,000 | $226,000 | $730,000 | $115,000 | $2,098,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 91,569 | $21,330,494,000 | $232,000 | $3,292,000 | $95,000 | $8,950,000 |
| Not Provided | 9,567 | $2,801,237,000 | $292,000 | $3,000,000 | $121,000 | $9,999,000 |
| Asian | 6,945 | $2,437,913,000 | $351,000 | $2,240,000 | $131,000 | $1,795,000 |
| Black or African American | 6,236 | $1,152,166,000 | $184,000 | $2,333,000 | $47,000 | $800,000 |
| Hispanic | 6,029 | $1,218,354,000 | $202,000 | $3,000,000 | $66,000 | $1,611,000 |
| Not applicable | 3,756 | $1,212,991,000 | $322,000 | $99,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 341 | $92,351,000 | $270,000 | $952,000 | $87,000 | $741,000 |
| American Indian or Alaskan Native | 276 | $59,116,000 | $214,000 | $995,000 | $89,000 | $1,303,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 71,506 | $20,101,312,000 | $281,000 | $99,000,000 | $130,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 45,011 | $8,461,349,000 | $187,000 | $1,231,000 | $38,000 | $2,422,000 |
| VA-guaranteed (Veterans Administration) | 6,689 | $1,531,242,000 | $228,000 | $778,000 | $60,000 | $775,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,513 | $210,719,000 | $139,000 | $417,000 | $46,000 | $182,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 89,945 | $21,523,818,000 | $239,000 | $23,300,000 | $96,000 | $9,999,000 |
| Application Denied By Financial Institution | 19,402 | $5,075,578,000 | $261,000 | $99,000,000 | $91,000 | $3,932,000 |
| Application Withdrawn By Applicant | 9,120 | $2,461,716,000 | $269,000 | $28,800,000 | $104,000 | $8,950,000 |
| Loan Purchased By The Institution | 3,742 | $669,846,000 | $179,000 | $1,970,000 | $0 | $0 |
| Application Approved But Not Accepted | 1,766 | $373,338,000 | $211,000 | $2,100,000 | $55,000 | $1,520,000 |
| File Closed For Incompleteness | 744 | $200,326,000 | $269,000 | $3,000,000 | $106,000 | $1,813,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 7,687 | $1,811,452,000 | $235,000 | $2,408,000 | $92,000 | $2,640,000 |
| Collateral | 5,056 | $1,274,146,000 | $252,000 | $2,333,000 | $97,000 | $3,932,000 |
| Debt-To-Income Ratio | 2,198 | $605,240,000 | $275,000 | $3,292,000 | $82,000 | $1,238,000 |
| Unverifiable Information | 1,778 | $448,718,000 | $252,000 | $2,044,000 | $94,000 | $1,859,000 |
| Other | 1,057 | $588,419,000 | $556,000 | $99,000,000 | $91,000 | $1,692,000 |
| Credit History | 827 | $166,175,000 | $200,000 | $2,417,000 | $65,000 | $990,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 463 | $112,724,000 | $243,000 | $1,768,000 | $84,000 | $2,173,000 |
| Employment History | 240 | $45,790,000 | $190,000 | $1,000,000 | $65,000 | $360,000 |
| Mortgage Insurance Denied | 96 | $22,914,000 | $238,000 | $729,000 | $92,000 | $321,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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